Home > Charter Bank > Income and Expense

Charter Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$21,373,0001,800
Total interest expense$3,965,0002,290
Net interest income$17,408,0001,616
Provision for loan and lease losses$80,0002,577
Total noninterest income$2,078,0001,961
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,281,000827
Trading account gains and feesNANA
Additional Noninterest Income$797,0002,504
Total noninterest expense$10,371,0002,003
Salaries and employee benefits$7,374,0001,709
Premises and equipment expense$668,0002,554
Additional noninterest expense$797,0002,504
Pre-tax net operating income$9,035,0001,257
Securities gains (losses)$-5,0003,306
Applicable income taxes$03,369
Income before extraordinary items$9,030,0001,101
Extraordinary gains, net$054
Net income$9,030,0001,114
Minority interest net income$088
Net income of bank and minority interests.$9,030,0001,104
Net charge-offs$91,0001,548
Cash dividends$9,029,000525
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,035,0001,121
2023-09-30 (YTD Data)Rank
Total interest income$16,140,0001,762
Total interest expense$2,848,0002,217
Net interest income$13,292,0001,601
Provision for loan and lease losses$80,0002,258
Total noninterest income$1,530,0001,991
Gross Fiduciary activities income$0950
Service charges on deposit accounts$919,000866
Trading account gains and feesNANA
Additional Noninterest Income$611,0002,470
Total noninterest expense$7,670,0002,013
Salaries and employee benefits$5,350,0001,744
Premises and equipment expense$528,0002,492
Additional noninterest expense$611,0002,469
Pre-tax net operating income$7,072,0001,267
Securities gains (losses)$-5,0003,394
Applicable income taxes$03,407
Income before extraordinary items$7,067,0001,109
Extraordinary gains, net$052
Net income$7,067,0001,114
Minority interest net income$081
Net income of bank and minority interests.$7,067,0001,109
Net charge-offs$91,0001,210
Cash dividends$5,250,000583
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,072,0001,129
2023-06-30 (YTD Data)Rank
Total interest income$10,657,0001,747
Total interest expense$1,804,0002,142
Net interest income$8,853,0001,616
Provision for loan and lease losses$80,0001,948
Total noninterest income$1,002,0001,945
Gross Fiduciary activities income$0931
Service charges on deposit accounts$588,000870
Trading account gains and feesNANA
Additional Noninterest Income$414,0002,407
Total noninterest expense$4,944,0002,047
Salaries and employee benefits$3,423,0001,795
Premises and equipment expense$331,0002,565
Additional noninterest expense$414,0002,403
Pre-tax net operating income$4,831,0001,236
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,831,0001,084
Extraordinary gains, net$051
Net income$4,831,0001,097
Minority interest net income$081
Net income of bank and minority interests.$4,831,0001,084
Net charge-offs$76,0001,030
Cash dividends$3,014,000629
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,831,0001,090
2023-03-31 (YTD Data)Rank
Total interest income$5,292,0001,736
Total interest expense$825,0002,066
Net interest income$4,467,0001,615
Provision for loan and lease losses$02,612
Total noninterest income$506,0001,935
Gross Fiduciary activities income$0913
Service charges on deposit accounts$293,000882
Trading account gains and feesNANA
Additional Noninterest Income$213,0002,364
Total noninterest expense$2,381,0002,117
Salaries and employee benefits$1,618,0001,895
Premises and equipment expense$167,0002,580
Additional noninterest expense$213,0002,364
Pre-tax net operating income$2,592,0001,194
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,592,0001,038
Extraordinary gains, net$04
Net income$2,592,0001,037
Minority interest net income$048
Net income of bank and minority interests.$2,592,0001,037
Net charge-offs$75,000670
Cash dividends$777,000967
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,592,0001,057
2022-12-31 (YTD Data)Rank
Total interest income$19,277,0001,629
Total interest expense$847,0002,625
Net interest income$18,430,0001,536
Provision for loan and lease losses$03,012
Total noninterest income$2,013,0002,038
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,176,000898
Trading account gains and feesNANA
Additional Noninterest Income$837,0002,532
Total noninterest expense$8,836,0002,169
Salaries and employee benefits$6,028,0001,948
Premises and equipment expense$619,0002,673
Additional noninterest expense$837,0002,532
Pre-tax net operating income$11,607,0001,145
Securities gains (losses)$-438,0004,296
Applicable income taxes$03,596
Income before extraordinary items$11,169,0001,015
Extraordinary gains, net$05
Net income$11,169,0001,015
Minority interest net income$063
Net income of bank and minority interests.$11,169,0001,015
Net charge-offs$-18,0003,793
Cash dividends$5,046,000765
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,607,0001,008
2022-09-30 (YTD Data)Rank
Total interest income$14,122,0001,600
Total interest expense$287,0003,353
Net interest income$13,835,0001,512
Provision for loan and lease losses$02,835
Total noninterest income$1,511,0002,068
Gross Fiduciary activities income$0968
Service charges on deposit accounts$889,000906
Trading account gains and feesNANA
Additional Noninterest Income$622,0002,560
Total noninterest expense$7,344,0002,030
Salaries and employee benefits$5,032,0001,794
Premises and equipment expense$718,0002,064
Additional noninterest expense$622,0002,560
Pre-tax net operating income$8,002,0001,203
Securities gains (losses)$-12,0003,821
Applicable income taxes$03,603
Income before extraordinary items$7,990,0001,054
Extraordinary gains, net$04
Net income$7,990,0001,053
Minority interest net income$057
Net income of bank and minority interests.$7,990,0001,054
Net charge-offs$-8,0003,537
Cash dividends$4,856,000604
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,002,0001,072
2022-06-30 (YTD Data)Rank
Total interest income$9,436,0001,549
Total interest expense$180,0003,328
Net interest income$9,256,0001,471
Provision for loan and lease losses$02,599
Total noninterest income$993,0002,072
Gross Fiduciary activities income$0925
Service charges on deposit accounts$586,000903
Trading account gains and feesNANA
Additional Noninterest Income$407,0002,621
Total noninterest expense$5,036,0001,980
Salaries and employee benefits$3,435,0001,766
Premises and equipment expense$575,0001,874
Additional noninterest expense$1,026,0002,577
Pre-tax net operating income$5,213,0001,174
Securities gains (losses)$200,00098
Applicable income taxes$03,564
Income before extraordinary items$5,413,000988
Extraordinary gains, net$04
Net income$5,413,000987
Minority interest net income$060
Net income of bank and minority interests.$5,413,000988
Net charge-offs$-13,0003,749
Cash dividends$3,409,000563
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,213,0001,039
2022-03-31 (YTD Data)Rank
Total interest income$4,811,0001,484
Total interest expense$70,0003,600
Net interest income$4,741,0001,418
Provision for loan and lease losses$02,285
Total noninterest income$498,0002,079
Gross Fiduciary activities income$0892
Service charges on deposit accounts$301,000869
Trading account gains and feesNANA
Additional Noninterest Income$197,0002,586
Total noninterest expense$2,499,0001,979
Salaries and employee benefits$1,581,0001,862
Premises and equipment expense$415,0001,421
Additional noninterest expense$503,0002,580
Pre-tax net operating income$2,740,0001,078
Securities gains (losses)$199,00085
Applicable income taxes$03,450
Income before extraordinary items$2,939,000905
Extraordinary gains, net$04
Net income$2,939,000904
Minority interest net income$050
Net income of bank and minority interests.$2,939,000905
Net charge-offs$-17,0004,092
Cash dividends$937,000813
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,740,000959
2021-12-31 (YTD Data)Rank
Total interest income$19,091,0001,539
Total interest expense$303,0003,750
Net interest income$18,788,0001,440
Provision for loan and lease losses$-669,0004,474
Total noninterest income$2,002,0002,222
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,189,000846
Trading account gains and feesNANA
Additional Noninterest Income$813,0002,814
Total noninterest expense$11,070,0001,844
Salaries and employee benefits$8,249,0001,531
Premises and equipment expense$868,0002,206
Additional noninterest expense$1,953,0002,628
Pre-tax net operating income$10,389,0001,240
Securities gains (losses)$6,0001,813
Applicable income taxes$03,710
Income before extraordinary items$10,395,0001,121
Extraordinary gains, net$010
Net income$10,395,0001,121
Minority interest net income$074
Net income of bank and minority interests.$10,395,0001,121
Net charge-offs$7,0002,374
Cash dividends$9,438,000505
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,389,0001,106
2021-09-30 (YTD Data)Rank
Total interest income$14,335,0001,564
Total interest expense$248,0003,747
Net interest income$14,087,0001,467
Provision for loan and lease losses$-669,0004,580
Total noninterest income$1,474,0002,291
Gross Fiduciary activities income$0957
Service charges on deposit accounts$873,000852
Trading account gains and feesNANA
Additional Noninterest Income$601,0002,866
Total noninterest expense$8,280,0001,849
Salaries and employee benefits$6,194,0001,527
Premises and equipment expense$629,0002,277
Additional noninterest expense$1,457,0002,645
Pre-tax net operating income$7,950,0001,274
Securities gains (losses)$5,0001,760
Applicable income taxes$03,719
Income before extraordinary items$7,955,0001,138
Extraordinary gains, net$08
Net income$7,955,0001,139
Minority interest net income$069
Net income of bank and minority interests.$7,955,0001,139
Net charge-offs$5,0002,152
Cash dividends$7,200,000481
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,950,0001,122
2021-06-30 (YTD Data)Rank
Total interest income$9,540,0001,568
Total interest expense$194,0003,636
Net interest income$9,346,0001,458
Provision for loan and lease losses$-669,0004,642
Total noninterest income$947,0002,298
Gross Fiduciary activities income$0951
Service charges on deposit accounts$553,000866
Trading account gains and feesNANA
Additional Noninterest Income$394,0002,868
Total noninterest expense$5,685,0001,796
Salaries and employee benefits$4,310,0001,457
Premises and equipment expense$413,0002,297
Additional noninterest expense$962,0002,657
Pre-tax net operating income$5,277,0001,264
Securities gains (losses)$6,0001,541
Applicable income taxes$03,702
Income before extraordinary items$5,283,0001,137
Extraordinary gains, net$06
Net income$5,283,0001,138
Minority interest net income$067
Net income of bank and minority interests.$5,283,0001,138
Net charge-offs$9,0001,770
Cash dividends$4,880,000453
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,277,0001,119
2021-03-31 (YTD Data)Rank
Total interest income$4,558,0001,622
Total interest expense$121,0003,456
Net interest income$4,437,0001,509
Provision for loan and lease losses$02,741
Total noninterest income$457,0002,329
Gross Fiduciary activities income$0922
Service charges on deposit accounts$273,000853
Trading account gains and feesNANA
Additional Noninterest Income$184,0002,927
Total noninterest expense$2,358,0002,039
Salaries and employee benefits$1,637,0001,789
Premises and equipment expense$203,0002,338
Additional noninterest expense$518,0002,470
Pre-tax net operating income$2,536,0001,297
Securities gains (losses)$2,0001,277
Applicable income taxes$03,613
Income before extraordinary items$2,538,0001,185
Extraordinary gains, net$03
Net income$2,538,0001,185
Minority interest net income$055
Net income of bank and minority interests.$2,538,0001,185
Net charge-offs$4,0001,577
Cash dividends$2,436,000411
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,536,0001,153
2020-12-31 (YTD Data)Rank
Total interest income$18,381,0001,601
Total interest expense$814,0003,234
Net interest income$17,567,0001,442
Provision for loan and lease losses$800,0001,820
Total noninterest income$1,851,0002,213
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,141,000841
Trading account gains and feesNANA
Additional Noninterest Income$710,0002,801
Total noninterest expense$9,655,0002,002
Salaries and employee benefits$7,200,0001,651
Premises and equipment expense$635,0002,680
Additional noninterest expense$1,820,0002,693
Pre-tax net operating income$8,963,0001,158
Securities gains (losses)$393,000698
Applicable income taxes$03,697
Income before extraordinary items$9,356,0001,010
Extraordinary gains, net$04
Net income$9,356,0001,011
Minority interest net income$072
Net income of bank and minority interests.$9,356,0001,010
Net charge-offs$16,0002,873
Cash dividends$8,853,000508
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,963,0001,021
2020-09-30 (YTD Data)Rank
Total interest income$13,813,0001,607
Total interest expense$680,0003,164
Net interest income$13,133,0001,439
Provision for loan and lease losses$700,0001,666
Total noninterest income$1,371,0002,185
Gross Fiduciary activities income$0981
Service charges on deposit accounts$841,000849
Trading account gains and feesNANA
Additional Noninterest Income$530,0002,778
Total noninterest expense$7,179,0001,999
Salaries and employee benefits$5,352,0001,646
Premises and equipment expense$480,0002,662
Additional noninterest expense$1,347,0002,703
Pre-tax net operating income$6,625,0001,132
Securities gains (losses)$157,0001,010
Applicable income taxes$03,696
Income before extraordinary items$6,782,000999
Extraordinary gains, net$04
Net income$6,782,000999
Minority interest net income$065
Net income of bank and minority interests.$6,782,000999
Net charge-offs$13,0002,660
Cash dividends$6,580,000478
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,625,000995
2020-06-30 (YTD Data)Rank
Total interest income$9,378,0001,596
Total interest expense$526,0003,068
Net interest income$8,852,0001,418
Provision for loan and lease losses$600,0001,444
Total noninterest income$924,0002,106
Gross Fiduciary activities income$0970
Service charges on deposit accounts$569,000850
Trading account gains and feesNANA
Additional Noninterest Income$355,0002,735
Total noninterest expense$4,844,0001,979
Salaries and employee benefits$3,637,0001,619
Premises and equipment expense$322,0002,657
Additional noninterest expense$885,0002,720
Pre-tax net operating income$4,332,0001,101
Securities gains (losses)$157,000794
Applicable income taxes$03,655
Income before extraordinary items$4,489,000944
Extraordinary gains, net$04
Net income$4,489,000944
Minority interest net income$065
Net income of bank and minority interests.$4,489,000944
Net charge-offs$9,0002,487
Cash dividends$4,489,000477
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,332,000948
2020-03-31 (YTD Data)Rank
Total interest income$4,809,0001,559
Total interest expense$323,0002,908
Net interest income$4,486,0001,371
Provision for loan and lease losses$400,0001,004
Total noninterest income$519,0001,902
Gross Fiduciary activities income$0941
Service charges on deposit accounts$337,000850
Trading account gains and feesNANA
Additional Noninterest Income$182,0002,546
Total noninterest expense$2,518,0001,932
Salaries and employee benefits$1,964,0001,527
Premises and equipment expense$141,0002,894
Additional noninterest expense$413,0002,874
Pre-tax net operating income$2,087,0001,003
Securities gains (losses)$157,000455
Applicable income taxes$03,513
Income before extraordinary items$2,244,000848
Extraordinary gains, net$04
Net income$2,244,000848
Minority interest net income$056
Net income of bank and minority interests.$2,244,000848
Net charge-offs$7,0001,991
Cash dividends$2,244,000490
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,087,000887
2019-12-31 (YTD Data)Rank
Total interest income$18,942,0001,589
Total interest expense$1,368,0002,864
Net interest income$17,574,0001,394
Provision for loan and lease losses$03,973
Total noninterest income$2,816,0001,636
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,205,000970
Trading account gains and feesNANA
Additional Noninterest Income$1,611,0001,736
Total noninterest expense$9,984,0001,929
Salaries and employee benefits$7,203,0001,585
Premises and equipment expense$731,0002,479
Additional noninterest expense$2,050,0002,512
Pre-tax net operating income$10,406,0001,028
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$10,406,000909
Extraordinary gains, net$011
Net income$10,406,000910
Minority interest net income$076
Net income of bank and minority interests.$10,406,000910
Net charge-offs$14,0003,227
Cash dividends$10,401,000465
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,406,000890
2019-09-30 (YTD Data)Rank
Total interest income$14,098,0001,612
Total interest expense$1,030,0002,887
Net interest income$13,068,0001,411
Provision for loan and lease losses$03,836
Total noninterest income$1,721,0001,836
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$865,0001,016
Trading account gains and feesNANA
Additional Noninterest Income$856,0002,093
Total noninterest expense$7,388,0001,947
Salaries and employee benefits$5,346,0001,605
Premises and equipment expense$514,0002,585
Additional noninterest expense$1,528,0002,532
Pre-tax net operating income$7,401,0001,086
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$7,401,000967
Extraordinary gains, net$011
Net income$7,401,000968
Minority interest net income$072
Net income of bank and minority interests.$7,401,000968
Net charge-offs$12,0002,893
Cash dividends$7,398,000459
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,401,000940
2019-06-30 (YTD Data)Rank
Total interest income$9,337,0001,629
Total interest expense$727,0002,795
Net interest income$8,610,0001,432
Provision for loan and lease losses$03,685
Total noninterest income$1,210,0001,754
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$556,0001,041
Trading account gains and feesNANA
Additional Noninterest Income$654,0001,922
Total noninterest expense$4,824,0001,987
Salaries and employee benefits$3,500,0001,636
Premises and equipment expense$317,0002,734
Additional noninterest expense$1,007,0002,569
Pre-tax net operating income$4,996,0001,056
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$4,996,000921
Extraordinary gains, net$011
Net income$4,996,000921
Minority interest net income$069
Net income of bank and minority interests.$4,996,000921
Net charge-offs$10,0002,587
Cash dividends$4,995,000451
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,996,000907
2019-03-31 (YTD Data)Rank
Total interest income$4,494,0001,670
Total interest expense$365,0002,769
Net interest income$4,129,0001,475
Provision for loan and lease losses$03,406
Total noninterest income$698,0001,572
Gross Fiduciary activities income$0972
Service charges on deposit accounts$264,0001,081
Trading account gains and feesNANA
Additional Noninterest Income$434,0001,593
Total noninterest expense$2,368,0002,022
Salaries and employee benefits$1,708,0001,692
Premises and equipment expense$150,0002,846
Additional noninterest expense$510,0002,544
Pre-tax net operating income$2,459,0001,037
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,459,000925
Extraordinary gains, net$05
Net income$2,459,000923
Minority interest net income$052
Net income of bank and minority interests.$2,459,000924
Net charge-offs$13,0001,875
Cash dividends$2,459,000445
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,459,000909
2018-12-31 (YTD Data)Rank
Total interest income$16,978,0001,670
Total interest expense$790,0003,282
Net interest income$16,188,0001,490
Provision for loan and lease losses$669,0001,188
Total noninterest income$1,825,0002,089
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,028,0001,149
Trading account gains and feesNANA
Additional Noninterest Income$797,0002,503
Total noninterest expense$8,690,0002,117
Salaries and employee benefits$5,949,0001,826
Premises and equipment expense$683,0002,616
Additional noninterest expense$2,058,0002,557
Pre-tax net operating income$8,654,0001,159
Securities gains (losses)$152,000244
Applicable income taxes$03,978
Income before extraordinary items$8,806,0001,031
Extraordinary gains, net$06
Net income$8,806,0001,030
Minority interest net income$072
Net income of bank and minority interests.$8,806,0001,030
Net charge-offs$45,0002,692
Cash dividends$7,616,000523
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,654,0001,041
2018-09-30 (YTD Data)Rank
Total interest income$12,381,0001,691
Total interest expense$531,0003,384
Net interest income$11,850,0001,517
Provision for loan and lease losses$669,000903
Total noninterest income$1,398,0002,084
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$755,0001,162
Trading account gains and feesNANA
Additional Noninterest Income$643,0002,436
Total noninterest expense$6,144,0002,203
Salaries and employee benefits$4,046,0001,967
Premises and equipment expense$523,0002,593
Additional noninterest expense$1,575,0002,515
Pre-tax net operating income$6,435,0001,168
Securities gains (losses)$109,000283
Applicable income taxes$04,032
Income before extraordinary items$6,544,0001,031
Extraordinary gains, net$05
Net income$6,544,0001,030
Minority interest net income$066
Net income of bank and minority interests.$6,544,0001,030
Net charge-offs$27,0002,553
Cash dividends$5,153,000519
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,435,0001,042
2018-06-30 (YTD Data)Rank
Total interest income$8,025,0001,720
Total interest expense$311,0003,500
Net interest income$7,714,0001,549
Provision for loan and lease losses$669,000638
Total noninterest income$910,0002,121
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$490,0001,186
Trading account gains and feesNANA
Additional Noninterest Income$420,0002,462
Total noninterest expense$3,804,0002,338
Salaries and employee benefits$2,436,0002,145
Premises and equipment expense$336,0002,666
Additional noninterest expense$1,032,0002,558
Pre-tax net operating income$4,151,0001,180
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,151,0001,051
Extraordinary gains, net$06
Net income$4,151,0001,050
Minority interest net income$065
Net income of bank and minority interests.$4,151,0001,050
Net charge-offs$11,0002,549
Cash dividends$3,365,000525
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,151,0001,044
2018-03-31 (YTD Data)Rank
Total interest income$3,869,0001,767
Total interest expense$120,0003,862
Net interest income$3,749,0001,588
Provision for loan and lease losses$669,000371
