Citizens National Bank of Texas, CITIZENS NATIONAL BANK

Name:Citizens National Bank of Texas, CITIZENS NATIONAL BANK
Full Service Brick and Mortar Office
Review: 1star1 client review
Location:102 Harris Ave
Red Oak, TX 75154

Ellis County
View Other Branches
 
Phone:972-617-5440
FDIC Cert:#5574
Established:10/01/1997


The Bank

Name:Citizens National Bank of Texas
Concentration:Commercial Lending Specialization
Established:07/01/1868
FDIC Insurance:01/01/1934
Holden By:FIRST CITIZENS BANCSHARES INC
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:12, view all, view on map
Website:www.cnboftexas.com
Total Assets:$1,677,031,000
Total Deposits:$1,458,304,000
Total Equity Capital:$207,894,000
Total Domestic Office Deposits:$1,458,304,000
Net Income:$40,857,000
Quarterly Net Income:$9,155,000
Return on Assets:2%
Quarterly Return on Assets:2%
Return on Equity:21%
Quarterly Return on Equity:18%
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Client Review

1 client review of Citizens National Bank of Texas scored 1 out of 5.

WOW
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by Honestly, Jun. 25, 2012

This is the worst bank I have ever had an account at. They want to hold your funds every chance they can, even if it's payroll that you consistently deposit. I could understand if there were a problem with the account, but never not one time was the account overdrawn. It was not a new account either, it had been opened for years. The tele banking almost never works, and the customer service representatives are either rude, busy or uninformed. I would not recommend this bank to anyone! They absolutely wowed me, and NOT AT ALL in a good way.

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on Citizens National Bank of Texas, Citizens National Bank Of Texas at Waxahachie, TX
1 of 1 people found this review helpful. Was this review helpful to you? Yes, No   Report Abuse

1 comment. Add a comment

by Edvardas 2018-10-04 21:43:25
CNB Texas at Ennis has excellent customer service.  I have been using this bank for seven years and have had no problems, whatsoever.  I have always been polite when I drive through or walk in and have even complimented the service.  Likewise, all the tellers are always very polite with me, never anything less than I would expect from a quality hometown bank.  Always prompt, courteous and helpful.

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