Home > Citizens Bank of Lafayette > Income and Expense

Citizens Bank of Lafayette, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$68,469,000717
Total interest expense$23,203,000713
Net interest income$45,266,000725
Provision for loan and lease losses$1,100,000787
Total noninterest income$9,382,000769
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,473,000362
Trading account gains and fees$0123
Additional Noninterest Income$5,909,000791
Total noninterest expense$34,831,000779
Salaries and employee benefits$20,714,000731
Premises and equipment expense$3,290,000792
Additional noninterest expense$5,909,000791
Pre-tax net operating income$18,717,000718
Securities gains (losses)$-3,0003,268
Applicable income taxes$3,513,000678
Income before extraordinary items$15,201,000732
Extraordinary gains, net$054
Net income$15,201,000743
Minority interest net income$088
Net income of bank and minority interests.$15,201,000735
Net charge-offs$157,0001,277
Cash dividends$7,445,000603
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,203,430738
2023-09-30 (YTD Data)Rank
Total interest income$49,836,000724
Total interest expense$16,048,000715
Net interest income$33,788,000738
Provision for loan and lease losses$875,000723
Total noninterest income$7,227,000763
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,609,000359
Trading account gains and fees$0125
Additional Noninterest Income$4,618,000785
Total noninterest expense$25,944,000786
Salaries and employee benefits$15,410,000748
Premises and equipment expense$2,480,000794
Additional noninterest expense$4,618,000785
Pre-tax net operating income$14,196,000737
Securities gains (losses)$-11,0003,500
Applicable income taxes$2,960,000656
Income before extraordinary items$11,225,000760
Extraordinary gains, net$052
Net income$11,225,000764
Minority interest net income$081
Net income of bank and minority interests.$11,225,000760
Net charge-offs$48,0001,504
Cash dividends$5,530,000565
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,233,690770
2023-06-30 (YTD Data)Rank
Total interest income$32,393,000715
Total interest expense$9,751,000696
Net interest income$22,642,000731
Provision for loan and lease losses$600,000689
Total noninterest income$4,829,000744
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,727,000351
Trading account gains and fees$0112
Additional Noninterest Income$3,102,000728
Total noninterest expense$17,186,000775
Salaries and employee benefits$10,218,000742
Premises and equipment expense$1,647,000787
Additional noninterest expense$3,102,000728
Pre-tax net operating income$9,685,000713
Securities gains (losses)$-5,0003,709
Applicable income taxes$2,004,000662
Income before extraordinary items$7,676,000737
Extraordinary gains, net$051
Net income$7,676,000749
Minority interest net income$081
Net income of bank and minority interests.$7,676,000737
Net charge-offs$10,0001,813
Cash dividends$3,615,000563
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,679,950742
2023-03-31 (YTD Data)Rank
Total interest income$15,753,000728
Total interest expense$4,248,000698
Net interest income$11,505,000734
Provision for loan and lease losses$300,000662
Total noninterest income$2,232,000773
Gross Fiduciary activities income$0913
Service charges on deposit accounts$875,000365
Trading account gains and fees$097
Additional Noninterest Income$1,357,000788
Total noninterest expense$8,591,000784
Salaries and employee benefits$5,149,000754
Premises and equipment expense$807,000825
Additional noninterest expense$1,357,000788
Pre-tax net operating income$4,846,000741
Securities gains (losses)$-2,0003,910
Applicable income taxes$1,038,000658
Income before extraordinary items$3,806,000766
Extraordinary gains, net$04
Net income$3,806,000765
Minority interest net income$048
Net income of bank and minority interests.$3,806,000765
Net charge-offs$-1,0003,238
Cash dividends$1,700,000547
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,807,580779
2022-12-31 (YTD Data)Rank
Total interest income$53,657,000693
Total interest expense$5,340,000748
Net interest income$48,317,000691
Provision for loan and lease losses$1,400,000657
Total noninterest income$10,538,000736
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,580,000366
Trading account gains and fees$0116
Additional Noninterest Income$6,958,000710
Total noninterest expense$33,409,000791
Salaries and employee benefits$20,334,000737
Premises and equipment expense$3,334,000770
Additional noninterest expense$6,958,000710
Pre-tax net operating income$24,046,000659
Securities gains (losses)$-23,0003,603
Applicable income taxes$4,763,000628
Income before extraordinary items$19,260,000665
Extraordinary gains, net$05
Net income$19,260,000666
Minority interest net income$063
Net income of bank and minority interests.$19,260,000666
Net charge-offs$98,0001,236
Cash dividends$5,950,000684
Sale, conversion, retirement of capital stock, net$0568
Net operating income$19,278,400673
2022-09-30 (YTD Data)Rank
Total interest income$38,546,000695
Total interest expense$3,123,000712
Net interest income$35,423,000694
Provision for loan and lease losses$925,000660
Total noninterest income$8,301,000729
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,709,000374
Trading account gains and fees$0111
Additional Noninterest Income$5,592,000698
Total noninterest expense$24,491,000803
Salaries and employee benefits$14,760,000754
Premises and equipment expense$2,546,000761
Additional noninterest expense$5,592,000698
Pre-tax net operating income$18,308,000654
Securities gains (losses)$-24,0003,979
Applicable income taxes$4,013,000586
Income before extraordinary items$14,271,000663
Extraordinary gains, net$04
Net income$14,271,000663
Minority interest net income$057
Net income of bank and minority interests.$14,271,000663
Net charge-offs$45,0001,274
Cash dividends$4,400,000637
Sale, conversion, retirement of capital stock, net$0519
Net operating income$14,289,960674
2022-06-30 (YTD Data)Rank
Total interest income$24,574,000696
Total interest expense$2,126,000560
Net interest income$22,448,000707
Provision for loan and lease losses$550,000653
Total noninterest income$5,863,000696
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,742,000380
Trading account gains and fees$0108
Additional Noninterest Income$4,121,000675
Total noninterest expense$16,135,000797
Salaries and employee benefits$9,732,000752
Premises and equipment expense$1,689,000757
Additional noninterest expense$4,714,000806
Pre-tax net operating income$11,626,000640
Securities gains (losses)$-3,0003,777
Applicable income taxes$2,585,000559
Income before extraordinary items$9,038,000652
Extraordinary gains, net$04
Net income$9,038,000652
Minority interest net income$060
Net income of bank and minority interests.$9,038,000652
Net charge-offs$-37,0004,083
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,040,370662
2022-03-31 (YTD Data)Rank
Total interest income$11,874,000696
Total interest expense$1,066,000523
Net interest income$10,808,000707
Provision for loan and lease losses$225,000608
Total noninterest income$3,022,000687
Gross Fiduciary activities income$0892
Service charges on deposit accounts$863,000380
Trading account gains and fees$0103
Additional Noninterest Income$2,159,000662
Total noninterest expense$7,881,000812
Salaries and employee benefits$4,672,000787
Premises and equipment expense$841,000770
Additional noninterest expense$2,368,000801
Pre-tax net operating income$5,724,000620
Securities gains (losses)$-3,0004,076
Applicable income taxes$1,269,000557
Income before extraordinary items$4,452,000633
Extraordinary gains, net$04
Net income$4,452,000633
Minority interest net income$050
Net income of bank and minority interests.$4,452,000633
Net charge-offs$10,0001,177
Cash dividends$1,500,000555
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,454,370639
2021-12-31 (YTD Data)Rank
Total interest income$51,140,000662
Total interest expense$4,751,000570
Net interest income$46,389,000670
Provision for loan and lease losses$1,300,000450
Total noninterest income$11,428,000758
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,882,000408
Trading account gains and fees$0132
Additional Noninterest Income$8,546,000745
Total noninterest expense$34,805,000738
Salaries and employee benefits$19,900,000733
Premises and equipment expense$3,209,000809
Additional noninterest expense$11,696,000679
Pre-tax net operating income$21,712,000689
Securities gains (losses)$-10,0004,367
Applicable income taxes$4,344,000693
Income before extraordinary items$17,358,000722
Extraordinary gains, net$010
Net income$17,358,000723
Minority interest net income$074
Net income of bank and minority interests.$17,358,000723
Net charge-offs$292,000844
Cash dividends$5,100,000781
Sale, conversion, retirement of capital stock, net$0582
Net operating income$17,366,000697
2021-09-30 (YTD Data)Rank
Total interest income$39,122,000665
Total interest expense$3,683,000578
Net interest income$35,439,000671
Provision for loan and lease losses$1,150,000376
Total noninterest income$8,777,000763
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,984,000441
Trading account gains and fees$0132
Additional Noninterest Income$6,793,000742
Total noninterest expense$26,431,000738
Salaries and employee benefits$14,729,000751
Premises and equipment expense$2,421,000825
Additional noninterest expense$9,281,000636
Pre-tax net operating income$16,635,000703
Securities gains (losses)$-7,0004,530
Applicable income taxes$3,507,000679
Income before extraordinary items$13,121,000742
Extraordinary gains, net$08
Net income$13,121,000742
Minority interest net income$069
Net income of bank and minority interests.$13,121,000742
Net charge-offs$315,000629
Cash dividends$3,750,000724
Sale, conversion, retirement of capital stock, net$0543
Net operating income$13,126,530725
2021-06-30 (YTD Data)Rank
Total interest income$20,797,000810
Total interest expense$2,586,000568
Net interest income$18,211,000839
Provision for loan and lease losses$300,000865
Total noninterest income$3,643,0001,054
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,119,000485
Trading account gains and fees$0133
Additional Noninterest Income$2,524,0001,105
Total noninterest expense$12,870,000958
Salaries and employee benefits$7,571,000929
Premises and equipment expense$1,309,000976
Additional noninterest expense$3,990,000931
Pre-tax net operating income$8,684,000859
Securities gains (losses)$-4,0004,571
Applicable income taxes$1,764,000800
Income before extraordinary items$6,916,000900
Extraordinary gains, net$06
Net income$6,916,000900
Minority interest net income$067
Net income of bank and minority interests.$6,916,000900
Net charge-offs$185,000679
Cash dividends$1,975,000880
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,919,200886
2021-03-31 (YTD Data)Rank
Total interest income$10,251,000807
Total interest expense$1,385,000564
Net interest income$8,866,000851
Provision for loan and lease losses$150,000937
Total noninterest income$1,528,0001,170
Gross Fiduciary activities income$0922
Service charges on deposit accounts$566,000475
Trading account gains and fees$0127
Additional Noninterest Income$962,0001,307
Total noninterest expense$6,468,000949
Salaries and employee benefits$3,814,000919
Premises and equipment expense$666,000965
Additional noninterest expense$1,988,000912
Pre-tax net operating income$3,776,000955
Securities gains (losses)$-2,0004,565
Applicable income taxes$778,000867
Income before extraordinary items$2,996,0001,028
Extraordinary gains, net$03
Net income$2,996,0001,028
Minority interest net income$055
Net income of bank and minority interests.$2,996,0001,028
Net charge-offs$146,000515
Cash dividends$1,075,000710
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,997,5801,000
2020-12-31 (YTD Data)Rank
Total interest income$40,121,000833
Total interest expense$7,493,000648
Net interest income$32,628,000876
Provision for loan and lease losses$1,303,0001,348
Total noninterest income$6,802,0001,043
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,959,000386
Trading account gains and fees$0133
Additional Noninterest Income$3,843,0001,244
Total noninterest expense$24,535,000962
Salaries and employee benefits$14,612,000928
Premises and equipment expense$2,529,000979
Additional noninterest expense$7,394,000942
Pre-tax net operating income$13,592,000817
Securities gains (losses)$23,0002,058
Applicable income taxes$2,544,000786
Income before extraordinary items$11,071,000871
Extraordinary gains, net$04
Net income$11,071,000871
Minority interest net income$072
Net income of bank and minority interests.$11,071,000871
Net charge-offs$475,0001,001
Cash dividends$28,500,000224
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,052,370836
2020-09-30 (YTD Data)Rank
Total interest income$30,399,000830
Total interest expense$5,915,000658
Net interest income$24,484,000862
Provision for loan and lease losses$1,078,0001,292
Total noninterest income$5,019,0001,021
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,201,000380
Trading account gains and fees$0125
Additional Noninterest Income$2,818,0001,218
Total noninterest expense$18,160,000953
Salaries and employee benefits$10,780,000920
Premises and equipment expense$1,931,000957
Additional noninterest expense$5,449,000941
Pre-tax net operating income$10,265,000778
Securities gains (losses)$-4,0004,701
Applicable income taxes$2,106,000701
Income before extraordinary items$8,155,000846
Extraordinary gains, net$04
Net income$8,155,000846
Minority interest net income$065
Net income of bank and minority interests.$8,155,000846
Net charge-offs$366,000920
Cash dividends$3,300,000766
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,158,160819
2020-06-30 (YTD Data)Rank
Total interest income$20,575,000824
Total interest expense$4,149,000677
Net interest income$16,426,000859
Provision for loan and lease losses$868,0001,181
Total noninterest income$3,295,000970
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,455,000383
Trading account gains and fees$0123
Additional Noninterest Income$1,840,0001,150
Total noninterest expense$12,063,000945
Salaries and employee benefits$7,200,000914
Premises and equipment expense$1,287,000958
Additional noninterest expense$3,576,000955
Pre-tax net operating income$6,790,000712
Securities gains (losses)$-12,0004,811
Applicable income taxes$1,402,000632
Income before extraordinary items$5,376,000796
Extraordinary gains, net$04
Net income$5,376,000796
Minority interest net income$065
Net income of bank and minority interests.$5,376,000796
Net charge-offs$258,000878
Cash dividends$2,200,000749
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,385,480766
2020-03-31 (YTD Data)Rank
Total interest income$10,284,000824
Total interest expense$2,176,000722
Net interest income$8,108,000853
Provision for loan and lease losses$183,0001,508
Total noninterest income$1,786,000876
Gross Fiduciary activities income$0941
Service charges on deposit accounts$859,000376
Trading account gains and fees$0106
Additional Noninterest Income$927,0001,021
Total noninterest expense$6,167,000941
Salaries and employee benefits$3,665,000905
Premises and equipment expense$633,000988
Additional noninterest expense$1,869,000936
Pre-tax net operating income$3,544,000634
Securities gains (losses)$-20,0004,879
Applicable income taxes$738,000568
Income before extraordinary items$2,786,000700
Extraordinary gains, net$04
Net income$2,786,000700
Minority interest net income$056
Net income of bank and minority interests.$2,786,000700
Net charge-offs$219,000600
Cash dividends$1,100,000759
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,801,800674
2019-12-31 (YTD Data)Rank
Total interest income$42,088,000807
Total interest expense$8,522,000782
Net interest income$33,566,000823
Provision for loan and lease losses$1,116,000846
Total noninterest income$7,498,000862
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,644,000364
Trading account gains and fees$0135
Additional Noninterest Income$3,854,000991
Total noninterest expense$25,096,000916
Salaries and employee benefits$15,221,000848
Premises and equipment expense$2,370,0001,022
Additional noninterest expense$7,505,000907
Pre-tax net operating income$14,852,000753
Securities gains (losses)$108,000897
Applicable income taxes$3,106,000679
Income before extraordinary items$11,854,000809
Extraordinary gains, net$011
Net income$11,854,000810
Minority interest net income$076
Net income of bank and minority interests.$11,854,000810
Net charge-offs$291,0001,375
Cash dividends$4,100,000937
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,768,680792
2019-09-30 (YTD Data)Rank
Total interest income$31,422,000812
Total interest expense$6,279,000796
Net interest income$25,143,000822
Provision for loan and lease losses$822,000807
Total noninterest income$5,472,000875
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,688,000365
Trading account gains and fees$0129
Additional Noninterest Income$2,784,0001,009
Total noninterest expense$18,813,000912
Salaries and employee benefits$11,449,000846
Premises and equipment expense$1,784,0001,020
Additional noninterest expense$5,580,000902
Pre-tax net operating income$10,980,000783
Securities gains (losses)$95,000806
Applicable income taxes$2,393,000693
Income before extraordinary items$8,682,000843
Extraordinary gains, net$011
Net income$8,682,000844
Minority interest net income$072
Net income of bank and minority interests.$8,682,000844
Net charge-offs$-17,0004,563
Cash dividends$3,000,000869
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,606,950827
2019-06-30 (YTD Data)Rank
Total interest income$20,993,000810
Total interest expense$4,062,000801
Net interest income$16,931,000803
Provision for loan and lease losses$540,000813
Total noninterest income$3,539,000880
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,708,000377
Trading account gains and fees$0131
Additional Noninterest Income$1,831,000989
Total noninterest expense$12,698,000896
Salaries and employee benefits$7,782,000824
Premises and equipment expense$1,175,0001,035
Additional noninterest expense$3,741,000909
Pre-tax net operating income$7,232,000763
Securities gains (losses)$01,702
Applicable income taxes$1,551,000671
Income before extraordinary items$5,681,000832
Extraordinary gains, net$011
Net income$5,681,000832
Minority interest net income$069
Net income of bank and minority interests.$5,681,000832
Net charge-offs$337,000732
Cash dividends$2,000,000856
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,681,000817
2019-03-31 (YTD Data)Rank
Total interest income$10,378,000817
Total interest expense$1,951,000810
Net interest income$8,427,000807
Provision for loan and lease losses$266,000765
Total noninterest income$1,694,000869
Gross Fiduciary activities income$0972
Service charges on deposit accounts$821,000381
Trading account gains and fees$0126
Additional Noninterest Income$873,000988
Total noninterest expense$6,299,000893
Salaries and employee benefits$3,851,000836
Premises and equipment expense$576,0001,057
Additional noninterest expense$1,872,000888
Pre-tax net operating income$3,556,000762
Securities gains (losses)$01,087
Applicable income taxes$765,000665
Income before extraordinary items$2,791,000823
Extraordinary gains, net$05
Net income$2,791,000823
Minority interest net income$052
Net income of bank and minority interests.$2,791,000822
Net charge-offs$325,000447
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,791,000807
2018-12-31 (YTD Data)Rank
Total interest income$40,033,000788
Total interest expense$6,689,000728
Net interest income$33,344,000801
Provision for loan and lease losses$1,037,000855
Total noninterest income$7,279,000860
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,257,000399
Trading account gains and fees$0126
Additional Noninterest Income$4,022,000913
Total noninterest expense$23,837,000924
Salaries and employee benefits$14,171,000882
Premises and equipment expense$2,343,0001,033
Additional noninterest expense$7,323,000916
Pre-tax net operating income$15,749,000723
Securities gains (losses)$01,125
Applicable income taxes$3,308,000623
Income before extraordinary items$12,441,000756
Extraordinary gains, net$06
Net income$12,441,000755
Minority interest net income$072
Net income of bank and minority interests.$12,441,000755
Net charge-offs$756,000738
Cash dividends$3,800,000910
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,441,000756
2018-09-30 (YTD Data)Rank
Total interest income$29,615,000785
Total interest expense$4,806,000723
Net interest income$24,809,000797
Provision for loan and lease losses$712,000850
Total noninterest income$5,435,000872
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,331,000415
Trading account gains and fees$0138
Additional Noninterest Income$3,104,000905
Total noninterest expense$17,459,000939
Salaries and employee benefits$10,461,000897
Premises and equipment expense$1,750,0001,031
Additional noninterest expense$5,248,000947
Pre-tax net operating income$12,073,000707
Securities gains (losses)$01,118
Applicable income taxes$2,514,000623
Income before extraordinary items$9,559,000744
Extraordinary gains, net$05
Net income$9,559,000743
Minority interest net income$066
Net income of bank and minority interests.$9,559,000743
Net charge-offs$489,000724
Cash dividends$3,000,000778
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,559,000736
2018-06-30 (YTD Data)Rank
Total interest income$19,400,000780
Total interest expense$3,084,000703
Net interest income$16,316,000805
Provision for loan and lease losses$403,000970
Total noninterest income$3,371,000907
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,395,000459
Trading account gains and fees$0130
Additional Noninterest Income$1,976,000944
Total noninterest expense$11,506,000945
Salaries and employee benefits$7,000,000893
Premises and equipment expense$1,139,0001,054
Additional noninterest expense$3,367,000977
Pre-tax net operating income$7,778,000716
Securities gains (losses)$0961
Applicable income taxes$1,640,000625
Income before extraordinary items$6,138,000758
Extraordinary gains, net$06
Net income$6,138,000757
Minority interest net income$065
Net income of bank and minority interests.$6,138,000757
Net charge-offs$261,000804
Cash dividends$2,000,000757
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,138,000756
2018-03-31 (YTD Data)Rank
Total interest income$9,528,000788
Total interest expense$1,508,000677
Net interest income$8,020,000812
Provision for loan and lease losses$197,000962
Total noninterest income$1,779,000861
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$673,000474
Trading account gains and fees$0123
Additional Noninterest Income$1,106,000864
Total noninterest expense$5,681,000968
Salaries and employee benefits$3,444,000918
Premises and equipment expense$562,0001,073
Additional noninterest expense$1,675,000972
Pre-tax net operating income$3,921,000691
Securities gains (losses)$0735
Applicable income taxes$835,000601
Income before extraordinary items$3,086,000738
Extraordinary gains, net$07
Net income$3,086,000738
Minority interest net income$052
Net income of bank and minority interests.$3,086,000738
Net charge-offs$160,000654
Cash dividends$1,000,000704
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,086,000738
2017-12-31 (YTD Data)Rank
Total interest income$36,177,000783
Total interest expense$5,331,000641
Net interest income$30,846,000814
Provision for loan and lease losses$1,035,000861
Total noninterest income$5,851,0001,000
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,808,000466
Trading account gains and fees$0151
Additional Noninterest Income$3,043,0001,148
Total noninterest expense$21,532,000991
Salaries and employee benefits$12,592,000947
Premises and equipment expense$2,300,0001,030
Additional noninterest expense$6,640,000980
Pre-tax net operating income$14,130,000726
Securities gains (losses)$39,0001,002
Applicable income taxes$4,801,000681
Income before extraordinary items$9,368,000796
Extraordinary gains, net$09
Net income$9,368,000796
Minority interest net income$076
Net income of bank and minority interests.$9,368,000796
Net charge-offs$654,000921
Cash dividends$3,100,000996
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,342,260788
2017-09-30 (YTD Data)Rank
Total interest income$26,811,000793
Total interest expense$3,911,000641
Net interest income$22,900,000824
Provision for loan and lease losses$1,013,000681
Total noninterest income$4,409,0001,014
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,094,000472
Trading account gains and fees$0145
Additional Noninterest Income$2,315,0001,155
Total noninterest expense$15,751,0001,014
Salaries and employee benefits$9,263,000971
Premises and equipment expense$1,739,0001,030
Additional noninterest expense$4,749,0001,018
Pre-tax net operating income$10,545,000726
Securities gains (losses)$39,000989
Applicable income taxes$3,054,000675
Income before extraordinary items$7,530,000806
Extraordinary gains, net$09
Net income$7,530,000806
Minority interest net income$071
Net income of bank and minority interests.$7,530,000806
Net charge-offs$497,000816
Cash dividends$2,300,000929
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,502,310793
2017-06-30 (YTD Data)Rank
Total interest income$17,542,000807
Total interest expense$2,579,000632
Net interest income$14,963,000838
Provision for loan and lease losses$713,000652
Total noninterest income$2,856,0001,036
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,366,000473
Trading account gains and fees$0139
Additional Noninterest Income$1,490,0001,197
Total noninterest expense$10,404,0001,032
Salaries and employee benefits$6,090,000991
Premises and equipment expense$1,153,0001,035
Additional noninterest expense$3,161,0001,024
Pre-tax net operating income$6,702,000740
Securities gains (losses)$01,906
Applicable income taxes$1,892,000690
Income before extraordinary items$4,810,000827
Extraordinary gains, net$011
Net income$4,810,000826
Minority interest net income$071
Net income of bank and minority interests.$4,810,000827
Net charge-offs$291,000849
Cash dividends$1,500,000954
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,810,000815
2017-03-31 (YTD Data)Rank
Total interest income$8,558,000823
Total interest expense$1,280,000613
Net interest income$7,278,000853
Provision for loan and lease losses$375,000558
Total noninterest income$1,409,0001,039
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$679,000477
Trading account gains and fees$0142
Additional Noninterest Income$730,0001,197
Total noninterest expense$5,189,0001,044
Salaries and employee benefits$3,027,0001,006
Premises and equipment expense$575,0001,044
Additional noninterest expense$1,587,0001,012
Pre-tax net operating income$3,123,000776
Securities gains (losses)$01,153
Applicable income taxes$854,000734
Income before extraordinary items$2,269,000839
Extraordinary gains, net$08
Net income$2,269,000839
Minority interest net income$055
Net income of bank and minority interests.$2,269,000839
Net charge-offs$207,000585
Cash dividends$1,500,000511
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,269,000828
2016-12-31 (YTD Data)Rank
Total interest income$33,701,000802
Total interest expense$5,125,000587
Net interest income$28,576,000831
Provision for loan and lease losses$1,477,000657
Total noninterest income$5,968,0001,014
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,875,000464
Trading account gains and fees$0170
Additional Noninterest Income$3,093,0001,183
Total noninterest expense$20,460,0001,032
Salaries and employee benefits$11,580,0001,017
Premises and equipment expense$2,260,0001,048
Additional noninterest expense$6,620,000995
Pre-tax net operating income$12,607,000755
Securities gains (losses)$-8,0005,623
Applicable income taxes$3,411,000712
Income before extraordinary items$9,188,000823
Extraordinary gains, net$05
Net income$9,188,000823
Minority interest net income$082
Net income of bank and minority interests.$9,188,000822
Net charge-offs$800,000787
Cash dividends$2,660,0001,125
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,193,840801
2016-09-30 (YTD Data)Rank
Total interest income$25,044,000805
Total interest expense$3,844,000578
Net interest income$21,200,000831
Provision for loan and lease losses$1,122,000643
Total noninterest income$4,490,0001,011
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,135,000465
Trading account gains and fees$0169
Additional Noninterest Income$2,355,0001,176
Total noninterest expense$15,134,0001,041
Salaries and employee benefits$8,382,0001,045
Premises and equipment expense$1,677,0001,057
Additional noninterest expense$5,075,000973
Pre-tax net operating income$9,434,000750
Securities gains (losses)$-8,0005,790
Applicable income taxes$2,574,000728
Income before extraordinary items$6,852,000825
Extraordinary gains, net$05
Net income$6,852,000824
Minority interest net income$071
Net income of bank and minority interests.$6,852,000825
Net charge-offs$541,000750
Cash dividends$2,660,000838
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,857,840805
2016-06-30 (YTD Data)Rank
Total interest income$16,583,000808
Total interest expense$2,549,000578
Net interest income$14,034,000834
Provision for loan and lease losses$818,000591
Total noninterest income$2,998,000993
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,370,000476
Trading account gains and fees$0157
Additional Noninterest Income$1,628,0001,121
Total noninterest expense$9,995,0001,048
Salaries and employee benefits$5,508,0001,062
Premises and equipment expense$1,086,0001,092
Additional noninterest expense$3,401,000967
Pre-tax net operating income$6,219,000747
Securities gains (losses)$-8,0005,884
Applicable income taxes$1,693,000729
Income before extraordinary items$4,518,000820
Extraordinary gains, net$016
Net income$4,518,000819
Minority interest net income$071
Net income of bank and minority interests.$4,518,000819
Net charge-offs$335,000798
Cash dividends$1,359,0001,049
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,523,840795
2016-03-31 (YTD Data)Rank
Total interest income$8,281,000808
Total interest expense$1,275,000571
Net interest income$7,006,000836
Provision for loan and lease losses$514,000450
Total noninterest income$1,632,000905
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$660,000489
Trading account gains and fees$0142
Additional Noninterest Income$972,000950
Total noninterest expense$4,924,0001,067
Salaries and employee benefits$2,761,0001,071
Premises and equipment expense$534,0001,116
Additional noninterest expense$1,629,0001,000
Pre-tax net operating income$3,200,000716
Securities gains (losses)$-8,0005,967
Applicable income taxes$880,000694
Income before extraordinary items$2,312,000793
Extraordinary gains, net$012
Net income$2,312,000791
Minority interest net income$062
Net income of bank and minority interests.$2,312,000793
Net charge-offs$174,000732
Cash dividends$1,359,000579
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,317,760764
2015-12-31 (YTD Data)Rank
Total interest income$31,507,000818
Total interest expense$5,085,000538
Net interest income$26,422,000864
Provision for loan and lease losses$1,308,000640
Total noninterest income$5,371,0001,073
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,839,000467
Trading account gains and fees$0159
Additional Noninterest Income$2,532,0001,294
Total noninterest expense$18,890,0001,077
Salaries and employee benefits$10,864,0001,045
Premises and equipment expense$2,132,0001,113
Additional noninterest expense$5,894,0001,099
Pre-tax net operating income$11,595,000772
Securities gains (losses)$7,0002,729
Applicable income taxes$3,029,000745
Income before extraordinary items$8,573,000837
Extraordinary gains, net$023
Net income$8,573,000837
Minority interest net income$081
Net income of bank and minority interests.$8,573,000837
Net charge-offs$1,035,000668
Cash dividends$10,850,000364
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,567,820822
2015-09-30 (YTD Data)Rank
Total interest income$23,233,000835
Total interest expense$3,789,000546
Net interest income$19,444,000883
Provision for loan and lease losses$1,194,000510
Total noninterest income$3,996,0001,095
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,097,000475
Trading account gains and fees$0153
Additional Noninterest Income$1,899,0001,312
Total noninterest expense$13,701,0001,116
Salaries and employee benefits$7,733,0001,093
Premises and equipment expense$1,606,0001,127
Additional noninterest expense$4,362,0001,112
Pre-tax net operating income$8,545,000794
Securities gains (losses)$7,0002,511
Applicable income taxes$2,197,000788
Income before extraordinary items$6,355,000850
Extraordinary gains, net$021
Net income$6,355,000850
Minority interest net income$078
Net income of bank and minority interests.$6,355,000850
Net charge-offs$811,000592
Cash dividends$10,850,000265
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,349,820828
2015-06-30 (YTD Data)Rank
Total interest income$14,930,000863
Total interest expense$2,491,000555
Net interest income$12,439,000911
Provision for loan and lease losses$1,025,000423
Total noninterest income$2,560,0001,129
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,344,000485
Trading account gains and fees$0157
Additional Noninterest Income$1,216,0001,365
Total noninterest expense$8,826,0001,146
Salaries and employee benefits$4,987,0001,139
Premises and equipment expense$1,088,0001,109
Additional noninterest expense$2,751,0001,168
Pre-tax net operating income$5,148,000864
Securities gains (losses)$6,0002,180
Applicable income taxes$1,247,000875
Income before extraordinary items$3,907,000915
Extraordinary gains, net$022
Net income$3,907,000915
Minority interest net income$075
Net income of bank and minority interests.$3,907,000915
Net charge-offs$610,000541
Cash dividends$10,150,000215
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,902,440884
2015-03-31 (YTD Data)Rank
Total interest income$6,377,0001,019
Total interest expense$1,143,000613
Net interest income$5,234,0001,088
Provision for loan and lease losses$225,000816
Total noninterest income$1,121,0001,190
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$564,000566
Trading account gains and fees$0152
Additional Noninterest Income$557,0001,393
Total noninterest expense$3,608,0001,360
Salaries and employee benefits$2,077,0001,329
Premises and equipment expense$448,0001,337
Additional noninterest expense$1,083,0001,421
Pre-tax net operating income$2,522,000859
Securities gains (losses)$02,027
Applicable income taxes$603,000897
Income before extraordinary items$1,919,000898
Extraordinary gains, net$013
Net income$1,919,000898
Minority interest net income$064
Net income of bank and minority interests.$1,919,000898
Net charge-offs$198,000736
Cash dividends$10,150,000124
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,919,000868
2014-12-31 (YTD Data)Rank
Total interest income$25,783,000993
Total interest expense$4,688,000611
Net interest income$21,095,0001,067
Provision for loan and lease losses$806,0001,016
Total noninterest income$4,407,0001,197
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,671,000514
Trading account gains and fees$0180
Additional Noninterest Income$1,736,0001,624
Total noninterest expense$15,099,0001,304
Salaries and employee benefits$8,292,0001,286
Premises and equipment expense$1,913,0001,251
Additional noninterest expense$4,894,0001,320
Pre-tax net operating income$9,597,000861
Securities gains (losses)$87,0001,360
Applicable income taxes$2,283,000892
Income before extraordinary items$7,401,000899
Extraordinary gains, net$017
Net income$7,401,000898
Minority interest net income$084
Net income of bank and minority interests.$7,401,000898
Net charge-offs$791,0001,078
Cash dividends$1,145,0001,882
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,334,880886
2014-09-30 (YTD Data)Rank
Total interest income$19,161,0001,007
Total interest expense$3,530,000618
Net interest income$15,631,0001,084
Provision for loan and lease losses$719,000877
Total noninterest income$3,268,0001,210
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,027,000511
Trading account gains and fees$0174
Additional Noninterest Income$1,241,0001,674
Total noninterest expense$11,261,0001,323
Salaries and employee benefits$6,179,0001,294
Premises and equipment expense$1,421,0001,270
Additional noninterest expense$3,661,0001,322
Pre-tax net operating income$6,919,000915
Securities gains (losses)$87,0001,088
Applicable income taxes$1,606,000950
Income before extraordinary items$5,400,000920
Extraordinary gains, net$015
Net income$5,400,000919
Minority interest net income$081
Net income of bank and minority interests.$5,400,000919
Net charge-offs$465,0001,214
Cash dividends$1,145,0001,412
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,333,010911
2014-06-30 (YTD Data)Rank
Total interest income$12,624,0001,007
Total interest expense$2,365,000619
Net interest income$10,259,0001,090
Provision for loan and lease losses$642,000684
Total noninterest income$2,057,0001,261
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,331,000507
Trading account gains and fees$0172
Additional Noninterest Income$726,0001,816
Total noninterest expense$7,200,0001,362
Salaries and employee benefits$4,103,0001,296
Premises and equipment expense$937,0001,284
Additional noninterest expense$2,160,0001,463
Pre-tax net operating income$4,474,000915
Securities gains (losses)$02,580
Applicable income taxes$995,000970
Income before extraordinary items$3,479,000934
Extraordinary gains, net$020
Net income$3,479,000934
Minority interest net income$080
Net income of bank and minority interests.$3,479,000934
Net charge-offs$34,0003,085
Cash dividends$435,0001,963
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,479,000913
2014-03-31 (YTD Data)Rank
Total interest income$6,229,0001,026
Total interest expense$1,207,000610
Net interest income$5,022,0001,112
Provision for loan and lease losses$394,000552
Total noninterest income$1,060,0001,192
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$642,000518
Trading account gains and fees$0147
Additional Noninterest Income$418,0001,599
Total noninterest expense$3,625,0001,367
Salaries and employee benefits$2,085,0001,305
Premises and equipment expense$468,0001,317
Additional noninterest expense$1,072,0001,465
Pre-tax net operating income$2,063,000947
Securities gains (losses)$01,715
Applicable income taxes$434,0001,030
Income before extraordinary items$1,629,000959
Extraordinary gains, net$016
Net income$1,629,000959
Minority interest net income$066
Net income of bank and minority interests.$1,629,000960
Net charge-offs$134,0001,187
Cash dividends$435,0001,150
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,629,000942
2013-12-31 (YTD Data)Rank
Total interest income$24,712,0001,023
Total interest expense$5,423,000598
Net interest income$19,289,0001,139
Provision for loan and lease losses$2,246,000569
Total noninterest income$4,572,0001,213
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,715,000512
Trading account gains and fees$0184
Additional Noninterest Income$1,857,0001,602
Total noninterest expense$15,016,0001,321
Salaries and employee benefits$8,046,0001,323
Premises and equipment expense$1,911,0001,235
Additional noninterest expense$5,059,0001,325
Pre-tax net operating income$6,599,0001,120
Securities gains (losses)$03,182
Applicable income taxes$1,184,0001,315
Income before extraordinary items$5,415,0001,145
Extraordinary gains, net$029
Net income$5,415,0001,147
Minority interest net income$090
Net income of bank and minority interests.$5,415,0001,148
Net charge-offs$1,936,000765
Cash dividends$1,020,0001,897
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,415,0001,116
2013-09-30 (YTD Data)Rank
Total interest income$13,809,0001,387
Total interest expense$3,053,000860
Net interest income$10,756,0001,517
Provision for loan and lease losses$918,000938
Total noninterest income$3,066,0001,331
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,652,000627
Trading account gains and fees$0180
Additional Noninterest Income$1,414,0001,621
Total noninterest expense$8,671,0001,675
Salaries and employee benefits$4,833,0001,618
Premises and equipment expense$1,075,0001,650
Additional noninterest expense$2,763,0001,718
Pre-tax net operating income$4,233,0001,325
Securities gains (losses)$03,040
Applicable income taxes$806,0001,439
Income before extraordinary items$3,427,0001,325
Extraordinary gains, net$025
Net income$3,427,0001,327
Minority interest net income$084
Net income of bank and minority interests.$3,427,0001,327
Net charge-offs$625,0001,388
Cash dividends$530,0002,041
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,427,0001,302
2013-06-30 (YTD Data)Rank
Total interest income$9,215,0001,378
Total interest expense$2,057,000872
Net interest income$7,158,0001,505
Provision for loan and lease losses$611,000978
Total noninterest income$1,961,0001,370
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,073,000631
Trading account gains and fees$0157
Additional Noninterest Income$888,0001,731
Total noninterest expense$5,763,0001,669
Salaries and employee benefits$3,253,0001,601
Premises and equipment expense$702,0001,684
Additional noninterest expense$1,808,0001,749
Pre-tax net operating income$2,745,0001,332
Securities gains (losses)$02,791
Applicable income taxes$514,0001,489
Income before extraordinary items$2,231,0001,362
Extraordinary gains, net$022
Net income$2,231,0001,364
Minority interest net income$082
Net income of bank and minority interests.$2,231,0001,364
Net charge-offs$186,0002,170
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,231,0001,297
2013-03-31 (YTD Data)Rank
Total interest income$4,586,0001,391
Total interest expense$1,039,000891
Net interest income$3,547,0001,532
Provision for loan and lease losses$311,000959
Total noninterest income$920,0001,430
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$521,000637
Trading account gains and fees$0148
Additional Noninterest Income$399,0001,867
Total noninterest expense$2,926,0001,657
Salaries and employee benefits$1,679,0001,569
Premises and equipment expense$345,0001,737
Additional noninterest expense$902,0001,767
Pre-tax net operating income$1,230,0001,440
Securities gains (losses)$01,966
Applicable income taxes$211,0001,653
Income before extraordinary items$1,019,0001,453
Extraordinary gains, net$010
Net income$1,019,0001,455
Minority interest net income$076
Net income of bank and minority interests.$1,019,0001,455
Net charge-offs$74,0002,130
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,019,0001,397
2012-12-31 (YTD Data)Rank
Total interest income$18,809,0001,415
Total interest expense$4,426,0001,027
Net interest income$14,383,0001,531
Provision for loan and lease losses$1,266,0001,498
Total noninterest income$4,071,0001,314
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,352,000605
Trading account gains and fees$0166
Additional Noninterest Income$1,719,0001,696
Total noninterest expense$11,180,0001,725
Salaries and employee benefits$6,283,0001,609
Premises and equipment expense$1,332,0001,775
Additional noninterest expense$3,565,0001,848
Pre-tax net operating income$6,008,0001,175
Securities gains (losses)$9,0003,408
Applicable income taxes$1,225,0001,274
Income before extraordinary items$4,792,0001,229
Extraordinary gains, net$029
Net income$4,792,0001,231
Minority interest net income$093
Net income of bank and minority interests.$4,792,0001,230
Net charge-offs$425,0002,864
Cash dividends$2,070,0001,178
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,784,8001,172
2012-09-30 (YTD Data)Rank
Total interest income$14,094,0001,439
Total interest expense$3,343,0001,067
Net interest income$10,751,0001,545
Provision for loan and lease losses$931,0001,515
Total noninterest income$3,029,0001,327
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,758,000611
Trading account gains and fees$0157
Additional Noninterest Income$1,271,0001,715
Total noninterest expense$8,399,0001,726
Salaries and employee benefits$4,804,0001,572
Premises and equipment expense$1,009,0001,760
Additional noninterest expense$2,586,0001,913
Pre-tax net operating income$4,450,0001,204
Securities gains (losses)$9,0003,149
Applicable income taxes$892,0001,340
Income before extraordinary items$3,567,0001,265
Extraordinary gains, net$020
Net income$3,567,0001,267
Minority interest net income$086
Net income of bank and minority interests.$3,567,0001,266
Net charge-offs$315,0002,756
Cash dividends$790,0001,553
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,559,8001,194
2012-06-30 (YTD Data)Rank
Total interest income$9,354,0001,457
Total interest expense$2,225,0001,102
Net interest income$7,129,0001,561
Provision for loan and lease losses$612,0001,549
Total noninterest income$1,998,0001,329
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,160,000611
Trading account gains and fees$0153
Additional Noninterest Income$838,0001,706
Total noninterest expense$5,574,0001,741
Salaries and employee benefits$3,212,0001,572
Premises and equipment expense$655,0001,816
Additional noninterest expense$1,707,0001,936
Pre-tax net operating income$2,941,0001,213
Securities gains (losses)$9,0002,752
Applicable income taxes$582,0001,352
Income before extraordinary items$2,368,0001,259
Extraordinary gains, net$019
Net income$2,368,0001,259
Minority interest net income$084
Net income of bank and minority interests.$2,368,0001,259
Net charge-offs$230,0002,597
Cash dividends$380,0001,906
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,360,8001,189
2012-03-31 (YTD Data)Rank
Total interest income$4,607,0001,496
Total interest expense$1,118,0001,132
Net interest income$3,489,0001,600
Provision for loan and lease losses$306,0001,481
Total noninterest income$972,0001,351
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$552,000650
Trading account gains and fees$0148
Additional Noninterest Income$420,0001,693
Total noninterest expense$2,787,0001,732
Salaries and employee benefits$1,625,0001,553
Premises and equipment expense$328,0001,806
Additional noninterest expense$834,0001,966
Pre-tax net operating income$1,368,0001,278
Securities gains (losses)$02,210
Applicable income taxes$249,0001,494
Income before extraordinary items$1,119,0001,294
Extraordinary gains, net$019
Net income$1,119,0001,295
Minority interest net income$078
Net income of bank and minority interests.$1,119,0001,295
Net charge-offs$150,0002,085
Cash dividends$380,0001,107
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,119,0001,228
2011-12-31 (YTD Data)Rank
Total interest income$18,757,0001,520
Total interest expense$4,925,0001,224
Net interest income$13,832,0001,604
Provision for loan and lease losses$1,073,0002,319
Total noninterest income$3,652,0001,311
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,340,000629
Trading account gains and fees$0146
Additional Noninterest Income$1,312,0001,786
Total noninterest expense$10,626,0001,815
Salaries and employee benefits$6,212,0001,575
Premises and equipment expense$1,320,0001,885
Additional noninterest expense$3,094,0002,150
Pre-tax net operating income$5,785,0001,036
Securities gains (losses)$-116,0007,096
Applicable income taxes$1,032,0001,315
Income before extraordinary items$4,637,0001,071
Extraordinary gains, net$029
Net income$4,637,0001,071
Minority interest net income$096
Net income of bank and minority interests.$4,637,0001,071
Net charge-offs$780,0002,672
Cash dividends$2,170,000898
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,732,1201,011
2011-09-30 (YTD Data)Rank
Total interest income$14,225,0001,520
Total interest expense$3,778,0001,257
Net interest income$10,447,0001,610
Provision for loan and lease losses$790,0002,286
Total noninterest income$2,663,0001,334
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,721,000646
Trading account gains and fees$0145
Additional Noninterest Income$942,0001,834
Total noninterest expense$7,823,0001,842
Salaries and employee benefits$4,710,0001,571
Premises and equipment expense$968,0001,932
Additional noninterest expense$2,145,0002,309
Pre-tax net operating income$4,497,0001,035
Securities gains (losses)$-116,0007,238
Applicable income taxes$816,0001,270
Income before extraordinary items$3,565,0001,073
Extraordinary gains, net$021
Net income$3,565,0001,073
Minority interest net income$087
Net income of bank and minority interests.$3,565,0001,073
Net charge-offs$633,0002,406
Cash dividends$2,170,000600
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,658,9601,006
2011-06-30 (YTD Data)Rank
Total interest income$9,498,0001,532
Total interest expense$2,561,0001,284
Net interest income$6,937,0001,622
Provision for loan and lease losses$519,0002,266
Total noninterest income$1,689,0001,370
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,072,000687
Trading account gains and fees$0153
Additional Noninterest Income$617,0001,837
Total noninterest expense$5,214,0001,859
Salaries and employee benefits$3,095,0001,598
Premises and equipment expense$633,0001,992
Additional noninterest expense$1,486,0002,259
Pre-tax net operating income$2,893,0001,044
Securities gains (losses)$02,914
Applicable income taxes$528,0001,265
Income before extraordinary items$2,365,0001,052
Extraordinary gains, net$015
Net income$2,365,0001,050
Minority interest net income$089
Net income of bank and minority interests.$2,365,0001,052
Net charge-offs$135,0003,528
Cash dividends$1,800,000466
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,365,0001,016
2011-03-31 (YTD Data)Rank
Total interest income$4,735,0001,548
Total interest expense$1,308,0001,303
Net interest income$3,427,0001,634
Provision for loan and lease losses$264,0002,121
Total noninterest income$755,0001,478
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$503,000709
Trading account gains and fees$0158
Additional Noninterest Income$252,0002,137
Total noninterest expense$2,625,0001,864
Salaries and employee benefits$1,531,0001,626
Premises and equipment expense$320,0002,010
Additional noninterest expense$774,0002,170
Pre-tax net operating income$1,293,0001,129
Securities gains (losses)$01,772
Applicable income taxes$203,0001,493
Income before extraordinary items$1,090,0001,129
Extraordinary gains, net$09
Net income$1,090,0001,129
Minority interest net income$086
Net income of bank and minority interests.$1,090,0001,129
Net charge-offs$73,0003,036
Cash dividends$1,800,000229
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,090,0001,100
2010-12-31 (YTD Data)Rank
Total interest income$19,022,0001,606
Total interest expense$6,141,0001,351
Net interest income$12,881,0001,720
Provision for loan and lease losses$1,485,0002,486
Total noninterest income$3,659,0001,350
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,288,000653
Trading account gains and fees$0175
Additional Noninterest Income$1,371,0001,788
Total noninterest expense$10,299,0001,902
Salaries and employee benefits$5,847,0001,667
Premises and equipment expense$1,334,0001,919
Additional noninterest expense$3,118,0002,218
Pre-tax net operating income$4,756,0001,075
Securities gains (losses)$03,793
Applicable income taxes$807,0001,428
Income before extraordinary items$3,949,0001,102
Extraordinary gains, net$029
Net income$3,949,0001,103
Minority interest net income$0111
Net income of bank and minority interests.$3,949,0001,105
Net charge-offs$1,072,0002,589
Cash dividends$350,0002,773
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,949,0001,050
2010-09-30 (YTD Data)Rank
Total interest income$14,164,0001,648
Total interest expense$4,704,0001,378
Net interest income$9,460,0001,779
Provision for loan and lease losses$1,125,0002,350
Total noninterest income$2,734,0001,334
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,718,000666
Trading account gains and fees$0165
Additional Noninterest Income$1,016,0001,780
Total noninterest expense$7,626,0001,915
Salaries and employee benefits$4,329,0001,692
Premises and equipment expense$993,0001,953
Additional noninterest expense$2,304,0002,223
Pre-tax net operating income$3,443,0001,161
Securities gains (losses)$03,651
Applicable income taxes$597,0001,474
Income before extraordinary items$2,846,0001,185
Extraordinary gains, net$023
Net income$2,846,0001,189
Minority interest net income$0110
Net income of bank and minority interests.$2,846,0001,189
Net charge-offs$472,0003,157
Cash dividends$350,0002,185
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,846,0001,129
2010-06-30 (YTD Data)Rank
Total interest income$9,383,0001,678
Total interest expense$3,187,0001,412
Net interest income$6,196,0001,807
Provision for loan and lease losses$825,0002,153
Total noninterest income$1,733,0001,364
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,110,000690
Trading account gains and fees$0152
Additional Noninterest Income$623,0001,814
Total noninterest expense$5,079,0001,937
Salaries and employee benefits$2,868,0001,716
Premises and equipment expense$671,0001,938
Additional noninterest expense$1,540,0002,209
Pre-tax net operating income$2,025,0001,289
Securities gains (losses)$03,184
Applicable income taxes$308,0001,713
Income before extraordinary items$1,717,0001,289
Extraordinary gains, net$019
Net income$1,717,0001,290
Minority interest net income$0105
Net income of bank and minority interests.$1,717,0001,290
Net charge-offs$287,0003,104
Cash dividends$350,0001,736
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,717,0001,244
2010-03-31 (YTD Data)Rank
Total interest income$4,617,0001,743
Total interest expense$1,604,0001,471
Net interest income$3,013,0001,882
Provision for loan and lease losses$645,0001,555
Total noninterest income$822,0001,414
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$533,000724
Trading account gains and fees$0175
Additional Noninterest Income$289,0001,881
Total noninterest expense$2,542,0001,950
Salaries and employee benefits$1,419,0001,762
Premises and equipment expense$350,0001,922
Additional noninterest expense$773,0002,196
Pre-tax net operating income$648,0001,971
Securities gains (losses)$02,284
Applicable income taxes$-56,0007,349
Income before extraordinary items$704,0001,550
Extraordinary gains, net$016
Net income$704,0001,552
Minority interest net income$091
Net income of bank and minority interests.$704,0001,552
Net charge-offs$154,0002,690
Cash dividends$350,000951
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$704,0001,492
2009-12-31 (YTD Data)Rank
Total interest income$16,764,0002,027
Total interest expense$6,269,0001,856
Net interest income$10,495,0002,093
Provision for loan and lease losses$1,095,0003,366
Total noninterest income$3,044,0001,597
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,314,000731
Trading account gains and fees$0211
Additional Noninterest Income$730,0002,595
Total noninterest expense$9,265,0002,152
Salaries and employee benefits$5,013,0001,965
Premises and equipment expense$1,397,0001,921
Additional noninterest expense$2,855,0002,454
Pre-tax net operating income$3,179,0001,259
Securities gains (losses)$-534,0007,604
Applicable income taxes$349,0001,891
Income before extraordinary items$2,296,0001,451
Extraordinary gains, net$034
Net income$2,296,0001,449
Minority interest net income$0115
Net income of bank and minority interests.$2,296,0001,450
Net charge-offs$666,0003,418
Cash dividends$650,0002,206
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,760,5801,197
2009-09-30 (YTD Data)Rank
Total interest income$12,374,0002,094
Total interest expense$4,689,0001,938
Net interest income$7,685,0002,137
Provision for loan and lease losses$591,0003,557
Total noninterest income$2,250,0001,629
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,747,000718
Trading account gains and fees$0212
Additional Noninterest Income$503,0002,806
Total noninterest expense$6,766,0002,202
Salaries and employee benefits$3,828,0001,940
Premises and equipment expense$1,055,0001,932
Additional noninterest expense$1,883,0002,701
Pre-tax net operating income$2,578,0001,250
Securities gains (losses)$-534,0007,764
Applicable income taxes$352,0001,761
Income before extraordinary items$1,692,0001,586
Extraordinary gains, net$027
Net income$1,692,0001,584
Minority interest net income$0118
Net income of bank and minority interests.$1,692,0001,586
Net charge-offs$340,0003,538
Cash dividends$650,0001,695
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,135,2201,233
2009-06-30 (YTD Data)Rank
Total interest income$8,193,0002,146
Total interest expense$3,165,0002,006
Net interest income$5,028,0002,178
Provision for loan and lease losses$392,0003,310
Total noninterest income$1,478,0001,676
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,146,000719
Trading account gains and fees$0193
Additional Noninterest Income$332,0002,828
Total noninterest expense$4,485,0002,235
Salaries and employee benefits$2,534,0001,988
Premises and equipment expense$696,0001,974
Additional noninterest expense$1,255,0002,715
Pre-tax net operating income$1,629,0001,403
Securities gains (losses)$-534,0007,932
Applicable income taxes$214,0001,890
Income before extraordinary items$881,0002,071
Extraordinary gains, net$021
Net income$881,0002,068
Minority interest net income$0112
Net income of bank and minority interests.$881,0002,070
Net charge-offs$224,0003,293
Cash dividends$325,0002,106
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,308,2001,401
2009-03-31 (YTD Data)Rank
Total interest income$4,114,0002,158
Total interest expense$1,599,0002,054
Net interest income$2,515,0002,183
Provision for loan and lease losses$192,0002,919
Total noninterest income$696,0001,701
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$546,000734
Trading account gains and fees$0171
Additional Noninterest Income$150,0002,961
Total noninterest expense$2,155,0002,266
Salaries and employee benefits$1,266,0002,027
Premises and equipment expense$349,0002,006
Additional noninterest expense$540,0002,821
Pre-tax net operating income$864,0001,491
Securities gains (losses)$8,0001,969
Applicable income taxes$137,0001,859
Income before extraordinary items$735,0001,477
Extraordinary gains, net$015
Net income$735,0001,479
Minority interest net income$0102
Net income of bank and minority interests.$735,0001,479
Net charge-offs$133,0002,543
Cash dividends$325,0001,283
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$728,2801,416
2008-12-31 (YTD Data)Rank
Total interest income$18,644,0002,044
Total interest expense$8,164,0001,930
Net interest income$10,480,0002,118
Provision for loan and lease losses$836,0002,970
Total noninterest income$3,131,0001,510
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,572,000672
Trading account gains and fees$0154
Additional Noninterest Income$559,0003,004
Total noninterest expense$8,704,0002,194
Salaries and employee benefits$5,082,0001,984
Premises and equipment expense$1,387,0001,966
Additional noninterest expense$2,235,0002,584
Pre-tax net operating income$4,071,0001,346
Securities gains (losses)$7,0002,644
Applicable income taxes$811,0001,387
Income before extraordinary items$3,267,0001,266
Extraordinary gains, net$039
Net income$3,267,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$706,0002,352
Cash dividends$299,0004,115
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,261,4001,346
2008-09-30 (YTD Data)Rank
Total interest income$14,078,0002,078
Total interest expense$6,346,0001,941
Net interest income$7,732,0002,169
Provision for loan and lease losses$585,0002,514
Total noninterest income$2,328,0001,582
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,920,000684
Trading account gains and fees$0148
Additional Noninterest Income$408,0003,148
Total noninterest expense$6,348,0002,255
Salaries and employee benefits$3,769,0002,042
Premises and equipment expense$1,042,0001,962
Additional noninterest expense$1,537,0002,720
Pre-tax net operating income$3,127,0001,564
Securities gains (losses)$7,0002,502
Applicable income taxes$657,0001,597
Income before extraordinary items$2,477,0001,471
Extraordinary gains, net$031
Net income$2,477,0001,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$495,0001,969
Cash dividends$299,0003,443
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,471,4701,549
2008-06-30 (YTD Data)Rank
Total interest income$9,410,0002,098
Total interest expense$4,379,0001,973
Net interest income$5,031,0002,211
Provision for loan and lease losses$274,0002,686
Total noninterest income$1,520,0001,629
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,234,000701
Trading account gains and fees$0149
Additional Noninterest Income$286,0003,115
Total noninterest expense$4,163,0002,298
Salaries and employee benefits$2,475,0002,100
Premises and equipment expense$693,0001,959
Additional noninterest expense$995,0002,756
Pre-tax net operating income$2,114,0001,607
Securities gains (losses)$5,0002,725
Applicable income taxes$466,0001,685
Income before extraordinary items$1,653,0001,637
Extraordinary gains, net$021
Net income$1,653,0001,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,179
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,649,1001,615
2008-03-31 (YTD Data)Rank
Total interest income$4,741,0002,134
Total interest expense$2,277,0002,022
Net interest income$2,464,0002,248
Provision for loan and lease losses$137,0002,296
Total noninterest income$698,0001,758
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$599,000723
Trading account gains and fees$0158
Additional Noninterest Income$99,0003,788
Total noninterest expense$2,097,0002,273
Salaries and employee benefits$1,226,0002,137
Premises and equipment expense$350,0001,948
Additional noninterest expense$521,0002,624
Pre-tax net operating income$928,0001,912
Securities gains (losses)$2,0002,447
Applicable income taxes$203,0001,943
Income before extraordinary items$727,0001,966
Extraordinary gains, net$015
Net income$727,0001,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,694
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$725,4401,906
2007-12-31 (YTD Data)Rank
Total interest income$18,458,0002,229
Total interest expense$9,237,0002,069
Net interest income$9,221,0002,406
Provision for loan and lease losses$369,0002,822
Total noninterest income$3,096,0001,599
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,509,000708
Trading account gains and fees$0178
Additional Noninterest Income$587,0003,039
Total noninterest expense$8,142,0002,249
Salaries and employee benefits$4,688,0002,150
Premises and equipment expense$1,416,0001,854
Additional noninterest expense$2,038,0002,628
Pre-tax net operating income$3,806,0002,060
Securities gains (losses)$-8,0007,514
Applicable income taxes$868,0002,037
Income before extraordinary items$2,930,0002,090
Extraordinary gains, net$039
Net income$2,930,0002,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0002,122
Cash dividends$4,310,000848
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,936,1602,073
2007-09-30 (YTD Data)Rank
Total interest income$13,655,0002,273
Total interest expense$6,893,0002,075
Net interest income$6,762,0002,467
Provision for loan and lease losses$210,0002,918
Total noninterest income$2,241,0001,648
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,833,000710
Trading account gains and fees$0184
Additional Noninterest Income$408,0003,170
Total noninterest expense$6,134,0002,213
Salaries and employee benefits$3,580,0002,114
Premises and equipment expense$1,082,0001,816
Additional noninterest expense$1,472,0002,662
Pre-tax net operating income$2,659,0002,323
Securities gains (losses)$-8,0007,721
Applicable income taxes$613,0002,254
Income before extraordinary items$2,038,0002,327
Extraordinary gains, net$033
Net income$2,038,0002,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0001,563
Cash dividends$310,0003,571
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,044,1602,307
2007-06-30 (YTD Data)Rank
Total interest income$8,975,0002,320
Total interest expense$4,529,0002,102
Net interest income$4,446,0002,515
Provision for loan and lease losses$134,0002,829
Total noninterest income$1,463,0001,701
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,193,000732
Trading account gains and fees$0168
Additional Noninterest Income$270,0003,190
Total noninterest expense$4,108,0002,229
Salaries and employee benefits$2,374,0002,159
Premises and equipment expense$724,0001,817
Additional noninterest expense$1,010,0002,604
Pre-tax net operating income$1,667,0002,497
Securities gains (losses)$-4,0007,813
Applicable income taxes$370,0002,478
Income before extraordinary items$1,293,0002,495
Extraordinary gains, net$029
Net income$1,293,0002,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0001,733
Cash dividends$310,0003,070
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,296,1202,476
2007-03-31 (YTD Data)Rank
Total interest income$4,405,0002,358
Total interest expense$2,208,0002,138
Net interest income$2,197,0002,545
Provision for loan and lease losses$65,0002,671
Total noninterest income$713,0001,715
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$558,000753
Trading account gains and fees$0195
Additional Noninterest Income$155,0002,950
Total noninterest expense$2,111,0002,191
Salaries and employee benefits$1,185,0002,168
Premises and equipment expense$367,0001,813
Additional noninterest expense$559,0002,360
Pre-tax net operating income$734,0002,712
Securities gains (losses)$-2,0008,059
Applicable income taxes$157,0002,697
Income before extraordinary items$575,0002,725
Extraordinary gains, net$022
Net income$575,0002,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0001,624
Cash dividends$310,0001,941
Sale, conversion, retirement of capital stock, net$0885
Net operating income$576,5802,709
2006-12-31 (YTD Data)Rank
Total interest income$16,364,0002,375
Total interest expense$7,350,0002,198
Net interest income$9,014,0002,507
Provision for loan and lease losses$367,0002,424
Total noninterest income$2,998,0001,637
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,387,000741
Trading account gains and fees$0130
Additional Noninterest Income$611,0002,983
Total noninterest expense$8,015,0002,208
Salaries and employee benefits$4,518,0002,166
Premises and equipment expense$1,362,0001,848
Additional noninterest expense$2,135,0002,412
Pre-tax net operating income$3,630,0002,408
Securities gains (losses)$-2,0006,862
Applicable income taxes$853,0002,390
Income before extraordinary items$2,775,0002,409
Extraordinary gains, net$051
Net income$2,775,0002,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,637
Cash dividends$580,0003,512
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,776,5202,387
2006-09-30 (YTD Data)Rank
Total interest income$11,993,0002,410
Total interest expense$5,227,0002,238
Net interest income$6,766,0002,535
Provision for loan and lease losses$295,0002,188
Total noninterest income$2,200,0001,680
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,786,000750
Trading account gains and fees$0126
Additional Noninterest Income$414,0003,160
Total noninterest expense$5,926,0002,226
Salaries and employee benefits$3,430,0002,145
Premises and equipment expense$897,0002,093
Additional noninterest expense$1,599,0002,413
Pre-tax net operating income$2,745,0002,478
Securities gains (losses)$-3,0007,275
Applicable income taxes$688,0002,402
Income before extraordinary items$2,054,0002,507
Extraordinary gains, net$045
Net income$2,054,0002,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0001,547
Cash dividends$580,0002,734
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,056,2502,492
2006-06-30 (YTD Data)Rank
Total interest income$7,794,0002,428
Total interest expense$3,259,0002,279
Net interest income$4,535,0002,518
Provision for loan and lease losses$172,0002,383
Total noninterest income$1,386,0001,743
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,106,000795
Trading account gains and fees$0126
Additional Noninterest Income$280,0003,139
Total noninterest expense$3,882,0002,276
Salaries and employee benefits$2,268,0002,167
Premises and equipment expense$650,0001,940
Additional noninterest expense$964,0002,653
Pre-tax net operating income$1,867,0002,446
Securities gains (losses)$-3,0007,591
Applicable income taxes$493,0002,333
Income before extraordinary items$1,371,0002,514
Extraordinary gains, net$039
Net income$1,371,0002,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,468
Cash dividends$290,0003,200
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,373,2202,493
2006-03-31 (YTD Data)Rank
Total interest income$3,755,0002,463
Total interest expense$1,547,0002,276
Net interest income$2,208,0002,560
Provision for loan and lease losses$42,0003,489
Total noninterest income$602,0001,931
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$457,000928
Trading account gains and fees$0115
Additional Noninterest Income$145,0003,030
Total noninterest expense$1,945,0002,285
Salaries and employee benefits$1,129,0002,182
Premises and equipment expense$313,0002,018
Additional noninterest expense$503,0002,526
Pre-tax net operating income$823,0002,649
Securities gains (losses)$-2,0007,972
Applicable income taxes$198,0002,619
Income before extraordinary items$623,0002,668
Extraordinary gains, net$021
Net income$623,0002,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0001,969
Cash dividends$290,0002,010
Sale, conversion, retirement of capital stock, net$0648
Net operating income$624,5202,645
2005-12-31 (YTD Data)Rank
Total interest income$14,247,0002,315
Total interest expense$4,931,0002,221
Net interest income$9,316,0002,373
Provision for loan and lease losses$72,0005,255
Total noninterest income$2,309,0001,992
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,876,000922
Trading account gains and fees$0138
Additional Noninterest Income$433,0003,644
Total noninterest expense$7,667,0002,179
Salaries and employee benefits$4,489,0002,048
Premises and equipment expense$1,131,0002,125
Additional noninterest expense$2,047,0002,432
Pre-tax net operating income$3,886,0002,272
Securities gains (losses)$7,0001,594
Applicable income taxes$978,0002,294
Income before extraordinary items$2,915,0002,310
Extraordinary gains, net$046
Net income$2,915,0002,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0002,044
Cash dividends$500,0003,617
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,909,7502,280
2005-09-30 (YTD Data)Rank
Total interest income$10,526,0002,308
Total interest expense$3,517,0002,207
Net interest income$7,009,0002,345
Provision for loan and lease losses$64,0004,896
Total noninterest income$1,690,0002,022
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,371,000951
Trading account gains and fees$0126
Additional Noninterest Income$319,0003,702
Total noninterest expense$5,579,0002,219
Salaries and employee benefits$3,350,0002,037
Premises and equipment expense$809,0002,210
Additional noninterest expense$1,420,0002,591
Pre-tax net operating income$3,056,0002,198
Securities gains (losses)$6,0001,641
Applicable income taxes$823,0002,161
Income before extraordinary items$2,239,0002,269
Extraordinary gains, net$035
Net income$2,239,0002,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0001,990
Cash dividends$500,0002,773
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,234,6202,238
2005-06-30 (YTD Data)Rank
Total interest income$6,906,0002,289
Total interest expense$2,231,0002,203
Net interest income$4,675,0002,315
Provision for loan and lease losses$63,0004,070
Total noninterest income$1,060,0002,088
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$860,000994
Trading account gains and fees$0116
Additional Noninterest Income$200,0003,763
Total noninterest expense$3,717,0002,208
Salaries and employee benefits$2,222,0002,036
Premises and equipment expense$524,0002,247
Additional noninterest expense$971,0002,513
Pre-tax net operating income$1,955,0002,228
Securities gains (losses)$7,0001,472
Applicable income taxes$530,0002,182
Income before extraordinary items$1,432,0002,308
Extraordinary gains, net$030
Net income$1,432,0002,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,019
Cash dividends$250,0003,195
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,426,8902,282
2005-03-31 (YTD Data)Rank
Total interest income$3,393,0002,274
Total interest expense$1,067,0002,200
Net interest income$2,326,0002,311
Provision for loan and lease losses$61,0002,818
Total noninterest income$487,0002,174
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$384,0001,090
Trading account gains and fees$0115
Additional Noninterest Income$103,0003,676
Total noninterest expense$1,848,0002,241
Salaries and employee benefits$1,127,0002,025
Premises and equipment expense$249,0002,366
Additional noninterest expense$472,0002,573
Pre-tax net operating income$904,0002,345
Securities gains (losses)$3,0001,324
Applicable income taxes$255,0002,240
Income before extraordinary items$652,0002,446
Extraordinary gains, net$024
Net income$652,0002,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0001,985
Cash dividends$250,0001,945
Sale, conversion, retirement of capital stock, net$0491
Net operating income$649,8402,411
2004-12-31 (YTD Data)Rank
Total interest income$13,667,0002,090
Total interest expense$3,829,0002,128
Net interest income$9,838,0002,064
Provision for loan and lease losses$351,0002,625
Total noninterest income$1,978,0002,214
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,610,0001,109
Trading account gains and fees$0138
Additional Noninterest Income$368,0003,871
Total noninterest expense$7,305,0002,179
Salaries and employee benefits$4,352,0002,001
Premises and equipment expense$843,0002,663
Additional noninterest expense$2,110,0002,305
Pre-tax net operating income$4,160,0001,993
Securities gains (losses)$41,0001,887
Applicable income taxes$1,236,0001,861
Income before extraordinary items$2,965,0002,098
Extraordinary gains, net$034
Net income$2,965,0002,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,413
Cash dividends$5,950,000537
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,935,8902,072
2004-09-30 (YTD Data)Rank
Total interest income$10,227,0002,049
Total interest expense$2,819,0002,127
Net interest income$7,408,0002,035
Provision for loan and lease losses$277,0002,394
Total noninterest income$1,498,0002,213
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,208,0001,111
Trading account gains and fees$0134
Additional Noninterest Income$290,0003,788
Total noninterest expense$5,503,0002,159
Salaries and employee benefits$3,255,0001,997
Premises and equipment expense$637,0002,638
Additional noninterest expense$1,611,0002,245
Pre-tax net operating income$3,126,0002,001
Securities gains (losses)$42,0001,794
Applicable income taxes$912,0001,926
Income before extraordinary items$2,256,0002,080
Extraordinary gains, net$026
Net income$2,256,0002,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0002,320
Cash dividends$450,0002,852
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,226,1802,048
2004-06-30 (YTD Data)Rank
Total interest income$6,760,0002,055
Total interest expense$1,863,0002,118
Net interest income$4,897,0002,036
Provision for loan and lease losses$257,0001,792
Total noninterest income$992,0002,212
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$784,0001,132
Trading account gains and fees$0130
Additional Noninterest Income$208,0003,654
Total noninterest expense$3,744,0002,136
Salaries and employee benefits$2,134,0002,043
Premises and equipment expense$428,0002,623
Additional noninterest expense$1,182,0002,033
Pre-tax net operating income$1,888,0002,145
Securities gains (losses)$14,0002,233
Applicable income taxes$497,0002,210
Income before extraordinary items$1,405,0002,191
Extraordinary gains, net$021
Net income$1,405,0002,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,011
Cash dividends$225,0003,294
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,394,6402,148
2004-03-31 (YTD Data)Rank
Total interest income$3,367,0002,079
Total interest expense$938,0002,130
Net interest income$2,429,0002,062
Provision for loan and lease losses$133,0001,692
Total noninterest income$468,0002,259
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$369,0001,158
Trading account gains and fees$0121
Additional Noninterest Income$99,0003,738
Total noninterest expense$1,759,0002,262
Salaries and employee benefits$1,054,0002,088
Premises and equipment expense$214,0002,641
Additional noninterest expense$491,0002,404
Pre-tax net operating income$1,005,0001,995
Securities gains (losses)$1,0002,756
Applicable income taxes$278,0002,034
Income before extraordinary items$728,0002,094
Extraordinary gains, net$016
Net income$728,0002,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0001,668
Cash dividends$225,0002,037
Sale, conversion, retirement of capital stock, net$0464
Net operating income$727,2802,021
2003-12-31 (YTD Data)Rank
Total interest income$14,413,0001,961
Total interest expense$4,518,0001,978
Net interest income$9,895,0001,983
Provision for loan and lease losses$1,053,0001,132
Total noninterest income$2,028,0002,294
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,633,0001,057
Trading account gains and fees$0160
Additional Noninterest Income$395,0004,000
Total noninterest expense$6,898,0002,284
Salaries and employee benefits$4,060,0002,096
Premises and equipment expense$829,0002,667
Additional noninterest expense$2,009,0002,392
Pre-tax net operating income$3,972,0001,983
Securities gains (losses)$34,0002,826
Applicable income taxes$1,049,0002,114
Income before extraordinary items$2,957,0002,068
Extraordinary gains, net$054
Net income$2,957,0002,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$720,0001,198
Cash dividends$450,0003,702
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,931,8401,989
2003-09-30 (YTD Data)Rank
Total interest income$10,905,0001,978
Total interest expense$3,518,0001,988
Net interest income$7,387,0001,995
Provision for loan and lease losses$873,0001,012
Total noninterest income$1,401,0002,468
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,229,0001,057
Trading account gains and fees$0153
Additional Noninterest Income$172,0005,069
Total noninterest expense$4,878,0002,417
Salaries and employee benefits$2,990,0002,139
Premises and equipment expense$611,0002,731
Additional noninterest expense$1,277,0002,737
Pre-tax net operating income$3,037,0002,028
Securities gains (losses)$12,0003,246
Applicable income taxes$822,0002,167
Income before extraordinary items$2,227,0002,116
Extraordinary gains, net$040
Net income$2,227,0002,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$637,000972
Cash dividends$450,0002,830
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,218,2402,018
2003-06-30 (YTD Data)Rank
Total interest income$7,313,0001,986
Total interest expense$2,447,0001,967
Net interest income$4,866,0002,010
Provision for loan and lease losses$719,000861
Total noninterest income$930,0002,469
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$803,0001,069
Trading account gains and fees$0150
Additional Noninterest Income$127,0004,888
Total noninterest expense$3,244,0002,412
Salaries and employee benefits$1,974,0002,153
Premises and equipment expense$411,0002,701
Additional noninterest expense$859,0002,710
Pre-tax net operating income$1,833,0002,197
Securities gains (losses)$11,0002,898
Applicable income taxes$544,0002,197
Income before extraordinary items$1,300,0002,390
Extraordinary gains, net$030
Net income$1,300,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$503,000839
Cash dividends$225,0003,298
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,292,3002,274
2003-03-31 (YTD Data)Rank
Total interest income$3,679,0001,985
Total interest expense$1,270,0001,944
Net interest income$2,409,0002,033
Provision for loan and lease losses$688,000500
Total noninterest income$435,0002,528
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$374,0001,102
Trading account gains and fees$0134
Additional Noninterest Income$61,0004,883
Total noninterest expense$1,615,0002,406
Salaries and employee benefits$982,0002,153
Premises and equipment expense$203,0002,727
Additional noninterest expense$430,0002,682
Pre-tax net operating income$541,0003,322
Securities gains (losses)$2,0002,590
Applicable income taxes$97,0003,988
Income before extraordinary items$446,0003,195
Extraordinary gains, net$021
Net income$446,0003,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0001,271
Cash dividends$225,0002,075
Sale, conversion, retirement of capital stock, net$0419
Net operating income$444,3603,049
2002-12-31 (YTD Data)Rank
Total interest income$15,792,0001,956
Total interest expense$5,790,0001,962
Net interest income$10,002,0001,941
Provision for loan and lease losses$761,0001,706
Total noninterest income$1,759,0002,353
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,464,0001,101
Trading account gains and fees$0153
Additional Noninterest Income$295,0004,295
Total noninterest expense$6,624,0002,253
Salaries and employee benefits$3,829,0002,080
Premises and equipment expense$872,0002,481
Additional noninterest expense$1,923,0002,396
Pre-tax net operating income$4,376,0001,848
Securities gains (losses)$4,0004,045
Applicable income taxes$1,202,0001,944
Income before extraordinary items$3,178,0001,889
Extraordinary gains, net$070
Net income$3,178,0001,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$555,0001,542
Cash dividends$400,0003,806
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,175,0801,832
2001-12-31 (YTD Data)Rank
Total interest income$17,925,0001,914
Total interest expense$9,592,0001,696
Net interest income$8,333,0002,142
Provision for loan and lease losses$476,0002,308
Total noninterest income$1,691,0002,302
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,304,0001,130
Trading account gains and fees$0177
Additional Noninterest Income$387,0003,604
Total noninterest expense$6,011,0002,375
Salaries and employee benefits$3,561,0002,118
Premises and equipment expense$782,0002,694
Additional noninterest expense$1,668,0002,619
Pre-tax net operating income$3,537,0001,965
Securities gains (losses)$4,0004,008
Applicable income taxes$823,0002,369
Income before extraordinary items$2,718,0001,927
Extraordinary gains, net$0105
Net income$2,718,0001,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,0001,547
Cash dividends$400,0003,838
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,714,9201,860
2000-12-31 (YTD Data)Rank
Total interest income$17,492,0002,015
Total interest expense$9,275,0001,864
Net interest income$8,217,0002,158
Provision for loan and lease losses$262,0003,137
Total noninterest income$1,528,0002,314
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,121,0001,213
Trading account gains and fees$0180
Additional Noninterest Income$407,0003,301
Total noninterest expense$5,790,0002,360
Salaries and employee benefits$3,440,0002,072
Premises and equipment expense$732,0002,769
Additional noninterest expense$1,618,0002,636
Pre-tax net operating income$3,693,0001,978
Securities gains (losses)$13,0001,082
Applicable income taxes$822,0002,468
Income before extraordinary items$2,884,0001,807
Extraordinary gains, net$038
Net income$2,884,0001,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,701
Cash dividends$100,0005,913
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,873,8601,815
1999-12-31 (YTD Data)Rank
Total interest income$16,189,0001,998
Total interest expense$7,637,0001,955
Net interest income$8,552,0002,068
Provision for loan and lease losses$293,0002,737
Total noninterest income$1,270,0002,594
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$893,0001,458
Trading account gains and fees$0173
Additional Noninterest Income$377,0003,553
Total noninterest expense$5,389,0002,508
Salaries and employee benefits$3,251,0002,160
Premises and equipment expense$726,0002,783
Additional noninterest expense$1,412,0003,015
Pre-tax net operating income$4,140,0001,790
Securities gains (losses)$25,0001,278
Applicable income taxes$1,123,0002,027
Income before extraordinary items$3,042,0001,744
Extraordinary gains, net$035
Net income$3,042,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,845
Cash dividends$8,700,000450
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,023,7501,725
1998-12-31 (YTD Data)Rank
Total interest income$16,216,0002,000
Total interest expense$7,793,0001,960
Net interest income$8,423,0002,036
Provision for loan and lease losses$276,0002,805
Total noninterest income$1,055,0002,967
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$735,0001,730
Trading account gains and fees$0224
Additional Noninterest Income$320,0003,886
Total noninterest expense$5,041,0002,594
Salaries and employee benefits$2,945,0002,292
Premises and equipment expense$608,0003,125
Additional noninterest expense$1,488,0002,805
Pre-tax net operating income$4,161,0001,759
Securities gains (losses)$4,0003,561
Applicable income taxes$1,169,0002,047
Income before extraordinary items$2,996,0001,755
Extraordinary gains, net$032
Net income$2,996,0001,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,243
Cash dividends$400,0003,951
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,993,1201,681
1997-12-31 (YTD Data)Rank
Total interest income$15,173,0002,151
Total interest expense$7,249,0002,094
Net interest income$7,924,0002,210
Provision for loan and lease losses$305,0002,540
Total noninterest income$1,054,0002,927
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$740,0001,754
Trading account gains and fees$0239
Additional Noninterest Income$314,0003,822
Total noninterest expense$4,493,0002,824
Salaries and employee benefits$2,758,0002,413
Premises and equipment expense$495,0003,740
Additional noninterest expense$1,240,0003,269
Pre-tax net operating income$4,180,0001,819
Securities gains (losses)$38,0001,502
Applicable income taxes$1,193,0002,097
Income before extraordinary items$3,025,0001,759
Extraordinary gains, net$044
Net income$3,025,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0002,067
Cash dividends$500,0003,451
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,997,6401,735
1996-12-31 (YTD Data)Rank
Total interest income$14,425,0002,321
Total interest expense$6,848,0002,262
Net interest income$7,577,0002,378
Provision for loan and lease losses$362,0002,241
Total noninterest income$1,025,0003,063
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$695,0001,956
Trading account gains and fees$0262
Additional Noninterest Income$330,0003,841
Total noninterest expense$4,193,0003,206
Salaries and employee benefits$2,503,0002,698
Premises and equipment expense$454,0004,079
Additional noninterest expense$1,236,0003,692
Pre-tax net operating income$4,047,0001,781
Securities gains (losses)$12,0002,365
Applicable income taxes$1,160,0002,063
Income before extraordinary items$2,899,0001,717
Extraordinary gains, net$053
Net income$2,899,0001,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,815
Cash dividends$400,0003,860
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,890,4801,687
1995-12-31 (YTD Data)Rank
Total interest income$13,417,0002,493
Total interest expense$6,475,0002,399
Net interest income$6,942,0002,582
Provision for loan and lease losses$155,0003,565
Total noninterest income$944,0003,251
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$636,0002,137
Trading account gains and fees$0522
Additional Noninterest Income$308,0003,935
Total noninterest expense$4,119,0003,231
Salaries and employee benefits$2,366,0002,821
Premises and equipment expense$452,0004,098
Additional noninterest expense$1,301,0003,487
Pre-tax net operating income$3,612,0002,042
Securities gains (losses)$25,0001,741
Applicable income taxes$1,083,0002,220
Income before extraordinary items$2,554,0001,968
Extraordinary gains, net$065
Net income$2,554,0001,965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,265
Cash dividends$400,0003,839
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,536,5001,961
1994-12-31 (YTD Data)Rank
Total interest income$11,714,0002,594
Total interest expense$4,816,0002,550
Net interest income$6,898,0002,612
Provision for loan and lease losses$201,0002,998
Total noninterest income$853,0003,506
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$573,0002,374
Trading account gains and fees$0475
Additional Noninterest Income$280,0004,293
Total noninterest expense$4,055,0003,386
Salaries and employee benefits$2,173,0003,046
Premises and equipment expense$471,0004,002
Additional noninterest expense$1,411,0003,506
Pre-tax net operating income$3,495,0002,041
Securities gains (losses)$92,000806
Applicable income taxes$1,080,0002,076
Income before extraordinary items$2,507,0001,944
Extraordinary gains, net$0249
Net income$2,507,0001,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,299
Cash dividends$500,0003,161
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,442,6002,011
1993-12-31 (YTD Data)Rank
Total interest income$10,537,0002,950
Total interest expense$4,250,0002,998
Net interest income$6,287,0002,894
Provision for loan and lease losses$293,0003,082
Total noninterest income$729,0004,309
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$588,0002,340
Trading account gains and fees$0532
Additional Noninterest Income$141,0006,763
Total noninterest expense$3,416,0004,004
Salaries and employee benefits$1,845,0003,531
Premises and equipment expense$389,0004,823
Additional noninterest expense$1,182,0004,241
Pre-tax net operating income$3,307,0002,055
Securities gains (losses)$59,0003,175
Applicable income taxes$1,055,0002,132
Income before extraordinary items$2,311,0002,163
Extraordinary gains, net$03,149
Net income$2,311,0002,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0004,663
Cash dividends$540,0002,896
Sale, conversion, retirement of capital stock, net$600,000561
Net operating income$2,270,2902,071
1992-12-31 (YTD Data)Rank
Total interest income$10,148,0003,439
Total interest expense$4,537,0003,617
Net interest income$5,611,0003,265
Provision for loan and lease losses$340,0003,839
Total noninterest income$742,0004,214
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$509,0002,727
Trading account gains and fees$0504
Additional Noninterest Income$233,0005,197
Total noninterest expense$3,064,0004,437
Salaries and employee benefits$1,716,0003,732
Premises and equipment expense$332,0005,574
Additional noninterest expense$1,016,0004,996
Pre-tax net operating income$2,949,0002,110
Securities gains (losses)$08,369
Applicable income taxes$837,0002,490
Income before extraordinary items$2,112,0002,171
Extraordinary gains, net$01,422
Net income$2,112,0002,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0005,062
Cash dividends$1,010,0001,526
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,112,0001,998

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.