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Citizens Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$73,656,000673
Total interest expense$23,220,000711
Net interest income$50,436,000663
Provision for loan and lease losses$1,124,000776
Total noninterest income$18,839,000476
Gross Fiduciary activities income$36,000793
Service charges on deposit accounts$851,0001,135
Trading account gains and feesNANA
Additional Noninterest Income$17,952,000358
Total noninterest expense$39,973,000688
Salaries and employee benefits$26,151,000596
Premises and equipment expense$5,027,000546
Additional noninterest expense$17,952,000358
Pre-tax net operating income$28,178,000530
Securities gains (losses)$34,000499
Applicable income taxes$676,0001,704
Income before extraordinary items$27,536,000456
Extraordinary gains, net$054
Net income$24,878,000503
Minority interest net income$2,658,00017
Net income of bank and minority interests.$27,536,000457
Net charge-offs$1,963,000388
Cash dividends$12,741,000417
Sale, conversion, retirement of capital stock, net$0540
Net operating income$27,502,680467
2023-09-30 (YTD Data)Rank
Total interest income$54,541,000674
Total interest expense$16,365,000702
Net interest income$38,176,000671
Provision for loan and lease losses$950,000676
Total noninterest income$15,723,000438
Gross Fiduciary activities income$17,000806
Service charges on deposit accounts$644,0001,116
Trading account gains and feesNANA
Additional Noninterest Income$15,062,000329
Total noninterest expense$30,107,000689
Salaries and employee benefits$19,835,000592
Premises and equipment expense$3,742,000556
Additional noninterest expense$15,062,000329
Pre-tax net operating income$22,842,000515
Securities gains (losses)$-70,0003,908
Applicable income taxes$751,0001,476
Income before extraordinary items$22,021,000451
Extraordinary gains, net$052
Net income$19,563,000497
Minority interest net income$2,458,00018
Net income of bank and minority interests.$22,021,000451
Net charge-offs$1,193,000374
Cash dividends$6,002,000527
Sale, conversion, retirement of capital stock, net$0507
Net operating income$22,088,900458
2023-06-30 (YTD Data)Rank
Total interest income$36,126,000661
Total interest expense$10,752,000655
Net interest income$25,374,000675
Provision for loan and lease losses$764,000598
Total noninterest income$10,744,000421
Gross Fiduciary activities income$0931
Service charges on deposit accounts$435,0001,090
Trading account gains and feesNANA
Additional Noninterest Income$10,309,000311
Total noninterest expense$19,870,000684
Salaries and employee benefits$13,360,000574
Premises and equipment expense$2,470,000553
Additional noninterest expense$10,309,000311
Pre-tax net operating income$15,484,000507
Securities gains (losses)$-1,0003,583
Applicable income taxes$618,0001,350
Income before extraordinary items$14,865,000444
Extraordinary gains, net$051
Net income$13,099,000498
Minority interest net income$1,766,00020
Net income of bank and minority interests.$14,865,000443
Net charge-offs$957,000315
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$14,865,960450
2023-03-31 (YTD Data)Rank
Total interest income$17,491,000673
Total interest expense$4,571,000661
Net interest income$12,920,000673
Provision for loan and lease losses$66,0001,531
Total noninterest income$5,157,000437
Gross Fiduciary activities income$0913
Service charges on deposit accounts$219,0001,101
Trading account gains and feesNANA
Additional Noninterest Income$4,938,000323
Total noninterest expense$9,956,000690
Salaries and employee benefits$6,525,000607
Premises and equipment expense$1,189,000592
Additional noninterest expense$4,938,000323
Pre-tax net operating income$8,055,000502
Securities gains (losses)$32,000345
Applicable income taxes$320,0001,331
Income before extraordinary items$7,767,000442
Extraordinary gains, net$04
Net income$7,083,000474
Minority interest net income$684,00012
Net income of bank and minority interests.$7,767,000443
Net charge-offs$135,000524
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,736,280451
2022-12-31 (YTD Data)Rank
Total interest income$54,960,000682
Total interest expense$5,779,000712
Net interest income$49,181,000681
Provision for loan and lease losses$-1,280,0004,630
Total noninterest income$23,506,000423
Gross Fiduciary activities income$35,000828
Service charges on deposit accounts$918,0001,078
Trading account gains and feesNANA
Additional Noninterest Income$22,553,000313
Total noninterest expense$39,419,000680
Salaries and employee benefits$25,787,000592
Premises and equipment expense$4,605,000594
Additional noninterest expense$22,553,000313
Pre-tax net operating income$34,548,000508
Securities gains (losses)$-231,0004,141
Applicable income taxes$1,129,0001,460
Income before extraordinary items$33,188,000428
Extraordinary gains, net$05
Net income$30,698,000456
Minority interest net income$2,490,00013
Net income of bank and minority interests.$33,188,000429
Net charge-offs$964,000428
Cash dividends$16,159,000331
Sale, conversion, retirement of capital stock, net$0568
Net operating income$33,412,070435
2022-09-30 (YTD Data)Rank
Total interest income$38,311,000697
Total interest expense$2,726,000790
Net interest income$35,585,000691
Provision for loan and lease losses$-1,363,0004,670
Total noninterest income$19,530,000400
Gross Fiduciary activities income$19,000836
Service charges on deposit accounts$692,0001,091
Trading account gains and feesNANA
Additional Noninterest Income$18,819,000304
Total noninterest expense$29,455,000678
Salaries and employee benefits$19,371,000595
Premises and equipment expense$3,462,000595
Additional noninterest expense$18,819,000304
Pre-tax net operating income$27,023,000485
Securities gains (losses)$-276,0004,400
Applicable income taxes$1,110,0001,273
Income before extraordinary items$25,637,000416
Extraordinary gains, net$04
Net income$23,695,000444
Minority interest net income$1,942,00013
Net income of bank and minority interests.$25,637,000416
Net charge-offs$288,000583
Cash dividends$12,110,000304
Sale, conversion, retirement of capital stock, net$0519
Net operating income$25,901,960420
2022-06-30 (YTD Data)Rank
Total interest income$23,774,000714
Total interest expense$1,426,000802
Net interest income$22,348,000709
Provision for loan and lease losses$-1,406,0004,688
Total noninterest income$13,297,000390
Gross Fiduciary activities income$2,000874
Service charges on deposit accounts$446,0001,105
Trading account gains and feesNANA
Additional Noninterest Income$12,849,000307
Total noninterest expense$19,733,000662
Salaries and employee benefits$13,048,000577
Premises and equipment expense$2,311,000589
Additional noninterest expense$4,374,000855
Pre-tax net operating income$17,318,000473
Securities gains (losses)$-172,0004,444
Applicable income taxes$713,0001,227
Income before extraordinary items$16,433,000416
Extraordinary gains, net$04
Net income$15,233,000434
Minority interest net income$1,200,00013
Net income of bank and minority interests.$16,433,000416
Net charge-offs$214,000515
Cash dividends$7,047,000344
Sale, conversion, retirement of capital stock, net$0494
Net operating income$16,598,120423
2022-03-31 (YTD Data)Rank
Total interest income$11,377,000719
Total interest expense$703,000779
Net interest income$10,674,000720
Provision for loan and lease losses$02,285
Total noninterest income$6,922,000393
Gross Fiduciary activities income$1,000862
Service charges on deposit accounts$216,0001,121
Trading account gains and feesNANA
Additional Noninterest Income$6,705,000318
Total noninterest expense$9,709,000676
Salaries and employee benefits$6,360,000594
Premises and equipment expense$1,174,000584
Additional noninterest expense$2,175,000857
Pre-tax net operating income$7,887,000496
Securities gains (losses)$-115,0004,549
Applicable income taxes$270,0001,398
Income before extraordinary items$7,502,000438
Extraordinary gains, net$04
Net income$6,506,000487
Minority interest net income$996,00011
Net income of bank and minority interests.$7,502,000438
Net charge-offs$5,0001,366
Cash dividends$2,997,000374
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,613,550442
2021-12-31 (YTD Data)Rank
Total interest income$48,678,000698
Total interest expense$3,523,000774
Net interest income$45,155,000687
Provision for loan and lease losses$-718,0004,486
Total noninterest income$25,580,000438
Gross Fiduciary activities income$40,000781
Service charges on deposit accounts$822,0001,120
Trading account gains and feesNANA
Additional Noninterest Income$24,718,000362
Total noninterest expense$37,472,000688
Salaries and employee benefits$24,291,000611
Premises and equipment expense$4,302,000618
Additional noninterest expense$8,879,000859
Pre-tax net operating income$33,981,000498
Securities gains (losses)$502,000360
Applicable income taxes$1,273,0001,443
Income before extraordinary items$33,210,000448
Extraordinary gains, net$010
Net income$28,657,000491
Minority interest net income$4,553,00012
Net income of bank and minority interests.$33,210,000449
Net charge-offs$44,0001,722
Cash dividends$14,418,000375
Sale, conversion, retirement of capital stock, net$0582
Net operating income$32,728,080443
2021-09-30 (YTD Data)Rank
Total interest income$37,099,000705
Total interest expense$2,739,000804
Net interest income$34,360,000692
Provision for loan and lease losses$720,000608
Total noninterest income$18,755,000450
Gross Fiduciary activities income$21,000795
Service charges on deposit accounts$605,0001,128
Trading account gains and feesNANA
Additional Noninterest Income$18,129,000377
Total noninterest expense$27,490,000708
Salaries and employee benefits$17,929,000620
Premises and equipment expense$3,144,000643
Additional noninterest expense$6,417,000881
Pre-tax net operating income$24,905,000524
Securities gains (losses)$110,000764
Applicable income taxes$960,0001,492
Income before extraordinary items$24,055,000463
Extraordinary gains, net$08
Net income$21,277,000504
Minority interest net income$2,778,00014
Net income of bank and minority interests.$24,055,000463
Net charge-offs$-340,0004,769
Cash dividends$9,315,000401
Sale, conversion, retirement of capital stock, net$0543
Net operating income$23,949,400457
2021-06-30 (YTD Data)Rank
Total interest income$24,179,000711
Total interest expense$1,905,000809
Net interest income$22,274,000701
Provision for loan and lease losses$660,000463
Total noninterest income$13,192,000437
Gross Fiduciary activities income$2,000890
Service charges on deposit accounts$388,0001,126
Trading account gains and feesNANA
Additional Noninterest Income$12,802,000363
Total noninterest expense$18,102,000713
Salaries and employee benefits$11,927,000621
Premises and equipment expense$2,082,000648
Additional noninterest expense$4,093,000911
Pre-tax net operating income$16,704,000512
Securities gains (losses)$10,0001,415
Applicable income taxes$660,0001,461
Income before extraordinary items$16,054,000468
Extraordinary gains, net$06
Net income$14,282,000503
Minority interest net income$1,772,00014
Net income of bank and minority interests.$16,054,000468
Net charge-offs$-217,0004,763
Cash dividends$5,913,000405
Sale, conversion, retirement of capital stock, net$0517
Net operating income$16,044,400460
2021-03-31 (YTD Data)Rank
Total interest income$11,711,000727
Total interest expense$1,015,000800
Net interest income$10,696,000713
Provision for loan and lease losses$660,000277
Total noninterest income$5,256,000524
Gross Fiduciary activities income$1,000885
Service charges on deposit accounts$201,0001,082
Trading account gains and feesNANA
Additional Noninterest Income$5,054,000445
Total noninterest expense$8,291,000765
Salaries and employee benefits$5,439,000670
Premises and equipment expense$1,088,000626
Additional noninterest expense$1,764,000998
Pre-tax net operating income$7,001,000591
Securities gains (losses)$-21,0004,742
Applicable income taxes$250,0001,643
Income before extraordinary items$6,730,000527
Extraordinary gains, net$03
Net income$6,226,000558
Minority interest net income$504,00020
Net income of bank and minority interests.$6,730,000527
Net charge-offs$-17,0004,270
Cash dividends$2,511,000392
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,750,160512
2020-12-31 (YTD Data)Rank
Total interest income$45,149,000743
Total interest expense$6,203,000774
Net interest income$38,946,000743
Provision for loan and lease losses$5,537,000525
Total noninterest income$19,072,000515
Gross Fiduciary activities income$39,000797
Service charges on deposit accounts$926,0001,016
Trading account gains and feesNANA
Additional Noninterest Income$18,107,000432
Total noninterest expense$34,285,000728
Salaries and employee benefits$21,637,000658
Premises and equipment expense$4,102,000641
Additional noninterest expense$8,546,000839
Pre-tax net operating income$18,196,000639
Securities gains (losses)$464,000630
Applicable income taxes$444,0002,031
Income before extraordinary items$18,216,000563
Extraordinary gains, net$04
Net income$15,724,000639
Minority interest net income$2,492,00017
Net income of bank and minority interests.$18,216,000563
Net charge-offs$1,670,000468
Cash dividends$9,396,000481
Sale, conversion, retirement of capital stock, net$0566
Net operating income$17,761,280555
2020-09-30 (YTD Data)Rank
Total interest income$33,872,000740
Total interest expense$4,933,000782
Net interest income$28,939,000737
Provision for loan and lease losses$4,914,000500
Total noninterest income$13,585,000504
Gross Fiduciary activities income$20,000809
Service charges on deposit accounts$684,0001,024
Trading account gains and feesNANA
Additional Noninterest Income$12,881,000429
Total noninterest expense$25,313,000732
Salaries and employee benefits$16,054,000654
Premises and equipment expense$3,067,000629
Additional noninterest expense$6,192,000844
Pre-tax net operating income$12,297,000664
Securities gains (losses)$197,000897
Applicable income taxes$355,0001,968
Income before extraordinary items$12,139,000594
Extraordinary gains, net$04
Net income$10,578,000672
Minority interest net income$1,561,00018
Net income of bank and minority interests.$12,139,000594
Net charge-offs$582,000685
Cash dividends$4,698,000593
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,947,910579
2020-06-30 (YTD Data)Rank
Total interest income$22,755,000739
Total interest expense$3,482,000798
Net interest income$19,273,000732
Provision for loan and lease losses$3,380,000519
Total noninterest income$6,067,000645
Gross Fiduciary activities income$2,000908
Service charges on deposit accounts$453,0001,046
Trading account gains and feesNANA
Additional Noninterest Income$5,612,000530
Total noninterest expense$16,550,000736
Salaries and employee benefits$10,568,000660
Premises and equipment expense$2,101,000610
Additional noninterest expense$3,881,000872
Pre-tax net operating income$5,410,000892
Securities gains (losses)$126,000901
Applicable income taxes$-50,0004,905
Income before extraordinary items$5,586,000758
Extraordinary gains, net$04
Net income$4,738,000894
Minority interest net income$848,00020
Net income of bank and minority interests.$5,586,000758
Net charge-offs$491,000599
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,460,000752
2020-03-31 (YTD Data)Rank
Total interest income$10,359,000822
Total interest expense$1,911,000824
Net interest income$8,448,000817
Provision for loan and lease losses$1,806,000431
Total noninterest income$2,373,000733
Gross Fiduciary activities income$2,000874
Service charges on deposit accounts$292,000971
Trading account gains and feesNANA
Additional Noninterest Income$2,079,000586
Total noninterest expense$7,725,000780
Salaries and employee benefits$4,620,000759
Premises and equipment expense$993,000646
Additional noninterest expense$2,112,000820
Pre-tax net operating income$1,290,0001,492
Securities gains (losses)$35,000961
Applicable income taxes$-78,0004,941
Income before extraordinary items$1,403,0001,253
Extraordinary gains, net$04
Net income$1,037,0001,611
Minority interest net income$366,00020
Net income of bank and minority interests.$1,403,0001,253
Net charge-offs$294,000502
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,368,0001,261
2019-12-31 (YTD Data)Rank
Total interest income$43,593,000779
Total interest expense$8,891,000753
Net interest income$34,702,000785
Provision for loan and lease losses$2,387,000464
Total noninterest income$17,145,000475
Gross Fiduciary activities income$37,000823
Service charges on deposit accounts$1,183,000990
Trading account gains and feesNANA
Additional Noninterest Income$15,925,000380
Total noninterest expense$31,551,000745
Salaries and employee benefits$19,129,000704
Premises and equipment expense$4,132,000613
Additional noninterest expense$8,290,000830
Pre-tax net operating income$17,909,000659
Securities gains (losses)$187,000660
Applicable income taxes$460,0002,059
Income before extraordinary items$17,636,000590
Extraordinary gains, net$011
Net income$15,939,000644
Minority interest net income$1,697,00019
Net income of bank and minority interests.$17,636,000591
Net charge-offs$2,033,000408
Cash dividends$9,842,000487
Sale, conversion, retirement of capital stock, net$0626
Net operating income$17,454,610582
2019-09-30 (YTD Data)Rank
Total interest income$32,973,000777
Total interest expense$6,905,000747
Net interest income$26,068,000786
Provision for loan and lease losses$1,056,000658
Total noninterest income$14,321,000442
Gross Fiduciary activities income$20,000838
Service charges on deposit accounts$887,000989
Trading account gains and feesNANA
Additional Noninterest Income$13,414,000349
Total noninterest expense$23,868,000741
Salaries and employee benefits$14,342,000700
Premises and equipment expense$3,082,000620
Additional noninterest expense$6,444,000793
Pre-tax net operating income$15,465,000605
Securities gains (losses)$184,000550
Applicable income taxes$746,0001,475
Income before extraordinary items$14,903,000552
Extraordinary gains, net$011
Net income$13,228,000596
Minority interest net income$1,675,00019
Net income of bank and minority interests.$14,903,000552
Net charge-offs$590,000685
Cash dividends$5,994,000540
Sale, conversion, retirement of capital stock, net$0590
Net operating income$14,728,200547
2019-06-30 (YTD Data)Rank
Total interest income$21,917,000779
Total interest expense$4,590,000733
Net interest income$17,327,000787
Provision for loan and lease losses$617,000707
Total noninterest income$9,249,000446
Gross Fiduciary activities income$1,000961
Service charges on deposit accounts$591,000971
Trading account gains and fees$0131
Additional Noninterest Income$8,657,000348
Total noninterest expense$15,612,000751
Salaries and employee benefits$9,356,000711
Premises and equipment expense$1,999,000639
Additional noninterest expense$4,257,000813
Pre-tax net operating income$10,347,000583
Securities gains (losses)$119,000494
Applicable income taxes$525,0001,413
Income before extraordinary items$9,941,000537
Extraordinary gains, net$011
Net income$8,963,000579
Minority interest net income$978,00021
Net income of bank and minority interests.$9,941,000537
Net charge-offs$354,000705
Cash dividends$3,564,000571
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,827,950529
2019-03-31 (YTD Data)Rank
Total interest income$10,644,000797
Total interest expense$2,140,000758
Net interest income$8,504,000799
Provision for loan and lease losses$203,000928
Total noninterest income$3,812,000497
Gross Fiduciary activities income$1,000931
Service charges on deposit accounts$296,000965
Trading account gains and fees$0126
Additional Noninterest Income$3,515,000386
Total noninterest expense$7,521,000764
Salaries and employee benefits$4,548,000727
Premises and equipment expense$992,000652
Additional noninterest expense$1,981,000842
Pre-tax net operating income$4,592,000628
Securities gains (losses)$33,000474
Applicable income taxes$233,0001,459
Income before extraordinary items$4,392,000579
Extraordinary gains, net$05
Net income$4,106,000602
Minority interest net income$286,00022
Net income of bank and minority interests.$4,392,000578
Net charge-offs$132,000779
Cash dividends$1,620,000590
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,360,650566
2018-12-31 (YTD Data)Rank
Total interest income$39,722,000795
Total interest expense$6,047,000790
Net interest income$33,675,000794
Provision for loan and lease losses$981,000897
Total noninterest income$14,025,000538
Gross Fiduciary activities income$37,000861
Service charges on deposit accounts$1,199,000991
Trading account gains and fees$0126
Additional Noninterest Income$12,789,000426
Total noninterest expense$29,151,000767
Salaries and employee benefits$17,670,000719
Premises and equipment expense$4,002,000626
Additional noninterest expense$7,479,000889
Pre-tax net operating income$17,568,000655
Securities gains (losses)$44,000440
Applicable income taxes$566,0001,874
Income before extraordinary items$17,046,000576
Extraordinary gains, net$06
Net income$15,479,000629
Minority interest net income$1,567,00022
Net income of bank and minority interests.$17,046,000575
Net charge-offs$328,0001,257
Cash dividends$7,574,000527
Sale, conversion, retirement of capital stock, net$0671
Net operating income$17,003,320578
2018-09-30 (YTD Data)Rank
Total interest income$29,326,000794
Total interest expense$4,219,000797
Net interest income$25,107,000787
Provision for loan and lease losses$795,000783
Total noninterest income$11,053,000517
Gross Fiduciary activities income$6,000948
Service charges on deposit accounts$905,000983
Trading account gains and fees$0138
Additional Noninterest Income$10,142,000414
Total noninterest expense$21,980,000763
Salaries and employee benefits$13,227,000721
Premises and equipment expense$2,966,000633
Additional noninterest expense$5,787,000856
Pre-tax net operating income$13,385,000649
Securities gains (losses)$45,000437
Applicable income taxes$710,0001,483
Income before extraordinary items$12,720,000584
Extraordinary gains, net$05
Net income$11,275,000638
Minority interest net income$1,445,00020
Net income of bank and minority interests.$12,720,000583
Net charge-offs$72,0001,964
Cash dividends$5,103,000520
Sale, conversion, retirement of capital stock, net$0633
Net operating income$12,677,250583
2018-06-30 (YTD Data)Rank
Total interest income$19,186,000792
Total interest expense$2,544,000819
Net interest income$16,642,000785
Provision for loan and lease losses$711,000614
Total noninterest income$6,930,000548
Gross Fiduciary activities income$2,000976
Service charges on deposit accounts$600,000991
Trading account gains and fees$0130
Additional Noninterest Income$6,328,000434
Total noninterest expense$14,457,000773
Salaries and employee benefits$8,803,000725
Premises and equipment expense$1,984,000639
Additional noninterest expense$3,670,000893
Pre-tax net operating income$8,404,000680
Securities gains (losses)$0961
Applicable income taxes$451,0001,501
Income before extraordinary items$7,953,000605
Extraordinary gains, net$06
Net income$6,957,000690
Minority interest net income$996,00023
Net income of bank and minority interests.$7,953,000604
Net charge-offs$-17,0004,696
Cash dividends$3,078,000554
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,953,000605
2018-03-31 (YTD Data)Rank
Total interest income$9,209,000821
Total interest expense$1,130,000851
Net interest income$8,079,000809
Provision for loan and lease losses$361,000605
Total noninterest income$3,212,000574
Gross Fiduciary activities income$1,000957
Service charges on deposit accounts$311,000957
Trading account gains and fees$0123
Additional Noninterest Income$2,900,000449
Total noninterest expense$7,056,000794
Salaries and employee benefits$4,323,000746
Premises and equipment expense$976,000656
Additional noninterest expense$1,757,000924
Pre-tax net operating income$3,874,000701
Securities gains (losses)$0735
Applicable income taxes$213,0001,520
Income before extraordinary items$3,661,000645
Extraordinary gains, net$07
Net income$3,375,000690
Minority interest net income$286,00024
Net income of bank and minority interests.$3,661,000645
Net charge-offs$-9,0004,705
Cash dividends$1,782,000471
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,661,000641
2017-12-31 (YTD Data)Rank
Total interest income$37,209,000768
Total interest expense$3,495,000937
Net interest income$33,714,000746
Provision for loan and lease losses$1,706,000586
Total noninterest income$12,998,000575
Gross Fiduciary activities income$36,000876
Service charges on deposit accounts$1,265,000958
Trading account gains and fees$0151
Additional Noninterest Income$11,697,000472
Total noninterest expense$28,139,000773
Salaries and employee benefits$15,795,000779
Premises and equipment expense$3,685,000685
Additional noninterest expense$8,659,000776
Pre-tax net operating income$16,867,000628
Securities gains (losses)$129,000533
Applicable income taxes$1,055,0001,825
Income before extraordinary items$15,941,000494
Extraordinary gains, net$09
Net income$14,626,000536
Minority interest net income$1,315,00023
Net income of bank and minority interests.$15,941,000494
Net charge-offs$278,0001,544
Cash dividends$6,480,000533
Sale, conversion, retirement of capital stock, net$0711
Net operating income$15,819,740494
2017-09-30 (YTD Data)Rank
Total interest income$27,971,000767
Total interest expense$2,555,000945
Net interest income$25,416,000746
Provision for loan and lease losses$1,011,000684
Total noninterest income$9,199,000600
Gross Fiduciary activities income$2,0001,029
Service charges on deposit accounts$929,000982
Trading account gains and fees$0145
Additional Noninterest Income$8,268,000485
Total noninterest expense$20,278,000811
Salaries and employee benefits$11,322,000813
Premises and equipment expense$2,728,000700
Additional noninterest expense$6,228,000792
Pre-tax net operating income$13,326,000612
Securities gains (losses)$130,000488
Applicable income taxes$722,0001,760
Income before extraordinary items$12,734,000507
Extraordinary gains, net$09
Net income$11,689,000545
Minority interest net income$1,045,00023
Net income of bank and minority interests.$12,734,000507
Net charge-offs$-104,0005,351
Cash dividends$2,916,000788
Sale, conversion, retirement of capital stock, net$0677
Net operating income$12,610,500504
2017-06-30 (YTD Data)Rank
Total interest income$18,387,000772
Total interest expense$1,513,0001,029
Net interest income$16,874,000745
Provision for loan and lease losses$632,000723
Total noninterest income$6,431,000584
Gross Fiduciary activities income$1,0001,033
Service charges on deposit accounts$615,000979
Trading account gains and fees$0139
Additional Noninterest Income$5,815,000472
Total noninterest expense$13,510,000811
Salaries and employee benefits$7,426,000823
Premises and equipment expense$1,828,000688
Additional noninterest expense$4,256,000775
Pre-tax net operating income$9,163,000588
Securities gains (losses)$44,000690
Applicable income taxes$494,0001,709
Income before extraordinary items$8,713,000488
Extraordinary gains, net$011
Net income$7,887,000531
Minority interest net income$826,00023
Net income of bank and minority interests.$8,713,000488
Net charge-offs$-303,0005,664
Cash dividends$1,864,000815
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,671,200484
2017-03-31 (YTD Data)Rank
Total interest income$8,896,000791
Total interest expense$753,0001,014
Net interest income$8,143,000769
Provision for loan and lease losses$152,0001,104
Total noninterest income$2,871,000618
Gross Fiduciary activities income$1,000986
Service charges on deposit accounts$304,000984
Trading account gains and fees$0142
Additional Noninterest Income$2,566,000502
Total noninterest expense$6,606,000831
Salaries and employee benefits$3,724,000828
Premises and equipment expense$912,000702
Additional noninterest expense$1,970,000827
Pre-tax net operating income$4,256,000605
Securities gains (losses)$01,153
Applicable income taxes$212,0001,811
Income before extraordinary items$4,044,000512
Extraordinary gains, net$08
Net income$3,706,000558
Minority interest net income$338,00023
Net income of bank and minority interests.$4,044,000512
Net charge-offs$117,000839
Cash dividends$891,000811
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,044,000500
2016-12-31 (YTD Data)Rank
Total interest income$27,757,000983
Total interest expense$2,306,0001,258
Net interest income$25,451,000946
Provision for loan and lease losses$1,177,000798
Total noninterest income$8,581,000778
Gross Fiduciary activities income$33,000917
Service charges on deposit accounts$1,102,0001,107
Trading account gains and fees$0170
Additional Noninterest Income$7,446,000638
Total noninterest expense$21,711,000983
Salaries and employee benefits$11,845,000991
Premises and equipment expense$3,053,000817
Additional noninterest expense$6,813,000962
Pre-tax net operating income$11,144,000848
Securities gains (losses)$260,000731
Applicable income taxes$679,0001,992
Income before extraordinary items$10,725,000717
Extraordinary gains, net$05
Net income$10,396,000737
Minority interest net income$329,00033
Net income of bank and minority interests.$10,725,000716
Net charge-offs$680,000877
Cash dividends$5,265,000634
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,480,600720
2016-09-30 (YTD Data)Rank
Total interest income$20,206,0001,008
Total interest expense$1,652,0001,298
Net interest income$18,554,000980
Provision for loan and lease losses$1,017,000676
Total noninterest income$6,468,000775
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$811,0001,117
Trading account gains and fees$0169
Additional Noninterest Income$5,657,000624
Total noninterest expense$15,519,0001,019
Salaries and employee benefits$8,671,0001,010
Premises and equipment expense$2,247,000830
Additional noninterest expense$4,601,0001,072
Pre-tax net operating income$8,486,000830
Securities gains (losses)$204,000789
Applicable income taxes$482,0002,086
Income before extraordinary items$8,208,000709
Extraordinary gains, net$05
Net income$7,918,000722
Minority interest net income$290,00033
Net income of bank and minority interests.$8,208,000709
Net charge-offs$702,000621
Cash dividends$3,483,000682
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,016,240706
2016-06-30 (YTD Data)Rank
Total interest income$13,137,0001,031
Total interest expense$1,076,0001,326
Net interest income$12,061,0001,004
Provision for loan and lease losses$254,0001,395
Total noninterest income$3,981,000819
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$531,0001,128
Trading account gains and fees$0157
Additional Noninterest Income$3,450,000662
Total noninterest expense$9,999,0001,046
Salaries and employee benefits$5,713,0001,023
Premises and equipment expense$1,514,000827
Additional noninterest expense$2,772,0001,174
Pre-tax net operating income$5,789,000811
Securities gains (losses)$102,000946
Applicable income taxes$348,0002,000
Income before extraordinary items$5,543,000685
Extraordinary gains, net$016
Net income$5,504,000688
Minority interest net income$39,00048
Net income of bank and minority interests.$5,543,000684
Net charge-offs$37,0002,372
Cash dividends$2,268,000685
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,447,120679
2016-03-31 (YTD Data)Rank
Total interest income$6,427,0001,045
Total interest expense$527,0001,347
Net interest income$5,900,0001,019
Provision for loan and lease losses$97,0001,560
Total noninterest income$1,530,000946
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$263,0001,134
Trading account gains and fees$0142
Additional Noninterest Income$1,267,000795
Total noninterest expense$4,900,0001,070
Salaries and employee benefits$2,774,0001,062
Premises and equipment expense$751,000839
Additional noninterest expense$1,375,0001,169
Pre-tax net operating income$2,433,000929
Securities gains (losses)$95,000556
Applicable income taxes$162,0002,033
Income before extraordinary items$2,366,000782
Extraordinary gains, net$012
Net income$2,521,000724
Minority interest net income$-155,0006,119
Net income of bank and minority interests.$2,366,000782
Net charge-offs$9,0002,377
Cash dividends$1,053,000701
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,276,700778
2015-12-31 (YTD Data)Rank
Total interest income$24,250,0001,069
Total interest expense$1,868,0001,476
Net interest income$22,382,0001,028
Provision for loan and lease losses$303,0001,885
Total noninterest income$4,637,0001,185
Gross Fiduciary activities income$34,000938
Service charges on deposit accounts$1,197,0001,052
Trading account gains and fees$0159
Additional Noninterest Income$3,406,0001,067
Total noninterest expense$18,462,0001,101
Salaries and employee benefits$10,145,0001,105
Premises and equipment expense$3,043,000816
Additional noninterest expense$5,274,0001,214
Pre-tax net operating income$8,254,0001,043
Securities gains (losses)$319,000522
Applicable income taxes$466,0002,287
Income before extraordinary items$8,107,000876
Extraordinary gains, net$023
Net income$8,507,000841
Minority interest net income$-400,0006,180
Net income of bank and minority interests.$8,107,000876
Net charge-offs$584,0001,035
Cash dividends$8,221,000441
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,803,950891
2015-09-30 (YTD Data)Rank
Total interest income$18,178,0001,078
Total interest expense$1,396,0001,500
Net interest income$16,782,0001,033
Provision for loan and lease losses$203,0001,941
Total noninterest income$3,079,0001,305
Gross Fiduciary activities income$17,000959
Service charges on deposit accounts$905,0001,037
Trading account gains and fees$0153
Additional Noninterest Income$2,157,0001,214
Total noninterest expense$13,080,0001,161
Salaries and employee benefits$7,201,0001,177
Premises and equipment expense$2,255,000836
Additional noninterest expense$3,624,0001,300
Pre-tax net operating income$6,578,0001,015
Securities gains (losses)$236,000566
Applicable income taxes$437,0002,124
Income before extraordinary items$6,377,000847
Extraordinary gains, net$021
Net income$6,704,000809
Minority interest net income$-327,0006,268
Net income of bank and minority interests.$6,377,000847
Net charge-offs$554,000799
Cash dividends$3,767,000607
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,155,160850
2015-06-30 (YTD Data)Rank
Total interest income$12,212,0001,068
Total interest expense$927,0001,501
Net interest income$11,285,0001,021
Provision for loan and lease losses$83,0002,450
Total noninterest income$2,404,0001,175
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$603,0001,011
Trading account gains and fees$0157
Additional Noninterest Income$1,801,0001,044
Total noninterest expense$8,164,0001,238
Salaries and employee benefits$4,393,0001,270
Premises and equipment expense$1,475,000844
Additional noninterest expense$2,296,0001,362
Pre-tax net operating income$5,442,000830
Securities gains (losses)$135,000689
Applicable income taxes$344,0001,992
Income before extraordinary items$5,233,000707
Extraordinary gains, net$022
Net income$5,233,000705
Minority interest net income$075
Net income of bank and minority interests.$5,233,000707
Net charge-offs$444,000695
Cash dividends$2,511,000587
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,106,100697
2015-03-31 (YTD Data)Rank
Total interest income$6,022,0001,076
Total interest expense$467,0001,488
Net interest income$5,555,0001,037
Provision for loan and lease losses$26,0002,672
Total noninterest income$1,169,0001,155
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$300,0001,001
Trading account gains and fees$0152
Additional Noninterest Income$869,0001,032
Total noninterest expense$4,156,0001,222
Salaries and employee benefits$2,246,0001,251
Premises and equipment expense$735,000855
Additional noninterest expense$1,175,0001,319
Pre-tax net operating income$2,542,000852
Securities gains (losses)$135,000476
Applicable income taxes$161,0002,031
Income before extraordinary items$2,516,000707
Extraordinary gains, net$013
Net income$2,516,000704
Minority interest net income$064
Net income of bank and minority interests.$2,516,000707
Net charge-offs$420,000411
Cash dividends$1,255,000541
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,389,100714
2014-12-31 (YTD Data)Rank
Total interest income$24,351,0001,052
Total interest expense$2,021,0001,464
Net interest income$22,330,0001,007
Provision for loan and lease losses$-428,0006,233
Total noninterest income$4,441,0001,190
Gross Fiduciary activities income$33,000970
Service charges on deposit accounts$1,346,000987
Trading account gains and fees$0180
Additional Noninterest Income$3,062,0001,089
Total noninterest expense$16,236,0001,223
Salaries and employee benefits$8,794,0001,233
Premises and equipment expense$3,002,000822
Additional noninterest expense$4,440,0001,433
Pre-tax net operating income$10,963,000762
Securities gains (losses)$131,0001,067
Applicable income taxes$683,0001,917
Income before extraordinary items$10,411,000656
Extraordinary gains, net$017
Net income$10,411,000655
Minority interest net income$084
Net income of bank and minority interests.$10,411,000656
Net charge-offs$953,000938
Cash dividends$9,599,000348
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,287,860651
2014-09-30 (YTD Data)Rank
Total interest income$18,315,0001,059
Total interest expense$1,521,0001,479
Net interest income$16,794,0001,010
Provision for loan and lease losses$36,0003,636
Total noninterest income$3,299,0001,199
Gross Fiduciary activities income$6,0001,067
Service charges on deposit accounts$1,009,000992
Trading account gains and fees$0174
Additional Noninterest Income$2,284,0001,095
Total noninterest expense$11,988,0001,250
Salaries and employee benefits$6,636,0001,219
Premises and equipment expense$2,200,000840
Additional noninterest expense$3,152,0001,504
Pre-tax net operating income$8,069,000781
Securities gains (losses)$110,000935
Applicable income taxes$514,0001,955
Income before extraordinary items$7,665,000667
Extraordinary gains, net$015
Net income$7,665,000664
Minority interest net income$081
Net income of bank and minority interests.$7,665,000665
Net charge-offs$289,0001,636
Cash dividends$3,766,000558
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,561,600663
2014-06-30 (YTD Data)Rank
Total interest income$12,156,0001,050
Total interest expense$1,019,0001,467
Net interest income$11,137,0001,003
Provision for loan and lease losses$21,0003,608
Total noninterest income$2,106,0001,237
Gross Fiduciary activities income$5,0001,057
Service charges on deposit accounts$671,000981
Trading account gains and fees$0172
Additional Noninterest Income$1,430,0001,136
Total noninterest expense$7,978,0001,256
Salaries and employee benefits$4,409,0001,223
Premises and equipment expense$1,491,000837
Additional noninterest expense$2,078,0001,510
Pre-tax net operating income$5,244,000776
Securities gains (losses)$69,000990
Applicable income taxes$347,0001,915
Income before extraordinary items$4,966,000661
Extraordinary gains, net$020
Net income$4,966,000659
Minority interest net income$080
Net income of bank and minority interests.$4,966,000661
Net charge-offs$244,0001,430
Cash dividends$2,511,000531
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,901,830653
2014-03-31 (YTD Data)Rank
Total interest income$6,070,0001,056
Total interest expense$518,0001,464
Net interest income$5,552,0001,004
Provision for loan and lease losses$1,0003,779
Total noninterest income$1,063,0001,187
Gross Fiduciary activities income$5,0001,003
Service charges on deposit accounts$324,000992
Trading account gains and fees$0147
Additional Noninterest Income$734,0001,087
Total noninterest expense$3,920,0001,282
Salaries and employee benefits$2,164,0001,265
Premises and equipment expense$742,000855
Additional noninterest expense$1,014,0001,539
Pre-tax net operating income$2,694,000749
Securities gains (losses)$6,0001,292
Applicable income taxes$176,0001,854
Income before extraordinary items$2,524,000629
Extraordinary gains, net$016
Net income$2,524,000630
Minority interest net income$066
Net income of bank and minority interests.$2,524,000630
Net charge-offs$48,0001,899
Cash dividends$1,256,000498
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,518,420625
2013-12-31 (YTD Data)Rank
Total interest income$25,412,000996
Total interest expense$2,363,0001,444
Net interest income$23,049,000938
Provision for loan and lease losses$-471,0006,577
Total noninterest income$3,408,0001,478
Gross Fiduciary activities income$49,000944
Service charges on deposit accounts$1,380,000998
Trading account gains and fees$0184
Additional Noninterest Income$1,979,0001,521
Total noninterest expense$16,003,0001,256
Salaries and employee benefits$8,597,0001,246
Premises and equipment expense$2,727,000884
Additional noninterest expense$4,679,0001,425
Pre-tax net operating income$10,925,000723
Securities gains (losses)$196,000900
Applicable income taxes$683,0001,839
Income before extraordinary items$10,438,000618
Extraordinary gains, net$029
Net income$10,438,000619
Minority interest net income$090
Net income of bank and minority interests.$10,438,000619
Net charge-offs$459,0002,106
Cash dividends$10,004,000327
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,253,760612
2013-09-30 (YTD Data)Rank
Total interest income$18,931,0001,012
Total interest expense$1,808,0001,454
Net interest income$17,123,000948
Provision for loan and lease losses$60,0003,816
Total noninterest income$2,358,0001,586
Gross Fiduciary activities income$24,000981
Service charges on deposit accounts$997,0001,036
Trading account gains and fees$0180
Additional Noninterest Income$1,337,0001,687
Total noninterest expense$11,606,0001,289
Salaries and employee benefits$6,456,0001,246
Premises and equipment expense$1,990,000913
Additional noninterest expense$3,160,0001,556
Pre-tax net operating income$7,815,000753
Securities gains (losses)$173,000887
Applicable income taxes$387,0002,168
Income before extraordinary items$7,601,000650
Extraordinary gains, net$025
Net income$7,601,000652
Minority interest net income$084
Net income of bank and minority interests.$7,601,000653
Net charge-offs$409,0001,797
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,436,650629
2013-06-30 (YTD Data)Rank
Total interest income$12,674,0001,000
Total interest expense$1,229,0001,456
Net interest income$11,445,000934
Provision for loan and lease losses$19,0004,286
Total noninterest income$1,514,0001,635
Gross Fiduciary activities income$4,0001,105
Service charges on deposit accounts$614,0001,100
Trading account gains and fees$0157
Additional Noninterest Income$896,0001,720
Total noninterest expense$7,793,0001,285
Salaries and employee benefits$4,360,0001,227
Premises and equipment expense$1,339,000908
Additional noninterest expense$2,094,0001,556
Pre-tax net operating income$5,147,000748
Securities gains (losses)$140,000916
Applicable income taxes$257,0002,178
Income before extraordinary items$5,030,000659
Extraordinary gains, net$022
Net income$5,030,000661
Minority interest net income$082
Net income of bank and minority interests.$5,030,000661
Net charge-offs$282,0001,751
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,897,000632
2013-03-31 (YTD Data)Rank
Total interest income$6,460,000981
Total interest expense$628,0001,474
Net interest income$5,832,000920
Provision for loan and lease losses$04,409
Total noninterest income$521,0002,175
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$304,0001,098
Trading account gains and fees$0148
Additional Noninterest Income$217,0002,658
Total noninterest expense$3,840,0001,311
Salaries and employee benefits$2,211,0001,224
Premises and equipment expense$662,000928
Additional noninterest expense$967,0001,655
Pre-tax net operating income$2,513,000760
Securities gains (losses)$52,000902
Applicable income taxes$125,0002,188
Income before extraordinary items$2,440,000662
Extraordinary gains, net$010
Net income$2,440,000660
Minority interest net income$076
Net income of bank and minority interests.$2,440,000663
Net charge-offs$27,0002,862
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,390,600639
2012-12-31 (YTD Data)Rank
Total interest income$26,809,000979
Total interest expense$3,055,0001,453
Net interest income$23,754,000907
Provision for loan and lease losses$1,186,0001,598
Total noninterest income$5,408,0001,091
Gross Fiduciary activities income$42,000986
Service charges on deposit accounts$1,280,0001,116
Trading account gains and fees$0166
Additional Noninterest Income$4,086,000950
Total noninterest expense$15,875,0001,269
Salaries and employee benefits$8,465,0001,239
Premises and equipment expense$2,651,000909
Additional noninterest expense$4,759,0001,426
Pre-tax net operating income$12,101,000612
Securities gains (losses)$129,0002,067
Applicable income taxes$707,0001,829
Income before extraordinary items$11,523,000562
Extraordinary gains, net$029
Net income$11,523,000560
Minority interest net income$093
Net income of bank and minority interests.$11,523,000562
Net charge-offs$2,856,000874
Cash dividends$5,618,000517
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$11,401,740545
2012-09-30 (YTD Data)Rank
Total interest income$19,953,0001,005
Total interest expense$2,378,0001,469
Net interest income$17,575,000936
Provision for loan and lease losses$1,106,0001,328
Total noninterest income$4,492,0001,009
Gross Fiduciary activities income$21,0001,020
Service charges on deposit accounts$953,0001,121
Trading account gains and fees$0157
Additional Noninterest Income$3,518,000830
Total noninterest expense$11,584,0001,293
Salaries and employee benefits$6,391,0001,231
Premises and equipment expense$1,998,000910
Additional noninterest expense$3,195,0001,565
Pre-tax net operating income$9,377,000614
Securities gains (losses)$104,0001,945
Applicable income taxes$608,0001,741
Income before extraordinary items$8,873,000561
Extraordinary gains, net$020
Net income$8,873,000560
Minority interest net income$086
Net income of bank and minority interests.$8,873,000561
Net charge-offs$2,793,000713
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,775,240539
2012-06-30 (YTD Data)Rank
Total interest income$13,199,0001,024
Total interest expense$1,636,0001,484
Net interest income$11,563,000953
Provision for loan and lease losses$211,0002,894
Total noninterest income$2,863,0001,023
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$630,0001,124
Trading account gains and fees$0153
Additional Noninterest Income$2,233,000849
Total noninterest expense$7,784,0001,287
Salaries and employee benefits$4,282,0001,225
Premises and equipment expense$1,329,000914
Additional noninterest expense$2,173,0001,563
Pre-tax net operating income$6,431,000593
Securities gains (losses)$52,0002,033
Applicable income taxes$437,0001,633
Income before extraordinary items$6,046,000537
Extraordinary gains, net$019
Net income$6,046,000537
Minority interest net income$084
Net income of bank and minority interests.$6,046,000537
Net charge-offs$1,357,000922
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,997,640516
2012-03-31 (YTD Data)Rank
Total interest income$6,636,0001,025
Total interest expense$853,0001,471
Net interest income$5,783,000946
Provision for loan and lease losses$211,0001,950
Total noninterest income$1,614,000919
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$309,0001,139
Trading account gains and fees$0148
Additional Noninterest Income$1,305,000752
Total noninterest expense$3,851,0001,289
Salaries and employee benefits$2,167,0001,203
Premises and equipment expense$670,000909
Additional noninterest expense$1,014,0001,629
Pre-tax net operating income$3,335,000574
Securities gains (losses)$32,0001,419
Applicable income taxes$206,0001,691
Income before extraordinary items$3,161,000509
Extraordinary gains, net$019
Net income$3,161,000510
Minority interest net income$078
Net income of bank and minority interests.$3,161,000510
Net charge-offs$243,0001,680
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,130,920494
2011-12-31 (YTD Data)Rank
Total interest income$27,200,0001,029
Total interest expense$4,482,0001,357
Net interest income$22,718,000965
Provision for loan and lease losses$3,596,0001,032
Total noninterest income$4,721,0001,085
Gross Fiduciary activities income$41,000945
Service charges on deposit accounts$1,411,0001,049
Trading account gains and fees$0146
Additional Noninterest Income$3,269,000974
Total noninterest expense$15,287,0001,290
Salaries and employee benefits$8,028,0001,236
Premises and equipment expense$2,716,000926
Additional noninterest expense$4,543,0001,509
Pre-tax net operating income$8,556,000721
Securities gains (losses)$924,000474
Applicable income taxes$624,0001,803
Income before extraordinary items$8,856,000591
Extraordinary gains, net$029
Net income$8,856,000589
Minority interest net income$096
Net income of bank and minority interests.$8,856,000592
Net charge-offs$3,928,000990
Cash dividends$4,860,000435
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,996,680621
2011-09-30 (YTD Data)Rank
Total interest income$20,243,0001,061
Total interest expense$3,539,0001,350
Net interest income$16,704,000992
Provision for loan and lease losses$2,399,0001,093
Total noninterest income$4,220,000952
Gross Fiduciary activities income$21,000972
Service charges on deposit accounts$1,070,0001,039
Trading account gains and fees$0145
Additional Noninterest Income$3,129,000809
Total noninterest expense$11,493,0001,288
Salaries and employee benefits$5,974,0001,244
Premises and equipment expense$2,000,000951
Additional noninterest expense$3,519,0001,467
Pre-tax net operating income$7,032,000681
Securities gains (losses)$900,000386
Applicable income taxes$612,0001,555
Income before extraordinary items$7,320,000563
Extraordinary gains, net$021
Net income$7,320,000562
Minority interest net income$087
Net income of bank and minority interests.$7,320,000563
Net charge-offs$1,739,0001,347
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,492,000596
2011-06-30 (YTD Data)Rank
Total interest income$13,501,0001,063
Total interest expense$2,485,0001,322
Net interest income$11,016,0001,003
Provision for loan and lease losses$967,0001,521
Total noninterest income$3,155,000881
Gross Fiduciary activities income$3,0001,112
Service charges on deposit accounts$709,0001,030
Trading account gains and fees$0153
Additional Noninterest Income$2,443,000730
Total noninterest expense$7,412,0001,341
Salaries and employee benefits$3,992,0001,250
Premises and equipment expense$1,307,000979
Additional noninterest expense$2,113,0001,628
Pre-tax net operating income$5,792,000553
Securities gains (losses)$75,0001,328
Applicable income taxes$409,0001,497
Income before extraordinary items$5,458,000501
Extraordinary gains, net$015
Net income$5,458,000501
Minority interest net income$089
Net income of bank and minority interests.$5,458,000501
Net charge-offs$1,633,0001,051
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,388,250488
2011-03-31 (YTD Data)Rank
Total interest income$6,652,0001,094
Total interest expense$1,318,0001,284
Net interest income$5,334,0001,032
Provision for loan and lease losses$440,0001,578
Total noninterest income$2,104,000704
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$348,0001,035
Trading account gains and fees$0158
Additional Noninterest Income$1,756,000561
Total noninterest expense$3,716,0001,339
Salaries and employee benefits$2,011,0001,250
Premises and equipment expense$638,0001,025
Additional noninterest expense$1,067,0001,623
Pre-tax net operating income$3,282,000508
Securities gains (losses)$01,772
Applicable income taxes$206,0001,475
Income before extraordinary items$3,076,000433
Extraordinary gains, net$09
Net income$3,076,000433
Minority interest net income$086
Net income of bank and minority interests.$3,076,000433
Net charge-offs$806,000989
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,076,000421
2010-12-31 (YTD Data)Rank
Total interest income$29,294,0001,049
Total interest expense$6,679,0001,227
Net interest income$22,615,000970
Provision for loan and lease losses$2,551,0001,788
Total noninterest income$2,523,0001,756
Gross Fiduciary activities income$38,000990
Service charges on deposit accounts$1,771,000863
Trading account gains and fees$0175
Additional Noninterest Income$714,0002,660
Total noninterest expense$15,087,0001,329
Salaries and employee benefits$7,058,0001,396
Premises and equipment expense$2,738,000936
Additional noninterest expense$5,291,0001,377
Pre-tax net operating income$7,500,000719
Securities gains (losses)$32,0002,903
Applicable income taxes$473,0001,939
Income before extraordinary items$7,059,000644
Extraordinary gains, net$029
Net income$7,059,000640
Minority interest net income$0111
Net income of bank and minority interests.$7,059,000645
Net charge-offs$1,553,0002,143
Cash dividends$3,750,000446
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,028,920611
2010-09-30 (YTD Data)Rank
Total interest income$21,853,0001,068
Total interest expense$5,176,0001,235
Net interest income$16,677,000993
Provision for loan and lease losses$1,898,0001,723
Total noninterest income$1,848,0001,796
Gross Fiduciary activities income$18,0001,026
Service charges on deposit accounts$1,337,000880
Trading account gains and fees$0165
Additional Noninterest Income$493,0002,778
Total noninterest expense$11,003,0001,360
Salaries and employee benefits$5,237,0001,419
Premises and equipment expense$1,991,000973
Additional noninterest expense$3,775,0001,404
Pre-tax net operating income$5,624,000758
Securities gains (losses)$29,0002,736
Applicable income taxes$415,0001,849
Income before extraordinary items$5,238,000666
Extraordinary gains, net$023
Net income$5,238,000663
Minority interest net income$0110
Net income of bank and minority interests.$5,238,000666
Net charge-offs$1,114,0002,069
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,211,030635
2010-06-30 (YTD Data)Rank
Total interest income$14,512,0001,096
Total interest expense$3,548,0001,254
Net interest income$10,964,0001,013
Provision for loan and lease losses$1,119,0001,828
Total noninterest income$822,0002,334
Gross Fiduciary activities income$3,0001,181
Service charges on deposit accounts$892,000880
Trading account gains and fees$0152
Additional Noninterest Income$-73,0007,495
Total noninterest expense$7,444,0001,332
Salaries and employee benefits$3,514,0001,412
Premises and equipment expense$1,320,0001,000
Additional noninterest expense$2,610,0001,367
Pre-tax net operating income$3,223,000852
Securities gains (losses)$17,0002,422
Applicable income taxes$229,0002,000
Income before extraordinary items$3,011,000746
Extraordinary gains, net$019
Net income$3,011,000743
Minority interest net income$0105
Net income of bank and minority interests.$3,011,000746
Net charge-offs$1,019,0001,705
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,995,190723
2010-03-31 (YTD Data)Rank
Total interest income$7,278,0001,109
Total interest expense$1,822,0001,279
Net interest income$5,456,0001,028
Provision for loan and lease losses$351,0002,218
Total noninterest income$290,0002,936
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$433,000903
Trading account gains and fees$0175
Additional Noninterest Income$-143,0007,771
Total noninterest expense$3,807,0001,316
Salaries and employee benefits$1,767,0001,416
Premises and equipment expense$646,0001,062
Additional noninterest expense$1,394,0001,271
Pre-tax net operating income$1,588,000843
Securities gains (losses)$7,0001,814
Applicable income taxes$81,0002,328
Income before extraordinary items$1,514,000736
Extraordinary gains, net$016
Net income$1,514,000738
Minority interest net income$091
Net income of bank and minority interests.$1,514,000740
Net charge-offs$241,0002,252
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,507,350706
2009-12-31 (YTD Data)Rank
Total interest income$30,245,0001,130
Total interest expense$9,193,0001,292
Net interest income$21,052,0001,041
Provision for loan and lease losses$7,326,0001,090
Total noninterest income$3,346,0001,492
Gross Fiduciary activities income$34,0001,012
Service charges on deposit accounts$1,941,000892
Trading account gains and fees$0211
Additional Noninterest Income$1,371,0001,755
Total noninterest expense$15,445,0001,330
Salaries and employee benefits$7,165,0001,404
Premises and equipment expense$2,591,0001,048
Additional noninterest expense$5,689,0001,321
Pre-tax net operating income$1,627,0002,241
Securities gains (losses)$50,0002,617
Applicable income taxes$43,0003,345
Income before extraordinary items$1,634,0001,973
Extraordinary gains, net$034
Net income$1,634,0001,970
Minority interest net income$0115
Net income of bank and minority interests.$1,634,0001,972
Net charge-offs$6,748,000923
Cash dividends$1,000,0001,619
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,585,5001,988
2009-09-30 (YTD Data)Rank
Total interest income$22,919,0001,140
Total interest expense$7,204,0001,304
Net interest income$15,715,0001,052
Provision for loan and lease losses$3,299,0001,401
Total noninterest income$2,330,0001,588
Gross Fiduciary activities income$16,0001,053
Service charges on deposit accounts$1,461,000880
Trading account gains and fees$0212
Additional Noninterest Income$853,0002,042
Total noninterest expense$11,220,0001,364
Salaries and employee benefits$5,417,0001,412
Premises and equipment expense$1,922,0001,072
Additional noninterest expense$3,881,0001,402
Pre-tax net operating income$3,526,000950
Securities gains (losses)$50,0002,298
Applicable income taxes$382,0001,677
Income before extraordinary items$3,194,000854
Extraordinary gains, net$027
Net income$3,194,000855
Minority interest net income$0118
Net income of bank and minority interests.$3,194,000855
Net charge-offs$2,786,0001,232
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,149,500854
2009-06-30 (YTD Data)Rank
Total interest income$15,778,0001,134
Total interest expense$4,965,0001,332
Net interest income$10,813,0001,003
Provision for loan and lease losses$2,105,0001,352
Total noninterest income$1,859,0001,420
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$965,000878
Trading account gains and fees$0193
Additional Noninterest Income$894,0001,529
Total noninterest expense$7,411,0001,402
Salaries and employee benefits$3,592,0001,449
Premises and equipment expense$1,246,0001,126
Additional noninterest expense$2,573,0001,443
Pre-tax net operating income$3,156,000742
Securities gains (losses)$36,0002,081
Applicable income taxes$286,0001,587
Income before extraordinary items$2,906,000627
Extraordinary gains, net$021
Net income$2,906,000626
Minority interest net income$0112
Net income of bank and minority interests.$2,906,000628
Net charge-offs$2,333,0001,026
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,873,240615
2009-03-31 (YTD Data)Rank
Total interest income$7,978,0001,130
Total interest expense$2,510,0001,372
Net interest income$5,468,000989
Provision for loan and lease losses$1,815,000798
Total noninterest income$812,0001,537
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$474,000861
Trading account gains and fees$0171
Additional Noninterest Income$338,0001,800
Total noninterest expense$3,406,0001,466
Salaries and employee benefits$1,859,0001,407
Premises and equipment expense$620,0001,159
Additional noninterest expense$927,0001,747
Pre-tax net operating income$1,059,0001,216
Securities gains (losses)$9,0001,939
Applicable income taxes$104,0002,138
Income before extraordinary items$964,0001,131
Extraordinary gains, net$015
Net income$964,0001,134
Minority interest net income$0102
Net income of bank and minority interests.$964,0001,133
Net charge-offs$366,0001,620
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$955,9001,062
2008-12-31 (YTD Data)Rank
Total interest income$36,831,0001,026
Total interest expense$12,880,0001,268
Net interest income$23,951,000894
Provision for loan and lease losses$7,175,000773
Total noninterest income$3,694,0001,346
Gross Fiduciary activities income$37,0001,016
Service charges on deposit accounts$2,220,000792
Trading account gains and fees$0154
Additional Noninterest Income$1,437,0001,648
Total noninterest expense$14,661,0001,327
Salaries and employee benefits$7,998,0001,263
Premises and equipment expense$2,618,0001,067
Additional noninterest expense$4,045,0001,532
Pre-tax net operating income$5,809,000962
Securities gains (losses)$58,0001,498
Applicable income taxes$415,0002,043
Income before extraordinary items$5,452,000739
Extraordinary gains, net$039
Net income$5,452,000739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,848,000708
Cash dividends$3,969,000708
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,398,060806
2008-09-30 (YTD Data)Rank
Total interest income$28,192,0001,033
Total interest expense$10,108,0001,251
Net interest income$18,084,000902
Provision for loan and lease losses$1,103,0001,722
Total noninterest income$2,827,0001,365
Gross Fiduciary activities income$18,0001,073
Service charges on deposit accounts$1,666,000798
Trading account gains and fees$0148
Additional Noninterest Income$1,143,0001,655
Total noninterest expense$10,886,0001,322
Salaries and employee benefits$6,111,0001,247
Premises and equipment expense$1,899,0001,101
Additional noninterest expense$2,876,0001,551
Pre-tax net operating income$8,922,000565
Securities gains (losses)$58,0001,318
Applicable income taxes$765,0001,424
Income before extraordinary items$8,215,000440
Extraordinary gains, net$031
Net income$8,215,000439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0002,550
Cash dividends$2,268,000920
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,162,220468
2008-06-30 (YTD Data)Rank
Total interest income$19,056,0001,034
Total interest expense$7,116,0001,232
Net interest income$11,940,000901
Provision for loan and lease losses$909,0001,296
Total noninterest income$1,952,0001,352
Gross Fiduciary activities income$3,0001,253
Service charges on deposit accounts$1,091,000792
Trading account gains and fees$0149
Additional Noninterest Income$858,0001,564
Total noninterest expense$7,237,0001,323
Salaries and employee benefits$4,104,0001,255
Premises and equipment expense$1,272,0001,087
Additional noninterest expense$1,861,0001,576
Pre-tax net operating income$5,746,000622
Securities gains (losses)$17,0002,146
Applicable income taxes$503,0001,590
Income before extraordinary items$5,260,000529
Extraordinary gains, net$021
Net income$5,260,000528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,855
Cash dividends$2,268,000715
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,244,530521
2008-03-31 (YTD Data)Rank
Total interest income$10,007,0001,000
Total interest expense$3,927,0001,187
Net interest income$6,080,000884
Provision for loan and lease losses$310,0001,342
Total noninterest income$1,006,0001,331
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$544,000791
Trading account gains and fees$0158
Additional Noninterest Income$462,0001,492
Total noninterest expense$3,712,0001,301
Salaries and employee benefits$2,100,0001,236
Premises and equipment expense$631,0001,112
Additional noninterest expense$981,0001,463
Pre-tax net operating income$3,064,000639
Securities gains (losses)$02,688
Applicable income taxes$248,0001,692
Income before extraordinary items$2,816,000541
Extraordinary gains, net$015
Net income$2,816,000542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,000964
Cash dividends$2,268,000383
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,816,000515
2007-12-31 (YTD Data)Rank
Total interest income$43,113,000976
Total interest expense$17,786,0001,114
Net interest income$25,327,000870
Provision for loan and lease losses$617,0002,014
Total noninterest income$4,775,0001,137
Gross Fiduciary activities income$40,0001,044
Service charges on deposit accounts$2,350,000752
Trading account gains and fees$0178
Additional Noninterest Income$2,385,0001,204
Total noninterest expense$15,217,0001,226
Salaries and employee benefits$8,464,0001,181
Premises and equipment expense$2,565,0001,032
Additional noninterest expense$4,188,0001,338
Pre-tax net operating income$14,268,000618
Securities gains (losses)$9,0001,380
Applicable income taxes$958,0001,915
Income before extraordinary items$13,319,000497
Extraordinary gains, net$039
Net income$13,319,000494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$907,0001,104
Cash dividends$10,044,000410
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$13,310,630493
2007-09-30 (YTD Data)Rank
Total interest income$32,460,000972
Total interest expense$13,493,0001,090
Net interest income$18,967,000870
Provision for loan and lease losses$364,0001,997
Total noninterest income$3,249,0001,212
Gross Fiduciary activities income$20,0001,082
Service charges on deposit accounts$1,735,000756
Trading account gains and fees$0184
Additional Noninterest Income$1,494,0001,378
Total noninterest expense$11,293,0001,227
Salaries and employee benefits$6,419,0001,163
Premises and equipment expense$1,913,0001,025
Additional noninterest expense$2,961,0001,363
Pre-tax net operating income$10,559,000669
Securities gains (losses)$2,0001,394
Applicable income taxes$818,0001,884
Income before extraordinary items$9,743,000543
Extraordinary gains, net$033
Net income$9,743,000541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,246
Cash dividends$7,452,000412
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,741,160541
2007-06-30 (YTD Data)Rank
Total interest income$21,407,000996
Total interest expense$8,927,0001,099
Net interest income$12,480,000896
Provision for loan and lease losses$364,0001,323
Total noninterest income$2,103,0001,277
Gross Fiduciary activities income$3,0001,282
Service charges on deposit accounts$1,164,000762
Trading account gains and fees$0168
Additional Noninterest Income$936,0001,461
Total noninterest expense$7,480,0001,251
Salaries and employee benefits$4,298,0001,191
Premises and equipment expense$1,269,0001,039
Additional noninterest expense$1,913,0001,419
Pre-tax net operating income$6,739,000734
Securities gains (losses)$01,444
Applicable income taxes$532,0001,977
Income before extraordinary items$6,207,000600
Extraordinary gains, net$029
Net income$6,207,000599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,000840
Cash dividends$4,698,000447
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,207,000589
2007-03-31 (YTD Data)Rank
Total interest income$10,547,0001,008
Total interest expense$4,440,0001,093
Net interest income$6,107,000918
Provision for loan and lease losses$184,0001,248
Total noninterest income$1,065,0001,242
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$558,000753
Trading account gains and fees$0195
Additional Noninterest Income$507,0001,349
Total noninterest expense$3,610,0001,292
Salaries and employee benefits$2,114,0001,209
Premises and equipment expense$616,0001,085
Additional noninterest expense$880,0001,515
Pre-tax net operating income$3,378,000724
Securities gains (losses)$01,187
Applicable income taxes$261,0002,030
Income before extraordinary items$3,117,000594
Extraordinary gains, net$022
Net income$3,117,000594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,000797
Cash dividends$2,349,000404
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,117,000581
2006-12-31 (YTD Data)Rank
Total interest income$40,005,000980
Total interest expense$14,961,0001,120
Net interest income$25,044,000878
Provision for loan and lease losses$546,0001,765
Total noninterest income$4,706,0001,154
Gross Fiduciary activities income$37,0001,067
Service charges on deposit accounts$2,352,000754
Trading account gains and fees$0130
Additional Noninterest Income$2,317,0001,209
Total noninterest expense$14,509,0001,239
Salaries and employee benefits$8,280,0001,179
Premises and equipment expense$2,500,000999
Additional noninterest expense$3,729,0001,421
Pre-tax net operating income$14,695,000698
Securities gains (losses)$11,0001,071
Applicable income taxes$974,0002,234
Income before extraordinary items$13,732,000563
Extraordinary gains, net$051
Net income$13,732,000562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$549,0001,095
Cash dividends$13,041,000320
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$13,721,770556
2006-09-30 (YTD Data)Rank
Total interest income$29,513,000996
Total interest expense$10,695,0001,149
Net interest income$18,818,000898
Provision for loan and lease losses$540,0001,310
Total noninterest income$3,564,0001,145
Gross Fiduciary activities income$17,0001,132
Service charges on deposit accounts$1,763,000761
Trading account gains and fees$0126
Additional Noninterest Income$1,784,0001,194
Total noninterest expense$10,851,0001,252
Salaries and employee benefits$6,218,0001,192
Premises and equipment expense$1,869,0001,014
Additional noninterest expense$2,764,0001,438
Pre-tax net operating income$10,991,000735
Securities gains (losses)$11,000877
Applicable income taxes$797,0002,207
Income before extraordinary items$10,205,000592
Extraordinary gains, net$045
Net income$10,205,000592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,717
Cash dividends$8,019,000355
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$10,194,770581
2006-06-30 (YTD Data)Rank
Total interest income$19,165,000997
Total interest expense$6,610,0001,174
Net interest income$12,555,000898
Provision for loan and lease losses$360,0001,269
Total noninterest income$2,506,0001,102
Gross Fiduciary activities income$3,0001,300
Service charges on deposit accounts$1,158,000762
Trading account gains and fees$0126
Additional Noninterest Income$1,345,0001,092
Total noninterest expense$7,340,0001,252
Salaries and employee benefits$4,184,0001,183
Premises and equipment expense$1,242,0001,018
Additional noninterest expense$1,914,0001,390
Pre-tax net operating income$7,361,000735
Securities gains (losses)$01,185
Applicable income taxes$536,0002,212
Income before extraordinary items$6,825,000591
Extraordinary gains, net$039
Net income$6,825,000589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0001,872
Cash dividends$5,103,000364
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,825,000576
2006-03-31 (YTD Data)Rank
Total interest income$9,225,0001,014
Total interest expense$3,065,0001,200
Net interest income$6,160,000918
Provision for loan and lease losses$180,0001,225
Total noninterest income$1,069,0001,219
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$561,000756
Trading account gains and fees$0115
Additional Noninterest Income$508,0001,327
Total noninterest expense$3,680,0001,244
Salaries and employee benefits$2,117,0001,172
Premises and equipment expense$620,0001,017
Additional noninterest expense$943,0001,399
Pre-tax net operating income$3,369,000777
Securities gains (losses)$0955
Applicable income taxes$250,0002,275
Income before extraordinary items$3,119,000635
Extraordinary gains, net$021
Net income$3,119,000634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,033
Cash dividends$2,349,000381
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,119,000620
2005-12-31 (YTD Data)Rank
Total interest income$33,741,000975
Total interest expense$9,059,0001,249
Net interest income$24,682,000870
Provision for loan and lease losses$936,0001,115
Total noninterest income$5,054,0001,078
Gross Fiduciary activities income$27,0001,140
Service charges on deposit accounts$2,580,000674
Trading account gains and fees$0138
Additional Noninterest Income$2,447,0001,179
Total noninterest expense$14,573,0001,195
Salaries and employee benefits$8,219,0001,130
Premises and equipment expense$2,578,000932
Additional noninterest expense$3,776,0001,353
Pre-tax net operating income$14,227,000700
Securities gains (losses)$218,000481
Applicable income taxes$913,0002,384
Income before extraordinary items$13,532,000555
Extraordinary gains, net$046
Net income$13,532,000555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,094,000629
Cash dividends$10,530,000369
Sale, conversion, retirement of capital stock, net$0934
Net operating income$13,327,080548
2005-09-30 (YTD Data)Rank
Total interest income$24,528,000982
Total interest expense$6,404,0001,251
Net interest income$18,124,000876
Provision for loan and lease losses$714,0001,049
Total noninterest income$3,980,0001,050
Gross Fiduciary activities income$14,0001,172
Service charges on deposit accounts$1,942,000667
Trading account gains and fees$0126
Additional Noninterest Income$2,024,0001,110
Total noninterest expense$10,898,0001,179
Salaries and employee benefits$6,126,0001,124
Premises and equipment expense$1,921,000926
Additional noninterest expense$2,851,0001,339
Pre-tax net operating income$10,492,000707
Securities gains (losses)$218,000455
Applicable income taxes$770,0002,262
Income before extraordinary items$9,940,000570
Extraordinary gains, net$035
Net income$9,940,000570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,303
Cash dividends$7,533,000350
Sale, conversion, retirement of capital stock, net$0769
Net operating income$9,737,260563
2005-06-30 (YTD Data)Rank
Total interest income$15,872,000981
Total interest expense$4,048,0001,231
Net interest income$11,824,000885
Provision for loan and lease losses$434,0001,116
Total noninterest income$2,606,0001,046
Gross Fiduciary activities income$3,0001,310
Service charges on deposit accounts$1,300,000643
Trading account gains and fees$0116
Additional Noninterest Income$1,303,0001,109
Total noninterest expense$7,149,0001,179
Salaries and employee benefits$4,042,0001,127
Premises and equipment expense$1,288,000903
Additional noninterest expense$1,819,0001,365
Pre-tax net operating income$6,847,000713
Securities gains (losses)$218,000389
Applicable income taxes$509,0002,252
Income before extraordinary items$6,556,000567
Extraordinary gains, net$030
Net income$6,556,000567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,000931
Cash dividends$5,022,000334
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,353,260565
2005-03-31 (YTD Data)Rank
Total interest income$7,733,000985
Total interest expense$1,930,0001,226
Net interest income$5,803,000901
Provision for loan and lease losses$215,0001,072
Total noninterest income$1,357,000990
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$635,000633
Trading account gains and fees$0115
Additional Noninterest Income$722,0001,021
Total noninterest expense$3,593,0001,176
Salaries and employee benefits$2,022,0001,127
Premises and equipment expense$641,000921
Additional noninterest expense$930,0001,333
Pre-tax net operating income$3,352,000728
Securities gains (losses)$218,000236
Applicable income taxes$251,0002,265
Income before extraordinary items$3,319,000557
Extraordinary gains, net$024
Net income$3,319,000557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0001,274
Cash dividends$2,511,000298
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,116,260571
2004-12-31 (YTD Data)Rank
Total interest income$29,315,000963
Total interest expense$6,866,0001,187
Net interest income$22,449,000876
Provision for loan and lease losses$963,0001,074
Total noninterest income$5,336,0001,027
Gross Fiduciary activities income$27,0001,152
Service charges on deposit accounts$2,578,000679
Trading account gains and fees$0138
Additional Noninterest Income$2,731,0001,052
Total noninterest expense$14,718,0001,106
Salaries and employee benefits$8,120,0001,065
Premises and equipment expense$2,445,000915
Additional noninterest expense$4,153,0001,187
Pre-tax net operating income$12,104,000731
Securities gains (losses)$805,000328
Applicable income taxes$848,0002,432
Income before extraordinary items$12,061,000572
Extraordinary gains, net$034
Net income$12,061,000573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$902,000850
Cash dividends$9,234,000382
Sale, conversion, retirement of capital stock, net$0872
Net operating income$11,312,350582
2004-09-30 (YTD Data)Rank
Total interest income$21,713,000967
Total interest expense$4,977,0001,206
Net interest income$16,736,000883
Provision for loan and lease losses$834,000926
Total noninterest income$3,945,0001,047
Gross Fiduciary activities income$13,0001,207
Service charges on deposit accounts$1,930,000686
Trading account gains and fees$0134
Additional Noninterest Income$2,002,0001,085
Total noninterest expense$10,976,0001,100
Salaries and employee benefits$6,109,0001,052
Premises and equipment expense$1,813,000931
Additional noninterest expense$3,054,0001,197
Pre-tax net operating income$8,871,000747
Securities gains (losses)$805,000309
Applicable income taxes$590,0002,594
Income before extraordinary items$9,086,000577
Extraordinary gains, net$026
Net income$9,086,000578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$542,000890
Cash dividends$6,480,000379
Sale, conversion, retirement of capital stock, net$0738
Net operating income$8,329,300588
2004-06-30 (YTD Data)Rank
Total interest income$14,443,000949
Total interest expense$3,307,0001,192
Net interest income$11,136,000874
Provision for loan and lease losses$563,000890
Total noninterest income$2,662,0001,030
Gross Fiduciary activities income$3,0001,346
Service charges on deposit accounts$1,296,000674
Trading account gains and fees$0130
Additional Noninterest Income$1,363,0001,057
Total noninterest expense$7,231,0001,115
Salaries and employee benefits$4,063,0001,057
Premises and equipment expense$1,186,000962
Additional noninterest expense$1,982,0001,218
Pre-tax net operating income$6,004,000744
Securities gains (losses)$520,000349
Applicable income taxes$388,0002,616
Income before extraordinary items$6,136,000573
Extraordinary gains, net$021
Net income$6,136,000572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,000888
Cash dividends$4,455,000366
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,647,200573
2004-03-31 (YTD Data)Rank
Total interest income$7,291,000946
Total interest expense$1,673,0001,198
Net interest income$5,618,000880
Provision for loan and lease losses$271,000893
Total noninterest income$1,222,0001,071
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$636,000670
Trading account gains and fees$0121
Additional Noninterest Income$586,0001,162
Total noninterest expense$3,558,0001,141
Salaries and employee benefits$2,038,0001,060
Premises and equipment expense$607,000955
Additional noninterest expense$913,0001,322
Pre-tax net operating income$3,011,000740
Securities gains (losses)$491,000266
Applicable income taxes$188,0002,683
Income before extraordinary items$3,314,000538
Extraordinary gains, net$016
Net income$3,314,000537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,675
Cash dividends$2,025,000364
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,847,550567
2003-12-31 (YTD Data)Rank
Total interest income$31,727,000886
Total interest expense$7,880,0001,135
Net interest income$23,847,000800
Provision for loan and lease losses$1,167,0001,026
Total noninterest income$5,983,000974
Gross Fiduciary activities income$26,0001,198
Service charges on deposit accounts$2,759,000619
Trading account gains and fees$0160
Additional Noninterest Income$3,198,0001,038
Total noninterest expense$14,542,0001,110
Salaries and employee benefits$8,099,0001,046
Premises and equipment expense$2,462,000910
Additional noninterest expense$3,981,0001,244
Pre-tax net operating income$14,121,000632
Securities gains (losses)$1,783,000322
Applicable income taxes$1,055,0002,103
Income before extraordinary items$14,849,000481
Extraordinary gains, net$054
Net income$14,849,000483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,287,000756
Cash dividends$12,069,000336
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,190,810501
2003-09-30 (YTD Data)Rank
Total interest income$24,197,000891
Total interest expense$6,141,0001,143
Net interest income$18,056,000808
Provision for loan and lease losses$856,0001,027
Total noninterest income$4,697,000974
Gross Fiduciary activities income$12,0001,259
Service charges on deposit accounts$2,063,000630
Trading account gains and fees$0153
Additional Noninterest Income$2,622,0001,014
Total noninterest expense$10,885,0001,122
Salaries and employee benefits$6,067,0001,049
Premises and equipment expense$1,826,000932
Additional noninterest expense$2,992,0001,254
Pre-tax net operating income$11,012,000630
Securities gains (losses)$1,477,000343
Applicable income taxes$779,0002,235
Income before extraordinary items$11,710,000481
Extraordinary gains, net$040
Net income$11,710,000481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0001,480
Cash dividends$8,019,000353
Sale, conversion, retirement of capital stock, net$0722
Net operating income$10,321,620500
2003-06-30 (YTD Data)Rank
Total interest income$16,093,000908
Total interest expense$4,245,0001,128
Net interest income$11,848,000817
Provision for loan and lease losses$555,0001,053
Total noninterest income$2,762,0001,064
Gross Fiduciary activities income$2,0001,432
Service charges on deposit accounts$1,379,000618
Trading account gains and fees$0150
Additional Noninterest Income$1,381,0001,211
Total noninterest expense$7,292,0001,121
Salaries and employee benefits$3,997,0001,063
Premises and equipment expense$1,252,000914
Additional noninterest expense$2,043,0001,229
Pre-tax net operating income$6,763,000676
Securities gains (losses)$744,000455
Applicable income taxes$433,0002,538
Income before extraordinary items$7,074,000520
Extraordinary gains, net$030
Net income$7,074,000520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0002,012
Cash dividends$4,779,000377
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,374,640521
2003-03-31 (YTD Data)Rank
Total interest income$7,807,000944
Total interest expense$2,137,0001,151
Net interest income$5,670,000863
Provision for loan and lease losses$283,0001,008
Total noninterest income$1,372,0001,047
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$631,000660
Trading account gains and fees$0134
Additional Noninterest Income$741,0001,119
Total noninterest expense$3,539,0001,135
Salaries and employee benefits$1,980,0001,070
Premises and equipment expense$601,000959
Additional noninterest expense$958,0001,275
Pre-tax net operating income$3,220,000707
Securities gains (losses)$1,0002,714
Applicable income taxes$164,0003,062
Income before extraordinary items$3,057,000574
Extraordinary gains, net$021
Net income$3,057,000572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,990
Cash dividends$2,511,000326
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,056,050538
2002-12-31 (YTD Data)Rank
Total interest income$35,004,000874
Total interest expense$10,465,0001,068
Net interest income$24,539,000767
Provision for loan and lease losses$1,195,0001,145
Total noninterest income$5,519,000960
Gross Fiduciary activities income$22,0001,262
Service charges on deposit accounts$2,379,000682
Trading account gains and fees$0153
Additional Noninterest Income$3,118,000974
Total noninterest expense$14,960,0001,036
Salaries and employee benefits$7,991,0001,008
Premises and equipment expense$2,846,000771
Additional noninterest expense$4,123,0001,181
Pre-tax net operating income$13,903,000632
Securities gains (losses)$79,0001,976
Applicable income taxes$928,0002,336
Income before extraordinary items$13,054,000515
Extraordinary gains, net$070
Net income$13,054,000518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,159,000837
Cash dividends$13,000,000299
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,980,530493
2001-12-31 (YTD Data)Rank
Total interest income$42,926,000790
Total interest expense$18,331,000899
Net interest income$24,595,000715
Provision for loan and lease losses$1,182,0001,103
Total noninterest income$4,971,0001,002
Gross Fiduciary activities income$25,0001,265
Service charges on deposit accounts$2,272,000649
Trading account gains and fees$0177
Additional Noninterest Income$2,674,0001,024
Total noninterest expense$15,217,000973
Salaries and employee benefits$7,677,000977
Premises and equipment expense$2,767,000764
Additional noninterest expense$4,773,0001,013
Pre-tax net operating income$13,167,000599
Securities gains (losses)$392,000734
Applicable income taxes$762,0002,522
Income before extraordinary items$12,797,000470
Extraordinary gains, net$0105
Net income$12,797,000470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,391,000743
Cash dividends$10,205,000361
Sale, conversion, retirement of capital stock, net$0922
Net operating income$12,428,520466
2000-12-31 (YTD Data)Rank
Total interest income$35,883,000986
Total interest expense$16,722,0001,056
Net interest income$19,161,000906
Provision for loan and lease losses$1,277,000866
Total noninterest income$4,319,0001,026
Gross Fiduciary activities income$23,0001,141
Service charges on deposit accounts$1,614,000835
Trading account gains and fees$0180
Additional Noninterest Income$2,682,000927
Total noninterest expense$11,521,0001,210
Salaries and employee benefits$6,129,0001,157
Premises and equipment expense$2,120,000943
Additional noninterest expense$3,272,0001,372
Pre-tax net operating income$10,682,000740
Securities gains (losses)$01,956
Applicable income taxes$541,0003,312
Income before extraordinary items$10,141,000563
Extraordinary gains, net$038
Net income$10,141,000564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$947,000778
Cash dividends$9,488,000396
Sale, conversion, retirement of capital stock, net$0969
Net operating income$10,141,000560
1999-12-31 (YTD Data)Rank
Total interest income$30,227,0001,078
Total interest expense$12,162,0001,248
Net interest income$18,065,000975
Provision for loan and lease losses$1,004,000972
Total noninterest income$3,175,0001,299
Gross Fiduciary activities income$21,0001,201
Service charges on deposit accounts$1,200,0001,115
Trading account gains and fees$0173
Additional Noninterest Income$1,954,0001,177
Total noninterest expense$10,186,0001,369
Salaries and employee benefits$5,634,0001,226
Premises and equipment expense$1,863,0001,085
Additional noninterest expense$2,689,0001,661
Pre-tax net operating income$10,050,000817
Securities gains (losses)$24,0001,292
Applicable income taxes$609,0003,191
Income before extraordinary items$9,465,000650
Extraordinary gains, net$035
Net income$9,465,000651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,0001,392
Cash dividends$7,501,000500
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$9,442,440640
1998-12-31 (YTD Data)Rank
Total interest income$27,942,0001,163
Total interest expense$11,810,0001,316
Net interest income$16,132,0001,047
Provision for loan and lease losses$720,0001,275
Total noninterest income$3,260,0001,267
Gross Fiduciary activities income$20,0001,217
Service charges on deposit accounts$1,114,0001,133
Trading account gains and fees$0224
Additional Noninterest Income$2,126,0001,106
Total noninterest expense$8,910,0001,487
Salaries and employee benefits$4,975,0001,325
Premises and equipment expense$1,656,0001,153
Additional noninterest expense$2,279,0001,852
Pre-tax net operating income$9,762,000797
Securities gains (losses)$-341,00010,434
Applicable income taxes$557,0003,590
Income before extraordinary items$8,864,000655
Extraordinary gains, net$032
Net income$8,864,000654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,384
Cash dividends$8,760,000427
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$9,184,540601
1997-12-31 (YTD Data)Rank
Total interest income$27,819,0001,205
Total interest expense$12,237,0001,296
Net interest income$15,582,0001,134
Provision for loan and lease losses$720,0001,297
Total noninterest income$3,080,0001,270
Gross Fiduciary activities income$14,0001,312
Service charges on deposit accounts$1,157,0001,087
Trading account gains and fees$4,000224
Additional Noninterest Income$1,905,0001,136
Total noninterest expense$8,644,0001,519
Salaries and employee benefits$4,678,0001,399
Premises and equipment expense$1,681,0001,185
Additional noninterest expense$2,285,0001,860
Pre-tax net operating income$9,298,000866
Securities gains (losses)$-5,0009,661
Applicable income taxes$1,175,0002,120
Income before extraordinary items$8,118,000703
Extraordinary gains, net$044
Net income$8,118,000704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,0001,027
Cash dividends$8,019,000426
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$8,122,350686
1996-12-31 (YTD Data)Rank
Total interest income$25,095,0001,360
Total interest expense$10,816,0001,495
Net interest income$14,279,0001,256
Provision for loan and lease losses$720,0001,294
Total noninterest income$2,823,0001,425
Gross Fiduciary activities income$5,0001,455
Service charges on deposit accounts$1,192,0001,108
Trading account gains and fees$0262
Additional Noninterest Income$1,626,0001,339
Total noninterest expense$8,019,0001,769
Salaries and employee benefits$4,284,0001,552
Premises and equipment expense$1,509,0001,353
Additional noninterest expense$2,226,0002,236
Pre-tax net operating income$8,363,000918
Securities gains (losses)$-116,00011,236
Applicable income taxes$3,059,000860
Income before extraordinary items$5,188,0001,013
Extraordinary gains, net$053
Net income$5,188,0001,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0003,230
Cash dividends$243,0005,043
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,262,240976
1995-12-31 (YTD Data)Rank
Total interest income$20,607,0001,642
Total interest expense$8,297,0001,900
Net interest income$12,310,0001,457
Provision for loan and lease losses$480,0001,623
Total noninterest income$2,349,0001,610
Gross Fiduciary activities income$7,0001,492
Service charges on deposit accounts$1,003,0001,350
Trading account gains and fees$0522
Additional Noninterest Income$1,339,0001,471
Total noninterest expense$6,707,0002,057
Salaries and employee benefits$3,574,0001,855
Premises and equipment expense$1,329,0001,532
Additional noninterest expense$1,804,0002,624
Pre-tax net operating income$7,472,0001,040
Securities gains (losses)$-51,00011,184
Applicable income taxes$2,772,000967
Income before extraordinary items$4,649,0001,137
Extraordinary gains, net$065
Net income$4,649,0001,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,152
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,681,6401,110
1994-12-31 (YTD Data)Rank
Total interest income$15,268,0002,034
Total interest expense$4,875,0002,523
Net interest income$10,393,0001,739
Provision for loan and lease losses$425,0001,738
Total noninterest income$2,345,0001,635
Gross Fiduciary activities income$17,0001,435
Service charges on deposit accounts$902,0001,495
Trading account gains and fees$0475
Additional Noninterest Income$1,426,0001,436
Total noninterest expense$6,310,0002,236
Salaries and employee benefits$3,353,0001,988
Premises and equipment expense$1,140,0001,802
Additional noninterest expense$1,817,0002,805
Pre-tax net operating income$6,003,0001,245
Securities gains (losses)$-74,00011,337
Applicable income taxes$2,151,0001,127
Income before extraordinary items$3,778,0001,327
Extraordinary gains, net$0249
Net income$3,778,0001,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,727
Cash dividends$1,294,0001,578
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,825,3601,326
1993-12-31 (YTD Data)Rank
Total interest income$14,140,0002,200
Total interest expense$4,807,0002,676
Net interest income$9,333,0001,941
Provision for loan and lease losses$250,0003,377
Total noninterest income$3,271,0001,362
Gross Fiduciary activities income$14,0001,473
Service charges on deposit accounts$838,0001,636
Trading account gains and fees$0532
Additional Noninterest Income$2,419,0001,116
Total noninterest expense$6,586,0002,209
Salaries and employee benefits$2,984,0002,229
Premises and equipment expense$1,256,0001,667
Additional noninterest expense$2,346,0002,380
Pre-tax net operating income$5,768,0001,207
Securities gains (losses)$-78,00013,147
Applicable income taxes$1,849,0001,298
Income before extraordinary items$3,841,0001,322
Extraordinary gains, net$03,149
Net income$3,841,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0005,247
Cash dividends$1,451,0001,315
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,894,0401,217
1992-12-31 (YTD Data)Rank
Total interest income$12,240,0002,867
Total interest expense$4,995,0003,310
Net interest income$7,245,0002,508
Provision for loan and lease losses$011,756
Total noninterest income$1,862,0002,032
Gross Fiduciary activities income$12,0001,528
Service charges on deposit accounts$606,0002,263
Trading account gains and fees$17,000382
Additional Noninterest Income$1,227,0001,750
Total noninterest expense$4,634,0003,081
Salaries and employee benefits$2,315,0002,804
Premises and equipment expense$778,0002,668
Additional noninterest expense$1,541,0003,517
Pre-tax net operating income$4,473,0001,427
Securities gains (losses)$08,369
Applicable income taxes$1,551,0001,414
Income before extraordinary items$2,922,0001,584
Extraordinary gains, net$01,422
Net income$2,922,0001,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0006,844
Cash dividends$1,684,000987
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,922,0001,471

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.