Home > Citizens Bank > Net charge- offs to loans
Citizens Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 3,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0564% | 4,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1826% | 2,019 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1826% | 1,892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 3,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0546% | 4,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3909% | 1,251 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3909% | 1,179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 3,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0654% | 4,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7845% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7845% | 700 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0428% | 4,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 3,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0524% | 4,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1853% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1853% | 1,676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 3,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0407% | 3,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2383% | 1,436 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2383% | 1,364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0083% | 3,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0545% | 3,826 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1733% | 4,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1733% | 4,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 3,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0657% | 3,967 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1692% | 4,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1692% | 4,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5151% | 4,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5702% | 4,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2391% | 4,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0895% | 4,134 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3294% | 4,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3294% | 4,452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6921% | 4,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7678% | 4,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7020% | 4,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1013% | 4,226 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4375% | 4,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4375% | 4,534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0311% | 4,897 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1610% | 4,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.6297% | 4,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1054% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2483% | 4,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2483% | 4,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0948% | 4,621 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0903% | 4,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2046% | 4,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0950% | 4,366 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4303% | 4,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4303% | 4,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0240% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1935% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9552% | 29 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 4,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6748% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1154% | 4,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1299% | 4,488 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0948% | 4,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0948% | 4,418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5316% | 75 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7329% | 21 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3976% | 18 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 4,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8707% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1412% | 4,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2367% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1234% | 4,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1234% | 4,447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5683% | 276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6506% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7272% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2461% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1791% | 4,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0420% | 4,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 1,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0866% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3002% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4250% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 4,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 4,212 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1146% | 4,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1146% | 4,398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 4,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 4,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1975% | 3,776 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0483% | 4,300 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5556% | 4,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5556% | 4,937 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0216% | 4,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 4,425 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2784% | 3,847 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0458% | 4,272 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7582% | 5,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7585% | 5,015 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 4,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 4,304 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0278% | 3,641 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 4,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 4,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1837% | 2,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1837% | 2,042 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 3,981 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0535% | 4,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1255% | 2,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1255% | 1,983 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 3,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.1315% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 1,692 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0924% | 3,830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2013% | 4,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1816% | 2,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1816% | 2,428 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 2,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.1839% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1265% | 3,904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2499% | 4,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2022% | 2,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2022% | 2,150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0234% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 4,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 4,741 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1309% | 3,929 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 4,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3432% | 5,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7333% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7333% | 881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0327% | 4,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 4,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 4,798 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1372% | 3,993 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 4,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6595% | 5,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6012% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6012% | 417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0123% | 4,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 4,887 |
| Percentage Net Loans Charged-off:Construction & development | -0.0406% | 4,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0445% | 5,098 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1623% | 4,094 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0288% | 4,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2172% | 5,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2292% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2292% | 611 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0139% | 4,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,492 |
| Percentage Net Loans Charged-off:Construction & development | -0.0557% | 4,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 2,055 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1666% | 4,127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 1,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2779% | 5,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6990% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6990% | 1,094 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0466% | 5,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0285% | 4,995 |
| Percentage Net Loans Charged-off:Construction & development | -0.0879% | 4,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0389% | 5,084 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2147% | 4,157 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 4,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4028% | 5,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3540% | 1,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3540% | 1,729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 2,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 4,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0435% | 5,178 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2887% | 4,229 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 4,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0795% | 4,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9809% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9809% | 334 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3666% | 5,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1956% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4211% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0971% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1358% | 4,239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1319% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1478% | 1,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4645% | 1,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4645% | 1,778 |
| Percentage Net Loans Charged-off: All other loans and lease | -26.7896% | 5,411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3989% | 5,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3947% | 260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6747% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3625% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1117% | 4,237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4346% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0524% | 4,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5239% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5239% | 1,420 |
| Percentage Net Loans Charged-off: All other loans and lease | -34.3880% | 5,458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8053% | 5,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3930% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4679% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5513% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1347% | 4,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6547% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0390% | 4,623 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0719% | 5,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0719% | 4,983 |
| Percentage Net Loans Charged-off: All other loans and lease | -51.7231% | 5,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1627% | 1,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1900% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6175% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0883% | 5,635 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2686% | 4,396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0610% | 5,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1453% | 5,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1453% | 5,111 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3658% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4381% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.1006% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8474% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2393% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0344% | 4,209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2812% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9856% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8371% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8371% | 907 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.6500% | 5,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5569% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5627% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 0.1419% | 487 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0820% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2948% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0463% | 4,272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3471% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8469% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9737% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9737% | 667 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0197% | 5,632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3883% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3008% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 0.3563% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3673% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2688% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0697% | 4,372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3207% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2911% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0844% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0844% | 273 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4826% | 5,687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4315% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3754% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 0.2184% | 267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3034% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5500% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0694% | 4,426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6462% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9298% | 378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9089% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9089% | 737 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 3,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0397% | 5,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.8684% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7302% | 6,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3573% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0560% | 4,513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4183% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4273% | 5,881 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1183% | 5,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1183% | 5,665 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4826% | 199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1117% | 6,175 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0834% | 6,082 |
| Percentage Net Loans Charged-off:Construction & development | 1.1809% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9645% | 6,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3994% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0511% | 4,530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4645% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4258% | 5,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3130% | 6,444 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3107% | 6,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.2418% | 609 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4116% | 6,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6089% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0394% | 4,526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7013% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4188% | 5,950 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4824% | 6,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4824% | 6,088 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5273% | 6,564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5777% | 6,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.4465% | 6,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1045% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0787% | 4,632 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2757% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4433% | 6,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1611% | 2,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1611% | 2,151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5749% | 293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2085% | 2,258 |
| Percentage Net Loans Charged-off:Construction & development | 1.4581% | 703 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7237% | 6,585 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0789% | 5,251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8101% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7083% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8251% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1785% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8898% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8898% | 475 |
| Percentage Net Loans Charged-off: All other loans and lease | 22.0176% | 70 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4510% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2788% | 1,763 |
| Percentage Net Loans Charged-off:Construction & development | 1.4155% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7236% | 6,654 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1065% | 5,317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9998% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9660% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0047% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5809% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1746% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1746% | 387 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4184% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3717% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 2.1134% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9380% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1592% | 5,340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7825% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7241% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7910% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2899% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2418% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2418% | 731 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2598% | 196 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5672% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 4.2274% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2403% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3161% | 5,399 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8125% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5224% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7105% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8515% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1368% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1368% | 430 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6273% | 1,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7491% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | 2.9979% | 850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4214% | 6,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1502% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0454% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7281% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9392% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0728% | 5,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5185% | 2,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5185% | 2,166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5003% | 2,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5745% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | 2.2810% | 960 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5307% | 6,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.4007% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8573% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5550% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9050% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0888% | 5,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3310% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3307% | 871 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2664% | 2,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2815% | 2,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.2774% | 1,655 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2680% | 6,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.9933% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4026% | 1,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8731% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3277% | 2,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0149% | 5,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4428% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4428% | 806 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6839% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7712% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.5455% | 1,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 27.1656% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8256% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7203% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6818% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6549% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6549% | 658 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0450% | 313 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5505% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 2.4336% | 1,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.7047% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 21.1213% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5329% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1474% | 1,707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6019% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7501% | 2,313 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0357% | 6,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0322% | 6,343 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2409% | 268 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7591% | 191 |
| Percentage Net Loans Charged-off:Construction & development | 3.2145% | 1,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.9243% | 61 |
| Percentage Net Loans Charged-off: Multi-family residential | 28.0154% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2652% | 2,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3133% | 2,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0034% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1911% | 6,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1685% | 6,692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9437% | 698 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1557% | 565 |
| Percentage Net Loans Charged-off:Construction & development | -0.0506% | 6,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6757% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 41.7803% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2130% | 2,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2515% | 2,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4338% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0711% | 6,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0605% | 6,237 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4789% | 2,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6125% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | -0.0507% | 6,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4474% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0809% | 2,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0954% | 2,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0878% | 6,309 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1588% | 7,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9151% | 7,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2274% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3565% | 1,439 |
| Percentage Net Loans Charged-off:Construction & development | 5.2570% | 1,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1256% | 3,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2370% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4493% | 966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6277% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8287% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0324% | 6,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7641% | 2,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7579% | 2,127 |
| Percentage Net Loans Charged-off:Construction & development | 1.3866% | 2,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1685% | 2,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2025% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4086% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8482% | 2,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1283% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0435% | 6,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9574% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9327% | 1,691 |
| Percentage Net Loans Charged-off:Construction & development | 1.4335% | 1,816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2545% | 1,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5410% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8083% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1700% | 1,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6758% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0671% | 6,496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8123% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5266% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | -0.2843% | 7,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7362% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7597% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8916% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6545% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4627% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0680% | 6,502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3748% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3827% | 3,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.6710% | 2,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6860% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7932% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3159% | 4,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0051% | 2,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0861% | 6,825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3034% | 4,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2787% | 3,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.8778% | 2,228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3156% | 2,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3644% | 2,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3884% | 3,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2927% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0916% | 6,838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2173% | 4,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2116% | 3,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.7016% | 1,959 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2231% | 2,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2564% | 2,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0124% | 6,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8941% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1003% | 6,862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 3,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1412% | 2,641 |
| Percentage Net Loans Charged-off:Construction & development | -0.1835% | 7,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4589% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5265% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 6,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6436% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1027% | 6,837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7381% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7506% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 2.6571% | 908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1937% | 1,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3387% | 1,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3901% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8280% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8260% | 2,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1054% | 7,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7869% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7733% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 2.7698% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2222% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2638% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3043% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1217% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8082% | 2,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1069% | 7,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8856% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9858% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 3.7334% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3536% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1025% | 1,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1182% | 1,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4571% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2600% | 3,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1100% | 7,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3232% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2858% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 1.8379% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 7,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3258% | 8,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6554% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4781% | 8,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8345% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1130% | 7,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2248% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3998% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 4.5345% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7367% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5091% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6601% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4850% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1886% | 2,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6519% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1091% | 7,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7922% | 450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8928% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 2.0574% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9767% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3510% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6846% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2971% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1609% | 2,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7082% | 2,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1086% | 7,164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9983% | 325 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1604% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 3.2546% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8625% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5448% | 327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6757% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5231% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5102% | 2,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1076% | 7,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 3,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0091% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1038% | 7,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1699% | 2,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1667% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.3691% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2719% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3191% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1300% | 7,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8370% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1153% | 7,238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1572% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1584% | 704 |
| Percentage Net Loans Charged-off:Construction & development | 0.4850% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2042% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2394% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1607% | 7,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7703% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1192% | 7,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 2,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1407% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.4351% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1785% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2091% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2323% | 7,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5165% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1300% | 7,252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2012% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2466% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 1.0836% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1921% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2243% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4315% | 7,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8928% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1496% | 7,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1105% | 3,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.5507% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 8,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 1,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 3,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9506% | 1,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2775% | 7,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0666% | 3,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.5218% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0366% | 8,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0144% | 3,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5760% | 2,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3184% | 7,513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 2,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1019% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.7530% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0563% | 8,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0987% | 2,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5685% | 2,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3355% | 7,491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1434% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1683% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 0.9872% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3149% | 3,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2675% | 7,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2280% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.1966% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2421% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2243% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2532% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4127% | 2,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5207% | 3,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2571% | 7,570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 3,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1586% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 0.1175% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3287% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3677% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0981% | 7,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5527% | 3,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2589% | 7,578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 5,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 2,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 1,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1415% | 7,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1055% | 5,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2794% | 7,575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 3,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0696% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1589% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1742% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5361% | 2,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2365% | 7,507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 3,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 3,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 2,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 2,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6016% | 2,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6509% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3565% | 7,792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2125% | 2,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 2,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 2,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 1,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8157% | 1,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0819% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4029% | 7,823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2091% | 2,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8972% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9707% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4426% | 7,830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4088% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8107% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2460% | 439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3759% | 7,782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1838% | 3,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0684% | 2,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1215% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1305% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5248% | 2,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2722% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4605% | 7,987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 5,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 2,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1156% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 2,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 2,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 7,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8134% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4667% | 8,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 4,618 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 4,703 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0186% | 9,397 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 9,871 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 6,510 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0609% | 6,638 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0365% | 10,710 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1860% | 12,498 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5208% | 13,688 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |