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Chemical Bank Key State, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $10,065,000 | 3,370 |
Total interest expense | $4,415,000 | 3,681 |
Net interest income | $5,650,000 | 3,115 |
Provision for loan and lease losses | $9,000 | 8,034 |
Total noninterest income | $1,213,000 | 2,736 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $478,000 | 2,802 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $735,000 | 2,275 |
Total noninterest expense | $4,537,000 | 2,971 |
Salaries and employee benefits | $2,398,000 | 2,948 |
Premises and equipment expense | $749,000 | 2,727 |
Additional noninterest expense | $1,390,000 | 3,008 |
Pre-tax net operating income | $2,317,000 | 2,952 |
Securities gains (losses) | $1,000 | 1,732 |
Applicable income taxes | $712,000 | 2,746 |
Income before extraordinary items | $1,606,000 | 3,075 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,606,000 | 3,073 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $66,000 | 4,301 |
Cash dividends | $3,875,000 | 778 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,605,310 | 3,073 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $9,685,000 | 3,311 |
Total interest expense | $3,720,000 | 3,822 |
Net interest income | $5,965,000 | 2,946 |
Provision for loan and lease losses | $6,000 | 8,268 |
Total noninterest income | $1,116,000 | 2,855 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $431,000 | 3,015 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $685,000 | 2,417 |
Total noninterest expense | $4,270,000 | 3,117 |
Salaries and employee benefits | $2,410,000 | 2,906 |
Premises and equipment expense | $685,000 | 2,918 |
Additional noninterest expense | $1,175,000 | 3,499 |
Pre-tax net operating income | $2,805,000 | 2,546 |
Securities gains (losses) | $3,000 | 2,393 |
Applicable income taxes | $861,000 | 2,477 |
Income before extraordinary items | $1,947,000 | 2,647 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,947,000 | 2,647 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 9,262 |
Cash dividends | $6,405,000 | 556 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,944,930 | 2,623 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $10,046,000 | 3,220 |
Total interest expense | $3,891,000 | 3,782 |
Net interest income | $6,155,000 | 2,790 |
Provision for loan and lease losses | $115,000 | 4,832 |
Total noninterest income | $1,112,000 | 2,855 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $406,000 | 3,098 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $706,000 | 2,370 |
Total noninterest expense | $4,339,000 | 2,992 |
Salaries and employee benefits | $2,441,000 | 2,785 |
Premises and equipment expense | $703,000 | 2,758 |
Additional noninterest expense | $1,195,000 | 3,386 |
Pre-tax net operating income | $2,813,000 | 2,517 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $847,000 | 2,604 |
Income before extraordinary items | $1,966,000 | 2,593 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,966,000 | 2,594 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 9,354 |
Cash dividends | $930,000 | 2,352 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,966,000 | 2,519 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $10,082,000 | 3,210 |
Total interest expense | $3,996,000 | 3,678 |
Net interest income | $6,086,000 | 2,865 |
Provision for loan and lease losses | $230,000 | 3,146 |
Total noninterest income | $1,137,000 | 2,748 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $387,000 | 3,314 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $750,000 | 2,116 |
Total noninterest expense | $4,344,000 | 2,926 |
Salaries and employee benefits | $2,374,000 | 2,787 |
Premises and equipment expense | $717,000 | 2,679 |
Additional noninterest expense | $1,253,000 | 3,228 |
Pre-tax net operating income | $2,649,000 | 2,773 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $769,000 | 3,016 |
Income before extraordinary items | $1,880,000 | 2,728 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,880,000 | 2,727 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-57,000 | 10,577 |
Cash dividends | $739,000 | 2,697 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,880,000 | 2,672 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $10,267,000 | 3,201 |
Total interest expense | $4,092,000 | 3,632 |
Net interest income | $6,175,000 | 2,877 |
Provision for loan and lease losses | $335,000 | 2,387 |
Total noninterest income | $856,000 | 3,512 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $447,000 | 3,028 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $409,000 | 3,364 |
Total noninterest expense | $4,598,000 | 2,957 |
Salaries and employee benefits | $2,516,000 | 2,685 |
Premises and equipment expense | $782,000 | 2,504 |
Additional noninterest expense | $1,300,000 | 3,530 |
Pre-tax net operating income | $2,098,000 | 3,283 |
Securities gains (losses) | $14,000 | 2,256 |
Applicable income taxes | $558,000 | 3,794 |
Income before extraordinary items | $1,554,000 | 3,092 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,554,000 | 3,094 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $172,000 | 2,928 |
Cash dividends | $346,000 | 4,231 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,543,640 | 3,071 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $10,697,000 | 3,098 |
Total interest expense | $4,310,000 | 3,459 |
Net interest income | $6,387,000 | 2,797 |
Provision for loan and lease losses | $270,000 | 2,431 |
Total noninterest income | $866,000 | 3,462 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $460,000 | 2,947 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $406,000 | 3,287 |
Total noninterest expense | $4,612,000 | 2,917 |
Salaries and employee benefits | $2,547,000 | 2,631 |
Premises and equipment expense | $740,000 | 2,663 |
Additional noninterest expense | $1,325,000 | 3,441 |
Pre-tax net operating income | $2,371,000 | 3,001 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $639,000 | 3,500 |
Income before extraordinary items | $1,732,000 | 2,851 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,732,000 | 2,849 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $364,000 | 1,706 |
Cash dividends | $328,000 | 4,319 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,732,000 | 2,807 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $10,820,000 | 2,813 |
Total interest expense | $4,017,000 | 3,045 |
Net interest income | $6,803,000 | 2,656 |
Provision for loan and lease losses | $240,000 | 2,662 |
Total noninterest income | $798,000 | 3,733 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $504,000 | 2,719 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $294,000 | 4,137 |
Total noninterest expense | $5,178,000 | 2,680 |
Salaries and employee benefits | $2,577,000 | 2,586 |
Premises and equipment expense | $910,000 | 2,218 |
Additional noninterest expense | $1,691,000 | 2,992 |
Pre-tax net operating income | $2,183,000 | 3,198 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $552,000 | 3,757 |
Income before extraordinary items | $1,631,000 | 2,949 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,631,000 | 2,955 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $296,000 | 1,917 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,631,000 | 2,971 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $11,644,000 | 2,660 |
Total interest expense | $4,726,000 | 2,725 |
Net interest income | $6,918,000 | 2,611 |
Provision for loan and lease losses | $264,000 | 3,274 |
Total noninterest income | $1,168,000 | 2,962 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $505,000 | 2,768 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $663,000 | 2,692 |
Total noninterest expense | $6,181,000 | 2,327 |
Salaries and employee benefits | $2,994,000 | 2,219 |
Premises and equipment expense | $888,000 | 2,303 |
Additional noninterest expense | $2,299,000 | 2,415 |
Pre-tax net operating income | $1,641,000 | 3,987 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $460,000 | 4,509 |
Income before extraordinary items | $1,182,000 | 4,073 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,182,000 | 4,177 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $426,000 | 1,976 |
Cash dividends | $250,000 | 4,831 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,181,280 | 3,878 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $13,285,000 | 2,654 |
Total interest expense | $5,957,000 | 2,798 |
Net interest income | $7,328,000 | 2,481 |
Provision for loan and lease losses | $725,000 | 2,306 |
Total noninterest income | $866,000 | 3,734 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $533,000 | 2,584 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $333,000 | 4,150 |
Total noninterest expense | $5,389,000 | 2,677 |
Salaries and employee benefits | $2,514,000 | 2,584 |
Premises and equipment expense | $985,000 | 2,119 |
Additional noninterest expense | $1,890,000 | 2,936 |
Pre-tax net operating income | $2,080,000 | 2,996 |
Securities gains (losses) | $32,000 | 4,877 |
Applicable income taxes | $550,000 | 3,685 |
Income before extraordinary items | $1,562,000 | 2,949 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,562,000 | 2,982 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $412,000 | 2,776 |
Cash dividends | $333,000 | 3,770 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,538,320 | 2,782 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.