Home > Charlotte State Bank & Trust > Income and Expense

Charlotte State Bank & Trust, Income and Expense

2023-06-30 (YTD Data)Rank
Total interest income$14,068,0001,402
Total interest expense$829,0002,994
Net interest income$13,239,0001,168
Provision for loan and lease losses$1,0002,913
Total noninterest income$3,897,000859
Gross Fiduciary activities income$2,138,000280
Service charges on deposit accounts$387,0001,208
Trading account gains and fees$0112
Additional Noninterest Income$1,372,0001,246
Total noninterest expense$7,742,0001,462
Salaries and employee benefits$3,120,0001,903
Premises and equipment expense$474,0002,085
Additional noninterest expense$1,372,0001,245
Pre-tax net operating income$9,393,000739
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$9,393,000623
Extraordinary gains, net$051
Net income$9,393,000633
Minority interest net income$081
Net income of bank and minority interests.$9,393,000623
Net charge-offs$33,0001,334
Cash dividends$7,000,000349
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,393,000635
2023-03-31 (YTD Data)Rank
Total interest income$6,704,0001,444
Total interest expense$70,0004,225
Net interest income$6,634,0001,168
Provision for loan and lease losses$3,0002,523
Total noninterest income$1,985,000842
Gross Fiduciary activities income$1,128,000279
Service charges on deposit accounts$189,0001,239
Trading account gains and fees$097
Additional Noninterest Income$668,0001,267
Total noninterest expense$3,797,0001,508
Salaries and employee benefits$1,655,0001,864
Premises and equipment expense$243,0002,087
Additional noninterest expense$668,0001,267
Pre-tax net operating income$4,819,000743
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$4,819,000635
Extraordinary gains, net$04
Net income$4,819,000634
Minority interest net income$048
Net income of bank and minority interests.$4,819,000634
Net charge-offs$11,0001,336
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,819,000643
2022-12-31 (YTD Data)Rank
Total interest income$17,569,0001,726
Total interest expense$260,0003,872
Net interest income$17,309,0001,613
Provision for loan and lease losses$03,012
Total noninterest income$8,044,000881
Gross Fiduciary activities income$4,367,000286
Service charges on deposit accounts$859,0001,139
Trading account gains and fees$0116
Additional Noninterest Income$2,818,0001,304
Total noninterest expense$14,088,0001,568
Salaries and employee benefits$5,498,0002,052
Premises and equipment expense$950,0002,068
Additional noninterest expense$2,818,0001,304
Pre-tax net operating income$11,265,0001,176
Securities gains (losses)$-2,550,0004,578
Applicable income taxes$03,596
Income before extraordinary items$8,715,0001,227
Extraordinary gains, net$05
Net income$8,715,0001,226
Minority interest net income$063
Net income of bank and minority interests.$8,715,0001,227
Net charge-offs$49,0001,552
Cash dividends$6,000,000666
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,265,0001,033
2022-09-30 (YTD Data)Rank
Total interest income$11,449,0001,870
Total interest expense$187,0003,778
Net interest income$11,262,0001,767
Provision for loan and lease losses$02,835
Total noninterest income$6,036,000899
Gross Fiduciary activities income$3,252,000284
Service charges on deposit accounts$665,0001,124
Trading account gains and fees$0111
Additional Noninterest Income$2,119,0001,332
Total noninterest expense$10,764,0001,542
Salaries and employee benefits$4,108,0002,057
Premises and equipment expense$736,0002,040
Additional noninterest expense$2,119,0001,332
Pre-tax net operating income$6,534,0001,394
Securities gains (losses)$1,000675
Applicable income taxes$03,603
Income before extraordinary items$6,535,0001,211
Extraordinary gains, net$04
Net income$6,535,0001,210
Minority interest net income$057
Net income of bank and minority interests.$6,535,0001,211
Net charge-offs$38,0001,338
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,534,0001,235
2022-06-30 (YTD Data)Rank
Total interest income$6,720,0002,018
Total interest expense$112,0003,841
Net interest income$6,608,0001,904
Provision for loan and lease losses$02,599
Total noninterest income$4,180,000859
Gross Fiduciary activities income$2,276,000248
Service charges on deposit accounts$416,0001,162
Trading account gains and fees$0108
Additional Noninterest Income$1,488,0001,322
Total noninterest expense$7,193,0001,514
Salaries and employee benefits$2,712,0002,073
Premises and equipment expense$495,0002,030
Additional noninterest expense$3,986,000934
Pre-tax net operating income$3,595,0001,520
Securities gains (losses)$1,000612
Applicable income taxes$03,564
Income before extraordinary items$3,596,0001,323
Extraordinary gains, net$04
Net income$3,596,0001,322
Minority interest net income$060
Net income of bank and minority interests.$3,596,0001,323
Net charge-offs$25,0001,244
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,595,0001,354
2022-03-31 (YTD Data)Rank
Total interest income$3,259,0002,009
Total interest expense$50,0003,919
Net interest income$3,209,0001,894
Provision for loan and lease losses$02,285
Total noninterest income$2,011,000881
Gross Fiduciary activities income$1,129,000254
Service charges on deposit accounts$213,0001,138
Trading account gains and fees$0103
Additional Noninterest Income$669,0001,414
Total noninterest expense$3,529,0001,523
Salaries and employee benefits$1,273,0002,154
Premises and equipment expense$238,0002,099
Additional noninterest expense$2,018,000916
Pre-tax net operating income$1,691,0001,511
Securities gains (losses)$1,000563
Applicable income taxes$03,450
Income before extraordinary items$1,692,0001,340
Extraordinary gains, net$04
Net income$1,692,0001,340
Minority interest net income$050
Net income of bank and minority interests.$1,692,0001,340
Net charge-offs$10,0001,177
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,691,0001,355
2021-12-31 (YTD Data)Rank
Total interest income$13,500,0002,014
Total interest expense$195,0004,145
Net interest income$13,305,0001,895
Provision for loan and lease losses$-1,300,0004,561
Total noninterest income$8,318,000960
Gross Fiduciary activities income$5,059,000234
Service charges on deposit accounts$771,0001,166
Trading account gains and fees$0132
Additional Noninterest Income$2,488,0001,686
Total noninterest expense$13,928,0001,547
Salaries and employee benefits$5,566,0002,038
Premises and equipment expense$1,126,0001,897
Additional noninterest expense$7,236,0001,007
Pre-tax net operating income$8,995,0001,373
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$8,995,0001,240
Extraordinary gains, net$010
Net income$8,995,0001,239
Minority interest net income$074
Net income of bank and minority interests.$8,995,0001,240
Net charge-offs$-958,0004,778
Cash dividends$3,550,0001,036
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,995,0001,224
2021-09-30 (YTD Data)Rank
Total interest income$10,228,0002,040
Total interest expense$146,0004,235
Net interest income$10,082,0001,908
Provision for loan and lease losses$02,963
Total noninterest income$6,656,000935
Gross Fiduciary activities income$3,728,000234
Service charges on deposit accounts$545,0001,210
Trading account gains and fees$0132
Additional Noninterest Income$2,383,0001,483
Total noninterest expense$9,834,0001,619
Salaries and employee benefits$3,947,0002,117
Premises and equipment expense$869,0001,891
Additional noninterest expense$5,018,0001,053
Pre-tax net operating income$6,904,0001,400
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$6,904,0001,261
Extraordinary gains, net$08
Net income$6,904,0001,261
Minority interest net income$069
Net income of bank and minority interests.$6,904,0001,261
Net charge-offs$-969,0004,861
Cash dividends$250,0002,755
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,904,0001,241
2021-06-30 (YTD Data)Rank
Total interest income$6,538,0002,094
Total interest expense$96,0004,294
Net interest income$6,442,0001,953
Provision for loan and lease losses$02,862
Total noninterest income$4,398,000937
Gross Fiduciary activities income$2,409,000235
Service charges on deposit accounts$352,0001,210
Trading account gains and fees$0133
Additional Noninterest Income$1,637,0001,439
Total noninterest expense$6,579,0001,603
Salaries and employee benefits$2,641,0002,105
Premises and equipment expense$585,0001,868
Additional noninterest expense$3,353,0001,053
Pre-tax net operating income$4,261,0001,466
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$4,261,0001,328
Extraordinary gains, net$06
Net income$4,261,0001,328
Minority interest net income$067
Net income of bank and minority interests.$4,261,0001,328
Net charge-offs$-95,0004,575
Cash dividends$250,0002,491
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,261,0001,301
2021-03-31 (YTD Data)Rank
Total interest income$3,229,0002,102
Total interest expense$50,0004,322
Net interest income$3,179,0001,951
Provision for loan and lease losses$02,741
Total noninterest income$2,153,000954
Gross Fiduciary activities income$1,142,000242
Service charges on deposit accounts$179,0001,184
Trading account gains and fees$0127
Additional Noninterest Income$832,0001,435
Total noninterest expense$3,324,0001,587
Salaries and employee benefits$1,358,0002,049
Premises and equipment expense$306,0001,823
Additional noninterest expense$1,660,0001,042
Pre-tax net operating income$2,008,0001,517
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,008,0001,390
Extraordinary gains, net$03
Net income$2,008,0001,390
Minority interest net income$055
Net income of bank and minority interests.$2,008,0001,390
Net charge-offs$-49,0004,613
Cash dividends$250,0001,678
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,008,0001,354
2020-12-31 (YTD Data)Rank
Total interest income$13,874,0001,999
Total interest expense$325,0004,242
Net interest income$13,549,0001,798
Provision for loan and lease losses$04,319
Total noninterest income$8,053,000945
Gross Fiduciary activities income$4,045,000243
Service charges on deposit accounts$761,0001,177
Trading account gains and fees$0133
Additional Noninterest Income$3,247,0001,375
Total noninterest expense$12,523,0001,646
Salaries and employee benefits$6,167,0001,869
Premises and equipment expense$1,099,0001,899
Additional noninterest expense$5,257,0001,220
Pre-tax net operating income$9,079,0001,147
Securities gains (losses)$172,0001,107
Applicable income taxes$03,697
Income before extraordinary items$9,251,0001,024
Extraordinary gains, net$04
Net income$9,251,0001,024
Minority interest net income$072
Net income of bank and minority interests.$9,251,0001,024
Net charge-offs$-21,0004,393
Cash dividends$5,770,000686
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,079,0001,008
2020-09-30 (YTD Data)Rank
Total interest income$10,324,0002,015
Total interest expense$273,0004,218
Net interest income$10,051,0001,810
Provision for loan and lease losses$04,239
Total noninterest income$5,799,000932
Gross Fiduciary activities income$2,903,000245
Service charges on deposit accounts$548,0001,208
Trading account gains and fees$0125
Additional Noninterest Income$2,348,0001,358
Total noninterest expense$9,388,0001,626
Salaries and employee benefits$4,526,0001,867
Premises and equipment expense$842,0001,876
Additional noninterest expense$4,020,0001,176
Pre-tax net operating income$6,462,0001,147
Securities gains (losses)$172,000965
Applicable income taxes$03,696
Income before extraordinary items$6,634,0001,022
Extraordinary gains, net$04
Net income$6,634,0001,021
Minority interest net income$065
Net income of bank and minority interests.$6,634,0001,022
Net charge-offs$-9,0004,226
Cash dividends$3,370,000756
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,462,0001,015
2020-06-30 (YTD Data)Rank
Total interest income$6,876,0002,047
Total interest expense$208,0004,173
Net interest income$6,668,0001,818
Provision for loan and lease losses$04,134
Total noninterest income$3,772,000896
Gross Fiduciary activities income$1,883,000252
Service charges on deposit accounts$379,0001,185
Trading account gains and fees$0123
Additional Noninterest Income$1,510,0001,316
Total noninterest expense$6,274,0001,617
Salaries and employee benefits$3,033,0001,856
Premises and equipment expense$584,0001,822
Additional noninterest expense$2,657,0001,182
Pre-tax net operating income$4,166,0001,136
Securities gains (losses)$172,000759
Applicable income taxes$03,655
Income before extraordinary items$4,338,000973
Extraordinary gains, net$04
Net income$4,338,000973
Minority interest net income$065
Net income of bank and minority interests.$4,338,000973
Net charge-offs$4,0002,717
Cash dividends$2,120,000771
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,166,000981
2020-03-31 (YTD Data)Rank
Total interest income$3,551,0001,988
Total interest expense$136,0004,023
Net interest income$3,415,0001,740
Provision for loan and lease losses$03,711
Total noninterest income$1,958,000824
Gross Fiduciary activities income$922,000255
Service charges on deposit accounts$244,0001,136
Trading account gains and fees$0106
Additional Noninterest Income$792,0001,140
Total noninterest expense$3,206,0001,595
Salaries and employee benefits$1,532,0001,856
Premises and equipment expense$301,0001,805
Additional noninterest expense$1,373,0001,168
Pre-tax net operating income$2,167,000979
Securities gains (losses)$170,000431
Applicable income taxes$03,513
Income before extraordinary items$2,337,000815
Extraordinary gains, net$04
Net income$2,337,000815
Minority interest net income$056
Net income of bank and minority interests.$2,337,000815
Net charge-offs$-5,0004,210
Cash dividends$1,000,000802
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,167,000853
2019-12-31 (YTD Data)Rank
Total interest income$14,674,0001,958
Total interest expense$665,0003,861
Net interest income$14,009,0001,707
Provision for loan and lease losses$03,973
Total noninterest income$7,341,000873
Gross Fiduciary activities income$3,659,000253
Service charges on deposit accounts$891,0001,225
Trading account gains and fees$0135
Additional Noninterest Income$2,791,0001,258
Total noninterest expense$12,017,0001,645
Salaries and employee benefits$5,932,0001,860
Premises and equipment expense$1,131,0001,868
Additional noninterest expense$4,954,0001,257
Pre-tax net operating income$9,333,0001,107
Securities gains (losses)$82,0001,034
Applicable income taxes$03,859
Income before extraordinary items$9,415,000984
Extraordinary gains, net$011
Net income$9,415,000985
Minority interest net income$076
Net income of bank and minority interests.$9,415,000985
Net charge-offs$-791,0005,142
Cash dividends$5,700,000725
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,333,000974
2019-09-30 (YTD Data)Rank
Total interest income$11,006,0001,978
Total interest expense$501,0003,902
Net interest income$10,505,0001,723
Provision for loan and lease losses$03,836
Total noninterest income$5,318,000891
Gross Fiduciary activities income$2,710,000256
Service charges on deposit accounts$636,0001,278
Trading account gains and fees$0129
Additional Noninterest Income$1,972,0001,297
Total noninterest expense$9,031,0001,654
Salaries and employee benefits$4,490,0001,852
Premises and equipment expense$828,0001,916
Additional noninterest expense$3,713,0001,263
Pre-tax net operating income$6,792,0001,159
Securities gains (losses)$80,000884
Applicable income taxes$03,902
Income before extraordinary items$6,872,0001,026
Extraordinary gains, net$011
Net income$6,872,0001,027
Minority interest net income$072
Net income of bank and minority interests.$6,872,0001,027
Net charge-offs$-792,0005,216
Cash dividends$3,600,000776
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,792,0001,014
2019-06-30 (YTD Data)Rank
Total interest income$7,182,0002,011
Total interest expense$331,0003,900
Net interest income$6,851,0001,757
Provision for loan and lease losses$03,685
Total noninterest income$3,405,000899
Gross Fiduciary activities income$1,743,000261
Service charges on deposit accounts$400,0001,322
Trading account gains and fees$0131
Additional Noninterest Income$1,262,0001,298
Total noninterest expense$6,066,0001,639
Salaries and employee benefits$3,003,0001,851
Premises and equipment expense$530,0001,974
Additional noninterest expense$2,533,0001,247
Pre-tax net operating income$4,190,0001,188
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$4,190,0001,070
Extraordinary gains, net$011
Net income$4,190,0001,070
Minority interest net income$069
Net income of bank and minority interests.$4,190,0001,070
Net charge-offs$-544,0005,260
Cash dividends$2,300,000785
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,190,0001,052
2019-03-31 (YTD Data)Rank
Total interest income$3,509,0002,043
Total interest expense$153,0003,989
Net interest income$3,356,0001,802
Provision for loan and lease losses$03,406
Total noninterest income$1,642,000889
Gross Fiduciary activities income$854,000261
Service charges on deposit accounts$201,0001,316
Trading account gains and fees$0126
Additional Noninterest Income$587,0001,298
Total noninterest expense$2,957,0001,685
Salaries and employee benefits$1,499,0001,866
Premises and equipment expense$266,0001,997
Additional noninterest expense$1,192,0001,304
Pre-tax net operating income$2,041,0001,188
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,041,0001,065
Extraordinary gains, net$05
Net income$2,041,0001,064
Minority interest net income$052
Net income of bank and minority interests.$2,041,0001,064
Net charge-offs$-10,0004,659
Cash dividends$1,500,000619
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,041,0001,046
2018-12-31 (YTD Data)Rank
Total interest income$13,636,0002,000
Total interest expense$274,0004,588
Net interest income$13,362,0001,777
Provision for loan and lease losses$04,082
Total noninterest income$6,562,000919
Gross Fiduciary activities income$3,014,000280
Service charges on deposit accounts$891,0001,257
Trading account gains and fees$0126
Additional Noninterest Income$2,657,0001,241
Total noninterest expense$11,205,0001,730
Salaries and employee benefits$5,932,0001,834
Premises and equipment expense$1,064,0001,969
Additional noninterest expense$4,209,0001,441
Pre-tax net operating income$8,719,0001,154
Securities gains (losses)$-574,0005,269
Applicable income taxes$03,978
Income before extraordinary items$8,145,0001,083
Extraordinary gains, net$06
Net income$8,145,0001,082
Minority interest net income$072
Net income of bank and minority interests.$8,145,0001,082
Net charge-offs$-66,0004,957
Cash dividends$5,770,000659
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,719,0001,035
2018-09-30 (YTD Data)Rank
Total interest income$10,126,0002,005
Total interest expense$165,0004,777
Net interest income$9,961,0001,782
Provision for loan and lease losses$03,948
Total noninterest income$5,000,000922
Gross Fiduciary activities income$2,252,000280
Service charges on deposit accounts$663,0001,279
Trading account gains and fees$0138
Additional Noninterest Income$2,085,0001,218
Total noninterest expense$8,495,0001,706
Salaries and employee benefits$4,535,0001,792
Premises and equipment expense$799,0001,970
Additional noninterest expense$3,161,0001,449
Pre-tax net operating income$6,466,0001,161
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$6,466,0001,042
Extraordinary gains, net$05
Net income$6,466,0001,041
Minority interest net income$066
Net income of bank and minority interests.$6,466,0001,041
Net charge-offs$-53,0004,946
Cash dividends$3,770,000675
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,466,0001,037
2018-06-30 (YTD Data)Rank
Total interest income$6,622,0002,024
Total interest expense$107,0004,806
Net interest income$6,515,0001,801
Provision for loan and lease losses$03,782
Total noninterest income$3,466,000894
Gross Fiduciary activities income$1,455,000287
Service charges on deposit accounts$441,0001,283
Trading account gains and fees$0130
Additional Noninterest Income$1,570,0001,126
Total noninterest expense$5,695,0001,708
Salaries and employee benefits$3,045,0001,801
Premises and equipment expense$536,0001,978
Additional noninterest expense$2,114,0001,443
Pre-tax net operating income$4,286,0001,156
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,286,0001,031
Extraordinary gains, net$06
Net income$4,286,0001,030
Minority interest net income$065
Net income of bank and minority interests.$4,286,0001,030
Net charge-offs$-28,0004,853
Cash dividends$2,270,000687
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,286,0001,024
2018-03-31 (YTD Data)Rank
Total interest income$3,214,0002,071
Total interest expense$54,0004,813
Net interest income$3,160,0001,846
Provision for loan and lease losses$03,508
Total noninterest income$1,764,000868
Gross Fiduciary activities income$725,000286
Service charges on deposit accounts$240,0001,211
Trading account gains and fees$0123
Additional Noninterest Income$799,0001,081
Total noninterest expense$2,896,0001,690
Salaries and employee benefits$1,540,0001,812
Premises and equipment expense$268,0002,015
Additional noninterest expense$1,088,0001,391
Pre-tax net operating income$2,028,0001,187
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,028,0001,048
Extraordinary gains, net$07
Net income$2,028,0001,047
Minority interest net income$052
Net income of bank and minority interests.$2,028,0001,048
Net charge-offs$-14,0004,864
Cash dividends$1,050,000680
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,028,0001,040
2017-12-31 (YTD Data)Rank
Total interest income$12,367,0002,084
Total interest expense$275,0004,506
Net interest income$12,092,0001,896
Provision for loan and lease losses$31,0003,766
Total noninterest income$5,601,0001,032
Gross Fiduciary activities income$2,564,000300
Service charges on deposit accounts$939,0001,249
Trading account gains and fees$0151
Additional Noninterest Income$2,098,0001,485
Total noninterest expense$10,770,0001,793
Salaries and employee benefits$5,790,0001,864
Premises and equipment expense$1,076,0002,005
Additional noninterest expense$3,904,0001,555
Pre-tax net operating income$6,892,0001,329
Securities gains (losses)$28,0001,181
Applicable income taxes$04,135
Income before extraordinary items$6,920,0001,033
Extraordinary gains, net$09
Net income$6,920,0001,033
Minority interest net income$076
Net income of bank and minority interests.$6,920,0001,033
Net charge-offs$545,0001,032
Cash dividends$4,315,000771
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,892,0001,021
2017-09-30 (YTD Data)Rank
Total interest income$9,142,0002,111
Total interest expense$211,0004,505
Net interest income$8,931,0001,927
Provision for loan and lease losses$31,0003,531
Total noninterest income$4,082,0001,072
Gross Fiduciary activities income$1,863,000304
Service charges on deposit accounts$679,0001,295
Trading account gains and fees$0145
Additional Noninterest Income$1,540,0001,523
Total noninterest expense$8,102,0001,784
Salaries and employee benefits$4,354,0001,868
Premises and equipment expense$818,0001,996
Additional noninterest expense$2,930,0001,544
Pre-tax net operating income$4,880,0001,394
Securities gains (losses)$28,0001,157
Applicable income taxes$04,172
Income before extraordinary items$4,908,0001,179
Extraordinary gains, net$09
Net income$4,908,0001,179
Minority interest net income$071
Net income of bank and minority interests.$4,908,0001,179
Net charge-offs$575,000725
Cash dividends$2,565,000864
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,880,0001,162
2017-06-30 (YTD Data)Rank
Total interest income$5,976,0002,126
Total interest expense$139,0004,521
Net interest income$5,837,0001,955
Provision for loan and lease losses$27,0003,287
Total noninterest income$2,610,0001,105
Gross Fiduciary activities income$1,206,000308
Service charges on deposit accounts$434,0001,323
Trading account gains and fees$0139
Additional Noninterest Income$970,0001,574
Total noninterest expense$5,468,0001,758
Salaries and employee benefits$2,909,0001,879
Premises and equipment expense$549,0001,976
Additional noninterest expense$2,010,0001,510
Pre-tax net operating income$2,952,0001,482
Securities gains (losses)$28,000866
Applicable income taxes$04,189
Income before extraordinary items$2,980,0001,245
Extraordinary gains, net$011
Net income$2,980,0001,245
Minority interest net income$071
Net income of bank and minority interests.$2,980,0001,245
Net charge-offs$1,002,000357
Cash dividends$1,565,000915
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,952,0001,233
2017-03-31 (YTD Data)Rank
Total interest income$2,924,0002,157
Total interest expense$69,0004,549
Net interest income$2,855,0001,988
Provision for loan and lease losses$14,0003,077
Total noninterest income$1,158,0001,187
Gross Fiduciary activities income$583,000313
Service charges on deposit accounts$203,0001,397
Trading account gains and fees$0142
Additional Noninterest Income$372,0001,827
Total noninterest expense$2,776,0001,759
Salaries and employee benefits$1,463,0001,889
Premises and equipment expense$280,0001,979
Additional noninterest expense$1,033,0001,454
Pre-tax net operating income$1,223,0001,696
Securities gains (losses)$27,000460
Applicable income taxes$04,086
Income before extraordinary items$1,250,0001,418
Extraordinary gains, net$08
Net income$1,250,0001,418
Minority interest net income$055
Net income of bank and minority interests.$1,250,0001,418
Net charge-offs$779,000257
Cash dividends$765,000898
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,223,0001,426
2016-12-31 (YTD Data)Rank
Total interest income$11,065,0002,218
Total interest expense$303,0004,445
Net interest income$10,762,0002,048
Provision for loan and lease losses$28,0003,927
Total noninterest income$5,108,0001,129
Gross Fiduciary activities income$2,198,000314
Service charges on deposit accounts$690,0001,636
Trading account gains and fees$0170
Additional Noninterest Income$2,220,0001,493
Total noninterest expense$9,807,0001,935
Salaries and employee benefits$5,348,0001,987
Premises and equipment expense$901,0002,317
Additional noninterest expense$3,558,0001,707
Pre-tax net operating income$6,035,0001,393
Securities gains (losses)$55,0001,768
Applicable income taxes$04,278
Income before extraordinary items$6,090,0001,179
Extraordinary gains, net$05
Net income$6,090,0001,178
Minority interest net income$082
Net income of bank and minority interests.$6,090,0001,178
Net charge-offs$-12,0005,026
Cash dividends$3,376,000942
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,035,0001,163
2016-09-30 (YTD Data)Rank
Total interest income$8,168,0002,246
Total interest expense$231,0004,453
Net interest income$7,937,0002,073
Provision for loan and lease losses$16,0003,910
Total noninterest income$3,881,0001,123
Gross Fiduciary activities income$1,657,000318
Service charges on deposit accounts$449,0001,812
Trading account gains and fees$0169
Additional Noninterest Income$1,775,0001,422
Total noninterest expense$7,304,0001,955
Salaries and employee benefits$3,967,0002,000
Premises and equipment expense$682,0002,296
Additional noninterest expense$2,655,0001,699
Pre-tax net operating income$4,498,0001,421
Securities gains (losses)$115,0001,162
Applicable income taxes$04,325
Income before extraordinary items$4,613,0001,185
Extraordinary gains, net$05
Net income$4,613,0001,185
Minority interest net income$071
Net income of bank and minority interests.$4,613,0001,185
Net charge-offs$03,952
Cash dividends$2,876,000794
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,498,0001,175
2016-06-30 (YTD Data)Rank
Total interest income$5,361,0002,269
Total interest expense$156,0004,470
Net interest income$5,205,0002,111
Provision for loan and lease losses$4,0003,935
Total noninterest income$2,472,0001,142
Gross Fiduciary activities income$1,045,000324
Service charges on deposit accounts$250,0002,069
Trading account gains and fees$0157
Additional Noninterest Income$1,177,0001,392
Total noninterest expense$4,889,0001,953
Salaries and employee benefits$2,636,0002,010
Premises and equipment expense$468,0002,253
Additional noninterest expense$1,785,0001,704
Pre-tax net operating income$2,784,0001,495
Securities gains (losses)$80,0001,117
Applicable income taxes$04,338
Income before extraordinary items$2,864,0001,250
Extraordinary gains, net$016
Net income$2,864,0001,250
Minority interest net income$071
Net income of bank and minority interests.$2,864,0001,250
Net charge-offs$-56,0005,541
Cash dividends$1,776,000851
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,784,0001,239
2016-03-31 (YTD Data)Rank
Total interest income$2,612,0002,323
Total interest expense$78,0004,497
Net interest income$2,534,0002,154
Provision for loan and lease losses$2,0003,590
Total noninterest income$1,177,0001,157
Gross Fiduciary activities income$504,000327
Service charges on deposit accounts$119,0002,140
Trading account gains and fees$0142
Additional Noninterest Income$554,0001,418
Total noninterest expense$2,436,0001,972
Salaries and employee benefits$1,304,0002,031
Premises and equipment expense$239,0002,232
Additional noninterest expense$893,0001,699
Pre-tax net operating income$1,273,0001,588
Securities gains (losses)$36,000968
Applicable income taxes$04,259
Income before extraordinary items$1,309,0001,319
Extraordinary gains, net$012
Net income$1,309,0001,318
Minority interest net income$062
Net income of bank and minority interests.$1,309,0001,320
Net charge-offs$-50,0005,732
Cash dividends$1,250,000609
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,273,0001,310
2015-12-31 (YTD Data)Rank
Total interest income$9,901,0002,385
Total interest expense$340,0004,426
Net interest income$9,561,0002,236
Provision for loan and lease losses$256,0002,061
Total noninterest income$4,652,0001,181
Gross Fiduciary activities income$2,114,000325
Service charges on deposit accounts$509,0002,114
Trading account gains and fees$0159
Additional Noninterest Income$2,029,0001,505
Total noninterest expense$9,289,0002,035
Salaries and employee benefits$5,027,0002,045
Premises and equipment expense$986,0002,192
Additional noninterest expense$3,276,0001,837
Pre-tax net operating income$4,668,0001,667
Securities gains (losses)$84,0001,264
Applicable income taxes$04,402
Income before extraordinary items$4,752,0001,401
Extraordinary gains, net$023
Net income$4,752,0001,401
Minority interest net income$081
Net income of bank and minority interests.$4,752,0001,401
Net charge-offs$564,0001,069
Cash dividends$3,100,000944
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,668,0001,397
2015-09-30 (YTD Data)Rank
Total interest income$7,329,0002,431
Total interest expense$258,0004,464
Net interest income$7,071,0002,284
Provision for loan and lease losses$253,0001,688
Total noninterest income$3,438,0001,198
Gross Fiduciary activities income$1,543,000330
Service charges on deposit accounts$375,0002,148
Trading account gains and fees$0153
Additional Noninterest Income$1,520,0001,521
Total noninterest expense$6,953,0002,033
Salaries and employee benefits$3,747,0002,074
Premises and equipment expense$762,0002,184
Additional noninterest expense$2,444,0001,849
Pre-tax net operating income$3,303,0001,767
Securities gains (losses)$66,0001,289
Applicable income taxes$04,489
Income before extraordinary items$3,369,0001,496
Extraordinary gains, net$021
Net income$3,369,0001,497
Minority interest net income$078
Net income of bank and minority interests.$3,369,0001,497
Net charge-offs$-59,0005,662
Cash dividends$1,500,0001,198
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,303,0001,478
2015-06-30 (YTD Data)Rank
Total interest income$4,842,0002,453
Total interest expense$173,0004,486
Net interest income$4,669,0002,305
Provision for loan and lease losses$240,0001,328
Total noninterest income$2,245,0001,232
Gross Fiduciary activities income$1,010,000334
Service charges on deposit accounts$246,0002,130
Trading account gains and fees$0157
Additional Noninterest Income$989,0001,572
Total noninterest expense$4,623,0002,054
Salaries and employee benefits$2,515,0002,072
Premises and equipment expense$495,0002,239
Additional noninterest expense$1,613,0001,878
Pre-tax net operating income$2,051,0001,862
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,051,0001,587
Extraordinary gains, net$022
Net income$2,051,0001,590
Minority interest net income$075
Net income of bank and minority interests.$2,051,0001,590
Net charge-offs$-64,0005,814
Cash dividends$500,0001,914
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,051,0001,544
2015-03-31 (YTD Data)Rank
Total interest income$2,386,0002,484
Total interest expense$91,0004,456
Net interest income$2,295,0002,327
Provision for loan and lease losses$153,0001,051
Total noninterest income$1,117,0001,193
Gross Fiduciary activities income$516,000331
Service charges on deposit accounts$123,0002,124
Trading account gains and fees$0152
Additional Noninterest Income$478,0001,556
Total noninterest expense$2,328,0002,027
Salaries and employee benefits$1,267,0002,055
Premises and equipment expense$242,0002,307
Additional noninterest expense$819,0001,837
Pre-tax net operating income$931,0001,976
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$931,0001,710
Extraordinary gains, net$013
Net income$931,0001,712
Minority interest net income$064
Net income of bank and minority interests.$931,0001,712
Net charge-offs$-28,0005,789
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$931,0001,643
2014-12-31 (YTD Data)Rank
Total interest income$9,544,0002,504
Total interest expense$392,0004,497
Net interest income$9,152,0002,323
Provision for loan and lease losses$750,0001,065
Total noninterest income$4,286,0001,223
Gross Fiduciary activities income$1,956,000340
Service charges on deposit accounts$539,0002,160
Trading account gains and fees$0180
Additional Noninterest Income$1,791,0001,589
Total noninterest expense$8,876,0002,124
Salaries and employee benefits$4,689,0002,171
Premises and equipment expense$979,0002,279
Additional noninterest expense$3,208,0001,925
Pre-tax net operating income$3,812,0001,908
Securities gains (losses)$10,0002,652
Applicable income taxes$04,531
Income before extraordinary items$3,822,0001,651
Extraordinary gains, net$017
Net income$3,822,0001,651
Minority interest net income$084
Net income of bank and minority interests.$3,822,0001,650
Net charge-offs$732,0001,129
Cash dividends$2,100,0001,222
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,812,0001,631
2014-09-30 (YTD Data)Rank
Total interest income$7,097,0002,546
Total interest expense$296,0004,547
Net interest income$6,801,0002,352
Provision for loan and lease losses$509,0001,122
Total noninterest income$3,157,0001,243
Gross Fiduciary activities income$1,464,000341
Service charges on deposit accounts$399,0002,199
Trading account gains and fees$0174
Additional Noninterest Income$1,294,0001,627
Total noninterest expense$6,565,0002,155
Salaries and employee benefits$3,411,0002,237
Premises and equipment expense$742,0002,286
Additional noninterest expense$2,412,0001,905
Pre-tax net operating income$2,884,0001,919
Securities gains (losses)$12,0002,252
Applicable income taxes$04,583
Income before extraordinary items$2,896,0001,633
Extraordinary gains, net$015
Net income$2,896,0001,634
Minority interest net income$081
Net income of bank and minority interests.$2,896,0001,633
Net charge-offs$105,0002,639
Cash dividends$1,100,0001,440
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,884,0001,611
2014-06-30 (YTD Data)Rank
Total interest income$4,693,0002,560
Total interest expense$198,0004,592
Net interest income$4,495,0002,350
Provision for loan and lease losses$380,0001,044
Total noninterest income$1,992,0001,288
Gross Fiduciary activities income$876,000358
Service charges on deposit accounts$250,0002,266
Trading account gains and fees$0172
Additional Noninterest Income$866,0001,603
Total noninterest expense$4,370,0002,160
Salaries and employee benefits$2,283,0002,231
Premises and equipment expense$487,0002,331
Additional noninterest expense$1,600,0001,911
Pre-tax net operating income$1,737,0002,029
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,737,0001,734
Extraordinary gains, net$020
Net income$1,737,0001,737
Minority interest net income$080
Net income of bank and minority interests.$1,737,0001,736
Net charge-offs$162,0001,772
Cash dividends$300,0002,325
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,737,0001,697
2014-03-31 (YTD Data)Rank
Total interest income$2,319,0002,580
Total interest expense$102,0004,593
Net interest income$2,217,0002,375
Provision for loan and lease losses$188,0001,046
Total noninterest income$973,0001,276
Gross Fiduciary activities income$435,000361
Service charges on deposit accounts$123,0002,270
Trading account gains and fees$0147
Additional Noninterest Income$415,0001,605
Total noninterest expense$2,157,0002,188
Salaries and employee benefits$1,137,0002,249
Premises and equipment expense$237,0002,414
Additional noninterest expense$783,0001,919
Pre-tax net operating income$845,0002,013
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$845,0001,724
Extraordinary gains, net$016
Net income$845,0001,728
Minority interest net income$066
Net income of bank and minority interests.$845,0001,727
Net charge-offs$3,0003,257
Cash dividends$300,0001,415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$845,0001,695
2013-12-31 (YTD Data)Rank
Total interest income$9,380,0002,575
Total interest expense$468,0004,609
Net interest income$8,912,0002,365
Provision for loan and lease losses$2,420,000533
Total noninterest income$4,278,0001,264
Gross Fiduciary activities income$1,754,000347
Service charges on deposit accounts$511,0002,335
Trading account gains and fees$0184
Additional Noninterest Income$2,013,0001,502
Total noninterest expense$8,468,0002,232
Salaries and employee benefits$4,200,0002,373
Premises and equipment expense$1,026,0002,204
Additional noninterest expense$3,242,0001,950
Pre-tax net operating income$2,302,0002,601
Securities gains (losses)$-58,0006,469
Applicable income taxes$04,631
Income before extraordinary items$2,244,0002,379
Extraordinary gains, net$029
Net income$2,244,0002,383
Minority interest net income$090
Net income of bank and minority interests.$2,244,0002,382
Net charge-offs$3,236,000511
Cash dividends$912,0002,048
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,302,0002,293
2013-09-30 (YTD Data)Rank
Total interest income$6,847,0002,659
Total interest expense$364,0004,617
Net interest income$6,483,0002,439
Provision for loan and lease losses$2,015,000492
Total noninterest income$3,147,0001,307
Gross Fiduciary activities income$1,301,000348
Service charges on deposit accounts$360,0002,474
Trading account gains and fees$0180
Additional Noninterest Income$1,486,0001,561
Total noninterest expense$6,289,0002,250
Salaries and employee benefits$3,135,0002,395
Premises and equipment expense$781,0002,194
Additional noninterest expense$2,373,0001,973
Pre-tax net operating income$1,326,0003,157
Securities gains (losses)$9,0002,535
Applicable income taxes$04,713
Income before extraordinary items$1,335,0002,867
Extraordinary gains, net$025
Net income$1,335,0002,871
Minority interest net income$084
Net income of bank and minority interests.$1,335,0002,871
Net charge-offs$2,472,000517
Cash dividends$412,0002,292
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,326,0002,808
2013-06-30 (YTD Data)Rank
Total interest income$4,605,0002,640
Total interest expense$255,0004,574
Net interest income$4,350,0002,416
Provision for loan and lease losses$1,426,000499
Total noninterest income$2,078,0001,329
Gross Fiduciary activities income$873,000350
Service charges on deposit accounts$222,0002,597
Trading account gains and fees$0157
Additional Noninterest Income$983,0001,596
Total noninterest expense$4,209,0002,251
Salaries and employee benefits$2,086,0002,414
Premises and equipment expense$534,0002,148
Additional noninterest expense$1,589,0001,970
Pre-tax net operating income$793,0003,355
Securities gains (losses)$9,0002,315
Applicable income taxes$04,679
Income before extraordinary items$802,0003,060
Extraordinary gains, net$022
Net income$802,0003,062
Minority interest net income$082
Net income of bank and minority interests.$802,0003,063
Net charge-offs$2,473,000378
Cash dividends$412,0001,877
Sale, conversion, retirement of capital stock, net$0838
Net operating income$793,0002,996
2013-03-31 (YTD Data)Rank
Total interest income$2,384,0002,564
Total interest expense$136,0004,521
Net interest income$2,248,0002,332
Provision for loan and lease losses$229,0001,220
Total noninterest income$938,0001,411
Gross Fiduciary activities income$409,000361
Service charges on deposit accounts$117,0002,482
Trading account gains and fees$0148
Additional Noninterest Income$412,0001,823
Total noninterest expense$2,071,0002,293
Salaries and employee benefits$1,052,0002,410
Premises and equipment expense$279,0002,095
Additional noninterest expense$740,0002,099
Pre-tax net operating income$886,0001,899
Securities gains (losses)$9,0001,515
Applicable income taxes$04,602
Income before extraordinary items$895,0001,629
Extraordinary gains, net$010
Net income$895,0001,631
Minority interest net income$076
Net income of bank and minority interests.$895,0001,631
Net charge-offs$55,0002,358
Cash dividends$412,0001,075
Sale, conversion, retirement of capital stock, net$0789
Net operating income$886,0001,591
2012-12-31 (YTD Data)Rank
Total interest income$9,976,0002,578
Total interest expense$666,0004,527
Net interest income$9,310,0002,306
Provision for loan and lease losses$1,829,0001,148
Total noninterest income$3,655,0001,416
Gross Fiduciary activities income$1,460,000370
Service charges on deposit accounts$522,0002,399
Trading account gains and fees$0166
Additional Noninterest Income$1,673,0001,728
Total noninterest expense$8,235,0002,296
Salaries and employee benefits$4,289,0002,297
Premises and equipment expense$1,090,0002,104
Additional noninterest expense$2,856,0002,271
Pre-tax net operating income$2,901,0002,151
Securities gains (losses)$51,0002,719
Applicable income taxes$04,751
Income before extraordinary items$2,952,0001,893
Extraordinary gains, net$029
Net income$2,952,0001,891
Minority interest net income$093
Net income of bank and minority interests.$2,952,0001,893
Net charge-offs$1,882,0001,217
Cash dividends$500,0002,749
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,901,0001,817
2012-09-30 (YTD Data)Rank
Total interest income$7,452,0002,633
Total interest expense$525,0004,538
Net interest income$6,927,0002,368
Provision for loan and lease losses$1,500,0001,077
Total noninterest income$2,952,0001,347
Gross Fiduciary activities income$1,081,000375
Service charges on deposit accounts$385,0002,456
Trading account gains and fees$0157
Additional Noninterest Income$1,486,0001,540
Total noninterest expense$6,222,0002,292
Salaries and employee benefits$3,286,0002,260
Premises and equipment expense$806,0002,161
Additional noninterest expense$2,130,0002,274
Pre-tax net operating income$2,157,0002,212
Securities gains (losses)$46,0002,486
Applicable income taxes$04,802
Income before extraordinary items$2,203,0001,934
Extraordinary gains, net$020
Net income$2,203,0001,933
Minority interest net income$086
Net income of bank and minority interests.$2,203,0001,935
Net charge-offs$819,0001,646
Cash dividends$500,0002,021
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,157,0001,855
2012-06-30 (YTD Data)Rank
Total interest income$5,015,0002,626
Total interest expense$365,0004,547
Net interest income$4,650,0002,344
Provision for loan and lease losses$1,133,000999
Total noninterest income$1,942,0001,353
Gross Fiduciary activities income$697,000380
Service charges on deposit accounts$251,0002,471
Trading account gains and fees$0153
Additional Noninterest Income$994,0001,526
Total noninterest expense$4,166,0002,294
Salaries and employee benefits$2,185,0002,272
Premises and equipment expense$536,0002,152
Additional noninterest expense$1,445,0002,245
Pre-tax net operating income$1,293,0002,378
Securities gains (losses)$32,0002,302
Applicable income taxes$04,770
Income before extraordinary items$1,325,0002,093
Extraordinary gains, net$019
Net income$1,325,0002,092
Minority interest net income$084
Net income of bank and minority interests.$1,325,0002,093
Net charge-offs$704,0001,445
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,293,0002,026
2012-03-31 (YTD Data)Rank
Total interest income$2,498,0002,657
Total interest expense$193,0004,531
Net interest income$2,305,0002,381
Provision for loan and lease losses$567,000981
Total noninterest income$949,0001,377
Gross Fiduciary activities income$335,000381
Service charges on deposit accounts$129,0002,411
Trading account gains and fees$0148
Additional Noninterest Income$485,0001,540
Total noninterest expense$2,088,0002,285
Salaries and employee benefits$1,093,0002,275
Premises and equipment expense$262,0002,209
Additional noninterest expense$733,0002,198
Pre-tax net operating income$599,0002,534
Securities gains (losses)$8,0001,818
Applicable income taxes$04,704
Income before extraordinary items$607,0002,237
Extraordinary gains, net$019
Net income$607,0002,239
Minority interest net income$078
Net income of bank and minority interests.$607,0002,240
Net charge-offs$309,0001,460
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$599,0002,147
2011-12-31 (YTD Data)Rank
Total interest income$9,954,0002,767
Total interest expense$1,192,0003,986
Net interest income$8,762,0002,509
Provision for loan and lease losses$3,268,0001,115
Total noninterest income$3,446,0001,350
Gross Fiduciary activities income$1,246,000352
Service charges on deposit accounts$571,0002,327
Trading account gains and fees$0146
Additional Noninterest Income$1,629,0001,552
Total noninterest expense$8,023,0002,362
Salaries and employee benefits$4,202,0002,296
Premises and equipment expense$1,081,0002,242
Additional noninterest expense$2,740,0002,396
Pre-tax net operating income$917,0003,883
Securities gains (losses)$293,0001,157
Applicable income taxes$04,719
Income before extraordinary items$1,210,0003,202
Extraordinary gains, net$029
Net income$1,210,0003,205
Minority interest net income$096
Net income of bank and minority interests.$1,210,0003,205
Net charge-offs$3,131,0001,163
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$917,0003,580
2011-09-30 (YTD Data)Rank
Total interest income$7,433,0002,808
Total interest expense$961,0003,918
Net interest income$6,472,0002,556
Provision for loan and lease losses$2,469,0001,076
Total noninterest income$2,673,0001,330
Gross Fiduciary activities income$936,000349
Service charges on deposit accounts$431,0002,328
Trading account gains and fees$0145
Additional Noninterest Income$1,306,0001,472
Total noninterest expense$6,112,0002,342
Salaries and employee benefits$3,135,0002,298
Premises and equipment expense$830,0002,220
Additional noninterest expense$2,147,0002,305
Pre-tax net operating income$564,0004,317
Securities gains (losses)$288,000950
Applicable income taxes$04,740
Income before extraordinary items$852,0003,396
Extraordinary gains, net$021
Net income$852,0003,398
Minority interest net income$087
Net income of bank and minority interests.$852,0003,398
Net charge-offs$1,677,0001,381
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$564,0004,010
2011-06-30 (YTD Data)Rank
Total interest income$4,935,0002,840
Total interest expense$708,0003,782
Net interest income$4,227,0002,609
Provision for loan and lease losses$1,710,0001,022
Total noninterest income$1,819,0001,309
Gross Fiduciary activities income$641,000354
Service charges on deposit accounts$317,0002,140
Trading account gains and fees$0153
Additional Noninterest Income$861,0001,488
Total noninterest expense$4,111,0002,349
Salaries and employee benefits$2,115,0002,291
Premises and equipment expense$563,0002,217
Additional noninterest expense$1,433,0002,339
Pre-tax net operating income$225,0004,973
Securities gains (losses)$258,000609
Applicable income taxes$04,697
Income before extraordinary items$483,0003,662
Extraordinary gains, net$015
Net income$483,0003,663
Minority interest net income$089
Net income of bank and minority interests.$483,0003,663
Net charge-offs$762,0001,725
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$225,0004,763
2011-03-31 (YTD Data)Rank
Total interest income$2,447,0002,877
Total interest expense$413,0003,521
Net interest income$2,034,0002,693
Provision for loan and lease losses$956,000890
Total noninterest income$853,0001,362
Gross Fiduciary activities income$313,000358
Service charges on deposit accounts$156,0002,143
Trading account gains and fees$0158
Additional Noninterest Income$384,0001,614
Total noninterest expense$2,026,0002,396
Salaries and employee benefits$1,080,0002,266
Premises and equipment expense$280,0002,262
Additional noninterest expense$666,0002,493
Pre-tax net operating income$-95,0006,676
Securities gains (losses)$235,000301
Applicable income taxes$04,545
Income before extraordinary items$140,0004,563
Extraordinary gains, net$09
Net income$140,0004,562
Minority interest net income$086
Net income of bank and minority interests.$140,0004,563
Net charge-offs$388,0001,547
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-95,0006,701
2010-12-31 (YTD Data)Rank
Total interest income$10,790,0002,761
Total interest expense$2,013,0003,545
Net interest income$8,777,0002,504
Provision for loan and lease losses$4,327,0001,267
Total noninterest income$3,704,0001,338
Gross Fiduciary activities income$1,151,000366
Service charges on deposit accounts$725,0001,985
Trading account gains and fees$0175
Additional Noninterest Income$1,828,0001,488
Total noninterest expense$8,566,0002,257
Salaries and employee benefits$4,501,0002,154
Premises and equipment expense$1,179,0002,134
Additional noninterest expense$2,886,0002,353
Pre-tax net operating income$-412,0006,204
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-412,0006,319
Extraordinary gains, net$029
Net income$-412,0006,320
Minority interest net income$0111
Net income of bank and minority interests.$-412,0006,320
Net charge-offs$3,988,0001,211
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-412,0006,268
2010-09-30 (YTD Data)Rank
Total interest income$8,256,0002,776
Total interest expense$1,561,0003,590
Net interest income$6,695,0002,477
Provision for loan and lease losses$2,520,0001,424
Total noninterest income$2,562,0001,403
Gross Fiduciary activities income$859,000367
Service charges on deposit accounts$550,0002,027
Trading account gains and fees$0165
Additional Noninterest Income$1,153,0001,639
Total noninterest expense$6,408,0002,264
Salaries and employee benefits$3,414,0002,120
Premises and equipment expense$905,0002,115
Additional noninterest expense$2,089,0002,394
Pre-tax net operating income$329,0004,757
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$329,0004,749
Extraordinary gains, net$023
Net income$329,0004,752
Minority interest net income$0110
Net income of bank and minority interests.$329,0004,752
Net charge-offs$1,611,0001,718
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$329,0004,556
2010-06-30 (YTD Data)Rank
Total interest income$5,617,0002,753
Total interest expense$1,078,0003,598
Net interest income$4,539,0002,441
Provision for loan and lease losses$1,935,0001,306
Total noninterest income$1,743,0001,354
Gross Fiduciary activities income$579,000368
Service charges on deposit accounts$365,0002,028
Trading account gains and fees$0152
Additional Noninterest Income$799,0001,520
Total noninterest expense$4,290,0002,258
Salaries and employee benefits$2,353,0002,063
Premises and equipment expense$595,0002,168
Additional noninterest expense$1,342,0002,470
Pre-tax net operating income$57,0005,761
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$57,0005,843
Extraordinary gains, net$019
Net income$57,0005,845
Minority interest net income$0105
Net income of bank and minority interests.$57,0005,844
Net charge-offs$1,543,0001,347
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$57,0005,731
2010-03-31 (YTD Data)Rank
Total interest income$2,848,0002,772
Total interest expense$574,0003,547
Net interest income$2,274,0002,475
Provision for loan and lease losses$855,0001,307
Total noninterest income$855,0001,387
Gross Fiduciary activities income$296,000362
Service charges on deposit accounts$186,0001,999
Trading account gains and fees$0175
Additional Noninterest Income$373,0001,576
Total noninterest expense$2,129,0002,292
Salaries and employee benefits$1,195,0002,061
Premises and equipment expense$287,0002,296
Additional noninterest expense$647,0002,538
Pre-tax net operating income$145,0004,601
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$145,0004,435
Extraordinary gains, net$016
Net income$145,0004,436
Minority interest net income$091
Net income of bank and minority interests.$145,0004,434
Net charge-offs$758,0001,252
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$145,0004,319
2009-12-31 (YTD Data)Rank
Total interest income$12,593,0002,619
Total interest expense$3,236,0003,229
Net interest income$9,357,0002,333
Provision for loan and lease losses$7,892,0001,034
Total noninterest income$3,312,0001,505
Gross Fiduciary activities income$957,000396
Service charges on deposit accounts$930,0001,799
Trading account gains and fees$0211
Additional Noninterest Income$1,425,0001,709
Total noninterest expense$8,959,0002,219
Salaries and employee benefits$4,856,0002,023
Premises and equipment expense$1,241,0002,149
Additional noninterest expense$2,862,0002,448
Pre-tax net operating income$-4,182,0007,083
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-4,182,0007,181
Extraordinary gains, net$034
Net income$-4,182,0007,180
Minority interest net income$0115
Net income of bank and minority interests.$-4,182,0007,180
Net charge-offs$6,159,000984
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,182,0007,181
2009-09-30 (YTD Data)Rank
Total interest income$9,753,0002,596
Total interest expense$2,615,0003,188
Net interest income$7,138,0002,294
Provision for loan and lease losses$4,495,0001,132
Total noninterest income$2,436,0001,545
Gross Fiduciary activities income$668,000405
Service charges on deposit accounts$694,0001,801
Trading account gains and fees$0212
Additional Noninterest Income$1,074,0001,735
Total noninterest expense$6,844,0002,181
Salaries and employee benefits$3,688,0002,014
Premises and equipment expense$961,0002,107
Additional noninterest expense$2,195,0002,374
Pre-tax net operating income$-1,765,0006,962
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,765,0007,096
Extraordinary gains, net$027
Net income$-1,765,0007,094
Minority interest net income$0118
Net income of bank and minority interests.$-1,765,0007,095
Net charge-offs$2,797,0001,231
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,765,0007,088
2009-06-30 (YTD Data)Rank
Total interest income$6,582,0002,597
Total interest expense$1,918,0003,065
Net interest income$4,664,0002,338
Provision for loan and lease losses$1,612,0001,590
Total noninterest income$1,575,0001,589
Gross Fiduciary activities income$415,000431
Service charges on deposit accounts$444,0001,854
Trading account gains and fees$0193
Additional Noninterest Income$716,0001,786
Total noninterest expense$4,550,0002,215
Salaries and employee benefits$2,509,0002,006
Premises and equipment expense$639,0002,134
Additional noninterest expense$1,402,0002,479
Pre-tax net operating income$77,0005,362
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$77,0005,374
Extraordinary gains, net$021
Net income$77,0005,371
Minority interest net income$0112
Net income of bank and minority interests.$77,0005,371
Net charge-offs$2,315,0001,031
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$77,0005,289
2009-03-31 (YTD Data)Rank
Total interest income$3,237,0002,664
Total interest expense$1,102,0002,828
Net interest income$2,135,0002,538
Provision for loan and lease losses$644,0001,537
Total noninterest income$762,0001,604
Gross Fiduciary activities income$203,000437
Service charges on deposit accounts$212,0001,874
Trading account gains and fees$0171
Additional Noninterest Income$347,0001,771
Total noninterest expense$2,212,0002,213
Salaries and employee benefits$1,250,0002,044
Premises and equipment expense$320,0002,176
Additional noninterest expense$642,0002,413
Pre-tax net operating income$41,0005,752
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$41,0005,831
Extraordinary gains, net$015
Net income$41,0005,833
Minority interest net income$0102
Net income of bank and minority interests.$41,0005,833
Net charge-offs$1,259,000838
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$41,0005,664
2008-12-31 (YTD Data)Rank
Total interest income$14,949,0002,472
Total interest expense$5,192,0002,876
Net interest income$9,757,0002,273
Provision for loan and lease losses$3,509,0001,262
Total noninterest income$2,936,0001,602
Gross Fiduciary activities income$826,000454
Service charges on deposit accounts$1,379,0001,310
Trading account gains and fees$0154
Additional Noninterest Income$731,0002,585
Total noninterest expense$8,731,0002,189
Salaries and employee benefits$4,918,0002,069
Premises and equipment expense$1,220,0002,208
Additional noninterest expense$2,593,0002,272
Pre-tax net operating income$453,0005,004
Securities gains (losses)$16,0002,295
Applicable income taxes$04,979
Income before extraordinary items$469,0004,554
Extraordinary gains, net$039
Net income$469,0004,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,593,000877
Cash dividends$2,010,0001,334
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$453,0004,762
2008-09-30 (YTD Data)Rank
Total interest income$11,486,0002,467
Total interest expense$3,925,0002,949
Net interest income$7,561,0002,224
Provision for loan and lease losses$1,803,0001,263
Total noninterest income$2,345,0001,568
Gross Fiduciary activities income$605,000461
Service charges on deposit accounts$1,057,0001,283
Trading account gains and fees$0148
Additional Noninterest Income$683,0002,357
Total noninterest expense$6,645,0002,159
Salaries and employee benefits$3,792,0002,028
Premises and equipment expense$921,0002,198
Additional noninterest expense$1,932,0002,227
Pre-tax net operating income$1,458,0002,901
Securities gains (losses)$16,0002,140
Applicable income taxes$05,372
Income before extraordinary items$1,474,0002,355
Extraordinary gains, net$031
Net income$1,474,0002,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,444,000732
Cash dividends$510,0002,696
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,458,0002,483
2008-06-30 (YTD Data)Rank
Total interest income$7,798,0002,473
Total interest expense$2,754,0002,923
Net interest income$5,044,0002,205
Provision for loan and lease losses$1,368,0001,011
Total noninterest income$1,604,0001,567
Gross Fiduciary activities income$399,000476
Service charges on deposit accounts$709,0001,250
Trading account gains and fees$0149
Additional Noninterest Income$496,0002,260
Total noninterest expense$4,454,0002,155
Salaries and employee benefits$2,544,0002,034
Premises and equipment expense$600,0002,255
Additional noninterest expense$1,310,0002,161
Pre-tax net operating income$826,0003,364
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$826,0002,983
Extraordinary gains, net$021
Net income$826,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$656,0001,111
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$826,0002,943
2008-03-31 (YTD Data)Rank
Total interest income$3,950,0002,500
Total interest expense$1,537,0002,819
Net interest income$2,413,0002,275
Provision for loan and lease losses$684,000815
Total noninterest income$809,0001,554
Gross Fiduciary activities income$190,000494
Service charges on deposit accounts$366,0001,202
Trading account gains and fees$0158
Additional Noninterest Income$253,0002,206
Total noninterest expense$2,228,0002,151
Salaries and employee benefits$1,285,0002,043
Premises and equipment expense$301,0002,259
Additional noninterest expense$642,0002,179
Pre-tax net operating income$310,0004,074
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$310,0003,728
Extraordinary gains, net$015
Net income$310,0003,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,017
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$310,0003,643
2007-12-31 (YTD Data)Rank
Total interest income$16,199,0002,509
Total interest expense$6,495,0002,810
Net interest income$9,704,0002,302
Provision for loan and lease losses$1,616,000996
Total noninterest income$3,345,0001,514
Gross Fiduciary activities income$738,000498
Service charges on deposit accounts$1,425,0001,248
Trading account gains and fees$0178
Additional Noninterest Income$1,182,0001,988
Total noninterest expense$8,060,0002,277
Salaries and employee benefits$4,625,0002,172
Premises and equipment expense$1,195,0002,174
Additional noninterest expense$2,240,0002,405
Pre-tax net operating income$3,373,0002,253
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$3,373,0001,849
Extraordinary gains, net$039
Net income$3,373,0001,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$756,0001,257
Cash dividends$3,600,0001,015
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,373,0001,837
2007-09-30 (YTD Data)Rank
Total interest income$12,280,0002,499
Total interest expense$4,830,0002,825
Net interest income$7,450,0002,268
Provision for loan and lease losses$304,0002,293
Total noninterest income$2,529,0001,507
Gross Fiduciary activities income$535,000509
Service charges on deposit accounts$1,043,0001,256
Trading account gains and fees$0184
Additional Noninterest Income$951,0001,892
Total noninterest expense$6,193,0002,191
Salaries and employee benefits$3,553,0002,120
Premises and equipment expense$909,0002,125
Additional noninterest expense$1,731,0002,298
Pre-tax net operating income$3,482,0001,860
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,482,0001,464
Extraordinary gains, net$033
Net income$3,482,0001,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0001,810
Cash dividends$908,0002,144
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,482,0001,454
2007-06-30 (YTD Data)Rank
Total interest income$8,182,0002,517
Total interest expense$3,196,0002,838
Net interest income$4,986,0002,293
Provision for loan and lease losses$170,0002,429
Total noninterest income$1,589,0001,600
Gross Fiduciary activities income$348,000528
Service charges on deposit accounts$684,0001,293
Trading account gains and fees$0168
Additional Noninterest Income$557,0002,096
Total noninterest expense$4,135,0002,221
Salaries and employee benefits$2,370,0002,161
Premises and equipment expense$603,0002,151
Additional noninterest expense$1,162,0002,286
Pre-tax net operating income$2,270,0001,945
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,270,0001,548
Extraordinary gains, net$029
Net income$2,270,0001,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,902
Cash dividends$627,0002,120
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,270,0001,527
2007-03-31 (YTD Data)Rank
Total interest income$4,091,0002,516
Total interest expense$1,586,0002,849
Net interest income$2,505,0002,291
Provision for loan and lease losses$46,0003,181
Total noninterest income$733,0001,670
Gross Fiduciary activities income$160,000548
Service charges on deposit accounts$308,0001,387
Trading account gains and fees$0195
Additional Noninterest Income$265,0002,135
Total noninterest expense$2,042,0002,258
Salaries and employee benefits$1,169,0002,204
Premises and equipment expense$317,0002,056
Additional noninterest expense$556,0002,374
Pre-tax net operating income$1,150,0001,930
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,150,0001,507
Extraordinary gains, net$022
Net income$1,150,0001,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,916
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,150,0001,498
2006-12-31 (YTD Data)Rank
Total interest income$15,037,0002,544
Total interest expense$4,453,0003,317
Net interest income$10,584,0002,185
Provision for loan and lease losses$332,0002,598
Total noninterest income$3,138,0001,553
Gross Fiduciary activities income$464,000602
Service charges on deposit accounts$1,837,000962
Trading account gains and fees$0130
Additional Noninterest Income$837,0002,510
Total noninterest expense$7,591,0002,333
Salaries and employee benefits$4,122,0002,381
Premises and equipment expense$1,301,0001,938
Additional noninterest expense$2,168,0002,386
Pre-tax net operating income$5,799,0001,659
Securities gains (losses)$-296,0008,442
Applicable income taxes$06,600
Income before extraordinary items$5,503,0001,326
Extraordinary gains, net$051
Net income$5,503,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,500
Cash dividends$2,142,0001,442
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,799,0001,238
2006-09-30 (YTD Data)Rank
Total interest income$11,099,0002,570
Total interest expense$2,939,0003,567
Net interest income$8,160,0002,146
Provision for loan and lease losses$245,0002,480
Total noninterest income$2,345,0001,574
Gross Fiduciary activities income$327,000609
Service charges on deposit accounts$1,380,000968
Trading account gains and fees$0126
Additional Noninterest Income$638,0002,474
Total noninterest expense$5,765,0002,297
Salaries and employee benefits$3,086,0002,386
Premises and equipment expense$991,0001,920
Additional noninterest expense$1,688,0002,292
Pre-tax net operating income$4,495,0001,652
Securities gains (losses)$-296,0008,586
Applicable income taxes$06,687
Income before extraordinary items$4,199,0001,351
Extraordinary gains, net$045
Net income$4,199,0001,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,033
Cash dividends$1,542,0001,407
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,495,0001,242
2006-06-30 (YTD Data)Rank
Total interest income$7,268,0002,581
Total interest expense$1,717,0003,780
Net interest income$5,551,0002,102
Provision for loan and lease losses$231,0001,893
Total noninterest income$1,580,0001,562
Gross Fiduciary activities income$203,000634
Service charges on deposit accounts$907,000963
Trading account gains and fees$0126
Additional Noninterest Income$470,0002,312
Total noninterest expense$3,826,0002,311
Salaries and employee benefits$2,037,0002,402
Premises and equipment expense$650,0001,940
Additional noninterest expense$1,139,0002,279
Pre-tax net operating income$3,074,0001,614
Securities gains (losses)$-59,0008,409
Applicable income taxes$06,706
Income before extraordinary items$3,015,0001,238
Extraordinary gains, net$039
Net income$3,015,0001,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,820
Cash dividends$1,016,0001,401
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,074,0001,202
2006-03-31 (YTD Data)Rank
Total interest income$3,538,0002,597
Total interest expense$781,0003,880
Net interest income$2,757,0002,106
Provision for loan and lease losses$109,0001,884
Total noninterest income$748,0001,608
Gross Fiduciary activities income$87,000677
Service charges on deposit accounts$449,000948
Trading account gains and fees$0115
Additional Noninterest Income$212,0002,408
Total noninterest expense$1,816,0002,438
Salaries and employee benefits$970,0002,513
Premises and equipment expense$320,0001,980
Additional noninterest expense$526,0002,440
Pre-tax net operating income$1,580,0001,552
Securities gains (losses)$-59,0008,594
Applicable income taxes$06,588
Income before extraordinary items$1,521,0001,225
Extraordinary gains, net$021
Net income$1,521,0001,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,331
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,580,0001,158
2005-12-31 (YTD Data)Rank
Total interest income$12,409,0002,639
Total interest expense$1,929,0004,537
Net interest income$10,480,0002,119
Provision for loan and lease losses$313,0002,736
Total noninterest income$2,949,0001,634
Gross Fiduciary activities income$279,000735
Service charges on deposit accounts$1,654,0001,069
Trading account gains and fees$0138
Additional Noninterest Income$1,016,0002,192
Total noninterest expense$7,918,0002,108
Salaries and employee benefits$4,585,0002,009
Premises and equipment expense$1,273,0001,901
Additional noninterest expense$2,060,0002,414
Pre-tax net operating income$5,198,0001,805
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$5,198,0001,370
Extraordinary gains, net$046
Net income$5,198,0001,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,136
Cash dividends$2,561,0001,179
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,198,0001,357
2005-09-30 (YTD Data)Rank
Total interest income$8,978,0002,658
Total interest expense$1,271,0004,781
Net interest income$7,707,0002,133
Provision for loan and lease losses$198,0002,988
Total noninterest income$2,103,0001,715
Gross Fiduciary activities income$205,000725
Service charges on deposit accounts$1,184,0001,117
Trading account gains and fees$0126
Additional Noninterest Income$714,0002,292
Total noninterest expense$5,762,0002,148
Salaries and employee benefits$3,251,0002,106
Premises and equipment expense$950,0001,898
Additional noninterest expense$1,561,0002,353
Pre-tax net operating income$3,850,0001,826
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$3,850,0001,392
Extraordinary gains, net$035
Net income$3,850,0001,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,415
Cash dividends$1,561,0001,292
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,850,0001,370
2005-06-30 (YTD Data)Rank
Total interest income$5,704,0002,713
Total interest expense$782,0004,847
Net interest income$4,922,0002,198
Provision for loan and lease losses$132,0002,878
Total noninterest income$1,382,0001,709
Gross Fiduciary activities income$129,000730
Service charges on deposit accounts$758,0001,133
Trading account gains and fees$0116
Additional Noninterest Income$495,0002,199
Total noninterest expense$3,778,0002,167
Salaries and employee benefits$2,146,0002,107
Premises and equipment expense$618,0001,928
Additional noninterest expense$1,014,0002,388
Pre-tax net operating income$2,394,0001,905
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$2,394,0001,453
Extraordinary gains, net$030
Net income$2,394,0001,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,029
Cash dividends$951,0001,381
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,394,0001,426
2005-03-31 (YTD Data)Rank
Total interest income$2,708,0002,802
Total interest expense$360,0004,980
Net interest income$2,348,0002,284
Provision for loan and lease losses$66,0002,725
Total noninterest income$638,0001,788
Gross Fiduciary activities income$58,000773
Service charges on deposit accounts$356,0001,159
Trading account gains and fees$0115
Additional Noninterest Income$224,0002,309
Total noninterest expense$1,850,0002,238
Salaries and employee benefits$1,033,0002,198
Premises and equipment expense$289,0002,062
Additional noninterest expense$528,0002,308
Pre-tax net operating income$1,070,0002,055
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,070,0001,571
Extraordinary gains, net$024
Net income$1,070,0001,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,070,0001,548
2004-12-31 (YTD Data)Rank
Total interest income$8,880,0003,135
Total interest expense$1,226,0005,058
Net interest income$7,654,0002,641
Provision for loan and lease losses$264,0003,159
Total noninterest income$2,516,0001,861
Gross Fiduciary activities income$197,000794
Service charges on deposit accounts$1,487,0001,198
Trading account gains and fees$0138
Additional Noninterest Income$832,0002,434
Total noninterest expense$6,579,0002,429
Salaries and employee benefits$3,670,0002,366
Premises and equipment expense$1,150,0002,004
Additional noninterest expense$1,759,0002,714
Pre-tax net operating income$3,327,0002,371
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$3,327,0001,899
Extraordinary gains, net$034
Net income$3,327,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,895
Cash dividends$1,242,0001,997
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,327,0001,851
2004-09-30 (YTD Data)Rank
Total interest income$6,310,0003,263
Total interest expense$881,0005,149
Net interest income$5,429,0002,769
Provision for loan and lease losses$198,0003,010
Total noninterest income$1,907,0001,858
Gross Fiduciary activities income$138,000805
Service charges on deposit accounts$1,128,0001,185
Trading account gains and fees$0134
Additional Noninterest Income$641,0002,405
Total noninterest expense$5,018,0002,372
Salaries and employee benefits$2,844,0002,273
Premises and equipment expense$864,0001,999
Additional noninterest expense$1,310,0002,686
Pre-tax net operating income$2,120,0002,739
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,120,0002,204
Extraordinary gains, net$026
Net income$2,120,0002,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,051
Cash dividends$862,0001,917
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,120,0002,153
2004-06-30 (YTD Data)Rank
Total interest income$4,097,0003,323
Total interest expense$578,0005,217
Net interest income$3,519,0002,830
Provision for loan and lease losses$132,0002,955
Total noninterest income$1,319,0001,780
Gross Fiduciary activities income$88,000826
Service charges on deposit accounts$751,0001,173
Trading account gains and fees$0130
Additional Noninterest Income$480,0002,258
Total noninterest expense$3,322,0002,401
Salaries and employee benefits$1,868,0002,315
Premises and equipment expense$593,0001,929
Additional noninterest expense$861,0002,734
Pre-tax net operating income$1,384,0002,751
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,384,0002,225
Extraordinary gains, net$021
Net income$1,384,0002,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,107
Cash dividends$237,0003,235
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,384,0002,160
2004-03-31 (YTD Data)Rank
Total interest income$1,989,0003,402
Total interest expense$295,0005,218
Net interest income$1,694,0002,929
Provision for loan and lease losses$66,0002,819
Total noninterest income$618,0001,839
Gross Fiduciary activities income$47,000811
Service charges on deposit accounts$361,0001,177
Trading account gains and fees$0121
Additional Noninterest Income$210,0002,397
Total noninterest expense$1,657,0002,411
Salaries and employee benefits$931,0002,334
Premises and equipment expense$301,0001,926
Additional noninterest expense$425,0002,738
Pre-tax net operating income$589,0003,119
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$589,0002,539
Extraordinary gains, net$016
Net income$589,0002,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,115
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$589,0002,454
2003-12-31 (YTD Data)Rank
Total interest income$7,226,0003,716
Total interest expense$1,431,0005,016
Net interest income$5,795,0003,271
Provision for loan and lease losses$174,0004,337
Total noninterest income$2,527,0001,930
Gross Fiduciary activities income$72,0001,017
Service charges on deposit accounts$1,322,0001,310
Trading account gains and fees$0160
Additional Noninterest Income$1,133,0002,204
Total noninterest expense$5,789,0002,679
Salaries and employee benefits$3,252,0002,578
Premises and equipment expense$967,0002,324
Additional noninterest expense$1,570,0002,951
Pre-tax net operating income$2,359,0003,019
Securities gains (losses)$-19,0008,861
Applicable income taxes$07,459
Income before extraordinary items$2,340,0002,522
Extraordinary gains, net$054
Net income$2,340,0002,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,241
Cash dividends$942,0002,442
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,359,0002,389
2003-09-30 (YTD Data)Rank
Total interest income$5,413,0003,767
Total interest expense$1,110,0005,050
Net interest income$4,303,0003,321
Provision for loan and lease losses$90,0004,812
Total noninterest income$1,725,0002,133
Gross Fiduciary activities income$34,0001,077
Service charges on deposit accounts$957,0001,365
Trading account gains and fees$0153
Additional Noninterest Income$734,0002,482
Total noninterest expense$4,270,0002,732
Salaries and employee benefits$2,439,0002,586
Premises and equipment expense$682,0002,477
Additional noninterest expense$1,149,0003,011
Pre-tax net operating income$1,668,0003,259
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,668,0002,730
Extraordinary gains, net$040
Net income$1,668,0002,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,532
Cash dividends$670,0002,233
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,668,0002,585
2003-06-30 (YTD Data)Rank
Total interest income$3,562,0003,841
Total interest expense$761,0005,087
Net interest income$2,801,0003,382
Provision for loan and lease losses$33,0005,678
Total noninterest income$1,083,0002,218
Gross Fiduciary activities income$11,0001,214
Service charges on deposit accounts$608,0001,410
Trading account gains and fees$0150
Additional Noninterest Income$464,0002,555
Total noninterest expense$2,780,0002,783
Salaries and employee benefits$1,595,0002,632
Premises and equipment expense$435,0002,557
Additional noninterest expense$750,0003,039
Pre-tax net operating income$1,071,0003,355
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,071,0002,835
Extraordinary gains, net$030
Net income$1,071,0002,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,995
Cash dividends$430,0002,347
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,071,0002,666
2003-03-31 (YTD Data)Rank
Total interest income$1,728,0003,960
Total interest expense$379,0005,190
Net interest income$1,349,0003,472
Provision for loan and lease losses$11,0006,010
Total noninterest income$500,0002,280
Gross Fiduciary activities income$1,0001,409
Service charges on deposit accounts$283,0001,476
Trading account gains and fees$0134
Additional Noninterest Income$216,0002,589
Total noninterest expense$1,347,0002,847
Salaries and employee benefits$783,0002,668
Premises and equipment expense$208,0002,679
Additional noninterest expense$356,0003,153
Pre-tax net operating income$491,0003,547
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$491,0002,987
Extraordinary gains, net$021
Net income$491,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,180
Cash dividends$190,0002,304
Sale, conversion, retirement of capital stock, net$0419
Net operating income$491,0002,849
2002-12-31 (YTD Data)Rank
Total interest income$6,873,0004,110
Total interest expense$1,888,0005,004
Net interest income$4,985,0003,684
Provision for loan and lease losses$300,0003,409
Total noninterest income$1,800,0002,323
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,057,0001,525
Trading account gains and fees$0153
Additional Noninterest Income$743,0002,622
Total noninterest expense$4,532,0003,201
Salaries and employee benefits$2,560,0003,053
Premises and equipment expense$693,0003,027
Additional noninterest expense$1,279,0003,429
Pre-tax net operating income$1,953,0003,490
Securities gains (losses)$6,0003,879
Applicable income taxes$07,681
Income before extraordinary items$1,959,0002,844
Extraordinary gains, net$070
Net income$1,959,0002,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,227
Cash dividends$760,0002,741
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,953,0002,767
2001-12-31 (YTD Data)Rank
Total interest income$7,032,0004,421
Total interest expense$3,029,0004,696
Net interest income$4,003,0004,128
Provision for loan and lease losses$405,0002,593
Total noninterest income$1,531,0002,474
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$763,0001,982
Trading account gains and fees$0177
Additional Noninterest Income$768,0002,446
Total noninterest expense$3,839,0003,558
Salaries and employee benefits$2,160,0003,363
Premises and equipment expense$486,0003,980
Additional noninterest expense$1,193,0003,519
Pre-tax net operating income$1,290,0004,243
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$1,290,0003,603
Extraordinary gains, net$0105
Net income$1,290,0003,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,857
Cash dividends$490,0003,518
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,290,0003,503
2000-12-31 (YTD Data)Rank
Total interest income$5,912,0005,139
Total interest expense$2,776,0005,212
Net interest income$3,136,0004,991
Provision for loan and lease losses$281,0002,998
Total noninterest income$1,076,0002,980
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$409,0003,186
Trading account gains and feesNANA
Additional Noninterest Income$667,0002,457
Total noninterest expense$3,195,0004,019
Salaries and employee benefits$1,817,0003,747
Premises and equipment expense$420,0004,348
Additional noninterest expense$958,0004,122
Pre-tax net operating income$736,0006,093
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$736,0005,274
Extraordinary gains, net$038
Net income$736,0005,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,051
Cash dividends$217,0005,006
Sale, conversion, retirement of capital stock, net$0969
Net operating income$736,0005,282
1999-12-31 (YTD Data)Rank
Total interest income$4,729,0005,764
Total interest expense$2,279,0005,514
Net interest income$2,450,0005,876
Provision for loan and lease losses$136,0004,489
Total noninterest income$782,0003,678
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$265,0004,356
Trading account gains and feesNANA
Additional Noninterest Income$517,0002,893
Total noninterest expense$2,990,0004,222
Salaries and employee benefits$1,605,0004,115
Premises and equipment expense$365,0004,829
Additional noninterest expense$1,020,0003,961
Pre-tax net operating income$106,0009,046
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$106,0008,924
Extraordinary gains, net$035
Net income$106,0008,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,495
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$106,0008,895
1998-12-31 (YTD Data)Rank
Total interest income$3,679,0006,772
Total interest expense$1,855,0006,446
Net interest income$1,824,0007,003
Provision for loan and lease losses$65,0005,993
Total noninterest income$706,0003,957
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0005,635
Trading account gains and feesNANA
Additional Noninterest Income$538,0002,849
Total noninterest expense$2,051,0005,505
Salaries and employee benefits$1,093,0005,429
Premises and equipment expense$246,0006,015
Additional noninterest expense$712,0005,102
Pre-tax net operating income$414,0007,799
Securities gains (losses)$04,449
Applicable income taxes$-2,0009,976
Income before extraordinary items$416,0007,116
Extraordinary gains, net$032
Net income$416,0007,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,626
Cash dividends$183,0005,524
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$416,0007,025
1997-12-31 (YTD Data)Rank
Total interest income$3,221,0007,479
Total interest expense$1,622,0007,072
Net interest income$1,599,0007,779
Provision for loan and lease losses$64,0006,078
Total noninterest income$448,0005,342
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$127,0006,626
Trading account gains and feesNANA
Additional Noninterest Income$321,0003,779
Total noninterest expense$1,392,0007,055
Salaries and employee benefits$725,0007,170
Premises and equipment expense$172,0007,344
Additional noninterest expense$495,0006,539
Pre-tax net operating income$591,0007,472
Securities gains (losses)$03,944
Applicable income taxes$100,0008,402
Income before extraordinary items$491,0007,031
Extraordinary gains, net$044
Net income$491,0007,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,696
Cash dividends$180,0005,601
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$491,0006,974
1996-12-31 (YTD Data)Rank
Total interest income$2,729,0008,376
Total interest expense$1,375,0007,905
Net interest income$1,354,0008,638
Provision for loan and lease losses$62,0006,048
Total noninterest income$652,0004,309
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$135,0006,752
Trading account gains and feesNANA
Additional Noninterest Income$517,0002,851
Total noninterest expense$1,264,0007,780
Salaries and employee benefits$719,0007,405
Premises and equipment expense$185,0007,320
Additional noninterest expense$360,0008,263
Pre-tax net operating income$680,0007,022
Securities gains (losses)$04,148
Applicable income taxes$251,0006,439
Income before extraordinary items$429,0007,386
Extraordinary gains, net$053
Net income$429,0007,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$200,0005,388
Sale, conversion, retirement of capital stock, net$0953
Net operating income$429,0007,334
1995-12-31 (YTD Data)Rank
Total interest income$2,013,0009,700
Total interest expense$948,0009,434
Net interest income$1,065,0009,732
Provision for loan and lease losses$57,0005,968
Total noninterest income$565,0004,776
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$104,0007,690
Trading account gains and feesNANA
Additional Noninterest Income$461,0003,023
Total noninterest expense$1,129,0008,469
Salaries and employee benefits$595,0008,390
Premises and equipment expense$188,0007,429
Additional noninterest expense$346,0008,730
Pre-tax net operating income$444,0008,783
Securities gains (losses)$-5,0009,676
Applicable income taxes$160,0008,094
Income before extraordinary items$279,0009,147
Extraordinary gains, net$065
Net income$279,0009,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,004
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$282,2009,087
1994-12-31 (YTD Data)Rank
Total interest income$1,444,00010,842
Total interest expense$622,00010,502
Net interest income$822,00010,976
Provision for loan and lease losses$70,0005,310
Total noninterest income$690,0004,171
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$92,0008,308
Trading account gains and feesNANA
Additional Noninterest Income$598,0002,583
Total noninterest expense$1,165,0008,746
Salaries and employee benefits$640,0008,337
Premises and equipment expense$189,0007,666
Additional noninterest expense$336,0009,530
Pre-tax net operating income$277,00010,300
Securities gains (losses)$03,600
Applicable income taxes$98,0009,409
Income before extraordinary items$179,00010,509
Extraordinary gains, net$0249
Net income$179,00010,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,444
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$179,00010,556
1993-12-31 (YTD Data)Rank
Total interest income$1,381,00011,488
Total interest expense$672,00010,751
Net interest income$709,00011,839
Provision for loan and lease losses$107,0005,595
Total noninterest income$1,426,0002,542
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$78,0009,074
Trading account gains and feesNANA
Additional Noninterest Income$1,348,0001,674
Total noninterest expense$1,162,0009,051
Salaries and employee benefits$675,0008,174
Premises and equipment expense$166,0008,480
Additional noninterest expense$321,00010,180
Pre-tax net operating income$866,0006,489
Securities gains (losses)$07,477
Applicable income taxes$326,0005,780
Income before extraordinary items$540,0007,226
Extraordinary gains, net$03,149
Net income$540,0007,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$540,0006,974
1992-12-31 (YTD Data)Rank
Total interest income$1,493,00011,991
Total interest expense$871,00010,996
Net interest income$622,00012,638
Provision for loan and lease losses$43,0009,374
Total noninterest income$709,0004,371
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,00010,113
Trading account gains and feesNANA
Additional Noninterest Income$654,0002,672
Total noninterest expense$1,002,0009,970
Salaries and employee benefits$539,0009,376
Premises and equipment expense$168,0008,608
Additional noninterest expense$295,00010,894
Pre-tax net operating income$286,00010,272
Securities gains (losses)$2,0007,695
Applicable income taxes$108,0009,686
Income before extraordinary items$180,00010,869
Extraordinary gains, net$01,422
Net income$180,00010,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00012,286
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$178,72010,558

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.