Home > Citizens Community Federal > Income and Expense

Citizens Community Federal, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$84,344,000612
Total interest expense$31,716,000558
Net interest income$52,628,000641
Provision for loan and lease losses$-475,0004,463
Total noninterest income$8,577,000828
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,832,000608
Trading account gains and feesNANA
Additional Noninterest Income$6,745,000724
Total noninterest expense$38,335,000720
Salaries and employee benefits$20,709,000732
Premises and equipment expense$4,936,000560
Additional noninterest expense$6,745,000724
Pre-tax net operating income$23,345,000605
Securities gains (losses)$406,000108
Applicable income taxes$6,946,000443
Income before extraordinary items$16,805,000667
Extraordinary gains, net$054
Net income$16,805,000677
Minority interest net income$088
Net income of bank and minority interests.$16,805,000670
Net charge-offs$-451,0004,526
Cash dividends$12,000,000428
Sale, conversion, retirement of capital stock, net$722,000226
Net operating income$16,484,260693
2023-09-30 (YTD Data)Rank
Total interest income$62,285,000609
Total interest expense$23,206,000529
Net interest income$39,079,000655
Provision for loan and lease losses$175,0001,783
Total noninterest income$6,982,000786
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,352,000610
Trading account gains and feesNANA
Additional Noninterest Income$5,630,000679
Total noninterest expense$28,115,000736
Salaries and employee benefits$15,664,000733
Premises and equipment expense$3,720,000559
Additional noninterest expense$5,630,000679
Pre-tax net operating income$17,771,000615
Securities gains (losses)$124,000142
Applicable income taxes$5,704,000433
Income before extraordinary items$12,191,000708
Extraordinary gains, net$052
Net income$12,191,000712
Minority interest net income$081
Net income of bank and minority interests.$12,191,000708
Net charge-offs$-187,0004,460
Cash dividends$6,500,000492
Sale, conversion, retirement of capital stock, net$591,000207
Net operating income$12,093,040725
2023-06-30 (YTD Data)Rank
Total interest income$40,487,000597
Total interest expense$13,894,000520
Net interest income$26,593,000646
Provision for loan and lease losses$500,000779
Total noninterest income$4,847,000739
Gross Fiduciary activities income$0931
Service charges on deposit accounts$896,000609
Trading account gains and feesNANA
Additional Noninterest Income$3,951,000627
Total noninterest expense$19,249,000705
Salaries and employee benefits$10,487,000724
Premises and equipment expense$2,476,000552
Additional noninterest expense$3,951,000627
Pre-tax net operating income$11,691,000621
Securities gains (losses)$97,000173
Applicable income taxes$3,053,000489
Income before extraordinary items$8,735,000664
Extraordinary gains, net$051
Net income$8,735,000675
Minority interest net income$081
Net income of bank and minority interests.$8,735,000664
Net charge-offs$-26,0004,185
Cash dividends$1,500,0001,072
Sale, conversion, retirement of capital stock, net$382,000193
Net operating income$8,658,370678
2023-03-31 (YTD Data)Rank
Total interest income$19,691,000614
Total interest expense$5,841,000535
Net interest income$13,850,000636
Provision for loan and lease losses$50,0001,677
Total noninterest income$2,071,000810
Gross Fiduciary activities income$0913
Service charges on deposit accounts$445,000620
Trading account gains and feesNANA
Additional Noninterest Income$1,626,000702
Total noninterest expense$9,714,000711
Salaries and employee benefits$5,235,000743
Premises and equipment expense$1,268,000560
Additional noninterest expense$1,626,000702
Pre-tax net operating income$6,157,000614
Securities gains (losses)$42,000292
Applicable income taxes$1,589,000496
Income before extraordinary items$4,610,000660
Extraordinary gains, net$04
Net income$4,610,000658
Minority interest net income$048
Net income of bank and minority interests.$4,610,000659
Net charge-offs$24,0001,045
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$216,000171
Net operating income$4,576,820674
2022-12-31 (YTD Data)Rank
Total interest income$69,505,000569
Total interest expense$8,733,000507
Net interest income$60,772,000570
Provision for loan and lease losses$1,475,000636
Total noninterest income$8,930,000817
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,850,000615
Trading account gains and feesNANA
Additional Noninterest Income$7,080,000703
Total noninterest expense$40,048,000664
Salaries and employee benefits$21,605,000690
Premises and equipment expense$4,889,000561
Additional noninterest expense$7,080,000703
Pre-tax net operating income$28,179,000595
Securities gains (losses)$194,000115
Applicable income taxes$7,130,000481
Income before extraordinary items$21,243,000617
Extraordinary gains, net$05
Net income$21,243,000618
Minority interest net income$063
Net income of bank and minority interests.$21,243,000618
Net charge-offs$449,000627
Cash dividends$6,000,000666
Sale, conversion, retirement of capital stock, net$860,000259
Net operating income$21,089,740635
2022-09-30 (YTD Data)Rank
Total interest income$50,126,000558
Total interest expense$4,911,000464
Net interest income$45,215,000558
Provision for loan and lease losses$775,000740
Total noninterest income$7,261,000793
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,375,000622
Trading account gains and feesNANA
Additional Noninterest Income$5,886,000672
Total noninterest expense$30,318,000654
Salaries and employee benefits$16,514,000683
Premises and equipment expense$3,679,000554
Additional noninterest expense$5,886,000672
Pre-tax net operating income$21,383,000589
Securities gains (losses)$-91,0004,200
Applicable income taxes$5,235,000495
Income before extraordinary items$16,057,000613
Extraordinary gains, net$04
Net income$16,057,000614
Minority interest net income$057
Net income of bank and minority interests.$16,057,000614
Net charge-offs$471,000454
Cash dividends$1,000,0001,660
Sale, conversion, retirement of capital stock, net$647,000234
Net operating income$16,128,890618
2022-06-30 (YTD Data)Rank
Total interest income$32,139,000546
Total interest expense$2,661,000452
Net interest income$29,478,000552
Provision for loan and lease losses$400,000782
Total noninterest income$5,229,000743
Gross Fiduciary activities income$0925
Service charges on deposit accounts$883,000645
Trading account gains and feesNANA
Additional Noninterest Income$4,346,000653
Total noninterest expense$19,710,000663
Salaries and employee benefits$10,761,000688
Premises and equipment expense$2,431,000557
Additional noninterest expense$6,518,000613
Pre-tax net operating income$14,597,000542
Securities gains (losses)$-83,0004,332
Applicable income taxes$3,600,000459
Income before extraordinary items$10,914,000574
Extraordinary gains, net$04
Net income$10,914,000573
Minority interest net income$060
Net income of bank and minority interests.$10,914,000574
Net charge-offs$488,000346
Cash dividends$1,000,0001,328
Sale, conversion, retirement of capital stock, net$392,000220
Net operating income$10,979,570583
2022-03-31 (YTD Data)Rank
Total interest income$15,407,000552
Total interest expense$1,379,000411
Net interest income$14,028,000560
Provision for loan and lease losses$02,285
Total noninterest income$3,036,000684
Gross Fiduciary activities income$0892
Service charges on deposit accounts$441,000636
Trading account gains and feesNANA
Additional Noninterest Income$2,595,000592
Total noninterest expense$9,757,000673
Salaries and employee benefits$5,294,000704
Premises and equipment expense$1,245,000545
Additional noninterest expense$3,218,000616
Pre-tax net operating income$7,307,000521
Securities gains (losses)$-37,0004,410
Applicable income taxes$1,792,000448
Income before extraordinary items$5,478,000551
Extraordinary gains, net$04
Net income$5,478,000551
Minority interest net income$050
Net income of bank and minority interests.$5,478,000551
Net charge-offs$96,000502
Cash dividends$1,000,000760
Sale, conversion, retirement of capital stock, net$195,000193
Net operating income$5,507,230554
2021-12-31 (YTD Data)Rank
Total interest income$64,207,000542
Total interest expense$7,422,000375
Net interest income$56,785,000561
Provision for loan and lease losses$03,064
Total noninterest income$14,395,000661
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,571,000657
Trading account gains and feesNANA
Additional Noninterest Income$12,824,000566
Total noninterest expense$39,826,000660
Salaries and employee benefits$22,267,000654
Premises and equipment expense$4,691,000564
Additional noninterest expense$12,868,000627
Pre-tax net operating income$31,354,000529
Securities gains (losses)$1,224,000188
Applicable income taxes$8,682,000429
Income before extraordinary items$23,896,000563
Extraordinary gains, net$010
Net income$23,896,000563
Minority interest net income$074
Net income of bank and minority interests.$23,896,000564
Net charge-offs$130,0001,220
Cash dividends$12,500,000408
Sale, conversion, retirement of capital stock, net$797,000253
Net operating income$22,929,040575
2021-09-30 (YTD Data)Rank
Total interest income$47,405,000552
Total interest expense$5,772,000380
Net interest income$41,633,000579
Provision for loan and lease losses$02,963
Total noninterest income$11,032,000658
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,137,000673
Trading account gains and feesNANA
Additional Noninterest Income$9,895,000581
Total noninterest expense$29,570,000665
Salaries and employee benefits$16,412,000668
Premises and equipment expense$3,507,000573
Additional noninterest expense$9,651,000618
Pre-tax net operating income$23,095,000557
Securities gains (losses)$344,000415
Applicable income taxes$6,233,000450
Income before extraordinary items$17,206,000598
Extraordinary gains, net$08
Net income$17,206,000598
Minority interest net income$069
Net income of bank and minority interests.$17,206,000598
Net charge-offs$211,000775
Cash dividends$11,500,000342
Sale, conversion, retirement of capital stock, net$614,000227
Net operating income$16,934,240602
2021-06-30 (YTD Data)Rank
Total interest income$31,196,000547
Total interest expense$4,029,000378
Net interest income$27,167,000584
Provision for loan and lease losses$02,862
Total noninterest income$7,722,000646
Gross Fiduciary activities income$0951
Service charges on deposit accounts$715,000683
Trading account gains and feesNANA
Additional Noninterest Income$7,007,000565
Total noninterest expense$19,406,000670
Salaries and employee benefits$10,832,000673
Premises and equipment expense$2,338,000572
Additional noninterest expense$6,236,000624
Pre-tax net operating income$15,483,000547
Securities gains (losses)$271,000403
Applicable income taxes$4,181,000454
Income before extraordinary items$11,573,000598
Extraordinary gains, net$06
Net income$11,573,000598
Minority interest net income$067
Net income of bank and minority interests.$11,573,000598
Net charge-offs$198,000655
Cash dividends$7,500,000335
Sale, conversion, retirement of capital stock, net$395,000206
Net operating income$11,358,910592
2021-03-31 (YTD Data)Rank
Total interest income$15,672,000551
Total interest expense$2,125,000379
Net interest income$13,547,000579
Provision for loan and lease losses$02,741
Total noninterest income$4,446,000584
Gross Fiduciary activities income$0922
Service charges on deposit accounts$356,000676
Trading account gains and feesNANA
Additional Noninterest Income$4,090,000515
Total noninterest expense$9,835,000654
Salaries and employee benefits$5,487,000668
Premises and equipment expense$1,221,000556
Additional noninterest expense$3,127,000610
Pre-tax net operating income$8,158,000525
Securities gains (losses)$235,000303
Applicable income taxes$2,200,000437
Income before extraordinary items$6,193,000561
Extraordinary gains, net$03
Net income$6,193,000561
Minority interest net income$055
Net income of bank and minority interests.$6,193,000561
Net charge-offs$184,000452
Cash dividends$3,500,000309
Sale, conversion, retirement of capital stock, net$172,000195
Net operating income$6,007,350561
2020-12-31 (YTD Data)Rank
Total interest income$64,739,000526
Total interest expense$11,814,000435
Net interest income$52,925,000555
Provision for loan and lease losses$7,750,000426
Total noninterest income$14,568,000628
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,699,000596
Trading account gains and feesNANA
Additional Noninterest Income$12,869,000547
Total noninterest expense$39,515,000638
Salaries and employee benefits$21,545,000666
Premises and equipment expense$5,417,000492
Additional noninterest expense$12,553,000600
Pre-tax net operating income$20,228,000583
Securities gains (losses)$111,0001,331
Applicable income taxes$5,361,000462
Income before extraordinary items$14,978,000667
Extraordinary gains, net$04
Net income$14,978,000667
Minority interest net income$072
Net income of bank and minority interests.$14,978,000667
Net charge-offs$1,027,000640
Cash dividends$10,500,000437
Sale, conversion, retirement of capital stock, net$530,000262
Net operating income$14,890,310641
2020-09-30 (YTD Data)Rank
Total interest income$48,168,000534
Total interest expense$9,428,000446
Net interest income$38,740,000559
Provision for loan and lease losses$5,250,000487
Total noninterest income$10,665,000611
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,239,000605
Trading account gains and feesNANA
Additional Noninterest Income$9,426,000532
Total noninterest expense$29,636,000623
Salaries and employee benefits$16,226,000639
Premises and equipment expense$4,064,000483
Additional noninterest expense$9,346,000588
Pre-tax net operating income$14,519,000584
Securities gains (losses)$97,0001,231
Applicable income taxes$3,864,000446
Income before extraordinary items$10,752,000658
Extraordinary gains, net$04
Net income$10,752,000657
Minority interest net income$065
Net income of bank and minority interests.$10,752,000658
Net charge-offs$734,000603
Cash dividends$6,500,000481
Sale, conversion, retirement of capital stock, net$462,000224
Net operating income$10,675,370632
2020-06-30 (YTD Data)Rank
Total interest income$32,910,000528
Total interest expense$6,743,000451
Net interest income$26,167,000552
Provision for loan and lease losses$3,750,000488
Total noninterest income$6,351,000625
Gross Fiduciary activities income$0970
Service charges on deposit accounts$838,000605
Trading account gains and feesNANA
Additional Noninterest Income$5,513,000535
Total noninterest expense$19,600,000625
Salaries and employee benefits$10,787,000646
Premises and equipment expense$2,685,000488
Additional noninterest expense$6,128,000593
Pre-tax net operating income$9,168,000551
Securities gains (losses)$98,000994
Applicable income taxes$2,430,000423
Income before extraordinary items$6,836,000636
Extraordinary gains, net$04
Net income$6,836,000636
Minority interest net income$065
Net income of bank and minority interests.$6,836,000636
Net charge-offs$697,000484
Cash dividends$5,000,000428
Sale, conversion, retirement of capital stock, net$297,000214
Net operating income$6,758,580614
2020-03-31 (YTD Data)Rank
Total interest income$16,966,000518
Total interest expense$3,688,000466
Net interest income$13,278,000525
Provision for loan and lease losses$2,000,000402
Total noninterest income$2,577,000681
Gross Fiduciary activities income$0941
Service charges on deposit accounts$517,000587
Trading account gains and feesNANA
Additional Noninterest Income$2,060,000590
Total noninterest expense$9,580,000636
Salaries and employee benefits$5,124,000674
Premises and equipment expense$1,433,000472
Additional noninterest expense$3,023,000605
Pre-tax net operating income$4,275,000541
Securities gains (losses)$73,000714
Applicable income taxes$1,127,000419
Income before extraordinary items$3,221,000610
Extraordinary gains, net$04
Net income$3,221,000611
Minority interest net income$056
Net income of bank and minority interests.$3,221,000610
Net charge-offs$485,000383
Cash dividends$2,500,000453
Sale, conversion, retirement of capital stock, net$139,000211
Net operating income$3,163,330604
2019-12-31 (YTD Data)Rank
Total interest income$60,615,000580
Total interest expense$14,895,000480
Net interest income$45,720,000614
Provision for loan and lease losses$3,525,000330
Total noninterest income$12,781,000583
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,169,000582
Trading account gains and feesNANA
Additional Noninterest Income$10,612,000501
Total noninterest expense$39,419,000597
Salaries and employee benefits$19,402,000692
Premises and equipment expense$5,200,000510
Additional noninterest expense$14,817,000486
Pre-tax net operating income$15,557,000727
Securities gains (losses)$272,000545
Applicable income taxes$3,659,000622
Income before extraordinary items$12,170,000794
Extraordinary gains, net$011
Net income$12,170,000795
Minority interest net income$076
Net income of bank and minority interests.$12,170,000795
Net charge-offs$809,000760
Cash dividends$3,350,0001,100
Sale, conversion, retirement of capital stock, net$470,000295
Net operating income$11,955,120782
2019-09-30 (YTD Data)Rank
Total interest income$44,399,000593
Total interest expense$11,104,000488
Net interest income$33,295,000628
Provision for loan and lease losses$2,125,000387
Total noninterest income$9,666,000580
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,614,000581
Trading account gains and feesNANA
Additional Noninterest Income$8,052,000497
Total noninterest expense$29,662,000592
Salaries and employee benefits$13,931,000720
Premises and equipment expense$3,864,000515
Additional noninterest expense$11,867,000461
Pre-tax net operating income$11,174,000769
Securities gains (losses)$152,000619
Applicable income taxes$2,891,000608
Income before extraordinary items$8,435,000865
Extraordinary gains, net$011
Net income$8,435,000866
Minority interest net income$072
Net income of bank and minority interests.$8,435,000866
Net charge-offs$552,000713
Cash dividends$850,0001,985
Sale, conversion, retirement of capital stock, net$371,000263
Net operating income$8,314,920858
2019-06-30 (YTD Data)Rank
Total interest income$28,144,000621
Total interest expense$7,094,000501
Net interest income$21,050,000659
Provision for loan and lease losses$1,550,000354
Total noninterest income$6,674,000557
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,043,000593
Trading account gains and fees$0131
Additional Noninterest Income$5,631,000475
Total noninterest expense$17,501,000671
Salaries and employee benefits$8,867,000745
Premises and equipment expense$2,843,000472
Additional noninterest expense$5,791,000614
Pre-tax net operating income$8,673,000671
Securities gains (losses)$55,000724
Applicable income taxes$2,225,000539
Income before extraordinary items$6,503,000733
Extraordinary gains, net$011
Net income$6,503,000734
Minority interest net income$069
Net income of bank and minority interests.$6,503,000733
Net charge-offs$395,000660
Cash dividends$850,0001,591
Sale, conversion, retirement of capital stock, net$490,000177
Net operating income$6,459,550725
2019-03-31 (YTD Data)Rank
Total interest income$13,763,000632
Total interest expense$3,255,000531
Net interest income$10,508,000657
Provision for loan and lease losses$1,225,000247
Total noninterest income$1,896,000803
Gross Fiduciary activities income$0972
Service charges on deposit accounts$507,000601
Trading account gains and fees$0126
Additional Noninterest Income$1,389,000717
Total noninterest expense$8,819,000666
Salaries and employee benefits$4,488,000739
Premises and equipment expense$1,538,000445
Additional noninterest expense$2,793,000624
Pre-tax net operating income$2,360,0001,082
Securities gains (losses)$34,000468
Applicable income taxes$583,000800
Income before extraordinary items$1,811,0001,181
Extraordinary gains, net$05
Net income$1,811,0001,180
Minority interest net income$052
Net income of bank and minority interests.$1,811,0001,180
Net charge-offs$122,000803
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$386,000117
Net operating income$1,784,1401,167
2018-12-31 (YTD Data)Rank
Total interest income$42,690,000745
Total interest expense$8,005,000636
Net interest income$34,685,000767
Provision for loan and lease losses$2,150,000471
Total noninterest income$6,314,000944
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,784,000714
Trading account gains and fees$0126
Additional Noninterest Income$4,530,000855
Total noninterest expense$29,241,000765
Salaries and employee benefits$15,477,000812
Premises and equipment expense$4,317,000586
Additional noninterest expense$9,447,000740
Pre-tax net operating income$9,608,0001,071
Securities gains (losses)$-17,0004,544
Applicable income taxes$2,720,000701
Income before extraordinary items$6,871,0001,237
Extraordinary gains, net$06
Net income$6,871,0001,236
Minority interest net income$072
Net income of bank and minority interests.$6,871,0001,236
Net charge-offs$405,0001,095
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$382,000327
Net operating income$6,884,4301,232
2018-09-30 (YTD Data)Rank
Total interest income$29,585,000787
Total interest expense$5,389,000655
Net interest income$24,196,000819
Provision for loan and lease losses$1,200,000565
Total noninterest income$4,134,0001,040
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,270,000738
Trading account gains and fees$0138
Additional Noninterest Income$2,864,000963
Total noninterest expense$20,530,000806
Salaries and employee benefits$10,744,000870
Premises and equipment expense$3,149,000599
Additional noninterest expense$6,637,000771
Pre-tax net operating income$6,600,0001,145
Securities gains (losses)$-17,0004,891
Applicable income taxes$1,969,000737
Income before extraordinary items$4,614,0001,340
Extraordinary gains, net$05
Net income$4,614,0001,339
Minority interest net income$066
Net income of bank and minority interests.$4,614,0001,339
Net charge-offs$310,000978
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$255,000320
Net operating income$4,627,4301,325
2018-06-30 (YTD Data)Rank
Total interest income$19,195,000790
Total interest expense$3,408,000652
Net interest income$15,787,000832
Provision for loan and lease losses$750,000585
Total noninterest income$2,479,0001,101
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$801,000765
Trading account gains and fees$0130
Additional Noninterest Income$1,678,0001,070
Total noninterest expense$13,536,000818
Salaries and employee benefits$7,210,000868
Premises and equipment expense$2,037,000619
Additional noninterest expense$4,289,000786
Pre-tax net operating income$3,980,0001,224
Securities gains (losses)$-17,0005,085
Applicable income taxes$1,037,000862
Income before extraordinary items$2,926,0001,378
Extraordinary gains, net$06
Net income$2,926,0001,377
Minority interest net income$065
Net income of bank and minority interests.$2,926,0001,377
Net charge-offs$151,0001,073
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$161,000309
Net operating income$2,939,4301,365
2018-03-31 (YTD Data)Rank
Total interest income$9,382,000798
Total interest expense$1,563,000655
Net interest income$7,819,000831
Provision for loan and lease losses$100,0001,437
Total noninterest income$1,421,0001,008
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$408,000764
Trading account gains and fees$0123
Additional Noninterest Income$1,013,000931
Total noninterest expense$6,670,000831
Salaries and employee benefits$3,588,000880
Premises and equipment expense$1,021,000615
Additional noninterest expense$2,061,000798
Pre-tax net operating income$2,470,0001,019
Securities gains (losses)$-21,0005,318
Applicable income taxes$660,000700
Income before extraordinary items$1,789,0001,141
Extraordinary gains, net$07
Net income$1,789,0001,140
Minority interest net income$052
Net income of bank and minority interests.$1,789,0001,141
Net charge-offs$72,0001,004
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$66,000299
Net operating income$1,805,5901,127
2017-12-31 (YTD Data)Rank
Total interest income$30,415,000947
Total interest expense$5,187,000654
Net interest income$25,228,0001,004
Provision for loan and lease losses$419,0001,614
Total noninterest income$5,107,0001,104
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,446,000846
Trading account gains and fees$0151
Additional Noninterest Income$3,661,0001,011
Total noninterest expense$22,724,000943
Salaries and employee benefits$11,838,0001,009
Premises and equipment expense$4,559,000542
Additional noninterest expense$6,327,0001,026
Pre-tax net operating income$7,192,0001,286
Securities gains (losses)$82,000693
Applicable income taxes$2,568,0001,083
Income before extraordinary items$4,706,0001,408
Extraordinary gains, net$09
Net income$4,706,0001,407
Minority interest net income$076
Net income of bank and minority interests.$4,706,0001,408
Net charge-offs$477,0001,125
Cash dividends$12,500,000315
Sale, conversion, retirement of capital stock, net$83,000519
Net operating income$4,652,7001,404
2017-09-30 (YTD Data)Rank
Total interest income$20,974,0001,026
Total interest expense$3,723,000663
Net interest income$17,251,0001,082
Provision for loan and lease losses$319,0001,568
Total noninterest income$3,360,0001,226
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,003,000917
Trading account gains and fees$0145
Additional Noninterest Income$2,357,0001,138
Total noninterest expense$16,202,000992
Salaries and employee benefits$8,417,0001,066
Premises and equipment expense$3,470,000546
Additional noninterest expense$4,315,0001,119
Pre-tax net operating income$4,090,0001,614
Securities gains (losses)$82,000667
Applicable income taxes$1,371,0001,192
Income before extraordinary items$2,801,0001,829
Extraordinary gains, net$09
Net income$2,801,0001,829
Minority interest net income$071
Net income of bank and minority interests.$2,801,0001,829
Net charge-offs$294,0001,133
Cash dividends$12,500,000244
Sale, conversion, retirement of capital stock, net$68,000463
Net operating income$2,746,0601,838
2017-06-30 (YTD Data)Rank
Total interest income$13,184,0001,068
Total interest expense$2,411,000665
Net interest income$10,773,0001,137
Provision for loan and lease losses$03,871
Total noninterest income$2,311,0001,193
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$649,000933
Trading account gains and fees$0139
Additional Noninterest Income$1,662,0001,105
Total noninterest expense$9,177,0001,141
Salaries and employee benefits$5,053,0001,167
Premises and equipment expense$1,619,000775
Additional noninterest expense$2,505,0001,235
Pre-tax net operating income$3,907,0001,215
Securities gains (losses)$01,906
Applicable income taxes$1,358,000901
Income before extraordinary items$2,549,0001,410
Extraordinary gains, net$011
Net income$2,549,0001,410
Minority interest net income$071
Net income of bank and minority interests.$2,549,0001,411
Net charge-offs$161,0001,195
Cash dividends$2,500,000624
Sale, conversion, retirement of capital stock, net$32,000487
Net operating income$2,549,0001,390
2017-03-31 (YTD Data)Rank
Total interest income$6,552,0001,062
Total interest expense$1,212,000644
Net interest income$5,340,0001,134
Provision for loan and lease losses$03,537
Total noninterest income$1,205,0001,153
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$332,000914
Trading account gains and fees$0142
Additional Noninterest Income$873,0001,054
Total noninterest expense$4,666,0001,132
Salaries and employee benefits$2,619,0001,148
Premises and equipment expense$782,000806
Additional noninterest expense$1,265,0001,232
Pre-tax net operating income$1,879,0001,241
Securities gains (losses)$01,153
Applicable income taxes$650,000900
Income before extraordinary items$1,229,0001,440
Extraordinary gains, net$08
Net income$1,229,0001,440
Minority interest net income$055
Net income of bank and minority interests.$1,229,0001,440
Net charge-offs$82,0001,043
Cash dividends$2,500,000335
Sale, conversion, retirement of capital stock, net$16,000458
Net operating income$1,229,0001,420
2016-12-31 (YTD Data)Rank
Total interest income$26,434,0001,025
Total interest expense$5,036,000597
Net interest income$21,398,0001,104
Provision for loan and lease losses$04,332
Total noninterest income$4,124,0001,303
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,512,000831
Trading account gains and fees$0170
Additional Noninterest Income$2,612,0001,331
Total noninterest expense$21,065,0001,006
Salaries and employee benefits$10,036,0001,151
Premises and equipment expense$4,456,000564
Additional noninterest expense$6,573,0001,001
Pre-tax net operating income$4,457,0001,773
Securities gains (losses)$91,0001,410
Applicable income taxes$1,521,0001,249
Income before extraordinary items$3,027,0002,096
Extraordinary gains, net$05
Net income$3,027,0002,094
Minority interest net income$082
Net income of bank and minority interests.$3,027,0002,095
Net charge-offs$524,0001,051
Cash dividends$3,418,000930
Sale, conversion, retirement of capital stock, net$35,000620
Net operating income$2,966,0302,075
2016-09-30 (YTD Data)Rank
Total interest income$19,466,0001,037
Total interest expense$3,743,000598
Net interest income$15,723,0001,127
Provision for loan and lease losses$04,186
Total noninterest income$2,865,0001,383
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,123,000839
Trading account gains and fees$0169
Additional Noninterest Income$1,742,0001,435
Total noninterest expense$14,854,0001,057
Salaries and employee benefits$7,342,0001,169
Premises and equipment expense$3,198,000581
Additional noninterest expense$4,314,0001,139
Pre-tax net operating income$3,734,0001,641
Securities gains (losses)$63,0001,599
Applicable income taxes$1,307,0001,195
Income before extraordinary items$2,490,0001,958
Extraordinary gains, net$05
Net income$2,490,0001,958
Minority interest net income$071
Net income of bank and minority interests.$2,490,0001,958
Net charge-offs$373,000986
Cash dividends$3,418,000689
Sale, conversion, retirement of capital stock, net$20,000600
Net operating income$2,448,4201,923
2016-06-30 (YTD Data)Rank
Total interest income$12,248,0001,095
Total interest expense$2,363,000632
Net interest income$9,885,0001,188
Provision for loan and lease losses$04,017
Total noninterest income$1,770,0001,442
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$694,000897
Trading account gains and fees$0157
Additional Noninterest Income$1,076,0001,476
Total noninterest expense$8,896,0001,159
Salaries and employee benefits$4,417,0001,279
Premises and equipment expense$1,771,000701
Additional noninterest expense$2,708,0001,192
Pre-tax net operating income$2,759,0001,510
Securities gains (losses)$47,0001,469
Applicable income taxes$1,000,0001,080
Income before extraordinary items$1,806,0001,810
Extraordinary gains, net$016
Net income$1,806,0001,809
Minority interest net income$071
Net income of bank and minority interests.$1,806,0001,809
Net charge-offs$205,0001,106
Cash dividends$825,0001,481
Sale, conversion, retirement of capital stock, net$7,000627
Net operating income$1,775,9201,785
2016-03-31 (YTD Data)Rank
Total interest income$5,757,0001,147
Total interest expense$1,114,000660
Net interest income$4,643,0001,253
Provision for loan and lease losses$03,656
Total noninterest income$818,0001,494
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$315,000963
Trading account gains and fees$0142
Additional Noninterest Income$503,0001,500
Total noninterest expense$4,334,0001,192
Salaries and employee benefits$2,107,0001,326
Premises and equipment expense$904,000689
Additional noninterest expense$1,323,0001,209
Pre-tax net operating income$1,127,0001,764
Securities gains (losses)$4,0001,767
Applicable income taxes$392,0001,252
Income before extraordinary items$739,0002,124
Extraordinary gains, net$012
Net income$739,0002,124
Minority interest net income$062
Net income of bank and minority interests.$739,0002,124
Net charge-offs$138,000829
Cash dividends$825,000862
Sale, conversion, retirement of capital stock, net$27,000400
Net operating income$736,4002,070
2015-12-31 (YTD Data)Rank
Total interest income$22,780,0001,121
Total interest expense$4,439,000634
Net interest income$18,341,0001,243
Provision for loan and lease losses$496,0001,376
Total noninterest income$3,715,0001,367
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,593,000807
Trading account gains and fees$0159
Additional Noninterest Income$2,122,0001,453
Total noninterest expense$17,155,0001,172
Salaries and employee benefits$8,388,0001,297
Premises and equipment expense$3,322,000740
Additional noninterest expense$5,445,0001,178
Pre-tax net operating income$4,405,0001,747
Securities gains (losses)$58,0001,540
Applicable income taxes$1,598,0001,190
Income before extraordinary items$2,865,0002,125
Extraordinary gains, net$023
Net income$2,865,0002,126
Minority interest net income$081
Net income of bank and minority interests.$2,865,0002,127
Net charge-offs$602,0001,006
Cash dividends$625,0002,674
Sale, conversion, retirement of capital stock, net$104,000513
Net operating income$2,827,8802,103
2015-09-30 (YTD Data)Rank
Total interest income$17,091,0001,131
Total interest expense$3,320,000635
Net interest income$13,771,0001,254
Provision for loan and lease losses$421,0001,190
Total noninterest income$2,728,0001,413
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,189,000815
Trading account gains and fees$0153
Additional Noninterest Income$1,539,0001,507
Total noninterest expense$13,068,0001,163
Salaries and employee benefits$6,252,0001,313
Premises and equipment expense$2,569,000727
Additional noninterest expense$4,247,0001,147
Pre-tax net operating income$3,010,0001,895
Securities gains (losses)$58,0001,371
Applicable income taxes$1,100,0001,286
Income before extraordinary items$1,968,0002,294
Extraordinary gains, net$021
Net income$1,968,0002,295
Minority interest net income$078
Net income of bank and minority interests.$1,968,0002,295
Net charge-offs$472,000903
Cash dividends$625,0002,096
Sale, conversion, retirement of capital stock, net$78,000489
Net operating income$1,930,8802,290
2015-06-30 (YTD Data)Rank
Total interest income$11,346,0001,136
Total interest expense$2,203,000641
Net interest income$9,143,0001,255
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,755,0001,444
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$766,000835
Trading account gains and fees$0157
Additional Noninterest Income$989,0001,572
Total noninterest expense$8,696,0001,162
Salaries and employee benefits$4,226,0001,308
Premises and equipment expense$1,576,000806
Additional noninterest expense$2,894,0001,119
Pre-tax net operating income$1,902,0001,958
Securities gains (losses)$59,0001,140
Applicable income taxes$708,0001,317
Income before extraordinary items$1,253,0002,367
Extraordinary gains, net$022
Net income$1,253,0002,369
Minority interest net income$075
Net income of bank and minority interests.$1,253,0002,369
Net charge-offs$285,000937
Cash dividends$625,0001,682
Sale, conversion, retirement of capital stock, net$52,000468
Net operating income$1,215,2402,359
2015-03-31 (YTD Data)Rank
Total interest income$5,708,0001,123
Total interest expense$1,107,000635
Net interest income$4,601,0001,229
Provision for loan and lease losses$150,0001,060
Total noninterest income$887,0001,398
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$361,000856
Trading account gains and fees$0152
Additional Noninterest Income$526,0001,450
Total noninterest expense$4,409,0001,158
Salaries and employee benefits$2,107,0001,313
Premises and equipment expense$824,000772
Additional noninterest expense$1,478,0001,084
Pre-tax net operating income$929,0001,980
Securities gains (losses)$46,000882
Applicable income taxes$356,0001,288
Income before extraordinary items$619,0002,336
Extraordinary gains, net$013
Net income$619,0002,337
Minority interest net income$064
Net income of bank and minority interests.$619,0002,337
Net charge-offs$144,000893
Cash dividends$625,000945
Sale, conversion, retirement of capital stock, net$26,000443
Net operating income$589,5602,355
2014-12-31 (YTD Data)Rank
Total interest income$23,974,0001,066
Total interest expense$4,289,000674
Net interest income$19,685,0001,143
Provision for loan and lease losses$1,545,000591
Total noninterest income$3,723,0001,343
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,786,000761
Trading account gains and fees$0180
Additional Noninterest Income$1,937,0001,496
Total noninterest expense$18,060,0001,116
Salaries and employee benefits$8,951,0001,214
Premises and equipment expense$3,485,000710
Additional noninterest expense$5,624,0001,169
Pre-tax net operating income$3,803,0001,912
Securities gains (losses)$-166,0006,381
Applicable income taxes$1,362,0001,275
Income before extraordinary items$2,275,0002,464
Extraordinary gains, net$017
Net income$2,275,0002,464
Minority interest net income$084
Net income of bank and minority interests.$2,275,0002,464
Net charge-offs$1,283,000736
Cash dividends$300,0003,365
Sale, conversion, retirement of capital stock, net$72,000581
Net operating income$2,381,2402,350
2014-09-30 (YTD Data)Rank
Total interest income$18,000,0001,072
Total interest expense$3,171,000685
Net interest income$14,829,0001,146
Provision for loan and lease losses$1,310,000520
Total noninterest income$2,690,0001,386
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,338,000764
Trading account gains and fees$0174
Additional Noninterest Income$1,352,0001,572
Total noninterest expense$13,587,0001,116
Salaries and employee benefits$6,835,0001,186
Premises and equipment expense$2,496,000747
Additional noninterest expense$4,256,0001,161
Pre-tax net operating income$2,622,0002,070
Securities gains (losses)$-167,0006,480
Applicable income taxes$915,0001,387
Income before extraordinary items$1,540,0002,682
Extraordinary gains, net$015
Net income$1,540,0002,682
Minority interest net income$081
Net income of bank and minority interests.$1,540,0002,682
Net charge-offs$1,089,000624
Cash dividends$300,0002,725
Sale, conversion, retirement of capital stock, net$54,000552
Net operating income$1,646,8802,516
2014-06-30 (YTD Data)Rank
Total interest income$11,878,0001,080
Total interest expense$2,088,000704
Net interest income$9,790,0001,146
Provision for loan and lease losses$935,000471
Total noninterest income$1,676,0001,437
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$896,000749
Trading account gains and fees$0172
Additional Noninterest Income$780,0001,732
Total noninterest expense$8,919,0001,135
Salaries and employee benefits$4,696,0001,162
Premises and equipment expense$1,579,000793
Additional noninterest expense$2,644,0001,220
Pre-tax net operating income$1,612,0002,156
Securities gains (losses)$-149,0006,567
Applicable income taxes$544,0001,466
Income before extraordinary items$919,0002,815
Extraordinary gains, net$020
Net income$919,0002,819
Minority interest net income$080
Net income of bank and minority interests.$919,0002,819
Net charge-offs$882,000562
Cash dividends$300,0002,325
Sale, conversion, retirement of capital stock, net$36,000520
Net operating income$1,014,3602,574
2014-03-31 (YTD Data)Rank
Total interest income$5,895,0001,086
Total interest expense$1,042,000707
Net interest income$4,853,0001,150
Provision for loan and lease losses$480,000467
Total noninterest income$729,0001,550
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$426,000772
Trading account gains and fees$0147
Additional Noninterest Income$303,0001,989
Total noninterest expense$4,357,0001,170
Salaries and employee benefits$2,319,0001,179
Premises and equipment expense$804,000792
Additional noninterest expense$1,234,0001,302
Pre-tax net operating income$745,0002,215
Securities gains (losses)$-141,0006,665
Applicable income taxes$224,0001,615
Income before extraordinary items$380,0003,105
Extraordinary gains, net$016
Net income$380,0003,108
Minority interest net income$066
Net income of bank and minority interests.$380,0003,108
Net charge-offs$469,000528
Cash dividends$300,0001,415
Sale, conversion, retirement of capital stock, net$18,000486
Net operating income$470,2402,644
2013-12-31 (YTD Data)Rank
Total interest income$24,368,0001,040
Total interest expense$5,006,000667
Net interest income$19,362,0001,134
Provision for loan and lease losses$2,843,000455
Total noninterest income$2,846,0001,672
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,852,000753
Trading account gains and fees$0184
Additional Noninterest Income$994,0002,391
Total noninterest expense$17,285,0001,185
Salaries and employee benefits$8,920,0001,216
Premises and equipment expense$3,141,000774
Additional noninterest expense$5,224,0001,286
Pre-tax net operating income$2,080,0002,784
Securities gains (losses)$-241,0006,644
Applicable income taxes$682,0001,844
Income before extraordinary items$1,157,0003,623
Extraordinary gains, net$029
Net income$1,157,0003,625
Minority interest net income$090
Net income of bank and minority interests.$1,157,0003,627
Net charge-offs$2,378,000658
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$48,000668
Net operating income$1,311,2403,352
2013-09-30 (YTD Data)Rank
Total interest income$18,266,0001,049
Total interest expense$3,903,000648
Net interest income$14,363,0001,145
Provision for loan and lease losses$2,243,000442
Total noninterest income$2,262,0001,638
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,332,000789
Trading account gains and fees$0180
Additional Noninterest Income$930,0002,154
Total noninterest expense$12,938,0001,192
Salaries and employee benefits$6,707,0001,210
Premises and equipment expense$2,338,000788
Additional noninterest expense$3,893,0001,291
Pre-tax net operating income$1,444,0002,986
Securities gains (losses)$-162,0006,761
Applicable income taxes$477,0001,958
Income before extraordinary items$805,0003,805
Extraordinary gains, net$025
Net income$805,0003,808
Minority interest net income$084
Net income of bank and minority interests.$805,0003,808
Net charge-offs$1,883,000621
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$36,000633
Net operating income$908,6803,520
2013-06-30 (YTD Data)Rank
Total interest income$12,114,0001,047
Total interest expense$2,627,000666
Net interest income$9,487,0001,146
Provision for loan and lease losses$1,515,000474
Total noninterest income$1,506,0001,638
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$798,000848
Trading account gains and fees$0157
Additional Noninterest Income$708,0001,995
Total noninterest expense$8,572,0001,191
Salaries and employee benefits$4,392,0001,220
Premises and equipment expense$1,547,000796
Additional noninterest expense$2,633,0001,263
Pre-tax net operating income$906,0003,081
Securities gains (losses)$-155,0006,862
Applicable income taxes$280,0002,088
Income before extraordinary items$471,0004,046
Extraordinary gains, net$022
Net income$471,0004,048
Minority interest net income$082
Net income of bank and minority interests.$471,0004,049
Net charge-offs$1,280,000654
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$24,000601
Net operating income$570,2003,597
2013-03-31 (YTD Data)Rank
Total interest income$6,122,0001,034
Total interest expense$1,330,000692
Net interest income$4,792,0001,138
Provision for loan and lease losses$765,000500
Total noninterest income$655,0001,832
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$303,0001,101
Trading account gains and fees$0148
Additional Noninterest Income$352,0002,002
Total noninterest expense$4,292,0001,190
Salaries and employee benefits$2,186,0001,237
Premises and equipment expense$763,000813
Additional noninterest expense$1,343,0001,227
Pre-tax net operating income$390,0003,339
Securities gains (losses)$26,0001,182
Applicable income taxes$159,0001,941
Income before extraordinary items$257,0003,847
Extraordinary gains, net$010
Net income$257,0003,846
Minority interest net income$076
Net income of bank and minority interests.$257,0003,849
Net charge-offs$655,000640
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$12,000552
Net operating income$240,3603,869
2012-12-31 (YTD Data)Rank
Total interest income$26,408,000993
Total interest expense$6,176,000700
Net interest income$20,232,0001,079
Provision for loan and lease losses$3,800,000629
Total noninterest income$2,871,0001,691
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,377,0001,038
Trading account gains and fees$0166
Additional Noninterest Income$1,494,0001,857
Total noninterest expense$16,920,0001,197
Salaries and employee benefits$8,350,0001,252
Premises and equipment expense$3,023,000799
Additional noninterest expense$5,547,0001,227
Pre-tax net operating income$2,383,0002,500
Securities gains (losses)$-582,0007,016
Applicable income taxes$726,0001,802
Income before extraordinary items$1,075,0003,762
Extraordinary gains, net$029
Net income$1,075,0003,763
Minority interest net income$093
Net income of bank and minority interests.$1,075,0003,764
Net charge-offs$3,516,000760
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$26,000807
Net operating income$1,447,4803,065
2012-09-30 (YTD Data)Rank
Total interest income$20,016,0001,001
Total interest expense$4,767,000708
Net interest income$15,249,0001,092
Provision for loan and lease losses$2,900,000643
Total noninterest income$2,063,0001,751
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,022,0001,047
Trading account gains and fees$0157
Additional Noninterest Income$1,041,0001,945
Total noninterest expense$12,619,0001,203
Salaries and employee benefits$6,209,0001,267
Premises and equipment expense$2,272,000807
Additional noninterest expense$4,138,0001,233
Pre-tax net operating income$1,793,0002,557
Securities gains (losses)$-500,0007,112
Applicable income taxes$525,0001,887
Income before extraordinary items$768,0003,928
Extraordinary gains, net$020
Net income$768,0003,928
Minority interest net income$086
Net income of bank and minority interests.$768,0003,930
Net charge-offs$2,691,000740
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$17,000786
Net operating income$1,088,0003,125
2012-06-30 (YTD Data)Rank
Total interest income$13,448,0001,000
Total interest expense$3,272,000720
Net interest income$10,176,0001,091
Provision for loan and lease losses$2,000,000638
Total noninterest income$1,316,0001,793
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$664,0001,062
Trading account gains and fees$0153
Additional Noninterest Income$652,0002,004
Total noninterest expense$8,622,0001,171
Salaries and employee benefits$4,363,0001,201
Premises and equipment expense$1,513,000807
Additional noninterest expense$2,746,0001,236
Pre-tax net operating income$870,0003,120
Securities gains (losses)$7,0002,812
Applicable income taxes$356,0001,861
Income before extraordinary items$521,0003,910
Extraordinary gains, net$019
Net income$521,0003,912
Minority interest net income$084
Net income of bank and minority interests.$521,0003,913
Net charge-offs$1,834,000735
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$11,000759
Net operating income$516,5203,734
2012-03-31 (YTD Data)Rank
Total interest income$6,731,0001,006
Total interest expense$1,674,000728
Net interest income$5,057,0001,101
Provision for loan and lease losses$1,100,000565
Total noninterest income$568,0001,983
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$302,0001,170
Trading account gains and fees$0148
Additional Noninterest Income$266,0002,252
Total noninterest expense$4,306,0001,162
Salaries and employee benefits$2,169,0001,201
Premises and equipment expense$754,000803
Additional noninterest expense$1,383,0001,218
Pre-tax net operating income$219,0004,374
Securities gains (losses)$-3,0006,965
Applicable income taxes$89,0002,556
Income before extraordinary items$127,0005,081
Extraordinary gains, net$019
Net income$127,0005,084
Minority interest net income$078
Net income of bank and minority interests.$127,0005,085
Net charge-offs$968,000684
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$5,000713
Net operating income$128,9204,918
2011-12-31 (YTD Data)Rank
Total interest income$29,581,000944
Total interest expense$8,142,000712
Net interest income$21,439,0001,024
Provision for loan and lease losses$5,805,000694
Total noninterest income$2,338,0001,804
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$2,338,0001,226
Total noninterest expense$17,154,0001,150
Salaries and employee benefits$8,482,0001,175
Premises and equipment expense$3,585,000687
Additional noninterest expense$5,087,0001,360
Pre-tax net operating income$818,0004,059
Securities gains (losses)$-447,0007,227
Applicable income taxes$156,0003,095
Income before extraordinary items$215,0005,504
Extraordinary gains, net$029
Net income$215,0005,506
Minority interest net income$096
Net income of bank and minority interests.$215,0005,506
Net charge-offs$4,046,000960
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$501,0804,549
2011-09-30 (YTD Data)Rank
Total interest income$22,408,000951
Total interest expense$6,317,000717
Net interest income$16,091,0001,033
Provision for loan and lease losses$4,265,000703
Total noninterest income$1,891,0001,678
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$1,891,0001,158
Total noninterest expense$12,882,0001,147
Salaries and employee benefits$6,331,0001,177
Premises and equipment expense$2,655,000713
Additional noninterest expense$3,896,0001,326
Pre-tax net operating income$835,0003,632
Securities gains (losses)$143,0001,468
Applicable income taxes$393,0001,962
Income before extraordinary items$585,0004,073
Extraordinary gains, net$021
Net income$585,0004,074
Minority interest net income$087
Net income of bank and minority interests.$585,0004,075
Net charge-offs$3,828,000772
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$493,4804,217
2011-06-30 (YTD Data)Rank
Total interest income$15,138,000953
Total interest expense$4,443,000716
Net interest income$10,695,0001,032
Provision for loan and lease losses$3,015,000673
Total noninterest income$1,457,0001,507
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$1,457,0001,043
Total noninterest expense$8,506,0001,174
Salaries and employee benefits$4,221,0001,188
Premises and equipment expense$1,690,000748
Additional noninterest expense$2,595,0001,348
Pre-tax net operating income$631,0003,374
Securities gains (losses)$02,914
Applicable income taxes$253,0001,978
Income before extraordinary items$378,0004,080
Extraordinary gains, net$015
Net income$378,0004,080
Minority interest net income$089
Net income of bank and minority interests.$378,0004,082
Net charge-offs$2,833,000723
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$378,0003,989
2011-03-31 (YTD Data)Rank
Total interest income$7,733,000944
Total interest expense$2,299,000721
Net interest income$5,434,0001,017
Provision for loan and lease losses$1,650,000597
Total noninterest income$700,0001,567
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$700,0001,061
Total noninterest expense$4,250,0001,181
Salaries and employee benefits$2,093,0001,210
Premises and equipment expense$852,000755
Additional noninterest expense$1,305,0001,349
Pre-tax net operating income$234,0003,955
Securities gains (losses)$01,772
Applicable income taxes$94,0002,246
Income before extraordinary items$140,0004,563
Extraordinary gains, net$09
Net income$140,0004,562
Minority interest net income$086
Net income of bank and minority interests.$140,0004,563
Net charge-offs$1,630,000616
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$140,0004,507
2010-12-31 (YTD Data)Rank
Total interest income$33,712,000907
Total interest expense$10,981,000731
Net interest income$22,731,000967
Provision for loan and lease losses$7,741,000826
Total noninterest income$1,307,0002,757
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,307,0001,852
Total noninterest expense$22,432,000899
Salaries and employee benefits$7,928,0001,246
Premises and equipment expense$3,365,000758
Additional noninterest expense$11,139,000685
Pre-tax net operating income$-6,135,0007,192
Securities gains (losses)$-2,247,0007,575
Applicable income taxes$-1,109,0007,339
Income before extraordinary items$-7,273,0007,290
Extraordinary gains, net$029
Net income$-7,273,0007,290
Minority interest net income$0111
Net income of bank and minority interests.$-7,273,0007,290
Net charge-offs$4,958,0001,024
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-5,318,1107,176
2010-09-30 (YTD Data)Rank
Total interest income$25,504,000908
Total interest expense$8,385,000744
Net interest income$17,119,000965
Provision for loan and lease losses$6,141,000745
Total noninterest income$825,0003,098
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$825,0002,036
Total noninterest expense$18,198,000813
Salaries and employee benefits$5,911,0001,249
Premises and equipment expense$2,521,000761
Additional noninterest expense$9,766,000563
Pre-tax net operating income$-6,395,0007,437
Securities gains (losses)$-1,677,0007,685
Applicable income taxes$-987,0007,494
Income before extraordinary items$-7,085,0007,511
Extraordinary gains, net$023
Net income$-7,085,0007,511
Minority interest net income$0110
Net income of bank and minority interests.$-7,085,0007,511
Net charge-offs$3,724,000962
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-5,609,2407,429
2010-06-30 (YTD Data)Rank
Total interest income$16,997,000915
Total interest expense$5,494,000797
Net interest income$11,503,000962
Provision for loan and lease losses$2,733,0001,015
Total noninterest income$631,0002,776
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$631,0001,796
Total noninterest expense$8,410,0001,184
Salaries and employee benefits$3,926,0001,251
Premises and equipment expense$1,667,000787
Additional noninterest expense$2,817,0001,269
Pre-tax net operating income$991,0002,387
Securities gains (losses)$-627,0007,702
Applicable income taxes$148,0002,413
Income before extraordinary items$216,0004,788
Extraordinary gains, net$019
Net income$216,0004,789
Minority interest net income$0105
Net income of bank and minority interests.$216,0004,788
Net charge-offs$2,021,0001,115
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$617,2802,899
2010-03-31 (YTD Data)Rank
Total interest income$8,425,000950
Total interest expense$2,745,000850
Net interest income$5,680,000989
Provision for loan and lease losses$1,402,000932
Total noninterest income$383,0002,448
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$383,0001,549
Total noninterest expense$4,206,0001,203
Salaries and employee benefits$1,941,0001,289
Premises and equipment expense$825,000817
Additional noninterest expense$1,440,0001,223
Pre-tax net operating income$455,0002,585
Securities gains (losses)$-502,0007,832
Applicable income taxes$-17,0007,162
Income before extraordinary items$-30,0006,535
Extraordinary gains, net$016
Net income$-30,0006,537
Minority interest net income$091
Net income of bank and minority interests.$-30,0006,536
Net charge-offs$1,108,000966
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$291,2803,074
2009-12-31 (YTD Data)Rank
Total interest income$33,319,0001,019
Total interest expense$14,152,000826
Net interest income$19,167,0001,157
Provision for loan and lease losses$1,862,0002,583
Total noninterest income$1,909,0002,188
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$1,909,0001,417
Total noninterest expense$16,495,0001,256
Salaries and employee benefits$7,429,0001,350
Premises and equipment expense$3,093,000870
Additional noninterest expense$5,973,0001,269
Pre-tax net operating income$2,719,0001,473
Securities gains (losses)$-7,820,0007,927
Applicable income taxes$-2,019,0007,519
Income before extraordinary items$-3,082,0007,011
Extraordinary gains, net$034
Net income$-3,082,0007,009
Minority interest net income$0115
Net income of bank and minority interests.$-3,082,0007,010
Net charge-offs$1,680,0002,245
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,922,8001,704
2009-09-30 (YTD Data)Rank
Total interest income$24,776,0001,048
Total interest expense$10,959,000845
Net interest income$13,817,0001,212
Provision for loan and lease losses$1,102,0002,637
Total noninterest income$1,385,0002,297
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$1,385,0001,473
Total noninterest expense$12,317,0001,251
Salaries and employee benefits$5,543,0001,374
Premises and equipment expense$2,304,000886
Additional noninterest expense$4,470,0001,249
Pre-tax net operating income$1,783,0001,783
Securities gains (losses)$-7,236,0008,028
Applicable income taxes$-2,162,0007,737
Income before extraordinary items$-3,291,0007,414
Extraordinary gains, net$027
Net income$-3,291,0007,414
Minority interest net income$0118
Net income of bank and minority interests.$-3,291,0007,414
Net charge-offs$907,0002,306
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,340,0401,945
2009-06-30 (YTD Data)Rank
Total interest income$16,128,0001,106
Total interest expense$7,363,000888
Net interest income$8,765,0001,276
Provision for loan and lease losses$698,0002,507
Total noninterest income$874,0002,390
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$874,0001,541
Total noninterest expense$8,083,0001,298
Salaries and employee benefits$3,813,0001,352
Premises and equipment expense$1,487,000946
Additional noninterest expense$2,783,0001,330
Pre-tax net operating income$858,0002,385
Securities gains (losses)$-7,236,0008,137
Applicable income taxes$-2,531,0007,940
Income before extraordinary items$-3,847,0007,715
Extraordinary gains, net$021
Net income$-3,847,0007,714
Minority interest net income$0112
Net income of bank and minority interests.$-3,847,0007,714
Net charge-offs$567,0002,205
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$784,0402,207
2009-03-31 (YTD Data)Rank
Total interest income$7,862,0001,149
Total interest expense$3,742,000904
Net interest income$4,120,0001,343
Provision for loan and lease losses$374,0002,068
Total noninterest income$424,0002,393
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$424,0001,560
Total noninterest expense$3,768,0001,326
Salaries and employee benefits$1,831,0001,431
Premises and equipment expense$724,000991
Additional noninterest expense$1,213,0001,342
Pre-tax net operating income$402,0002,794
Securities gains (losses)$02,434
Applicable income taxes$168,0001,625
Income before extraordinary items$234,0003,577
Extraordinary gains, net$015
Net income$234,0003,577
Minority interest net income$0102
Net income of bank and minority interests.$234,0003,578
Net charge-offs$296,0001,785
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$234,0003,439
2008-12-31 (YTD Data)Rank
Total interest income$29,549,0001,310
Total interest expense$14,790,0001,100
Net interest income$14,759,0001,515
Provision for loan and lease losses$823,0003,001
Total noninterest income$1,482,0002,658
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$1,482,0001,614
Total noninterest expense$12,903,0001,516
Salaries and employee benefits$6,209,0001,648
Premises and equipment expense$2,297,0001,197
Additional noninterest expense$4,397,0001,411
Pre-tax net operating income$2,515,0002,074
Securities gains (losses)$03,220
Applicable income taxes$1,043,0001,165
Income before extraordinary items$1,472,0002,550
Extraordinary gains, net$039
Net income$1,472,0002,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$736,0002,303
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,472,0002,695
2008-09-30 (YTD Data)Rank
Total interest income$21,743,0001,357
Total interest expense$10,935,0001,158
Net interest income$10,808,0001,565
Provision for loan and lease losses$556,0002,575
Total noninterest income$1,049,0002,813
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$1,049,0001,749
Total noninterest expense$9,300,0001,565
Salaries and employee benefits$4,489,0001,728
Premises and equipment expense$1,611,0001,282
Additional noninterest expense$3,200,0001,403
Pre-tax net operating income$2,001,0002,313
Securities gains (losses)$03,106
Applicable income taxes$829,0001,337
Income before extraordinary items$1,172,0002,804
Extraordinary gains, net$031
Net income$1,172,0002,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$511,0001,939
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,172,0002,943
2008-06-30 (YTD Data)Rank
Total interest income$14,066,0001,435
Total interest expense$7,148,0001,228
Net interest income$6,918,0001,624
Provision for loan and lease losses$378,0002,230
Total noninterest income$670,0002,934
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$670,0001,851
Total noninterest expense$5,908,0001,645
Salaries and employee benefits$2,863,0001,824
Premises and equipment expense$979,0001,415
Additional noninterest expense$2,066,0001,416
Pre-tax net operating income$1,302,0002,469
Securities gains (losses)$03,233
Applicable income taxes$548,0001,488
Income before extraordinary items$754,0003,175
Extraordinary gains, net$021
Net income$754,0003,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,597
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$754,0003,121
2008-03-31 (YTD Data)Rank
Total interest income$6,835,0001,510
Total interest expense$3,512,0001,328
Net interest income$3,323,0001,673
Provision for loan and lease losses$196,0001,847
Total noninterest income$322,0002,986
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$322,0001,885
Total noninterest expense$2,911,0001,669
Salaries and employee benefits$1,450,0001,813
Premises and equipment expense$476,0001,460
Additional noninterest expense$985,0001,455
Pre-tax net operating income$538,0002,927
Securities gains (losses)$02,688
Applicable income taxes$226,0001,811
Income before extraordinary items$312,0003,715
Extraordinary gains, net$015
Net income$312,0003,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0001,479
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$312,0003,628
2007-12-31 (YTD Data)Rank
Total interest income$22,526,0001,881
Total interest expense$10,552,0001,879
Net interest income$11,974,0001,892
Provision for loan and lease losses$532,0002,240
Total noninterest income$1,537,0002,667
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$1,537,0001,643
Total noninterest expense$10,726,0001,729
Salaries and employee benefits$5,418,0001,860
Premises and equipment expense$1,686,0001,578
Additional noninterest expense$3,622,0001,526
Pre-tax net operating income$2,253,0003,063
Securities gains (losses)$02,146
Applicable income taxes$896,0001,991
Income before extraordinary items$1,357,0003,655
Extraordinary gains, net$039
Net income$1,357,0003,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$432,0001,859
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,357,0003,645
2007-09-30 (YTD Data)Rank
Total interest income$15,851,0001,998
Total interest expense$7,159,0002,011
Net interest income$8,692,0001,972
Provision for loan and lease losses$367,0001,984
Total noninterest income$1,166,0002,645
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$1,166,0001,625
Total noninterest expense$7,985,0001,723
Salaries and employee benefits$4,051,0001,857
Premises and equipment expense$1,279,0001,557
Additional noninterest expense$2,655,0001,522
Pre-tax net operating income$1,506,0003,465
Securities gains (losses)$01,655
Applicable income taxes$595,0002,300
Income before extraordinary items$911,0004,095
Extraordinary gains, net$033
Net income$911,0004,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,580
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$911,0004,081
2007-06-30 (YTD Data)Rank
Total interest income$9,856,0002,134
Total interest expense$4,242,0002,218
Net interest income$5,614,0002,069
Provision for loan and lease losses$222,0002,015
Total noninterest income$763,0002,674
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$763,0001,666
Total noninterest expense$5,244,0001,762
Salaries and employee benefits$2,705,0001,892
Premises and equipment expense$850,0001,576
Additional noninterest expense$1,689,0001,601
Pre-tax net operating income$911,0003,736
Securities gains (losses)$01,444
Applicable income taxes$360,0002,517
Income before extraordinary items$551,0004,338
Extraordinary gains, net$029
Net income$551,0004,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0001,703
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$551,0004,332
2007-03-31 (YTD Data)Rank
Total interest income$4,706,0002,215
Total interest expense$2,008,0002,307
Net interest income$2,698,0002,145
Provision for loan and lease losses$87,0002,267
Total noninterest income$356,0002,780
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$356,0001,737
Total noninterest expense$2,630,0001,766
Salaries and employee benefits$1,362,0001,888
Premises and equipment expense$421,0001,588
Additional noninterest expense$847,0001,578
Pre-tax net operating income$337,0004,397
Securities gains (losses)$01,187
Applicable income taxes$133,0002,900
Income before extraordinary items$204,0005,012
Extraordinary gains, net$022
Net income$204,0005,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0001,608
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$204,0005,002
2006-12-31 (YTD Data)Rank
Total interest income$16,376,0002,370
Total interest expense$7,751,0002,101
Net interest income$8,625,0002,614
Provision for loan and lease losses$284,0002,896
Total noninterest income$1,939,0002,284
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,939,0001,393
Total noninterest expense$10,047,0001,773
Salaries and employee benefits$5,588,0001,749
Premises and equipment expense$1,505,0001,690
Additional noninterest expense$2,954,0001,782
Pre-tax net operating income$233,0007,297
Securities gains (losses)$01,687
Applicable income taxes$92,0005,038
Income before extraordinary items$141,0007,521
Extraordinary gains, net$051
Net income$141,0007,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0001,841
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$141,0007,511
2006-09-30 (YTD Data)Rank
Total interest income$11,782,0002,446
Total interest expense$5,781,0002,059
Net interest income$6,001,0002,782
Provision for loan and lease losses$181,0003,035
Total noninterest income$1,541,0002,190
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,541,0001,342
Total noninterest expense$6,865,0001,925
Salaries and employee benefits$3,613,0002,022
Premises and equipment expense$1,136,0001,688
Additional noninterest expense$2,116,0001,831
Pre-tax net operating income$496,0006,235
Securities gains (losses)$01,388
Applicable income taxes$196,0004,155
Income before extraordinary items$300,0006,726
Extraordinary gains, net$045
Net income$300,0006,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,106
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$300,0006,727
2006-06-30 (YTD Data)Rank
Total interest income$7,898,0002,403
Total interest expense$3,563,0002,094
Net interest income$4,335,0002,630
Provision for loan and lease losses$101,0003,290
Total noninterest income$1,117,0002,052
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,117,0001,261
Total noninterest expense$5,041,0001,758
Salaries and employee benefits$2,834,0001,729
Premises and equipment expense$762,0001,678
Additional noninterest expense$1,445,0001,809
Pre-tax net operating income$310,0006,396
Securities gains (losses)$01,185
Applicable income taxes$122,0004,283
Income before extraordinary items$188,0006,837
Extraordinary gains, net$039
Net income$188,0006,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0001,832
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$188,0006,845
2006-03-31 (YTD Data)Rank
Total interest income$3,832,0002,416
Total interest expense$1,658,0002,153
Net interest income$2,174,0002,598
Provision for loan and lease losses$38,0003,609
Total noninterest income$526,0002,114
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$526,0001,296
Total noninterest expense$2,502,0001,774
Salaries and employee benefits$1,406,0001,741
Premises and equipment expense$382,0001,679
Additional noninterest expense$714,0001,833
Pre-tax net operating income$160,0006,283
Securities gains (losses)$0955
Applicable income taxes$63,0004,198
Income before extraordinary items$97,0006,781
Extraordinary gains, net$021
Net income$97,0006,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,694
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$97,0006,779
2005-12-31 (YTD Data)Rank
Total interest income$13,072,0002,522
Total interest expense$4,808,0002,277
Net interest income$8,264,0002,626
Provision for loan and lease losses$384,0002,351
Total noninterest income$2,498,0001,867
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,498,0001,162
Total noninterest expense$8,663,0001,939
Salaries and employee benefits$4,991,0001,866
Premises and equipment expense$1,293,0001,867
Additional noninterest expense$2,379,0002,114
Pre-tax net operating income$1,715,0004,069
Securities gains (losses)$27,0001,153
Applicable income taxes$688,0002,844
Income before extraordinary items$1,054,0004,693
Extraordinary gains, net$046
Net income$1,054,0004,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,944
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$7,000897
Net operating income$1,036,7204,708
2005-09-30 (YTD Data)Rank
Total interest income$9,311,0002,585
Total interest expense$3,279,0002,377
Net interest income$6,032,0002,660
Provision for loan and lease losses$314,0002,126
Total noninterest income$1,956,0001,811
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,956,0001,138
Total noninterest expense$6,235,0001,988
Salaries and employee benefits$3,625,0001,897
Premises and equipment expense$935,0001,926
Additional noninterest expense$1,675,0002,208
Pre-tax net operating income$1,439,0003,868
Securities gains (losses)$02,317
Applicable income taxes$568,0002,733
Income before extraordinary items$871,0004,538
Extraordinary gains, net$035
Net income$871,0004,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0001,918
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$7,000735
Net operating income$871,0004,498
2005-06-30 (YTD Data)Rank
Total interest income$5,658,0002,732
Total interest expense$1,934,0002,481
Net interest income$3,724,0002,834
Provision for loan and lease losses$205,0002,129
Total noninterest income$1,375,0001,714
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,375,0001,070
Total noninterest expense$3,784,0002,160
Salaries and employee benefits$2,249,0002,011
Premises and equipment expense$569,0002,073
Additional noninterest expense$966,0002,527
Pre-tax net operating income$1,110,0003,439
Securities gains (losses)$02,146
Applicable income taxes$439,0002,459
Income before extraordinary items$671,0004,107
Extraordinary gains, net$030
Net income$671,0004,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,940
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$671,0004,053
2005-03-31 (YTD Data)Rank
Total interest income$2,722,0002,794
Total interest expense$889,0002,564
Net interest income$1,833,0002,871
Provision for loan and lease losses$102,0002,017
Total noninterest income$856,0001,419
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$856,000897
Total noninterest expense$1,932,0002,142
Salaries and employee benefits$1,121,0002,035
Premises and equipment expense$289,0002,062
Additional noninterest expense$522,0002,331
Pre-tax net operating income$655,0003,018
Securities gains (losses)$01,685
Applicable income taxes$259,0002,214
Income before extraordinary items$396,0003,649
Extraordinary gains, net$024
Net income$396,0003,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0001,622
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$396,0003,612
2004-12-31 (YTD Data)Rank
Total interest income$9,963,0002,841
Total interest expense$2,985,0002,643
Net interest income$6,978,0002,891
Provision for loan and lease losses$400,0002,359
Total noninterest income$1,716,0002,449
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,716,0001,482
Total noninterest expense$6,894,0002,310
Salaries and employee benefits$4,124,0002,107
Premises and equipment expense$1,025,0002,236
Additional noninterest expense$1,745,0002,732
Pre-tax net operating income$1,400,0004,427
Securities gains (losses)$03,819
Applicable income taxes$553,0003,165
Income before extraordinary items$847,0005,137
Extraordinary gains, net$034
Net income$847,0005,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0002,103
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$4,533,000238
Net operating income$847,0005,063
2004-09-30 (YTD Data)Rank
Total interest income$7,294,0002,873
Total interest expense$2,169,0002,668
Net interest income$5,125,0002,939
Provision for loan and lease losses$300,0002,260
Total noninterest income$1,267,0002,480
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,267,0001,501
Total noninterest expense$5,046,0002,359
Salaries and employee benefits$3,062,0002,129
Premises and equipment expense$763,0002,253
Additional noninterest expense$1,221,0002,883
Pre-tax net operating income$1,046,0004,498
Securities gains (losses)$03,710
Applicable income taxes$413,0003,243
Income before extraordinary items$633,0005,222
Extraordinary gains, net$026
Net income$633,0005,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0001,837
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$4,533,000172
Net operating income$633,0005,134
2004-06-30 (YTD Data)Rank
Total interest income$4,737,0002,930
Total interest expense$1,423,0002,690
Net interest income$3,314,0003,007
Provision for loan and lease losses$200,0002,196
Total noninterest income$860,0002,466
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$860,0001,473
Total noninterest expense$3,286,0002,422
Salaries and employee benefits$2,008,0002,167
Premises and equipment expense$512,0002,235
Additional noninterest expense$766,0003,063
Pre-tax net operating income$688,0004,496
Securities gains (losses)$03,413
Applicable income taxes$272,0003,240
Income before extraordinary items$416,0005,220
Extraordinary gains, net$021
Net income$416,0005,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,630
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$4,533,000115
Net operating income$416,0005,134
2004-03-31 (YTD Data)Rank
Total interest income$2,332,0002,981
Total interest expense$722,0002,688
Net interest income$1,610,0003,076
Provision for loan and lease losses$100,0002,105
Total noninterest income$420,0002,452
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$420,0001,481
Total noninterest expense$1,624,0002,460
Salaries and employee benefits$987,0002,221
Premises and equipment expense$260,0002,208
Additional noninterest expense$377,0003,070
Pre-tax net operating income$306,0004,767
Securities gains (losses)$02,934
Applicable income taxes$121,0003,475
Income before extraordinary items$185,0005,527
Extraordinary gains, net$016
Net income$185,0005,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0001,515
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$4,533,00057
Net operating income$185,0005,409
2003-12-31 (YTD Data)Rank
Total interest income$8,895,0003,145
Total interest expense$3,079,0002,799
Net interest income$5,816,0003,267
Provision for loan and lease losses$384,0002,672
Total noninterest income$1,680,0002,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,680,0001,661
Total noninterest expense$5,979,0002,610
Salaries and employee benefits$3,652,0002,320
Premises and equipment expense$909,0002,463
Additional noninterest expense$1,418,0003,247
Pre-tax net operating income$1,133,0004,821
Securities gains (losses)$2,0004,163
Applicable income taxes$448,0003,571
Income before extraordinary items$687,0005,637
Extraordinary gains, net$054
Net income$687,0005,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0002,074
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$685,7205,475
2003-09-30 (YTD Data)Rank
Total interest income$6,613,0003,211
Total interest expense$2,330,0002,865
Net interest income$4,283,0003,334
Provision for loan and lease losses$288,0002,595
Total noninterest income$1,274,0002,661
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,274,0001,730
Total noninterest expense$4,438,0002,640
Salaries and employee benefits$2,727,0002,325
Premises and equipment expense$680,0002,483
Additional noninterest expense$1,031,0003,313
Pre-tax net operating income$831,0005,027
Securities gains (losses)$2,0003,872
Applicable income taxes$329,0003,760
Income before extraordinary items$504,0005,838
Extraordinary gains, net$040
Net income$504,0005,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0001,955
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$502,7205,672
2003-06-30 (YTD Data)Rank
Total interest income$4,367,0003,250
Total interest expense$1,559,0002,941
Net interest income$2,808,0003,368
Provision for loan and lease losses$192,0002,587
Total noninterest income$855,0002,622
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$855,0001,700
Total noninterest expense$2,953,0002,638
Salaries and employee benefits$1,823,0002,319
Premises and equipment expense$456,0002,440
Additional noninterest expense$674,0003,352
Pre-tax net operating income$518,0005,233
Securities gains (losses)$2,0003,460
Applicable income taxes$205,0003,917
Income before extraordinary items$315,0005,997
Extraordinary gains, net$030
Net income$315,0005,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0001,738
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$313,7205,800
2003-03-31 (YTD Data)Rank
Total interest income$2,150,0003,322
Total interest expense$789,0002,975
Net interest income$1,361,0003,441
Provision for loan and lease losses$96,0002,441
Total noninterest income$414,0002,601
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$414,0001,696
Total noninterest expense$1,470,0002,639
Salaries and employee benefits$900,0002,333
Premises and equipment expense$231,0002,404
Additional noninterest expense$339,0003,282
Pre-tax net operating income$209,0005,741
Securities gains (losses)$2,0002,590
Applicable income taxes$83,0004,283
Income before extraordinary items$128,0006,406
Extraordinary gains, net$021
Net income$128,0006,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0001,538
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$126,7206,260
2002-12-31 (YTD Data)Rank
Total interest income$8,495,0003,464
Total interest expense$3,590,0003,018
Net interest income$4,905,0003,729
Provision for loan and lease losses$434,0002,668
Total noninterest income$1,386,0002,767
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,386,0001,750
Total noninterest expense$5,147,0002,856
Salaries and employee benefits$3,022,0002,606
Premises and equipment expense$808,0002,667
Additional noninterest expense$1,317,0003,331
Pre-tax net operating income$710,0006,043
Securities gains (losses)$5,0003,957
Applicable income taxes$87,0006,093
Income before extraordinary items$628,0005,852
Extraordinary gains, net$-10,0009,310
Net income$618,0005,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0002,307
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$623,6005,734
2001-12-31 (YTD Data)Rank
Total interest income$2,138,0008,080
Total interest expense$1,117,0007,782
Net interest income$1,021,0008,242
Provision for loan and lease losses$60,0006,353
Total noninterest income$280,0006,582
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$280,0004,261
Total noninterest expense$1,101,0007,680
Salaries and employee benefits$634,0007,509
Premises and equipment expense$173,0007,171
Additional noninterest expense$294,0007,907
Pre-tax net operating income$140,0008,142
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$140,0008,096
Extraordinary gains, net$0105
Net income$140,0008,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,263
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$140,0007,981

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.