Home > Citizens Bank of Cumberland County, Inc. > Income and Expense
Citizens Bank of Cumberland County, Inc., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $5,031,000 | 3,669 |
| Total interest expense | $1,109,000 | 3,625 |
| Net interest income | $3,922,000 | 3,626 |
| Provision for loan and lease losses | $27,000 | 2,991 |
| Total noninterest income | $459,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $153,000 | 2,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,395 |
| Total noninterest expense | $2,769,000 | 3,782 |
| Salaries and employee benefits | $1,493,000 | 3,780 |
| Premises and equipment expense | $169,000 | 4,062 |
| Additional noninterest expense | $306,000 | 3,395 |
| Pre-tax net operating income | $1,585,000 | 3,191 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $1,585,000 | 3,018 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,585,000 | 3,050 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,585,000 | 3,020 |
| Net charge-offs | $32,000 | 1,993 |
| Cash dividends | $1,465,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,585,000 | 3,055 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 3,687 |
| Total interest expense | $793,000 | 3,579 |
| Net interest income | $2,895,000 | 3,665 |
| Provision for loan and lease losses | $27,000 | 2,728 |
| Total noninterest income | $344,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $116,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 3,393 |
| Total noninterest expense | $2,089,000 | 3,763 |
| Salaries and employee benefits | $1,127,000 | 3,758 |
| Premises and equipment expense | $123,000 | 4,084 |
| Additional noninterest expense | $228,000 | 3,392 |
| Pre-tax net operating income | $1,123,000 | 3,332 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $1,123,000 | 3,162 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,123,000 | 3,195 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,123,000 | 3,163 |
| Net charge-offs | $31,000 | 1,697 |
| Cash dividends | $305,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,123,000 | 3,191 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 3,693 |
| Total interest expense | $485,000 | 3,533 |
| Net interest income | $1,928,000 | 3,688 |
| Provision for loan and lease losses | $28,000 | 2,510 |
| Total noninterest income | $220,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $78,000 | 2,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 3,450 |
| Total noninterest expense | $1,398,000 | 3,767 |
| Salaries and employee benefits | $753,000 | 3,771 |
| Premises and equipment expense | $86,000 | 4,073 |
| Additional noninterest expense | $142,000 | 3,437 |
| Pre-tax net operating income | $722,000 | 3,398 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $722,000 | 3,240 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $722,000 | 3,274 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $722,000 | 3,239 |
| Net charge-offs | $31,000 | 1,360 |
| Cash dividends | $305,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $722,000 | 3,251 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 3,727 |
| Total interest expense | $222,000 | 3,462 |
| Net interest income | $958,000 | 3,719 |
| Provision for loan and lease losses | $15,000 | 2,190 |
| Total noninterest income | $110,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $39,000 | 2,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,436 |
| Total noninterest expense | $682,000 | 3,830 |
| Salaries and employee benefits | $373,000 | 3,835 |
| Premises and equipment expense | $43,000 | 4,119 |
| Additional noninterest expense | $71,000 | 3,436 |
| Pre-tax net operating income | $371,000 | 3,431 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $371,000 | 3,264 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $371,000 | 3,263 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $371,000 | 3,264 |
| Net charge-offs | $11,000 | 1,336 |
| Cash dividends | $300,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $371,000 | 3,291 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 3,704 |
| Total interest expense | $254,000 | 3,892 |
| Net interest income | $3,841,000 | 3,657 |
| Provision for loan and lease losses | $130,000 | 2,045 |
| Total noninterest income | $437,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $161,000 | 2,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 3,597 |
| Total noninterest expense | $2,497,000 | 3,924 |
| Salaries and employee benefits | $1,369,000 | 3,914 |
| Premises and equipment expense | $145,000 | 4,250 |
| Additional noninterest expense | $276,000 | 3,597 |
| Pre-tax net operating income | $1,651,000 | 3,326 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $1,651,000 | 3,159 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,651,000 | 3,156 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,651,000 | 3,158 |
| Net charge-offs | $80,000 | 1,336 |
| Cash dividends | $1,401,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,651,000 | 3,191 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 3,736 |
| Total interest expense | $140,000 | 3,993 |
| Net interest income | $2,772,000 | 3,683 |
| Provision for loan and lease losses | $96,000 | 1,905 |
| Total noninterest income | $319,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $122,000 | 2,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 3,662 |
| Total noninterest expense | $1,920,000 | 3,905 |
| Salaries and employee benefits | $1,047,000 | 3,893 |
| Premises and equipment expense | $119,000 | 4,214 |
| Additional noninterest expense | $197,000 | 3,662 |
| Pre-tax net operating income | $1,075,000 | 3,463 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $1,075,000 | 3,297 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,075,000 | 3,295 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,075,000 | 3,296 |
| Net charge-offs | $86,000 | 994 |
| Cash dividends | $301,000 | 2,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,075,000 | 3,323 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 3,811 |
| Total interest expense | $97,000 | 3,955 |
| Net interest income | $1,727,000 | 3,769 |
| Provision for loan and lease losses | $50,000 | 1,907 |
| Total noninterest income | $213,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $80,000 | 3,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 3,679 |
| Total noninterest expense | $1,280,000 | 3,919 |
| Salaries and employee benefits | $702,000 | 3,911 |
| Premises and equipment expense | $79,000 | 4,233 |
| Additional noninterest expense | $499,000 | 3,654 |
| Pre-tax net operating income | $610,000 | 3,524 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $610,000 | 3,363 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $610,000 | 3,362 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $610,000 | 3,363 |
| Net charge-offs | $45,000 | 1,003 |
| Cash dividends | $300,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $610,000 | 3,397 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $884,000 | 3,821 |
| Total interest expense | $50,000 | 3,919 |
| Net interest income | $834,000 | 3,783 |
| Provision for loan and lease losses | $7,000 | 2,086 |
| Total noninterest income | $102,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $39,000 | 3,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 3,679 |
| Total noninterest expense | $641,000 | 3,926 |
| Salaries and employee benefits | $352,000 | 3,921 |
| Premises and equipment expense | $27,000 | 4,471 |
| Additional noninterest expense | $262,000 | 3,601 |
| Pre-tax net operating income | $288,000 | 3,468 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $288,000 | 3,315 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $288,000 | 3,313 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $288,000 | 3,315 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $288,000 | 3,338 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 3,865 |
| Total interest expense | $264,000 | 3,875 |
| Net interest income | $3,404,000 | 3,828 |
| Provision for loan and lease losses | $35,000 | 2,695 |
| Total noninterest income | $414,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $144,000 | 3,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 3,802 |
| Total noninterest expense | $2,389,000 | 4,023 |
| Salaries and employee benefits | $1,290,000 | 4,047 |
| Premises and equipment expense | $148,000 | 4,340 |
| Additional noninterest expense | $951,000 | 3,748 |
| Pre-tax net operating income | $1,394,000 | 3,537 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $1,394,000 | 3,420 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,394,000 | 3,420 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,394,000 | 3,420 |
| Net charge-offs | $36,000 | 1,822 |
| Cash dividends | $1,305,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,394,000 | 3,397 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 3,982 |
| Total interest expense | $206,000 | 3,931 |
| Net interest income | $2,439,000 | 3,954 |
| Provision for loan and lease losses | $29,000 | 2,591 |
| Total noninterest income | $302,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $101,000 | 3,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 3,839 |
| Total noninterest expense | $1,829,000 | 4,042 |
| Salaries and employee benefits | $991,000 | 4,052 |
| Premises and equipment expense | $120,000 | 4,358 |
| Additional noninterest expense | $718,000 | 3,748 |
| Pre-tax net operating income | $883,000 | 3,831 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $883,000 | 3,751 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $883,000 | 3,751 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $883,000 | 3,751 |
| Net charge-offs | $24,000 | 1,666 |
| Cash dividends | $305,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $883,000 | 3,727 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 4,003 |
| Total interest expense | $143,000 | 3,962 |
| Net interest income | $1,633,000 | 3,968 |
| Provision for loan and lease losses | $23,000 | 2,516 |
| Total noninterest income | $196,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $62,000 | 3,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 3,855 |
| Total noninterest expense | $1,215,000 | 4,063 |
| Salaries and employee benefits | $657,000 | 4,080 |
| Premises and equipment expense | $81,000 | 4,363 |
| Additional noninterest expense | $477,000 | 3,756 |
| Pre-tax net operating income | $591,000 | 3,829 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $591,000 | 3,726 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $591,000 | 3,726 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $591,000 | 3,726 |
| Net charge-offs | $20,000 | 1,503 |
| Cash dividends | $305,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $591,000 | 3,701 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 3,981 |
| Total interest expense | $74,000 | 3,999 |
| Net interest income | $839,000 | 3,939 |
| Provision for loan and lease losses | $23,000 | 2,205 |
| Total noninterest income | $96,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $31,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 3,841 |
| Total noninterest expense | $590,000 | 4,113 |
| Salaries and employee benefits | $325,000 | 4,095 |
| Premises and equipment expense | $39,000 | 4,399 |
| Additional noninterest expense | $226,000 | 3,820 |
| Pre-tax net operating income | $322,000 | 3,727 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $322,000 | 3,624 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $322,000 | 3,624 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $322,000 | 3,624 |
| Net charge-offs | $20,000 | 1,153 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $322,000 | 3,597 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 4,001 |
| Total interest expense | $392,000 | 4,063 |
| Net interest income | $3,238,000 | 3,943 |
| Provision for loan and lease losses | $46,000 | 3,926 |
| Total noninterest income | $390,000 | 3,829 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $137,000 | 3,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 3,769 |
| Total noninterest expense | $2,432,000 | 4,066 |
| Salaries and employee benefits | $1,296,000 | 4,139 |
| Premises and equipment expense | $146,000 | 4,492 |
| Additional noninterest expense | $990,000 | 3,708 |
| Pre-tax net operating income | $1,150,000 | 3,576 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $1,150,000 | 3,507 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,150,000 | 3,507 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,150,000 | 3,507 |
| Net charge-offs | $62,000 | 2,279 |
| Cash dividends | $1,055,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,150,000 | 3,457 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,740,000 | 4,030 |
| Total interest expense | $308,000 | 4,103 |
| Net interest income | $2,432,000 | 3,966 |
| Provision for loan and lease losses | $46,000 | 3,747 |
| Total noninterest income | $299,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $102,000 | 3,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 3,722 |
| Total noninterest expense | $1,855,000 | 4,053 |
| Salaries and employee benefits | $985,000 | 4,124 |
| Premises and equipment expense | $120,000 | 4,451 |
| Additional noninterest expense | $750,000 | 3,689 |
| Pre-tax net operating income | $830,000 | 3,632 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $830,000 | 3,561 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $830,000 | 3,560 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $830,000 | 3,561 |
| Net charge-offs | $69,000 | 1,881 |
| Cash dividends | $300,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $830,000 | 3,513 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 4,044 |
| Total interest expense | $212,000 | 4,156 |
| Net interest income | $1,645,000 | 3,989 |
| Provision for loan and lease losses | $30,000 | 3,658 |
| Total noninterest income | $182,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $71,000 | 3,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,840 |
| Total noninterest expense | $1,244,000 | 4,066 |
| Salaries and employee benefits | $657,000 | 4,148 |
| Premises and equipment expense | $83,000 | 4,441 |
| Additional noninterest expense | $504,000 | 3,690 |
| Pre-tax net operating income | $553,000 | 3,634 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $553,000 | 3,539 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $553,000 | 3,539 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $553,000 | 3,539 |
| Net charge-offs | $43,000 | 1,812 |
| Cash dividends | $300,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $553,000 | 3,490 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $972,000 | 4,025 |
| Total interest expense | $111,000 | 4,225 |
| Net interest income | $861,000 | 3,938 |
| Provision for loan and lease losses | $13,000 | 3,345 |
| Total noninterest income | $90,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $43,000 | 3,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 3,894 |
| Total noninterest expense | $648,000 | 4,055 |
| Salaries and employee benefits | $327,000 | 4,191 |
| Premises and equipment expense | $45,000 | 4,419 |
| Additional noninterest expense | $276,000 | 3,587 |
| Pre-tax net operating income | $290,000 | 3,439 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $290,000 | 3,323 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $290,000 | 3,323 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $290,000 | 3,324 |
| Net charge-offs | $32,000 | 1,402 |
| Cash dividends | $300,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $290,000 | 3,304 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,123,000 | 4,018 |
| Total interest expense | $464,000 | 4,209 |
| Net interest income | $3,659,000 | 3,916 |
| Provision for loan and lease losses | $140,000 | 2,667 |
| Total noninterest income | $401,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $186,000 | 3,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 3,884 |
| Total noninterest expense | $2,412,000 | 4,195 |
| Salaries and employee benefits | $1,256,000 | 4,266 |
| Premises and equipment expense | $139,000 | 4,663 |
| Additional noninterest expense | $1,017,000 | 3,770 |
| Pre-tax net operating income | $1,508,000 | 3,389 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,508,000 | 3,273 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,508,000 | 3,274 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,508,000 | 3,274 |
| Net charge-offs | $203,000 | 1,677 |
| Cash dividends | $1,500,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,508,000 | 3,239 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 4,063 |
| Total interest expense | $346,000 | 4,269 |
| Net interest income | $2,761,000 | 3,959 |
| Provision for loan and lease losses | $79,000 | 2,821 |
| Total noninterest income | $286,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $139,000 | 3,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 3,988 |
| Total noninterest expense | $1,837,000 | 4,209 |
| Salaries and employee benefits | $943,000 | 4,302 |
| Premises and equipment expense | $106,000 | 4,714 |
| Additional noninterest expense | $788,000 | 3,742 |
| Pre-tax net operating income | $1,131,000 | 3,474 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,131,000 | 3,327 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,131,000 | 3,326 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,131,000 | 3,327 |
| Net charge-offs | $95,000 | 1,795 |
| Cash dividends | $750,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,131,000 | 3,307 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 4,099 |
| Total interest expense | $223,000 | 4,307 |
| Net interest income | $1,848,000 | 3,985 |
| Provision for loan and lease losses | $59,000 | 2,711 |
| Total noninterest income | $188,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $94,000 | 3,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 4,043 |
| Total noninterest expense | $1,233,000 | 4,228 |
| Salaries and employee benefits | $624,000 | 4,346 |
| Premises and equipment expense | $74,000 | 4,703 |
| Additional noninterest expense | $535,000 | 3,745 |
| Pre-tax net operating income | $744,000 | 3,490 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $744,000 | 3,354 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $744,000 | 3,352 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $744,000 | 3,353 |
| Net charge-offs | $58,000 | 1,732 |
| Cash dividends | $750,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $744,000 | 3,328 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 4,169 |
| Total interest expense | $107,000 | 4,364 |
| Net interest income | $894,000 | 4,064 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $102,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $49,000 | 3,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 3,929 |
| Total noninterest expense | $620,000 | 4,257 |
| Salaries and employee benefits | $311,000 | 4,386 |
| Premises and equipment expense | $35,000 | 4,787 |
| Additional noninterest expense | $274,000 | 3,720 |
| Pre-tax net operating income | $346,000 | 3,583 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $346,000 | 3,427 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $346,000 | 3,426 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $346,000 | 3,426 |
| Net charge-offs | $56,000 | 1,158 |
| Cash dividends | $750,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $346,000 | 3,418 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,009,000 | 4,119 |
| Total interest expense | $317,000 | 4,449 |
| Net interest income | $3,692,000 | 4,023 |
| Provision for loan and lease losses | $187,000 | 2,432 |
| Total noninterest income | $400,000 | 4,046 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $206,000 | 3,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 4,102 |
| Total noninterest expense | $2,396,000 | 4,341 |
| Salaries and employee benefits | $1,171,000 | 4,491 |
| Premises and equipment expense | $132,000 | 4,879 |
| Additional noninterest expense | $1,093,000 | 3,748 |
| Pre-tax net operating income | $1,509,000 | 3,520 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,509,000 | 3,360 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,509,000 | 3,358 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,509,000 | 3,359 |
| Net charge-offs | $163,000 | 1,800 |
| Cash dividends | $1,421,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,509,000 | 3,361 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 4,165 |
| Total interest expense | $224,000 | 4,491 |
| Net interest income | $2,751,000 | 4,070 |
| Provision for loan and lease losses | $134,000 | 2,383 |
| Total noninterest income | $291,000 | 4,108 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $155,000 | 3,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 4,196 |
| Total noninterest expense | $1,797,000 | 4,359 |
| Salaries and employee benefits | $901,000 | 4,496 |
| Premises and equipment expense | $97,000 | 4,945 |
| Additional noninterest expense | $799,000 | 3,820 |
| Pre-tax net operating income | $1,111,000 | 3,607 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,111,000 | 3,431 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,111,000 | 3,430 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,111,000 | 3,430 |
| Net charge-offs | $92,000 | 1,786 |
| Cash dividends | $1,022,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,111,000 | 3,427 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 4,188 |
| Total interest expense | $142,000 | 4,532 |
| Net interest income | $1,835,000 | 4,088 |
| Provision for loan and lease losses | $123,000 | 1,996 |
| Total noninterest income | $193,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $102,000 | 3,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 4,227 |
| Total noninterest expense | $1,193,000 | 4,403 |
| Salaries and employee benefits | $598,000 | 4,544 |
| Premises and equipment expense | $62,000 | 5,022 |
| Additional noninterest expense | $533,000 | 3,844 |
| Pre-tax net operating income | $712,000 | 3,657 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $712,000 | 3,476 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $712,000 | 3,475 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $712,000 | 3,475 |
| Net charge-offs | $80,000 | 1,457 |
| Cash dividends | $1,022,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $712,000 | 3,474 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $958,000 | 4,252 |
| Total interest expense | $68,000 | 4,577 |
| Net interest income | $890,000 | 4,164 |
| Provision for loan and lease losses | $57,000 | 2,004 |
| Total noninterest income | $102,000 | 4,087 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $52,000 | 3,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,159 |
| Total noninterest expense | $580,000 | 4,485 |
| Salaries and employee benefits | $295,000 | 4,609 |
| Premises and equipment expense | $30,000 | 5,090 |
| Additional noninterest expense | $255,000 | 3,945 |
| Pre-tax net operating income | $355,000 | 3,605 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $355,000 | 3,435 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $355,000 | 3,434 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $355,000 | 3,435 |
| Net charge-offs | $59,000 | 1,104 |
| Cash dividends | $1,022,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $355,000 | 3,429 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 4,260 |
| Total interest expense | $272,000 | 4,522 |
| Net interest income | $3,494,000 | 4,184 |
| Provision for loan and lease losses | $162,000 | 2,579 |
| Total noninterest income | $318,000 | 4,433 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $228,000 | 3,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 4,848 |
| Total noninterest expense | $2,267,000 | 4,568 |
| Salaries and employee benefits | $1,141,000 | 4,694 |
| Premises and equipment expense | $126,000 | 5,139 |
| Additional noninterest expense | $1,000,000 | 4,011 |
| Pre-tax net operating income | $1,383,000 | 3,642 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,383,000 | 3,263 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,383,000 | 3,261 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,383,000 | 3,263 |
| Net charge-offs | $180,000 | 1,917 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,383,000 | 3,240 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 4,307 |
| Total interest expense | $203,000 | 4,552 |
| Net interest income | $2,598,000 | 4,230 |
| Provision for loan and lease losses | $126,000 | 2,458 |
| Total noninterest income | $235,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $173,000 | 3,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 4,961 |
| Total noninterest expense | $1,701,000 | 4,588 |
| Salaries and employee benefits | $858,000 | 4,712 |
| Premises and equipment expense | $101,000 | 5,134 |
| Additional noninterest expense | $742,000 | 4,035 |
| Pre-tax net operating income | $1,006,000 | 3,769 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,006,000 | 3,537 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,006,000 | 3,537 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,006,000 | 3,537 |
| Net charge-offs | $71,000 | 2,194 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,006,000 | 3,509 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 4,331 |
| Total interest expense | $136,000 | 4,549 |
| Net interest income | $1,709,000 | 4,263 |
| Provision for loan and lease losses | $61,000 | 2,593 |
| Total noninterest income | $153,000 | 4,548 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $113,000 | 3,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 5,002 |
| Total noninterest expense | $1,144,000 | 4,609 |
| Salaries and employee benefits | $574,000 | 4,737 |
| Premises and equipment expense | $72,000 | 5,106 |
| Additional noninterest expense | $498,000 | 4,050 |
| Pre-tax net operating income | $657,000 | 3,750 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $657,000 | 3,522 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $657,000 | 3,521 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $657,000 | 3,522 |
| Net charge-offs | $21,000 | 2,549 |
| Cash dividends | $1,000,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $657,000 | 3,501 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 4,375 |
| Total interest expense | $66,000 | 4,606 |
| Net interest income | $841,000 | 4,317 |
| Provision for loan and lease losses | $27,000 | 2,627 |
| Total noninterest income | $104,000 | 4,234 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $62,000 | 3,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,488 |
| Total noninterest expense | $568,000 | 4,672 |
| Salaries and employee benefits | $286,000 | 4,788 |
| Premises and equipment expense | $43,000 | 4,993 |
| Additional noninterest expense | $239,000 | 4,134 |
| Pre-tax net operating income | $350,000 | 3,615 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $350,000 | 3,364 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $350,000 | 3,363 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $350,000 | 3,364 |
| Net charge-offs | $27,000 | 1,709 |
| Cash dividends | $1,000,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $350,000 | 3,341 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 4,396 |
| Total interest expense | $312,000 | 4,404 |
| Net interest income | $3,301,000 | 4,349 |
| Provision for loan and lease losses | $233,000 | 2,277 |
| Total noninterest income | $382,000 | 4,423 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $237,000 | 3,341 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $145,000 | 4,673 |
| Total noninterest expense | $2,171,000 | 4,779 |
| Salaries and employee benefits | $1,058,000 | 4,929 |
| Premises and equipment expense | $120,000 | 5,374 |
| Additional noninterest expense | $993,000 | 4,161 |
| Pre-tax net operating income | $1,279,000 | 3,725 |
| Securities gains (losses) | $41,000 | 1,967 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,320,000 | 3,483 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,320,000 | 3,481 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,320,000 | 3,482 |
| Net charge-offs | $263,000 | 1,663 |
| Cash dividends | $915,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,279,000 | 3,469 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,671,000 | 4,456 |
| Total interest expense | $243,000 | 4,392 |
| Net interest income | $2,428,000 | 4,406 |
| Provision for loan and lease losses | $209,000 | 2,011 |
| Total noninterest income | $330,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $176,000 | 3,383 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $154,000 | 4,377 |
| Total noninterest expense | $1,627,000 | 4,799 |
| Salaries and employee benefits | $798,000 | 4,938 |
| Premises and equipment expense | $89,000 | 5,424 |
| Additional noninterest expense | $740,000 | 4,205 |
| Pre-tax net operating income | $922,000 | 3,837 |
| Securities gains (losses) | $14,000 | 2,461 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $936,000 | 3,606 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $936,000 | 3,604 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $936,000 | 3,606 |
| Net charge-offs | $221,000 | 1,376 |
| Cash dividends | $900,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $922,000 | 3,573 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 4,490 |
| Total interest expense | $155,000 | 4,484 |
| Net interest income | $1,624,000 | 4,441 |
| Provision for loan and lease losses | $124,000 | 2,089 |
| Total noninterest income | $198,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $115,000 | 3,403 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $83,000 | 4,611 |
| Total noninterest expense | $1,081,000 | 4,861 |
| Salaries and employee benefits | $527,000 | 5,009 |
| Premises and equipment expense | $59,000 | 5,484 |
| Additional noninterest expense | $495,000 | 4,252 |
| Pre-tax net operating income | $617,000 | 3,844 |
| Securities gains (losses) | $14,000 | 2,123 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $631,000 | 3,590 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $631,000 | 3,586 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $631,000 | 3,588 |
| Net charge-offs | $149,000 | 1,331 |
| Cash dividends | $900,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $617,000 | 3,564 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $884,000 | 4,539 |
| Total interest expense | $75,000 | 4,547 |
| Net interest income | $809,000 | 4,490 |
| Provision for loan and lease losses | $55,000 | 2,084 |
| Total noninterest income | $118,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $57,000 | 3,421 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $61,000 | 4,193 |
| Total noninterest expense | $550,000 | 4,870 |
| Salaries and employee benefits | $268,000 | 5,031 |
| Premises and equipment expense | $31,000 | 5,475 |
| Additional noninterest expense | $251,000 | 4,249 |
| Pre-tax net operating income | $322,000 | 3,748 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $323,000 | 3,499 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $323,000 | 3,495 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $323,000 | 3,497 |
| Net charge-offs | $30,000 | 1,747 |
| Cash dividends | $900,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $322,000 | 3,443 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 4,615 |
| Total interest expense | $302,000 | 4,606 |
| Net interest income | $3,111,000 | 4,566 |
| Provision for loan and lease losses | $161,000 | 2,564 |
| Total noninterest income | $450,000 | 4,323 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $224,000 | 3,544 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $226,000 | 4,302 |
| Total noninterest expense | $2,118,000 | 4,972 |
| Salaries and employee benefits | $1,002,000 | 5,157 |
| Premises and equipment expense | $129,000 | 5,549 |
| Additional noninterest expense | $987,000 | 4,323 |
| Pre-tax net operating income | $1,282,000 | 3,749 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,282,000 | 3,493 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,282,000 | 3,491 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,282,000 | 3,493 |
| Net charge-offs | $236,000 | 1,832 |
| Cash dividends | $835,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,282,000 | 3,448 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 4,676 |
| Total interest expense | $226,000 | 4,678 |
| Net interest income | $2,319,000 | 4,628 |
| Provision for loan and lease losses | $130,000 | 2,427 |
| Total noninterest income | $326,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $164,000 | 3,597 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $162,000 | 4,399 |
| Total noninterest expense | $1,645,000 | 4,938 |
| Salaries and employee benefits | $787,000 | 5,112 |
| Premises and equipment expense | $106,000 | 5,528 |
| Additional noninterest expense | $752,000 | 4,307 |
| Pre-tax net operating income | $870,000 | 3,968 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $870,000 | 3,739 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $870,000 | 3,738 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $870,000 | 3,739 |
| Net charge-offs | $205,000 | 1,533 |
| Cash dividends | $835,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $870,000 | 3,691 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 4,731 |
| Total interest expense | $151,000 | 4,718 |
| Net interest income | $1,534,000 | 4,679 |
| Provision for loan and lease losses | $85,000 | 2,433 |
| Total noninterest income | $197,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $107,000 | 3,618 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $90,000 | 4,632 |
| Total noninterest expense | $1,106,000 | 4,973 |
| Salaries and employee benefits | $521,000 | 5,175 |
| Premises and equipment expense | $70,000 | 5,582 |
| Additional noninterest expense | $515,000 | 4,294 |
| Pre-tax net operating income | $540,000 | 4,064 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $540,000 | 3,839 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $540,000 | 3,840 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $540,000 | 3,842 |
| Net charge-offs | $130,000 | 1,492 |
| Cash dividends | $835,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $540,000 | 3,784 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $842,000 | 4,762 |
| Total interest expense | $77,000 | 4,734 |
| Net interest income | $765,000 | 4,711 |
| Provision for loan and lease losses | $34,000 | 2,410 |
| Total noninterest income | $133,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $53,000 | 3,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $80,000 | 3,916 |
| Total noninterest expense | $565,000 | 4,981 |
| Salaries and employee benefits | $256,000 | 5,248 |
| Premises and equipment expense | $34,000 | 5,654 |
| Additional noninterest expense | $275,000 | 4,154 |
| Pre-tax net operating income | $299,000 | 3,875 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $299,000 | 3,658 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $299,000 | 3,661 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $299,000 | 3,661 |
| Net charge-offs | $34,000 | 1,812 |
| Cash dividends | $835,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $299,000 | 3,568 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 4,792 |
| Total interest expense | $326,000 | 4,819 |
| Net interest income | $3,113,000 | 4,735 |
| Provision for loan and lease losses | $159,000 | 2,728 |
| Total noninterest income | $349,000 | 4,817 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $262,000 | 3,448 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $87,000 | 5,350 |
| Total noninterest expense | $2,044,000 | 5,238 |
| Salaries and employee benefits | $1,027,000 | 5,295 |
| Premises and equipment expense | $147,000 | 5,712 |
| Additional noninterest expense | $870,000 | 4,743 |
| Pre-tax net operating income | $1,259,000 | 3,768 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,259,000 | 3,534 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,259,000 | 3,535 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,259,000 | 3,536 |
| Net charge-offs | $240,000 | 2,267 |
| Cash dividends | $886,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,259,000 | 3,489 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 4,853 |
| Total interest expense | $248,000 | 4,864 |
| Net interest income | $2,315,000 | 4,793 |
| Provision for loan and lease losses | $112,000 | 2,687 |
| Total noninterest income | $246,000 | 4,947 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $195,000 | 3,506 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $51,000 | 5,615 |
| Total noninterest expense | $1,530,000 | 5,258 |
| Salaries and employee benefits | $775,000 | 5,313 |
| Premises and equipment expense | $107,000 | 5,810 |
| Additional noninterest expense | $648,000 | 4,776 |
| Pre-tax net operating income | $919,000 | 3,889 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $919,000 | 3,650 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $919,000 | 3,651 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $919,000 | 3,652 |
| Net charge-offs | $223,000 | 1,882 |
| Cash dividends | $884,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $919,000 | 3,595 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 4,856 |
| Total interest expense | $168,000 | 4,887 |
| Net interest income | $1,558,000 | 4,796 |
| Provision for loan and lease losses | $72,000 | 2,659 |
| Total noninterest income | $171,000 | 4,889 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $128,000 | 3,522 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $43,000 | 5,464 |
| Total noninterest expense | $1,025,000 | 5,289 |
| Salaries and employee benefits | $521,000 | 5,349 |
| Premises and equipment expense | $72,000 | 5,847 |
| Additional noninterest expense | $432,000 | 4,791 |
| Pre-tax net operating income | $632,000 | 3,779 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $632,000 | 3,532 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $632,000 | 3,537 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $632,000 | 3,538 |
| Net charge-offs | $198,000 | 1,591 |
| Cash dividends | $807,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $632,000 | 3,479 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 4,927 |
| Total interest expense | $85,000 | 4,932 |
| Net interest income | $764,000 | 4,861 |
| Provision for loan and lease losses | $34,000 | 2,536 |
| Total noninterest income | $72,000 | 5,079 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $62,000 | 3,563 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $10,000 | 5,976 |
| Total noninterest expense | $550,000 | 5,242 |
| Salaries and employee benefits | $267,000 | 5,375 |
| Premises and equipment expense | $38,000 | 5,848 |
| Additional noninterest expense | $245,000 | 4,557 |
| Pre-tax net operating income | $252,000 | 4,090 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $252,000 | 3,840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $252,000 | 3,843 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $252,000 | 3,843 |
| Net charge-offs | $60,000 | 1,724 |
| Cash dividends | $805,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $252,000 | 3,799 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 4,939 |
| Total interest expense | $407,000 | 4,879 |
| Net interest income | $3,087,000 | 4,868 |
| Provision for loan and lease losses | $328,000 | 2,339 |
| Total noninterest income | $356,000 | 4,907 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $287,000 | 3,432 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $69,000 | 5,669 |
| Total noninterest expense | $1,985,000 | 5,484 |
| Salaries and employee benefits | $972,000 | 5,583 |
| Premises and equipment expense | $141,000 | 5,988 |
| Additional noninterest expense | $872,000 | 4,885 |
| Pre-tax net operating income | $1,130,000 | 3,887 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,130,000 | 3,664 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,130,000 | 3,667 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,130,000 | 3,668 |
| Net charge-offs | $222,000 | 2,902 |
| Cash dividends | $935,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,130,000 | 3,621 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 4,990 |
| Total interest expense | $318,000 | 4,886 |
| Net interest income | $2,303,000 | 4,917 |
| Provision for loan and lease losses | $234,000 | 2,361 |
| Total noninterest income | $257,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $219,000 | 3,429 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $38,000 | 5,940 |
| Total noninterest expense | $1,524,000 | 5,454 |
| Salaries and employee benefits | $743,000 | 5,574 |
| Premises and equipment expense | $117,000 | 5,922 |
| Additional noninterest expense | $664,000 | 4,876 |
| Pre-tax net operating income | $802,000 | 4,046 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $802,000 | 3,811 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $802,000 | 3,814 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $802,000 | 3,814 |
| Net charge-offs | $203,000 | 2,544 |
| Cash dividends | $933,000 | 1,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $802,000 | 3,739 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 5,002 |
| Total interest expense | $223,000 | 4,850 |
| Net interest income | $1,524,000 | 4,940 |
| Provision for loan and lease losses | $191,000 | 2,178 |
| Total noninterest income | $158,000 | 5,177 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $147,000 | 3,385 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 6,344 |
| Total noninterest expense | $1,020,000 | 5,479 |
| Salaries and employee benefits | $498,000 | 5,604 |
| Premises and equipment expense | $78,000 | 5,958 |
| Additional noninterest expense | $444,000 | 4,879 |
| Pre-tax net operating income | $471,000 | 4,248 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $471,000 | 4,046 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $471,000 | 4,048 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $471,000 | 4,049 |
| Net charge-offs | $161,000 | 2,305 |
| Cash dividends | $807,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $471,000 | 3,940 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $881,000 | 5,011 |
| Total interest expense | $120,000 | 4,782 |
| Net interest income | $761,000 | 4,969 |
| Provision for loan and lease losses | $55,000 | 2,729 |
| Total noninterest income | $98,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $76,000 | 3,310 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 5,600 |
| Total noninterest expense | $525,000 | 5,473 |
| Salaries and employee benefits | $253,000 | 5,613 |
| Premises and equipment expense | $40,000 | 5,967 |
| Additional noninterest expense | $232,000 | 4,821 |
| Pre-tax net operating income | $279,000 | 3,931 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $279,000 | 3,701 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $279,000 | 3,700 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $279,000 | 3,702 |
| Net charge-offs | $145,000 | 1,610 |
| Cash dividends | $5,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $279,000 | 3,600 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 5,088 |
| Total interest expense | $588,000 | 4,792 |
| Net interest income | $3,075,000 | 5,037 |
| Provision for loan and lease losses | $394,000 | 3,046 |
| Total noninterest income | $414,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $279,000 | 3,627 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $135,000 | 5,043 |
| Total noninterest expense | $1,907,000 | 5,735 |
| Salaries and employee benefits | $968,000 | 5,761 |
| Premises and equipment expense | $140,000 | 6,209 |
| Additional noninterest expense | $799,000 | 5,265 |
| Pre-tax net operating income | $1,188,000 | 3,731 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,188,000 | 3,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,188,000 | 3,573 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,188,000 | 3,574 |
| Net charge-offs | $264,000 | 3,461 |
| Cash dividends | $746,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,188,000 | 3,414 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 5,152 |
| Total interest expense | $456,000 | 4,854 |
| Net interest income | $2,316,000 | 5,111 |
| Provision for loan and lease losses | $307,000 | 2,942 |
| Total noninterest income | $253,000 | 5,119 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $203,000 | 3,724 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $50,000 | 5,759 |
| Total noninterest expense | $1,444,000 | 5,766 |
| Salaries and employee benefits | $738,000 | 5,767 |
| Premises and equipment expense | $118,000 | 6,124 |
| Additional noninterest expense | $588,000 | 5,363 |
| Pre-tax net operating income | $818,000 | 3,992 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $818,000 | 3,823 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $818,000 | 3,823 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $818,000 | 3,824 |
| Net charge-offs | $203,000 | 3,289 |
| Cash dividends | $679,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $818,000 | 3,658 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 5,191 |
| Total interest expense | $319,000 | 4,865 |
| Net interest income | $1,514,000 | 5,181 |
| Provision for loan and lease losses | $237,000 | 2,783 |
| Total noninterest income | $156,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $132,000 | 3,767 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,030 |
| Total noninterest expense | $969,000 | 5,798 |
| Salaries and employee benefits | $490,000 | 5,832 |
| Premises and equipment expense | $80,000 | 6,134 |
| Additional noninterest expense | $399,000 | 5,350 |
| Pre-tax net operating income | $464,000 | 4,221 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $464,000 | 4,115 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $464,000 | 4,119 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $464,000 | 4,119 |
| Net charge-offs | $182,000 | 2,860 |
| Cash dividends | $675,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $464,000 | 3,922 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 5,199 |
| Total interest expense | $169,000 | 4,835 |
| Net interest income | $763,000 | 5,193 |
| Provision for loan and lease losses | $137,000 | 2,520 |
| Total noninterest income | $75,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $66,000 | 3,777 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $536,000 | 5,630 |
| Salaries and employee benefits | $242,000 | 5,902 |
| Premises and equipment expense | $41,000 | 6,152 |
| Additional noninterest expense | $253,000 | 4,839 |
| Pre-tax net operating income | $165,000 | 4,790 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $165,000 | 4,689 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $165,000 | 4,693 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $165,000 | 4,693 |
| Net charge-offs | $147,000 | 2,113 |
| Cash dividends | $69,000 | 2,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $165,000 | 4,552 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 5,175 |
| Total interest expense | $912,000 | 4,615 |
| Net interest income | $3,042,000 | 5,227 |
| Provision for loan and lease losses | $539,000 | 3,354 |
| Total noninterest income | $298,000 | 5,217 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $291,000 | 3,637 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $7,000 | 6,582 |
| Total noninterest expense | $1,955,000 | 5,862 |
| Salaries and employee benefits | $921,000 | 6,015 |
| Premises and equipment expense | $161,000 | 6,328 |
| Additional noninterest expense | $873,000 | 5,235 |
| Pre-tax net operating income | $846,000 | 4,004 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $846,000 | 3,856 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $846,000 | 3,860 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $846,000 | 3,859 |
| Net charge-offs | $945,000 | 2,430 |
| Cash dividends | $685,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $846,000 | 3,732 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 5,209 |
| Total interest expense | $718,000 | 4,622 |
| Net interest income | $2,287,000 | 5,261 |
| Provision for loan and lease losses | $390,000 | 3,268 |
| Total noninterest income | $225,000 | 5,283 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $224,000 | 3,617 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,000 | 6,831 |
| Total noninterest expense | $1,524,000 | 5,818 |
| Salaries and employee benefits | $706,000 | 5,996 |
| Premises and equipment expense | $118,000 | 6,403 |
| Additional noninterest expense | $700,000 | 5,095 |
| Pre-tax net operating income | $598,000 | 4,227 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $598,000 | 4,037 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $598,000 | 4,039 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $598,000 | 4,039 |
| Net charge-offs | $506,000 | 2,649 |
| Cash dividends | $578,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $598,000 | 3,920 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 5,242 |
| Total interest expense | $502,000 | 4,620 |
| Net interest income | $1,500,000 | 5,338 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $114,000 | 5,702 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $141,000 | 3,714 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-27,000 | 7,092 |
| Total noninterest expense | $1,007,000 | 5,896 |
| Salaries and employee benefits | $470,000 | 6,052 |
| Premises and equipment expense | $79,000 | 6,438 |
| Additional noninterest expense | $458,000 | 5,221 |
| Pre-tax net operating income | $407,000 | 4,172 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $407,000 | 3,946 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $407,000 | 3,947 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $407,000 | 3,948 |
| Net charge-offs | $236,000 | 2,940 |
| Cash dividends | $368,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $407,000 | 3,842 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 5,234 |
| Total interest expense | $261,000 | 4,629 |
| Net interest income | $753,000 | 5,329 |
| Provision for loan and lease losses | $96,000 | 3,435 |
| Total noninterest income | $81,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $65,000 | 3,827 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $490,000 | 5,985 |
| Salaries and employee benefits | $235,000 | 6,096 |
| Premises and equipment expense | $38,000 | 6,532 |
| Additional noninterest expense | $217,000 | 5,329 |
| Pre-tax net operating income | $248,000 | 3,847 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $248,000 | 3,605 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $248,000 | 3,604 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $248,000 | 3,604 |
| Net charge-offs | $171,000 | 2,238 |
| Cash dividends | $8,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $248,000 | 3,541 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 5,301 |
| Total interest expense | $1,169,000 | 4,893 |
| Net interest income | $3,012,000 | 5,348 |
| Provision for loan and lease losses | $450,000 | 4,287 |
| Total noninterest income | $286,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $290,000 | 3,708 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-4,000 | 7,014 |
| Total noninterest expense | $1,949,000 | 6,059 |
| Salaries and employee benefits | $885,000 | 6,250 |
| Premises and equipment expense | $161,000 | 6,533 |
| Additional noninterest expense | $903,000 | 5,346 |
| Pre-tax net operating income | $899,000 | 3,577 |
| Securities gains (losses) | $4,000 | 3,501 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $903,000 | 3,413 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $903,000 | 3,410 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $903,000 | 3,413 |
| Net charge-offs | $374,000 | 4,015 |
| Cash dividends | $522,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $899,000 | 3,301 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 5,399 |
| Total interest expense | $901,000 | 4,981 |
| Net interest income | $2,222,000 | 5,456 |
| Provision for loan and lease losses | $288,000 | 4,380 |
| Total noninterest income | $243,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $225,000 | 3,709 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $18,000 | 6,717 |
| Total noninterest expense | $1,472,000 | 6,099 |
| Salaries and employee benefits | $679,000 | 6,261 |
| Premises and equipment expense | $119,000 | 6,639 |
| Additional noninterest expense | $674,000 | 5,360 |
| Pre-tax net operating income | $705,000 | 3,706 |
| Securities gains (losses) | $4,000 | 3,332 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $709,000 | 3,486 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $709,000 | 3,484 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $709,000 | 3,486 |
| Net charge-offs | $229,000 | 4,063 |
| Cash dividends | $514,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $705,000 | 3,367 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 5,459 |
| Total interest expense | $622,000 | 4,985 |
| Net interest income | $1,449,000 | 5,537 |
| Provision for loan and lease losses | $192,000 | 4,286 |
| Total noninterest income | $134,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $142,000 | 3,803 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-8,000 | 7,334 |
| Total noninterest expense | $993,000 | 6,100 |
| Salaries and employee benefits | $452,000 | 6,305 |
| Premises and equipment expense | $80,000 | 6,663 |
| Additional noninterest expense | $461,000 | 5,315 |
| Pre-tax net operating income | $398,000 | 4,002 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $398,000 | 3,794 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $398,000 | 3,792 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $398,000 | 3,793 |
| Net charge-offs | $167,000 | 3,716 |
| Cash dividends | $507,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $398,000 | 3,690 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 5,509 |
| Total interest expense | $318,000 | 5,052 |
| Net interest income | $724,000 | 5,569 |
| Provision for loan and lease losses | $72,000 | 4,420 |
| Total noninterest income | $81,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $67,000 | 3,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,333 |
| Total noninterest expense | $512,000 | 6,111 |
| Salaries and employee benefits | $227,000 | 6,383 |
| Premises and equipment expense | $40,000 | 6,743 |
| Additional noninterest expense | $245,000 | 5,171 |
| Pre-tax net operating income | $221,000 | 3,889 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $221,000 | 3,700 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $221,000 | 3,697 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $221,000 | 3,699 |
| Net charge-offs | $99,000 | 3,116 |
| Cash dividends | $7,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $221,000 | 3,573 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 5,441 |
| Total interest expense | $1,929,000 | 4,555 |
| Net interest income | $2,540,000 | 5,796 |
| Provision for loan and lease losses | $435,000 | 4,752 |
| Total noninterest income | $354,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $287,000 | 3,956 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $67,000 | 6,082 |
| Total noninterest expense | $1,919,000 | 6,329 |
| Salaries and employee benefits | $834,000 | 6,625 |
| Premises and equipment expense | $164,000 | 6,801 |
| Additional noninterest expense | $921,000 | 5,472 |
| Pre-tax net operating income | $540,000 | 3,902 |
| Securities gains (losses) | $120,000 | 1,972 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $660,000 | 3,457 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $660,000 | 3,456 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $660,000 | 3,456 |
| Net charge-offs | $259,000 | 4,676 |
| Cash dividends | $881,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $540,000 | 3,691 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 5,485 |
| Total interest expense | $1,514,000 | 4,573 |
| Net interest income | $1,862,000 | 5,873 |
| Provision for loan and lease losses | $361,000 | 4,323 |
| Total noninterest income | $393,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $212,000 | 4,017 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $181,000 | 4,448 |
| Total noninterest expense | $1,475,000 | 6,285 |
| Salaries and employee benefits | $648,000 | 6,584 |
| Premises and equipment expense | $120,000 | 6,887 |
| Additional noninterest expense | $707,000 | 5,387 |
| Pre-tax net operating income | $419,000 | 4,126 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $419,000 | 3,980 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $419,000 | 3,976 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $419,000 | 3,979 |
| Net charge-offs | $221,000 | 4,137 |
| Cash dividends | $773,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $419,000 | 3,878 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 5,508 |
| Total interest expense | $1,049,000 | 4,588 |
| Net interest income | $1,225,000 | 5,921 |
| Provision for loan and lease losses | $326,000 | 3,579 |
| Total noninterest income | $164,000 | 5,567 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $135,000 | 4,079 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $29,000 | 6,432 |
| Total noninterest expense | $966,000 | 6,366 |
| Salaries and employee benefits | $432,000 | 6,656 |
| Premises and equipment expense | $80,000 | 6,940 |
| Additional noninterest expense | $454,000 | 5,507 |
| Pre-tax net operating income | $97,000 | 5,240 |
| Securities gains (losses) | $120,000 | 1,351 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $217,000 | 4,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $217,000 | 4,435 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $217,000 | 4,435 |
| Net charge-offs | $205,000 | 3,389 |
| Cash dividends | $765,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $97,000 | 5,143 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 5,525 |
| Total interest expense | $530,000 | 4,678 |
| Net interest income | $624,000 | 5,894 |
| Provision for loan and lease losses | $186,000 | 2,957 |
| Total noninterest income | $76,000 | 5,675 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $61,000 | 4,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $15,000 | 6,478 |
| Total noninterest expense | $470,000 | 6,410 |
| Salaries and employee benefits | $217,000 | 6,686 |
| Premises and equipment expense | $40,000 | 6,984 |
| Additional noninterest expense | $213,000 | 5,431 |
| Pre-tax net operating income | $44,000 | 5,718 |
| Securities gains (losses) | $120,000 | 906 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $164,000 | 4,188 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $164,000 | 4,191 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $164,000 | 4,191 |
| Net charge-offs | $64,000 | 3,311 |
| Cash dividends | $7,000 | 3,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $44,000 | 5,616 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 5,257 |
| Total interest expense | $2,472,000 | 4,782 |
| Net interest income | $2,907,000 | 5,493 |
| Provision for loan and lease losses | $555,000 | 3,651 |
| Total noninterest income | $401,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $316,000 | 3,920 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $85,000 | 6,138 |
| Total noninterest expense | $1,805,000 | 6,482 |
| Salaries and employee benefits | $828,000 | 6,834 |
| Premises and equipment expense | $157,000 | 7,078 |
| Additional noninterest expense | $820,000 | 5,419 |
| Pre-tax net operating income | $948,000 | 3,854 |
| Securities gains (losses) | $-1,000 | 6,828 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $947,000 | 3,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $947,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 2,621 |
| Cash dividends | $923,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $948,000 | 3,534 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 5,284 |
| Total interest expense | $1,890,000 | 4,842 |
| Net interest income | $2,205,000 | 5,511 |
| Provision for loan and lease losses | $340,000 | 3,340 |
| Total noninterest income | $326,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $241,000 | 3,926 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 5,873 |
| Total noninterest expense | $1,392,000 | 6,411 |
| Salaries and employee benefits | $672,000 | 6,679 |
| Premises and equipment expense | $120,000 | 7,093 |
| Additional noninterest expense | $600,000 | 5,422 |
| Pre-tax net operating income | $799,000 | 4,105 |
| Securities gains (losses) | $-1,000 | 7,156 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $798,000 | 3,568 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $798,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 2,452 |
| Cash dividends | $923,000 | 1,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $799,000 | 3,709 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 5,337 |
| Total interest expense | $1,291,000 | 4,902 |
| Net interest income | $1,460,000 | 5,539 |
| Provision for loan and lease losses | $254,000 | 2,789 |
| Total noninterest income | $209,000 | 5,341 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $154,000 | 4,008 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $55,000 | 6,001 |
| Total noninterest expense | $948,000 | 6,402 |
| Salaries and employee benefits | $463,000 | 6,664 |
| Premises and equipment expense | $80,000 | 7,130 |
| Additional noninterest expense | $405,000 | 5,383 |
| Pre-tax net operating income | $467,000 | 4,488 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $467,000 | 4,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $467,000 | 4,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,742 |
| Cash dividends | $913,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $467,000 | 4,091 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 5,386 |
| Total interest expense | $658,000 | 5,039 |
| Net interest income | $740,000 | 5,523 |
| Provision for loan and lease losses | $185,000 | 1,906 |
| Total noninterest income | $98,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $72,000 | 4,098 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $477,000 | 6,417 |
| Salaries and employee benefits | $235,000 | 6,661 |
| Premises and equipment expense | $41,000 | 7,126 |
| Additional noninterest expense | $201,000 | 5,362 |
| Pre-tax net operating income | $176,000 | 5,188 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $176,000 | 4,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $176,000 | 4,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 993 |
