Home > Chelten Hills Savings Bank > Income and Expense
Chelten Hills Savings Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $845,000 | 5,495 |
| Total interest expense | $165,000 | 4,802 |
| Net interest income | $680,000 | 5,536 |
| Provision for loan and lease losses | $-3,000 | 5,431 |
| Total noninterest income | $-5,000 | 5,694 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $0 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-5,000 | 5,670 |
| Total noninterest expense | $701,000 | 5,452 |
| Salaries and employee benefits | $414,000 | 5,411 |
| Premises and equipment expense | $30,000 | 5,630 |
| Additional noninterest expense | $257,000 | 5,344 |
| Pre-tax net operating income | $-23,000 | 5,529 |
| Securities gains (losses) | $9,000 | 1,660 |
| Applicable income taxes | $16,000 | 3,775 |
| Income before extraordinary items | $-30,000 | 5,542 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-30,000 | 5,542 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-30,000 | 5,542 |
| Net charge-offs | $-6,000 | 4,598 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-39,000 | 5,547 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $566,000 | 5,541 |
| Total interest expense | $112,000 | 4,784 |
| Net interest income | $454,000 | 5,591 |
| Provision for loan and lease losses | $5,000 | 3,764 |
| Total noninterest income | $-6,000 | 5,744 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $0 | 5,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-6,000 | 5,718 |
| Total noninterest expense | $357,000 | 5,623 |
| Salaries and employee benefits | $261,000 | 5,497 |
| Premises and equipment expense | $20,000 | 5,674 |
| Additional noninterest expense | $76,000 | 5,710 |
| Pre-tax net operating income | $86,000 | 5,348 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $86,000 | 5,311 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $86,000 | 5,310 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $86,000 | 5,311 |
| Net charge-offs | $-5,000 | 4,564 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $86,000 | 5,300 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $284,000 | 5,598 |
| Total interest expense | $58,000 | 4,768 |
| Net interest income | $226,000 | 5,649 |
| Provision for loan and lease losses | $5,000 | 3,362 |
| Total noninterest income | $-10,000 | 5,828 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $0 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-10,000 | 5,810 |
| Total noninterest expense | $182,000 | 5,682 |
| Salaries and employee benefits | $131,000 | 5,550 |
| Premises and equipment expense | $11,000 | 5,718 |
| Additional noninterest expense | $40,000 | 5,763 |
| Pre-tax net operating income | $29,000 | 5,437 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $29,000 | 5,414 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $29,000 | 5,414 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $29,000 | 5,414 |
| Net charge-offs | $-8,000 | 4,903 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $29,000 | 5,411 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 5,570 |
| Total interest expense | $247,000 | 4,729 |
| Net interest income | $1,063,000 | 5,617 |
| Provision for loan and lease losses | $406,000 | 1,663 |
| Total noninterest income | $52,000 | 5,711 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $0 | 5,773 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $52,000 | 5,302 |
| Total noninterest expense | $823,000 | 5,694 |
| Salaries and employee benefits | $553,000 | 5,573 |
| Premises and equipment expense | $39,000 | 5,809 |
| Additional noninterest expense | $231,000 | 5,732 |
| Pre-tax net operating income | $-114,000 | 5,701 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-58,000 | 5,742 |
| Income before extraordinary items | $-56,000 | 5,694 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-56,000 | 5,693 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-56,000 | 5,693 |
| Net charge-offs | $546,000 | 1,017 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-56,000 | 5,681 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 5,618 |
| Total interest expense | $184,000 | 4,772 |
| Net interest income | $828,000 | 5,666 |
| Provision for loan and lease losses | $406,000 | 1,339 |
| Total noninterest income | $28,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $0 | 5,834 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $28,000 | 5,500 |
| Total noninterest expense | $617,000 | 5,744 |
| Salaries and employee benefits | $412,000 | 5,623 |
| Premises and equipment expense | $30,000 | 5,866 |
| Additional noninterest expense | $175,000 | 5,784 |
| Pre-tax net operating income | $-167,000 | 5,809 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-58,000 | 5,868 |
| Income before extraordinary items | $-109,000 | 5,802 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-109,000 | 5,802 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-109,000 | 5,802 |
| Net charge-offs | $546,000 | 741 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-109,000 | 5,785 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $614,000 | 5,733 |
| Total interest expense | $120,000 | 4,851 |
| Net interest income | $494,000 | 5,795 |
| Provision for loan and lease losses | $416,000 | 988 |
| Total noninterest income | $21,000 | 5,884 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $0 | 5,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 5,513 |
| Total noninterest expense | $403,000 | 5,821 |
| Salaries and employee benefits | $263,000 | 5,722 |
| Premises and equipment expense | $20,000 | 5,933 |
| Additional noninterest expense | $120,000 | 5,841 |
| Pre-tax net operating income | $-304,000 | 5,948 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-10,000 | 5,894 |
| Income before extraordinary items | $-294,000 | 5,951 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-294,000 | 5,950 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-294,000 | 5,950 |
| Net charge-offs | $554,000 | 555 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-294,000 | 5,943 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $310,000 | 5,782 |
| Total interest expense | $60,000 | 4,887 |
| Net interest income | $250,000 | 5,842 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $0 | 6,066 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $0 | 5,957 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $0 | 5,996 |
| Total noninterest expense | $197,000 | 5,897 |
| Salaries and employee benefits | $132,000 | 5,768 |
| Premises and equipment expense | $10,000 | 5,985 |
| Additional noninterest expense | $55,000 | 5,930 |
| Pre-tax net operating income | $38,000 | 5,565 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $13,000 | 3,656 |
