Home > Citizens Alliance Bank > Net charge- offs to loans
Citizens Alliance Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1008% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1124% | 4,525 |
| Percentage Net Loans Charged-off:Construction & development | -0.7998% | 4,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1580% | 4,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0661% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4658% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1372% | 4,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1551% | 4,566 |
| Percentage Net Loans Charged-off:Construction & development | -1.1237% | 4,573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2045% | 4,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0446% | 2,378 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3952% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0130% | 4,115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0530% | 4,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2712% | 4,497 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0175% | 4,099 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0206% | 4,104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0960% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4902% | 4,585 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0379% | 4,095 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0456% | 4,107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0149% | 3,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0448% | 2,424 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1107% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0236% | 2,460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0008% | 3,155 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 3,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1298% | 1,796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1366% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1274% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 2,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 3,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1422% | 1,616 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2057% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1200% | 1,615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 3,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 3,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 3,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3632% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5590% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2944% | 1,042 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 3,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4232% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0091% | 3,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1108% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0484% | 3,970 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1135% | 674 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 3,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5645% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0735% | 4,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1500% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1461% | 4,226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0702% | 4,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3295% | 4,589 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0745% | 3,959 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2276% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1728% | 4,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 3,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 3,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 3,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3726% | 4,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4665% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6371% | 4,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2183% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 4,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0402% | 4,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0815% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6533% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7803% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6156% | 929 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3772% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1049% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2538% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5634% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6513% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9842% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5526% | 989 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5745% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1575% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3807% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 4,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4974% | 144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8408% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5188% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6375% | 921 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9340% | 160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 4,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4654% | 66 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0342% | 2,237 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1458% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 2,905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 4,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0644% | 4,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0692% | 4,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1645% | 1,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2127% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2476% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2016% | 2,321 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 4,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 4,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2515% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2392% | 2,157 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2371% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2400% | 2,024 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 3,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 4,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 4,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1205% | 2,383 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1591% | 2,129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 2,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 4,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 4,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2395% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3148% | 1,513 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 4,260 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0271% | 4,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0636% | 4,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 4,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0395% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1880% | 2,508 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4830% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1048% | 2,798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 4,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0357% | 4,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0849% | 5,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 4,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 4,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1740% | 2,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6480% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0417% | 2,882 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0245% | 4,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0540% | 4,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1288% | 5,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 4,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 4,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1309% | 2,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4459% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0420% | 2,646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0509% | 4,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1135% | 5,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2760% | 5,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 4,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 4,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2317% | 1,856 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9132% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0423% | 2,229 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7234% | 292 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 4,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 4,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9927% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2840% | 2,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1502% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3222% | 2,104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9709% | 180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 4,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 2,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 1,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0759% | 119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2003% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0576% | 4,862 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2595% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 4,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 4,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3252% | 83 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0683% | 2,831 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3084% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 4,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 4,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 3,956 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0689% | 4,848 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1541% | 1,043 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0443% | 4,726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1103% | 2,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,498 |
| Percentage Net Loans Charged-off:Construction & development | -0.0318% | 4,675 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 1,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0078% | 2,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5484% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1509% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0569% | 3,339 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3112% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 3,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 1,994 |
| Percentage Net Loans Charged-off:Construction & development | -0.0434% | 4,779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0682% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 2,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 2,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 4,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4100% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5513% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0611% | 2,985 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 2,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1108% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 1,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 4,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4306% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4305% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1178% | 2,465 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0484% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1116% | 793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2333% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 4,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1281% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6124% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0592% | 4,871 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3633% | 6,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8389% | 6,084 |
| Percentage Net Loans Charged-off:Construction & development | -10.6226% | 5,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0219% | 1,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4883% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 5,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 5,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 4,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3612% | 2,015 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8735% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1501% | 2,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4912% | 6,148 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1209% | 6,173 |
| Percentage Net Loans Charged-off:Construction & development | -13.3447% | 5,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6238% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 2,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 4,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3244% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8220% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1194% | 2,683 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7498% | 6,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.6873% | 6,252 |
| Percentage Net Loans Charged-off:Construction & development | -17.4925% | 5,776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0712% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8737% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 5,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 5,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 4,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0639% | 2,836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2876% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0303% | 4,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.4875% | 6,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -3.3781% | 6,334 |
| Percentage Net Loans Charged-off:Construction & development | -31.4334% | 5,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1694% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5559% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 1,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 4,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1257% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2851% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0594% | 2,282 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 3,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1551% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 1.5348% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0987% | 1,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0281% | 5,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0327% | 5,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0913% | 5,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2063% | 2,835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4870% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0880% | 3,347 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 4,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 2,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.1590% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0734% | 1,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 5,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 5,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 4,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1369% | 2,945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4192% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0194% | 3,423 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 3,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 2,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.2306% | 619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0322% | 1,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 5,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0310% | 5,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 4,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2228% | 2,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4874% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1143% | 2,678 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 3,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0306% | 2,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.5038% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 5,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0333% | 5,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0369% | 5,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4215% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3652% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0713% | 5,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0650% | 6,391 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2668% | 6,613 |
| Percentage Net Loans Charged-off:Construction & development | -4.2636% | 6,163 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0497% | 6,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2973% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3288% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1558% | 2,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3000% | 2,738 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0432% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1072% | 5,894 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 4,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1110% | 6,509 |
| Percentage Net Loans Charged-off:Construction & development | -1.9695% | 6,132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0582% | 6,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2287% | 1,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2528% | 1,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2155% | 1,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3561% | 2,282 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1303% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0721% | 5,687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 6,224 |
| Percentage Net Loans Charged-off:Construction & development | -1.4124% | 6,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2576% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2847% | 1,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3323% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1171% | 5,763 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1296% | 1,218 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1099% | 5,677 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 5,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 5,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 5,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 6,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 4,871 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1463% | 5,783 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3927% | 1,238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1714% | 4,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2831% | 2,813 |
| Percentage Net Loans Charged-off:Construction & development | -0.0717% | 6,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2720% | 2,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6870% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3340% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5147% | 1,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0685% | 3,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6944% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5486% | 789 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7748% | 1,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 3,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2305% | 2,909 |
| Percentage Net Loans Charged-off:Construction & development | -0.0685% | 6,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 2,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8322% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0880% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5983% | 1,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0302% | 3,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8864% | 1,427 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7106% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9797% | 1,178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1695% | 3,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2685% | 2,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.1231% | 6,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 2,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9685% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6490% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5951% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0198% | 5,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2917% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7816% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5580% | 751 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 2,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2749% | 2,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0393% | 1,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0518% | 1,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9278% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2844% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5747% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0411% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7850% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2882% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0375% | 529 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9487% | 1,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7324% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 12.1852% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5252% | 1,942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3649% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5274% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0383% | 6,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3717% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1644% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5094% | 2,495 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0141% | 5,918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5792% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0701% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 6.8605% | 646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3633% | 1,919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2409% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2570% | 2,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0619% | 6,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8894% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9081% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0256% | 4,342 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0204% | 5,978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7198% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5572% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 10.7742% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5390% | 1,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 3,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 3,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0864% | 6,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1830% | 3,412 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6486% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0748% | 6,296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0397% | 4,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1216% | 3,092 |
| Percentage Net Loans Charged-off:Construction & development | -3.6827% | 6,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1656% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4693% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5052% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1553% | 6,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4611% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2940% | 509 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4777% | 1,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8125% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 17.6563% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1187% | 3,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9353% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0023% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 4,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8145% | 2,514 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6358% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3096% | 1,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7852% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3506% | 385 |
| Percentage Net Loans Charged-off:Construction & development | 20.5104% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1592% | 2,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0003% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0713% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0513% | 4,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7221% | 2,548 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0817% | 807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4266% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6289% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1735% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 18.6574% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0385% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1125% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0839% | 3,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8692% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9012% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1200% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1214% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7070% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 13.8024% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0654% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2122% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3939% | 7,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4517% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5985% | 704 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6214% | 6,772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8893% | 1,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6298% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 14.2201% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9165% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1905% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2814% | 1,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1059% | 4,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3413% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4578% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0698% | 6,793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0584% | 1,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9978% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 6.1374% | 819 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9582% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3341% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4376% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0361% | 4,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4721% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9831% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0817% | 6,821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3279% | 3,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6691% | 1,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4563% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7176% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7751% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0400% | 3,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0870% | 4,899 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1225% | 6,889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5162% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0346% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9168% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 2,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0992% | 2,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1594% | 1,605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1739% | 6,896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 4,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1212% | 3,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.3185% | 2,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1154% | 1,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2160% | 3,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9034% | 2,487 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9437% | 721 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0462% | 6,893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1563% | 3,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1618% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.4197% | 1,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1544% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2067% | 2,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0771% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1944% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0423% | 6,865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 4,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1497% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.5603% | 973 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1112% | 7,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3900% | 3,245 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7163% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0632% | 6,938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 4,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.2642% | 774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1508% | 7,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1101% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3723% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1280% | 7,032 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5318% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5167% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 1.5507% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0159% | 1,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3116% | 860 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3692% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2046% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3417% | 3,826 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8627% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0991% | 7,164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3598% | 1,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 2,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.1216% | 707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5998% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2354% | 3,891 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7723% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1039% | 7,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3009% | 8,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1068% | 8,027 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6996% | 8,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1575% | 7,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6468% | 8,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.9714% | 8,152 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9416% | 8,354 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2524% | 7,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0989% | 8,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6534% | 8,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7382% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0946% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1330% | 7,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1690% | 8,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8735% | 8,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8838% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7757% | 900 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1386% | 7,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2468% | 8,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2904% | 8,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4625% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3337% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2107% | 7,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4882% | 8,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5822% | 8,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0105% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2191% | 7,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0501% | 8,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0723% | 1,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.1897% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1609% | 7,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4685% | 3,720 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4108% | 1,038 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3110% | 7,488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0556% | 8,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1553% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 0.4425% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2156% | 7,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0322% | 7,555 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2004% | 1,299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4061% | 7,538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0725% | 8,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2378% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 0.7001% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2796% | 7,822 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0984% | 7,584 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2050% | 1,177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6029% | 7,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 4,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4858% | 232 |
| Percentage Net Loans Charged-off:Construction & development | 1.4674% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1798% | 7,706 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3033% | 7,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8724% | 7,618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5915% | 8,874 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0970% | 8,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4274% | 8,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4681% | 8,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1569% | 3,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6106% | 3,327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4419% | 1,540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.3111% | 7,828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7147% | 8,916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1358% | 8,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5744% | 8,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6312% | 8,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3185% | 2,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7464% | 2,526 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2235% | 1,484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.8200% | 7,835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9694% | 8,965 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2119% | 8,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8449% | 8,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9270% | 8,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3449% | 8,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8839% | 2,110 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2337% | 2,496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.0734% | 7,838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.2030% | 8,983 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 8,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0631% | 8,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0691% | 8,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3191% | 8,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0997% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.3932% | 7,811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3390% | 9,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 8,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0730% | 8,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0819% | 8,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0353% | 7,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5377% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7823% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2324% | 7,920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4039% | 9,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 8,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0745% | 8,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0840% | 8,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1857% | 3,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9827% | 2,200 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6875% | 1,578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5014% | 7,951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5514% | 9,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 8,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0739% | 8,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0836% | 8,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4945% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0568% | 1,952 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1921% | 1,286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.2232% | 7,970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1091% | 9,192 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0238% | 8,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0744% | 8,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0838% | 8,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0181% | 7,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1118% | 4,648 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.4646% | 7,976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4591% | 9,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0238% | 8,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0819% | 8,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0911% | 8,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7195% | 8,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6306% | 3,686 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4768% | 1,474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8189% | 8,046 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5383% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 8,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0972% | 9,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1103% | 9,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3828% | 8,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6257% | 3,567 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8966% | 1,778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7288% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2772% | 385 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1167% | 9,821 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6613% | 327 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0617% | 10,189 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1571% | 4,723 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1837% | 4,103 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1589% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6068% | 2,284 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6531% | 3,351 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |