Home > Citizens Bank of Florida > Income and Expense
Citizens Bank of Florida, Income and Expense
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 1,870 |
| Total interest expense | $234,000 | 1,998 |
| Net interest income | $3,319,000 | 1,853 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $192,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $43,000 | 2,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 2,890 |
| Total noninterest expense | $2,238,000 | 2,137 |
| Salaries and employee benefits | $1,382,000 | 2,041 |
| Premises and equipment expense | $277,000 | 1,948 |
| Additional noninterest expense | $579,000 | 2,338 |
| Pre-tax net operating income | $1,273,000 | 1,849 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $309,000 | 1,283 |
| Income before extraordinary items | $964,000 | 1,960 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $964,000 | 1,959 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $964,000 | 1,960 |
| Net charge-offs | $-7,000 | 3,791 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $964,000 | 1,984 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,951,000 | 1,781 |
| Total interest expense | $1,111,000 | 2,065 |
| Net interest income | $14,840,000 | 1,736 |
| Provision for loan and lease losses | $260,000 | 1,517 |
| Total noninterest income | $1,714,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $176,000 | 2,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,538,000 | 2,180 |
| Total noninterest expense | $13,191,000 | 1,613 |
| Salaries and employee benefits | $9,265,000 | 1,379 |
| Premises and equipment expense | $1,240,000 | 1,784 |
| Additional noninterest expense | $2,686,000 | 2,145 |
| Pre-tax net operating income | $3,103,000 | 2,649 |
| Securities gains (losses) | $16,000 | 1,585 |
| Applicable income taxes | $930,000 | 1,654 |
| Income before extraordinary items | $2,189,000 | 2,910 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,189,000 | 2,910 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,189,000 | 2,910 |
| Net charge-offs | $-32,000 | 3,976 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 552 |
| Net operating income | $2,176,360 | 2,893 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,172,000 | 1,788 |
| Total interest expense | $859,000 | 2,101 |
| Net interest income | $11,313,000 | 1,743 |
| Provision for loan and lease losses | $185,000 | 1,532 |
| Total noninterest income | $1,065,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $128,000 | 2,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $937,000 | 2,458 |
| Total noninterest expense | $7,840,000 | 1,920 |
| Salaries and employee benefits | $4,917,000 | 1,804 |
| Premises and equipment expense | $899,000 | 1,842 |
| Additional noninterest expense | $2,024,000 | 2,141 |
| Pre-tax net operating income | $4,353,000 | 1,946 |
| Securities gains (losses) | $16,000 | 1,506 |
| Applicable income taxes | $1,063,000 | 1,419 |
| Income before extraordinary items | $3,306,000 | 2,116 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,306,000 | 2,117 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,306,000 | 2,117 |
| Net charge-offs | $-23,000 | 3,934 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 516 |
| Net operating income | $3,293,360 | 2,098 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,324,000 | 1,748 |
| Total interest expense | $592,000 | 2,119 |
| Net interest income | $7,732,000 | 1,702 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $800,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $83,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $717,000 | 2,278 |
| Total noninterest expense | $5,247,000 | 1,907 |
| Salaries and employee benefits | $3,292,000 | 1,792 |
| Premises and equipment expense | $609,000 | 1,832 |
| Additional noninterest expense | $1,346,000 | 2,116 |
| Pre-tax net operating income | $3,135,000 | 1,825 |
| Securities gains (losses) | $16,000 | 1,253 |
| Applicable income taxes | $771,000 | 1,348 |
| Income before extraordinary items | $2,380,000 | 2,019 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,380,000 | 2,019 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,380,000 | 2,019 |
| Net charge-offs | $-18,000 | 4,018 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 494 |
| Net operating income | $2,367,360 | 1,991 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,284,000 | 1,705 |
| Total interest expense | $301,000 | 2,172 |
| Net interest income | $3,983,000 | 1,649 |
| Provision for loan and lease losses | $90,000 | 1,312 |
| Total noninterest income | $208,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $42,000 | 2,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 3,022 |
| Total noninterest expense | $2,575,000 | 1,921 |
| Salaries and employee benefits | $1,627,000 | 1,800 |
| Premises and equipment expense | $290,000 | 1,885 |
| Additional noninterest expense | $658,000 | 2,119 |
| Pre-tax net operating income | $1,526,000 | 1,853 |
| Securities gains (losses) | $16,000 | 931 |
| Applicable income taxes | $377,000 | 1,363 |
| Income before extraordinary items | $1,165,000 | 2,029 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,165,000 | 2,028 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,165,000 | 2,029 |
| Net charge-offs | $-12,000 | 4,135 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 464 |
| Net operating income | $1,152,360 | 2,006 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,260,000 | 1,859 |
| Total interest expense | $1,479,000 | 2,407 |
| Net interest income | $13,781,000 | 1,772 |
| Provision for loan and lease losses | $850,000 | 1,775 |
| Total noninterest income | $785,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $165,000 | 2,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $620,000 | 2,933 |
| Total noninterest expense | $10,054,000 | 1,959 |
| Salaries and employee benefits | $6,437,000 | 1,790 |
| Premises and equipment expense | $1,134,000 | 1,870 |
| Additional noninterest expense | $2,483,000 | 2,206 |
| Pre-tax net operating income | $3,662,000 | 2,164 |
| Securities gains (losses) | $333,000 | 776 |
| Applicable income taxes | $986,000 | 1,442 |
| Income before extraordinary items | $3,009,000 | 2,308 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,009,000 | 2,307 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,009,000 | 2,308 |
| Net charge-offs | $203,000 | 1,540 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 505 |
| Net operating income | $2,745,930 | 2,364 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,676,000 | 1,851 |
| Total interest expense | $1,155,000 | 2,440 |
| Net interest income | $10,521,000 | 1,734 |
| Provision for loan and lease losses | $740,000 | 1,619 |
| Total noninterest income | $577,000 | 3,148 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $123,000 | 3,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $454,000 | 2,922 |
| Total noninterest expense | $7,453,000 | 1,943 |
| Salaries and employee benefits | $4,820,000 | 1,774 |
| Premises and equipment expense | $815,000 | 1,914 |
| Additional noninterest expense | $1,818,000 | 2,217 |
| Pre-tax net operating income | $2,905,000 | 2,084 |
| Securities gains (losses) | $333,000 | 650 |
| Applicable income taxes | $783,000 | 1,369 |
| Income before extraordinary items | $2,455,000 | 2,174 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,455,000 | 2,174 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,455,000 | 2,174 |
| Net charge-offs | $208,000 | 1,239 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 465 |
| Net operating income | $2,191,930 | 2,262 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,149,000 | 1,804 |
| Total interest expense | $816,000 | 2,462 |
| Net interest income | $7,333,000 | 1,672 |
| Provision for loan and lease losses | $625,000 | 1,416 |
| Total noninterest income | $382,000 | 3,131 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $84,000 | 3,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 2,921 |
| Total noninterest expense | $4,978,000 | 1,941 |
| Salaries and employee benefits | $3,236,000 | 1,768 |
| Premises and equipment expense | $524,000 | 1,961 |
| Additional noninterest expense | $1,218,000 | 2,197 |
| Pre-tax net operating income | $2,112,000 | 1,929 |
| Securities gains (losses) | $333,000 | 496 |
| Applicable income taxes | $599,000 | 1,202 |
| Income before extraordinary items | $1,846,000 | 1,937 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,846,000 | 1,935 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,846,000 | 1,937 |
| Net charge-offs | $134,000 | 1,207 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 439 |
| Net operating income | $1,582,930 | 2,124 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 2,014 |
| Total interest expense | $470,000 | 2,384 |
| Net interest income | $3,021,000 | 1,910 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $187,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $52,000 | 3,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 2,877 |
| Total noninterest expense | $2,429,000 | 1,993 |
| Salaries and employee benefits | $1,552,000 | 1,845 |
| Premises and equipment expense | $253,000 | 2,031 |
| Additional noninterest expense | $624,000 | 2,183 |
| Pre-tax net operating income | $779,000 | 2,192 |
| Securities gains (losses) | $333,000 | 259 |
| Applicable income taxes | $269,000 | 1,160 |
| Income before extraordinary items | $843,000 | 1,895 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $843,000 | 1,895 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $843,000 | 1,895 |
| Net charge-offs | $139,000 | 743 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 387 |
| Net operating income | $579,930 | 2,423 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,051,000 | 2,027 |
| Total interest expense | $2,120,000 | 2,254 |
| Net interest income | $11,931,000 | 1,937 |
| Provision for loan and lease losses | $207,000 | 2,321 |
| Total noninterest income | $1,250,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $190,000 | 3,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,060,000 | 2,179 |
| Total noninterest expense | $9,222,000 | 2,041 |
| Salaries and employee benefits | $5,807,000 | 1,896 |
| Premises and equipment expense | $1,061,000 | 1,964 |
| Additional noninterest expense | $2,354,000 | 2,305 |
| Pre-tax net operating income | $3,752,000 | 2,142 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $895,000 | 1,516 |
| Income before extraordinary items | $2,857,000 | 2,363 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,857,000 | 2,365 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,857,000 | 2,365 |
| Net charge-offs | $242,000 | 1,518 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 485 |
| Net operating income | $2,857,000 | 2,328 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,389,000 | 2,077 |
| Total interest expense | $1,613,000 | 2,251 |
| Net interest income | $8,776,000 | 1,989 |
| Provision for loan and lease losses | $200,000 | 1,960 |
| Total noninterest income | $575,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $145,000 | 3,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $430,000 | 2,892 |
| Total noninterest expense | $6,886,000 | 2,044 |
| Salaries and employee benefits | $4,270,000 | 1,920 |
| Premises and equipment expense | $764,000 | 2,036 |
| Additional noninterest expense | $1,852,000 | 2,237 |
| Pre-tax net operating income | $2,265,000 | 2,516 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $444,000 | 1,910 |
| Income before extraordinary items | $1,821,000 | 2,671 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,821,000 | 2,672 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,821,000 | 2,672 |
| Net charge-offs | $-8,000 | 4,369 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 451 |
| Net operating income | $1,821,000 | 2,637 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,734,000 | 2,122 |
| Total interest expense | $1,042,000 | 2,278 |
| Net interest income | $5,692,000 | 2,035 |
| Provision for loan and lease losses | $155,000 | 1,773 |
| Total noninterest income | $360,000 | 3,207 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $96,000 | 3,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 2,937 |
| Total noninterest expense | $4,564,000 | 2,064 |
| Salaries and employee benefits | $2,826,000 | 1,937 |
| Premises and equipment expense | $501,000 | 2,067 |
| Additional noninterest expense | $1,237,000 | 2,241 |
| Pre-tax net operating income | $1,333,000 | 2,700 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $264,000 | 1,971 |
| Income before extraordinary items | $1,069,000 | 2,860 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,069,000 | 2,859 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,069,000 | 2,859 |
| Net charge-offs | $-7,000 | 4,387 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 441 |
| Net operating income | $1,069,000 | 2,833 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,279,000 | 2,153 |
| Total interest expense | $502,000 | 2,297 |
| Net interest income | $2,777,000 | 2,086 |
| Provision for loan and lease losses | $110,000 | 1,397 |
| Total noninterest income | $158,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $49,000 | 3,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 3,115 |
| Total noninterest expense | $2,291,000 | 2,064 |
| Salaries and employee benefits | $1,426,000 | 1,944 |
| Premises and equipment expense | $244,000 | 2,114 |
| Additional noninterest expense | $621,000 | 2,228 |
| Pre-tax net operating income | $534,000 | 2,979 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $114,000 | 2,050 |
| Income before extraordinary items | $420,000 | 3,154 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $420,000 | 3,151 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $420,000 | 3,153 |
| Net charge-offs | $-5,000 | 4,404 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 406 |
| Net operating income | $420,000 | 3,141 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,072,000 | 2,193 |
| Total interest expense | $1,453,000 | 2,392 |
| Net interest income | $10,619,000 | 2,132 |
| Provision for loan and lease losses | $280,000 | 2,045 |
| Total noninterest income | $756,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $199,000 | 3,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $557,000 | 2,936 |
| Total noninterest expense | $8,565,000 | 2,138 |
| Salaries and employee benefits | $5,258,000 | 2,018 |
| Premises and equipment expense | $952,000 | 2,119 |
| Additional noninterest expense | $2,355,000 | 2,323 |
| Pre-tax net operating income | $2,530,000 | 2,762 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $497,000 | 1,988 |
| Income before extraordinary items | $2,033,000 | 2,909 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,033,000 | 2,908 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,033,000 | 2,908 |
| Net charge-offs | $38,000 | 2,779 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 493 |
| Net operating income | $2,033,000 | 2,907 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,741,000 | 2,249 |
| Total interest expense | $997,000 | 2,444 |
| Net interest income | $7,744,000 | 2,180 |
| Provision for loan and lease losses | $160,000 | 2,205 |
| Total noninterest income | $550,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $147,000 | 3,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $403,000 | 3,021 |
| Total noninterest expense | $6,470,000 | 2,130 |
| Salaries and employee benefits | $3,909,000 | 2,031 |
| Premises and equipment expense | $711,000 | 2,129 |
| Additional noninterest expense | $1,850,000 | 2,237 |
| Pre-tax net operating income | $1,664,000 | 3,030 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $327,000 | 2,149 |
| Income before extraordinary items | $1,337,000 | 3,164 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,337,000 | 3,162 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,337,000 | 3,163 |
| Net charge-offs | $40,000 | 2,342 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 464 |
| Net operating income | $1,337,000 | 3,156 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,621,000 | 2,300 |
| Total interest expense | $607,000 | 2,504 |
| Net interest income | $5,014,000 | 2,235 |
| Provision for loan and lease losses | $100,000 | 2,173 |
| Total noninterest income | $344,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $96,000 | 3,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 3,113 |
| Total noninterest expense | $4,313,000 | 2,137 |
| Salaries and employee benefits | $2,601,000 | 2,045 |
| Premises and equipment expense | $476,000 | 2,145 |
| Additional noninterest expense | $1,236,000 | 2,246 |
| Pre-tax net operating income | $945,000 | 3,240 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $193,000 | 2,249 |
| Income before extraordinary items | $752,000 | 3,395 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $752,000 | 3,394 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $752,000 | 3,394 |
| Net charge-offs | $-11,000 | 4,546 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 441 |
| Net operating income | $752,000 | 3,388 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 2,359 |
| Total interest expense | $278,000 | 2,580 |
| Net interest income | $2,429,000 | 2,303 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $213,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $48,000 | 3,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 2,712 |
| Total noninterest expense | $2,154,000 | 2,155 |
| Salaries and employee benefits | $1,308,000 | 2,056 |
| Premises and equipment expense | $235,000 | 2,191 |
| Additional noninterest expense | $611,000 | 2,246 |
| Pre-tax net operating income | $428,000 | 3,345 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $88,000 | 2,266 |
| Income before extraordinary items | $340,000 | 3,504 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $340,000 | 3,503 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $340,000 | 3,504 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 411 |
| Net operating income | $340,000 | 3,501 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,094,000 | 2,428 |
| Total interest expense | $758,000 | 3,009 |
| Net interest income | $9,336,000 | 2,329 |
| Provision for loan and lease losses | $-110,000 | 5,383 |
| Total noninterest income | $902,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $221,000 | 3,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $681,000 | 2,763 |
| Total noninterest expense | $8,328,000 | 2,196 |
| Salaries and employee benefits | $4,951,000 | 2,098 |
| Premises and equipment expense | $884,000 | 2,284 |
| Additional noninterest expense | $2,493,000 | 2,257 |
| Pre-tax net operating income | $2,020,000 | 3,099 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,209,000 | 1,714 |
| Income before extraordinary items | $811,000 | 3,987 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $811,000 | 3,987 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $811,000 | 3,987 |
| Net charge-offs | $-2,000 | 4,552 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 497 |
| Net operating income | $811,000 | 3,975 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,345,000 | 2,495 |
| Total interest expense | $531,000 | 3,114 |
| Net interest income | $6,814,000 | 2,390 |
| Provision for loan and lease losses | $-110,000 | 5,532 |
| Total noninterest income | $692,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $171,000 | 3,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $521,000 | 2,763 |
| Total noninterest expense | $6,135,000 | 2,238 |
| Salaries and employee benefits | $3,630,000 | 2,141 |
| Premises and equipment expense | $651,000 | 2,319 |
| Additional noninterest expense | $1,854,000 | 2,267 |
| Pre-tax net operating income | $1,481,000 | 3,203 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $380,000 | 2,294 |
| Income before extraordinary items | $1,101,000 | 3,368 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,101,000 | 3,366 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,101,000 | 3,368 |
| Net charge-offs | $7,000 | 3,377 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 455 |
| Net operating income | $1,101,000 | 3,342 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,806,000 | 2,515 |
| Total interest expense | $334,000 | 3,181 |
| Net interest income | $4,472,000 | 2,418 |
| Provision for loan and lease losses | $-110,000 | 5,624 |
| Total noninterest income | $434,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $114,000 | 3,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 2,855 |
| Total noninterest expense | $4,042,000 | 2,265 |
| Salaries and employee benefits | $2,363,000 | 2,190 |
| Premises and equipment expense | $427,000 | 2,358 |
| Additional noninterest expense | $1,252,000 | 2,240 |
| Pre-tax net operating income | $974,000 | 3,168 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $269,000 | 2,239 |
| Income before extraordinary items | $705,000 | 3,395 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $705,000 | 3,394 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $705,000 | 3,395 |
| Net charge-offs | $-124,000 | 5,489 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 433 |
| Net operating income | $705,000 | 3,368 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 2,572 |
| Total interest expense | $163,000 | 3,206 |
| Net interest income | $2,163,000 | 2,478 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $222,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $61,000 | 3,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 2,848 |
| Total noninterest expense | $2,012,000 | 2,294 |
| Salaries and employee benefits | $1,177,000 | 2,239 |
| Premises and equipment expense | $213,000 | 2,404 |
| Additional noninterest expense | $622,000 | 2,251 |
| Pre-tax net operating income | $373,000 | 3,511 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $98,000 | 2,445 |
| Income before extraordinary items | $275,000 | 3,734 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $275,000 | 3,733 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $275,000 | 3,734 |
| Net charge-offs | $-6,000 | 4,769 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 408 |
| Net operating income | $275,000 | 3,715 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,365,000 | 2,540 |
| Total interest expense | $620,000 | 3,265 |
| Net interest income | $8,745,000 | 2,443 |
| Provision for loan and lease losses | $35,000 | 3,828 |
| Total noninterest income | $922,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $251,000 | 3,262 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $671,000 | 2,900 |
| Total noninterest expense | $7,808,000 | 2,339 |
| Salaries and employee benefits | $4,651,000 | 2,205 |
| Premises and equipment expense | $815,000 | 2,462 |
| Additional noninterest expense | $2,342,000 | 2,439 |
| Pre-tax net operating income | $1,824,000 | 3,209 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $632,000 | 2,060 |
| Income before extraordinary items | $1,192,000 | 3,649 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,192,000 | 3,647 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,192,000 | 3,648 |
| Net charge-offs | $82,000 | 2,771 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 488 |
| Net operating income | $1,192,000 | 3,584 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,005,000 | 2,559 |
| Total interest expense | $469,000 | 3,253 |
| Net interest income | $6,536,000 | 2,450 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $703,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $192,000 | 3,244 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $511,000 | 2,876 |
| Total noninterest expense | $5,815,000 | 2,358 |
| Salaries and employee benefits | $3,421,000 | 2,241 |
| Premises and equipment expense | $621,000 | 2,436 |
| Additional noninterest expense | $1,773,000 | 2,418 |
| Pre-tax net operating income | $1,389,000 | 3,230 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $482,000 | 2,086 |
| Income before extraordinary items | $907,000 | 3,677 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $907,000 | 3,675 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $907,000 | 3,677 |
| Net charge-offs | $5,000 | 3,620 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 449 |
| Net operating income | $907,000 | 3,603 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,636,000 | 2,577 |
| Total interest expense | $312,000 | 3,268 |
| Net interest income | $4,324,000 | 2,469 |
| Provision for loan and lease losses | $35,000 | 3,191 |
| Total noninterest income | $465,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $127,000 | 3,238 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $338,000 | 2,872 |
| Total noninterest expense | $3,860,000 | 2,374 |
| Salaries and employee benefits | $2,267,000 | 2,262 |
| Premises and equipment expense | $408,000 | 2,479 |
| Additional noninterest expense | $1,185,000 | 2,425 |
| Pre-tax net operating income | $894,000 | 3,275 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $309,000 | 2,110 |
| Income before extraordinary items | $585,000 | 3,723 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $585,000 | 3,720 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $585,000 | 3,722 |
| Net charge-offs | $91,000 | 1,710 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 436 |
| Net operating income | $585,000 | 3,668 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 2,624 |
| Total interest expense | $156,000 | 3,287 |
| Net interest income | $2,107,000 | 2,527 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $231,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $66,000 | 3,163 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $165,000 | 2,865 |
| Total noninterest expense | $1,944,000 | 2,357 |
| Salaries and employee benefits | $1,152,000 | 2,247 |
| Premises and equipment expense | $208,000 | 2,475 |
| Additional noninterest expense | $584,000 | 2,452 |
| Pre-tax net operating income | $394,000 | 3,428 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $132,000 | 2,215 |
| Income before extraordinary items | $262,000 | 3,852 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $262,000 | 3,849 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $262,000 | 3,850 |
| Net charge-offs | $38,000 | 1,611 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 400 |
| Net operating income | $262,000 | 3,793 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,923,000 | 2,617 |
| Total interest expense | $630,000 | 3,280 |
| Net interest income | $8,293,000 | 2,520 |
| Provision for loan and lease losses | $260,000 | 2,051 |
| Total noninterest income | $784,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $221,000 | 3,564 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $563,000 | 3,121 |
| Total noninterest expense | $7,540,000 | 2,420 |
| Salaries and employee benefits | $4,432,000 | 2,278 |
| Premises and equipment expense | $821,000 | 2,508 |
| Additional noninterest expense | $2,287,000 | 2,512 |
| Pre-tax net operating income | $1,277,000 | 3,755 |
| Securities gains (losses) | $39,000 | 1,821 |
| Applicable income taxes | $444,000 | 2,335 |
| Income before extraordinary items | $872,000 | 4,124 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $872,000 | 4,124 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $872,000 | 4,125 |
| Net charge-offs | $-87,000 | 5,696 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 534 |
| Net operating income | $846,260 | 4,117 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,617,000 | 2,655 |
| Total interest expense | $481,000 | 3,276 |
| Net interest income | $6,136,000 | 2,559 |
| Provision for loan and lease losses | $220,000 | 1,874 |
| Total noninterest income | $600,000 | 3,458 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $164,000 | 3,597 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $436,000 | 3,087 |
| Total noninterest expense | $5,686,000 | 2,415 |
| Salaries and employee benefits | $3,339,000 | 2,275 |
| Premises and equipment expense | $627,000 | 2,501 |
| Additional noninterest expense | $1,720,000 | 2,513 |
| Pre-tax net operating income | $830,000 | 4,035 |
| Securities gains (losses) | $39,000 | 1,633 |
| Applicable income taxes | $270,000 | 2,562 |
| Income before extraordinary items | $599,000 | 4,335 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $599,000 | 4,337 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $599,000 | 4,338 |
| Net charge-offs | $-81,000 | 5,755 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 516 |
| Net operating income | $572,090 | 4,345 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 2,669 |
| Total interest expense | $323,000 | 3,293 |
| Net interest income | $4,065,000 | 2,578 |
| Provision for loan and lease losses | $110,000 | 2,123 |
| Total noninterest income | $377,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $109,000 | 3,587 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $268,000 | 3,205 |
| Total noninterest expense | $3,770,000 | 2,432 |
| Salaries and employee benefits | $2,203,000 | 2,305 |
| Premises and equipment expense | $422,000 | 2,494 |
| Additional noninterest expense | $1,145,000 | 2,530 |
| Pre-tax net operating income | $562,000 | 4,011 |
| Securities gains (losses) | $25,000 | 1,600 |
| Applicable income taxes | $174,000 | 2,600 |
| Income before extraordinary items | $413,000 | 4,256 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $413,000 | 4,258 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $413,000 | 4,259 |
| Net charge-offs | $-72,000 | 5,847 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 526 |
| Net operating income | $395,500 | 4,259 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 2,676 |
| Total interest expense | $164,000 | 3,292 |
| Net interest income | $2,026,000 | 2,572 |
| Provision for loan and lease losses | $35,000 | 2,380 |
| Total noninterest income | $160,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $54,000 | 3,577 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $106,000 | 3,517 |
| Total noninterest expense | $1,844,000 | 2,485 |
| Salaries and employee benefits | $1,096,000 | 2,329 |
| Premises and equipment expense | $217,000 | 2,483 |
| Additional noninterest expense | $531,000 | 2,667 |
| Pre-tax net operating income | $307,000 | 3,834 |
| Securities gains (losses) | $-2,000 | 6,101 |
| Applicable income taxes | $90,000 | 2,540 |
| Income before extraordinary items | $215,000 | 4,175 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $215,000 | 4,177 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $215,000 | 4,178 |
| Net charge-offs | $-63,000 | 6,016 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $216,400 | 4,098 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,488,000 | 2,761 |
| Total interest expense | $748,000 | 3,171 |
| Net interest income | $7,740,000 | 2,699 |
| Provision for loan and lease losses | $70,000 | 3,509 |
| Total noninterest income | $777,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $248,000 | 3,555 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $529,000 | 3,199 |
| Total noninterest expense | $7,528,000 | 2,439 |
| Salaries and employee benefits | $4,291,000 | 2,342 |
| Premises and equipment expense | $813,000 | 2,636 |
| Additional noninterest expense | $2,424,000 | 2,466 |
| Pre-tax net operating income | $919,000 | 4,282 |
| Securities gains (losses) | $-30,000 | 6,184 |
| Applicable income taxes | $50,000 | 3,711 |
| Income before extraordinary items | $839,000 | 4,238 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $839,000 | 4,238 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $839,000 | 4,239 |
| Net charge-offs | $-160,000 | 6,214 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $867,200 | 4,139 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,289,000 | 2,804 |
| Total interest expense | $574,000 | 3,183 |
| Net interest income | $5,715,000 | 2,751 |
| Provision for loan and lease losses | $70,000 | 3,164 |
| Total noninterest income | $698,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $189,000 | 3,569 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $509,000 | 2,887 |
| Total noninterest expense | $5,545,000 | 2,491 |
| Salaries and employee benefits | $3,119,000 | 2,402 |
| Premises and equipment expense | $629,000 | 2,595 |
| Additional noninterest expense | $1,797,000 | 2,506 |
| Pre-tax net operating income | $798,000 | 4,123 |
| Securities gains (losses) | $-13,000 | 6,193 |
| Applicable income taxes | $50,000 | 3,664 |
| Income before extraordinary items | $735,000 | 4,047 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $735,000 | 4,048 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $735,000 | 4,048 |
| Net charge-offs | $-81,000 | 6,164 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $747,220 | 3,967 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,151,000 | 2,832 |
| Total interest expense | $395,000 | 3,155 |
| Net interest income | $3,756,000 | 2,778 |
| Provision for loan and lease losses | $70,000 | 2,678 |
| Total noninterest income | $447,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $124,000 | 3,586 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $323,000 | 2,933 |
| Total noninterest expense | $3,624,000 | 2,549 |
| Salaries and employee benefits | $2,036,000 | 2,464 |
| Premises and equipment expense | $410,000 | 2,665 |
| Additional noninterest expense | $1,178,000 | 2,536 |
| Pre-tax net operating income | $509,000 | 4,147 |
| Securities gains (losses) | $-9,000 | 6,281 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $500,000 | 3,966 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $500,000 | 3,972 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $500,000 | 3,972 |
| Net charge-offs | $-71,000 | 6,245 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $509,000 | 3,870 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 2,842 |
| Total interest expense | $200,000 | 3,180 |
| Net interest income | $1,876,000 | 2,783 |
| Provision for loan and lease losses | $70,000 | 1,937 |
| Total noninterest income | $224,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $63,000 | 3,532 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $161,000 | 2,866 |
| Total noninterest expense | $1,764,000 | 2,608 |
| Salaries and employee benefits | $965,000 | 2,597 |
| Premises and equipment expense | $211,000 | 2,662 |
| Additional noninterest expense | $588,000 | 2,527 |
| Pre-tax net operating income | $266,000 | 4,009 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $266,000 | 3,754 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $266,000 | 3,757 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $266,000 | 3,757 |
| Net charge-offs | $-55,000 | 6,341 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $266,000 | 3,705 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,066,000 | 2,928 |
| Total interest expense | $927,000 | 3,119 |
| Net interest income | $7,139,000 | 2,868 |
| Provision for loan and lease losses | $1,382,000 | 849 |
| Total noninterest income | $445,000 | 4,587 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $282,000 | 3,458 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $163,000 | 4,868 |
| Total noninterest expense | $7,048,000 | 2,616 |
| Salaries and employee benefits | $3,561,000 | 2,756 |
| Premises and equipment expense | $833,000 | 2,618 |
| Additional noninterest expense | $2,654,000 | 2,327 |
| Pre-tax net operating income | $-846,000 | 6,550 |
| Securities gains (losses) | $165,000 | 1,014 |
| Applicable income taxes | $-70,000 | 6,442 |
| Income before extraordinary items | $-611,000 | 6,510 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-611,000 | 6,511 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-611,000 | 6,511 |
| Net charge-offs | $1,663,000 | 873 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-759,500 | 6,537 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,969,000 | 2,979 |
| Total interest expense | $719,000 | 3,119 |
| Net interest income | $5,250,000 | 2,921 |
| Provision for loan and lease losses | $985,000 | 894 |
| Total noninterest income | $485,000 | 4,067 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $210,000 | 3,500 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $275,000 | 3,874 |
| Total noninterest expense | $5,381,000 | 2,587 |
| Salaries and employee benefits | $2,794,000 | 2,647 |
| Premises and equipment expense | $626,000 | 2,639 |
| Additional noninterest expense | $1,961,000 | 2,345 |
| Pre-tax net operating income | $-631,000 | 6,651 |
| Securities gains (losses) | $165,000 | 917 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $-467,000 | 6,623 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-467,000 | 6,624 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-467,000 | 6,624 |
| Net charge-offs | $1,308,000 | 821 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-632,000 | 6,654 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 3,022 |
| Total interest expense | $493,000 | 3,111 |
| Net interest income | $3,406,000 | 2,980 |
| Provision for loan and lease losses | $750,000 | 835 |
| Total noninterest income | $395,000 | 3,731 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $161,000 | 3,227 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $234,000 | 3,548 |
| Total noninterest expense | $3,466,000 | 2,660 |
| Salaries and employee benefits | $1,855,000 | 2,679 |
| Premises and equipment expense | $417,000 | 2,655 |
| Additional noninterest expense | $1,194,000 | 2,551 |
| Pre-tax net operating income | $-415,000 | 6,654 |
| Securities gains (losses) | $165,000 | 832 |
| Applicable income taxes | $-1,000 | 6,531 |
| Income before extraordinary items | $-249,000 | 6,635 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-249,000 | 6,635 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-249,000 | 6,635 |
| Net charge-offs | $926,000 | 813 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-414,000 | 6,669 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 3,018 |
| Total interest expense | $253,000 | 3,122 |
| Net interest income | $1,721,000 | 2,958 |
| Provision for loan and lease losses | $255,000 | 1,129 |
| Total noninterest income | $232,000 | 3,422 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $81,000 | 3,220 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $151,000 | 3,163 |
| Total noninterest expense | $1,725,000 | 2,707 |
| Salaries and employee benefits | $916,000 | 2,723 |
| Premises and equipment expense | $205,000 | 2,718 |
| Additional noninterest expense | $604,000 | 2,528 |
| Pre-tax net operating income | $-27,000 | 6,470 |
| Securities gains (losses) | $62,000 | 838 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $34,000 | 6,055 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $34,000 | 6,055 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $34,000 | 6,056 |
| Net charge-offs | $124,000 | 1,729 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-26,140 | 6,475 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,547,000 | 2,941 |
| Total interest expense | $1,238,000 | 3,143 |
| Net interest income | $7,309,000 | 2,880 |
| Provision for loan and lease losses | $2,134,000 | 1,017 |
| Total noninterest income | $520,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $360,000 | 3,129 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $160,000 | 4,867 |
| Total noninterest expense | $6,824,000 | 2,718 |
| Salaries and employee benefits | $3,371,000 | 2,881 |
| Premises and equipment expense | $876,000 | 2,547 |
| Additional noninterest expense | $2,577,000 | 2,492 |
| Pre-tax net operating income | $-1,129,000 | 6,693 |
| Securities gains (losses) | $1,031,000 | 509 |
| Applicable income taxes | $-126,000 | 6,732 |
| Income before extraordinary items | $28,000 | 6,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $28,000 | 6,240 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $28,000 | 6,242 |
| Net charge-offs | $3,379,000 | 787 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-631,840 | 6,576 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,498,000 | 2,965 |
| Total interest expense | $960,000 | 3,168 |
| Net interest income | $5,538,000 | 2,891 |
| Provision for loan and lease losses | $1,334,000 | 1,188 |
| Total noninterest income | $288,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $269,000 | 3,186 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 6,334 |
| Total noninterest expense | $5,074,000 | 2,748 |
| Salaries and employee benefits | $2,502,000 | 2,913 |
| Premises and equipment expense | $642,000 | 2,631 |
| Additional noninterest expense | $1,930,000 | 2,499 |
| Pre-tax net operating income | $-582,000 | 6,717 |
| Securities gains (losses) | $783,000 | 519 |
| Applicable income taxes | $5,000 | 4,514 |
| Income before extraordinary items | $196,000 | 5,739 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $196,000 | 5,738 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $196,000 | 5,738 |
| Net charge-offs | $1,474,000 | 1,128 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-571,340 | 6,732 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,383,000 | 2,972 |
| Total interest expense | $670,000 | 3,149 |
| Net interest income | $3,713,000 | 2,885 |
| Provision for loan and lease losses | $873,000 | 1,220 |
| Total noninterest income | $176,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $182,000 | 3,158 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-6,000 | 6,818 |
| Total noninterest expense | $3,423,000 | 2,733 |
| Salaries and employee benefits | $1,674,000 | 2,913 |
| Premises and equipment expense | $424,000 | 2,646 |
| Additional noninterest expense | $1,325,000 | 2,450 |
| Pre-tax net operating income | $-407,000 | 6,762 |
| Securities gains (losses) | $783,000 | 359 |
| Applicable income taxes | $78,000 | 3,254 |
| Income before extraordinary items | $298,000 | 4,830 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $298,000 | 4,834 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $298,000 | 4,834 |
| Net charge-offs | $1,320,000 | 936 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-320,570 | 6,733 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,218,000 | 2,965 |
| Total interest expense | $351,000 | 3,141 |
| Net interest income | $1,867,000 | 2,884 |
| Provision for loan and lease losses | $498,000 | 1,071 |
| Total noninterest income | $200,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $88,000 | 3,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $112,000 | 3,533 |
| Total noninterest expense | $1,758,000 | 2,667 |
| Salaries and employee benefits | $884,000 | 2,787 |
| Premises and equipment expense | $216,000 | 2,626 |
| Additional noninterest expense | $658,000 | 2,433 |
| Pre-tax net operating income | $-189,000 | 6,835 |
| Securities gains (losses) | $363,000 | 377 |
| Applicable income taxes | $36,000 | 3,305 |
| Income before extraordinary items | $138,000 | 4,973 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $138,000 | 4,977 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $138,000 | 4,978 |
| Net charge-offs | $1,137,000 | 614 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-148,770 | 6,813 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,398,000 | 2,925 |
| Total interest expense | $1,752,000 | 3,065 |
| Net interest income | $7,646,000 | 2,849 |
| Provision for loan and lease losses | $2,305,000 | 1,418 |
| Total noninterest income | $526,000 | 4,304 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $392,000 | 3,074 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $134,000 | 4,990 |
| Total noninterest expense | $7,086,000 | 2,641 |
| Salaries and employee benefits | $3,390,000 | 2,819 |
| Premises and equipment expense | $939,000 | 2,537 |
| Additional noninterest expense | $2,757,000 | 2,381 |
| Pre-tax net operating income | $-1,219,000 | 6,639 |
| Securities gains (losses) | $247,000 | 1,291 |
| Applicable income taxes | $-525,000 | 7,067 |
| Income before extraordinary items | $-447,000 | 6,456 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-447,000 | 6,458 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-447,000 | 6,457 |
| Net charge-offs | $3,454,000 | 1,087 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-605,080 | 6,482 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,163,000 | 2,901 |
| Total interest expense | $1,365,000 | 3,089 |
| Net interest income | $5,798,000 | 2,831 |
| Provision for loan and lease losses | $1,770,000 | 1,352 |
| Total noninterest income | $366,000 | 4,487 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $298,000 | 3,053 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $68,000 | 5,506 |
| Total noninterest expense | $5,375,000 | 2,613 |
| Salaries and employee benefits | $2,598,000 | 2,765 |
| Premises and equipment expense | $722,000 | 2,507 |
| Additional noninterest expense | $2,055,000 | 2,397 |
| Pre-tax net operating income | $-981,000 | 6,793 |
| Securities gains (losses) | $197,000 | 1,227 |
| Applicable income taxes | $-394,000 | 7,181 |
| Income before extraordinary items | $-390,000 | 6,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-390,000 | 6,634 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-390,000 | 6,634 |
| Net charge-offs | $3,184,000 | 901 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-516,080 | 6,648 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,820,000 | 2,897 |
| Total interest expense | $945,000 | 3,093 |
| Net interest income | $3,875,000 | 2,818 |
| Provision for loan and lease losses | $1,045,000 | 1,462 |
| Total noninterest income | $281,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $194,000 | 3,094 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 4,760 |
| Total noninterest expense | $3,593,000 | 2,626 |
| Salaries and employee benefits | $1,734,000 | 2,780 |
| Premises and equipment expense | $481,000 | 2,531 |
| Additional noninterest expense | $1,378,000 | 2,428 |
| Pre-tax net operating income | $-482,000 | 6,780 |
| Securities gains (losses) | $11,000 | 2,322 |
| Applicable income taxes | $-245,000 | 7,243 |
| Income before extraordinary items | $-226,000 | 6,655 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-226,000 | 6,656 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-226,000 | 6,656 |
| Net charge-offs | $2,635,000 | 763 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-233,040 | 6,639 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 2,899 |
| Total interest expense | $485,000 | 3,129 |
| Net interest income | $1,942,000 | 2,797 |
| Provision for loan and lease losses | $590,000 | 1,301 |
| Total noninterest income | $177,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $96,000 | 3,056 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $81,000 | 3,885 |
| Total noninterest expense | $1,750,000 | 2,704 |
| Salaries and employee benefits | $852,000 | 2,845 |
| Premises and equipment expense | $243,000 | 2,546 |
| Additional noninterest expense | $655,000 | 2,532 |
| Pre-tax net operating income | $-221,000 | 6,853 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-117,000 | 7,308 |
| Income before extraordinary items | $-104,000 | 6,728 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-104,000 | 6,728 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-104,000 | 6,728 |
| Net charge-offs | $2,329,000 | 489 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-104,000 | 6,718 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,494,000 | 2,832 |
| Total interest expense | $2,679,000 | 2,831 |
| Net interest income | $7,815,000 | 2,786 |
| Provision for loan and lease losses | $5,269,000 | 1,101 |
| Total noninterest income | $103,000 | 6,653 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $397,000 | 3,098 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-294,000 | 7,336 |
| Total noninterest expense | $6,366,000 | 2,961 |
| Salaries and employee benefits | $2,731,000 | 3,364 |
| Premises and equipment expense | $998,000 | 2,484 |
| Additional noninterest expense | $2,637,000 | 2,560 |
| Pre-tax net operating income | $-3,717,000 | 7,006 |
| Securities gains (losses) | $123,000 | 1,986 |
| Applicable income taxes | $-1,466,000 | 7,398 |
| Income before extraordinary items | $-2,128,000 | 6,873 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,128,000 | 6,873 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,128,000 | 6,874 |
| Net charge-offs | $3,004,000 | 1,468 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,206,720 | 6,860 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,974,000 | 2,856 |
| Total interest expense | $2,132,000 | 2,818 |
| Net interest income | $5,842,000 | 2,824 |
| Provision for loan and lease losses | $3,744,000 | 1,103 |
| Total noninterest income | $103,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $294,000 | 3,190 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-191,000 | 7,458 |
| Total noninterest expense | $4,853,000 | 2,914 |
| Salaries and employee benefits | $2,117,000 | 3,296 |
| Premises and equipment expense | $799,000 | 2,388 |
| Additional noninterest expense | $1,937,000 | 2,551 |
| Pre-tax net operating income | $-2,652,000 | 7,158 |
| Securities gains (losses) | $82,000 | 2,089 |
| Applicable income taxes | $-961,000 | 7,488 |
| Income before extraordinary items | $-1,609,000 | 7,069 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,609,000 | 7,067 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,609,000 | 7,069 |
| Net charge-offs | $2,427,000 | 1,336 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,661,480 | 7,050 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,329,000 | 2,877 |
| Total interest expense | $1,500,000 | 2,793 |
| Net interest income | $3,829,000 | 2,872 |
| Provision for loan and lease losses | $1,975,000 | 1,287 |
| Total noninterest income | $80,000 | 6,370 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $198,000 | 3,180 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-118,000 | 7,545 |
| Total noninterest expense | $3,338,000 | 2,844 |
| Salaries and employee benefits | $1,534,000 | 3,084 |
| Premises and equipment expense | $523,000 | 2,436 |
| Additional noninterest expense | $1,281,000 | 2,575 |
| Pre-tax net operating income | $-1,404,000 | 7,138 |
| Securities gains (losses) | $82,000 | 1,559 |
| Applicable income taxes | $-540,000 | 7,494 |
| Income before extraordinary items | $-782,000 | 7,001 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-782,000 | 7,001 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-782,000 | 7,001 |
| Net charge-offs | $1,617,000 | 1,311 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-834,480 | 6,990 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 2,917 |
| Total interest expense | $790,000 | 2,778 |
| Net interest income | $1,891,000 | 2,938 |
| Provision for loan and lease losses | $360,000 | 2,187 |
| Total noninterest income | $124,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $134,000 | 2,560 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-10,000 | 7,567 |
| Total noninterest expense | $1,653,000 | 2,886 |
| Salaries and employee benefits | $776,000 | 3,088 |
| Premises and equipment expense | $280,000 | 2,353 |
| Additional noninterest expense | $597,000 | 2,715 |
| Pre-tax net operating income | $2,000 | 6,226 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-13,000 | 7,130 |
| Income before extraordinary items | $15,000 | 6,183 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,000 | 6,184 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $15,000 | 6,184 |
| Net charge-offs | $-12,000 | 7,531 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $15,000 | 6,076 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,811,000 | 2,797 |
| Total interest expense | $3,596,000 | 2,978 |
| Net interest income | $8,215,000 | 2,655 |
| Provision for loan and lease losses | $1,513,000 | 2,894 |
| Total noninterest income | $797,000 | 3,774 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $545,000 | 2,711 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $252,000 | 4,260 |
| Total noninterest expense | $7,208,000 | 2,720 |
| Salaries and employee benefits | $3,499,000 | 2,787 |
| Premises and equipment expense | $1,191,000 | 2,233 |
| Additional noninterest expense | $2,518,000 | 2,721 |
| Pre-tax net operating income | $291,000 | 4,524 |
| Securities gains (losses) | $62,000 | 2,485 |
| Applicable income taxes | $67,000 | 3,109 |
| Income before extraordinary items | $286,000 | 4,520 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $286,000 | 4,519 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $286,000 | 4,520 |
| Net charge-offs | $774,000 | 3,223 |
| Cash dividends | $496,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $235,780 | 4,623 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,006,000 | 2,791 |
| Total interest expense | $2,711,000 | 3,093 |
| Net interest income | $6,295,000 | 2,606 |
| Provision for loan and lease losses | $1,390,000 | 2,325 |
| Total noninterest income | $586,000 | 3,892 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $399,000 | 2,773 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $187,000 | 4,400 |
| Total noninterest expense | $5,344,000 | 2,754 |
| Salaries and employee benefits | $2,607,000 | 2,826 |
| Premises and equipment expense | $886,000 | 2,267 |
| Additional noninterest expense | $1,851,000 | 2,734 |
| Pre-tax net operating income | $147,000 | 5,126 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-9,000 | 6,652 |
| Income before extraordinary items | $156,000 | 5,051 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $156,000 | 5,050 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $156,000 | 5,050 |
| Net charge-offs | $569,000 | 2,871 |
| Cash dividends | $496,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $156,000 | 5,003 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,129,000 | 2,762 |
| Total interest expense | $1,863,000 | 3,140 |
| Net interest income | $4,266,000 | 2,536 |
| Provision for loan and lease losses | $475,000 | 3,039 |
| Total noninterest income | $387,000 | 3,913 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $258,000 | 2,795 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $129,000 | 4,368 |
| Total noninterest expense | $3,760,000 | 2,655 |
| Salaries and employee benefits | $1,904,000 | 2,614 |
| Premises and equipment expense | $596,000 | 2,287 |
| Additional noninterest expense | $1,260,000 | 2,711 |
| Pre-tax net operating income | $418,000 | 3,612 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $114,000 | 2,516 |
| Income before extraordinary items | $304,000 | 3,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 3,944 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $304,000 | 3,944 |
| Net charge-offs | $124,000 | 4,004 |
| Cash dividends | $496,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $304,000 | 3,827 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 2,780 |
| Total interest expense | $994,000 | 3,065 |
| Net interest income | $2,087,000 | 2,602 |
| Provision for loan and lease losses | $210,000 | 2,775 |
| Total noninterest income | $194,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $126,000 | 2,791 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $68,000 | 4,284 |
| Total noninterest expense | $1,917,000 | 2,525 |
| Salaries and employee benefits | $994,000 | 2,561 |
| Premises and equipment expense | $305,000 | 2,267 |
| Additional noninterest expense | $618,000 | 2,503 |
| Pre-tax net operating income | $154,000 | 4,464 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $36,000 | 3,153 |
| Income before extraordinary items | $118,000 | 4,709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $118,000 | 4,713 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $118,000 | 4,712 |
| Net charge-offs | $27,000 | 4,102 |
| Cash dividends | $496,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $118,000 | 4,546 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,632,000 | 2,711 |
| Total interest expense | $5,237,000 | 2,853 |
| Net interest income | $8,395,000 | 2,586 |
| Provision for loan and lease losses | $665,000 | 3,322 |
| Total noninterest income | $824,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $562,000 | 2,771 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $262,000 | 4,340 |
| Total noninterest expense | $7,317,000 | 2,580 |
| Salaries and employee benefits | $3,930,000 | 2,552 |
| Premises and equipment expense | $1,140,000 | 2,352 |
| Additional noninterest expense | $2,247,000 | 2,566 |
| Pre-tax net operating income | $1,237,000 | 3,364 |
| Securities gains (losses) | $387,000 | 467 |
| Applicable income taxes | $553,000 | 1,744 |
| Income before extraordinary items | $1,071,000 | 3,163 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,071,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 3,346 |
| Cash dividends | $399,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $815,580 | 3,793 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,493,000 | 2,693 |
| Total interest expense | $4,236,000 | 2,760 |
| Net interest income | $6,257,000 | 2,623 |
| Provision for loan and lease losses | $465,000 | 2,832 |
| Total noninterest income | $625,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $425,000 | 2,779 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $200,000 | 4,415 |
| Total noninterest expense | $5,389,000 | 2,617 |
| Salaries and employee benefits | $2,950,000 | 2,580 |
| Premises and equipment expense | $823,000 | 2,428 |
| Additional noninterest expense | $1,616,000 | 2,596 |
| Pre-tax net operating income | $1,028,000 | 3,625 |
| Securities gains (losses) | $268,000 | 505 |
| Applicable income taxes | $532,000 | 1,824 |
| Income before extraordinary items | $764,000 | 3,648 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $764,000 | 3,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,553 |
| Cash dividends | $170,000 | 4,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $592,480 | 4,307 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,973,000 | 2,731 |
| Total interest expense | $2,861,000 | 2,829 |
| Net interest income | $4,112,000 | 2,645 |
| Provision for loan and lease losses | $225,000 | 2,959 |
| Total noninterest income | $418,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $284,000 | 2,750 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $134,000 | 4,495 |
| Total noninterest expense | $3,519,000 | 2,667 |
| Salaries and employee benefits | $1,959,000 | 2,616 |
| Premises and equipment expense | $526,000 | 2,528 |
| Additional noninterest expense | $1,034,000 | 2,672 |
| Pre-tax net operating income | $786,000 | 3,463 |
| Securities gains (losses) | $223,000 | 570 |
| Applicable income taxes | $415,000 | 1,832 |
| Income before extraordinary items | $594,000 | 3,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $594,000 | 3,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,443 |
| Cash dividends | $170,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $451,280 | 4,169 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 2,880 |
| Total interest expense | $1,444,000 | 2,984 |
| Net interest income | $1,944,000 | 2,768 |
| Provision for loan and lease losses | $80,000 | 3,055 |
| Total noninterest income | $204,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $137,000 | 2,803 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,495 |
| Total noninterest expense | $1,715,000 | 2,720 |
| Salaries and employee benefits | $954,000 | 2,697 |
| Premises and equipment expense | $262,000 | 2,565 |
| Additional noninterest expense | $499,000 | 2,729 |
| Pre-tax net operating income | $353,000 | 3,803 |
| Securities gains (losses) | $207,000 | 431 |
| Applicable income taxes | $223,000 | 1,828 |
| Income before extraordinary items | $337,000 | 3,560 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $337,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $204,520 | 4,521 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,997,000 | 3,066 |
| Total interest expense | $5,156,000 | 3,392 |
| Net interest income | $7,841,000 | 2,779 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $831,000 | 3,947 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $564,000 | 2,807 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $267,000 | 4,453 |
| Total noninterest expense | $6,107,000 | 2,922 |
| Salaries and employee benefits | $3,379,000 | 2,913 |
| Premises and equipment expense | $928,000 | 2,735 |
| Additional noninterest expense | $1,800,000 | 2,927 |
| Pre-tax net operating income | $2,535,000 | 2,793 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $829,000 | 2,093 |
| Income before extraordinary items | $1,706,000 | 3,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,706,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,295 |
| Cash dividends | $339,000 | 4,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,706,000 | 3,150 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,682,000 | 3,077 |
| Total interest expense | $3,850,000 | 3,402 |
| Net interest income | $5,832,000 | 2,812 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $622,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $418,000 | 2,810 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $204,000 | 4,454 |
| Total noninterest expense | $4,585,000 | 2,899 |
| Salaries and employee benefits | $2,547,000 | 2,869 |
| Premises and equipment expense | $692,000 | 2,734 |
| Additional noninterest expense | $1,346,000 | 2,884 |
| Pre-tax net operating income | $1,819,000 | 3,038 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $621,000 | 2,238 |
| Income before extraordinary items | $1,198,000 | 3,467 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,198,000 | 3,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,289 |
| Cash dividends | $95,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,198,000 | 3,453 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,422,000 | 3,095 |
| Total interest expense | $2,560,000 | 3,403 |
| Net interest income | $3,862,000 | 2,846 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $421,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $283,000 | 2,783 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $138,000 | 4,484 |
| Total noninterest expense | $3,040,000 | 2,944 |
| Salaries and employee benefits | $1,677,000 | 2,949 |
| Premises and equipment expense | $467,000 | 2,725 |
| Additional noninterest expense | $896,000 | 2,894 |
| Pre-tax net operating income | $1,193,000 | 3,131 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $432,000 | 2,272 |
| Income before extraordinary items | $761,000 | 3,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $761,000 | 3,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $95,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $761,000 | 3,609 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 3,132 |
| Total interest expense | $1,282,000 | 3,362 |
| Net interest income | $1,878,000 | 2,924 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $211,000 | 3,895 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $142,000 | 2,708 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $1,468,000 | 3,037 |
| Salaries and employee benefits | $785,000 | 3,136 |
| Premises and equipment expense | $239,000 | 2,694 |
| Additional noninterest expense | $444,000 | 2,896 |
| Pre-tax net operating income | $591,000 | 3,155 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $217,000 | 2,286 |
| Income before extraordinary items | $374,000 | 3,654 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $374,000 | 3,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $374,000 | 3,633 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,798,000 | 3,144 |
| Total interest expense | $4,155,000 | 3,508 |
| Net interest income | $7,643,000 | 2,873 |
| Provision for loan and lease losses | $170,000 | 3,852 |
| Total noninterest income | $907,000 | 3,763 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $596,000 | 2,694 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $311,000 | 4,233 |
| Total noninterest expense | $5,923,000 | 2,903 |
| Salaries and employee benefits | $3,159,000 | 2,987 |
| Premises and equipment expense | $916,000 | 2,678 |
| Additional noninterest expense | $1,848,000 | 2,744 |
| Pre-tax net operating income | $2,457,000 | 3,164 |
| Securities gains (losses) | $4,000 | 1,309 |
| Applicable income taxes | $795,000 | 2,485 |
| Income before extraordinary items | $1,666,000 | 3,530 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,666,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,128 |
| Cash dividends | $339,000 | 4,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,663,280 | 3,517 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,659,000 | 3,179 |
| Total interest expense | $2,976,000 | 3,535 |
| Net interest income | $5,683,000 | 2,924 |
| Provision for loan and lease losses | $165,000 | 3,241 |
| Total noninterest income | $678,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $440,000 | 2,747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $238,000 | 4,179 |
| Total noninterest expense | $4,273,000 | 2,994 |
| Salaries and employee benefits | $2,313,000 | 3,046 |
| Premises and equipment expense | $673,000 | 2,731 |
| Additional noninterest expense | $1,287,000 | 2,931 |
| Pre-tax net operating income | $1,923,000 | 3,202 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $700,000 | 2,386 |
| Income before extraordinary items | $1,223,000 | 3,692 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,223,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $95,000 | 4,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,223,000 | 3,679 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,579,000 | 3,226 |
| Total interest expense | $1,855,000 | 3,598 |
| Net interest income | $3,724,000 | 2,976 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $456,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $294,000 | 2,703 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $162,000 | 4,152 |
| Total noninterest expense | $2,788,000 | 3,067 |
| Salaries and employee benefits | $1,523,000 | 3,079 |
| Premises and equipment expense | $432,000 | 2,804 |
| Additional noninterest expense | $833,000 | 3,026 |
| Pre-tax net operating income | $1,272,000 | 3,227 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $462,000 | 2,423 |
| Income before extraordinary items | $810,000 | 3,725 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $810,000 | 3,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $95,000 | 4,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $810,000 | 3,720 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 3,257 |
| Total interest expense | $862,000 | 3,646 |
| Net interest income | $1,825,000 | 3,013 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $224,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $142,000 | 2,709 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,095 |
| Total noninterest expense | $1,378,000 | 3,097 |
| Salaries and employee benefits | $749,000 | 3,152 |
| Premises and equipment expense | $218,000 | 2,807 |
| Additional noninterest expense | $411,000 | 3,045 |
| Pre-tax net operating income | $611,000 | 3,265 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $225,000 | 2,443 |
| Income before extraordinary items | $386,000 | 3,786 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $386,000 | 3,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $386,000 | 3,769 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,501,000 | 3,290 |
| Total interest expense | $2,601,000 | 3,713 |
| Net interest income | $6,900,000 | 3,075 |
| Provision for loan and lease losses | $350,000 | 2,522 |
| Total noninterest income | $1,141,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $716,000 | 2,302 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $425,000 | 3,671 |
| Total noninterest expense | $5,307,000 | 3,074 |
| Salaries and employee benefits | $2,675,000 | 3,293 |
| Premises and equipment expense | $820,000 | 2,838 |
| Additional noninterest expense | $1,812,000 | 2,740 |
| Pre-tax net operating income | $2,384,000 | 3,255 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $860,000 | 2,493 |
| Income before extraordinary items | $1,528,000 | 3,742 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,528,000 | 3,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,525,440 | 3,710 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,905,000 | 3,310 |
| Total interest expense | $1,806,000 | 3,788 |
| Net interest income | $5,099,000 | 3,098 |
| Provision for loan and lease losses | $295,000 | 2,231 |
| Total noninterest income | $877,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $616,000 | 2,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $261,000 | 4,052 |
| Total noninterest expense | $3,855,000 | 3,129 |
| Salaries and employee benefits | $1,983,000 | 3,299 |
| Premises and equipment expense | $604,000 | 2,869 |
| Additional noninterest expense | $1,268,000 | 2,898 |
| Pre-tax net operating income | $1,826,000 | 3,266 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $642,000 | 2,534 |
| Income before extraordinary items | $1,188,000 | 3,685 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,188,000 | 3,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $95,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,185,400 | 3,653 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,442,000 | 3,349 |
| Total interest expense | $1,076,000 | 3,932 |
| Net interest income | $3,366,000 | 3,095 |
| Provision for loan and lease losses | $236,000 | 1,894 |
| Total noninterest income | $598,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $402,000 | 2,063 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $196,000 | 3,794 |
| Total noninterest expense | $2,525,000 | 3,158 |
| Salaries and employee benefits | $1,291,000 | 3,358 |
| Premises and equipment expense | $402,000 | 2,836 |
| Additional noninterest expense | $832,000 | 2,911 |
| Pre-tax net operating income | $1,203,000 | 3,243 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $424,000 | 2,521 |
| Income before extraordinary items | $783,000 | 3,679 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $783,000 | 3,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $95,000 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $780,400 | 3,643 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 3,415 |
| Total interest expense | $499,000 | 4,031 |
| Net interest income | $1,635,000 | 3,160 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $250,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $190,000 | 2,108 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,776 |
| Total noninterest expense | $1,255,000 | 3,192 |
| Salaries and employee benefits | $643,000 | 3,353 |
| Premises and equipment expense | $202,000 | 2,861 |
| Additional noninterest expense | $410,000 | 2,956 |
| Pre-tax net operating income | $540,000 | 3,474 |
| Securities gains (losses) | $11,000 | 981 |
| Applicable income taxes | $189,000 | 2,702 |
| Income before extraordinary items | $362,000 | 3,886 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $362,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $354,740 | 3,879 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,398,000 | 3,643 |
| Total interest expense | $1,763,000 | 4,033 |
| Net interest income | $5,635,000 | 3,474 |
| Provision for loan and lease losses | $241,000 | 3,310 |
| Total noninterest income | $1,096,000 | 3,332 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $848,000 | 2,031 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $248,000 | 4,659 |
| Total noninterest expense | $5,288,000 | 2,955 |
| Salaries and employee benefits | $2,841,000 | 2,979 |
| Premises and equipment expense | $835,000 | 2,689 |
| Additional noninterest expense | $1,612,000 | 2,955 |
| Pre-tax net operating income | $1,202,000 | 4,799 |
| Securities gains (losses) | $55,000 | 1,669 |
| Applicable income taxes | $432,000 | 3,582 |
| Income before extraordinary items | $825,000 | 5,195 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $825,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $259,000 | 4,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $788,700 | 5,222 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 3,730 |
| Total interest expense | $1,275,000 | 4,095 |
| Net interest income | $4,065,000 | 3,551 |
| Provision for loan and lease losses | $203,000 | 2,963 |
| Total noninterest income | $825,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $642,000 | 2,035 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $183,000 | 4,683 |
| Total noninterest expense | $3,956,000 | 2,936 |
| Salaries and employee benefits | $2,134,000 | 2,958 |
| Premises and equipment expense | $613,000 | 2,731 |
| Additional noninterest expense | $1,209,000 | 2,915 |
| Pre-tax net operating income | $731,000 | 5,414 |
| Securities gains (losses) | $55,000 | 1,589 |
| Applicable income taxes | $250,000 | 4,090 |
| Income before extraordinary items | $536,000 | 5,641 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $536,000 | 5,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,357 |
| Cash dividends | $71,000 | 4,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $498,600 | 5,751 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 3,783 |
| Total interest expense | $846,000 | 4,112 |
| Net interest income | $2,644,000 | 3,619 |
| Provision for loan and lease losses | $98,000 | 3,550 |
| Total noninterest income | $553,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $432,000 | 1,993 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $121,000 | 4,767 |
| Total noninterest expense | $2,684,000 | 2,898 |
| Salaries and employee benefits | $1,452,000 | 2,920 |
| Premises and equipment expense | $359,000 | 3,064 |
| Additional noninterest expense | $873,000 | 2,694 |
| Pre-tax net operating income | $415,000 | 5,772 |
| Securities gains (losses) | $55,000 | 1,393 |
| Applicable income taxes | $149,000 | 4,261 |
| Income before extraordinary items | $321,000 | 5,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $321,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $71,000 | 4,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $283,600 | 6,090 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 3,788 |
| Total interest expense | $427,000 | 4,133 |
| Net interest income | $1,318,000 | 3,610 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $276,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $212,000 | 1,972 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $64,000 | 4,614 |
| Total noninterest expense | $1,328,000 | 2,926 |
| Salaries and employee benefits | $721,000 | 2,944 |
| Premises and equipment expense | $174,000 | 3,178 |
| Additional noninterest expense | $433,000 | 2,699 |
| Pre-tax net operating income | $221,000 | 5,593 |
| Securities gains (losses) | $55,000 | 1,137 |
| Applicable income taxes | $111,000 | 3,616 |
| Income before extraordinary items | $165,000 | 5,788 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $165,000 | 5,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $129,800 | 6,237 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,497,000 | 4,062 |
| Total interest expense | $1,886,000 | 4,202 |
| Net interest income | $4,611,000 | 3,931 |
| Provision for loan and lease losses | $188,000 | 4,143 |
| Total noninterest income | $1,157,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $896,000 | 1,924 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $261,000 | 4,770 |
| Total noninterest expense | $5,022,000 | 3,039 |
| Salaries and employee benefits | $2,678,000 | 3,077 |
| Premises and equipment expense | $725,000 | 2,997 |
| Additional noninterest expense | $1,619,000 | 2,873 |
| Pre-tax net operating income | $558,000 | 6,490 |
| Securities gains (losses) | $259,000 | 1,146 |
| Applicable income taxes | $252,000 | 4,570 |
| Income before extraordinary items | $565,000 | 6,073 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $565,000 | 6,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,514 |
| Cash dividends | $90,000 | 5,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $386,290 | 6,728 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,855,000 | 4,108 |
| Total interest expense | $1,456,000 | 4,248 |
| Net interest income | $3,399,000 | 3,998 |
| Provision for loan and lease losses | $87,000 | 5,029 |
| Total noninterest income | $874,000 | 3,442 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $675,000 | 1,918 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $199,000 | 4,806 |
| Total noninterest expense | $3,807,000 | 3,010 |
| Salaries and employee benefits | $2,062,000 | 3,004 |
| Premises and equipment expense | $537,000 | 3,030 |
| Additional noninterest expense | $1,208,000 | 2,871 |
| Pre-tax net operating income | $379,000 | 6,803 |
| Securities gains (losses) | $259,000 | 1,062 |
| Applicable income taxes | $231,000 | 4,419 |
| Income before extraordinary items | $407,000 | 6,315 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $407,000 | 6,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,548 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $241,240 | 7,153 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 4,146 |
| Total interest expense | $1,005,000 | 4,241 |
| Net interest income | $2,240,000 | 4,032 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $578,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $452,000 | 1,873 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $126,000 | 4,908 |
| Total noninterest expense | $2,543,000 | 3,003 |
| Salaries and employee benefits | $1,366,000 | 3,027 |
| Premises and equipment expense | $353,000 | 3,056 |
| Additional noninterest expense | $824,000 | 2,811 |
| Pre-tax net operating income | $250,000 | 6,839 |
| Securities gains (losses) | $259,000 | 896 |
| Applicable income taxes | $173,000 | 4,251 |
| Income before extraordinary items | $336,000 | 5,831 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $336,000 | 5,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $165,060 | 7,119 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 4,151 |
| Total interest expense | $516,000 | 4,238 |
| Net interest income | $1,119,000 | 4,043 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $294,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $231,000 | 1,769 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 4,821 |
| Total noninterest expense | $1,270,000 | 2,993 |
| Salaries and employee benefits | $673,000 | 3,053 |
| Premises and equipment expense | $182,000 | 2,985 |
| Additional noninterest expense | $415,000 | 2,767 |
| Pre-tax net operating income | $133,000 | 6,710 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $40,000 | 5,397 |
| Income before extraordinary items | $93,000 | 7,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $93,000 | 6,871 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,122,000 | 3,993 |
| Total interest expense | $2,513,000 | 4,081 |
| Net interest income | $4,609,000 | 3,911 |
| Provision for loan and lease losses | $-32,000 | 9,213 |
| Total noninterest income | $1,140,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $790,000 | 2,020 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $350,000 | 3,950 |
| Total noninterest expense | $4,756,000 | 3,057 |
| Salaries and employee benefits | $2,556,000 | 3,061 |
| Premises and equipment expense | $622,000 | 3,308 |
| Additional noninterest expense | $1,578,000 | 2,844 |
| Pre-tax net operating income | $1,025,000 | 5,149 |
| Securities gains (losses) | $386,000 | 770 |
| Applicable income taxes | $480,000 | 3,534 |
| Income before extraordinary items | $931,000 | 4,789 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $931,000 | 4,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $64,000 | 5,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $676,240 | 5,504 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,534,000 | 4,214 |
| Total interest expense | $3,157,000 | 4,548 |
| Net interest income | $4,377,000 | 3,845 |
| Provision for loan and lease losses | $-16,000 | 9,453 |
| Total noninterest income | $934,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $673,000 | 2,221 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $261,000 | 4,403 |
| Total noninterest expense | $4,172,000 | 3,303 |
| Salaries and employee benefits | $2,217,000 | 3,302 |
| Premises and equipment expense | $600,000 | 3,349 |
| Additional noninterest expense | $1,355,000 | 3,148 |
| Pre-tax net operating income | $1,155,000 | 4,516 |
| Securities gains (losses) | $134,000 | 1,498 |
| Applicable income taxes | $386,000 | 3,802 |
| Income before extraordinary items | $903,000 | 4,558 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $903,000 | 4,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 9,485 |
| Cash dividends | $623,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $809,200 | 4,730 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,460,000 | 4,353 |
| Total interest expense | $3,148,000 | 4,735 |
| Net interest income | $4,312,000 | 3,934 |
| Provision for loan and lease losses | $89,000 | 5,579 |
| Total noninterest income | $747,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $611,000 | 2,254 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $136,000 | 5,716 |
| Total noninterest expense | $3,848,000 | 3,432 |
| Salaries and employee benefits | $2,069,000 | 3,374 |
| Premises and equipment expense | $646,000 | 3,081 |
| Additional noninterest expense | $1,133,000 | 3,620 |
| Pre-tax net operating income | $1,122,000 | 4,932 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $419,000 | 3,889 |
| Income before extraordinary items | $702,000 | 5,419 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $702,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $202,000 | 5,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $702,640 | 5,420 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,125,000 | 4,333 |
| Total interest expense | $2,868,000 | 4,754 |
| Net interest income | $4,257,000 | 3,961 |
| Provision for loan and lease losses | $115,000 | 4,942 |
| Total noninterest income | $687,000 | 4,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $591,000 | 2,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,735 |
| Total noninterest expense | $3,661,000 | 3,574 |
| Salaries and employee benefits | $1,852,000 | 3,660 |
| Premises and equipment expense | $591,000 | 3,298 |
| Additional noninterest expense | $1,218,000 | 3,384 |
| Pre-tax net operating income | $1,168,000 | 4,843 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $421,000 | 4,027 |
| Income before extraordinary items | $751,000 | 5,270 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $751,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 9,836 |
| Cash dividends | $193,000 | 5,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $748,440 | 5,248 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,568,000 | 4,636 |
| Total interest expense | $2,823,000 | 4,937 |
| Net interest income | $3,745,000 | 4,355 |
| Provision for loan and lease losses | $304,000 | 2,548 |
| Total noninterest income | $539,000 | 4,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 2,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,726 |
| Total noninterest expense | $3,313,000 | 3,780 |
| Salaries and employee benefits | $1,663,000 | 3,911 |
| Premises and equipment expense | $574,000 | 3,304 |
| Additional noninterest expense | $1,076,000 | 3,703 |
| Pre-tax net operating income | $667,000 | 6,612 |
| Securities gains (losses) | $203,000 | 913 |
| Applicable income taxes | $322,000 | 4,980 |
| Income before extraordinary items | $548,000 | 6,335 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $548,000 | 6,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,558 |
| Cash dividends | $141,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $418,080 | 7,010 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,224,000 | 4,919 |
| Total interest expense | $2,510,000 | 5,395 |
| Net interest income | $3,714,000 | 4,515 |
| Provision for loan and lease losses | $125,000 | 4,524 |
| Total noninterest income | $404,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 3,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,457 |
| Total noninterest expense | $2,987,000 | 4,112 |
| Salaries and employee benefits | $1,670,000 | 3,890 |
| Premises and equipment expense | $516,000 | 3,607 |
| Additional noninterest expense | $801,000 | 4,719 |
| Pre-tax net operating income | $1,006,000 | 5,818 |
| Securities gains (losses) | $32,000 | 1,598 |
| Applicable income taxes | $338,000 | 5,407 |
| Income before extraordinary items | $700,000 | 5,908 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $700,000 | 5,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $193,000 | 5,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $678,560 | 5,947 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,114,000 | 5,111 |
| Total interest expense | $2,366,000 | 5,728 |
| Net interest income | $3,748,000 | 4,556 |
| Provision for loan and lease losses | $107,000 | 4,936 |
| Total noninterest income | $418,000 | 5,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,591 |
| Total noninterest expense | $2,804,000 | 4,551 |
| Salaries and employee benefits | $1,545,000 | 4,200 |
| Premises and equipment expense | $582,000 | 3,304 |
| Additional noninterest expense | $677,000 | 5,875 |
| Pre-tax net operating income | $1,255,000 | 4,964 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $439,000 | 4,584 |
| Income before extraordinary items | $829,000 | 5,174 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $829,000 | 5,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,977 |
| Cash dividends | $316,000 | 4,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $820,550 | 5,153 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,088,000 | 5,142 |
| Total interest expense | $2,402,000 | 5,737 |
| Net interest income | $3,686,000 | 4,649 |
| Provision for loan and lease losses | $85,000 | 4,951 |
| Total noninterest income | $439,000 | 5,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,238 |
| Total noninterest expense | $2,757,000 | 4,590 |
| Salaries and employee benefits | $1,525,000 | 4,220 |
| Premises and equipment expense | $510,000 | 3,703 |
| Additional noninterest expense | $722,000 | 5,708 |
| Pre-tax net operating income | $1,283,000 | 5,015 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $492,000 | 4,247 |
| Income before extraordinary items | $791,000 | 5,492 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $791,000 | 5,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,894 |
| Cash dividends | $245,000 | 5,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $791,000 | 5,468 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 5,463 |
| Total interest expense | $1,864,000 | 5,922 |
| Net interest income | $3,359,000 | 5,128 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $959,000 | 3,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,599 |
| Total noninterest expense | $3,217,000 | 4,157 |
| Salaries and employee benefits | $1,887,000 | 3,460 |
| Premises and equipment expense | $538,000 | 3,572 |
| Additional noninterest expense | $792,000 | 5,739 |
| Pre-tax net operating income | $1,041,000 | 5,792 |
| Securities gains (losses) | $18,000 | 1,859 |
| Applicable income taxes | $343,000 | 5,350 |
| Income before extraordinary items | $716,000 | 5,817 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $716,000 | 5,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $141,000 | 6,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $703,760 | 5,945 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 5,677 |
| Total interest expense | $1,853,000 | 6,203 |
| Net interest income | $3,246,000 | 5,278 |
| Provision for loan and lease losses | $91,000 | 5,992 |
| Total noninterest income | $803,000 | 3,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 3,650 |
| Total noninterest expense | $2,762,000 | 4,832 |
| Salaries and employee benefits | $1,549,000 | 4,159 |
| Premises and equipment expense | $417,000 | 4,563 |
| Additional noninterest expense | $796,000 | 5,948 |
| Pre-tax net operating income | $1,196,000 | 5,190 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $455,000 | 4,553 |
| Income before extraordinary items | $741,000 | 5,879 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $741,000 | 6,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $127,000 | 6,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $741,000 | 5,615 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,374,000 | 6,006 |
| Total interest expense | $2,303,000 | 6,394 |
| Net interest income | $3,071,000 | 5,613 |
| Provision for loan and lease losses | $93,000 | 7,482 |
| Total noninterest income | $395,000 | 6,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,250 |
| Total noninterest expense | $2,232,000 | 5,843 |
| Salaries and employee benefits | $1,223,000 | 5,073 |
| Premises and equipment expense | $387,000 | 4,922 |
| Additional noninterest expense | $622,000 | 7,318 |
| Pre-tax net operating income | $1,141,000 | 5,124 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $413,000 | 4,665 |
| Income before extraordinary items | $744,000 | 5,660 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $744,000 | 5,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $126,000 | 6,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $733,760 | 5,385 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.