Home > Citizens Bank of the South > Net charge- offs to loans
Citizens Bank of the South, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0427% | 4,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0619% | 4,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2718% | 4,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1183% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1684% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0099% | 4,135 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0714% | 4,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0827% | 4,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3543% | 4,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0320% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0787% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1531% | 4,405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2293% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1756% | 4,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1111% | 4,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1254% | 4,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5192% | 4,637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0477% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0495% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0539% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1755% | 4,410 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3432% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2067% | 4,435 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1047% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1183% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2232% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0969% | 103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1007% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 3,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1175% | 1,634 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1245% | 1,549 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1090% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0900% | 4,177 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1286% | 4,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3601% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1571% | 4,434 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0247% | 4,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1356% | 4,272 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2788% | 4,512 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2393% | 4,716 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2811% | 4,521 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 3,992 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 3,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 3,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 3,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0522% | 3,813 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2018% | 4,264 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2135% | 4,244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0239% | 3,991 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 3,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 3,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 4,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0508% | 3,897 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2027% | 4,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2148% | 4,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2072% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1486% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2873% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3046% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2863% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6592% | 303 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0205% | 3,890 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1825% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0108% | 3,795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2088% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1499% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2892% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4072% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2820% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6398% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0275% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2442% | 818 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0437% | 1,995 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0923% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1805% | 152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6192% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1544% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9286% | 179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1052% | 1,602 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3610% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1341% | 1,378 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1990% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1527% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2956% | 90 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3128% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7398% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5563% | 4,558 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7130% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5463% | 4,510 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 1,471 |
| Percentage Net Loans Charged-off:Construction & development | -0.0320% | 4,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0540% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3186% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6470% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6897% | 835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2272% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | -0.0427% | 4,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0749% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1701% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7092% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2295% | 858 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7711% | 708 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2729% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 662 |
| Percentage Net Loans Charged-off:Construction & development | -0.0201% | 4,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1191% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2714% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8727% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3440% | 865 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9529% | 644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3001% | 486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1364% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0844% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2376% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1199% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1277% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1911% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6714% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6568% | 871 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7620% | 880 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1279% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0687% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0576% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3174% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5136% | 1,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3397% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5245% | 1,388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0951% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3747% | 4,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3738% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4590% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3687% | 1,646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 2,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0893% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5718% | 4,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3604% | 1,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6799% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3404% | 1,607 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1787% | 769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1083% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0695% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1582% | 330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1672% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5008% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3953% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9967% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2942% | 1,561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2289% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0391% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0669% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0710% | 976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0320% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8722% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1698% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9346% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2572% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0924% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0984% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1586% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8899% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2264% | 971 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9561% | 722 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2458% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0737% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9759% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2509% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3252% | 450 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2185% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 4,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0433% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2005% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2688% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3074% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1827% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3328% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1883% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2004% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2240% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9550% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1760% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0553% | 301 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3689% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1892% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2478% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2317% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2462% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3102% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5853% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7290% | 188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4057% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2238% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3802% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2419% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2565% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4587% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3707% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5007% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4018% | 458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2335% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6038% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1734% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1836% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5501% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9859% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0910% | 311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3388% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2943% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2953% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3996% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4158% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2383% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0335% | 884 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6175% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0016% | 851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3529% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3161% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2640% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4503% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4663% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2299% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0092% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1916% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9991% | 746 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3689% | 625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3758% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4040% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5024% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5173% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2103% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6389% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7772% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5753% | 1,231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3631% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3922% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8400% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3469% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3566% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1635% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4878% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5152% | 1,231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5222% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5331% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7142% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6412% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6551% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5658% | 915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3522% | 2,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8702% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3231% | 2,026 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5176% | 460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5127% | 293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8294% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5585% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5701% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5666% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5057% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9174% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4823% | 1,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5101% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4891% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0609% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4254% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4345% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5694% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6460% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3466% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6629% | 983 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4990% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4885% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8106% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5280% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5399% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6569% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3659% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3865% | 1,397 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4108% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4017% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0197% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3063% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3130% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3076% | 1,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6787% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5620% | 1,236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7368% | 1,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3807% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3614% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5885% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3948% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4034% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2411% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7931% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5145% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8056% | 999 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4130% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4204% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4656% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5386% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5501% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1007% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8321% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8686% | 921 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5492% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5715% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9469% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9669% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2027% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8946% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9333% | 855 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0798% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4531% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7629% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0402% | 5,393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5878% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6015% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3013% | 189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9357% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9731% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9343% | 1,125 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6210% | 998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5379% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1222% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5067% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5187% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8856% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9975% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7820% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0055% | 939 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4912% | 1,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3295% | 1,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6928% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3114% | 1,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3189% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1893% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9396% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1598% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9314% | 1,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6053% | 1,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3834% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1024% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2587% | 1,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2651% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1472% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6800% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8032% | 1,267 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7667% | 521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5569% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5705% | 1,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0898% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2351% | 2,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2412% | 2,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3186% | 2,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7444% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7677% | 1,597 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4588% | 2,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4389% | 2,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4902% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2278% | 2,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2336% | 2,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3421% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7382% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7607% | 1,464 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3887% | 2,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3621% | 2,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1492% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2201% | 2,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2258% | 2,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4128% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5617% | 1,905 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3968% | 1,284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5902% | 1,710 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2370% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1612% | 2,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4338% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1275% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 2,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5063% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4523% | 1,913 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3810% | 1,331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5354% | 1,597 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9900% | 1,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5194% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0840% | 3,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.0163% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5293% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0378% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3930% | 2,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2655% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7315% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3310% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6247% | 852 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2131% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6881% | 1,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1058% | 2,660 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.0977% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7054% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | 6.4645% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5254% | 1,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8642% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0729% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2570% | 1,381 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9706% | 643 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7490% | 814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9234% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0321% | 2,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.7183% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9346% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 9.0772% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6639% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0250% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1775% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8255% | 413 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0486% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4271% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7421% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 8.8048% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4676% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4006% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1414% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8133% | 1,265 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7042% | 2,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3681% | 3,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5920% | 1,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2685% | 3,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2773% | 2,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8553% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0153% | 2,129 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5425% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2751% | 3,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3503% | 2,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2552% | 2,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2635% | 2,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9422% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0477% | 1,905 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2637% | 4,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1472% | 3,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0444% | 2,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2174% | 2,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2242% | 2,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0598% | 3,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1513% | 1,691 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2469% | 3,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 3,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0894% | 1,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 2,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 2,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1428% | 2,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4752% | 1,336 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2438% | 5,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 5,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 3,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0761% | 4,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0781% | 3,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6949% | 3,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9919% | 2,713 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8116% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1996% | 4,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 4,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1104% | 3,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1132% | 3,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5944% | 2,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6684% | 3,228 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4571% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2480% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0985% | 3,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 7,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1669% | 2,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1712% | 2,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6804% | 2,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7759% | 2,768 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7296% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1895% | 3,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 3,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 7,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 2,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 2,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0265% | 6,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3159% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3916% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2655% | 3,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0917% | 3,799 |
| Percentage Net Loans Charged-off:Construction & development | 1.3437% | 1,371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 7,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0614% | 3,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0624% | 3,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5129% | 2,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0598% | 2,150 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4793% | 837 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2742% | 2,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0845% | 3,081 |
| Percentage Net Loans Charged-off:Construction & development | 1.6924% | 806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 3,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 3,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6325% | 1,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0846% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3665% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3342% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1321% | 2,109 |
| Percentage Net Loans Charged-off:Construction & development | 2.2778% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 7,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 2,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 2,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0130% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0169% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5897% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4029% | 1,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 2,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 7,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0612% | 1,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0617% | 1,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0523% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3429% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3660% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1780% | 2,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 3,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0845% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 3,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 2,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2329% | 2,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8566% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7653% | 1,933 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2232% | 1,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 1,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1162% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 2,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0364% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3412% | 1,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9530% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0303% | 1,928 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2580% | 1,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 1,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1854% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3437% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2503% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1177% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3669% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0816% | 7,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0553% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1754% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3137% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 2,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 2,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0920% | 7,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5741% | 2,563 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6164% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1824% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1053% | 1,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2881% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 1,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 1,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0940% | 7,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6216% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1065% | 780 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1294% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2146% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0701% | 7,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4782% | 2,429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 3,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 1,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1443% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0213% | 3,820 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2770% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1263% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3941% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 2,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 2,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1802% | 2,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9134% | 2,078 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5744% | 2,116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3270% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1245% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3740% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 2,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 1,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2388% | 2,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1603% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3841% | 2,058 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1999% | 1,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 2,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 2,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 1,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2837% | 1,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9187% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5753% | 2,033 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2457% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 1,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5520% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9974% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3955% | 1,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2088% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7649% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 8,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 8,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7081% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9578% | 2,144 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1198% | 1,295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3565% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 1,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0859% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0563% | 1,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 1,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9683% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1625% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4951% | 1,072 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3690% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 1,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0306% | 8,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0897% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0900% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8905% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2984% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6744% | 954 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2481% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0609% | 8,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3528% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1248% | 1,628 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1080% | 2,517 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2423% | 2,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 2,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0516% | 674 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 8,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1040% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0104% | 4,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9951% | 2,370 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2723% | 2,732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2045% | 2,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 2,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0743% | 502 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 8,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 2,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0386% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0554% | 3,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9318% | 2,327 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3666% | 2,711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2267% | 2,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 1,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 1,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0613% | 3,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9738% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5556% | 2,690 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2559% | 1,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1125% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1605% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1607% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9283% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0840% | 2,683 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4637% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1354% | 1,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 8,637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1943% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1943% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1952% | 3,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7546% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3631% | 1,520 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8153% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3938% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5301% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 2,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0967% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4154% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1249% | 1,663 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2101% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3236% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4604% | 1,609 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2363% | 3,374 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5503% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2158% | 3,678 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0487% | 7,054 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 8,473 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3777% | 5,279 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |