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Citizens Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$37,637,0001,169
Total interest expense$7,282,0001,595
Net interest income$30,355,0001,032
Provision for loan and lease losses$9,0003,188
Total noninterest income$2,777,0001,702
Gross Fiduciary activities income$0981
Service charges on deposit accounts$576,0001,501
Trading account gains and feesNANA
Additional Noninterest Income$2,201,0001,536
Total noninterest expense$25,133,0001,012
Salaries and employee benefits$17,427,000860
Premises and equipment expense$1,920,0001,268
Additional noninterest expense$2,201,0001,536
Pre-tax net operating income$7,990,0001,400
Securities gains (losses)$0988
Applicable income taxes$1,791,0001,055
Income before extraordinary items$6,199,0001,483
Extraordinary gains, net$054
Net income$6,199,0001,499
Minority interest net income$088
Net income of bank and minority interests.$6,199,0001,486
Net charge-offs$-27,0004,063
Cash dividends$2,073,0001,493
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,199,0001,516
2023-09-30 (YTD Data)Rank
Total interest income$27,420,0001,174
Total interest expense$4,658,0001,657
Net interest income$22,762,0001,036
Provision for loan and lease losses$19,0002,839
Total noninterest income$2,101,0001,689
Gross Fiduciary activities income$0950
Service charges on deposit accounts$429,0001,506
Trading account gains and feesNANA
Additional Noninterest Income$1,672,0001,506
Total noninterest expense$18,801,0001,014
Salaries and employee benefits$13,091,000863
Premises and equipment expense$1,204,0001,455
Additional noninterest expense$1,672,0001,506
Pre-tax net operating income$6,043,0001,439
Securities gains (losses)$0849
Applicable income taxes$1,375,0001,065
Income before extraordinary items$4,668,0001,538
Extraordinary gains, net$052
Net income$4,668,0001,550
Minority interest net income$081
Net income of bank and minority interests.$4,668,0001,538
Net charge-offs$-44,0004,193
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,668,0001,562
2023-06-30 (YTD Data)Rank
Total interest income$17,424,0001,190
Total interest expense$2,122,0001,944
Net interest income$15,302,0001,032
Provision for loan and lease losses$351,000945
Total noninterest income$1,407,0001,616
Gross Fiduciary activities income$0931
Service charges on deposit accounts$284,0001,504
Trading account gains and feesNANA
Additional Noninterest Income$1,123,0001,431
Total noninterest expense$12,485,0001,006
Salaries and employee benefits$8,693,000856
Premises and equipment expense$748,0001,532
Additional noninterest expense$1,123,0001,430
Pre-tax net operating income$3,873,0001,469
Securities gains (losses)$0938
Applicable income taxes$869,0001,102
Income before extraordinary items$3,004,0001,578
Extraordinary gains, net$051
Net income$3,004,0001,598
Minority interest net income$081
Net income of bank and minority interests.$3,004,0001,578
Net charge-offs$-47,0004,310
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,004,0001,592
2023-03-31 (YTD Data)Rank
Total interest income$8,354,0001,211
Total interest expense$260,0003,308
Net interest income$8,094,000984
Provision for loan and lease losses$226,000823
Total noninterest income$685,0001,638
Gross Fiduciary activities income$0913
Service charges on deposit accounts$139,0001,544
Trading account gains and feesNANA
Additional Noninterest Income$546,0001,451
Total noninterest expense$6,231,0001,025
Salaries and employee benefits$4,463,000853
Premises and equipment expense$366,0001,592
Additional noninterest expense$546,0001,451
Pre-tax net operating income$2,322,0001,297
Securities gains (losses)$0950
Applicable income taxes$541,000993
Income before extraordinary items$1,781,0001,396
Extraordinary gains, net$04
Net income$1,781,0001,395
Minority interest net income$048
Net income of bank and minority interests.$1,781,0001,396
Net charge-offs$-13,0004,126
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,781,0001,411
2022-12-31 (YTD Data)Rank
Total interest income$29,941,0001,156
Total interest expense$461,0003,321
Net interest income$29,480,0001,044
Provision for loan and lease losses$-2,550,0004,670
Total noninterest income$3,036,0001,621
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$549,0001,584
Trading account gains and feesNANA
Additional Noninterest Income$2,487,0001,423
Total noninterest expense$22,867,0001,065
Salaries and employee benefits$16,039,000908
Premises and equipment expense$1,453,0001,568
Additional noninterest expense$2,487,0001,423
Pre-tax net operating income$12,199,0001,097
Securities gains (losses)$0691
Applicable income taxes$3,053,000826
Income before extraordinary items$9,146,0001,176
Extraordinary gains, net$05
Net income$9,146,0001,175
Minority interest net income$063
Net income of bank and minority interests.$9,146,0001,176
Net charge-offs$-132,0004,354
Cash dividends$2,520,0001,286
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,146,0001,203
2022-09-30 (YTD Data)Rank
Total interest income$21,000,0001,169
Total interest expense$343,0003,129
Net interest income$20,657,0001,094
Provision for loan and lease losses$-2,550,0004,707
Total noninterest income$2,217,0001,675
Gross Fiduciary activities income$0968
Service charges on deposit accounts$412,0001,597
Trading account gains and feesNANA
Additional Noninterest Income$1,805,0001,477
Total noninterest expense$16,822,0001,082
Salaries and employee benefits$11,900,000914
Premises and equipment expense$1,080,0001,579
Additional noninterest expense$1,805,0001,477
Pre-tax net operating income$8,602,0001,141
Securities gains (losses)$0740
Applicable income taxes$2,159,000861
Income before extraordinary items$6,443,0001,218
Extraordinary gains, net$04
Net income$6,443,0001,217
Minority interest net income$057
Net income of bank and minority interests.$6,443,0001,218
Net charge-offs$-119,0004,351
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,443,0001,243
2022-06-30 (YTD Data)Rank
Total interest income$13,311,0001,175
Total interest expense$225,0003,062
Net interest income$13,086,0001,111
Provision for loan and lease losses$-450,0004,601
Total noninterest income$1,471,0001,663
Gross Fiduciary activities income$0925
Service charges on deposit accounts$271,0001,596
Trading account gains and feesNANA
Additional Noninterest Income$1,200,0001,495
Total noninterest expense$11,148,0001,073
Salaries and employee benefits$7,843,000906
Premises and equipment expense$741,0001,560
Additional noninterest expense$2,564,0001,314
Pre-tax net operating income$3,859,0001,451
Securities gains (losses)$0687
Applicable income taxes$940,0001,056
Income before extraordinary items$2,919,0001,544
Extraordinary gains, net$04
Net income$2,919,0001,543
Minority interest net income$060
Net income of bank and minority interests.$2,919,0001,544
Net charge-offs$-99,0004,379
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,919,0001,578
2022-03-31 (YTD Data)Rank
Total interest income$6,454,0001,169
Total interest expense$111,0003,049
Net interest income$6,343,0001,111
Provision for loan and lease losses$-450,0004,627
Total noninterest income$709,0001,708
Gross Fiduciary activities income$0892
Service charges on deposit accounts$136,0001,588
Trading account gains and feesNANA
Additional Noninterest Income$573,0001,554
Total noninterest expense$5,575,0001,079
Salaries and employee benefits$3,990,000902
Premises and equipment expense$385,0001,529
Additional noninterest expense$1,200,0001,373
Pre-tax net operating income$1,927,0001,385
Securities gains (losses)$0623
Applicable income taxes$469,0001,008
Income before extraordinary items$1,458,0001,482
Extraordinary gains, net$04
Net income$1,458,0001,481
Minority interest net income$050
Net income of bank and minority interests.$1,458,0001,482
Net charge-offs$-13,0004,007
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,458,0001,497
2021-12-31 (YTD Data)Rank
Total interest income$27,270,0001,137
Total interest expense$462,0003,276
Net interest income$26,808,0001,070
Provision for loan and lease losses$-4,500,0004,665
Total noninterest income$3,096,0001,767
Gross Fiduciary activities income$0994
Service charges on deposit accounts$528,0001,546
Trading account gains and feesNANA
Additional Noninterest Income$2,568,0001,641
Total noninterest expense$20,683,0001,136
Salaries and employee benefits$14,151,000984
Premises and equipment expense$1,395,0001,611
Additional noninterest expense$5,137,0001,298
Pre-tax net operating income$13,721,0001,008
Securities gains (losses)$02,062
Applicable income taxes$3,350,000803
Income before extraordinary items$10,371,0001,125
Extraordinary gains, net$010
Net income$10,371,0001,125
Minority interest net income$074
Net income of bank and minority interests.$10,371,0001,125
Net charge-offs$-59,0004,186
Cash dividends$3,283,0001,099
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,371,0001,107
2021-09-30 (YTD Data)Rank
Total interest income$20,772,0001,149
Total interest expense$345,0003,374
Net interest income$20,427,0001,081
Provision for loan and lease losses$-4,500,0004,748
Total noninterest income$2,406,0001,780
Gross Fiduciary activities income$0957
Service charges on deposit accounts$398,0001,534
Trading account gains and feesNANA
Additional Noninterest Income$2,008,0001,665
Total noninterest expense$15,156,0001,165
Salaries and employee benefits$10,322,0001,026
Premises and equipment expense$1,496,0001,235
Additional noninterest expense$3,338,0001,455
Pre-tax net operating income$12,177,000920
Securities gains (losses)$02,015
Applicable income taxes$3,022,000750
Income before extraordinary items$9,155,0001,026
Extraordinary gains, net$08
Net income$9,155,0001,026
Minority interest net income$069
Net income of bank and minority interests.$9,155,0001,026
Net charge-offs$-45,0004,172
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,155,0001,004
2021-06-30 (YTD Data)Rank
Total interest income$14,004,0001,138
Total interest expense$228,0003,453
Net interest income$13,776,0001,051
Provision for loan and lease losses$-3,500,0004,780
Total noninterest income$1,599,0001,736
Gross Fiduciary activities income$0951
Service charges on deposit accounts$264,0001,486
Trading account gains and feesNANA
Additional Noninterest Income$1,335,0001,621
Total noninterest expense$9,895,0001,166
Salaries and employee benefits$6,692,0001,044
Premises and equipment expense$706,0001,623
Additional noninterest expense$2,497,0001,313
Pre-tax net operating income$8,980,000838
Securities gains (losses)$01,818
Applicable income taxes$2,264,000689
Income before extraordinary items$6,716,000927
Extraordinary gains, net$06
Net income$6,716,000927
Minority interest net income$067
Net income of bank and minority interests.$6,716,000927
Net charge-offs$-34,0004,241
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,716,000911
2021-03-31 (YTD Data)Rank
Total interest income$6,808,0001,166
Total interest expense$113,0003,544
Net interest income$6,695,0001,064
Provision for loan and lease losses$02,741
Total noninterest income$804,0001,729
Gross Fiduciary activities income$0922
Service charges on deposit accounts$131,0001,486
Trading account gains and feesNANA
Additional Noninterest Income$673,0001,623
Total noninterest expense$4,687,0001,199
Salaries and employee benefits$3,008,0001,114
Premises and equipment expense$345,0001,662
Additional noninterest expense$1,334,0001,222
Pre-tax net operating income$2,812,0001,191
Securities gains (losses)$01,392
Applicable income taxes$671,000950
Income before extraordinary items$2,141,0001,328
Extraordinary gains, net$03
Net income$2,141,0001,327
Minority interest net income$055
Net income of bank and minority interests.$2,141,0001,328
Net charge-offs$-20,0004,337
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,141,0001,295
2020-12-31 (YTD Data)Rank
Total interest income$27,927,0001,132
Total interest expense$540,0003,750
Net interest income$27,387,000989
Provision for loan and lease losses$6,860,000462
Total noninterest income$3,022,0001,717
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$594,0001,423
Trading account gains and feesNANA
Additional Noninterest Income$2,428,0001,615
Total noninterest expense$18,312,0001,188
Salaries and employee benefits$12,522,0001,040
Premises and equipment expense$1,377,0001,624
Additional noninterest expense$4,413,0001,419
Pre-tax net operating income$5,237,0001,733
Securities gains (losses)$02,675
Applicable income taxes$1,072,0001,380
Income before extraordinary items$4,165,0001,863
Extraordinary gains, net$04
Net income$4,165,0001,862
Minority interest net income$072
Net income of bank and minority interests.$4,165,0001,863
Net charge-offs$-90,0004,722
Cash dividends$2,205,0001,409
Sale, conversion, retirement of capital stock, net$728,000227
Net operating income$4,165,0001,821
2020-09-30 (YTD Data)Rank
Total interest income$20,742,0001,138
Total interest expense$428,0003,782
Net interest income$20,314,000994
Provision for loan and lease losses$6,660,000409
Total noninterest income$2,224,0001,682
Gross Fiduciary activities income$0981
Service charges on deposit accounts$456,0001,387
Trading account gains and feesNANA
Additional Noninterest Income$1,768,0001,601
Total noninterest expense$13,377,0001,195
Salaries and employee benefits$9,137,0001,046
Premises and equipment expense$1,029,0001,623
Additional noninterest expense$3,211,0001,435
Pre-tax net operating income$2,501,0002,290
Securities gains (losses)$02,494
Applicable income taxes$442,0001,816
Income before extraordinary items$2,059,0002,415
Extraordinary gains, net$04
Net income$2,059,0002,415
Minority interest net income$065
Net income of bank and minority interests.$2,059,0002,415
Net charge-offs$-69,0004,740
Cash dividends$60,0003,268
Sale, conversion, retirement of capital stock, net$728,000184
Net operating income$2,059,0002,360
2020-06-30 (YTD Data)Rank
Total interest income$14,237,0001,119
Total interest expense$282,0003,874
Net interest income$13,955,000970
Provision for loan and lease losses$6,360,000335
Total noninterest income$1,396,0001,686
Gross Fiduciary activities income$0970
Service charges on deposit accounts$319,0001,338
Trading account gains and feesNANA
Additional Noninterest Income$1,077,0001,600
Total noninterest expense$8,291,0001,263
Salaries and employee benefits$5,517,0001,122
Premises and equipment expense$675,0001,638
Additional noninterest expense$2,099,0001,446
Pre-tax net operating income$700,0003,382
Securities gains (losses)$02,249
Applicable income taxes$46,0002,930
Income before extraordinary items$654,0003,379
Extraordinary gains, net$04
Net income$654,0003,378
Minority interest net income$065
Net income of bank and minority interests.$654,0003,379
Net charge-offs$-52,0004,755
Cash dividends$60,0003,094
Sale, conversion, retirement of capital stock, net$728,000140
Net operating income$654,0003,320
2020-03-31 (YTD Data)Rank
Total interest income$7,379,0001,084
Total interest expense$138,0004,006
Net interest income$7,241,000935
Provision for loan and lease losses$3,045,000320
Total noninterest income$710,0001,581
Gross Fiduciary activities income$0941
Service charges on deposit accounts$189,0001,351
Trading account gains and feesNANA
Additional Noninterest Income$521,0001,482
Total noninterest expense$4,764,0001,142
Salaries and employee benefits$3,431,000954
Premises and equipment expense$363,0001,577
Additional noninterest expense$970,0001,557
Pre-tax net operating income$142,0004,063
Securities gains (losses)$01,705
Applicable income taxes$-30,0004,909
Income before extraordinary items$172,0003,854
Extraordinary gains, net$04
Net income$172,0003,855
Minority interest net income$056
Net income of bank and minority interests.$172,0003,855
Net charge-offs$-2,0003,865
Cash dividends$60,0002,446
Sale, conversion, retirement of capital stock, net$1,279,00075
Net operating income$172,0003,823
2019-12-31 (YTD Data)Rank
Total interest income$30,851,0001,061
Total interest expense$553,0004,047
Net interest income$30,298,000896
Provision for loan and lease losses$625,0001,301
Total noninterest income$2,942,0001,588
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$837,0001,292
Trading account gains and feesNANA
Additional Noninterest Income$2,105,0001,488
Total noninterest expense$18,560,0001,149
Salaries and employee benefits$13,248,000961
Premises and equipment expense$1,452,0001,542
Additional noninterest expense$3,860,0001,559
Pre-tax net operating income$14,055,000791
Securities gains (losses)$02,379
Applicable income taxes$3,488,000639
Income before extraordinary items$10,567,000900
Extraordinary gains, net$011
Net income$10,567,000901
Minority interest net income$076
Net income of bank and minority interests.$10,567,000901
Net charge-offs$-28,0004,663
Cash dividends$3,644,0001,039
Sale, conversion, retirement of capital stock, net$802,000232
Net operating income$10,567,000883
2019-09-30 (YTD Data)Rank
Total interest income$23,118,0001,067
Total interest expense$412,0004,101
Net interest income$22,706,000898
Provision for loan and lease losses$475,0001,201
Total noninterest income$2,196,0001,583
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$629,0001,289
Trading account gains and feesNANA
Additional Noninterest Income$1,567,0001,493
Total noninterest expense$13,732,0001,162
Salaries and employee benefits$9,862,000968
Premises and equipment expense$1,074,0001,576
Additional noninterest expense$2,796,0001,596
Pre-tax net operating income$10,695,000800
Securities gains (losses)$02,167
Applicable income taxes$2,637,000652
Income before extraordinary items$8,058,000898
Extraordinary gains, net$011
Net income$8,058,000899
Minority interest net income$072
Net income of bank and minority interests.$8,058,000899
Net charge-offs$-88,0004,941
Cash dividends$100,0003,342
Sale, conversion, retirement of capital stock, net$1,052,000163
Net operating income$8,058,000880
2019-06-30 (YTD Data)Rank
Total interest income$15,230,0001,071
Total interest expense$270,0004,126
Net interest income$14,960,000902
Provision for loan and lease losses$250,0001,374
Total noninterest income$1,418,0001,581
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$418,0001,277
Trading account gains and feesNANA
Additional Noninterest Income$1,000,0001,488
Total noninterest expense$9,207,0001,152
Salaries and employee benefits$6,627,000957
Premises and equipment expense$686,0001,638
Additional noninterest expense$1,894,0001,586
Pre-tax net operating income$6,921,000799
Securities gains (losses)$01,702
Applicable income taxes$1,709,000637
Income before extraordinary items$5,212,000892
Extraordinary gains, net$011
Net income$5,212,000892
Minority interest net income$069
Net income of bank and minority interests.$5,212,000892
Net charge-offs$-113,0005,074
Cash dividends$100,0003,163
Sale, conversion, retirement of capital stock, net$1,078,000118
Net operating income$5,212,000882
2019-03-31 (YTD Data)Rank
Total interest income$7,517,0001,082
Total interest expense$134,0004,131
Net interest income$7,383,000916
Provision for loan and lease losses$100,0001,466
Total noninterest income$702,0001,566
Gross Fiduciary activities income$0972
Service charges on deposit accounts$211,0001,259
Trading account gains and feesNANA
Additional Noninterest Income$491,0001,463
Total noninterest expense$4,696,0001,134
Salaries and employee benefits$3,368,000944
Premises and equipment expense$349,0001,635
Additional noninterest expense$979,0001,535
Pre-tax net operating income$3,289,000821
Securities gains (losses)$01,087
Applicable income taxes$806,000640
Income before extraordinary items$2,483,000918
Extraordinary gains, net$05
Net income$2,483,000916
Minority interest net income$052
Net income of bank and minority interests.$2,483,000917
Net charge-offs$-101,0005,197
Cash dividends$100,0002,404
Sale, conversion, retirement of capital stock, net$1,078,00064
Net operating income$2,483,000902
2018-12-31 (YTD Data)Rank
Total interest income$28,336,0001,060
Total interest expense$574,0003,750
Net interest income$27,762,000946
Provision for loan and lease losses$900,000959
Total noninterest income$3,121,0001,498
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$978,0001,189
Trading account gains and fees$0126
Additional Noninterest Income$2,143,0001,435
Total noninterest expense$17,416,0001,183
Salaries and employee benefits$12,172,000995
Premises and equipment expense$1,411,0001,587
Additional noninterest expense$3,833,0001,561
Pre-tax net operating income$12,567,000863
Securities gains (losses)$01,125
Applicable income taxes$3,144,000647
Income before extraordinary items$9,423,000959
Extraordinary gains, net$06
Net income$9,423,000958
Minority interest net income$072
Net income of bank and minority interests.$9,423,000958
Net charge-offs$575,000870
Cash dividends$3,031,0001,067
Sale, conversion, retirement of capital stock, net$787,000259
Net operating income$9,423,000957
2018-09-30 (YTD Data)Rank
Total interest income$20,626,0001,074
Total interest expense$430,0003,700
Net interest income$20,196,000965
Provision for loan and lease losses$675,000885
Total noninterest income$2,314,0001,529
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$719,0001,208
Trading account gains and fees$0138
Additional Noninterest Income$1,595,0001,461
Total noninterest expense$12,946,0001,192
Salaries and employee benefits$9,095,0001,005
Premises and equipment expense$1,063,0001,592
Additional noninterest expense$2,788,0001,595
Pre-tax net operating income$8,889,000925
Securities gains (losses)$01,118
Applicable income taxes$2,155,000692
Income before extraordinary items$6,734,0001,008
Extraordinary gains, net$05
Net income$6,734,0001,007
Minority interest net income$066
Net income of bank and minority interests.$6,734,0001,007
Net charge-offs$-31,0004,796
Cash dividends$100,0003,352
Sale, conversion, retirement of capital stock, net$787,000205
Net operating income$6,734,0001,006
2018-06-30 (YTD Data)Rank
Total interest income$13,448,0001,086
Total interest expense$290,0003,616
Net interest income$13,158,000988
Provision for loan and lease losses$450,000888
Total noninterest income$1,506,0001,563
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$487,0001,191
Trading account gains and fees$0130
Additional Noninterest Income$1,019,0001,497
Total noninterest expense$8,593,0001,201
Salaries and employee benefits$6,096,0001,004
Premises and equipment expense$685,0001,655
Additional noninterest expense$1,812,0001,636
Pre-tax net operating income$5,621,000944
Securities gains (losses)$0961
Applicable income taxes$1,354,000709
Income before extraordinary items$4,267,0001,034
Extraordinary gains, net$06
Net income$4,267,0001,033
Minority interest net income$065
Net income of bank and minority interests.$4,267,0001,033
Net charge-offs$-22,0004,776
Cash dividends$100,0003,167
Sale, conversion, retirement of capital stock, net$787,000153
Net operating income$4,267,0001,025
2018-03-31 (YTD Data)Rank
Total interest income$6,637,0001,089
Total interest expense$148,0003,544
Net interest income$6,489,000989
Provision for loan and lease losses$225,000854
Total noninterest income$732,0001,581
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$244,0001,193
Trading account gains and fees$0123
