Home > Citizens First Bank, Inc. > Income and Expense
Citizens First Bank, Inc., Income and Expense
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,337,000 | 1,491 |
| Total interest expense | $2,515,000 | 1,219 |
| Net interest income | $7,822,000 | 1,560 |
| Provision for loan and lease losses | $900,000 | 526 |
| Total noninterest income | $1,634,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $541,000 | 1,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,093,000 | 1,410 |
| Total noninterest expense | $8,460,000 | 1,243 |
| Salaries and employee benefits | $5,794,000 | 1,062 |
| Premises and equipment expense | $640,000 | 1,740 |
| Additional noninterest expense | $2,026,000 | 1,500 |
| Pre-tax net operating income | $96,000 | 4,935 |
| Securities gains (losses) | $44,000 | 779 |
| Applicable income taxes | $28,000 | 3,329 |
| Income before extraordinary items | $112,000 | 4,868 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $112,000 | 4,866 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $112,000 | 4,866 |
| Net charge-offs | $-29,000 | 4,771 |
| Cash dividends | $1,000,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $76,800 | 4,958 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,156,000 | 1,490 |
| Total interest expense | $1,258,000 | 1,186 |
| Net interest income | $3,898,000 | 1,572 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $762,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $260,000 | 1,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $502,000 | 1,438 |
| Total noninterest expense | $3,171,000 | 1,580 |
| Salaries and employee benefits | $1,802,000 | 1,611 |
| Premises and equipment expense | $311,000 | 1,792 |
| Additional noninterest expense | $1,058,000 | 1,448 |
| Pre-tax net operating income | $1,489,000 | 1,534 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $289,000 | 1,279 |
| Income before extraordinary items | $1,200,000 | 1,624 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,200,000 | 1,622 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,200,000 | 1,623 |
| Net charge-offs | $-26,000 | 4,931 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,200,000 | 1,604 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,228,000 | 1,439 |
| Total interest expense | $4,288,000 | 1,070 |
| Net interest income | $15,940,000 | 1,505 |
| Provision for loan and lease losses | $160,000 | 2,578 |
| Total noninterest income | $3,372,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,230,000 | 974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,142,000 | 1,436 |
| Total noninterest expense | $12,534,000 | 1,550 |
| Salaries and employee benefits | $6,990,000 | 1,598 |
| Premises and equipment expense | $1,345,000 | 1,651 |
| Additional noninterest expense | $4,199,000 | 1,445 |
| Pre-tax net operating income | $6,618,000 | 1,414 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,340,000 | 1,144 |
| Income before extraordinary items | $5,278,000 | 1,514 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,278,000 | 1,512 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,278,000 | 1,513 |
| Net charge-offs | $511,000 | 944 |
| Cash dividends | $1,200,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,278,000 | 1,505 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,116,000 | 1,416 |
| Total interest expense | $3,064,000 | 1,048 |
| Net interest income | $12,052,000 | 1,495 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $2,472,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $898,000 | 992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,574,000 | 1,476 |
| Total noninterest expense | $9,438,000 | 1,547 |
| Salaries and employee benefits | $5,255,000 | 1,603 |
| Premises and equipment expense | $1,009,000 | 1,671 |
| Additional noninterest expense | $3,174,000 | 1,444 |
| Pre-tax net operating income | $4,996,000 | 1,423 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,021,000 | 1,153 |
| Income before extraordinary items | $3,975,000 | 1,525 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,975,000 | 1,524 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,975,000 | 1,524 |
| Net charge-offs | $38,000 | 2,369 |
| Cash dividends | $900,000 | 1,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,975,000 | 1,510 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,022,000 | 1,405 |
| Total interest expense | $1,932,000 | 1,038 |
| Net interest income | $8,090,000 | 1,483 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $1,613,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $607,000 | 977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,006,000 | 1,511 |
| Total noninterest expense | $6,310,000 | 1,556 |
| Salaries and employee benefits | $3,556,000 | 1,593 |
| Premises and equipment expense | $678,000 | 1,672 |
| Additional noninterest expense | $2,076,000 | 1,461 |
| Pre-tax net operating income | $3,333,000 | 1,401 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $664,000 | 1,153 |
| Income before extraordinary items | $2,669,000 | 1,485 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,669,000 | 1,484 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,669,000 | 1,484 |
| Net charge-offs | $34,000 | 1,971 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,669,000 | 1,471 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,860,000 | 1,436 |
| Total interest expense | $918,000 | 1,025 |
| Net interest income | $3,942,000 | 1,519 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $770,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $298,000 | 996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $472,000 | 1,540 |
| Total noninterest expense | $3,217,000 | 1,544 |
| Salaries and employee benefits | $1,815,000 | 1,566 |
| Premises and equipment expense | $366,000 | 1,583 |
| Additional noninterest expense | $1,036,000 | 1,459 |
| Pre-tax net operating income | $1,465,000 | 1,521 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $289,000 | 1,250 |
| Income before extraordinary items | $1,176,000 | 1,611 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,176,000 | 1,611 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,176,000 | 1,611 |
| Net charge-offs | $61,000 | 1,088 |
| Cash dividends | $300,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,176,000 | 1,597 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,595,000 | 1,444 |
| Total interest expense | $2,894,000 | 1,120 |
| Net interest income | $15,701,000 | 1,493 |
| Provision for loan and lease losses | $-150,000 | 5,403 |
| Total noninterest income | $3,265,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,237,000 | 981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,028,000 | 1,521 |
| Total noninterest expense | $12,130,000 | 1,609 |
| Salaries and employee benefits | $6,654,000 | 1,666 |
| Premises and equipment expense | $1,329,000 | 1,700 |
| Additional noninterest expense | $4,147,000 | 1,469 |
| Pre-tax net operating income | $6,986,000 | 1,315 |
| Securities gains (losses) | $48,000 | 922 |
| Applicable income taxes | $2,562,000 | 1,088 |
| Income before extraordinary items | $4,472,000 | 1,478 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,472,000 | 1,477 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,472,000 | 1,478 |
| Net charge-offs | $-20,000 | 4,947 |
| Cash dividends | $1,600,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,441,280 | 1,471 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,690,000 | 1,463 |
| Total interest expense | $2,074,000 | 1,144 |
| Net interest income | $11,616,000 | 1,512 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,439,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $922,000 | 990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,517,000 | 1,541 |
| Total noninterest expense | $9,199,000 | 1,610 |
| Salaries and employee benefits | $4,971,000 | 1,676 |
| Premises and equipment expense | $987,000 | 1,717 |
| Additional noninterest expense | $3,241,000 | 1,407 |
| Pre-tax net operating income | $4,856,000 | 1,399 |
| Securities gains (losses) | $48,000 | 898 |
| Applicable income taxes | $1,515,000 | 1,113 |
| Income before extraordinary items | $3,389,000 | 1,557 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,389,000 | 1,557 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,389,000 | 1,557 |
| Net charge-offs | $2,000 | 3,621 |
| Cash dividends | $1,100,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,355,880 | 1,556 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,050,000 | 1,460 |
| Total interest expense | $1,334,000 | 1,143 |
| Net interest income | $7,716,000 | 1,506 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $1,591,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $605,000 | 992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $986,000 | 1,556 |
| Total noninterest expense | $6,145,000 | 1,608 |
| Salaries and employee benefits | $3,329,000 | 1,673 |
| Premises and equipment expense | $648,000 | 1,747 |
| Additional noninterest expense | $2,168,000 | 1,402 |
| Pre-tax net operating income | $3,132,000 | 1,416 |
| Securities gains (losses) | $23,000 | 938 |
| Applicable income taxes | $966,000 | 1,128 |
| Income before extraordinary items | $2,189,000 | 1,580 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,189,000 | 1,580 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,189,000 | 1,580 |
| Net charge-offs | $-14,000 | 4,896 |
| Cash dividends | $600,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,173,130 | 1,569 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,457,000 | 1,476 |
| Total interest expense | $644,000 | 1,158 |
| Net interest income | $3,813,000 | 1,512 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $740,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $278,000 | 1,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $462,000 | 1,606 |
| Total noninterest expense | $3,158,000 | 1,573 |
| Salaries and employee benefits | $1,713,000 | 1,650 |
| Premises and equipment expense | $345,000 | 1,656 |
| Additional noninterest expense | $1,100,000 | 1,378 |
| Pre-tax net operating income | $1,365,000 | 1,536 |
| Securities gains (losses) | $23,000 | 494 |
| Applicable income taxes | $416,000 | 1,215 |
| Income before extraordinary items | $972,000 | 1,707 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $972,000 | 1,707 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $972,000 | 1,707 |
| Net charge-offs | $-22,000 | 5,287 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $955,900 | 1,715 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $18,141,000 | 1,407 |
| Total interest expense | $2,382,000 | 1,214 |
| Net interest income | $15,759,000 | 1,430 |
| Provision for loan and lease losses | $-85,000 | 5,572 |
| Total noninterest income | $2,953,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,395,000 | 903 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,558,000 | 1,834 |
| Total noninterest expense | $12,305,000 | 1,577 |
| Salaries and employee benefits | $6,791,000 | 1,592 |
| Premises and equipment expense | $1,494,000 | 1,525 |
| Additional noninterest expense | $4,020,000 | 1,526 |
| Pre-tax net operating income | $6,492,000 | 1,314 |
| Securities gains (losses) | $125,000 | 1,191 |
| Applicable income taxes | $2,045,000 | 1,031 |
| Income before extraordinary items | $4,572,000 | 1,490 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,572,000 | 1,489 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,572,000 | 1,489 |
| Net charge-offs | $-23,000 | 5,151 |
| Cash dividends | $3,000,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,485,750 | 1,479 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,570,000 | 1,408 |
| Total interest expense | $1,761,000 | 1,233 |
| Net interest income | $11,809,000 | 1,437 |
| Provision for loan and lease losses | $-85,000 | 5,722 |
| Total noninterest income | $2,194,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,024,000 | 914 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,170,000 | 1,849 |
| Total noninterest expense | $9,281,000 | 1,566 |
| Salaries and employee benefits | $5,071,000 | 1,600 |
| Premises and equipment expense | $1,137,000 | 1,507 |
| Additional noninterest expense | $3,073,000 | 1,506 |
| Pre-tax net operating income | $4,807,000 | 1,349 |
| Securities gains (losses) | $125,000 | 1,113 |
| Applicable income taxes | $1,518,000 | 1,064 |
| Income before extraordinary items | $3,414,000 | 1,515 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,414,000 | 1,514 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,414,000 | 1,515 |
| Net charge-offs | $-130,000 | 5,637 |
| Cash dividends | $2,500,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,327,750 | 1,508 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,012,000 | 1,412 |
| Total interest expense | $1,154,000 | 1,245 |
| Net interest income | $7,858,000 | 1,445 |
| Provision for loan and lease losses | $-85,000 | 5,840 |
| Total noninterest income | $1,410,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $663,000 | 932 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $747,000 | 1,876 |
| Total noninterest expense | $6,292,000 | 1,551 |
| Salaries and employee benefits | $3,418,000 | 1,590 |
| Premises and equipment expense | $771,000 | 1,483 |
| Additional noninterest expense | $2,103,000 | 1,471 |
| Pre-tax net operating income | $3,061,000 | 1,381 |
| Securities gains (losses) | $106,000 | 924 |
| Applicable income taxes | $982,000 | 1,099 |
| Income before extraordinary items | $2,185,000 | 1,541 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,185,000 | 1,541 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,185,000 | 1,541 |
| Net charge-offs | $-118,000 | 5,736 |
| Cash dividends | $1,500,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,111,860 | 1,542 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,477,000 | 1,414 |
| Total interest expense | $571,000 | 1,247 |
| Net interest income | $3,906,000 | 1,445 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $682,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $325,000 | 945 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $357,000 | 1,878 |
| Total noninterest expense | $3,190,000 | 1,537 |
| Salaries and employee benefits | $1,773,000 | 1,539 |
| Premises and equipment expense | $381,000 | 1,514 |
| Additional noninterest expense | $1,036,000 | 1,477 |
| Pre-tax net operating income | $1,398,000 | 1,468 |
| Securities gains (losses) | $51,000 | 815 |
| Applicable income taxes | $444,000 | 1,147 |
| Income before extraordinary items | $1,005,000 | 1,612 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,005,000 | 1,613 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,005,000 | 1,613 |
| Net charge-offs | $-128,000 | 5,921 |
| Cash dividends | $1,000,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $969,810 | 1,629 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,685,000 | 1,404 |
| Total interest expense | $2,405,000 | 1,157 |
| Net interest income | $15,280,000 | 1,448 |
| Provision for loan and lease losses | $135,000 | 2,741 |
| Total noninterest income | $2,930,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,421,000 | 900 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,509,000 | 1,843 |
| Total noninterest expense | $12,623,000 | 1,533 |
| Salaries and employee benefits | $6,495,000 | 1,621 |
| Premises and equipment expense | $1,543,000 | 1,492 |
| Additional noninterest expense | $4,585,000 | 1,368 |
| Pre-tax net operating income | $5,452,000 | 1,472 |
| Securities gains (losses) | $78,000 | 1,316 |
| Applicable income taxes | $1,589,000 | 1,196 |
| Income before extraordinary items | $3,941,000 | 1,615 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,941,000 | 1,617 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,941,000 | 1,617 |
| Net charge-offs | $104,000 | 2,610 |
| Cash dividends | $2,250,000 | 1,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,885,620 | 1,605 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,189,000 | 1,425 |
| Total interest expense | $1,827,000 | 1,157 |
| Net interest income | $11,362,000 | 1,466 |
| Provision for loan and lease losses | $200,000 | 1,947 |
| Total noninterest income | $2,134,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,061,000 | 903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,073,000 | 1,932 |
| Total noninterest expense | $9,578,000 | 1,526 |
| Salaries and employee benefits | $4,887,000 | 1,619 |
| Premises and equipment expense | $1,146,000 | 1,518 |
| Additional noninterest expense | $3,545,000 | 1,327 |
| Pre-tax net operating income | $3,718,000 | 1,615 |
| Securities gains (losses) | $10,000 | 2,368 |
| Applicable income taxes | $1,047,000 | 1,330 |
| Income before extraordinary items | $2,681,000 | 1,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,681,000 | 1,795 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,681,000 | 1,796 |
| Net charge-offs | $64,000 | 2,579 |
| Cash dividends | $1,500,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,673,800 | 1,759 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,775,000 | 1,436 |
| Total interest expense | $1,226,000 | 1,152 |
| Net interest income | $7,549,000 | 1,480 |
| Provision for loan and lease losses | $200,000 | 1,484 |
| Total noninterest income | $1,342,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $675,000 | 934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $667,000 | 2,028 |
| Total noninterest expense | $6,140,000 | 1,586 |
| Salaries and employee benefits | $3,237,000 | 1,642 |
| Premises and equipment expense | $767,000 | 1,525 |
| Additional noninterest expense | $2,136,000 | 1,456 |
| Pre-tax net operating income | $2,551,000 | 1,558 |
| Securities gains (losses) | $10,000 | 2,017 |
| Applicable income taxes | $723,000 | 1,305 |
| Income before extraordinary items | $1,838,000 | 1,735 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,838,000 | 1,739 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,838,000 | 1,739 |
| Net charge-offs | $102,000 | 1,714 |
| Cash dividends | $500,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,830,800 | 1,695 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,306,000 | 1,451 |
| Total interest expense | $603,000 | 1,165 |
| Net interest income | $3,703,000 | 1,496 |
| Provision for loan and lease losses | $80,000 | 1,639 |
| Total noninterest income | $620,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $317,000 | 963 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $303,000 | 2,115 |
| Total noninterest expense | $3,066,000 | 1,579 |
| Salaries and employee benefits | $1,648,000 | 1,623 |
| Premises and equipment expense | $403,000 | 1,474 |
| Additional noninterest expense | $1,015,000 | 1,513 |
| Pre-tax net operating income | $1,177,000 | 1,619 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $325,000 | 1,363 |
| Income before extraordinary items | $852,000 | 1,834 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $852,000 | 1,837 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $852,000 | 1,836 |
| Net charge-offs | $18,000 | 2,186 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $852,000 | 1,767 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,135,000 | 1,462 |
| Total interest expense | $2,470,000 | 1,180 |
| Net interest income | $14,665,000 | 1,507 |
| Provision for loan and lease losses | $275,000 | 2,095 |
| Total noninterest income | $2,510,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,196,000 | 1,103 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,314,000 | 1,945 |
| Total noninterest expense | $12,029,000 | 1,598 |
| Salaries and employee benefits | $6,137,000 | 1,687 |
| Premises and equipment expense | $1,466,000 | 1,598 |
| Additional noninterest expense | $4,426,000 | 1,437 |
| Pre-tax net operating income | $4,871,000 | 1,556 |
| Securities gains (losses) | $95,000 | 1,289 |
| Applicable income taxes | $1,405,000 | 1,252 |
| Income before extraordinary items | $3,561,000 | 1,736 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,561,000 | 1,736 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,561,000 | 1,735 |
| Net charge-offs | $43,000 | 3,878 |
| Cash dividends | $3,000,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,492,600 | 1,740 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,766,000 | 1,479 |
| Total interest expense | $1,873,000 | 1,182 |
| Net interest income | $10,893,000 | 1,531 |
| Provision for loan and lease losses | $275,000 | 1,722 |
| Total noninterest income | $1,861,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $857,000 | 1,163 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,004,000 | 1,924 |
| Total noninterest expense | $8,935,000 | 1,609 |
| Salaries and employee benefits | $4,532,000 | 1,711 |
| Premises and equipment expense | $1,097,000 | 1,610 |
| Additional noninterest expense | $3,306,000 | 1,440 |
| Pre-tax net operating income | $3,544,000 | 1,604 |
| Securities gains (losses) | $74,000 | 1,200 |
| Applicable income taxes | $1,019,000 | 1,296 |
| Income before extraordinary items | $2,599,000 | 1,793 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,599,000 | 1,793 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,599,000 | 1,792 |
| Net charge-offs | $25,000 | 3,731 |
| Cash dividends | $1,200,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,545,720 | 1,788 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,412,000 | 1,491 |
| Total interest expense | $1,261,000 | 1,178 |
| Net interest income | $7,151,000 | 1,544 |
| Provision for loan and lease losses | $275,000 | 1,371 |
| Total noninterest income | $1,165,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $557,000 | 1,167 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $608,000 | 2,036 |
| Total noninterest expense | $5,933,000 | 1,610 |
| Salaries and employee benefits | $3,013,000 | 1,706 |
| Premises and equipment expense | $728,000 | 1,626 |
| Additional noninterest expense | $2,192,000 | 1,447 |
| Pre-tax net operating income | $2,108,000 | 1,746 |
| Securities gains (losses) | $74,000 | 947 |
| Applicable income taxes | $601,000 | 1,373 |
| Income before extraordinary items | $1,581,000 | 1,900 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,581,000 | 1,904 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,581,000 | 1,903 |
| Net charge-offs | $-25,000 | 5,963 |
| Cash dividends | $600,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,527,720 | 1,898 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 1,495 |
| Total interest expense | $625,000 | 1,213 |
| Net interest income | $3,556,000 | 1,543 |
| Provision for loan and lease losses | $125,000 | 1,415 |
| Total noninterest income | $560,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $261,000 | 1,218 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $299,000 | 2,008 |
| Total noninterest expense | $2,929,000 | 1,642 |
| Salaries and employee benefits | $1,527,000 | 1,702 |
| Premises and equipment expense | $372,000 | 1,624 |
| Additional noninterest expense | $1,030,000 | 1,516 |
| Pre-tax net operating income | $1,062,000 | 1,682 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $291,000 | 1,376 |
| Income before extraordinary items | $771,000 | 1,869 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $771,000 | 1,873 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $771,000 | 1,872 |
| Net charge-offs | $-49,000 | 6,307 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $771,000 | 1,829 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,545,000 | 1,444 |
| Total interest expense | $2,777,000 | 1,219 |
| Net interest income | $14,768,000 | 1,473 |
| Provision for loan and lease losses | $2,650,000 | 491 |
| Total noninterest income | $2,650,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,272,000 | 1,089 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,378,000 | 1,959 |
| Total noninterest expense | $11,936,000 | 1,617 |
| Salaries and employee benefits | $5,606,000 | 1,820 |
| Premises and equipment expense | $1,486,000 | 1,590 |
| Additional noninterest expense | $4,844,000 | 1,375 |
| Pre-tax net operating income | $2,832,000 | 2,258 |
| Securities gains (losses) | $64,000 | 1,628 |
| Applicable income taxes | $684,000 | 1,836 |
| Income before extraordinary items | $2,212,000 | 2,412 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,212,000 | 2,416 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,212,000 | 2,415 |
| Net charge-offs | $3,718,000 | 447 |
| Cash dividends | $4,300,000 | 641 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,163,360 | 2,401 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,134,000 | 1,449 |
| Total interest expense | $2,125,000 | 1,236 |
| Net interest income | $11,009,000 | 1,483 |
| Provision for loan and lease losses | $2,200,000 | 449 |
| Total noninterest income | $2,051,000 | 1,761 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $953,000 | 1,089 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,098,000 | 1,922 |
| Total noninterest expense | $9,059,000 | 1,595 |
| Salaries and employee benefits | $4,193,000 | 1,831 |
| Premises and equipment expense | $1,107,000 | 1,605 |
| Additional noninterest expense | $3,759,000 | 1,329 |
| Pre-tax net operating income | $1,801,000 | 2,619 |
| Securities gains (losses) | $37,000 | 1,865 |
| Applicable income taxes | $396,000 | 2,144 |
| Income before extraordinary items | $1,442,000 | 2,735 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,442,000 | 2,739 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,442,000 | 2,739 |
| Net charge-offs | $3,101,000 | 416 |
| Cash dividends | $2,300,000 | 780 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,413,140 | 2,694 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,753,000 | 1,450 |
| Total interest expense | $1,429,000 | 1,245 |
| Net interest income | $7,324,000 | 1,471 |
| Provision for loan and lease losses | $1,300,000 | 536 |
| Total noninterest income | $1,331,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $612,000 | 1,104 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $719,000 | 1,975 |
| Total noninterest expense | $5,934,000 | 1,619 |
| Salaries and employee benefits | $2,821,000 | 1,819 |
| Premises and equipment expense | $718,000 | 1,652 |
| Additional noninterest expense | $2,395,000 | 1,383 |
| Pre-tax net operating income | $1,421,000 | 2,290 |
| Securities gains (losses) | $37,000 | 1,701 |
| Applicable income taxes | $339,000 | 1,898 |
| Income before extraordinary items | $1,119,000 | 2,407 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,119,000 | 2,416 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,119,000 | 2,414 |
| Net charge-offs | $957,000 | 793 |
| Cash dividends | $1,500,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,090,510 | 2,363 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 1,446 |
| Total interest expense | $716,000 | 1,284 |
| Net interest income | $3,712,000 | 1,446 |
| Provision for loan and lease losses | $1,250,000 | 313 |
| Total noninterest income | $641,000 | 1,865 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $291,000 | 1,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $350,000 | 2,015 |
| Total noninterest expense | $2,935,000 | 1,652 |
| Salaries and employee benefits | $1,416,000 | 1,845 |
| Premises and equipment expense | $357,000 | 1,693 |
| Additional noninterest expense | $1,162,000 | 1,399 |
| Pre-tax net operating income | $168,000 | 4,726 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $-20,000 | 6,795 |
| Income before extraordinary items | $196,000 | 4,301 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $196,000 | 4,304 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $196,000 | 4,303 |
| Net charge-offs | $321,000 | 1,005 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $188,000 | 4,275 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,528,000 | 1,434 |
| Total interest expense | $3,343,000 | 1,335 |
| Net interest income | $15,185,000 | 1,443 |
| Provision for loan and lease losses | $1,700,000 | 1,213 |
| Total noninterest income | $2,581,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,365,000 | 1,053 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,216,000 | 2,119 |
| Total noninterest expense | $11,383,000 | 1,697 |
| Salaries and employee benefits | $5,640,000 | 1,795 |
| Premises and equipment expense | $1,499,000 | 1,581 |
| Additional noninterest expense | $4,244,000 | 1,596 |
| Pre-tax net operating income | $4,683,000 | 1,455 |
| Securities gains (losses) | $55,000 | 2,669 |
| Applicable income taxes | $1,290,000 | 1,227 |
| Income before extraordinary items | $3,448,000 | 1,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,448,000 | 1,657 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,448,000 | 1,658 |
| Net charge-offs | $1,844,000 | 1,232 |
| Cash dividends | $600,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,407,850 | 1,584 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,864,000 | 1,458 |
| Total interest expense | $2,560,000 | 1,366 |
| Net interest income | $11,304,000 | 1,472 |
| Provision for loan and lease losses | $1,120,000 | 1,316 |
| Total noninterest income | $1,894,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,014,000 | 1,055 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $880,000 | 2,159 |
| Total noninterest expense | $8,458,000 | 1,716 |
| Salaries and employee benefits | $4,202,000 | 1,792 |
| Premises and equipment expense | $1,123,000 | 1,593 |
| Additional noninterest expense | $3,133,000 | 1,601 |
| Pre-tax net operating income | $3,620,000 | 1,457 |
| Securities gains (losses) | $55,000 | 2,387 |
| Applicable income taxes | $1,000,000 | 1,229 |
| Income before extraordinary items | $2,675,000 | 1,645 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,675,000 | 1,646 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,675,000 | 1,646 |
| Net charge-offs | $1,017,000 | 1,448 |
| Cash dividends | $600,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,634,850 | 1,573 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,184,000 | 1,482 |
| Total interest expense | $1,761,000 | 1,380 |
| Net interest income | $7,423,000 | 1,507 |
| Provision for loan and lease losses | $820,000 | 1,270 |
| Total noninterest income | $1,218,000 | 1,891 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $659,000 | 1,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $559,000 | 2,190 |
| Total noninterest expense | $5,619,000 | 1,724 |
| Salaries and employee benefits | $2,805,000 | 1,785 |
| Premises and equipment expense | $738,000 | 1,617 |
| Additional noninterest expense | $2,076,000 | 1,615 |
| Pre-tax net operating income | $2,202,000 | 1,569 |
| Securities gains (losses) | $55,000 | 2,000 |
| Applicable income taxes | $596,000 | 1,328 |
| Income before extraordinary items | $1,661,000 | 1,736 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,661,000 | 1,734 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,661,000 | 1,736 |
| Net charge-offs | $786,000 | 1,343 |
| Cash dividends | $600,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,620,300 | 1,688 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,618,000 | 1,492 |
| Total interest expense | $898,000 | 1,405 |
| Net interest income | $3,720,000 | 1,505 |
| Provision for loan and lease losses | $370,000 | 1,322 |
| Total noninterest income | $625,000 | 1,853 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $318,000 | 1,099 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $307,000 | 2,074 |
| Total noninterest expense | $2,794,000 | 1,727 |
| Salaries and employee benefits | $1,401,000 | 1,792 |
| Premises and equipment expense | $365,000 | 1,635 |
| Additional noninterest expense | $1,028,000 | 1,612 |
| Pre-tax net operating income | $1,181,000 | 1,465 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $314,000 | 1,259 |
| Income before extraordinary items | $867,000 | 1,678 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $867,000 | 1,678 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $867,000 | 1,679 |
| Net charge-offs | $307,000 | 1,469 |
| Cash dividends | $500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $867,000 | 1,575 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,482,000 | 1,622 |
| Total interest expense | $4,077,000 | 1,489 |
| Net interest income | $13,405,000 | 1,665 |
| Provision for loan and lease losses | $2,025,000 | 1,547 |
| Total noninterest income | $2,639,000 | 1,657 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,390,000 | 1,062 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,249,000 | 1,849 |
| Total noninterest expense | $10,417,000 | 1,850 |
| Salaries and employee benefits | $5,080,000 | 1,913 |
| Premises and equipment expense | $1,471,000 | 1,683 |
| Additional noninterest expense | $3,866,000 | 1,757 |
| Pre-tax net operating income | $3,602,000 | 1,559 |
| Securities gains (losses) | $215,000 | 1,394 |
| Applicable income taxes | $943,000 | 1,396 |
| Income before extraordinary items | $2,874,000 | 1,668 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,874,000 | 1,668 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,874,000 | 1,668 |
| Net charge-offs | $1,161,000 | 2,184 |
| Cash dividends | $500,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,712,750 | 1,678 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,950,000 | 1,661 |
| Total interest expense | $3,125,000 | 1,508 |
| Net interest income | $9,825,000 | 1,714 |
| Provision for loan and lease losses | $825,000 | 2,227 |
| Total noninterest income | $1,943,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,010,000 | 1,102 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $933,000 | 1,846 |
| Total noninterest expense | $7,744,000 | 1,861 |
| Salaries and employee benefits | $3,732,000 | 1,942 |
| Premises and equipment expense | $1,111,000 | 1,700 |
| Additional noninterest expense | $2,901,000 | 1,749 |
| Pre-tax net operating income | $3,199,000 | 1,414 |
| Securities gains (losses) | $74,000 | 2,036 |
| Applicable income taxes | $849,000 | 1,235 |
| Income before extraordinary items | $2,424,000 | 1,577 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,424,000 | 1,577 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,424,000 | 1,577 |
| Net charge-offs | $894,000 | 2,020 |
| Cash dividends | $500,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,369,240 | 1,528 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,638,000 | 1,673 |
| Total interest expense | $2,140,000 | 1,529 |
| Net interest income | $6,498,000 | 1,727 |
| Provision for loan and lease losses | $525,000 | 2,246 |
| Total noninterest income | $1,245,000 | 1,686 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $655,000 | 1,122 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $590,000 | 1,893 |
| Total noninterest expense | $5,129,000 | 1,886 |
| Salaries and employee benefits | $2,496,000 | 1,954 |
| Premises and equipment expense | $748,000 | 1,693 |
| Additional noninterest expense | $1,885,000 | 1,815 |
| Pre-tax net operating income | $2,089,000 | 1,396 |
| Securities gains (losses) | $61,000 | 1,468 |
| Applicable income taxes | $555,000 | 1,235 |
| Income before extraordinary items | $1,595,000 | 1,540 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,595,000 | 1,540 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,595,000 | 1,540 |
| Net charge-offs | $311,000 | 2,646 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,549,860 | 1,511 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,319,000 | 1,685 |
| Total interest expense | $1,077,000 | 1,580 |
| Net interest income | $3,242,000 | 1,721 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $618,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $321,000 | 1,130 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $297,000 | 1,931 |
| Total noninterest expense | $2,597,000 | 1,883 |
| Salaries and employee benefits | $1,298,000 | 1,907 |
| Premises and equipment expense | $385,000 | 1,672 |
| Additional noninterest expense | $914,000 | 1,844 |
| Pre-tax net operating income | $1,038,000 | 1,390 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $265,000 | 1,233 |
| Income before extraordinary items | $773,000 | 1,526 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $773,000 | 1,526 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $773,000 | 1,526 |
| Net charge-offs | $223,000 | 2,024 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $773,000 | 1,478 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,584,000 | 1,721 |
| Total interest expense | $4,972,000 | 1,669 |
| Net interest income | $12,612,000 | 1,756 |
| Provision for loan and lease losses | $1,575,000 | 2,394 |
| Total noninterest income | $2,711,000 | 1,663 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,542,000 | 978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,169,000 | 1,986 |
| Total noninterest expense | $10,162,000 | 1,929 |
| Salaries and employee benefits | $4,614,000 | 2,096 |
| Premises and equipment expense | $1,596,000 | 1,602 |
| Additional noninterest expense | $3,952,000 | 1,830 |
| Pre-tax net operating income | $3,586,000 | 1,385 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $791,000 | 1,444 |
| Income before extraordinary items | $2,795,000 | 1,490 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,795,000 | 1,492 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,795,000 | 1,493 |
| Net charge-offs | $562,000 | 3,496 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,795,000 | 1,439 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,212,000 | 1,754 |
| Total interest expense | $3,848,000 | 1,686 |
| Net interest income | $9,364,000 | 1,792 |
| Provision for loan and lease losses | $1,225,000 | 2,250 |
| Total noninterest income | $2,002,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,183,000 | 989 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $819,000 | 2,041 |
| Total noninterest expense | $7,513,000 | 1,938 |
| Salaries and employee benefits | $3,360,000 | 2,160 |
| Premises and equipment expense | $1,201,000 | 1,620 |
| Additional noninterest expense | $2,952,000 | 1,798 |
| Pre-tax net operating income | $2,628,000 | 1,500 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $608,000 | 1,458 |
| Income before extraordinary items | $2,020,000 | 1,637 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,020,000 | 1,640 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,020,000 | 1,640 |
| Net charge-offs | $374,000 | 3,444 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,020,000 | 1,565 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,788,000 | 1,776 |
| Total interest expense | $2,616,000 | 1,711 |
| Net interest income | $6,172,000 | 1,814 |
| Provision for loan and lease losses | $850,000 | 2,119 |
| Total noninterest income | $1,266,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $766,000 | 1,032 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $500,000 | 2,100 |
| Total noninterest expense | $4,918,000 | 1,988 |
| Salaries and employee benefits | $2,213,000 | 2,200 |
| Premises and equipment expense | $804,000 | 1,636 |
| Additional noninterest expense | $1,901,000 | 1,844 |
| Pre-tax net operating income | $1,670,000 | 1,559 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $369,000 | 1,518 |
| Income before extraordinary items | $1,301,000 | 1,679 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,301,000 | 1,678 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,301,000 | 1,679 |
| Net charge-offs | $379,000 | 2,768 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,301,000 | 1,605 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 1,850 |
| Total interest expense | $1,314,000 | 1,779 |
| Net interest income | $3,018,000 | 1,879 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $551,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $326,000 | 1,203 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $225,000 | 2,226 |
| Total noninterest expense | $2,443,000 | 2,015 |
| Salaries and employee benefits | $1,096,000 | 2,249 |
| Premises and equipment expense | $392,000 | 1,730 |
| Additional noninterest expense | $955,000 | 1,815 |
| Pre-tax net operating income | $726,000 | 1,762 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $141,000 | 1,791 |
| Income before extraordinary items | $585,000 | 1,864 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $585,000 | 1,862 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $585,000 | 1,864 |
| Net charge-offs | $305,000 | 2,014 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $585,000 | 1,789 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,432,000 | 1,944 |
| Total interest expense | $6,284,000 | 1,852 |
| Net interest income | $11,148,000 | 1,977 |
| Provision for loan and lease losses | $4,747,000 | 1,479 |
| Total noninterest income | $2,437,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,376,000 | 1,253 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,061,000 | 2,076 |
| Total noninterest expense | $11,418,000 | 1,780 |
| Salaries and employee benefits | $5,330,000 | 1,853 |
| Premises and equipment expense | $1,846,000 | 1,464 |
| Additional noninterest expense | $4,242,000 | 1,762 |
| Pre-tax net operating income | $-2,580,000 | 6,796 |
| Securities gains (losses) | $361,000 | 1,084 |
| Applicable income taxes | $-1,165,000 | 7,336 |
| Income before extraordinary items | $-1,054,000 | 6,387 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,054,000 | 6,388 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,054,000 | 6,388 |
| Net charge-offs | $4,575,000 | 1,227 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,285,040 | 6,492 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,087,000 | 1,972 |
| Total interest expense | $4,882,000 | 1,870 |
| Net interest income | $8,205,000 | 2,005 |
| Provision for loan and lease losses | $3,500,000 | 1,340 |
| Total noninterest income | $1,849,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,018,000 | 1,269 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $831,000 | 2,073 |
| Total noninterest expense | $8,527,000 | 1,776 |
| Salaries and employee benefits | $4,049,000 | 1,850 |
| Premises and equipment expense | $1,265,000 | 1,612 |
| Additional noninterest expense | $3,213,000 | 1,687 |
| Pre-tax net operating income | $-1,973,000 | 7,040 |
| Securities gains (losses) | $361,000 | 871 |
| Applicable income taxes | $-851,000 | 7,503 |
| Income before extraordinary items | $-761,000 | 6,605 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-761,000 | 6,606 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-761,000 | 6,606 |
| Net charge-offs | $3,539,000 | 1,065 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-992,040 | 6,738 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,756,000 | 2,003 |
| Total interest expense | $3,424,000 | 1,872 |
| Net interest income | $5,332,000 | 2,059 |
| Provision for loan and lease losses | $3,200,000 | 1,040 |
| Total noninterest income | $1,210,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $641,000 | 1,319 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $569,000 | 2,055 |
| Total noninterest expense | $5,784,000 | 1,770 |
| Salaries and employee benefits | $2,749,000 | 1,845 |
| Premises and equipment expense | $841,000 | 1,645 |
| Additional noninterest expense | $2,194,000 | 1,656 |
| Pre-tax net operating income | $-2,442,000 | 7,487 |
| Securities gains (losses) | $361,000 | 653 |
| Applicable income taxes | $-917,000 | 7,729 |
| Income before extraordinary items | $-1,164,000 | 7,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,164,000 | 7,209 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,164,000 | 7,210 |
| Net charge-offs | $3,359,000 | 775 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,395,040 | 7,298 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,499,000 | 1,979 |
| Total interest expense | $1,800,000 | 1,850 |
| Net interest income | $2,699,000 | 2,026 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $575,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $301,000 | 1,373 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $274,000 | 2,078 |
| Total noninterest expense | $2,694,000 | 1,847 |
| Salaries and employee benefits | $1,293,000 | 1,988 |
| Premises and equipment expense | $388,000 | 1,822 |
| Additional noninterest expense | $1,013,000 | 1,595 |
| Pre-tax net operating income | $280,000 | 3,447 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-22,000 | 7,282 |
| Income before extraordinary items | $302,000 | 3,119 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $302,000 | 3,119 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $302,000 | 3,119 |
| Net charge-offs | $158,000 | 2,362 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $302,000 | 2,960 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,531,000 | 1,867 |
| Total interest expense | $9,329,000 | 1,731 |
| Net interest income | $11,202,000 | 1,979 |
| Provision for loan and lease losses | $1,927,000 | 1,841 |
| Total noninterest income | $2,577,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,594,000 | 1,120 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $983,000 | 2,142 |
| Total noninterest expense | $19,442,000 | 1,020 |
| Salaries and employee benefits | $5,082,000 | 1,984 |
| Premises and equipment expense | $1,577,000 | 1,740 |
| Additional noninterest expense | $12,783,000 | 541 |
| Pre-tax net operating income | $-7,590,000 | 7,922 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-2,396,000 | 7,968 |
| Income before extraordinary items | $-5,194,000 | 7,825 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,194,000 | 7,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,305,000 | 1,691 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-5,194,000 | 7,874 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,725,000 | 1,862 |
| Total interest expense | $7,258,000 | 1,742 |
| Net interest income | $8,467,000 | 1,985 |
| Provision for loan and lease losses | $852,000 | 2,009 |
| Total noninterest income | $1,959,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,225,000 | 1,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $734,000 | 2,245 |
| Total noninterest expense | $7,894,000 | 1,829 |
| Salaries and employee benefits | $3,876,000 | 1,988 |
| Premises and equipment expense | $1,171,000 | 1,756 |
| Additional noninterest expense | $2,847,000 | 1,570 |
| Pre-tax net operating income | $1,680,000 | 2,608 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $300,000 | 2,454 |
| Income before extraordinary items | $1,380,000 | 2,491 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,380,000 | 2,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $800,000 | 1,488 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,380,000 | 2,605 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,566,000 | 1,875 |
| Total interest expense | $4,956,000 | 1,784 |
| Net interest income | $5,610,000 | 1,988 |
| Provision for loan and lease losses | $277,000 | 2,671 |
| Total noninterest income | $1,249,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $772,000 | 1,152 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $477,000 | 2,319 |
| Total noninterest expense | $5,210,000 | 1,849 |
| Salaries and employee benefits | $2,589,000 | 2,008 |
| Premises and equipment expense | $775,000 | 1,769 |
| Additional noninterest expense | $1,846,000 | 1,593 |
| Pre-tax net operating income | $1,372,000 | 2,364 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $288,000 | 2,266 |
| Income before extraordinary items | $1,084,000 | 2,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,084,000 | 2,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,114 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,084,000 | 2,356 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,441,000 | 1,883 |
| Total interest expense | $2,574,000 | 1,824 |
| Net interest income | $2,867,000 | 1,947 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $620,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $370,000 | 1,188 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $250,000 | 2,227 |
| Total noninterest expense | $2,647,000 | 1,808 |
| Salaries and employee benefits | $1,352,000 | 1,943 |
| Premises and equipment expense | $379,000 | 1,808 |
| Additional noninterest expense | $916,000 | 1,562 |
| Pre-tax net operating income | $790,000 | 2,180 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $180,000 | 2,101 |
| Income before extraordinary items | $610,000 | 2,280 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $610,000 | 2,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $610,000 | 2,207 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,743,000 | 1,861 |
| Total interest expense | $10,459,000 | 1,893 |
| Net interest income | $12,284,000 | 1,840 |
| Provision for loan and lease losses | $710,000 | 1,830 |
| Total noninterest income | $2,299,000 | 2,006 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,483,000 | 1,197 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $816,000 | 2,535 |
| Total noninterest expense | $11,288,000 | 1,632 |
| Salaries and employee benefits | $5,735,000 | 1,761 |
| Premises and equipment expense | $1,384,000 | 1,888 |
| Additional noninterest expense | $4,169,000 | 1,345 |
| Pre-tax net operating income | $2,585,000 | 2,750 |
| Securities gains (losses) | $-18,000 | 7,726 |
| Applicable income taxes | $663,000 | 2,367 |
| Income before extraordinary items | $1,904,000 | 2,920 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,904,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 1,413 |
| Cash dividends | $4,600,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,917,320 | 2,906 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,300,000 | 1,842 |
| Total interest expense | $7,882,000 | 1,881 |
| Net interest income | $9,418,000 | 1,807 |
| Provision for loan and lease losses | $270,000 | 2,452 |
| Total noninterest income | $1,678,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,108,000 | 1,189 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $570,000 | 2,639 |
| Total noninterest expense | $8,343,000 | 1,640 |
| Salaries and employee benefits | $4,266,000 | 1,768 |
| Premises and equipment expense | $1,024,000 | 1,907 |
| Additional noninterest expense | $3,053,000 | 1,333 |
| Pre-tax net operating income | $2,483,000 | 2,450 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $708,000 | 2,068 |
| Income before extraordinary items | $1,775,000 | 2,621 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,775,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 1,186 |
| Cash dividends | $1,800,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,775,000 | 2,601 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,656,000 | 1,849 |
| Total interest expense | $5,248,000 | 1,885 |
| Net interest income | $6,408,000 | 1,788 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $1,065,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $742,000 | 1,193 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $323,000 | 2,904 |
| Total noninterest expense | $5,656,000 | 1,628 |
| Salaries and employee benefits | $2,912,000 | 1,761 |
| Premises and equipment expense | $690,000 | 1,897 |
| Additional noninterest expense | $2,054,000 | 1,346 |
| Pre-tax net operating income | $1,717,000 | 2,431 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $517,000 | 2,015 |
| Income before extraordinary items | $1,200,000 | 2,644 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,200,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,492 |
| Cash dividends | $900,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,200,000 | 2,623 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,814,000 | 1,850 |
| Total interest expense | $2,538,000 | 1,921 |
| Net interest income | $3,276,000 | 1,756 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $501,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $346,000 | 1,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $155,000 | 2,950 |
| Total noninterest expense | $2,814,000 | 1,642 |
| Salaries and employee benefits | $1,495,000 | 1,740 |
| Premises and equipment expense | $331,000 | 1,972 |
| Additional noninterest expense | $988,000 | 1,348 |
| Pre-tax net operating income | $903,000 | 2,337 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $278,000 | 1,956 |
| Income before extraordinary items | $625,000 | 2,548 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $625,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 774 |
| Cash dividends | $600,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $625,000 | 2,523 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,805,000 | 2,580 |
| Total interest expense | $5,574,000 | 2,766 |
| Net interest income | $9,231,000 | 2,459 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $1,475,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $864,000 | 1,987 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $611,000 | 2,983 |
| Total noninterest expense | $6,672,000 | 2,626 |
| Salaries and employee benefits | $3,510,000 | 2,731 |
| Premises and equipment expense | $812,000 | 2,971 |
| Additional noninterest expense | $2,350,000 | 2,219 |
| Pre-tax net operating income | $3,884,000 | 2,304 |
| Securities gains (losses) | $7,000 | 1,177 |
| Applicable income taxes | $1,322,000 | 1,843 |
| Income before extraordinary items | $2,569,000 | 2,553 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,569,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,237 |
| Cash dividends | $260,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,564,380 | 2,542 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,312,000 | 2,719 |
