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Citizens Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$22,747,0001,733
Total interest expense$3,307,0002,496
Net interest income$19,440,0001,469
Provision for loan and lease losses$359,0001,523
Total noninterest income$10,799,000699
Gross Fiduciary activities income$132,000696
Service charges on deposit accounts$1,951,000567
Trading account gains and feesNANA
Additional Noninterest Income$8,716,000592
Total noninterest expense$16,614,0001,397
Salaries and employee benefits$10,068,0001,331
Premises and equipment expense$1,551,0001,499
Additional noninterest expense$8,716,000592
Pre-tax net operating income$13,266,000943
Securities gains (losses)$-466,0004,167
Applicable income taxes$03,369
Income before extraordinary items$12,800,000824
Extraordinary gains, net$054
Net income$12,800,000835
Minority interest net income$088
Net income of bank and minority interests.$12,800,000827
Net charge-offs$254,0001,046
Cash dividends$5,000,000804
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,266,000816
2023-09-30 (YTD Data)Rank
Total interest income$16,692,0001,724
Total interest expense$2,252,0002,506
Net interest income$14,440,0001,492
Provision for loan and lease losses$219,0001,608
Total noninterest income$4,513,0001,065
Gross Fiduciary activities income$100,000699
Service charges on deposit accounts$1,452,000570
Trading account gains and feesNANA
Additional Noninterest Income$2,961,0001,048
Total noninterest expense$11,167,0001,524
Salaries and employee benefits$6,501,0001,503
Premises and equipment expense$1,116,0001,546
Additional noninterest expense$2,961,0001,048
Pre-tax net operating income$7,567,0001,189
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$7,567,0001,045
Extraordinary gains, net$052
Net income$7,567,0001,051
Minority interest net income$081
Net income of bank and minority interests.$7,567,0001,045
Net charge-offs$206,000876
Cash dividends$5,000,000598
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,567,0001,056
2023-06-30 (YTD Data)Rank
Total interest income$10,993,0001,709
Total interest expense$1,356,0002,477
Net interest income$9,637,0001,511
Provision for loan and lease losses$178,0001,430
Total noninterest income$2,215,0001,218
Gross Fiduciary activities income$67,000698
Service charges on deposit accounts$947,000571
Trading account gains and feesNANA
Additional Noninterest Income$1,201,0001,368
Total noninterest expense$7,105,0001,566
Salaries and employee benefits$4,368,0001,474
Premises and equipment expense$747,0001,536
Additional noninterest expense$1,201,0001,367
Pre-tax net operating income$4,569,0001,287
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,569,0001,127
Extraordinary gains, net$051
Net income$4,569,0001,140
Minority interest net income$081
Net income of bank and minority interests.$4,569,0001,127
Net charge-offs$90,000963
Cash dividends$3,200,000603
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,569,0001,143
2023-03-31 (YTD Data)Rank
Total interest income$5,202,0001,753
Total interest expense$583,0002,456
Net interest income$4,619,0001,564
Provision for loan and lease losses$108,0001,234
Total noninterest income$1,161,0001,193
Gross Fiduciary activities income$35,000721
Service charges on deposit accounts$461,000594
Trading account gains and feesNANA
Additional Noninterest Income$665,0001,272
Total noninterest expense$3,615,0001,564
Salaries and employee benefits$2,230,0001,487
Premises and equipment expense$383,0001,531
Additional noninterest expense$665,0001,272
Pre-tax net operating income$2,057,0001,441
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,057,0001,252
Extraordinary gains, net$04
Net income$2,057,0001,252
Minority interest net income$048
Net income of bank and minority interests.$2,057,0001,252
Net charge-offs$86,000636
Cash dividends$1,600,000565
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,057,0001,279
2022-12-31 (YTD Data)Rank
Total interest income$19,161,0001,634
Total interest expense$1,434,0001,964
Net interest income$17,727,0001,585
Provision for loan and lease losses$326,0001,476
Total noninterest income$4,376,0001,299
Gross Fiduciary activities income$140,000727
Service charges on deposit accounts$1,831,000622
Trading account gains and feesNANA
Additional Noninterest Income$2,405,0001,458
Total noninterest expense$14,437,0001,540
Salaries and employee benefits$8,708,0001,465
Premises and equipment expense$1,653,0001,431
Additional noninterest expense$2,405,0001,458
Pre-tax net operating income$7,340,0001,584
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$7,340,0001,395
Extraordinary gains, net$05
Net income$7,340,0001,395
Minority interest net income$063
Net income of bank and minority interests.$7,340,0001,395
Net charge-offs$152,0001,044
Cash dividends$4,500,000846
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,340,0001,417
2022-09-30 (YTD Data)Rank
Total interest income$13,936,0001,626
Total interest expense$1,066,0001,682
Net interest income$12,870,0001,604
Provision for loan and lease losses$206,0001,455
Total noninterest income$3,348,0001,301
Gross Fiduciary activities income$106,000724
Service charges on deposit accounts$1,369,000624
Trading account gains and feesNANA
Additional Noninterest Income$1,873,0001,442
Total noninterest expense$10,241,0001,604
Salaries and employee benefits$6,104,0001,550
Premises and equipment expense$1,212,0001,466
Additional noninterest expense$1,873,0001,442
Pre-tax net operating income$5,771,0001,524
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$5,771,0001,331
Extraordinary gains, net$04
Net income$5,771,0001,330
Minority interest net income$057
Net income of bank and minority interests.$5,771,0001,331
Net charge-offs$101,000930
Cash dividends$3,000,000841
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,771,0001,357
2022-06-30 (YTD Data)Rank
Total interest income$8,914,0001,630
Total interest expense$732,0001,460
Net interest income$8,182,0001,631
Provision for loan and lease losses$111,0001,480
Total noninterest income$2,303,0001,264
Gross Fiduciary activities income$72,000685
Service charges on deposit accounts$888,000641
Trading account gains and feesNANA
Additional Noninterest Income$1,343,0001,407
Total noninterest expense$6,748,0001,601
Salaries and employee benefits$4,037,0001,556
Premises and equipment expense$791,0001,483
Additional noninterest expense$1,920,0001,653
Pre-tax net operating income$3,626,0001,510
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,626,0001,318
Extraordinary gains, net$04
Net income$3,626,0001,317
Minority interest net income$060
Net income of bank and minority interests.$3,626,0001,318
Net charge-offs$86,000780
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,626,0001,345
2022-03-31 (YTD Data)Rank
Total interest income$4,347,0001,611
Total interest expense$367,0001,407
Net interest income$3,980,0001,623
Provision for loan and lease losses$93,0001,011
Total noninterest income$1,109,0001,295
Gross Fiduciary activities income$37,000691
Service charges on deposit accounts$443,000629
Trading account gains and feesNANA
Additional Noninterest Income$629,0001,465
Total noninterest expense$3,341,0001,605
Salaries and employee benefits$2,014,0001,559
Premises and equipment expense$405,0001,453
Additional noninterest expense$922,0001,682
Pre-tax net operating income$1,655,0001,530
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,655,0001,361
Extraordinary gains, net$04
Net income$1,655,0001,361
Minority interest net income$050
Net income of bank and minority interests.$1,655,0001,361
Net charge-offs$-3,0003,434
Cash dividends$1,500,000555
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,655,0001,377
2021-12-31 (YTD Data)Rank
Total interest income$19,148,0001,535
Total interest expense$2,107,0001,275
Net interest income$17,041,0001,563
Provision for loan and lease losses$900,000663
Total noninterest income$5,876,0001,181
Gross Fiduciary activities income$144,000692
Service charges on deposit accounts$1,610,000642
Trading account gains and feesNANA
Additional Noninterest Income$4,122,0001,225
Total noninterest expense$13,954,0001,544
Salaries and employee benefits$8,390,0001,510
Premises and equipment expense$1,539,0001,486
Additional noninterest expense$4,025,0001,583
Pre-tax net operating income$8,063,0001,479
Securities gains (losses)$3,0001,928
Applicable income taxes$03,710
Income before extraordinary items$8,066,0001,337
Extraordinary gains, net$010
Net income$8,066,0001,337
Minority interest net income$074
Net income of bank and minority interests.$8,066,0001,337
Net charge-offs$798,000485
Cash dividends$4,400,000874
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,063,0001,315
2021-09-30 (YTD Data)Rank
Total interest income$14,484,0001,554
Total interest expense$1,729,0001,237
Net interest income$12,755,0001,587
Provision for loan and lease losses$841,000531
Total noninterest income$4,818,0001,138
Gross Fiduciary activities income$109,000692
Service charges on deposit accounts$1,164,000656
Trading account gains and feesNANA
Additional Noninterest Income$3,545,0001,139
Total noninterest expense$9,711,0001,638
Salaries and employee benefits$5,835,0001,599
Premises and equipment expense$1,139,0001,529
Additional noninterest expense$2,737,0001,699
Pre-tax net operating income$7,021,0001,386
Securities gains (losses)$3,0001,854
Applicable income taxes$03,719
Income before extraordinary items$7,024,0001,245
Extraordinary gains, net$08
Net income$7,024,0001,245
Minority interest net income$069
Net income of bank and minority interests.$7,024,0001,245
Net charge-offs$592,000453
Cash dividends$2,850,000899
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,021,0001,227
2021-06-30 (YTD Data)Rank
Total interest income$9,487,0001,571
Total interest expense$1,293,0001,161
Net interest income$8,194,0001,618
Provision for loan and lease losses$703,000437
Total noninterest income$3,832,0001,029
Gross Fiduciary activities income$73,000699
Service charges on deposit accounts$736,000666
Trading account gains and feesNANA
Additional Noninterest Income$3,023,000962
Total noninterest expense$6,390,0001,645
Salaries and employee benefits$3,854,0001,605
Premises and equipment expense$744,0001,557
Additional noninterest expense$1,792,0001,698
Pre-tax net operating income$4,933,0001,331
Securities gains (losses)$3,0001,649
Applicable income taxes$03,702
Income before extraordinary items$4,936,0001,196
Extraordinary gains, net$06
Net income$4,936,0001,197
Minority interest net income$067
Net income of bank and minority interests.$4,936,0001,197
Net charge-offs$214,000628
Cash dividends$2,850,000652
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,933,0001,176
2021-03-31 (YTD Data)Rank
Total interest income$4,969,0001,522
Total interest expense$661,0001,201
Net interest income$4,308,0001,550
Provision for loan and lease losses$309,000539
Total noninterest income$1,034,0001,484
Gross Fiduciary activities income$37,000698
Service charges on deposit accounts$372,000650
Trading account gains and feesNANA
Additional Noninterest Income$625,0001,685
Total noninterest expense$3,239,0001,620
Salaries and employee benefits$1,999,0001,547
Premises and equipment expense$382,0001,533
Additional noninterest expense$858,0001,738
Pre-tax net operating income$1,794,0001,652
Securities gains (losses)$3,0001,244
Applicable income taxes$03,613
Income before extraordinary items$1,797,0001,509
Extraordinary gains, net$03
Net income$1,797,0001,509
Minority interest net income$055
Net income of bank and minority interests.$1,797,0001,509
Net charge-offs$95,000639
Cash dividends$1,300,000618
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,794,0001,475
2020-12-31 (YTD Data)Rank
Total interest income$20,688,0001,453
Total interest expense$4,109,0001,137
Net interest income$16,579,0001,515
Provision for loan and lease losses$779,0001,848
Total noninterest income$4,139,0001,430
Gross Fiduciary activities income$142,000694
Service charges on deposit accounts$1,580,000631
Trading account gains and feesNANA
Additional Noninterest Income$2,417,0001,622
Total noninterest expense$13,985,0001,482
Salaries and employee benefits$8,830,0001,395
Premises and equipment expense$1,533,0001,493
Additional noninterest expense$3,622,0001,658
Pre-tax net operating income$5,954,0001,569
Securities gains (losses)$35,0001,888
Applicable income taxes$03,697
Income before extraordinary items$5,989,0001,425
Extraordinary gains, net$04
Net income$5,989,0001,425
Minority interest net income$072
Net income of bank and minority interests.$5,989,0001,426
Net charge-offs$948,000673
Cash dividends$4,900,000780
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,954,0001,392
2020-09-30 (YTD Data)Rank
Total interest income$15,640,0001,448
Total interest expense$3,264,0001,145
Net interest income$12,376,0001,512
Provision for loan and lease losses$562,0001,884
Total noninterest income$3,227,0001,357
Gross Fiduciary activities income$106,000690
Service charges on deposit accounts$1,172,000635
Trading account gains and feesNANA
Additional Noninterest Income$1,949,0001,517
Total noninterest expense$10,122,0001,515
Salaries and employee benefits$6,302,0001,428
Premises and equipment expense$1,154,0001,490
Additional noninterest expense$2,666,0001,659
Pre-tax net operating income$4,919,0001,416
Securities gains (losses)$27,0001,806
Applicable income taxes$03,696
Income before extraordinary items$4,946,0001,284
Extraordinary gains, net$04
Net income$4,946,0001,284
Minority interest net income$065
Net income of bank and minority interests.$4,946,0001,284
Net charge-offs$123,0001,536
Cash dividends$3,350,000762
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,919,0001,250
2020-06-30 (YTD Data)Rank
Total interest income$10,416,0001,468
Total interest expense$2,273,0001,184
Net interest income$8,143,0001,525
Provision for loan and lease losses$272,0002,147
Total noninterest income$1,883,0001,420
Gross Fiduciary activities income$72,000692
Service charges on deposit accounts$811,000622
Trading account gains and feesNANA
Additional Noninterest Income$1,000,0001,672
Total noninterest expense$6,833,0001,491
Salaries and employee benefits$4,342,0001,390
Premises and equipment expense$758,0001,495
Additional noninterest expense$1,733,0001,693
Pre-tax net operating income$2,921,0001,493
Securities gains (losses)$27,0001,568
Applicable income taxes$03,655
Income before extraordinary items$2,948,0001,326
Extraordinary gains, net$04
Net income$2,948,0001,326
Minority interest net income$065
Net income of bank and minority interests.$2,948,0001,326
Net charge-offs$78,0001,489
Cash dividends$3,350,000570
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,921,0001,302
2020-03-31 (YTD Data)Rank
Total interest income$5,189,0001,467
Total interest expense$1,167,0001,258
Net interest income$4,022,0001,498
Provision for loan and lease losses$80,0002,135
Total noninterest income$1,041,0001,250
Gross Fiduciary activities income$37,000698
Service charges on deposit accounts$499,000611
Trading account gains and feesNANA
Additional Noninterest Income$505,0001,509
Total noninterest expense$3,449,0001,488
Salaries and employee benefits$2,184,0001,392
Premises and equipment expense$378,0001,513
Additional noninterest expense$887,0001,677
Pre-tax net operating income$1,534,0001,299
Securities gains (losses)$2,0001,565
Applicable income taxes$03,513
Income before extraordinary items$1,536,0001,167
Extraordinary gains, net$04
Net income$1,536,0001,166
Minority interest net income$056
Net income of bank and minority interests.$1,536,0001,167
Net charge-offs$52,0001,188
Cash dividends$1,800,000553
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,534,0001,149
2019-12-31 (YTD Data)Rank
Total interest income$21,236,0001,445
Total interest expense$4,575,0001,329
Net interest income$16,661,0001,454
Provision for loan and lease losses$251,0002,133
Total noninterest income$4,435,0001,215
Gross Fiduciary activities income$150,000702
Service charges on deposit accounts$2,054,000612
Trading account gains and feesNANA
Additional Noninterest Income$2,231,0001,444
Total noninterest expense$14,288,0001,417
Salaries and employee benefits$9,140,0001,299
Premises and equipment expense$1,563,0001,454
Additional noninterest expense$3,585,0001,645
Pre-tax net operating income$6,557,0001,434
Securities gains (losses)$5,0002,084
Applicable income taxes$03,859
Income before extraordinary items$6,562,0001,295
Extraordinary gains, net$011
Net income$6,562,0001,296
Minority interest net income$076
Net income of bank and minority interests.$6,562,0001,297
Net charge-offs$569,000951
Cash dividends$4,900,000815
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,557,0001,278
2019-09-30 (YTD Data)Rank
Total interest income$15,966,0001,457
Total interest expense$3,409,0001,346
Net interest income$12,557,0001,454
Provision for loan and lease losses$203,0001,952
Total noninterest income$3,254,0001,228
Gross Fiduciary activities income$114,000700
Service charges on deposit accounts$1,520,000619
Trading account gains and feesNANA
Additional Noninterest Income$1,620,0001,464
Total noninterest expense$10,296,0001,467
Salaries and employee benefits$6,535,0001,358
Premises and equipment expense$1,185,0001,455
Additional noninterest expense$2,576,0001,701
Pre-tax net operating income$5,312,0001,382
Securities gains (losses)$5,0001,837
Applicable income taxes$03,902
Income before extraordinary items$5,317,0001,245
Extraordinary gains, net$011
Net income$5,317,0001,247
Minority interest net income$072
Net income of bank and minority interests.$5,317,0001,247
Net charge-offs$378,000900
Cash dividends$3,350,000820
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,312,0001,221
2019-06-30 (YTD Data)Rank
Total interest income$10,473,0001,475
Total interest expense$2,219,0001,353
Net interest income$8,254,0001,471
Provision for loan and lease losses$181,0001,637
Total noninterest income$2,281,0001,166
Gross Fiduciary activities income$77,000706
Service charges on deposit accounts$1,005,000615
Trading account gains and feesNANA
Additional Noninterest Income$1,199,0001,332
Total noninterest expense$6,872,0001,475
Salaries and employee benefits$4,339,0001,355
Premises and equipment expense$785,0001,464
Additional noninterest expense$1,748,0001,691
Pre-tax net operating income$3,482,0001,376
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$3,482,0001,241
Extraordinary gains, net$011
Net income$3,482,0001,241
Minority interest net income$069
Net income of bank and minority interests.$3,482,0001,241
Net charge-offs$344,000720
Cash dividends$3,350,000590
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,482,0001,217
2019-03-31 (YTD Data)Rank
Total interest income$5,160,0001,488
Total interest expense$1,060,0001,373
Net interest income$4,100,0001,483
Provision for loan and lease losses$160,0001,104
Total noninterest income$1,277,0001,045
Gross Fiduciary activities income$39,000712
Service charges on deposit accounts$504,000610
Trading account gains and feesNANA
Additional Noninterest Income$734,0001,130
Total noninterest expense$3,429,0001,485
Salaries and employee benefits$2,174,0001,366
Premises and equipment expense$395,0001,475
Additional noninterest expense$860,0001,707
Pre-tax net operating income$1,788,0001,322
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,788,0001,191
Extraordinary gains, net$05
Net income$1,788,0001,190
Minority interest net income$052
Net income of bank and minority interests.$1,788,0001,190
Net charge-offs$204,000614
Cash dividends$1,800,000553
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,788,0001,166
2018-12-31 (YTD Data)Rank
Total interest income$20,187,0001,442
Total interest expense$2,834,0001,494
Net interest income$17,353,0001,401
Provision for loan and lease losses$578,0001,342
Total noninterest income$4,135,0001,247
Gross Fiduciary activities income$156,000726
Service charges on deposit accounts$2,077,000613
Trading account gains and fees$0126
Additional Noninterest Income$1,902,0001,544
Total noninterest expense$14,642,0001,383
Salaries and employee benefits$9,046,0001,269
Premises and equipment expense$1,583,0001,424
Additional noninterest expense$4,013,0001,498
Pre-tax net operating income$6,268,0001,459
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$6,268,0001,312
Extraordinary gains, net$06
Net income$6,268,0001,311
Minority interest net income$072
Net income of bank and minority interests.$6,268,0001,311
Net charge-offs$387,0001,134
Cash dividends$4,900,000762
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,268,0001,303
2018-09-30 (YTD Data)Rank
Total interest income$15,111,0001,417
Total interest expense$1,995,0001,491
Net interest income$13,116,0001,387
Provision for loan and lease losses$525,0001,098
Total noninterest income$3,121,0001,235
Gross Fiduciary activities income$117,000721
Service charges on deposit accounts$1,540,000618
Trading account gains and fees$0138
Additional Noninterest Income$1,464,0001,533
Total noninterest expense$10,590,0001,431
Salaries and employee benefits$6,499,0001,334
Premises and equipment expense$1,195,0001,423
Additional noninterest expense$2,896,0001,556
Pre-tax net operating income$5,122,0001,394
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,122,0001,246
Extraordinary gains, net$05
Net income$5,122,0001,244
Minority interest net income$066
Net income of bank and minority interests.$5,122,0001,245
Net charge-offs$426,000795
Cash dividends$3,350,000733
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,122,0001,243
2018-06-30 (YTD Data)Rank
Total interest income$9,962,0001,413
Total interest expense$1,231,0001,517
Net interest income$8,731,0001,380
Provision for loan and lease losses$282,0001,260
Total noninterest income$1,963,0001,308
Gross Fiduciary activities income$79,000726
Service charges on deposit accounts$1,009,000625
Trading account gains and fees$0130
Additional Noninterest Income$875,0001,652
Total noninterest expense$7,105,0001,429
Salaries and employee benefits$4,365,0001,329
Premises and equipment expense$791,0001,447
Additional noninterest expense$1,949,0001,542
Pre-tax net operating income$3,307,0001,411
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,307,0001,250
Extraordinary gains, net$06
Net income$3,307,0001,249
Minority interest net income$065
Net income of bank and minority interests.$3,307,0001,249
Net charge-offs$208,000916
Cash dividends$3,350,000526
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,307,0001,244
2018-03-31 (YTD Data)Rank
Total interest income$4,902,0001,420
Total interest expense$598,0001,488
Net interest income$4,304,0001,402
Provision for loan and lease losses$161,0001,070
Total noninterest income$1,006,0001,270
Gross Fiduciary activities income$40,000736
Service charges on deposit accounts$509,000622
Trading account gains and fees$0123
Additional Noninterest Income$457,0001,574
Total noninterest expense$3,509,0001,457
Salaries and employee benefits$2,192,0001,338
Premises and equipment expense$401,0001,445
Additional noninterest expense$916,0001,621
Pre-tax net operating income$1,640,0001,395
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,640,0001,237
Extraordinary gains, net$07
Net income$1,640,0001,237
Minority interest net income$052
Net income of bank and minority interests.$1,640,0001,237
Net charge-offs$163,000645
Cash dividends$1,800,000463
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,640,0001,225
2017-12-31 (YTD Data)Rank
Total interest income$19,367,0001,380
Total interest expense$2,016,0001,522
Net interest income$17,351,0001,354
Provision for loan and lease losses$754,0001,091
Total noninterest income$4,075,0001,266
Gross Fiduciary activities income$155,000739
Service charges on deposit accounts$2,078,000611
Trading account gains and fees$0151
Additional Noninterest Income$1,842,0001,605
Total noninterest expense$14,515,0001,379
Salaries and employee benefits$8,910,0001,270
Premises and equipment expense$1,604,0001,421
Additional noninterest expense$4,001,0001,523
Pre-tax net operating income$6,157,0001,433
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$6,157,0001,146
Extraordinary gains, net$09
Net income$6,157,0001,146
Minority interest net income$076
Net income of bank and minority interests.$6,157,0001,146
Net charge-offs$887,000756
Cash dividends$7,300,000481
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,157,0001,128
2017-09-30 (YTD Data)Rank
Total interest income$14,445,0001,394
Total interest expense$1,465,0001,544
Net interest income$12,980,0001,372
Provision for loan and lease losses$410,0001,338
Total noninterest income$2,855,0001,352
Gross Fiduciary activities income$116,000742
Service charges on deposit accounts$1,563,000611
Trading account gains and fees$0145
Additional Noninterest Income$1,176,0001,781
Total noninterest expense$10,423,0001,441
Salaries and employee benefits$6,371,0001,334
Premises and equipment expense$1,198,0001,434
Additional noninterest expense$2,854,0001,576
Pre-tax net operating income$5,002,0001,375
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$5,002,0001,156
Extraordinary gains, net$09
Net income$5,002,0001,156
Minority interest net income$071
Net income of bank and minority interests.$5,002,0001,156
Net charge-offs$498,000812
Cash dividends$5,750,000449
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,002,0001,139
2017-06-30 (YTD Data)Rank
Total interest income$9,507,0001,397
Total interest expense$941,0001,550
Net interest income$8,566,0001,378
Provision for loan and lease losses$189,0001,615
Total noninterest income$1,903,0001,348
Gross Fiduciary activities income$78,000748
Service charges on deposit accounts$1,024,000610
Trading account gains and fees$0139
Additional Noninterest Income$801,0001,774
Total noninterest expense$6,963,0001,446
Salaries and employee benefits$4,222,0001,343
Premises and equipment expense$800,0001,436
Additional noninterest expense$1,941,0001,546
Pre-tax net operating income$3,317,0001,357
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$3,317,0001,146
Extraordinary gains, net$011
Net income$3,317,0001,146
Minority interest net income$071
Net income of bank and minority interests.$3,317,0001,146
Net charge-offs$257,000916
Cash dividends$5,750,000321
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,317,0001,127
2017-03-31 (YTD Data)Rank
Total interest income$4,711,0001,402
Total interest expense$464,0001,547
Net interest income$4,247,0001,380
Provision for loan and lease losses$89,0001,601
Total noninterest income$997,0001,306
Gross Fiduciary activities income$40,000753
Service charges on deposit accounts$507,000614
Trading account gains and fees$0142
Additional Noninterest Income$450,0001,638
Total noninterest expense$3,489,0001,443
Salaries and employee benefits$2,094,0001,368
Premises and equipment expense$396,0001,471
Additional noninterest expense$999,0001,510
Pre-tax net operating income$1,666,0001,343
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,666,0001,126
Extraordinary gains, net$08
Net income$1,666,0001,125
Minority interest net income$055
Net income of bank and minority interests.$1,666,0001,126
Net charge-offs$99,000934
Cash dividends$1,800,000441
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,666,0001,105
2016-12-31 (YTD Data)Rank
Total interest income$18,520,0001,376
Total interest expense$1,544,0001,769
Net interest income$16,976,0001,348
Provision for loan and lease losses$405,0001,664
Total noninterest income$4,138,0001,302
Gross Fiduciary activities income$153,000762
Service charges on deposit accounts$2,066,000627
Trading account gains and fees$0170
Additional Noninterest Income$1,919,0001,632
Total noninterest expense$14,315,0001,368
Salaries and employee benefits$8,693,0001,282
Premises and equipment expense$1,536,0001,488
Additional noninterest expense$4,086,0001,505
Pre-tax net operating income$6,394,0001,327
Securities gains (losses)$5,0002,878
Applicable income taxes$04,278
Income before extraordinary items$6,399,0001,131
Extraordinary gains, net$05
Net income$6,399,0001,129
Minority interest net income$082
Net income of bank and minority interests.$6,399,0001,130
Net charge-offs$305,0001,502
Cash dividends$5,000,000661
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,394,0001,109
2016-09-30 (YTD Data)Rank
Total interest income$13,795,0001,383
Total interest expense$1,153,0001,772
Net interest income$12,642,0001,354
Provision for loan and lease losses$338,0001,512
Total noninterest income$3,087,0001,313
Gross Fiduciary activities income$115,000759
Service charges on deposit accounts$1,535,000632
Trading account gains and fees$0169
Additional Noninterest Income$1,437,0001,632
Total noninterest expense$10,219,0001,442
Salaries and employee benefits$6,176,0001,341
Premises and equipment expense$1,130,0001,523
Additional noninterest expense$2,913,0001,574
Pre-tax net operating income$5,172,0001,290
Securities gains (losses)$3,0002,908
Applicable income taxes$04,325
Income before extraordinary items$5,175,0001,087
Extraordinary gains, net$05
Net income$5,175,0001,087
Minority interest net income$071
Net income of bank and minority interests.$5,175,0001,087
Net charge-offs$249,0001,295
Cash dividends$3,200,000719
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,172,0001,057
2016-06-30 (YTD Data)Rank
Total interest income$9,135,0001,392
Total interest expense$768,0001,770
Net interest income$8,367,0001,366
Provision for loan and lease losses$286,0001,322
Total noninterest income$2,118,0001,258
Gross Fiduciary activities income$77,000766
Service charges on deposit accounts$1,000,000639
Trading account gains and fees$0157
Additional Noninterest Income$1,041,0001,505
Total noninterest expense$6,817,0001,448
Salaries and employee benefits$4,113,0001,345
Premises and equipment expense$735,0001,555
Additional noninterest expense$1,969,0001,557
Pre-tax net operating income$3,382,0001,293
Securities gains (losses)$3,0002,591
Applicable income taxes$04,338
Income before extraordinary items$3,385,0001,085
Extraordinary gains, net$016
Net income$3,385,0001,084
Minority interest net income$071
Net income of bank and minority interests.$3,385,0001,084
Net charge-offs$124,0001,448
Cash dividends$3,200,000532
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,382,0001,064
2016-03-31 (YTD Data)Rank
Total interest income$4,548,0001,393
Total interest expense$388,0001,745
Net interest income$4,160,0001,375
Provision for loan and lease losses$226,000865
Total noninterest income$1,198,0001,142
Gross Fiduciary activities income$39,000770
Service charges on deposit accounts$513,000619
Trading account gains and fees$0142
Additional Noninterest Income$646,0001,288
Total noninterest expense$3,420,0001,434
Salaries and employee benefits$2,104,0001,330
Premises and equipment expense$335,0001,703
Additional noninterest expense$981,0001,549
Pre-tax net operating income$1,712,0001,257
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,712,0001,049
Extraordinary gains, net$012
Net income$1,712,0001,050
Minority interest net income$062
Net income of bank and minority interests.$1,712,0001,050
Net charge-offs$110,000958
Cash dividends$1,800,000471
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,712,0001,020
2015-12-31 (YTD Data)Rank
Total interest income$18,420,0001,363
Total interest expense$1,756,0001,559
Net interest income$16,664,0001,345
Provision for loan and lease losses$814,000962
Total noninterest income$3,818,0001,343
Gross Fiduciary activities income$148,000788
Service charges on deposit accounts$2,007,000653
Trading account gains and fees$0159
Additional Noninterest Income$1,663,0001,733
Total noninterest expense$13,998,0001,391
Salaries and employee benefits$8,599,0001,271
Premises and equipment expense$1,433,0001,598
Additional noninterest expense$3,966,0001,539
Pre-tax net operating income$5,670,0001,421
Securities gains (losses)$11,0002,544
Applicable income taxes$04,402
Income before extraordinary items$5,681,0001,229
Extraordinary gains, net$023
Net income$5,681,0001,229
Minority interest net income$081
Net income of bank and minority interests.$5,681,0001,229
Net charge-offs$1,022,000678
Cash dividends$4,300,000744
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,670,0001,199
2015-09-30 (YTD Data)Rank
Total interest income$13,745,0001,375
Total interest expense$1,351,0001,533
Net interest income$12,394,0001,362
Provision for loan and lease losses$377,0001,304
Total noninterest income$2,852,0001,363
Gross Fiduciary activities income$111,000782
Service charges on deposit accounts$1,464,000672
Trading account gains and fees$0153
Additional Noninterest Income$1,277,0001,718
Total noninterest expense$10,171,0001,437
Salaries and employee benefits$6,208,0001,322
Premises and equipment expense$1,086,0001,589
Additional noninterest expense$2,877,0001,576
Pre-tax net operating income$4,698,0001,337
Securities gains (losses)$11,0002,316
Applicable income taxes$04,489
Income before extraordinary items$4,709,0001,130
Extraordinary gains, net$021
Net income$4,709,0001,128
Minority interest net income$078
Net income of bank and minority interests.$4,709,0001,130
Net charge-offs$546,000807
Cash dividends$3,200,000676
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,698,0001,098
2015-06-30 (YTD Data)Rank
Total interest income$9,096,0001,391
Total interest expense$916,0001,516
Net interest income$8,180,0001,378
Provision for loan and lease losses$146,0001,866
Total noninterest income$1,909,0001,362
Gross Fiduciary activities income$74,000794
Service charges on deposit accounts$939,000684
Trading account gains and fees$0157
Additional Noninterest Income$896,0001,673
Total noninterest expense$6,904,0001,416
Salaries and employee benefits$4,235,0001,305
Premises and equipment expense$718,0001,624
Additional noninterest expense$1,951,0001,569
Pre-tax net operating income$3,039,0001,365
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$3,039,0001,156
Extraordinary gains, net$022
Net income$3,039,0001,155
Minority interest net income$075
Net income of bank and minority interests.$3,039,0001,157
Net charge-offs$259,0001,018
Cash dividends$3,200,000482
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,039,0001,124
2015-03-31 (YTD Data)Rank
Total interest income$4,521,0001,395
Total interest expense$463,0001,501
Net interest income$4,058,0001,390
Provision for loan and lease losses$73,0001,789
Total noninterest income$999,0001,296
Gross Fiduciary activities income$36,000804
Service charges on deposit accounts$470,000665
Trading account gains and fees$0152
Additional Noninterest Income$493,0001,522
Total noninterest expense$3,524,0001,388
Salaries and employee benefits$2,150,0001,294
Premises and equipment expense$366,0001,611
Additional noninterest expense$1,008,0001,526
Pre-tax net operating income$1,460,0001,372
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,460,0001,159
Extraordinary gains, net$013
Net income$1,460,0001,160
Minority interest net income$064
Net income of bank and minority interests.$1,460,0001,160
Net charge-offs$94,0001,160
Cash dividends$1,800,000396
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,460,0001,127
2014-12-31 (YTD Data)Rank
Total interest income$18,352,0001,382
Total interest expense$1,956,0001,516
Net interest income$16,396,0001,358
Provision for loan and lease losses$918,000923
Total noninterest income$3,803,0001,318
Gross Fiduciary activities income$133,000820
Service charges on deposit accounts$2,087,000654
Trading account gains and fees$0180
Additional Noninterest Income$1,583,0001,714
Total noninterest expense$13,423,0001,426
Salaries and employee benefits$8,288,0001,288
Premises and equipment expense$1,451,0001,615
Additional noninterest expense$3,684,0001,681
Pre-tax net operating income$5,858,0001,339
Securities gains (losses)$9,0002,695
Applicable income taxes$04,531
Income before extraordinary items$5,867,0001,127
Extraordinary gains, net$017
Net income$5,867,0001,126
Minority interest net income$084
Net income of bank and minority interests.$5,867,0001,127
Net charge-offs$207,0002,419
Cash dividends$4,100,000712
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,858,0001,096
2014-09-30 (YTD Data)Rank
Total interest income$13,690,0001,394
Total interest expense$1,484,0001,518
Net interest income$12,206,0001,368
Provision for loan and lease losses$580,0001,021
Total noninterest income$2,839,0001,340
Gross Fiduciary activities income$96,000821
Service charges on deposit accounts$1,535,000662
Trading account gains and fees$0174
Additional Noninterest Income$1,208,0001,712
Total noninterest expense$9,635,0001,493
Salaries and employee benefits$6,023,0001,324
Premises and equipment expense$1,109,0001,601
Additional noninterest expense$2,503,0001,845
Pre-tax net operating income$4,830,0001,258
Securities gains (losses)$9,0002,383
Applicable income taxes$04,583
Income before extraordinary items$4,839,0001,029
Extraordinary gains, net$015
Net income$4,839,0001,029
Minority interest net income$081
Net income of bank and minority interests.$4,839,0001,029
Net charge-offs$92,0002,764
Cash dividends$3,000,000664
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,830,0001,017
2014-06-30 (YTD Data)Rank
Total interest income$9,015,0001,407
Total interest expense$1,001,0001,502
Net interest income$8,014,0001,383
Provision for loan and lease losses$277,0001,366
Total noninterest income$1,843,0001,348
Gross Fiduciary activities income$59,000843
Service charges on deposit accounts$982,000675
Trading account gains and fees$0172
Additional Noninterest Income$802,0001,697
Total noninterest expense$6,460,0001,483
Salaries and employee benefits$4,058,0001,311
Premises and equipment expense$747,0001,588
Additional noninterest expense$1,655,0001,853
Pre-tax net operating income$3,120,0001,252
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$3,120,0001,031
Extraordinary gains, net$020
Net income$3,120,0001,030
Minority interest net income$080
Net income of bank and minority interests.$3,120,0001,032
Net charge-offs$-22,0005,924
Cash dividends$3,000,000466
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,120,0001,011
2014-03-31 (YTD Data)Rank
Total interest income$4,424,0001,430
Total interest expense$517,0001,467
Net interest income$3,907,0001,414
Provision for loan and lease losses$115,0001,488
Total noninterest income$934,0001,313
Gross Fiduciary activities income$29,000857
Service charges on deposit accounts$474,000679
Trading account gains and fees$0147
Additional Noninterest Income$431,0001,558
Total noninterest expense$3,211,0001,498
Salaries and employee benefits$2,018,0001,336
Premises and equipment expense$371,0001,628
Additional noninterest expense$822,0001,845
Pre-tax net operating income$1,515,0001,237
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,515,0001,035
Extraordinary gains, net$016
Net income$1,515,0001,036
Minority interest net income$066
Net income of bank and minority interests.$1,515,0001,036
Net charge-offs$-120,0006,505
Cash dividends$1,800,000367
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,515,0001,011
2013-12-31 (YTD Data)Rank
Total interest income$18,184,0001,403
Total interest expense$2,865,0001,183
Net interest income$15,319,0001,408
Provision for loan and lease losses$858,0001,257
Total noninterest income$3,593,0001,417
Gross Fiduciary activities income$114,000851
Service charges on deposit accounts$1,932,000722
Trading account gains and fees$0184
Additional Noninterest Income$1,547,0001,806
Total noninterest expense$13,063,0001,493
Salaries and employee benefits$7,853,0001,354
Premises and equipment expense$1,482,0001,592
Additional noninterest expense$3,728,0001,709
Pre-tax net operating income$4,991,0001,431
Securities gains (losses)$125,0001,174
Applicable income taxes$04,631
Income before extraordinary items$5,116,0001,196
Extraordinary gains, net$029
Net income$5,116,0001,198
Minority interest net income$090
Net income of bank and minority interests.$5,116,0001,199
Net charge-offs$750,0001,551
Cash dividends$4,200,000657
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,991,0001,205
2013-09-30 (YTD Data)Rank
Total interest income$13,697,0001,398
Total interest expense$2,201,0001,190
Net interest income$11,496,0001,409
Provision for loan and lease losses$496,0001,521
Total noninterest income$2,530,0001,519
Gross Fiduciary activities income$82,000849
Service charges on deposit accounts$1,436,000738
Trading account gains and fees$0180
Additional Noninterest Income$1,012,0002,026
Total noninterest expense$9,559,0001,522
Salaries and employee benefits$5,813,0001,367
Premises and equipment expense$1,108,0001,602
Additional noninterest expense$2,638,0001,797
Pre-tax net operating income$3,971,0001,392
Securities gains (losses)$125,0001,071
Applicable income taxes$04,713
Income before extraordinary items$4,096,0001,140
Extraordinary gains, net$025
Net income$4,096,0001,141
Minority interest net income$084
Net income of bank and minority interests.$4,096,0001,142
Net charge-offs$663,0001,333
Cash dividends$3,200,000604
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,971,0001,139
2013-06-30 (YTD Data)Rank
Total interest income$9,204,0001,380
Total interest expense$1,490,0001,200
Net interest income$7,714,0001,387
Provision for loan and lease losses$334,0001,544
Total noninterest income$1,667,0001,536
Gross Fiduciary activities income$56,000853
Service charges on deposit accounts$920,000755
Trading account gains and fees$0157
Additional Noninterest Income$691,0002,043
Total noninterest expense$6,455,0001,506
Salaries and employee benefits$3,934,0001,350
Premises and equipment expense$723,0001,644
Additional noninterest expense$1,798,0001,756
Pre-tax net operating income$2,592,0001,397
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,592,0001,175
Extraordinary gains, net$022
Net income$2,592,0001,177
Minority interest net income$082
Net income of bank and minority interests.$2,592,0001,178
Net charge-offs$434,0001,377
Cash dividends$3,200,000423
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,592,0001,127
2013-03-31 (YTD Data)Rank
Total interest income$4,602,0001,383
Total interest expense$763,0001,212
Net interest income$3,839,0001,399
Provision for loan and lease losses$209,0001,327
Total noninterest income$844,0001,512
Gross Fiduciary activities income$29,000864
Service charges on deposit accounts$465,000737
Trading account gains and fees$0148
Additional Noninterest Income$350,0002,015
Total noninterest expense$3,233,0001,517
Salaries and employee benefits$1,965,0001,360
Premises and equipment expense$342,0001,751
Additional noninterest expense$926,0001,727
Pre-tax net operating income$1,241,0001,428
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,241,0001,207
Extraordinary gains, net$010
Net income$1,241,0001,209
Minority interest net income$076
Net income of bank and minority interests.$1,241,0001,209
Net charge-offs$371,000918
Cash dividends$2,200,000279
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,241,0001,152
2012-12-31 (YTD Data)Rank
Total interest income$19,417,0001,373
Total interest expense$3,757,0001,191
Net interest income$15,660,0001,401
Provision for loan and lease losses$892,0001,910
Total noninterest income$3,476,0001,472
Gross Fiduciary activities income$114,000870
Service charges on deposit accounts$1,930,000742
Trading account gains and fees$0166
Additional Noninterest Income$1,432,0001,908
Total noninterest expense$12,620,0001,542
Salaries and employee benefits$7,526,0001,363
Premises and equipment expense$1,405,0001,676
Additional noninterest expense$3,689,0001,790
Pre-tax net operating income$5,624,0001,237
Securities gains (losses)$4,0003,557
Applicable income taxes$04,751
Income before extraordinary items$5,628,0001,057
Extraordinary gains, net$029
Net income$5,628,0001,057
Minority interest net income$093
Net income of bank and minority interests.$5,628,0001,057
Net charge-offs$1,205,0001,627
Cash dividends$4,500,000632
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,624,0001,001
2012-09-30 (YTD Data)Rank
Total interest income$14,669,0001,395
Total interest expense$2,919,0001,213
Net interest income$11,750,0001,413
Provision for loan and lease losses$476,0002,335
Total noninterest income$2,580,0001,474
Gross Fiduciary activities income$85,000860
Service charges on deposit accounts$1,406,000770
Trading account gains and fees$0157
Additional Noninterest Income$1,089,0001,885
Total noninterest expense$9,238,0001,586
Salaries and employee benefits$5,518,0001,383
Premises and equipment expense$1,033,0001,719
Additional noninterest expense$2,687,0001,846
Pre-tax net operating income$4,616,0001,166
Securities gains (losses)$4,0003,304
Applicable income taxes$04,802
Income before extraordinary items$4,620,0001,000
Extraordinary gains, net$020
Net income$4,620,0001,000
Minority interest net income$086
Net income of bank and minority interests.$4,620,0001,000
Net charge-offs$512,0002,150
Cash dividends$4,500,000391
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,616,000947
2012-06-30 (YTD Data)Rank
Total interest income$9,822,0001,393
Total interest expense$2,030,0001,207
Net interest income$7,792,0001,426
Provision for loan and lease losses$294,0002,495
Total noninterest income$1,684,0001,487
Gross Fiduciary activities income$58,000866
Service charges on deposit accounts$914,000774
Trading account gains and fees$0153
Additional Noninterest Income$712,0001,897
Total noninterest expense$6,231,0001,560
Salaries and employee benefits$3,755,0001,374
Premises and equipment expense$659,0001,804
Additional noninterest expense$1,817,0001,834
Pre-tax net operating income$2,951,0001,204
Securities gains (losses)$2,0003,012
Applicable income taxes$04,770
Income before extraordinary items$2,953,0001,031
Extraordinary gains, net$019
Net income$2,953,0001,031
Minority interest net income$084
Net income of bank and minority interests.$2,953,0001,031
Net charge-offs$271,0002,415
Cash dividends$3,300,000354
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,951,000970
2012-03-31 (YTD Data)Rank
Total interest income$4,845,0001,427
Total interest expense$1,044,0001,222
Net interest income$3,801,0001,458
Provision for loan and lease losses$114,0002,736
Total noninterest income$883,0001,432
Gross Fiduciary activities income$31,000867
Service charges on deposit accounts$453,000774
Trading account gains and fees$0148
Additional Noninterest Income$399,0001,758
Total noninterest expense$3,087,0001,581
Salaries and employee benefits$1,898,0001,363
Premises and equipment expense$318,0001,872
Additional noninterest expense$871,0001,898
Pre-tax net operating income$1,483,0001,179
Securities gains (losses)$2,0002,023
Applicable income taxes$04,704
Income before extraordinary items$1,485,0001,001
Extraordinary gains, net$019
Net income$1,485,0001,003
Minority interest net income$078
Net income of bank and minority interests.$1,485,0001,002
Net charge-offs$52,0002,991
Cash dividends$2,200,000247
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,483,000940
2011-12-31 (YTD Data)Rank
Total interest income$19,728,0001,446
Total interest expense$4,805,0001,268
Net interest income$14,923,0001,491
Provision for loan and lease losses$886,0002,601
Total noninterest income$3,439,0001,353
Gross Fiduciary activities income$122,000814
Service charges on deposit accounts$2,052,000713
Trading account gains and fees$0146
Additional Noninterest Income$1,265,0001,835
Total noninterest expense$12,083,0001,623
Salaries and employee benefits$7,018,0001,403
Premises and equipment expense$1,374,0001,811
Additional noninterest expense$3,691,0001,830
Pre-tax net operating income$5,393,0001,105
Securities gains (losses)$10,0003,332
Applicable income taxes$04,719
Income before extraordinary items$5,403,000932
Extraordinary gains, net$029
Net income$5,403,000930
Minority interest net income$096
Net income of bank and minority interests.$5,403,000932
Net charge-offs$820,0002,599
Cash dividends$3,250,000620
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,393,000893
2011-09-30 (YTD Data)Rank
Total interest income$14,796,0001,464
Total interest expense$3,680,0001,294
Net interest income$11,116,0001,510
Provision for loan and lease losses$513,0002,841
Total noninterest income$2,292,0001,463
Gross Fiduciary activities income$93,000807
Service charges on deposit accounts$1,536,000716
Trading account gains and fees$0145
Additional Noninterest Income$663,0002,291
Total noninterest expense$8,661,0001,676
Salaries and employee benefits$5,237,0001,417
Premises and equipment expense$1,045,0001,798
Additional noninterest expense$2,379,0002,101
Pre-tax net operating income$4,234,0001,091
Securities gains (losses)$4,0003,259
Applicable income taxes$04,740
Income before extraordinary items$4,238,000899
Extraordinary gains, net$021
Net income$4,238,000898
Minority interest net income$087
Net income of bank and minority interests.$4,238,000899
Net charge-offs$431,0002,837
Cash dividends$3,250,000419
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,234,000860
2011-06-30 (YTD Data)Rank
Total interest income$9,810,0001,488
Total interest expense$2,496,0001,315
Net interest income$7,314,0001,529
Provision for loan and lease losses$334,0002,824
Total noninterest income$1,508,0001,475
Gross Fiduciary activities income$64,000810
Service charges on deposit accounts$983,000748
Trading account gains and fees$0153
Additional Noninterest Income$461,0002,224
Total noninterest expense$5,789,0001,690
Salaries and employee benefits$3,505,0001,423
Premises and equipment expense$696,0001,820
Additional noninterest expense$1,588,0002,132
Pre-tax net operating income$2,699,0001,108
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,699,000913
Extraordinary gains, net$015
Net income$2,699,000912
Minority interest net income$089
Net income of bank and minority interests.$2,699,000913
Net charge-offs$314,0002,641
Cash dividends$2,000,000425
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,699,000884
2011-03-31 (YTD Data)Rank
Total interest income$4,885,0001,507
Total interest expense$1,277,0001,329
Net interest income$3,608,0001,538
Provision for loan and lease losses$166,0002,654
Total noninterest income$755,0001,478
Gross Fiduciary activities income$34,000818
Service charges on deposit accounts$481,000747
Trading account gains and fees$0158
Additional Noninterest Income$240,0002,208
Total noninterest expense$2,920,0001,694
Salaries and employee benefits$1,767,0001,430
Premises and equipment expense$343,0001,879
Additional noninterest expense$810,0002,077
Pre-tax net operating income$1,277,0001,147
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,277,000949
Extraordinary gains, net$09
Net income$1,277,000949
Minority interest net income$086
Net income of bank and minority interests.$1,277,000949
Net charge-offs$86,0002,893
Cash dividends$2,000,000202
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,277,000926
2010-12-31 (YTD Data)Rank
Total interest income$20,234,0001,523
Total interest expense$5,664,0001,467
Net interest income$14,570,0001,536
Provision for loan and lease losses$773,0003,444
Total noninterest income$3,309,0001,446
Gross Fiduciary activities income$126,000834
Service charges on deposit accounts$2,127,000709
Trading account gains and fees$0175
Additional Noninterest Income$1,056,0002,112
Total noninterest expense$11,713,0001,685
Salaries and employee benefits$6,907,0001,429
Premises and equipment expense$1,363,0001,880
Additional noninterest expense$3,443,0002,031
Pre-tax net operating income$5,393,000963
Securities gains (losses)$6,0003,427
Applicable income taxes$04,655
Income before extraordinary items$5,399,000811
Extraordinary gains, net$029
Net income$5,399,000811
Minority interest net income$0111
Net income of bank and minority interests.$5,399,000812
Net charge-offs$671,0003,231
Cash dividends$4,000,000410
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,393,000782
2010-09-30 (YTD Data)Rank
Total interest income$15,120,0001,553
Total interest expense$4,281,0001,512
Net interest income$10,839,0001,562
Provision for loan and lease losses$476,0003,630
Total noninterest income$2,509,0001,426
Gross Fiduciary activities income$96,000817
Service charges on deposit accounts$1,603,000721
Trading account gains and fees$0165
Additional Noninterest Income$810,0002,053
Total noninterest expense$8,568,0001,722
Salaries and employee benefits$5,071,0001,458
Premises and equipment expense$1,018,0001,911
Additional noninterest expense$2,479,0002,079
Pre-tax net operating income$4,304,000948
Securities gains (losses)$6,0003,242
Applicable income taxes$04,726
Income before extraordinary items$4,310,000803
Extraordinary gains, net$023
Net income$4,310,000801
Minority interest net income$0110
Net income of bank and minority interests.$4,310,000804
Net charge-offs$339,0003,570
Cash dividends$4,000,000271
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,304,000763
2010-06-30 (YTD Data)Rank
Total interest income$9,925,0001,601
Total interest expense$2,860,0001,577
Net interest income$7,065,0001,601
Provision for loan and lease losses$232,0004,020
Total noninterest income$1,691,0001,393
Gross Fiduciary activities income$65,000826
Service charges on deposit accounts$1,050,000736
Trading account gains and fees$0152
Additional Noninterest Income$576,0001,913
Total noninterest expense$5,578,0001,776
Salaries and employee benefits$3,416,0001,451
Premises and equipment expense$669,0001,942
Additional noninterest expense$1,493,0002,265
Pre-tax net operating income$2,946,000925
Securities gains (losses)$6,0002,744
Applicable income taxes$04,691
Income before extraordinary items$2,952,000761
Extraordinary gains, net$019
Net income$2,952,000757
Minority interest net income$0105
Net income of bank and minority interests.$2,952,000761
Net charge-offs$160,0003,763
Cash dividends$4,000,000178
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,946,000737
2010-03-31 (YTD Data)Rank
Total interest income$4,886,0001,652
Total interest expense$1,444,0001,629
Net interest income$3,442,0001,647
Provision for loan and lease losses$93,0004,058
Total noninterest income$867,0001,377
Gross Fiduciary activities income$35,000829
Service charges on deposit accounts$525,000736
Trading account gains and fees$0175
Additional Noninterest Income$307,0001,813
Total noninterest expense$2,782,0001,788
Salaries and employee benefits$1,731,0001,448
Premises and equipment expense$338,0001,989
Additional noninterest expense$713,0002,349
Pre-tax net operating income$1,434,000940
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,434,000774
Extraordinary gains, net$016
Net income$1,434,000776
Minority interest net income$091
Net income of bank and minority interests.$1,434,000778
Net charge-offs$33,0004,071
Cash dividends$4,000,00079
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,434,000741
2009-12-31 (YTD Data)Rank
Total interest income$19,943,0001,712
Total interest expense$6,416,0001,819
Net interest income$13,527,0001,663
Provision for loan and lease losses$556,0004,380
Total noninterest income$3,395,0001,473
Gross Fiduciary activities income$113,000855
Service charges on deposit accounts$2,153,000801
Trading account gains and fees$0211
Additional Noninterest Income$1,129,0001,996
Total noninterest expense$11,285,0001,808
Salaries and employee benefits$6,691,0001,501
Premises and equipment expense$1,441,0001,869
Additional noninterest expense$3,153,0002,255
Pre-tax net operating income$5,081,000831
Securities gains (losses)$5,0003,451
Applicable income taxes$04,388
Income before extraordinary items$5,086,000671
Extraordinary gains, net$034
Net income$5,086,000670
Minority interest net income$0115
Net income of bank and minority interests.$5,086,000671
Net charge-offs$638,0003,479
Cash dividends$2,500,000718
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,081,000669
2009-09-30 (YTD Data)Rank
Total interest income$14,892,0001,740
Total interest expense$4,909,0001,858
Net interest income$9,983,0001,684
Provision for loan and lease losses$276,0004,711
Total noninterest income$2,522,0001,504
Gross Fiduciary activities income$86,000839
Service charges on deposit accounts$1,571,000816
Trading account gains and fees$0212
Additional Noninterest Income$865,0002,018
Total noninterest expense$8,137,0001,868
Salaries and employee benefits$4,811,0001,569
Premises and equipment expense$1,084,0001,875
Additional noninterest expense$2,242,0002,324
Pre-tax net operating income$4,092,000824
Securities gains (losses)$4,0003,208
Applicable income taxes$04,592
Income before extraordinary items$4,096,000659
Extraordinary gains, net$027
Net income$4,096,000660
Minority interest net income$0118
Net income of bank and minority interests.$4,096,000661
Net charge-offs$313,0003,646
Cash dividends$2,500,000493
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,092,000649
2009-06-30 (YTD Data)Rank
Total interest income$9,921,0001,773
Total interest expense$3,418,0001,874
Net interest income$6,503,0001,713
Provision for loan and lease losses$155,0004,696
Total noninterest income$1,661,0001,530
Gross Fiduciary activities income$59,000841
Service charges on deposit accounts$1,002,000836
Trading account gains and fees$0193
Additional Noninterest Income$600,0001,993
Total noninterest expense$5,443,0001,893
Salaries and employee benefits$3,139,0001,635
Premises and equipment expense$716,0001,926
Additional noninterest expense$1,588,0002,218
Pre-tax net operating income$2,566,000890
Securities gains (losses)$4,0002,814
Applicable income taxes$04,657
Income before extraordinary items$2,570,000717
Extraordinary gains, net$021
Net income$2,570,000712
Minority interest net income$0112
Net income of bank and minority interests.$2,570,000718
Net charge-offs$137,0003,877
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,566,000697
2009-03-31 (YTD Data)Rank
Total interest income$4,878,0001,831
Total interest expense$1,752,0001,905
Net interest income$3,126,0001,779
Provision for loan and lease losses$76,0004,288
Total noninterest income$851,0001,479
Gross Fiduciary activities income$32,000844
Service charges on deposit accounts$481,000848
Trading account gains and fees$0171
Additional Noninterest Income$338,0001,800
Total noninterest expense$2,685,0001,856
Salaries and employee benefits$1,605,0001,612
Premises and equipment expense$360,0001,946
Additional noninterest expense$720,0002,176
Pre-tax net operating income$1,216,0001,049
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,216,000872
Extraordinary gains, net$015
Net income$1,216,000872
Minority interest net income$0102
Net income of bank and minority interests.$1,216,000874
Net charge-offs$49,0003,571
Cash dividends$1,000,000426
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,216,000803
2008-12-31 (YTD Data)Rank
Total interest income$20,992,0001,824
Total interest expense$8,273,0001,898
Net interest income$12,719,0001,751
Provision for loan and lease losses$286,0004,704
Total noninterest income$3,203,0001,490
Gross Fiduciary activities income$126,000856
Service charges on deposit accounts$2,101,000836
Trading account gains and fees$0154
Additional Noninterest Income$976,0002,153
Total noninterest expense$9,982,0001,936
Salaries and employee benefits$6,141,0001,665
Premises and equipment expense$1,294,0002,092
Additional noninterest expense$2,547,0002,306
Pre-tax net operating income$5,654,000991
Securities gains (losses)$16,0002,295
Applicable income taxes$04,979
Income before extraordinary items$5,670,000712
Extraordinary gains, net$039
Net income$5,670,000712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0003,664
Cash dividends$7,000,000414
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,654,000771
2008-09-30 (YTD Data)Rank
Total interest income$16,024,0001,835
Total interest expense$6,414,0001,921
Net interest income$9,610,0001,751
Provision for loan and lease losses$226,0003,995
Total noninterest income$2,403,0001,540
Gross Fiduciary activities income$97,000850
Service charges on deposit accounts$1,549,000854
Trading account gains and fees$0148
Additional Noninterest Income$757,0002,188
Total noninterest expense$7,012,0002,047
Salaries and employee benefits$4,344,0001,786
Premises and equipment expense$973,0002,093
Additional noninterest expense$1,695,0002,499
Pre-tax net operating income$4,775,0001,063
Securities gains (losses)$14,0002,218
Applicable income taxes$05,372
Income before extraordinary items$4,789,000759
Extraordinary gains, net$031
Net income$4,789,000758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0003,058
Cash dividends$7,000,000328
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,775,000804
2008-06-30 (YTD Data)Rank
Total interest income$10,852,0001,842
Total interest expense$4,478,0001,920
Net interest income$6,374,0001,752
Provision for loan and lease losses$146,0003,706
Total noninterest income$1,565,0001,595
Gross Fiduciary activities income$67,000863
Service charges on deposit accounts$994,000878
Trading account gains and fees$0149
Additional Noninterest Income$504,0002,231
Total noninterest expense$4,652,0002,058
Salaries and employee benefits$2,885,0001,806
Premises and equipment expense$644,0002,090
Additional noninterest expense$1,123,0002,477
Pre-tax net operating income$3,141,0001,124
Securities gains (losses)$14,0002,273
Applicable income taxes$05,627
Income before extraordinary items$3,155,000865
Extraordinary gains, net$021
Net income$3,155,000865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,705
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,141,000851
2008-03-31 (YTD Data)Rank
Total interest income$5,537,0001,856
Total interest expense$2,327,0001,994
Net interest income$3,210,0001,736
Provision for loan and lease losses$78,0003,090
Total noninterest income$793,0001,576
Gross Fiduciary activities income$36,000867
Service charges on deposit accounts$501,000863
Trading account gains and fees$0158
Additional Noninterest Income$256,0002,186
Total noninterest expense$2,318,0002,069
Salaries and employee benefits$1,432,0001,836
Premises and equipment expense$321,0002,121
Additional noninterest expense$565,0002,436
Pre-tax net operating income$1,607,0001,174
Securities gains (losses)$14,0001,798
Applicable income taxes$05,622
Income before extraordinary items$1,621,000930
Extraordinary gains, net$015
Net income$1,621,000932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0002,277
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,607,000895
2007-12-31 (YTD Data)Rank
Total interest income$21,957,0001,926
Total interest expense$8,511,0002,211
Net interest income$13,446,0001,682
Provision for loan and lease losses$145,0004,384
Total noninterest income$3,075,0001,607
Gross Fiduciary activities income$130,000874
Service charges on deposit accounts$2,092,000853
Trading account gains and fees$0178
Additional Noninterest Income$853,0002,470
Total noninterest expense$9,729,0001,904
Salaries and employee benefits$5,988,0001,676
Premises and equipment expense$1,141,0002,285
Additional noninterest expense$2,600,0002,109
Pre-tax net operating income$6,647,0001,275
Securities gains (losses)$1,0001,983
Applicable income taxes$1,289,0001,577
Income before extraordinary items$5,359,0001,195
Extraordinary gains, net$039
Net income$5,359,0001,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,338,000818
Cash dividends$4,000,000908
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,358,1901,189
2007-09-30 (YTD Data)Rank
Total interest income$16,329,0001,939
Total interest expense$6,263,0002,242
Net interest income$10,066,0001,688
Provision for loan and lease losses$65,0004,761
Total noninterest income$2,231,0001,652
Gross Fiduciary activities income$99,000871
Service charges on deposit accounts$1,517,000870
Trading account gains and fees$0184
Additional Noninterest Income$615,0002,524
Total noninterest expense$6,699,0002,037
Salaries and employee benefits$4,180,0001,813
Premises and equipment expense$823,0002,346
Additional noninterest expense$1,696,0002,338
Pre-tax net operating income$5,533,0001,236
Securities gains (losses)$-4,0007,564
Applicable income taxes$1,289,0001,366
Income before extraordinary items$4,240,0001,219
Extraordinary gains, net$033
Net income$4,240,0001,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,077,000621
Cash dividends$2,000,0001,205
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,243,0801,203
2007-06-30 (YTD Data)Rank
Total interest income$10,708,0001,984
Total interest expense$4,030,0002,314
Net interest income$6,678,0001,720
Provision for loan and lease losses$36,0004,731
Total noninterest income$1,514,0001,661
Gross Fiduciary activities income$68,000878
Service charges on deposit accounts$962,000924
Trading account gains and fees$0168
Additional Noninterest Income$484,0002,298
Total noninterest expense$4,468,0002,060
Salaries and employee benefits$2,782,0001,851
Premises and equipment expense$531,0002,436
Additional noninterest expense$1,155,0002,303
Pre-tax net operating income$3,688,0001,286
Securities gains (losses)$-4,0007,813
Applicable income taxes$1,289,0001,039
Income before extraordinary items$2,395,0001,465
Extraordinary gains, net$029
Net income$2,395,0001,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,020
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,397,6001,444
2007-03-31 (YTD Data)Rank
Total interest income$5,271,0002,011
Total interest expense$1,968,0002,343
Net interest income$3,303,0001,744
Provision for loan and lease losses$17,0004,548
Total noninterest income$764,0001,623
Gross Fiduciary activities income$36,000880
Service charges on deposit accounts$465,000934
Trading account gains and fees$0195
Additional Noninterest Income$263,0002,144
Total noninterest expense$2,243,0002,056
Salaries and employee benefits$1,405,0001,830
Premises and equipment expense$258,0002,508
Additional noninterest expense$580,0002,254
Pre-tax net operating income$1,807,0001,290
Securities gains (losses)$-4,0008,145
Applicable income taxes$1,289,000601
Income before extraordinary items$514,0002,971
Extraordinary gains, net$022
Net income$514,0002,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,992
Cash dividends$2,000,000446
Sale, conversion, retirement of capital stock, net$0885
Net operating income$516,5602,945
2006-12-31 (YTD Data)Rank
Total interest income$19,682,0002,010
Total interest expense$6,631,0002,384
Net interest income$13,051,0001,763
Provision for loan and lease losses$88,0004,929
Total noninterest income$2,925,0001,678
Gross Fiduciary activities income$111,000913
Service charges on deposit accounts$1,932,000917
Trading account gains and fees$0130
Additional Noninterest Income$882,0002,423
Total noninterest expense$8,851,0001,990
Salaries and employee benefits$5,582,0001,751
Premises and equipment expense$1,039,0002,378
Additional noninterest expense$2,230,0002,327
Pre-tax net operating income$7,037,0001,398
Securities gains (losses)$6,0001,217
Applicable income taxes$2,469,0001,114
Income before extraordinary items$4,574,0001,581
Extraordinary gains, net$051
Net income$4,574,0001,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,383
Cash dividends$2,900,0001,152
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,570,1001,570
2006-09-30 (YTD Data)Rank
Total interest income$14,660,0002,004
Total interest expense$4,890,0002,357
Net interest income$9,770,0001,786
Provision for loan and lease losses$70,0004,662
Total noninterest income$2,098,0001,742
Gross Fiduciary activities income$86,000903
Service charges on deposit accounts$1,416,000940
Trading account gains and fees$0126
Additional Noninterest Income$596,0002,580
Total noninterest expense$6,100,0002,169
Salaries and employee benefits$3,824,0001,902
Premises and equipment expense$787,0002,370
Additional noninterest expense$1,489,0002,581
Pre-tax net operating income$5,698,0001,340
Securities gains (losses)$01,388
Applicable income taxes$2,010,0001,097
Income before extraordinary items$3,688,0001,517
Extraordinary gains, net$045
Net income$3,688,0001,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0001,725
Cash dividends$2,050,0001,124
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,688,0001,499
2006-06-30 (YTD Data)Rank
Total interest income$9,623,0002,001
Total interest expense$3,220,0002,294
Net interest income$6,403,0001,819
Provision for loan and lease losses$45,0004,580
Total noninterest income$1,376,0001,758
Gross Fiduciary activities income$59,000913
Service charges on deposit accounts$882,000994
Trading account gains and fees$0126
Additional Noninterest Income$435,0002,420
Total noninterest expense$4,000,0002,207
Salaries and employee benefits$2,529,0001,922
Premises and equipment expense$525,0002,359
Additional noninterest expense$946,0002,702
Pre-tax net operating income$3,734,0001,351
Securities gains (losses)$01,185
Applicable income taxes$1,312,0001,118
Income before extraordinary items$2,422,0001,527
Extraordinary gains, net$039
Net income$2,422,0001,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0001,294
Cash dividends$1,250,0001,209
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,422,0001,508
2006-03-31 (YTD Data)Rank
Total interest income$4,773,0001,989
Total interest expense$1,602,0002,200
Net interest income$3,171,0001,825
Provision for loan and lease losses$20,0004,517
Total noninterest income$701,0001,694
Gross Fiduciary activities income$31,000911
Service charges on deposit accounts$406,0001,054
Trading account gains and fees$0115
Additional Noninterest Income$264,0002,128
Total noninterest expense$2,006,0002,209
Salaries and employee benefits$1,254,0001,955
Premises and equipment expense$260,0002,391
Additional noninterest expense$492,0002,573
Pre-tax net operating income$1,846,0001,336
Securities gains (losses)$0955
Applicable income taxes$656,0001,104
Income before extraordinary items$1,190,0001,525
Extraordinary gains, net$021
Net income$1,190,0001,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,166
Cash dividends$500,0001,312
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,190,0001,505
2005-12-31 (YTD Data)Rank
Total interest income$16,550,0002,019
Total interest expense$5,566,0002,012
Net interest income$10,984,0002,016
Provision for loan and lease losses$100,0004,800
Total noninterest income$2,624,0001,796
Gross Fiduciary activities income$109,000931
Service charges on deposit accounts$1,858,000933
Trading account gains and fees$0138
Additional Noninterest Income$657,0002,885
Total noninterest expense$8,140,0002,055
Salaries and employee benefits$5,067,0001,835
Premises and equipment expense$1,040,0002,287
Additional noninterest expense$2,033,0002,450
Pre-tax net operating income$5,368,0001,740
Securities gains (losses)$02,296
Applicable income taxes$1,844,0001,453
Income before extraordinary items$3,524,0001,947
Extraordinary gains, net$046
Net income$3,524,0001,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0001,752
Cash dividends$2,225,0001,352
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,524,0001,926
2005-09-30 (YTD Data)Rank
Total interest income$12,076,0002,019
Total interest expense$4,120,0001,935
Net interest income$7,956,0002,077
Provision for loan and lease losses$83,0004,565
Total noninterest income$2,090,0001,718
Gross Fiduciary activities income$82,000915
Service charges on deposit accounts$1,476,000883
Trading account gains and fees$0126
Additional Noninterest Income$532,0002,762
Total noninterest expense$5,784,0002,139
Salaries and employee benefits$3,590,0001,912
Premises and equipment expense$777,0002,281
Additional noninterest expense$1,417,0002,597
Pre-tax net operating income$4,179,0001,694
Securities gains (losses)$02,317
Applicable income taxes$1,429,0001,439
Income before extraordinary items$2,750,0001,909
Extraordinary gains, net$035
Net income$2,750,0001,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0001,739
Cash dividends$1,575,0001,281
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,750,0001,870
2005-06-30 (YTD Data)Rank
Total interest income$7,883,0002,003
Total interest expense$2,720,0001,846
Net interest income$5,163,0002,102
Provision for loan and lease losses$58,0004,382
Total noninterest income$1,390,0001,699
Gross Fiduciary activities income$57,000918
Service charges on deposit accounts$980,000876
Trading account gains and fees$0116
Additional Noninterest Income$353,0002,753
Total noninterest expense$3,801,0002,151
Salaries and employee benefits$2,383,0001,909
Premises and equipment expense$522,0002,252
Additional noninterest expense$896,0002,716
Pre-tax net operating income$2,694,0001,723
Securities gains (losses)$02,146
Applicable income taxes$927,0001,449
Income before extraordinary items$1,767,0001,928
Extraordinary gains, net$030
Net income$1,767,0001,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,780
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,767,0001,892
2005-03-31 (YTD Data)Rank
Total interest income$3,877,0002,008
Total interest expense$1,335,0001,787
Net interest income$2,542,0002,123
Provision for loan and lease losses$28,0004,295
Total noninterest income$713,0001,624
Gross Fiduciary activities income$31,000912
Service charges on deposit accounts$466,000882
Trading account gains and fees$0115
Additional Noninterest Income$216,0002,370
Total noninterest expense$1,880,0002,193
Salaries and employee benefits$1,176,0001,943
Premises and equipment expense$258,0002,286
Additional noninterest expense$446,0002,707
Pre-tax net operating income$1,347,0001,701
Securities gains (losses)$01,685
Applicable income taxes$468,0001,423
Income before extraordinary items$879,0001,924
Extraordinary gains, net$024
Net income$879,0001,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0001,455
Cash dividends$450,0001,340
Sale, conversion, retirement of capital stock, net$0491
Net operating income$879,0001,890
2004-12-31 (YTD Data)Rank
Total interest income$14,867,0001,916
Total interest expense$5,192,0001,585
Net interest income$9,675,0002,101
Provision for loan and lease losses$91,0005,155
Total noninterest income$2,968,0001,624
Gross Fiduciary activities income$120,000900
Service charges on deposit accounts$2,061,000838
Trading account gains and fees$0138
Additional Noninterest Income$787,0002,521
Total noninterest expense$8,051,0001,996
Salaries and employee benefits$5,031,0001,752
Premises and equipment expense$1,064,0002,151
Additional noninterest expense$1,956,0002,470
Pre-tax net operating income$4,501,0001,857
Securities gains (losses)$03,819
Applicable income taxes$1,463,0001,636
Income before extraordinary items$3,038,0002,053
Extraordinary gains, net$034
Net income$3,038,0002,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0001,615
Cash dividends$1,900,0001,434
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,038,0002,007
2004-09-30 (YTD Data)Rank
Total interest income$11,097,0001,910
Total interest expense$3,902,0001,553
Net interest income$7,195,0002,104
Provision for loan and lease losses$59,0005,197
Total noninterest income$2,185,0001,650
Gross Fiduciary activities income$94,000893
Service charges on deposit accounts$1,517,000864
Trading account gains and fees$0134
Additional Noninterest Income$574,0002,572
Total noninterest expense$5,716,0002,092
Salaries and employee benefits$3,490,0001,867
Premises and equipment expense$793,0002,164
Additional noninterest expense$1,433,0002,489
Pre-tax net operating income$3,605,0001,767
Securities gains (losses)$03,710
Applicable income taxes$1,199,0001,542
Income before extraordinary items$2,406,0001,962
Extraordinary gains, net$026
Net income$2,406,0001,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0001,423
Cash dividends$1,400,0001,343
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,406,0001,913
2004-06-30 (YTD Data)Rank
Total interest income$7,392,0001,894
Total interest expense$2,606,0001,521
Net interest income$4,786,0002,095
Provision for loan and lease losses$25,0005,618
Total noninterest income$1,428,0001,674
Gross Fiduciary activities income$67,000880
Service charges on deposit accounts$944,000912
Trading account gains and fees$0130
Additional Noninterest Income$417,0002,447
Total noninterest expense$3,844,0002,071
Salaries and employee benefits$2,333,0001,858
Premises and equipment expense$520,0002,202
Additional noninterest expense$991,0002,404
Pre-tax net operating income$2,345,0001,789
Securities gains (losses)$03,413
Applicable income taxes$751,0001,607
Income before extraordinary items$1,594,0001,963
Extraordinary gains, net$021
Net income$1,594,0001,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0001,345
Cash dividends$900,0001,395
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,594,0001,912
2004-03-31 (YTD Data)Rank
Total interest income$3,704,0001,901
Total interest expense$1,307,0001,529
Net interest income$2,397,0002,101
Provision for loan and lease losses$27,0004,453
Total noninterest income$726,0001,617
Gross Fiduciary activities income$32,000909
Service charges on deposit accounts$462,000904
Trading account gains and fees$0121
Additional Noninterest Income$232,0002,245
Total noninterest expense$1,916,0002,088
Salaries and employee benefits$1,167,0001,874
Premises and equipment expense$250,0002,311
Additional noninterest expense$499,0002,366
Pre-tax net operating income$1,180,0001,752
Securities gains (losses)$02,934
Applicable income taxes$403,0001,535
Income before extraordinary items$777,0002,002
Extraordinary gains, net$016
Net income$777,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,582
Cash dividends$400,0001,429
Sale, conversion, retirement of capital stock, net$0464
Net operating income$777,0001,917
2003-12-31 (YTD Data)Rank
Total interest income$16,002,0001,781
Total interest expense$6,389,0001,388
Net interest income$9,613,0002,040
Provision for loan and lease losses$103,0005,271
Total noninterest income$2,786,0001,787
Gross Fiduciary activities income$100,000958
Service charges on deposit accounts$1,944,000883
Trading account gains and fees$0160
Additional Noninterest Income$742,0002,856
Total noninterest expense$7,844,0002,014
Salaries and employee benefits$4,694,0001,835
Premises and equipment expense$1,068,0002,130
Additional noninterest expense$2,082,0002,316
Pre-tax net operating income$4,452,0001,808
Securities gains (losses)$04,500
Applicable income taxes$1,572,0001,559
Income before extraordinary items$2,880,0002,103
Extraordinary gains, net$054
Net income$2,880,0002,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$435,0001,784
Cash dividends$1,870,0001,463
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,880,0002,013
2003-09-30 (YTD Data)Rank
Total interest income$12,251,0001,774
Total interest expense$5,033,0001,386
Net interest income$7,218,0002,047
Provision for loan and lease losses$72,0005,277
Total noninterest income$2,127,0001,813
Gross Fiduciary activities income$75,000968
Service charges on deposit accounts$1,456,000893
Trading account gains and fees$0153
Additional Noninterest Income$596,0002,839
Total noninterest expense$5,746,0002,064
Salaries and employee benefits$3,354,0001,921
Premises and equipment expense$810,0002,115
Additional noninterest expense$1,582,0002,266
Pre-tax net operating income$3,527,0001,774
Securities gains (losses)$04,204
Applicable income taxes$1,258,0001,552
Income before extraordinary items$2,269,0002,081
Extraordinary gains, net$040
Net income$2,269,0002,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0001,652
Cash dividends$1,380,0001,364
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,269,0001,972
2003-06-30 (YTD Data)Rank
Total interest income$8,341,0001,753
Total interest expense$3,509,0001,377
Net interest income$4,832,0002,025
Provision for loan and lease losses$48,0005,200
Total noninterest income$1,459,0001,755
Gross Fiduciary activities income$52,000963
Service charges on deposit accounts$962,000887
Trading account gains and fees$0150
Additional Noninterest Income$445,0002,628
Total noninterest expense$3,815,0002,069
Salaries and employee benefits$2,215,0001,922
Premises and equipment expense$532,0002,136
Additional noninterest expense$1,068,0002,226
Pre-tax net operating income$2,428,0001,722
Securities gains (losses)$03,782
Applicable income taxes$881,0001,502
Income before extraordinary items$1,547,0002,053
Extraordinary gains, net$030
Net income$1,547,0002,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0001,336
Cash dividends$880,0001,473
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,547,0001,934
2003-03-31 (YTD Data)Rank
Total interest income$4,211,0001,750
Total interest expense$1,770,0001,391
Net interest income$2,441,0002,017
Provision for loan and lease losses$22,0005,127
Total noninterest income$723,0001,729
Gross Fiduciary activities income$28,000961
Service charges on deposit accounts$556,000754
Trading account gains and fees$0134
Additional Noninterest Income$139,0003,347
Total noninterest expense$1,978,0001,979
Salaries and employee benefits$1,107,0001,922
Premises and equipment expense$259,0002,185
Additional noninterest expense$612,0001,919
Pre-tax net operating income$1,164,0001,798
Securities gains (losses)$02,891
Applicable income taxes$421,0001,557
Income before extraordinary items$743,0002,107
Extraordinary gains, net$021
Net income$743,0002,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-153,0009,255
Cash dividends$400,0001,446
Sale, conversion, retirement of capital stock, net$0419
Net operating income$743,0001,991
2002-12-31 (YTD Data)Rank
Total interest income$18,430,0001,667
Total interest expense$8,483,0001,325
Net interest income$9,947,0001,951
Provision for loan and lease losses$563,0002,178
Total noninterest income$2,735,0001,668
Gross Fiduciary activities income$80,0001,038
Service charges on deposit accounts$1,984,000807
Trading account gains and fees$0153
Additional Noninterest Income$671,0002,768
Total noninterest expense$8,157,0001,855
Salaries and employee benefits$4,463,0001,805
Premises and equipment expense$1,149,0001,918
Additional noninterest expense$2,545,0001,828
Pre-tax net operating income$3,962,0002,005
Securities gains (losses)$04,537
Applicable income taxes$1,434,0001,710
Income before extraordinary items$2,528,0002,327
Extraordinary gains, net$070
Net income$2,528,0002,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$569,0001,494
Cash dividends$1,225,0001,914
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,528,0002,251
2001-12-31 (YTD Data)Rank
Total interest income$21,223,0001,595
Total interest expense$11,483,0001,411
Net interest income$9,740,0001,829
Provision for loan and lease losses$1,758,000781
Total noninterest income$3,004,0001,476
Gross Fiduciary activities income$87,0001,026
Service charges on deposit accounts$1,713,000860
Trading account gains and fees$0177
Additional Noninterest Income$1,204,0001,793
Total noninterest expense$8,479,0001,721
Salaries and employee benefits$4,393,0001,716
Premises and equipment expense$1,129,0001,895
Additional noninterest expense$2,957,0001,568
Pre-tax net operating income$2,507,0002,662
Securities gains (losses)$04,612
Applicable income taxes$895,0002,250
Income before extraordinary items$1,612,0003,053
Extraordinary gains, net$0105
Net income$1,612,0003,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$686,0001,234
Cash dividends$1,060,0002,145
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,612,0002,957
2000-12-31 (YTD Data)Rank
Total interest income$19,772,0001,755
Total interest expense$10,065,0001,711
Net interest income$9,707,0001,810
Provision for loan and lease losses$1,745,000676
Total noninterest income$2,495,0001,590
Gross Fiduciary activities income$84,000973
Service charges on deposit accounts$1,247,0001,089
Trading account gains and fees$0180
Additional Noninterest Income$1,164,0001,678
Total noninterest expense$8,256,0001,690
Salaries and employee benefits$4,620,0001,536
Premises and equipment expense$1,165,0001,804
Additional noninterest expense$2,471,0001,797
Pre-tax net operating income$2,201,0003,077
Securities gains (losses)$01,956
Applicable income taxes$554,0003,272
Income before extraordinary items$1,647,0003,009
Extraordinary gains, net$038
Net income$1,647,0003,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,009,000744
Cash dividends$1,319,0001,835
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,647,0002,999
1999-12-31 (YTD Data)Rank
Total interest income$17,896,0001,816
Total interest expense$8,249,0001,801
Net interest income$9,647,0001,807
Provision for loan and lease losses$399,0002,128
Total noninterest income$2,041,0001,829
Gross Fiduciary activities income$20,0001,206
Service charges on deposit accounts$1,093,0001,218
Trading account gains and fees$0173
Additional Noninterest Income$928,0001,964
Total noninterest expense$8,199,0001,677
Salaries and employee benefits$4,530,0001,538
Premises and equipment expense$1,177,0001,740
Additional noninterest expense$2,492,0001,777
Pre-tax net operating income$3,090,0002,346
Securities gains (losses)$-17,0009,494
Applicable income taxes$1,035,0002,163
Income before extraordinary items$2,038,0002,547
Extraordinary gains, net$035
Net income$2,038,0002,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$558,0001,123
Cash dividends$1,250,0001,912
Sale, conversion, retirement of capital stock, net$-216,00010,120
Net operating income$2,049,2202,494
1998-12-31 (YTD Data)Rank
Total interest income$12,993,0002,514
Total interest expense$5,799,0002,610
Net interest income$7,194,0002,368
Provision for loan and lease losses$369,0002,205
Total noninterest income$1,408,0002,380
Gross Fiduciary activities income$25,0001,203
Service charges on deposit accounts$656,0001,944
Trading account gains and fees$0224
Additional Noninterest Income$727,0002,323
Total noninterest expense$5,049,0002,587
Salaries and employee benefits$3,174,0002,131
Premises and equipment expense$790,0002,486
Additional noninterest expense$1,085,0003,672
Pre-tax net operating income$3,184,0002,243
Securities gains (losses)$6,0003,324
Applicable income taxes$1,187,0002,009
Income before extraordinary items$2,003,0002,549
Extraordinary gains, net$032
Net income$2,003,0002,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,475
Cash dividends$625,0003,046
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,999,1602,477
1997-12-31 (YTD Data)Rank
Total interest income$12,939,0002,540
Total interest expense$5,188,0002,882
Net interest income$7,751,0002,271
Provision for loan and lease losses$564,0001,624
Total noninterest income$1,040,0002,955
Gross Fiduciary activities income$23,0001,264
Service charges on deposit accounts$569,0002,301
Trading account gains and fees$0239
Additional Noninterest Income$448,0003,050
Total noninterest expense$5,116,0002,511
Salaries and employee benefits$3,086,0002,144
Premises and equipment expense$813,0002,383
Additional noninterest expense$1,217,0003,317
Pre-tax net operating income$3,111,0002,408
Securities gains (losses)$1,0003,559
Applicable income taxes$1,077,0002,289
Income before extraordinary items$2,035,0002,543
Extraordinary gains, net$044
Net income$2,035,0002,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,0001,559
Cash dividends$650,0002,910
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,034,3502,491
1996-12-31 (YTD Data)Rank
Total interest income$12,687,0002,636
Total interest expense$5,080,0002,956
Net interest income$7,607,0002,371
Provision for loan and lease losses$674,0001,365
Total noninterest income$1,052,0003,006
Gross Fiduciary activities income$21,0001,345
Service charges on deposit accounts$534,0002,540
Trading account gains and fees$0262
Additional Noninterest Income$497,0002,934
Total noninterest expense$4,787,0002,854
Salaries and employee benefits$2,939,0002,262
Premises and equipment expense$646,0002,989
Additional noninterest expense$1,202,0003,777
Pre-tax net operating income$3,198,0002,235
Securities gains (losses)$-1,0009,274
Applicable income taxes$1,170,0002,045
Income before extraordinary items$2,027,0002,431
Extraordinary gains, net$053
Net income$2,027,0002,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,0001,516
Cash dividends$500,0003,368
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,027,6402,380
1995-12-31 (YTD Data)Rank
Total interest income$11,972,0002,792
Total interest expense$4,674,0003,210
Net interest income$7,298,0002,462
Provision for loan and lease losses$723,0001,195
Total noninterest income$967,0003,186
Gross Fiduciary activities income$26,0001,378
Service charges on deposit accounts$491,0002,770
Trading account gains and fees$0522
Additional Noninterest Income$450,0003,066
Total noninterest expense$4,529,0002,968
Salaries and employee benefits$2,775,0002,397
Premises and equipment expense$595,0003,222
Additional noninterest expense$1,159,0003,859
Pre-tax net operating income$3,013,0002,423
Securities gains (losses)$03,831
Applicable income taxes$1,181,0002,058
Income before extraordinary items$1,832,0002,696
Extraordinary gains, net$065
Net income$1,832,0002,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,772
Cash dividends$550,0003,104
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,832,0002,668
1994-12-31 (YTD Data)Rank
Total interest income$10,393,0002,926
Total interest expense$3,773,0003,241
Net interest income$6,620,0002,736
Provision for loan and lease losses$521,0001,494
Total noninterest income$958,0003,209
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$489,0002,817
Trading account gains and fees$0475
Additional Noninterest Income$469,0003,072
Total noninterest expense$4,366,0003,151
Salaries and employee benefits$2,594,0002,569
Premises and equipment expense$624,0003,156
Additional noninterest expense$1,148,0004,214
Pre-tax net operating income$2,691,0002,634
Securities gains (losses)$-84,00011,416
Applicable income taxes$788,0002,811
Income before extraordinary items$1,819,0002,667
Extraordinary gains, net$0249
Net income$1,819,0002,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0002,069
Cash dividends$500,0003,161
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,877,8002,607
1993-12-31 (YTD Data)Rank
Total interest income$9,581,0003,234
Total interest expense$3,736,0003,370
Net interest income$5,845,0003,099
Provision for loan and lease losses$650,0001,745
Total noninterest income$953,0003,472
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$472,0002,961
Trading account gains and fees$0532
Additional Noninterest Income$481,0003,346
Total noninterest expense$3,954,0003,527
Salaries and employee benefits$2,307,0002,856
Premises and equipment expense$469,0004,092
Additional noninterest expense$1,178,0004,258
Pre-tax net operating income$2,194,0003,027
Securities gains (losses)$07,477
Applicable income taxes$700,0003,120
Income before extraordinary items$1,494,0003,264
Extraordinary gains, net$03,149
Net income$1,494,0003,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,0001,791
Cash dividends$500,0003,045
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,494,0003,088
1992-12-31 (YTD Data)Rank
Total interest income$9,478,0003,684
Total interest expense$4,316,0003,800
Net interest income$5,162,0003,526
Provision for loan and lease losses$491,0003,045
Total noninterest income$903,0003,606
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$405,0003,439
Trading account gains and fees$0504
Additional Noninterest Income$498,0003,200
Total noninterest expense$3,667,0003,773
Salaries and employee benefits$2,090,0003,094
Premises and equipment expense$424,0004,577
Additional noninterest expense$1,153,0004,504
Pre-tax net operating income$1,907,0003,243
Securities gains (losses)$18,0005,726
Applicable income taxes$607,0003,404
Income before extraordinary items$1,318,0003,472
Extraordinary gains, net$01,422
Net income$1,318,0003,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0003,809
Cash dividends$400,0003,284
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,305,7603,257

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.