Additional Noninterest Income$488,0001,516
Total noninterest expense$4,357,0001,190
Salaries and employee benefits$3,087,0001,002
Premises and equipment expense$333,0001,711
Additional noninterest expense$937,0001,604
Pre-tax net operating income$2,639,000964
Securities gains (losses)$0735
Applicable income taxes$625,000729
Income before extraordinary items$2,014,0001,052
Extraordinary gains, net$07
Net income$2,014,0001,051
Minority interest net income$052
Net income of bank and minority interests.$2,014,0001,052
Net charge-offs$3,0002,344
Cash dividends$100,0002,316
Sale, conversion, retirement of capital stock, net$787,00090
Net operating income$2,014,0001,045
2017-12-31 (YTD Data)Rank
Total interest income$25,327,0001,107
Total interest expense$567,0003,482
Net interest income$24,760,0001,014
Provision for loan and lease losses$1,200,000775
Total noninterest income$3,197,0001,512
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$932,0001,257
Trading account gains and fees$0151
Additional Noninterest Income$2,265,0001,420
Total noninterest expense$16,577,0001,218
Salaries and employee benefits$11,536,0001,032
Premises and equipment expense$1,345,0001,676
Additional noninterest expense$3,696,0001,627
Pre-tax net operating income$10,180,000972
Securities gains (losses)$02,243
Applicable income taxes$4,701,000691
Income before extraordinary items$5,479,0001,262
Extraordinary gains, net$09
Net income$5,479,0001,262
Minority interest net income$076
Net income of bank and minority interests.$5,479,0001,262
Net charge-offs$421,0001,210
Cash dividends$2,247,0001,300
Sale, conversion, retirement of capital stock, net$652,000259
Net operating income$5,479,0001,245
2017-09-30 (YTD Data)Rank
Total interest income$18,603,0001,128
Total interest expense$418,0003,512
Net interest income$18,185,0001,030
Provision for loan and lease losses$900,000758
Total noninterest income$2,390,0001,528
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$682,0001,290
Trading account gains and fees$0145
Additional Noninterest Income$1,708,0001,425
Total noninterest expense$12,406,0001,228
Salaries and employee benefits$8,692,0001,032
Premises and equipment expense$974,0001,736
Additional noninterest expense$2,740,0001,630
Pre-tax net operating income$7,269,0001,033
Securities gains (losses)$02,274
Applicable income taxes$2,552,000775
Income before extraordinary items$4,717,0001,217
Extraordinary gains, net$09
Net income$4,717,0001,218
Minority interest net income$071
Net income of bank and minority interests.$4,717,0001,217
Net charge-offs$447,000873
Cash dividends$100,0003,397
Sale, conversion, retirement of capital stock, net$652,000221
Net operating income$4,717,0001,196
2017-06-30 (YTD Data)Rank
Total interest income$12,142,0001,139
Total interest expense$276,0003,506
Net interest income$11,866,0001,050
Provision for loan and lease losses$600,000735
Total noninterest income$1,571,0001,544
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$451,0001,287
Trading account gains and fees$0139
Additional Noninterest Income$1,120,0001,440
Total noninterest expense$8,299,0001,235
Salaries and employee benefits$5,866,0001,025
Premises and equipment expense$650,0001,745
Additional noninterest expense$1,783,0001,672
Pre-tax net operating income$4,538,0001,071
Securities gains (losses)$01,906
Applicable income taxes$1,605,000792
Income before extraordinary items$2,933,0001,265
Extraordinary gains, net$011
Net income$2,933,0001,265
Minority interest net income$071
Net income of bank and minority interests.$2,933,0001,265
Net charge-offs$447,000616
Cash dividends$100,0003,181
Sale, conversion, retirement of capital stock, net$652,000179
Net operating income$2,933,0001,244
2017-03-31 (YTD Data)Rank
Total interest income$5,961,0001,146
Total interest expense$134,0003,548
Net interest income$5,827,0001,063
Provision for loan and lease losses$300,000670
Total noninterest income$782,0001,536
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$228,0001,279
Trading account gains and fees$0142
Additional Noninterest Income$554,0001,440
Total noninterest expense$4,196,0001,236
Salaries and employee benefits$2,957,0001,026
Premises and equipment expense$332,0001,722
Additional noninterest expense$907,0001,642
Pre-tax net operating income$2,113,0001,120
Securities gains (losses)$01,153
Applicable income taxes$753,000811
Income before extraordinary items$1,360,0001,327
Extraordinary gains, net$08
Net income$1,360,0001,326
Minority interest net income$055
Net income of bank and minority interests.$1,360,0001,327
Net charge-offs$449,000359
Cash dividends$100,0002,363
Sale, conversion, retirement of capital stock, net$652,000103
Net operating income$1,360,0001,307
2016-12-31 (YTD Data)Rank
Total interest income$22,431,0001,178
Total interest expense$524,0003,563
Net interest income$21,907,0001,078
Provision for loan and lease losses$1,150,000815
Total noninterest income$3,071,0001,613
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$904,0001,315
Trading account gains and fees$0170
Additional Noninterest Income$2,167,0001,515
Total noninterest expense$16,065,0001,250
Salaries and employee benefits$10,996,0001,061
Premises and equipment expense$1,395,0001,624
Additional noninterest expense$3,674,0001,660
Pre-tax net operating income$7,763,0001,131
Securities gains (losses)$03,212
Applicable income taxes$2,752,000835
Income before extraordinary items$5,011,0001,387
Extraordinary gains, net$05
Net income$5,011,0001,386
Minority interest net income$082
Net income of bank and minority interests.$5,011,0001,386
Net charge-offs$969,000674
Cash dividends$1,996,0001,434
Sale, conversion, retirement of capital stock, net$470,000290
Net operating income$5,011,0001,352
2016-09-30 (YTD Data)Rank
Total interest income$16,511,0001,196
Total interest expense$386,0003,612
Net interest income$16,125,0001,105
Provision for loan and lease losses$750,000858
Total noninterest income$2,296,0001,627
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$684,0001,304
Trading account gains and fees$0169
Additional Noninterest Income$1,612,0001,512
Total noninterest expense$12,144,0001,244
Salaries and employee benefits$8,309,0001,052
Premises and equipment expense$1,055,0001,609
Additional noninterest expense$2,780,0001,638
Pre-tax net operating income$5,527,0001,204
Securities gains (losses)$03,160
Applicable income taxes$1,962,000875
Income before extraordinary items$3,565,0001,466
Extraordinary gains, net$05
Net income$3,565,0001,465
Minority interest net income$071
Net income of bank and minority interests.$3,565,0001,466
Net charge-offs$514,000781
Cash dividends$100,0003,470
Sale, conversion, retirement of capital stock, net$523,000219
Net operating income$3,565,0001,429
2016-06-30 (YTD Data)Rank
Total interest income$10,872,0001,211
Total interest expense$252,0003,671
Net interest income$10,620,0001,116
Provision for loan and lease losses$450,000927
Total noninterest income$1,574,0001,564
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$449,0001,308
Trading account gains and fees$0157
Additional Noninterest Income$1,125,0001,434
Total noninterest expense$8,155,0001,240
Salaries and employee benefits$5,610,0001,043
Premises and equipment expense$721,0001,587
Additional noninterest expense$1,824,0001,659
Pre-tax net operating income$3,589,0001,216
Securities gains (losses)$02,835
Applicable income taxes$1,272,000886
Income before extraordinary items$2,317,0001,486
Extraordinary gains, net$016
Net income$2,317,0001,486
Minority interest net income$071
Net income of bank and minority interests.$2,317,0001,486
Net charge-offs$515,000583
Cash dividends$100,0003,236
Sale, conversion, retirement of capital stock, net$545,000164
Net operating income$2,317,0001,443
2016-03-31 (YTD Data)Rank
Total interest income$5,374,0001,221
Total interest expense$123,0003,729
Net interest income$5,251,0001,124
Provision for loan and lease losses$150,0001,146
Total noninterest income$766,0001,566
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$229,0001,271
Trading account gains and fees$0142
Additional Noninterest Income$537,0001,447
Total noninterest expense$4,117,0001,238
Salaries and employee benefits$2,813,0001,045
Premises and equipment expense$399,0001,448
Additional noninterest expense$905,0001,676
Pre-tax net operating income$1,750,0001,228
Securities gains (losses)$02,077
Applicable income taxes$617,000896
Income before extraordinary items$1,133,0001,469
Extraordinary gains, net$012
Net income$1,133,0001,469
Minority interest net income$062
Net income of bank and minority interests.$1,133,0001,470
Net charge-offs$515,000333
Cash dividends$100,0002,368
Sale, conversion, retirement of capital stock, net$543,000100
Net operating income$1,133,0001,439
2015-12-31 (YTD Data)Rank
Total interest income$20,619,0001,236
Total interest expense$584,0003,442
Net interest income$20,035,0001,134
Provision for loan and lease losses$1,540,000561
Total noninterest income$2,879,0001,646
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$858,0001,397
Trading account gains and fees$0159
Additional Noninterest Income$2,021,0001,509
Total noninterest expense$15,707,0001,260
Salaries and employee benefits$10,674,0001,062
Premises and equipment expense$1,434,0001,597
Additional noninterest expense$3,599,0001,685
Pre-tax net operating income$5,667,0001,422
Securities gains (losses)$03,216
Applicable income taxes$1,899,0001,043
Income before extraordinary items$3,768,0001,683
Extraordinary gains, net$023
Net income$3,768,0001,684
Minority interest net income$081
Net income of bank and minority interests.$3,768,0001,685
Net charge-offs$1,667,000448
Cash dividends$1,713,0001,489
Sale, conversion, retirement of capital stock, net$693,000268
Net operating income$3,768,0001,647
2015-09-30 (YTD Data)Rank
Total interest income$15,461,0001,243
Total interest expense$460,0003,386
Net interest income$15,001,0001,145
Provision for loan and lease losses$1,100,000542
Total noninterest income$2,200,0001,642
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$637,0001,421
Trading account gains and fees$0153
Additional Noninterest Income$1,563,0001,488
Total noninterest expense$11,723,0001,272
Salaries and employee benefits$8,047,0001,064
Premises and equipment expense$1,055,0001,641
Additional noninterest expense$2,621,0001,729
Pre-tax net operating income$4,378,0001,427
Securities gains (losses)$03,031
Applicable income taxes$1,486,0001,046
Income before extraordinary items$2,892,0001,683
Extraordinary gains, net$021
Net income$2,892,0001,685
Minority interest net income$078
Net income of bank and minority interests.$2,892,0001,685
Net charge-offs$1,629,000327
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$726,000210
Net operating income$2,892,0001,638
2015-06-30 (YTD Data)Rank
Total interest income$10,265,0001,244
Total interest expense$301,0003,443
Net interest income$9,964,0001,144
Provision for loan and lease losses$250,0001,275
Total noninterest income$1,515,0001,612
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$417,0001,417
Trading account gains and fees$0157
Additional Noninterest Income$1,098,0001,454
Total noninterest expense$7,874,0001,273
Salaries and employee benefits$5,458,0001,044
Premises and equipment expense$687,0001,690
Additional noninterest expense$1,729,0001,752
Pre-tax net operating income$3,355,0001,260
Securities gains (losses)$02,636
Applicable income taxes$1,162,000928
Income before extraordinary items$2,193,0001,512
Extraordinary gains, net$022
Net income$2,193,0001,514
Minority interest net income$075
Net income of bank and minority interests.$2,193,0001,514
Net charge-offs$-12,0005,310
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$725,000156
Net operating income$2,193,0001,474
2015-03-31 (YTD Data)Rank
Total interest income$5,024,0001,260
Total interest expense$148,0003,510
Net interest income$4,876,0001,166
Provision for loan and lease losses$100,0001,425
Total noninterest income$662,0001,737
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$202,0001,435
Trading account gains and fees$0152
Additional Noninterest Income$460,0001,604
Total noninterest expense$3,940,0001,274
Salaries and employee benefits$2,735,0001,045
Premises and equipment expense$345,0001,700
Additional noninterest expense$860,0001,754
Pre-tax net operating income$1,498,0001,342
Securities gains (losses)$02,027
Applicable income taxes$529,000978
Income before extraordinary items$969,0001,651
Extraordinary gains, net$013
Net income$969,0001,653
Minority interest net income$064
Net income of bank and minority interests.$969,0001,653
Net charge-offs$-6,0005,215
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$762,00098
Net operating income$969,0001,587
2014-12-31 (YTD Data)Rank
Total interest income$19,582,0001,292
Total interest expense$581,0003,706
Net interest income$19,001,0001,188
Provision for loan and lease losses$350,0001,826
Total noninterest income$2,924,0001,604
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$865,0001,475
Trading account gains and fees$0180
Additional Noninterest Income$2,059,0001,422
Total noninterest expense$15,088,0001,307
Salaries and employee benefits$9,957,0001,100
Premises and equipment expense$1,455,0001,609
Additional noninterest expense$3,676,0001,684
Pre-tax net operating income$6,487,0001,227
Securities gains (losses)$03,259
Applicable income taxes$2,214,000910
Income before extraordinary items$4,273,0001,498
Extraordinary gains, net$017
Net income$4,273,0001,496
Minority interest net income$084
Net income of bank and minority interests.$4,273,0001,497
Net charge-offs$9,0004,601
Cash dividends$2,125,0001,211
Sale, conversion, retirement of capital stock, net$580,000280
Net operating income$4,273,0001,469
2014-09-30 (YTD Data)Rank
Total interest income$14,574,0001,306
Total interest expense$429,0003,793
Net interest income$14,145,0001,199
Provision for loan and lease losses$300,0001,622
Total noninterest income$2,130,0001,633
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$654,0001,477
Trading account gains and fees$0174
Additional Noninterest Income$1,476,0001,476
Total noninterest expense$11,251,0001,324
Salaries and employee benefits$7,475,0001,099
Premises and equipment expense$1,085,0001,630
Additional noninterest expense$2,691,0001,719
Pre-tax net operating income$4,724,0001,274
Securities gains (losses)$02,980
Applicable income taxes$1,614,000943
Income before extraordinary items$3,110,0001,523
Extraordinary gains, net$015
Net income$3,110,0001,523
Minority interest net income$081
Net income of bank and minority interests.$3,110,0001,523
Net charge-offs$13,0004,044
Cash dividends$118,0003,383
Sale, conversion, retirement of capital stock, net$580,000210
Net operating income$3,110,0001,496
2014-06-30 (YTD Data)Rank
Total interest income$9,574,0001,329
Total interest expense$280,0003,878
Net interest income$9,294,0001,204
Provision for loan and lease losses$225,0001,542
Total noninterest income$1,422,0001,609
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$432,0001,468
Trading account gains and fees$0172
Additional Noninterest Income$990,0001,456
Total noninterest expense$7,556,0001,315
Salaries and employee benefits$5,029,0001,089
Premises and equipment expense$712,0001,662
Additional noninterest expense$1,815,0001,697
Pre-tax net operating income$2,935,0001,309
Securities gains (losses)$02,580
Applicable income taxes$995,000970
Income before extraordinary items$1,940,0001,586
Extraordinary gains, net$020
Net income$1,940,0001,589
Minority interest net income$080
Net income of bank and minority interests.$1,940,0001,588
Net charge-offs$13,0003,613
Cash dividends$118,0003,067
Sale, conversion, retirement of capital stock, net$582,000148
Net operating income$1,940,0001,562
2014-03-31 (YTD Data)Rank
Total interest income$4,673,0001,355
Total interest expense$139,0003,957
Net interest income$4,534,0001,235
Provision for loan and lease losses$150,0001,189
Total noninterest income$704,0001,587
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$213,0001,470
Trading account gains and fees$0147
Additional Noninterest Income$491,0001,429
Total noninterest expense$3,717,0001,344
Salaries and employee benefits$2,513,0001,103
Premises and equipment expense$357,0001,687
Additional noninterest expense$847,0001,794
Pre-tax net operating income$1,371,0001,357
Securities gains (losses)$01,715
Applicable income taxes$458,000989
Income before extraordinary items$913,0001,608
Extraordinary gains, net$016
Net income$913,0001,611
Minority interest net income$066
Net income of bank and minority interests.$913,0001,611
Net charge-offs$-17,0005,973
Cash dividends$114,0002,161
Sale, conversion, retirement of capital stock, net$674,00086
Net operating income$913,0001,576
2013-12-31 (YTD Data)Rank
Total interest income$18,852,0001,349
Total interest expense$591,0004,114
Net interest income$18,261,0001,205
Provision for loan and lease losses$400,0002,105
Total noninterest income$3,737,0001,376
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$910,0001,478
Trading account gains and fees$0184
Additional Noninterest Income$2,827,0001,189
Total noninterest expense$14,899,0001,329
Salaries and employee benefits$9,786,0001,111
Premises and equipment expense$1,408,0001,668
Additional noninterest expense$3,705,0001,721
Pre-tax net operating income$6,699,0001,109
Securities gains (losses)$03,182
Applicable income taxes$2,340,000807
Income before extraordinary items$4,359,0001,386
Extraordinary gains, net$029
Net income$4,359,0001,389
Minority interest net income$090
Net income of bank and minority interests.$4,359,0001,389
Net charge-offs$244,0002,794
Cash dividends$2,150,0001,140
Sale, conversion, retirement of capital stock, net$-459,0006,767
Net operating income$4,359,0001,369
2013-09-30 (YTD Data)Rank
Total interest income$14,599,0001,312
Total interest expense$446,0004,177
Net interest income$14,153,0001,164
Provision for loan and lease losses$225,0002,403
Total noninterest income$2,658,0001,461
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$687,0001,482
Trading account gains and fees$0180
Additional Noninterest Income$1,971,0001,287
Total noninterest expense$11,314,0001,318
Salaries and employee benefits$7,515,0001,085
Premises and equipment expense$1,034,0001,716
Additional noninterest expense$2,765,0001,715
Pre-tax net operating income$5,272,0001,089
Securities gains (losses)$03,040
Applicable income taxes$1,845,000791
Income before extraordinary items$3,427,0001,325
Extraordinary gains, net$025
Net income$3,427,0001,327
Minority interest net income$084
Net income of bank and minority interests.$3,427,0001,327
Net charge-offs$140,0002,942
Cash dividends$114,0003,271
Sale, conversion, retirement of capital stock, net$-397,0006,853
Net operating income$3,427,0001,302
2013-06-30 (YTD Data)Rank
Total interest income$9,807,0001,292
Total interest expense$302,0004,215
Net interest income$9,505,0001,143
Provision for loan and lease losses$150,0002,434
Total noninterest income$1,930,0001,385
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$457,0001,464
Trading account gains and fees$0157
Additional Noninterest Income$1,473,0001,218
Total noninterest expense$7,691,0001,301
Salaries and employee benefits$5,121,0001,056
Premises and equipment expense$697,0001,702
Additional noninterest expense$1,873,0001,694
Pre-tax net operating income$3,594,0001,046
Securities gains (losses)$02,791
Applicable income taxes$1,257,000768
Income before extraordinary items$2,337,0001,295
Extraordinary gains, net$022
Net income$2,337,0001,298
Minority interest net income$082
Net income of bank and minority interests.$2,337,0001,298
Net charge-offs$-47,0006,539
Cash dividends$114,0002,919
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,337,0001,243
2013-03-31 (YTD Data)Rank
Total interest income$5,142,0001,248
Total interest expense$155,0004,246
Net interest income$4,987,0001,090
Provision for loan and lease losses$75,0002,354
Total noninterest income$1,134,0001,233
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$229,0001,431
Trading account gains and fees$0148
Additional Noninterest Income$905,0001,055
Total noninterest expense$3,869,0001,303
Salaries and employee benefits$2,634,0001,035
Premises and equipment expense$328,0001,814
Additional noninterest expense$907,0001,760
Pre-tax net operating income$2,177,000860
Securities gains (losses)$01,966
Applicable income taxes$779,000651
Income before extraordinary items$1,398,0001,091
Extraordinary gains, net$010
Net income$1,398,0001,093
Minority interest net income$076
Net income of bank and minority interests.$1,398,0001,093
Net charge-offs$-48,0006,706
Cash dividends$114,0001,974
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,398,0001,034
2012-12-31 (YTD Data)Rank
Total interest income$19,416,0001,374
Total interest expense$695,0004,422
Net interest income$18,721,0001,179
Provision for loan and lease losses$475,0002,791
Total noninterest income$3,087,0001,613
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,063,0001,344
Trading account gains and fees$0166
Additional Noninterest Income$2,024,0001,512
Total noninterest expense$14,640,0001,353
Salaries and employee benefits$9,348,0001,127
Premises and equipment expense$1,528,0001,552
Additional noninterest expense$3,764,0001,753
Pre-tax net operating income$6,693,0001,068
Securities gains (losses)$03,810
Applicable income taxes$2,371,000757
Income before extraordinary items$4,322,0001,363
Extraordinary gains, net$029
Net income$4,322,0001,364
Minority interest net income$093
Net income of bank and minority interests.$4,322,0001,364
Net charge-offs$738,0002,161
Cash dividends$1,865,0001,290
Sale, conversion, retirement of capital stock, net$1,183,000202
Net operating income$4,322,0001,295
2012-09-30 (YTD Data)Rank
Total interest income$14,596,0001,400
Total interest expense$524,0004,547
Net interest income$14,072,0001,188
Provision for loan and lease losses$225,0003,327
Total noninterest income$2,318,0001,609
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$812,0001,324
Trading account gains and fees$0157
Additional Noninterest Income$1,506,0001,524
Total noninterest expense$10,786,0001,377
Salaries and employee benefits$6,920,0001,138
Premises and equipment expense$1,160,0001,546
Additional noninterest expense$2,706,0001,831
Pre-tax net operating income$5,379,0001,003
Securities gains (losses)$03,575
Applicable income taxes$1,917,000731
Income before extraordinary items$3,462,0001,300
Extraordinary gains, net$020
Net income$3,462,0001,301
Minority interest net income$086
Net income of bank and minority interests.$3,462,0001,301
Net charge-offs$-60,0006,957
Cash dividends$91,0003,363
Sale, conversion, retirement of capital stock, net$652,000205
Net operating income$3,462,0001,235
2012-06-30 (YTD Data)Rank
Total interest income$9,570,0001,431
Total interest expense$346,0004,667
Net interest income$9,224,0001,212
Provision for loan and lease losses$150,0003,329
Total noninterest income$1,451,0001,667
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$557,0001,267
Trading account gains and fees$0153
Additional Noninterest Income$894,0001,622
Total noninterest expense$7,210,0001,373
Salaries and employee benefits$4,668,0001,117
Premises and equipment expense$751,0001,581
Additional noninterest expense$1,791,0001,862
Pre-tax net operating income$3,315,0001,074
Securities gains (losses)$03,178
Applicable income taxes$1,173,000779
Income before extraordinary items$2,142,0001,387
Extraordinary gains, net$019
Net income$2,142,0001,387
Minority interest net income$084
Net income of bank and minority interests.$2,142,0001,387
Net charge-offs$-9,0006,612
Cash dividends$91,0003,078
Sale, conversion, retirement of capital stock, net$650,000150
Net operating income$2,142,0001,307
2012-03-31 (YTD Data)Rank
Total interest income$4,718,0001,456
Total interest expense$176,0004,739
Net interest income$4,542,0001,223
Provision for loan and lease losses$75,0003,178
Total noninterest income$669,0001,768
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$279,0001,267
Trading account gains and fees$0148
Additional Noninterest Income$390,0001,785
Total noninterest expense$3,636,0001,365
Salaries and employee benefits$2,351,0001,108
Premises and equipment expense$386,0001,545
Additional noninterest expense$899,0001,843
Pre-tax net operating income$1,500,0001,167
Securities gains (losses)$02,210
Applicable income taxes$524,000846
Income before extraordinary items$976,0001,495
Extraordinary gains, net$019
Net income$976,0001,496
Minority interest net income$078
Net income of bank and minority interests.$976,0001,496
Net charge-offs$5,0004,286
Cash dividends$91,0002,153
Sale, conversion, retirement of capital stock, net$650,00084
Net operating income$976,0001,406
2011-12-31 (YTD Data)Rank
Total interest income$20,304,0001,403
Total interest expense$877,0004,702
Net interest income$19,427,0001,147
Provision for loan and lease losses$1,050,0002,344
Total noninterest income$3,044,0001,483
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,096,0001,355
Trading account gains and fees$0146
Additional Noninterest Income$1,948,0001,390
Total noninterest expense$14,088,0001,384
Salaries and employee benefits$8,825,0001,118
Premises and equipment expense$1,565,0001,583
Additional noninterest expense$3,698,0001,828
Pre-tax net operating income$7,333,000824
Securities gains (losses)$8,0003,400
Applicable income taxes$2,576,000645
Income before extraordinary items$4,765,0001,043
Extraordinary gains, net$029
Net income$4,765,0001,044
Minority interest net income$096
Net income of bank and minority interests.$4,765,0001,044
Net charge-offs$1,244,0002,105
Cash dividends$1,846,0001,032
Sale, conversion, retirement of capital stock, net$-626,0007,332
Net operating income$4,759,8001,007
2011-09-30 (YTD Data)Rank
Total interest income$15,403,0001,412
Total interest expense$688,0004,713
Net interest income$14,715,0001,144
Provision for loan and lease losses$825,0002,227
Total noninterest income$2,219,0001,497
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$828,0001,351
Trading account gains and fees$0145
Additional Noninterest Income$1,391,0001,416
Total noninterest expense$10,672,0001,373
Salaries and employee benefits$6,682,0001,111
Premises and equipment expense$1,179,0001,593
Additional noninterest expense$2,811,0001,809
Pre-tax net operating income$5,437,000856
Securities gains (losses)$8,0003,118
Applicable income taxes$1,969,000624
Income before extraordinary items$3,476,0001,101
Extraordinary gains, net$021
Net income$3,476,0001,101
Minority interest net income$087
Net income of bank and minority interests.$3,476,0001,101
Net charge-offs$181,0003,824
Cash dividends$99,0003,160
Sale, conversion, retirement of capital stock, net$-321,0007,408
Net operating income$3,470,8801,045
2011-06-30 (YTD Data)Rank
Total interest income$10,301,0001,421
Total interest expense$470,0004,778
Net interest income$9,831,0001,137
Provision for loan and lease losses$600,0002,044
Total noninterest income$1,352,0001,594
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$543,0001,345
Trading account gains and fees$0153
Additional Noninterest Income$809,0001,556
Total noninterest expense$7,294,0001,362
Salaries and employee benefits$4,551,0001,099
Premises and equipment expense$769,0001,650
Additional noninterest expense$1,974,0001,739
Pre-tax net operating income$3,289,000921
Securities gains (losses)$8,0002,429
Applicable income taxes$1,180,000661
Income before extraordinary items$2,117,0001,172
Extraordinary gains, net$015
Net income$2,117,0001,172
Minority interest net income$089
Net income of bank and minority interests.$2,117,0001,172
Net charge-offs$77,0004,090
Cash dividends$99,0002,820
Sale, conversion, retirement of capital stock, net$432,000240
Net operating income$2,111,8801,139
2011-03-31 (YTD Data)Rank
Total interest income$5,164,0001,418
Total interest expense$237,0004,874
Net interest income$4,927,0001,137
Provision for loan and lease losses$300,0001,892
Total noninterest income$633,0001,685
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$263,0001,358
Trading account gains and fees$0158
Additional Noninterest Income$370,0001,654
Total noninterest expense$3,836,0001,304
Salaries and employee benefits$2,373,0001,061
Premises and equipment expense$388,0001,659
Additional noninterest expense$1,075,0001,614
Pre-tax net operating income$1,424,0001,054
Securities gains (losses)$8,0001,369
Applicable income taxes$505,000748
Income before extraordinary items$927,0001,318
Extraordinary gains, net$09
Net income$927,0001,318
Minority interest net income$086
Net income of bank and minority interests.$927,0001,318
Net charge-offs$-40,0007,326
Cash dividends$99,0001,942
Sale, conversion, retirement of capital stock, net$432,000150
Net operating income$921,8001,288
2010-12-31 (YTD Data)Rank
Total interest income$20,733,0001,483
Total interest expense$1,133,0004,948
Net interest income$19,600,0001,138
Provision for loan and lease losses$2,000,0002,068
Total noninterest income$2,445,0001,792
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,123,0001,359
Trading account gains and fees$0175
Additional Noninterest Income$1,322,0001,835
Total noninterest expense$13,786,0001,438
Salaries and employee benefits$8,953,0001,113
Premises and equipment expense$1,414,0001,819
Additional noninterest expense$3,419,0002,043
Pre-tax net operating income$6,259,000844
Securities gains (losses)$03,793
Applicable income taxes$2,195,000686
Income before extraordinary items$4,064,0001,069
Extraordinary gains, net$029
Net income$4,064,0001,071
Minority interest net income$0111
Net income of bank and minority interests.$4,064,0001,072
Net charge-offs$2,243,0001,741
Cash dividends$1,703,000943
Sale, conversion, retirement of capital stock, net$228,000606
Net operating income$4,064,0001,023
2010-09-30 (YTD Data)Rank
Total interest income$15,659,0001,507
Total interest expense$870,0005,052
Net interest income$14,789,0001,134
Provision for loan and lease losses$1,700,0001,833
Total noninterest income$1,853,0001,792
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$854,0001,380
Trading account gains and fees$0165
Additional Noninterest Income$999,0001,802
Total noninterest expense$10,191,0001,461
Salaries and employee benefits$6,749,0001,093
Premises and equipment expense$1,048,0001,862
Additional noninterest expense$2,394,0002,146
Pre-tax net operating income$4,751,000883
Securities gains (losses)$03,651
Applicable income taxes$1,667,000688
Income before extraordinary items$3,084,0001,101
Extraordinary gains, net$023
Net income$3,084,0001,104
Minority interest net income$0110
Net income of bank and minority interests.$3,084,0001,104
Net charge-offs$1,098,0002,084
Cash dividends$77,0003,293
Sale, conversion, retirement of capital stock, net$381,000417
Net operating income$3,084,0001,058
2010-06-30 (YTD Data)Rank
Total interest income$10,417,0001,535
Total interest expense$583,0005,135
Net interest income$9,834,0001,146
Provision for loan and lease losses$850,0002,119
Total noninterest income$1,244,0001,727
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$573,0001,370
Trading account gains and fees$0152
Additional Noninterest Income$671,0001,732
Total noninterest expense$6,839,0001,442
Salaries and employee benefits$4,545,0001,082
Premises and equipment expense$686,0001,899
Additional noninterest expense$1,608,0002,125
Pre-tax net operating income$3,389,000813
Securities gains (losses)$03,184
Applicable income taxes$1,196,000617
Income before extraordinary items$2,193,0001,029
Extraordinary gains, net$019
Net income$2,193,0001,030
Minority interest net income$0105
Net income of bank and minority interests.$2,193,0001,030
Net charge-offs$1,104,0001,619
Cash dividends$77,0002,992
Sale, conversion, retirement of capital stock, net$376,000302
Net operating income$2,193,000976
2010-03-31 (YTD Data)Rank
Total interest income$5,145,0001,577
Total interest expense$291,0005,260
Net interest income$4,854,0001,171
Provision for loan and lease losses$600,0001,610
Total noninterest income$587,0001,803
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$280,0001,401
Trading account gains and fees$0175
Additional Noninterest Income$307,0001,813
Total noninterest expense$3,547,0001,417
Salaries and employee benefits$2,357,0001,043
Premises and equipment expense$349,0001,931
Additional noninterest expense$841,0002,021
Pre-tax net operating income$1,294,0001,023
Securities gains (losses)$02,284
Applicable income taxes$439,000789
Income before extraordinary items$855,0001,279
Extraordinary gains, net$016
Net income$855,0001,282
Minority interest net income$091
Net income of bank and minority interests.$855,0001,281
Net charge-offs$44,0003,838
Cash dividends$77,0002,063
Sale, conversion, retirement of capital stock, net$359,000175
Net operating income$855,0001,245
2009-12-31 (YTD Data)Rank
Total interest income$21,696,0001,582
Total interest expense$2,052,0004,371
Net interest income$19,644,0001,119
Provision for loan and lease losses$2,775,0002,080
Total noninterest income$2,458,0001,856
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,257,0001,372
Trading account gains and fees$0211
Additional Noninterest Income$1,201,0001,909
Total noninterest expense$13,643,0001,510
Salaries and employee benefits$8,693,0001,121
Premises and equipment expense$1,413,0001,899
Additional noninterest expense$3,537,0002,039
Pre-tax net operating income$5,684,000743
Securities gains (losses)$03,754
Applicable income taxes$1,930,000580
Income before extraordinary items$3,754,000920
Extraordinary gains, net$034
Net income$3,754,000919
Minority interest net income$0115
Net income of bank and minority interests.$3,754,000919
Net charge-offs$1,815,0002,148
Cash dividends$1,592,0001,137
Sale, conversion, retirement of capital stock, net$207,000708
Net operating income$3,754,000915
2009-09-30 (YTD Data)Rank
Total interest income$16,545,0001,579
Total interest expense$1,713,0004,243
Net interest income$14,832,0001,110
Provision for loan and lease losses$675,0003,339
Total noninterest income$1,856,0001,879
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$951,0001,356
Trading account gains and fees$0212
Additional Noninterest Income$905,0001,957
Total noninterest expense$10,166,0001,515
Salaries and employee benefits$6,644,0001,117
Premises and equipment expense$1,025,0001,980
Additional noninterest expense$2,497,0002,113
Pre-tax net operating income$5,847,000584
Securities gains (losses)$03,497
Applicable income taxes$2,108,000444
Income before extraordinary items$3,739,000722
Extraordinary gains, net$027
Net income$3,739,000722
Minority interest net income$0118
Net income of bank and minority interests.$3,739,000723
Net charge-offs$164,0004,498
Cash dividends$77,0003,740
Sale, conversion, retirement of capital stock, net$943,000359
Net operating income$3,739,000715
2009-06-30 (YTD Data)Rank
Total interest income$11,165,0001,585
Total interest expense$1,282,0004,072
Net interest income$9,883,0001,115
Provision for loan and lease losses$475,0003,039
Total noninterest income$1,235,0001,878
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$630,0001,346
Trading account gains and fees$0193
Additional Noninterest Income$605,0001,982
Total noninterest expense$6,840,0001,520
Salaries and employee benefits$4,483,0001,124
Premises and equipment expense$657,0002,084
Additional noninterest expense$1,700,0002,076
Pre-tax net operating income$3,803,000591
Securities gains (losses)$03,136
Applicable income taxes$1,339,000467
Income before extraordinary items$2,464,000753
Extraordinary gains, net$021
Net income$2,464,000750
Minority interest net income$0112
Net income of bank and minority interests.$2,464,000753
Net charge-offs$3,0006,371
Cash dividends$77,0003,453
Sale, conversion, retirement of capital stock, net$904,000296
Net operating income$2,464,000730
2009-03-31 (YTD Data)Rank
Total interest income$5,573,0001,615
Total interest expense$720,0003,863
Net interest income$4,853,0001,131
Provision for loan and lease losses$175,0003,026
Total noninterest income$578,0001,921
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$311,0001,325
Trading account gains and fees$0171
Additional Noninterest Income$267,0002,109
Total noninterest expense$3,273,0001,530
Salaries and employee benefits$2,301,0001,109
Premises and equipment expense$318,0002,190
Additional noninterest expense$654,0002,372
Pre-tax net operating income$1,983,000618
Securities gains (losses)$02,434
Applicable income taxes$699,000471
Income before extraordinary items$1,284,000813
Extraordinary gains, net$015
Net income$1,284,000814
Minority interest net income$0102
Net income of bank and minority interests.$1,284,000815
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$897,000167
Net operating income$1,284,000753
2008-12-31 (YTD Data)Rank
Total interest income$23,270,0001,666
Total interest expense$3,309,0003,984
Net interest income$19,961,0001,093
Provision for loan and lease losses$2,810,0001,460
Total noninterest income$2,940,0001,599
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,169,0001,525
Trading account gains and fees$0154
Additional Noninterest Income$1,771,0001,420
Total noninterest expense$12,411,0001,577
Salaries and employee benefits$8,540,0001,159
Premises and equipment expense$1,319,0002,051
Additional noninterest expense$2,552,0002,303
Pre-tax net operating income$7,680,000729
Securities gains (losses)$03,220
Applicable income taxes$2,687,000511
Income before extraordinary items$4,993,000817
Extraordinary gains, net$039
Net income$4,993,000817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,663,0001,091
Cash dividends$5,477,000524
Sale, conversion, retirement of capital stock, net$467,000574
Net operating income$4,993,000877
2008-09-30 (YTD Data)Rank
Total interest income$17,187,0001,725
Total interest expense$2,723,0003,863
Net interest income$14,464,0001,164
Provision for loan and lease losses$255,0003,815
Total noninterest income$2,376,0001,549
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$864,0001,559
Trading account gains and fees$0148
Additional Noninterest Income$1,512,0001,359
Total noninterest expense$9,475,0001,541
Salaries and employee benefits$6,656,0001,134
Premises and equipment expense$972,0002,095
Additional noninterest expense$1,847,0002,305
Pre-tax net operating income$7,110,000704
Securities gains (losses)$03,106
Applicable income taxes$2,559,000524
Income before extraordinary items$4,551,000807
Extraordinary gains, net$031
Net income$4,551,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,023
Cash dividends$2,703,000784
Sale, conversion, retirement of capital stock, net$430,000411
Net operating income$4,551,000854
2008-06-30 (YTD Data)Rank
Total interest income$11,354,0001,767
Total interest expense$1,949,0003,809
Net interest income$9,405,0001,186
Provision for loan and lease losses$150,0003,592
Total noninterest income$1,229,0001,908
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$570,0001,552
Trading account gains and fees$0149
Additional Noninterest Income$659,0001,866
Total noninterest expense$5,868,0001,656
Salaries and employee benefits$3,990,0001,299
Premises and equipment expense$665,0002,043
Additional noninterest expense$1,213,0002,318
Pre-tax net operating income$4,616,000764
Securities gains (losses)$03,233
Applicable income taxes$1,645,000607
Income before extraordinary items$2,971,000926
Extraordinary gains, net$021
Net income$2,971,000926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,516
Cash dividends$2,703,000599
Sale, conversion, retirement of capital stock, net$416,000279
Net operating income$2,971,000905
2008-03-31 (YTD Data)Rank
Total interest income$5,701,0001,797
Total interest expense$1,137,0003,581
Net interest income$4,564,0001,213
Provision for loan and lease losses$45,0003,899
Total noninterest income$677,0001,795
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$285,0001,538
Trading account gains and fees$0158
Additional Noninterest Income$392,0001,656
Total noninterest expense$2,980,0001,631
Salaries and employee benefits$2,062,0001,273
Premises and equipment expense$327,0002,072
Additional noninterest expense$591,0002,345
Pre-tax net operating income$2,216,000857
Securities gains (losses)$02,688
Applicable income taxes$788,000698
Income before extraordinary items$1,428,0001,054
Extraordinary gains, net$015
Net income$1,428,0001,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$2,703,000324
Sale, conversion, retirement of capital stock, net$1,019,000100
Net operating income$1,428,0001,015
2007-12-31 (YTD Data)Rank
Total interest income$24,022,0001,774
Total interest expense$5,839,0003,068
Net interest income$18,183,0001,223
Provision for loan and lease losses$160,0004,234
Total noninterest income$2,461,0001,914
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,118,0001,598
Trading account gains and fees$0178
Additional Noninterest Income$1,343,0001,812
Total noninterest expense$11,070,0001,669
Salaries and employee benefits$7,519,0001,338
Premises and equipment expense$1,144,0002,278
Additional noninterest expense$2,407,0002,249
Pre-tax net operating income$9,414,000901
Securities gains (losses)$02,146
Applicable income taxes$3,258,000747
Income before extraordinary items$6,156,0001,055
Extraordinary gains, net$039
Net income$6,156,0001,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,950
Cash dividends$3,332,0001,096
Sale, conversion, retirement of capital stock, net$-1,138,0008,496
Net operating income$6,156,0001,036
2007-09-30 (YTD Data)Rank
Total interest income$17,854,0001,793
Total interest expense$4,429,0003,042
Net interest income$13,425,0001,251
Provision for loan and lease losses$130,0003,745
Total noninterest income$1,710,0002,024
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$839,0001,570
Trading account gains and fees$0184
Additional Noninterest Income$871,0002,010
Total noninterest expense$8,045,0001,714
Salaries and employee benefits$5,469,0001,393
Premises and equipment expense$834,0002,316
Additional noninterest expense$1,742,0002,278
Pre-tax net operating income$6,960,000989
Securities gains (losses)$01,655
Applicable income taxes$2,458,000806
Income before extraordinary items$4,502,0001,155
Extraordinary gains, net$033
Net income$4,502,0001,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,289
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$-1,286,0008,536
Net operating income$4,502,0001,140
2007-06-30 (YTD Data)Rank
Total interest income$11,684,0001,846
Total interest expense$2,961,0003,040
Net interest income$8,723,0001,310
Provision for loan and lease losses$100,0003,268
Total noninterest income$1,137,0002,038
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$546,0001,613
Trading account gains and fees$0168
Additional Noninterest Income$591,0002,005
Total noninterest expense$5,351,0001,726
Salaries and employee benefits$3,614,0001,426
Premises and equipment expense$554,0002,337
Additional noninterest expense$1,183,0002,241
Pre-tax net operating income$4,409,0001,083
Securities gains (losses)$01,444
Applicable income taxes$1,547,000897
Income before extraordinary items$2,862,0001,245
Extraordinary gains, net$029
Net income$2,862,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,576
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$-1,296,0008,596
Net operating income$2,862,0001,226
2007-03-31 (YTD Data)Rank
Total interest income$5,754,0001,861
Total interest expense$1,482,0003,014
Net interest income$4,272,0001,336
Provision for loan and lease losses$40,0003,421
Total noninterest income$564,0002,042
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$271,0001,581
Trading account gains and fees$0195
Additional Noninterest Income$293,0001,996
Total noninterest expense$2,734,0001,697
Salaries and employee benefits$1,878,0001,365
Premises and equipment expense$283,0002,307
Additional noninterest expense$573,0002,273
Pre-tax net operating income$2,062,0001,133
Securities gains (losses)$01,187
Applicable income taxes$716,000960
Income before extraordinary items$1,346,0001,300
Extraordinary gains, net$022
Net income$1,346,0001,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$-1,305,0008,631
Net operating income$1,346,0001,289
2006-12-31 (YTD Data)Rank
Total interest income$21,544,0001,863
Total interest expense$5,088,0002,985
Net interest income$16,456,0001,384
Provision for loan and lease losses$145,0004,115
Total noninterest income$2,325,0001,988
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,258,0001,424
Trading account gains and fees$0130
Additional Noninterest Income$1,067,0002,125
Total noninterest expense$10,056,0001,771
Salaries and employee benefits$6,846,0001,442
Premises and equipment expense$1,115,0002,233
Additional noninterest expense$2,095,0002,458
Pre-tax net operating income$8,580,0001,153
Securities gains (losses)$01,687
Applicable income taxes$3,010,000940
Income before extraordinary items$5,570,0001,310
Extraordinary gains, net$051
Net income$5,570,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,041
Cash dividends$2,461,0001,315
Sale, conversion, retirement of capital stock, net$1,089,000479
Net operating income$5,570,0001,292
2006-09-30 (YTD Data)Rank
Total interest income$15,759,0001,904
Total interest expense$3,586,0003,054
Net interest income$12,173,0001,420
Provision for loan and lease losses$114,0003,896
Total noninterest income$1,746,0001,996
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$972,0001,381
Trading account gains and fees$0126
Additional Noninterest Income$774,0002,182
Total noninterest expense$7,388,0001,808
Salaries and employee benefits$5,020,0001,485
Premises and equipment expense$850,0002,194
Additional noninterest expense$1,518,0002,529
Pre-tax net operating income$6,417,0001,194
Securities gains (losses)$01,388
Applicable income taxes$2,239,000996
Income before extraordinary items$4,178,0001,359
Extraordinary gains, net$045
Net income$4,178,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,550
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$1,203,000356
Net operating income$4,178,0001,341
2006-06-30 (YTD Data)Rank
Total interest income$10,029,0001,937
Total interest expense$2,168,0003,180
Net interest income$7,861,0001,465
Provision for loan and lease losses$82,0003,696
Total noninterest income$1,180,0001,986
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$660,0001,343
Trading account gains and fees$0126
Additional Noninterest Income$520,0002,159
Total noninterest expense$4,861,0001,833
Salaries and employee benefits$3,323,0001,496
Premises and equipment expense$566,0002,196
Additional noninterest expense$972,0002,631
Pre-tax net operating income$4,098,0001,232
Securities gains (losses)$01,185
Applicable income taxes$1,412,0001,059
Income before extraordinary items$2,686,0001,398
Extraordinary gains, net$039
Net income$2,686,0001,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,252
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$1,274,000248
Net operating income$2,686,0001,388
2006-03-31 (YTD Data)Rank
Total interest income$4,896,0001,942
Total interest expense$1,027,0003,196
Net interest income$3,869,0001,486
Provision for loan and lease losses$48,0003,203
Total noninterest income$590,0001,956
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$332,0001,297
Trading account gains and fees$0115
Additional Noninterest Income$258,0002,154
Total noninterest expense$2,468,0001,794
Salaries and employee benefits$1,715,0001,451
Premises and equipment expense$290,0002,161
Additional noninterest expense$463,0002,734
Pre-tax net operating income$1,943,0001,275
Securities gains (losses)$0955
Applicable income taxes$655,0001,105
Income before extraordinary items$1,288,0001,418
Extraordinary gains, net$021
Net income$1,288,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,757
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$1,217,000133
Net operating income$1,288,0001,397
2005-12-31 (YTD Data)Rank
Total interest income$18,468,0001,821
Total interest expense$3,017,0003,313
Net interest income$15,451,0001,404
Provision for loan and lease losses$155,0004,066
Total noninterest income$3,886,0001,314
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,438,0001,231
Trading account gains and fees$0138
Additional Noninterest Income$2,448,0001,178
Total noninterest expense$10,989,0001,560
Salaries and employee benefits$6,606,0001,415
Premises and equipment expense$1,214,0001,975
Additional noninterest expense$3,169,0001,608
Pre-tax net operating income$8,193,0001,175
Securities gains (losses)$02,296
Applicable income taxes$2,761,0001,028
Income before extraordinary items$5,432,0001,315
Extraordinary gains, net$046
Net income$5,432,0001,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,322
Cash dividends$2,489,0001,229
Sale, conversion, retirement of capital stock, net$775,000506
Net operating income$5,432,0001,298
2005-09-30 (YTD Data)Rank
Total interest income$13,534,0001,817
Total interest expense$2,127,0003,333
Net interest income$11,407,0001,409
Provision for loan and lease losses$108,0004,052
Total noninterest income$3,134,0001,245
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,088,0001,212
Trading account gains and fees$0126
Additional Noninterest Income$2,046,0001,103
Total noninterest expense$8,326,0001,533
Salaries and employee benefits$4,883,0001,416
Premises and equipment expense$927,0001,942
Additional noninterest expense$2,516,0001,496
Pre-tax net operating income$6,107,0001,171
Securities gains (losses)$02,317
Applicable income taxes$2,056,0001,039
Income before extraordinary items$4,051,0001,338
Extraordinary gains, net$035
Net income$4,051,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0002,414
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$704,000375
Net operating income$4,051,0001,310
2005-06-30 (YTD Data)Rank
Total interest income$8,797,0001,808
Total interest expense$1,303,0003,413
Net interest income$7,494,0001,405
Provision for loan and lease losses$67,0003,991
Total noninterest income$2,079,0001,231
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$720,0001,183
Trading account gains and fees$0116
Additional Noninterest Income$1,359,0001,080
Total noninterest expense$5,511,0001,537
Salaries and employee benefits$3,256,0001,415
Premises and equipment expense$621,0001,921
Additional noninterest expense$1,634,0001,527
Pre-tax net operating income$3,995,0001,170
Securities gains (losses)$02,146
Applicable income taxes$1,340,0001,047
Income before extraordinary items$2,655,0001,325
Extraordinary gains, net$030
Net income$2,655,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,780
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$670,000267
Net operating income$2,655,0001,305
2005-03-31 (YTD Data)Rank
Total interest income$4,345,0001,804
Total interest expense$588,0003,558
Net interest income$3,757,0001,406
Provision for loan and lease losses$33,0003,846
Total noninterest income$1,064,0001,191
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$360,0001,147
Trading account gains and fees$0115
Additional Noninterest Income$704,0001,039
Total noninterest expense$2,738,0001,546
Salaries and employee benefits$1,615,0001,427
Premises and equipment expense$323,0001,865
Additional noninterest expense$800,0001,552
Pre-tax net operating income$2,050,0001,132
Securities gains (losses)$01,685
Applicable income taxes$712,000991
Income before extraordinary items$1,338,0001,294
Extraordinary gains, net$024
Net income$1,338,0001,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0001,045
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$642,000144
Net operating income$1,338,0001,265
2004-12-31 (YTD Data)Rank
Total interest income$15,341,0001,868
Total interest expense$1,667,0004,207
Net interest income$13,674,0001,476
Provision for loan and lease losses$142,0004,359
Total noninterest income$4,356,0001,194
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,707,0001,050
Trading account gains and fees$0138
Additional Noninterest Income$2,649,0001,073
Total noninterest expense$11,008,0001,485
Salaries and employee benefits$6,435,0001,376
Premises and equipment expense$1,294,0001,783
Additional noninterest expense$3,279,0001,508
Pre-tax net operating income$6,880,0001,258
Securities gains (losses)$24,0002,281
Applicable income taxes$2,463,0001,063
Income before extraordinary items$4,441,0001,451
Extraordinary gains, net$034
Net income$4,441,0001,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,407
Cash dividends$2,329,0001,204
Sale, conversion, retirement of capital stock, net$1,008,000400
Net operating income$4,425,6401,412
2004-09-30 (YTD Data)Rank
Total interest income$11,454,0001,855
Total interest expense$1,173,0004,352
Net interest income$10,281,0001,465
Provision for loan and lease losses$109,0004,145
Total noninterest income$3,387,0001,181
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,312,0001,021
Trading account gains and fees$0134
Additional Noninterest Income$2,075,0001,052
Total noninterest expense$8,140,0001,495
Salaries and employee benefits$4,765,0001,387
Premises and equipment expense$975,0001,780
Additional noninterest expense$2,400,0001,523
Pre-tax net operating income$5,419,0001,212
Securities gains (losses)$24,0002,195
Applicable income taxes$1,963,0001,026
Income before extraordinary items$3,480,0001,413
Extraordinary gains, net$026
Net income$3,480,0001,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0003,278
Cash dividends$50,0004,981
Sale, conversion, retirement of capital stock, net$998,000315
Net operating income$3,464,6401,377
2004-06-30 (YTD Data)Rank
Total interest income$7,537,0001,860
Total interest expense$768,0004,393
Net interest income$6,769,0001,475
Provision for loan and lease losses$77,0003,961
Total noninterest income$2,086,0001,253
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$878,0001,003
Trading account gains and fees$0130
Additional Noninterest Income$1,208,0001,167
Total noninterest expense$5,427,0001,501
Salaries and employee benefits$3,202,0001,366
Premises and equipment expense$658,0001,754
Additional noninterest expense$1,567,0001,542
Pre-tax net operating income$3,351,0001,271
Securities gains (losses)$25,0001,902
Applicable income taxes$1,215,0001,100
Income before extraordinary items$2,161,0001,493
Extraordinary gains, net$021
Net income$2,161,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0002,817
Cash dividends$50,0004,651
Sale, conversion, retirement of capital stock, net$996,000221
Net operating income$2,145,0001,450
2004-03-31 (YTD Data)Rank
Total interest income$3,705,0001,899
Total interest expense$395,0004,375
Net interest income$3,310,0001,506
Provision for loan and lease losses$44,0003,642
Total noninterest income$1,001,0001,253
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$435,000970
Trading account gains and fees$0121
Additional Noninterest Income$566,0001,195
Total noninterest expense$2,707,0001,504
Salaries and employee benefits$1,630,0001,363
Premises and equipment expense$334,0001,742
Additional noninterest expense$743,0001,605
Pre-tax net operating income$1,560,0001,345
Securities gains (losses)$25,0001,594
Applicable income taxes$544,0001,219
Income before extraordinary items$1,041,0001,534
Extraordinary gains, net$016
Net income$1,041,0001,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,263
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$981,000130
Net operating income$1,024,5001,476
2003-12-31 (YTD Data)Rank
Total interest income$16,312,0001,746
Total interest expense$2,082,0003,903
Net interest income$14,230,0001,379
Provision for loan and lease losses$270,0003,394
Total noninterest income$3,902,0001,372
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,712,0001,015
Trading account gains and fees$0160
Additional Noninterest Income$2,190,0001,377
Total noninterest expense$10,057,0001,596
Salaries and employee benefits$5,751,0001,488
Premises and equipment expense$1,290,0001,759
Additional noninterest expense$3,016,0001,624
Pre-tax net operating income$7,805,0001,078
Securities gains (losses)$177,0001,425
Applicable income taxes$2,901,000949
Income before extraordinary items$5,081,0001,263
Extraordinary gains, net$054
Net income$5,081,0001,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,047
Cash dividends$2,145,0001,311
Sale, conversion, retirement of capital stock, net$666,000459
Net operating income$4,967,7201,218
2003-09-30 (YTD Data)Rank
Total interest income$12,409,0001,750
Total interest expense$1,664,0003,812
Net interest income$10,745,0001,375
Provision for loan and lease losses$221,0003,163
Total noninterest income$2,947,0001,380
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,275,0001,028
Trading account gains and fees$0153
Additional Noninterest Income$1,672,0001,416
Total noninterest expense$7,467,0001,625
Salaries and employee benefits$4,285,0001,511
Premises and equipment expense$957,0001,791
Additional noninterest expense$2,225,0001,639
Pre-tax net operating income$6,004,0001,080
Securities gains (losses)$163,0001,360
Applicable income taxes$2,245,000963
Income before extraordinary items$3,922,0001,251
Extraordinary gains, net$040
Net income$3,922,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,233
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$658,000350
Net operating income$3,817,6801,217
2003-06-30 (YTD Data)Rank
Total interest income$8,310,0001,760
Total interest expense$1,207,0003,649
Net interest income$7,103,0001,379
Provision for loan and lease losses$171,0002,813
Total noninterest income$1,932,0001,400
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$824,0001,044
Trading account gains and fees$0150
Additional Noninterest Income$1,108,0001,404
Total noninterest expense$4,867,0001,654
Salaries and employee benefits$2,780,0001,550
Premises and equipment expense$637,0001,785
Additional noninterest expense$1,450,0001,662
Pre-tax net operating income$3,997,0001,080
Securities gains (losses)$163,0001,176
Applicable income taxes$1,525,000978
Income before extraordinary items$2,635,0001,255
Extraordinary gains, net$030
Net income$2,635,0001,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,597
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$652,000242
Net operating income$2,530,6801,217
2003-03-31 (YTD Data)Rank
Total interest income$4,182,0001,762
Total interest expense$631,0003,604
Net interest income$3,551,0001,382
Provision for loan and lease losses$91,0002,487
Total noninterest income$948,0001,387
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$410,0001,013
Trading account gains and fees$0134
Additional Noninterest Income$538,0001,411
Total noninterest expense$2,477,0001,614
Salaries and employee benefits$1,421,0001,507
Premises and equipment expense$335,0001,702
Additional noninterest expense$721,0001,630
Pre-tax net operating income$1,931,0001,118
Securities gains (losses)$76,0001,149
Applicable income taxes$750,0001,000
Income before extraordinary items$1,257,0001,312
Extraordinary gains, net$021
Net income$1,257,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,624
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$804,000111
Net operating income$1,208,3601,281
2002-12-31 (YTD Data)Rank
Total interest income$17,575,0001,756
Total interest expense$3,322,0003,246
Net interest income$14,253,0001,359
Provision for loan and lease losses$624,0002,004
Total noninterest income$3,677,0001,339
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,623,000992
Trading account gains and fees$0153
Additional Noninterest Income$2,054,0001,284
Total noninterest expense$9,697,0001,584
Salaries and employee benefits$5,500,0001,473
Premises and equipment expense$1,291,0001,707
Additional noninterest expense$2,906,0001,626
Pre-tax net operating income$7,609,0001,114
Securities gains (losses)$100,0001,755
Applicable income taxes$2,785,000990
Income before extraordinary items$4,924,0001,280
Extraordinary gains, net$070
Net income$4,924,0001,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,839
Cash dividends$1,838,0001,406
Sale, conversion, retirement of capital stock, net$-326,0009,286
Net operating income$4,860,0001,246
2001-12-31 (YTD Data)Rank
Total interest income$18,755,0001,830
Total interest expense$5,674,0002,809
Net interest income$13,081,0001,359
Provision for loan and lease losses$733,0001,608
Total noninterest income$3,088,0001,448
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,558,000955
Trading account gains and fees$0177
Additional Noninterest Income$1,530,0001,495
Total noninterest expense$9,068,0001,611
Salaries and employee benefits$4,974,0001,515
Premises and equipment expense$1,285,0001,680
Additional noninterest expense$2,809,0001,645
Pre-tax net operating income$6,368,0001,173
Securities gains (losses)$306,000888
Applicable income taxes$2,578,000952
Income before extraordinary items$4,096,0001,333
Extraordinary gains, net$0105
Net income$4,096,0001,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0004,101
Cash dividends$1,469,0001,696
Sale, conversion, retirement of capital stock, net$-301,0009,537
Net operating income$3,900,1601,339
2000-12-31 (YTD Data)Rank
Total interest income$18,436,0001,897
Total interest expense$6,241,0002,680
Net interest income$12,195,0001,438
Provision for loan and lease losses$454,0002,046
Total noninterest income$2,672,0001,496
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,247,0001,089
Trading account gains and fees$0180
Additional Noninterest Income$1,425,0001,436
Total noninterest expense$8,495,0001,640
Salaries and employee benefits$4,527,0001,571
Premises and equipment expense$1,221,0001,705
Additional noninterest expense$2,747,0001,621
Pre-tax net operating income$5,918,0001,254
Securities gains (losses)$01,956
Applicable income taxes$2,261,0001,039
Income before extraordinary items$3,657,0001,448
Extraordinary gains, net$038
Net income$3,657,0001,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,269
Cash dividends$1,627,0001,564
Sale, conversion, retirement of capital stock, net$218,000626
Net operating income$3,657,0001,441
1999-12-31 (YTD Data)Rank
Total interest income$17,024,0001,920
Total interest expense$6,047,0002,436
Net interest income$10,977,0001,579
Provision for loan and lease losses$264,0002,955
Total noninterest income$2,377,0001,631
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,048,0001,254
Trading account gains and fees$0173
Additional Noninterest Income$1,329,0001,517
Total noninterest expense$7,922,0001,740
Salaries and employee benefits$4,282,0001,618
Premises and equipment expense$1,084,0001,890
Additional noninterest expense$2,556,0001,741
Pre-tax net operating income$5,168,0001,465
Securities gains (losses)$03,155
Applicable income taxes$1,828,0001,339
Income before extraordinary items$3,340,0001,600
Extraordinary gains, net$035
Net income$3,340,0001,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$612,0001,031
Cash dividends$1,640,0001,574
Sale, conversion, retirement of capital stock, net$607,000580
Net operating income$3,340,0001,568
1998-12-31 (YTD Data)Rank
Total interest income$17,174,0001,884
Total interest expense$5,917,0002,557
Net interest income$11,257,0001,505
Provision for loan and lease losses$236,0003,164
Total noninterest income$2,200,0001,696
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$934,0001,338
Trading account gains and fees$0224
Additional Noninterest Income$1,266,0001,569
Total noninterest expense$7,232,0001,799
Salaries and employee benefits$3,961,0001,679
Premises and equipment expense$959,0002,034
Additional noninterest expense$2,312,0001,826
Pre-tax net operating income$5,989,0001,257
Securities gains (losses)$20,0002,430
Applicable income taxes$2,078,0001,218
Income before extraordinary items$3,931,0001,353
Extraordinary gains, net$032
Net income$3,931,0001,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,450
Cash dividends$1,520,0001,634
Sale, conversion, retirement of capital stock, net$552,000542
Net operating income$3,918,0001,299
1997-12-31 (YTD Data)Rank
Total interest income$15,405,0002,124
Total interest expense$5,286,0002,832
Net interest income$10,119,0001,725
Provision for loan and lease losses$165,0003,914
Total noninterest income$1,851,0001,886
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$820,0001,586
Trading account gains and fees$0239
Additional Noninterest Income$1,031,0001,701
Total noninterest expense$6,406,0002,014
Salaries and employee benefits$3,413,0001,927
Premises and equipment expense$898,0002,179
Additional noninterest expense$2,095,0002,010
Pre-tax net operating income$5,399,0001,442
Securities gains (losses)$1,0003,559
Applicable income taxes$2,023,0001,316
Income before extraordinary items$3,377,0001,603
Extraordinary gains, net$044
Net income$3,377,0001,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,223
Cash dividends$1,407,0001,696
Sale, conversion, retirement of capital stock, net$528,000533
Net operating income$3,376,3601,562
1996-12-31 (YTD Data)Rank
Total interest income$13,924,0002,400
Total interest expense$5,034,0002,981
Net interest income$8,890,0002,019
Provision for loan and lease losses$134,0004,364
Total noninterest income$1,557,0002,236
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$691,0001,969
Trading account gains and fees$0262
Additional Noninterest Income$866,0001,998
Total noninterest expense$5,517,0002,489
Salaries and employee benefits$2,976,0002,239
Premises and equipment expense$884,0002,247
Additional noninterest expense$1,657,0002,873
Pre-tax net operating income$4,796,0001,507
Securities gains (losses)$12,0002,365
Applicable income taxes$1,660,0001,455
Income before extraordinary items$3,148,0001,580
Extraordinary gains, net$053
Net income$3,148,0001,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,349
Cash dividends$1,079,0002,024
Sale, conversion, retirement of capital stock, net$458,000480
Net operating income$3,140,2001,554
1995-12-31 (YTD Data)Rank
Total interest income$12,728,0002,632
Total interest expense$4,725,0003,177
Net interest income$8,003,0002,250
Provision for loan and lease losses$100,0004,579
Total noninterest income$1,498,0002,284
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$654,0002,076
Trading account gains and fees$0522
Additional Noninterest Income$844,0002,022
Total noninterest expense$5,207,0002,606
Salaries and employee benefits$2,695,0002,479
Premises and equipment expense$767,0002,592
Additional noninterest expense$1,745,0002,689
Pre-tax net operating income$4,194,0001,764
Securities gains (losses)$4,0002,936
Applicable income taxes$1,539,0001,617
Income before extraordinary items$2,659,0001,886
Extraordinary gains, net$065
Net income$2,659,0001,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,213
Cash dividends$1,057,0001,934
Sale, conversion, retirement of capital stock, net$376,000410
Net operating income$2,656,4401,869
1994-12-31 (YTD Data)Rank
Total interest income$10,926,0002,784
Total interest expense$3,656,0003,331
Net interest income$7,270,0002,484
Provision for loan and lease losses$72,0005,248
Total noninterest income$1,324,0002,539
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$659,0002,059
Trading account gains and fees$0475
Additional Noninterest Income$665,0002,419
Total noninterest expense$5,140,0002,702
Salaries and employee benefits$2,572,0002,588
Premises and equipment expense$743,0002,693
Additional noninterest expense$1,825,0002,792
Pre-tax net operating income$3,382,0002,108
Securities gains (losses)$-2,0009,023
Applicable income taxes$1,172,0001,918
Income before extraordinary items$2,208,0002,215
Extraordinary gains, net$0249
Net income$2,208,0002,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,826
Cash dividends$864,0002,150
Sale, conversion, retirement of capital stock, net$329,000613
Net operating income$2,209,3002,234
1993-12-31 (YTD Data)Rank
Total interest income$8,811,0003,489
Total interest expense$3,028,0004,085
Net interest income$5,783,0003,133
Provision for loan and lease losses$40,0007,927
Total noninterest income$870,0003,736
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$567,0002,430
Trading account gains and fees$0532
Additional Noninterest Income$303,0004,437
Total noninterest expense$4,022,0003,474
Salaries and employee benefits$2,049,0003,207
Premises and equipment expense$642,0003,123
Additional noninterest expense$1,331,0003,861
Pre-tax net operating income$2,591,0002,630
Securities gains (losses)$193,0001,738
Applicable income taxes$871,0002,581
Income before extraordinary items$1,913,0002,631
Extraordinary gains, net$21,0002,682
Net income$1,934,0002,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0005,636
Cash dividends$706,0002,353
Sale, conversion, retirement of capital stock, net$200,000774
Net operating income$1,779,8302,644
1992-12-31 (YTD Data)Rank
Total interest income$8,884,0003,900
Total interest expense$3,500,0004,542
Net interest income$5,384,0003,387
Provision for loan and lease losses$40,0009,471
Total noninterest income$798,0003,982
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$547,0002,518
Trading account gains and feesNANA
Additional Noninterest Income$251,0004,947
Total noninterest expense$3,632,0003,810
Salaries and employee benefits$1,823,0003,507
Premises and equipment expense$598,0003,365
Additional noninterest expense$1,211,0004,309
Pre-tax net operating income$2,510,0002,481
Securities gains (losses)$21,0005,524
Applicable income taxes$922,0002,267
Income before extraordinary items$1,609,0002,858
Extraordinary gains, net$01,422
Net income$1,609,0002,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0008,392
Cash dividends$571,0002,509
Sale, conversion, retirement of capital stock, net$78,000871
Net operating income$1,595,5602,660

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.