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Chino Commercial Bank, N.A., Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$18,782,000	1,978
Total interest expense	$5,106,000	1,994
Net interest income	$13,676,000	1,952
Provision for loan and lease losses	$-80,000	4,310
Total noninterest income	$2,551,000	1,786
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,594,000	694
Trading account gains and fees	NA	NA
Additional Noninterest Income	$957,000	2,317
Total noninterest expense	$8,525,000	2,239
Salaries and employee benefits	$5,409,000	2,091
Premises and equipment expense	$564,000	2,799
Additional noninterest expense	$957,000	2,317
Pre-tax net operating income	$7,782,000	1,425
Securities gains (losses)	$0	988
Applicable income taxes	$2,223,000	916
Income before extraordinary items	$5,559,000	1,607
Extraordinary gains, net	$0	54
Net income	$5,559,000	1,627
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,559,000	1,610
Net charge-offs	$-43,000	4,164
Cash dividends	$1,000,000	2,148
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,559,000	1,636
2023-09-30 (YTD Data)		Rank
Total interest income	$13,680,000	1,987
Total interest expense	$3,456,000	1,995
Net interest income	$10,224,000	1,971
Provision for loan and lease losses	$-82,000	4,367
Total noninterest income	$1,884,000	1,792
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,178,000	702
Trading account gains and fees	NA	NA
Additional Noninterest Income	$706,000	2,317
Total noninterest expense	$6,354,000	2,240
Salaries and employee benefits	$4,053,000	2,082
Premises and equipment expense	$430,000	2,784
Additional noninterest expense	$706,000	2,316
Pre-tax net operating income	$5,836,000	1,480
Securities gains (losses)	$0	849
Applicable income taxes	$1,667,000	943
Income before extraordinary items	$4,169,000	1,657
Extraordinary gains, net	$0	52
Net income	$4,169,000	1,670
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,169,000	1,657
Net charge-offs	$-29,000	4,087
Cash dividends	$750,000	1,927
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,169,000	1,682
2023-06-30 (YTD Data)		Rank
Total interest income	$8,637,000	2,030
Total interest expense	$1,906,000	2,081
Net interest income	$6,731,000	1,998
Provision for loan and lease losses	$-88,000	4,439
Total noninterest income	$1,220,000	1,755
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$757,000	723
Trading account gains and fees	NA	NA
Additional Noninterest Income	$463,000	2,278
Total noninterest expense	$4,196,000	2,243
Salaries and employee benefits	$2,687,000	2,084
Premises and equipment expense	$284,000	2,782
Additional noninterest expense	$463,000	2,274
Pre-tax net operating income	$3,843,000	1,478
Securities gains (losses)	$0	938
Applicable income taxes	$1,098,000	959
Income before extraordinary items	$2,745,000	1,670
Extraordinary gains, net	$0	51
Net income	$2,745,000	1,689
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,745,000	1,669
Net charge-offs	$-31,000	4,214
Cash dividends	$500,000	1,943
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,745,000	1,682
2023-03-31 (YTD Data)		Rank
Total interest income	$3,930,000	2,131
Total interest expense	$587,000	2,451
Net interest income	$3,343,000	2,015
Provision for loan and lease losses	$0	2,612
Total noninterest income	$585,000	1,796
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$360,000	758
Trading account gains and fees	NA	NA
Additional Noninterest Income	$225,000	2,313
Total noninterest expense	$2,075,000	2,291
Salaries and employee benefits	$1,337,000	2,127
Premises and equipment expense	$143,000	2,815
Additional noninterest expense	$225,000	2,313
Pre-tax net operating income	$1,853,000	1,556
Securities gains (losses)	$0	950
Applicable income taxes	$529,000	1,007
Income before extraordinary items	$1,324,000	1,735
Extraordinary gains, net	$0	4
Net income	$1,324,000	1,734
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,324,000	1,735
Net charge-offs	$-15,000	4,163
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,324,000	1,757
2022-12-31 (YTD Data)		Rank
Total interest income	$13,863,000	2,070
Total interest expense	$683,000	2,877
Net interest income	$13,180,000	1,973
Provision for loan and lease losses	$143,000	2,002
Total noninterest income	$2,196,000	1,947
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,285,000	837
Trading account gains and fees	NA	NA
Additional Noninterest Income	$911,000	2,426
Total noninterest expense	$7,868,000	2,321
Salaries and employee benefits	$5,041,000	2,164
Premises and equipment expense	$598,000	2,714
Additional noninterest expense	$911,000	2,426
Pre-tax net operating income	$7,365,000	1,578
Securities gains (losses)	$0	691
Applicable income taxes	$2,097,000	1,051
Income before extraordinary items	$5,268,000	1,748
Extraordinary gains, net	$0	5
Net income	$5,268,000	1,745
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,268,000	1,747
Net charge-offs	$-70,000	4,186
Cash dividends	$500,000	2,687
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,268,000	1,786
2022-09-30 (YTD Data)		Rank
Total interest income	$9,970,000	2,074
Total interest expense	$418,000	2,894
Net interest income	$9,552,000	1,999
Provision for loan and lease losses	$136,000	1,694
Total noninterest income	$1,624,000	1,984
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$943,000	860
Trading account gains and fees	NA	NA
Additional Noninterest Income	$681,000	2,462
Total noninterest expense	$5,705,000	2,369
Salaries and employee benefits	$3,658,000	2,220
Premises and equipment expense	$449,000	2,712
Additional noninterest expense	$681,000	2,462
Pre-tax net operating income	$5,335,000	1,616
Securities gains (losses)	$0	740
Applicable income taxes	$1,521,000	1,059
Income before extraordinary items	$3,814,000	1,791
Extraordinary gains, net	$0	4
Net income	$3,814,000	1,789
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,814,000	1,790
Net charge-offs	$-54,000	4,131
Cash dividends	$250,000	2,612
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,814,000	1,825
2022-06-30 (YTD Data)		Rank
Total interest income	$6,333,000	2,101
Total interest expense	$250,000	2,916
Net interest income	$6,083,000	2,028
Provision for loan and lease losses	$43,000	1,986
Total noninterest income	$1,054,000	2,005
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$619,000	859
Trading account gains and fees	NA	NA
Additional Noninterest Income	$435,000	2,529
Total noninterest expense	$3,738,000	2,387
Salaries and employee benefits	$2,407,000	2,234
Premises and equipment expense	$293,000	2,761
Additional noninterest expense	$1,038,000	2,561
Pre-tax net operating income	$3,356,000	1,600
Securities gains (losses)	$0	687
Applicable income taxes	$955,000	1,041
Income before extraordinary items	$2,401,000	1,768
Extraordinary gains, net	$0	4
Net income	$2,401,000	1,768
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,401,000	1,768
Net charge-offs	$-39,000	4,101
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,401,000	1,803
2022-03-31 (YTD Data)		Rank
Total interest income	$2,745,000	2,255
Total interest expense	$122,000	2,909
Net interest income	$2,623,000	2,204
Provision for loan and lease losses	$-205,000	4,568
Total noninterest income	$502,000	2,070
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$302,000	864
Trading account gains and fees	NA	NA
Additional Noninterest Income	$200,000	2,574
Total noninterest expense	$1,891,000	2,374
Salaries and employee benefits	$1,231,000	2,195
Premises and equipment expense	$150,000	2,747
Additional noninterest expense	$510,000	2,558
Pre-tax net operating income	$1,439,000	1,687
Securities gains (losses)	$0	623
Applicable income taxes	$407,000	1,096
Income before extraordinary items	$1,032,000	1,886
Extraordinary gains, net	$0	4
Net income	$1,032,000	1,884
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,032,000	1,886
Net charge-offs	$-20,000	4,154
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,032,000	1,902
2021-12-31 (YTD Data)		Rank
Total interest income	$11,028,000	2,320
Total interest expense	$551,000	3,029
Net interest income	$10,477,000	2,260
Provision for loan and lease losses	$552,000	961
Total noninterest income	$2,000,000	2,225
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,137,000	878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$863,000	2,761
Total noninterest expense	$7,030,000	2,482
Salaries and employee benefits	$4,363,000	2,360
Premises and equipment expense	$581,000	2,791
Additional noninterest expense	$2,086,000	2,515
Pre-tax net operating income	$4,895,000	2,079
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,369,000	1,387
Income before extraordinary items	$3,526,000	2,346
Extraordinary gains, net	$0	10
Net income	$3,526,000	2,346
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,526,000	2,347
Net charge-offs	$-65,000	4,219
Cash dividends	$1,000,000	2,203
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,526,000	2,313
2021-09-30 (YTD Data)		Rank
Total interest income	$8,437,000	2,338
Total interest expense	$427,000	3,072
Net interest income	$8,010,000	2,266
Provision for loan and lease losses	$554,000	751
Total noninterest income	$1,433,000	2,324
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$836,000	891
Trading account gains and fees	NA	NA
Additional Noninterest Income	$597,000	2,875
Total noninterest expense	$5,145,000	2,532
Salaries and employee benefits	$3,143,000	2,446
Premises and equipment expense	$433,000	2,822
Additional noninterest expense	$1,569,000	2,503
Pre-tax net operating income	$3,744,000	2,134
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,055,000	1,424
Income before extraordinary items	$2,689,000	2,413
Extraordinary gains, net	$0	8
Net income	$2,689,000	2,413
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,689,000	2,413
Net charge-offs	$-52,000	4,224
Cash dividends	$750,000	1,972
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,689,000	2,382
2021-06-30 (YTD Data)		Rank
Total interest income	$5,704,000	2,315
Total interest expense	$299,000	3,090
Net interest income	$5,405,000	2,220
Provision for loan and lease losses	$364,000	779
Total noninterest income	$924,000	2,321
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$544,000	875
Trading account gains and fees	NA	NA
Additional Noninterest Income	$380,000	2,912
Total noninterest expense	$3,397,000	2,539
Salaries and employee benefits	$2,063,000	2,462
Premises and equipment expense	$289,000	2,815
Additional noninterest expense	$1,045,000	2,493
Pre-tax net operating income	$2,568,000	2,084
Securities gains (losses)	$0	1,818
Applicable income taxes	$727,000	1,395
Income before extraordinary items	$1,841,000	2,335
Extraordinary gains, net	$0	6
Net income	$1,841,000	2,334
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,841,000	2,335
Net charge-offs	$-32,000	4,221
Cash dividends	$500,000	1,940
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,841,000	2,303
2021-03-31 (YTD Data)		Rank
Total interest income	$2,899,000	2,279
Total interest expense	$158,000	3,090
Net interest income	$2,741,000	2,169
Provision for loan and lease losses	$201,000	804
Total noninterest income	$430,000	2,404
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$255,000	906
Trading account gains and fees	NA	NA
Additional Noninterest Income	$175,000	2,972
Total noninterest expense	$1,733,000	2,486
Salaries and employee benefits	$1,044,000	2,442
Premises and equipment expense	$147,000	2,807
Additional noninterest expense	$542,000	2,408
Pre-tax net operating income	$1,237,000	2,113
Securities gains (losses)	$0	1,392
Applicable income taxes	$349,000	1,401
Income before extraordinary items	$888,000	2,374
Extraordinary gains, net	$0	3
Net income	$888,000	2,372
Minority interest net income	$0	55
Net income of bank and minority interests.	$888,000	2,374
Net charge-offs	$-15,000	4,211
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$888,000	2,327
2020-12-31 (YTD Data)		Rank
Total interest income	$10,349,000	2,465
Total interest expense	$808,000	3,247
Net interest income	$9,541,000	2,333
Provision for loan and lease losses	$763,000	1,865
Total noninterest income	$1,546,000	2,387
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$997,000	954
Trading account gains and fees	NA	NA
Additional Noninterest Income	$549,000	3,059
Total noninterest expense	$6,337,000	2,616
Salaries and employee benefits	$4,013,000	2,482
Premises and equipment expense	$586,000	2,789
Additional noninterest expense	$1,738,000	2,776
Pre-tax net operating income	$3,987,000	2,071
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,145,000	1,331
Income before extraordinary items	$2,842,000	2,370
Extraordinary gains, net	$0	4
Net income	$2,842,000	2,370
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,842,000	2,370
Net charge-offs	$-117,000	4,783
Cash dividends	$800,000	2,418
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,842,000	2,317
2020-09-30 (YTD Data)		Rank
Total interest income	$7,464,000	2,534
Total interest expense	$643,000	3,260
Net interest income	$6,821,000	2,401
Provision for loan and lease losses	$362,000	2,254
Total noninterest income	$1,133,000	2,390
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$742,000	955
Trading account gains and fees	NA	NA
Additional Noninterest Income	$391,000	3,077
Total noninterest expense	$4,650,000	2,630
Salaries and employee benefits	$2,948,000	2,493
Premises and equipment expense	$435,000	2,806
Additional noninterest expense	$1,267,000	2,813
Pre-tax net operating income	$2,942,000	2,064
Securities gains (losses)	$0	2,494
Applicable income taxes	$849,000	1,311
Income before extraordinary items	$2,093,000	2,382
Extraordinary gains, net	$0	4
Net income	$2,093,000	2,382
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,093,000	2,382
Net charge-offs	$-102,000	4,816
Cash dividends	$600,000	2,142
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,093,000	2,334
2020-06-30 (YTD Data)		Rank
Total interest income	$4,898,000	2,591
Total interest expense	$470,000	3,209
Net interest income	$4,428,000	2,457
Provision for loan and lease losses	$143,000	2,720
Total noninterest income	$765,000	2,329
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$516,000	925
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	3,090
Total noninterest expense	$3,110,000	2,632
Salaries and employee benefits	$1,965,000	2,499
Premises and equipment expense	$289,000	2,818
Additional noninterest expense	$856,000	2,787
Pre-tax net operating income	$1,940,000	2,051
Securities gains (losses)	$0	2,249
Applicable income taxes	$562,000	1,245
Income before extraordinary items	$1,378,000	2,359
Extraordinary gains, net	$0	4
Net income	$1,378,000	2,359
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,378,000	2,359
Net charge-offs	$-88,000	4,869
Cash dividends	$400,000	2,160
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,378,000	2,322
2020-03-31 (YTD Data)		Rank
Total interest income	$2,419,000	2,603
Total interest expense	$286,000	3,079
Net interest income	$2,133,000	2,485
Provision for loan and lease losses	$53,000	2,474
Total noninterest income	$430,000	2,100
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$306,000	927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$124,000	2,945
Total noninterest expense	$1,569,000	2,648
Salaries and employee benefits	$1,010,000	2,466
Premises and equipment expense	$140,000	2,908
Additional noninterest expense	$419,000	2,847
Pre-tax net operating income	$941,000	1,920
Securities gains (losses)	$0	1,705
Applicable income taxes	$269,000	1,160
Income before extraordinary items	$672,000	2,240
Extraordinary gains, net	$0	4
Net income	$672,000	2,239
Minority interest net income	$0	56
Net income of bank and minority interests.	$672,000	2,240
Net charge-offs	$-80,000	4,936
Cash dividends	$200,000	1,912
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$672,000	2,207
2019-12-31 (YTD Data)		Rank
Total interest income	$9,596,000	2,647
Total interest expense	$1,223,000	3,028
Net interest income	$8,373,000	2,542
Provision for loan and lease losses	$28,000	3,632
Total noninterest income	$1,705,000	2,153
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,280,000	917
Trading account gains and fees	NA	NA
Additional Noninterest Income	$425,000	3,208
Total noninterest expense	$6,357,000	2,597
Salaries and employee benefits	$3,893,000	2,497
Premises and equipment expense	$599,000	2,794
Additional noninterest expense	$1,865,000	2,683
Pre-tax net operating income	$3,693,000	2,162
Securities gains (losses)	$94,000	960
Applicable income taxes	$1,058,000	1,384
Income before extraordinary items	$2,729,000	2,435
Extraordinary gains, net	$0	11
Net income	$2,729,000	2,436
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,729,000	2,437
Net charge-offs	$-72,000	4,839
Cash dividends	$900,000	2,467
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,654,740	2,449
2019-09-30 (YTD Data)		Rank
Total interest income	$7,242,000	2,676
Total interest expense	$884,000	3,109
Net interest income	$6,358,000	2,553
Provision for loan and lease losses	$32,000	3,349
Total noninterest income	$1,275,000	2,156
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$965,000	915
Trading account gains and fees	NA	NA
Additional Noninterest Income	$310,000	3,253
Total noninterest expense	$4,666,000	2,651
Salaries and employee benefits	$2,903,000	2,517
Premises and equipment expense	$453,000	2,798
Additional noninterest expense	$1,310,000	2,809
Pre-tax net operating income	$2,935,000	2,137
Securities gains (losses)	$94,000	811
Applicable income taxes	$844,000	1,375
Income before extraordinary items	$2,185,000	2,395
Extraordinary gains, net	$0	11
Net income	$2,185,000	2,395
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,185,000	2,396
Net charge-offs	$-75,000	4,901
Cash dividends	$400,000	2,683
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,110,740	2,413
2019-06-30 (YTD Data)		Rank
Total interest income	$4,752,000	2,711
Total interest expense	$537,000	3,213
Net interest income	$4,215,000	2,571
Provision for loan and lease losses	$41,000	2,922
Total noninterest income	$835,000	2,153
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$637,000	909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$198,000	3,280
Total noninterest expense	$3,032,000	2,713
Salaries and employee benefits	$1,946,000	2,510
Premises and equipment expense	$302,000	2,801
Additional noninterest expense	$784,000	3,045
Pre-tax net operating income	$1,977,000	2,112
Securities gains (losses)	$94,000	558
Applicable income taxes	$570,000	1,330
Income before extraordinary items	$1,501,000	2,333
Extraordinary gains, net	$0	11
Net income	$1,501,000	2,333
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,501,000	2,333
Net charge-offs	$-56,000	4,936
Cash dividends	$400,000	2,324
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,426,740	2,369
2019-03-31 (YTD Data)		Rank
Total interest income	$2,322,000	2,753
Total interest expense	$239,000	3,352
Net interest income	$2,083,000	2,603
Provision for loan and lease losses	$46,000	2,129
Total noninterest income	$395,000	2,181
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$301,000	948
Trading account gains and fees	NA	NA
Additional Noninterest Income	$94,000	3,301
Total noninterest expense	$1,499,000	2,742
Salaries and employee benefits	$998,000	2,486
Premises and equipment expense	$145,000	2,913
Additional noninterest expense	$356,000	3,237
Pre-tax net operating income	$933,000	2,148
Securities gains (losses)	$0	1,087
Applicable income taxes	$268,000	1,347
Income before extraordinary items	$665,000	2,437
Extraordinary gains, net	$0	5
Net income	$665,000	2,436
Minority interest net income	$0	52
Net income of bank and minority interests.	$665,000	2,436
Net charge-offs	$-14,000	4,769
Cash dividends	$400,000	1,497
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$665,000	2,421
2018-12-31 (YTD Data)		Rank
Total interest income	$8,238,000	2,883
Total interest expense	$680,000	3,502
Net interest income	$7,558,000	2,747
Provision for loan and lease losses	$146,000	2,673
Total noninterest income	$1,415,000	2,405
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,028,000	1,149
Trading account gains and fees	NA	NA
Additional Noninterest Income	$387,000	3,388
Total noninterest expense	$5,418,000	2,908
Salaries and employee benefits	$3,521,000	2,666
Premises and equipment expense	$490,000	3,183
Additional noninterest expense	$1,407,000	3,287
Pre-tax net operating income	$3,409,000	2,317
Securities gains (losses)	$0	1,125
Applicable income taxes	$977,000	1,411
Income before extraordinary items	$2,432,000	2,629
Extraordinary gains, net	$0	6
Net income	$2,432,000	2,627
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,432,000	2,628
Net charge-offs	$-52,000	4,892
Cash dividends	$360,000	3,241
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,432,000	2,621
2018-09-30 (YTD Data)		Rank
Total interest income	$6,054,000	2,927
Total interest expense	$490,000	3,503
Net interest income	$5,564,000	2,800
Provision for loan and lease losses	$143,000	2,313
Total noninterest income	$1,034,000	2,458
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$746,000	1,176
Trading account gains and fees	NA	NA
Additional Noninterest Income	$288,000	3,424
Total noninterest expense	$3,950,000	2,969
Salaries and employee benefits	$2,560,000	2,732
Premises and equipment expense	$343,000	3,351
Additional noninterest expense	$1,047,000	3,320
Pre-tax net operating income	$2,505,000	2,391
Securities gains (losses)	$0	1,118
Applicable income taxes	$718,000	1,473
Income before extraordinary items	$1,787,000	2,702
Extraordinary gains, net	$0	5
Net income	$1,787,000	2,701
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,787,000	2,701
Net charge-offs	$-31,000	4,796
Cash dividends	$180,000	3,152
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,787,000	2,691
2018-06-30 (YTD Data)		Rank
Total interest income	$3,961,000	2,951
Total interest expense	$297,000	3,577
Net interest income	$3,664,000	2,828
Provision for loan and lease losses	$122,000	2,000
Total noninterest income	$682,000	2,474
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$494,000	1,178
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	3,460
Total noninterest expense	$2,627,000	2,999
Salaries and employee benefits	$1,709,000	2,748
Premises and equipment expense	$220,000	3,438
Additional noninterest expense	$698,000	3,338
Pre-tax net operating income	$1,597,000	2,426
Securities gains (losses)	$0	961
Applicable income taxes	$457,000	1,491
Income before extraordinary items	$1,140,000	2,745
Extraordinary gains, net	$0	6
Net income	$1,140,000	2,744
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,140,000	2,744
Net charge-offs	$-14,000	4,630
Cash dividends	$180,000	2,885
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,140,000	2,735
2018-03-31 (YTD Data)		Rank
Total interest income	$1,938,000	2,990
Total interest expense	$151,000	3,502
Net interest income	$1,787,000	2,893
Provision for loan and lease losses	$40,000	2,256
Total noninterest income	$342,000	2,439
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$252,000	1,166
Trading account gains and fees	NA	NA
Additional Noninterest Income	$90,000	3,483
Total noninterest expense	$1,309,000	3,025
Salaries and employee benefits	$857,000	2,766
Premises and equipment expense	$107,000	3,528
Additional noninterest expense	$345,000	3,371
Pre-tax net operating income	$780,000	2,426
Securities gains (losses)	$0	735
Applicable income taxes	$223,000	1,475
Income before extraordinary items	$557,000	2,730
Extraordinary gains, net	$0	7
Net income	$557,000	2,730
Minority interest net income	$0	52
Net income of bank and minority interests.	$557,000	2,730
Net charge-offs	$-10,000	4,740
Cash dividends	$90,000	2,388
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$557,000	2,720
2017-12-31 (YTD Data)		Rank
Total interest income	$7,175,000	3,074
Total interest expense	$585,000	3,426
Net interest income	$6,590,000	3,009
Provision for loan and lease losses	$204,000	2,345
Total noninterest income	$1,347,000	2,533
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,007,000	1,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$340,000	3,646
Total noninterest expense	$4,752,000	3,198
Salaries and employee benefits	$3,005,000	2,980
Premises and equipment expense	$392,000	3,700
Additional noninterest expense	$1,355,000	3,426
Pre-tax net operating income	$2,981,000	2,491
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,255,000	1,685
Income before extraordinary items	$1,726,000	2,927
Extraordinary gains, net	$0	9
Net income	$1,726,000	2,926
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,726,000	2,927
Net charge-offs	$-46,000	5,118
Cash dividends	$360,000	3,258
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,726,000	2,907
2017-09-30 (YTD Data)		Rank
Total interest income	$5,302,000	3,128
Total interest expense	$414,000	3,536
Net interest income	$4,888,000	3,046
Provision for loan and lease losses	$101,000	2,638
Total noninterest income	$1,024,000	2,539
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$778,000	1,162
Trading account gains and fees	NA	NA
Additional Noninterest Income	$246,000	3,730
Total noninterest expense	$3,485,000	3,262
Salaries and employee benefits	$2,213,000	3,041
Premises and equipment expense	$290,000	3,741
Additional noninterest expense	$982,000	3,494
Pre-tax net operating income	$2,326,000	2,482
Securities gains (losses)	$0	2,274
Applicable income taxes	$920,000	1,537
Income before extraordinary items	$1,406,000	2,961
Extraordinary gains, net	$0	9
Net income	$1,406,000	2,960
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,406,000	2,961
Net charge-offs	$-35,000	5,075
Cash dividends	$180,000	3,175
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,406,000	2,935
2017-06-30 (YTD Data)		Rank
Total interest income	$3,439,000	3,173
Total interest expense	$235,000	3,764
Net interest income	$3,204,000	3,071
Provision for loan and lease losses	$50,000	2,834
Total noninterest income	$679,000	2,547
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$519,000	1,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	3,774
Total noninterest expense	$2,333,000	3,272
Salaries and employee benefits	$1,493,000	3,030
Premises and equipment expense	$188,000	3,814
Additional noninterest expense	$652,000	3,527
Pre-tax net operating income	$1,500,000	2,485
Securities gains (losses)	$0	1,906
Applicable income taxes	$593,000	1,546
Income before extraordinary items	$907,000	2,970
Extraordinary gains, net	$0	11
Net income	$907,000	2,970
Minority interest net income	$0	71
Net income of bank and minority interests.	$907,000	2,970
Net charge-offs	$-21,000	5,034
Cash dividends	$180,000	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$907,000	2,950
2017-03-31 (YTD Data)		Rank
Total interest income	$1,702,000	3,198
Total interest expense	$110,000	3,867
Net interest income	$1,592,000	3,091
Provision for loan and lease losses	$53,000	2,041
Total noninterest income	$327,000	2,603
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$256,000	1,168
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	3,942
Total noninterest expense	$1,124,000	3,382
Salaries and employee benefits	$734,000	3,105
Premises and equipment expense	$97,000	3,790
Additional noninterest expense	$293,000	3,767
Pre-tax net operating income	$742,000	2,432
Securities gains (losses)	$0	1,153
Applicable income taxes	$293,000	1,514
Income before extraordinary items	$449,000	2,937
Extraordinary gains, net	$0	8
Net income	$449,000	2,937
Minority interest net income	$0	55
Net income of bank and minority interests.	$449,000	2,937
Net charge-offs	$-11,000	5,031
Cash dividends	$90,000	2,436
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$449,000	2,918
2016-12-31 (YTD Data)		Rank
Total interest income	$6,400,000	3,293
Total interest expense	$340,000	4,290
Net interest income	$6,060,000	3,179
Provision for loan and lease losses	$200,000	2,434
Total noninterest income	$1,314,000	2,646
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$999,000	1,215
Trading account gains and fees	$0	170
Additional Noninterest Income	$315,000	3,881
Total noninterest expense	$4,555,000	3,383
Salaries and employee benefits	$2,839,000	3,134
Premises and equipment expense	$385,000	3,847
Additional noninterest expense	$1,331,000	3,589
Pre-tax net operating income	$2,619,000	2,605
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,026,000	1,620
Income before extraordinary items	$1,593,000	3,171
Extraordinary gains, net	$0	5
Net income	$1,593,000	3,170
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,593,000	3,170
Net charge-offs	$22,000	3,600
Cash dividends	$200,000	3,672
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,593,000	3,121
2016-09-30 (YTD Data)		Rank
Total interest income	$4,713,000	3,343
Total interest expense	$249,000	4,355
Net interest income	$4,464,000	3,227
Provision for loan and lease losses	$164,000	2,268
Total noninterest income	$1,039,000	2,590
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$867,000	1,060
Trading account gains and fees	$0	169
Additional Noninterest Income	$172,000	4,267
Total noninterest expense	$3,323,000	3,441
Salaries and employee benefits	$2,059,000	3,209
Premises and equipment expense	$291,000	3,848
Additional noninterest expense	$973,000	3,674
Pre-tax net operating income	$2,016,000	2,604
Securities gains (losses)	$0	3,160
Applicable income taxes	$790,000	1,632
Income before extraordinary items	$1,226,000	3,170
Extraordinary gains, net	$0	5
Net income	$1,226,000	3,170
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,226,000	3,170
Net charge-offs	$30,000	2,910
Cash dividends	$150,000	3,297
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,226,000	3,113
2016-06-30 (YTD Data)		Rank
Total interest income	$3,126,000	3,380
Total interest expense	$159,000	4,440
Net interest income	$2,967,000	3,244
Provision for loan and lease losses	$126,000	2,063
Total noninterest income	$701,000	2,548
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$547,000	1,101
Trading account gains and fees	$0	157
Additional Noninterest Income	$154,000	3,945
Total noninterest expense	$2,177,000	3,502
Salaries and employee benefits	$1,366,000	3,236
Premises and equipment expense	$187,000	3,940
Additional noninterest expense	$624,000	3,780
Pre-tax net operating income	$1,365,000	2,549
Securities gains (losses)	$0	2,835
Applicable income taxes	$536,000	1,597
Income before extraordinary items	$829,000	3,125
Extraordinary gains, net	$0	16
Net income	$829,000	3,124
Minority interest net income	$0	71
Net income of bank and minority interests.	$829,000	3,124
Net charge-offs	$43,000	2,261
Cash dividends	$100,000	3,236
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$829,000	3,060
2016-03-31 (YTD Data)		Rank
Total interest income	$1,530,000	3,420
Total interest expense	$78,000	4,497
Net interest income	$1,452,000	3,290
Provision for loan and lease losses	$0	3,656
Total noninterest income	$318,000	2,650
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$278,000	1,075
Trading account gains and fees	$0	142
Additional Noninterest Income	$40,000	4,634
Total noninterest expense	$1,075,000	3,553
Salaries and employee benefits	$671,000	3,299
Premises and equipment expense	$96,000	3,927
Additional noninterest expense	$308,000	3,823
Pre-tax net operating income	$695,000	2,503
Securities gains (losses)	$0	2,077
Applicable income taxes	$273,000	1,564
Income before extraordinary items	$422,000	3,027
Extraordinary gains, net	$0	12
Net income	$422,000	3,025
Minority interest net income	$0	62
Net income of bank and minority interests.	$422,000	3,026
Net charge-offs	$-11,000	5,222
Cash dividends	$50,000	2,630
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$422,000	2,972
2015-12-31 (YTD Data)		Rank
Total interest income	$5,607,000	3,585
Total interest expense	$256,000	4,850
Net interest income	$5,351,000	3,436
Provision for loan and lease losses	$42,000	3,720
Total noninterest income	$1,302,000	2,674
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,149,000	1,084
Trading account gains and fees	$0	159
Additional Noninterest Income	$153,000	4,721
Total noninterest expense	$4,259,000	3,571
Salaries and employee benefits	$2,616,000	3,303
Premises and equipment expense	$394,000	3,936
Additional noninterest expense	$1,249,000	3,835
Pre-tax net operating income	$2,352,000	2,741
Securities gains (losses)	$0	3,216
Applicable income taxes	$907,000	1,672
Income before extraordinary items	$1,445,000	3,288
Extraordinary gains, net	$0	23
Net income	$1,445,000	3,289
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,445,000	3,290
Net charge-offs	$-89,000	5,700
Cash dividends	$200,000	3,669
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,445,000	3,234
2015-09-30 (YTD Data)		Rank
Total interest income	$4,115,000	3,672
Total interest expense	$187,000	4,956
Net interest income	$3,928,000	3,514
Provision for loan and lease losses	$4,000	4,166
Total noninterest income	$986,000	2,683
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$873,000	1,077
Trading account gains and fees	$0	153
Additional Noninterest Income	$113,000	4,782
Total noninterest expense	$3,128,000	3,648
Salaries and employee benefits	$1,935,000	3,350
Premises and equipment expense	$287,000	4,040
Additional noninterest expense	$906,000	3,919
Pre-tax net operating income	$1,782,000	2,770
Securities gains (losses)	$0	3,031
Applicable income taxes	$687,000	1,713
Income before extraordinary items	$1,095,000	3,344
Extraordinary gains, net	$0	21
Net income	$1,095,000	3,342
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,095,000	3,343
Net charge-offs	$-79,000	5,745
Cash dividends	$150,000	3,263
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,095,000	3,289
2015-06-30 (YTD Data)		Rank
Total interest income	$2,684,000	3,742
Total interest expense	$121,000	5,054
Net interest income	$2,563,000	3,567
Provision for loan and lease losses	$4,000	3,959
Total noninterest income	$681,000	2,659
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$607,000	1,009
Trading account gains and fees	$0	157
Additional Noninterest Income	$74,000	4,826
Total noninterest expense	$2,055,000	3,710
Salaries and employee benefits	$1,294,000	3,373
Premises and equipment expense	$187,000	4,120
Additional noninterest expense	$574,000	4,062
Pre-tax net operating income	$1,185,000	2,759
Securities gains (losses)	$0	2,636
Applicable income taxes	$457,000	1,715
Income before extraordinary items	$728,000	3,341
Extraordinary gains, net	$0	22
Net income	$728,000	3,341
Minority interest net income	$0	75
Net income of bank and minority interests.	$728,000	3,342
Net charge-offs	$-16,000	5,405
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$728,000	3,275
2015-03-31 (YTD Data)		Rank
Total interest income	$1,315,000	3,798
Total interest expense	$58,000	5,165
Net interest income	$1,257,000	3,620
Provision for loan and lease losses	$1,000	3,650
Total noninterest income	$343,000	2,601
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$306,000	987
Trading account gains and fees	$0	152
Additional Noninterest Income	$37,000	4,829
Total noninterest expense	$1,033,000	3,725
Salaries and employee benefits	$654,000	3,388
Premises and equipment expense	$95,000	4,127
Additional noninterest expense	$284,000	4,095
Pre-tax net operating income	$566,000	2,796
Securities gains (losses)	$0	2,027
Applicable income taxes	$218,000	1,741
Income before extraordinary items	$348,000	3,386
Extraordinary gains, net	$0	13
Net income	$348,000	3,389
Minority interest net income	$0	64
Net income of bank and minority interests.	$348,000	3,389
Net charge-offs	$-9,000	5,373
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$348,000	3,303
2014-12-31 (YTD Data)		Rank
Total interest income	$4,587,000	4,164
Total interest expense	$223,000	5,379
Net interest income	$4,364,000	3,989
Provision for loan and lease losses	$-124,000	6,065
Total noninterest income	$1,526,000	2,481
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,344,000	989
Trading account gains and fees	$0	180
Additional Noninterest Income	$182,000	4,653
Total noninterest expense	$3,960,000	3,862
Salaries and employee benefits	$2,349,000	3,640
Premises and equipment expense	$407,000	4,057
Additional noninterest expense	$1,204,000	4,045
Pre-tax net operating income	$2,054,000	2,933
Securities gains (losses)	$0	3,259
Applicable income taxes	$785,000	1,783
Income before extraordinary items	$1,269,000	3,524
Extraordinary gains, net	$0	17
Net income	$1,269,000	3,525
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,269,000	3,526
Net charge-offs	$-163,000	6,219
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,269,000	3,479
2014-09-30 (YTD Data)		Rank
Total interest income	$3,335,000	4,277
Total interest expense	$166,000	5,454
Net interest income	$3,169,000	4,092
Provision for loan and lease losses	$-129,000	6,233
Total noninterest income	$1,176,000	2,471
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,032,000	969
Trading account gains and fees	$0	174
Additional Noninterest Income	$144,000	4,622
Total noninterest expense	$2,894,000	3,927
Salaries and employee benefits	$1,697,000	3,741
Premises and equipment expense	$292,000	4,200
Additional noninterest expense	$905,000	4,064
Pre-tax net operating income	$1,580,000	2,945
Securities gains (losses)	$0	2,980
Applicable income taxes	$605,000	1,790
Income before extraordinary items	$975,000	3,547
Extraordinary gains, net	$0	15
Net income	$975,000	3,548
Minority interest net income	$0	81
Net income of bank and minority interests.	$975,000	3,549
Net charge-offs	$-156,000	6,296
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$975,000	3,498
2014-06-30 (YTD Data)		Rank
Total interest income	$2,167,000	4,344
Total interest expense	$110,000	5,513
Net interest income	$2,057,000	4,168
Provision for loan and lease losses	$-129,000	6,362
Total noninterest income	$800,000	2,407
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$695,000	941
Trading account gains and fees	$0	172
Additional Noninterest Income	$105,000	4,503
Total noninterest expense	$1,926,000	3,967
Salaries and employee benefits	$1,139,000	3,742
Premises and equipment expense	$187,000	4,314
Additional noninterest expense	$600,000	4,099
Pre-tax net operating income	$1,060,000	2,864
Securities gains (losses)	$0	2,580
Applicable income taxes	$406,000	1,747
Income before extraordinary items	$654,000	3,462
Extraordinary gains, net	$0	20
Net income	$654,000	3,468
Minority interest net income	$0	80
Net income of bank and minority interests.	$654,000	3,468
Net charge-offs	$-144,000	6,390
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$654,000	3,416
2014-03-31 (YTD Data)		Rank
Total interest income	$1,021,000	4,508
Total interest expense	$55,000	5,588
Net interest income	$966,000	4,341
Provision for loan and lease losses	$1,000	3,779
Total noninterest income	$417,000	2,308
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$351,000	924
Trading account gains and fees	$0	147
Additional Noninterest Income	$66,000	4,189
Total noninterest expense	$972,000	3,970
Salaries and employee benefits	$576,000	3,741
Premises and equipment expense	$92,000	4,412
Additional noninterest expense	$304,000	4,070
Pre-tax net operating income	$410,000	3,251
Securities gains (losses)	$0	1,715
Applicable income taxes	$154,000	1,979
Income before extraordinary items	$256,000	3,819
Extraordinary gains, net	$0	16
Net income	$256,000	3,822
Minority interest net income	$0	66
Net income of bank and minority interests.	$256,000	3,822
Net charge-offs	$-7,000	5,595
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$256,000	3,779
2013-12-31 (YTD Data)		Rank
Total interest income	$4,436,000	4,375
Total interest expense	$249,000	5,667
Net interest income	$4,187,000	4,162
Provision for loan and lease losses	$1,000	5,068
Total noninterest income	$1,463,000	2,627
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,300,000	1,066
Trading account gains and fees	$0	184
Additional Noninterest Income	$163,000	4,868
Total noninterest expense	$3,888,000	3,991
Salaries and employee benefits	$2,185,000	3,885
Premises and equipment expense	$412,000	4,149
Additional noninterest expense	$1,291,000	4,027
Pre-tax net operating income	$1,761,000	3,106
Securities gains (losses)	$0	3,182
Applicable income taxes	$671,000	1,852
Income before extraordinary items	$1,090,000	3,728
Extraordinary gains, net	$0	29
Net income	$1,090,000	3,732
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,090,000	3,733
Net charge-offs	$-57,000	6,441
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,090,000	3,685
2013-09-30 (YTD Data)		Rank
Total interest income	$3,273,000	4,462
Total interest expense	$193,000	5,713
Net interest income	$3,080,000	4,246
Provision for loan and lease losses	$1,000	4,918
Total noninterest income	$1,080,000	2,699
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$961,000	1,079
Trading account gains and fees	$0	180
Additional Noninterest Income	$119,000	4,980
Total noninterest expense	$2,928,000	3,991
Salaries and employee benefits	$1,647,000	3,864
Premises and equipment expense	$308,000	4,196
Additional noninterest expense	$973,000	4,015
Pre-tax net operating income	$1,231,000	3,312
Securities gains (losses)	$0	3,040
Applicable income taxes	$468,000	1,973
Income before extraordinary items	$763,000	3,903
Extraordinary gains, net	$0	25
Net income	$763,000	3,906
Minority interest net income	$0	84
Net income of bank and minority interests.	$763,000	3,906
Net charge-offs	$-25,000	6,318
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$763,000	3,837
2013-06-30 (YTD Data)		Rank
Total interest income	$2,245,000	4,403
Total interest expense	$132,000	5,746
Net interest income	$2,113,000	4,168
Provision for loan and lease losses	$1,000	4,755
Total noninterest income	$666,000	2,852
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$605,000	1,117
Trading account gains and fees	$0	157
Additional Noninterest Income	$61,000	5,313
Total noninterest expense	$1,953,000	4,019
Salaries and employee benefits	$1,106,000	3,870
Premises and equipment expense	$202,000	4,247
Additional noninterest expense	$645,000	4,022
Pre-tax net operating income	$825,000	3,278
Securities gains (losses)	$0	2,791
Applicable income taxes	$316,000	1,960
Income before extraordinary items	$509,000	3,903
Extraordinary gains, net	$0	22
Net income	$509,000	3,906
Minority interest net income	$0	82
Net income of bank and minority interests.	$509,000	3,907
Net charge-offs	$-22,000	6,352
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$509,000	3,808
2013-03-31 (YTD Data)		Rank
Total interest income	$1,077,000	4,546
Total interest expense	$67,000	5,808
Net interest income	$1,010,000	4,296
Provision for loan and lease losses	$3,000	4,277
Total noninterest income	$307,000	2,979
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$280,000	1,191
Trading account gains and fees	$0	148
Additional Noninterest Income	$27,000	5,418
Total noninterest expense	$978,000	4,046
Salaries and employee benefits	$560,000	3,880
Premises and equipment expense	$100,000	4,297
Additional noninterest expense	$318,000	4,087
Pre-tax net operating income	$336,000	3,599
Securities gains (losses)	$0	1,966
Applicable income taxes	$127,000	2,169
Income before extraordinary items	$209,000	4,199
Extraordinary gains, net	$0	10
Net income	$209,000	4,201
Minority interest net income	$0	76
Net income of bank and minority interests.	$209,000	4,201
Net charge-offs	$-17,000	6,387
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$209,000	4,095
2012-12-31 (YTD Data)		Rank
Total interest income	$4,080,000	4,824
Total interest expense	$333,000	5,834
Net interest income	$3,747,000	4,579
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$1,413,000	2,707
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,151,000	1,237
Trading account gains and fees	$0	166
Additional Noninterest Income	$262,000	4,227
Total noninterest expense	$3,856,000	4,134
Salaries and employee benefits	$2,139,000	3,972
Premises and equipment expense	$429,000	4,168
Additional noninterest expense	$1,288,000	4,178
Pre-tax net operating income	$1,184,000	3,737
Securities gains (losses)	$0	3,810
Applicable income taxes	$442,000	2,300
Income before extraordinary items	$742,000	4,382
Extraordinary gains, net	$0	29
Net income	$742,000	4,379
Minority interest net income	$0	93
Net income of bank and minority interests.	$742,000	4,381
Net charge-offs	$219,000	3,665
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$742,000	4,212
2012-09-30 (YTD Data)		Rank
Total interest income	$3,012,000	4,952
Total interest expense	$248,000	5,981
Net interest income	$2,764,000	4,695
Provision for loan and lease losses	$2,000	5,752
Total noninterest income	$1,088,000	2,676
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$877,000	1,221
Trading account gains and fees	$0	157
Additional Noninterest Income	$211,000	4,171
Total noninterest expense	$2,897,000	4,149
Salaries and employee benefits	$1,604,000	3,974
Premises and equipment expense	$319,000	4,232
Additional noninterest expense	$974,000	4,166
Pre-tax net operating income	$953,000	3,723
Securities gains (losses)	$0	3,575
Applicable income taxes	$358,000	2,290
Income before extraordinary items	$595,000	4,387
Extraordinary gains, net	$0	20
Net income	$595,000	4,386
Minority interest net income	$0	86
Net income of bank and minority interests.	$595,000	4,385
Net charge-offs	$102,000	3,951
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$595,000	4,203
2012-06-30 (YTD Data)		Rank
Total interest income	$1,986,000	5,024
Total interest expense	$166,000	6,058
Net interest income	$1,820,000	4,747
Provision for loan and lease losses	$2,000	5,568
Total noninterest income	$777,000	2,528
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$591,000	1,194
Trading account gains and fees	$0	153
Additional Noninterest Income	$186,000	3,780
Total noninterest expense	$1,948,000	4,146
Salaries and employee benefits	$1,100,000	3,923
Premises and equipment expense	$207,000	4,298
Additional noninterest expense	$641,000	4,229
Pre-tax net operating income	$647,000	3,675
Securities gains (losses)	$0	3,178
Applicable income taxes	$243,000	2,268
Income before extraordinary items	$404,000	4,343
Extraordinary gains, net	$0	19
Net income	$404,000	4,346
Minority interest net income	$0	84
Net income of bank and minority interests.	$404,000	4,345
Net charge-offs	$71,000	3,731
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$404,000	4,162
2012-03-31 (YTD Data)		Rank
Total interest income	$1,002,000	5,035
Total interest expense	$85,000	6,118
Net interest income	$917,000	4,756
Provision for loan and lease losses	$0	5,254
Total noninterest income	$472,000	2,238
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$311,000	1,132
Trading account gains and fees	$0	148
Additional Noninterest Income	$161,000	2,974
Total noninterest expense	$1,001,000	4,096
Salaries and employee benefits	$564,000	3,879
Premises and equipment expense	$106,000	4,276
Additional noninterest expense	$331,000	4,132
Pre-tax net operating income	$388,000	3,356
Securities gains (losses)	$0	2,210
Applicable income taxes	$147,000	2,060
Income before extraordinary items	$241,000	4,056
Extraordinary gains, net	$0	19
Net income	$241,000	4,059
Minority interest net income	$0	78
Net income of bank and minority interests.	$241,000	4,059
Net charge-offs	$3,000	4,432
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$241,000	3,900
2011-12-31 (YTD Data)		Rank
Total interest income	$4,329,000	4,949
Total interest expense	$397,000	6,219
Net interest income	$3,932,000	4,578
Provision for loan and lease losses	$282,000	4,215
Total noninterest income	$1,337,000	2,617
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,173,000	1,252
Trading account gains and fees	$0	146
Additional Noninterest Income	$164,000	4,725
Total noninterest expense	$3,935,000	4,152
Salaries and employee benefits	$2,144,000	3,980
Premises and equipment expense	$429,000	4,410
Additional noninterest expense	$1,362,000	4,115
Pre-tax net operating income	$1,052,000	3,631
Securities gains (losses)	$0	3,838
Applicable income taxes	$386,000	2,274
Income before extraordinary items	$666,000	4,230
Extraordinary gains, net	$0	29
Net income	$666,000	4,232
Minority interest net income	$0	96
Net income of bank and minority interests.	$666,000	4,232
Net charge-offs	$186,000	4,384
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$666,000	4,104
2011-09-30 (YTD Data)		Rank
Total interest income	$3,266,000	4,989
Total interest expense	$308,000	6,280
Net interest income	$2,958,000	4,600
Provision for loan and lease losses	$282,000	3,698
Total noninterest income	$1,030,000	2,569
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$892,000	1,237
Trading account gains and fees	$0	145
Additional Noninterest Income	$138,000	4,653
Total noninterest expense	$3,013,000	4,101
Salaries and employee benefits	$1,618,000	3,957
Premises and equipment expense	$326,000	4,429
Additional noninterest expense	$1,069,000	3,986
Pre-tax net operating income	$693,000	3,989
Securities gains (losses)	$0	3,555
Applicable income taxes	$250,000	2,451
Income before extraordinary items	$443,000	4,514
Extraordinary gains, net	$0	21
Net income	$443,000	4,515
Minority interest net income	$0	87
Net income of bank and minority interests.	$443,000	4,515
Net charge-offs	$187,000	3,794
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$443,000	4,384
2011-06-30 (YTD Data)		Rank
Total interest income	$2,248,000	4,941
Total interest expense	$214,000	6,322
Net interest income	$2,034,000	4,536
Provision for loan and lease losses	$279,000	3,121
Total noninterest income	$705,000	2,528
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$594,000	1,214
Trading account gains and fees	$0	153
Additional Noninterest Income	$111,000	4,391
Total noninterest expense	$2,046,000	4,099
Salaries and employee benefits	$1,089,000	3,973
Premises and equipment expense	$227,000	4,368
Additional noninterest expense	$730,000	3,977
Pre-tax net operating income	$414,000	4,147
Securities gains (losses)	$0	2,914
Applicable income taxes	$147,000	2,532
Income before extraordinary items	$267,000	4,617
Extraordinary gains, net	$0	15
Net income	$267,000	4,615
Minority interest net income	$0	89
Net income of bank and minority interests.	$267,000	4,617
Net charge-offs	$259,000	2,847
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$267,000	4,530
2011-03-31 (YTD Data)		Rank
Total interest income	$1,188,000	4,835
Total interest expense	$114,000	6,323
Net interest income	$1,074,000	4,366
Provision for loan and lease losses	$6,000	5,552
Total noninterest income	$390,000	2,389
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$305,000	1,171
Trading account gains and fees	$0	158
Additional Noninterest Income	$85,000	3,808
Total noninterest expense	$1,040,000	4,079
Salaries and employee benefits	$579,000	3,830
Premises and equipment expense	$115,000	4,384
Additional noninterest expense	$346,000	4,130
Pre-tax net operating income	$418,000	2,879
Securities gains (losses)	$0	1,772
Applicable income taxes	$160,000	1,731
Income before extraordinary items	$258,000	3,526
Extraordinary gains, net	$0	9
Net income	$258,000	3,522
Minority interest net income	$0	86
Net income of bank and minority interests.	$258,000	3,524
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$258,000	3,464
2010-12-31 (YTD Data)		Rank
Total interest income	$4,996,000	4,817
Total interest expense	$892,000	5,477
Net interest income	$4,104,000	4,509
Provision for loan and lease losses	$770,000	3,449
Total noninterest income	$1,444,000	2,581
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,167,000	1,293
Trading account gains and fees	$0	175
Additional Noninterest Income	$277,000	4,073
Total noninterest expense	$3,897,000	4,274
Salaries and employee benefits	$2,152,000	4,027
Premises and equipment expense	$437,000	4,529
Additional noninterest expense	$1,308,000	4,377
Pre-tax net operating income	$881,000	3,597
Securities gains (losses)	$0	3,793
Applicable income taxes	$313,000	2,321
Income before extraordinary items	$568,000	4,132
Extraordinary gains, net	$0	29
Net income	$568,000	4,132
Minority interest net income	$0	111
Net income of bank and minority interests.	$568,000	4,133
Net charge-offs	$605,000	3,388
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$568,000	3,996
2010-09-30 (YTD Data)		Rank
Total interest income	$3,795,000	4,887
Total interest expense	$703,000	5,522
Net interest income	$3,092,000	4,550
Provision for loan and lease losses	$530,000	3,453
Total noninterest income	$1,033,000	2,671
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$862,000	1,366
Trading account gains and fees	$0	165
Additional Noninterest Income	$171,000	4,445
Total noninterest expense	$2,928,000	4,300
Salaries and employee benefits	$1,607,000	4,075
Premises and equipment expense	$316,000	4,710
Additional noninterest expense	$1,005,000	4,288
Pre-tax net operating income	$667,000	3,800
Securities gains (losses)	$0	3,651
Applicable income taxes	$239,000	2,382
Income before extraordinary items	$428,000	4,373
Extraordinary gains, net	$0	23
Net income	$428,000	4,374
Minority interest net income	$0	110
Net income of bank and minority interests.	$428,000	4,374
Net charge-offs	$495,000	3,095
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$428,000	4,206
2010-06-30 (YTD Data)		Rank
Total interest income	$2,517,000	4,932
Total interest expense	$484,000	5,555
Net interest income	$2,033,000	4,599
Provision for loan and lease losses	$514,000	2,812
Total noninterest income	$611,000	2,840
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$562,000	1,395
Trading account gains and fees	$0	152
Additional Noninterest Income	$49,000	5,610
Total noninterest expense	$1,886,000	4,409
Salaries and employee benefits	$1,074,000	4,089
Premises and equipment expense	$191,000	4,980
Additional noninterest expense	$621,000	4,499
Pre-tax net operating income	$244,000	4,677
Securities gains (losses)	$0	3,184
Applicable income taxes	$77,000	3,001
Income before extraordinary items	$167,000	5,114
Extraordinary gains, net	$0	19
Net income	$167,000	5,117
Minority interest net income	$0	105
Net income of bank and minority interests.	$167,000	5,116
Net charge-offs	$478,000	2,502
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$167,000	4,955
2010-03-31 (YTD Data)		Rank
Total interest income	$1,248,000	5,023
Total interest expense	$241,000	5,688
Net interest income	$1,007,000	4,658
Provision for loan and lease losses	$264,000	2,601
Total noninterest income	$291,000	2,923
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$268,000	1,461
Trading account gains and fees	$0	175
Additional Noninterest Income	$23,000	5,777
Total noninterest expense	$887,000	4,629
Salaries and employee benefits	$514,000	4,271
Premises and equipment expense	$86,000	5,286
Additional noninterest expense	$287,000	4,723
Pre-tax net operating income	$147,000	4,575
Securities gains (losses)	$0	2,284
Applicable income taxes	$51,000	2,776
Income before extraordinary items	$96,000	5,028
Extraordinary gains, net	$0	16
Net income	$96,000	5,029
Minority interest net income	$0	91
Net income of bank and minority interests.	$96,000	5,028
Net charge-offs	$147,000	2,745
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$96,000	4,910
2009-12-31 (YTD Data)		Rank
Total interest income	$4,886,000	5,188
Total interest expense	$947,000	6,131
Net interest income	$3,939,000	4,608
Provision for loan and lease losses	$779,000	3,882
Total noninterest income	$1,068,000	3,208
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$985,000	1,710
Trading account gains and fees	$0	211
Additional Noninterest Income	$83,000	5,876
Total noninterest expense	$3,335,000	4,872
Salaries and employee benefits	$1,859,000	4,589
Premises and equipment expense	$323,000	5,478
Additional noninterest expense	$1,153,000	4,850
Pre-tax net operating income	$893,000	3,173
Securities gains (losses)	$0	3,754
Applicable income taxes	$321,000	1,965
Income before extraordinary items	$572,000	3,678
Extraordinary gains, net	$0	34
Net income	$572,000	3,676
Minority interest net income	$0	115
Net income of bank and minority interests.	$572,000	3,676
Net charge-offs	$204,000	4,980
Cash dividends	$325,000	3,114
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$572,000	3,594
2009-09-30 (YTD Data)		Rank
Total interest income	$3,599,000	5,305
Total interest expense	$707,000	6,284
Net interest income	$2,892,000	4,687
Provision for loan and lease losses	$432,000	4,057
Total noninterest income	$770,000	3,355
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$705,000	1,783
Trading account gains and fees	$0	212
Additional Noninterest Income	$65,000	5,948
Total noninterest expense	$2,518,000	4,858
Salaries and employee benefits	$1,353,000	4,696
Premises and equipment expense	$243,000	5,530
Additional noninterest expense	$922,000	4,654
Pre-tax net operating income	$712,000	3,300
Securities gains (losses)	$0	3,497
Applicable income taxes	$258,000	2,075
Income before extraordinary items	$454,000	3,845
Extraordinary gains, net	$0	27
Net income	$454,000	3,841
Minority interest net income	$0	118
Net income of bank and minority interests.	$454,000	3,843
Net charge-offs	$5,000	6,691
Cash dividends	$125,000	3,450
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$454,000	3,754
2009-06-30 (YTD Data)		Rank
Total interest income	$2,288,000	5,493
Total interest expense	$467,000	6,413
Net interest income	$1,821,000	4,855
Provision for loan and lease losses	$144,000	4,839
Total noninterest income	$497,000	3,433
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$457,000	1,810
Trading account gains and fees	$0	193
Additional Noninterest Income	$40,000	6,090
Total noninterest expense	$1,698,000	4,859
Salaries and employee benefits	$912,000	4,714
Premises and equipment expense	$156,000	5,656
Additional noninterest expense	$630,000	4,581
Pre-tax net operating income	$476,000	3,383
Securities gains (losses)	$0	3,136
Applicable income taxes	$173,000	2,126
Income before extraordinary items	$303,000	3,952
Extraordinary gains, net	$0	21
Net income	$303,000	3,951
Minority interest net income	$0	112
Net income of bank and minority interests.	$303,000	3,951
Net charge-offs	$0	6,628
Cash dividends	$125,000	3,098
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$303,000	3,832
2009-03-31 (YTD Data)		Rank
Total interest income	$1,117,000	5,606
Total interest expense	$235,000	6,515
Net interest income	$882,000	4,931
Provision for loan and lease losses	$16,000	6,020
Total noninterest income	$239,000	3,478
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$213,000	1,866
Trading account gains and fees	$0	171
Additional Noninterest Income	$26,000	5,845
Total noninterest expense	$827,000	4,854
Salaries and employee benefits	$479,000	4,617
Premises and equipment expense	$78,000	5,712
Additional noninterest expense	$270,000	4,735
Pre-tax net operating income	$278,000	3,461
Securities gains (losses)	$0	2,434
Applicable income taxes	$103,000	2,153
Income before extraordinary items	$175,000	4,086
Extraordinary gains, net	$0	15
Net income	$175,000	4,089
Minority interest net income	$0	102
Net income of bank and minority interests.	$175,000	4,089
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$175,000	3,933
2008-12-31 (YTD Data)		Rank
Total interest income	$4,442,000	5,770
Total interest expense	$768,000	7,191
Net interest income	$3,674,000	4,841
Provision for loan and lease losses	$472,000	3,899
Total noninterest income	$1,049,000	3,304
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$950,000	1,838
Trading account gains and fees	$0	154
Additional Noninterest Income	$99,000	5,935
Total noninterest expense	$3,386,000	4,745
Salaries and employee benefits	$1,884,000	4,663
Premises and equipment expense	$346,000	5,449
Additional noninterest expense	$1,156,000	4,404
Pre-tax net operating income	$865,000	4,035
Securities gains (losses)	$0	3,220
Applicable income taxes	$325,000	2,297
Income before extraordinary items	$540,000	4,328
Extraordinary gains, net	$0	39
Net income	$540,000	4,328
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$495,000	2,812
Cash dividends	$200,000	4,486
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$540,000	4,488
2008-09-30 (YTD Data)		Rank
Total interest income	$3,363,000	5,815
Total interest expense	$549,000	7,386
Net interest income	$2,814,000	4,811
Provision for loan and lease losses	$361,000	3,237
Total noninterest income	$783,000	3,388
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$709,000	1,855
Trading account gains and fees	$0	148
Additional Noninterest Income	$74,000	6,057
Total noninterest expense	$2,553,000	4,707
Salaries and employee benefits	$1,414,000	4,667
Premises and equipment expense	$262,000	5,459
Additional noninterest expense	$877,000	4,281
Pre-tax net operating income	$683,000	4,387
Securities gains (losses)	$0	3,106
Applicable income taxes	$248,000	2,676
Income before extraordinary items	$435,000	4,663
Extraordinary gains, net	$0	31
Net income	$435,000	4,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$424,000	2,150
Cash dividends	$100,000	4,390
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$435,000	4,819
2008-06-30 (YTD Data)		Rank
Total interest income	$2,280,000	5,849
Total interest expense	$367,000	7,487
Net interest income	$1,913,000	4,750
Provision for loan and lease losses	$278,000	2,664
Total noninterest income	$533,000	3,374
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$485,000	1,801
Trading account gains and fees	$0	149
Additional Noninterest Income	$48,000	6,189
Total noninterest expense	$1,690,000	4,763
Salaries and employee benefits	$957,000	4,666
Premises and equipment expense	$166,000	5,627
Additional noninterest expense	$567,000	4,354
Pre-tax net operating income	$478,000	4,443
Securities gains (losses)	$0	3,233
Applicable income taxes	$174,000	2,849
Income before extraordinary items	$304,000	4,971
Extraordinary gains, net	$0	21
Net income	$304,000	4,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$333,000	1,689
Cash dividends	$100,000	4,065
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$304,000	4,913
2008-03-31 (YTD Data)		Rank
Total interest income	$1,143,000	5,925
Total interest expense	$199,000	7,500
Net interest income	$944,000	4,814
Provision for loan and lease losses	$235,000	1,655
Total noninterest income	$257,000	3,457
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$233,000	1,823
Trading account gains and fees	$0	158
Additional Noninterest Income	$24,000	6,230
Total noninterest expense	$818,000	4,869
Salaries and employee benefits	$468,000	4,773
Premises and equipment expense	$84,000	5,611
Additional noninterest expense	$266,000	4,492
Pre-tax net operating income	$148,000	5,462
Securities gains (losses)	$0	2,688
Applicable income taxes	$50,000	3,552
Income before extraordinary items	$98,000	5,862
Extraordinary gains, net	$0	15
Net income	$98,000	5,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-70,000	8,361
Cash dividends	$100,000	2,880
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$98,000	5,772
2007-12-31 (YTD Data)		Rank
Total interest income	$5,183,000	5,624
Total interest expense	$801,000	7,503
Net interest income	$4,382,000	4,369
Provision for loan and lease losses	$178,000	4,102
Total noninterest income	$898,000	3,760
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$802,000	2,128
Trading account gains and fees	$0	178
Additional Noninterest Income	$96,000	6,277
Total noninterest expense	$3,518,000	4,496
Salaries and employee benefits	$1,864,000	4,628
Premises and equipment expense	$340,000	5,488
Additional noninterest expense	$1,314,000	3,812
Pre-tax net operating income	$1,584,000	3,810
Securities gains (losses)	$0	2,146
Applicable income taxes	$629,000	2,443
Income before extraordinary items	$955,000	4,419
Extraordinary gains, net	$0	39
Net income	$955,000	4,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	4,226
Cash dividends	$200,000	4,879
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$955,000	4,413
2007-09-30 (YTD Data)		Rank
Total interest income	$3,919,000	5,622
Total interest expense	$557,000	7,628
Net interest income	$3,362,000	4,332
Provision for loan and lease losses	$105,000	4,026
Total noninterest income	$668,000	3,782
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$595,000	2,126
Trading account gains and fees	$0	184
Additional Noninterest Income	$73,000	6,288
Total noninterest expense	$2,655,000	4,464
Salaries and employee benefits	$1,398,000	4,595
Premises and equipment expense	$257,000	5,464
Additional noninterest expense	$1,000,000	3,701
Pre-tax net operating income	$1,270,000	3,820
Securities gains (losses)	$0	1,655
Applicable income taxes	$489,000	2,562
Income before extraordinary items	$781,000	4,399
Extraordinary gains, net	$0	33
Net income	$781,000	4,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,200
Cash dividends	$100,000	4,663
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$781,000	4,389
2007-06-30 (YTD Data)		Rank
Total interest income	$2,636,000	5,627
Total interest expense	$353,000	7,723
Net interest income	$2,283,000	4,303
Provision for loan and lease losses	$59,000	4,208
Total noninterest income	$421,000	3,922
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$373,000	2,232
Trading account gains and fees	$0	168
Additional Noninterest Income	$48,000	6,340
Total noninterest expense	$1,812,000	4,423
Salaries and employee benefits	$950,000	4,579
Premises and equipment expense	$180,000	5,339
Additional noninterest expense	$682,000	3,635
Pre-tax net operating income	$833,000	3,923
Securities gains (losses)	$0	1,444
Applicable income taxes	$320,000	2,656
Income before extraordinary items	$513,000	4,494
Extraordinary gains, net	$0	29
Net income	$513,000	4,495
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$100,000	4,292
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$513,000	4,493
2007-03-31 (YTD Data)		Rank
Total interest income	$1,294,000	5,681
Total interest expense	$181,000	7,713
Net interest income	$1,113,000	4,380
Provision for loan and lease losses	$65,000	2,671
Total noninterest income	$202,000	3,992
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$178,000	2,272
Trading account gains and fees	$0	195
Additional Noninterest Income	$24,000	6,337
Total noninterest expense	$899,000	4,441
Salaries and employee benefits	$468,000	4,650
Premises and equipment expense	$93,000	5,263
Additional noninterest expense	$338,000	3,626
Pre-tax net operating income	$351,000	4,306
Securities gains (losses)	$0	1,187
Applicable income taxes	$133,000	2,900
Income before extraordinary items	$218,000	4,869
Extraordinary gains, net	$0	22
Net income	$218,000	4,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$100,000	3,076
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$218,000	4,843
2006-12-31 (YTD Data)		Rank
Total interest income	$5,120,000	5,486
Total interest expense	$497,000	7,920
Net interest income	$4,623,000	4,265
Provision for loan and lease losses	$72,000	5,138
Total noninterest income	$671,000	4,459
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$569,000	2,802
Trading account gains and fees	$0	130
Additional Noninterest Income	$102,000	6,296
Total noninterest expense	$3,429,000	4,464
Salaries and employee benefits	$1,750,000	4,710
Premises and equipment expense	$406,000	4,871
Additional noninterest expense	$1,273,000	3,764
Pre-tax net operating income	$1,793,000	3,903
Securities gains (losses)	$0	1,687
Applicable income taxes	$692,000	2,686
Income before extraordinary items	$1,101,000	4,490
Extraordinary gains, net	$0	51
Net income	$1,101,000	4,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$155,000	5,166
Sale, conversion, retirement of capital stock, net	$152,000	812
Net operating income	$1,101,000	4,473
2006-09-30 (YTD Data)		Rank
Total interest income	$3,765,000	5,540
Total interest expense	$321,000	8,080
Net interest income	$3,444,000	4,301
Provision for loan and lease losses	$73,000	4,614
Total noninterest income	$474,000	4,630
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$413,000	2,875
Trading account gains and fees	$0	126
Additional Noninterest Income	$61,000	6,658
Total noninterest expense	$2,504,000	4,533
Salaries and employee benefits	$1,260,000	4,821
Premises and equipment expense	$308,000	4,848
Additional noninterest expense	$936,000	3,812
Pre-tax net operating income	$1,341,000	4,036
Securities gains (losses)	$0	1,388
Applicable income taxes	$524,000	2,795
Income before extraordinary items	$817,000	4,648
Extraordinary gains, net	$0	45
Net income	$817,000	4,652
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$155,000	4,406
Sale, conversion, retirement of capital stock, net	$58,000	792
Net operating income	$817,000	4,643
2006-06-30 (YTD Data)		Rank
Total interest income	$2,460,000	5,581
Total interest expense	$196,000	8,160
Net interest income	$2,264,000	4,351
Provision for loan and lease losses	$28,000	5,259
Total noninterest income	$304,000	4,702
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$264,000	2,945
Trading account gains and fees	$0	126
Additional Noninterest Income	$40,000	6,712
Total noninterest expense	$1,648,000	4,582
Salaries and employee benefits	$842,000	4,832
Premises and equipment expense	$202,000	4,898
Additional noninterest expense	$604,000	3,900
Pre-tax net operating income	$892,000	4,064
Securities gains (losses)	$0	1,185
Applicable income taxes	$350,000	2,828
Income before extraordinary items	$542,000	4,689
Extraordinary gains, net	$0	39
Net income	$542,000	4,693
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$58,000	612
Net operating income	$542,000	4,680
2006-03-31 (YTD Data)		Rank
Total interest income	$1,181,000	5,650
Total interest expense	$79,000	8,318
Net interest income	$1,102,000	4,422
Provision for loan and lease losses	$9,000	5,345
Total noninterest income	$147,000	4,738
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$129,000	2,926
Trading account gains and fees	$0	115
Additional Noninterest Income	$18,000	6,859
Total noninterest expense	$803,000	4,679
Salaries and employee benefits	$409,000	4,936
Premises and equipment expense	$105,000	4,798
Additional noninterest expense	$289,000	4,020
Pre-tax net operating income	$437,000	4,064
Securities gains (losses)	$0	955
Applicable income taxes	$172,000	2,826
Income before extraordinary items	$265,000	4,722
Extraordinary gains, net	$0	21
Net income	$265,000	4,722
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$4,000	604
Net operating income	$265,000	4,702
2005-12-31 (YTD Data)		Rank
Total interest income	$4,261,000	5,638
Total interest expense	$260,000	8,294
Net interest income	$4,001,000	4,625
Provision for loan and lease losses	$137,000	4,280
Total noninterest income	$553,000	5,004
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$462,000	3,225
Trading account gains and fees	$0	138
Additional Noninterest Income	$91,000	6,549
Total noninterest expense	$2,965,000	4,804
Salaries and employee benefits	$1,452,000	5,158
Premises and equipment expense	$263,000	6,074
Additional noninterest expense	$1,250,000	3,741
Pre-tax net operating income	$1,452,000	4,471
Securities gains (losses)	$0	2,296
Applicable income taxes	$567,000	3,163
Income before extraordinary items	$885,000	5,122
Extraordinary gains, net	$0	46
Net income	$885,000	5,124
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$885,000	5,085
2005-09-30 (YTD Data)		Rank
Total interest income	$3,078,000	5,721
Total interest expense	$180,000	8,344
Net interest income	$2,898,000	4,745
Provision for loan and lease losses	$95,000	4,242
Total noninterest income	$419,000	4,999
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$347,000	3,233
Trading account gains and fees	$0	126
Additional Noninterest Income	$72,000	6,477
Total noninterest expense	$2,212,000	4,794
Salaries and employee benefits	$1,066,000	5,210
Premises and equipment expense	$194,000	6,115
Additional noninterest expense	$952,000	3,638
Pre-tax net operating income	$1,010,000	4,741
Securities gains (losses)	$0	2,317
Applicable income taxes	$393,000	3,356
Income before extraordinary items	$617,000	5,378
Extraordinary gains, net	$0	35
Net income	$617,000	5,381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$617,000	5,350
2005-06-30 (YTD Data)		Rank
Total interest income	$1,989,000	5,749
Total interest expense	$109,000	8,402
Net interest income	$1,880,000	4,793
Provision for loan and lease losses	$53,000	4,474
Total noninterest income	$274,000	5,008
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$221,000	3,281
Trading account gains and fees	$0	116
Additional Noninterest Income	$53,000	6,309
Total noninterest expense	$1,492,000	4,740
Salaries and employee benefits	$718,000	5,163
Premises and equipment expense	$127,000	6,165
Additional noninterest expense	$647,000	3,577
Pre-tax net operating income	$609,000	4,983
Securities gains (losses)	$0	2,146
Applicable income taxes	$236,000	3,504
Income before extraordinary items	$373,000	5,626
Extraordinary gains, net	$0	30
Net income	$373,000	5,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$373,000	5,581
2005-03-31 (YTD Data)		Rank
Total interest income	$930,000	5,947
Total interest expense	$50,000	8,501
Net interest income	$880,000	5,023
Provision for loan and lease losses	$17,000	4,817
Total noninterest income	$133,000	5,024
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$109,000	3,248
Trading account gains and fees	$0	115
Additional Noninterest Income	$24,000	6,543
Total noninterest expense	$707,000	4,970
Salaries and employee benefits	$334,000	5,442
Premises and equipment expense	$63,000	6,224
Additional noninterest expense	$310,000	3,714
Pre-tax net operating income	$289,000	5,091
Securities gains (losses)	$0	1,685
Applicable income taxes	$112,000	3,590
Income before extraordinary items	$177,000	5,712
Extraordinary gains, net	$0	24
Net income	$177,000	5,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$177,000	5,675
2004-12-31 (YTD Data)		Rank
Total interest income	$3,085,000	6,344
Total interest expense	$172,000	8,553
Net interest income	$2,913,000	5,500
Provision for loan and lease losses	$78,000	5,363
Total noninterest income	$558,000	5,000
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$430,000	3,476
Trading account gains and fees	$0	138
Additional Noninterest Income	$128,000	5,993
Total noninterest expense	$2,476,000	5,350
Salaries and employee benefits	$1,235,000	5,607
Premises and equipment expense	$254,000	6,147
Additional noninterest expense	$987,000	4,395
Pre-tax net operating income	$917,000	5,446
Securities gains (losses)	$0	3,819
Applicable income taxes	$336,000	4,005
Income before extraordinary items	$581,000	6,022
Extraordinary gains, net	$0	34
Net income	$581,000	6,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$581,000	5,955
2004-09-30 (YTD Data)		Rank
Total interest income	$2,220,000	6,472
Total interest expense	$123,000	8,624
Net interest income	$2,097,000	5,634
Provision for loan and lease losses	$49,000	5,424
Total noninterest income	$411,000	5,068
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$309,000	3,597
Trading account gains and fees	$0	134
Additional Noninterest Income	$102,000	5,884
Total noninterest expense	$1,814,000	5,387
Salaries and employee benefits	$909,000	5,633
Premises and equipment expense	$188,000	6,172
Additional noninterest expense	$717,000	4,441
Pre-tax net operating income	$645,000	5,713
Securities gains (losses)	$0	3,710
Applicable income taxes	$234,000	4,203
Income before extraordinary items	$411,000	6,257
Extraordinary gains, net	$0	26
Net income	$411,000	6,257
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$411,000	6,187
2004-06-30 (YTD Data)		Rank
Total interest income	$1,393,000	6,682
Total interest expense	$79,000	8,702
Net interest income	$1,314,000	5,839
Provision for loan and lease losses	$16,000	6,067
Total noninterest income	$287,000	4,927
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$200,000	3,646
Trading account gains and fees	$0	130
Additional Noninterest Income	$87,000	5,445
Total noninterest expense	$1,185,000	5,481
Salaries and employee benefits	$602,000	5,682
Premises and equipment expense	$123,000	6,248
Additional noninterest expense	$460,000	4,609
Pre-tax net operating income	$400,000	5,857
Securities gains (losses)	$0	3,413
Applicable income taxes	$145,000	4,308
Income before extraordinary items	$255,000	6,397
Extraordinary gains, net	$0	21
Net income	$255,000	6,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$255,000	6,307
2004-03-31 (YTD Data)		Rank
Total interest income	$659,000	6,859
Total interest expense	$37,000	8,783
Net interest income	$622,000	6,034
Provision for loan and lease losses	$0	6,501
Total noninterest income	$135,000	5,039
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$103,000	3,510
Trading account gains and fees	$0	121
Additional Noninterest Income	$32,000	5,977
Total noninterest expense	$569,000	5,617
Salaries and employee benefits	$308,000	5,667
Premises and equipment expense	$59,000	6,355
Additional noninterest expense	$202,000	5,044
Pre-tax net operating income	$188,000	5,963
Securities gains (losses)	$0	2,934
Applicable income taxes	$70,000	4,347
Income before extraordinary items	$118,000	6,551
Extraordinary gains, net	$0	16
Net income	$118,000	6,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$118,000	6,434
2003-12-31 (YTD Data)		Rank
Total interest income	$2,457,000	7,084
Total interest expense	$191,000	8,767
Net interest income	$2,266,000	6,236
Provision for loan and lease losses	$108,000	5,204
Total noninterest income	$479,000	5,547
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$333,000	4,066
Trading account gains and fees	$0	160
Additional Noninterest Income	$146,000	5,871
Total noninterest expense	$2,198,000	5,687
Salaries and employee benefits	$1,123,000	5,861
Premises and equipment expense	$250,000	6,180
Additional noninterest expense	$825,000	4,946
Pre-tax net operating income	$439,000	6,887
Securities gains (losses)	$0	4,500
Applicable income taxes	$-62,000	8,887
Income before extraordinary items	$501,000	6,331
Extraordinary gains, net	$0	54
Net income	$501,000	6,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-38,000	8,883
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$501,000	6,177
2003-09-30 (YTD Data)		Rank
Total interest income	$1,796,000	7,227
Total interest expense	$142,000	8,873
Net interest income	$1,654,000	6,354
Provision for loan and lease losses	$76,000	5,192
Total noninterest income	$425,000	5,152
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$233,000	4,233
Trading account gains and fees	$0	153
Additional Noninterest Income	$192,000	4,884
Total noninterest expense	$1,628,000	5,697
Salaries and employee benefits	$836,000	5,861
Premises and equipment expense	$188,000	6,155
Additional noninterest expense	$604,000	4,980
Pre-tax net operating income	$375,000	6,817
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$375,000	6,493
Extraordinary gains, net	$0	40
Net income	$375,000	6,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-38,000	8,881
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$375,000	6,321
2003-06-30 (YTD Data)		Rank
Total interest income	$1,156,000	7,381
Total interest expense	$97,000	8,918
Net interest income	$1,059,000	6,468
Provision for loan and lease losses	$50,000	5,111
Total noninterest income	$298,000	5,008
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$153,000	4,233
Trading account gains and fees	$0	150
Additional Noninterest Income	$145,000	4,632
Total noninterest expense	$1,063,000	5,778
Salaries and employee benefits	$533,000	6,022
Premises and equipment expense	$123,000	6,193
Additional noninterest expense	$407,000	4,940
Pre-tax net operating income	$244,000	6,884
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$244,000	6,569
Extraordinary gains, net	$0	30
Net income	$244,000	6,569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-38,000	8,937
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$244,000	6,364
2003-03-31 (YTD Data)		Rank
Total interest income	$565,000	7,476
Total interest expense	$49,000	8,981
Net interest income	$516,000	6,555
Provision for loan and lease losses	$38,000	4,186
Total noninterest income	$159,000	4,741
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$72,000	4,314
Trading account gains and fees	$0	134
Additional Noninterest Income	$87,000	4,189
Total noninterest expense	$521,000	5,860
Salaries and employee benefits	$256,000	6,169
Premises and equipment expense	$61,000	6,231
Additional noninterest expense	$204,000	4,894
Pre-tax net operating income	$116,000	6,961
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$116,000	6,615
Extraordinary gains, net	$0	21
Net income	$116,000	6,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,727
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$116,000	6,447
2002-12-31 (YTD Data)		Rank
Total interest income	$1,837,000	8,034
Total interest expense	$228,000	9,026
Net interest income	$1,609,000	7,255
Provision for loan and lease losses	$132,000	5,166
Total noninterest income	$500,000	5,217
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$240,000	4,800
Trading account gains and fees	$0	153
Additional Noninterest Income	$260,000	4,555
Total noninterest expense	$1,784,000	6,291
Salaries and employee benefits	$821,000	6,808
Premises and equipment expense	$240,000	6,266
Additional noninterest expense	$723,000	5,302
Pre-tax net operating income	$193,000	7,948
Securities gains (losses)	$10,000	3,604
Applicable income taxes	$0	7,681
Income before extraordinary items	$203,000	7,825
Extraordinary gains, net	$0	70
Net income	$203,000	7,826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,634
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$193,000	7,767
2001-12-31 (YTD Data)		Rank
Total interest income	$1,430,000	8,797
Total interest expense	$233,000	9,357
Net interest income	$1,197,000	7,889
Provision for loan and lease losses	$95,000	5,715
Total noninterest income	$80,000	8,779
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$76,000	7,054
Trading account gains and fees	$0	177
Additional Noninterest Income	$4,000	9,354
Total noninterest expense	$1,452,000	6,897
Salaries and employee benefits	$675,000	7,311
Premises and equipment expense	$231,000	6,343
Additional noninterest expense	$546,000	6,180
Pre-tax net operating income	$-270,000	9,003
Securities gains (losses)	$41,000	2,547
Applicable income taxes	$0	7,903
Income before extraordinary items	$-229,000	9,075
Extraordinary gains, net	$0	105
Net income	$-229,000	9,078
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$17,000	823
Net operating income	$-270,000	9,045
2000-12-31 (YTD Data)		Rank
Total interest income	$330,000	9,780
Total interest expense	$28,000	9,804
Net interest income	$302,000	9,697
Provision for loan and lease losses	$17,000	7,726
Total noninterest income	$2,000	9,820
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,000	8,577
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000	9,788
Total noninterest expense	$602,000	9,082
Salaries and employee benefits	$198,000	9,643
Premises and equipment expense	$64,000	9,098
Additional noninterest expense	$340,000	7,630
Pre-tax net operating income	$-315,000	9,428
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-315,000	9,456
Extraordinary gains, net	$0	38
Net income	$-315,000	9,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$5,174,000	198
Net operating income	$-315,000	9,457

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.