| Total interest expense | $3,835,000 | 2,886 |
| Net interest income | $6,477,000 | 2,630 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $1,033,000 | 2,865 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $585,000 | 2,171 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $448,000 | 3,029 |
| Total noninterest expense | $4,624,000 | 2,803 |
| Salaries and employee benefits | $2,543,000 | 2,801 |
| Premises and equipment expense | $567,000 | 3,148 |
| Additional noninterest expense | $1,514,000 | 2,536 |
| Pre-tax net operating income | $2,826,000 | 2,432 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $955,000 | 1,945 |
| Income before extraordinary items | $1,871,000 | 2,716 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,871,000 | 2,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,520 |
| Cash dividends | $130,000 | 4,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,871,000 | 2,704 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,712,000 | 2,747 |
| Total interest expense | $2,432,000 | 2,883 |
| Net interest income | $4,280,000 | 2,652 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $596,000 | 3,134 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $365,000 | 2,269 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $231,000 | 3,466 |
| Total noninterest expense | $3,019,000 | 2,866 |
| Salaries and employee benefits | $1,645,000 | 2,886 |
| Premises and equipment expense | $368,000 | 3,200 |
| Additional noninterest expense | $1,006,000 | 2,553 |
| Pre-tax net operating income | $1,857,000 | 2,457 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $629,000 | 1,992 |
| Income before extraordinary items | $1,228,000 | 2,748 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,228,000 | 2,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,228,000 | 2,734 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 2,777 |
| Total interest expense | $1,147,000 | 2,905 |
| Net interest income | $2,086,000 | 2,690 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $268,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $177,000 | 2,257 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $91,000 | 3,897 |
| Total noninterest expense | $1,454,000 | 2,960 |
| Salaries and employee benefits | $827,000 | 2,883 |
| Premises and equipment expense | $158,000 | 3,627 |
| Additional noninterest expense | $469,000 | 2,693 |
| Pre-tax net operating income | $900,000 | 2,464 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $307,000 | 1,994 |
| Income before extraordinary items | $593,000 | 2,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $593,000 | 2,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,473 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $593,000 | 2,747 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,074,000 | 2,889 |
| Total interest expense | $3,353,000 | 3,048 |
| Net interest income | $7,721,000 | 2,793 |
| Provision for loan and lease losses | $-200,000 | 8,690 |
| Total noninterest income | $1,369,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $808,000 | 2,089 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $561,000 | 3,177 |
| Total noninterest expense | $5,751,000 | 2,851 |
| Salaries and employee benefits | $2,986,000 | 2,970 |
| Premises and equipment expense | $611,000 | 3,603 |
| Additional noninterest expense | $2,154,000 | 2,319 |
| Pre-tax net operating income | $3,539,000 | 2,432 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,206,000 | 1,999 |
| Income before extraordinary items | $2,333,000 | 2,738 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,333,000 | 2,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-436,000 | 8,778 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,333,000 | 2,695 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,966,000 | 2,943 |
| Total interest expense | $2,322,000 | 3,106 |
| Net interest income | $5,644,000 | 2,826 |
| Provision for loan and lease losses | $215,000 | 2,841 |
| Total noninterest income | $1,048,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $616,000 | 2,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $432,000 | 3,145 |
| Total noninterest expense | $4,102,000 | 2,950 |
| Salaries and employee benefits | $2,098,000 | 3,135 |
| Premises and equipment expense | $506,000 | 3,332 |
| Additional noninterest expense | $1,498,000 | 2,456 |
| Pre-tax net operating income | $2,375,000 | 2,678 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $808,000 | 2,188 |
| Income before extraordinary items | $1,567,000 | 3,021 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,567,000 | 3,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,052 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,567,000 | 2,987 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 3,000 |
| Total interest expense | $1,426,000 | 3,176 |
| Net interest income | $3,644,000 | 2,896 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $686,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $406,000 | 2,048 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $280,000 | 3,191 |
| Total noninterest expense | $2,671,000 | 3,010 |
| Salaries and employee benefits | $1,354,000 | 3,211 |
| Premises and equipment expense | $358,000 | 3,127 |
| Additional noninterest expense | $959,000 | 2,541 |
| Pre-tax net operating income | $1,539,000 | 2,694 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $523,000 | 2,210 |
| Income before extraordinary items | $1,016,000 | 3,050 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,016,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,480 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,016,000 | 3,005 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 3,085 |
| Total interest expense | $666,000 | 3,245 |
| Net interest income | $1,747,000 | 2,996 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $332,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $192,000 | 2,083 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $140,000 | 3,099 |
| Total noninterest expense | $1,320,000 | 3,052 |
| Salaries and employee benefits | $667,000 | 3,253 |
| Premises and equipment expense | $178,000 | 3,180 |
| Additional noninterest expense | $475,000 | 2,555 |
| Pre-tax net operating income | $724,000 | 2,781 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $246,000 | 2,295 |
| Income before extraordinary items | $478,000 | 3,150 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $478,000 | 3,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $478,000 | 3,111 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,620,000 | 3,213 |
| Total interest expense | $2,475,000 | 3,081 |
| Net interest income | $6,145,000 | 3,235 |
| Provision for loan and lease losses | $165,000 | 4,077 |
| Total noninterest income | $1,468,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $836,000 | 2,057 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $632,000 | 2,890 |
| Total noninterest expense | $5,571,000 | 2,833 |
| Salaries and employee benefits | $2,994,000 | 2,847 |
| Premises and equipment expense | $765,000 | 2,903 |
| Additional noninterest expense | $1,812,000 | 2,636 |
| Pre-tax net operating income | $1,877,000 | 3,665 |
| Securities gains (losses) | $-34,000 | 8,513 |
| Applicable income taxes | $627,000 | 2,957 |
| Income before extraordinary items | $1,216,000 | 4,171 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,216,000 | 4,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,773 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,238,440 | 4,058 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,319,000 | 3,257 |
| Total interest expense | $1,868,000 | 3,009 |
| Net interest income | $4,451,000 | 3,303 |
| Provision for loan and lease losses | $160,000 | 3,409 |
| Total noninterest income | $1,086,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $624,000 | 2,088 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $462,000 | 2,932 |
| Total noninterest expense | $4,187,000 | 2,803 |
| Salaries and employee benefits | $2,256,000 | 2,805 |
| Premises and equipment expense | $577,000 | 2,893 |
| Additional noninterest expense | $1,354,000 | 2,616 |
| Pre-tax net operating income | $1,190,000 | 4,174 |
| Securities gains (losses) | $-34,000 | 8,751 |
| Applicable income taxes | $393,000 | 3,335 |
| Income before extraordinary items | $763,000 | 4,744 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $763,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,243 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $785,440 | 4,588 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 3,302 |
| Total interest expense | $1,276,000 | 2,940 |
| Net interest income | $2,861,000 | 3,397 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $699,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $410,000 | 2,104 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $289,000 | 3,052 |
| Total noninterest expense | $2,779,000 | 2,811 |
| Salaries and employee benefits | $1,522,000 | 2,790 |
| Premises and equipment expense | $387,000 | 2,864 |
| Additional noninterest expense | $870,000 | 2,705 |
| Pre-tax net operating income | $661,000 | 4,590 |
| Securities gains (losses) | $-34,000 | 8,872 |
| Applicable income taxes | $213,000 | 3,653 |
| Income before extraordinary items | $414,000 | 5,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,843 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $436,440 | 5,001 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 3,309 |
| Total interest expense | $655,000 | 2,914 |
| Net interest income | $1,407,000 | 3,431 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $303,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $193,000 | 2,146 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $110,000 | 3,509 |
| Total noninterest expense | $1,340,000 | 2,909 |
| Salaries and employee benefits | $760,000 | 2,818 |
| Premises and equipment expense | $197,000 | 2,852 |
| Additional noninterest expense | $383,000 | 3,025 |
| Pre-tax net operating income | $295,000 | 4,850 |
| Securities gains (losses) | $-34,000 | 9,009 |
| Applicable income taxes | $89,000 | 3,977 |
| Income before extraordinary items | $172,000 | 5,694 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $172,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $194,440 | 5,289 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,728,000 | 3,541 |
| Total interest expense | $2,798,000 | 3,047 |
| Net interest income | $4,930,000 | 3,716 |
| Provision for loan and lease losses | $1,808,000 | 703 |
| Total noninterest income | $1,379,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $667,000 | 2,464 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $712,000 | 2,939 |
| Total noninterest expense | $4,881,000 | 3,110 |
| Salaries and employee benefits | $2,590,000 | 3,171 |
| Premises and equipment expense | $717,000 | 3,026 |
| Additional noninterest expense | $1,574,000 | 2,945 |
| Pre-tax net operating income | $-380,000 | 8,771 |
| Securities gains (losses) | $144,000 | 1,583 |
| Applicable income taxes | $-81,000 | 8,927 |
| Income before extraordinary items | $-155,000 | 8,757 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-155,000 | 8,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,204,000 | 793 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-250,040 | 8,738 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,652,000 | 3,643 |
| Total interest expense | $2,087,000 | 3,179 |
| Net interest income | $3,565,000 | 3,848 |
| Provision for loan and lease losses | $1,728,000 | 593 |
| Total noninterest income | $1,097,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $490,000 | 2,515 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $607,000 | 2,815 |
| Total noninterest expense | $3,544,000 | 3,196 |
| Salaries and employee benefits | $1,909,000 | 3,226 |
| Premises and equipment expense | $527,000 | 3,072 |
| Additional noninterest expense | $1,108,000 | 3,111 |
| Pre-tax net operating income | $-610,000 | 8,999 |
| Securities gains (losses) | $144,000 | 1,448 |
| Applicable income taxes | $-159,000 | 9,099 |
| Income before extraordinary items | $-307,000 | 8,949 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-307,000 | 8,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,129,000 | 636 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-402,040 | 8,931 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 3,793 |
| Total interest expense | $1,348,000 | 3,343 |
| Net interest income | $2,266,000 | 3,997 |
| Provision for loan and lease losses | $1,643,000 | 453 |
| Total noninterest income | $708,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $320,000 | 2,524 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $388,000 | 2,843 |
| Total noninterest expense | $2,320,000 | 3,250 |
| Salaries and employee benefits | $1,255,000 | 3,263 |
| Premises and equipment expense | $352,000 | 3,065 |
| Additional noninterest expense | $713,000 | 3,182 |
| Pre-tax net operating income | $-989,000 | 9,159 |
| Securities gains (losses) | $144,000 | 1,250 |
| Applicable income taxes | $-288,000 | 9,200 |
| Income before extraordinary items | $-557,000 | 9,147 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-557,000 | 9,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,655 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-652,040 | 9,118 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 3,967 |
| Total interest expense | $644,000 | 3,548 |
| Net interest income | $1,080,000 | 4,164 |
| Provision for loan and lease losses | $153,000 | 1,654 |
| Total noninterest income | $276,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $147,000 | 2,616 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $129,000 | 3,478 |
| Total noninterest expense | $1,005,000 | 3,644 |
| Salaries and employee benefits | $590,000 | 3,411 |
| Premises and equipment expense | $137,000 | 3,763 |
| Additional noninterest expense | $278,000 | 3,881 |
| Pre-tax net operating income | $198,000 | 5,865 |
| Securities gains (losses) | $9,000 | 2,215 |
| Applicable income taxes | $70,000 | 4,589 |
| Income before extraordinary items | $137,000 | 6,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $131,060 | 6,168 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,395,000 | 4,366 |
| Total interest expense | $2,722,000 | 3,835 |
| Net interest income | $3,673,000 | 4,613 |
| Provision for loan and lease losses | $195,000 | 4,416 |
| Total noninterest income | $672,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $576,000 | 2,643 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 6,527 |
| Total noninterest expense | $3,014,000 | 4,441 |
| Salaries and employee benefits | $1,518,000 | 4,658 |
| Premises and equipment expense | $365,000 | 4,960 |
| Additional noninterest expense | $1,131,000 | 3,776 |
| Pre-tax net operating income | $1,136,000 | 4,857 |
| Securities gains (losses) | $41,000 | 2,579 |
| Applicable income taxes | $404,000 | 3,869 |
| Income before extraordinary items | $773,000 | 5,295 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $773,000 | 5,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,337 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $745,940 | 5,247 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,448,000 | 4,706 |
| Total interest expense | $3,461,000 | 4,245 |
| Net interest income | $2,987,000 | 5,092 |
| Provision for loan and lease losses | $664,000 | 1,747 |
| Total noninterest income | $369,000 | 5,890 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $283,000 | 4,314 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $86,000 | 6,743 |
| Total noninterest expense | $2,641,000 | 4,776 |
| Salaries and employee benefits | $1,361,000 | 4,864 |
| Premises and equipment expense | $367,000 | 4,883 |
| Additional noninterest expense | $913,000 | 4,358 |
| Pre-tax net operating income | $51,000 | 8,543 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-655,000 | 9,522 |
| Income before extraordinary items | $706,000 | 5,200 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $706,000 | 5,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 2,295 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $706,000 | 5,093 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,910,000 | 5,801 |
| Total interest expense | $2,603,000 | 5,418 |
| Net interest income | $2,307,000 | 6,100 |
| Provision for loan and lease losses | $462,000 | 2,014 |
| Total noninterest income | $273,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 4,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,733 |
| Total noninterest expense | $2,347,000 | 5,084 |
| Salaries and employee benefits | $1,303,000 | 4,896 |
| Premises and equipment expense | $313,000 | 5,298 |
| Additional noninterest expense | $731,000 | 5,025 |
| Pre-tax net operating income | $-229,000 | 9,368 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-236,000 | 9,404 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-236,000 | 9,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-229,000 | 9,401 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 9,182 |
| Total interest expense | $556,000 | 9,316 |
| Net interest income | $859,000 | 8,931 |
| Provision for loan and lease losses | $413,000 | 2,057 |
| Total noninterest income | $111,000 | 8,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,716 |
| Total noninterest expense | $2,126,000 | 5,443 |
| Salaries and employee benefits | $1,220,000 | 5,103 |
| Premises and equipment expense | $302,000 | 5,448 |
| Additional noninterest expense | $604,000 | 5,799 |
| Pre-tax net operating income | $-1,569,000 | 10,139 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,569,000 | 10,138 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,569,000 | 10,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-1,569,000 | 10,131 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.