Home > CharterBank > Income and Expense

CharterBank, Income and Expense

2018-06-30 (YTD Data)Rank
Total interest income$33,669,000469
Total interest expense$3,820,000580
Net interest income$29,849,000463
Provision for loan and lease losses$-350,0005,443
Total noninterest income$10,020,000418
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$3,875,000204
Trading account gains and fees$0130
Additional Noninterest Income$6,145,000439
Total noninterest expense$23,661,000480
Salaries and employee benefits$13,173,000470
Premises and equipment expense$3,123,000433
Additional noninterest expense$7,365,000471
Pre-tax net operating income$16,558,000403
Securities gains (losses)$0961
Applicable income taxes$4,523,000326
Income before extraordinary items$12,035,000440
Extraordinary gains, net$06
Net income$12,035,000439
Minority interest net income$065
Net income of bank and minority interests.$12,035,000439
Net charge-offs$-733,0005,491
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$12,035,000439
2018-03-31 (YTD Data)Rank
Total interest income$16,719,000469
Total interest expense$1,845,000568
Net interest income$14,874,000465
Provision for loan and lease losses$-350,0005,548
Total noninterest income$4,900,000416
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,883,000213
Trading account gains and fees$0123
Additional Noninterest Income$3,017,000432
Total noninterest expense$11,937,000481
Salaries and employee benefits$6,593,000473
Premises and equipment expense$1,636,000416
Additional noninterest expense$3,708,000473
Pre-tax net operating income$8,187,000405
Securities gains (losses)$0735
Applicable income taxes$2,238,000325
Income before extraordinary items$5,949,000441
Extraordinary gains, net$07
Net income$5,949,000440
Minority interest net income$052
Net income of bank and minority interests.$5,949,000441
Net charge-offs$-347,0005,529
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,949,000441
2017-12-31 (YTD Data)Rank
Total interest income$58,509,000495
Total interest expense$6,536,000538
Net interest income$51,973,000491
Provision for loan and lease losses$-150,0005,403
Total noninterest income$19,307,000431
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$7,470,000203
Trading account gains and fees$0151
Additional Noninterest Income$11,837,000467
Total noninterest expense$45,591,000484
Salaries and employee benefits$25,729,000463
Premises and equipment expense$5,252,000487
Additional noninterest expense$14,610,000475
Pre-tax net operating income$25,839,000443
Securities gains (losses)$249,000345
Applicable income taxes$9,906,000411
Income before extraordinary items$16,182,000482
Extraordinary gains, net$09
Net income$16,182,000481
Minority interest net income$076
Net income of bank and minority interests.$16,182,000482
Net charge-offs$-764,0005,609
Cash dividends$31,500,000169
Sale, conversion, retirement of capital stock, net$0711
Net operating income$16,022,640486
2017-09-30 (YTD Data)Rank
Total interest income$42,173,000515
Total interest expense$4,694,000544
Net interest income$37,479,000512
Provision for loan and lease losses$-150,0005,549
Total noninterest income$13,904,000450
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$5,473,000206
Trading account gains and fees$0145
Additional Noninterest Income$8,431,000477
Total noninterest expense$34,318,000487
Salaries and employee benefits$19,262,000468
Premises and equipment expense$3,819,000501
Additional noninterest expense$11,237,000461
Pre-tax net operating income$17,215,000507
Securities gains (losses)$248,000323
Applicable income taxes$6,538,000404
Income before extraordinary items$10,925,000578
Extraordinary gains, net$09
Net income$10,925,000578
Minority interest net income$071
Net income of bank and minority interests.$10,925,000578
Net charge-offs$-729,0005,671
Cash dividends$31,500,000126
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,766,280579
2017-06-30 (YTD Data)Rank
Total interest income$27,054,000526
Total interest expense$3,055,000542
Net interest income$23,999,000524
Provision for loan and lease losses$-150,0005,636
Total noninterest income$8,811,000471
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$3,478,000217
Trading account gains and fees$0139
Additional Noninterest Income$5,333,000499
Total noninterest expense$20,514,000533
Salaries and employee benefits$11,838,000508
Premises and equipment expense$2,324,000539
Additional noninterest expense$6,352,000536
Pre-tax net operating income$12,446,000459
Securities gains (losses)$248,000249
Applicable income taxes$4,842,000380
Income before extraordinary items$7,852,000536
Extraordinary gains, net$011
Net income$7,852,000535
Minority interest net income$071
Net income of bank and minority interests.$7,852,000536
Net charge-offs$-451,0005,715
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,693,280536
2017-03-31 (YTD Data)Rank
Total interest income$13,366,000533
Total interest expense$1,533,000520
Net interest income$11,833,000526
Provision for loan and lease losses$-150,0005,763
Total noninterest income$4,240,000472
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,607,000236
Trading account gains and fees$0142
Additional Noninterest Income$2,633,000486
Total noninterest expense$10,061,000547
Salaries and employee benefits$5,710,000541
Premises and equipment expense$1,210,000535
Additional noninterest expense$3,141,000549
Pre-tax net operating income$6,162,000455
Securities gains (losses)$248,000139
Applicable income taxes$2,565,000359
Income before extraordinary items$3,845,000540
Extraordinary gains, net$08
Net income$3,845,000539
Minority interest net income$055
Net income of bank and minority interests.$3,845,000540
Net charge-offs$-156,0005,688
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,686,280547
2016-12-31 (YTD Data)Rank
Total interest income$51,413,000527
Total interest expense$5,778,000511
Net interest income$45,635,000524
Provision for loan and lease losses$-1,000,0005,822
Total noninterest income$19,770,000426
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$6,810,000219
Trading account gains and fees$0170
Additional Noninterest Income$12,960,000425
Total noninterest expense$44,955,000490
Salaries and employee benefits$25,006,000485
Premises and equipment expense$5,681,000451
Additional noninterest expense$14,268,000493
Pre-tax net operating income$21,450,000479
Securities gains (losses)$13,0002,562
Applicable income taxes$7,541,000414
Income before extraordinary items$13,922,000556
Extraordinary gains, net$05
Net income$13,922,000554
Minority interest net income$082
Net income of bank and minority interests.$13,922,000555
Net charge-offs$-1,804,0005,884
Cash dividends$56,000,000112
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,913,550545
2016-09-30 (YTD Data)Rank
Total interest income$37,501,000538
Total interest expense$4,221,000521
Net interest income$33,280,000535
Provision for loan and lease losses$-250,0005,793
Total noninterest income$14,424,000432
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$5,015,000224
Trading account gains and fees$0169
Additional Noninterest Income$9,409,000435
Total noninterest expense$34,904,000484
Salaries and employee benefits$19,267,000473
Premises and equipment expense$4,437,000444
Additional noninterest expense$11,200,000464
Pre-tax net operating income$13,050,000580
Securities gains (losses)$13,0002,496
Applicable income taxes$4,554,000492
Income before extraordinary items$8,509,000685
Extraordinary gains, net$05
Net income$8,509,000685
Minority interest net income$071
Net income of bank and minority interests.$8,509,000685
Net charge-offs$-925,0005,921
Cash dividends$56,000,00094
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,500,550668
2016-06-30 (YTD Data)Rank
Total interest income$23,616,000567
Total interest expense$2,710,000540
Net interest income$20,906,000572
Provision for loan and lease losses$-100,0005,852
Total noninterest income$9,192,000446
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$3,183,000237
Trading account gains and fees$0157
Additional Noninterest Income$6,009,000437
Total noninterest expense$23,802,000473
Salaries and employee benefits$12,975,000468
Premises and equipment expense$3,055,000436
Additional noninterest expense$7,772,000450
Pre-tax net operating income$6,396,000726
Securities gains (losses)$13,0002,156
Applicable income taxes$2,090,000627
Income before extraordinary items$4,319,000851
Extraordinary gains, net$016
Net income$4,319,000850
Minority interest net income$071
Net income of bank and minority interests.$4,319,000850
Net charge-offs$-523,0005,975
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,310,290827
2016-03-31 (YTD Data)Rank
Total interest income$9,933,000678
Total interest expense$1,250,000586
Net interest income$8,683,000689
Provision for loan and lease losses$03,656
Total noninterest income$4,453,000441
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,547,000242
Trading account gains and fees$0142
Additional Noninterest Income$2,906,000430
Total noninterest expense$9,253,000585
Salaries and employee benefits$4,870,000605
Premises and equipment expense$1,117,000569
Additional noninterest expense$3,266,000527
Pre-tax net operating income$3,883,000604
Securities gains (losses)$02,077
Applicable income taxes$1,327,000522
Income before extraordinary items$2,556,000718
Extraordinary gains, net$012
Net income$2,556,000716
Minority interest net income$062
Net income of bank and minority interests.$2,556,000717
Net charge-offs$-155,0005,955
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,556,000697
2015-12-31 (YTD Data)Rank
Total interest income$39,523,000646
Total interest expense$4,983,000559
Net interest income$34,540,000659
Provision for loan and lease losses$-4,0005,598
Total noninterest income$15,516,000495
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$6,290,000243
Trading account gains and fees$0159
Additional Noninterest Income$9,226,000523
Total noninterest expense$34,934,000611
Salaries and employee benefits$19,644,000573
Premises and equipment expense$4,490,000549
Additional noninterest expense$10,800,000627
Pre-tax net operating income$15,126,000616
Securities gains (losses)$8,0002,689
Applicable income taxes$5,039,000519
Income before extraordinary items$10,095,000728
Extraordinary gains, net$023
Net income$10,095,000728
Minority interest net income$081
Net income of bank and minority interests.$10,095,000728
Net charge-offs$-269,0005,910
Cash dividends$17,500,000246
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,089,640715
2015-09-30 (YTD Data)Rank
Total interest income$29,051,000667
Total interest expense$3,742,000559
Net interest income$25,309,000674
Provision for loan and lease losses$-4,0005,786
Total noninterest income$8,596,000622
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$4,616,000252
Trading account gains and fees$0153
Additional Noninterest Income$3,980,000787
Total noninterest expense$26,312,000614
Salaries and employee benefits$14,713,000582
Premises and equipment expense$3,454,000547
Additional noninterest expense$8,145,000624
Pre-tax net operating income$7,597,000894
Securities gains (losses)$-28,0006,094
Applicable income taxes$2,421,000733
Income before extraordinary items$5,148,0001,038
Extraordinary gains, net$021
Net income$5,148,0001,038
Minority interest net income$078
Net income of bank and minority interests.$5,148,0001,038
Net charge-offs$-60,0005,672
Cash dividends$17,500,000195
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,167,0401,002
2015-06-30 (YTD Data)Rank
Total interest income$18,491,000698
Total interest expense$2,496,000554
Net interest income$15,995,000716
Provision for loan and lease losses$-4,0005,933
Total noninterest income$7,087,000534
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$3,001,000255
Trading account gains and fees$0157
Additional Noninterest Income$4,086,000585
Total noninterest expense$16,857,000633
Salaries and employee benefits$9,401,000601
Premises and equipment expense$2,550,000509
Additional noninterest expense$4,906,000687
Pre-tax net operating income$6,229,000747
Securities gains (losses)$-28,0006,205
Applicable income taxes$2,026,000629
Income before extraordinary items$4,175,000863
Extraordinary gains, net$022
Net income$4,175,000863
Minority interest net income$075
Net income of bank and minority interests.$4,175,000863
Net charge-offs$-6,0005,097
Cash dividends$17,500,000153
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,193,760837
2015-03-31 (YTD Data)Rank
Total interest income$9,092,000708
Total interest expense$1,252,000556
Net interest income$7,840,000724
Provision for loan and lease losses$-4,0006,079
Total noninterest income$3,280,000547
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,428,000265
Trading account gains and fees$0152
Additional Noninterest Income$1,852,000610
Total noninterest expense$8,323,000643
Salaries and employee benefits$4,728,000604
Premises and equipment expense$1,263,000521
Additional noninterest expense$2,332,000711
Pre-tax net operating income$2,801,000789
Securities gains (losses)$-28,0006,325
Applicable income taxes$904,000672
Income before extraordinary items$1,869,000921
Extraordinary gains, net$013
Net income$1,869,000922
Minority interest net income$064
Net income of bank and minority interests.$1,869,000921
Net charge-offs$26,0001,976
Cash dividends$17,500,00095
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,887,760877
2014-12-31 (YTD Data)Rank
Total interest income$35,588,000705
Total interest expense$5,632,000492
Net interest income$29,956,000738
Provision for loan and lease losses$-1,011,0006,362
Total noninterest income$13,243,000526
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$5,239,000297
Trading account gains and fees$0180
Additional Noninterest Income$8,004,000540
Total noninterest expense$33,390,000618
Salaries and employee benefits$18,766,000581
Premises and equipment expense$5,223,000487
Additional noninterest expense$9,401,000710
Pre-tax net operating income$10,820,000774
Securities gains (losses)$201,000801
Applicable income taxes$3,565,000639
Income before extraordinary items$7,456,000888
Extraordinary gains, net$017
Net income$7,456,000887
Minority interest net income$084
Net income of bank and minority interests.$7,456,000887
Net charge-offs$467,0001,539
Cash dividends$31,250,000163
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,319,320890
2014-09-30 (YTD Data)Rank
Total interest income$26,554,000709
Total interest expense$4,276,000491
Net interest income$22,278,000740
Provision for loan and lease losses$-1,015,0006,469
Total noninterest income$9,828,000527
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,827,000300
Trading account gains and fees$0174
Additional Noninterest Income$6,001,000534
Total noninterest expense$25,288,000607
Salaries and employee benefits$14,086,000574
Premises and equipment expense$4,177,000464
Additional noninterest expense$7,025,000705
Pre-tax net operating income$7,833,000806
Securities gains (losses)$201,000639
Applicable income taxes$2,602,000656
Income before extraordinary items$5,432,000914
Extraordinary gains, net$015
Net income$5,432,000913
Minority interest net income$081
Net income of bank and minority interests.$5,432,000913
Net charge-offs$423,0001,299
Cash dividends$31,250,000133
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,295,320919
2014-06-30 (YTD Data)Rank
Total interest income$18,030,000694
Total interest expense$2,885,000486
Net interest income$15,145,000722
Provision for loan and lease losses$-888,0006,554
Total noninterest income$6,185,000545
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,446,000303
Trading account gains and fees$0172
Additional Noninterest Income$3,739,000554
Total noninterest expense$16,420,000624
Salaries and employee benefits$9,120,000589
Premises and equipment expense$2,868,000453
Additional noninterest expense$4,432,000740
Pre-tax net operating income$5,798,000710
Securities gains (losses)$201,000485
Applicable income taxes$1,949,000591
Income before extraordinary items$4,050,000802
Extraordinary gains, net$020
Net income$4,050,000803
Minority interest net income$080
Net income of bank and minority interests.$4,050,000802
Net charge-offs$757,000629
Cash dividends$6,250,000247
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,913,320814
2014-03-31 (YTD Data)Rank
Total interest income$8,923,000704
Total interest expense$1,467,000483
Net interest income$7,456,000733
Provision for loan and lease losses$-54,0006,479
Total noninterest income$3,261,000513
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,177,000310
Trading account gains and fees$0147
Additional Noninterest Income$2,084,000490
Total noninterest expense$8,048,000642
Salaries and employee benefits$4,530,000607
Premises and equipment expense$1,363,000485
Additional noninterest expense$2,155,000754
Pre-tax net operating income$2,723,000741
Securities gains (losses)$01,715
Applicable income taxes$871,000628
Income before extraordinary items$1,852,000846
Extraordinary gains, net$016
Net income$1,852,000847
Minority interest net income$066
Net income of bank and minority interests.$1,852,000847
Net charge-offs$157,0001,096
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,852,000826
2013-12-31 (YTD Data)Rank
Total interest income$40,842,000601
Total interest expense$6,969,000452
Net interest income$33,873,000629
Provision for loan and lease losses$1,397,000842
Total noninterest income$11,221,000607
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,598,000328
Trading account gains and fees$0184
Additional Noninterest Income$6,623,000659
Total noninterest expense$34,502,000604
Salaries and employee benefits$18,314,000582
Premises and equipment expense$5,229,000475
Additional noninterest expense$10,959,000628
Pre-tax net operating income$9,195,000831
Securities gains (losses)$30,0002,133
Applicable income taxes$2,839,000696
Income before extraordinary items$6,386,000971
Extraordinary gains, net$029
Net income$6,386,000974
Minority interest net income$090
Net income of bank and minority interests.$6,386,000974
Net charge-offs$5,795,000295
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,365,300946
2013-09-30 (YTD Data)Rank
Total interest income$31,586,000584
Total interest expense$5,392,000449
Net interest income$26,194,000609
Provision for loan and lease losses$1,095,000825
Total noninterest income$7,284,000699
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,352,000335
Trading account gains and fees$0180
Additional Noninterest Income$3,932,000794
Total noninterest expense$25,959,000602
Salaries and employee benefits$13,743,000592
Premises and equipment expense$3,696,000500
Additional noninterest expense$8,520,000615
Pre-tax net operating income$6,424,000911
Securities gains (losses)$30,0001,995
Applicable income taxes$1,993,000735
Income before extraordinary items$4,461,0001,051
Extraordinary gains, net$025
Net income$4,461,0001,054
Minority interest net income$084
Net income of bank and minority interests.$4,461,0001,054
Net charge-offs$5,831,000222
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,440,3001,032
2013-06-30 (YTD Data)Rank
Total interest income$21,659,000573
Total interest expense$3,687,000446
Net interest income$17,972,000589
Provision for loan and lease losses$800,000795
Total noninterest income$4,525,000749
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,177,000341
Trading account gains and fees$0157
Additional Noninterest Income$2,348,000876
Total noninterest expense$16,977,000615
Salaries and employee benefits$8,967,000607
Premises and equipment expense$2,178,000570
Additional noninterest expense$5,832,000593
Pre-tax net operating income$4,720,000816
Securities gains (losses)$02,791
Applicable income taxes$1,463,000685
Income before extraordinary items$3,257,000945
Extraordinary gains, net$022
Net income$3,257,000946
Minority interest net income$082
Net income of bank and minority interests.$3,257,000948
Net charge-offs$4,208,000235
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,257,000907
2013-03-31 (YTD Data)Rank
Total interest income$11,006,000572
Total interest expense$1,907,000447
Net interest income$9,099,000588
Provision for loan and lease losses$258,0001,128
Total noninterest income$1,881,000865
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,109,000331
Trading account gains and fees$0148
Additional Noninterest Income$772,0001,181
Total noninterest expense$8,436,000629
Salaries and employee benefits$4,419,000621
Premises and equipment expense$1,039,000606
Additional noninterest expense$2,978,000590
Pre-tax net operating income$2,286,000818
Securities gains (losses)$01,966
Applicable income taxes$757,000665
Income before extraordinary items$1,529,000992
Extraordinary gains, net$010
Net income$1,529,000992
Minority interest net income$076
Net income of bank and minority interests.$1,529,000994
Net charge-offs$2,053,000255
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,529,000942
2012-12-31 (YTD Data)Rank
Total interest income$46,963,000556
Total interest expense$9,443,000437
Net interest income$37,520,000581
Provision for loan and lease losses$2,796,000821
Total noninterest income$11,154,000626
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,382,000354
Trading account gains and fees$0166
Additional Noninterest Income$6,772,000642
Total noninterest expense$36,778,000567
Salaries and employee benefits$19,381,000552
Premises and equipment expense$4,995,000480
Additional noninterest expense$12,402,000582
Pre-tax net operating income$9,100,000799
Securities gains (losses)$354,0001,214
Applicable income taxes$1,990,000884
Income before extraordinary items$7,464,000797
Extraordinary gains, net$029
Net income$7,464,000796
Minority interest net income$093
Net income of bank and minority interests.$7,464,000797
Net charge-offs$2,538,000964
Cash dividends$7,001,000419
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,184,340773
2012-09-30 (YTD Data)Rank
Total interest income$35,846,000555
Total interest expense$7,352,000434
Net interest income$28,494,000580
Provision for loan and lease losses$2,402,000732
Total noninterest income$8,027,000650
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,162,000366
Trading account gains and fees$0157
Additional Noninterest Income$4,865,000651
Total noninterest expense$28,456,000547
Salaries and employee benefits$15,098,000529
Premises and equipment expense$3,878,000469
Additional noninterest expense$9,480,000576
Pre-tax net operating income$5,663,000959
Securities gains (losses)$134,0001,762
Applicable income taxes$779,0001,466
Income before extraordinary items$5,018,000915
Extraordinary gains, net$020
Net income$5,018,000915
Minority interest net income$086
Net income of bank and minority interests.$5,018,000915
Net charge-offs$2,430,000795
Cash dividends$6,001,000311
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,901,420879
2012-06-30 (YTD Data)Rank
Total interest income$24,599,000542
Total interest expense$5,192,000422
Net interest income$19,407,000567
Provision for loan and lease losses$965,0001,126
Total noninterest income$4,635,000724
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,936,000390
Trading account gains and fees$0153
Additional Noninterest Income$2,699,000754
Total noninterest expense$19,898,000530
Salaries and employee benefits$10,219,000518
Premises and equipment expense$2,699,000450
Additional noninterest expense$6,980,000529
Pre-tax net operating income$3,179,0001,125
Securities gains (losses)$-173,0007,139
Applicable income taxes$-145,0007,048
Income before extraordinary items$3,151,000965
Extraordinary gains, net$019
Net income$3,151,000965
Minority interest net income$084
Net income of bank and minority interests.$3,151,000965
Net charge-offs$875,0001,256
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,324,000855
2012-03-31 (YTD Data)Rank
Total interest income$12,739,000526
Total interest expense$2,884,000389
Net interest income$9,855,000566
Provision for loan and lease losses$590,000954
Total noninterest income$2,276,000718
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$950,000394
Trading account gains and fees$0148
Additional Noninterest Income$1,326,000740
Total noninterest expense$9,161,000562
Salaries and employee benefits$4,587,000566
Premises and equipment expense$1,423,000437
Additional noninterest expense$3,151,000563
Pre-tax net operating income$2,380,000770
Securities gains (losses)$-173,0007,229
Applicable income taxes$695,000662
Income before extraordinary items$1,512,000988
Extraordinary gains, net$019
Net income$1,512,000990
Minority interest net income$078
Net income of bank and minority interests.$1,512,000989
Net charge-offs$595,000979
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,631,370864
2011-12-31 (YTD Data)Rank
Total interest income$46,221,000598
Total interest expense$13,794,000402
Net interest income$32,427,000666
Provision for loan and lease losses$4,200,000913
Total noninterest income$10,151,000602
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$966,0001,520
Trading account gains and fees$0146
Additional Noninterest Income$9,185,000459
Total noninterest expense$33,049,000604
Salaries and employee benefits$17,039,000567
Premises and equipment expense$7,732,000334
Additional noninterest expense$8,278,000862
Pre-tax net operating income$5,329,0001,117
Securities gains (losses)$-1,159,0007,288
Applicable income taxes$1,098,0001,263
Income before extraordinary items$3,072,0001,567
Extraordinary gains, net$029
Net income$3,072,0001,568
Minority interest net income$096
Net income of bank and minority interests.$3,072,0001,568
Net charge-offs$1,770,0001,680
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,929,6601,198
2011-09-30 (YTD Data)Rank
Total interest income$33,647,000622
Total interest expense$10,453,000422
Net interest income$23,194,000706
Provision for loan and lease losses$2,100,0001,194
Total noninterest income$7,685,000605
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$966,0001,144
Trading account gains and fees$0145
Additional Noninterest Income$6,719,000467
Total noninterest expense$23,723,000639
Salaries and employee benefits$12,104,000596
Premises and equipment expense$5,616,000350
Additional noninterest expense$6,003,000888
Pre-tax net operating income$5,056,000919
Securities gains (losses)$-1,692,0007,403
Applicable income taxes$904,0001,168
Income before extraordinary items$2,460,0001,544
Extraordinary gains, net$021
Net income$2,460,0001,544
Minority interest net income$087
Net income of bank and minority interests.$2,460,0001,544
Net charge-offs$949,0001,950
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,695,160992
2011-06-30 (YTD Data)Rank
Total interest income$22,871,000625
Total interest expense$7,287,000427
Net interest income$15,584,000706
Provision for loan and lease losses$1,000,0001,493
Total noninterest income$3,713,000773
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$966,000760
Trading account gains and fees$0153
Additional Noninterest Income$2,747,000659
Total noninterest expense$15,221,000665
Salaries and employee benefits$7,794,000626
Premises and equipment expense$3,702,000359
Additional noninterest expense$3,725,000975
Pre-tax net operating income$3,076,000985
Securities gains (losses)$-97,0007,317
Applicable income taxes$863,000862
Income before extraordinary items$2,116,0001,173
Extraordinary gains, net$015
Net income$2,116,0001,173
Minority interest net income$089
Net income of bank and minority interests.$2,116,0001,173
Net charge-offs$580,0001,989
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,184,8701,092
2011-03-31 (YTD Data)Rank
Total interest income$11,389,000637
Total interest expense$4,028,000395
Net interest income$7,361,000751
Provision for loan and lease losses$700,0001,128
Total noninterest income$1,594,000867
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$1,594,000601
Total noninterest expense$7,571,000669
Salaries and employee benefits$3,814,000648
Premises and equipment expense$1,800,000374
Additional noninterest expense$1,957,000917
Pre-tax net operating income$684,0002,006
Securities gains (losses)$-223,0007,471
Applicable income taxes$50,0002,820
Income before extraordinary items$411,0002,607
Extraordinary gains, net$09
Net income$411,0002,606
Minority interest net income$086
Net income of bank and minority interests.$411,0002,607
Net charge-offs$420,0001,480
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$609,4701,846
2010-12-31 (YTD Data)Rank
Total interest income$50,137,000595
Total interest expense$22,573,000341
Net interest income$27,564,000803
Provision for loan and lease losses$6,221,000965
Total noninterest income$23,706,000342
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$23,706,000260
Total noninterest expense$29,783,000677
Salaries and employee benefits$15,107,000638
Premises and equipment expense$6,423,000407
Additional noninterest expense$8,253,000892
Pre-tax net operating income$15,266,000381
Securities gains (losses)$-932,0007,499
Applicable income taxes$4,637,000386
Income before extraordinary items$9,697,000474
Extraordinary gains, net$029
Net income$9,697,000472
Minority interest net income$0111
Net income of bank and minority interests.$9,697,000474
Net charge-offs$4,851,0001,050
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,330,760423
2010-09-30 (YTD Data)Rank
Total interest income$37,669,000596
Total interest expense$17,734,000338
Net interest income$19,935,000824
Provision for loan and lease losses$5,421,000820
Total noninterest income$21,958,000290
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$21,958,000217
Total noninterest expense$21,451,000694
Salaries and employee benefits$11,045,000644
Premises and equipment expense$4,782,000405
Additional noninterest expense$5,624,000954
Pre-tax net operating income$15,021,000299
Securities gains (losses)$-1,103,0007,666
Applicable income taxes$4,579,000306
Income before extraordinary items$9,339,000365
Extraordinary gains, net$023
Net income$9,339,000366
Minority interest net income$0110
Net income of bank and minority interests.$9,339,000366
Net charge-offs$4,630,000828
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$10,078,010335
2010-06-30 (YTD Data)Rank
Total interest income$24,258,000625
Total interest expense$11,541,000358
Net interest income$12,717,000866
Provision for loan and lease losses$4,300,000725
Total noninterest income$21,021,000222
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$21,021,000167
Total noninterest expense$14,360,000693
Salaries and employee benefits$7,325,000644
Premises and equipment expense$3,099,000424
Additional noninterest expense$3,936,000898
Pre-tax net operating income$15,078,000211
Securities gains (losses)$-1,671,0007,763
Applicable income taxes$5,028,000204
Income before extraordinary items$8,379,000274
Extraordinary gains, net$019
Net income$8,379,000273
Minority interest net income$0105
Net income of bank and minority interests.$8,379,000274
Net charge-offs$3,058,000822
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$9,448,440242
2010-03-31 (YTD Data)Rank
Total interest income$9,823,000798
Total interest expense$5,339,000417
Net interest income$4,484,0001,286
Provision for loan and lease losses$3,000,000548
Total noninterest income$18,761,000149
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$18,761,000118
Total noninterest expense$6,850,000730
Salaries and employee benefits$3,233,000752
Premises and equipment expense$1,618,000422
Additional noninterest expense$1,999,000890
Pre-tax net operating income$13,395,000146
Securities gains (losses)$-1,799,0007,893
Applicable income taxes$4,414,000135
Income before extraordinary items$7,182,000176
Extraordinary gains, net$016
Net income$7,182,000178
Minority interest net income$091
Net income of bank and minority interests.$7,182,000178
Net charge-offs$1,799,000694
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$8,333,360156
2009-12-31 (YTD Data)Rank
Total interest income$38,782,000865
Total interest expense$21,941,000512
Net interest income$16,841,0001,319
Provision for loan and lease losses$5,000,0001,435
Total noninterest income$9,635,000661
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$9,635,000458
Total noninterest expense$22,007,000957
Salaries and employee benefits$10,741,000916
Premises and equipment expense$4,481,000589
Additional noninterest expense$6,785,0001,150
Pre-tax net operating income$-531,0006,002
Securities gains (losses)$4,262,000141
Applicable income taxes$726,0001,209
Income before extraordinary items$3,005,0001,128
Extraordinary gains, net$034
Net income$3,005,0001,126
Minority interest net income$0115
Net income of bank and minority interests.$3,005,0001,127
Net charge-offs$3,770,0001,395
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-447,2206,042
2009-09-30 (YTD Data)Rank
Total interest income$28,846,000892
Total interest expense$16,830,000533
Net interest income$12,016,0001,383
Provision for loan and lease losses$4,200,0001,188
Total noninterest income$6,139,000746
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$6,139,000512
Total noninterest expense$16,380,000955
Salaries and employee benefits$7,576,000979
Premises and equipment expense$3,095,000660
Additional noninterest expense$5,709,000989
Pre-tax net operating income$-2,425,0007,167
Securities gains (losses)$4,318,000118
Applicable income taxes$174,0002,445
Income before extraordinary items$1,719,0001,562
Extraordinary gains, net$027
Net income$1,719,0001,560
Minority interest net income$0118
Net income of bank and minority interests.$1,719,0001,562
Net charge-offs$3,471,0001,083
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,210,3807,221
2009-06-30 (YTD Data)Rank
Total interest income$18,381,000957
Total interest expense$10,866,000587
Net interest income$7,515,0001,492
Provision for loan and lease losses$2,800,0001,140
Total noninterest income$2,990,000969
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$2,990,000641
Total noninterest expense$9,275,0001,131
Salaries and employee benefits$4,608,0001,100
Premises and equipment expense$1,824,000769
Additional noninterest expense$2,843,0001,307
Pre-tax net operating income$-1,570,0007,261
Securities gains (losses)$2,719,000138
Applicable income taxes$62,0003,008
Income before extraordinary items$1,087,0001,715
Extraordinary gains, net$021
Net income$1,087,0001,712
Minority interest net income$0112
Net income of bank and minority interests.$1,087,0001,714
Net charge-offs$2,121,0001,082
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,496,0507,329
2009-03-31 (YTD Data)Rank
Total interest income$9,240,000964
Total interest expense$5,462,000607
Net interest income$3,778,0001,473
Provision for loan and lease losses$2,200,000702
Total noninterest income$1,617,000876
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,617,000595
Total noninterest expense$4,442,0001,126
Salaries and employee benefits$2,272,0001,118
Premises and equipment expense$891,000794
Additional noninterest expense$1,279,0001,289
Pre-tax net operating income$-1,247,0007,698
Securities gains (losses)$1,971,000115
Applicable income taxes$140,0001,822
Income before extraordinary items$584,0001,846
Extraordinary gains, net$015
Net income$584,0001,848
Minority interest net income$0102
Net income of bank and minority interests.$584,0001,848
Net charge-offs$1,355,000792
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,012,5107,706
2008-12-31 (YTD Data)Rank
Total interest income$43,273,000870
Total interest expense$25,915,000610
Net interest income$17,358,0001,275
Provision for loan and lease losses$3,600,0001,235
Total noninterest income$6,896,000811
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$6,896,000510
Total noninterest expense$18,174,0001,084
Salaries and employee benefits$10,438,000958
Premises and equipment expense$3,677,000754
Additional noninterest expense$4,059,0001,524
Pre-tax net operating income$2,480,0002,103
Securities gains (losses)$9,847,00045
Applicable income taxes$3,711,000397
Income before extraordinary items$8,616,000451
Extraordinary gains, net$039
Net income$8,616,000451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,071,000983
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,723,1002,407
2008-09-30 (YTD Data)Rank
Total interest income$33,285,000872
Total interest expense$19,864,000632
Net interest income$13,421,0001,253
Provision for loan and lease losses$3,250,000856
Total noninterest income$5,246,000836
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$5,246,000535
Total noninterest expense$14,122,0001,046
Salaries and employee benefits$8,038,000959
Premises and equipment expense$3,007,000691
Additional noninterest expense$3,077,0001,460
Pre-tax net operating income$1,295,0003,165
Securities gains (losses)$9,594,00041
Applicable income taxes$3,310,000422
Income before extraordinary items$7,579,000480
Extraordinary gains, net$031
Net income$7,579,000479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,479,000725
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$863,2003,551
2008-06-30 (YTD Data)Rank
Total interest income$22,916,000850
Total interest expense$13,495,000643
Net interest income$9,421,0001,182
Provision for loan and lease losses$750,0001,462
Total noninterest income$3,439,000864
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$3,439,000566
Total noninterest expense$9,324,0001,052
Salaries and employee benefits$5,641,000914
Premises and equipment expense$1,929,000717
Additional noninterest expense$1,754,0001,677
Pre-tax net operating income$2,786,0001,265
Securities gains (losses)$3,302,00091
Applicable income taxes$1,657,000604
Income before extraordinary items$4,431,000620
Extraordinary gains, net$021
Net income$4,431,000619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,0001,062
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,020,5401,343
2008-03-31 (YTD Data)Rank
Total interest income$11,748,000854
Total interest expense$6,926,000665
Net interest income$4,822,0001,135
Provision for loan and lease losses$150,0002,123
Total noninterest income$1,691,000867
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$1,691,000568
Total noninterest expense$4,505,0001,073
Salaries and employee benefits$2,698,000971
Premises and equipment expense$905,000772
Additional noninterest expense$902,0001,591
Pre-tax net operating income$1,858,0001,025
Securities gains (losses)$2,313,00081
Applicable income taxes$1,057,000558
Income before extraordinary items$3,114,000487
Extraordinary gains, net$015
Net income$3,114,000488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,000819
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,379,2501,055
2007-12-31 (YTD Data)Rank
Total interest income$52,029,000807
Total interest expense$31,106,000639
Net interest income$20,923,0001,061
Provision for loan and lease losses$06,851
Total noninterest income$6,048,000943
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$6,048,000591
Total noninterest expense$18,753,000997
Salaries and employee benefits$11,278,000876
Premises and equipment expense$4,042,000657
Additional noninterest expense$3,433,0001,618
Pre-tax net operating income$8,218,0001,030
Securities gains (losses)$1,728,000123
Applicable income taxes$3,097,000794
Income before extraordinary items$6,849,000950
Extraordinary gains, net$039
Net income$6,849,000948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$656,0001,393
Cash dividends$8,500,000473
Sale, conversion, retirement of capital stock, net$516,000529
Net operating income$5,656,6801,127
2007-09-30 (YTD Data)Rank
Total interest income$39,516,000793
Total interest expense$23,576,000633
Net interest income$15,940,0001,043
Provision for loan and lease losses$06,528
Total noninterest income$4,428,000958
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$4,428,000596
Total noninterest expense$13,674,0001,016
Salaries and employee benefits$8,119,000912
Premises and equipment expense$3,030,000656
Additional noninterest expense$2,525,0001,611
Pre-tax net operating income$6,694,0001,035
Securities gains (losses)$928,000156
Applicable income taxes$2,451,000809
Income before extraordinary items$5,171,0001,018
Extraordinary gains, net$033
Net income$5,171,0001,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,308
Cash dividends$8,500,000369
Sale, conversion, retirement of capital stock, net$516,000403
Net operating income$4,539,9601,127
2007-06-30 (YTD Data)Rank
Total interest income$26,530,000791
Total interest expense$15,821,000637
Net interest income$10,709,0001,047
Provision for loan and lease losses$06,209
Total noninterest income$2,831,0001,010
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$2,831,000640
Total noninterest expense$9,372,0001,007
Salaries and employee benefits$5,682,000898
Premises and equipment expense$1,997,000680
Additional noninterest expense$1,693,0001,597
Pre-tax net operating income$4,168,0001,139
Securities gains (losses)$632,000156
Applicable income taxes$1,152,0001,151
Income before extraordinary items$3,648,000991
Extraordinary gains, net$029
Net income$3,648,000990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0001,641
Cash dividends$7,000,000318
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,167,6801,112
2007-03-31 (YTD Data)Rank
Total interest income$13,266,000775
Total interest expense$7,887,000627
Net interest income$5,379,0001,035
Provision for loan and lease losses$05,779
Total noninterest income$1,355,0001,030
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,355,000653
Total noninterest expense$4,743,000988
Salaries and employee benefits$2,960,000857
Premises and equipment expense$945,000718
Additional noninterest expense$838,0001,588
Pre-tax net operating income$1,991,0001,182
Securities gains (losses)$260,000175
Applicable income taxes$536,0001,224
Income before extraordinary items$1,715,0001,032
Extraordinary gains, net$022
Net income$1,715,0001,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,000727
Cash dividends$7,000,000189
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,517,4001,142
2006-12-31 (YTD Data)Rank
Total interest income$51,262,000746
Total interest expense$29,565,000582
Net interest income$21,697,0001,025
Provision for loan and lease losses$06,850
Total noninterest income$5,383,0001,029
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$5,383,000646
Total noninterest expense$18,776,000946
Salaries and employee benefits$11,213,000867
Premises and equipment expense$3,777,000682
Additional noninterest expense$3,786,0001,398
Pre-tax net operating income$8,304,0001,188
Securities gains (losses)$801,000194
Applicable income taxes$732,0002,602
Income before extraordinary items$8,373,000900
Extraordinary gains, net$051
Net income$8,373,000900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0001,647
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,636,080965
2006-09-30 (YTD Data)Rank
Total interest income$38,349,000753
Total interest expense$22,009,000579
Net interest income$16,340,0001,044
Provision for loan and lease losses$06,685
Total noninterest income$3,955,0001,058
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,955,000662
Total noninterest expense$14,352,000936
Salaries and employee benefits$8,472,000861
Premises and equipment expense$2,937,000680
Additional noninterest expense$2,943,0001,352
Pre-tax net operating income$5,943,0001,284
Securities gains (losses)$578,000200
Applicable income taxes$109,0004,843
Income before extraordinary items$6,412,000911
Extraordinary gains, net$045
Net income$6,412,000910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,282
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,845,560975
2006-06-30 (YTD Data)Rank
Total interest income$25,235,000753
Total interest expense$14,228,000572
Net interest income$11,007,0001,036
Provision for loan and lease losses$06,419
Total noninterest income$2,561,0001,083
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,561,000669
Total noninterest expense$9,397,000957
Salaries and employee benefits$5,627,000875
Premises and equipment expense$1,950,000684
Additional noninterest expense$1,820,0001,460
Pre-tax net operating income$4,171,0001,211
Securities gains (losses)$346,000199
Applicable income taxes$1,038,0001,366
Income before extraordinary items$3,479,0001,107
Extraordinary gains, net$039
Net income$3,479,0001,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,000867
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,212,5801,174
2006-03-31 (YTD Data)Rank
Total interest income$12,384,000744
Total interest expense$6,756,000566
Net interest income$5,628,0001,003
Provision for loan and lease losses$06,013
Total noninterest income$1,234,0001,096
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,234,000688
Total noninterest expense$4,498,0001,004
Salaries and employee benefits$2,621,000932
Premises and equipment expense$1,013,000640
Additional noninterest expense$864,0001,520
Pre-tax net operating income$2,364,0001,055
Securities gains (losses)$153,000207
Applicable income taxes$620,0001,163
Income before extraordinary items$1,897,0001,005
Extraordinary gains, net$021
Net income$1,897,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,562
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,782,2501,043
2005-12-31 (YTD Data)Rank
Total interest income$43,769,000730
Total interest expense$23,296,000517
Net interest income$20,473,0001,050
Provision for loan and lease losses$75,0005,186
Total noninterest income$3,540,0001,410
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$3,540,000894
Total noninterest expense$16,701,0001,021
Salaries and employee benefits$9,367,000979
Premises and equipment expense$3,401,000722
Additional noninterest expense$3,933,0001,309
Pre-tax net operating income$7,237,0001,327
Securities gains (losses)$830,000213
Applicable income taxes$2,005,0001,361
Income before extraordinary items$6,062,0001,188
Extraordinary gains, net$046
Net income$6,062,0001,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$459,0001,246
Cash dividends$9,000,000412
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,439,5001,293
2005-09-30 (YTD Data)Rank
Total interest income$31,906,000730
Total interest expense$16,918,000498
Net interest income$14,988,0001,065
Provision for loan and lease losses$75,0004,689
Total noninterest income$2,570,0001,462
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,570,000938
Total noninterest expense$12,229,0001,039
Salaries and employee benefits$6,786,0001,007
Premises and equipment expense$2,434,000741
Additional noninterest expense$3,009,0001,273
Pre-tax net operating income$5,254,0001,365
Securities gains (losses)$667,000220
Applicable income taxes$1,501,0001,385
Income before extraordinary items$4,420,0001,230
Extraordinary gains, net$035
Net income$4,420,0001,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$487,000852
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,919,7501,348
2005-06-30 (YTD Data)Rank
Total interest income$21,065,000724
Total interest expense$11,043,000475
Net interest income$10,022,0001,049
Provision for loan and lease losses$06,626
Total noninterest income$1,648,0001,479
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,648,000936
Total noninterest expense$8,109,0001,032
Salaries and employee benefits$4,462,0001,010
Premises and equipment expense$1,643,000730
Additional noninterest expense$2,004,0001,251
Pre-tax net operating income$3,561,0001,318
Securities gains (losses)$413,000251
Applicable income taxes$990,0001,385
Income before extraordinary items$2,984,0001,178
Extraordinary gains, net$030
Net income$2,984,0001,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0001,322
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,674,2501,294
2005-03-31 (YTD Data)Rank
Total interest income$10,352,000722
Total interest expense$5,375,000468
Net interest income$4,977,0001,047
Provision for loan and lease losses$06,226
Total noninterest income$793,0001,504
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$793,000958
Total noninterest expense$4,093,0001,022
Salaries and employee benefits$2,408,000926
Premises and equipment expense$776,000773
Additional noninterest expense$909,0001,362
Pre-tax net operating income$1,677,0001,370
Securities gains (losses)$217,000238
Applicable income taxes$432,0001,524
Income before extraordinary items$1,462,0001,186
Extraordinary gains, net$024
Net income$1,462,0001,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0001,003
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,294,9101,308
2004-12-31 (YTD Data)Rank
Total interest income$37,550,000739
Total interest expense$18,131,000468
Net interest income$19,419,0001,027
Provision for loan and lease losses$07,314
Total noninterest income$3,211,0001,505
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$3,211,000933
Total noninterest expense$15,975,0001,015
Salaries and employee benefits$10,039,000854
Premises and equipment expense$2,742,000822
Additional noninterest expense$3,194,0001,535
Pre-tax net operating income$6,655,0001,295
Securities gains (losses)$1,237,000245
Applicable income taxes$2,262,0001,140
Income before extraordinary items$5,630,0001,163
Extraordinary gains, net$034
Net income$5,630,0001,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,527
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,751,7301,322
2004-09-30 (YTD Data)Rank
Total interest income$27,485,000753
Total interest expense$13,007,000472
Net interest income$14,478,0001,020
Provision for loan and lease losses$07,100
Total noninterest income$2,402,0001,531
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$2,402,000945
Total noninterest expense$11,673,0001,036
Salaries and employee benefits$7,347,000877
Premises and equipment expense$1,923,000872
Additional noninterest expense$2,403,0001,519
Pre-tax net operating income$5,207,0001,260
Securities gains (losses)$982,000273
Applicable income taxes$1,789,0001,116
Income before extraordinary items$4,400,0001,118
Extraordinary gains, net$026
Net income$4,400,0001,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0008,643
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,702,7801,287
2004-06-30 (YTD Data)Rank
Total interest income$17,862,000775
Total interest expense$8,376,000480
Net interest income$9,486,0001,033
Provision for loan and lease losses$06,885
Total noninterest income$1,491,0001,606
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,491,000996
Total noninterest expense$7,616,0001,055
Salaries and employee benefits$4,820,000889
Premises and equipment expense$1,245,000896
Additional noninterest expense$1,551,0001,562
Pre-tax net operating income$3,361,0001,268
Securities gains (losses)$727,000274
Applicable income taxes$1,182,0001,121
Income before extraordinary items$2,906,0001,126
Extraordinary gains, net$021
Net income$2,906,0001,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,905
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,389,8301,309
2004-03-31 (YTD Data)Rank
Total interest income$8,822,000805
Total interest expense$4,096,000497
Net interest income$4,726,0001,046
Provision for loan and lease losses$06,501
Total noninterest income$777,0001,534
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$777,000944
Total noninterest expense$3,821,0001,062
Salaries and employee benefits$2,365,000918
Premises and equipment expense$662,000860
Additional noninterest expense$794,0001,515
Pre-tax net operating income$1,682,0001,258
Securities gains (losses)$344,000339
Applicable income taxes$588,0001,144
Income before extraordinary items$1,438,0001,140
Extraordinary gains, net$016
Net income$1,438,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,000756
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,193,7601,280
2003-12-31 (YTD Data)Rank
Total interest income$32,539,000861
Total interest expense$18,359,000502
Net interest income$14,180,0001,382
Provision for loan and lease losses$55,0006,156
Total noninterest income$2,550,0001,914
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$2,550,0001,205
Total noninterest expense$16,883,000965
Salaries and employee benefits$10,505,000808
Premises and equipment expense$2,690,000836
Additional noninterest expense$3,688,0001,344
Pre-tax net operating income$-208,0008,692
Securities gains (losses)$2,475,000257
Applicable income taxes$239,0004,655
Income before extraordinary items$2,028,0002,834
Extraordinary gains, net$054
Net income$2,028,0002,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$775,0001,125
Cash dividends$2,500,0001,152
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-174,7508,697
2003-09-30 (YTD Data)Rank
Total interest income$23,728,000909
Total interest expense$13,997,000513
Net interest income$9,731,0001,510
Provision for loan and lease losses$25,0006,589
Total noninterest income$1,795,0002,065
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,795,0001,335
Total noninterest expense$12,764,000964
Salaries and employee benefits$8,014,000802
Premises and equipment expense$1,993,000860
Additional noninterest expense$2,757,0001,336
Pre-tax net operating income$-1,263,0009,114
Securities gains (losses)$2,190,000261
Applicable income taxes$-130,0009,087
Income before extraordinary items$1,057,0003,853
Extraordinary gains, net$040
Net income$1,057,0003,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$708,000890
Cash dividends$2,500,000846
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-1,133,0009,098
2003-06-30 (YTD Data)Rank
Total interest income$15,534,000934
Total interest expense$9,455,000525
Net interest income$6,079,0001,603
Provision for loan and lease losses$07,324
Total noninterest income$1,132,0002,155
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,132,0001,390
Total noninterest expense$8,432,000975
Salaries and employee benefits$5,328,000810
Premises and equipment expense$1,320,000863
Additional noninterest expense$1,784,0001,384
Pre-tax net operating income$-1,221,0009,182
Securities gains (losses)$1,533,000275
Applicable income taxes$76,0005,471
Income before extraordinary items$236,0006,645
Extraordinary gains, net$030
Net income$236,0006,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,000944
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-929,0809,152
2003-03-31 (YTD Data)Rank
Total interest income$7,688,000956
Total interest expense$4,795,000535
Net interest income$2,893,0001,690
Provision for loan and lease losses$06,934
Total noninterest income$551,0002,130
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$551,0001,384
Total noninterest expense$4,165,000973
Salaries and employee benefits$2,566,000836
Premises and equipment expense$667,000864
Additional noninterest expense$932,0001,301
Pre-tax net operating income$-721,0009,246
Securities gains (losses)$643,000294
Applicable income taxes$15,0006,300
Income before extraordinary items$-93,0009,026
Extraordinary gains, net$021
Net income$-93,0009,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,241
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-736,0009,239
2002-12-31 (YTD Data)Rank
Total interest income$34,182,000893
Total interest expense$21,518,000542
Net interest income$12,664,0001,531
Provision for loan and lease losses$100,0005,681
Total noninterest income$1,760,0002,351
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,760,0001,450
Total noninterest expense$13,341,0001,157
Salaries and employee benefits$7,791,0001,029
Premises and equipment expense$2,155,0001,019
Additional noninterest expense$3,395,0001,395
Pre-tax net operating income$983,0005,249
Securities gains (losses)$761,000499
Applicable income taxes$211,0005,032
Income before extraordinary items$1,533,0003,438
Extraordinary gains, net$070
Net income$1,533,0003,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0002,078
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$863,3204,866
2001-12-31 (YTD Data)Rank
Total interest income$43,107,000785
Total interest expense$27,868,000599
Net interest income$15,239,0001,160
Provision for loan and lease losses$500,0002,196
Total noninterest income$637,0004,432
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$637,0002,731
Total noninterest expense$12,213,0001,203
Salaries and employee benefits$7,388,0001,012
Premises and equipment expense$1,697,0001,260
Additional noninterest expense$3,128,0001,493
Pre-tax net operating income$3,163,0002,158
Securities gains (losses)$2,350,000218
Applicable income taxes$1,275,0001,722
Income before extraordinary items$4,238,0001,286
Extraordinary gains, net$0105
Net income$4,238,0001,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0002,041
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$18,867,00041
Net operating income$2,428,5002,074
2000-12-31 (YTD Data)Rank
Total interest income$54,004,000673
Total interest expense$38,115,000515
Net interest income$15,889,0001,112
Provision for loan and lease losses$1,470,000777
Total noninterest income$2,048,0001,838
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$2,048,0001,112
Total noninterest expense$16,497,000864
Salaries and employee benefits$6,977,0001,008
Premises and equipment expense$1,743,0001,152
Additional noninterest expense$7,777,000687
Pre-tax net operating income$-30,0009,179
Securities gains (losses)$747,000196
Applicable income taxes$713,0002,743
Income before extraordinary items$4,0009,136
Extraordinary gains, net$038
Net income$4,0009,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,895,000490
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-474,0809,557
1999-12-31 (YTD Data)Rank
Total interest income$40,417,000837
Total interest expense$25,671,000646
Net interest income$14,746,0001,195
Provision for loan and lease losses$270,0002,899
Total noninterest income$2,965,0001,367
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$2,965,000896
Total noninterest expense$11,988,0001,154
Salaries and employee benefits$4,719,0001,458
Premises and equipment expense$1,767,0001,134
Additional noninterest expense$5,502,000895
Pre-tax net operating income$5,453,0001,393
Securities gains (losses)$36,294,00014
Applicable income taxes$14,485,000290
Income before extraordinary items$27,262,000292
Extraordinary gains, net$035
Net income$27,262,000293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$636,0001,007
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,670,9001,444
1998-12-31 (YTD Data)Rank
Total interest income$30,893,0001,058
Total interest expense$21,038,000777
Net interest income$9,855,0001,737
Provision for loan and lease losses$185,0003,665
Total noninterest income$-4,146,00010,463
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$-4,146,00010,484
Total noninterest expense$6,841,0001,900
Salaries and employee benefits$3,893,0001,702
Premises and equipment expense$1,377,0001,423
Additional noninterest expense$1,571,0002,658
Pre-tax net operating income$-1,317,00010,382
Securities gains (losses)$1,601,000274
Applicable income taxes$-612,00010,405
Income before extraordinary items$896,0004,841
Extraordinary gains, net$032
Net income$896,0004,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-236,00010,367
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-705,00010,279
1997-12-31 (YTD Data)Rank
Total interest income$22,300,0001,469
Total interest expense$14,190,0001,144
Net interest income$8,110,0002,155
Provision for loan and lease losses$363,0002,241
Total noninterest income$1,593,0002,096
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,593,0001,279
Total noninterest expense$8,462,0001,557
Salaries and employee benefits$3,815,0001,713
Premises and equipment expense$1,215,0001,604
Additional noninterest expense$3,432,0001,277
Pre-tax net operating income$878,0006,218
Securities gains (losses)$2,735,000143
Applicable income taxes$427,0004,685
Income before extraordinary items$3,186,0001,684
Extraordinary gains, net$044
Net income$3,186,0001,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,715
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$779,2005,503
1996-12-31 (YTD Data)Rank
Total interest income$16,201,0002,084
Total interest expense$9,507,0001,663
Net interest income$6,694,0002,633
Provision for loan and lease losses$281,0002,717
Total noninterest income$1,002,0003,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,002,0001,812
Total noninterest expense$7,136,0001,966
Salaries and employee benefits$3,273,0002,017
Premises and equipment expense$1,101,0001,822
Additional noninterest expense$2,762,0001,860
Pre-tax net operating income$279,0009,268
Securities gains (losses)$480,000431
Applicable income taxes$-262,00011,299
Income before extraordinary items$1,021,0004,411
Extraordinary gains, net$053
Net income$1,021,0004,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,890
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$541,0006,555
1995-12-31 (YTD Data)Rank
Total interest income$13,144,0002,545
Total interest expense$8,151,0001,926
Net interest income$4,993,0003,538
Provision for loan and lease losses$-178,00011,802
Total noninterest income$1,244,0002,638
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,244,0001,560
Total noninterest expense$4,791,0002,827
Salaries and employee benefits$2,581,0002,593
Premises and equipment expense$1,063,0001,913
Additional noninterest expense$1,147,0003,904
Pre-tax net operating income$1,624,0004,176
Securities gains (losses)$393,000419
Applicable income taxes$-67,00011,668
Income before extraordinary items$2,084,0002,408
Extraordinary gains, net$065
Net income$2,084,0002,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,672
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,691,0002,876
1994-12-31 (YTD Data)Rank
Total interest income$10,668,0002,848
Total interest expense$5,691,0002,187
Net interest income$4,977,0003,582
Provision for loan and lease losses$-135,00012,237
Total noninterest income$461,0005,587
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$461,0003,110
Total noninterest expense$5,317,0002,614
Salaries and employee benefits$2,215,0002,988
Premises and equipment expense$941,0002,149
Additional noninterest expense$2,161,0002,423
Pre-tax net operating income$256,00010,445
Securities gains (losses)$1,012,000166
Applicable income taxes$53,00010,390
Income before extraordinary items$1,215,0003,809
Extraordinary gains, net$0249
Net income$1,215,0003,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-91,00012,186
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$243,4809,849
1993-12-31 (YTD Data)Rank
Total interest income$9,814,0003,144
Total interest expense$5,115,0002,524
Net interest income$4,699,0003,783
Provision for loan and lease losses$123,0005,154
Total noninterest income$572,0005,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$572,0002,973
Total noninterest expense$4,009,0003,488
Salaries and employee benefits$1,999,0003,287
Premises and equipment expense$727,0002,778
Additional noninterest expense$1,283,0003,969
Pre-tax net operating income$1,139,0005,377
Securities gains (losses)$1,0007,052
Applicable income taxes$198,0007,661
Income before extraordinary items$942,0004,915
Extraordinary gains, net$228,000918
Net income$1,170,0004,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-223,00013,134
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$941,1704,693
1992-12-31 (YTD Data)Rank
Total interest income$10,344,0003,381
Total interest expense$6,251,0002,679
Net interest income$4,093,0004,350
Provision for loan and lease losses$1,407,0001,468
Total noninterest income$446,0006,111
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$446,0003,454
Total noninterest expense$3,704,0003,734
Salaries and employee benefits$1,871,0003,407
Premises and equipment expense$772,0002,689
Additional noninterest expense$1,061,0004,814
Pre-tax net operating income$-572,00013,331
Securities gains (losses)$1,735,000444
Applicable income taxes$79,00010,473
Income before extraordinary items$1,084,0004,182
Extraordinary gains, net$01,422
Net income$1,084,0004,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,717,0001,071
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-529,55013,291

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.