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CIT Bank, Income and Expense

2015-06-30 (YTD Data)Rank
Total interest income$400,778,00064
Total interest expense$151,045,00025
Net interest income$249,733,00083
Provision for loan and lease losses$53,951,00036
Total noninterest income$191,746,00053
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$4,026,00044
Additional Noninterest Income$187,720,00041
Total noninterest expense$277,755,00064
Salaries and employee benefits$78,850,00095
Premises and equipment expense$1,596,000789
Additional noninterest expense$197,309,00045
Pre-tax net operating income$109,773,00097
Securities gains (losses)$02,636
Applicable income taxes$37,082,00090
Income before extraordinary items$72,691,000101
Extraordinary gains, net$022
Net income$72,691,000101
Minority interest net income$075
Net income of bank and minority interests.$72,691,000101
Net charge-offs$39,682,00041
Cash dividends$20,215,000135
Sale, conversion, retirement of capital stock, net$0751
Net operating income$72,691,000100
2015-03-31 (YTD Data)Rank
Total interest income$197,451,00067
Total interest expense$74,006,00025
Net interest income$123,445,00083
Provision for loan and lease losses$32,033,00037
Total noninterest income$98,685,00052
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$4,013,00037
Additional Noninterest Income$94,672,00042
Total noninterest expense$129,986,00069
Salaries and employee benefits$40,205,00093
Premises and equipment expense$552,0001,101
Additional noninterest expense$89,229,00048
Pre-tax net operating income$60,111,00086
Securities gains (losses)$02,027
Applicable income taxes$25,050,00077
Income before extraordinary items$35,061,00099
Extraordinary gains, net$013
Net income$35,061,00099
Minority interest net income$064
Net income of bank and minority interests.$35,061,00099
Net charge-offs$15,332,00043
Cash dividends$9,696,000134
Sale, conversion, retirement of capital stock, net$0697
Net operating income$35,061,00098
2014-12-31 (YTD Data)Rank
Total interest income$712,101,00069
Total interest expense$245,134,00028
Net interest income$466,967,00085
Provision for loan and lease losses$99,046,00034
Total noninterest income$341,831,00058
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$39,0005,869
Trading account gains and fees$915,00077
Additional Noninterest Income$340,877,00045
Total noninterest expense$505,025,00070
Salaries and employee benefits$134,944,00099
Premises and equipment expense$5,863,000444
Additional noninterest expense$364,218,00046
Pre-tax net operating income$204,727,00098
Securities gains (losses)$03,259
Applicable income taxes$81,580,00082
Income before extraordinary items$123,147,000104
Extraordinary gains, net$017
Net income$123,147,000104
Minority interest net income$084
Net income of bank and minority interests.$123,147,000104
Net charge-offs$42,365,00053
Cash dividends$39,362,000145
Sale, conversion, retirement of capital stock, net$0862
Net operating income$123,147,000102
2014-09-30 (YTD Data)Rank
Total interest income$512,107,00075
Total interest expense$171,670,00031
Net interest income$340,437,00090
Provision for loan and lease losses$72,960,00036
Total noninterest income$235,307,00062
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$40,0005,730
Trading account gains and fees$-966,0006,583
Additional Noninterest Income$236,233,00048
Total noninterest expense$353,105,00076
Salaries and employee benefits$96,632,000105
Premises and equipment expense$6,723,000295
Additional noninterest expense$249,750,00050
Pre-tax net operating income$149,679,00097
Securities gains (losses)$02,980
Applicable income taxes$58,853,00084
Income before extraordinary items$90,826,000103
Extraordinary gains, net$015
Net income$90,826,000103
Minority interest net income$081
Net income of bank and minority interests.$90,826,000103
Net charge-offs$32,146,00056
Cash dividends$34,445,000125
Sale, conversion, retirement of capital stock, net$0819
Net operating income$90,826,000102
2014-06-30 (YTD Data)Rank
Total interest income$327,536,00076
Total interest expense$106,454,00033
Net interest income$221,082,00089
Provision for loan and lease losses$39,383,00039
Total noninterest income$150,145,00063
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$-862,0006,651
Additional Noninterest Income$151,007,00047
Total noninterest expense$209,197,00079
Salaries and employee benefits$60,895,000109
Premises and equipment expense$2,748,000474
Additional noninterest expense$145,554,00053
Pre-tax net operating income$122,647,00080
Securities gains (losses)$02,580
Applicable income taxes$48,211,00071
Income before extraordinary items$74,436,00088
Extraordinary gains, net$020
Net income$74,436,00087
Minority interest net income$080
Net income of bank and minority interests.$74,436,00087
Net charge-offs$21,100,00056
Cash dividends$22,019,000122
Sale, conversion, retirement of capital stock, net$0794
Net operating income$74,436,00087
2014-03-31 (YTD Data)Rank
Total interest income$157,791,00078
Total interest expense$51,383,00034
Net interest income$106,408,00091
Provision for loan and lease losses$24,776,00036
Total noninterest income$72,854,00064
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$1,234,00051
Additional Noninterest Income$71,620,00047
Total noninterest expense$103,645,00075
Salaries and employee benefits$31,713,000104
Premises and equipment expense$2,523,000269
Additional noninterest expense$69,409,00053
Pre-tax net operating income$50,841,00097
Securities gains (losses)$01,715
Applicable income taxes$17,826,00094
Income before extraordinary items$33,015,000105
Extraordinary gains, net$016
Net income$33,015,000104
Minority interest net income$066
Net income of bank and minority interests.$33,015,000105
Net charge-offs$14,359,00052
Cash dividends$12,114,000105
Sale, conversion, retirement of capital stock, net$0747
Net operating income$33,015,000102
2013-12-31 (YTD Data)Rank
Total interest income$550,487,00082
Total interest expense$172,089,00039
Net interest income$378,398,000101
Provision for loan and lease losses$93,132,00040
Total noninterest income$233,852,00074
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$2,057,00062
Additional Noninterest Income$231,795,00054
Total noninterest expense$341,237,00086
Salaries and employee benefits$120,593,000109
Premises and equipment expense$8,893,000294
Additional noninterest expense$211,751,00069
Pre-tax net operating income$177,881,00099
Securities gains (losses)$03,182
Applicable income taxes$69,364,00092
Income before extraordinary items$108,517,000116
Extraordinary gains, net$029
Net income$108,517,000116
Minority interest net income$090
Net income of bank and minority interests.$108,517,000116
Net charge-offs$14,868,000134
Cash dividends$15,522,000233
Sale, conversion, retirement of capital stock, net$0924
Net operating income$108,517,000116
2013-09-30 (YTD Data)Rank
Total interest income$398,366,00083
Total interest expense$124,744,00041
Net interest income$273,622,000102
Provision for loan and lease losses$67,290,00040
Total noninterest income$183,129,00070
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$1,655,00064
Additional Noninterest Income$181,474,00054
Total noninterest expense$266,102,00082
Salaries and employee benefits$89,124,000110
Premises and equipment expense$6,565,000293
Additional noninterest expense$170,413,00062
Pre-tax net operating income$123,359,000102
Securities gains (losses)$03,040
Applicable income taxes$49,459,00094
Income before extraordinary items$73,900,000123
Extraordinary gains, net$025
Net income$73,900,000123
Minority interest net income$084
Net income of bank and minority interests.$73,900,000123
Net charge-offs$11,309,000131
Cash dividends$8,039,000293
Sale, conversion, retirement of capital stock, net$0868
Net operating income$73,900,000123
2013-06-30 (YTD Data)Rank
Total interest income$256,661,00086
Total interest expense$84,930,00040
Net interest income$171,731,000105
Provision for loan and lease losses$37,735,00048
Total noninterest income$115,502,00077
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$860,00067
Additional Noninterest Income$114,642,00059
Total noninterest expense$167,599,00086
Salaries and employee benefits$57,530,000110
Premises and equipment expense$4,808,000271
Additional noninterest expense$105,261,00066
Pre-tax net operating income$81,899,000103
Securities gains (losses)$02,791
Applicable income taxes$32,942,00096
Income before extraordinary items$48,957,000123
Extraordinary gains, net$022
Net income$48,957,000123
Minority interest net income$082
Net income of bank and minority interests.$48,957,000123
Net charge-offs$6,214,000159
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$48,957,000119
2013-03-31 (YTD Data)Rank
Total interest income$121,907,00085
Total interest expense$40,744,00044
Net interest income$81,163,000110
Provision for loan and lease losses$20,835,00043
Total noninterest income$53,354,00079
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$241,00077
Additional Noninterest Income$53,113,00062
Total noninterest expense$76,953,00098
Salaries and employee benefits$28,018,000111
Premises and equipment expense$14,207,00059
Additional noninterest expense$34,728,00095
Pre-tax net operating income$36,729,000111
Securities gains (losses)$01,966
Applicable income taxes$14,569,000102
Income before extraordinary items$22,160,000128
Extraordinary gains, net$010
Net income$22,160,000129
Minority interest net income$076
Net income of bank and minority interests.$22,160,000129
Net charge-offs$2,853,000195
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$22,160,000125
2012-12-31 (YTD Data)Rank
Total interest income$378,741,000110
Total interest expense$195,229,00044
Net interest income$183,512,000159
Provision for loan and lease losses$93,338,00053
Total noninterest income$183,392,00085
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$448,00085
Additional Noninterest Income$182,944,00067
Total noninterest expense$192,719,000136
Salaries and employee benefits$93,776,000121
Premises and equipment expense$27,633,000109
Additional noninterest expense$71,310,000155
Pre-tax net operating income$80,847,000160
Securities gains (losses)$03,810
Applicable income taxes$39,562,000121
Income before extraordinary items$41,285,000206
Extraordinary gains, net$029
Net income$41,285,000206
Minority interest net income$093
Net income of bank and minority interests.$41,285,000206
Net charge-offs$10,236,000314
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$41,285,000203
2012-09-30 (YTD Data)Rank
Total interest income$270,031,000117
Total interest expense$112,348,00053
Net interest income$157,683,000150
Provision for loan and lease losses$45,604,00068
Total noninterest income$117,064,000101
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$81,000115
Additional Noninterest Income$116,983,00077
Total noninterest expense$134,374,000145
Salaries and employee benefits$71,320,000122
Premises and equipment expense$17,864,000121
Additional noninterest expense$45,190,000173
Pre-tax net operating income$94,769,000119
Securities gains (losses)$03,575
Applicable income taxes$34,732,000110
Income before extraordinary items$60,037,000139
Extraordinary gains, net$020
Net income$60,037,000139
Minority interest net income$086
Net income of bank and minority interests.$60,037,000139
Net charge-offs$9,198,000278
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$60,037,000135
2012-06-30 (YTD Data)Rank
Total interest income$171,074,000120
Total interest expense$72,929,00054
Net interest income$98,145,000154
Provision for loan and lease losses$32,307,00065
Total noninterest income$76,849,00098
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$47,000119
Additional Noninterest Income$76,802,00075
Total noninterest expense$80,287,000151
Salaries and employee benefits$42,341,000133
Premises and equipment expense$9,407,000152
Additional noninterest expense$28,539,000175
Pre-tax net operating income$62,400,000120
Securities gains (losses)$03,178
Applicable income taxes$21,683,000111
Income before extraordinary items$40,717,000132
Extraordinary gains, net$019
Net income$40,717,000132
Minority interest net income$084
Net income of bank and minority interests.$40,717,000132
Net charge-offs$6,607,000266
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$40,717,000131
2012-03-31 (YTD Data)Rank
Total interest income$83,602,000121
Total interest expense$37,078,00056
Net interest income$46,524,000162
Provision for loan and lease losses$12,392,00085
Total noninterest income$27,200,000116
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$29,000112
Additional Noninterest Income$27,171,00082
Total noninterest expense$33,354,000182
Salaries and employee benefits$17,481,000159
Premises and equipment expense$3,857,000178
Additional noninterest expense$12,016,000196
Pre-tax net operating income$27,978,000132
Securities gains (losses)$02,210
Applicable income taxes$9,565,000125
Income before extraordinary items$18,413,000143
Extraordinary gains, net$019
Net income$18,413,000144
Minority interest net income$078
Net income of bank and minority interests.$18,413,000144
Net charge-offs$1,212,000594
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$18,413,000141
2011-12-31 (YTD Data)Rank
Total interest income$272,665,000144
Total interest expense$117,471,00078
Net interest income$155,194,000178
Provision for loan and lease losses$42,085,000127
Total noninterest income$72,520,000143
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$06,974
Trading account gains and fees$34,000119
Additional Noninterest Income$72,486,000115
Total noninterest expense$72,886,000301
Salaries and employee benefits$37,891,000266
Premises and equipment expense$5,869,000444
Additional noninterest expense$29,126,000285
Pre-tax net operating income$112,743,000118
Securities gains (losses)$03,838
Applicable income taxes$45,514,000106
Income before extraordinary items$67,229,000131
Extraordinary gains, net$029
Net income$67,229,000132
Minority interest net income$096
Net income of bank and minority interests.$67,229,000132
Net charge-offs$5,880,000700
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$67,229,000130
2011-09-30 (YTD Data)Rank
Total interest income$195,956,000150
Total interest expense$82,545,00081
Net interest income$113,411,000180
Provision for loan and lease losses$25,152,000145
Total noninterest income$54,232,000140
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$54,232,000109
Total noninterest expense$44,349,000355
Salaries and employee benefits$20,859,000364
Premises and equipment expense$2,830,000668
Additional noninterest expense$20,660,000295
Pre-tax net operating income$98,142,000110
Securities gains (losses)$03,555
Applicable income taxes$42,174,00095
Income before extraordinary items$55,968,000125
Extraordinary gains, net$021
Net income$55,968,000126
Minority interest net income$087
Net income of bank and minority interests.$55,968,000126
Net charge-offs$4,270,000715
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$55,968,000122
2011-06-30 (YTD Data)Rank
Total interest income$130,407,000149
Total interest expense$53,135,00087
Net interest income$77,272,000182
Provision for loan and lease losses$12,816,000194
Total noninterest income$28,035,000170
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$28,035,000139
Total noninterest expense$24,086,000436
Salaries and employee benefits$9,302,000523
Premises and equipment expense$773,0001,638
Additional noninterest expense$14,011,000298
Pre-tax net operating income$68,405,000110
Securities gains (losses)$02,914
Applicable income taxes$30,900,00093
Income before extraordinary items$37,505,000127
Extraordinary gains, net$015
Net income$37,505,000127
Minority interest net income$089
Net income of bank and minority interests.$37,505,000127
Net charge-offs$3,523,000604
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$37,505,000127
2011-03-31 (YTD Data)Rank
Total interest income$64,462,000152
Total interest expense$26,802,00089
Net interest income$37,660,000181
Provision for loan and lease losses$1,695,000590
Total noninterest income$13,414,000182
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$13,414,000146
Total noninterest expense$12,045,000435
Salaries and employee benefits$3,196,000795
Premises and equipment expense$324,0001,990
Additional noninterest expense$8,525,000258
Pre-tax net operating income$37,334,00099
Securities gains (losses)$01,772
Applicable income taxes$14,651,00088
Income before extraordinary items$22,683,000108
Extraordinary gains, net$09
Net income$22,683,000108
Minority interest net income$086
Net income of bank and minority interests.$22,683,000108
Net charge-offs$1,579,000632
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$22,683,000104
2010-12-31 (YTD Data)Rank
Total interest income$308,937,000139
Total interest expense$114,860,00091
Net interest income$194,077,000154
Provision for loan and lease losses$24,126,000306
Total noninterest income$35,289,000256
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$0175
Additional Noninterest Income$35,289,000195
Total noninterest expense$40,733,000521
Salaries and employee benefits$9,885,000990
Premises and equipment expense$1,772,0001,447
Additional noninterest expense$29,076,000299
Pre-tax net operating income$164,507,00078
Securities gains (losses)$03,793
Applicable income taxes$63,486,00075
Income before extraordinary items$101,021,00086
Extraordinary gains, net$029
Net income$101,021,00087
Minority interest net income$0111
Net income of bank and minority interests.$101,021,00087
Net charge-offs$15,722,000419
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$101,021,00082
2010-09-30 (YTD Data)Rank
Total interest income$239,215,000137
Total interest expense$102,599,00085
Net interest income$136,616,000157
Provision for loan and lease losses$16,163,000332
Total noninterest income$29,618,000238
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$29,618,000176
Total noninterest expense$32,014,000477
Salaries and employee benefits$7,592,000958
Premises and equipment expense$1,363,0001,428
Additional noninterest expense$23,059,000274
Pre-tax net operating income$118,057,00080
Securities gains (losses)$03,651
Applicable income taxes$44,632,00072
Income before extraordinary items$73,425,00086
Extraordinary gains, net$023
Net income$73,425,00087
Minority interest net income$0110
Net income of bank and minority interests.$73,425,00087
Net charge-offs$12,753,000377
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$73,425,00083
2010-06-30 (YTD Data)Rank
Total interest income$163,514,000134
Total interest expense$70,590,00083
Net interest income$92,924,000155
Provision for loan and lease losses$11,489,000320
Total noninterest income$24,237,000189
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$24,237,000150
Total noninterest expense$22,709,000454
Salaries and employee benefits$4,710,0001,036
Premises and equipment expense$941,0001,411
Additional noninterest expense$17,058,000261
Pre-tax net operating income$82,963,00073
Securities gains (losses)$03,184
Applicable income taxes$31,717,00065
Income before extraordinary items$51,246,00083
Extraordinary gains, net$019
Net income$51,246,00083
Minority interest net income$0105
Net income of bank and minority interests.$51,246,00083
Net charge-offs$9,511,000347
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$51,246,00081
2010-03-31 (YTD Data)Rank
Total interest income$85,845,000132
Total interest expense$37,939,00080
Net interest income$47,906,000152
Provision for loan and lease losses$7,869,000273
Total noninterest income$7,682,000283
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$7,682,000210
Total noninterest expense$11,675,000441
Salaries and employee benefits$2,311,0001,065
Premises and equipment expense$485,0001,408
Additional noninterest expense$8,879,000255
Pre-tax net operating income$36,044,00071
Securities gains (losses)$02,284
Applicable income taxes$13,945,00069
Income before extraordinary items$22,099,00083
Extraordinary gains, net$016
Net income$22,099,00084
Minority interest net income$091
Net income of bank and minority interests.$22,099,00084
Net charge-offs$5,815,000297
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$22,099,00079
2009-12-31 (YTD Data)Rank
Total interest income$278,100,000150
Total interest expense$264,142,00058
Net interest income$13,958,0001,603
Provision for loan and lease losses$32,100,000348
Total noninterest income$47,568,000209
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$47,568,000161
Total noninterest expense$60,255,000381
Salaries and employee benefits$19,732,000490
Premises and equipment expense$399,0004,995
Additional noninterest expense$40,124,000258
Pre-tax net operating income$-30,829,0007,800
Securities gains (losses)$03,754
Applicable income taxes$-10,847,0007,870
Income before extraordinary items$-19,982,0007,738
Extraordinary gains, net$034
Net income$-19,982,0007,736
Minority interest net income$0115
Net income of bank and minority interests.$-19,982,0007,736
Net charge-offs$41,284,000226
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-19,982,0007,741
2009-09-30 (YTD Data)Rank
Total interest income$211,673,000156
Total interest expense$145,665,00085
Net interest income$66,008,000277
Provision for loan and lease losses$45,275,000216
Total noninterest income$58,306,000150
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$58,306,000122
Total noninterest expense$51,876,000330
Salaries and employee benefits$19,107,000391
Premises and equipment expense$262,0005,363
Additional noninterest expense$32,507,000242
Pre-tax net operating income$27,163,000155
Securities gains (losses)$03,497
Applicable income taxes$10,192,000138
Income before extraordinary items$16,971,000177
Extraordinary gains, net$027
Net income$16,971,000177
Minority interest net income$0118
Net income of bank and minority interests.$16,971,000177
Net charge-offs$50,942,000164
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$16,971,000173
2009-06-30 (YTD Data)Rank
Total interest income$142,977,000161
Total interest expense$103,295,00089
Net interest income$39,682,000302
Provision for loan and lease losses$42,676,000180
Total noninterest income$39,416,000144
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$39,416,000118
Total noninterest expense$25,907,000434
Salaries and employee benefits$3,833,0001,345
Premises and equipment expense$221,0004,799
Additional noninterest expense$21,853,000250
Pre-tax net operating income$10,515,000225
Securities gains (losses)$03,136
Applicable income taxes$3,553,000224
Income before extraordinary items$6,962,000257
Extraordinary gains, net$021
Net income$6,962,000256
Minority interest net income$0112
Net income of bank and minority interests.$6,962,000256
Net charge-offs$41,241,000138
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$6,962,000248
2009-03-31 (YTD Data)Rank
Total interest income$40,167,000246
Total interest expense$28,697,000140
Net interest income$11,470,000471
Provision for loan and lease losses$10,686,000239
Total noninterest income$2,155,000708
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$2,155,000477
Total noninterest expense$2,961,0001,685
Salaries and employee benefits$826,0003,023
Premises and equipment expense$100,0005,111
Additional noninterest expense$2,035,000812
Pre-tax net operating income$-22,0006,375
Securities gains (losses)$02,434
Applicable income taxes$-8,0007,177
Income before extraordinary items$-14,0006,479
Extraordinary gains, net$015
Net income$-14,0006,480
Minority interest net income$0102
Net income of bank and minority interests.$-14,0006,480
Net charge-offs$12,304,000185
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-14,0006,348
2008-12-31 (YTD Data)Rank
Total interest income$178,300,000237
Total interest expense$118,138,000163
Net interest income$60,162,000382
Provision for loan and lease losses$37,039,000236
Total noninterest income$14,633,000449
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$14,633,000294
Total noninterest expense$12,711,0001,538
Salaries and employee benefits$3,324,0002,967
Premises and equipment expense$391,0005,146
Additional noninterest expense$8,996,000740
Pre-tax net operating income$25,045,000228
Securities gains (losses)$3,0002,883
Applicable income taxes$9,277,000192
Income before extraordinary items$15,771,000256
Extraordinary gains, net$039
Net income$15,771,000256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,046,000121
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$15,769,080268
2008-09-30 (YTD Data)Rank
Total interest income$128,954,000260
Total interest expense$88,575,000174
Net interest income$40,379,000430
Provision for loan and lease losses$20,650,000238
Total noninterest income$8,873,000549
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$8,873,000372
Total noninterest expense$9,746,0001,494
Salaries and employee benefits$2,237,0003,304
Premises and equipment expense$290,0005,201
Additional noninterest expense$7,219,000661
Pre-tax net operating income$18,856,000292
Securities gains (losses)$3,0002,756
Applicable income taxes$7,015,000239
Income before extraordinary items$11,844,000318
Extraordinary gains, net$031
Net income$11,844,000317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,164,000114
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$11,842,080334
2008-06-30 (YTD Data)Rank
Total interest income$85,170,000270
Total interest expense$62,505,000176
Net interest income$22,665,000498
Provision for loan and lease losses$12,926,000215
Total noninterest income$6,507,000527
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$6,507,000360
Total noninterest expense$6,989,0001,375
Salaries and employee benefits$1,384,0003,545
Premises and equipment expense$198,0005,176
Additional noninterest expense$5,407,000582
Pre-tax net operating income$9,257,000402
Securities gains (losses)$3,0002,869
Applicable income taxes$3,377,000358
Income before extraordinary items$5,883,000472
Extraordinary gains, net$021
Net income$5,883,000471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,962,000102
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,881,080459
2008-03-31 (YTD Data)Rank
Total interest income$44,551,000267
Total interest expense$33,814,000182
Net interest income$10,737,000515
Provision for loan and lease losses$9,106,000165
Total noninterest income$2,553,000629
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$2,553,000436
Total noninterest expense$3,971,0001,220
Salaries and employee benefits$825,0003,079
Premises and equipment expense$144,0004,108
Additional noninterest expense$3,002,000505
Pre-tax net operating income$213,0004,845
Securities gains (losses)$02,688
Applicable income taxes$78,0003,080
Income before extraordinary items$135,0005,386
Extraordinary gains, net$015
Net income$135,0005,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,392,00094
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$135,0005,287
2007-12-31 (YTD Data)Rank
Total interest income$278,147,000199
Total interest expense$162,828,000170
Net interest income$115,319,000224
Provision for loan and lease losses$84,893,00070
Total noninterest income$11,694,000550
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$11,694,000371
Total noninterest expense$34,244,000544
Salaries and employee benefits$2,367,0003,883
Premises and equipment expense$371,0005,243
Additional noninterest expense$31,506,000244
Pre-tax net operating income$7,876,0001,063
Securities gains (losses)$02,146
Applicable income taxes$2,853,000852
Income before extraordinary items$5,023,0001,275
Extraordinary gains, net$039
Net income$5,023,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,835,00079
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,023,0001,263
2007-09-30 (YTD Data)Rank
Total interest income$224,576,000178
Total interest expense$123,935,000164
Net interest income$100,641,000196
Provision for loan and lease losses$42,895,00069
Total noninterest income$8,841,000546
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$8,841,000375
Total noninterest expense$30,197,000473
Salaries and employee benefits$1,732,0003,935
Premises and equipment expense$251,0005,511
Additional noninterest expense$28,214,000211
Pre-tax net operating income$36,390,000259
Securities gains (losses)$01,655
Applicable income taxes$13,270,000235
Income before extraordinary items$23,120,000284
Extraordinary gains, net$033
Net income$23,120,000282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,703,00077
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$23,120,000281
2007-06-30 (YTD Data)Rank
Total interest income$144,589,000194
Total interest expense$79,875,000180
Net interest income$64,714,000214
Provision for loan and lease losses$22,605,00073
Total noninterest income$6,390,000539
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$6,390,000373
Total noninterest expense$20,744,000471
Salaries and employee benefits$1,139,0004,005
Premises and equipment expense$163,0005,615
Additional noninterest expense$19,442,000218
Pre-tax net operating income$27,755,000246
Securities gains (losses)$01,444
Applicable income taxes$10,101,000228
Income before extraordinary items$17,654,000264
Extraordinary gains, net$029
Net income$17,654,000263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,161,00079
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$17,654,000261
2007-03-31 (YTD Data)Rank
Total interest income$65,560,000207
Total interest expense$35,664,000200
Net interest income$29,896,000226
Provision for loan and lease losses$12,448,00063
Total noninterest income$4,321,000436
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$4,321,000299
Total noninterest expense$9,414,000520
Salaries and employee benefits$556,0004,101
Premises and equipment expense$54,0006,638
Additional noninterest expense$8,804,000222
Pre-tax net operating income$12,355,000280
Securities gains (losses)$01,187
Applicable income taxes$4,485,000259
Income before extraordinary items$7,870,000296
Extraordinary gains, net$022
Net income$7,870,000295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,399,00075
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$7,870,000292
2006-12-31 (YTD Data)Rank
Total interest income$145,632,000310
Total interest expense$71,078,000277
Net interest income$74,554,000330
Provision for loan and lease losses$24,233,00078
Total noninterest income$10,455,000593
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$10,455,000406
Total noninterest expense$18,884,000940
Salaries and employee benefits$1,788,0004,638
Premises and equipment expense$180,0006,924
Additional noninterest expense$16,916,000367
Pre-tax net operating income$41,892,000314
Securities gains (losses)$01,687
Applicable income taxes$15,569,000288
Income before extraordinary items$26,323,000343
Extraordinary gains, net$051
Net income$26,323,000341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,841,000100
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$26,323,000337
2006-09-30 (YTD Data)Rank
Total interest income$87,479,000378
Total interest expense$40,022,000343
Net interest income$47,457,000396
Provision for loan and lease losses$16,271,00089
Total noninterest income$8,407,000573
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$8,407,000398
Total noninterest expense$11,444,0001,195
Salaries and employee benefits$1,304,0004,701
Premises and equipment expense$101,0007,440
Additional noninterest expense$10,039,000448
Pre-tax net operating income$28,149,000356
Securities gains (losses)$01,388
Applicable income taxes$10,448,000329
Income before extraordinary items$17,701,000387
Extraordinary gains, net$045
Net income$17,701,000386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,559,000109
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$17,701,000382
2006-06-30 (YTD Data)Rank
Total interest income$42,855,000477
Total interest expense$17,476,000482
Net interest income$25,379,000470
Provision for loan and lease losses$9,986,00094
Total noninterest income$5,783,000569
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$5,783,000394
Total noninterest expense$5,573,0001,610
Salaries and employee benefits$845,0004,823
Premises and equipment expense$90,0006,981
Additional noninterest expense$4,638,000615
Pre-tax net operating income$15,603,000408
Securities gains (losses)$01,185
Applicable income taxes$5,786,000373
Income before extraordinary items$9,817,000447
Extraordinary gains, net$039
Net income$9,817,000446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,943,000123
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$9,817,000437
2006-03-31 (YTD Data)Rank
Total interest income$14,599,000652
Total interest expense$4,935,000746
Net interest income$9,664,000599
Provision for loan and lease losses$5,181,00085
Total noninterest income$3,236,000522
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$3,236,000368
Total noninterest expense$1,735,0002,554
Salaries and employee benefits$412,0004,912
Premises and equipment expense$46,0006,927
Additional noninterest expense$1,277,0001,048
Pre-tax net operating income$5,984,000491
Securities gains (losses)$0955
Applicable income taxes$2,220,000451
Income before extraordinary items$3,764,000539
Extraordinary gains, net$021
Net income$3,764,000538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,442,000126
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,764,000526
2005-12-31 (YTD Data)Rank
Total interest income$38,176,000853
Total interest expense$8,738,0001,309
Net interest income$29,438,000717
Provision for loan and lease losses$11,668,000125
Total noninterest income$6,993,000825
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$6,993,000541
Total noninterest expense$4,893,0003,297
Salaries and employee benefits$1,226,0005,728
Premises and equipment expense$141,0007,389
Additional noninterest expense$3,526,0001,451
Pre-tax net operating income$19,870,000539
Securities gains (losses)$02,296
Applicable income taxes$7,445,000476
Income before extraordinary items$12,425,000600
Extraordinary gains, net$046
Net income$12,425,000601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,113,000140
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$12,425,000588
2005-09-30 (YTD Data)Rank
Total interest income$27,228,000879
Total interest expense$6,023,0001,327
Net interest income$21,205,000728
Provision for loan and lease losses$7,564,000131
Total noninterest income$5,356,000816
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$5,356,000539
Total noninterest expense$3,540,0003,365
Salaries and employee benefits$903,0005,755
Premises and equipment expense$161,0006,551
Additional noninterest expense$2,476,0001,516
Pre-tax net operating income$15,457,000522
Securities gains (losses)$02,317
Applicable income taxes$5,792,000472
Income before extraordinary items$9,665,000581
Extraordinary gains, net$035
Net income$9,665,000581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,529,000166
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$9,665,000565
2005-06-30 (YTD Data)Rank
Total interest income$17,332,000900
Total interest expense$3,715,0001,354
Net interest income$13,617,000758
Provision for loan and lease losses$4,504,000140
Total noninterest income$4,080,000714
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$4,080,000481
Total noninterest expense$2,301,0003,417
Salaries and employee benefits$612,0005,690
Premises and equipment expense$107,0006,557
Additional noninterest expense$1,582,0001,566
Pre-tax net operating income$10,892,000493
Securities gains (losses)$02,146
Applicable income taxes$4,081,000454
Income before extraordinary items$6,811,000552
Extraordinary gains, net$030
Net income$6,811,000552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,165,000170
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,811,000537
2005-03-31 (YTD Data)Rank
Total interest income$8,543,000895
Total interest expense$1,771,0001,349
Net interest income$6,772,000757
Provision for loan and lease losses$1,747,000168
Total noninterest income$3,088,000519
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$3,088,000366
Total noninterest expense$1,122,0003,506
Salaries and employee benefits$308,0005,709
Premises and equipment expense$51,0006,715
Additional noninterest expense$763,0001,612
Pre-tax net operating income$6,991,000412
Securities gains (losses)$01,685
Applicable income taxes$2,627,000386
Income before extraordinary items$4,364,000456
Extraordinary gains, net$024
Net income$4,364,000456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,138,000211
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,364,000439
2004-12-31 (YTD Data)Rank
Total interest income$23,233,0001,216
Total interest expense$4,174,0001,956
Net interest income$19,059,0001,045
Provision for loan and lease losses$9,401,000149
Total noninterest income$5,552,000996
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$5,552,000624
Total noninterest expense$4,073,0003,684
Salaries and employee benefits$1,063,0006,083
Premises and equipment expense$130,0007,584
Additional noninterest expense$2,880,0001,700
Pre-tax net operating income$11,137,000792
Securities gains (losses)$03,819
Applicable income taxes$4,134,000685
Income before extraordinary items$7,003,000946
Extraordinary gains, net$034
Net income$7,003,000947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,138,000328
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,003,000899
2004-09-30 (YTD Data)Rank
Total interest income$15,178,0001,394
Total interest expense$2,588,0002,284
Net interest income$12,590,0001,179
Provision for loan and lease losses$7,654,000149
Total noninterest income$3,996,0001,040
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$3,996,000662
Total noninterest expense$2,585,0004,201
Salaries and employee benefits$741,0006,284
Premises and equipment expense$90,0007,711
Additional noninterest expense$1,754,0002,061
Pre-tax net operating income$6,347,0001,039
Securities gains (losses)$03,710
Applicable income taxes$2,384,000886
Income before extraordinary items$3,963,0001,242
Extraordinary gains, net$026
Net income$3,963,0001,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,961,000359
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,963,0001,208
2004-06-30 (YTD Data)Rank
Total interest income$8,466,0001,660
Total interest expense$1,382,0002,752
Net interest income$7,084,0001,392
Provision for loan and lease losses$4,800,000163
Total noninterest income$2,551,0001,069
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$2,551,000681
Total noninterest expense$1,574,0004,508
Salaries and employee benefits$483,0006,408
Premises and equipment expense$41,0008,228
Additional noninterest expense$1,050,0002,293
Pre-tax net operating income$3,261,0001,310
Securities gains (losses)$03,413
Applicable income taxes$1,270,0001,064
Income before extraordinary items$1,991,0001,612
Extraordinary gains, net$021
Net income$1,991,0001,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,223,000365
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,991,0001,551
2004-03-31 (YTD Data)Rank
Total interest income$3,386,0002,063
Total interest expense$543,0003,396
Net interest income$2,843,0001,754
Provision for loan and lease losses$2,205,000175
Total noninterest income$1,409,000959
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$1,409,000612
Total noninterest expense$770,0004,598
Salaries and employee benefits$238,0006,495
Premises and equipment expense$20,0008,263
Additional noninterest expense$512,0002,309
Pre-tax net operating income$1,277,0001,631
Securities gains (losses)$02,934
Applicable income taxes$464,0001,379
Income before extraordinary items$813,0001,927
Extraordinary gains, net$016
Net income$813,0001,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$517,000422
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$813,0001,838
2003-12-31 (YTD Data)Rank
Total interest income$8,240,0003,353
Total interest expense$778,0006,781
Net interest income$7,462,0002,584
Provision for loan and lease losses$134,0004,775
Total noninterest income$4,321,0001,268
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$4,321,000852
Total noninterest expense$1,450,0006,983
Salaries and employee benefits$670,0007,415
Premises and equipment expense$179,0007,037
Additional noninterest expense$601,0005,982
Pre-tax net operating income$10,199,000842
Securities gains (losses)$04,500
Applicable income taxes$3,902,000755
Income before extraordinary items$6,297,0001,019
Extraordinary gains, net$054
Net income$6,297,0001,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$637,0001,324
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,297,000959
2003-09-30 (YTD Data)Rank
Total interest income$4,693,0004,233
Total interest expense$364,0007,939
Net interest income$4,329,0003,305
Provision for loan and lease losses$-130,0009,149
Total noninterest income$2,634,0001,522
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$2,634,0001,012
Total noninterest expense$783,0007,777
Salaries and employee benefits$488,0007,451
Premises and equipment expense$59,0008,402
Additional noninterest expense$236,0007,682
Pre-tax net operating income$6,310,0001,032
Securities gains (losses)$04,204
Applicable income taxes$2,414,000917
Income before extraordinary items$3,896,0001,259
Extraordinary gains, net$040
Net income$3,896,0001,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,994
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,896,0001,191
2003-06-30 (YTD Data)Rank
Total interest income$2,200,0005,419
Total interest expense$37,0009,141
Net interest income$2,163,0004,147
Provision for loan and lease losses$20,0006,304
Total noninterest income$1,598,0001,642
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$1,598,0001,087
Total noninterest expense$451,0008,101
Salaries and employee benefits$327,0007,460
Premises and equipment expense$38,0008,441
Additional noninterest expense$86,0008,650
Pre-tax net operating income$3,290,0001,300
Securities gains (losses)$03,782
Applicable income taxes$1,259,0001,129
Income before extraordinary items$2,031,0001,599
Extraordinary gains, net$030
Net income$2,031,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,031,0001,499
2003-03-31 (YTD Data)Rank
Total interest income$1,220,0005,090
Total interest expense$23,0009,155
Net interest income$1,197,0003,830
Provision for loan and lease losses$06,934
Total noninterest income$845,0001,517
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$845,0001,003
Total noninterest expense$235,0008,062
Salaries and employee benefits$173,0007,350
Premises and equipment expense$18,0008,517
Additional noninterest expense$44,0008,661
Pre-tax net operating income$1,807,0001,194
Securities gains (losses)$02,891
Applicable income taxes$691,0001,074
Income before extraordinary items$1,116,0001,465
Extraordinary gains, net$021
Net income$1,116,0001,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,116,0001,371
2002-12-31 (YTD Data)Rank
Total interest income$3,601,0006,245
Total interest expense$256,0008,974
Net interest income$3,345,0004,916
Provision for loan and lease losses$08,089
Total noninterest income$2,841,0001,621
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$2,841,0001,028
Total noninterest expense$806,0008,337
Salaries and employee benefits$545,0007,954
Premises and equipment expense$94,0008,249
Additional noninterest expense$167,0008,772
Pre-tax net operating income$5,380,0001,522
Securities gains (losses)$04,537
Applicable income taxes$2,059,0001,259
Income before extraordinary items$3,321,0001,802
Extraordinary gains, net$070
Net income$3,321,0001,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,321,0001,744
2001-12-31 (YTD Data)Rank
Total interest income$1,419,0008,812
Total interest expense$136,0009,438
Net interest income$1,283,0007,717
Provision for loan and lease losses$15,0007,716
Total noninterest income$1,015,0003,309
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$1,015,0002,018
Total noninterest expense$779,0008,501
Salaries and employee benefits$530,0008,030
Premises and equipment expense$86,0008,531
Additional noninterest expense$163,0008,966
Pre-tax net operating income$1,504,0003,854
Securities gains (losses)$04,612
Applicable income taxes$576,0003,043
Income before extraordinary items$928,0004,478
Extraordinary gains, net$0105
Net income$928,0004,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$928,0004,361
2000-12-31 (YTD Data)Rank
Total interest income$232,0009,813
Total interest expense$09,874
Net interest income$232,0009,749
Provision for loan and lease losses$08,337
Total noninterest income$09,851
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$09,820
Total noninterest expense$28,0009,892
Salaries and employee benefits$1,0009,879
Premises and equipment expense$09,865
Additional noninterest expense$27,0009,874
Pre-tax net operating income$204,0008,355
Securities gains (losses)$01,956
Applicable income taxes$78,0006,812
Income before extraordinary items$126,0008,554
Extraordinary gains, net$038
Net income$126,0008,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$126,0008,552

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.