Home > Citizens National Bank > Assets and Liabilities
Citizens National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 226 | 792 |
| Assets and Liabilities | ||
| Total Assets: | $1,000,850,000 | 527 |
| Cash and due from depository institutions | $23,467,000 | 792 |
| Interest-bearing balances | $52,000 | 5,309 |
| Securities | $227,404,000 | 555 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $720,500,000 | 473 |
| Loan loss allowance | $9,767,000 | 480 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,053,000 | 732 |
| Other real estate owned | $0 | 792 |
| Goodwill and other intangibles | $129,000 | 2,490 |
| All other assets | $19,297,000 | 538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,000,850,000 | 527 |
| Total liabilities | $931,180,000 | 519 |
| Total deposits | $832,714,000 | 474 |
| Interest-bearing deposits | $772,761,000 | 449 |
| Deposits held in domestic offices | $832,714,000 | 469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $86,275,000 | 368 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $224,000 | 4,475 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $11,967,000 | 553 |
| Total equity capital | $69,670,000 | 686 |
| Total bank equity capital | $69,670,000 | 686 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $9,396,000 | 380 |
| Surplus | $9,973,000 | 1,562 |
| Undivided profits | $50,301,000 | 504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,980,000 | 725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $5,064,000 | 465 |
| Earning assets | $947,956,000 | 516 |
| Long-term assets (5+ years) | $451,117,000 | 222 |
| Average Assets, year-to-date | $997,229,800 | 506 |
| Average Assets, quarterly | $1,009,655,500 | 509 |
| Volatile liabilities | $134,116,000 | 704 |
| Insider loans | $1,010,000 | 3,536 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $153,145,000 | 482 |
| Tier 1 (core) risk-based capital | $68,493,100 | 640 |
| Tier 2 risk-based capital | $8,653,280 | 463 |
| Total risk weighted assets | $691,148,880 | 487 |
| Total unused commitments | $153,145,000 | 484 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 247 | 762 |
| Assets and Liabilities | ||
| Total Assets: | $994,385,000 | 563 |
| Cash and due from depository institutions | $41,632,000 | 762 |
| Interest-bearing balances | $227,000 | 3,831 |
| Securities | $256,932,000 | 520 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $667,675,000 | 530 |
| Loan loss allowance | $9,324,000 | 563 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,968,000 | 683 |
| Other real estate owned | $118,000 | 762 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $17,060,000 | 610 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $994,385,000 | 563 |
| Total liabilities | $921,953,000 | 562 |
| Total deposits | $835,711,000 | 516 |
| Interest-bearing deposits | $783,405,000 | 477 |
| Deposits held in domestic offices | $835,711,000 | 507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,445,000 | 425 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $305,000 | 4,279 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $11,492,000 | 583 |
| Total equity capital | $72,432,000 | 671 |
| Total bank equity capital | $72,432,000 | 671 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $9,396,000 | 404 |
| Surplus | $9,973,000 | 1,609 |
| Undivided profits | $53,063,000 | 496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,115,000 | 838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,897,000 | 497 |
| Earning assets | $924,834,000 | 559 |
| Long-term assets (5+ years) | $478,517,000 | 215 |
| Average Assets, year-to-date | $996,405,800 | 544 |
| Average Assets, quarterly | $991,733,000 | 558 |
| Volatile liabilities | $99,839,000 | 877 |
| Insider loans | $3,890,000 | 1,116 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $138,755,000 | 537 |
| Tier 1 (core) risk-based capital | $72,414,000 | 637 |
| Tier 2 risk-based capital | $7,712,660 | 544 |
| Total risk weighted assets | $615,401,360 | 571 |
| Total unused commitments | $138,755,000 | 539 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 289 | 671 |
| Assets and Liabilities | ||
| Total Assets: | $1,001,038,000 | 585 |
| Cash and due from depository institutions | $40,599,000 | 671 |
| Interest-bearing balances | $288,000 | 3,940 |
| Securities | $272,666,000 | 524 |
| Federal funds sold & reverse repurchase agreements | $20,285,000 | 703 |
| Net loans & leases | $646,655,000 | 559 |
| Loan loss allowance | $8,735,000 | 606 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,154,000 | 728 |
| Other real estate owned | $841,000 | 671 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $9,838,000 | 950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,001,038,000 | 585 |
| Total liabilities | $930,158,000 | 579 |
| Total deposits | $874,805,000 | 513 |
| Interest-bearing deposits | $819,325,000 | 483 |
| Deposits held in domestic offices | $874,805,000 | 506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,235,000 | 545 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,676,000 | 2,159 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $6,442,000 | 866 |
| Total equity capital | $70,880,000 | 704 |
| Total bank equity capital | $70,880,000 | 704 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $9,396,000 | 419 |
| Surplus | $9,973,000 | 1,604 |
| Undivided profits | $51,511,000 | 523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,099,000 | 1,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $4,002,000 | 603 |
| Earning assets | $939,894,000 | 577 |
| Long-term assets (5+ years) | $485,790,000 | 221 |
| Average Assets, year-to-date | $1,004,219,000 | 554 |
| Average Assets, quarterly | $997,364,000 | 578 |
| Volatile liabilities | $73,647,000 | 997 |
| Insider loans | $2,720,000 | 1,599 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $3,136,000 | 461 |
| Unused loan commitments | $119,130,000 | 612 |
| Tier 1 (core) risk-based capital | $71,567,000 | 659 |
| Tier 2 risk-based capital | $6,621,240 | 608 |
| Total risk weighted assets | $527,585,740 | 649 |
| Total unused commitments | $119,130,000 | 614 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 140 | 1,412 |
| Assets and Liabilities | ||
| Total Assets: | $255,254,000 | 1,806 |
| Cash and due from depository institutions | $10,140,000 | 1,412 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $51,991,000 | 2,531 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $185,643,000 | 1,519 |
| Loan loss allowance | $2,200,000 | 1,819 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,256,000 | 1,737 |
| Other real estate owned | $0 | 1,412 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,224,000 | 2,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,254,000 | 1,806 |
| Total liabilities | $237,009,000 | 1,771 |
| Total deposits | $208,936,000 | 1,819 |
| Interest-bearing deposits | $172,159,000 | 1,921 |
| Deposits held in domestic offices | $208,936,000 | 1,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,203,000 | 761 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $870,000 | 3,403 |
| Total equity capital | $18,245,000 | 2,245 |
| Total bank equity capital | $18,245,000 | 2,245 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,541,000 | 1,566 |
| Surplus | $5,402,000 | 2,588 |
| Undivided profits | $10,302,000 | 2,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 5,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $992,000 | 2,000 |
| Earning assets | $237,634,000 | 1,769 |
| Long-term assets (5+ years) | $72,752,000 | 860 |
| Average Assets, year-to-date | $243,862,600 | 1,833 |
| Average Assets, quarterly | $253,807,500 | 1,805 |
| Volatile liabilities | $37,331,000 | 1,537 |
| Insider loans | $1,637,000 | 2,482 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $56,509,000 | 905 |
| Tier 1 (core) risk-based capital | $19,498,000 | 2,105 |
| Tier 2 risk-based capital | $2,200,000 | 1,449 |
| Total risk weighted assets | $178,202,200 | 1,564 |
| Total unused commitments | $56,509,000 | 914 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 143 | 1,475 |
| Assets and Liabilities | ||
| Total Assets: | $238,310,000 | 1,951 |
| Cash and due from depository institutions | $6,784,000 | 1,475 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $58,798,000 | 2,333 |
| Federal funds sold & reverse repurchase agreements | $8,850,000 | 1,568 |
| Net loans & leases | $156,947,000 | 1,741 |
| Loan loss allowance | $2,170,000 | 1,939 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,536,000 | 1,610 |
| Other real estate owned | $140,000 | 1,475 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,255,000 | 3,134 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,310,000 | 1,951 |
| Total liabilities | $219,952,000 | 1,934 |
| Total deposits | $203,748,000 | 1,935 |
| Interest-bearing deposits | $170,790,000 | 2,019 |
| Deposits held in domestic offices | $203,748,000 | 1,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,244,000 | 861 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $960,000 | 3,237 |
| Total equity capital | $18,358,000 | 2,205 |
| Total bank equity capital | $18,358,000 | 2,205 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,541,000 | 1,572 |
| Surplus | $5,402,000 | 2,507 |
| Undivided profits | $10,415,000 | 2,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,029,000 | 3,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,679 |
| Income earned, not collected on loans | $778,000 | 2,293 |
| Earning assets | $224,595,000 | 1,904 |
| Long-term assets (5+ years) | $44,902,000 | 1,330 |
| Average Assets, year-to-date | $233,803,000 | 1,927 |
| Average Assets, quarterly | $237,161,000 | 1,936 |
| Volatile liabilities | $21,627,000 | 2,253 |
| Insider loans | $1,282,000 | 3,070 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $32,653,000 | 1,342 |
| Tier 1 (core) risk-based capital | $18,358,000 | 2,135 |
| Tier 2 risk-based capital | $1,938,030 | 1,621 |
| Total risk weighted assets | $154,810,530 | 1,779 |
| Total unused commitments | $32,653,000 | 1,364 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 140 | 1,553 |
| Assets and Liabilities | ||
| Total Assets: | $232,911,000 | 2,038 |
| Cash and due from depository institutions | $8,891,000 | 1,553 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $44,715,000 | 3,055 |
| Federal funds sold & reverse repurchase agreements | $11,300,000 | 1,457 |
| Net loans & leases | $160,286,000 | 1,747 |
| Loan loss allowance | $1,932,000 | 2,186 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,832,000 | 1,511 |
| Other real estate owned | $600,000 | 1,553 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,287,000 | 3,178 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,911,000 | 2,038 |
| Total liabilities | $214,229,000 | 2,048 |
| Total deposits | $203,919,000 | 2,029 |
| Interest-bearing deposits | $173,822,000 | 2,067 |
| Deposits held in domestic offices | $203,919,000 | 2,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,018,000 | 1,045 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,292,000 | 2,665 |
| Total equity capital | $18,682,000 | 2,082 |
| Total bank equity capital | $18,682,000 | 2,082 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,541,000 | 1,614 |
| Surplus | $5,402,000 | 2,413 |
| Undivided profits | $10,739,000 | 2,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $597,000 | 5,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $819,000 | 2,438 |
| Earning assets | $216,301,000 | 2,005 |
| Long-term assets (5+ years) | $41,702,000 | 1,384 |
| Average Assets, year-to-date | $225,559,000 | 2,057 |
| Average Assets, quarterly | $229,958,000 | 2,045 |
| Volatile liabilities | $15,144,000 | 2,942 |
| Insider loans | $260,000 | 3,250 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $36,411,000 | 1,180 |
| Tier 1 (core) risk-based capital | $18,682,000 | 2,031 |
| Tier 2 risk-based capital | $1,932,000 | 1,644 |
| Total risk weighted assets | $166,247,500 | 1,712 |
| Total unused commitments | $36,411,000 | 1,193 |
| Derivatives | $0 | 651 |