| Income before extraordinary items | $25,000 | 5,664 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $25,000 | 5,663 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $25,000 | 5,663 |
| Net charge-offs | $-8,000 | 5,076 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $25,000 | 5,623 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 5,789 |
| Total interest expense | $253,000 | 4,868 |
| Net interest income | $1,072,000 | 5,846 |
| Provision for loan and lease losses | $131,000 | 2,761 |
| Total noninterest income | $3,000 | 6,094 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $0 | 6,036 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,000 | 5,986 |
| Total noninterest expense | $847,000 | 5,915 |
| Salaries and employee benefits | $550,000 | 5,803 |
| Premises and equipment expense | $40,000 | 6,068 |
| Additional noninterest expense | $257,000 | 5,913 |
| Pre-tax net operating income | $97,000 | 5,684 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $33,000 | 3,771 |
| Income before extraordinary items | $64,000 | 5,782 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $64,000 | 5,785 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $64,000 | 5,785 |
| Net charge-offs | $28,000 | 3,602 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $64,000 | 5,742 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 5,858 |
| Total interest expense | $192,000 | 4,925 |
| Net interest income | $818,000 | 5,920 |
| Provision for loan and lease losses | $131,000 | 2,423 |
| Total noninterest income | $2,000 | 6,179 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $0 | 6,114 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 6,071 |
| Total noninterest expense | $625,000 | 5,986 |
| Salaries and employee benefits | $401,000 | 5,875 |
| Premises and equipment expense | $30,000 | 6,156 |
| Additional noninterest expense | $194,000 | 5,996 |
| Pre-tax net operating income | $64,000 | 5,806 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $23,000 | 3,916 |
| Income before extraordinary items | $41,000 | 5,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 5,898 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $41,000 | 5,898 |
| Net charge-offs | $-7,000 | 5,060 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $41,000 | 5,853 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $687,000 | 5,904 |
| Total interest expense | $130,000 | 4,950 |
| Net interest income | $557,000 | 5,961 |
| Provision for loan and lease losses | $20,000 | 3,492 |
| Total noninterest income | $2,000 | 6,243 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $0 | 6,182 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,000 | 6,124 |
| Total noninterest expense | $436,000 | 6,030 |
| Salaries and employee benefits | $275,000 | 5,916 |
| Premises and equipment expense | $21,000 | 6,215 |
| Additional noninterest expense | $140,000 | 6,005 |
| Pre-tax net operating income | $103,000 | 5,615 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $33,000 | 3,654 |
| Income before extraordinary items | $70,000 | 5,757 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $70,000 | 5,758 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $70,000 | 5,759 |
| Net charge-offs | $-7,000 | 5,146 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $70,000 | 5,714 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $351,000 | 5,938 |
| Total interest expense | $65,000 | 4,996 |
| Net interest income | $286,000 | 6,001 |
| Provision for loan and lease losses | $13,000 | 3,153 |
| Total noninterest income | $1,000 | 6,317 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,000 | 6,184 |
| Total noninterest expense | $233,000 | 6,057 |
| Salaries and employee benefits | $135,000 | 5,990 |
| Premises and equipment expense | $11,000 | 6,255 |
| Additional noninterest expense | $87,000 | 5,918 |
| Pre-tax net operating income | $41,000 | 5,693 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $12,000 | 3,754 |
| Income before extraordinary items | $29,000 | 5,817 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $29,000 | 5,817 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $29,000 | 5,818 |
| Net charge-offs | $-7,000 | 5,272 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $29,000 | 5,765 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 5,958 |
| Total interest expense | $286,000 | 5,021 |
| Net interest income | $1,254,000 | 6,022 |
| Provision for loan and lease losses | $9,000 | 4,446 |
| Total noninterest income | $-28,000 | 6,423 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-28,000 | 6,343 |
| Total noninterest expense | $846,000 | 6,224 |
| Salaries and employee benefits | $613,000 | 5,983 |
| Premises and equipment expense | $41,000 | 6,389 |
| Additional noninterest expense | $192,000 | 6,351 |
| Pre-tax net operating income | $371,000 | 5,321 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $70,000 | 3,575 |
| Income before extraordinary items | $301,000 | 5,404 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $301,000 | 5,402 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $301,000 | 5,403 |
| Net charge-offs | $79,000 | 3,402 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $301,000 | 5,354 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 6,018 |
| Total interest expense | $217,000 | 5,082 |
| Net interest income | $955,000 | 6,083 |
| Provision for loan and lease losses | $9,000 | 4,188 |
| Total noninterest income | $-31,000 | 6,509 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $0 | 6,424 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-31,000 | 6,442 |
| Total noninterest expense | $625,000 | 6,286 |
| Salaries and employee benefits | $461,000 | 6,023 |
| Premises and equipment expense | $31,000 | 6,462 |
| Additional noninterest expense | $133,000 | 6,453 |
| Pre-tax net operating income | $290,000 | 5,376 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $48,000 | 3,677 |
| Income before extraordinary items | $242,000 | 5,425 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $242,000 | 5,425 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $242,000 | 5,427 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $242,000 | 5,387 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $791,000 | 6,047 |
| Total interest expense | $144,000 | 5,136 |
| Net interest income | $647,000 | 6,112 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $-25,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-25,000 | 6,508 |
| Total noninterest expense | $418,000 | 6,334 |
| Salaries and employee benefits | $304,000 | 6,084 |
| Premises and equipment expense | $21,000 | 6,517 |
| Additional noninterest expense | $93,000 | 6,494 |
| Pre-tax net operating income | $204,000 | 5,308 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $107,000 | 2,962 |
| Income before extraordinary items | $97,000 | 5,760 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $97,000 | 5,762 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $97,000 | 5,762 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $97,000 | 5,723 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 6,103 |
| Total interest expense | $72,000 | 5,210 |
| Net interest income | $326,000 | 6,166 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $-5,000 | 6,633 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-5,000 | 6,556 |
| Total noninterest expense | $213,000 | 6,403 |
| Salaries and employee benefits | $154,000 | 6,139 |
| Premises and equipment expense | $11,000 | 6,570 |
| Additional noninterest expense | $48,000 | 6,549 |
| Pre-tax net operating income | $108,000 | 5,195 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $108,000 | 5,080 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $108,000 | 5,081 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $108,000 | 5,081 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $108,000 | 5,029 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 6,120 |
| Total interest expense | $333,000 | 5,220 |
| Net interest income | $1,314,000 | 6,209 |
| Provision for loan and lease losses | $418,000 | 2,063 |
| Total noninterest income | $-85,000 | 6,704 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-85,000 | 6,606 |
| Total noninterest expense | $973,000 | 6,368 |
| Salaries and employee benefits | $611,000 | 6,225 |
| Premises and equipment expense | $37,000 | 6,690 |
| Additional noninterest expense | $325,000 | 6,286 |
| Pre-tax net operating income | $-162,000 | 6,337 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $3,000 | 4,470 |
| Income before extraordinary items | $-156,000 | 6,378 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-156,000 | 6,378 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-156,000 | 6,379 |
| Net charge-offs | $264,000 | 2,707 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-165,000 | 6,360 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 6,112 |
| Total interest expense | $256,000 | 5,278 |
| Net interest income | $1,061,000 | 6,189 |
| Provision for loan and lease losses | $228,000 | 2,392 |
| Total noninterest income | $-46,000 | 6,793 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-46,000 | 6,685 |
| Total noninterest expense | $753,000 | 6,383 |
| Salaries and employee benefits | $451,000 | 6,280 |
| Premises and equipment expense | $28,000 | 6,762 |
| Additional noninterest expense | $274,000 | 6,240 |
| Pre-tax net operating income | $34,000 | 6,188 |
| Securities gains (losses) | $9,000 | 2,535 |
| Applicable income taxes | $12,000 | 4,270 |
| Income before extraordinary items | $31,000 | 6,253 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $31,000 | 6,254 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $31,000 | 6,254 |
| Net charge-offs | $264,000 | 2,243 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $24,520 | 6,221 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $895,000 | 6,118 |
| Total interest expense | $176,000 | 5,285 |
| Net interest income | $719,000 | 6,204 |
| Provision for loan and lease losses | $62,000 | 3,366 |
| Total noninterest income | $-38,000 | 6,838 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-38,000 | 6,740 |
| Total noninterest expense | $464,000 | 6,499 |
| Salaries and employee benefits | $271,000 | 6,434 |
| Premises and equipment expense | $19,000 | 6,807 |
| Additional noninterest expense | $174,000 | 6,311 |
| Pre-tax net operating income | $155,000 | 5,575 |
| Securities gains (losses) | $15,000 | 2,143 |
| Applicable income taxes | $70,000 | 3,268 |
| Income before extraordinary items | $100,000 | 5,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $100,000 | 5,858 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $100,000 | 5,858 |
| Net charge-offs | $53,000 | 3,311 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $90,400 | 5,813 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $441,000 | 6,187 |
| Total interest expense | $91,000 | 5,314 |
| Net interest income | $350,000 | 6,277 |
| Provision for loan and lease losses | $47,000 | 2,874 |
| Total noninterest income | $0 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,676 |
| Total noninterest expense | $216,000 | 6,635 |
| Salaries and employee benefits | $136,000 | 6,483 |
| Premises and equipment expense | $10,000 | 6,861 |
| Additional noninterest expense | $70,000 | 6,577 |
| Pre-tax net operating income | $87,000 | 5,437 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $36,000 | 3,230 |
| Income before extraordinary items | $51,000 | 5,840 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $51,000 | 5,842 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $51,000 | 5,842 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $51,000 | 5,753 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 6,168 |
| Total interest expense | $427,000 | 5,426 |
| Net interest income | $1,534,000 | 6,256 |
| Provision for loan and lease losses | $237,000 | 3,724 |
| Total noninterest income | $-25,000 | 6,863 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-25,000 | 6,635 |
| Total noninterest expense | $906,000 | 6,666 |
| Salaries and employee benefits | $616,000 | 6,428 |
| Premises and equipment expense | $35,000 | 6,968 |
| Additional noninterest expense | $255,000 | 6,730 |
| Pre-tax net operating income | $366,000 | 5,231 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $147,000 | 3,230 |
| Income before extraordinary items | $219,000 | 5,727 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $219,000 | 5,725 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $219,000 | 5,726 |
| Net charge-offs | $327,000 | 3,199 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $219,000 | 5,549 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 6,228 |
| Total interest expense | $328,000 | 5,506 |
| Net interest income | $1,187,000 | 6,314 |
| Provision for loan and lease losses | $227,000 | 3,321 |
| Total noninterest income | $-8,000 | 6,959 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-8,000 | 6,732 |
| Total noninterest expense | $664,000 | 6,753 |
| Salaries and employee benefits | $442,000 | 6,541 |
| Premises and equipment expense | $26,000 | 7,064 |
| Additional noninterest expense | $196,000 | 6,800 |
| Pre-tax net operating income | $288,000 | 5,347 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $112,000 | 3,290 |
| Income before extraordinary items | $176,000 | 5,824 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $176,000 | 5,823 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $176,000 | 5,823 |
| Net charge-offs | $314,000 | 2,761 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $176,000 | 5,652 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 6,276 |
| Total interest expense | $227,000 | 5,535 |
| Net interest income | $789,000 | 6,359 |
| Provision for loan and lease losses | $142,000 | 3,458 |
| Total noninterest income | $1,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 6,709 |
| Total noninterest expense | $440,000 | 6,821 |
| Salaries and employee benefits | $296,000 | 6,588 |
| Premises and equipment expense | $18,000 | 7,115 |
| Additional noninterest expense | $126,000 | 6,878 |
| Pre-tax net operating income | $208,000 | 5,264 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $90,000 | 3,140 |
| Income before extraordinary items | $118,000 | 5,843 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $118,000 | 5,842 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $118,000 | 5,842 |
| Net charge-offs | $43,000 | 4,152 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $118,000 | 5,666 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $524,000 | 6,285 |
| Total interest expense | $120,000 | 5,525 |
| Net interest income | $404,000 | 6,371 |
| Provision for loan and lease losses | $79,000 | 3,154 |
| Total noninterest income | $0 | 7,087 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,842 |
| Total noninterest expense | $217,000 | 6,886 |
| Salaries and employee benefits | $138,000 | 6,718 |
| Premises and equipment expense | $9,000 | 7,152 |
| Additional noninterest expense | $70,000 | 6,849 |
| Pre-tax net operating income | $108,000 | 5,314 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $46,000 | 3,136 |
| Income before extraordinary items | $62,000 | 5,849 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $62,000 | 5,849 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $62,000 | 5,849 |
| Net charge-offs | $43,000 | 3,131 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $62,000 | 5,698 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 6,402 |
| Total interest expense | $544,000 | 5,700 |
| Net interest income | $1,513,000 | 6,516 |
| Provision for loan and lease losses | $152,000 | 4,923 |
| Total noninterest income | $-37,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-37,000 | 6,797 |
| Total noninterest expense | $935,000 | 6,903 |
| Salaries and employee benefits | $644,000 | 6,598 |
| Premises and equipment expense | $35,000 | 7,247 |
| Additional noninterest expense | $256,000 | 6,983 |
| Pre-tax net operating income | $389,000 | 4,998 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $156,000 | 3,095 |
| Income before extraordinary items | $233,000 | 5,450 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $233,000 | 5,452 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $233,000 | 5,452 |
| Net charge-offs | $76,000 | 5,199 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $233,000 | 5,334 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 6,439 |
| Total interest expense | $418,000 | 5,768 |
| Net interest income | $1,152,000 | 6,549 |
| Provision for loan and lease losses | $139,000 | 4,598 |
| Total noninterest income | $-37,000 | 7,152 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-37,000 | 6,989 |
| Total noninterest expense | $667,000 | 6,986 |
| Salaries and employee benefits | $440,000 | 6,758 |
| Premises and equipment expense | $26,000 | 7,311 |
| Additional noninterest expense | $201,000 | 7,002 |
| Pre-tax net operating income | $309,000 | 5,072 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $120,000 | 3,072 |
| Income before extraordinary items | $189,000 | 5,527 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $189,000 | 5,528 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $189,000 | 5,528 |
| Net charge-offs | $76,000 | 4,663 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $189,000 | 5,398 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 6,506 |
| Total interest expense | $285,000 | 5,831 |
| Net interest income | $760,000 | 6,613 |
| Provision for loan and lease losses | $66,000 | 4,816 |
| Total noninterest income | $1,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 6,916 |
| Total noninterest expense | $416,000 | 7,115 |
| Salaries and employee benefits | $279,000 | 6,885 |
| Premises and equipment expense | $18,000 | 7,374 |
| Additional noninterest expense | $119,000 | 7,167 |
| Pre-tax net operating income | $279,000 | 4,713 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $123,000 | 2,689 |
| Income before extraordinary items | $156,000 | 5,324 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $156,000 | 5,323 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $156,000 | 5,324 |
| Net charge-offs | $76,000 | 4,099 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $156,000 | 5,232 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $519,000 | 6,559 |
| Total interest expense | $145,000 | 5,903 |
| Net interest income | $374,000 | 6,658 |
| Provision for loan and lease losses | $22,000 | 4,949 |
| Total noninterest income | $0 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 7,066 |
| Total noninterest expense | $213,000 | 7,152 |
| Salaries and employee benefits | $142,000 | 6,907 |
| Premises and equipment expense | $9,000 | 7,426 |
| Additional noninterest expense | $62,000 | 7,185 |
| Pre-tax net operating income | $139,000 | 4,744 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $63,000 | 2,644 |
| Income before extraordinary items | $76,000 | 5,343 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $76,000 | 5,342 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $76,000 | 5,343 |
| Net charge-offs | $76,000 | 3,000 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $76,000 | 5,287 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,167,000 | 6,611 |
| Total interest expense | $672,000 | 6,042 |
| Net interest income | $1,495,000 | 6,721 |
| Provision for loan and lease losses | $165,000 | 5,547 |
| Total noninterest income | $6,000 | 7,251 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 6,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,854 |
| Total noninterest expense | $895,000 | 7,177 |
| Salaries and employee benefits | $619,000 | 6,882 |
| Premises and equipment expense | $33,000 | 7,542 |
| Additional noninterest expense | $243,000 | 7,284 |
| Pre-tax net operating income | $441,000 | 4,515 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $194,000 | 2,745 |
| Income before extraordinary items | $247,000 | 5,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $247,000 | 5,131 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $247,000 | 5,131 |
| Net charge-offs | $41,000 | 6,039 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $247,000 | 4,977 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 6,711 |
| Total interest expense | $516,000 | 6,152 |
| Net interest income | $1,112,000 | 6,829 |
| Provision for loan and lease losses | $156,000 | 5,197 |
| Total noninterest income | $2,000 | 7,423 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $0 | 6,888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,000 | 7,099 |
| Total noninterest expense | $615,000 | 7,333 |
| Salaries and employee benefits | $427,000 | 7,056 |
| Premises and equipment expense | $25,000 | 7,642 |
| Additional noninterest expense | $163,000 | 7,444 |
| Pre-tax net operating income | $343,000 | 4,702 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $151,000 | 2,789 |
| Income before extraordinary items | $192,000 | 5,325 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $192,000 | 5,327 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $192,000 | 5,328 |
| Net charge-offs | $41,000 | 5,650 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $192,000 | 5,178 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,091,000 | 6,756 |
| Total interest expense | $354,000 | 6,182 |
| Net interest income | $737,000 | 6,875 |
| Provision for loan and lease losses | $135,000 | 4,762 |
| Total noninterest income | $2,000 | 7,496 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,000 | 7,153 |
| Total noninterest expense | $358,000 | 7,516 |
| Salaries and employee benefits | $243,000 | 7,282 |
| Premises and equipment expense | $16,000 | 7,713 |
| Additional noninterest expense | $99,000 | 7,571 |
| Pre-tax net operating income | $246,000 | 4,668 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $103,000 | 2,758 |
| Income before extraordinary items | $143,000 | 5,262 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $143,000 | 5,265 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $143,000 | 5,264 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $143,000 | 5,108 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 6,856 |
| Total interest expense | $182,000 | 6,257 |
| Net interest income | $357,000 | 6,976 |
| Provision for loan and lease losses | $25,000 | 5,585 |
| Total noninterest income | $0 | 7,655 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 7,418 |
| Total noninterest expense | $184,000 | 7,589 |
| Salaries and employee benefits | $122,000 | 7,370 |
| Premises and equipment expense | $9,000 | 7,776 |
| Additional noninterest expense | $53,000 | 7,621 |
| Pre-tax net operating income | $148,000 | 4,568 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $46,000 | 2,855 |
| Income before extraordinary items | $102,000 | 4,942 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $102,000 | 4,943 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $102,000 | 4,942 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $102,000 | 4,838 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 7,001 |
| Total interest expense | $925,000 | 6,184 |
| Net interest income | $1,156,000 | 7,289 |
| Provision for loan and lease losses | $24,000 | 7,137 |
| Total noninterest income | $1,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,000 | 7,379 |
| Total noninterest expense | $842,000 | 7,566 |
| Salaries and employee benefits | $607,000 | 7,186 |
| Premises and equipment expense | $31,000 | 7,900 |
| Additional noninterest expense | $204,000 | 7,741 |
| Pre-tax net operating income | $291,000 | 4,524 |
| Securities gains (losses) | $-64,000 | 7,217 |
| Applicable income taxes | $92,000 | 2,921 |
| Income before extraordinary items | $135,000 | 5,038 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $135,000 | 5,037 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $135,000 | 5,037 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $175,960 | 4,829 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 7,098 |
| Total interest expense | $711,000 | 6,266 |
| Net interest income | $827,000 | 7,398 |
| Provision for loan and lease losses | $13,000 | 7,058 |
| Total noninterest income | $1,000 | 7,823 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,000 | 7,551 |
| Total noninterest expense | $608,000 | 7,648 |
| Salaries and employee benefits | $434,000 | 7,293 |
| Premises and equipment expense | $23,000 | 7,979 |
| Additional noninterest expense | $151,000 | 7,809 |
| Pre-tax net operating income | $207,000 | 4,896 |
| Securities gains (losses) | $-64,000 | 7,411 |
| Applicable income taxes | $63,000 | 3,186 |
| Income before extraordinary items | $80,000 | 5,410 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $80,000 | 5,410 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $80,000 | 5,410 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $120,960 | 5,163 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 7,196 |
| Total interest expense | $482,000 | 6,351 |
| Net interest income | $529,000 | 7,487 |
| Provision for loan and lease losses | $5,000 | 7,051 |
| Total noninterest income | $10,000 | 7,816 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $365,000 | 7,825 |
| Salaries and employee benefits | $246,000 | 7,572 |
| Premises and equipment expense | $16,000 | 8,047 |
| Additional noninterest expense | $103,000 | 7,856 |
| Pre-tax net operating income | $169,000 | 4,834 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $66,000 | 2,960 |
| Income before extraordinary items | $103,000 | 5,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 5,180 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $103,000 | 5,180 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $103,000 | 5,092 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 7,290 |
| Total interest expense | $240,000 | 6,471 |
| Net interest income | $250,000 | 7,588 |
| Provision for loan and lease losses | $2,000 | 6,666 |
| Total noninterest income | $9,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $181,000 | 7,848 |
| Salaries and employee benefits | $130,000 | 7,563 |
| Premises and equipment expense | $8,000 | 8,085 |
| Additional noninterest expense | $43,000 | 7,964 |
| Pre-tax net operating income | $76,000 | 5,304 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $29,000 | 3,309 |
| Income before extraordinary items | $47,000 | 5,734 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $47,000 | 5,737 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $47,000 | 5,737 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $47,000 | 5,567 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 7,419 |
| Total interest expense | $1,076,000 | 6,641 |
| Net interest income | $799,000 | 7,807 |
| Provision for loan and lease losses | $-6,000 | 8,198 |
| Total noninterest income | $4,000 | 8,061 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,000 | 7,828 |
| Total noninterest expense | $607,000 | 8,020 |
| Salaries and employee benefits | $432,000 | 7,816 |
| Premises and equipment expense | $40,000 | 8,126 |
| Additional noninterest expense | $135,000 | 8,123 |
| Pre-tax net operating income | $202,000 | 5,747 |
| Securities gains (losses) | $-127,000 | 7,274 |
| Applicable income taxes | $73,000 | 3,626 |
| Income before extraordinary items | $2,000 | 6,221 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $83,280 | 6,064 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 7,515 |
| Total interest expense | $835,000 | 6,705 |
| Net interest income | $558,000 | 7,950 |
| Provision for loan and lease losses | $-10,000 | 8,271 |
| Total noninterest income | $2,000 | 8,200 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 8,026 |
| Total noninterest expense | $441,000 | 8,089 |
| Salaries and employee benefits | $315,000 | 7,892 |
| Premises and equipment expense | $28,000 | 8,206 |
| Additional noninterest expense | $98,000 | 8,189 |
| Pre-tax net operating income | $129,000 | 6,292 |
| Securities gains (losses) | $-127,000 | 7,549 |
| Applicable income taxes | $43,000 | 4,206 |
| Income before extraordinary items | $-41,000 | 6,684 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-41,000 | 6,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $40,280 | 6,611 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $940,000 | 7,566 |
| Total interest expense | $588,000 | 6,723 |
| Net interest income | $352,000 | 8,036 |
| Provision for loan and lease losses | $-5,000 | 8,320 |
| Total noninterest income | $0 | 8,311 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $272,000 | 8,201 |
| Salaries and employee benefits | $192,000 | 8,021 |
| Premises and equipment expense | $20,000 | 8,247 |
| Additional noninterest expense | $60,000 | 8,283 |
| Pre-tax net operating income | $85,000 | 6,484 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $22,000 | 4,624 |
| Income before extraordinary items | $63,000 | 6,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 6,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $63,000 | 6,538 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $488,000 | 7,598 |
| Total interest expense | $312,000 | 6,766 |
| Net interest income | $176,000 | 8,089 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $142,000 | 8,216 |
| Salaries and employee benefits | $106,000 | 7,972 |
| Premises and equipment expense | $10,000 | 8,273 |
| Additional noninterest expense | $26,000 | 8,364 |
| Pre-tax net operating income | $32,000 | 6,827 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $32,000 | 6,839 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $32,000 | 6,750 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 7,669 |
| Total interest expense | $1,207,000 | 6,862 |
| Net interest income | $640,000 | 8,144 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $0 | 8,422 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $562,000 | 8,265 |
| Salaries and employee benefits | $393,000 | 8,079 |
| Premises and equipment expense | $42,000 | 8,313 |
| Additional noninterest expense | $127,000 | 8,351 |
| Pre-tax net operating income | $68,000 | 7,240 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $21,000 | 5,407 |
| Income before extraordinary items | $47,000 | 7,332 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $47,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $47,000 | 7,301 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 7,745 |
| Total interest expense | $892,000 | 6,915 |
| Net interest income | $452,000 | 8,246 |
| Provision for loan and lease losses | $4,000 | 6,410 |
| Total noninterest income | $21,000 | 8,245 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 7,635 |
| Total noninterest expense | $425,000 | 8,246 |
| Salaries and employee benefits | $302,000 | 8,035 |
| Premises and equipment expense | $23,000 | 8,395 |
| Additional noninterest expense | $100,000 | 8,329 |
| Pre-tax net operating income | $44,000 | 7,519 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $10,000 | 5,728 |
| Income before extraordinary items | $34,000 | 7,554 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $34,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $34,000 | 7,538 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $879,000 | 7,822 |
| Total interest expense | $582,000 | 6,975 |
| Net interest income | $297,000 | 8,319 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $12,000 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,000 | 7,778 |
| Total noninterest expense | $253,000 | 8,370 |
| Salaries and employee benefits | $181,000 | 8,184 |
| Premises and equipment expense | $16,000 | 8,429 |
| Additional noninterest expense | $56,000 | 8,457 |
| Pre-tax net operating income | $54,000 | 7,503 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $14,000 | 5,519 |
| Income before extraordinary items | $40,000 | 7,558 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $40,000 | 7,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $40,000 | 7,543 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $449,000 | 7,825 |
| Total interest expense | $284,000 | 7,026 |
| Net interest income | $165,000 | 8,310 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $9,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $134,000 | 8,377 |
| Salaries and employee benefits | $97,000 | 8,164 |
| Premises and equipment expense | $11,000 | 8,362 |
| Additional noninterest expense | $26,000 | 8,497 |
| Pre-tax net operating income | $40,000 | 7,414 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $35,000 | 7,380 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $35,000 | 7,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $35,000 | 7,369 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 7,879 |
| Total interest expense | $946,000 | 7,040 |
| Net interest income | $626,000 | 8,290 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $65,000 | 8,083 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $65,000 | 6,959 |
| Total noninterest expense | $577,000 | 8,348 |
| Salaries and employee benefits | $411,000 | 8,119 |
| Premises and equipment expense | $31,000 | 8,517 |
| Additional noninterest expense | $135,000 | 8,432 |
| Pre-tax net operating income | $114,000 | 7,665 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $38,000 | 5,614 |
| Income before extraordinary items | $76,000 | 7,762 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $76,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $76,000 | 7,754 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 7,950 |
| Total interest expense | $683,000 | 7,103 |
| Net interest income | $483,000 | 8,342 |
| Provision for loan and lease losses | $-2,000 | 8,445 |
| Total noninterest income | $45,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,069 |
| Total noninterest expense | $438,000 | 8,364 |
| Salaries and employee benefits | $319,000 | 8,088 |
| Premises and equipment expense | $24,000 | 8,566 |
| Additional noninterest expense | $95,000 | 8,512 |
| Pre-tax net operating income | $92,000 | 7,835 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $36,000 | 5,635 |
| Income before extraordinary items | $56,000 | 7,933 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $56,000 | 7,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $56,000 | 7,926 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $768,000 | 7,983 |
| Total interest expense | $436,000 | 7,133 |
| Net interest income | $332,000 | 8,375 |
| Provision for loan and lease losses | $-3,000 | 8,479 |
| Total noninterest income | $28,000 | 8,317 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,198 |
| Total noninterest expense | $295,000 | 8,391 |
| Salaries and employee benefits | $212,000 | 8,127 |
| Premises and equipment expense | $19,000 | 8,552 |
| Additional noninterest expense | $64,000 | 8,540 |
| Pre-tax net operating income | $68,000 | 7,862 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $34,000 | 5,495 |
| Income before extraordinary items | $34,000 | 8,007 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $34,000 | 8,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $34,000 | 8,005 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 7,971 |
| Total interest expense | $202,000 | 7,211 |
| Net interest income | $184,000 | 8,325 |
| Provision for loan and lease losses | $-1,000 | 8,498 |
| Total noninterest income | $12,000 | 8,372 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $155,000 | 8,361 |
| Salaries and employee benefits | $110,000 | 8,097 |
| Premises and equipment expense | $9,000 | 8,564 |
| Additional noninterest expense | $36,000 | 8,460 |
| Pre-tax net operating income | $42,000 | 7,792 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $20,000 | 5,352 |
| Income before extraordinary items | $22,000 | 7,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $22,000 | 7,954 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 8,056 |
| Total interest expense | $597,000 | 7,340 |
| Net interest income | $739,000 | 8,295 |
| Provision for loan and lease losses | $1,000 | 7,102 |
| Total noninterest income | $59,000 | 8,361 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $59,000 | 7,187 |
| Total noninterest expense | $499,000 | 8,560 |
| Salaries and employee benefits | $351,000 | 8,360 |
| Premises and equipment expense | $43,000 | 8,549 |
| Additional noninterest expense | $105,000 | 8,686 |
| Pre-tax net operating income | $298,000 | 7,384 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $98,000 | 5,393 |
| Income before extraordinary items | $200,000 | 7,588 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $200,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $200,000 | 7,556 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $968,000 | 8,118 |
| Total interest expense | $418,000 | 7,401 |
| Net interest income | $550,000 | 8,341 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $52,000 | 8,290 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 7,014 |
| Total noninterest expense | $378,000 | 8,548 |
| Salaries and employee benefits | $275,000 | 8,287 |
| Premises and equipment expense | $30,000 | 8,583 |
| Additional noninterest expense | $73,000 | 8,716 |
| Pre-tax net operating income | $224,000 | 7,536 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $78,000 | 5,460 |
| Income before extraordinary items | $146,000 | 7,727 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $146,000 | 7,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $146,000 | 7,690 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $647,000 | 8,127 |
| Total interest expense | $257,000 | 7,468 |
| Net interest income | $390,000 | 8,318 |
| Provision for loan and lease losses | $-6,000 | 8,614 |
| Total noninterest income | $22,000 | 8,519 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $220,000 | 8,637 |
| Salaries and employee benefits | $152,000 | 8,487 |
| Premises and equipment expense | $24,000 | 8,492 |
| Additional noninterest expense | $44,000 | 8,747 |
| Pre-tax net operating income | $198,000 | 7,229 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $66,000 | 5,270 |
| Income before extraordinary items | $133,000 | 7,484 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $133,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $132,330 | 7,446 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 8,237 |
| Total interest expense | $123,000 | 7,523 |
| Net interest income | $186,000 | 8,435 |
| Provision for loan and lease losses | $-5,000 | 8,701 |
| Total noninterest income | $8,000 | 8,667 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $103,000 | 8,731 |
| Salaries and employee benefits | $70,000 | 8,614 |
| Premises and equipment expense | $10,000 | 8,622 |
| Additional noninterest expense | $23,000 | 8,794 |
| Pre-tax net operating income | $96,000 | 7,283 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $72,000 | 7,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $72,000 | 7,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $72,000 | 7,353 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 8,259 |
| Total interest expense | $446,000 | 7,509 |
| Net interest income | $704,000 | 8,434 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $55,000 | 8,543 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,297 |
| Total noninterest expense | $476,000 | 8,702 |
| Salaries and employee benefits | $347,000 | 8,475 |
| Premises and equipment expense | $40,000 | 8,721 |
| Additional noninterest expense | $89,000 | 8,851 |
| Pre-tax net operating income | $271,000 | 7,541 |
| Securities gains (losses) | $-6,000 | 8,098 |
| Applicable income taxes | $106,000 | 5,453 |
| Income before extraordinary items | $159,000 | 7,840 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $159,000 | 7,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $162,840 | 7,782 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $854,000 | 8,315 |
| Total interest expense | $327,000 | 7,564 |
| Net interest income | $527,000 | 8,472 |
| Provision for loan and lease losses | $3,000 | 7,022 |
| Total noninterest income | $33,000 | 8,679 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 7,603 |
| Total noninterest expense | $348,000 | 8,743 |
| Salaries and employee benefits | $252,000 | 8,505 |
| Premises and equipment expense | $33,000 | 8,685 |
| Additional noninterest expense | $63,000 | 8,901 |
| Pre-tax net operating income | $209,000 | 7,653 |
| Securities gains (losses) | $-7,000 | 8,426 |
| Applicable income taxes | $73,000 | 5,669 |
| Income before extraordinary items | $129,000 | 7,919 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $129,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $133,480 | 7,842 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $550,000 | 8,403 |
| Total interest expense | $212,000 | 7,678 |
| Net interest income | $338,000 | 8,562 |
| Provision for loan and lease losses | $4,000 | 6,726 |
| Total noninterest income | $25,000 | 8,695 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $210,000 | 8,852 |
| Salaries and employee benefits | $148,000 | 8,685 |
| Premises and equipment expense | $15,000 | 8,886 |
| Additional noninterest expense | $47,000 | 8,926 |
| Pre-tax net operating income | $149,000 | 7,551 |
| Securities gains (losses) | $-7,000 | 8,631 |
| Applicable income taxes | $55,000 | 5,541 |
| Income before extraordinary items | $87,000 | 7,911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $91,480 | 7,806 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 8,473 |
| Total interest expense | $105,000 | 7,759 |
| Net interest income | $165,000 | 8,616 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $7,000 | 8,881 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $84,000 | 8,982 |
| Salaries and employee benefits | $58,000 | 8,881 |
| Premises and equipment expense | $9,000 | 8,833 |
| Additional noninterest expense | $17,000 | 9,037 |
| Pre-tax net operating income | $87,000 | 7,358 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $23,000 | 5,671 |
| Income before extraordinary items | $64,000 | 7,496 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $64,000 | 7,424 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 8,510 |
| Total interest expense | $468,000 | 7,852 |
| Net interest income | $614,000 | 8,674 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $55,000 | 8,751 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $55,000 | 7,433 |
| Total noninterest expense | $428,000 | 8,938 |
| Salaries and employee benefits | $317,000 | 8,715 |
| Premises and equipment expense | $54,000 | 8,705 |
| Additional noninterest expense | $57,000 | 9,118 |
| Pre-tax net operating income | $241,000 | 7,671 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $88,000 | 5,852 |
| Income before extraordinary items | $153,000 | 7,994 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $153,000 | 7,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $153,000 | 7,873 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $817,000 | 8,597 |
| Total interest expense | $358,000 | 7,974 |
| Net interest income | $459,000 | 8,754 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $42,000 | 8,805 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,445 |
| Total noninterest expense | $321,000 | 8,969 |
| Salaries and employee benefits | $245,000 | 8,676 |
| Premises and equipment expense | $32,000 | 8,898 |
| Additional noninterest expense | $44,000 | 9,173 |
| Pre-tax net operating income | $180,000 | 7,819 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $64,000 | 6,006 |
| Income before extraordinary items | $116,000 | 8,119 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $116,000 | 8,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $116,000 | 7,986 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $512,000 | 8,696 |
| Total interest expense | $242,000 | 8,058 |
| Net interest income | $270,000 | 8,884 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $21,000 | 8,957 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $189,000 | 9,071 |
| Salaries and employee benefits | $132,000 | 8,931 |
| Premises and equipment expense | $16,000 | 9,035 |
| Additional noninterest expense | $41,000 | 9,123 |
| Pre-tax net operating income | $102,000 | 7,993 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $36,000 | 6,202 |
| Income before extraordinary items | $66,000 | 8,271 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $66,000 | 8,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $66,000 | 8,130 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $263,000 | 8,736 |
| Total interest expense | $122,000 | 8,147 |
| Net interest income | $141,000 | 8,901 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $14,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $88,000 | 9,138 |
| Salaries and employee benefits | $61,000 | 9,018 |
| Premises and equipment expense | $7,000 | 9,093 |
| Additional noninterest expense | $20,000 | 9,182 |
| Pre-tax net operating income | $67,000 | 7,718 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $33,000 | 5,621 |
| Income before extraordinary items | $34,000 | 8,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $34,000 | 8,064 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 8,827 |
| Total interest expense | $493,000 | 8,403 |
| Net interest income | $533,000 | 8,965 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $48,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,000 | 8,170 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,707 |
| Total noninterest expense | $448,000 | 9,071 |
| Salaries and employee benefits | $282,000 | 8,952 |
| Premises and equipment expense | $35,000 | 9,116 |
| Additional noninterest expense | $131,000 | 9,000 |
| Pre-tax net operating income | $133,000 | 8,182 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $21,000 | 7,030 |
| Income before extraordinary items | $112,000 | 8,279 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $112,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $112,000 | 8,178 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $968,000 | 9,174 |
| Total interest expense | $514,000 | 8,994 |
| Net interest income | $454,000 | 9,255 |
| Provision for loan and lease losses | $6,000 | 8,054 |
| Total noninterest income | $0 | 9,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $339,000 | 9,449 |
| Salaries and employee benefits | $244,000 | 9,265 |
| Premises and equipment expense | $29,000 | 9,418 |
| Additional noninterest expense | $66,000 | 9,512 |
| Pre-tax net operating income | $109,000 | 8,290 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $31,000 | 7,063 |
| Income before extraordinary items | $78,000 | 8,455 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $78,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $78,000 | 8,354 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $910,000 | 9,460 |
| Total interest expense | $493,000 | 9,264 |
| Net interest income | $417,000 | 9,564 |
| Provision for loan and lease losses | $21,000 | 7,573 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $305,000 | 9,751 |
| Salaries and employee benefits | $218,000 | 9,576 |
| Premises and equipment expense | $26,000 | 9,715 |
| Additional noninterest expense | $61,000 | 9,809 |
| Pre-tax net operating income | $91,000 | 8,829 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $22,000 | 7,798 |
| Income before extraordinary items | $69,000 | 8,885 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $69,000 | 8,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $69,000 | 8,867 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.