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Charter One Bank, Assets and Liabilities

2007-06-30		Rank
# of Employees:	5,035	47
Assets and Liabilities
Total Assets:	$46,376,252,000	36
Cash and due from depository institutions	$1,194,588,000	47
Interest-bearing balances	$22,621,000	280
Securities	$4,652,861,000	55
Federal funds sold & reverse repurchase agreements	$0	6,299
Net loans & leases	$32,809,563,000	32
Loan loss allowance	$213,862,000	47
Trading account assets	$28,379,000	90
Bank premises and fixed assets	$243,861,000	54
Other real estate owned	$97,400,000	47
Goodwill and other intangibles	$5,716,460,000	17
All other assets	$1,633,140,000	43
Life insurance assets	$99,970,000	89
Total liabilities and capital	$46,376,252,000	36
Total liabilities	$38,343,453,000	38
Total deposits	$21,672,489,000	46
Interest-bearing deposits	$20,401,827,000	43
Deposits held in domestic offices	$21,270,835,000	43
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,415,789,000	67
Trading liabilities	$11,901,000	51
Other borrowed funds	$13,600,249,000	18
Subordinated debt	$622,657,000	33
All other liabilities	$1,020,368,000	42
Total equity capital	$8,032,799,000	24
Total bank equity capital	$8,032,799,000	24
Perpetual preferred stock	$0	111
Common stock	$0	7,878
Surplus	$7,294,020,000	21
Undivided profits	$738,779,000	66
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$170,080,000	57
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$15,431,000	28
Income earned, not collected on loans	$184,376,000	41
Earning assets	$37,485,045,000	39
Long-term assets (5+ years)	$19,958,402,000	19
Average Assets, year-to-date	$46,107,663,670	36
Average Assets, quarterly	$46,165,601,000	36
Volatile liabilities	$7,601,436,000	58
Insider loans	$6,386,000	1,154
FHLB advances	$12,076,358,000	7
Loans and leases held for sale	$322,352,000	40
Unused loan commitments	$9,798,326,000	71
Tier 1 (core) risk-based capital	$2,474,323,000	53
Tier 2 risk-based capital	$662,894,000	37
Total risk weighted assets	$30,613,538,000	38
Total unused commitments	$9,798,326,000	71
Derivatives	$16,256,551,000	34
2007-03-31		Rank
# of Employees:	5,181	46
Assets and Liabilities
Total Assets:	$45,954,950,000	36
Cash and due from depository institutions	$688,196,000	46
Interest-bearing balances	$22,245,000	297
Securities	$4,606,305,000	51
Federal funds sold & reverse repurchase agreements	$900,000,000	43
Net loans & leases	$32,162,002,000	32
Loan loss allowance	$233,780,000	44
Trading account assets	$25,293,000	115
Bank premises and fixed assets	$261,735,000	53
Other real estate owned	$96,420,000	46
Goodwill and other intangibles	$5,732,449,000	17
All other assets	$1,482,550,000	46
Life insurance assets	$99,043,000	90
Total liabilities and capital	$45,954,950,000	36
Total liabilities	$37,908,294,000	37
Total deposits	$21,812,508,000	46
Interest-bearing deposits	$20,434,267,000	43
Deposits held in domestic offices	$21,636,541,000	43
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$656,185,000	109
Trading liabilities	$10,485,000	47
Other borrowed funds	$13,714,033,000	15
Subordinated debt	$623,951,000	33
All other liabilities	$1,091,132,000	40
Total equity capital	$8,046,656,000	24
Total bank equity capital	$8,046,656,000	24
Perpetual preferred stock	$0	113
Common stock	$0	7,908
Surplus	$7,294,020,000	20
Undivided profits	$752,636,000	69
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$134,012,000	58
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$11,335,000	27
Income earned, not collected on loans	$185,945,000	38
Earning assets	$37,690,552,000	37
Long-term assets (5+ years)	$19,221,229,000	19
Average Assets, year-to-date	$45,973,369,500	36
Average Assets, quarterly	$45,973,369,500	36
Volatile liabilities	$10,734,094,000	46
Insider loans	$6,556,000	1,093
FHLB advances	$12,185,898,000	7
Loans and leases held for sale	$418,804,000	38
Unused loan commitments	$8,985,891,000	71
Tier 1 (core) risk-based capital	$2,504,859,000	46
Tier 2 risk-based capital	$771,970,000	34
Total risk weighted assets	$29,972,791,000	39
Total unused commitments	$8,985,891,000	71
Derivatives	$16,885,607,000	31
2006-12-31		Rank
# of Employees:	5,380	43
Assets and Liabilities
Total Assets:	$45,991,789,000	36
Cash and due from depository institutions	$886,259,000	43
Interest-bearing balances	$27,305,000	227
Securities	$4,319,787,000	57
Federal funds sold & reverse repurchase agreements	$1,500,000,000	29
Net loans & leases	$31,257,482,000	31
Loan loss allowance	$213,839,000	47
Trading account assets	$23,182,000	67
Bank premises and fixed assets	$245,254,000	54
Other real estate owned	$89,575,000	43
Goodwill and other intangibles	$5,589,952,000	17
All other assets	$2,080,298,000	38
Life insurance assets	$100,077,000	86
Total liabilities and capital	$45,991,789,000	36
Total liabilities	$37,966,577,000	39
Total deposits	$21,276,266,000	45
Interest-bearing deposits	$20,020,882,000	43
Deposits held in domestic offices	$20,372,137,000	42
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$530,289,000	126
Trading liabilities	$10,133,000	44
Other borrowed funds	$14,201,273,000	15
Subordinated debt	$625,244,000	33
All other liabilities	$1,323,372,000	39
Total equity capital	$8,025,212,000	24
Total bank equity capital	$8,025,212,000	24
Perpetual preferred stock	$0	112
Common stock	$0	7,944
Surplus	$7,254,176,000	20
Undivided profits	$771,036,000	66
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$135,119,000	55
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$13,724,000	25
Income earned, not collected on loans	$184,703,000	41
Earning assets	$37,104,574,000	38
Long-term assets (5+ years)	$18,062,195,000	18
Average Assets, year-to-date	$44,731,941,600	34
Average Assets, quarterly	$46,180,480,500	36
Volatile liabilities	$8,404,421,000	55
Insider loans	$1,019,000	4,227
FHLB advances	$12,676,964,000	6
Loans and leases held for sale	$620,914,000	34
Unused loan commitments	$8,549,235,000	72
Tier 1 (core) risk-based capital	$2,601,246,000	44
Tier 2 risk-based capital	$789,934,000	34
Total risk weighted assets	$28,887,197,000	40
Total unused commitments	$8,549,235,000	72
Derivatives	$17,073,032,000	32
2006-09-30		Rank
# of Employees:	5,537	45
Assets and Liabilities
Total Assets:	$46,369,172,000	38
Cash and due from depository institutions	$776,533,000	45
Interest-bearing balances	$24,139,000	221
Securities	$5,258,736,000	55
Federal funds sold & reverse repurchase agreements	$1,000,000,000	43
Net loans & leases	$31,549,397,000	35
Loan loss allowance	$217,052,000	48
Trading account assets	$22,032,000	69
Bank premises and fixed assets	$252,669,000	54
Other real estate owned	$81,124,000	45
Goodwill and other intangibles	$5,587,063,000	16
All other assets	$1,841,618,000	40
Life insurance assets	$163,765,000	57
Total liabilities and capital	$46,369,172,000	38
Total liabilities	$38,417,973,000	39
Total deposits	$20,754,567,000	47
Interest-bearing deposits	$17,518,538,000	48
Deposits held in domestic offices	$20,645,116,000	45
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$282,657,000	183
Trading liabilities	$11,100,000	46
Other borrowed funds	$15,241,992,000	16
Subordinated debt	$626,537,000	36
All other liabilities	$1,501,120,000	37
Total equity capital	$7,951,199,000	25
Total bank equity capital	$7,951,199,000	25
Perpetual preferred stock	$0	118
Common stock	$0	8,007
Surplus	$7,251,466,000	19
Undivided profits	$699,733,000	80
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$120,688,000	57
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$9,417,000	36
Income earned, not collected on loans	$196,292,000	41
Earning assets	$37,832,272,000	40
Long-term assets (5+ years)	$19,952,731,000	18
Average Assets, year-to-date	$44,416,979,750	37
Average Assets, quarterly	$46,136,213,000	39
Volatile liabilities	$6,987,004,000	72
Insider loans	$1,091,000	4,067
FHLB advances	$13,638,612,000	6
Loans and leases held for sale	$881,812,000	29
Unused loan commitments	$8,351,952,000	76
Tier 1 (core) risk-based capital	$2,480,681,000	48
Tier 2 risk-based capital	$790,996,000	38
Total risk weighted assets	$28,959,111,000	42
Total unused commitments	$8,351,952,000	76
Derivatives	$15,260,819,000	35
2006-06-30		Rank
# of Employees:	5,650	46
Assets and Liabilities
Total Assets:	$45,903,254,000	37
Cash and due from depository institutions	$891,158,000	46
Interest-bearing balances	$24,264,000	205
Securities	$5,350,431,000	52
Federal funds sold & reverse repurchase agreements	$50,000,000	257
Net loans & leases	$31,537,851,000	36
Loan loss allowance	$222,841,000	47
Trading account assets	$24,015,000	71
Bank premises and fixed assets	$261,417,000	55
Other real estate owned	$74,760,000	46
Goodwill and other intangibles	$5,600,380,000	15
All other assets	$2,113,242,000	37
Life insurance assets	$166,585,000	58
Total liabilities and capital	$45,903,254,000	37
Total liabilities	$37,987,555,000	37
Total deposits	$22,002,996,000	46
Interest-bearing deposits	$18,487,068,000	45
Deposits held in domestic offices	$21,917,543,000	43
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$575,027,000	129
Trading liabilities	$14,431,000	42
Other borrowed funds	$13,254,722,000	16
Subordinated debt	$627,831,000	35
All other liabilities	$1,512,548,000	33
Total equity capital	$7,915,699,000	22
Total bank equity capital	$7,915,699,000	22
Perpetual preferred stock	$0	119
Common stock	$0	8,039
Surplus	$7,251,466,000	18
Undivided profits	$664,233,000	83
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$91,755,000	66
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$4,658,000	54
Income earned, not collected on loans	$183,655,000	42
Earning assets	$36,962,546,000	38
Long-term assets (5+ years)	$19,431,604,000	15
Average Assets, year-to-date	$43,766,249,000	37
Average Assets, quarterly	$44,950,775,500	36
Volatile liabilities	$7,466,379,000	68
Insider loans	$1,163,000	3,944
FHLB advances	$11,079,652,000	7
Loans and leases held for sale	$1,015,156,000	29
Unused loan commitments	$8,705,159,000	77
Tier 1 (core) risk-based capital	$2,391,202,000	49
Tier 2 risk-based capital	$788,977,000	38
Total risk weighted assets	$28,905,302,000	41
Total unused commitments	$8,705,159,000	77
Derivatives	$15,080,835,000	35
2006-03-31		Rank
# of Employees:	5,621	46
Assets and Liabilities
Total Assets:	$43,998,297,000	36
Cash and due from depository institutions	$559,113,000	46
Interest-bearing balances	$25,792,000	222
Securities	$5,491,784,000	50
Federal funds sold & reverse repurchase agreements	$0	6,312
Net loans & leases	$30,134,214,000	35
Loan loss allowance	$221,184,000	46
Trading account assets	$14,011,000	84
Bank premises and fixed assets	$374,869,000	42
Other real estate owned	$76,197,000	46
Goodwill and other intangibles	$5,644,759,000	14
All other assets	$1,703,350,000	42
Life insurance assets	$168,813,000	57
Total liabilities and capital	$43,998,297,000	36
Total liabilities	$36,197,298,000	37
Total deposits	$20,687,568,000	47
Interest-bearing deposits	$17,249,754,000	47
Deposits held in domestic offices	$20,629,183,000	44
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$535,466,000	128
Trading liabilities	$6,862,000	48
Other borrowed funds	$13,004,190,000	16
Subordinated debt	$629,124,000	34
All other liabilities	$1,334,088,000	39
Total equity capital	$7,800,999,000	23
Total bank equity capital	$7,800,999,000	23
Perpetual preferred stock	$0	120
Common stock	$0	8,045
Surplus	$7,270,966,000	18
Undivided profits	$530,033,000	99
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$121,023,000	56
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$6,818,000	42
Income earned, not collected on loans	$172,504,000	42
Earning assets	$35,651,790,000	38
Long-term assets (5+ years)	$18,808,515,000	17
Average Assets, year-to-date	$42,697,746,500	37
Average Assets, quarterly	$42,697,746,500	37
Volatile liabilities	$6,317,176,000	73
Insider loans	$1,214,000	3,809
FHLB advances	$12,806,265,000	6
Loans and leases held for sale	$1,082,202,000	28
Unused loan commitments	$8,350,698,000	77
Tier 1 (core) risk-based capital	$2,286,999,000	49
Tier 2 risk-based capital	$785,764,000	37
Total risk weighted assets	$27,544,359,000	43
Total unused commitments	$8,350,698,000	78
Derivatives	$13,296,888,000	34
2005-12-31		Rank
# of Employees:	5,783	45
Assets and Liabilities
Total Assets:	$41,397,196,000	37
Cash and due from depository institutions	$643,601,000	45
Interest-bearing balances	$21,447,000	242
Securities	$4,751,449,000	55
Federal funds sold & reverse repurchase agreements	$0	6,145
Net loans & leases	$27,601,990,000	37
Loan loss allowance	$217,537,000	47
Trading account assets	$8,343,000	87
Bank premises and fixed assets	$385,919,000	37
Other real estate owned	$77,776,000	45
Goodwill and other intangibles	$5,646,666,000	12
All other assets	$2,281,452,000	29
Life insurance assets	$0	351
Total liabilities and capital	$41,397,196,000	37
Total liabilities	$33,883,362,000	37
Total deposits	$20,321,114,000	47
Interest-bearing deposits	$17,069,748,000	44
Deposits held in domestic offices	$20,319,555,000	43
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$224,192,000	201
Trading liabilities	$2,888,000	55
Other borrowed funds	$11,556,847,000	18
Subordinated debt	$630,417,000	32
All other liabilities	$1,147,904,000	39
Total equity capital	$7,513,834,000	22
Total bank equity capital	$7,513,834,000	22
Perpetual preferred stock	$0	122
Common stock	$0	8,078
Surplus	$7,081,378,000	16
Undivided profits	$432,456,000	112
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$103,407,000	63
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,506,000	93
Income earned, not collected on loans	$161,984,000	45
Earning assets	$32,374,886,000	40
Long-term assets (5+ years)	$17,024,482,000	19
Average Assets, year-to-date	$45,576,557,000	34
Average Assets, quarterly	$41,505,691,000	37
Volatile liabilities	$6,582,704,000	73
Insider loans	$818,000	4,595
FHLB advances	$11,115,231,000	7
Loans and leases held for sale	$1,202,543,000	31
Unused loan commitments	$7,088,314,000	79
Tier 1 (core) risk-based capital	$2,025,503,000	55
Tier 2 risk-based capital	$820,332,000	34
Total risk weighted assets	$25,179,112,000	46
Total unused commitments	$7,088,314,000	80
Derivatives	$11,999,503,000	36
2005-09-30		Rank
# of Employees:	6,213	45
Assets and Liabilities
Total Assets:	$41,614,186,000	36
Cash and due from depository institutions	$1,112,566,000	45
Interest-bearing balances	$49,589,000	113
Securities	$4,474,554,000	55
Federal funds sold & reverse repurchase agreements	$0	5,951
Net loans & leases	$27,361,838,000	37
Loan loss allowance	$232,710,000	48
Trading account assets	$0	146
Bank premises and fixed assets	$369,980,000	38
Other real estate owned	$35,427,000	45
Goodwill and other intangibles	$5,705,592,000	12
All other assets	$2,554,229,000	29
Life insurance assets	$0	341
Total liabilities and capital	$41,614,186,000	36
Total liabilities	$34,161,119,000	38
Total deposits	$19,935,408,000	45
Interest-bearing deposits	$16,657,259,000	43
Deposits held in domestic offices	$19,935,408,000	41
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$684,629,000	111
Trading liabilities	$0	63
Other borrowed funds	$11,474,451,000	18
Subordinated debt	$631,711,000	29
All other liabilities	$1,434,920,000	33
Total equity capital	$7,453,067,000	21
Total bank equity capital	$7,453,067,000	21
Perpetual preferred stock	$0	120
Common stock	$0	8,097
Surplus	$7,081,378,000	15
Undivided profits	$371,689,000	124
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$76,690,000	68
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,250,000	100
Income earned, not collected on loans	$149,932,000	44
Earning assets	$31,885,981,000	40
Long-term assets (5+ years)	$15,931,720,000	19
Average Assets, year-to-date	$46,621,397,250	33
Average Assets, quarterly	$41,274,107,000	36
Volatile liabilities	$6,140,160,000	75
Insider loans	$889,000	4,391
FHLB advances	$11,439,010,000	7
Loans and leases held for sale	$1,567,134,000	22
Unused loan commitments	$7,053,814,000	78
Tier 1 (core) risk-based capital	$1,876,022,000	62
Tier 2 risk-based capital	$832,715,000	30
Total risk weighted assets	$25,466,187,000	43
Total unused commitments	$7,053,814,000	79
Derivatives	$11,966,823,000	35
2005-06-30		Rank
# of Employees:	6,922	41
Assets and Liabilities
Total Assets:	$40,934,028,000	36
Cash and due from depository institutions	$1,082,764,000	41
Interest-bearing balances	$10,742,000	507
Securities	$4,393,563,000	55
Federal funds sold & reverse repurchase agreements	$170,000,000	93
Net loans & leases	$26,325,120,000	37
Loan loss allowance	$230,805,000	47
Trading account assets	$0	148
Bank premises and fixed assets	$387,233,000	33
Other real estate owned	$33,948,000	41
Goodwill and other intangibles	$5,692,588,000	12
All other assets	$2,848,812,000	26
Life insurance assets	$0	339
Total liabilities and capital	$40,934,028,000	36
Total liabilities	$33,541,898,000	39
Total deposits	$20,320,519,000	44
Interest-bearing deposits	$16,567,734,000	41
Deposits held in domestic offices	$20,320,519,000	41
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$513,489,000	136
Trading liabilities	$0	65
Other borrowed funds	$10,430,754,000	22
Subordinated debt	$633,004,000	29
All other liabilities	$1,644,132,000	32
Total equity capital	$7,392,130,000	21
Total bank equity capital	$7,392,130,000	21
Perpetual preferred stock	$0	118
Common stock	$0	8,105
Surplus	$7,081,378,000	15
Undivided profits	$310,752,000	142
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$93,085,000	58
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$8,020,000	37
Income earned, not collected on loans	$138,222,000	42
Earning assets	$30,899,425,000	39
Long-term assets (5+ years)	$15,726,626,000	18
Average Assets, year-to-date	$48,290,467,670	33
Average Assets, quarterly	$46,989,112,000	33
Volatile liabilities	$2,947,680,000	117
Insider loans	$1,477,000	3,350
FHLB advances	$10,383,493,000	7
Loans and leases held for sale	$1,199,162,000	23
Unused loan commitments	$7,926,436,000	72
Tier 1 (core) risk-based capital	$1,854,693,000	61
Tier 2 risk-based capital	$830,805,000	30
Total risk weighted assets	$24,517,987,000	42
Total unused commitments	$7,926,436,000	73
Derivatives	$11,585,282,000	37
2005-03-31		Rank
# of Employees:	8,465	34
Assets and Liabilities
Total Assets:	$53,044,196,000	29
Cash and due from depository institutions	$767,193,000	34
Interest-bearing balances	$24,059,000	224
Securities	$6,458,717,000	50
Federal funds sold & reverse repurchase agreements	$0	6,340
Net loans & leases	$34,084,296,000	27
Loan loss allowance	$327,744,000	37
Trading account assets	$0	148
Bank premises and fixed assets	$438,643,000	32
Other real estate owned	$34,751,000	34
Goodwill and other intangibles	$8,511,068,000	10
All other assets	$2,749,528,000	31
Life insurance assets	$0	333
Total liabilities and capital	$53,044,196,000	29
Total liabilities	$42,226,212,000	33
Total deposits	$28,787,089,000	33
Interest-bearing deposits	$24,696,992,000	32
Deposits held in domestic offices	$28,787,089,000	30
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$744,790,000	109
Trading liabilities	$0	65
Other borrowed funds	$10,388,513,000	21
Subordinated debt	$634,297,000	30
All other liabilities	$1,671,523,000	32
Total equity capital	$10,817,984,000	15
Total bank equity capital	$10,817,984,000	15
Perpetual preferred stock	$0	120
Common stock	$0	8,166
Surplus	$10,578,378,000	12
Undivided profits	$239,606,000	162
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$182,372,000	41
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$5,344,000	47
Income earned, not collected on loans	$165,834,000	38
Earning assets	$40,567,072,000	35
Long-term assets (5+ years)	$23,499,515,000	13
Average Assets, year-to-date	$51,968,687,500	29
Average Assets, quarterly	$51,968,687,500	29
Volatile liabilities	$4,506,201,000	91
Insider loans	$1,892,000	2,852
FHLB advances	$10,313,908,000	7
Loans and leases held for sale	$1,297,026,000	21
Unused loan commitments	$7,878,632,000	73
Tier 1 (core) risk-based capital	$2,507,237,000	46
Tier 2 risk-based capital	$927,744,000	30
Total risk weighted assets	$32,273,356,000	34
Total unused commitments	$7,878,632,000	73
Derivatives	$9,153,827,000	38
2004-12-31		Rank
# of Employees:	8,128	35
Assets and Liabilities
Total Assets:	$50,893,179,000	29
Cash and due from depository institutions	$1,024,035,000	35
Interest-bearing balances	$26,014,000	203
Securities	$4,937,799,000	57
Federal funds sold & reverse repurchase agreements	$400,000,000	66
Net loans & leases	$33,019,263,000	29
Loan loss allowance	$339,371,000	39
Trading account assets	$0	153
Bank premises and fixed assets	$420,932,000	34
Other real estate owned	$35,293,000	35
Goodwill and other intangibles	$8,529,420,000	11
All other assets	$2,526,437,000	28
Life insurance assets	$0	334
Total liabilities and capital	$50,893,179,000	29
Total liabilities	$40,147,139,000	33
Total deposits	$28,473,605,000	31
Interest-bearing deposits	$24,477,261,000	29
Deposits held in domestic offices	$28,473,605,000	29
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$128,847,000	251
Trading liabilities	$0	66
Other borrowed funds	$8,742,343,000	25
Subordinated debt	$635,294,000	29
All other liabilities	$2,167,050,000	25
Total equity capital	$10,746,040,000	16
Total bank equity capital	$10,746,040,000	16
Perpetual preferred stock	$0	118
Common stock	$0	8,205
Surplus	$10,578,378,000	13
Undivided profits	$167,662,000	214
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$109,282,000	62
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$127,000	679
Income earned, not collected on loans	$152,588,000	38
Earning assets	$38,383,076,000	34
Long-term assets (5+ years)	$20,546,844,000	12
Average Assets, year-to-date	$45,610,162,800	31
Average Assets, quarterly	$50,714,020,500	29
Volatile liabilities	$2,562,150,000	128
Insider loans	$1,499,000	3,331
FHLB advances	$8,534,759,000	7
Loans and leases held for sale	$640,089,000	31
Unused loan commitments	$7,873,470,000	73
Tier 1 (core) risk-based capital	$2,420,886,000	47
Tier 2 risk-based capital	$939,371,000	29
Total risk weighted assets	$31,801,223,000	34
Total unused commitments	$7,873,470,000	75
Derivatives	$8,601,003,000	42
2004-09-30		Rank
# of Employees:	8,208	38
Assets and Liabilities
Total Assets:	$50,534,862,000	31
Cash and due from depository institutions	$596,846,000	38
Interest-bearing balances	$15,006,000	406
Securities	$222,703,000	610
Federal funds sold & reverse repurchase agreements	$0	5,928
Net loans & leases	$33,996,948,000	31
Loan loss allowance	$346,776,000	39
Trading account assets	$0	149
Bank premises and fixed assets	$420,624,000	34
Other real estate owned	$41,294,000	38
Goodwill and other intangibles	$8,272,597,000	10
All other assets	$6,983,850,000	12
Life insurance assets	$0	330
Total liabilities and capital	$50,534,862,000	31
Total liabilities	$39,916,935,000	34
Total deposits	$28,834,885,000	30
Interest-bearing deposits	$25,043,268,000	29
Deposits held in domestic offices	$28,834,885,000	29
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,678
Trading liabilities	$0	68
Other borrowed funds	$9,507,058,000	25
Subordinated debt	$637,594,000	30
All other liabilities	$937,398,000	49
Total equity capital	$10,617,927,000	15
Total bank equity capital	$10,617,927,000	15
Perpetual preferred stock	$0	124
Common stock	$0	8,249
Surplus	$10,575,117,000	13
Undivided profits	$42,810,000	778
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$112,707,000	68
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,541,000	78
Income earned, not collected on loans	$202,501,000	28
Earning assets	$34,234,657,000	38
Long-term assets (5+ years)	$16,593,556,000	20
Average Assets, year-to-date	$44,289,408,750	33
Average Assets, quarterly	$46,558,653,500	33
Volatile liabilities	$3,136,654,000	113
Insider loans	$1,194,000	3,718
FHLB advances	$9,306,573,000	7
Loans and leases held for sale	$888,493,000	31
Unused loan commitments	$8,589,735,000	74
Tier 1 (core) risk-based capital	$2,443,907,000	47
Tier 2 risk-based capital	$946,776,000	29
Total risk weighted assets	$33,321,211,000	36
Total unused commitments	$8,589,735,000	74
Derivatives	$9,450,619,000	36
2004-06-30		Rank
# of Employees:	7,977	38
Assets and Liabilities
Total Assets:	$42,582,445,000	34
Cash and due from depository institutions	$590,822,000	38
Interest-bearing balances	$17,058,000	356
Securities	$6,185,077,000	50
Federal funds sold & reverse repurchase agreements	$0	5,884
Net loans & leases	$32,658,445,000	30
Loan loss allowance	$374,236,000	36
Trading account assets	$0	153
Bank premises and fixed assets	$412,932,000	35
Other real estate owned	$45,095,000	38
Goodwill and other intangibles	$606,811,000	47
All other assets	$2,083,263,000	36
Life insurance assets	$0	323
Total liabilities and capital	$42,582,445,000	34
Total liabilities	$39,527,260,000	33
Total deposits	$27,609,168,000	32
Interest-bearing deposits	$23,774,470,000	28
Deposits held in domestic offices	$27,609,168,000	29
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,295,000	1,464
Trading liabilities	$0	69
Other borrowed funds	$10,173,139,000	21
Subordinated debt	$623,780,000	31
All other liabilities	$1,114,878,000	41
Total equity capital	$3,055,185,000	52
Total bank equity capital	$3,055,185,000	52
Perpetual preferred stock	$0	126
Common stock	$0	8,301
Surplus	$1,809,841,000	40
Undivided profits	$1,245,344,000	45
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$248,507,000	31
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,720,000	121
Income earned, not collected on loans	$133,279,000	43
Earning assets	$38,860,580,000	34
Long-term assets (5+ years)	$21,490,711,000	14
Average Assets, year-to-date	$42,207,591,000	34
Average Assets, quarterly	$41,961,984,500	34
Volatile liabilities	$6,223,481,000	73
Insider loans	$2,415,000	2,322
FHLB advances	$9,970,593,000	5
Loans and leases held for sale	$284,400,000	51
Unused loan commitments	$8,009,035,000	74
Tier 1 (core) risk-based capital	$2,638,097,000	44
Tier 2 risk-based capital	$972,564,000	29
Total risk weighted assets	$32,534,475,000	36
Total unused commitments	$8,009,035,000	74
Derivatives	$7,291,319,000	43
2004-03-31		Rank
# of Employees:	7,843	40
Assets and Liabilities
Total Assets:	$41,341,524,000	34
Cash and due from depository institutions	$552,327,000	40
Interest-bearing balances	$14,811,000	501
Securities	$7,922,854,000	38
Federal funds sold & reverse repurchase agreements	$0	6,767
Net loans & leases	$29,832,243,000	31
Loan loss allowance	$384,842,000	35
Trading account assets	$0	144
Bank premises and fixed assets	$397,192,000	35
Other real estate owned	$45,904,000	40
Goodwill and other intangibles	$561,083,000	44
All other assets	$2,029,921,000	40
Life insurance assets	$0	322
Total liabilities and capital	$41,341,524,000	34
Total liabilities	$38,382,177,000	34
Total deposits	$27,350,501,000	31
Interest-bearing deposits	$23,581,785,000	28
Deposits held in domestic offices	$27,350,501,000	29
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$348,738,000	160
Trading liabilities	$0	70
Other borrowed funds	$8,864,568,000	25
Subordinated debt	$598,275,000	37
All other liabilities	$1,220,095,000	37
Total equity capital	$2,959,347,000	51
Total bank equity capital	$2,959,347,000	51
Perpetual preferred stock	$0	129
Common stock	$0	8,335
Surplus	$1,802,192,000	38
Undivided profits	$1,157,155,000	55
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$212,008,000	41
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,726,000	123
Income earned, not collected on loans	$131,415,000	46
Earning assets	$37,769,908,000	33
Long-term assets (5+ years)	$20,683,933,000	15
Average Assets, year-to-date	$42,020,164,000	34
Average Assets, quarterly	$42,020,164,000	34
Volatile liabilities	$5,736,183,000	78
Insider loans	$1,834,000	2,812
FHLB advances	$8,661,607,000	6
Loans and leases held for sale	$132,507,000	68
Unused loan commitments	$8,162,036,000	73
Tier 1 (core) risk-based capital	$2,483,438,000	46
Tier 2 risk-based capital	$983,911,000	29
Total risk weighted assets	$31,101,701,000	36
Total unused commitments	$8,162,036,000	74
Derivatives	$7,349,605,000	43
2003-12-31		Rank
# of Employees:	7,804	38
Assets and Liabilities
Total Assets:	$42,698,804,000	34
Cash and due from depository institutions	$539,696,000	38
Interest-bearing balances	$16,856,000	377
Securities	$10,722,184,000	25
Federal funds sold & reverse repurchase agreements	$0	6,359
Net loans & leases	$28,299,709,000	34
Loan loss allowance	$383,733,000	36
Trading account assets	$0	168
Bank premises and fixed assets	$384,192,000	36
Other real estate owned	$46,409,000	38
Goodwill and other intangibles	$584,400,000	43
All other assets	$2,122,214,000	36
Life insurance assets	$0	1
Total liabilities and capital	$42,698,804,000	34
Total liabilities	$39,798,305,000	32
Total deposits	$27,597,405,000	31
Interest-bearing deposits	$24,752,735,000	25
Deposits held in domestic offices	$27,597,405,000	29
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$226,685,000	193
Trading liabilities	$0	72
Other borrowed funds	$10,062,051,000	21
Subordinated debt	$738,222,000	32
All other liabilities	$1,173,942,000	38
Total equity capital	$2,900,499,000	52
Total bank equity capital	$2,900,499,000	52
Perpetual preferred stock	$0	131
Common stock	$0	8,396
Surplus	$1,790,390,000	36
Undivided profits	$1,110,109,000	52
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$217,680,000	45
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,675,000	71
Income earned, not collected on loans	$140,860,000	41
Earning assets	$39,038,749,000	32
Long-term assets (5+ years)	$22,273,971,000	13
Average Assets, year-to-date	$43,400,073,000	32
Average Assets, quarterly	$43,031,847,000	34
Volatile liabilities	$4,274,207,000	92
Insider loans	$1,554,000	3,133
FHLB advances	$9,847,293,000	4
Loans and leases held for sale	$120,431,000	71
Unused loan commitments	$7,047,835,000	76
Tier 1 (core) risk-based capital	$2,409,716,000	47
Tier 2 risk-based capital	$1,122,310,000	28
Total risk weighted assets	$30,591,359,000	36
Total unused commitments	$7,047,835,000	76
Derivatives	$7,059,604,000	43
2003-09-30		Rank
# of Employees:	7,765	39
Assets and Liabilities
Total Assets:	$43,364,890,000	34
Cash and due from depository institutions	$556,400,000	39
Interest-bearing balances	$9,778,000	788
Securities	$11,641,321,000	20
Federal funds sold & reverse repurchase agreements	$0	6,602
Net loans & leases	$28,077,291,000	34
Loan loss allowance	$389,355,000	35
Trading account assets	$0	165
Bank premises and fixed assets	$372,750,000	36
Other real estate owned	$53,694,000	39
Goodwill and other intangibles	$581,496,000	42
All other assets	$2,081,938,000	39
Life insurance assets	$0	1
Total liabilities and capital	$43,364,890,000	34
Total liabilities	$40,418,725,000	33
Total deposits	$28,411,432,000	29
Interest-bearing deposits	$25,365,589,000	25
Deposits held in domestic offices	$28,411,432,000	27
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$18,321,000	772
Trading liabilities	$0	72
Other borrowed funds	$10,036,613,000	19
Subordinated debt	$738,169,000	29
All other liabilities	$1,214,190,000	41
Total equity capital	$2,946,165,000	45
Total bank equity capital	$2,946,165,000	45
Perpetual preferred stock	$0	137
Common stock	$0	8,445
Surplus	$1,785,002,000	36
Undivided profits	$1,161,163,000	48
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$193,354,000	48
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,457,000	155
Income earned, not collected on loans	$146,443,000	39
Earning assets	$39,728,390,000	31
Long-term assets (5+ years)	$23,117,312,000	14
Average Assets, year-to-date	$43,575,390,250	31
Average Assets, quarterly	$43,827,965,000	33
Volatile liabilities	$4,152,260,000	87
Insider loans	$1,783,000	2,828
FHLB advances	$9,820,184,000	4
Loans and leases held for sale	$296,078,000	56
Unused loan commitments	$7,493,790,000	72
Tier 1 (core) risk-based capital	$2,371,535,000	46
Tier 2 risk-based capital	$1,116,636,000	26
Total risk weighted assets	$30,189,762,000	35
Total unused commitments	$7,493,790,000	72
Derivatives	$6,991,242,000	44
2003-06-30		Rank
# of Employees:	7,486	43
Assets and Liabilities
Total Assets:	$43,621,972,000	33
Cash and due from depository institutions	$535,114,000	43
Interest-bearing balances	$11,267,000	739
Securities	$14,894,808,000	16
Federal funds sold & reverse repurchase agreements	$10,000,000	1,581
Net loans & leases	$25,207,875,000	36
Loan loss allowance	$371,445,000	36
Trading account assets	$0	170
Bank premises and fixed assets	$345,741,000	38
Other real estate owned	$52,904,000	43
Goodwill and other intangibles	$498,524,000	43
All other assets	$2,077,006,000	38
Life insurance assets	$0	1
Total liabilities and capital	$43,621,972,000	33
Total liabilities	$40,662,522,000	32
Total deposits	$27,867,775,000	30
Interest-bearing deposits	$24,927,836,000	25
Deposits held in domestic offices	$27,867,775,000	27
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$43,845,000	453
Trading liabilities	$0	74
Other borrowed funds	$10,729,799,000	15
Subordinated debt	$738,116,000	29
All other liabilities	$1,282,987,000	37
Total equity capital	$2,959,450,000	43
Total bank equity capital	$2,959,450,000	43
Perpetual preferred stock	$0	140
Common stock	$0	8,468
Surplus	$1,691,534,000	37
Undivided profits	$1,267,916,000	47
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$200,425,000	48
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,318,000	165
Income earned, not collected on loans	$150,439,000	40
Earning assets	$40,123,950,000	31
Long-term assets (5+ years)	$24,158,082,000	12
Average Assets, year-to-date	$43,002,176,670	31
Average Assets, quarterly	$43,482,185,000	31
Volatile liabilities	$4,440,774,000	83
Insider loans	$1,785,000	2,807
FHLB advances	$10,503,853,000	3
Loans and leases held for sale	$362,270,000	64
Unused loan commitments	$8,083,703,000	73
Tier 1 (core) risk-based capital	$2,327,190,000	46
Tier 2 risk-based capital	$1,099,976,000	26
Total risk weighted assets	$28,835,428,000	36
Total unused commitments	$8,083,703,000	75
Derivatives	$7,179,209,000	44
2003-03-31		Rank
# of Employees:	7,198	42
Assets and Liabilities
Total Assets:	$43,342,398,000	30
Cash and due from depository institutions	$541,866,000	42
Interest-bearing balances	$11,190,000	763
Securities	$13,477,027,000	17
Federal funds sold & reverse repurchase agreements	$1,350,000,000	38
Net loans & leases	$25,029,394,000	36
Loan loss allowance	$355,926,000	37
Trading account assets	$0	169
Bank premises and fixed assets	$334,681,000	38
Other real estate owned	$52,958,000	42
Goodwill and other intangibles	$526,583,000	42
All other assets	$2,029,889,000	38
Life insurance assets	$0	1
Total liabilities and capital	$43,342,398,000	30
Total liabilities	$40,396,342,000	30
Total deposits	$27,758,239,000	27
Interest-bearing deposits	$25,073,486,000	24
Deposits held in domestic offices	$27,758,239,000	24
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$10,164,000	988
Trading liabilities	$0	79
Other borrowed funds	$10,667,703,000	17
Subordinated debt	$738,063,000	29
All other liabilities	$1,222,173,000	39
Total equity capital	$2,946,056,000	43
Total bank equity capital	$2,946,056,000	43
Perpetual preferred stock	$0	141
Common stock	$0	8,511
Surplus	$1,687,862,000	36
Undivided profits	$1,258,194,000	44
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$214,504,000	49
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,749,000	91
Income earned, not collected on loans	$149,547,000	39
Earning assets	$39,867,611,000	28
Long-term assets (5+ years)	$23,150,164,000	11
Average Assets, year-to-date	$42,692,279,000	31
Average Assets, quarterly	$42,692,279,000	31
Volatile liabilities	$5,140,681,000	71
Insider loans	$1,006,000	3,931
FHLB advances	$10,446,630,000	4
Loans and leases held for sale	$291,729,000	64
Unused loan commitments	$7,554,711,000	72
Tier 1 (core) risk-based capital	$2,308,430,000	43
Tier 2 risk-based capital	$1,089,356,000	25
Total risk weighted assets	$27,970,447,000	34
Total unused commitments	$7,554,711,000	73
Derivatives	$4,639,209,000	50
2002-12-31		Rank
# of Employees:	6,997	43
Assets and Liabilities
Total Assets:	$42,042,160,000	31
Cash and due from depository institutions	$517,975,000	43
Interest-bearing balances	$2,913,000	1,998
Securities	$12,293,126,000	18
Federal funds sold & reverse repurchase agreements	$0	6,991
Net loans & leases	$26,202,572,000	32
Loan loss allowance	$328,017,000	39
Trading account assets	$0	170
Bank premises and fixed assets	$338,274,000	37
Other real estate owned	$52,922,000	43
Goodwill and other intangibles	$524,550,000	40
All other assets	$2,112,741,000	35
Life insurance assets	$0	1
Total liabilities and capital	$42,042,160,000	31
Total liabilities	$39,373,342,000	30
Total deposits	$27,919,452,000	26
Interest-bearing deposits	$25,436,656,000	24
Deposits held in domestic offices	$27,919,452,000	24
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$340,053,000	165
Trading liabilities	$0	75
Other borrowed funds	$9,266,122,000	20
Subordinated debt	$738,010,000	24
All other liabilities	$1,109,705,000	41
Total equity capital	$2,668,818,000	46
Total bank equity capital	$2,668,818,000	46
Perpetual preferred stock	$0	142
Common stock	$0	8,549
Surplus	$1,608,569,000	36
Undivided profits	$1,060,249,000	50
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$208,142,000	48
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$3,195,000	72
Income earned, not collected on loans	$154,645,000	36
Earning assets	$38,498,611,000	29
Long-term assets (5+ years)	$23,644,090,000	10
Average Assets, year-to-date	$39,596,431,000	31
Average Assets, quarterly	$41,016,828,000	31
Volatile liabilities	$4,966,583,000	75
Insider loans	$2,237,000	2,312
FHLB advances	$9,037,925,000	5
Loans and leases held for sale	$351,892,000	61
Unused loan commitments	$7,026,394,000	73
Tier 1 (core) risk-based capital	$2,091,614,000	48
Tier 2 risk-based capital	$1,066,027,000	23
Total risk weighted assets	$27,738,461,000	34
Total unused commitments	$7,026,394,000	74
Derivatives	$4,169,209,000	50
2001-12-31		Rank
# of Employees:	6,850	42
Assets and Liabilities
Total Assets:	$38,165,417,000	33
Cash and due from depository institutions	$500,946,000	42
Interest-bearing balances	$29,456,000	224
Securities	$8,969,487,000	22
Federal funds sold & reverse repurchase agreements	$35,000,000	416
Net loans & leases	$25,746,804,000	30
Loan loss allowance	$243,168,000	51
Trading account assets	$0	182
Bank premises and fixed assets	$352,231,000	36
Other real estate owned	$30,203,000	42
Goodwill and other intangibles	$489,763,000	43
All other assets	$2,040,983,000	36
Life insurance assets	$0	1
Total liabilities and capital	$38,165,417,000	33
Total liabilities	$35,822,132,000	31
Total deposits	$25,235,255,000	28
Interest-bearing deposits	$23,527,968,000	25
Deposits held in domestic offices	$25,235,255,000	26
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$326,884,000	170
Trading liabilities	$0	69
Other borrowed funds	$8,892,262,000	22
Subordinated debt	$530,000,000	32
All other liabilities	$837,731,000	45
Total equity capital	$2,343,285,000	48
Total bank equity capital	$2,343,285,000	48
Perpetual preferred stock	$0	158
Common stock	$3,919,000	976
Surplus	$1,316,218,000	42
Undivided profits	$1,023,148,000	49
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$193,458,000	53
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$119,965,000	51
Earning assets	$34,780,747,000	27
Long-term assets (5+ years)	$0	8,482
Average Assets, year-to-date	$35,293,305,600	35
Average Assets, quarterly	$37,671,779,500	33
Volatile liabilities	$15,047,336,000	29
Insider loans	$5,429,000	879
FHLB advances	$8,657,223,000	4
Loans and leases held for sale	$0	1,749
Unused loan commitments	$7,196,739,000	77
Tier 1 (core) risk-based capital	$1,910,830,000	50
Tier 2 risk-based capital	$773,168,000	29
Total risk weighted assets	$26,573,201,000	35
Total unused commitments	$7,196,739,000	79
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	6,573	46
Assets and Liabilities
Total Assets:	$32,953,855,000	40
Cash and due from depository institutions	$548,935,000	46
Interest-bearing balances	$1,642,000	1,886
Securities	$5,915,083,000	38
Federal funds sold & reverse repurchase agreements	$0	7,010
Net loans & leases	$24,020,083,000	32
Loan loss allowance	$173,469,000	66
Trading account assets	$0	175
Bank premises and fixed assets	$323,849,000	39
Other real estate owned	$16,519,000	46
Goodwill and other intangibles	$295,169,000	57
All other assets	$1,834,217,000	29
Life insurance assets	$0	1
Total liabilities and capital	$32,953,855,000	40
Total liabilities	$31,067,578,000	37
Total deposits	$19,566,138,000	38
Interest-bearing deposits	$18,146,009,000	34
Deposits held in domestic offices	$19,566,138,000	32
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$461,408,000	139
Trading liabilities	$0	77
Other borrowed funds	$9,856,861,000	18
Subordinated debt	$530,000,000	31
All other liabilities	$653,171,000	53
Total equity capital	$1,886,277,000	53
Total bank equity capital	$1,886,277,000	53
Perpetual preferred stock	$0	178
Common stock	$3,919,000	980
Surplus	$950,558,000	51
Undivided profits	$931,800,000	48
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$159,731,000	53
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$123,553,000	50
Earning assets	$29,936,808,000	37
Long-term assets (5+ years)	$0	8,706
Average Assets, year-to-date	$32,072,575,200	38
Average Assets, quarterly	$32,837,016,500	40
Volatile liabilities	$13,805,198,000	32
Insider loans	$5,509,000	853
FHLB advances	$9,636,263,000	4
Loans and leases held for sale	$0	1,442
Unused loan commitments	$5,016,667,000	93
Tier 1 (core) risk-based capital	$1,673,360,000	52
Tier 2 risk-based capital	$703,469,000	32
Total risk weighted assets	$23,232,292,000	44
Total unused commitments	$5,016,667,000	93
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	7,055	40
Assets and Liabilities
Total Assets:	$31,953,905,000	33
Cash and due from depository institutions	$697,331,000	40
Interest-bearing balances	$7,781,000	533
Securities	$6,448,554,000	30
Federal funds sold & reverse repurchase agreements	$0	6,825
Net loans & leases	$22,301,906,000	29
Loan loss allowance	$180,685,000	56
Trading account assets	$0	165
Bank premises and fixed assets	$317,022,000	36
Other real estate owned	$15,491,000	40
Goodwill and other intangibles	$309,977,000	54
All other assets	$1,863,624,000	25
Life insurance assets	$0	1
Total liabilities and capital	$31,953,905,000	33
Total liabilities	$30,153,541,000	32
Total deposits	$19,194,552,000	34
Interest-bearing deposits	$17,741,001,000	29
Deposits held in domestic offices	$19,194,552,000	27
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$503,698,000	139
Trading liabilities	$0	65
Other borrowed funds	$9,380,391,000	17
Subordinated debt	$330,000,000	39
All other liabilities	$744,900,000	44
Total equity capital	$1,800,364,000	54
Total bank equity capital	$1,800,364,000	54
Perpetual preferred stock	$0	193
Common stock	$3,919,000	991
Surplus	$904,976,000	48
Undivided profits	$891,469,000	44
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$116,440,000	50
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$111,018,000	43
Earning assets	$28,758,241,000	33
Long-term assets (5+ years)	$0	8,976
Average Assets, year-to-date	$30,969,202,600	32
Average Assets, quarterly	$31,843,367,000	33
Volatile liabilities	$12,444,802,000	33
Insider loans	$6,797,000	668
FHLB advances	$9,226,135,000	4
Loans and leases held for sale	$0	1,487
Unused loan commitments	$3,812,464,000	105
Tier 1 (core) risk-based capital	$1,605,506,000	51
Tier 2 risk-based capital	$509,814,000	42
Total risk weighted assets	$21,141,937,000	41
Total unused commitments	$3,812,464,000	105
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	5,741	52
Assets and Liabilities
Total Assets:	$24,167,047,000	42
Cash and due from depository institutions	$328,447,000	52
Interest-bearing balances	$21,492,000	252
Securities	$4,971,146,000	41
Federal funds sold & reverse repurchase agreements	$65,000,000	264
Net loans & leases	$17,567,549,000	37
Loan loss allowance	$138,050,000	74
Trading account assets	$0	197
Bank premises and fixed assets	$210,797,000	55
Other real estate owned	$11,844,000	52
Goodwill and other intangibles	$214,164,000	65
All other assets	$798,100,000	47
Life insurance assets	$0	1
Total liabilities and capital	$24,167,047,000	42
Total liabilities	$22,760,490,000	41
Total deposits	$14,735,600,000	44
Interest-bearing deposits	$13,680,607,000	36
Deposits held in domestic offices	$14,735,600,000	38
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$994,991,000	88
Trading liabilities	$0	69
Other borrowed funds	$6,551,147,000	18
Subordinated debt	$0	255
All other liabilities	$478,752,000	61
Total equity capital	$1,406,557,000	66
Total bank equity capital	$1,406,557,000	66
Perpetual preferred stock	$0	199
Common stock	$1,000	9,342
Surplus	$617,643,000	70
Undivided profits	$788,913,000	50
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$104,042,000	63
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,642
Income earned, not collected on loans	$88,263,000	53
Earning assets	$22,625,187,000	40
Long-term assets (5+ years)	$0	9,173
Average Assets, year-to-date	$23,927,528,800	40
Average Assets, quarterly	$24,027,468,500	41
Volatile liabilities	$9,700,974,000	34
Insider loans	$3,907,000	1,092
FHLB advances	$6,186,105,000	4
Loans and leases held for sale	$0	1,681
Unused loan commitments	$2,864,426,000	123
Tier 1 (core) risk-based capital	$1,246,542,000	61
Tier 2 risk-based capital	$331,150,000	55
Total risk weighted assets	$15,749,796,000	51
Total unused commitments	$2,864,426,000	124
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	4,327	60
Assets and Liabilities
Total Assets:	$19,868,696,000	46
Cash and due from depository institutions	$228,372,000	60
Interest-bearing balances	$1,474,000	2,094
Securities	$5,862,036,000	21
Federal funds sold & reverse repurchase agreements	$25,000,000	526
Net loans & leases	$12,687,312,000	46
Loan loss allowance	$113,497,000	86
Trading account assets	$0	203
Bank premises and fixed assets	$158,499,000	66
Other real estate owned	$9,791,000	60
Goodwill and other intangibles	$177,550,000	65
All other assets	$720,136,000	46
Life insurance assets	$0	1
Total liabilities and capital	$19,868,696,000	46
Total liabilities	$18,644,738,000	46
Total deposits	$10,529,557,000	58
Interest-bearing deposits	$10,529,557,000	49
Deposits held in domestic offices	$10,529,557,000	50
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,168,024,000	41
Trading liabilities	$0	80
Other borrowed funds	$5,612,958,000	24
Subordinated debt	$0	260
All other liabilities	$334,199,000	63
Total equity capital	$1,223,958,000	66
Total bank equity capital	$1,223,958,000	66
Perpetual preferred stock	$0	223
Common stock	$0	9,968
Surplus	$539,096,000	65
Undivided profits	$684,862,000	56
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$55,471,000	100
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,731
Income earned, not collected on loans	$71,262,000	57
Earning assets	$18,575,822,000	44
Long-term assets (5+ years)	$0	9,550
Average Assets, year-to-date	$15,805,875,800	55
Average Assets, quarterly	$17,570,865,500	50
Volatile liabilities	$9,286,483,000	32
Insider loans	$2,339,000	1,797
FHLB advances	$5,370,493,000	5
Loans and leases held for sale	$0	1,579
Unused loan commitments	$1,731,165,000	155
Tier 1 (core) risk-based capital	$1,095,084,000	62
Tier 2 risk-based capital	$113,497,000	107
Total risk weighted assets	$12,055,739,000	57
Total unused commitments	$1,731,165,000	156
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	2,552	104
Assets and Liabilities
Total Assets:	$13,985,245,000	62
Cash and due from depository institutions	$153,561,000	104
Interest-bearing balances	$1,663,000	1,823
Securities	$4,946,267,000	22
Federal funds sold & reverse repurchase agreements	$118,000,000	166
Net loans & leases	$8,102,875,000	74
Loan loss allowance	$65,923,000	143
Trading account assets	$0	240
Bank premises and fixed assets	$114,145,000	95
Other real estate owned	$8,375,000	104
Goodwill and other intangibles	$70,470,000	108
All other assets	$471,552,000	59
Life insurance assets	$0	1
Total liabilities and capital	$13,985,245,000	62
Total liabilities	$13,212,250,000	58
Total deposits	$7,947,081,000	74
Interest-bearing deposits	$7,947,081,000	54
Deposits held in domestic offices	$7,947,081,000	68
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,586,228,000	60
Trading liabilities	$0	97
Other borrowed funds	$3,405,506,000	36
Subordinated debt	$0	298
All other liabilities	$273,435,000	70
Total equity capital	$772,995,000	94
Total bank equity capital	$772,995,000	94
Perpetual preferred stock	$0	250
Common stock	$1,000	10,221
Surplus	$227,758,000	139
Undivided profits	$545,236,000	65
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$20,121,000	256
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,832
Income earned, not collected on loans	$42,868,000	103
Earning assets	$13,168,805,000	55
Long-term assets (5+ years)	$0	9,965
Average Assets, year-to-date	$13,728,674,200	57
Average Assets, quarterly	$13,941,160,000	61
Volatile liabilities	$5,808,645,000	49
Insider loans	$2,479,000	1,731
FHLB advances	$3,194,326,000	10
Loans and leases held for sale	$0	1,560
Unused loan commitments	$880,197,000	217
Tier 1 (core) risk-based capital	$679,967,000	101
Tier 2 risk-based capital	$63,005,000	157
Total risk weighted assets	$6,988,497,000	100
Total unused commitments	$880,197,000	217
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	2,310	119
Assets and Liabilities
Total Assets:	$13,589,726,000	56
Cash and due from depository institutions	$190,641,000	119
Interest-bearing balances	$305,000	3,758
Securities	$5,869,800,000	19
Federal funds sold & reverse repurchase agreements	$345,000,000	85
Net loans & leases	$6,691,669,000	86
Loan loss allowance	$63,704,000	159
Trading account assets	$0	261
Bank premises and fixed assets	$84,079,000	125
Other real estate owned	$11,890,000	119
Goodwill and other intangibles	$4,309,000	561
All other assets	$392,338,000	64
Life insurance assets	$0	1
Total liabilities and capital	$13,589,726,000	56
Total liabilities	$12,774,908,000	55
Total deposits	$7,194,637,000	84
Interest-bearing deposits	$6,892,021,000	62
Deposits held in domestic offices	$7,194,637,000	76
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,089,204,000	43
Trading liabilities	$0	110
Other borrowed funds	$3,321,136,000	28
Subordinated debt	$0	337
All other liabilities	$169,931,000	109
Total equity capital	$814,818,000	86
Total bank equity capital	$814,818,000	86
Perpetual preferred stock	$0	288
Common stock	$2,000	10,663
Surplus	$227,757,000	133
Undivided profits	$587,059,000	52
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$24,214,000	234
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$40,599,000	101
Earning assets	$12,906,774,000	54
Long-term assets (5+ years)	$0	10,367
Average Assets, year-to-date	$7,703,162,400	108
Average Assets, quarterly	$9,969,322,500	88
Volatile liabilities	$6,122,042,000	42
Insider loans	$2,156,000	1,991
FHLB advances	$3,163,111,000	5
Loans and leases held for sale	$0	1,606
Unused loan commitments	$619,142,000	266
Tier 1 (core) risk-based capital	$822,670,000	74
Tier 2 risk-based capital	$59,759,000	164
Total risk weighted assets	$6,122,934,000	106
Total unused commitments	$709,932,000	254
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	1,349	204
Assets and Liabilities
Total Assets:	$6,116,117,000	143
Cash and due from depository institutions	$127,027,000	204
Interest-bearing balances	$200,000	4,365
Securities	$2,136,738,000	79
Federal funds sold & reverse repurchase agreements	$90,000,000	194
Net loans & leases	$3,545,613,000	150
Loan loss allowance	$36,870,000	233
Trading account assets	$0	286
Bank premises and fixed assets	$46,167,000	215
Other real estate owned	$11,365,000	204
Goodwill and other intangibles	$5,090,000	458
All other assets	$154,117,000	162
Life insurance assets	$0	1
Total liabilities and capital	$6,116,117,000	143
Total liabilities	$5,763,006,000	138
Total deposits	$4,420,174,000	132
Interest-bearing deposits	$4,261,946,000	113
Deposits held in domestic offices	$4,420,174,000	126
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	4,788
Trading liabilities	$0	87
Other borrowed funds	$1,305,942,000	69
Subordinated debt	$0	372
All other liabilities	$36,890,000	269
Total equity capital	$353,111,000	189
Total bank equity capital	$353,111,000	189
Perpetual preferred stock	$0	310
Common stock	$1,000	11,259
Surplus	$123,192,000	221
Undivided profits	$229,918,000	123
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$19,720,000	278
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$17,877,000	191
Earning assets	$5,772,551,000	131
Long-term assets (5+ years)	$0	10,888
Average Assets, year-to-date	$5,723,217,800	141
Average Assets, quarterly	$5,981,324,500	142
Volatile liabilities	$1,614,815,000	144
Insider loans	$1,491,000	2,706
FHLB advances	$1,290,090,000	17
Loans and leases held for sale	$0	1,430
Unused loan commitments	$357,230,000	325
Tier 1 (core) risk-based capital	$391,748,000	159
Tier 2 risk-based capital	$35,389,000	201
Total risk weighted assets	$3,168,579,000	170
Total unused commitments	$357,230,000	327
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	1,204	217
Assets and Liabilities
Total Assets:	$5,211,995,000	143
Cash and due from depository institutions	$126,979,000	217
Interest-bearing balances	$25,200,000	243
Securities	$1,628,932,000	116
Federal funds sold & reverse repurchase agreements	$65,000,000	264
Net loans & leases	$3,234,871,000	143
Loan loss allowance	$35,072,000	253
Trading account assets	$0	330
Bank premises and fixed assets	$44,628,000	205
Other real estate owned	$15,659,000	217
Goodwill and other intangibles	$1,383,000	858
All other assets	$94,543,000	207
Life insurance assets	$0	1
Total liabilities and capital	$5,211,995,000	143
Total liabilities	$4,847,680,000	143
Total deposits	$4,224,568,000	127
Interest-bearing deposits	$4,090,285,000	106
Deposits held in domestic offices	$4,224,568,000	121
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,944
Trading liabilities	$0	1
Other borrowed funds	$591,363,000	111
Subordinated debt	$0	413
All other liabilities	$31,749,000	296
Total equity capital	$364,315,000	167
Total bank equity capital	$364,315,000	167
Perpetual preferred stock	$0	343
Common stock	$1,000	11,788
Surplus	$123,192,000	205
Undivided profits	$241,122,000	116
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$25,161,000	306
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$17,081,000	152
Earning assets	$4,954,003,000	139
Long-term assets (5+ years)	$0	11,403
Average Assets, year-to-date	$4,921,544,200	147
Average Assets, quarterly	$5,186,194,500	141
Volatile liabilities	$895,167,000	196
Insider loans	$1,130,000	3,419
FHLB advances	$574,324,000	31
Loans and leases held for sale	$0	1,681
Unused loan commitments	$408,042,000	293
Tier 1 (core) risk-based capital	$356,017,000	159
Tier 2 risk-based capital	$33,736,000	193
Total risk weighted assets	$2,698,892,000	176
Total unused commitments	$437,234,000	289
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	1,200	218
Assets and Liabilities
Total Assets:	$4,253,653,000	167
Cash and due from depository institutions	$148,799,000	218
Interest-bearing balances	$65,030,000	142
Securities	$1,330,567,000	126
Federal funds sold & reverse repurchase agreements	$71,000,000	325
Net loans & leases	$2,576,200,000	157
Loan loss allowance	$28,786,000	297
Trading account assets	$0	344
Bank premises and fixed assets	$30,901,000	279
Other real estate owned	$19,481,000	218
Goodwill and other intangibles	$72,000	2,347
All other assets	$76,633,000	251
Life insurance assets	$0	1
Total liabilities and capital	$4,253,653,000	167
Total liabilities	$4,004,662,000	162
Total deposits	$3,684,348,000	147
Interest-bearing deposits	$3,569,595,000	124
Deposits held in domestic offices	$3,684,348,000	141
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,764
Trading liabilities	$0	1
Other borrowed funds	$291,721,000	160
Subordinated debt	$0	482
All other liabilities	$28,593,000	323
Total equity capital	$248,991,000	214
Total bank equity capital	$248,991,000	214
Perpetual preferred stock	$0	346
Common stock	$1,000	12,319
Surplus	$67,994,000	318
Undivided profits	$180,996,000	137
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$21,589,000	423
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$16,068,000	170
Earning assets	$4,042,797,000	152
Long-term assets (5+ years)	$0	11,806
Average Assets, year-to-date	$3,859,895,000	183
Average Assets, quarterly	$4,250,714,000	165
Volatile liabilities	$552,608,000	253
Insider loans	$0	9,493
FHLB advances	$289,594,000	46
Loans and leases held for sale	$0	1,207
Unused loan commitments	$268,723,000	338
Tier 1 (core) risk-based capital	$245,708,000	203
Tier 2 risk-based capital	$27,507,000	229
Total risk weighted assets	$2,200,390,000	206
Total unused commitments	$268,723,000	344
Derivatives	$0	651