Home > Citizens Bank of Kentucky, Inc. > Net charge- offs to loans
Citizens Bank of Kentucky, Inc., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0475% | 4,359 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0563% | 4,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0857% | 4,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0354% | 4,307 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1645% | 4,485 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 4,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0825% | 4,206 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0572% | 4,282 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0490% | 4,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0591% | 4,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0689% | 4,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1135% | 4,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0329% | 4,303 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1355% | 4,504 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0246% | 4,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1106% | 4,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0109% | 2,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0909% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0953% | 4,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1721% | 4,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0268% | 4,258 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 4,396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 4,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1646% | 4,392 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0979% | 4,303 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0979% | 4,304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1723% | 4,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1800% | 4,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3489% | 4,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 4,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 4,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3301% | 4,519 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0980% | 4,239 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0980% | 4,235 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0592% | 4,389 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0577% | 4,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0568% | 4,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0733% | 4,458 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2313% | 4,625 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0597% | 4,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4567% | 4,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1399% | 1,956 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1399% | 1,873 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1421% | 4,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1330% | 4,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1849% | 4,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0991% | 4,537 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3046% | 4,672 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0811% | 4,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5205% | 4,593 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1229% | 4,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1229% | 4,370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1958% | 4,586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1884% | 4,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3074% | 4,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0790% | 4,383 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2834% | 3,494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0608% | 4,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6021% | 4,436 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0914% | 4,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0914% | 4,041 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1378% | 4,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0626% | 4,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0602% | 4,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0813% | 4,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3742% | 3,518 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0549% | 4,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9007% | 4,500 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1497% | 4,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1497% | 4,121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0637% | 1,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0697% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1083% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9363% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0546% | 4,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2552% | 4,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4685% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7539% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3635% | 1,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0682% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0997% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1404% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3040% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0528% | 4,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2722% | 4,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0262% | 2,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0270% | 2,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9882% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0555% | 4,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0842% | 4,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8689% | 845 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0266% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0785% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 4,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2433% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2330% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0943% | 4,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1663% | 4,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0259% | 1,628 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0266% | 1,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1212% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 4,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0587% | 4,581 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3421% | 3,694 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9030% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6044% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5768% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5088% | 1,092 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1685% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 4,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0222% | 4,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0525% | 4,579 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3575% | 3,718 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0228% | 4,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1942% | 290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7373% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4921% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6815% | 804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2660% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 4,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0331% | 4,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 4,471 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1990% | 3,696 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 4,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8032% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9714% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5377% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8867% | 695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0715% | 4,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0660% | 4,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0937% | 4,779 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2127% | 3,707 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0817% | 4,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1594% | 290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6598% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6829% | 954 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 2,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0639% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1032% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3309% | 3,802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5199% | 4,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5278% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5444% | 1,347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0578% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3599% | 3,858 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3228% | 4,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5277% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5438% | 1,276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0162% | 4,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0645% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4529% | 3,897 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1265% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5086% | 4,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3319% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3418% | 1,603 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 1,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 4,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1164% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5070% | 3,930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1922% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 4,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3002% | 1,661 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3090% | 1,526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1689% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1031% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3001% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0861% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1949% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1462% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6961% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7147% | 1,054 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1490% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1602% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1192% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2596% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4144% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1033% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0940% | 4,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3938% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4042% | 1,510 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1252% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1261% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2857% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2028% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0912% | 4,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4357% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4468% | 1,332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1512% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1712% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3862% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4319% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1114% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0493% | 4,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1098% | 2,176 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1125% | 2,040 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1501% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 0.1940% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2722% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3242% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2653% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1328% | 4,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8280% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8456% | 960 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 1,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0261% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1796% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 1,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1659% | 4,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1049% | 2,925 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1070% | 2,777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0435% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3073% | 4,196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0774% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1378% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0984% | 2,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1005% | 2,553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0245% | 4,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1022% | 4,137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4678% | 5,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2279% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2326% | 1,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0904% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1832% | 846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3468% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1621% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7634% | 5,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1240% | 3,104 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0303% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0856% | 3,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6682% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0635% | 5,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 