Home > ChoiceOne Bank > Net charge- offs to loans
ChoiceOne Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0441% | 1,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7093% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7093% | 805 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0103% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7733% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7733% | 694 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0273% | 3,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7294% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7294% | 733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 4,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0534% | 4,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7248% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7248% | 686 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 3,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0175% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7773% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7773% | 635 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 3,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0769% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7990% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7990% | 572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 3,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1281% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8127% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8127% | 539 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0586% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6640% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6640% | 642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0418% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4655% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4655% | 821 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 1,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0243% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0557% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3099% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3099% | 994 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 1,740 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2059% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2059% | 1,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0378% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0509% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0851% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0850% | 3,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0850% | 3,911 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 1,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0603% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 3,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 3,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0552% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3211% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3211% | 1,544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1402% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 3,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 4,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0276% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2813% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2813% | 1,573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 2,355 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 4,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0176% | 1,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4234% | 1,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4234% | 1,293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 1,667 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 4,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 4,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 3,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7763% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7763% | 862 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1424% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1663% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.9003% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2896% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0975% | 4,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1189% | 4,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 1,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6484% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6484% | 1,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1780% | 953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2265% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 1.1969% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3971% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1277% | 4,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1556% | 5,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0966% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6021% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6021% | 1,182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0600% | 4,875 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0782% | 4,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2013% | 5,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2440% | 5,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0449% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5218% | 1,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5218% | 1,218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0529% | 4,851 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1425% | 5,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3755% | 5,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4537% | 5,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0744% | 4,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9482% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9482% | 715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0148% | 4,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0694% | 5,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0681% | 4,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0798% | 5,026 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1690% | 3,900 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0614% | 4,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0507% | 4,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7073% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7073% | 1,066 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 4,150 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0607% | 5,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0902% | 5,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0652% | 5,005 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1557% | 3,924 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0465% | 4,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0014% | 1,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5939% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5939% | 1,142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0234% | 4,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0939% | 5,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1306% | 5,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1065% | 5,164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2343% | 3,995 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0801% | 5,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0100% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5669% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5669% | 1,122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0969% | 5,192 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1225% | 5,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2155% | 5,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0850% | 5,187 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0714% | 3,923 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0878% | 5,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2088% | 4,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5504% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5504% | 1,152 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0474% | 2,835 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1407% | 5,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.1947% | 4,898 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2664% | 5,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0452% | 5,107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0779% | 4,011 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0386% | 5,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4170% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4824% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4824% | 1,654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0625% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1493% | 5,465 |
| Percentage Net Loans Charged-off:Construction & development | -0.0872% | 4,809 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3135% | 5,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0440% | 5,114 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0797% | 4,045 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0369% | 5,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4963% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4881% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4881% | 1,475 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1704% | 5,541 |
| Percentage Net Loans Charged-off:Construction & development | -0.1336% | 4,909 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3429% | 5,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0601% | 5,233 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0722% | 4,033 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0577% | 5,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7318% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4127% | 1,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4127% | 1,577 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0512% | 5,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1445% | 5,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.5841% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4777% | 5,640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 4,482 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0735% | 4,096 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0408% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5132% | 1,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5132% | 1,282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0230% | 5,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0695% | 5,406 |
| Percentage Net Loans Charged-off:Construction & development | -0.3122% | 5,132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0975% | 5,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 5,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4839% | 4,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0670% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0021% | 2,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3458% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3458% | 2,089 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0305% | 5,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0602% | 5,403 |
| Percentage Net Loans Charged-off:Construction & development | -0.4370% | 5,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0510% | 5,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0241% | 5,143 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6252% | 4,386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0056% | 2,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1014% | 2,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1014% | 2,769 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0574% | 5,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0992% | 5,601 |
| Percentage Net Loans Charged-off:Construction & development | -0.7070% | 5,358 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0658% | 5,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0644% | 5,503 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9026% | 4,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0933% | 1,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0208% | 1,604 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0096% | 4,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0096% | 4,794 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0977% | 859 |
| Percentage Net Loans Charged-off:Construction & development | -0.0895% | 5,100 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0324% | 5,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2578% | 526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3065% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0751% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0580% | 4,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0580% | 4,865 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 3,804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 5,276 |
| Percentage Net Loans Charged-off:Construction & development | -0.3140% | 5,282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0520% | 5,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 2,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1387% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 2,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 4,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8531% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8531% | 889 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0171% | 5,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 5,391 |
| Percentage Net Loans Charged-off:Construction & development | -0.4284% | 5,408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0523% | 5,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 2,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0915% | 5,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4521% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4521% | 1,485 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0461% | 5,518 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0512% | 5,617 |
| Percentage Net Loans Charged-off:Construction & development | -0.6141% | 5,515 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0474% | 5,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0222% | 5,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 5,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1127% | 5,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2707% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2707% | 1,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0558% | 5,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0629% | 5,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0280% | 5,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1171% | 5,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1223% | 5,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1272% | 5,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2987% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2987% | 1,602 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1997% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3244% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0962% | 944 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7172% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 2,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0898% | 2,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1517% | 5,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4654% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4654% | 1,746 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1531% | 5,668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 3,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1381% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2387% | 943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0963% | 2,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1019% | 2,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1579% | 5,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3514% | 2,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3515% | 1,912 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1041% | 5,669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1108% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2250% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3845% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1591% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1687% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1853% | 5,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1007% | 2,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1007% | 2,731 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0686% | 5,653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3009% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4841% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8124% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3492% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3713% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1276% | 5,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0611% | 2,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0611% | 2,483 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4482% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6372% | 858 |
| Percentage Net Loans Charged-off:Construction & development | 2.1077% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8407% | 689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5286% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6589% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5199% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3242% | 6,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9129% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9129% | 1,150 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6946% | 554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1857% | 2,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2584% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0744% | 1,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4734% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8602% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4473% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4076% | 6,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9772% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9772% | 970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9750% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1824% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3681% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1671% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6193% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2546% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5756% | 917 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5612% | 6,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8329% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8329% | 1,102 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3442% | 1,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4466% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4274% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5734% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6142% | 808 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0949% | 5,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9650% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9650% | 927 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6044% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6468% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6261% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8239% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1851% | 1,438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8768% | 1,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5771% | 1,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6567% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6567% | 1,814 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6092% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6079% | 1,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3035% | 1,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0131% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2420% | 1,206 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0785% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7667% | 1,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6011% | 1,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6011% | 1,782 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6922% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9676% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8815% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2812% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3298% | 981 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3639% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0863% | 3,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0863% | 3,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8922% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2508% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7011% | 829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0274% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2082% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 5,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1087% | 2,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1087% | 2,607 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0114% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2650% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 4.3147% | 1,111 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3510% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7851% | 665 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1556% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6802% | 1,074 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2019% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3490% | 3,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8178% | 1,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7592% | 1,840 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0174% | 5,946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1331% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4371% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 3.1974% | 1,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6338% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0959% | 514 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3530% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9084% | 804 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3969% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3613% | 2,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6591% | 2,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6063% | 1,974 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0242% | 6,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1279% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5256% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.8251% | 1,740 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1495% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5638% | 373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2184% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3400% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0225% | 6,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4605% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4212% | 2,318 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0378% | 6,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2654% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6848% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 1.7024% | 1,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4762% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4643% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5110% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0154% | 5,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7554% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7359% | 1,375 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0487% | 6,088 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1172% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1257% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.4932% | 2,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4929% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0943% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 5,472 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2172% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4249% | 2,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3430% | 1,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0232% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1794% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.6267% | 2,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6150% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0982% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 5,518 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2240% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6233% | 2,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1291% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9552% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0743% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.9315% | 2,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2833% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1343% | 1,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2639% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8261% | 2,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7007% | 2,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8566% | 1,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0694% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5965% | 548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9230% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0292% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1002% | 2,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0373% | 1,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2922% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0015% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.2268% | 3,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0089% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2624% | 1,054 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4953% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1190% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4074% | 1,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8355% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6402% | 782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1099% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0180% | 1,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.2883% | 2,711 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0386% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2653% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5735% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1130% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0410% | 2,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4297% | 1,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3163% | 543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0702% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0039% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.4081% | 2,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4333% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8904% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5528% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8162% | 1,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6808% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7858% | 2,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4664% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1758% | 3,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2139% | 2,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4574% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3650% | 5,936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6570% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 2,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3658% | 3,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0471% | 6,748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0640% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8242% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | 1.8212% | 1,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4763% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7602% | 303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0369% | 584 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0022% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0407% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3391% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0460% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0180% | 6,771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5163% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4364% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 2.0539% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0432% | 7,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6090% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8859% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5781% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7700% | 1,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5691% | 1,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0248% | 6,799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5447% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5221% | 896 |
| Percentage Net Loans Charged-off:Construction & development | 2.8179% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0631% | 7,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6396% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5485% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6497% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6476% | 1,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2055% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0370% | 6,861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3764% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2943% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.8081% | 493 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1316% | 8,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5822% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1325% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5237% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7377% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0773% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0472% | 6,903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6088% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4003% | 713 |
| Percentage Net Loans Charged-off:Construction & development | 1.8550% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3222% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2544% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0947% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1717% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2681% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4902% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2907% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3567% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0976% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.1761% | 638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0675% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1231% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8485% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 1,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1826% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1878% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4230% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2366% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0596% | 1,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.2389% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2471% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 1,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5077% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2029% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3970% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1456% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1225% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1341% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0181% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0900% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0269% | 6,915 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1535% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 7,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1117% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5044% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7003% | 2,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1472% | 7,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 2,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 7,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0959% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1080% | 1,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5583% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4697% | 2,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2093% | 7,374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1485% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 8,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1241% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1405% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6220% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1573% | 3,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3252% | 7,413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 8,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 1,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0404% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4788% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3108% | 2,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4951% | 7,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1505% | 2,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1229% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.1046% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0642% | 900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1737% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1983% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1000% | 3,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6739% | 2,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0628% | 7,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1971% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1599% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 0.1411% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0858% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2222% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2533% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2136% | 2,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6543% | 2,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0436% | 7,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1989% | 1,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1548% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 0.2147% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1293% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1658% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1884% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3371% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4389% | 3,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0662% | 7,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1275% | 2,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1133% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 8,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2229% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2518% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0135% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6223% | 2,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0667% | 7,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4142% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 1,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2295% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 2,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 1,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4197% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2839% | 8,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1569% | 7,489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3916% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 2,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 8,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0446% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 1,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8268% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5277% | 8,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1941% | 7,529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5343% | 871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 1,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 8,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0730% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7568% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4397% | 8,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2587% | 7,563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8352% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7054% | 174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0280% | 4,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3835% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2352% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 0.1177% | 571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5010% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1231% | 1,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2354% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1177% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0030% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5461% | 4,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3989% | 1,070 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4987% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3114% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 0.1648% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6626% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1579% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1651% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2838% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6777% | 3,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5604% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4142% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4364% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9823% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2276% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2376% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0962% | 3,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8396% | 2,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6716% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7527% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9837% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2404% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2505% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1891% | 8,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5416% | 1,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5900% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1684% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0212% | 1,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2733% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9791% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2471% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7394% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0999% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | 14.6462% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6357% | 1,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3037% | 659 |
| Percentage Net Loans Charged-off:Construction & development | 1.2072% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6778% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0822% | 1,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 1,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6266% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5975% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0920% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5114% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3762% | 1,871 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3339% | 2,233 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3869% | 2,092 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1655% | 4,602 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1117% | 5,357 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 5,171 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0787% | 7,573 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3425% | 5,603 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |