Home > Citizens Bank > Net charge- offs to loans
Citizens Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 2,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 3,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 4,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0108% | 2,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0108% | 2,654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 3,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 4,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0055% | 4,095 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0055% | 4,099 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 4,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0032% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0032% | 2,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0180% | 4,064 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 4,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 4,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0891% | 4,215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0891% | 4,210 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 1,739 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 3,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0269% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0269% | 2,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 3,978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 4,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0212% | 2,330 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0212% | 2,249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 3,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 4,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0094% | 3,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0094% | 3,757 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 4,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 4,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0129% | 3,836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0129% | 3,801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0148% | 3,869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 3,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 3,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0330% | 3,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0330% | 3,911 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 3,952 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 3,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 3,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0392% | 3,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0392% | 3,840 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0210% | 4,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 3,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 4,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0400% | 3,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0400% | 3,747 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0282% | 4,143 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 3,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 4,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0527% | 3,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0527% | 3,806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 4,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 4,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0899% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0899% | 2,436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 4,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 4,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0565% | 2,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0565% | 2,482 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 4,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 4,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0676% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0676% | 2,283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 4,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 4,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0574% | 2,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0574% | 2,088 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 3,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1131% | 4,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1660% | 4,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0278% | 4,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0457% | 4,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0821% | 2,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0821% | 2,870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 4,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1482% | 5,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2210% | 5,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 4,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0502% | 4,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0824% | 2,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0824% | 2,672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0312% | 4,697 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2176% | 5,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3329% | 5,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 4,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0450% | 4,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0866% | 2,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0866% | 2,388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0491% | 4,824 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3669% | 5,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5674% | 5,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0277% | 4,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0457% | 4,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1587% | 2,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1587% | 1,897 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 2,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0202% | 4,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0341% | 4,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6672% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0670% | 3,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0673% | 2,989 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 4,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 4,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 4,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0353% | 4,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8192% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0594% | 2,919 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0598% | 2,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 4,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0340% | 4,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 4,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 4,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2150% | 332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0443% | 2,753 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2539% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0365% | 2,662 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 4,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0312% | 4,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0434% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3098% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0416% | 2,230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0989% | 2,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | -5.6056% | 5,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2347% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 4,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 4,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0765% | 1,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1224% | 3,066 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1619% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1073% | 3,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 2,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0884% | 5,326 |
| Percentage Net Loans Charged-off:Construction & development | -5.0607% | 5,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 1,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 4,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1027% | 2,933 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9996% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0886% | 2,869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0901% | 5,376 |
| Percentage Net Loans Charged-off:Construction & development | -5.0919% | 5,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0271% | 4,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1641% | 2,439 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7991% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1517% | 2,337 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | -1.3772% | 5,252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0901% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1588% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0260% | 4,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1885% | 2,065 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7831% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1762% | 1,963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 3,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1139% | 5,547 |
| Percentage Net Loans Charged-off:Construction & development | -5.0203% | 5,444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1935% | 5,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2046% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0959% | 4,189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4245% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0272% | 4,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1063% | 3,208 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6580% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1019% | 3,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 2,574 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 4,310 |
| Percentage Net Loans Charged-off:Construction & development | -5.9580% | 5,490 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0451% | 5,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2841% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1271% | 4,247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5822% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0276% | 4,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1043% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9816% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0973% | 2,785 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0921% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0768% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | -5.0562% | 5,520 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0363% | 5,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4419% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1876% | 4,331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9020% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0276% | 4,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1142% | 2,631 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4641% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1033% | 2,526 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2171% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2733% | 400 |
| Percentage Net Loans Charged-off:Construction & development | -3.7361% | 5,517 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 5,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9058% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3695% | 4,417 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8423% | 59 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0277% | 4,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1952% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1786% | 1,134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2063% | 1,827 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 3,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0578% | 5,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0564% | 5,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0679% | 5,704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1491% | 4,417 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 5,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0810% | 2,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1545% | 2,900 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9348% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1377% | 2,822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 2,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0611% | 5,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0495% | 5,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0877% | 5,804 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1999% | 4,482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 5,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1197% | 1,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1383% | 2,724 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7364% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1326% | 2,605 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 3,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0756% | 5,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0486% | 5,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1277% | 5,942 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3001% | 4,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 5,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 4,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1318% | 2,540 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8240% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1249% | 2,442 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 2,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1279% | 5,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0551% | 5,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2564% | 6,116 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6231% | 4,624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1538% | 2,131 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2759% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1525% | 2,007 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 4,117 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0715% | 6,011 |
| Percentage Net Loans Charged-off:Construction & development | -2.1004% | 5,830 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0990% | 6,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 3,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2946% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1330% | 6,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1507% | 3,106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4757% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1468% | 2,987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0671% | 3,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,610 |
| Percentage Net Loans Charged-off:Construction & development | -1.6101% | 5,841 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1139% | 6,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1932% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3938% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 2,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1450% | 2,902 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4527% | 636 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1411% | 2,767 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0824% | 2,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 2,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1214% | 6,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2150% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2612% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1847% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1541% | 2,618 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0782% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1421% | 2,520 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0971% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1130% | 6,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3758% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3905% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3662% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1904% | 2,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8065% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1822% | 2,089 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2437% | 2,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1761% | 2,488 |
| Percentage Net Loans Charged-off:Construction & development | -2.6221% | 6,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3225% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0945% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0585% | 4,761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1914% | 2,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1824% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3051% | 2,719 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3310% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2903% | 2,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6210% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2666% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2389% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | -3.2471% | 6,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4800% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 3,052 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0780% | 4,821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1640% | 2,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3327% | 2,384 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5225% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3154% | 2,283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3650% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4255% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | -5.0803% | 6,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8828% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0486% | 2,937 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 4,657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0909% | 2,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3350% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6268% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3160% | 2,104 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 2,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 2,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.2264% | 5,885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0838% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 2,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0833% | 2,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2538% | 2,167 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5776% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2036% | 2,149 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1434% | 4,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1472% | 3,620 |
| Percentage Net Loans Charged-off:Construction & development | 3.7713% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 3,117 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0465% | 5,482 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1564% | 3,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1326% | 1,537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1704% | 3,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0802% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0185% | 4,435 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4307% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0248% | 5,905 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1683% | 3,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3041% | 2,567 |
| Percentage Net Loans Charged-off:Construction & development | 5.5959% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1854% | 2,102 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0578% | 5,520 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2075% | 2,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1769% | 1,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2254% | 2,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2144% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1822% | 6,388 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9274% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2211% | 6,390 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6066% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5633% | 1,718 |
| Percentage Net Loans Charged-off:Construction & development | 12.9926% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2728% | 1,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2943% | 2,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2636% | 1,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3122% | 2,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8443% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5258% | 1,988 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0330% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4780% | 1,936 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3259% | 2,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2081% | 2,453 |
| Percentage Net Loans Charged-off:Construction & development | -3.3804% | 6,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2415% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3991% | 1,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6367% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5840% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2594% | 1,254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6014% | 1,494 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0556% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3049% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | 3.6122% | 1,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3032% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.7475% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7227% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7630% | 1,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6999% | 1,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3975% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4131% | 3,082 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1279% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3461% | 3,065 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3953% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7896% | 713 |
| Percentage Net Loans Charged-off:Construction & development | 4.7959% | 904 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1197% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.8983% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5681% | 1,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5863% | 1,014 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5578% | 1,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1662% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4130% | 2,855 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8654% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3637% | 2,708 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4341% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7294% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 6.8136% | 631 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6039% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 18.0120% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4318% | 2,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2445% | 1,192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5367% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3145% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4623% | 2,532 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4442% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3857% | 2,453 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1425% | 1,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0220% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 12.7452% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4585% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.6750% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2810% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0994% | 962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3802% | 1,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0998% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3640% | 2,420 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3052% | 2,243 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5014% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2005% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 13.0887% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4412% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.4813% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 4,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0050% | 1,937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0469% | 4,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 6,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5939% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3768% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6922% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2375% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2295% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 16.8978% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.8574% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.0614% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 4,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0066% | 1,700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0622% | 3,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 6,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9185% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9282% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8743% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2864% | 3,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 4,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0477% | 3,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0200% | 1,395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0621% | 3,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 6,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8452% | 2,164 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9070% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4523% | 893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2697% | 3,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0280% | 6,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8302% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5606% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3575% | 4,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1047% | 4,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2923% | 2,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1330% | 1,698 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3658% | 2,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5866% | 3,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7966% | 3,212 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9181% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2359% | 4,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1065% | 4,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2966% | 2,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4302% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7878% | 2,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3902% | 4,121 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2648% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1813% | 4,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 3,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2876% | 2,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4133% | 1,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1834% | 3,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3339% | 3,981 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7559% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 3,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 3,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1131% | 2,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1621% | 1,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3926% | 3,188 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0558% | 716 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1263% | 4,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 5,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0452% | 2,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0255% | 7,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0351% | 7,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 7,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3924% | 4,139 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7796% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1267% | 4,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 4,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0645% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0342% | 7,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0467% | 7,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0433% | 7,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4031% | 3,563 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3526% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1414% | 3,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 3,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1036% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0514% | 8,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0699% | 8,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4232% | 3,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2513% | 946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 2,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0994% | 1,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2209% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5037% | 2,455 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7456% | 1,737 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0710% | 4,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2380% | 4,348 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7271% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 4,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1919% | 4,129 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8371% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 3,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1864% | 3,732 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2563% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 3,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0703% | 3,614 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8896% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 3,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2988% | 3,897 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1554% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3238% | 3,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1098% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3707% | 2,852 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0967% | 2,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3264% | 2,642 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1440% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 2,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0733% | 1,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1208% | 3,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3716% | 4,184 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6938% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1365% | 2,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1124% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0828% | 2,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3613% | 3,750 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7933% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1185% | 2,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4096% | 3,206 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3494% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1424% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4872% | 2,607 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7261% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3252% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1094% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2375% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3246% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7700% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5909% | 3,398 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4495% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1470% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3198% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4303% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9429% | 1,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8572% | 2,236 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7529% | 704 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5249% | 889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1896% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4113% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5454% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2286% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9098% | 2,057 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5664% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7254% | 635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3803% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8353% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0903% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5129% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7082% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3676% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4758% | 1,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 3,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 2,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 2,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5892% | 2,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2963% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | 13.5159% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4806% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 2,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 2,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0383% | 2,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1451% | 3,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4829% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | 17.6596% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1628% | 3,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 2,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0868% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4717% | 3,685 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8059% | 1,076 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2407% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0670% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1430% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1696% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6679% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0428% | 1,085 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2208% | 3,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 3,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 2,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1056% | 4,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6975% | 3,391 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2733% | 863 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2378% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0714% | 4,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7464% | 3,084 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2987% | 805 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1837% | 3,373 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1874% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1554% | 4,116 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2024% | 3,788 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2061% | 3,984 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2398% | 3,421 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0815% | 6,130 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2012% | 5,378 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2397% | 6,748 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |