Home > Citizens Deposit Bank & Trust > Net charge- offs to loans

Citizens Deposit Bank & Trust, Net charge- offs to loans

2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0329%1,323
Percentage Net Loans Charged-off: Total real estate loans0.0305%628
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0054%4,243
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0858%289
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0995%265
Percentage Net Loans Charged-off: Commercial and industrial-0.0147%3,641
Percentage Net Loans Charged-off: Loans to individuals0.3073%1,038
Percentage Net Loans Charged-off: Credit card loans5.1429%56
Percentage Net Loans Charged-off: Other loans to individual0.1494%1,328
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0090%1,588
Percentage Net Loans Charged-off: Total real estate loans0.0000%775
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0036%4,304
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0039%527
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0045%488
Percentage Net Loans Charged-off: Commercial and industrial-0.0147%3,731
Percentage Net Loans Charged-off: Loans to individuals0.4295%859
Percentage Net Loans Charged-off: Credit card loans4.5455%73
Percentage Net Loans Charged-off: Other loans to individual0.2956%942
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0465%2,134
Percentage Net Loans Charged-off: Total real estate loans0.0202%1,407
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0089%4,396
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0391%899
Percentage Net Loans Charged-off: Home equity loans0.0065%375
All other 1-4 family - Percent of loans charged-off, net0.0444%815
Percentage Net Loans Charged-off: Commercial and industrial-0.0197%4,048
Percentage Net Loans Charged-off: Loans to individuals0.6499%969
Percentage Net Loans Charged-off: Credit card loans0.5362%491
Percentage Net Loans Charged-off: Other loans to individual0.6534%875
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0487%1,915
Percentage Net Loans Charged-off: Total real estate loans0.0221%1,162
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0118%4,450
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0517%667
Percentage Net Loans Charged-off: Home equity loans0.0084%326
All other 1-4 family - Percent of loans charged-off, net0.0589%600
Percentage Net Loans Charged-off: Commercial and industrial-0.0156%3,964
Percentage Net Loans Charged-off: Loans to individuals0.6627%919
Percentage Net Loans Charged-off: Credit card loans0.0000%526
Percentage Net Loans Charged-off: Other loans to individual0.6822%803
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0540%1,718
Percentage Net Loans Charged-off: Total real estate loans0.0343%867
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0141%4,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0771%488
Percentage Net Loans Charged-off: Home equity loans0.0124%269
All other 1-4 family - Percent of loans charged-off, net0.0881%424
Percentage Net Loans Charged-off: Commercial and industrial-0.0185%3,982
Percentage Net Loans Charged-off: Loans to individuals0.5815%1,115
Percentage Net Loans Charged-off: Credit card loans0.0000%494
Percentage Net Loans Charged-off: Other loans to individual0.5991%965
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0917%1,145
Percentage Net Loans Charged-off: Total real estate loans0.0694%477
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0248%4,680
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.1532%277
Percentage Net Loans Charged-off: Home equity loans0.0240%187
All other 1-4 family - Percent of loans charged-off, net0.1757%236
Percentage Net Loans Charged-off: Commercial and industrial-0.0549%4,218
Percentage Net Loans Charged-off: Loans to individuals0.4769%1,303
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual0.4919%1,185
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1126%1,609
Percentage Net Loans Charged-off: Total real estate loans0.0709%920
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0783%654
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0997%661
Percentage Net Loans Charged-off: Home equity loans0.1670%195
All other 1-4 family - Percent of loans charged-off, net0.0868%709
Percentage Net Loans Charged-off: Commercial and industrial0.0843%1,823
Percentage Net Loans Charged-off: Loans to individuals0.4290%1,737
Percentage Net Loans Charged-off: Credit card loans0.0000%608
Percentage Net Loans Charged-off: Other loans to individual0.4330%1,608
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1271%1,245
Percentage Net Loans Charged-off: Total real estate loans0.0912%649
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.1129%449
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.1160%511
Percentage Net Loans Charged-off: Home equity loans0.2210%144
All other 1-4 family - Percent of loans charged-off, net0.0953%588
Percentage Net Loans Charged-off: Commercial and industrial0.1472%1,313
Percentage Net Loans Charged-off: Loans to individuals0.6295%1,213
Percentage Net Loans Charged-off: Credit card loans0.0000%568
Percentage Net Loans Charged-off: Other loans to individual0.6301%1,113
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1198%1,234
Percentage Net Loans Charged-off: Total real estate loans0.0913%597
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.1715%305
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0606%700
Percentage Net Loans Charged-off: Home equity loans0.2010%130
All other 1-4 family - Percent of loans charged-off, net0.0328%844
Percentage Net Loans Charged-off: Commercial and industrial0.0564%1,342
Percentage Net Loans Charged-off: Loans to individuals0.7025%1,056
Percentage Net Loans Charged-off: Credit card loans0.0000%510
Percentage Net Loans Charged-off: Other loans to individual0.7033%948
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2005%700
Percentage Net Loans Charged-off: Total real estate loans0.1795%297
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.3576%140
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.1053%425
Percentage Net Loans Charged-off: Home equity loans0.3041%84
All other 1-4 family - Percent of loans charged-off, net0.0655%513
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.7747%945
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual0.7760%860
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0940%1,822
Percentage Net Loans Charged-off: Total real estate loans0.0684%1,002
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.1293%526
Percentage Net Loans Charged-off: Multi-family residential0.0252%97
Percentage Net Loans Charged-off: 1-4 family residential0.0463%1,282
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0552%1,132
Percentage Net Loans Charged-off: Commercial and industrial0.2404%1,226
Percentage Net Loans Charged-off: Loans to individuals0.2172%2,370
Percentage Net Loans Charged-off: Credit card loans0.0000%619
Percentage Net Loans Charged-off: Other loans to individual0.2176%2,258
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0786%1,735
Percentage Net Loans Charged-off: Total real estate loans0.0478%1,040
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0498%580
Percentage Net Loans Charged-off: Multi-family residential0.0336%73
Percentage Net Loans Charged-off: 1-4 family residential0.0642%939
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0765%824
Percentage Net Loans Charged-off: Commercial and industrial0.3292%888
Percentage Net Loans Charged-off: Loans to individuals0.2013%2,262
Percentage Net Loans Charged-off: Credit card loans0.0000%577
Percentage Net Loans Charged-off: Other loans to individual0.2017%2,152
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0569%1,792
Percentage Net Loans Charged-off: Total real estate loans0.0367%1,017
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0372%483
Percentage Net Loans Charged-off: Multi-family residential0.0493%54
Percentage Net Loans Charged-off: 1-4 family residential0.0481%959
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0574%852
Percentage Net Loans Charged-off: Commercial and industrial0.1755%998
Percentage Net Loans Charged-off: Loans to individuals0.1332%2,377
Percentage Net Loans Charged-off: Credit card loans0.0000%525
Percentage Net Loans Charged-off: Other loans to individual0.1335%2,260
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0352%1,818
Percentage Net Loans Charged-off: Total real estate loans0.0353%821
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0761%278
Percentage Net Loans Charged-off: Multi-family residential0.0994%26
Percentage Net Loans Charged-off: 1-4 family residential0.0039%1,091
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0046%1,003
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals-0.1536%4,822
Percentage Net Loans Charged-off: Credit card loans0.0000%441
Percentage Net Loans Charged-off: Other loans to individual-0.1540%4,791
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1520%1,587
Percentage Net Loans Charged-off: Total real estate loans0.1377%764
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0156%1,153
Percentage Net Loans Charged-off: Multi-family residential0.8936%50
Percentage Net Loans Charged-off: 1-4 family residential0.1489%791
Percentage Net Loans Charged-off: Home equity loans0.6888%92
All other 1-4 family - Percent of loans charged-off, net0.0460%1,530
Percentage Net Loans Charged-off: Commercial and industrial0.1436%1,690
Percentage Net Loans Charged-off: Loans to individuals0.1942%2,756
Percentage Net Loans Charged-off: Credit card loans0.0000%699
Percentage Net Loans Charged-off: Other loans to individual0.1946%2,622
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0778%2,030
Percentage Net Loans Charged-off: Total real estate loans0.0595%1,155
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0175%895
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1283%810
Percentage Net Loans Charged-off: Home equity loans0.4717%121
All other 1-4 family - Percent of loans charged-off, net0.0640%1,207
Percentage Net Loans Charged-off: Commercial and industrial0.0586%1,675
Percentage Net Loans Charged-off: Loans to individuals0.2319%2,403
Percentage Net Loans Charged-off: Credit card loans0.0000%650
Percentage Net Loans Charged-off: Other loans to individual0.2326%2,258
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0770%1,852
Percentage Net Loans Charged-off: Total real estate loans0.0729%954
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0108%745
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.1665%629
Percentage Net Loans Charged-off: Home equity loans0.5841%104
All other 1-4 family - Percent of loans charged-off, net0.0886%934
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,692
Percentage Net Loans Charged-off: Loans to individuals0.0183%3,023
Percentage Net Loans Charged-off: Credit card loans0.0000%579
Percentage Net Loans Charged-off: Other loans to individual0.0183%2,885
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1203%1,205
Percentage Net Loans Charged-off: Total real estate loans0.1122%598
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0215%450
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.2520%402
Percentage Net Loans Charged-off: Home equity loans0.4611%114
All other 1-4 family - Percent of loans charged-off, net0.2130%454
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.3287%1,736
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.3295%1,611
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1364%1,883
Percentage Net Loans Charged-off: Total real estate loans0.0803%1,427
Percentage Net Loans Charged-off:Construction & development-0.0175%4,593
Percentage Net Loans Charged-off: Commercial real estate0.1343%748
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0815%1,544
Percentage Net Loans Charged-off: Home equity loans0.2766%308
All other 1-4 family - Percent of loans charged-off, net0.0454%1,879
Percentage Net Loans Charged-off: Commercial and industrial0.2139%1,509
Percentage Net Loans Charged-off: Loans to individuals1.0033%922
Percentage Net Loans Charged-off: Credit card loans0.0000%715
Percentage Net Loans Charged-off: Other loans to individual1.0057%844
Percentage Net Loans Charged-off: All other loans and lease1.4009%378
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0626%2,459
Percentage Net Loans Charged-off: Total real estate loans0.0203%2,089
Percentage Net Loans Charged-off:Construction & development-0.0174%4,651
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0515%1,648
Percentage Net Loans Charged-off: Home equity loans0.1528%408
All other 1-4 family - Percent of loans charged-off, net0.0328%1,808
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,051
Percentage Net Loans Charged-off: Loans to individuals0.7902%1,071
Percentage Net Loans Charged-off: Credit card loans0.0000%663
Percentage Net Loans Charged-off: Other loans to individual0.7921%968
Percentage Net Loans Charged-off: All other loans and lease1.1335%393
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0172%3,168
Percentage Net Loans Charged-off: Total real estate loans0.0017%2,339
Percentage Net Loans Charged-off:Construction & development-0.0174%4,734
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0080%2,005
Percentage Net Loans Charged-off: Home equity loans0.1031%420
All other 1-4 family - Percent of loans charged-off, net-0.0094%4,942
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals0.0388%2,963
Percentage Net Loans Charged-off: Credit card loans0.0000%604
Percentage Net Loans Charged-off: Other loans to individual0.0389%2,820
Percentage Net Loans Charged-off: All other loans and lease1.2903%337
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0243%2,447
Percentage Net Loans Charged-off: Total real estate loans0.0089%1,644
Percentage Net Loans Charged-off:Construction & development-0.0170%4,838
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0242%1,382
Percentage Net Loans Charged-off: Home equity loans0.2097%259
All other 1-4 family - Percent of loans charged-off, net-0.0095%4,955
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals-0.1185%5,108
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual-0.1188%5,040
Percentage Net Loans Charged-off: All other loans and lease1.8115%216
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0735%2,781
Percentage Net Loans Charged-off: Total real estate loans0.0388%2,447
Percentage Net Loans Charged-off:Construction & development-0.0442%4,876
Percentage Net Loans Charged-off: Commercial real estate0.0228%1,438
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0772%2,015
Percentage Net Loans Charged-off: Home equity loans0.1523%589
All other 1-4 family - Percent of loans charged-off, net0.0639%2,083
Percentage Net Loans Charged-off: Commercial and industrial0.1706%1,658
Percentage Net Loans Charged-off: Loans to individuals0.2314%2,546
Percentage Net Loans Charged-off: Credit card loans0.0000%747
Percentage Net Loans Charged-off: Other loans to individual0.2319%2,392
Percentage Net Loans Charged-off: All other loans and lease1.5968%331
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0500%2,901
Percentage Net Loans Charged-off: Total real estate loans0.0055%2,877
Percentage Net Loans Charged-off:Construction & development-0.0544%4,999
Percentage Net Loans Charged-off: Commercial real estate0.0035%1,379
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0182%2,547
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0214%2,388
Percentage Net Loans Charged-off: Commercial and industrial0.2192%1,248
Percentage Net Loans Charged-off: Loans to individuals0.2703%2,165
Percentage Net Loans Charged-off: Credit card loans0.0000%684
Percentage Net Loans Charged-off: Other loans to individual0.2707%2,014
Percentage Net Loans Charged-off: All other loans and lease1.7181%290
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0518%2,682
Percentage Net Loans Charged-off: Total real estate loans-0.0092%5,010
Percentage Net Loans Charged-off:Construction & development-0.0285%4,963
Percentage Net Loans Charged-off: Commercial real estate0.0051%1,155
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0211%5,464
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.0248%5,527
Percentage Net Loans Charged-off: Commercial and industrial0.3326%904
Percentage Net Loans Charged-off: Loans to individuals0.3902%1,627
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual0.3908%1,505
Percentage Net Loans Charged-off: All other loans and lease2.0443%246
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0946%1,780
Percentage Net Loans Charged-off: Total real estate loans-0.0056%4,870
Percentage Net Loans Charged-off:Construction & development-0.0327%5,084
Percentage Net Loans Charged-off: Commercial real estate0.0101%739
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0170%5,373
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0198%5,457
Percentage Net Loans Charged-off: Commercial and industrial0.6618%465
Percentage Net Loans Charged-off: Loans to individuals0.7472%959
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual0.7487%866
Percentage Net Loans Charged-off: All other loans and lease2.6578%182
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1260%2,767
Percentage Net Loans Charged-off: Total real estate loans0.1196%2,157
Percentage Net Loans Charged-off:Construction & development-0.0752%5,227
Percentage Net Loans Charged-off: Commercial real estate0.1002%1,545
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1966%1,642
Percentage Net Loans Charged-off: Home equity loans0.1250%864
All other 1-4 family - Percent of loans charged-off, net0.2076%1,526
Percentage Net Loans Charged-off: Commercial and industrial0.0216%2,619
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,910
Percentage Net Loans Charged-off: Credit card loans0.0000%778
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,787
Percentage Net Loans Charged-off: All other loans and lease1.4323%349
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1161%2,640
Percentage Net Loans Charged-off: Total real estate loans0.1041%2,081
Percentage Net Loans Charged-off:Construction & development-0.0795%5,282
Percentage Net Loans Charged-off: Commercial real estate0.1108%1,276
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1516%1,803
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.1744%1,574
Percentage Net Loans Charged-off: Commercial and industrial0.0289%2,214
Percentage Net Loans Charged-off: Loans to individuals0.0440%3,453
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual0.0441%3,301
Percentage Net Loans Charged-off: All other loans and lease1.5870%295
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1433%2,242
Percentage Net Loans Charged-off: Total real estate loans0.1378%1,744
Percentage Net Loans Charged-off:Construction & development-0.0736%5,340
Percentage Net Loans Charged-off: Commercial real estate0.1440%1,035
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2008%1,461
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.2312%1,281
Percentage Net Loans Charged-off: Commercial and industrial0.0434%1,831
Percentage Net Loans Charged-off: Loans to individuals0.1106%2,847
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual0.1107%2,688
Percentage Net Loans Charged-off: All other loans and lease1.0637%351
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0317%2,956
Percentage Net Loans Charged-off: Total real estate loans0.0279%2,201
Percentage Net Loans Charged-off:Construction & development-0.0448%5,365
Percentage Net Loans Charged-off: Commercial real estate0.0055%1,031
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0637%1,770
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0734%1,623
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease0.5524%402
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0377%6,270
Percentage Net Loans Charged-off: Total real estate loans-0.0516%6,319
Percentage Net Loans Charged-off:Construction & development-0.0384%5,436
Percentage Net Loans Charged-off: Commercial real estate-0.2991%6,492
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1444%2,654
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.1660%2,406
Percentage Net Loans Charged-off: Commercial and industrial-0.2945%6,033
Percentage Net Loans Charged-off: Loans to individuals0.2079%3,126
Percentage Net Loans Charged-off: Credit card loans0.0000%806
Percentage Net Loans Charged-off: Other loans to individual0.2082%2,979
Percentage Net Loans Charged-off: All other loans and lease1.3024%406
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1268%6,556
Percentage Net Loans Charged-off: Total real estate loans-0.1472%6,564
Percentage Net Loans Charged-off:Construction & development-0.0251%5,428
Percentage Net Loans Charged-off: Commercial real estate-0.5411%6,623
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1386%2,459
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.1594%2,228
Percentage Net Loans Charged-off: Commercial and industrial-0.3838%6,159
Percentage Net Loans Charged-off: Loans to individuals0.1920%2,943
Percentage Net Loans Charged-off: Credit card loans0.0000%736
Percentage Net Loans Charged-off: Other loans to individual0.1922%2,783
Percentage Net Loans Charged-off: All other loans and lease1.3361%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2358%6,708
Percentage Net Loans Charged-off: Total real estate loans-0.2494%6,705
Percentage Net Loans Charged-off:Construction & development-0.0188%5,469
Percentage Net Loans Charged-off: Commercial real estate-0.8084%6,713
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1532%2,235
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.1764%2,003
Percentage Net Loans Charged-off: Commercial and industrial-0.5485%6,294
Percentage Net Loans Charged-off: Loans to individuals0.2469%2,485
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual0.2471%2,335
Percentage Net Loans Charged-off: All other loans and lease0.6728%489
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4873%6,851
Percentage Net Loans Charged-off: Total real estate loans-0.5023%6,821
Percentage Net Loans Charged-off:Construction & development0.0378%889
Percentage Net Loans Charged-off: Commercial real estate-1.5942%6,812
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.3036%1,384
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.3503%1,204
Percentage Net Loans Charged-off: Commercial and industrial-1.0678%6,522
Percentage Net Loans Charged-off: Loans to individuals0.4881%1,655
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual0.4883%1,518
Percentage Net Loans Charged-off: All other loans and lease0.4271%495
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2954%3,171
Percentage Net Loans Charged-off: Total real estate loans0.2831%2,811
Percentage Net Loans Charged-off:Construction & development1.7076%1,187
Percentage Net Loans Charged-off: Commercial real estate-0.3528%6,829
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.7604%1,204
Percentage Net Loans Charged-off: Home equity loans-0.1443%5,092
All other 1-4 family - Percent of loans charged-off, net0.8976%1,015
Percentage Net Loans Charged-off: Commercial and industrial0.0171%3,541
Percentage Net Loans Charged-off: Loans to individuals0.6001%2,094
Percentage Net Loans Charged-off: Credit card loans0.0000%887
Percentage Net Loans Charged-off: Other loans to individual0.6005%1,950
Percentage Net Loans Charged-off: All other loans and lease1.5090%458
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0965%4,417
Percentage Net Loans Charged-off: Total real estate loans0.0426%4,363
Percentage Net Loans Charged-off:Construction & development2.0955%990
Percentage Net Loans Charged-off: Commercial real estate-0.4173%6,918
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.2231%2,699
Percentage Net Loans Charged-off: Home equity loans-0.1933%5,148
All other 1-4 family - Percent of loans charged-off, net0.2859%2,305
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,269
Percentage Net Loans Charged-off: Loans to individuals0.8098%1,528
Percentage Net Loans Charged-off: Credit card loans0.0000%811
Percentage Net Loans Charged-off: Other loans to individual0.8103%1,396
Percentage Net Loans Charged-off: All other loans and lease1.5628%398
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1170%4,002
Percentage Net Loans Charged-off: Total real estate loans0.0318%4,189
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0815%3,237
Percentage Net Loans Charged-off: Home equity loans-0.5140%5,226
All other 1-4 family - Percent of loans charged-off, net0.1860%2,540
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,854
Percentage Net Loans Charged-off: Loans to individuals0.8779%1,394
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual0.8790%1,260
Percentage Net Loans Charged-off: All other loans and lease2.1794%318
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1656%3,096
Percentage Net Loans Charged-off: Total real estate loans0.0631%3,228
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1651%2,295
Percentage Net Loans Charged-off: Home equity loans-1.0446%5,270
All other 1-4 family - Percent of loans charged-off, net0.3765%1,597
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals1.1667%1,002
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual1.1681%899
Percentage Net Loans Charged-off: All other loans and lease2.4671%248
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1730%4,762
Percentage Net Loans Charged-off: Total real estate loans0.1330%4,367
Percentage Net Loans Charged-off:Construction & development-0.0215%6,355
Percentage Net Loans Charged-off: Commercial real estate-0.0039%6,773
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.3447%2,749
Percentage Net Loans Charged-off: Home equity loans0.3472%1,420
All other 1-4 family - Percent of loans charged-off, net0.3441%2,647
Percentage Net Loans Charged-off: Commercial and industrial-0.0100%6,064
Percentage Net Loans Charged-off: Loans to individuals0.1811%4,079
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual0.1633%3,928
Percentage Net Loans Charged-off: All other loans and lease2.9003%332
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1491%4,577
Percentage Net Loans Charged-off: Total real estate loans0.1337%4,030
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate-0.0053%6,785
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.3411%2,493
Percentage Net Loans Charged-off: Home equity loans0.4409%1,154
All other 1-4 family - Percent of loans charged-off, net0.3187%2,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,749
Percentage Net Loans Charged-off: Loans to individuals0.0925%4,188
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual0.0812%4,037
Percentage Net Loans Charged-off: All other loans and lease1.7617%405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1571%4,242
Percentage Net Loans Charged-off: Total real estate loans0.1582%3,567
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate-0.0080%6,815
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.4035%2,157
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.5006%1,827
Percentage Net Loans Charged-off: Commercial and industrial-0.0189%5,957
Percentage Net Loans Charged-off: Loans to individuals0.1943%3,377
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual0.1638%3,250
Percentage Net Loans Charged-off: All other loans and lease0.8759%522
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,107
Percentage Net Loans Charged-off: Total real estate loans0.0072%3,875
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate-0.0162%6,914
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0358%2,943
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0446%2,703
Percentage Net Loans Charged-off: Commercial and industrial-0.0371%5,986
Percentage Net Loans Charged-off: Loans to individuals-0.0546%6,035
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual-0.0426%5,969
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1620%5,366
Percentage Net Loans Charged-off: Total real estate loans0.1294%4,650
Percentage Net Loans Charged-off:Construction & development0.6001%2,773
Percentage Net Loans Charged-off: Commercial real estate-0.0888%7,319
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.2976%2,987
Percentage Net Loans Charged-off: Home equity loans0.1198%1,751
All other 1-4 family - Percent of loans charged-off, net0.3243%2,792
Percentage Net Loans Charged-off: Commercial and industrial-0.1809%6,984
Percentage Net Loans Charged-off: Loans to individuals0.6277%3,026
Percentage Net Loans Charged-off: Credit card loans0.0000%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8837%563
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1314%5,245
Percentage Net Loans Charged-off: Total real estate loans0.1427%4,219
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate-0.1179%7,415
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.4274%2,291
Percentage Net Loans Charged-off: Home equity loans0.5636%1,049
All other 1-4 family - Percent of loans charged-off, net0.4105%2,257
Percentage Net Loans Charged-off: Commercial and industrial-0.2299%7,055
Percentage Net Loans Charged-off: Loans to individuals0.1965%4,265
Percentage Net Loans Charged-off: Credit card loans0.0000%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0409%726
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0767%5,375
Percentage Net Loans Charged-off: Total real estate loans0.0395%4,671
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate-0.1784%7,491
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.2219%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.2390%2,509
Percentage Net Loans Charged-off: Commercial and industrial-0.1802%7,013
Percentage Net Loans Charged-off: Loans to individuals0.6071%2,640
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8683%710
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0538%4,866
Percentage Net Loans Charged-off: Total real estate loans0.0804%3,513
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate-0.2871%7,607
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3842%1,771
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.4138%1,651
Percentage Net Loans Charged-off: Commercial and industrial-0.3014%7,159
Percentage Net Loans Charged-off: Loans to individuals0.1402%3,545
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3371%6,716
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4255%4,091
Percentage Net Loans Charged-off: Total real estate loans0.3181%3,549
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.3119%2,141
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.4465%2,224
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.4794%2,049
Percentage Net Loans Charged-off: Commercial and industrial0.7756%3,213
Percentage Net Loans Charged-off: Loans to individuals1.0148%2,660
Percentage Net Loans Charged-off: Credit card loans0.0000%1,179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5560%804
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3276%4,001
Percentage Net Loans Charged-off: Total real estate loans0.2501%3,326
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate-0.0061%7,603
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.5061%1,760
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.5430%1,626
Percentage Net Loans Charged-off: Commercial and industrial0.6677%2,842
Percentage Net Loans Charged-off: Loans to individuals0.6237%3,335
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1794%787
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3299%3,535
Percentage Net Loans Charged-off: Total real estate loans0.2098%3,091
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate-0.0818%7,834
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.4789%1,630
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.5143%1,471
Percentage Net Loans Charged-off: Commercial and industrial1.0107%1,968
Percentage Net Loans Charged-off: Loans to individuals0.6748%3,006
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1346%721
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2087%3,394
Percentage Net Loans Charged-off: Total real estate loans0.2148%2,352
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate-0.0905%7,870
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.5069%1,211
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.5454%1,103
Percentage Net Loans Charged-off: Commercial and industrial-0.0517%7,072
Percentage Net Loans Charged-off: Loans to individuals0.4786%2,993
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1374%4,850
Percentage Net Loans Charged-off: Total real estate loans0.0491%4,364
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0241%2,170
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0629%3,272
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0675%3,032
Percentage Net Loans Charged-off: Commercial and industrial0.0618%4,247
Percentage Net Loans Charged-off: Loans to individuals0.2850%4,611
Percentage Net Loans Charged-off: Credit card loans0.0000%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.3323%309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1359%3,940
Percentage Net Loans Charged-off: Total real estate loans0.0420%3,649
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0588%1,410
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0161%3,272
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0173%3,039
Percentage Net Loans Charged-off: Commercial and industrial0.0809%3,380
Percentage Net Loans Charged-off: Loans to individuals0.2494%4,237
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.7498%235
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1364%3,385
Percentage Net Loans Charged-off: Total real estate loans0.0606%2,788
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.1297%862
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0122%7,805
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0131%7,785
Percentage Net Loans Charged-off: Commercial and industrial0.1574%2,458
Percentage Net Loans Charged-off: Loans to individuals0.1063%4,491
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.1333%223
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1146%2,838
Percentage Net Loans Charged-off: Total real estate loans0.1294%1,542
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.3490%358
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0125%7,818
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0134%7,811
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals-0.4208%7,767
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.9024%228
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1996%2,639
Percentage Net Loans Charged-off: Total real estate loans0.2428%1,163
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.4310%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1755%1,350
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.1872%1,245
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,946
Percentage Net Loans Charged-off: Loans to individuals0.1883%4,657
Percentage Net Loans Charged-off: Credit card loans-10.8696%1,997
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1151%7,195
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2367%1,693
Percentage Net Loans Charged-off: Total real estate loans0.2756%647
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.5266%270
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1584%1,079
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1686%983
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals0.2171%3,990
Percentage Net Loans Charged-off: Credit card loans15.2000%39
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1559%7,224
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0722%3,202
Percentage Net Loans Charged-off: Total real estate loans0.1124%1,120
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0154%7,939
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2392%700
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.2547%631
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals-0.1651%7,561
Percentage Net Loans Charged-off: Credit card loans20.6825%29
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2326%7,265
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1695%1,591
Percentage Net Loans Charged-off: Total real estate loans0.2450%493
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.4994%315
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.5314%288
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals-0.2220%7,482
Percentage Net Loans Charged-off: Credit card loans36.3636%19
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4582%7,310
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3940%981
Percentage Net Loans Charged-off: Total real estate loans0.4666%291
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.8204%197
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.2698%624
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.2871%585
Percentage Net Loans Charged-off: Commercial and industrial0.1544%2,651
Percentage Net Loans Charged-off: Loans to individuals0.0434%5,494
Percentage Net Loans Charged-off: Credit card loans-3.7594%2,053
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0873%1,296
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4632%654
Percentage Net Loans Charged-off: Total real estate loans0.5949%150
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate1.1248%117
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.2857%485
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.3041%463
Percentage Net Loans Charged-off: Commercial and industrial0.0360%2,820
Percentage Net Loans Charged-off: Loans to individuals-0.2341%7,927
Percentage Net Loans Charged-off: Credit card loans-4.4706%2,033
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1118%1,092
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1348%2,050
Percentage Net Loans Charged-off: Total real estate loans0.1664%656
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.1462%436
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2249%593
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.2392%554
Percentage Net Loans Charged-off: Commercial and industrial0.0569%2,266
Percentage Net Loans Charged-off: Loans to individuals-0.0595%7,137
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0773%2,384
Percentage Net Loans Charged-off: Total real estate loans0.1207%644
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.2936%210
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.1172%1,359
Percentage Net Loans Charged-off: Loans to individuals-0.3524%7,729
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1578%2,765
Percentage Net Loans Charged-off: Total real estate loans0.0220%2,664
Percentage Net Loans Charged-off:Construction & development-0.0698%7,835
Percentage Net Loans Charged-off: Commercial real estate0.0344%1,066
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0577%1,909
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0599%1,791
Percentage Net Loans Charged-off: Commercial and industrial0.9177%1,235
Percentage Net Loans Charged-off: Loans to individuals0.6364%2,973
Percentage Net Loans Charged-off: Credit card loans0.0000%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3143%967
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1659%2,284
Percentage Net Loans Charged-off: Total real estate loans0.0544%1,629
Percentage Net Loans Charged-off:Construction & development-0.0941%7,840
Percentage Net Loans Charged-off: Commercial real estate0.0407%821
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1119%1,149
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.1152%1,121
Percentage Net Loans Charged-off: Commercial and industrial0.9837%985
Percentage Net Loans Charged-off: Loans to individuals0.3707%3,699
Percentage Net Loans Charged-off: Credit card loans-6.2016%2,177
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4307%762
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1810%1,979
Percentage Net Loans Charged-off: Total real estate loans0.0695%1,274
Percentage Net Loans Charged-off:Construction & development-0.1406%7,822
Percentage Net Loans Charged-off: Commercial real estate0.0600%605
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1198%1,004
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.1221%968
Percentage Net Loans Charged-off: Commercial and industrial1.2241%792
Percentage Net Loans Charged-off: Loans to individuals0.2334%4,004
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1126%2,295
Percentage Net Loans Charged-off: Total real estate loans0.2095%484
Percentage Net Loans Charged-off:Construction & development-0.3377%7,849
Percentage Net Loans Charged-off: Commercial real estate0.1176%328
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.3790%368
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3790%377
Percentage Net Loans Charged-off: Commercial and industrial-1.0705%8,248
Percentage Net Loans Charged-off: Loans to individuals0.2993%3,200
Percentage Net Loans Charged-off: Credit card loans-10.8108%2,148
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4957%1,118
Percentage Net Loans Charged-off: Total real estate loans0.5337%296
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.8126%298
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2823%684
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2823%711
Percentage Net Loans Charged-off: Commercial and industrial0.2290%2,965
Percentage Net Loans Charged-off: Loans to individuals0.4615%4,007
Percentage Net Loans Charged-off: Credit card loans8.4356%148
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5661%820
Percentage Net Loans Charged-off: Total real estate loans0.5362%262
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.8433%234
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2546%660
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2546%671
Percentage Net Loans Charged-off: Commercial and industrial-0.3039%8,025
Percentage Net Loans Charged-off: Loans to individuals1.3537%1,281
Percentage Net Loans Charged-off: Credit card loans14.0351%66
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8141%536
Percentage Net Loans Charged-off: Total real estate loans0.6781%196
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate1.1030%171
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2693%630
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2693%636
Percentage Net Loans Charged-off: Commercial and industrial0.8792%1,158
Percentage Net Loans Charged-off: Loans to individuals1.6607%965
Percentage Net Loans Charged-off: Credit card loans11.5141%87
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3322%320
Percentage Net Loans Charged-off: Total real estate loans1.1601%112
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate2.1856%79
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0975%970
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0975%917
Percentage Net Loans Charged-off: Commercial and industrial0.1595%1,679
Percentage Net Loans Charged-off: Loans to individuals3.2104%424
Percentage Net Loans Charged-off: Credit card loans14.1176%80
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3938%366
Percentage Net Loans Charged-off: Total real estate loans1.3018%108
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate2.0736%115
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.3835%603
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3835%629
Percentage Net Loans Charged-off: Commercial and industrial4.2359%395
Percentage Net Loans Charged-off: Loans to individuals0.4231%4,608
Percentage Net Loans Charged-off: Credit card loans11.3932%113
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.7142%7,957
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1705%411
Percentage Net Loans Charged-off: Total real estate loans1.5545%63
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate2.6968%60
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1311%1,270
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1311%1,243
Percentage Net Loans Charged-off: Commercial and industrial-0.3947%8,366
Percentage Net Loans Charged-off: Loans to individuals0.0596%6,263
Percentage Net Loans Charged-off: Credit card loans7.5219%192
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4914%7,847
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7938%228
Percentage Net Loans Charged-off: Total real estate loans2.3815%38
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate3.8791%47
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.4887%388
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.4887%407
Percentage Net Loans Charged-off: Commercial and industrial-0.4218%8,354
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,001
Percentage Net Loans Charged-off: Credit card loans6.5217%286
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3525%7,800
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2938%110
Percentage Net Loans Charged-off: Total real estate loans4.2982%16
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate7.0519%17
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.7302%229
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.7302%233
Percentage Net Loans Charged-off: Commercial and industrial-0.6321%8,458
Percentage Net Loans Charged-off: Loans to individuals0.2954%3,881
Percentage Net Loans Charged-off: Credit card loans13.4132%125
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6879%7,859
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3040%201
Percentage Net Loans Charged-off: Total real estate loans0.7144%280
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.6418%415
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.9877%160
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.9877%170
Percentage Net Loans Charged-off: Commercial and industrial14.7912%69
Percentage Net Loans Charged-off: Loans to individuals2.7908%519
Percentage Net Loans Charged-off: Credit card loans8.4329%196
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.6740%194
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3016%497
Percentage Net Loans Charged-off: Total real estate loans0.7503%233
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.8161%298
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.7183%254
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.7183%257
Percentage Net Loans Charged-off: Commercial and industrial3.5117%546
Percentage Net Loans Charged-off: Loans to individuals2.2239%675
Percentage Net Loans Charged-off: Credit card loans5.3442%402
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5870%517
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5578%287
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9533%602
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3506%2,134
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2660%3,052
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2643%3,309
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0678%6,460
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1452%4,852
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2015%5,375
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3848%5,213
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA