Home > Citizens Bank > Net charge- offs to loans
Citizens Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0843% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 4,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4310% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4106% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4106% | 1,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 4,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0494% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4583% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4387% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4387% | 1,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0263% | 4,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0337% | 4,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0260% | 4,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 4,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4334% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3672% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3672% | 1,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1143% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0322% | 4,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0675% | 4,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 4,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 4,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7357% | 209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6719% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6719% | 732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 1,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0345% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 3,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 3,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 3,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0079% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4333% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4333% | 1,051 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 3,988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0680% | 4,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3078% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3078% | 1,186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 3,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0270% | 3,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3165% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3165% | 1,091 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 3,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0438% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1068% | 4,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0244% | 3,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0244% | 3,831 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2596% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2090% | 184 |
| Percentage Net Loans Charged-off:Construction & development | 1.8446% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3321% | 513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9102% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9102% | 413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2551% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1992% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 2.4675% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0309% | 4,162 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0309% | 4,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3379% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9536% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9536% | 355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1374% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 4,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0349% | 4,259 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0349% | 4,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6368% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0796% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0796% | 317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0210% | 4,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0520% | 4,477 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0520% | 4,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9540% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0242% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0242% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2952% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3080% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 3.7018% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 4,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0444% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2910% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1684% | 2,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1684% | 2,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0509% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 1,568 |
| Percentage Net Loans Charged-off:Construction & development | -0.0513% | 4,378 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2668% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1403% | 2,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1403% | 2,079 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2707% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0440% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0440% | 2,390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 4,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0262% | 4,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 4,427 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 4,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5847% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0216% | 4,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0216% | 4,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1770% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0593% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0396% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1104% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1104% | 587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4038% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2909% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2909% | 520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1565% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0777% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2774% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5029% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5029% | 405 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2128% | 781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1699% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1699% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3985% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6677% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6677% | 364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2516% | 577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1462% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3423% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3423% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1321% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8847% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8847% | 323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1179% | 1,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1185% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 1,223 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2909% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6969% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6969% | 1,082 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1726% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1589% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0626% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4087% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8146% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8146% | 845 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0818% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3998% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7947% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7947% | 807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1971% | 746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3655% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2558% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2084% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2084% | 563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2773% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1518% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1157% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2329% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2329% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3449% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9065% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9065% | 891 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2093% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1478% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2699% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2699% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 4,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0077% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0077% | 731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1637% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1539% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0500% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2074% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2074% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 4,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5616% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5616% | 1,267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1310% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1009% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2667% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2667% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2698% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2698% | 1,742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1023% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0495% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 5,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0999% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0999% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0576% | 4,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7480% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7480% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1122% | 1,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0524% | 5,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1092% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1092% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0678% | 4,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7971% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7971% | 956 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0845% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0604% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0803% | 5,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0970% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0970% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0936% | 4,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4979% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4979% | 1,374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1494% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1140% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 5,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0661% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0387% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5998% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5998% | 1,103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3520% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3347% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8736% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2598% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2598% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4634% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4384% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4384% | 1,660 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0359% | 5,254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2524% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2835% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8195% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1763% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1763% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 4,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3648% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3648% | 1,707 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0460% | 5,341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1806% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2133% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6874% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0916% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 4,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1899% | 2,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1899% | 2,148 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0707% | 5,438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1537% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3264% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1658% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1658% | 909 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 4,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1473% | 2,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1473% | 2,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0763% | 3,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0432% | 5,863 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 4,956 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3758% | 6,202 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1090% | 5,053 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1376% | 2,039 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1376% | 1,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1727% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8432% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8432% | 1,024 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0540% | 5,534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0500% | 5,939 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 5,030 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4836% | 6,309 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1488% | 5,115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1913% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1913% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1506% | 1,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6306% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6306% | 1,269 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0485% | 5,572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0167% | 5,480 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1302% | 6,252 |
| Percentage Net Loans Charged-off:Construction & development | -0.0114% | 5,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7272% | 6,421 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2182% | 5,156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1599% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1599% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2982% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4919% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4919% | 1,415 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0412% | 5,584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1860% | 6,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2977% | 6,481 |
| Percentage Net Loans Charged-off:Construction & development | -0.0226% | 5,272 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3918% | 6,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1802% | 1,263 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1802% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0474% | 5,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4228% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4228% | 1,495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2986% | 2,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1599% | 2,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0891% | 1,456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1087% | 2,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2098% | 2,174 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2098% | 2,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6360% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8986% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8986% | 1,173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3876% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3538% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2034% | 2,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.1180% | 1,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2015% | 1,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2775% | 1,716 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2775% | 1,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6986% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0255% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0255% | 925 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3968% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3482% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2653% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.1786% | 1,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2664% | 1,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4098% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4098% | 1,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2386% | 1,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8947% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8947% | 1,041 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5843% | 525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5980% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5099% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.3629% | 722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5490% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7622% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7622% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5038% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3146% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3146% | 714 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4653% | 2,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3574% | 2,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0728% | 2,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8199% | 1,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2874% | 2,522 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2874% | 2,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1164% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6765% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6765% | 1,779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0903% | 1,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2615% | 3,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1074% | 3,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0950% | 2,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0581% | 2,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1899% | 2,876 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1899% | 2,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9989% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6728% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6728% | 1,629 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2068% | 3,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1664% | 3,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0832% | 1,837 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0574% | 2,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3286% | 2,132 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3286% | 2,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2530% | 2,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4483% | 2,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4483% | 2,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0819% | 1,026 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 3,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 3,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1218% | 1,407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1005% | 2,541 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1005% | 2,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 5,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1824% | 2,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1824% | 2,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3064% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2240% | 3,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.5096% | 2,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1737% | 2,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2088% | 3,391 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2088% | 3,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5312% | 2,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6737% | 2,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6132% | 2,175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1981% | 1,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 4,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1522% | 3,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0067% | 2,628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0134% | 3,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2348% | 2,952 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2348% | 2,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2203% | 3,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5991% | 2,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5336% | 2,164 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3132% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2334% | 3,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1818% | 3,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0103% | 2,294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 6,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2629% | 2,615 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2629% | 2,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2687% | 2,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5720% | 2,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4925% | 2,112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0389% | 1,231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1264% | 3,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0907% | 3,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 6,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2342% | 2,143 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2342% | 2,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0144% | 5,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5059% | 2,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4080% | 1,957 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2495% | 4,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1625% | 4,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.2098% | 3,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0699% | 3,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2766% | 3,094 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2766% | 2,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3452% | 3,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7703% | 2,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0482% | 1,771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1690% | 4,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0925% | 4,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0418% | 3,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1020% | 2,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1364% | 3,526 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1364% | 3,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2329% | 3,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6470% | 2,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 4,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 4,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 7,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0811% | 3,515 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0811% | 3,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2928% | 3,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5806% | 2,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 4,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 3,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 7,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 2,889 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0473% | 2,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0330% | 6,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3503% | 2,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2545% | 5,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1845% | 4,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.1939% | 3,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0732% | 3,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1326% | 831 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1786% | 3,376 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1786% | 3,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0246% | 5,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8616% | 3,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1679% | 5,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1203% | 4,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.2586% | 2,740 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 7,638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1748% | 602 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1905% | 2,882 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1905% | 2,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0335% | 7,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5967% | 3,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1116% | 5,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 4,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.2755% | 2,321 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 7,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 3,588 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 3,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0320% | 7,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5995% | 3,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0803% | 4,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 3,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.2845% | 1,611 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 7,750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 2,395 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 2,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0219% | 6,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2811% | 3,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1134% | 5,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 4,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1062% | 1,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 3,412 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 3,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 4,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5421% | 3,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1112% | 4,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0696% | 3,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1461% | 1,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 2,461 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0851% | 2,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0216% | 3,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4077% | 3,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 3,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0854% | 2,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2259% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0768% | 1,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0105% | 3,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3090% | 3,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0992% | 3,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 1,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4794% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 7,738 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 7,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1079% | 3,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5860% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6378% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 3.0399% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2708% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1057% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1057% | 1,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6936% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3729% | 3,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6376% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8494% | 170 |
| Percentage Net Loans Charged-off:Construction & development | 4.1617% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3554% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1139% | 1,322 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1139% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0697% | 2,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0043% | 5,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2761% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3633% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 1.2413% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5536% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0756% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0756% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0479% | 2,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0133% | 4,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0255% | 7,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0439% | 8,146 |
| Percentage Net Loans Charged-off:Construction & development | -0.6040% | 7,729 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0231% | 8,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1651% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1651% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0206% | 6,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0676% | 3,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0884% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 1,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.5689% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 7,984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 8,117 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 8,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0259% | 7,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2591% | 4,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1152% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0999% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.7898% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0204% | 8,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0345% | 8,143 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0345% | 8,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0274% | 6,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2868% | 3,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1579% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 1.2083% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 8,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0457% | 8,198 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0457% | 8,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 7,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3367% | 2,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 8,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0247% | 8,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0649% | 8,312 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0649% | 8,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5174% | 2,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1597% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 2,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 8,098 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0743% | 6,363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 2,291 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 2,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0895% | 3,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8442% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8995% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1375% | 2,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 2,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 8,096 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0949% | 6,335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 2,461 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 2,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1190% | 2,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6645% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3210% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 2,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 8,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0536% | 8,295 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0536% | 8,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2033% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6304% | 2,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9249% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1491% | 1,964 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0274% | 8,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1543% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6855% | 2,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5770% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2192% | 2,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0927% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 8,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9450% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1399% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1399% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4379% | 2,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8188% | 2,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1798% | 7,513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2248% | 2,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1091% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.1184% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 8,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1451% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1850% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1850% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4136% | 1,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7334% | 2,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2689% | 7,580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2279% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1241% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.1660% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7967% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1599% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1599% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3526% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6973% | 2,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2145% | 7,526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 7,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0623% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1495% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1495% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1898% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3212% | 8,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3779% | 7,576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2398% | 2,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1690% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4792% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1433% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1433% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1117% | 4,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6724% | 3,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5299% | 7,835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2321% | 2,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2247% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0066% | 642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6207% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1895% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1895% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2466% | 8,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5267% | 3,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3941% | 7,817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2971% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3683% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0106% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0643% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2723% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2723% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8908% | 8,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5953% | 3,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4014% | 7,819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3336% | 9,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 1,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0858% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1928% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1928% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.9466% | 8,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3982% | 3,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4382% | 7,806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2957% | 2,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0602% | 2,361 |
| Percentage Net Loans Charged-off:Construction & development | -0.0526% | 8,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 1,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4227% | 3,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0304% | 2,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3144% | 7,925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3525% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1798% | 1,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0909% | 597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2407% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2438% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2438% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1483% | 3,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9339% | 2,452 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0522% | 7,869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5872% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3571% | 1,954 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3826% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3808% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4450% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3491% | 2,463 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2942% | 3,043 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6010% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3489% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |