Home > Citizens Bank of Pennsylvania > Net charge- offs to loans
Citizens Bank of Pennsylvania, Net charge- offs to loans
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1639% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 4,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1346% | 5,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 1,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1021% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1257% | 5,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0806% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6696% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6696% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1825% | 919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 1,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1115% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1150% | 5,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0750% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6932% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6932% | 989 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1293% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0446% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1629% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1246% | 5,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1112% | 4,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6793% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6793% | 949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1403% | 973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2221% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1146% | 5,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2129% | 4,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8185% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8185% | 844 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2264% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0703% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0272% | 5,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0377% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1140% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2313% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0336% | 5,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1036% | 4,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9828% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9828% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3190% | 1,220 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2558% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0852% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0273% | 5,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0621% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1351% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2395% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 4,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9614% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9614% | 767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5150% | 1,207 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3248% | 626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0904% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 5,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1451% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2926% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0312% | 5,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2126% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9827% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9827% | 726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4601% | 403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0417% | 5,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1370% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2946% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0450% | 5,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5891% | 457 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0970% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0970% | 672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4221% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1319% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0412% | 1,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1754% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3129% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 2,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4791% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2112% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2112% | 658 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4264% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4043% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1341% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1777% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3141% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0364% | 1,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4719% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1495% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1495% | 611 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3871% | 624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3287% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1363% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0642% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1733% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3216% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 1,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2280% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1229% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1229% | 621 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3213% | 600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4087% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1172% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1607% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3047% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4318% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4063% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4063% | 516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3304% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3392% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1664% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | -0.0658% | 4,946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1102% | 992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2056% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2577% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1549% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1166% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5051% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5051% | 416 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3765% | 672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3335% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1720% | 980 |
| Percentage Net Loans Charged-off:Construction & development | -0.0887% | 5,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1557% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2041% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2492% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1599% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1511% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4139% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4139% | 404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3790% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3205% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1741% | 991 |
| Percentage Net Loans Charged-off:Construction & development | -0.1366% | 5,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1145% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2209% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2402% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2019% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2095% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3044% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3044% | 479 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2967% | 577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2342% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1781% | 834 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,912 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0666% | 5,873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2534% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2430% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2638% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0984% | 5,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3255% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3255% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3130% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2064% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1971% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.1563% | 5,366 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1403% | 6,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3108% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2622% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3692% | 932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0492% | 2,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7609% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7609% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4279% | 661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 1,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2292% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,995 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1846% | 6,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3532% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2795% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4461% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0566% | 2,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5872% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5872% | 1,339 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4019% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2121% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2814% | 1,067 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 5,072 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0569% | 5,987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3942% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2701% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5595% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0663% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3828% | 1,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3828% | 1,660 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2478% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2203% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2955% | 928 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 5,176 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1094% | 6,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4277% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2956% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6138% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0171% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3090% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3090% | 1,745 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5690% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4118% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4142% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 5,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 2,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0331% | 565 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5660% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2892% | 912 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0935% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3476% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2710% | 2,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2710% | 2,709 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7913% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4510% | 1,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5014% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 5,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1732% | 1,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0526% | 454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6480% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3204% | 812 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3132% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3315% | 1,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2523% | 2,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2523% | 2,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6331% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5044% | 1,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5414% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 5,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1817% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0785% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6993% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3522% | 737 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4199% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4427% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2298% | 2,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2298% | 2,404 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3943% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4638% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6458% | 814 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 5,512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6688% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1408% | 236 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7010% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3219% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4682% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1501% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2382% | 2,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2382% | 2,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4461% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5733% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6160% | 1,657 |
| Percentage Net Loans Charged-off:Construction & development | -0.8780% | 6,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3019% | 1,973 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1528% | 5,524 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8403% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4534% | 1,068 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4843% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5070% | 2,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1505% | 3,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1505% | 3,519 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9050% | 404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6030% | 1,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6301% | 1,565 |
| Percentage Net Loans Charged-off:Construction & development | -1.1472% | 6,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1699% | 2,149 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1656% | 5,554 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9167% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4765% | 949 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6214% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5788% | 1,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1048% | 3,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1048% | 3,514 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0316% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6678% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6198% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0855% | 1,835 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1502% | 1,913 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2460% | 5,576 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8009% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4774% | 866 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2982% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8169% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0989% | 3,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0989% | 3,222 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8968% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3493% | 2,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4449% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4876% | 7,041 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4684% | 5,633 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7399% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4830% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1196% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1187% | 1,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1790% | 2,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1790% | 2,405 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6297% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5942% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0048% | 1,607 |
| Percentage Net Loans Charged-off:Construction & development | 1.5575% | 1,872 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6464% | 1,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2042% | 880 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0669% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5382% | 1,189 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6803% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0618% | 3,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4363% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4196% | 2,785 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1673% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5274% | 2,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9479% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | 1.9550% | 1,534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0926% | 2,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1049% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6077% | 997 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6547% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 5,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4724% | 2,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4479% | 2,417 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1203% | 1,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5635% | 2,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1149% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | 2.9124% | 1,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2624% | 1,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2106% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6304% | 894 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8202% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 6,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4242% | 2,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3926% | 2,425 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0788% | 1,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5945% | 2,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1762% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.3750% | 1,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6792% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3954% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6922% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0956% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2683% | 1,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5270% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4655% | 1,846 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0531% | 889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1831% | 1,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7061% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | 6.3641% | 991 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2243% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8800% | 533 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3117% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7640% | 1,036 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6993% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5488% | 3,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5955% | 3,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6010% | 1,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2219% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5574% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 3.4020% | 1,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4039% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9176% | 378 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3688% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7713% | 922 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7648% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5666% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6080% | 2,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2479% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5643% | 1,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7932% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 4.0628% | 1,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6366% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3434% | 243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5402% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9184% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9285% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6232% | 2,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5783% | 2,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8190% | 174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8862% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0689% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 2.5837% | 1,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3785% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1742% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8753% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0655% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3537% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3728% | 2,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7348% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.6247% | 117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2304% | 2,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4125% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 3.1106% | 1,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3937% | 847 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4255% | 315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2255% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8369% | 955 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4019% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8442% | 3,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0024% | 2,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6874% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3014% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3992% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 3.1870% | 1,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4209% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0383% | 171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1895% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7531% | 844 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3779% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1813% | 2,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0099% | 2,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6253% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9494% | 1,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9968% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.6410% | 2,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5270% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.7014% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0802% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7618% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2100% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7264% | 2,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0429% | 2,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6333% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9176% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9708% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 1.5168% | 1,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.9511% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0410% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9272% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0846% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5692% | 1,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2179% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7711% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7168% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5370% | 1,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0913% | 2,619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3252% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6086% | 1,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7527% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5663% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8436% | 2,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0021% | 2,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6157% | 458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5595% | 1,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5550% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4573% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6048% | 774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7920% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5527% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1890% | 2,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9343% | 1,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5068% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5346% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5309% | 885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4482% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5724% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7737% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5190% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1656% | 2,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8992% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2599% | 369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5099% | 1,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4619% | 722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5727% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7073% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5387% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1696% | 1,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9557% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3493% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4543% | 1,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2002% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2039% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1337% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2023% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3077% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1775% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2327% | 2,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1073% | 1,439 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0325% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7979% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4746% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1843% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2727% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0593% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1715% | 1,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2708% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1484% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2422% | 2,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1890% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4345% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5924% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4878% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1893% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4172% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0832% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1530% | 934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2603% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1282% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2175% | 1,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1925% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4826% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7915% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4555% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 8,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1618% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2350% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2800% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2380% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4409% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8175% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3894% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 2,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0282% | 8,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1185% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 1,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1853% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 2,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1188% | 2,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0815% | 1,342 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6961% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6228% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3769% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 1,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0410% | 8,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1516% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1759% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 2,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0993% | 2,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0393% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4105% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7918% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3565% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 2,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 8,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2169% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,942 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0019% | 5,930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 1,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 2,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0414% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0854% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5030% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4169% | 675 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1172% | 8,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0905% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0028% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0516% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2699% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3951% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1673% | 203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3920% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 7,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0733% | 8,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 2,872 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 5,971 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0040% | 4,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0777% | 1,690 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5691% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8953% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3355% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0710% | 8,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 2,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0010% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 2,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 3,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8962% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1349% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1166% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2982% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 1,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0104% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 1,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0380% | 2,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7966% | 1,969 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8042% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2910% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2450% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 1,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 5,910 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 1,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0603% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6582% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6967% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4752% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3280% | 1,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0771% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2477% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 2,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0872% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 2,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7556% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4513% | 4,063 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5201% | 1,118 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6469% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2913% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 1,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1306% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 1,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0843% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8702% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2802% | 4,503 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6213% | 1,369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4797% | 270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3538% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 1,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0516% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 1,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0672% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 1,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3920% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2220% | 4,487 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1771% | 1,346 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9272% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5111% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0906% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0912% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0644% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1193% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2196% | 3,882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4578% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2313% | 3,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 2,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0323% | 1,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 2,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1169% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 2,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3279% | 3,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3011% | 5,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4943% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0368% | 1,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0602% | 1,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1467% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0421% | 1,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2346% | 2,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3276% | 4,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6249% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2224% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 2,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 8,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 1,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0725% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 1,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2248% | 2,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3652% | 4,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4663% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2317% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 1,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 8,638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0859% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2845% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3227% | 3,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8039% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3779% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 4,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 8,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 2,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0782% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8362% | 2,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2836% | 5,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5590% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |