Home > Citizens Bank > Income and Expense
Citizens Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $26,317,000 | 1,551 |
| Total interest expense | $6,283,000 | 1,772 |
| Net interest income | $20,034,000 | 1,439 |
| Provision for loan and lease losses | $373,000 | 1,489 |
| Total noninterest income | $3,886,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $936,000 | 1,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,950,000 | 1,266 |
| Total noninterest expense | $17,486,000 | 1,348 |
| Salaries and employee benefits | $10,249,000 | 1,315 |
| Premises and equipment expense | $1,630,000 | 1,438 |
| Additional noninterest expense | $2,950,000 | 1,266 |
| Pre-tax net operating income | $6,061,000 | 1,708 |
| Securities gains (losses) | $273,000 | 133 |
| Applicable income taxes | $786,000 | 1,593 |
| Income before extraordinary items | $5,548,000 | 1,610 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,548,000 | 1,630 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,548,000 | 1,613 |
| Net charge-offs | $29,000 | 2,045 |
| Cash dividends | $2,064,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,307,760 | 1,692 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $19,330,000 | 1,547 |
| Total interest expense | $3,882,000 | 1,864 |
| Net interest income | $15,448,000 | 1,409 |
| Provision for loan and lease losses | $244,000 | 1,507 |
| Total noninterest income | $2,937,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $714,000 | 1,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,223,000 | 1,274 |
| Total noninterest expense | $13,334,000 | 1,331 |
| Salaries and employee benefits | $7,877,000 | 1,300 |
| Premises and equipment expense | $1,204,000 | 1,455 |
| Additional noninterest expense | $2,223,000 | 1,274 |
| Pre-tax net operating income | $4,807,000 | 1,701 |
| Securities gains (losses) | $273,000 | 87 |
| Applicable income taxes | $669,000 | 1,558 |
| Income before extraordinary items | $4,411,000 | 1,597 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,411,000 | 1,610 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,411,000 | 1,597 |
| Net charge-offs | $8,000 | 2,199 |
| Cash dividends | $1,708,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,173,490 | 1,679 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,641,000 | 1,537 |
| Total interest expense | $1,913,000 | 2,075 |
| Net interest income | $10,728,000 | 1,369 |
| Provision for loan and lease losses | $158,000 | 1,486 |
| Total noninterest income | $2,039,000 | 1,281 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $494,000 | 988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,545,000 | 1,168 |
| Total noninterest expense | $8,813,000 | 1,326 |
| Salaries and employee benefits | $5,229,000 | 1,299 |
| Premises and equipment expense | $781,000 | 1,485 |
| Additional noninterest expense | $1,545,000 | 1,167 |
| Pre-tax net operating income | $3,796,000 | 1,494 |
| Securities gains (losses) | $209,000 | 115 |
| Applicable income taxes | $601,000 | 1,368 |
| Income before extraordinary items | $3,404,000 | 1,425 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,404,000 | 1,441 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,404,000 | 1,425 |
| Net charge-offs | $14,000 | 1,687 |
| Cash dividends | $1,352,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,226,350 | 1,488 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,192,000 | 1,540 |
| Total interest expense | $763,000 | 2,151 |
| Net interest income | $5,429,000 | 1,365 |
| Provision for loan and lease losses | $90,000 | 1,318 |
| Total noninterest income | $1,076,000 | 1,247 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $240,000 | 1,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $836,000 | 1,094 |
| Total noninterest expense | $4,362,000 | 1,345 |
| Salaries and employee benefits | $2,640,000 | 1,301 |
| Premises and equipment expense | $377,000 | 1,550 |
| Additional noninterest expense | $836,000 | 1,094 |
| Pre-tax net operating income | $2,053,000 | 1,445 |
| Securities gains (losses) | $209,000 | 109 |
| Applicable income taxes | $367,000 | 1,232 |
| Income before extraordinary items | $1,895,000 | 1,342 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,895,000 | 1,342 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,895,000 | 1,342 |
| Net charge-offs | $-17,000 | 4,196 |
| Cash dividends | $596,000 | 1,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,719,440 | 1,456 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $20,242,000 | 1,556 |
| Total interest expense | $1,030,000 | 2,386 |
| Net interest income | $19,212,000 | 1,487 |
| Provision for loan and lease losses | $483,000 | 1,248 |
| Total noninterest income | $4,409,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $998,000 | 1,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,411,000 | 1,165 |
| Total noninterest expense | $16,968,000 | 1,348 |
| Salaries and employee benefits | $10,193,000 | 1,300 |
| Premises and equipment expense | $1,647,000 | 1,440 |
| Additional noninterest expense | $3,411,000 | 1,165 |
| Pre-tax net operating income | $6,170,000 | 1,793 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,044,000 | 1,518 |
| Income before extraordinary items | $5,126,000 | 1,785 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,126,000 | 1,783 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,126,000 | 1,784 |
| Net charge-offs | $62,000 | 1,436 |
| Cash dividends | $3,807,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,126,000 | 1,822 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,991,000 | 1,619 |
| Total interest expense | $658,000 | 2,285 |
| Net interest income | $13,333,000 | 1,562 |
| Provision for loan and lease losses | $306,000 | 1,221 |
| Total noninterest income | $3,239,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $734,000 | 1,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,505,000 | 1,202 |
| Total noninterest expense | $12,533,000 | 1,357 |
| Salaries and employee benefits | $7,450,000 | 1,316 |
| Premises and equipment expense | $1,270,000 | 1,411 |
| Additional noninterest expense | $2,505,000 | 1,202 |
| Pre-tax net operating income | $3,733,000 | 2,019 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $608,000 | 1,699 |
| Income before extraordinary items | $3,125,000 | 2,038 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,125,000 | 2,037 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,125,000 | 2,037 |
| Net charge-offs | $42,000 | 1,308 |
| Cash dividends | $2,774,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,125,000 | 2,063 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,655,000 | 1,668 |
| Total interest expense | $404,000 | 2,247 |
| Net interest income | $8,251,000 | 1,618 |
| Provision for loan and lease losses | $-27,000 | 4,398 |
| Total noninterest income | $2,215,000 | 1,299 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $473,000 | 1,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,742,000 | 1,201 |
| Total noninterest expense | $8,270,000 | 1,360 |
| Salaries and employee benefits | $4,942,000 | 1,321 |
| Premises and equipment expense | $852,000 | 1,388 |
| Additional noninterest expense | $2,476,000 | 1,350 |
| Pre-tax net operating income | $2,223,000 | 2,072 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $359,000 | 1,736 |
| Income before extraordinary items | $1,864,000 | 2,076 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,864,000 | 2,077 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,864,000 | 2,076 |
| Net charge-offs | $2,000 | 1,931 |
| Cash dividends | $2,218,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,864,000 | 2,114 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 1,688 |
| Total interest expense | $201,000 | 2,205 |
| Net interest income | $3,925,000 | 1,644 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $1,202,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $235,000 | 1,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $967,000 | 1,104 |
| Total noninterest expense | $4,141,000 | 1,349 |
| Salaries and employee benefits | $2,498,000 | 1,313 |
| Premises and equipment expense | $428,000 | 1,383 |
| Additional noninterest expense | $1,215,000 | 1,362 |
| Pre-tax net operating income | $956,000 | 2,144 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $148,000 | 1,811 |
| Income before extraordinary items | $808,000 | 2,180 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $808,000 | 2,180 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $808,000 | 2,180 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $317,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $808,000 | 2,200 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,178,000 | 1,676 |
| Total interest expense | $1,004,000 | 2,206 |
| Net interest income | $16,174,000 | 1,627 |
| Provision for loan and lease losses | $-397,000 | 4,397 |
| Total noninterest income | $4,934,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $708,000 | 1,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,226,000 | 1,203 |
| Total noninterest expense | $15,846,000 | 1,387 |
| Salaries and employee benefits | $9,539,000 | 1,346 |
| Premises and equipment expense | $1,489,000 | 1,528 |
| Additional noninterest expense | $4,818,000 | 1,376 |
| Pre-tax net operating income | $5,659,000 | 1,901 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,112,000 | 1,529 |
| Income before extraordinary items | $4,547,000 | 2,002 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,547,000 | 2,002 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,547,000 | 2,003 |
| Net charge-offs | $-52,000 | 4,137 |
| Cash dividends | $2,868,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,547,000 | 1,974 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,919,000 | 1,700 |
| Total interest expense | $785,000 | 2,238 |
| Net interest income | $12,134,000 | 1,649 |
| Provision for loan and lease losses | $-199,000 | 4,446 |
| Total noninterest income | $3,849,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $504,000 | 1,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,345,000 | 1,189 |
| Total noninterest expense | $11,463,000 | 1,433 |
| Salaries and employee benefits | $6,813,000 | 1,401 |
| Premises and equipment expense | $1,068,000 | 1,608 |
| Additional noninterest expense | $3,582,000 | 1,388 |
| Pre-tax net operating income | $4,719,000 | 1,846 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $960,000 | 1,492 |
| Income before extraordinary items | $3,759,000 | 1,959 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,759,000 | 1,958 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,759,000 | 1,959 |
| Net charge-offs | $-52,000 | 4,224 |
| Cash dividends | $2,152,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,759,000 | 1,934 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,630,000 | 1,698 |
| Total interest expense | $559,000 | 2,196 |
| Net interest income | $8,071,000 | 1,644 |
| Provision for loan and lease losses | $-99,000 | 4,483 |
| Total noninterest income | $2,769,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $307,000 | 1,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,462,000 | 1,119 |
| Total noninterest expense | $7,603,000 | 1,435 |
| Salaries and employee benefits | $4,493,000 | 1,414 |
| Premises and equipment expense | $722,000 | 1,600 |
| Additional noninterest expense | $2,388,000 | 1,368 |
| Pre-tax net operating income | $3,336,000 | 1,722 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $690,000 | 1,431 |
| Income before extraordinary items | $2,646,000 | 1,864 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,646,000 | 1,865 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,646,000 | 1,864 |
| Net charge-offs | $-38,000 | 4,285 |
| Cash dividends | $1,375,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,646,000 | 1,832 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 1,659 |
| Total interest expense | $306,000 | 2,149 |
| Net interest income | $4,122,000 | 1,606 |
| Provision for loan and lease losses | $51,000 | 1,715 |
| Total noninterest income | $1,596,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $149,000 | 1,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,447,000 | 1,000 |
| Total noninterest expense | $3,759,000 | 1,441 |
| Salaries and employee benefits | $2,236,000 | 1,414 |
| Premises and equipment expense | $386,000 | 1,522 |
| Additional noninterest expense | $1,137,000 | 1,386 |
| Pre-tax net operating income | $1,908,000 | 1,574 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $407,000 | 1,294 |
| Income before extraordinary items | $1,501,000 | 1,720 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,501,000 | 1,720 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,501,000 | 1,720 |
| Net charge-offs | $-26,000 | 4,430 |
| Cash dividends | $556,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,501,000 | 1,681 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,793,000 | 1,577 |
| Total interest expense | $1,583,000 | 2,304 |
| Net interest income | $17,210,000 | 1,463 |
| Provision for loan and lease losses | $225,000 | 2,934 |
| Total noninterest income | $4,511,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $744,000 | 1,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,767,000 | 1,259 |
| Total noninterest expense | $14,722,000 | 1,431 |
| Salaries and employee benefits | $8,750,000 | 1,407 |
| Premises and equipment expense | $1,299,000 | 1,694 |
| Additional noninterest expense | $4,673,000 | 1,357 |
| Pre-tax net operating income | $6,774,000 | 1,408 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,432,000 | 1,166 |
| Income before extraordinary items | $5,342,000 | 1,553 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,342,000 | 1,553 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,342,000 | 1,553 |
| Net charge-offs | $196,000 | 1,562 |
| Cash dividends | $1,121,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,342,000 | 1,515 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,083,000 | 1,579 |
| Total interest expense | $1,219,000 | 2,355 |
| Net interest income | $12,864,000 | 1,456 |
| Provision for loan and lease losses | $281,000 | 2,479 |
| Total noninterest income | $3,603,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $560,000 | 1,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,043,000 | 1,156 |
| Total noninterest expense | $11,018,000 | 1,413 |
| Salaries and employee benefits | $6,406,000 | 1,407 |
| Premises and equipment expense | $979,000 | 1,686 |
| Additional noninterest expense | $3,633,000 | 1,297 |
| Pre-tax net operating income | $5,168,000 | 1,354 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $1,102,000 | 1,109 |
| Income before extraordinary items | $4,066,000 | 1,493 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,066,000 | 1,494 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,066,000 | 1,494 |
| Net charge-offs | $95,000 | 1,701 |
| Cash dividends | $800,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,066,000 | 1,450 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,300,000 | 1,606 |
| Total interest expense | $842,000 | 2,415 |
| Net interest income | $8,458,000 | 1,479 |
| Provision for loan and lease losses | $171,000 | 2,553 |
| Total noninterest income | $2,159,000 | 1,295 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $374,000 | 1,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,785,000 | 1,176 |
| Total noninterest expense | $7,217,000 | 1,426 |
| Salaries and employee benefits | $4,197,000 | 1,428 |
| Premises and equipment expense | $644,000 | 1,697 |
| Additional noninterest expense | $2,376,000 | 1,303 |
| Pre-tax net operating income | $3,229,000 | 1,358 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $681,000 | 1,101 |
| Income before extraordinary items | $2,548,000 | 1,505 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,548,000 | 1,504 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,548,000 | 1,505 |
| Net charge-offs | $73,000 | 1,514 |
| Cash dividends | $540,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,548,000 | 1,463 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 1,606 |
| Total interest expense | $477,000 | 2,356 |
| Net interest income | $4,155,000 | 1,470 |
| Provision for loan and lease losses | $42,000 | 2,695 |
| Total noninterest income | $1,104,000 | 1,207 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $229,000 | 1,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $875,000 | 1,073 |
| Total noninterest expense | $3,640,000 | 1,430 |
| Salaries and employee benefits | $2,105,000 | 1,432 |
| Premises and equipment expense | $318,000 | 1,743 |
| Additional noninterest expense | $1,217,000 | 1,295 |
| Pre-tax net operating income | $1,577,000 | 1,270 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $332,000 | 1,003 |
| Income before extraordinary items | $1,245,000 | 1,384 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,245,000 | 1,382 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,245,000 | 1,384 |
| Net charge-offs | $34,000 | 1,369 |
| Cash dividends | $260,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,245,000 | 1,362 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,675,000 | 1,608 |
| Total interest expense | $2,248,000 | 2,181 |
| Net interest income | $16,427,000 | 1,471 |
| Provision for loan and lease losses | $-216,000 | 5,046 |
| Total noninterest income | $3,813,000 | 1,361 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $992,000 | 1,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,821,000 | 1,250 |
| Total noninterest expense | $13,554,000 | 1,480 |
| Salaries and employee benefits | $7,957,000 | 1,457 |
| Premises and equipment expense | $1,148,000 | 1,842 |
| Additional noninterest expense | $4,449,000 | 1,386 |
| Pre-tax net operating income | $6,902,000 | 1,374 |
| Securities gains (losses) | $-58,000 | 5,033 |
| Applicable income taxes | $1,505,000 | 1,103 |
| Income before extraordinary items | $5,339,000 | 1,527 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,339,000 | 1,528 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,339,000 | 1,529 |
| Net charge-offs | $36,000 | 2,824 |
| Cash dividends | $936,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,384,820 | 1,481 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,919,000 | 1,635 |
| Total interest expense | $1,701,000 | 2,181 |
| Net interest income | $12,218,000 | 1,500 |
| Provision for loan and lease losses | $-60,000 | 5,086 |
| Total noninterest income | $2,772,000 | 1,381 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $744,000 | 1,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,028,000 | 1,276 |
| Total noninterest expense | $10,087,000 | 1,491 |
| Salaries and employee benefits | $5,827,000 | 1,493 |
| Premises and equipment expense | $827,000 | 1,918 |
| Additional noninterest expense | $3,433,000 | 1,339 |
| Pre-tax net operating income | $4,963,000 | 1,453 |
| Securities gains (losses) | $-58,000 | 5,124 |
| Applicable income taxes | $1,078,000 | 1,173 |
| Income before extraordinary items | $3,827,000 | 1,595 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,827,000 | 1,596 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,827,000 | 1,596 |
| Net charge-offs | $-12,000 | 4,473 |
| Cash dividends | $631,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,872,820 | 1,552 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,189,000 | 1,645 |
| Total interest expense | $1,132,000 | 2,160 |
| Net interest income | $8,057,000 | 1,519 |
| Provision for loan and lease losses | $90,000 | 2,284 |
| Total noninterest income | $1,760,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $483,000 | 1,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,277,000 | 1,281 |
| Total noninterest expense | $6,703,000 | 1,499 |
| Salaries and employee benefits | $3,839,000 | 1,509 |
| Premises and equipment expense | $551,000 | 1,929 |
| Additional noninterest expense | $2,313,000 | 1,355 |
| Pre-tax net operating income | $3,024,000 | 1,533 |
| Securities gains (losses) | $-61,000 | 5,177 |
| Applicable income taxes | $648,000 | 1,237 |
| Income before extraordinary items | $2,315,000 | 1,696 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,315,000 | 1,696 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,315,000 | 1,696 |
| Net charge-offs | $-57,000 | 4,943 |
| Cash dividends | $408,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,363,190 | 1,645 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,569,000 | 1,657 |
| Total interest expense | $562,000 | 2,144 |
| Net interest income | $4,007,000 | 1,524 |
| Provision for loan and lease losses | $90,000 | 1,533 |
| Total noninterest income | $915,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $240,000 | 1,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $675,000 | 1,196 |
| Total noninterest expense | $3,268,000 | 1,545 |
| Salaries and employee benefits | $1,916,000 | 1,524 |
| Premises and equipment expense | $292,000 | 1,871 |
| Additional noninterest expense | $1,060,000 | 1,444 |
| Pre-tax net operating income | $1,564,000 | 1,470 |
| Securities gains (losses) | $-61,000 | 5,270 |
| Applicable income taxes | $336,000 | 1,180 |
| Income before extraordinary items | $1,167,000 | 1,664 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,167,000 | 1,662 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,167,000 | 1,663 |
| Net charge-offs | $-45,000 | 5,048 |
| Cash dividends | $204,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,215,190 | 1,586 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,619,000 | 1,620 |
| Total interest expense | $1,563,000 | 2,283 |
| Net interest income | $16,056,000 | 1,497 |
| Provision for loan and lease losses | $570,000 | 1,351 |
| Total noninterest income | $3,686,000 | 1,344 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,065,000 | 1,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,621,000 | 1,254 |
| Total noninterest expense | $13,673,000 | 1,455 |
| Salaries and employee benefits | $7,620,000 | 1,476 |
| Premises and equipment expense | $1,108,000 | 1,903 |
| Additional noninterest expense | $4,945,000 | 1,250 |
| Pre-tax net operating income | $5,499,000 | 1,661 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,208,000 | 1,213 |
| Income before extraordinary items | $4,291,000 | 1,804 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,291,000 | 1,803 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,291,000 | 1,803 |
| Net charge-offs | $238,000 | 1,493 |
| Cash dividends | $807,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,291,000 | 1,798 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,938,000 | 1,635 |
| Total interest expense | $1,050,000 | 2,368 |
| Net interest income | $11,888,000 | 1,514 |
| Provision for loan and lease losses | $560,000 | 1,038 |
| Total noninterest income | $2,618,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $795,000 | 1,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,823,000 | 1,333 |
| Total noninterest expense | $10,092,000 | 1,472 |
| Salaries and employee benefits | $5,586,000 | 1,501 |
| Premises and equipment expense | $840,000 | 1,900 |
| Additional noninterest expense | $3,666,000 | 1,269 |
| Pre-tax net operating income | $3,854,000 | 1,763 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $840,000 | 1,322 |
| Income before extraordinary items | $3,014,000 | 1,906 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,014,000 | 1,904 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,014,000 | 1,905 |
| Net charge-offs | $161,000 | 1,386 |
| Cash dividends | $558,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,014,000 | 1,894 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,484,000 | 1,637 |
| Total interest expense | $590,000 | 2,543 |
| Net interest income | $7,894,000 | 1,512 |
| Provision for loan and lease losses | $428,000 | 929 |
| Total noninterest income | $1,728,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $516,000 | 1,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,212,000 | 1,349 |
| Total noninterest expense | $6,613,000 | 1,498 |
| Salaries and employee benefits | $3,670,000 | 1,533 |
| Premises and equipment expense | $563,000 | 1,912 |
| Additional noninterest expense | $2,380,000 | 1,309 |
| Pre-tax net operating income | $2,581,000 | 1,723 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $566,000 | 1,293 |
| Income before extraordinary items | $2,015,000 | 1,870 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,015,000 | 1,868 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,015,000 | 1,869 |
| Net charge-offs | $113,000 | 1,249 |
| Cash dividends | $372,000 | 2,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,015,000 | 1,861 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 1,666 |
| Total interest expense | $259,000 | 2,687 |
| Net interest income | $3,865,000 | 1,546 |
| Provision for loan and lease losses | $86,000 | 1,613 |
| Total noninterest income | $906,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $256,000 | 1,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $650,000 | 1,267 |
| Total noninterest expense | $3,374,000 | 1,495 |
| Salaries and employee benefits | $1,872,000 | 1,519 |
| Premises and equipment expense | $310,000 | 1,822 |
| Additional noninterest expense | $1,192,000 | 1,292 |
| Pre-tax net operating income | $1,311,000 | 1,657 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $289,000 | 1,250 |
| Income before extraordinary items | $1,022,000 | 1,813 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,022,000 | 1,812 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,022,000 | 1,813 |
| Net charge-offs | $19,000 | 1,687 |
| Cash dividends | $176,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,022,000 | 1,805 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,780,000 | 1,678 |
| Total interest expense | $962,000 | 2,600 |
| Net interest income | $14,818,000 | 1,580 |
| Provision for loan and lease losses | $403,000 | 1,641 |
| Total noninterest income | $3,400,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,154,000 | 1,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,246,000 | 1,429 |
| Total noninterest expense | $12,707,000 | 1,549 |
| Salaries and employee benefits | $7,007,000 | 1,581 |
| Premises and equipment expense | $1,070,000 | 2,013 |
| Additional noninterest expense | $4,630,000 | 1,325 |
| Pre-tax net operating income | $5,108,000 | 1,677 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,081,000 | 1,248 |
| Income before extraordinary items | $3,027,000 | 2,033 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,027,000 | 2,032 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,027,000 | 2,033 |
| Net charge-offs | $330,000 | 1,396 |
| Cash dividends | $654,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,027,000 | 2,008 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,697,000 | 1,693 |
| Total interest expense | $709,000 | 2,614 |
| Net interest income | $10,988,000 | 1,592 |
| Provision for loan and lease losses | $264,000 | 1,767 |
| Total noninterest income | $2,455,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $863,000 | 1,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,592,000 | 1,491 |
| Total noninterest expense | $9,554,000 | 1,552 |
| Salaries and employee benefits | $5,172,000 | 1,615 |
| Premises and equipment expense | $807,000 | 2,013 |
| Additional noninterest expense | $3,575,000 | 1,291 |
| Pre-tax net operating income | $3,625,000 | 1,785 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,268,000 | 1,256 |
| Income before extraordinary items | $2,357,000 | 2,126 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,357,000 | 2,127 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,357,000 | 2,127 |
| Net charge-offs | $68,000 | 2,224 |
| Cash dividends | $477,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,357,000 | 2,098 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,705,000 | 1,695 |
| Total interest expense | $467,000 | 2,607 |
| Net interest income | $7,238,000 | 1,602 |
| Provision for loan and lease losses | $162,000 | 1,762 |
| Total noninterest income | $1,621,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $571,000 | 1,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,050,000 | 1,497 |
| Total noninterest expense | $6,266,000 | 1,575 |
| Salaries and employee benefits | $3,398,000 | 1,647 |
| Premises and equipment expense | $533,000 | 2,025 |
| Additional noninterest expense | $2,335,000 | 1,312 |
| Pre-tax net operating income | $2,431,000 | 1,746 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $857,000 | 1,218 |
| Income before extraordinary items | $1,574,000 | 2,074 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,574,000 | 2,074 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,574,000 | 2,074 |
| Net charge-offs | $98,000 | 1,537 |
| Cash dividends | $312,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,574,000 | 2,040 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 1,714 |
| Total interest expense | $230,000 | 2,602 |
| Net interest income | $3,559,000 | 1,617 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $789,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $279,000 | 1,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $510,000 | 1,509 |
| Total noninterest expense | $3,217,000 | 1,552 |
| Salaries and employee benefits | $1,753,000 | 1,605 |
| Premises and equipment expense | $270,000 | 2,028 |
| Additional noninterest expense | $1,194,000 | 1,286 |
| Pre-tax net operating income | $1,071,000 | 1,877 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $374,000 | 1,307 |
| Income before extraordinary items | $697,000 | 2,200 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $697,000 | 2,201 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $697,000 | 2,201 |
| Net charge-offs | $94,000 | 968 |
| Cash dividends | $156,000 | 2,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $697,000 | 2,174 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,979,000 | 1,683 |
| Total interest expense | $834,000 | 2,744 |
| Net interest income | $14,145,000 | 1,583 |
| Provision for loan and lease losses | $337,000 | 1,888 |
| Total noninterest income | $3,503,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,248,000 | 984 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,255,000 | 1,475 |
| Total noninterest expense | $12,294,000 | 1,579 |
| Salaries and employee benefits | $6,480,000 | 1,668 |
| Premises and equipment expense | $987,000 | 2,166 |
| Additional noninterest expense | $4,827,000 | 1,302 |
| Pre-tax net operating income | $5,017,000 | 1,623 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,804,000 | 1,125 |
| Income before extraordinary items | $3,213,000 | 1,985 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,213,000 | 1,984 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,213,000 | 1,984 |
| Net charge-offs | $31,000 | 3,435 |
| Cash dividends | $542,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,213,000 | 1,931 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,175,000 | 1,705 |
| Total interest expense | $621,000 | 2,764 |
| Net interest income | $10,554,000 | 1,589 |
| Provision for loan and lease losses | $273,000 | 1,724 |
| Total noninterest income | $2,678,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $935,000 | 983 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,743,000 | 1,434 |
| Total noninterest expense | $9,311,000 | 1,561 |
| Salaries and employee benefits | $4,802,000 | 1,683 |
| Premises and equipment expense | $748,000 | 2,152 |
| Additional noninterest expense | $3,761,000 | 1,261 |
| Pre-tax net operating income | $3,648,000 | 1,676 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,313,000 | 1,188 |
| Income before extraordinary items | $2,335,000 | 2,070 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,335,000 | 2,070 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,335,000 | 2,070 |
| Net charge-offs | $131,000 | 1,817 |
| Cash dividends | $386,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,335,000 | 1,998 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,422,000 | 1,716 |
| Total interest expense | $415,000 | 2,766 |
| Net interest income | $7,007,000 | 1,596 |
| Provision for loan and lease losses | $154,000 | 1,871 |
| Total noninterest income | $1,864,000 | 1,391 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $617,000 | 980 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,247,000 | 1,347 |
| Total noninterest expense | $6,175,000 | 1,575 |
| Salaries and employee benefits | $3,130,000 | 1,714 |
| Premises and equipment expense | $501,000 | 2,149 |
| Additional noninterest expense | $2,544,000 | 1,248 |
| Pre-tax net operating income | $2,542,000 | 1,612 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $920,000 | 1,143 |
| Income before extraordinary items | $1,622,000 | 1,978 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,622,000 | 1,978 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,622,000 | 1,978 |
| Net charge-offs | $146,000 | 1,342 |
| Cash dividends | $255,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,622,000 | 1,917 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,737,000 | 1,702 |
| Total interest expense | $215,000 | 2,713 |
| Net interest income | $3,522,000 | 1,597 |
| Provision for loan and lease losses | $79,000 | 1,719 |
| Total noninterest income | $1,024,000 | 1,284 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $297,000 | 1,011 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $727,000 | 1,175 |
| Total noninterest expense | $3,116,000 | 1,565 |
| Salaries and employee benefits | $1,531,000 | 1,754 |
| Premises and equipment expense | $274,000 | 2,007 |
| Additional noninterest expense | $1,311,000 | 1,218 |
| Pre-tax net operating income | $1,351,000 | 1,505 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $491,000 | 1,069 |
| Income before extraordinary items | $860,000 | 1,864 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $860,000 | 1,865 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $860,000 | 1,865 |
| Net charge-offs | $172,000 | 739 |
| Cash dividends | $124,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $860,000 | 1,821 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,138,000 | 1,645 |
| Total interest expense | $1,014,000 | 2,396 |
| Net interest income | $14,124,000 | 1,554 |
| Provision for loan and lease losses | $657,000 | 1,106 |
| Total noninterest income | $3,358,000 | 1,476 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,370,000 | 930 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,988,000 | 1,526 |
| Total noninterest expense | $12,163,000 | 1,578 |
| Salaries and employee benefits | $6,431,000 | 1,639 |
| Premises and equipment expense | $1,042,000 | 2,113 |
| Additional noninterest expense | $4,690,000 | 1,342 |
| Pre-tax net operating income | $4,662,000 | 1,670 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,604,000 | 1,184 |
| Income before extraordinary items | $3,058,000 | 2,020 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,058,000 | 2,021 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,058,000 | 2,022 |
| Net charge-offs | $174,000 | 2,119 |
| Cash dividends | $488,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,058,000 | 1,982 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,254,000 | 1,675 |
| Total interest expense | $772,000 | 2,397 |
| Net interest income | $10,482,000 | 1,581 |
| Provision for loan and lease losses | $533,000 | 990 |
| Total noninterest income | $2,512,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,024,000 | 942 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,488,000 | 1,544 |
| Total noninterest expense | $9,061,000 | 1,603 |
| Salaries and employee benefits | $4,793,000 | 1,650 |
| Premises and equipment expense | $789,000 | 2,133 |
| Additional noninterest expense | $3,479,000 | 1,353 |
| Pre-tax net operating income | $3,400,000 | 1,728 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,159,000 | 1,238 |
| Income before extraordinary items | $2,241,000 | 2,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,241,000 | 2,079 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,241,000 | 2,079 |
| Net charge-offs | $109,000 | 2,075 |
| Cash dividends | $349,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,241,000 | 2,021 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,400,000 | 1,696 |
| Total interest expense | $521,000 | 2,396 |
| Net interest income | $6,879,000 | 1,608 |
| Provision for loan and lease losses | $296,000 | 1,172 |
| Total noninterest income | $1,632,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $660,000 | 952 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $972,000 | 1,591 |
| Total noninterest expense | $5,966,000 | 1,624 |
| Salaries and employee benefits | $3,156,000 | 1,680 |
| Premises and equipment expense | $522,000 | 2,152 |
| Additional noninterest expense | $2,288,000 | 1,370 |
| Pre-tax net operating income | $2,249,000 | 1,733 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $761,000 | 1,266 |
| Income before extraordinary items | $1,488,000 | 2,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,488,000 | 2,070 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,488,000 | 2,070 |
| Net charge-offs | $46,000 | 2,379 |
| Cash dividends | $236,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,488,000 | 2,018 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 1,714 |
| Total interest expense | $272,000 | 2,337 |
| Net interest income | $3,378,000 | 1,639 |
| Provision for loan and lease losses | $138,000 | 1,195 |
| Total noninterest income | $808,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $316,000 | 965 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $492,000 | 1,524 |
| Total noninterest expense | $3,041,000 | 1,595 |
| Salaries and employee benefits | $1,646,000 | 1,624 |
| Premises and equipment expense | $270,000 | 2,122 |
| Additional noninterest expense | $1,125,000 | 1,371 |
| Pre-tax net operating income | $1,007,000 | 1,848 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $334,000 | 1,342 |
| Income before extraordinary items | $673,000 | 2,211 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $673,000 | 2,212 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $673,000 | 2,212 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $124,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $673,000 | 2,142 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,220,000 | 1,770 |
| Total interest expense | $1,402,000 | 2,005 |
| Net interest income | $12,818,000 | 1,714 |
| Provision for loan and lease losses | $201,000 | 2,462 |
| Total noninterest income | $3,412,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,557,000 | 855 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,855,000 | 1,553 |
| Total noninterest expense | $14,756,000 | 1,324 |
| Salaries and employee benefits | $8,891,000 | 1,224 |
| Premises and equipment expense | $1,138,000 | 2,012 |
| Additional noninterest expense | $4,727,000 | 1,361 |
| Pre-tax net operating income | $1,273,000 | 3,750 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $291,000 | 2,667 |
| Income before extraordinary items | $982,000 | 3,990 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $982,000 | 3,989 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $982,000 | 3,991 |
| Net charge-offs | $94,000 | 3,240 |
| Cash dividends | $690,000 | 2,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $982,000 | 3,930 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,605,000 | 1,790 |
| Total interest expense | $1,089,000 | 1,972 |
| Net interest income | $9,516,000 | 1,741 |
| Provision for loan and lease losses | $111,000 | 2,691 |
| Total noninterest income | $2,558,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,166,000 | 865 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,392,000 | 1,537 |
| Total noninterest expense | $10,010,000 | 1,439 |
| Salaries and employee benefits | $5,484,000 | 1,442 |
| Premises and equipment expense | $879,000 | 1,977 |
| Additional noninterest expense | $3,647,000 | 1,324 |
| Pre-tax net operating income | $1,953,000 | 2,550 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $604,000 | 1,791 |
| Income before extraordinary items | $1,349,000 | 2,933 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,349,000 | 2,933 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,349,000 | 2,934 |
| Net charge-offs | $129,000 | 2,442 |
| Cash dividends | $551,000 | 2,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,349,000 | 2,873 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,973,000 | 1,807 |
| Total interest expense | $742,000 | 1,957 |
| Net interest income | $6,231,000 | 1,758 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,699,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $761,000 | 872 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $938,000 | 1,517 |
| Total noninterest expense | $6,708,000 | 1,433 |
| Salaries and employee benefits | $3,646,000 | 1,434 |
| Premises and equipment expense | $600,000 | 1,948 |
| Additional noninterest expense | $2,462,000 | 1,314 |
| Pre-tax net operating income | $1,222,000 | 2,615 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $368,000 | 1,858 |
| Income before extraordinary items | $854,000 | 2,967 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $854,000 | 2,973 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $854,000 | 2,973 |
| Net charge-offs | $104,000 | 2,150 |
| Cash dividends | $439,000 | 1,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $854,000 | 2,905 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 1,777 |
| Total interest expense | $376,000 | 1,972 |
| Net interest income | $3,132,000 | 1,741 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $827,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $346,000 | 935 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $481,000 | 1,457 |
| Total noninterest expense | $3,422,000 | 1,425 |
| Salaries and employee benefits | $1,865,000 | 1,426 |
| Premises and equipment expense | $323,000 | 1,861 |
| Additional noninterest expense | $1,234,000 | 1,302 |
| Pre-tax net operating income | $537,000 | 2,765 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $153,000 | 1,986 |
| Income before extraordinary items | $384,000 | 3,090 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $384,000 | 3,093 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $384,000 | 3,093 |
| Net charge-offs | $84,000 | 1,483 |
| Cash dividends | $233,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $384,000 | 3,044 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,100,000 | 1,773 |
| Total interest expense | $1,596,000 | 2,045 |
| Net interest income | $12,504,000 | 1,721 |
| Provision for loan and lease losses | $-272,000 | 6,499 |
| Total noninterest income | $3,860,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,614,000 | 863 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,246,000 | 1,393 |
| Total noninterest expense | $13,135,000 | 1,487 |
| Salaries and employee benefits | $7,176,000 | 1,454 |
| Premises and equipment expense | $1,146,000 | 1,994 |
| Additional noninterest expense | $4,813,000 | 1,386 |
| Pre-tax net operating income | $3,501,000 | 1,905 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,079,000 | 1,400 |
| Income before extraordinary items | $2,422,000 | 2,254 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,422,000 | 2,257 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,422,000 | 2,257 |
| Net charge-offs | $596,000 | 1,824 |
| Cash dividends | $225,000 | 3,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,422,000 | 2,206 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,673,000 | 1,760 |
| Total interest expense | $1,208,000 | 2,091 |
| Net interest income | $9,465,000 | 1,703 |
| Provision for loan and lease losses | $-95,000 | 6,558 |
| Total noninterest income | $2,925,000 | 1,369 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,196,000 | 873 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,729,000 | 1,406 |
| Total noninterest expense | $9,886,000 | 1,485 |
| Salaries and employee benefits | $5,337,000 | 1,470 |
| Premises and equipment expense | $906,000 | 1,918 |
| Additional noninterest expense | $3,643,000 | 1,376 |
| Pre-tax net operating income | $2,599,000 | 1,995 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $756,000 | 1,507 |
| Income before extraordinary items | $1,843,000 | 2,280 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,843,000 | 2,285 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,843,000 | 2,285 |
| Net charge-offs | $487,000 | 1,616 |
| Cash dividends | $225,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,843,000 | 2,215 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 1,749 |
| Total interest expense | $812,000 | 2,105 |
| Net interest income | $6,346,000 | 1,684 |
| Provision for loan and lease losses | $165,000 | 2,337 |
| Total noninterest income | $1,964,000 | 1,369 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $774,000 | 873 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,190,000 | 1,405 |
| Total noninterest expense | $6,606,000 | 1,486 |
| Salaries and employee benefits | $3,585,000 | 1,460 |
| Premises and equipment expense | $605,000 | 1,909 |
| Additional noninterest expense | $2,416,000 | 1,367 |
| Pre-tax net operating income | $1,539,000 | 2,155 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $425,000 | 1,679 |
| Income before extraordinary items | $1,114,000 | 2,414 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,114,000 | 2,423 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,114,000 | 2,421 |
| Net charge-offs | $443,000 | 1,352 |
| Cash dividends | $150,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,114,000 | 2,325 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 1,759 |
| Total interest expense | $412,000 | 2,132 |
| Net interest income | $3,173,000 | 1,703 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $999,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $369,000 | 902 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $630,000 | 1,344 |
| Total noninterest expense | $3,342,000 | 1,482 |
| Salaries and employee benefits | $1,862,000 | 1,427 |
| Premises and equipment expense | $312,000 | 1,896 |
| Additional noninterest expense | $1,168,000 | 1,392 |
| Pre-tax net operating income | $755,000 | 2,133 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $205,000 | 1,687 |
| Income before extraordinary items | $550,000 | 2,412 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $550,000 | 2,414 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $550,000 | 2,414 |
| Net charge-offs | $83,000 | 2,038 |
| Cash dividends | $75,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $550,000 | 2,318 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,113,000 | 1,752 |
| Total interest expense | $1,825,000 | 2,310 |
| Net interest income | $13,288,000 | 1,661 |
| Provision for loan and lease losses | $740,000 | 2,191 |
| Total noninterest income | $4,027,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,700,000 | 830 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,327,000 | 1,403 |
| Total noninterest expense | $13,701,000 | 1,427 |
| Salaries and employee benefits | $7,360,000 | 1,385 |
| Premises and equipment expense | $1,158,000 | 2,009 |
| Additional noninterest expense | $5,183,000 | 1,314 |
| Pre-tax net operating income | $2,874,000 | 2,171 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $768,000 | 1,744 |
| Income before extraordinary items | $2,106,000 | 2,493 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,106,000 | 2,494 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,106,000 | 2,494 |
| Net charge-offs | $334,000 | 3,178 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,106,000 | 2,362 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,414,000 | 1,768 |
| Total interest expense | $1,391,000 | 2,361 |
| Net interest income | $10,023,000 | 1,668 |
| Provision for loan and lease losses | $740,000 | 1,801 |
| Total noninterest income | $3,023,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,268,000 | 836 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,755,000 | 1,390 |
| Total noninterest expense | $10,287,000 | 1,430 |
| Salaries and employee benefits | $5,392,000 | 1,416 |
| Premises and equipment expense | $923,000 | 1,929 |
| Additional noninterest expense | $3,972,000 | 1,278 |
| Pre-tax net operating income | $2,019,000 | 2,340 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $515,000 | 1,907 |
| Income before extraordinary items | $1,504,000 | 2,640 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,504,000 | 2,641 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,504,000 | 2,641 |
| Net charge-offs | $292,000 | 2,866 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,504,000 | 2,517 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,581,000 | 1,783 |
| Total interest expense | $942,000 | 2,415 |
| Net interest income | $6,639,000 | 1,672 |
| Provision for loan and lease losses | $460,000 | 1,895 |
| Total noninterest income | $1,945,000 | 1,352 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $817,000 | 857 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,128,000 | 1,394 |
| Total noninterest expense | $6,831,000 | 1,434 |
| Salaries and employee benefits | $3,545,000 | 1,440 |
| Premises and equipment expense | $615,000 | 1,926 |
| Additional noninterest expense | $2,671,000 | 1,267 |
| Pre-tax net operating income | $1,293,000 | 2,378 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $319,000 | 1,989 |
| Income before extraordinary items | $974,000 | 2,665 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $974,000 | 2,665 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $974,000 | 2,665 |
| Net charge-offs | $696,000 | 1,459 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $974,000 | 2,530 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 1,821 |
| Total interest expense | $473,000 | 2,502 |
| Net interest income | $3,266,000 | 1,705 |
| Provision for loan and lease losses | $270,000 | 1,691 |
| Total noninterest income | $1,067,000 | 1,267 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $385,000 | 903 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $682,000 | 1,203 |
| Total noninterest expense | $3,352,000 | 1,468 |
| Salaries and employee benefits | $1,748,000 | 1,466 |
| Premises and equipment expense | $298,000 | 1,985 |
| Additional noninterest expense | $1,306,000 | 1,281 |
| Pre-tax net operating income | $711,000 | 2,250 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $183,000 | 1,832 |
| Income before extraordinary items | $528,000 | 2,494 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $528,000 | 2,495 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $528,000 | 2,497 |
| Net charge-offs | $182,000 | 1,935 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $528,000 | 2,370 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,282,000 | 1,842 |
| Total interest expense | $2,170,000 | 2,602 |
| Net interest income | $13,112,000 | 1,704 |
| Provision for loan and lease losses | $2,155,000 | 1,489 |
| Total noninterest income | $4,318,000 | 1,176 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,834,000 | 801 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,484,000 | 1,183 |
| Total noninterest expense | $13,590,000 | 1,426 |
| Salaries and employee benefits | $6,551,000 | 1,509 |
| Premises and equipment expense | $1,251,000 | 1,980 |
| Additional noninterest expense | $5,788,000 | 1,205 |
| Pre-tax net operating income | $1,685,000 | 2,833 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $244,000 | 2,716 |
| Income before extraordinary items | $1,441,000 | 2,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,441,000 | 2,856 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,441,000 | 2,856 |
| Net charge-offs | $2,415,000 | 1,391 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,441,000 | 2,755 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,507,000 | 1,853 |
| Total interest expense | $1,671,000 | 2,637 |
| Net interest income | $9,836,000 | 1,712 |
| Provision for loan and lease losses | $1,885,000 | 1,291 |
| Total noninterest income | $3,149,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,382,000 | 800 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,767,000 | 1,214 |
| Total noninterest expense | $10,081,000 | 1,451 |
| Salaries and employee benefits | $4,940,000 | 1,503 |
| Premises and equipment expense | $943,000 | 1,994 |
| Additional noninterest expense | $4,198,000 | 1,231 |
| Pre-tax net operating income | $1,019,000 | 3,275 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $84,000 | 3,334 |
| Income before extraordinary items | $935,000 | 3,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $935,000 | 3,208 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $935,000 | 3,208 |
| Net charge-offs | $2,419,000 | 1,072 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $935,000 | 3,106 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,738,000 | 1,853 |
| Total interest expense | $1,139,000 | 2,674 |
| Net interest income | $6,599,000 | 1,702 |
| Provision for loan and lease losses | $1,425,000 | 1,180 |
| Total noninterest income | $2,023,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $915,000 | 798 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,108,000 | 1,262 |
| Total noninterest expense | $6,773,000 | 1,458 |
| Salaries and employee benefits | $3,300,000 | 1,517 |
| Premises and equipment expense | $644,000 | 1,962 |
| Additional noninterest expense | $2,829,000 | 1,248 |
| Pre-tax net operating income | $424,000 | 4,104 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-44,000 | 7,016 |
| Income before extraordinary items | $468,000 | 3,709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $468,000 | 3,710 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $468,000 | 3,711 |
| Net charge-offs | $1,680,000 | 1,029 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $468,000 | 3,600 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,894,000 | 1,853 |
| Total interest expense | $578,000 | 2,712 |
| Net interest income | $3,316,000 | 1,690 |
| Provision for loan and lease losses | $675,000 | 1,168 |
| Total noninterest income | $946,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $436,000 | 824 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $510,000 | 1,325 |
| Total noninterest expense | $3,390,000 | 1,459 |
| Salaries and employee benefits | $1,687,000 | 1,495 |
| Premises and equipment expense | $333,000 | 1,936 |
| Additional noninterest expense | $1,370,000 | 1,291 |
| Pre-tax net operating income | $197,000 | 4,264 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-29,000 | 7,126 |
| Income before extraordinary items | $226,000 | 3,763 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $226,000 | 3,764 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $226,000 | 3,763 |
| Net charge-offs | $682,000 | 1,106 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $226,000 | 3,704 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,773,000 | 1,805 |
| Total interest expense | $2,641,000 | 2,863 |
| Net interest income | $14,132,000 | 1,580 |
| Provision for loan and lease losses | $7,569,000 | 835 |
| Total noninterest income | $3,667,000 | 1,347 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,886,000 | 798 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,781,000 | 1,523 |
| Total noninterest expense | $13,647,000 | 1,453 |
| Salaries and employee benefits | $6,986,000 | 1,414 |
| Premises and equipment expense | $1,277,000 | 1,989 |
| Additional noninterest expense | $5,384,000 | 1,346 |
| Pre-tax net operating income | $-3,417,000 | 6,970 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,872,000 | 7,442 |
| Income before extraordinary items | $-1,545,000 | 6,754 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,545,000 | 6,754 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,545,000 | 6,755 |
| Net charge-offs | $6,446,000 | 833 |
| Cash dividends | $1,008,000 | 1,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,545,000 | 6,729 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,551,000 | 1,846 |
| Total interest expense | $2,031,000 | 2,917 |
| Net interest income | $10,520,000 | 1,614 |
| Provision for loan and lease losses | $6,944,000 | 681 |
| Total noninterest income | $2,742,000 | 1,332 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,384,000 | 844 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,358,000 | 1,441 |
| Total noninterest expense | $10,492,000 | 1,416 |
| Salaries and employee benefits | $5,616,000 | 1,313 |
| Premises and equipment expense | $991,000 | 1,956 |
| Additional noninterest expense | $3,885,000 | 1,372 |
| Pre-tax net operating income | $-4,174,000 | 7,311 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-2,031,000 | 7,608 |
| Income before extraordinary items | $-2,143,000 | 7,160 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,143,000 | 7,158 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,143,000 | 7,160 |
| Net charge-offs | $6,336,000 | 668 |
| Cash dividends | $1,009,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,143,000 | 7,138 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,451,000 | 1,855 |
| Total interest expense | $1,376,000 | 2,980 |
| Net interest income | $7,075,000 | 1,599 |
| Provision for loan and lease losses | $3,424,000 | 854 |
| Total noninterest income | $1,850,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $891,000 | 882 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $959,000 | 1,335 |
| Total noninterest expense | $6,721,000 | 1,473 |
| Salaries and employee benefits | $3,747,000 | 1,316 |
| Premises and equipment expense | $672,000 | 1,935 |
| Additional noninterest expense | $2,302,000 | 1,544 |
| Pre-tax net operating income | $-1,220,000 | 7,093 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-732,000 | 7,558 |
| Income before extraordinary items | $-488,000 | 6,850 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-488,000 | 6,852 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-488,000 | 6,851 |
| Net charge-offs | $379,000 | 2,768 |
| Cash dividends | $731,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-488,000 | 6,806 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 1,841 |
| Total interest expense | $696,000 | 3,075 |
| Net interest income | $3,650,000 | 1,575 |
| Provision for loan and lease losses | $450,000 | 1,922 |
| Total noninterest income | $891,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $409,000 | 962 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $482,000 | 1,333 |
| Total noninterest expense | $3,378,000 | 1,488 |
| Salaries and employee benefits | $1,893,000 | 1,326 |
| Premises and equipment expense | $346,000 | 1,947 |
| Additional noninterest expense | $1,139,000 | 1,546 |
| Pre-tax net operating income | $713,000 | 1,796 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $155,000 | 1,706 |
| Income before extraordinary items | $558,000 | 1,945 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $558,000 | 1,943 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $558,000 | 1,945 |
| Net charge-offs | $179,000 | 2,557 |
| Cash dividends | $394,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $558,000 | 1,876 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,654,000 | 1,827 |
| Total interest expense | $3,517,000 | 3,042 |
| Net interest income | $15,137,000 | 1,483 |
| Provision for loan and lease losses | $1,637,000 | 2,756 |
| Total noninterest income | $3,651,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,943,000 | 890 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,708,000 | 1,526 |
| Total noninterest expense | $13,682,000 | 1,506 |
| Salaries and employee benefits | $7,523,000 | 1,323 |
| Premises and equipment expense | $1,345,000 | 1,989 |
| Additional noninterest expense | $4,814,000 | 1,546 |
| Pre-tax net operating income | $3,469,000 | 1,166 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $758,000 | 1,182 |
| Income before extraordinary items | $2,711,000 | 1,224 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,711,000 | 1,223 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,711,000 | 1,223 |
| Net charge-offs | $941,000 | 2,937 |
| Cash dividends | $1,837,000 | 987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,711,000 | 1,213 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,044,000 | 1,854 |
| Total interest expense | $2,775,000 | 3,037 |
| Net interest income | $11,269,000 | 1,490 |
| Provision for loan and lease losses | $1,000,000 | 2,773 |
| Total noninterest income | $2,864,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,447,000 | 894 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,417,000 | 1,451 |
| Total noninterest expense | $10,251,000 | 1,502 |
| Salaries and employee benefits | $5,717,000 | 1,324 |
| Premises and equipment expense | $1,019,000 | 1,993 |
| Additional noninterest expense | $3,515,000 | 1,531 |
| Pre-tax net operating income | $2,882,000 | 1,137 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $686,000 | 1,106 |
| Income before extraordinary items | $2,196,000 | 1,221 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,196,000 | 1,219 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,196,000 | 1,221 |
| Net charge-offs | $464,000 | 3,145 |
| Cash dividends | $1,462,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,196,000 | 1,201 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,308,000 | 1,896 |
| Total interest expense | $1,980,000 | 2,989 |
| Net interest income | $7,328,000 | 1,533 |
| Provision for loan and lease losses | $480,000 | 3,018 |
| Total noninterest income | $1,871,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $928,000 | 918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $943,000 | 1,483 |
| Total noninterest expense | $6,869,000 | 1,512 |
| Salaries and employee benefits | $3,780,000 | 1,374 |
| Premises and equipment expense | $679,000 | 2,024 |
| Additional noninterest expense | $2,410,000 | 1,524 |
| Pre-tax net operating income | $1,850,000 | 1,236 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $437,000 | 1,196 |
| Income before extraordinary items | $1,413,000 | 1,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,413,000 | 1,339 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,413,000 | 1,340 |
| Net charge-offs | $236,000 | 3,240 |
| Cash dividends | $1,050,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,413,000 | 1,296 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 1,943 |
| Total interest expense | $1,031,000 | 2,979 |
| Net interest income | $3,563,000 | 1,564 |
| Provision for loan and lease losses | $240,000 | 2,611 |
| Total noninterest income | $936,000 | 1,364 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $445,000 | 923 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $491,000 | 1,411 |
| Total noninterest expense | $3,229,000 | 1,561 |
| Salaries and employee benefits | $1,872,000 | 1,392 |
| Premises and equipment expense | $348,000 | 2,012 |
| Additional noninterest expense | $1,009,000 | 1,604 |
| Pre-tax net operating income | $1,030,000 | 1,250 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $258,000 | 1,197 |
| Income before extraordinary items | $772,000 | 1,422 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $772,000 | 1,421 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $772,000 | 1,424 |
| Net charge-offs | $96,000 | 2,912 |
| Cash dividends | $638,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $772,000 | 1,340 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,168,000 | 2,097 |
| Total interest expense | $5,630,000 | 2,658 |
| Net interest income | $12,538,000 | 1,774 |
| Provision for loan and lease losses | $423,000 | 4,058 |
| Total noninterest income | $3,574,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,924,000 | 922 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,650,000 | 1,493 |
| Total noninterest expense | $12,286,000 | 1,597 |
| Salaries and employee benefits | $7,168,000 | 1,435 |
| Premises and equipment expense | $1,282,000 | 2,106 |
| Additional noninterest expense | $3,836,000 | 1,624 |
| Pre-tax net operating income | $3,403,000 | 1,597 |
| Securities gains (losses) | $106,000 | 1,086 |
| Applicable income taxes | $689,000 | 1,534 |
| Income before extraordinary items | $2,820,000 | 1,453 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,820,000 | 1,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 3,564 |
| Cash dividends | $2,194,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,735,200 | 1,584 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,560,000 | 2,152 |
| Total interest expense | $4,484,000 | 2,614 |
| Net interest income | $9,076,000 | 1,865 |
| Provision for loan and lease losses | $258,000 | 3,802 |
| Total noninterest income | $2,640,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,426,000 | 936 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,214,000 | 1,590 |
| Total noninterest expense | $9,078,000 | 1,607 |
| Salaries and employee benefits | $5,294,000 | 1,488 |
| Premises and equipment expense | $951,000 | 2,138 |
| Additional noninterest expense | $2,833,000 | 1,582 |
| Pre-tax net operating income | $2,380,000 | 2,015 |
| Securities gains (losses) | $106,000 | 929 |
| Applicable income taxes | $448,000 | 2,034 |
| Income before extraordinary items | $2,038,000 | 1,751 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,038,000 | 1,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,970 |
| Cash dividends | $1,556,000 | 1,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,951,080 | 1,916 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,016,000 | 2,184 |
| Total interest expense | $3,132,000 | 2,605 |
| Net interest income | $5,884,000 | 1,913 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $1,754,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $917,000 | 958 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $837,000 | 1,588 |
| Total noninterest expense | $6,027,000 | 1,612 |
| Salaries and employee benefits | $3,501,000 | 1,509 |
| Premises and equipment expense | $641,000 | 2,103 |
| Additional noninterest expense | $1,885,000 | 1,558 |
| Pre-tax net operating income | $1,461,000 | 2,248 |
| Securities gains (losses) | $106,000 | 926 |
| Applicable income taxes | $257,000 | 2,387 |
| Income before extraordinary items | $1,310,000 | 2,021 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,310,000 | 2,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,505 |
| Cash dividends | $1,144,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,220,960 | 2,119 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,554,000 | 2,212 |
| Total interest expense | $1,698,000 | 2,581 |
| Net interest income | $2,856,000 | 1,954 |
| Provision for loan and lease losses | $78,000 | 3,090 |
| Total noninterest income | $888,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $444,000 | 975 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $444,000 | 1,523 |
| Total noninterest expense | $2,993,000 | 1,623 |
| Salaries and employee benefits | $1,746,000 | 1,531 |
| Premises and equipment expense | $322,000 | 2,111 |
| Additional noninterest expense | $925,000 | 1,550 |
| Pre-tax net operating income | $673,000 | 2,492 |
| Securities gains (losses) | $106,000 | 688 |
| Applicable income taxes | $124,000 | 2,551 |
| Income before extraordinary items | $655,000 | 2,145 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $655,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,707 |
| Cash dividends | $638,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $565,960 | 2,355 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,304,000 | 2,249 |
| Total interest expense | $6,748,000 | 2,715 |
| Net interest income | $11,556,000 | 1,968 |
| Provision for loan and lease losses | $344,000 | 2,947 |
| Total noninterest income | $3,394,000 | 1,497 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,985,000 | 899 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,409,000 | 1,753 |
| Total noninterest expense | $11,260,000 | 1,638 |
| Salaries and employee benefits | $6,503,000 | 1,559 |
| Premises and equipment expense | $1,226,000 | 2,125 |
| Additional noninterest expense | $3,531,000 | 1,571 |
| Pre-tax net operating income | $3,346,000 | 2,273 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $498,000 | 2,740 |
| Income before extraordinary items | $2,848,000 | 2,120 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,848,000 | 2,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,260 |
| Cash dividends | $2,044,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,848,000 | 2,105 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,602,000 | 2,285 |
| Total interest expense | $4,964,000 | 2,753 |
| Net interest income | $8,638,000 | 1,989 |
| Provision for loan and lease losses | $236,000 | 2,710 |
| Total noninterest income | $2,536,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,467,000 | 896 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,069,000 | 1,743 |
| Total noninterest expense | $8,404,000 | 1,629 |
| Salaries and employee benefits | $4,844,000 | 1,562 |
| Premises and equipment expense | $900,000 | 2,144 |
| Additional noninterest expense | $2,660,000 | 1,520 |
| Pre-tax net operating income | $2,534,000 | 2,411 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $381,000 | 2,862 |
| Income before extraordinary items | $2,153,000 | 2,237 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,153,000 | 2,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,004 |
| Cash dividends | $1,463,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,153,000 | 2,224 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,861,000 | 2,357 |
| Total interest expense | $3,190,000 | 2,847 |
| Net interest income | $5,671,000 | 2,042 |
| Provision for loan and lease losses | $140,000 | 2,749 |
| Total noninterest income | $1,677,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $957,000 | 930 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $720,000 | 1,739 |
| Total noninterest expense | $5,629,000 | 1,640 |
| Salaries and employee benefits | $3,223,000 | 1,594 |
| Premises and equipment expense | $648,000 | 2,005 |
| Additional noninterest expense | $1,758,000 | 1,541 |
| Pre-tax net operating income | $1,579,000 | 2,590 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $208,000 | 3,213 |
| Income before extraordinary items | $1,371,000 | 2,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,371,000 | 2,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,722 |
| Cash dividends | $1,031,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,371,000 | 2,355 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 2,394 |
| Total interest expense | $1,521,000 | 2,957 |
| Net interest income | $2,819,000 | 2,057 |
| Provision for loan and lease losses | $65,000 | 2,671 |
| Total noninterest income | $796,000 | 1,585 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $452,000 | 950 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $344,000 | 1,771 |
| Total noninterest expense | $2,765,000 | 1,677 |
| Salaries and employee benefits | $1,573,000 | 1,654 |
| Premises and equipment expense | $338,000 | 1,928 |
| Additional noninterest expense | $854,000 | 1,563 |
| Pre-tax net operating income | $785,000 | 2,590 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $104,000 | 3,212 |
| Income before extraordinary items | $681,000 | 2,387 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $681,000 | 2,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $600,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $681,000 | 2,373 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,948,000 | 2,430 |
| Total interest expense | $5,013,000 | 3,022 |
| Net interest income | $10,935,000 | 2,119 |
| Provision for loan and lease losses | $262,000 | 3,016 |
| Total noninterest income | $3,217,000 | 1,518 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,017,000 | 876 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,200,000 | 1,967 |
| Total noninterest expense | $10,889,000 | 1,626 |
| Salaries and employee benefits | $6,297,000 | 1,562 |
| Premises and equipment expense | $1,114,000 | 2,235 |
| Additional noninterest expense | $3,478,000 | 1,519 |
| Pre-tax net operating income | $3,001,000 | 2,776 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $375,000 | 3,517 |
| Income before extraordinary items | $2,626,000 | 2,510 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,626,000 | 2,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,490 |
| Cash dividends | $1,969,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,626,000 | 2,489 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,668,000 | 2,469 |
| Total interest expense | $3,516,000 | 3,097 |
| Net interest income | $8,152,000 | 2,149 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $2,439,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,509,000 | 882 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $930,000 | 1,927 |
| Total noninterest expense | $8,115,000 | 1,650 |
| Salaries and employee benefits | $4,724,000 | 1,576 |
| Premises and equipment expense | $820,000 | 2,266 |
| Additional noninterest expense | $2,571,000 | 1,538 |
| Pre-tax net operating income | $2,296,000 | 2,839 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $296,000 | 3,593 |
| Income before extraordinary items | $2,000,000 | 2,564 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,000,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,987 |
| Cash dividends | $1,538,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,000,000 | 2,551 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,515,000 | 2,500 |
| Total interest expense | $2,150,000 | 3,203 |
| Net interest income | $5,365,000 | 2,177 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $1,620,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $991,000 | 881 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $629,000 | 1,891 |
| Total noninterest expense | $5,335,000 | 1,675 |
| Salaries and employee benefits | $3,128,000 | 1,584 |
| Premises and equipment expense | $575,000 | 2,161 |
| Additional noninterest expense | $1,632,000 | 1,612 |
| Pre-tax net operating income | $1,530,000 | 2,845 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $193,000 | 3,658 |
| Income before extraordinary items | $1,337,000 | 2,561 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,337,000 | 2,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 1,738 |
| Cash dividends | $938,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,337,000 | 2,543 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 2,493 |
| Total interest expense | $1,002,000 | 3,251 |
| Net interest income | $2,693,000 | 2,153 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $809,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $457,000 | 928 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $352,000 | 1,721 |
| Total noninterest expense | $2,691,000 | 1,664 |
| Salaries and employee benefits | $1,543,000 | 1,612 |
| Premises and equipment expense | $268,000 | 2,325 |
| Additional noninterest expense | $880,000 | 1,497 |
| Pre-tax net operating income | $751,000 | 2,828 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $91,000 | 3,722 |
| Income before extraordinary items | $660,000 | 2,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $660,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,610 |
| Cash dividends | $469,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $660,000 | 2,531 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,115,000 | 2,348 |
| Total interest expense | $3,216,000 | 3,146 |
| Net interest income | $10,899,000 | 2,033 |
| Provision for loan and lease losses | $278,000 | 2,988 |
| Total noninterest income | $3,124,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,005,000 | 867 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,119,000 | 2,054 |
| Total noninterest expense | $9,820,000 | 1,732 |
| Salaries and employee benefits | $5,802,000 | 1,612 |
| Premises and equipment expense | $972,000 | 2,433 |
| Additional noninterest expense | $3,046,000 | 1,656 |
| Pre-tax net operating income | $3,925,000 | 2,257 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $728,000 | 2,749 |
| Income before extraordinary items | $3,197,000 | 2,128 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,197,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,975 |
| Cash dividends | $1,906,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,197,000 | 2,109 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,385,000 | 2,335 |
| Total interest expense | $2,262,000 | 3,177 |
| Net interest income | $8,123,000 | 2,032 |
| Provision for loan and lease losses | $241,000 | 2,605 |
| Total noninterest income | $2,354,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,497,000 | 874 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $857,000 | 2,026 |
| Total noninterest expense | $7,305,000 | 1,720 |
| Salaries and employee benefits | $4,352,000 | 1,600 |
| Premises and equipment expense | $726,000 | 2,428 |
| Additional noninterest expense | $2,227,000 | 1,685 |
| Pre-tax net operating income | $2,931,000 | 2,283 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $543,000 | 2,809 |
| Income before extraordinary items | $2,388,000 | 2,152 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,388,000 | 2,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,820 |
| Cash dividends | $1,419,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,388,000 | 2,117 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,818,000 | 2,321 |
| Total interest expense | $1,439,000 | 3,152 |
| Net interest income | $5,379,000 | 2,022 |
| Provision for loan and lease losses | $187,000 | 2,263 |
| Total noninterest income | $1,540,000 | 1,561 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $961,000 | 892 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $579,000 | 1,976 |
| Total noninterest expense | $4,835,000 | 1,726 |
| Salaries and employee benefits | $2,883,000 | 1,601 |
| Premises and equipment expense | $499,000 | 2,334 |
| Additional noninterest expense | $1,453,000 | 1,699 |
| Pre-tax net operating income | $1,897,000 | 2,272 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $342,000 | 2,862 |
| Income before extraordinary items | $1,555,000 | 2,165 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,555,000 | 2,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,884 |
| Cash dividends | $819,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,555,000 | 2,131 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,383,000 | 2,280 |
| Total interest expense | $712,000 | 3,072 |
| Net interest income | $2,671,000 | 2,022 |
| Provision for loan and lease losses | $109,000 | 1,911 |
| Total noninterest income | $751,000 | 1,567 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $453,000 | 911 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $298,000 | 1,899 |
| Total noninterest expense | $2,396,000 | 1,744 |
| Salaries and employee benefits | $1,420,000 | 1,629 |
| Premises and equipment expense | $254,000 | 2,321 |
| Additional noninterest expense | $722,000 | 1,709 |
| Pre-tax net operating income | $917,000 | 2,318 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $155,000 | 3,051 |
| Income before extraordinary items | $762,000 | 2,175 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $762,000 | 2,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,543 |
| Cash dividends | $406,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $762,000 | 2,137 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,112,000 | 2,196 |
| Total interest expense | $2,561,000 | 2,990 |
| Net interest income | $10,551,000 | 1,925 |
| Provision for loan and lease losses | $517,000 | 1,908 |
| Total noninterest income | $3,170,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,043,000 | 846 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,127,000 | 1,990 |
| Total noninterest expense | $9,365,000 | 1,729 |
| Salaries and employee benefits | $5,502,000 | 1,600 |
| Premises and equipment expense | $952,000 | 2,396 |
| Additional noninterest expense | $2,911,000 | 1,671 |
| Pre-tax net operating income | $3,839,000 | 2,121 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $675,000 | 2,828 |
| Income before extraordinary items | $3,164,000 | 1,979 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,164,000 | 1,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,250 |
| Cash dividends | $1,620,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,164,000 | 1,933 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,777,000 | 2,181 |
| Total interest expense | $1,875,000 | 2,998 |
| Net interest income | $7,902,000 | 1,906 |
| Provision for loan and lease losses | $465,000 | 1,538 |
| Total noninterest income | $2,411,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,531,000 | 853 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $880,000 | 1,944 |
| Total noninterest expense | $7,041,000 | 1,718 |
| Salaries and employee benefits | $4,125,000 | 1,610 |
| Premises and equipment expense | $703,000 | 2,410 |
| Additional noninterest expense | $2,213,000 | 1,631 |
| Pre-tax net operating income | $2,807,000 | 2,181 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $480,000 | 2,969 |
| Income before extraordinary items | $2,327,000 | 2,016 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,327,000 | 2,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 856 |
| Cash dividends | $1,215,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,327,000 | 1,963 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,539,000 | 2,144 |
| Total interest expense | $1,251,000 | 2,988 |
| Net interest income | $5,288,000 | 1,893 |
| Provision for loan and lease losses | $332,000 | 1,423 |
| Total noninterest income | $1,611,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,001,000 | 858 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $610,000 | 1,903 |
| Total noninterest expense | $4,620,000 | 1,735 |
| Salaries and employee benefits | $2,669,000 | 1,653 |
| Premises and equipment expense | $479,000 | 2,374 |
| Additional noninterest expense | $1,472,000 | 1,633 |
| Pre-tax net operating income | $1,947,000 | 2,089 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $355,000 | 2,778 |
| Income before extraordinary items | $1,592,000 | 1,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,592,000 | 1,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 779 |
| Cash dividends | $810,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,592,000 | 1,914 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 2,105 |
| Total interest expense | $639,000 | 2,975 |
| Net interest income | $2,680,000 | 1,863 |
| Provision for loan and lease losses | $166,000 | 1,328 |
| Total noninterest income | $767,000 | 1,546 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $467,000 | 892 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $300,000 | 1,887 |
| Total noninterest expense | $2,255,000 | 1,792 |
| Salaries and employee benefits | $1,329,000 | 1,670 |
| Premises and equipment expense | $243,000 | 2,373 |
| Additional noninterest expense | $683,000 | 1,747 |
| Pre-tax net operating income | $1,026,000 | 1,954 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $205,000 | 2,536 |
| Income before extraordinary items | $821,000 | 1,906 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $821,000 | 1,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 610 |
| Cash dividends | $405,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $821,000 | 1,818 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,692,000 | 2,079 |
| Total interest expense | $2,719,000 | 3,129 |
| Net interest income | $10,973,000 | 1,780 |
| Provision for loan and lease losses | $883,000 | 1,348 |
| Total noninterest income | $3,181,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,801,000 | 954 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,380,000 | 1,931 |
| Total noninterest expense | $8,615,000 | 1,843 |
| Salaries and employee benefits | $5,004,000 | 1,719 |
| Premises and equipment expense | $790,000 | 2,796 |
| Additional noninterest expense | $2,821,000 | 1,716 |
| Pre-tax net operating income | $4,656,000 | 1,733 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,065,000 | 2,092 |
| Income before extraordinary items | $3,591,000 | 1,732 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,591,000 | 1,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $781,000 | 1,120 |
| Cash dividends | $1,755,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,591,000 | 1,647 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,313,000 | 2,101 |
| Total interest expense | $2,090,000 | 3,174 |
| Net interest income | $8,223,000 | 1,782 |
| Provision for loan and lease losses | $519,000 | 1,610 |
| Total noninterest income | $2,416,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,318,000 | 995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,098,000 | 1,914 |
| Total noninterest expense | $6,499,000 | 1,833 |
| Salaries and employee benefits | $3,757,000 | 1,730 |
| Premises and equipment expense | $628,000 | 2,658 |
| Additional noninterest expense | $2,114,000 | 1,711 |
| Pre-tax net operating income | $3,621,000 | 1,720 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $862,000 | 2,091 |
| Income before extraordinary items | $2,759,000 | 1,742 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,759,000 | 1,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 1,031 |
| Cash dividends | $1,470,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,759,000 | 1,644 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,881,000 | 2,114 |
| Total interest expense | $1,416,000 | 3,218 |
| Net interest income | $5,465,000 | 1,785 |
| Provision for loan and lease losses | $243,000 | 2,181 |
| Total noninterest income | $1,659,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $854,000 | 1,006 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $805,000 | 1,770 |
| Total noninterest expense | $4,302,000 | 1,838 |
| Salaries and employee benefits | $2,484,000 | 1,729 |
| Premises and equipment expense | $424,000 | 2,622 |
| Additional noninterest expense | $1,394,000 | 1,720 |
| Pre-tax net operating income | $2,579,000 | 1,625 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $643,000 | 1,946 |
| Income before extraordinary items | $1,936,000 | 1,678 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,936,000 | 1,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,149 |
| Cash dividends | $945,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,936,000 | 1,567 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 2,138 |
| Total interest expense | $721,000 | 3,232 |
| Net interest income | $2,717,000 | 1,792 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $845,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $407,000 | 1,023 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $438,000 | 1,625 |
| Total noninterest expense | $2,106,000 | 1,864 |
| Salaries and employee benefits | $1,220,000 | 1,747 |
| Premises and equipment expense | $218,000 | 2,563 |
| Additional noninterest expense | $668,000 | 1,760 |
| Pre-tax net operating income | $1,336,000 | 1,575 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $344,000 | 1,845 |
| Income before extraordinary items | $992,000 | 1,621 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $992,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,550 |
| Cash dividends | $495,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $992,000 | 1,521 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,319,000 | 2,141 |
| Total interest expense | $2,997,000 | 3,545 |
| Net interest income | $11,322,000 | 1,709 |
| Provision for loan and lease losses | $558,000 | 2,196 |
| Total noninterest income | $2,245,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,347,000 | 1,203 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $898,000 | 2,328 |
| Total noninterest expense | $8,170,000 | 1,853 |
| Salaries and employee benefits | $4,754,000 | 1,692 |
| Premises and equipment expense | $679,000 | 3,073 |
| Additional noninterest expense | $2,737,000 | 1,716 |
| Pre-tax net operating income | $4,839,000 | 1,682 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $1,262,000 | 1,878 |
| Income before extraordinary items | $3,581,000 | 1,672 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,581,000 | 1,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 2,180 |
| Cash dividends | $1,365,000 | 1,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,578,040 | 1,619 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,773,000 | 2,185 |
| Total interest expense | $5,737,000 | 2,782 |
| Net interest income | $10,036,000 | 1,776 |
| Provision for loan and lease losses | $417,000 | 2,540 |
| Total noninterest income | $2,076,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,150,000 | 1,297 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $926,000 | 2,163 |
| Total noninterest expense | $7,417,000 | 1,940 |
| Salaries and employee benefits | $4,298,000 | 1,750 |
| Premises and equipment expense | $699,000 | 2,946 |
| Additional noninterest expense | $2,420,000 | 1,873 |
| Pre-tax net operating income | $4,278,000 | 1,658 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,129,000 | 1,910 |
| Income before extraordinary items | $3,149,000 | 1,668 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,149,000 | 1,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 2,050 |
| Cash dividends | $1,557,000 | 1,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,149,000 | 1,602 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,696,000 | 2,235 |
| Total interest expense | $6,587,000 | 2,541 |
| Net interest income | $9,109,000 | 1,938 |
| Provision for loan and lease losses | $488,000 | 1,918 |
| Total noninterest income | $1,848,000 | 1,997 |
| Gross Fiduciary activities income | $14,000 | 1,182 |
| Service charges on deposit accounts | $1,176,000 | 1,151 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $658,000 | 2,479 |
| Total noninterest expense | $6,791,000 | 2,035 |
| Salaries and employee benefits | $3,892,000 | 1,853 |
| Premises and equipment expense | $838,000 | 2,471 |
| Additional noninterest expense | $2,061,000 | 2,099 |
| Pre-tax net operating income | $3,678,000 | 1,983 |
| Securities gains (losses) | $9,000 | 1,192 |
| Applicable income taxes | $912,000 | 2,294 |
| Income before extraordinary items | $2,775,000 | 1,880 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,775,000 | 1,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,038 |
| Cash dividends | $1,230,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,768,250 | 1,883 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,237,000 | 2,286 |
| Total interest expense | $5,559,000 | 2,658 |
| Net interest income | $8,678,000 | 2,033 |
| Provision for loan and lease losses | $297,000 | 2,712 |
| Total noninterest income | $1,586,000 | 2,214 |
| Gross Fiduciary activities income | $11,000 | 1,259 |
| Service charges on deposit accounts | $1,114,000 | 1,190 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $461,000 | 3,115 |
| Total noninterest expense | $6,532,000 | 2,086 |
| Salaries and employee benefits | $3,667,000 | 1,907 |
| Premises and equipment expense | $941,000 | 2,170 |
| Additional noninterest expense | $1,924,000 | 2,272 |
| Pre-tax net operating income | $3,435,000 | 2,141 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $826,000 | 2,579 |
| Income before extraordinary items | $2,606,000 | 2,031 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,606,000 | 2,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,186 |
| Cash dividends | $1,336,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,608,280 | 2,001 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,493,000 | 2,407 |
| Total interest expense | $5,501,000 | 2,746 |
| Net interest income | $7,992,000 | 2,133 |
| Provision for loan and lease losses | $244,000 | 3,045 |
| Total noninterest income | $1,577,000 | 2,180 |
| Gross Fiduciary activities income | $86,000 | 1,033 |
| Service charges on deposit accounts | $1,055,000 | 1,192 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $436,000 | 3,245 |
| Total noninterest expense | $5,879,000 | 2,226 |
| Salaries and employee benefits | $3,454,000 | 1,922 |
| Premises and equipment expense | $606,000 | 3,136 |
| Additional noninterest expense | $1,819,000 | 2,292 |
| Pre-tax net operating income | $3,446,000 | 2,100 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $834,000 | 2,644 |
| Income before extraordinary items | $2,625,000 | 1,996 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,625,000 | 1,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,792 |
| Cash dividends | $1,305,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,615,120 | 1,926 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,944,000 | 2,538 |
| Total interest expense | $5,244,000 | 2,853 |
| Net interest income | $7,700,000 | 2,282 |
| Provision for loan and lease losses | $289,000 | 2,712 |
| Total noninterest income | $1,315,000 | 2,437 |
| Gross Fiduciary activities income | $26,000 | 1,253 |
| Service charges on deposit accounts | $999,000 | 1,282 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $290,000 | 4,011 |
| Total noninterest expense | $5,562,000 | 2,324 |
| Salaries and employee benefits | $3,251,000 | 2,021 |
| Premises and equipment expense | $694,000 | 2,770 |
| Additional noninterest expense | $1,617,000 | 2,539 |
| Pre-tax net operating income | $3,164,000 | 2,370 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $842,000 | 2,816 |
| Income before extraordinary items | $2,328,000 | 2,259 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,328,000 | 2,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,522 |
| Cash dividends | $1,244,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,323,620 | 2,207 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,188,000 | 2,725 |
| Total interest expense | $4,523,000 | 3,302 |
| Net interest income | $7,665,000 | 2,352 |
| Provision for loan and lease losses | $308,000 | 2,518 |
| Total noninterest income | $1,245,000 | 2,613 |
| Gross Fiduciary activities income | $44,000 | 1,257 |
| Service charges on deposit accounts | $932,000 | 1,445 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $269,000 | 4,342 |
| Total noninterest expense | $5,156,000 | 2,643 |
| Salaries and employee benefits | $2,962,000 | 2,251 |
| Premises and equipment expense | $590,000 | 3,260 |
| Additional noninterest expense | $1,604,000 | 2,950 |
| Pre-tax net operating income | $3,446,000 | 2,078 |
| Securities gains (losses) | $-37,000 | 10,927 |
| Applicable income taxes | $974,000 | 2,408 |
| Income before extraordinary items | $2,435,000 | 2,039 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,435,000 | 2,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,738 |
| Cash dividends | $673,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,461,270 | 1,974 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,447,000 | 2,911 |
| Total interest expense | $4,134,000 | 3,581 |
| Net interest income | $7,313,000 | 2,455 |
| Provision for loan and lease losses | $225,000 | 2,789 |
| Total noninterest income | $1,176,000 | 2,763 |
| Gross Fiduciary activities income | $33,000 | 1,352 |
| Service charges on deposit accounts | $913,000 | 1,498 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $230,000 | 4,721 |
| Total noninterest expense | $4,973,000 | 2,735 |
| Salaries and employee benefits | $2,720,000 | 2,457 |
| Premises and equipment expense | $624,000 | 3,106 |
| Additional noninterest expense | $1,629,000 | 2,857 |
| Pre-tax net operating income | $3,291,000 | 2,238 |
| Securities gains (losses) | $-45,000 | 11,108 |
| Applicable income taxes | $1,000,000 | 2,382 |
| Income before extraordinary items | $2,246,000 | 2,243 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,246,000 | 2,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,420 |
| Cash dividends | $595,000 | 3,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,277,050 | 2,184 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,794,000 | 3,087 |
| Total interest expense | $3,463,000 | 3,484 |
| Net interest income | $6,331,000 | 2,857 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $1,125,000 | 2,856 |
| Gross Fiduciary activities income | $38,000 | 1,356 |
| Service charges on deposit accounts | $839,000 | 1,615 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $248,000 | 4,617 |
| Total noninterest expense | $4,917,000 | 2,817 |
| Salaries and employee benefits | $2,656,000 | 2,515 |
| Premises and equipment expense | $688,000 | 2,872 |
| Additional noninterest expense | $1,573,000 | 3,170 |
| Pre-tax net operating income | $2,419,000 | 2,912 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $697,000 | 3,099 |
| Income before extraordinary items | $1,732,000 | 2,804 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,732,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,525 |
| Cash dividends | $454,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,724,900 | 2,824 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,744,000 | 3,520 |
| Total interest expense | $3,351,000 | 3,741 |
| Net interest income | $5,393,000 | 3,331 |
| Provision for loan and lease losses | $205,000 | 3,850 |
| Total noninterest income | $1,031,000 | 3,261 |
| Gross Fiduciary activities income | $43,000 | 1,368 |
| Service charges on deposit accounts | $734,000 | 1,870 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $254,000 | 4,970 |
| Total noninterest expense | $4,413,000 | 3,179 |
| Salaries and employee benefits | $2,223,000 | 2,950 |
| Premises and equipment expense | $634,000 | 3,152 |
| Additional noninterest expense | $1,556,000 | 3,397 |
| Pre-tax net operating income | $1,806,000 | 3,663 |
| Securities gains (losses) | $569,000 | 817 |
| Applicable income taxes | $716,000 | 3,056 |
| Income before extraordinary items | $1,659,000 | 2,945 |
| Extraordinary gains, net | $31,000 | 2,476 |
| Net income | $1,690,000 | 3,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,656 |
| Cash dividends | $668,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,260,700 | 3,624 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,077,000 | 3,829 |
| Total interest expense | $3,976,000 | 4,106 |
| Net interest income | $5,101,000 | 3,565 |
| Provision for loan and lease losses | $234,000 | 4,813 |
| Total noninterest income | $903,000 | 3,606 |
| Gross Fiduciary activities income | $31,000 | 1,432 |
| Service charges on deposit accounts | $669,000 | 2,032 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $203,000 | 5,628 |
| Total noninterest expense | $3,956,000 | 3,539 |
| Salaries and employee benefits | $2,064,000 | 3,128 |
| Premises and equipment expense | $546,000 | 3,669 |
| Additional noninterest expense | $1,346,000 | 3,928 |
| Pre-tax net operating income | $1,814,000 | 3,402 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $498,000 | 4,015 |
| Income before extraordinary items | $1,316,000 | 3,477 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,316,000 | 3,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 4,614 |
| Cash dividends | $402,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,316,000 | 3,229 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.