Home > Chickasha Bank & Trust Company > Income and Expense
Chickasha Bank & Trust Company, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,037,000 | 2,392 |
| Total interest expense | $134,000 | 5,261 |
| Net interest income | $4,903,000 | 2,164 |
| Provision for loan and lease losses | $719,000 | 634 |
| Total noninterest income | $955,000 | 2,151 |
| Gross Fiduciary activities income | $11,000 | 995 |
| Service charges on deposit accounts | $364,000 | 1,690 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $580,000 | 2,108 |
| Total noninterest expense | $3,911,000 | 2,371 |
| Salaries and employee benefits | $2,160,000 | 2,335 |
| Premises and equipment expense | $591,000 | 1,975 |
| Additional noninterest expense | $1,160,000 | 2,567 |
| Pre-tax net operating income | $1,228,000 | 2,603 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,228,000 | 2,302 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,228,000 | 2,306 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,228,000 | 2,306 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $679,000 | 1,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,228,000 | 2,257 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 2,267 |
| Total interest expense | $80,000 | 5,037 |
| Net interest income | $2,580,000 | 2,061 |
| Provision for loan and lease losses | $455,000 | 482 |
| Total noninterest income | $423,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $188,000 | 1,642 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $235,000 | 2,327 |
| Total noninterest expense | $1,992,000 | 2,345 |
| Salaries and employee benefits | $1,086,000 | 2,338 |
| Premises and equipment expense | $296,000 | 2,006 |
| Additional noninterest expense | $610,000 | 2,447 |
| Pre-tax net operating income | $556,000 | 2,703 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $556,000 | 2,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $556,000 | 2,396 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $556,000 | 2,397 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $476,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $556,000 | 2,352 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 5,392 |
| Total interest expense | $99,000 | 6,436 |
| Net interest income | $2,622,000 | 5,208 |
| Provision for loan and lease losses | $90,000 | 3,788 |
| Total noninterest income | $524,000 | 4,351 |
| Gross Fiduciary activities income | $15,000 | 1,072 |
| Service charges on deposit accounts | $220,000 | 3,944 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $289,000 | 4,137 |
| Total noninterest expense | $2,238,000 | 5,271 |
| Salaries and employee benefits | $1,270,000 | 5,134 |
| Premises and equipment expense | $317,000 | 4,725 |
| Additional noninterest expense | $651,000 | 5,457 |
| Pre-tax net operating income | $818,000 | 4,374 |
| Securities gains (losses) | $35,000 | 2,035 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $853,000 | 4,167 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $853,000 | 4,169 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $853,000 | 4,170 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $818,000 | 4,178 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $200,000 | 6,853 |
| Total interest expense | $19,000 | 6,826 |
| Net interest income | $181,000 | 6,851 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $29,000 | 6,617 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $17,000 | 6,460 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $12,000 | 6,385 |
| Total noninterest expense | $161,000 | 6,873 |
| Salaries and employee benefits | $148,000 | 6,832 |
| Premises and equipment expense | $3,000 | 6,865 |
| Additional noninterest expense | $10,000 | 6,888 |
| Pre-tax net operating income | $49,000 | 6,145 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $49,000 | 6,202 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $49,000 | 6,204 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $49,000 | 6,203 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $49,000 | 6,142 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,670,000 | 2,605 |
| Total interest expense | $234,000 | 4,754 |
| Net interest income | $4,436,000 | 2,360 |
| Provision for loan and lease losses | $154,000 | 2,413 |
| Total noninterest income | $980,000 | 2,249 |
| Gross Fiduciary activities income | $28,000 | 934 |
| Service charges on deposit accounts | $429,000 | 1,527 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $523,000 | 2,420 |
| Total noninterest expense | $3,933,000 | 2,375 |
| Salaries and employee benefits | $2,417,000 | 2,126 |
| Premises and equipment expense | $486,000 | 2,339 |
| Additional noninterest expense | $1,030,000 | 2,900 |
| Pre-tax net operating income | $1,329,000 | 2,412 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,329,000 | 2,128 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,329,000 | 2,136 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,329,000 | 2,134 |
| Net charge-offs | $50,000 | 3,354 |
| Cash dividends | $648,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,329,000 | 2,046 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 2,649 |
| Total interest expense | $118,000 | 4,822 |
| Net interest income | $2,185,000 | 2,407 |
| Provision for loan and lease losses | $77,000 | 2,346 |
| Total noninterest income | $394,000 | 2,575 |
| Gross Fiduciary activities income | $12,000 | 948 |
| Service charges on deposit accounts | $212,000 | 1,538 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $170,000 | 3,002 |
| Total noninterest expense | $1,923,000 | 2,457 |
| Salaries and employee benefits | $1,200,000 | 2,152 |
| Premises and equipment expense | $237,000 | 2,408 |
| Additional noninterest expense | $486,000 | 3,062 |
| Pre-tax net operating income | $579,000 | 2,615 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $579,000 | 2,310 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $579,000 | 2,312 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $579,000 | 2,312 |
| Net charge-offs | $-81,000 | 6,805 |
| Cash dividends | $181,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $579,000 | 2,227 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,340,000 | 2,733 |
| Total interest expense | $551,000 | 4,940 |
| Net interest income | $8,789,000 | 2,441 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $2,571,000 | 1,834 |
| Gross Fiduciary activities income | $63,000 | 946 |
| Service charges on deposit accounts | $905,000 | 1,537 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,603,000 | 1,782 |
| Total noninterest expense | $7,966,000 | 2,376 |
| Salaries and employee benefits | $4,837,000 | 2,071 |
| Premises and equipment expense | $970,000 | 2,331 |
| Additional noninterest expense | $2,159,000 | 2,913 |
| Pre-tax net operating income | $3,294,000 | 1,931 |
| Securities gains (losses) | $18,000 | 3,210 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,312,000 | 1,708 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,312,000 | 1,709 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,312,000 | 1,709 |
| Net charge-offs | $239,000 | 3,583 |
| Cash dividends | $2,071,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,294,000 | 1,625 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,985,000 | 2,805 |
| Total interest expense | $430,000 | 4,986 |
| Net interest income | $6,555,000 | 2,494 |
| Provision for loan and lease losses | $100,000 | 4,329 |
| Total noninterest income | $1,981,000 | 1,801 |
| Gross Fiduciary activities income | $47,000 | 939 |
| Service charges on deposit accounts | $664,000 | 1,584 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,270,000 | 1,718 |
| Total noninterest expense | $5,958,000 | 2,383 |
| Salaries and employee benefits | $3,535,000 | 2,117 |
| Premises and equipment expense | $709,000 | 2,407 |
| Additional noninterest expense | $1,714,000 | 2,791 |
| Pre-tax net operating income | $2,478,000 | 1,992 |
| Securities gains (losses) | $18,000 | 2,910 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,496,000 | 1,753 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,496,000 | 1,752 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,496,000 | 1,754 |
| Net charge-offs | $-10,000 | 6,607 |
| Cash dividends | $1,465,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,478,000 | 1,660 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 2,835 |
| Total interest expense | $293,000 | 5,038 |
| Net interest income | $4,359,000 | 2,498 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $1,074,000 | 2,061 |
| Gross Fiduciary activities income | $32,000 | 938 |
| Service charges on deposit accounts | $431,000 | 1,595 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $611,000 | 2,078 |
| Total noninterest expense | $3,890,000 | 2,425 |
| Salaries and employee benefits | $2,281,000 | 2,192 |
| Premises and equipment expense | $472,000 | 2,416 |
| Additional noninterest expense | $1,137,000 | 2,814 |
| Pre-tax net operating income | $1,443,000 | 2,203 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,443,000 | 1,951 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,443,000 | 1,949 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,443,000 | 1,951 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $732,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,443,000 | 1,847 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 2,873 |
| Total interest expense | $150,000 | 5,103 |
| Net interest income | $2,169,000 | 2,521 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $543,000 | 2,036 |
| Gross Fiduciary activities income | $16,000 | 943 |
| Service charges on deposit accounts | $218,000 | 1,583 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $309,000 | 2,062 |
| Total noninterest expense | $1,924,000 | 2,452 |
| Salaries and employee benefits | $1,131,000 | 2,204 |
| Premises and equipment expense | $236,000 | 2,426 |
| Additional noninterest expense | $557,000 | 2,829 |
| Pre-tax net operating income | $688,000 | 2,297 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $688,000 | 2,031 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $688,000 | 2,032 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $688,000 | 2,033 |
| Net charge-offs | $-14,000 | 6,765 |
| Cash dividends | $205,000 | 1,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $688,000 | 1,931 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,558,000 | 2,870 |
| Total interest expense | $961,000 | 4,495 |
| Net interest income | $8,597,000 | 2,549 |
| Provision for loan and lease losses | $974,000 | 2,457 |
| Total noninterest income | $2,047,000 | 1,969 |
| Gross Fiduciary activities income | $55,000 | 909 |
| Service charges on deposit accounts | $937,000 | 1,550 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,055,000 | 2,070 |
| Total noninterest expense | $7,704,000 | 2,456 |
| Salaries and employee benefits | $4,505,000 | 2,156 |
| Premises and equipment expense | $1,027,000 | 2,366 |
| Additional noninterest expense | $2,172,000 | 2,905 |
| Pre-tax net operating income | $1,966,000 | 2,547 |
| Securities gains (losses) | $10,000 | 3,332 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,976,000 | 2,285 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,976,000 | 2,286 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,976,000 | 2,286 |
| Net charge-offs | $594,000 | 2,971 |
| Cash dividends | $1,623,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,966,000 | 2,214 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,244,000 | 2,874 |
| Total interest expense | $790,000 | 4,394 |
| Net interest income | $6,454,000 | 2,564 |
| Provision for loan and lease losses | $470,000 | 2,949 |
| Total noninterest income | $1,502,000 | 1,998 |
| Gross Fiduciary activities income | $42,000 | 898 |
| Service charges on deposit accounts | $677,000 | 1,619 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $783,000 | 2,068 |
| Total noninterest expense | $5,618,000 | 2,513 |
| Salaries and employee benefits | $3,208,000 | 2,257 |
| Premises and equipment expense | $772,000 | 2,379 |
| Additional noninterest expense | $1,638,000 | 2,908 |
| Pre-tax net operating income | $1,868,000 | 2,196 |
| Securities gains (losses) | $10,000 | 3,052 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,878,000 | 1,931 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,878,000 | 1,931 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,878,000 | 1,931 |
| Net charge-offs | $-164,000 | 7,362 |
| Cash dividends | $912,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,868,000 | 1,848 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,839,000 | 2,888 |
| Total interest expense | $581,000 | 4,260 |
| Net interest income | $4,258,000 | 2,588 |
| Provision for loan and lease losses | $750,000 | 1,800 |
| Total noninterest income | $982,000 | 2,017 |
| Gross Fiduciary activities income | $28,000 | 908 |
| Service charges on deposit accounts | $441,000 | 1,634 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $513,000 | 2,055 |
| Total noninterest expense | $3,689,000 | 2,570 |
| Salaries and employee benefits | $2,057,000 | 2,360 |
| Premises and equipment expense | $517,000 | 2,386 |
| Additional noninterest expense | $1,115,000 | 2,910 |
| Pre-tax net operating income | $801,000 | 2,943 |
| Securities gains (losses) | $10,000 | 2,357 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $811,000 | 2,653 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $811,000 | 2,653 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $811,000 | 2,653 |
| Net charge-offs | $114,000 | 3,709 |
| Cash dividends | $566,000 | 1,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $801,000 | 2,589 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 2,912 |
| Total interest expense | $321,000 | 4,123 |
| Net interest income | $2,090,000 | 2,625 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $477,000 | 2,066 |
| Gross Fiduciary activities income | $14,000 | 917 |
| Service charges on deposit accounts | $219,000 | 1,613 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $244,000 | 2,186 |
| Total noninterest expense | $1,940,000 | 2,480 |
| Salaries and employee benefits | $1,126,000 | 2,184 |
| Premises and equipment expense | $260,000 | 2,408 |
| Additional noninterest expense | $554,000 | 2,927 |
| Pre-tax net operating income | $27,000 | 6,018 |
| Securities gains (losses) | $9,000 | 1,340 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $36,000 | 5,908 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $36,000 | 5,907 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $36,000 | 5,908 |
| Net charge-offs | $66,000 | 3,125 |
| Cash dividends | $116,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $27,000 | 6,003 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,637,000 | 2,807 |
| Total interest expense | $1,768,000 | 3,869 |
| Net interest income | $8,869,000 | 2,480 |
| Provision for loan and lease losses | $1,353,000 | 2,604 |
| Total noninterest income | $2,255,000 | 1,908 |
| Gross Fiduciary activities income | $64,000 | 935 |
| Service charges on deposit accounts | $1,088,000 | 1,400 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,103,000 | 2,063 |
| Total noninterest expense | $7,780,000 | 2,482 |
| Salaries and employee benefits | $4,446,000 | 2,184 |
| Premises and equipment expense | $1,081,000 | 2,315 |
| Additional noninterest expense | $2,253,000 | 2,932 |
| Pre-tax net operating income | $1,991,000 | 2,247 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,991,000 | 2,033 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,991,000 | 2,034 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,991,000 | 2,035 |
| Net charge-offs | $1,025,000 | 2,643 |
| Cash dividends | $2,261,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,991,000 | 1,957 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,028,000 | 2,836 |
| Total interest expense | $1,376,000 | 3,926 |
| Net interest income | $6,652,000 | 2,496 |
| Provision for loan and lease losses | $1,053,000 | 2,432 |
| Total noninterest income | $1,647,000 | 1,949 |
| Gross Fiduciary activities income | $51,000 | 918 |
| Service charges on deposit accounts | $806,000 | 1,455 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $790,000 | 2,082 |
| Total noninterest expense | $5,872,000 | 2,467 |
| Salaries and employee benefits | $3,379,000 | 2,144 |
| Premises and equipment expense | $818,000 | 2,348 |
| Additional noninterest expense | $1,675,000 | 2,910 |
| Pre-tax net operating income | $1,374,000 | 2,551 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,374,000 | 2,312 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,374,000 | 2,308 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,374,000 | 2,313 |
| Net charge-offs | $17,000 | 6,077 |
| Cash dividends | $1,457,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,374,000 | 2,198 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,312,000 | 2,882 |
| Total interest expense | $941,000 | 3,957 |
| Net interest income | $4,371,000 | 2,536 |
| Provision for loan and lease losses | $702,000 | 2,361 |
| Total noninterest income | $1,097,000 | 1,914 |
| Gross Fiduciary activities income | $38,000 | 911 |
| Service charges on deposit accounts | $543,000 | 1,449 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $516,000 | 2,052 |
| Total noninterest expense | $3,888,000 | 2,488 |
| Salaries and employee benefits | $2,208,000 | 2,208 |
| Premises and equipment expense | $541,000 | 2,376 |
| Additional noninterest expense | $1,139,000 | 2,846 |
| Pre-tax net operating income | $878,000 | 2,631 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $878,000 | 2,342 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $878,000 | 2,338 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $878,000 | 2,341 |
| Net charge-offs | $-17,000 | 7,567 |
| Cash dividends | $1,059,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $878,000 | 2,250 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 2,937 |
| Total interest expense | $479,000 | 4,050 |
| Net interest income | $2,178,000 | 2,578 |
| Provision for loan and lease losses | $351,000 | 2,218 |
| Total noninterest income | $507,000 | 2,013 |
| Gross Fiduciary activities income | $30,000 | 854 |
| Service charges on deposit accounts | $266,000 | 1,470 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $211,000 | 2,313 |
| Total noninterest expense | $1,923,000 | 2,539 |
| Salaries and employee benefits | $1,099,000 | 2,242 |
| Premises and equipment expense | $278,000 | 2,367 |
| Additional noninterest expense | $546,000 | 2,942 |
| Pre-tax net operating income | $411,000 | 2,790 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $411,000 | 2,509 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $411,000 | 2,507 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $411,000 | 2,509 |
| Net charge-offs | $27,000 | 4,227 |
| Cash dividends | $296,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $411,000 | 2,409 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,045,000 | 2,957 |
| Total interest expense | $2,384,000 | 4,022 |
| Net interest income | $8,661,000 | 2,498 |
| Provision for loan and lease losses | $1,905,000 | 2,543 |
| Total noninterest income | $3,023,000 | 1,603 |
| Gross Fiduciary activities income | $59,000 | 939 |
| Service charges on deposit accounts | $1,294,000 | 1,334 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,670,000 | 1,552 |
| Total noninterest expense | $7,274,000 | 2,706 |
| Salaries and employee benefits | $3,838,000 | 2,541 |
| Premises and equipment expense | $1,099,000 | 2,378 |
| Additional noninterest expense | $2,337,000 | 2,909 |
| Pre-tax net operating income | $2,505,000 | 1,575 |
| Securities gains (losses) | $34,000 | 2,821 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,539,000 | 1,317 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,539,000 | 1,315 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,539,000 | 1,316 |
| Net charge-offs | $2,400,000 | 1,836 |
| Cash dividends | $2,049,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,505,000 | 1,317 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,347,000 | 2,989 |
| Total interest expense | $1,868,000 | 4,033 |
| Net interest income | $6,479,000 | 2,512 |
| Provision for loan and lease losses | $1,201,000 | 2,515 |
| Total noninterest income | $2,408,000 | 1,556 |
| Gross Fiduciary activities income | $46,000 | 923 |
| Service charges on deposit accounts | $951,000 | 1,356 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,411,000 | 1,455 |
| Total noninterest expense | $5,468,000 | 2,701 |
| Salaries and employee benefits | $2,869,000 | 2,569 |
| Premises and equipment expense | $805,000 | 2,458 |
| Additional noninterest expense | $1,794,000 | 2,812 |
| Pre-tax net operating income | $2,218,000 | 1,469 |
| Securities gains (losses) | $3,000 | 3,260 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,221,000 | 1,207 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,221,000 | 1,206 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,221,000 | 1,207 |
| Net charge-offs | $1,533,000 | 1,747 |
| Cash dividends | $1,715,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,218,000 | 1,196 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,613,000 | 2,995 |
| Total interest expense | $1,304,000 | 4,023 |
| Net interest income | $4,309,000 | 2,500 |
| Provision for loan and lease losses | $801,000 | 2,332 |
| Total noninterest income | $1,903,000 | 1,388 |
| Gross Fiduciary activities income | $32,000 | 935 |
| Service charges on deposit accounts | $614,000 | 1,387 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,257,000 | 1,226 |
| Total noninterest expense | $3,772,000 | 2,648 |
| Salaries and employee benefits | $2,081,000 | 2,426 |
| Premises and equipment expense | $528,000 | 2,526 |
| Additional noninterest expense | $1,163,000 | 2,906 |
| Pre-tax net operating income | $1,639,000 | 1,398 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,642,000 | 1,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,642,000 | 1,158 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,642,000 | 1,158 |
| Net charge-offs | $409,000 | 2,580 |
| Cash dividends | $1,467,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,639,000 | 1,120 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 2,995 |
| Total interest expense | $677,000 | 4,044 |
| Net interest income | $2,168,000 | 2,489 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $508,000 | 2,117 |
| Gross Fiduciary activities income | $17,000 | 933 |
| Service charges on deposit accounts | $294,000 | 1,407 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $197,000 | 2,537 |
| Total noninterest expense | $1,814,000 | 2,656 |
| Salaries and employee benefits | $1,037,000 | 2,472 |
| Premises and equipment expense | $270,000 | 2,523 |
| Additional noninterest expense | $507,000 | 2,976 |
| Pre-tax net operating income | $562,000 | 2,173 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $562,000 | 1,911 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $562,000 | 1,913 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $562,000 | 1,913 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $172,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $562,000 | 1,805 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,184,000 | 2,999 |
| Total interest expense | $3,690,000 | 3,711 |
| Net interest income | $8,494,000 | 2,559 |
| Provision for loan and lease losses | $712,000 | 3,220 |
| Total noninterest income | $2,325,000 | 1,917 |
| Gross Fiduciary activities income | $73,000 | 931 |
| Service charges on deposit accounts | $1,424,000 | 1,262 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $828,000 | 2,414 |
| Total noninterest expense | $7,310,000 | 2,582 |
| Salaries and employee benefits | $4,167,000 | 2,413 |
| Premises and equipment expense | $1,118,000 | 2,384 |
| Additional noninterest expense | $2,025,000 | 2,840 |
| Pre-tax net operating income | $2,797,000 | 1,916 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,797,000 | 1,462 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,797,000 | 1,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $814,000 | 2,183 |
| Cash dividends | $2,229,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,797,000 | 1,562 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,389,000 | 2,988 |
| Total interest expense | $2,918,000 | 3,695 |
| Net interest income | $6,471,000 | 2,545 |
| Provision for loan and lease losses | $583,000 | 2,522 |
| Total noninterest income | $1,712,000 | 2,000 |
| Gross Fiduciary activities income | $53,000 | 929 |
| Service charges on deposit accounts | $995,000 | 1,367 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $664,000 | 2,395 |
| Total noninterest expense | $5,521,000 | 2,559 |
| Salaries and employee benefits | $3,178,000 | 2,408 |
| Premises and equipment expense | $809,000 | 2,463 |
| Additional noninterest expense | $1,534,000 | 2,728 |
| Pre-tax net operating income | $2,079,000 | 2,236 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,079,000 | 1,710 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,079,000 | 1,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $667,000 | 1,648 |
| Cash dividends | $1,699,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,079,000 | 1,812 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 2,994 |
| Total interest expense | $2,099,000 | 3,623 |
| Net interest income | $4,231,000 | 2,583 |
| Provision for loan and lease losses | $388,000 | 2,207 |
| Total noninterest income | $1,082,000 | 2,114 |
| Gross Fiduciary activities income | $36,000 | 946 |
| Service charges on deposit accounts | $648,000 | 1,382 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $398,000 | 2,601 |
| Total noninterest expense | $3,654,000 | 2,583 |
| Salaries and employee benefits | $2,096,000 | 2,456 |
| Premises and equipment expense | $530,000 | 2,511 |
| Additional noninterest expense | $1,028,000 | 2,684 |
| Pre-tax net operating income | $1,271,000 | 2,491 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,271,000 | 2,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,271,000 | 2,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,069 |
| Cash dividends | $1,304,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,271,000 | 2,033 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 3,051 |
| Total interest expense | $1,117,000 | 3,630 |
| Net interest income | $2,075,000 | 2,631 |
| Provision for loan and lease losses | $194,000 | 1,858 |
| Total noninterest income | $511,000 | 2,210 |
| Gross Fiduciary activities income | $19,000 | 956 |
| Service charges on deposit accounts | $309,000 | 1,415 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $183,000 | 2,703 |
| Total noninterest expense | $1,810,000 | 2,603 |
| Salaries and employee benefits | $1,022,000 | 2,532 |
| Premises and equipment expense | $270,000 | 2,494 |
| Additional noninterest expense | $518,000 | 2,638 |
| Pre-tax net operating income | $582,000 | 2,774 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $582,000 | 2,370 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $582,000 | 2,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,108 |
| Cash dividends | $516,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $582,000 | 2,302 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,760,000 | 3,124 |
| Total interest expense | $4,474,000 | 3,728 |
| Net interest income | $8,286,000 | 2,645 |
| Provision for loan and lease losses | $443,000 | 2,537 |
| Total noninterest income | $2,321,000 | 1,992 |
| Gross Fiduciary activities income | $73,000 | 957 |
| Service charges on deposit accounts | $1,457,000 | 1,216 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $791,000 | 2,571 |
| Total noninterest expense | $7,000,000 | 2,596 |
| Salaries and employee benefits | $4,026,000 | 2,485 |
| Premises and equipment expense | $1,093,000 | 2,377 |
| Additional noninterest expense | $1,881,000 | 2,817 |
| Pre-tax net operating income | $3,164,000 | 2,367 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,164,000 | 1,953 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,164,000 | 1,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 2,192 |
| Cash dividends | $1,419,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,164,000 | 1,939 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,487,000 | 3,142 |
| Total interest expense | $3,301,000 | 3,778 |
| Net interest income | $6,186,000 | 2,660 |
| Provision for loan and lease losses | $274,000 | 2,438 |
| Total noninterest income | $1,647,000 | 2,073 |
| Gross Fiduciary activities income | $47,000 | 978 |
| Service charges on deposit accounts | $1,027,000 | 1,286 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $573,000 | 2,631 |
| Total noninterest expense | $5,238,000 | 2,583 |
| Salaries and employee benefits | $3,083,000 | 2,432 |
| Premises and equipment expense | $803,000 | 2,407 |
| Additional noninterest expense | $1,352,000 | 2,869 |
| Pre-tax net operating income | $2,321,000 | 2,555 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,321,000 | 2,110 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,321,000 | 2,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,557 |
| Cash dividends | $957,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,321,000 | 2,091 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,248,000 | 3,177 |
| Total interest expense | $2,164,000 | 3,813 |
| Net interest income | $4,084,000 | 2,702 |
| Provision for loan and lease losses | $137,000 | 2,788 |
| Total noninterest income | $1,059,000 | 2,153 |
| Gross Fiduciary activities income | $31,000 | 994 |
| Service charges on deposit accounts | $674,000 | 1,313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $354,000 | 2,752 |
| Total noninterest expense | $3,420,000 | 2,651 |
| Salaries and employee benefits | $2,055,000 | 2,476 |
| Premises and equipment expense | $534,000 | 2,415 |
| Additional noninterest expense | $831,000 | 3,097 |
| Pre-tax net operating income | $1,586,000 | 2,583 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,586,000 | 2,119 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,586,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $619,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,586,000 | 2,100 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 3,263 |
| Total interest expense | $1,061,000 | 3,851 |
| Net interest income | $1,963,000 | 2,807 |
| Provision for loan and lease losses | $112,000 | 1,873 |
| Total noninterest income | $483,000 | 2,260 |
| Gross Fiduciary activities income | $16,000 | 996 |
| Service charges on deposit accounts | $321,000 | 1,337 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $146,000 | 3,072 |
| Total noninterest expense | $1,718,000 | 2,651 |
| Salaries and employee benefits | $1,026,000 | 2,493 |
| Premises and equipment expense | $270,000 | 2,411 |
| Additional noninterest expense | $422,000 | 3,036 |
| Pre-tax net operating income | $616,000 | 3,067 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $616,000 | 2,582 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $616,000 | 2,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,471 |
| Cash dividends | $330,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $616,000 | 2,559 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,731,000 | 3,392 |
| Total interest expense | $2,973,000 | 4,336 |
| Net interest income | $7,758,000 | 2,832 |
| Provision for loan and lease losses | $620,000 | 1,566 |
| Total noninterest income | $2,296,000 | 2,007 |
| Gross Fiduciary activities income | $61,000 | 1,001 |
| Service charges on deposit accounts | $1,280,000 | 1,394 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $955,000 | 2,306 |
| Total noninterest expense | $6,550,000 | 2,672 |
| Salaries and employee benefits | $3,959,000 | 2,461 |
| Premises and equipment expense | $1,028,000 | 2,408 |
| Additional noninterest expense | $1,563,000 | 3,190 |
| Pre-tax net operating income | $2,884,000 | 2,851 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,884,000 | 2,343 |
| Extraordinary gains, net | $145,000 | 28 |
| Net income | $3,029,000 | 2,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,115 |
| Cash dividends | $2,406,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,884,000 | 2,324 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,790,000 | 3,451 |
| Total interest expense | $2,007,000 | 4,544 |
| Net interest income | $5,783,000 | 2,874 |
| Provision for loan and lease losses | $463,000 | 1,481 |
| Total noninterest income | $1,713,000 | 2,025 |
| Gross Fiduciary activities income | $46,000 | 998 |
| Service charges on deposit accounts | $950,000 | 1,418 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $717,000 | 2,292 |
| Total noninterest expense | $4,736,000 | 2,753 |
| Salaries and employee benefits | $2,791,000 | 2,612 |
| Premises and equipment expense | $770,000 | 2,417 |
| Additional noninterest expense | $1,175,000 | 3,194 |
| Pre-tax net operating income | $2,297,000 | 2,838 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,297,000 | 2,309 |
| Extraordinary gains, net | $145,000 | 23 |
| Net income | $2,442,000 | 2,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $1,336,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,297,000 | 2,295 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,014,000 | 3,489 |
| Total interest expense | $1,209,000 | 4,690 |
| Net interest income | $3,805,000 | 2,913 |
| Provision for loan and lease losses | $307,000 | 1,440 |
| Total noninterest income | $1,068,000 | 2,127 |
| Gross Fiduciary activities income | $28,000 | 1,024 |
| Service charges on deposit accounts | $608,000 | 1,459 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $432,000 | 2,433 |
| Total noninterest expense | $3,092,000 | 2,812 |
| Salaries and employee benefits | $1,811,000 | 2,672 |
| Premises and equipment expense | $498,000 | 2,475 |
| Additional noninterest expense | $783,000 | 3,195 |
| Pre-tax net operating income | $1,474,000 | 2,908 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,474,000 | 2,369 |
| Extraordinary gains, net | $145,000 | 19 |
| Net income | $1,619,000 | 2,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,137 |
| Cash dividends | $754,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,474,000 | 2,352 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 3,512 |
| Total interest expense | $580,000 | 4,669 |
| Net interest income | $1,850,000 | 2,980 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $467,000 | 2,287 |
| Gross Fiduciary activities income | $14,000 | 1,031 |
| Service charges on deposit accounts | $287,000 | 1,484 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $166,000 | 2,791 |
| Total noninterest expense | $1,518,000 | 2,849 |
| Salaries and employee benefits | $891,000 | 2,708 |
| Premises and equipment expense | $232,000 | 2,649 |
| Additional noninterest expense | $395,000 | 3,166 |
| Pre-tax net operating income | $649,000 | 3,139 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $649,000 | 2,589 |
| Extraordinary gains, net | $131,000 | 10 |
| Net income | $780,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $649,000 | 2,572 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,803,000 | 3,479 |
| Total interest expense | $1,762,000 | 4,803 |
| Net interest income | $7,041,000 | 3,031 |
| Provision for loan and lease losses | $534,000 | 1,799 |
| Total noninterest income | $1,910,000 | 2,294 |
| Gross Fiduciary activities income | $45,000 | 1,059 |
| Service charges on deposit accounts | $1,140,000 | 1,530 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $725,000 | 2,705 |
| Total noninterest expense | $5,951,000 | 2,774 |
| Salaries and employee benefits | $3,545,000 | 2,570 |
| Premises and equipment expense | $916,000 | 2,554 |
| Additional noninterest expense | $1,490,000 | 3,246 |
| Pre-tax net operating income | $2,466,000 | 3,189 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $843,000 | 2,530 |
| Income before extraordinary items | $1,630,000 | 3,588 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,630,000 | 3,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-131,000 | 8,673 |
| Cash dividends | $697,000 | 3,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,625,380 | 3,572 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,355,000 | 3,532 |
| Total interest expense | $1,226,000 | 4,884 |
| Net interest income | $5,129,000 | 3,083 |
| Provision for loan and lease losses | $410,000 | 1,683 |
| Total noninterest income | $1,396,000 | 2,327 |
| Gross Fiduciary activities income | $24,000 | 1,094 |
| Service charges on deposit accounts | $836,000 | 1,548 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $536,000 | 2,750 |
| Total noninterest expense | $4,332,000 | 2,818 |
| Salaries and employee benefits | $2,531,000 | 2,641 |
| Premises and equipment expense | $672,000 | 2,591 |
| Additional noninterest expense | $1,129,000 | 3,184 |
| Pre-tax net operating income | $1,783,000 | 3,318 |
| Securities gains (losses) | $7,000 | 1,597 |
| Applicable income taxes | $610,000 | 2,610 |
| Income before extraordinary items | $1,180,000 | 3,702 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,180,000 | 3,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-166,000 | 8,717 |
| Cash dividends | $221,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,175,380 | 3,681 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,125,000 | 3,531 |
| Total interest expense | $769,000 | 4,888 |
| Net interest income | $3,356,000 | 3,102 |
| Provision for loan and lease losses | $273,000 | 1,663 |
| Total noninterest income | $857,000 | 2,433 |
| Gross Fiduciary activities income | $13,000 | 1,120 |
| Service charges on deposit accounts | $526,000 | 1,598 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $318,000 | 2,962 |
| Total noninterest expense | $2,849,000 | 2,836 |
| Salaries and employee benefits | $1,666,000 | 2,661 |
| Premises and equipment expense | $442,000 | 2,600 |
| Additional noninterest expense | $741,000 | 3,214 |
| Pre-tax net operating income | $1,091,000 | 3,493 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $350,000 | 2,826 |
| Income before extraordinary items | $748,000 | 3,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $748,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-164,000 | 8,735 |
| Cash dividends | $121,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $743,240 | 3,750 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 3,662 |
| Total interest expense | $349,000 | 5,071 |
| Net interest income | $1,609,000 | 3,212 |
| Provision for loan and lease losses | $137,000 | 1,579 |
| Total noninterest income | $384,000 | 2,568 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $249,000 | 1,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,269 |
| Total noninterest expense | $1,430,000 | 2,833 |
| Salaries and employee benefits | $810,000 | 2,746 |
| Premises and equipment expense | $217,000 | 2,672 |
| Additional noninterest expense | $403,000 | 2,995 |
| Pre-tax net operating income | $426,000 | 4,098 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $131,000 | 3,336 |
| Income before extraordinary items | $295,000 | 4,421 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $295,000 | 4,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $35,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $295,000 | 4,379 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,007,000 | 3,808 |
| Total interest expense | $971,000 | 5,752 |
| Net interest income | $6,036,000 | 3,277 |
| Provision for loan and lease losses | $404,000 | 2,346 |
| Total noninterest income | $1,698,000 | 2,462 |
| Gross Fiduciary activities income | $52,000 | 1,052 |
| Service charges on deposit accounts | $1,089,000 | 1,610 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $557,000 | 3,107 |
| Total noninterest expense | $5,322,000 | 2,940 |
| Salaries and employee benefits | $3,108,000 | 2,756 |
| Premises and equipment expense | $807,000 | 2,772 |
| Additional noninterest expense | $1,407,000 | 3,287 |
| Pre-tax net operating income | $2,008,000 | 3,490 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $630,000 | 2,944 |
| Income before extraordinary items | $1,379,000 | 3,836 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,379,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,252 |
| Cash dividends | $583,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,378,310 | 3,778 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,118,000 | 3,863 |
| Total interest expense | $704,000 | 5,804 |
| Net interest income | $4,414,000 | 3,323 |
| Provision for loan and lease losses | $403,000 | 1,759 |
| Total noninterest income | $1,339,000 | 2,392 |
| Gross Fiduciary activities income | $40,000 | 1,045 |
| Service charges on deposit accounts | $809,000 | 1,638 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $490,000 | 2,843 |
| Total noninterest expense | $3,881,000 | 2,985 |
| Salaries and employee benefits | $2,232,000 | 2,832 |
| Premises and equipment expense | $586,000 | 2,843 |
| Additional noninterest expense | $1,063,000 | 3,242 |
| Pre-tax net operating income | $1,469,000 | 3,619 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $443,000 | 3,114 |
| Income before extraordinary items | $1,027,000 | 3,935 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,027,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,710 |
| Cash dividends | $127,000 | 4,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,026,300 | 3,875 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,345,000 | 3,921 |
| Total interest expense | $458,000 | 5,902 |
| Net interest income | $2,887,000 | 3,371 |
| Provision for loan and lease losses | $278,000 | 1,681 |
| Total noninterest income | $883,000 | 2,414 |
| Gross Fiduciary activities income | $21,000 | 1,086 |
| Service charges on deposit accounts | $533,000 | 1,641 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $329,000 | 2,826 |
| Total noninterest expense | $2,555,000 | 3,021 |
| Salaries and employee benefits | $1,456,000 | 2,909 |
| Premises and equipment expense | $383,000 | 2,895 |
| Additional noninterest expense | $716,000 | 3,243 |
| Pre-tax net operating income | $937,000 | 3,686 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $327,000 | 2,923 |
| Income before extraordinary items | $611,000 | 4,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $611,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,207 |
| Cash dividends | $60,000 | 4,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $610,350 | 4,115 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 3,951 |
| Total interest expense | $230,000 | 5,935 |
| Net interest income | $1,422,000 | 3,396 |
| Provision for loan and lease losses | $126,000 | 1,733 |
| Total noninterest income | $447,000 | 2,356 |
| Gross Fiduciary activities income | $10,000 | 1,098 |
| Service charges on deposit accounts | $258,000 | 1,652 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $179,000 | 2,651 |
| Total noninterest expense | $1,261,000 | 3,073 |
| Salaries and employee benefits | $718,000 | 2,958 |
| Premises and equipment expense | $188,000 | 2,975 |
| Additional noninterest expense | $355,000 | 3,243 |
| Pre-tax net operating income | $482,000 | 3,621 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $166,000 | 2,899 |
| Income before extraordinary items | $317,000 | 4,132 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $317,000 | 4,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,783 |
| Cash dividends | $60,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $316,340 | 3,996 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,648,000 | 3,978 |
| Total interest expense | $1,174,000 | 5,638 |
| Net interest income | $5,474,000 | 3,442 |
| Provision for loan and lease losses | $433,000 | 2,435 |
| Total noninterest income | $1,529,000 | 2,810 |
| Gross Fiduciary activities income | $61,000 | 1,051 |
| Service charges on deposit accounts | $1,109,000 | 1,558 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $359,000 | 4,168 |
| Total noninterest expense | $4,996,000 | 3,051 |
| Salaries and employee benefits | $2,768,000 | 2,979 |
| Premises and equipment expense | $729,000 | 2,979 |
| Additional noninterest expense | $1,499,000 | 3,085 |
| Pre-tax net operating income | $1,574,000 | 4,004 |
| Securities gains (losses) | $14,000 | 3,435 |
| Applicable income taxes | $600,000 | 3,062 |
| Income before extraordinary items | $988,000 | 4,677 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $988,000 | 4,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,821 |
| Cash dividends | $434,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $979,040 | 4,528 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 4,024 |
| Total interest expense | $929,000 | 5,602 |
| Net interest income | $4,090,000 | 3,464 |
| Provision for loan and lease losses | $432,000 | 1,917 |
| Total noninterest income | $1,227,000 | 2,730 |
| Gross Fiduciary activities income | $29,000 | 1,117 |
| Service charges on deposit accounts | $829,000 | 1,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $369,000 | 3,685 |
| Total noninterest expense | $3,792,000 | 3,022 |
| Salaries and employee benefits | $2,139,000 | 2,901 |
| Premises and equipment expense | $531,000 | 3,052 |
| Additional noninterest expense | $1,122,000 | 3,075 |
| Pre-tax net operating income | $1,093,000 | 4,319 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $390,000 | 3,461 |
| Income before extraordinary items | $711,000 | 4,955 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $711,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,125 |
| Cash dividends | $121,000 | 4,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $705,800 | 4,782 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 3,983 |
| Total interest expense | $658,000 | 5,535 |
| Net interest income | $2,757,000 | 3,421 |
| Provision for loan and lease losses | $314,000 | 1,733 |
| Total noninterest income | $847,000 | 2,641 |
| Gross Fiduciary activities income | $21,000 | 1,106 |
| Service charges on deposit accounts | $553,000 | 1,542 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $273,000 | 3,470 |
| Total noninterest expense | $2,487,000 | 3,059 |
| Salaries and employee benefits | $1,440,000 | 2,886 |
| Premises and equipment expense | $319,000 | 3,316 |
| Additional noninterest expense | $728,000 | 3,127 |
| Pre-tax net operating income | $803,000 | 4,042 |
| Securities gains (losses) | $-8,000 | 9,027 |
| Applicable income taxes | $284,000 | 3,334 |
| Income before extraordinary items | $511,000 | 4,747 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $511,000 | 4,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $62,000 | 4,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $516,120 | 4,506 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 3,977 |
| Total interest expense | $344,000 | 5,493 |
| Net interest income | $1,377,000 | 3,411 |
| Provision for loan and lease losses | $137,000 | 1,901 |
| Total noninterest income | $392,000 | 2,719 |
| Gross Fiduciary activities income | $8,000 | 1,157 |
| Service charges on deposit accounts | $272,000 | 1,523 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $112,000 | 3,730 |
| Total noninterest expense | $1,211,000 | 3,113 |
| Salaries and employee benefits | $690,000 | 2,995 |
| Premises and equipment expense | $161,000 | 3,292 |
| Additional noninterest expense | $360,000 | 3,121 |
| Pre-tax net operating income | $421,000 | 3,918 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $151,000 | 3,211 |
| Income before extraordinary items | $269,000 | 4,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 4,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 9,088 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $269,640 | 4,322 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,200,000 | 3,956 |
| Total interest expense | $1,671,000 | 5,380 |
| Net interest income | $5,529,000 | 3,363 |
| Provision for loan and lease losses | $964,000 | 1,398 |
| Total noninterest income | $1,478,000 | 2,641 |
| Gross Fiduciary activities income | $28,000 | 1,220 |
| Service charges on deposit accounts | $897,000 | 1,797 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $553,000 | 3,104 |
| Total noninterest expense | $4,481,000 | 3,234 |
| Salaries and employee benefits | $2,463,000 | 3,165 |
| Premises and equipment expense | $707,000 | 2,980 |
| Additional noninterest expense | $1,311,000 | 3,343 |
| Pre-tax net operating income | $1,562,000 | 4,011 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $565,000 | 3,212 |
| Income before extraordinary items | $996,000 | 4,617 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $996,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $986,000 | 983 |
| Cash dividends | $619,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $996,640 | 4,489 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,456,000 | 4,253 |
| Total interest expense | $2,731,000 | 5,076 |
| Net interest income | $4,725,000 | 3,606 |
| Provision for loan and lease losses | $257,000 | 3,535 |
| Total noninterest income | $1,296,000 | 2,781 |
| Gross Fiduciary activities income | $32,000 | 1,221 |
| Service charges on deposit accounts | $745,000 | 2,034 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $519,000 | 3,063 |
| Total noninterest expense | $4,296,000 | 3,213 |
| Salaries and employee benefits | $2,194,000 | 3,328 |
| Premises and equipment expense | $728,000 | 2,859 |
| Additional noninterest expense | $1,374,000 | 3,106 |
| Pre-tax net operating income | $1,468,000 | 3,918 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $567,000 | 3,070 |
| Income before extraordinary items | $913,000 | 4,525 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $913,000 | 4,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 2,131 |
| Cash dividends | $387,000 | 3,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $905,320 | 4,437 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,244,000 | 4,456 |
| Total interest expense | $3,009,000 | 4,915 |
| Net interest income | $4,235,000 | 3,990 |
| Provision for loan and lease losses | $216,000 | 3,567 |
| Total noninterest income | $1,247,000 | 2,683 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $651,000 | 2,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,643 |
| Total noninterest expense | $3,697,000 | 3,546 |
| Salaries and employee benefits | $1,955,000 | 3,537 |
| Premises and equipment expense | $612,000 | 3,211 |
| Additional noninterest expense | $1,130,000 | 3,626 |
| Pre-tax net operating income | $1,569,000 | 3,947 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $692,000 | 2,810 |
| Income before extraordinary items | $874,000 | 4,764 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $874,000 | 4,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,766 |
| Cash dividends | $838,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $875,920 | 4,768 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,100,000 | 4,890 |
| Total interest expense | $2,223,000 | 5,607 |
| Net interest income | $3,877,000 | 4,299 |
| Provision for loan and lease losses | $235,000 | 3,227 |
| Total noninterest income | $1,180,000 | 2,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $609,000 | 2,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $571,000 | 2,707 |
| Total noninterest expense | $3,499,000 | 3,710 |
| Salaries and employee benefits | $1,829,000 | 3,694 |
| Premises and equipment expense | $544,000 | 3,519 |
| Additional noninterest expense | $1,126,000 | 3,649 |
| Pre-tax net operating income | $1,323,000 | 4,468 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $318,000 | 4,683 |
| Income before extraordinary items | $1,004,000 | 4,432 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,004,000 | 4,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,996 |
| Cash dividends | $436,000 | 3,775 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 695 |
| Net operating income | $1,004,760 | 4,390 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,294,000 | 5,454 |
| Total interest expense | $2,249,000 | 5,748 |
| Net interest income | $3,045,000 | 5,084 |
| Provision for loan and lease losses | $74,000 | 5,769 |
| Total noninterest income | $1,016,000 | 3,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $552,000 | 2,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $464,000 | 3,120 |
| Total noninterest expense | $2,960,000 | 4,162 |
| Salaries and employee benefits | $1,532,000 | 4,175 |
| Premises and equipment expense | $442,000 | 4,081 |
| Additional noninterest expense | $986,000 | 4,012 |
| Pre-tax net operating income | $1,027,000 | 5,332 |
| Securities gains (losses) | $37,000 | 1,967 |
| Applicable income taxes | $321,000 | 4,993 |
| Income before extraordinary items | $743,000 | 5,418 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $743,000 | 5,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $270,000 | 4,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $717,100 | 5,431 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,622,000 | 6,110 |
| Total interest expense | $1,843,000 | 6,583 |
| Net interest income | $2,779,000 | 5,612 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $987,000 | 3,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $535,000 | 2,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $452,000 | 3,033 |
| Total noninterest expense | $2,693,000 | 4,488 |
| Salaries and employee benefits | $1,443,000 | 4,393 |
| Premises and equipment expense | $362,000 | 4,778 |
| Additional noninterest expense | $888,000 | 4,360 |
| Pre-tax net operating income | $1,018,000 | 5,774 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $351,000 | 5,291 |
| Income before extraordinary items | $665,000 | 6,044 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $665,000 | 6,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,260 |
| Cash dividends | $170,000 | 5,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $666,300 | 5,997 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 6,703 |
| Total interest expense | $1,747,000 | 6,964 |
| Net interest income | $2,428,000 | 6,325 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $924,000 | 3,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $511,000 | 2,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 3,345 |
| Total noninterest expense | $2,441,000 | 5,100 |
| Salaries and employee benefits | $1,276,000 | 4,922 |
| Premises and equipment expense | $278,000 | 5,870 |
| Additional noninterest expense | $887,000 | 4,819 |
| Pre-tax net operating income | $866,000 | 6,219 |
| Securities gains (losses) | $19,000 | 2,034 |
| Applicable income taxes | $262,000 | 6,289 |
| Income before extraordinary items | $623,000 | 6,132 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $623,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,405 |
| Cash dividends | $135,000 | 6,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $609,700 | 6,158 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,977,000 | 7,028 |
| Total interest expense | $1,797,000 | 6,909 |
| Net interest income | $2,180,000 | 6,912 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $871,000 | 3,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $510,000 | 2,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 3,534 |
| Total noninterest expense | $2,298,000 | 5,359 |
| Salaries and employee benefits | $1,146,000 | 5,421 |
| Premises and equipment expense | $278,000 | 5,953 |
| Additional noninterest expense | $874,000 | 4,895 |
| Pre-tax net operating income | $748,000 | 7,070 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $175,000 | 7,838 |
| Income before extraordinary items | $557,000 | 6,866 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $557,000 | 6,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $385,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $569,160 | 6,767 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 7,792 |
| Total interest expense | $1,224,000 | 7,807 |
| Net interest income | $1,949,000 | 7,686 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $791,000 | 3,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 3,610 |
| Total noninterest expense | $2,267,000 | 5,597 |
| Salaries and employee benefits | $1,006,000 | 6,056 |
| Premises and equipment expense | $301,000 | 5,701 |
| Additional noninterest expense | $960,000 | 4,879 |
| Pre-tax net operating income | $458,000 | 8,938 |
| Securities gains (losses) | $142,000 | 623 |
| Applicable income taxes | $82,000 | 9,759 |
| Income before extraordinary items | $518,000 | 7,168 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $518,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,355 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $395,880 | 8,279 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 8,369 |
| Total interest expense | $1,166,000 | 8,416 |
| Net interest income | $1,814,000 | 8,208 |
| Provision for loan and lease losses | $-200,000 | 13,035 |
| Total noninterest income | $1,029,000 | 3,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $610,000 | 2,861 |
| Total noninterest expense | $2,705,000 | 4,918 |
| Salaries and employee benefits | $1,010,000 | 6,074 |
| Premises and equipment expense | $280,000 | 6,181 |
| Additional noninterest expense | $1,415,000 | 3,676 |
| Pre-tax net operating income | $338,000 | 9,908 |
| Securities gains (losses) | $-49,000 | 13,087 |
| Applicable income taxes | $70,000 | 10,475 |
| Income before extraordinary items | $219,000 | 10,432 |
| Extraordinary gains, net | $323,000 | 665 |
| Net income | $542,000 | 7,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $256,240 | 9,718 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 8,635 |
| Total interest expense | $1,435,000 | 8,726 |
| Net interest income | $1,765,000 | 8,453 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $855,000 | 3,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 3,436 |
| Total noninterest expense | $2,009,000 | 6,364 |
| Salaries and employee benefits | $875,000 | 6,767 |
| Premises and equipment expense | $252,000 | 6,746 |
| Additional noninterest expense | $882,000 | 5,614 |
| Pre-tax net operating income | $461,000 | 8,708 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $157,000 | 8,451 |
| Income before extraordinary items | $304,000 | 9,262 |
| Extraordinary gains, net | $157,000 | 543 |
| Net income | $461,000 | 7,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 3,238 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $304,000 | 8,889 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.