Home > Citizens Bank of the South > Income and Expense
Citizens Bank of the South, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,087,000 | 2,178 |
| Total interest expense | $1,816,000 | 3,154 |
| Net interest income | $14,271,000 | 1,887 |
| Provision for loan and lease losses | $265,000 | 1,769 |
| Total noninterest income | $1,301,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $558,000 | 1,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $743,000 | 2,599 |
| Total noninterest expense | $9,730,000 | 2,076 |
| Salaries and employee benefits | $5,270,000 | 2,125 |
| Premises and equipment expense | $1,533,000 | 1,512 |
| Additional noninterest expense | $743,000 | 2,599 |
| Pre-tax net operating income | $5,577,000 | 1,806 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,246,000 | 1,293 |
| Income before extraordinary items | $4,331,000 | 1,899 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,331,000 | 1,922 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,331,000 | 1,902 |
| Net charge-offs | $-91,000 | 4,318 |
| Cash dividends | $1,040,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,331,000 | 1,928 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,921,000 | 2,161 |
| Total interest expense | $1,204,000 | 3,169 |
| Net interest income | $10,717,000 | 1,896 |
| Provision for loan and lease losses | $120,000 | 2,020 |
| Total noninterest income | $961,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $403,000 | 1,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $558,000 | 2,587 |
| Total noninterest expense | $7,395,000 | 2,058 |
| Salaries and employee benefits | $4,102,000 | 2,072 |
| Premises and equipment expense | $1,143,000 | 1,515 |
| Additional noninterest expense | $558,000 | 2,586 |
| Pre-tax net operating income | $4,163,000 | 1,862 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $971,000 | 1,305 |
| Income before extraordinary items | $3,192,000 | 1,979 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,192,000 | 1,998 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,192,000 | 1,979 |
| Net charge-offs | $-112,000 | 4,387 |
| Cash dividends | $1,040,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,192,000 | 2,004 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,836,000 | 2,151 |
| Total interest expense | $717,000 | 3,152 |
| Net interest income | $7,119,000 | 1,920 |
| Provision for loan and lease losses | $90,000 | 1,868 |
| Total noninterest income | $630,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $256,000 | 1,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $374,000 | 2,526 |
| Total noninterest expense | $4,917,000 | 2,061 |
| Salaries and employee benefits | $2,765,000 | 2,058 |
| Premises and equipment expense | $754,000 | 1,522 |
| Additional noninterest expense | $374,000 | 2,521 |
| Pre-tax net operating income | $2,742,000 | 1,855 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $655,000 | 1,295 |
| Income before extraordinary items | $2,087,000 | 2,015 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,087,000 | 2,040 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,087,000 | 2,015 |
| Net charge-offs | $-114,000 | 4,469 |
| Cash dividends | $1,040,000 | 1,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,087,000 | 2,025 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 2,193 |
| Total interest expense | $305,000 | 3,157 |
| Net interest income | $3,450,000 | 1,970 |
| Provision for loan and lease losses | $45,000 | 1,736 |
| Total noninterest income | $316,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $122,000 | 1,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 2,474 |
| Total noninterest expense | $2,445,000 | 2,092 |
| Salaries and employee benefits | $1,373,000 | 2,094 |
| Premises and equipment expense | $392,000 | 1,511 |
| Additional noninterest expense | $194,000 | 2,474 |
| Pre-tax net operating income | $1,276,000 | 1,991 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $308,000 | 1,364 |
| Income before extraordinary items | $968,000 | 2,137 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $968,000 | 2,137 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $968,000 | 2,137 |
| Net charge-offs | $53,000 | 787 |
| Cash dividends | $1,040,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $968,000 | 2,161 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,789,000 | 2,176 |
| Total interest expense | $422,000 | 3,419 |
| Net interest income | $12,367,000 | 2,066 |
| Provision for loan and lease losses | $210,000 | 1,759 |
| Total noninterest income | $1,237,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $456,000 | 1,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $781,000 | 2,601 |
| Total noninterest expense | $9,192,000 | 2,117 |
| Salaries and employee benefits | $5,168,000 | 2,132 |
| Premises and equipment expense | $1,328,000 | 1,678 |
| Additional noninterest expense | $781,000 | 2,601 |
| Pre-tax net operating income | $4,202,000 | 2,240 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $922,000 | 1,625 |
| Income before extraordinary items | $3,280,000 | 2,339 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,280,000 | 2,339 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,280,000 | 2,338 |
| Net charge-offs | $39,000 | 1,660 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,280,000 | 2,370 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,210,000 | 2,185 |
| Total interest expense | $261,000 | 3,457 |
| Net interest income | $8,949,000 | 2,089 |
| Provision for loan and lease losses | $165,000 | 1,593 |
| Total noninterest income | $894,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $330,000 | 1,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $564,000 | 2,672 |
| Total noninterest expense | $6,915,000 | 2,105 |
| Salaries and employee benefits | $4,006,000 | 2,086 |
| Premises and equipment expense | $966,000 | 1,733 |
| Additional noninterest expense | $564,000 | 2,672 |
| Pre-tax net operating income | $2,763,000 | 2,394 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $708,000 | 1,598 |
| Income before extraordinary items | $2,055,000 | 2,544 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,055,000 | 2,541 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,055,000 | 2,543 |
| Net charge-offs | $-37,000 | 3,984 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,055,000 | 2,582 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,849,000 | 2,211 |
| Total interest expense | $176,000 | 3,356 |
| Net interest income | $5,673,000 | 2,129 |
| Provision for loan and lease losses | $115,000 | 1,473 |
| Total noninterest income | $580,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $202,000 | 1,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 2,697 |
| Total noninterest expense | $4,551,000 | 2,111 |
| Salaries and employee benefits | $2,633,000 | 2,111 |
| Premises and equipment expense | $606,000 | 1,813 |
| Additional noninterest expense | $1,312,000 | 2,176 |
| Pre-tax net operating income | $1,587,000 | 2,492 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $388,000 | 1,667 |
| Income before extraordinary items | $1,199,000 | 2,625 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,199,000 | 2,623 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,199,000 | 2,625 |
| Net charge-offs | $-26,000 | 3,974 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,199,000 | 2,663 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 2,190 |
| Total interest expense | $88,000 | 3,347 |
| Net interest income | $2,784,000 | 2,112 |
| Provision for loan and lease losses | $60,000 | 1,235 |
| Total noninterest income | $284,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $100,000 | 1,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 2,663 |
| Total noninterest expense | $2,312,000 | 2,083 |
| Salaries and employee benefits | $1,299,000 | 2,131 |
| Premises and equipment expense | $288,000 | 1,891 |
| Additional noninterest expense | $725,000 | 2,043 |
| Pre-tax net operating income | $696,000 | 2,558 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $157,000 | 1,776 |
| Income before extraordinary items | $539,000 | 2,672 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $539,000 | 2,669 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $539,000 | 2,672 |
| Net charge-offs | $-12,000 | 3,981 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $539,000 | 2,688 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,354,000 | 2,155 |
| Total interest expense | $472,000 | 3,248 |
| Net interest income | $11,882,000 | 2,038 |
| Provision for loan and lease losses | $550,000 | 965 |
| Total noninterest income | $1,151,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $363,000 | 1,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $788,000 | 2,854 |
| Total noninterest expense | $8,894,000 | 2,139 |
| Salaries and employee benefits | $5,102,000 | 2,145 |
| Premises and equipment expense | $1,142,000 | 1,881 |
| Additional noninterest expense | $2,650,000 | 2,173 |
| Pre-tax net operating income | $3,589,000 | 2,467 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $784,000 | 1,785 |
| Income before extraordinary items | $2,805,000 | 2,629 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,805,000 | 2,630 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,805,000 | 2,630 |
| Net charge-offs | $418,000 | 705 |
| Cash dividends | $1,299,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,805,000 | 2,610 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,937,000 | 2,260 |
| Total interest expense | $375,000 | 3,266 |
| Net interest income | $8,562,000 | 2,141 |
| Provision for loan and lease losses | $225,000 | 1,362 |
| Total noninterest income | $857,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $263,000 | 2,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $594,000 | 2,880 |
| Total noninterest expense | $6,674,000 | 2,147 |
| Salaries and employee benefits | $3,871,000 | 2,140 |
| Premises and equipment expense | $858,000 | 1,907 |
| Additional noninterest expense | $1,945,000 | 2,197 |
| Pre-tax net operating income | $2,520,000 | 2,658 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $602,000 | 1,853 |
| Income before extraordinary items | $1,918,000 | 2,850 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,918,000 | 2,850 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,918,000 | 2,850 |
| Net charge-offs | $317,000 | 628 |
| Cash dividends | $416,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,918,000 | 2,835 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 2,247 |
| Total interest expense | $270,000 | 3,241 |
| Net interest income | $5,693,000 | 2,121 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $549,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $172,000 | 1,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 2,921 |
| Total noninterest expense | $4,438,000 | 2,144 |
| Salaries and employee benefits | $2,574,000 | 2,137 |
| Premises and equipment expense | $579,000 | 1,881 |
| Additional noninterest expense | $1,285,000 | 2,200 |
| Pre-tax net operating income | $1,654,000 | 2,653 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $413,000 | 1,821 |
| Income before extraordinary items | $1,241,000 | 2,888 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,241,000 | 2,887 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,241,000 | 2,888 |
| Net charge-offs | $207,000 | 641 |
| Cash dividends | $416,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,241,000 | 2,865 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 2,234 |
| Total interest expense | $144,000 | 3,219 |
| Net interest income | $2,835,000 | 2,108 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $254,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $89,000 | 1,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 3,026 |
| Total noninterest expense | $2,130,000 | 2,182 |
| Salaries and employee benefits | $1,255,000 | 2,158 |
| Premises and equipment expense | $283,000 | 1,918 |
| Additional noninterest expense | $592,000 | 2,284 |
| Pre-tax net operating income | $884,000 | 2,546 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $217,000 | 1,759 |
| Income before extraordinary items | $667,000 | 2,760 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $667,000 | 2,758 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $667,000 | 2,760 |
| Net charge-offs | $101,000 | 612 |
| Cash dividends | $416,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $667,000 | 2,724 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,823,000 | 2,122 |
| Total interest expense | $1,336,000 | 2,546 |
| Net interest income | $11,487,000 | 2,025 |
| Provision for loan and lease losses | $638,000 | 2,013 |
| Total noninterest income | $988,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $366,000 | 1,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $622,000 | 2,927 |
| Total noninterest expense | $8,501,000 | 2,170 |
| Salaries and employee benefits | $5,108,000 | 2,131 |
| Premises and equipment expense | $1,128,000 | 1,876 |
| Additional noninterest expense | $2,265,000 | 2,334 |
| Pre-tax net operating income | $3,336,000 | 2,300 |
| Securities gains (losses) | $3,000 | 2,512 |
| Applicable income taxes | $736,000 | 1,680 |
| Income before extraordinary items | $2,603,000 | 2,494 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,603,000 | 2,494 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,603,000 | 2,494 |
| Net charge-offs | $462,000 | 1,023 |
| Cash dividends | $416,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,600,630 | 2,439 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,307,000 | 2,192 |
| Total interest expense | $1,137,000 | 2,467 |
| Net interest income | $8,170,000 | 2,108 |
| Provision for loan and lease losses | $353,000 | 2,273 |
| Total noninterest income | $730,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $273,000 | 2,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $457,000 | 2,916 |
| Total noninterest expense | $6,129,000 | 2,208 |
| Salaries and employee benefits | $3,772,000 | 2,119 |
| Premises and equipment expense | $777,000 | 1,985 |
| Additional noninterest expense | $1,580,000 | 2,428 |
| Pre-tax net operating income | $2,418,000 | 2,335 |
| Securities gains (losses) | $3,000 | 2,334 |
| Applicable income taxes | $549,000 | 1,671 |
| Income before extraordinary items | $1,872,000 | 2,532 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,872,000 | 2,532 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,872,000 | 2,532 |
| Net charge-offs | $328,000 | 978 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,869,630 | 2,488 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,271,000 | 2,209 |
| Total interest expense | $898,000 | 2,322 |
| Net interest income | $5,373,000 | 2,141 |
| Provision for loan and lease losses | $248,000 | 2,225 |
| Total noninterest income | $473,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $187,000 | 1,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 2,953 |
| Total noninterest expense | $4,018,000 | 2,239 |
| Salaries and employee benefits | $2,494,000 | 2,128 |
| Premises and equipment expense | $522,000 | 1,970 |
| Additional noninterest expense | $1,002,000 | 2,509 |
| Pre-tax net operating income | $1,580,000 | 2,325 |
| Securities gains (losses) | $3,000 | 2,083 |
| Applicable income taxes | $411,000 | 1,509 |
| Income before extraordinary items | $1,172,000 | 2,588 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,172,000 | 2,586 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,172,000 | 2,588 |
| Net charge-offs | $260,000 | 873 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,169,630 | 2,552 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 2,168 |
| Total interest expense | $494,000 | 2,300 |
| Net interest income | $2,679,000 | 2,102 |
| Provision for loan and lease losses | $105,000 | 1,912 |
| Total noninterest income | $246,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $118,000 | 1,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 2,920 |
| Total noninterest expense | $1,994,000 | 2,270 |
| Salaries and employee benefits | $1,234,000 | 2,163 |
| Premises and equipment expense | $255,000 | 2,020 |
| Additional noninterest expense | $505,000 | 2,523 |
| Pre-tax net operating income | $826,000 | 2,116 |
| Securities gains (losses) | $1,000 | 1,614 |
| Applicable income taxes | $216,000 | 1,336 |
| Income before extraordinary items | $611,000 | 2,379 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $611,000 | 2,378 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $611,000 | 2,379 |
| Net charge-offs | $141,000 | 737 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $610,210 | 2,348 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,807,000 | 2,169 |
| Total interest expense | $1,815,000 | 2,500 |
| Net interest income | $10,992,000 | 2,075 |
| Provision for loan and lease losses | $440,000 | 1,611 |
| Total noninterest income | $982,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $525,000 | 1,852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $457,000 | 3,124 |
| Total noninterest expense | $8,247,000 | 2,201 |
| Salaries and employee benefits | $4,680,000 | 2,200 |
| Premises and equipment expense | $1,200,000 | 1,798 |
| Additional noninterest expense | $2,367,000 | 2,295 |
| Pre-tax net operating income | $3,287,000 | 2,323 |
| Securities gains (losses) | $6,000 | 2,041 |
| Applicable income taxes | $744,000 | 1,655 |
| Income before extraordinary items | $2,549,000 | 2,548 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,549,000 | 2,549 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,549,000 | 2,550 |
| Net charge-offs | $236,000 | 1,543 |
| Cash dividends | $780,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 562 |
| Net operating income | $2,544,260 | 2,514 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,522,000 | 2,208 |
| Total interest expense | $1,312,000 | 2,562 |
| Net interest income | $8,210,000 | 2,102 |
| Provision for loan and lease losses | $260,000 | 1,735 |
| Total noninterest income | $713,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $376,000 | 1,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 3,161 |
| Total noninterest expense | $6,128,000 | 2,221 |
| Salaries and employee benefits | $3,594,000 | 2,180 |
| Premises and equipment expense | $831,000 | 1,913 |
| Additional noninterest expense | $1,703,000 | 2,358 |
| Pre-tax net operating income | $2,535,000 | 2,348 |
| Securities gains (losses) | $6,000 | 1,791 |
| Applicable income taxes | $639,000 | 1,610 |
| Income before extraordinary items | $1,902,000 | 2,614 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,902,000 | 2,615 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,902,000 | 2,615 |
| Net charge-offs | $71,000 | 1,988 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 514 |
| Net operating income | $1,897,260 | 2,579 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,259,000 | 2,245 |
| Total interest expense | $826,000 | 2,626 |
| Net interest income | $5,433,000 | 2,129 |
| Provision for loan and lease losses | $180,000 | 1,640 |
| Total noninterest income | $469,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $249,000 | 1,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 3,160 |
| Total noninterest expense | $4,082,000 | 2,224 |
| Salaries and employee benefits | $2,413,000 | 2,177 |
| Premises and equipment expense | $548,000 | 1,938 |
| Additional noninterest expense | $1,121,000 | 2,397 |
| Pre-tax net operating income | $1,640,000 | 2,362 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $415,000 | 1,593 |
| Income before extraordinary items | $1,225,000 | 2,642 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,225,000 | 2,641 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,225,000 | 2,641 |
| Net charge-offs | $35,000 | 2,073 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 485 |
| Net operating income | $1,225,000 | 2,603 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 2,268 |
| Total interest expense | $397,000 | 2,652 |
| Net interest income | $2,682,000 | 2,158 |
| Provision for loan and lease losses | $135,000 | 1,269 |
| Total noninterest income | $283,000 | 2,595 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $124,000 | 1,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 2,693 |
| Total noninterest expense | $2,032,000 | 2,244 |
| Salaries and employee benefits | $1,217,000 | 2,176 |
| Premises and equipment expense | $271,000 | 1,977 |
| Additional noninterest expense | $544,000 | 2,443 |
| Pre-tax net operating income | $798,000 | 2,362 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $201,000 | 1,585 |
| Income before extraordinary items | $597,000 | 2,629 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $597,000 | 2,628 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $597,000 | 2,628 |
| Net charge-offs | $81,000 | 977 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $597,000 | 2,613 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,710,000 | 2,253 |
| Total interest expense | $1,290,000 | 2,567 |
| Net interest income | $10,420,000 | 2,167 |
| Provision for loan and lease losses | $695,000 | 1,166 |
| Total noninterest income | $999,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $511,000 | 1,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $488,000 | 3,093 |
| Total noninterest expense | $7,770,000 | 2,291 |
| Salaries and employee benefits | $4,419,000 | 2,294 |
| Premises and equipment expense | $1,066,000 | 1,965 |
| Additional noninterest expense | $2,285,000 | 2,373 |
| Pre-tax net operating income | $2,954,000 | 2,519 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $656,000 | 1,748 |
| Income before extraordinary items | $2,298,000 | 2,727 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,298,000 | 2,725 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,298,000 | 2,726 |
| Net charge-offs | $390,000 | 1,129 |
| Cash dividends | $675,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,298,000 | 2,713 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,620,000 | 2,275 |
| Total interest expense | $899,000 | 2,595 |
| Net interest income | $7,721,000 | 2,188 |
| Provision for loan and lease losses | $420,000 | 1,284 |
| Total noninterest income | $825,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $376,000 | 1,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 2,891 |
| Total noninterest expense | $5,890,000 | 2,274 |
| Salaries and employee benefits | $3,391,000 | 2,260 |
| Premises and equipment expense | $798,000 | 1,972 |
| Additional noninterest expense | $1,701,000 | 2,384 |
| Pre-tax net operating income | $2,236,000 | 2,561 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $565,000 | 1,684 |
| Income before extraordinary items | $1,671,000 | 2,825 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,671,000 | 2,824 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,671,000 | 2,824 |
| Net charge-offs | $325,000 | 947 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,671,000 | 2,815 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,574,000 | 2,319 |
| Total interest expense | $518,000 | 2,751 |
| Net interest income | $5,056,000 | 2,217 |
| Provision for loan and lease losses | $270,000 | 1,288 |
| Total noninterest income | $532,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $245,000 | 2,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 2,950 |
| Total noninterest expense | $3,862,000 | 2,311 |
| Salaries and employee benefits | $2,241,000 | 2,280 |
| Premises and equipment expense | $504,000 | 2,065 |
| Additional noninterest expense | $1,117,000 | 2,418 |
| Pre-tax net operating income | $1,456,000 | 2,568 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $369,000 | 1,685 |
| Income before extraordinary items | $1,087,000 | 2,831 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,087,000 | 2,831 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,087,000 | 2,830 |
| Net charge-offs | $205,000 | 925 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,087,000 | 2,824 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 2,362 |
| Total interest expense | $227,000 | 2,884 |
| Net interest income | $2,479,000 | 2,262 |
| Provision for loan and lease losses | $120,000 | 1,317 |
| Total noninterest income | $268,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $126,000 | 1,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,905 |
| Total noninterest expense | $1,933,000 | 2,330 |
| Salaries and employee benefits | $1,110,000 | 2,321 |
| Premises and equipment expense | $259,000 | 2,064 |
| Additional noninterest expense | $564,000 | 2,408 |
| Pre-tax net operating income | $694,000 | 2,601 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $178,000 | 1,684 |
| Income before extraordinary items | $516,000 | 2,846 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $516,000 | 2,846 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $516,000 | 2,846 |
| Net charge-offs | $90,000 | 905 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $516,000 | 2,833 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,507,000 | 2,346 |
| Total interest expense | $757,000 | 3,012 |
| Net interest income | $9,750,000 | 2,265 |
| Provision for loan and lease losses | $530,000 | 1,396 |
| Total noninterest income | $1,191,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $530,000 | 1,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $661,000 | 2,801 |
| Total noninterest expense | $7,998,000 | 2,263 |
| Salaries and employee benefits | $4,128,000 | 2,421 |
| Premises and equipment expense | $976,000 | 2,148 |
| Additional noninterest expense | $2,894,000 | 1,999 |
| Pre-tax net operating income | $2,413,000 | 2,808 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $782,000 | 2,086 |
| Income before extraordinary items | $1,631,000 | 3,006 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,631,000 | 3,004 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,631,000 | 3,006 |
| Net charge-offs | $486,000 | 1,111 |
| Cash dividends | $519,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,631,000 | 2,980 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,753,000 | 2,388 |
| Total interest expense | $555,000 | 3,039 |
| Net interest income | $7,198,000 | 2,299 |
| Provision for loan and lease losses | $350,000 | 1,474 |
| Total noninterest income | $762,000 | 2,941 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $406,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,243 |
| Total noninterest expense | $5,767,000 | 2,350 |
| Salaries and employee benefits | $3,118,000 | 2,415 |
| Premises and equipment expense | $753,000 | 2,117 |
| Additional noninterest expense | $1,896,000 | 2,240 |
| Pre-tax net operating income | $1,843,000 | 2,839 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $714,000 | 1,768 |
| Income before extraordinary items | $1,129,000 | 3,310 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,129,000 | 3,309 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,129,000 | 3,310 |
| Net charge-offs | $433,000 | 895 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,129,000 | 3,293 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,072,000 | 2,401 |
| Total interest expense | $365,000 | 3,039 |
| Net interest income | $4,707,000 | 2,322 |
| Provision for loan and lease losses | $230,000 | 1,457 |
| Total noninterest income | $501,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $267,000 | 1,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 3,274 |
| Total noninterest expense | $3,782,000 | 2,382 |
| Salaries and employee benefits | $2,082,000 | 2,428 |
| Premises and equipment expense | $481,000 | 2,185 |
| Additional noninterest expense | $1,219,000 | 2,297 |
| Pre-tax net operating income | $1,196,000 | 2,847 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $462,000 | 1,765 |
| Income before extraordinary items | $734,000 | 3,317 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $734,000 | 3,316 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $734,000 | 3,317 |
| Net charge-offs | $314,000 | 807 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $734,000 | 3,295 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 2,418 |
| Total interest expense | $180,000 | 3,054 |
| Net interest income | $2,329,000 | 2,346 |
| Provision for loan and lease losses | $110,000 | 1,381 |
| Total noninterest income | $239,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $133,000 | 1,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,383 |
| Total noninterest expense | $1,891,000 | 2,396 |
| Salaries and employee benefits | $1,018,000 | 2,494 |
| Premises and equipment expense | $250,000 | 2,144 |
| Additional noninterest expense | $623,000 | 2,247 |
| Pre-tax net operating income | $567,000 | 2,885 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $218,000 | 1,788 |
| Income before extraordinary items | $349,000 | 3,371 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $349,000 | 3,370 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $349,000 | 3,371 |
| Net charge-offs | $155,000 | 705 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $349,000 | 3,348 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,846,000 | 2,432 |
| Total interest expense | $707,000 | 3,034 |
| Net interest income | $9,139,000 | 2,353 |
| Provision for loan and lease losses | $470,000 | 1,544 |
| Total noninterest income | $918,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $526,000 | 2,005 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $392,000 | 3,592 |
| Total noninterest expense | $7,170,000 | 2,508 |
| Salaries and employee benefits | $3,673,000 | 2,653 |
| Premises and equipment expense | $845,000 | 2,398 |
| Additional noninterest expense | $2,652,000 | 2,190 |
| Pre-tax net operating income | $2,417,000 | 2,731 |
| Securities gains (losses) | $8,000 | 2,738 |
| Applicable income taxes | $884,000 | 1,764 |
| Income before extraordinary items | $1,541,000 | 3,243 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,541,000 | 3,243 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,541,000 | 3,243 |
| Net charge-offs | $500,000 | 1,080 |
| Cash dividends | $415,000 | 3,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,535,880 | 3,197 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,326,000 | 2,453 |
| Total interest expense | $533,000 | 3,017 |
| Net interest income | $6,793,000 | 2,375 |
| Provision for loan and lease losses | $330,000 | 1,527 |
| Total noninterest income | $697,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $397,000 | 1,993 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $300,000 | 3,574 |
| Total noninterest expense | $5,333,000 | 2,516 |
| Salaries and employee benefits | $2,772,000 | 2,641 |
| Premises and equipment expense | $705,000 | 2,243 |
| Additional noninterest expense | $1,856,000 | 2,329 |
| Pre-tax net operating income | $1,827,000 | 2,772 |
| Securities gains (losses) | $8,000 | 2,659 |
| Applicable income taxes | $709,000 | 1,743 |
| Income before extraordinary items | $1,126,000 | 3,299 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,126,000 | 3,297 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,126,000 | 3,299 |
| Net charge-offs | $386,000 | 954 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,120,880 | 3,255 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,782,000 | 2,497 |
| Total interest expense | $355,000 | 3,030 |
| Net interest income | $4,427,000 | 2,416 |
| Provision for loan and lease losses | $240,000 | 1,451 |
| Total noninterest income | $472,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $257,000 | 2,024 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $215,000 | 3,499 |
| Total noninterest expense | $3,504,000 | 2,560 |
| Salaries and employee benefits | $1,819,000 | 2,698 |
| Premises and equipment expense | $464,000 | 2,270 |
| Additional noninterest expense | $1,221,000 | 2,359 |
| Pre-tax net operating income | $1,155,000 | 2,823 |
| Securities gains (losses) | $2,000 | 2,664 |
| Applicable income taxes | $445,000 | 1,780 |
| Income before extraordinary items | $712,000 | 3,393 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $712,000 | 3,390 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $712,000 | 3,391 |
| Net charge-offs | $267,000 | 938 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $710,720 | 3,339 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 2,481 |
| Total interest expense | $178,000 | 3,047 |
| Net interest income | $2,230,000 | 2,417 |
| Provision for loan and lease losses | $135,000 | 1,285 |
| Total noninterest income | $235,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $128,000 | 2,012 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $107,000 | 3,457 |
| Total noninterest expense | $1,764,000 | 2,549 |
| Salaries and employee benefits | $901,000 | 2,720 |
| Premises and equipment expense | $232,000 | 2,279 |
| Additional noninterest expense | $631,000 | 2,292 |
| Pre-tax net operating income | $566,000 | 2,820 |
| Securities gains (losses) | $3,000 | 1,822 |
| Applicable income taxes | $218,000 | 1,761 |
| Income before extraordinary items | $351,000 | 3,365 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $351,000 | 3,363 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $351,000 | 3,363 |
| Net charge-offs | $131,000 | 861 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $349,080 | 3,309 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,390,000 | 2,497 |
| Total interest expense | $711,000 | 3,035 |
| Net interest income | $8,679,000 | 2,407 |
| Provision for loan and lease losses | $620,000 | 1,158 |
| Total noninterest income | $838,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $562,000 | 1,941 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $276,000 | 4,080 |
| Total noninterest expense | $6,627,000 | 2,663 |
| Salaries and employee benefits | $3,473,000 | 2,752 |
| Premises and equipment expense | $942,000 | 2,270 |
| Additional noninterest expense | $2,212,000 | 2,574 |
| Pre-tax net operating income | $2,270,000 | 2,792 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $842,000 | 1,754 |
| Income before extraordinary items | $1,438,000 | 3,303 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,438,000 | 3,304 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,438,000 | 3,305 |
| Net charge-offs | $747,000 | 852 |
| Cash dividends | $363,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,431,600 | 3,259 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,030,000 | 2,520 |
| Total interest expense | $533,000 | 3,074 |
| Net interest income | $6,497,000 | 2,424 |
| Provision for loan and lease losses | $420,000 | 1,191 |
| Total noninterest income | $642,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $428,000 | 1,926 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $214,000 | 4,055 |
| Total noninterest expense | $5,016,000 | 2,658 |
| Salaries and employee benefits | $2,681,000 | 2,701 |
| Premises and equipment expense | $719,000 | 2,276 |
| Additional noninterest expense | $1,616,000 | 2,631 |
| Pre-tax net operating income | $1,703,000 | 2,857 |
| Securities gains (losses) | $6,000 | 2,557 |
| Applicable income taxes | $643,000 | 1,783 |
| Income before extraordinary items | $1,066,000 | 3,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,066,000 | 3,393 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,066,000 | 3,394 |
| Net charge-offs | $552,000 | 802 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,062,160 | 3,353 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,631,000 | 2,545 |
| Total interest expense | $356,000 | 3,087 |
| Net interest income | $4,275,000 | 2,451 |
| Provision for loan and lease losses | $300,000 | 1,096 |
| Total noninterest income | $446,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $270,000 | 1,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $176,000 | 3,825 |
| Total noninterest expense | $3,309,000 | 2,697 |
| Salaries and employee benefits | $1,811,000 | 2,687 |
| Premises and equipment expense | $472,000 | 2,313 |
| Additional noninterest expense | $1,026,000 | 2,752 |
| Pre-tax net operating income | $1,112,000 | 2,882 |
| Securities gains (losses) | $6,000 | 2,180 |
| Applicable income taxes | $428,000 | 1,780 |
| Income before extraordinary items | $690,000 | 3,437 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $690,000 | 3,437 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $690,000 | 3,438 |
| Net charge-offs | $360,000 | 812 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $686,160 | 3,382 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 2,561 |
| Total interest expense | $181,000 | 3,087 |
| Net interest income | $2,115,000 | 2,473 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $206,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $137,000 | 1,946 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $69,000 | 4,116 |
| Total noninterest expense | $1,647,000 | 2,713 |
| Salaries and employee benefits | $900,000 | 2,726 |
| Premises and equipment expense | $235,000 | 2,352 |
| Additional noninterest expense | $512,000 | 2,732 |
| Pre-tax net operating income | $524,000 | 2,940 |
| Securities gains (losses) | $6,000 | 1,607 |
| Applicable income taxes | $202,000 | 1,810 |
| Income before extraordinary items | $328,000 | 3,481 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $328,000 | 3,484 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $328,000 | 3,484 |
| Net charge-offs | $176,000 | 803 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $324,160 | 3,418 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,348,000 | 2,555 |
| Total interest expense | $857,000 | 2,899 |
| Net interest income | $8,491,000 | 2,493 |
| Provision for loan and lease losses | $650,000 | 1,193 |
| Total noninterest income | $956,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $771,000 | 1,624 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $185,000 | 4,628 |
| Total noninterest expense | $6,730,000 | 2,691 |
| Salaries and employee benefits | $3,569,000 | 2,722 |
| Premises and equipment expense | $978,000 | 2,280 |
| Additional noninterest expense | $2,183,000 | 2,690 |
| Pre-tax net operating income | $2,067,000 | 2,923 |
| Securities gains (losses) | $7,000 | 2,776 |
| Applicable income taxes | $756,000 | 1,819 |
| Income before extraordinary items | $1,318,000 | 3,458 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,318,000 | 3,460 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,318,000 | 3,460 |
| Net charge-offs | $580,000 | 1,328 |
| Cash dividends | $208,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,313,520 | 3,415 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,976,000 | 2,580 |
| Total interest expense | $660,000 | 2,888 |
| Net interest income | $6,316,000 | 2,527 |
| Provision for loan and lease losses | $550,000 | 1,057 |
| Total noninterest income | $781,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $553,000 | 1,693 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $228,000 | 4,035 |
| Total noninterest expense | $5,084,000 | 2,683 |
| Salaries and employee benefits | $2,709,000 | 2,717 |
| Premises and equipment expense | $746,000 | 2,271 |
| Additional noninterest expense | $1,629,000 | 2,710 |
| Pre-tax net operating income | $1,463,000 | 3,075 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $550,000 | 1,900 |
| Income before extraordinary items | $914,000 | 3,657 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $914,000 | 3,658 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $914,000 | 3,659 |
| Net charge-offs | $403,000 | 1,346 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $913,360 | 3,607 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 2,616 |
| Total interest expense | $449,000 | 2,872 |
| Net interest income | $4,133,000 | 2,558 |
| Provision for loan and lease losses | $490,000 | 869 |
| Total noninterest income | $551,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $356,000 | 1,728 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $195,000 | 3,676 |
| Total noninterest expense | $3,407,000 | 2,676 |
| Salaries and employee benefits | $1,822,000 | 2,709 |
| Premises and equipment expense | $493,000 | 2,304 |
| Additional noninterest expense | $1,092,000 | 2,684 |
| Pre-tax net operating income | $787,000 | 3,403 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $291,000 | 2,061 |
| Income before extraordinary items | $497,000 | 3,979 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $497,000 | 3,985 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $497,000 | 3,985 |
| Net charge-offs | $291,000 | 1,270 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $496,360 | 3,920 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 2,620 |
| Total interest expense | $230,000 | 2,849 |
| Net interest income | $2,048,000 | 2,572 |
| Provision for loan and lease losses | $255,000 | 809 |
| Total noninterest income | $296,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $183,000 | 1,674 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $113,000 | 3,389 |
| Total noninterest expense | $1,718,000 | 2,667 |
| Salaries and employee benefits | $905,000 | 2,737 |
| Premises and equipment expense | $251,000 | 2,302 |
| Additional noninterest expense | $562,000 | 2,634 |
| Pre-tax net operating income | $371,000 | 3,425 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $136,000 | 2,085 |
| Income before extraordinary items | $236,000 | 3,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $236,000 | 3,975 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $236,000 | 3,975 |
| Net charge-offs | $193,000 | 976 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $235,360 | 3,930 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,737,000 | 2,487 |
| Total interest expense | $1,228,000 | 2,524 |
| Net interest income | $8,509,000 | 2,459 |
| Provision for loan and lease losses | $1,494,000 | 797 |
| Total noninterest income | $1,557,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $794,000 | 1,651 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $763,000 | 2,731 |
| Total noninterest expense | $6,890,000 | 2,667 |
| Salaries and employee benefits | $3,556,000 | 2,765 |
| Premises and equipment expense | $953,000 | 2,334 |
| Additional noninterest expense | $2,381,000 | 2,571 |
| Pre-tax net operating income | $1,682,000 | 3,192 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $607,000 | 1,955 |
| Income before extraordinary items | $1,076,000 | 3,759 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,076,000 | 3,763 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,076,000 | 3,763 |
| Net charge-offs | $1,517,000 | 930 |
| Cash dividends | $156,000 | 3,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,075,360 | 3,713 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,309,000 | 2,504 |
| Total interest expense | $970,000 | 2,498 |
| Net interest income | $6,339,000 | 2,473 |
| Provision for loan and lease losses | $640,000 | 1,266 |
| Total noninterest income | $842,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $595,000 | 1,653 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $247,000 | 4,029 |
| Total noninterest expense | $5,104,000 | 2,694 |
| Salaries and employee benefits | $2,718,000 | 2,719 |
| Premises and equipment expense | $745,000 | 2,291 |
| Additional noninterest expense | $1,641,000 | 2,772 |
| Pre-tax net operating income | $1,437,000 | 2,997 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $538,000 | 1,838 |
| Income before extraordinary items | $900,000 | 3,613 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $900,000 | 3,615 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $900,000 | 3,617 |
| Net charge-offs | $654,000 | 1,347 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $899,360 | 3,538 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,869,000 | 2,496 |
| Total interest expense | $690,000 | 2,426 |
| Net interest income | $4,179,000 | 2,500 |
| Provision for loan and lease losses | $430,000 | 1,308 |
| Total noninterest income | $504,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $366,000 | 1,753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $138,000 | 4,316 |
| Total noninterest expense | $3,435,000 | 2,679 |
| Salaries and employee benefits | $1,834,000 | 2,713 |
| Premises and equipment expense | $490,000 | 2,320 |
| Additional noninterest expense | $1,111,000 | 2,720 |
| Pre-tax net operating income | $818,000 | 3,295 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $303,000 | 2,005 |
| Income before extraordinary items | $516,000 | 3,873 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $516,000 | 3,876 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $516,000 | 3,877 |
| Net charge-offs | $346,000 | 1,551 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $515,360 | 3,784 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 2,544 |
| Total interest expense | $373,000 | 2,341 |
| Net interest income | $2,030,000 | 2,583 |
| Provision for loan and lease losses | $220,000 | 1,281 |
| Total noninterest income | $220,000 | 3,499 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $166,000 | 1,879 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,613 |
| Total noninterest expense | $1,741,000 | 2,687 |
| Salaries and employee benefits | $924,000 | 2,706 |
| Premises and equipment expense | $240,000 | 2,385 |
| Additional noninterest expense | $577,000 | 2,641 |
| Pre-tax net operating income | $289,000 | 3,864 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $90,000 | 2,501 |
| Income before extraordinary items | $200,000 | 4,273 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $200,000 | 4,276 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $200,000 | 4,275 |
| Net charge-offs | $213,000 | 1,307 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $199,310 | 4,182 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,420,000 | 2,473 |
| Total interest expense | $2,263,000 | 1,932 |
| Net interest income | $8,157,000 | 2,628 |
| Provision for loan and lease losses | $1,105,000 | 1,659 |
| Total noninterest income | $910,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $666,000 | 1,982 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $244,000 | 4,352 |
| Total noninterest expense | $6,743,000 | 2,758 |
| Salaries and employee benefits | $3,574,000 | 2,731 |
| Premises and equipment expense | $938,000 | 2,389 |
| Additional noninterest expense | $2,231,000 | 2,830 |
| Pre-tax net operating income | $1,219,000 | 3,685 |
| Securities gains (losses) | $71,000 | 2,511 |
| Applicable income taxes | $557,000 | 2,076 |
| Income before extraordinary items | $733,000 | 4,402 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $733,000 | 4,399 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $733,000 | 4,401 |
| Net charge-offs | $825,000 | 2,023 |
| Cash dividends | $104,000 | 3,958 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 908 |
| Net operating income | $687,560 | 4,325 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,913,000 | 2,494 |
| Total interest expense | $1,801,000 | 1,895 |
| Net interest income | $6,112,000 | 2,671 |
| Provision for loan and lease losses | $795,000 | 1,718 |
| Total noninterest income | $728,000 | 3,336 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $494,000 | 2,022 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $234,000 | 4,031 |
| Total noninterest expense | $5,131,000 | 2,716 |
| Salaries and employee benefits | $2,738,000 | 2,696 |
| Premises and equipment expense | $714,000 | 2,396 |
| Additional noninterest expense | $1,679,000 | 2,838 |
| Pre-tax net operating income | $914,000 | 3,796 |
| Securities gains (losses) | $10,000 | 3,111 |
| Applicable income taxes | $320,000 | 2,399 |
| Income before extraordinary items | $604,000 | 4,344 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $604,000 | 4,344 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $604,000 | 4,343 |
| Net charge-offs | $515,000 | 2,144 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 887 |
| Net operating income | $597,500 | 4,192 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 2,477 |
| Total interest expense | $1,247,000 | 1,884 |
| Net interest income | $4,081,000 | 2,673 |
| Provision for loan and lease losses | $510,000 | 1,775 |
| Total noninterest income | $477,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $303,000 | 2,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 3,862 |
| Total noninterest expense | $3,416,000 | 2,739 |
| Salaries and employee benefits | $1,824,000 | 2,707 |
| Premises and equipment expense | $465,000 | 2,447 |
| Additional noninterest expense | $1,127,000 | 2,836 |
| Pre-tax net operating income | $632,000 | 3,719 |
| Securities gains (losses) | $10,000 | 2,721 |
| Applicable income taxes | $222,000 | 2,348 |
| Income before extraordinary items | $420,000 | 4,295 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $420,000 | 4,298 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $420,000 | 4,297 |
| Net charge-offs | $293,000 | 2,347 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 775 |
| Net operating income | $413,500 | 4,126 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 2,494 |
| Total interest expense | $638,000 | 1,924 |
| Net interest income | $2,051,000 | 2,662 |
| Provision for loan and lease losses | $247,000 | 1,778 |
| Total noninterest income | $228,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $153,000 | 2,103 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,102 |
| Total noninterest expense | $1,710,000 | 2,728 |
| Salaries and employee benefits | $911,000 | 2,719 |
| Premises and equipment expense | $231,000 | 2,477 |
| Additional noninterest expense | $568,000 | 2,782 |
| Pre-tax net operating income | $322,000 | 3,706 |
| Securities gains (losses) | $8,000 | 1,818 |
| Applicable income taxes | $113,000 | 2,325 |
| Income before extraordinary items | $217,000 | 4,232 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $217,000 | 4,236 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $217,000 | 4,236 |
| Net charge-offs | $90,000 | 2,538 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $211,720 | 4,132 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,219,000 | 2,495 |
| Total interest expense | $3,196,000 | 1,852 |
| Net interest income | $8,023,000 | 2,723 |
| Provision for loan and lease losses | $1,351,000 | 2,016 |
| Total noninterest income | $1,142,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $777,000 | 1,821 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $365,000 | 3,559 |
| Total noninterest expense | $6,726,000 | 2,753 |
| Salaries and employee benefits | $3,568,000 | 2,703 |
| Premises and equipment expense | $964,000 | 2,478 |
| Additional noninterest expense | $2,194,000 | 2,869 |
| Pre-tax net operating income | $1,088,000 | 3,559 |
| Securities gains (losses) | $95,000 | 2,110 |
| Applicable income taxes | $497,000 | 2,046 |
| Income before extraordinary items | $686,000 | 4,185 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $686,000 | 4,187 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $686,000 | 4,187 |
| Net charge-offs | $1,538,000 | 1,837 |
| Cash dividends | $104,000 | 3,743 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,049 |
| Net operating income | $625,200 | 4,203 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,531,000 | 2,483 |
| Total interest expense | $2,450,000 | 1,891 |
| Net interest income | $6,081,000 | 2,706 |
| Provision for loan and lease losses | $1,239,000 | 1,722 |
| Total noninterest income | $729,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $586,000 | 1,818 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $143,000 | 4,595 |
| Total noninterest expense | $4,954,000 | 2,796 |
| Salaries and employee benefits | $2,676,000 | 2,702 |
| Premises and equipment expense | $743,000 | 2,450 |
| Additional noninterest expense | $1,535,000 | 3,089 |
| Pre-tax net operating income | $617,000 | 4,169 |
| Securities gains (losses) | $94,000 | 1,854 |
| Applicable income taxes | $231,000 | 2,532 |
| Income before extraordinary items | $480,000 | 4,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $480,000 | 4,389 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $480,000 | 4,389 |
| Net charge-offs | $1,419,000 | 1,554 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 973 |
| Net operating income | $416,080 | 4,477 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,676,000 | 2,503 |
| Total interest expense | $1,658,000 | 1,932 |
| Net interest income | $4,018,000 | 2,726 |
| Provision for loan and lease losses | $1,062,000 | 1,443 |
| Total noninterest income | $499,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $372,000 | 1,870 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $127,000 | 4,205 |
| Total noninterest expense | $3,191,000 | 2,931 |
| Salaries and employee benefits | $1,710,000 | 2,823 |
| Premises and equipment expense | $490,000 | 2,492 |
| Additional noninterest expense | $991,000 | 3,233 |
| Pre-tax net operating income | $264,000 | 4,771 |
| Securities gains (losses) | $52,000 | 1,570 |
| Applicable income taxes | $96,000 | 2,894 |
| Income before extraordinary items | $220,000 | 4,875 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 4,874 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $220,000 | 4,875 |
| Net charge-offs | $1,372,000 | 1,201 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 903 |
| Net operating income | $183,600 | 5,051 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 2,524 |
| Total interest expense | $856,000 | 1,939 |
| Net interest income | $1,971,000 | 2,765 |
| Provision for loan and lease losses | $196,000 | 2,473 |
| Total noninterest income | $241,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $181,000 | 1,887 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,383 |
| Total noninterest expense | $1,689,000 | 2,785 |
| Salaries and employee benefits | $941,000 | 2,575 |
| Premises and equipment expense | $240,000 | 2,568 |
| Additional noninterest expense | $508,000 | 3,139 |
| Pre-tax net operating income | $327,000 | 3,363 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $105,000 | 2,124 |
| Income before extraordinary items | $222,000 | 3,797 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $222,000 | 3,797 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $222,000 | 3,797 |
| Net charge-offs | $415,000 | 1,493 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $222,000 | 3,746 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,192,000 | 2,459 |
| Total interest expense | $4,302,000 | 1,867 |
| Net interest income | $7,890,000 | 2,761 |
| Provision for loan and lease losses | $1,331,000 | 2,631 |
| Total noninterest income | $1,128,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $863,000 | 1,701 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $265,000 | 4,160 |
| Total noninterest expense | $7,039,000 | 2,713 |
| Salaries and employee benefits | $3,886,000 | 2,476 |
| Premises and equipment expense | $1,011,000 | 2,459 |
| Additional noninterest expense | $2,142,000 | 3,066 |
| Pre-tax net operating income | $648,000 | 4,038 |
| Securities gains (losses) | $332,000 | 1,177 |
| Applicable income taxes | $307,000 | 2,342 |
| Income before extraordinary items | $673,000 | 3,905 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $673,000 | 3,904 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $673,000 | 3,906 |
| Net charge-offs | $1,116,000 | 2,537 |
| Cash dividends | $104,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $462,000 | 485 |
| Net operating income | $443,920 | 4,334 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,217,000 | 2,502 |
| Total interest expense | $3,327,000 | 1,886 |
| Net interest income | $5,890,000 | 2,805 |
| Provision for loan and lease losses | $558,000 | 3,360 |
| Total noninterest income | $851,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $666,000 | 1,716 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $185,000 | 4,307 |
| Total noninterest expense | $5,472,000 | 2,639 |
| Salaries and employee benefits | $3,040,000 | 2,393 |
| Premises and equipment expense | $753,000 | 2,512 |
| Additional noninterest expense | $1,679,000 | 2,902 |
| Pre-tax net operating income | $711,000 | 3,687 |
| Securities gains (losses) | $196,000 | 1,390 |
| Applicable income taxes | $173,000 | 2,689 |
| Income before extraordinary items | $734,000 | 3,431 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $734,000 | 3,429 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $734,000 | 3,431 |
| Net charge-offs | $644,000 | 2,723 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $462,000 | 385 |
| Net operating income | $575,240 | 3,710 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 2,527 |
| Total interest expense | $2,255,000 | 1,923 |
| Net interest income | $3,903,000 | 2,809 |
| Provision for loan and lease losses | $292,000 | 3,694 |
| Total noninterest income | $642,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $471,000 | 1,632 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $171,000 | 3,768 |
| Total noninterest expense | $3,687,000 | 2,620 |
| Salaries and employee benefits | $2,004,000 | 2,434 |
| Premises and equipment expense | $494,000 | 2,566 |
| Additional noninterest expense | $1,189,000 | 2,743 |
| Pre-tax net operating income | $566,000 | 3,420 |
| Securities gains (losses) | $26,000 | 2,244 |
| Applicable income taxes | $147,000 | 2,424 |
| Income before extraordinary items | $445,000 | 3,611 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $445,000 | 3,608 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $445,000 | 3,610 |
| Net charge-offs | $208,000 | 3,494 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $177,000 | 389 |
| Net operating income | $425,500 | 3,576 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 2,627 |
| Total interest expense | $1,142,000 | 2,008 |
| Net interest income | $1,872,000 | 2,960 |
| Provision for loan and lease losses | $126,000 | 3,652 |
| Total noninterest income | $326,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $233,000 | 1,643 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $93,000 | 3,649 |
| Total noninterest expense | $1,837,000 | 2,656 |
| Salaries and employee benefits | $1,041,000 | 2,369 |
| Premises and equipment expense | $233,000 | 2,744 |
| Additional noninterest expense | $563,000 | 2,872 |
| Pre-tax net operating income | $235,000 | 3,790 |
| Securities gains (losses) | $13,000 | 1,658 |
| Applicable income taxes | $53,000 | 2,744 |
| Income before extraordinary items | $195,000 | 3,935 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $195,000 | 3,933 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $195,000 | 3,934 |
| Net charge-offs | $97,000 | 3,131 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 247 |
| Net operating income | $184,730 | 3,922 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,413,000 | 2,655 |
| Total interest expense | $5,375,000 | 2,118 |
| Net interest income | $7,038,000 | 3,054 |
| Provision for loan and lease losses | $594,000 | 4,287 |
| Total noninterest income | $1,741,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,000,000 | 1,688 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $741,000 | 2,572 |
| Total noninterest expense | $6,799,000 | 2,864 |
| Salaries and employee benefits | $3,653,000 | 2,675 |
| Premises and equipment expense | $924,000 | 2,755 |
| Additional noninterest expense | $2,222,000 | 3,051 |
| Pre-tax net operating income | $1,386,000 | 2,478 |
| Securities gains (losses) | $-776,000 | 7,662 |
| Applicable income taxes | $287,000 | 2,068 |
| Income before extraordinary items | $323,000 | 4,401 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $323,000 | 4,402 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $323,000 | 4,403 |
| Net charge-offs | $368,000 | 4,215 |
| Cash dividends | $96,000 | 4,171 |
| Sale, conversion, retirement of capital stock, net | $1,094,000 | 416 |
| Net operating income | $819,640 | 3,040 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,259,000 | 2,713 |
| Total interest expense | $4,137,000 | 2,154 |
| Net interest income | $5,122,000 | 3,127 |
| Provision for loan and lease losses | $328,000 | 4,459 |
| Total noninterest income | $869,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $732,000 | 1,726 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $137,000 | 4,928 |
| Total noninterest expense | $4,955,000 | 2,939 |
| Salaries and employee benefits | $2,775,000 | 2,661 |
| Premises and equipment expense | $693,000 | 2,787 |
| Additional noninterest expense | $1,487,000 | 3,301 |
| Pre-tax net operating income | $708,000 | 3,311 |
| Securities gains (losses) | $-973,000 | 7,860 |
| Applicable income taxes | $173,000 | 2,453 |
| Income before extraordinary items | $-438,000 | 6,369 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-438,000 | 6,370 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-438,000 | 6,369 |
| Net charge-offs | $224,000 | 4,125 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $535,000 | 3,481 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,111,000 | 2,773 |
| Total interest expense | $2,823,000 | 2,196 |
| Net interest income | $3,288,000 | 3,212 |
| Provision for loan and lease losses | $192,000 | 4,384 |
| Total noninterest income | $523,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $461,000 | 1,796 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $62,000 | 5,530 |
| Total noninterest expense | $3,218,000 | 3,038 |
| Salaries and employee benefits | $1,814,000 | 2,747 |
| Premises and equipment expense | $471,000 | 2,792 |
| Additional noninterest expense | $933,000 | 3,456 |
| Pre-tax net operating income | $401,000 | 3,682 |
| Securities gains (losses) | $-973,000 | 8,002 |
| Applicable income taxes | $53,000 | 3,125 |
| Income before extraordinary items | $-625,000 | 6,879 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-625,000 | 6,879 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-625,000 | 6,879 |
| Net charge-offs | $184,000 | 3,526 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $348,000 | 3,593 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 2,814 |
| Total interest expense | $1,433,000 | 2,234 |
| Net interest income | $1,619,000 | 3,237 |
| Provision for loan and lease losses | $66,000 | 4,534 |
| Total noninterest income | $293,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $219,000 | 1,831 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $74,000 | 4,148 |
| Total noninterest expense | $1,723,000 | 2,786 |
| Salaries and employee benefits | $988,000 | 2,575 |
| Premises and equipment expense | $231,000 | 2,868 |
| Additional noninterest expense | $504,000 | 2,991 |
| Pre-tax net operating income | $123,000 | 4,775 |
| Securities gains (losses) | $27,000 | 1,565 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $145,000 | 4,413 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $145,000 | 4,416 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $145,000 | 4,416 |
| Net charge-offs | $70,000 | 3,232 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $118,810 | 4,543 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,245,000 | 2,782 |
| Total interest expense | $6,389,000 | 2,380 |
| Net interest income | $6,856,000 | 3,112 |
| Provision for loan and lease losses | $469,000 | 3,913 |
| Total noninterest income | $1,233,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $936,000 | 1,854 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $297,000 | 4,121 |
| Total noninterest expense | $6,226,000 | 2,971 |
| Salaries and employee benefits | $3,463,000 | 2,855 |
| Premises and equipment expense | $822,000 | 3,110 |
| Additional noninterest expense | $1,941,000 | 2,938 |
| Pre-tax net operating income | $1,394,000 | 3,144 |
| Securities gains (losses) | $98,000 | 1,139 |
| Applicable income taxes | $405,000 | 2,068 |
| Income before extraordinary items | $1,087,000 | 3,125 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,087,000 | 3,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 3,213 |
| Cash dividends | $384,000 | 3,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,015,460 | 3,408 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,952,000 | 2,829 |
| Total interest expense | $4,842,000 | 2,447 |
| Net interest income | $5,110,000 | 3,146 |
| Provision for loan and lease losses | $418,000 | 3,007 |
| Total noninterest income | $914,000 | 3,075 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $686,000 | 1,897 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $228,000 | 4,182 |
| Total noninterest expense | $4,663,000 | 2,951 |
| Salaries and employee benefits | $2,675,000 | 2,799 |
| Premises and equipment expense | $600,000 | 3,197 |
| Additional noninterest expense | $1,388,000 | 2,968 |
| Pre-tax net operating income | $943,000 | 3,795 |
| Securities gains (losses) | $94,000 | 1,011 |
| Applicable income taxes | $273,000 | 2,570 |
| Income before extraordinary items | $764,000 | 3,648 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $764,000 | 3,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,607 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $694,440 | 3,971 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,653,000 | 2,871 |
| Total interest expense | $3,263,000 | 2,515 |
| Net interest income | $3,390,000 | 3,150 |
| Provision for loan and lease losses | $292,000 | 2,604 |
| Total noninterest income | $581,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $429,000 | 1,981 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $152,000 | 4,295 |
| Total noninterest expense | $2,941,000 | 3,120 |
| Salaries and employee benefits | $1,715,000 | 2,931 |
| Premises and equipment expense | $381,000 | 3,332 |
| Additional noninterest expense | $845,000 | 3,196 |
| Pre-tax net operating income | $738,000 | 3,602 |
| Securities gains (losses) | $94,000 | 1,021 |
| Applicable income taxes | $240,000 | 2,478 |
| Income before extraordinary items | $592,000 | 3,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $592,000 | 3,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,079 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $525,260 | 3,861 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 2,943 |
| Total interest expense | $1,636,000 | 2,667 |
| Net interest income | $1,680,000 | 3,181 |
| Provision for loan and lease losses | $136,000 | 2,304 |
| Total noninterest income | $297,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $209,000 | 1,999 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $88,000 | 4,007 |
| Total noninterest expense | $1,515,000 | 3,028 |
| Salaries and employee benefits | $903,000 | 2,819 |
| Premises and equipment expense | $206,000 | 3,144 |
| Additional noninterest expense | $406,000 | 3,274 |
| Pre-tax net operating income | $326,000 | 3,961 |
| Securities gains (losses) | $83,000 | 805 |
| Applicable income taxes | $118,000 | 2,609 |
| Income before extraordinary items | $291,000 | 3,868 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $291,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 1,548 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $232,070 | 4,251 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,987,000 | 3,068 |
| Total interest expense | $6,091,000 | 2,974 |
| Net interest income | $6,896,000 | 3,143 |
| Provision for loan and lease losses | $342,000 | 2,957 |
| Total noninterest income | $1,055,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $793,000 | 2,148 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $262,000 | 4,488 |
| Total noninterest expense | $5,662,000 | 3,122 |
| Salaries and employee benefits | $3,196,000 | 3,069 |
| Premises and equipment expense | $805,000 | 3,063 |
| Additional noninterest expense | $1,661,000 | 3,139 |
| Pre-tax net operating income | $1,947,000 | 3,364 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $578,000 | 2,555 |
| Income before extraordinary items | $1,369,000 | 3,628 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,369,000 | 3,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,702 |
| Cash dividends | $432,000 | 3,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,369,000 | 3,618 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,080,000 | 3,262 |
| Total interest expense | $4,369,000 | 3,079 |
| Net interest income | $4,711,000 | 3,388 |
| Provision for loan and lease losses | $276,000 | 2,427 |
| Total noninterest income | $756,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $559,000 | 2,234 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $197,000 | 4,510 |
| Total noninterest expense | $3,857,000 | 3,344 |
| Salaries and employee benefits | $2,049,000 | 3,460 |
| Premises and equipment expense | $618,000 | 3,000 |
| Additional noninterest expense | $1,190,000 | 3,215 |
| Pre-tax net operating income | $1,334,000 | 3,723 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $396,000 | 2,814 |
| Income before extraordinary items | $938,000 | 4,016 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $938,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 1,933 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $938,000 | 3,998 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,781,000 | 3,400 |
| Total interest expense | $2,704,000 | 3,253 |
| Net interest income | $3,077,000 | 3,466 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $476,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $332,000 | 2,452 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $144,000 | 4,393 |
| Total noninterest expense | $2,417,000 | 3,539 |
| Salaries and employee benefits | $1,240,000 | 3,776 |
| Premises and equipment expense | $401,000 | 3,090 |
| Additional noninterest expense | $776,000 | 3,276 |
| Pre-tax net operating income | $956,000 | 3,632 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $291,000 | 2,776 |
| Income before extraordinary items | $665,000 | 3,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $665,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,590 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $665,000 | 3,929 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 3,521 |
| Total interest expense | $1,265,000 | 3,406 |
| Net interest income | $1,489,000 | 3,553 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $240,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $161,000 | 2,463 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $79,000 | 4,242 |
| Total noninterest expense | $1,172,000 | 3,634 |
| Salaries and employee benefits | $631,000 | 3,745 |
| Premises and equipment expense | $181,000 | 3,371 |
| Additional noninterest expense | $360,000 | 3,457 |
| Pre-tax net operating income | $467,000 | 3,669 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $142,000 | 2,796 |
| Income before extraordinary items | $325,000 | 3,992 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $325,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,440 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $325,000 | 3,973 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,758,000 | 3,646 |
| Total interest expense | $4,157,000 | 3,506 |
| Net interest income | $5,601,000 | 3,705 |
| Provision for loan and lease losses | $170,000 | 3,852 |
| Total noninterest income | $923,000 | 3,728 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $636,000 | 2,569 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $287,000 | 4,395 |
| Total noninterest expense | $4,060,000 | 3,954 |
| Salaries and employee benefits | $2,169,000 | 4,027 |
| Premises and equipment expense | $574,000 | 3,889 |
| Additional noninterest expense | $1,317,000 | 3,668 |
| Pre-tax net operating income | $2,294,000 | 3,341 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $766,000 | 2,537 |
| Income before extraordinary items | $1,528,000 | 3,726 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,528,000 | 3,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,300 |
| Cash dividends | $432,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,528,000 | 3,707 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,157,000 | 3,678 |
| Total interest expense | $2,979,000 | 3,532 |
| Net interest income | $4,178,000 | 3,740 |
| Provision for loan and lease losses | $110,000 | 3,941 |
| Total noninterest income | $698,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $467,000 | 2,613 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $231,000 | 4,243 |
| Total noninterest expense | $3,025,000 | 3,954 |
| Salaries and employee benefits | $1,630,000 | 4,004 |
| Premises and equipment expense | $427,000 | 3,927 |
| Additional noninterest expense | $968,000 | 3,700 |
| Pre-tax net operating income | $1,741,000 | 3,439 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $560,000 | 2,700 |
| Income before extraordinary items | $1,181,000 | 3,788 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,181,000 | 3,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,893 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,181,000 | 3,767 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 3,701 |
| Total interest expense | $1,918,000 | 3,494 |
| Net interest income | $2,744,000 | 3,791 |
| Provision for loan and lease losses | $70,000 | 3,903 |
| Total noninterest income | $453,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $278,000 | 2,829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $175,000 | 4,001 |
| Total noninterest expense | $2,026,000 | 3,976 |
| Salaries and employee benefits | $1,053,000 | 4,112 |
| Premises and equipment expense | $300,000 | 3,769 |
| Additional noninterest expense | $673,000 | 3,601 |
| Pre-tax net operating income | $1,101,000 | 3,562 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $352,000 | 2,822 |
| Income before extraordinary items | $749,000 | 3,892 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $749,000 | 3,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,179 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $749,000 | 3,878 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 3,736 |
| Total interest expense | $909,000 | 3,506 |
| Net interest income | $1,350,000 | 3,840 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $222,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $131,000 | 2,892 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $91,000 | 3,897 |
| Total noninterest expense | $1,070,000 | 3,802 |
| Salaries and employee benefits | $556,000 | 3,976 |
| Premises and equipment expense | $158,000 | 3,627 |
| Additional noninterest expense | $356,000 | 3,419 |
| Pre-tax net operating income | $472,000 | 3,880 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $145,000 | 3,084 |
| Income before extraordinary items | $327,000 | 4,198 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $327,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $327,000 | 4,178 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,541,000 | 3,561 |
| Total interest expense | $3,329,000 | 3,068 |
| Net interest income | $5,212,000 | 3,837 |
| Provision for loan and lease losses | $340,000 | 2,574 |
| Total noninterest income | $798,000 | 4,053 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $652,000 | 2,485 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $146,000 | 5,778 |
| Total noninterest expense | $3,974,000 | 3,879 |
| Salaries and employee benefits | $2,172,000 | 3,886 |
| Premises and equipment expense | $582,000 | 3,746 |
| Additional noninterest expense | $1,220,000 | 3,827 |
| Pre-tax net operating income | $1,696,000 | 4,096 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $547,000 | 3,220 |
| Income before extraordinary items | $1,151,000 | 4,452 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,151,000 | 4,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,817 |
| Cash dividends | $408,000 | 3,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,149,640 | 4,415 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,322,000 | 3,548 |
| Total interest expense | $2,439,000 | 2,987 |
| Net interest income | $3,883,000 | 3,853 |
| Provision for loan and lease losses | $340,000 | 1,992 |
| Total noninterest income | $598,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $486,000 | 2,492 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 5,746 |
| Total noninterest expense | $3,041,000 | 3,804 |
| Salaries and employee benefits | $1,647,000 | 3,829 |
| Premises and equipment expense | $494,000 | 3,388 |
| Additional noninterest expense | $900,000 | 3,802 |
| Pre-tax net operating income | $1,100,000 | 4,536 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $315,000 | 3,725 |
| Income before extraordinary items | $785,000 | 4,808 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $785,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,446 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $785,000 | 4,777 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 3,496 |
| Total interest expense | $1,584,000 | 2,927 |
| Net interest income | $2,602,000 | 3,805 |
| Provision for loan and lease losses | $330,000 | 1,399 |
| Total noninterest income | $371,000 | 4,224 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $312,000 | 2,545 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $59,000 | 6,157 |
| Total noninterest expense | $2,016,000 | 3,793 |
| Salaries and employee benefits | $1,072,000 | 3,875 |
| Premises and equipment expense | $334,000 | 3,313 |
| Additional noninterest expense | $610,000 | 3,748 |
| Pre-tax net operating income | $627,000 | 4,894 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $188,000 | 3,886 |
| Income before extraordinary items | $439,000 | 5,214 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $439,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,884 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $439,000 | 5,162 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 3,521 |
| Total interest expense | $772,000 | 2,887 |
| Net interest income | $1,275,000 | 3,859 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $187,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $146,000 | 2,618 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,596 |
| Total noninterest expense | $1,001,000 | 3,843 |
| Salaries and employee benefits | $495,000 | 4,125 |
| Premises and equipment expense | $177,000 | 3,187 |
| Additional noninterest expense | $329,000 | 3,536 |
| Pre-tax net operating income | $401,000 | 4,267 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $119,000 | 3,485 |
| Income before extraordinary items | $282,000 | 4,541 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $282,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,513 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $282,000 | 4,498 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,250,000 | 3,336 |
| Total interest expense | $2,902,000 | 2,700 |
| Net interest income | $5,348,000 | 3,609 |
| Provision for loan and lease losses | $410,000 | 2,317 |
| Total noninterest income | $875,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $718,000 | 2,324 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $157,000 | 5,602 |
| Total noninterest expense | $3,883,000 | 3,859 |
| Salaries and employee benefits | $2,086,000 | 3,860 |
| Premises and equipment expense | $600,000 | 3,530 |
| Additional noninterest expense | $1,197,000 | 3,757 |
| Pre-tax net operating income | $1,930,000 | 3,584 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $596,000 | 3,043 |
| Income before extraordinary items | $1,334,000 | 3,919 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,334,000 | 3,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,587 |
| Cash dividends | $384,000 | 3,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,334,000 | 3,859 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,166,000 | 3,316 |
| Total interest expense | $2,145,000 | 2,699 |
| Net interest income | $4,021,000 | 3,583 |
| Provision for loan and lease losses | $350,000 | 2,001 |
| Total noninterest income | $696,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $539,000 | 2,345 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $157,000 | 5,023 |
| Total noninterest expense | $2,921,000 | 3,793 |
| Salaries and employee benefits | $1,533,000 | 3,888 |
| Premises and equipment expense | $487,000 | 3,327 |
| Additional noninterest expense | $901,000 | 3,716 |
| Pre-tax net operating income | $1,446,000 | 3,661 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $441,000 | 3,123 |
| Income before extraordinary items | $1,005,000 | 3,981 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,005,000 | 3,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,546 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,005,000 | 3,918 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,091,000 | 3,327 |
| Total interest expense | $1,436,000 | 2,664 |
| Net interest income | $2,655,000 | 3,606 |
| Provision for loan and lease losses | $260,000 | 1,774 |
| Total noninterest income | $468,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $353,000 | 2,372 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $115,000 | 4,884 |
| Total noninterest expense | $1,945,000 | 3,823 |
| Salaries and employee benefits | $1,044,000 | 3,847 |
| Premises and equipment expense | $317,000 | 3,398 |
| Additional noninterest expense | $584,000 | 3,820 |
| Pre-tax net operating income | $918,000 | 3,738 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $275,000 | 3,221 |
| Income before extraordinary items | $643,000 | 4,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $643,000 | 4,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 1,463 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $643,000 | 3,968 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 3,362 |
| Total interest expense | $724,000 | 2,681 |
| Net interest income | $1,304,000 | 3,640 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $238,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $177,000 | 2,313 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $61,000 | 4,708 |
| Total noninterest expense | $929,000 | 3,993 |
| Salaries and employee benefits | $493,000 | 4,053 |
| Premises and equipment expense | $156,000 | 3,477 |
| Additional noninterest expense | $280,000 | 3,953 |
| Pre-tax net operating income | $523,000 | 3,398 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $165,000 | 2,911 |
| Income before extraordinary items | $358,000 | 3,797 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $358,000 | 3,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,783 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $358,000 | 3,681 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,092,000 | 3,410 |
| Total interest expense | $3,261,000 | 2,662 |
| Net interest income | $4,831,000 | 3,771 |
| Provision for loan and lease losses | $340,000 | 2,902 |
| Total noninterest income | $904,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $745,000 | 2,247 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $159,000 | 5,725 |
| Total noninterest expense | $3,865,000 | 3,810 |
| Salaries and employee benefits | $2,142,000 | 3,706 |
| Premises and equipment expense | $608,000 | 3,476 |
| Additional noninterest expense | $1,115,000 | 3,941 |
| Pre-tax net operating income | $1,530,000 | 4,078 |
| Securities gains (losses) | $54,000 | 2,448 |
| Applicable income taxes | $423,000 | 3,668 |
| Income before extraordinary items | $1,161,000 | 4,225 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,161,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,642 |
| Cash dividends | $360,000 | 4,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,121,580 | 4,144 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,060,000 | 3,461 |
| Total interest expense | $2,509,000 | 2,674 |
| Net interest income | $3,551,000 | 3,859 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $680,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $546,000 | 2,298 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $134,000 | 5,555 |
| Total noninterest expense | $2,797,000 | 3,896 |
| Salaries and employee benefits | $1,466,000 | 3,996 |
| Premises and equipment expense | $474,000 | 3,362 |
| Additional noninterest expense | $857,000 | 3,868 |
| Pre-tax net operating income | $1,254,000 | 3,956 |
| Securities gains (losses) | $52,000 | 2,281 |
| Applicable income taxes | $336,000 | 3,720 |
| Income before extraordinary items | $970,000 | 4,058 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $970,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,669 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $931,520 | 4,007 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 3,481 |
| Total interest expense | $1,727,000 | 2,668 |
| Net interest income | $2,321,000 | 3,934 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $451,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $355,000 | 2,313 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $96,000 | 5,386 |
| Total noninterest expense | $1,914,000 | 3,819 |
| Salaries and employee benefits | $1,001,000 | 3,911 |
| Premises and equipment expense | $302,000 | 3,466 |
| Additional noninterest expense | $611,000 | 3,648 |
| Pre-tax net operating income | $738,000 | 4,286 |
| Securities gains (losses) | $52,000 | 1,985 |
| Applicable income taxes | $178,000 | 4,201 |
| Income before extraordinary items | $612,000 | 4,234 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $612,000 | 4,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,426 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $571,960 | 4,217 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 3,500 |
| Total interest expense | $900,000 | 2,647 |
| Net interest income | $1,114,000 | 4,060 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $225,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $174,000 | 2,278 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 5,226 |
| Total noninterest expense | $953,000 | 3,815 |
| Salaries and employee benefits | $472,000 | 4,075 |
| Premises and equipment expense | $162,000 | 3,275 |
| Additional noninterest expense | $319,000 | 3,468 |
| Pre-tax net operating income | $326,000 | 4,572 |
| Securities gains (losses) | $17,000 | 1,982 |
| Applicable income taxes | $74,000 | 4,503 |
| Income before extraordinary items | $269,000 | 4,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 4,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,011 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $255,740 | 4,457 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,684,000 | 3,404 |
| Total interest expense | $4,548,000 | 2,447 |
| Net interest income | $4,136,000 | 4,239 |
| Provision for loan and lease losses | $500,000 | 2,369 |
| Total noninterest income | $829,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $720,000 | 2,200 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 6,277 |
| Total noninterest expense | $3,503,000 | 3,970 |
| Salaries and employee benefits | $1,862,000 | 3,977 |
| Premises and equipment expense | $584,000 | 3,485 |
| Additional noninterest expense | $1,057,000 | 3,993 |
| Pre-tax net operating income | $962,000 | 5,305 |
| Securities gains (losses) | $290,000 | 919 |
| Applicable income taxes | $303,000 | 4,431 |
| Income before extraordinary items | $949,000 | 4,737 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $949,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,876 |
| Cash dividends | $336,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $728,600 | 5,313 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,124,000 | 3,273 |
| Total interest expense | $6,068,000 | 2,636 |
| Net interest income | $4,056,000 | 4,082 |
| Provision for loan and lease losses | $875,000 | 1,390 |
| Total noninterest income | $1,024,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $745,000 | 2,034 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $279,000 | 4,275 |
| Total noninterest expense | $3,477,000 | 3,849 |
| Salaries and employee benefits | $1,798,000 | 3,921 |
| Premises and equipment expense | $573,000 | 3,504 |
| Additional noninterest expense | $1,106,000 | 3,748 |
| Pre-tax net operating income | $728,000 | 5,720 |
| Securities gains (losses) | $408,000 | 705 |
| Applicable income taxes | $244,000 | 4,648 |
| Income before extraordinary items | $892,000 | 4,592 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $892,000 | 4,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $736,000 | 1,170 |
| Cash dividends | $336,000 | 4,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $569,680 | 5,636 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,894,000 | 3,429 |
| Total interest expense | $5,852,000 | 2,851 |
| Net interest income | $4,042,000 | 4,146 |
| Provision for loan and lease losses | $245,000 | 3,282 |
| Total noninterest income | $876,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $663,000 | 2,086 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $213,000 | 4,653 |
| Total noninterest expense | $3,131,000 | 4,080 |
| Salaries and employee benefits | $1,569,000 | 4,207 |
| Premises and equipment expense | $649,000 | 3,070 |
| Additional noninterest expense | $913,000 | 4,288 |
| Pre-tax net operating income | $1,542,000 | 4,001 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $377,000 | 4,109 |
| Income before extraordinary items | $1,165,000 | 3,943 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,165,000 | 3,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,565 |
| Cash dividends | $336,000 | 4,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,165,000 | 3,932 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,189,000 | 3,470 |
| Total interest expense | $5,311,000 | 2,757 |
| Net interest income | $3,878,000 | 4,297 |
| Provision for loan and lease losses | $290,000 | 2,751 |
| Total noninterest income | $787,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $632,000 | 2,108 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $155,000 | 5,532 |
| Total noninterest expense | $2,912,000 | 4,311 |
| Salaries and employee benefits | $1,518,000 | 4,296 |
| Premises and equipment expense | $552,000 | 3,486 |
| Additional noninterest expense | $842,000 | 4,620 |
| Pre-tax net operating income | $1,463,000 | 4,168 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $361,000 | 4,400 |
| Income before extraordinary items | $1,102,000 | 4,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,102,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,032 |
| Cash dividends | $480,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,102,000 | 4,095 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,881,000 | 3,574 |
| Total interest expense | $5,240,000 | 2,868 |
| Net interest income | $3,641,000 | 4,441 |
| Provision for loan and lease losses | $205,000 | 3,461 |
| Total noninterest income | $680,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $509,000 | 2,526 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $171,000 | 5,353 |
| Total noninterest expense | $2,819,000 | 4,357 |
| Salaries and employee benefits | $1,407,000 | 4,485 |
| Premises and equipment expense | $512,000 | 3,623 |
| Additional noninterest expense | $900,000 | 4,292 |
| Pre-tax net operating income | $1,297,000 | 4,627 |
| Securities gains (losses) | $41,000 | 1,880 |
| Applicable income taxes | $331,000 | 4,912 |
| Income before extraordinary items | $1,007,000 | 4,491 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,007,000 | 4,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,679 |
| Cash dividends | $156,000 | 5,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $976,250 | 4,499 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,298,000 | 3,843 |
| Total interest expense | $4,774,000 | 3,116 |
| Net interest income | $3,524,000 | 4,705 |
| Provision for loan and lease losses | $275,000 | 2,782 |
| Total noninterest income | $837,000 | 3,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $463,000 | 2,826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $374,000 | 3,436 |
| Total noninterest expense | $2,552,000 | 4,711 |
| Salaries and employee benefits | $1,316,000 | 4,738 |
| Premises and equipment expense | $411,000 | 4,353 |
| Additional noninterest expense | $825,000 | 4,620 |
| Pre-tax net operating income | $1,534,000 | 4,413 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $433,000 | 4,643 |
| Income before extraordinary items | $1,113,000 | 4,320 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,113,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,947 |
| Cash dividends | $144,000 | 5,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,104,360 | 4,279 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,453,000 | 4,312 |
| Total interest expense | $4,030,000 | 3,686 |
| Net interest income | $3,423,000 | 4,923 |
| Provision for loan and lease losses | $410,000 | 2,044 |
| Total noninterest income | $548,000 | 4,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,112 |
| Total noninterest expense | $2,148,000 | 5,635 |
| Salaries and employee benefits | $1,203,000 | 5,196 |
| Premises and equipment expense | $261,000 | 6,091 |
| Additional noninterest expense | $684,000 | 5,831 |
| Pre-tax net operating income | $1,413,000 | 4,550 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $383,000 | 5,029 |
| Income before extraordinary items | $1,028,000 | 4,384 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,028,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 2,014 |
| Cash dividends | $132,000 | 6,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,029,460 | 4,332 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,385,000 | 4,927 |
| Total interest expense | $3,505,000 | 4,150 |
| Net interest income | $2,880,000 | 5,683 |
| Provision for loan and lease losses | $155,000 | 3,565 |
| Total noninterest income | $457,000 | 5,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,966 |
| Total noninterest expense | $2,104,000 | 5,767 |
| Salaries and employee benefits | $1,173,000 | 5,312 |
| Premises and equipment expense | $233,000 | 6,618 |
| Additional noninterest expense | $698,000 | 5,864 |
| Pre-tax net operating income | $1,078,000 | 5,678 |
| Securities gains (losses) | $21,000 | 1,877 |
| Applicable income taxes | $231,000 | 6,947 |
| Income before extraordinary items | $868,000 | 5,130 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $868,000 | 5,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,693 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $851,410 | 5,204 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 5,656 |
| Total interest expense | $2,381,000 | 4,842 |
| Net interest income | $2,638,000 | 6,200 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $414,000 | 6,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,774 |
| Total noninterest expense | $1,947,000 | 6,349 |
| Salaries and employee benefits | $1,054,000 | 5,832 |
| Premises and equipment expense | $213,000 | 7,166 |
| Additional noninterest expense | $680,000 | 6,470 |
| Pre-tax net operating income | $995,000 | 5,974 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $209,000 | 7,194 |
| Income before extraordinary items | $789,000 | 5,415 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $789,000 | 5,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $108,000 | 6,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $786,630 | 5,495 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 6,220 |
| Total interest expense | $2,184,000 | 5,412 |
| Net interest income | $2,393,000 | 6,751 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $391,000 | 6,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,112 |
| Total noninterest expense | $1,790,000 | 6,917 |
| Salaries and employee benefits | $945,000 | 6,443 |
| Premises and equipment expense | $222,000 | 7,249 |
| Additional noninterest expense | $623,000 | 7,147 |
| Pre-tax net operating income | $874,000 | 6,458 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $167,000 | 8,276 |
| Income before extraordinary items | $721,000 | 5,978 |
| Extraordinary gains, net | $-3,000 | 12,192 |
| Net income | $718,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $96,000 | 7,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $709,660 | 5,783 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 6,979 |
| Total interest expense | $2,242,000 | 6,529 |
| Net interest income | $2,188,000 | 7,274 |
| Provision for loan and lease losses | $235,000 | 4,801 |
| Total noninterest income | $365,000 | 6,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,250 |
| Total noninterest expense | $1,657,000 | 7,380 |
| Salaries and employee benefits | $828,000 | 7,080 |
| Premises and equipment expense | $205,000 | 7,717 |
| Additional noninterest expense | $624,000 | 7,306 |
| Pre-tax net operating income | $661,000 | 7,312 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $121,000 | 9,332 |
| Income before extraordinary items | $580,000 | 6,701 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $580,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 5,532 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $546,800 | 6,588 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.