Total noninterest income$452,0002,101
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$240,0001,211
Trading account gains and feesNANA
Additional Noninterest Income$212,0002,401
Total noninterest expense$1,576,0002,693
Salaries and employee benefits$879,0002,713
Premises and equipment expense$175,0002,660
Additional noninterest expense$522,0002,551
Pre-tax net operating income$1,956,0001,210
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,956,0001,078
Extraordinary gains, net$07
Net income$1,956,0001,077
Minority interest net income$052
Net income of bank and minority interests.$1,956,0001,078
Net charge-offs$3,0002,344
Cash dividends$1,784,000469
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,956,0001,071
2017-12-31 (YTD Data)Rank
Total interest income$14,801,0001,790
Total interest expense$422,0003,917
Net interest income$14,379,0001,630
Provision for loan and lease losses$200,0002,355
Total noninterest income$1,925,0002,074
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,101,0001,089
Trading account gains and feesNANA
Additional Noninterest Income$824,0002,542
Total noninterest expense$8,603,0002,153
Salaries and employee benefits$6,091,0001,799
Premises and equipment expense$660,0002,763
Additional noninterest expense$1,852,0002,800
Pre-tax net operating income$7,501,0001,239
Securities gains (losses)$307,000299
Applicable income taxes$04,135
Income before extraordinary items$7,808,000921
Extraordinary gains, net$09
Net income$7,808,000921
Minority interest net income$076
Net income of bank and minority interests.$7,808,000921
Net charge-offs$121,0002,267
Cash dividends$4,886,000701
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,501,000946
2017-09-30 (YTD Data)Rank
Total interest income$10,985,0001,808
Total interest expense$329,0003,885
Net interest income$10,656,0001,651
Provision for loan and lease losses$700,000922
Total noninterest income$1,452,0002,101
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$849,0001,074
Trading account gains and feesNANA
Additional Noninterest Income$603,0002,573
Total noninterest expense$6,404,0002,172
Salaries and employee benefits$4,444,0001,843
Premises and equipment expense$499,0002,765
Additional noninterest expense$1,461,0002,710
Pre-tax net operating income$5,004,0001,374
Securities gains (losses)$313,000283
Applicable income taxes$04,172
Income before extraordinary items$5,317,0001,110
Extraordinary gains, net$09
Net income$5,317,0001,110
Minority interest net income$071
Net income of bank and minority interests.$5,317,0001,110
Net charge-offs$56,0002,382
Cash dividends$3,936,000611
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,004,0001,138
2017-06-30 (YTD Data)Rank
Total interest income$7,361,0001,782
Total interest expense$227,0003,820
Net interest income$7,134,0001,632
Provision for loan and lease losses$600,000735
Total noninterest income$977,0002,084
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$562,0001,059
Trading account gains and feesNANA
Additional Noninterest Income$415,0002,536
Total noninterest expense$4,268,0002,183
Salaries and employee benefits$2,945,0001,861
Premises and equipment expense$326,0002,803
Additional noninterest expense$997,0002,678
Pre-tax net operating income$3,243,0001,381
Securities gains (losses)$313,000207
Applicable income taxes$04,189
Income before extraordinary items$3,556,0001,094
Extraordinary gains, net$011
Net income$3,556,0001,094
Minority interest net income$071
Net income of bank and minority interests.$3,556,0001,094
Net charge-offs$48,0002,028
Cash dividends$2,538,000619
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,243,0001,154
2017-03-31 (YTD Data)Rank
Total interest income$3,675,0001,765
Total interest expense$118,0003,747
Net interest income$3,557,0001,619
Provision for loan and lease losses$300,000670
Total noninterest income$523,0001,983
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$286,0001,043
Trading account gains and feesNANA
Additional Noninterest Income$237,0002,377
Total noninterest expense$2,214,0002,136
Salaries and employee benefits$1,517,0001,830
Premises and equipment expense$170,0002,782
Additional noninterest expense$527,0002,567
Pre-tax net operating income$1,566,0001,395
Securities gains (losses)$308,000123
Applicable income taxes$04,086
Income before extraordinary items$1,874,0001,016
Extraordinary gains, net$08
Net income$1,874,0001,017
Minority interest net income$055
Net income of bank and minority interests.$1,874,0001,016
Net charge-offs$47,0001,374
Cash dividends$1,255,000597
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,566,0001,160
2016-12-31 (YTD Data)Rank
Total interest income$14,860,0001,698
Total interest expense$386,0004,078
Net interest income$14,474,0001,542
Provision for loan and lease losses$950,000944
Total noninterest income$1,783,0002,258
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,029,0001,183
Trading account gains and fees$0170
Additional Noninterest Income$754,0002,728
Total noninterest expense$8,477,0002,188
Salaries and employee benefits$5,872,0001,820
Premises and equipment expense$706,0002,714
Additional noninterest expense$1,899,0002,848
Pre-tax net operating income$6,830,0001,267
Securities gains (losses)$847,000280
Applicable income taxes$04,278
Income before extraordinary items$7,677,000975
Extraordinary gains, net$05
Net income$7,677,000974
Minority interest net income$082
Net income of bank and minority interests.$7,677,000974
Net charge-offs$492,0001,090
Cash dividends$2,921,0001,052
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,830,0001,057
2016-09-30 (YTD Data)Rank
Total interest income$11,225,0001,690
Total interest expense$298,0004,064
Net interest income$10,927,0001,536
Provision for loan and lease losses$850,000785
Total noninterest income$1,329,0002,264
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$757,0001,193
Trading account gains and fees$0169
Additional Noninterest Income$572,0002,709
Total noninterest expense$6,187,0002,231
Salaries and employee benefits$4,275,0001,863
Premises and equipment expense$544,0002,673
Additional noninterest expense$1,368,0002,929
Pre-tax net operating income$5,219,0001,276
Securities gains (losses)$855,000242
Applicable income taxes$04,325
Income before extraordinary items$6,074,000915
Extraordinary gains, net$05
Net income$6,074,000914
Minority interest net income$071
Net income of bank and minority interests.$6,074,000915
Net charge-offs$308,0001,106
Cash dividends$1,834,0001,114
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,219,0001,046
2016-06-30 (YTD Data)Rank
Total interest income$7,472,0001,699
Total interest expense$194,0004,138
Net interest income$7,278,0001,543
Provision for loan and lease losses$575,000770
Total noninterest income$863,0002,285
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$466,0001,259
Trading account gains and fees$0157
Additional Noninterest Income$397,0002,671
Total noninterest expense$4,355,0002,147
Salaries and employee benefits$3,019,0001,777
Premises and equipment expense$371,0002,650
Additional noninterest expense$965,0002,824
Pre-tax net operating income$3,211,0001,347
Securities gains (losses)$236,000520
Applicable income taxes$04,338
Income before extraordinary items$3,447,0001,067
Extraordinary gains, net$016
Net income$3,447,0001,065
Minority interest net income$071
Net income of bank and minority interests.$3,447,0001,066
Net charge-offs$270,000931
Cash dividends$1,958,000786
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,211,0001,110
2016-03-31 (YTD Data)Rank
Total interest income$3,751,0001,691
Total interest expense$96,0004,173
Net interest income$3,655,0001,532
Provision for loan and lease losses$250,000792
Total noninterest income$425,0002,282
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$226,0001,290
Trading account gains and fees$0142
Additional Noninterest Income$199,0002,621
Total noninterest expense$2,268,0002,089
Salaries and employee benefits$1,617,0001,688
Premises and equipment expense$166,0002,875
Additional noninterest expense$485,0002,830
Pre-tax net operating income$1,562,0001,368
Securities gains (losses)$43,000893
Applicable income taxes$04,259
Income before extraordinary items$1,605,0001,111
Extraordinary gains, net$012
Net income$1,605,0001,112
Minority interest net income$062
Net income of bank and minority interests.$1,605,0001,112
Net charge-offs$210,000633
Cash dividends$1,590,000518
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,562,0001,120
2015-12-31 (YTD Data)Rank
Total interest income$15,472,0001,600
Total interest expense$291,0004,669
Net interest income$15,181,0001,456
Provision for loan and lease losses$25,0003,944
Total noninterest income$1,750,0002,288
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$975,0001,254
Trading account gains and fees$0159
Additional Noninterest Income$775,0002,694
Total noninterest expense$8,919,0002,103
Salaries and employee benefits$6,206,0001,701
Premises and equipment expense$641,0002,972
Additional noninterest expense$2,072,0002,735
Pre-tax net operating income$7,987,0001,074
Securities gains (losses)$60,0001,515
Applicable income taxes$04,402
Income before extraordinary items$8,047,000889
Extraordinary gains, net$023
Net income$8,047,000889
Minority interest net income$081
Net income of bank and minority interests.$8,047,000889
Net charge-offs$68,0003,007
Cash dividends$6,440,000536
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,987,000877
2015-09-30 (YTD Data)Rank
Total interest income$11,697,0001,599
Total interest expense$217,0004,751
Net interest income$11,480,0001,455
Provision for loan and lease losses$225,0001,803
Total noninterest income$1,317,0002,299
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$734,0001,261
Trading account gains and fees$0153
Additional Noninterest Income$583,0002,712
Total noninterest expense$6,678,0002,110
Salaries and employee benefits$4,801,0001,648
Premises and equipment expense$470,0003,056
Additional noninterest expense$1,407,0002,932
Pre-tax net operating income$5,894,0001,103
Securities gains (losses)$60,0001,353
Applicable income taxes$04,489
Income before extraordinary items$5,954,000900
Extraordinary gains, net$021
Net income$5,954,000901
Minority interest net income$078
Net income of bank and minority interests.$5,954,000900
Net charge-offs$65,0002,564
Cash dividends$4,865,000500
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,894,000882
2015-06-30 (YTD Data)Rank
Total interest income$7,827,0001,596
Total interest expense$146,0004,782
Net interest income$7,681,0001,460
Provision for loan and lease losses$225,0001,382
Total noninterest income$873,0002,304
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$485,0001,239
Trading account gains and fees$0157
Additional Noninterest Income$388,0002,715
Total noninterest expense$4,473,0002,112
Salaries and employee benefits$3,268,0001,626
Premises and equipment expense$289,0003,245
Additional noninterest expense$916,0003,003
Pre-tax net operating income$3,856,0001,119
Securities gains (losses)$45,0001,293
Applicable income taxes$04,497
Income before extraordinary items$3,901,000916
Extraordinary gains, net$022
Net income$3,901,000916
Minority interest net income$075
Net income of bank and minority interests.$3,901,000916
Net charge-offs$-3,0004,856
Cash dividends$2,860,000533
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,856,000892
2015-03-31 (YTD Data)Rank
Total interest income$3,929,0001,579
Total interest expense$74,0004,806
Net interest income$3,855,0001,455
Provision for loan and lease losses$225,000816
Total noninterest income$433,0002,298
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$239,0001,229
Trading account gains and fees$0152
Additional Noninterest Income$194,0002,676
Total noninterest expense$2,304,0002,056
Salaries and employee benefits$1,707,0001,574
Premises and equipment expense$142,0003,316
Additional noninterest expense$455,0003,007
Pre-tax net operating income$1,759,0001,168
Securities gains (losses)$36,000992
Applicable income taxes$04,400
Income before extraordinary items$1,795,000960
Extraordinary gains, net$013
Net income$1,795,000960
Minority interest net income$064
Net income of bank and minority interests.$1,795,000961
Net charge-offs$5,0002,746
Cash dividends$1,505,000469
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,759,000940
2014-12-31 (YTD Data)Rank
Total interest income$15,347,0001,621
Total interest expense$339,0004,745
Net interest income$15,008,0001,471
Provision for loan and lease losses$-235,0006,146
Total noninterest income$1,802,0002,263
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$986,0001,306
Trading account gains and fees$0180
Additional Noninterest Income$816,0002,611
Total noninterest expense$8,724,0002,164
Salaries and employee benefits$6,275,0001,657
Premises and equipment expense$641,0003,083
Additional noninterest expense$1,808,0003,108
Pre-tax net operating income$8,321,000989
Securities gains (losses)$33,0002,020
Applicable income taxes$04,531
Income before extraordinary items$8,354,000800
Extraordinary gains, net$017
Net income$8,354,000799
Minority interest net income$084
Net income of bank and minority interests.$8,354,000799
Net charge-offs$-197,0006,250
Cash dividends$6,672,000470
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,321,000786
2014-09-30 (YTD Data)Rank
Total interest income$11,330,0001,662
Total interest expense$253,0004,823
Net interest income$11,077,0001,501
Provision for loan and lease losses$-235,0006,294
Total noninterest income$1,346,0002,272
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$726,0001,342
Trading account gains and fees$0174
Additional Noninterest Income$620,0002,600
Total noninterest expense$6,503,0002,180
Salaries and employee benefits$4,706,0001,647
Premises and equipment expense$447,0003,299
Additional noninterest expense$1,350,0003,123
Pre-tax net operating income$6,155,0001,019
Securities gains (losses)$-3,0006,006
Applicable income taxes$04,583
Income before extraordinary items$6,152,000813
Extraordinary gains, net$015
Net income$6,152,000813
Minority interest net income$081
Net income of bank and minority interests.$6,152,000812
Net charge-offs$-157,0006,299
Cash dividends$4,672,000481
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,155,000796
2014-06-30 (YTD Data)Rank
Total interest income$7,367,0001,692
Total interest expense$165,0004,925
Net interest income$7,202,0001,534
Provision for loan and lease losses$-185,0006,398
Total noninterest income$884,0002,259
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$472,0001,357
Trading account gains and fees$0172
Additional Noninterest Income$412,0002,584
Total noninterest expense$4,314,0002,175
Salaries and employee benefits$3,132,0001,645
Premises and equipment expense$295,0003,331
Additional noninterest expense$887,0003,166
Pre-tax net operating income$3,957,0001,036
Securities gains (losses)$-3,0006,148
Applicable income taxes$04,568
Income before extraordinary items$3,954,000825
Extraordinary gains, net$020
Net income$3,954,000825
Minority interest net income$080
Net income of bank and minority interests.$3,954,000825
Net charge-offs$-88,0006,291
Cash dividends$2,320,000576
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,957,000807
2014-03-31 (YTD Data)Rank
Total interest income$3,590,0001,737
Total interest expense$79,0005,058
Net interest income$3,511,0001,557
Provision for loan and lease losses$-100,0006,514
Total noninterest income$430,0002,259
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$228,0001,376
Trading account gains and fees$0147
Additional Noninterest Income$202,0002,544
Total noninterest expense$2,135,0002,209
Salaries and employee benefits$1,566,0001,662
Premises and equipment expense$139,0003,518
Additional noninterest expense$430,0003,240
Pre-tax net operating income$1,906,0001,029
Securities gains (losses)$-3,0006,318
Applicable income taxes$04,445
Income before extraordinary items$1,903,000823
Extraordinary gains, net$016
Net income$1,903,000825
Minority interest net income$066
Net income of bank and minority interests.$1,903,000824
Net charge-offs$-67,0006,394
Cash dividends$1,550,000407
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,906,000801
2013-12-31 (YTD Data)Rank
Total interest income$14,156,0001,765
Total interest expense$331,0005,232
Net interest income$13,825,0001,576
Provision for loan and lease losses$-300,0006,517
Total noninterest income$1,749,0002,347
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$961,0001,418
Trading account gains and fees$0184
Additional Noninterest Income$788,0002,693
Total noninterest expense$8,479,0002,228
Salaries and employee benefits$6,046,0001,696
Premises and equipment expense$589,0003,357
Additional noninterest expense$1,844,0003,158
Pre-tax net operating income$7,395,0001,033
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$7,395,000846
Extraordinary gains, net$029
Net income$7,395,000848
Minority interest net income$090
Net income of bank and minority interests.$7,395,000848
Net charge-offs$-190,0006,621
Cash dividends$7,231,000420
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,395,000830
2013-09-30 (YTD Data)Rank
Total interest income$10,611,0001,773
Total interest expense$249,0005,319
Net interest income$10,362,0001,581
Provision for loan and lease losses$-200,0006,628
Total noninterest income$1,328,0002,380
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$715,0001,430
Trading account gains and fees$0180
Additional Noninterest Income$613,0002,706
Total noninterest expense$6,296,0002,249
Salaries and employee benefits$4,457,0001,731
Premises and equipment expense$432,0003,437
Additional noninterest expense$1,407,0003,108
Pre-tax net operating income$5,594,0001,040
Securities gains (losses)$8,0002,578
Applicable income taxes$04,713
Income before extraordinary items$5,602,000851
Extraordinary gains, net$025
Net income$5,602,000852
Minority interest net income$084
Net income of bank and minority interests.$5,602,000853
Net charge-offs$-137,0006,654
Cash dividends$5,436,000383
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,594,000835
2013-06-30 (YTD Data)Rank
Total interest income$7,071,0001,773
Total interest expense$167,0005,369
Net interest income$6,904,0001,572
Provision for loan and lease losses$-50,0006,635
Total noninterest income$829,0002,499
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$458,0001,457
Trading account gains and fees$0157
Additional Noninterest Income$371,0002,907
Total noninterest expense$4,123,0002,299
Salaries and employee benefits$2,897,0001,774
Premises and equipment expense$281,0003,515
Additional noninterest expense$945,0003,091
Pre-tax net operating income$3,660,0001,031
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$3,660,000853
Extraordinary gains, net$022
Net income$3,660,000854
Minority interest net income$082
Net income of bank and minority interests.$3,660,000855
Net charge-offs$-101,0006,691
Cash dividends$3,496,000393
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,660,000826
2013-03-31 (YTD Data)Rank
Total interest income$3,539,0001,786
Total interest expense$90,0005,334
Net interest income$3,449,0001,571
Provision for loan and lease losses$04,409
Total noninterest income$421,0002,484
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$226,0001,453
Trading account gains and fees$0148
Additional Noninterest Income$195,0002,811
Total noninterest expense$2,076,0002,290
Salaries and employee benefits$1,439,0001,817
Premises and equipment expense$136,0003,606
Additional noninterest expense$501,0002,980
Pre-tax net operating income$1,794,0001,024
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,794,000853
Extraordinary gains, net$010
Net income$1,794,000854
Minority interest net income$076
Net income of bank and minority interests.$1,794,000855
Net charge-offs$-6,0005,985
Cash dividends$1,630,000356
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,794,000813
2012-12-31 (YTD Data)Rank
Total interest income$14,163,0001,865
Total interest expense$421,0005,453
Net interest income$13,742,0001,600
Provision for loan and lease losses$310,0003,317
Total noninterest income$1,781,0002,368
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$979,0001,445
Trading account gains and fees$0166
Additional Noninterest Income$802,0002,681
Total noninterest expense$8,286,0002,271
Salaries and employee benefits$5,873,0001,725
Premises and equipment expense$674,0003,104
Additional noninterest expense$1,739,0003,432
Pre-tax net operating income$6,927,0001,027
Securities gains (losses)$63,0002,581
Applicable income taxes$04,751
Income before extraordinary items$6,990,000848
Extraordinary gains, net$029
Net income$6,990,000847
Minority interest net income$093
Net income of bank and minority interests.$6,990,000848
Net charge-offs$252,0003,513
Cash dividends$6,254,000470
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,927,000804
2012-09-30 (YTD Data)Rank
Total interest income$10,495,0001,906
Total interest expense$322,0005,541
Net interest income$10,173,0001,639
Provision for loan and lease losses$260,0003,166
Total noninterest income$1,329,0002,367
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$730,0001,458
Trading account gains and fees$0157
Additional Noninterest Income$599,0002,680
Total noninterest expense$6,036,0002,345
Salaries and employee benefits$4,288,0001,758
Premises and equipment expense$460,0003,379
Additional noninterest expense$1,288,0003,460
Pre-tax net operating income$5,206,0001,033
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$5,206,000882
Extraordinary gains, net$020
Net income$5,206,000880
Minority interest net income$086
Net income of bank and minority interests.$5,206,000882
Net charge-offs$235,0003,115
Cash dividends$4,430,000400
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,206,000814
2012-06-30 (YTD Data)Rank
Total interest income$6,877,0001,956
Total interest expense$217,0005,611
Net interest income$6,660,0001,663
Provision for loan and lease losses$150,0003,329
Total noninterest income$884,0002,344
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$480,0001,466
Trading account gains and fees$0153
Additional Noninterest Income$404,0002,635
Total noninterest expense$3,964,0002,383
Salaries and employee benefits$2,828,0001,772
Premises and equipment expense$278,0003,617
Additional noninterest expense$858,0003,505
Pre-tax net operating income$3,430,0001,031
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$3,430,000881
Extraordinary gains, net$019
Net income$3,430,000880
Minority interest net income$084
Net income of bank and minority interests.$3,430,000881
Net charge-offs$218,0002,649
Cash dividends$2,830,000398
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,430,000819
2012-03-31 (YTD Data)Rank
Total interest income$3,394,0001,988
Total interest expense$103,0005,825
Net interest income$3,291,0001,683
Provision for loan and lease losses$25,0004,328
Total noninterest income$435,0002,361
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$237,0001,472
Trading account gains and fees$0148
Additional Noninterest Income$198,0002,679
Total noninterest expense$2,005,0002,362
Salaries and employee benefits$1,404,0001,787
Premises and equipment expense$134,0003,731
Additional noninterest expense$467,0003,258
Pre-tax net operating income$1,696,0001,040
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,696,000880
Extraordinary gains, net$019
Net income$1,696,000879
Minority interest net income$078
Net income of bank and minority interests.$1,696,000881
Net charge-offs$72,0002,737
Cash dividends$1,680,000311
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,696,000827
2011-12-31 (YTD Data)Rank
Total interest income$12,273,0002,275
Total interest expense$575,0005,595
Net interest income$11,698,0001,886
Provision for loan and lease losses$395,0003,777
Total noninterest income$1,461,0002,490
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$951,0001,539
Trading account gains and fees$0146
Additional Noninterest Income$510,0003,096
Total noninterest expense$7,310,0002,566
Salaries and employee benefits$4,936,0001,956
Premises and equipment expense$633,0003,440
Additional noninterest expense$1,741,0003,499
Pre-tax net operating income$5,454,0001,097
Securities gains (losses)$5,0003,498
Applicable income taxes$04,719
Income before extraordinary items$5,459,000924
Extraordinary gains, net$029
Net income$5,459,000922
Minority interest net income$096
Net income of bank and minority interests.$5,459,000924
Net charge-offs$432,0003,349
Cash dividends$5,375,000402
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,454,000886
2011-09-30 (YTD Data)Rank
Total interest income$8,992,0002,350
Total interest expense$447,0005,637
Net interest income$8,545,0001,934
Provision for loan and lease losses$345,0003,428
Total noninterest income$1,015,0002,600
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$715,0001,542
Trading account gains and fees$0145
Additional Noninterest Income$300,0003,462
Total noninterest expense$5,513,0002,559
Salaries and employee benefits$3,519,0002,059
Premises and equipment expense$485,0003,428
Additional noninterest expense$1,509,0003,141
Pre-tax net operating income$3,702,0001,244
Securities gains (losses)$4,0003,259
Applicable income taxes$04,740
Income before extraordinary items$3,706,0001,040
Extraordinary gains, net$021
Net income$3,706,0001,040
Minority interest net income$087
Net income of bank and minority interests.$3,706,0001,040
Net charge-offs$390,0002,945
Cash dividends$4,330,000334
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,702,000990
2011-06-30 (YTD Data)Rank
Total interest income$5,859,0002,426
Total interest expense$308,0005,697
Net interest income$5,551,0001,974
Provision for loan and lease losses$220,0003,411
Total noninterest income$596,0002,811
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$472,0001,533
Trading account gains and fees$0153
Additional Noninterest Income$124,0004,248
Total noninterest expense$3,643,0002,589
Salaries and employee benefits$2,272,0002,153
Premises and equipment expense$353,0003,234
Additional noninterest expense$1,018,0003,165
Pre-tax net operating income$2,284,0001,292
Securities gains (losses)$3,0002,636
Applicable income taxes$04,697
Income before extraordinary items$2,287,0001,081
Extraordinary gains, net$015
Net income$2,287,0001,080
Minority interest net income$089
Net income of bank and minority interests.$2,287,0001,081
Net charge-offs$275,0002,795
Cash dividends$2,890,000324
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,284,0001,048
2011-03-31 (YTD Data)Rank
Total interest income$2,803,0002,550
Total interest expense$159,0005,734
Net interest income$2,644,0002,058
Provision for loan and lease losses$125,0003,068
Total noninterest income$424,0002,257
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$232,0001,536
Trading account gains and fees$0158
Additional Noninterest Income$192,0002,528
Total noninterest expense$1,894,0002,527
Salaries and employee benefits$1,130,0002,178
Premises and equipment expense$204,0002,935
Additional noninterest expense$560,0002,897
Pre-tax net operating income$1,049,0001,374
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,049,0001,169
Extraordinary gains, net$09
Net income$1,049,0001,169
Minority interest net income$086
Net income of bank and minority interests.$1,049,0001,169
Net charge-offs$74,0003,022
Cash dividends$1,805,000228
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,049,0001,141
2010-12-31 (YTD Data)Rank
Total interest income$10,157,0002,920
Total interest expense$718,0005,921
Net interest income$9,439,0002,310
Provision for loan and lease losses$405,0004,428
Total noninterest income$1,574,0002,444
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$961,0001,554
Trading account gains and fees$0175
Additional Noninterest Income$613,0002,877
Total noninterest expense$6,871,0002,766
Salaries and employee benefits$4,449,0002,179
Premises and equipment expense$376,0004,896
Additional noninterest expense$2,046,0003,196
Pre-tax net operating income$3,737,0001,339
Securities gains (losses)$263,0001,372
Applicable income taxes$04,655
Income before extraordinary items$4,000,0001,090
Extraordinary gains, net$029
Net income$4,000,0001,091
Minority interest net income$0111
Net income of bank and minority interests.$4,000,0001,093
Net charge-offs$255,0004,502
Cash dividends$3,346,000493
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,737,0001,112
2010-09-30 (YTD Data)Rank
Total interest income$7,569,0002,999
Total interest expense$562,0005,986
Net interest income$7,007,0002,377
Provision for loan and lease losses$375,0003,997
Total noninterest income$1,173,0002,466
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$729,0001,588
Trading account gains and fees$0165
Additional Noninterest Income$444,0002,952
Total noninterest expense$5,093,0002,793
Salaries and employee benefits$3,365,0002,156
Premises and equipment expense$254,0005,206
Additional noninterest expense$1,474,0003,278
Pre-tax net operating income$2,712,0001,445
Securities gains (losses)$301,0001,079
Applicable income taxes$04,726
Income before extraordinary items$3,013,0001,120
Extraordinary gains, net$023
Net income$3,013,0001,123
Minority interest net income$0110
Net income of bank and minority interests.$3,013,0001,123
Net charge-offs$174,0004,366
Cash dividends$2,766,000399
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,712,0001,187
2010-06-30 (YTD Data)Rank
Total interest income$4,963,0003,061
Total interest expense$382,0006,045
Net interest income$4,581,0002,416
Provision for loan and lease losses$225,0004,053
Total noninterest income$686,0002,612
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$502,0001,568
Trading account gains and fees$0152
Additional Noninterest Income$184,0003,640
Total noninterest expense$3,375,0002,813
Salaries and employee benefits$2,258,0002,156
Premises and equipment expense$158,0005,402
Additional noninterest expense$959,0003,313
Pre-tax net operating income$1,667,0001,563
Securities gains (losses)$300,000713
Applicable income taxes$04,691
Income before extraordinary items$1,967,0001,134
Extraordinary gains, net$019
Net income$1,967,0001,133
Minority interest net income$0105
Net income of bank and minority interests.$1,967,0001,135
Net charge-offs$75,0004,534
Cash dividends$1,886,000381
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,667,0001,283
2010-03-31 (YTD Data)Rank
Total interest income$2,447,0003,161
Total interest expense$195,0006,137
Net interest income$2,252,0002,494
Provision for loan and lease losses$150,0003,336
Total noninterest income$248,0003,222
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$251,0001,557
Trading account gains and fees$0175
Additional Noninterest Income$-3,0007,524
Total noninterest expense$1,700,0002,830
Salaries and employee benefits$1,173,0002,108
Premises and equipment expense$75,0005,600
Additional noninterest expense$452,0003,455
Pre-tax net operating income$650,0001,960
Securities gains (losses)$300,000392
Applicable income taxes$04,611
Income before extraordinary items$950,0001,150
Extraordinary gains, net$016
Net income$950,0001,152
Minority interest net income$091
Net income of bank and minority interests.$950,0001,152
Net charge-offs$70,0003,438
Cash dividends$926,000371
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$650,0001,616
2009-12-31 (YTD Data)Rank
Total interest income$10,457,0003,119
Total interest expense$1,173,0005,704
Net interest income$9,284,0002,346
Provision for loan and lease losses$1,098,0003,363
Total noninterest income$1,556,0002,503
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,035,0001,629
Trading account gains and fees$0211
Additional Noninterest Income$521,0003,140
Total noninterest expense$6,326,0003,048
Salaries and employee benefits$3,701,0002,637
Premises and equipment expense$380,0005,122
Additional noninterest expense$2,245,0003,022
Pre-tax net operating income$3,416,0001,189
Securities gains (losses)$160,0001,738
Applicable income taxes$04,388
Income before extraordinary items$3,576,000957
Extraordinary gains, net$034
Net income$3,576,000955
Minority interest net income$0115
Net income of bank and minority interests.$3,576,000956
Net charge-offs$959,0002,913
Cash dividends$2,295,000795
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,416,000991
2009-09-30 (YTD Data)Rank
Total interest income$7,845,0003,166
Total interest expense$945,0005,695
Net interest income$6,900,0002,363
Provision for loan and lease losses$885,0002,961
Total noninterest income$1,177,0002,534
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$764,0001,657
Trading account gains and fees$0212
Additional Noninterest Income$413,0003,124
Total noninterest expense$4,713,0003,076
Salaries and employee benefits$2,671,0002,760
Premises and equipment expense$277,0005,225
Additional noninterest expense$1,765,0002,854
Pre-tax net operating income$2,479,0001,302
Securities gains (losses)$159,0001,463
Applicable income taxes$04,592
Income before extraordinary items$2,638,0001,028
Extraordinary gains, net$027
Net income$2,638,0001,026
Minority interest net income$0118
Net income of bank and minority interests.$2,638,0001,028
Net charge-offs$558,0002,892
Cash dividends$1,785,000725
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,479,0001,083
2009-06-30 (YTD Data)Rank
Total interest income$5,234,0003,195
Total interest expense$679,0005,640
Net interest income$4,555,0002,380
Provision for loan and lease losses$530,0002,897
Total noninterest income$778,0002,569
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$493,0001,693
Trading account gains and fees$0193
Additional Noninterest Income$285,0003,090
Total noninterest expense$3,424,0002,871
Salaries and employee benefits$1,972,0002,542
Premises and equipment expense$177,0005,380
Additional noninterest expense$1,275,0002,691
Pre-tax net operating income$1,379,0001,635
Securities gains (losses)$131,0001,290
Applicable income taxes$04,657
Income before extraordinary items$1,510,0001,247
Extraordinary gains, net$021
Net income$1,510,0001,245
Minority interest net income$0112
Net income of bank and minority interests.$1,510,0001,246
Net charge-offs$400,0002,613
Cash dividends$1,470,000622
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,379,0001,331
2009-03-31 (YTD Data)Rank
Total interest income$2,634,0003,194
Total interest expense$355,0005,645
Net interest income$2,279,0002,378
Provision for loan and lease losses$235,0002,635
Total noninterest income$410,0002,467
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$244,0001,653
Trading account gains and fees$0171
Additional Noninterest Income$166,0002,791
Total noninterest expense$1,743,0002,755
Salaries and employee benefits$983,0002,584
Premises and equipment expense$87,0005,464
Additional noninterest expense$673,0002,304
Pre-tax net operating income$711,0001,781
Securities gains (losses)$79,0001,103
Applicable income taxes$04,835
Income before extraordinary items$790,0001,392
Extraordinary gains, net$015
Net income$790,0001,392
Minority interest net income$0102
Net income of bank and minority interests.$790,0001,394
Net charge-offs$83,0003,063
Cash dividends$810,000559
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$711,0001,449
2008-12-31 (YTD Data)Rank
Total interest income$10,729,0003,344
Total interest expense$1,983,0005,321
Net interest income$8,746,0002,487
Provision for loan and lease losses$545,0003,676
Total noninterest income$1,598,0002,509
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,053,0001,686
Trading account gains and fees$0154
Additional Noninterest Income$545,0003,040
Total noninterest expense$6,228,0002,969
Salaries and employee benefits$4,203,0002,395
Premises and equipment expense$323,0005,617
Additional noninterest expense$1,702,0003,295
Pre-tax net operating income$3,571,0001,532
Securities gains (losses)$31,0001,908
Applicable income taxes$04,979
Income before extraordinary items$3,602,0001,157
Extraordinary gains, net$039
Net income$3,602,0001,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0004,617
Cash dividends$3,225,000845
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,571,0001,242
2008-09-30 (YTD Data)Rank
Total interest income$8,041,0003,409
Total interest expense$1,559,0005,330
Net interest income$6,482,0002,539
Provision for loan and lease losses$300,0003,542
Total noninterest income$1,122,0002,703
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$760,0001,757
Trading account gains and fees$0148
Additional Noninterest Income$362,0003,348
Total noninterest expense$4,586,0002,999
Salaries and employee benefits$3,122,0002,444
Premises and equipment expense$239,0005,671
Additional noninterest expense$1,225,0003,335
Pre-tax net operating income$2,718,0001,797
Securities gains (losses)$25,0001,874
Applicable income taxes$05,372
Income before extraordinary items$2,743,0001,356
Extraordinary gains, net$031
Net income$2,743,0001,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,913
Cash dividends$2,710,000781
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,718,0001,433
2008-06-30 (YTD Data)Rank
Total interest income$5,349,0003,463
Total interest expense$1,109,0005,327
Net interest income$4,240,0002,579
Provision for loan and lease losses$165,0003,451
Total noninterest income$745,0002,737
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$496,0001,765
Trading account gains and fees$0149
Additional Noninterest Income$249,0003,353
Total noninterest expense$3,075,0002,991
Salaries and employee benefits$2,153,0002,400
Premises and equipment expense$139,0006,029
Additional noninterest expense$783,0003,417
Pre-tax net operating income$1,745,0001,913
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,745,0001,569
Extraordinary gains, net$021
Net income$1,745,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,173
Cash dividends$1,330,0001,108
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,745,0001,534
2008-03-31 (YTD Data)Rank
Total interest income$2,694,0003,533
Total interest expense$610,0005,242
Net interest income$2,084,0002,618
Provision for loan and lease losses$45,0003,899
Total noninterest income$370,0002,747
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$247,0001,743
Trading account gains and fees$0158
Additional Noninterest Income$123,0003,399
Total noninterest expense$1,529,0003,002
Salaries and employee benefits$1,076,0002,419
Premises and equipment expense$66,0006,208
Additional noninterest expense$387,0003,408
Pre-tax net operating income$880,0002,002
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$880,0001,687
Extraordinary gains, net$015
Net income$880,0001,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,369
Cash dividends$770,000951
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$880,0001,628
2007-12-31 (YTD Data)Rank
Total interest income$10,839,0003,564
Total interest expense$2,528,0005,232
Net interest income$8,311,0002,638
Provision for loan and lease losses$490,0002,358
Total noninterest income$1,505,0002,711
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$957,0001,840
Trading account gains and fees$0178
Additional Noninterest Income$548,0003,163
Total noninterest expense$5,668,0003,118
Salaries and employee benefits$3,825,0002,594
Premises and equipment expense$261,0006,140
Additional noninterest expense$1,582,0003,268
Pre-tax net operating income$3,658,0002,131
Securities gains (losses)$-19,0007,745
Applicable income taxes$06,070
Income before extraordinary items$3,639,0001,734
Extraordinary gains, net$039
Net income$3,639,0001,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$573,0001,534
Cash dividends$3,230,0001,118
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,658,0001,715
2007-09-30 (YTD Data)Rank
Total interest income$8,149,0003,564
Total interest expense$1,854,0005,303
Net interest income$6,295,0002,621
Provision for loan and lease losses$290,0002,361
Total noninterest income$1,007,0002,908
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$705,0001,847
Trading account gains and fees$0184
Additional Noninterest Income$302,0003,729
Total noninterest expense$4,249,0003,076
Salaries and employee benefits$2,877,0002,582
Premises and equipment expense$190,0006,196
Additional noninterest expense$1,182,0003,229
Pre-tax net operating income$2,763,0002,257
Securities gains (losses)$-19,0007,946
Applicable income taxes$06,220
Income before extraordinary items$2,744,0001,836
Extraordinary gains, net$033
Net income$2,744,0001,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,478
Cash dividends$2,385,0001,066
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,763,0001,809
2007-06-30 (YTD Data)Rank
Total interest income$5,359,0003,603
Total interest expense$1,191,0005,401
Net interest income$4,168,0002,663
Provision for loan and lease losses$180,0002,301
Total noninterest income$662,0002,937
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$459,0001,891
Trading account gains and fees$0168
Additional Noninterest Income$203,0003,758
Total noninterest expense$2,768,0003,173
Salaries and employee benefits$1,882,0002,651
Premises and equipment expense$123,0006,299
Additional noninterest expense$763,0003,325
Pre-tax net operating income$1,882,0002,268
Securities gains (losses)$-19,0008,128
Applicable income taxes$06,265
Income before extraordinary items$1,863,0001,865
Extraordinary gains, net$029
Net income$1,863,0001,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0002,895
Cash dividends$1,460,0001,150
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,882,0001,825
2007-03-31 (YTD Data)Rank
Total interest income$2,631,0003,636
Total interest expense$590,0005,428
Net interest income$2,041,0002,708
Provision for loan and lease losses$145,0001,545
Total noninterest income$339,0002,873
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$233,0001,815
Trading account gains and fees$0195
Additional Noninterest Income$106,0003,657
Total noninterest expense$1,354,0003,236
Salaries and employee benefits$930,0002,717
Premises and equipment expense$62,0006,319
Additional noninterest expense$362,0003,442
Pre-tax net operating income$881,0002,382
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$881,0001,909
Extraordinary gains, net$022
Net income$881,0001,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,733
Cash dividends$590,0001,254
Sale, conversion, retirement of capital stock, net$0885
Net operating income$881,0001,901
2006-12-31 (YTD Data)Rank
Total interest income$10,184,0003,521
Total interest expense$2,127,0005,232
Net interest income$8,057,0002,738
Provision for loan and lease losses$646,0001,513
Total noninterest income$1,368,0002,878
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$998,0001,754
Trading account gains and fees$0130
Additional Noninterest Income$370,0003,883
Total noninterest expense$5,181,0003,249
Salaries and employee benefits$3,390,0002,806
Premises and equipment expense$275,0005,955
Additional noninterest expense$1,516,0003,268
Pre-tax net operating income$3,598,0002,432
Securities gains (losses)$67,000624
Applicable income taxes$06,600
Income before extraordinary items$3,665,0001,932
Extraordinary gains, net$051
Net income$3,665,0001,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$654,000951
Cash dividends$2,822,0001,187
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,598,0001,953
2006-09-30 (YTD Data)Rank
Total interest income$7,468,0003,559
Total interest expense$1,519,0005,301
Net interest income$5,949,0002,800
Provision for loan and lease losses$420,0001,622
Total noninterest income$1,027,0002,879
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$748,0001,759
Trading account gains and fees$0126
Additional Noninterest Income$279,0003,864
Total noninterest expense$3,882,0003,239
Salaries and employee benefits$2,544,0002,797
Premises and equipment expense$198,0006,104
Additional noninterest expense$1,140,0003,260
Pre-tax net operating income$2,674,0002,522
Securities gains (losses)$67,000494
Applicable income taxes$4,0006,438
Income before extraordinary items$2,737,0001,990
Extraordinary gains, net$045
Net income$2,737,0001,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,787
Cash dividends$1,897,0001,208
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,670,0002,025
2006-06-30 (YTD Data)Rank
Total interest income$4,815,0003,598
Total interest expense$931,0005,412
Net interest income$3,884,0002,857
Provision for loan and lease losses$265,0001,678
Total noninterest income$681,0002,874
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$487,0001,777
Trading account gains and fees$0126
Additional Noninterest Income$194,0003,808
Total noninterest expense$2,619,0003,227
Salaries and employee benefits$1,739,0002,754
Premises and equipment expense$119,0006,367
Additional noninterest expense$761,0003,253
Pre-tax net operating income$1,681,0002,645
Securities gains (losses)$67,000401
Applicable income taxes$3,0006,457
Income before extraordinary items$1,745,0002,066
Extraordinary gains, net$039
Net income$1,745,0002,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0002,400
Cash dividends$997,0001,472
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,678,0002,123
2006-03-31 (YTD Data)Rank
Total interest income$2,308,0003,653
Total interest expense$422,0005,550
Net interest income$1,886,0002,925
Provision for loan and lease losses$60,0002,788
Total noninterest income$334,0002,871
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$237,0001,773
Trading account gains and fees$0115
Additional Noninterest Income$97,0003,775
Total noninterest expense$1,293,0003,280
Salaries and employee benefits$862,0002,793
Premises and equipment expense$56,0006,526
Additional noninterest expense$375,0003,293
Pre-tax net operating income$867,0002,541
Securities gains (losses)$58,000328
Applicable income taxes$06,588
Income before extraordinary items$925,0001,927
Extraordinary gains, net$021
Net income$925,0001,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,166
Cash dividends$880,000841
Sale, conversion, retirement of capital stock, net$0648
Net operating income$867,0002,019
2005-12-31 (YTD Data)Rank
Total interest income$9,038,0003,415
Total interest expense$1,344,0005,526
Net interest income$7,694,0002,799
Provision for loan and lease losses$95,0004,915
Total noninterest income$1,675,0002,505
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,072,0001,625
Trading account gains and fees$0138
Additional Noninterest Income$603,0003,044
Total noninterest expense$5,243,0003,112
Salaries and employee benefits$3,519,0002,591
Premises and equipment expense$279,0005,922
Additional noninterest expense$1,445,0003,324
Pre-tax net operating income$4,031,0002,213
Securities gains (losses)$48,000939
Applicable income taxes$5,0006,664
Income before extraordinary items$4,074,0001,723
Extraordinary gains, net$046
Net income$4,074,0001,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,354
Cash dividends$4,200,000777
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,026,0001,707
2005-09-30 (YTD Data)Rank
Total interest income$6,736,0003,369
Total interest expense$969,0005,521
Net interest income$5,767,0002,782
Provision for loan and lease losses$95,0004,242
Total noninterest income$1,049,0002,808
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$803,0001,613
Trading account gains and fees$0126
Additional Noninterest Income$246,0004,168
Total noninterest expense$3,940,0003,072
Salaries and employee benefits$2,631,0002,549
Premises and equipment expense$203,0005,995
Additional noninterest expense$1,106,0003,243
Pre-tax net operating income$2,781,0002,363
Securities gains (losses)$100,000661
Applicable income taxes$06,976
Income before extraordinary items$2,881,0001,816
Extraordinary gains, net$035
Net income$2,881,0001,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,393
Cash dividends$2,998,000757
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,781,0001,845
2005-06-30 (YTD Data)Rank
Total interest income$4,455,0003,339
Total interest expense$613,0005,513
Net interest income$3,842,0002,763
Provision for loan and lease losses$70,0003,946
Total noninterest income$692,0002,790
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$523,0001,608
Trading account gains and fees$0116
Additional Noninterest Income$169,0004,061
Total noninterest expense$2,618,0003,064
Salaries and employee benefits$1,766,0002,531
Premises and equipment expense$126,0006,182
Additional noninterest expense$726,0003,264
Pre-tax net operating income$1,846,0002,325
Securities gains (losses)$92,000598
Applicable income taxes$06,961
Income before extraordinary items$1,938,0001,768
Extraordinary gains, net$030
Net income$1,938,0001,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,534
Cash dividends$1,998,000745
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,846,0001,813
2005-03-31 (YTD Data)Rank
Total interest income$2,209,0003,327
Total interest expense$299,0005,494
Net interest income$1,910,0002,763
Provision for loan and lease losses$15,0004,875
Total noninterest income$349,0002,727
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$256,0001,598
Trading account gains and fees$0115
Additional Noninterest Income$93,0003,882
Total noninterest expense$1,339,0003,008
Salaries and employee benefits$903,0002,490
Premises and equipment expense$65,0006,146
Additional noninterest expense$371,0003,212
Pre-tax net operating income$905,0002,344
Securities gains (losses)$92,000388
Applicable income taxes$06,892
Income before extraordinary items$997,0001,676
Extraordinary gains, net$024
Net income$997,0001,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,093
Cash dividends$1,123,000587
Sale, conversion, retirement of capital stock, net$0491
Net operating income$905,0001,829
2004-12-31 (YTD Data)Rank
Total interest income$8,303,0003,312
Total interest expense$880,0006,005
Net interest income$7,423,0002,728
Provision for loan and lease losses$200,0003,677
Total noninterest income$1,379,0002,844
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,115,0001,574
Trading account gains and fees$0138
Additional Noninterest Income$264,0004,519
Total noninterest expense$4,874,0003,187
Salaries and employee benefits$3,233,0002,659
Premises and equipment expense$275,0005,935
Additional noninterest expense$1,366,0003,374
Pre-tax net operating income$3,728,0002,166
Securities gains (losses)$116,0001,148
Applicable income taxes$07,185
Income before extraordinary items$3,844,0001,670
Extraordinary gains, net$034
Net income$3,844,0001,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,021
Cash dividends$3,030,000954
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,728,0001,675
2004-09-30 (YTD Data)Rank
Total interest income$6,027,0003,372
Total interest expense$625,0006,154
Net interest income$5,402,0002,786
Provision for loan and lease losses$135,0003,719
Total noninterest income$1,041,0002,850
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$841,0001,566
Trading account gains and fees$0134
Additional Noninterest Income$200,0004,502
Total noninterest expense$3,661,0003,164
Salaries and employee benefits$2,375,0002,695
Premises and equipment expense$195,0006,068
Additional noninterest expense$1,091,0003,175
Pre-tax net operating income$2,647,0002,277
Securities gains (losses)$116,0001,082
Applicable income taxes$07,220
Income before extraordinary items$2,763,0001,750
Extraordinary gains, net$026
Net income$2,763,0001,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0002,607
Cash dividends$2,460,000817
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,647,0001,764
2004-06-30 (YTD Data)Rank
Total interest income$3,977,0003,399
Total interest expense$403,0006,270
Net interest income$3,574,0002,790
Provision for loan and lease losses$90,0003,641
Total noninterest income$684,0002,886
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$553,0001,584
Trading account gains and fees$0130
Additional Noninterest Income$131,0004,586
Total noninterest expense$2,444,0003,171
Salaries and employee benefits$1,586,0002,691
Premises and equipment expense$123,0006,248
Additional noninterest expense$735,0003,172
Pre-tax net operating income$1,724,0002,303
Securities gains (losses)$116,000939
Applicable income taxes$07,214
Income before extraordinary items$1,840,0001,730
Extraordinary gains, net$021
Net income$1,840,0001,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,524
Cash dividends$1,675,000805
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,724,0001,778
2004-03-31 (YTD Data)Rank
Total interest income$1,975,0003,422
Total interest expense$207,0006,258
Net interest income$1,768,0002,818
Provision for loan and lease losses$65,0002,836
Total noninterest income$351,0002,786
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$276,0001,554
Trading account gains and fees$0121
Additional Noninterest Income$75,0004,300
Total noninterest expense$1,216,0003,189
Salaries and employee benefits$816,0002,635
Premises and equipment expense$66,0006,063
Additional noninterest expense$334,0003,426
Pre-tax net operating income$838,0002,331
Securities gains (losses)$116,000725
Applicable income taxes$07,103
Income before extraordinary items$954,0001,658
Extraordinary gains, net$016
Net income$954,0001,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,990
Cash dividends$1,005,000659
Sale, conversion, retirement of capital stock, net$0464
Net operating income$838,0001,783
2003-12-31 (YTD Data)Rank
Total interest income$7,789,0003,516
Total interest expense$874,0006,493
Net interest income$6,915,0002,785
Provision for loan and lease losses$325,0002,991
Total noninterest income$1,450,0002,914
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,122,0001,534
Trading account gains and fees$0160
Additional Noninterest Income$328,0004,323
Total noninterest expense$4,594,0003,296
Salaries and employee benefits$2,902,0002,842
Premises and equipment expense$343,0005,246
Additional noninterest expense$1,349,0003,385
Pre-tax net operating income$3,446,0002,239
Securities gains (losses)$108,0001,819
Applicable income taxes$07,459
Income before extraordinary items$3,554,0001,753
Extraordinary gains, net$054
Net income$3,554,0001,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,460
Cash dividends$3,161,000951
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,446,0001,725
2003-09-30 (YTD Data)Rank
Total interest income$5,818,0003,573
Total interest expense$668,0006,590
Net interest income$5,150,0002,818
Provision for loan and lease losses$265,0002,760
Total noninterest income$1,034,0003,064
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$826,0001,569
Trading account gains and fees$0153
Additional Noninterest Income$208,0004,724
Total noninterest expense$3,421,0003,310
Salaries and employee benefits$2,192,0002,838
Premises and equipment expense$244,0005,408
Additional noninterest expense$985,0003,440
Pre-tax net operating income$2,498,0002,386
Securities gains (losses)$108,0001,683
Applicable income taxes$07,524
Income before extraordinary items$2,606,0001,849
Extraordinary gains, net$040
Net income$2,606,0001,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,219
Cash dividends$2,362,000890
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,498,0001,820
2003-06-30 (YTD Data)Rank
Total interest income$3,894,0003,589
Total interest expense$448,0006,693
Net interest income$3,446,0002,803
Provision for loan and lease losses$215,0002,376
Total noninterest income$688,0003,050
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$546,0001,558
Trading account gains and fees$0150
Additional Noninterest Income$142,0004,662
Total noninterest expense$2,263,0003,322
Salaries and employee benefits$1,444,0002,874
Premises and equipment expense$169,0005,253
Additional noninterest expense$650,0003,456
Pre-tax net operating income$1,656,0002,388
Securities gains (losses)$108,0001,449
Applicable income taxes$07,529
Income before extraordinary items$1,764,0001,825
Extraordinary gains, net$030
Net income$1,764,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0001,843
Cash dividends$1,616,000890
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,656,0001,815
2003-03-31 (YTD Data)Rank
Total interest income$1,802,0003,819
Total interest expense$226,0006,751
Net interest income$1,576,0003,032
Provision for loan and lease losses$155,0001,645
Total noninterest income$348,0002,922
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$281,0001,485
Trading account gains and fees$0134
Additional Noninterest Income$67,0004,710
Total noninterest expense$1,165,0003,245
Salaries and employee benefits$697,0002,967
Premises and equipment expense$104,0004,580
Additional noninterest expense$364,0003,087
Pre-tax net operating income$604,0003,064
Securities gains (losses)$108,000958
Applicable income taxes$07,403
Income before extraordinary items$712,0002,165
Extraordinary gains, net$021
Net income$712,0002,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0001,197
Cash dividends$740,000883
Sale, conversion, retirement of capital stock, net$0419
Net operating income$604,0002,391
2002-12-31 (YTD Data)Rank
Total interest income$6,824,0004,131
Total interest expense$1,031,0006,853
Net interest income$5,793,0003,242
Provision for loan and lease losses$206,0004,282
Total noninterest income$1,215,0003,052
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,004,0001,613
Trading account gains and fees$0153
Additional Noninterest Income$211,0004,913
Total noninterest expense$4,183,0003,437
Salaries and employee benefits$2,570,0003,044
Premises and equipment expense$426,0004,429
Additional noninterest expense$1,187,0003,636
Pre-tax net operating income$2,619,0002,791
Securities gains (losses)$100,0001,755
Applicable income taxes$07,681
Income before extraordinary items$2,719,0002,196
Extraordinary gains, net$070
Net income$2,719,0002,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,372
Cash dividends$1,799,0001,449
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,619,0002,193
2001-12-31 (YTD Data)Rank
Total interest income$6,060,0004,925
Total interest expense$1,777,0006,453
Net interest income$4,283,0003,912
Provision for loan and lease losses$227,0003,864
Total noninterest income$976,0003,399
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$800,0001,902
Trading account gains and fees$0177
Additional Noninterest Income$176,0005,207
Total noninterest expense$3,255,0004,073
Salaries and employee benefits$1,970,0003,635
Premises and equipment expense$349,0005,039
Additional noninterest expense$936,0004,284
Pre-tax net operating income$1,777,0003,468
Securities gains (losses)$235,0001,062
Applicable income taxes$07,903
Income before extraordinary items$2,012,0002,521
Extraordinary gains, net$0105
Net income$2,012,0002,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,750
Cash dividends$1,613,0001,564
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,777,0002,740
2000-12-31 (YTD Data)Rank
Total interest income$5,327,0005,503
Total interest expense$1,759,0006,682
Net interest income$3,568,0004,545
Provision for loan and lease losses$100,0005,274
Total noninterest income$989,0003,155
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$820,0001,694
Trading account gains and feesNANA
Additional Noninterest Income$169,0005,202
Total noninterest expense$2,713,0004,575
Salaries and employee benefits$1,355,0004,739
Premises and equipment expense$332,0005,120
Additional noninterest expense$1,026,0003,912
Pre-tax net operating income$1,744,0003,645
Securities gains (losses)$-35,0009,026
Applicable income taxes$1,0008,314
Income before extraordinary items$1,708,0002,923
Extraordinary gains, net$038
Net income$1,708,0002,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,027
Cash dividends$1,353,0001,780
Sale, conversion, retirement of capital stock, net$36,000804
Net operating income$1,743,0002,866
1999-12-31 (YTD Data)Rank
Total interest income$4,413,0006,007
Total interest expense$1,330,0007,339
Net interest income$3,083,0005,046
Provision for loan and lease losses$36,0006,998
Total noninterest income$678,0004,084
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$568,0002,355
Trading account gains and feesNANA
Additional Noninterest Income$110,0006,406
Total noninterest expense$2,431,0004,981
Salaries and employee benefits$1,193,0005,183
Premises and equipment expense$428,0004,299
Additional noninterest expense$810,0004,738
Pre-tax net operating income$1,294,0004,529
Securities gains (losses)$-40,0009,743
Applicable income taxes$1,0008,717
Income before extraordinary items$1,253,0003,732
Extraordinary gains, net$035
Net income$1,253,0003,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,085
Cash dividends$726,0002,840
Sale, conversion, retirement of capital stock, net$-45,00010,074
Net operating income$1,293,0003,616
1998-12-31 (YTD Data)Rank
Total interest income$4,269,0006,247
Total interest expense$1,331,0007,585
Net interest income$2,938,0005,206
Provision for loan and lease losses$6,0008,399
Total noninterest income$649,0004,174
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$510,0002,517
Trading account gains and feesNANA
Additional Noninterest Income$139,0005,872
Total noninterest expense$2,231,0005,163
Salaries and employee benefits$1,018,0005,718
Premises and equipment expense$333,0005,056
Additional noninterest expense$880,0004,364
Pre-tax net operating income$1,350,0004,497
Securities gains (losses)$105,0001,239
Applicable income taxes$232,0005,807
Income before extraordinary items$1,223,0003,862
Extraordinary gains, net$032
Net income$1,223,0003,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,762
Cash dividends$767,0002,679
Sale, conversion, retirement of capital stock, net$-375,00010,384
Net operating income$1,134,8004,007
1997-12-31 (YTD Data)Rank
Total interest income$3,513,0007,143
Total interest expense$1,045,0008,572
Net interest income$2,468,0006,103
Provision for loan and lease losses$57,0006,423
Total noninterest income$603,0004,392
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$474,0002,761
Trading account gains and feesNANA
Additional Noninterest Income$129,0006,088
Total noninterest expense$1,783,0006,107
Salaries and employee benefits$907,0006,252
Premises and equipment expense$308,0005,372
Additional noninterest expense$568,0006,002
Pre-tax net operating income$1,231,0005,157
Securities gains (losses)$-18,00010,323
Applicable income taxes$367,0005,155
Income before extraordinary items$846,0005,268
Extraordinary gains, net$044
Net income$846,0005,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,336
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$-45,00010,751
Net operating income$858,6005,166
1996-12-31 (YTD Data)Rank
Total interest income$2,837,0008,232
Total interest expense$852,0009,476
Net interest income$1,985,0007,180
Provision for loan and lease losses$36,0007,135
Total noninterest income$598,0004,579
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$490,0002,762
Trading account gains and feesNANA
Additional Noninterest Income$108,0006,916
Total noninterest expense$1,747,0006,510
Salaries and employee benefits$838,0006,783
Premises and equipment expense$322,0005,312
Additional noninterest expense$587,0006,434
Pre-tax net operating income$800,0006,503
Securities gains (losses)$-30,00010,843
Applicable income taxes$258,0006,342
Income before extraordinary items$512,0006,815
Extraordinary gains, net$053
Net income$512,0006,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,652
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$531,8006,630
1995-12-31 (YTD Data)Rank
Total interest income$2,406,0009,109
Total interest expense$698,00010,320
Net interest income$1,708,0007,996
Provision for loan and lease losses$54,0006,067
Total noninterest income$715,0004,012
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$579,0002,333
Trading account gains and feesNANA
Additional Noninterest Income$136,0006,260
Total noninterest expense$1,943,0006,118
Salaries and employee benefits$858,0006,772
Premises and equipment expense$297,0005,671
Additional noninterest expense$788,0005,318
Pre-tax net operating income$426,0008,893
Securities gains (losses)$-27,00010,774
Applicable income taxes$134,0008,547
Income before extraordinary items$265,0009,270
Extraordinary gains, net$065
Net income$265,0009,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,622
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$282,8209,083
1994-12-31 (YTD Data)Rank
Total interest income$2,234,0009,369
Total interest expense$542,00010,900
Net interest income$1,692,0008,329
Provision for loan and lease losses$590,0001,365
Total noninterest income$708,0004,091
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$513,0002,664
Trading account gains and feesNANA
Additional Noninterest Income$195,0005,356
Total noninterest expense$1,932,0006,385
Salaries and employee benefits$785,0007,295
Premises and equipment expense$277,0006,051
Additional noninterest expense$870,0005,328
Pre-tax net operating income$-122,00012,212
Securities gains (losses)$03,600
Applicable income taxes$-60,00012,235
Income before extraordinary items$-62,00012,125
Extraordinary gains, net$0249
Net income$-62,00012,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,775
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-62,00012,139
1993-12-31 (YTD Data)Rank
Total interest income$2,264,0009,649
Total interest expense$594,00011,183
Net interest income$1,670,0008,578
Provision for loan and lease losses$494,0002,122
Total noninterest income$889,0003,670
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$604,0002,289
Trading account gains and feesNANA
Additional Noninterest Income$285,0004,614
Total noninterest expense$1,763,0006,998
Salaries and employee benefits$692,0008,055
Premises and equipment expense$326,0005,507
Additional noninterest expense$745,0006,270
Pre-tax net operating income$302,00010,224
Securities gains (losses)$93,0002,602
Applicable income taxes$75,00010,332
Income before extraordinary items$320,0009,232
Extraordinary gains, net$131,0001,346
Net income$451,0008,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,0002,193
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$244,6709,862
1992-12-31 (YTD Data)Rank
Total interest income$2,118,00010,661
Total interest expense$628,00012,158
Net interest income$1,490,0009,306
Provision for loan and lease losses$114,0006,935
Total noninterest income$790,0004,016
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$586,0002,350
Trading account gains and feesNANA
Additional Noninterest Income$204,0005,612
Total noninterest expense$1,938,0006,536
Salaries and employee benefits$625,0008,595
Premises and equipment expense$241,0006,961
Additional noninterest expense$1,072,0004,778
Pre-tax net operating income$228,00010,812
Securities gains (losses)$79,0003,391
Applicable income taxes$55,00011,116
Income before extraordinary items$252,0009,897
Extraordinary gains, net$75,000860
Net income$327,0009,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0003,682
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$187,22010,439

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.