| Cash dividends | $4,000 | 3,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $176,000 | 4,825 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,993,000 | 5,233 |
| Total interest expense | $2,918,000 | 4,876 |
| Net interest income | $3,075,000 | 5,434 |
| Provision for loan and lease losses | $606,000 | 2,031 |
| Total noninterest income | $406,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $325,000 | 3,933 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $81,000 | 6,513 |
| Total noninterest expense | $1,907,000 | 6,332 |
| Salaries and employee benefits | $903,000 | 6,688 |
| Premises and equipment expense | $166,000 | 7,090 |
| Additional noninterest expense | $838,000 | 5,196 |
| Pre-tax net operating income | $968,000 | 4,800 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $968,000 | 4,389 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $968,000 | 4,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 1,602 |
| Cash dividends | $1,109,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $968,000 | 4,384 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 5,246 |
| Total interest expense | $2,205,000 | 4,873 |
| Net interest income | $2,293,000 | 5,484 |
| Provision for loan and lease losses | $462,000 | 1,669 |
| Total noninterest income | $284,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $235,000 | 3,997 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $49,000 | 6,818 |
| Total noninterest expense | $1,411,000 | 6,358 |
| Salaries and employee benefits | $681,000 | 6,656 |
| Premises and equipment expense | $113,000 | 7,242 |
| Additional noninterest expense | $617,000 | 5,199 |
| Pre-tax net operating income | $704,000 | 5,111 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $704,000 | 4,650 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $704,000 | 4,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,446 |
| Cash dividends | $1,103,000 | 1,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $704,000 | 4,638 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 5,266 |
| Total interest expense | $1,475,000 | 4,843 |
| Net interest income | $1,525,000 | 5,518 |
| Provision for loan and lease losses | $367,000 | 1,319 |
| Total noninterest income | $192,000 | 5,650 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $157,000 | 4,004 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $35,000 | 6,783 |
| Total noninterest expense | $954,000 | 6,375 |
| Salaries and employee benefits | $460,000 | 6,674 |
| Premises and equipment expense | $78,000 | 7,202 |
| Additional noninterest expense | $416,000 | 5,168 |
| Pre-tax net operating income | $396,000 | 5,544 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $396,000 | 5,105 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $396,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,333 |
| Cash dividends | $1,097,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $396,000 | 5,094 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 5,306 |
| Total interest expense | $734,000 | 4,845 |
| Net interest income | $745,000 | 5,608 |
| Provision for loan and lease losses | $325,000 | 744 |
| Total noninterest income | $87,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $73,000 | 4,079 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $484,000 | 6,367 |
| Salaries and employee benefits | $230,000 | 6,728 |
| Premises and equipment expense | $34,000 | 7,427 |
| Additional noninterest expense | $220,000 | 4,940 |
| Pre-tax net operating income | $23,000 | 7,624 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $23,000 | 7,576 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $23,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 950 |
| Cash dividends | $6,000 | 3,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $23,000 | 7,557 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,120,000 | 4,944 |
| Total interest expense | $2,802,000 | 4,496 |
| Net interest income | $3,318,000 | 5,224 |
| Provision for loan and lease losses | $204,000 | 3,493 |
| Total noninterest income | $334,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $308,000 | 4,079 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,799 |
| Total noninterest expense | $1,742,000 | 6,526 |
| Salaries and employee benefits | $868,000 | 6,752 |
| Premises and equipment expense | $123,000 | 7,563 |
| Additional noninterest expense | $751,000 | 5,427 |
| Pre-tax net operating income | $1,706,000 | 4,004 |
| Securities gains (losses) | $5,000 | 1,264 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,711,000 | 3,478 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,711,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,004 |
| Cash dividends | $1,593,000 | 1,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,706,000 | 3,466 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 4,948 |
| Total interest expense | $2,075,000 | 4,444 |
| Net interest income | $2,477,000 | 5,294 |
| Provision for loan and lease losses | $66,000 | 4,743 |
| Total noninterest income | $226,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $230,000 | 4,114 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-4,000 | 8,709 |
| Total noninterest expense | $1,344,000 | 6,458 |
| Salaries and employee benefits | $669,000 | 6,682 |
| Premises and equipment expense | $94,000 | 7,549 |
| Additional noninterest expense | $581,000 | 5,308 |
| Pre-tax net operating income | $1,293,000 | 4,119 |
| Securities gains (losses) | $5,000 | 1,041 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,298,000 | 3,543 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,298,000 | 3,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,411 |
| Cash dividends | $1,587,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,293,000 | 3,541 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 4,933 |
| Total interest expense | $1,351,000 | 4,372 |
| Net interest income | $1,665,000 | 5,284 |
| Provision for loan and lease losses | $40,000 | 4,712 |
| Total noninterest income | $168,000 | 6,018 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $150,000 | 4,140 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $880,000 | 6,536 |
| Salaries and employee benefits | $442,000 | 6,729 |
| Premises and equipment expense | $59,000 | 7,640 |
| Additional noninterest expense | $379,000 | 5,394 |
| Pre-tax net operating income | $913,000 | 4,010 |
| Securities gains (losses) | $5,000 | 842 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $918,000 | 3,407 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $918,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,703 |
| Cash dividends | $1,279,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $913,000 | 3,410 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 4,920 |
| Total interest expense | $649,000 | 4,369 |
| Net interest income | $836,000 | 5,269 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $77,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $444,000 | 6,511 |
| Salaries and employee benefits | $223,000 | 6,729 |
| Premises and equipment expense | $30,000 | 7,633 |
| Additional noninterest expense | $191,000 | 5,329 |
| Pre-tax net operating income | $460,000 | 3,942 |
| Securities gains (losses) | $5,000 | 692 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $465,000 | 3,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $465,000 | 3,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $17,000 | 3,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $460,000 | 3,341 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 4,721 |
| Total interest expense | $2,322,000 | 4,015 |
| Net interest income | $3,427,000 | 5,076 |
| Provision for loan and lease losses | $267,000 | 3,052 |
| Total noninterest income | $313,000 | 6,242 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $288,000 | 4,280 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $25,000 | 8,001 |
| Total noninterest expense | $1,695,000 | 6,574 |
| Salaries and employee benefits | $825,000 | 6,850 |
| Premises and equipment expense | $117,000 | 7,667 |
| Additional noninterest expense | $753,000 | 5,366 |
| Pre-tax net operating income | $1,778,000 | 3,987 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,778,000 | 3,393 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,778,000 | 3,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,126 |
| Cash dividends | $788,000 | 2,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,778,000 | 3,358 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 4,733 |
| Total interest expense | $1,703,000 | 3,943 |
| Net interest income | $2,546,000 | 5,120 |
| Provision for loan and lease losses | $159,000 | 3,397 |
| Total noninterest income | $231,000 | 6,303 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $219,000 | 4,268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $1,269,000 | 6,583 |
| Salaries and employee benefits | $624,000 | 6,819 |
| Premises and equipment expense | $85,000 | 7,719 |
| Additional noninterest expense | $560,000 | 5,342 |
| Pre-tax net operating income | $1,349,000 | 4,028 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,349,000 | 3,399 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,349,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,351 |
| Cash dividends | $778,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,349,000 | 3,355 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,806,000 | 4,708 |
| Total interest expense | $1,108,000 | 3,846 |
| Net interest income | $1,698,000 | 5,116 |
| Provision for loan and lease losses | $121,000 | 2,999 |
| Total noninterest income | $140,000 | 6,471 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $144,000 | 4,250 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-4,000 | 8,824 |
| Total noninterest expense | $853,000 | 6,560 |
| Salaries and employee benefits | $415,000 | 6,828 |
| Premises and equipment expense | $55,000 | 7,750 |
| Additional noninterest expense | $383,000 | 5,241 |
| Pre-tax net operating income | $864,000 | 4,094 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $864,000 | 3,447 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $864,000 | 3,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,898 |
| Cash dividends | $768,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $864,000 | 3,403 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 4,713 |
| Total interest expense | $533,000 | 3,852 |
| Net interest income | $859,000 | 5,107 |
| Provision for loan and lease losses | $87,000 | 2,311 |
| Total noninterest income | $60,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $70,000 | 4,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-10,000 | 8,913 |
| Total noninterest expense | $438,000 | 6,507 |
| Salaries and employee benefits | $206,000 | 6,910 |
| Premises and equipment expense | $26,000 | 7,883 |
| Additional noninterest expense | $206,000 | 4,973 |
| Pre-tax net operating income | $394,000 | 4,319 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $394,000 | 3,662 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $394,000 | 3,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,244 |
| Cash dividends | $5,000 | 3,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $394,000 | 3,625 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 4,860 |
| Total interest expense | $1,722,000 | 4,097 |
| Net interest income | $3,270,000 | 5,136 |
| Provision for loan and lease losses | $324,000 | 2,768 |
| Total noninterest income | $347,000 | 6,098 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $300,000 | 4,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $47,000 | 7,478 |
| Total noninterest expense | $1,552,000 | 6,790 |
| Salaries and employee benefits | $725,000 | 7,193 |
| Premises and equipment expense | $151,000 | 7,323 |
| Additional noninterest expense | $676,000 | 5,633 |
| Pre-tax net operating income | $1,741,000 | 3,865 |
| Securities gains (losses) | $25,000 | 2,257 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,766,000 | 3,229 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,766,000 | 3,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,480 |
| Cash dividends | $779,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,741,000 | 3,194 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 4,968 |
| Total interest expense | $1,235,000 | 4,192 |
| Net interest income | $2,367,000 | 5,242 |
| Provision for loan and lease losses | $201,000 | 2,975 |
| Total noninterest income | $273,000 | 6,025 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $232,000 | 4,273 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $1,146,000 | 6,810 |
| Salaries and employee benefits | $544,000 | 7,149 |
| Premises and equipment expense | $76,000 | 7,952 |
| Additional noninterest expense | $526,000 | 5,480 |
| Pre-tax net operating income | $1,293,000 | 3,968 |
| Securities gains (losses) | $25,000 | 2,158 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,318,000 | 3,316 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,318,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,355 |
| Cash dividends | $767,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,293,000 | 3,273 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 5,050 |
| Total interest expense | $789,000 | 4,324 |
| Net interest income | $1,556,000 | 5,290 |
| Provision for loan and lease losses | $165,000 | 2,550 |
| Total noninterest income | $180,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $157,000 | 4,225 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,596 |
| Total noninterest expense | $763,000 | 6,844 |
| Salaries and employee benefits | $367,000 | 7,169 |
| Premises and equipment expense | $48,000 | 8,038 |
| Additional noninterest expense | $348,000 | 5,529 |
| Pre-tax net operating income | $808,000 | 4,083 |
| Securities gains (losses) | $25,000 | 1,902 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $833,000 | 3,422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $833,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,990 |
| Cash dividends | $767,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $808,000 | 3,412 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 5,105 |
| Total interest expense | $405,000 | 4,286 |
| Net interest income | $759,000 | 5,380 |
| Provision for loan and lease losses | $93,000 | 2,229 |
| Total noninterest income | $86,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 4,234 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $386,000 | 6,861 |
| Salaries and employee benefits | $183,000 | 7,218 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $179,000 | 5,453 |
| Pre-tax net operating income | $366,000 | 4,313 |
| Securities gains (losses) | $25,000 | 1,594 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $391,000 | 3,569 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $391,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,595 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $366,000 | 3,623 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 5,468 |
| Total interest expense | $1,781,000 | 4,376 |
| Net interest income | $2,420,000 | 6,016 |
| Provision for loan and lease losses | $400,000 | 2,580 |
| Total noninterest income | $342,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $284,000 | 4,431 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $58,000 | 7,360 |
| Total noninterest expense | $1,358,000 | 7,152 |
| Salaries and employee benefits | $659,000 | 7,465 |
| Premises and equipment expense | $105,000 | 8,006 |
| Additional noninterest expense | $594,000 | 6,021 |
| Pre-tax net operating income | $1,004,000 | 5,164 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,005,000 | 4,636 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,005,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,600 |
| Cash dividends | $360,000 | 4,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,004,000 | 4,467 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 5,505 |
| Total interest expense | $1,376,000 | 4,417 |
| Net interest income | $1,790,000 | 6,071 |
| Provision for loan and lease losses | $231,000 | 3,011 |
| Total noninterest income | $253,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $211,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,445 |
| Total noninterest expense | $1,018,000 | 7,157 |
| Salaries and employee benefits | $506,000 | 7,371 |
| Premises and equipment expense | $80,000 | 7,996 |
| Additional noninterest expense | $432,000 | 6,114 |
| Pre-tax net operating income | $794,000 | 5,151 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $795,000 | 4,613 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $795,000 | 4,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,532 |
| Cash dividends | $350,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $794,000 | 4,438 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 5,602 |
| Total interest expense | $938,000 | 4,451 |
| Net interest income | $1,143,000 | 6,224 |
| Provision for loan and lease losses | $154,000 | 2,968 |
| Total noninterest income | $170,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $138,000 | 4,480 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $32,000 | 7,239 |
| Total noninterest expense | $671,000 | 7,209 |
| Salaries and employee benefits | $340,000 | 7,371 |
| Premises and equipment expense | $47,000 | 8,170 |
| Additional noninterest expense | $284,000 | 6,149 |
| Pre-tax net operating income | $488,000 | 5,373 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $488,000 | 4,866 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $488,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,896 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $488,000 | 4,650 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 5,719 |
| Total interest expense | $475,000 | 4,505 |
| Net interest income | $541,000 | 6,416 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $76,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $328,000 | 7,299 |
| Salaries and employee benefits | $172,000 | 7,371 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $131,000 | 6,392 |
| Pre-tax net operating income | $184,000 | 6,037 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $184,000 | 5,527 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $184,000 | 5,332 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,817,000 | 6,054 |
| Total interest expense | $2,003,000 | 4,787 |
| Net interest income | $1,814,000 | 6,930 |
| Provision for loan and lease losses | $155,000 | 4,849 |
| Total noninterest income | $263,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $206,000 | 5,131 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 7,426 |
| Total noninterest expense | $1,151,000 | 7,589 |
| Salaries and employee benefits | $600,000 | 7,710 |
| Premises and equipment expense | $97,000 | 8,210 |
| Additional noninterest expense | $454,000 | 6,791 |
| Pre-tax net operating income | $771,000 | 5,858 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $772,000 | 5,301 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $772,000 | 5,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,660 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $360,000 | 507 |
| Net operating income | $771,000 | 5,165 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 7,686 |
| Total interest expense | $1,366,000 | 7,261 |
| Net interest income | $1,188,000 | 7,907 |
| Provision for loan and lease losses | $269,000 | 3,461 |
| Total noninterest income | $148,000 | 7,880 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $137,000 | 5,988 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $1,007,000 | 7,943 |
| Salaries and employee benefits | $567,000 | 7,821 |
| Premises and equipment expense | $80,000 | 8,627 |
| Additional noninterest expense | $360,000 | 7,434 |
| Pre-tax net operating income | $60,000 | 8,501 |
| Securities gains (losses) | $135,000 | 1,489 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $195,000 | 7,775 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $195,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $60,000 | 8,463 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $521,000 | 9,685 |
| Total interest expense | $253,000 | 9,593 |
| Net interest income | $268,000 | 9,730 |
| Provision for loan and lease losses | $165,000 | 4,200 |
| Total noninterest income | $30,000 | 9,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 8,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 9,680 |
| Total noninterest expense | $713,000 | 8,791 |
| Salaries and employee benefits | $446,000 | 8,516 |
| Premises and equipment expense | $40,000 | 9,542 |
| Additional noninterest expense | $227,000 | 8,535 |
| Pre-tax net operating income | $-580,000 | 9,579 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-580,000 | 9,611 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-580,000 | 9,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 255 |
| Net operating income | $-580,000 | 9,610 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.