1,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0671% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0529% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0165% | 5,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0713% | 3,088 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7217% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0194% | 3,195 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5540% | 543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1068% | 5,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 2,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 1,866 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0758% | 4,209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 1,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3066% | 5,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0418% | 2,951 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4838% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0213% | 4,824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4944% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1716% | 5,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1291% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 4,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1492% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4866% | 5,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0407% | 2,419 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2144% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0828% | 4,945 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6697% | 367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2628% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3436% | 522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 1,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6437% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3485% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6808% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2943% | 5,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1504% | 2,921 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2807% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1361% | 2,831 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4931% | 598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2076% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2946% | 589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5383% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2903% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5687% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3142% | 5,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0211% | 3,339 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8224% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4413% | 571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2902% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3874% | 462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7400% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3412% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7878% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3430% | 5,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1746% | 2,336 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1527% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1639% | 2,267 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4038% | 527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 2,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7332% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2072% | 5,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1475% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4279% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1242% | 2,083 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3744% | 443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 3,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1358% | 1,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0640% | 5,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3090% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0835% | 4,560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3539% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8240% | 6,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1615% | 3,055 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3511% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1447% | 3,001 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0125% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1030% | 2,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1457% | 1,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0846% | 6,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3443% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5009% | 4,779 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4405% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7787% | 6,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2065% | 2,616 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2080% | 2,453 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9001% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1131% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1612% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1258% | 6,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4078% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1446% | 4,848 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5791% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9120% | 6,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2934% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2954% | 1,902 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7138% | 418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2091% | 6,399 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2464% | 6,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2562% | 6,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2668% | 6,445 |
| Percentage Net Loans Charged-off: Home equity loans | -1.8945% | 4,886 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0895% | 6,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3845% | 5,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0579% | 2,623 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0583% | 2,493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4310% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1265% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1663% | 2,570 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 5,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 2,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3000% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8680% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2403% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3996% | 6,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1927% | 3,190 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1983% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1696% | 3,166 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2790% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1488% | 3,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1468% | 2,548 |
| Percentage Net Loans Charged-off:Construction & development | -0.0236% | 5,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 2,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2506% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5311% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2214% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0767% | 2,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0969% | 3,420 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2131% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0660% | 3,431 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3538% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1296% | 3,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1129% | 2,639 |
| Percentage Net Loans Charged-off:Construction & development | -0.0180% | 5,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1421% | 1,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1083% | 2,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1257% | 934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 2,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2125% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0407% | 3,361 |
| Percentage Net Loans Charged-off: Credit card loans | 14.9167% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0051% | 5,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2799% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 2,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1002% | 2,265 |
| Percentage Net Loans Charged-off:Construction & development | -0.0395% | 5,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3159% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0435% | 6,303 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2123% | 4,930 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0259% | 6,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1977% | 5,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1398% | 2,481 |
| Percentage Net Loans Charged-off: Credit card loans | 20.8696% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0801% | 2,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2072% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3687% | 2,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3335% | 2,574 |
| Percentage Net Loans Charged-off:Construction & development | -0.0565% | 5,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6320% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1671% | 3,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4720% | 1,053 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1326% | 3,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7957% | 1,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1758% | 3,562 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1759% | 3,392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8802% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4148% | 2,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3651% | 2,319 |
| Percentage Net Loans Charged-off:Construction & development | -0.0621% | 6,034 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9228% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 4,061 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1950% | 5,149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 3,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1301% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1180% | 3,609 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1181% | 3,426 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8782% | 526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5479% | 1,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4570% | 1,969 |
| Percentage Net Loans Charged-off:Construction & development | -0.0706% | 6,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1416% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 3,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5743% | 791 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0390% | 6,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7758% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1831% | 3,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1831% | 2,852 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8371% | 497 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4481% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1249% | 2,848 |
| Percentage Net Loans Charged-off:Construction & development | -0.1023% | 6,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1209% | 1,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1536% | 2,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2367% | 847 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1438% | 2,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7426% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0258% | 2,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0258% | 2,823 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8869% | 394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4620% | 3,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3926% | 2,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.2896% | 2,597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2587% | 2,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5098% | 2,188 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3374% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4105% | 2,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8951% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4121% | 3,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4089% | 2,830 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0133% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3910% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2923% | 3,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 2,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2779% | 2,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3497% | 2,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8835% | 819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2856% | 2,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9760% | 1,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3622% | 3,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3584% | 2,731 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9793% | 548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2941% | 3,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3172% | 2,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0299% | 2,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4375% | 1,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2853% | 2,532 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1296% | 662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1845% | 2,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2175% | 6,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4090% | 2,685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4029% | 2,386 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9580% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 4,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 3,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0768% | 1,627 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 7,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0967% | 2,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1877% | 909 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0859% | 2,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3716% | 6,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2981% | 2,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2912% | 2,293 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8144% | 430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2802% | 1,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4501% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 10.5932% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4277% | 2,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5756% | 2,086 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5424% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4611% | 2,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6485% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2982% | 4,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2681% | 1,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2337% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4640% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 13.7172% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1930% | 2,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1616% | 3,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2180% | 1,423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1549% | 3,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3401% | 1,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2185% | 4,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1152% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4290% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 12.7427% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2461% | 1,917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1375% | 3,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1537% | 2,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7968% | 2,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0642% | 4,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 4,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 4,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 3,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 2,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8458% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0352% | 3,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8110% | 2,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0603% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 6.0948% | 1,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7104% | 1,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3472% | 2,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6314% | 1,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3126% | 2,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1781% | 4,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3233% | 4,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8094% | 2,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0677% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 4.6884% | 1,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0818% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3525% | 2,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8496% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2913% | 2,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0835% | 4,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3795% | 4,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9792% | 1,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2478% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 7.1924% | 616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7209% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5113% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3121% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4118% | 1,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1506% | 3,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6259% | 3,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1042% | 7,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 3,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0653% | 1,773 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 7,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 2,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0669% | 2,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6918% | 7,667 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1212% | 7,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3772% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0819% | 3,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1605% | 2,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1775% | 2,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5921% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2588% | 4,723 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8418% | 1,821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2913% | 2,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0982% | 2,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1919% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2116% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0292% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2831% | 4,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1220% | 3,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 3,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0834% | 2,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 1,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3755% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2046% | 4,007 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0101% | 784 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1690% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 1,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8452% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0588% | 3,872 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 3,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 2,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 2,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0968% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6798% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1093% | 5,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0097% | 7,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 1,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1137% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3345% | 7,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0929% | 4,738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0212% | 7,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1217% | 8,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2405% | 8,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2617% | 8,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3772% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0306% | 7,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 3,716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1415% | 8,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2792% | 8,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3027% | 8,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7441% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0931% | 7,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1652% | 2,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 2,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 2,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 2,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8790% | 1,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3522% | 3,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 3,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 2,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 1,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3359% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0770% | 4,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 6,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 7,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 6,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0232% | 4,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 4,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0169% | 6,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0826% | 3,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 7,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 7,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 8,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0232% | 8,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 7,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0206% | 6,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0251% | 7,916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 8,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0360% | 8,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0371% | 8,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 6,924 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1007% | 7,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0278% | 7,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 7,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 8,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0323% | 8,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 7,077 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1401% | 7,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0441% | 7,766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0352% | 8,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0630% | 8,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0646% | 8,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0248% | 6,963 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1756% | 7,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 5,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 2,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 1,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0268% | 4,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2425% | 5,191 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8535% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 4,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 2,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 1,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0776% | 1,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0356% | 3,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3263% | 4,239 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7210% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 4,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 1,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 1,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0528% | 2,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4406% | 3,445 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1851% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 3,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 8,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 8,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0264% | 7,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7431% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5575% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1515% | 3,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 2,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 2,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0614% | 2,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8753% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4548% | 4,461 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6757% | 956 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 4,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 2,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6756% | 1,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4593% | 4,016 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6020% | 951 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 4,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1058% | 3,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5757% | 3,277 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6364% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0756% | 3,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2052% | 1,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7224% | 2,553 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8338% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 5,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 2,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 2,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1184% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 2,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0413% | 4,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5706% | 3,967 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8367% | 1,716 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 4,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 2,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0514% | 2,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 1,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3773% | 3,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6715% | 3,374 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1692% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2968% | 389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0937% | 4,751 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0868% | 5,122 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1573% | 4,088 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4589% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1798% | 4,365 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2239% | 3,589 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6846% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0544% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8773% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |