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Chambers Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$70,758,000695
Total interest expense$20,178,000775
Net interest income$50,580,000660
Provision for loan and lease losses$-733,0004,495
Total noninterest income$6,939,000956
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,173,000519
Trading account gains and feesNANA
Additional Noninterest Income$4,766,000907
Total noninterest expense$34,247,000793
Salaries and employee benefits$19,870,000764
Premises and equipment expense$4,147,000651
Additional noninterest expense$4,766,000907
Pre-tax net operating income$24,005,000589
Securities gains (losses)$-2,0003,233
Applicable income taxes$5,862,000490
Income before extraordinary items$18,141,000619
Extraordinary gains, net$054
Net income$18,141,000629
Minority interest net income$088
Net income of bank and minority interests.$18,141,000622
Net charge-offs$195,0001,176
Cash dividends$5,500,000751
Sale, conversion, retirement of capital stock, net$0540
Net operating income$18,142,580636
2023-09-30 (YTD Data)Rank
Total interest income$51,070,000710
Total interest expense$13,669,000789
Net interest income$37,401,000690
Provision for loan and lease losses$-865,0004,533
Total noninterest income$5,362,000945
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,608,000522
Trading account gains and feesNANA
Additional Noninterest Income$3,754,000896
Total noninterest expense$25,012,000811
Salaries and employee benefits$14,266,000811
Premises and equipment expense$3,092,000658
Additional noninterest expense$3,754,000896
Pre-tax net operating income$18,616,000593
Securities gains (losses)$0849
Applicable income taxes$4,470,000500
Income before extraordinary items$14,146,000624
Extraordinary gains, net$052
Net income$14,146,000628
Minority interest net income$081
Net income of bank and minority interests.$14,146,000624
Net charge-offs$-59,0004,248
Cash dividends$5,000,000598
Sale, conversion, retirement of capital stock, net$0507
Net operating income$14,146,000636
2023-06-30 (YTD Data)Rank
Total interest income$32,843,000708
Total interest expense$8,131,000789
Net interest income$24,712,000690
Provision for loan and lease losses$-590,0004,559
Total noninterest income$3,590,000898
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,058,000518
Trading account gains and feesNANA
Additional Noninterest Income$2,532,000830
Total noninterest expense$16,789,000789
Salaries and employee benefits$9,659,000791
Premises and equipment expense$2,043,000654
Additional noninterest expense$2,532,000829
Pre-tax net operating income$12,103,000599
Securities gains (losses)$0938
Applicable income taxes$2,865,000513
Income before extraordinary items$9,238,000635
Extraordinary gains, net$051
Net income$9,238,000645
Minority interest net income$081
Net income of bank and minority interests.$9,238,000635
Net charge-offs$-82,0004,422
Cash dividends$4,500,000472
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,238,000643
2023-03-31 (YTD Data)Rank
Total interest income$16,072,000721
Total interest expense$3,479,000803
Net interest income$12,593,000686
Provision for loan and lease losses$02,612
Total noninterest income$1,765,000913
Gross Fiduciary activities income$0913
Service charges on deposit accounts$517,000542
Trading account gains and feesNANA
Additional Noninterest Income$1,248,000828
Total noninterest expense$7,867,000853
Salaries and employee benefits$4,303,000881
Premises and equipment expense$1,009,000683
Additional noninterest expense$1,248,000828
Pre-tax net operating income$6,491,000597
Securities gains (losses)$0950
Applicable income taxes$1,685,000477
Income before extraordinary items$4,806,000637
Extraordinary gains, net$04
Net income$4,806,000636
Minority interest net income$048
Net income of bank and minority interests.$4,806,000636
Net charge-offs$-125,0004,568
Cash dividends$3,500,000337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,806,000646
2022-12-31 (YTD Data)Rank
Total interest income$54,515,000687
Total interest expense$6,334,000663
Net interest income$48,181,000693
Provision for loan and lease losses$03,012
Total noninterest income$8,131,000874
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,077,000552
Trading account gains and feesNANA
Additional Noninterest Income$6,054,000775
Total noninterest expense$34,994,000747
Salaries and employee benefits$20,799,000718
Premises and equipment expense$4,389,000624
Additional noninterest expense$6,054,000775
Pre-tax net operating income$21,318,000719
Securities gains (losses)$-648,0004,376
Applicable income taxes$5,035,000603
Income before extraordinary items$15,635,000768
Extraordinary gains, net$05
Net income$15,635,000769
Minority interest net income$063
Net income of bank and minority interests.$15,635,000769
Net charge-offs$-763,0004,640
Cash dividends$1,500,0001,746
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,146,920767
2022-09-30 (YTD Data)Rank
Total interest income$39,223,000687
Total interest expense$3,885,000587
Net interest income$35,338,000698
Provision for loan and lease losses$02,835
Total noninterest income$6,441,000854
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,535,000567
Trading account gains and feesNANA
Additional Noninterest Income$4,906,000765
Total noninterest expense$25,560,000768
Salaries and employee benefits$15,228,000735
Premises and equipment expense$3,222,000630
Additional noninterest expense$4,906,000765
Pre-tax net operating income$16,219,000708
Securities gains (losses)$-640,0004,516
Applicable income taxes$3,799,000606
Income before extraordinary items$11,780,000776
Extraordinary gains, net$04
Net income$11,780,000776
Minority interest net income$057
Net income of bank and minority interests.$11,780,000776
Net charge-offs$-1,042,0004,695
Cash dividends$1,000,0001,660
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,285,600758
2022-06-30 (YTD Data)Rank
Total interest income$24,527,000697
Total interest expense$2,454,000485
Net interest income$22,073,000718
Provision for loan and lease losses$02,599
Total noninterest income$4,418,000826
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,020,000563
Trading account gains and feesNANA
Additional Noninterest Income$3,398,000756
Total noninterest expense$16,503,000780
Salaries and employee benefits$9,889,000741
Premises and equipment expense$2,177,000622
Additional noninterest expense$4,437,000848
Pre-tax net operating income$9,988,000705
Securities gains (losses)$-415,0004,555
Applicable income taxes$2,310,000598
Income before extraordinary items$7,263,000785
Extraordinary gains, net$04
Net income$7,263,000785
Minority interest net income$060
Net income of bank and minority interests.$7,263,000785
Net charge-offs$-303,0004,628
Cash dividends$500,0001,877
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,590,850764
2022-03-31 (YTD Data)Rank
Total interest income$11,903,000695
Total interest expense$1,213,000458
Net interest income$10,690,000718
Provision for loan and lease losses$02,285
Total noninterest income$2,297,000811
Gross Fiduciary activities income$0892
Service charges on deposit accounts$485,000583
Trading account gains and feesNANA
Additional Noninterest Income$1,812,000739
Total noninterest expense$8,181,000779
Salaries and employee benefits$4,933,000748
Premises and equipment expense$1,154,000596
Additional noninterest expense$2,094,000885
Pre-tax net operating income$4,806,000704
Securities gains (losses)$-244,0004,622
Applicable income taxes$887,000693
Income before extraordinary items$3,675,000749
Extraordinary gains, net$04
Net income$3,675,000749
Minority interest net income$050
Net income of bank and minority interests.$3,675,000749
Net charge-offs$-147,0004,632
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,872,640722
2021-12-31 (YTD Data)Rank
Total interest income$48,949,000695
Total interest expense$5,550,000490
Net interest income$43,399,000713
Provision for loan and lease losses$545,000979
Total noninterest income$10,624,000802
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,747,000602
Trading account gains and feesNANA
Additional Noninterest Income$8,877,000724
Total noninterest expense$31,975,000797
Salaries and employee benefits$19,414,000753
Premises and equipment expense$4,355,000611
Additional noninterest expense$8,206,000911
Pre-tax net operating income$21,503,000695
Securities gains (losses)$-108,0004,661
Applicable income taxes$5,274,000602
Income before extraordinary items$16,121,000768
Extraordinary gains, net$010
Net income$16,121,000769
Minority interest net income$074
Net income of bank and minority interests.$16,121,000769
Net charge-offs$58,0001,582
Cash dividends$1,050,0002,158
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,206,320747
2021-09-30 (YTD Data)Rank
Total interest income$36,223,000712
Total interest expense$4,266,000500
Net interest income$31,957,000735
Provision for loan and lease losses$02,963
Total noninterest income$8,122,000810
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,233,000623
Trading account gains and feesNANA
Additional Noninterest Income$6,889,000738
Total noninterest expense$23,237,000828
Salaries and employee benefits$14,046,000791
Premises and equipment expense$3,230,000629
Additional noninterest expense$5,961,000943
Pre-tax net operating income$16,842,000696
Securities gains (losses)$-60,0004,750
Applicable income taxes$4,026,000619
Income before extraordinary items$12,756,000759
Extraordinary gains, net$08
Net income$12,756,000759
Minority interest net income$069
Net income of bank and minority interests.$12,756,000759
Net charge-offs$70,0001,227
Cash dividends$700,0002,034
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,803,400734
2021-06-30 (YTD Data)Rank
Total interest income$24,164,000712
Total interest expense$2,964,000505
Net interest income$21,200,000730
Provision for loan and lease losses$02,862
Total noninterest income$5,530,000801
Gross Fiduciary activities income$0951
Service charges on deposit accounts$762,000645
Trading account gains and feesNANA
Additional Noninterest Income$4,768,000711
Total noninterest expense$14,960,000849
Salaries and employee benefits$8,953,000817
Premises and equipment expense$2,159,000628
Additional noninterest expense$3,848,000959
Pre-tax net operating income$11,770,000664
Securities gains (losses)$-28,0004,749
Applicable income taxes$2,776,000592
Income before extraordinary items$8,966,000721
Extraordinary gains, net$06
Net income$8,966,000721
Minority interest net income$067
Net income of bank and minority interests.$8,966,000721
Net charge-offs$114,000858
Cash dividends$350,0002,236
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,988,120701
2021-03-31 (YTD Data)Rank
Total interest income$12,158,000698
Total interest expense$1,557,000513
Net interest income$10,601,000722
Provision for loan and lease losses$02,741
Total noninterest income$3,266,000708
Gross Fiduciary activities income$0922
Service charges on deposit accounts$385,000627
Trading account gains and feesNANA
Additional Noninterest Income$2,881,000636
Total noninterest expense$7,186,000873
Salaries and employee benefits$4,356,000829
Premises and equipment expense$1,066,000643
Additional noninterest expense$1,764,000998
Pre-tax net operating income$6,681,000609
Securities gains (losses)$-35,0004,792
Applicable income taxes$1,411,000592
Income before extraordinary items$5,235,000638
Extraordinary gains, net$03
Net income$5,235,000638
Minority interest net income$055
Net income of bank and minority interests.$5,235,000638
Net charge-offs$125,000561
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,262,650624
2020-12-31 (YTD Data)Rank
Total interest income$47,416,000713
Total interest expense$9,697,000516
Net interest income$37,719,000766
Provision for loan and lease losses$2,500,000908
Total noninterest income$7,700,000966
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,675,000603
Trading account gains and feesNANA
Additional Noninterest Income$6,025,000907
Total noninterest expense$29,349,000834
Salaries and employee benefits$17,624,000797
Premises and equipment expense$4,055,000649
Additional noninterest expense$7,670,000912
Pre-tax net operating income$13,570,000818
Securities gains (losses)$66,0001,592
Applicable income taxes$2,170,000892
Income before extraordinary items$11,466,000839
Extraordinary gains, net$04
Net income$11,466,000839
Minority interest net income$072
Net income of bank and minority interests.$11,466,000839
Net charge-offs$-169,0004,828
Cash dividends$5,000,000748
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,410,560803
2020-09-30 (YTD Data)Rank
Total interest income$35,523,000721
Total interest expense$7,802,000515
Net interest income$27,721,000771
Provision for loan and lease losses$1,400,0001,112
Total noninterest income$5,374,000979
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,234,000610
Trading account gains and feesNANA
Additional Noninterest Income$4,140,000918
Total noninterest expense$20,969,000852
Salaries and employee benefits$12,443,000821
Premises and equipment expense$2,934,000660
Additional noninterest expense$5,592,000916
Pre-tax net operating income$10,726,000745
Securities gains (losses)$72,0001,360
Applicable income taxes$2,315,000651
Income before extraordinary items$8,483,000822
Extraordinary gains, net$04
Net income$8,483,000822
Minority interest net income$065
Net income of bank and minority interests.$8,483,000822
Net charge-offs$-116,0004,839
Cash dividends$700,0002,029
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,426,120798
2020-06-30 (YTD Data)Rank
Total interest income$23,813,000721
Total interest expense$5,519,000532
Net interest income$18,294,000778
Provision for loan and lease losses$1,000,0001,077
Total noninterest income$3,237,000984
Gross Fiduciary activities income$0970
Service charges on deposit accounts$835,000608
Trading account gains and feesNANA
Additional Noninterest Income$2,402,000946
Total noninterest expense$13,628,000863
Salaries and employee benefits$7,962,000840
Premises and equipment expense$1,925,000665
Additional noninterest expense$3,741,000909
Pre-tax net operating income$6,903,000703
Securities gains (losses)$64,0001,192
Applicable income taxes$1,518,000602
Income before extraordinary items$5,449,000783
Extraordinary gains, net$04
Net income$5,449,000783
Minority interest net income$065
Net income of bank and minority interests.$5,449,000783
Net charge-offs$-102,0004,890
Cash dividends$350,0002,274
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,398,440762
2020-03-31 (YTD Data)Rank
Total interest income$12,010,000713
Total interest expense$2,881,000570
Net interest income$9,129,000752
Provision for loan and lease losses$1,000,000602
Total noninterest income$1,469,000995
Gross Fiduciary activities income$0941
Service charges on deposit accounts$502,000604
Trading account gains and feesNANA
Additional Noninterest Income$967,000997
Total noninterest expense$6,983,000848
Salaries and employee benefits$4,083,000824
Premises and equipment expense$918,000699
Additional noninterest expense$1,982,000867
Pre-tax net operating income$2,615,000844
Securities gains (losses)$51,000833
Applicable income taxes$714,000579
Income before extraordinary items$1,952,000952
Extraordinary gains, net$04
Net income$1,952,000952
Minority interest net income$056
Net income of bank and minority interests.$1,952,000952
Net charge-offs$-23,0004,698
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,911,710966
2019-12-31 (YTD Data)Rank
Total interest income$42,100,000806
Total interest expense$10,743,000645
Net interest income$31,357,000870
Provision for loan and lease losses$150,0002,594
Total noninterest income$2,934,0001,590
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,420,000842
Trading account gains and feesNANA
Additional Noninterest Income$1,514,0001,780
Total noninterest expense$26,166,000880
Salaries and employee benefits$14,374,000893
Premises and equipment expense$2,988,000858
Additional noninterest expense$8,804,000782
Pre-tax net operating income$7,975,0001,232
Securities gains (losses)$9,0001,922
Applicable income taxes$03,859
Income before extraordinary items$7,984,0001,113
Extraordinary gains, net$011
Net income$7,984,0001,115
Minority interest net income$076
Net income of bank and minority interests.$7,984,0001,115
Net charge-offs$840,000731
Cash dividends$27,044,000254
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,975,0001,095
2019-09-30 (YTD Data)Rank
Total interest income$30,901,000833
Total interest expense$7,847,000667
Net interest income$23,054,000887
Provision for loan and lease losses$150,0002,250
Total noninterest income$3,110,0001,268
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$961,000918
Trading account gains and feesNANA
Additional Noninterest Income$2,149,0001,230
Total noninterest expense$17,944,000938
Salaries and employee benefits$9,946,000962
Premises and equipment expense$2,006,000933
Additional noninterest expense$5,992,000845
Pre-tax net operating income$8,070,0001,019
Securities gains (losses)$15,0001,535
Applicable income taxes$03,902
Income before extraordinary items$8,085,000894
Extraordinary gains, net$011
Net income$8,085,000895
Minority interest net income$072
Net income of bank and minority interests.$8,085,000895
Net charge-offs$626,000660
Cash dividends$21,044,000234
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,070,000877
2019-06-30 (YTD Data)Rank
Total interest income$20,715,000822
Total interest expense$5,020,000677
Net interest income$15,695,000864
Provision for loan and lease losses$150,0001,792
Total noninterest income$1,971,0001,290
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$617,000940
Trading account gains and feesNANA
Additional Noninterest Income$1,354,0001,241
Total noninterest expense$11,343,000974
Salaries and employee benefits$6,328,000986
Premises and equipment expense$1,318,000946
Additional noninterest expense$3,697,000919
Pre-tax net operating income$6,173,000881
Securities gains (losses)$9,0001,239
Applicable income taxes$03,901
Income before extraordinary items$6,182,000766
Extraordinary gains, net$011
Net income$6,182,000767
Minority interest net income$069
Net income of bank and minority interests.$6,182,000766
Net charge-offs$743,000437
Cash dividends$4,000,000522
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,173,000756
2019-03-31 (YTD Data)Rank
Total interest income$10,215,000831
Total interest expense$2,357,000701
Net interest income$7,858,000869
Provision for loan and lease losses$150,0001,133
Total noninterest income$912,0001,319
Gross Fiduciary activities income$0972
Service charges on deposit accounts$295,000969
Trading account gains and feesNANA
Additional Noninterest Income$617,0001,267
Total noninterest expense$5,766,000957
Salaries and employee benefits$3,329,000952
Premises and equipment expense$673,000934
Additional noninterest expense$1,764,000942
Pre-tax net operating income$2,854,000904
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,854,000811
Extraordinary gains, net$05
Net income$2,854,000811
Minority interest net income$052
Net income of bank and minority interests.$2,854,000810
Net charge-offs$822,000245
Cash dividends$4,000,000307
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,854,000795
2018-12-31 (YTD Data)Rank
Total interest income$38,259,000828
Total interest expense$7,136,000699
Net interest income$31,123,000859
Provision for loan and lease losses$1,046,000847
Total noninterest income$2,178,0001,891
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,251,000959
Trading account gains and feesNANA
Additional Noninterest Income$927,0002,328
Total noninterest expense$20,961,0001,026
Salaries and employee benefits$11,080,0001,083
Premises and equipment expense$2,570,000954
Additional noninterest expense$7,311,000917
Pre-tax net operating income$11,294,000946
Securities gains (losses)$-163,0005,115
Applicable income taxes$03,978
Income before extraordinary items$11,131,000837
Extraordinary gains, net$06
Net income$11,131,000835
Minority interest net income$072
Net income of bank and minority interests.$11,131,000836
Net charge-offs$720,000763
Cash dividends$6,000,000625
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,294,000827
2018-09-30 (YTD Data)Rank
Total interest income$27,931,000838
Total interest expense$4,995,000691
Net interest income$22,936,000867
Provision for loan and lease losses$546,0001,058
Total noninterest income$1,798,0001,810
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$926,000969
Trading account gains and feesNANA
Additional Noninterest Income$872,0002,096
Total noninterest expense$15,682,0001,031
Salaries and employee benefits$8,261,0001,086
Premises and equipment expense$1,917,000951
Additional noninterest expense$5,504,000898
Pre-tax net operating income$8,506,000959
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$8,506,000829
Extraordinary gains, net$05
Net income$8,506,000827
Minority interest net income$066
Net income of bank and minority interests.$8,506,000828
Net charge-offs$-1,0004,015
Cash dividends$4,000,000639
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,506,000823
2018-06-30 (YTD Data)Rank
Total interest income$18,179,000843
Total interest expense$3,086,000701
Net interest income$15,093,000871
Provision for loan and lease losses$546,000768
Total noninterest income$1,154,0001,839
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$607,000977
Trading account gains and feesNANA
Additional Noninterest Income$547,0002,178
Total noninterest expense$9,858,0001,076
Salaries and employee benefits$5,146,0001,156
Premises and equipment expense$1,215,000993
Additional noninterest expense$3,497,000943
Pre-tax net operating income$5,843,000918
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$5,843,000789
Extraordinary gains, net$06
Net income$5,843,000788
Minority interest net income$065
Net income of bank and minority interests.$5,843,000788
Net charge-offs$-47,0005,000
Cash dividends$4,000,000459
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,843,000787
2018-03-31 (YTD Data)Rank
Total interest income$8,933,000846
Total interest expense$1,343,000748
Net interest income$7,590,000859
Provision for loan and lease losses$315,000655
Total noninterest income$713,0001,605
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$300,000991
Trading account gains and feesNANA
Additional Noninterest Income$413,0001,677
Total noninterest expense$4,839,0001,097
Salaries and employee benefits$2,542,0001,166
Premises and equipment expense$572,0001,061
Additional noninterest expense$1,725,000946
Pre-tax net operating income$3,149,000830
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$3,149,000729
Extraordinary gains, net$07
Net income$3,149,000729
Minority interest net income$052
Net income of bank and minority interests.$3,149,000729
Net charge-offs$37,0001,343
Cash dividends$4,000,000238
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,149,000725
2017-12-31 (YTD Data)Rank
Total interest income$34,484,000830
Total interest expense$4,520,000755
Net interest income$29,964,000840
Provision for loan and lease losses$600,0001,276
Total noninterest income$1,393,0002,498
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,168,0001,039
Trading account gains and feesNANA
Additional Noninterest Income$225,0004,086
Total noninterest expense$20,659,0001,030
Salaries and employee benefits$10,006,0001,158
Premises and equipment expense$2,354,0001,013
Additional noninterest expense$8,299,000803
Pre-tax net operating income$10,098,000981
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$10,098,000749
Extraordinary gains, net$09
Net income$10,098,000749
Minority interest net income$076
Net income of bank and minority interests.$10,098,000749
Net charge-offs$915,000736
Cash dividends$2,000,0001,415
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,098,000741
2017-09-30 (YTD Data)Rank
Total interest income$25,795,000835
Total interest expense$3,269,000753
Net interest income$22,526,000837
Provision for loan and lease losses$04,088
Total noninterest income$1,958,0001,749
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$860,0001,064
Trading account gains and feesNANA
Additional Noninterest Income$1,098,0001,872
Total noninterest expense$14,780,0001,072
Salaries and employee benefits$7,364,0001,181
Premises and equipment expense$1,736,0001,034
Additional noninterest expense$5,680,000868
Pre-tax net operating income$9,704,000800
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$9,704,000645
Extraordinary gains, net$09
Net income$9,704,000645
Minority interest net income$071
Net income of bank and minority interests.$9,704,000645
Net charge-offs$-37,0005,092
Cash dividends$2,000,0001,042
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,704,000635
2017-06-30 (YTD Data)Rank
Total interest income$16,652,000854
Total interest expense$2,082,000767
Net interest income$14,570,000857
Provision for loan and lease losses$03,871
Total noninterest income$1,416,0001,656
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$549,0001,094
Trading account gains and feesNANA
Additional Noninterest Income$867,0001,686
Total noninterest expense$9,525,0001,105
Salaries and employee benefits$4,677,0001,234
Premises and equipment expense$1,137,0001,049
Additional noninterest expense$3,711,000887
Pre-tax net operating income$6,461,000777
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$6,461,000629
Extraordinary gains, net$011
Net income$6,461,000629
Minority interest net income$071
Net income of bank and minority interests.$6,461,000629
Net charge-offs$-26,0005,089
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,461,000618
2017-03-31 (YTD Data)Rank
Total interest income$8,870,000794
Total interest expense$1,003,000779
Net interest income$7,867,000802
Provision for loan and lease losses$03,537
Total noninterest income$776,0001,550
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$267,0001,121
Trading account gains and feesNANA
Additional Noninterest Income$509,0001,511
Total noninterest expense$5,066,0001,062
Salaries and employee benefits$2,362,0001,236
Premises and equipment expense$536,0001,113
Additional noninterest expense$2,168,000760
Pre-tax net operating income$3,577,000698
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,577,000571
Extraordinary gains, net$08
Net income$3,577,000571
Minority interest net income$055
Net income of bank and minority interests.$3,577,000571
Net charge-offs$-15,0005,155
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,577,000559
2016-12-31 (YTD Data)Rank
Total interest income$30,725,000874
Total interest expense$3,330,000878
Net interest income$27,395,000866
Provision for loan and lease losses$910,000979
Total noninterest income$2,568,0001,820
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,100,0001,110
Trading account gains and fees$0170
Additional Noninterest Income$1,468,0001,922
Total noninterest expense$19,999,0001,050
Salaries and employee benefits$9,590,0001,195
Premises and equipment expense$2,267,0001,043
Additional noninterest expense$8,142,000815
Pre-tax net operating income$9,054,0001,006
Securities gains (losses)$16,0002,474
Applicable income taxes$04,278
Income before extraordinary items$9,070,000832
Extraordinary gains, net$05
Net income$9,070,000832
Minority interest net income$082
Net income of bank and minority interests.$9,070,000831
Net charge-offs$2,638,000320
Cash dividends$9,000,000419
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,054,000817
2016-09-30 (YTD Data)Rank
Total interest income$21,890,000931
Total interest expense$2,388,000913
Net interest income$19,502,000923
Provision for loan and lease losses$860,000777
Total noninterest income$2,653,0001,455
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$810,0001,120
Trading account gains and fees$0169
Additional Noninterest Income$1,843,0001,390
Total noninterest expense$14,182,0001,103
Salaries and employee benefits$6,988,0001,222
Premises and equipment expense$1,746,0001,013
Additional noninterest expense$5,448,000912
Pre-tax net operating income$7,113,000976
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$7,113,000794
Extraordinary gains, net$05
Net income$7,113,000795
Minority interest net income$071
Net income of bank and minority interests.$7,113,000794
Net charge-offs$2,221,000273
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,113,000780
2016-06-30 (YTD Data)Rank
Total interest income$13,778,000991
Total interest expense$1,526,000943
Net interest income$12,252,000990
Provision for loan and lease losses$860,000571
Total noninterest income$1,832,0001,408
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$527,0001,141
Trading account gains and fees$0157
Additional Noninterest Income$1,305,0001,305
Total noninterest expense$9,128,0001,140
Salaries and employee benefits$4,641,0001,228
Premises and equipment expense$1,142,0001,041
Additional noninterest expense$3,345,000986
Pre-tax net operating income$4,096,0001,089
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$4,096,000894
Extraordinary gains, net$016
Net income$4,096,000892
Minority interest net income$071
Net income of bank and minority interests.$4,096,000893
Net charge-offs$1,643,000247
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,096,000870
2016-03-31 (YTD Data)Rank
Total interest income$6,541,0001,032
Total interest expense$754,000958
Net interest income$5,787,0001,037
Provision for loan and lease losses$460,000497
Total noninterest income$820,0001,491
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$255,0001,168
Trading account gains and fees$0142
Additional Noninterest Income$565,0001,402
Total noninterest expense$4,533,0001,152
Salaries and employee benefits$2,298,0001,243
Premises and equipment expense$563,0001,058
Additional noninterest expense$1,672,000981
Pre-tax net operating income$1,614,0001,322
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,614,0001,106
Extraordinary gains, net$012
Net income$1,614,0001,107
Minority interest net income$062
Net income of bank and minority interests.$1,614,0001,107
Net charge-offs$1,238,000193
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,614,0001,086
2015-12-31 (YTD Data)Rank
Total interest income$28,951,000895
Total interest expense$3,291,000850
Net interest income$25,660,000889
Provision for loan and lease losses$04,380
Total noninterest income$1,827,0002,229
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,074,0001,154
Trading account gains and fees$0159
Additional Noninterest Income$753,0002,726
Total noninterest expense$19,775,0001,041
Salaries and employee benefits$9,554,0001,176
Premises and equipment expense$2,494,000966
Additional noninterest expense$7,727,000845
Pre-tax net operating income$7,712,0001,106
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$7,712,000921
Extraordinary gains, net$023
Net income$7,712,000921
Minority interest net income$081
Net income of bank and minority interests.$7,712,000921
Net charge-offs$3,764,000233
Cash dividends$11,000,000355
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,712,000905
2015-09-30 (YTD Data)Rank
Total interest income$21,069,000930
Total interest expense$2,501,000846
Net interest income$18,568,000926
Provision for loan and lease losses$04,232
Total noninterest income$1,684,0001,976
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$782,0001,184
Trading account gains and fees$0153
Additional Noninterest Income$902,0002,155
Total noninterest expense$14,463,0001,068
Salaries and employee benefits$6,734,0001,242
Premises and equipment expense$1,808,0001,012
Additional noninterest expense$5,921,000831
Pre-tax net operating income$5,789,0001,123
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$5,789,000923
Extraordinary gains, net$021
Net income$5,789,000923
Minority interest net income$078
Net income of bank and minority interests.$5,789,000923
Net charge-offs$206,0001,527
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,789,000898
2015-06-30 (YTD Data)Rank
Total interest income$14,309,000903
Total interest expense$1,685,000844
Net interest income$12,624,000904
Provision for loan and lease losses$04,069
Total noninterest income$891,0002,276
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$517,0001,177
Trading account gains and fees$0157
Additional Noninterest Income$374,0002,765
Total noninterest expense$9,902,0001,053
Salaries and employee benefits$4,521,0001,235
Premises and equipment expense$1,181,0001,034
Additional noninterest expense$4,200,000788
Pre-tax net operating income$3,613,0001,176
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$3,613,000982
Extraordinary gains, net$022
Net income$3,613,000982
Minority interest net income$075
Net income of bank and minority interests.$3,613,000982
Net charge-offs$-256,0006,119
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,613,000955
2015-03-31 (YTD Data)Rank
Total interest income$6,547,000994
Total interest expense$837,000850
Net interest income$5,710,0001,005
Provision for loan and lease losses$03,703
Total noninterest income$282,0002,881
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$251,0001,186
Trading account gains and fees$0152
Additional Noninterest Income$31,0005,027
Total noninterest expense$4,483,0001,138
Salaries and employee benefits$2,192,0001,274
Premises and equipment expense$586,0001,045
Additional noninterest expense$1,705,000940
Pre-tax net operating income$1,509,0001,327
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,509,0001,125
Extraordinary gains, net$013
Net income$1,509,0001,126
Minority interest net income$064
Net income of bank and minority interests.$1,509,0001,126
Net charge-offs$-22,0005,709
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,509,0001,093
2014-12-31 (YTD Data)Rank
Total interest income$31,217,000799
Total interest expense$3,869,000758
Net interest income$27,348,000799
Provision for loan and lease losses$-907,0006,341
Total noninterest income$-508,0006,481
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,583,000844
Trading account gains and fees$0180
Additional Noninterest Income$-2,091,0006,505
Total noninterest expense$21,964,000919
Salaries and employee benefits$9,383,0001,164
Premises and equipment expense$2,985,000828
Additional noninterest expense$9,596,000698
Pre-tax net operating income$5,783,0001,354
Securities gains (losses)$37,0001,949
Applicable income taxes$433,0002,344
Income before extraordinary items$5,387,0001,219
Extraordinary gains, net$017
Net income$5,387,0001,216
Minority interest net income$084
Net income of bank and minority interests.$5,387,0001,218
Net charge-offs$2,049,000503
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,352,5901,196
2014-09-30 (YTD Data)Rank
Total interest income$23,358,000802
Total interest expense$2,858,000782
Net interest income$20,500,000800
Provision for loan and lease losses$138,0002,474
Total noninterest income$128,0005,632
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,187,000853
Trading account gains and fees$0174
Additional Noninterest Income$-1,059,0006,570
Total noninterest expense$15,990,000945
Salaries and employee benefits$7,106,0001,147
Premises and equipment expense$2,220,000833
Additional noninterest expense$6,664,000738
Pre-tax net operating income$4,500,0001,319
Securities gains (losses)$-13,0006,193
Applicable income taxes$433,0002,106
Income before extraordinary items$4,054,0001,209
Extraordinary gains, net$015
Net income$4,054,0001,206
Minority interest net income$081
Net income of bank and minority interests.$4,054,0001,208
Net charge-offs$391,0001,368
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,065,7001,187
2014-06-30 (YTD Data)Rank
Total interest income$15,886,000790
Total interest expense$1,885,000798
Net interest income$14,001,000786
Provision for loan and lease losses$138,0002,006
Total noninterest income$-581,0006,643
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$773,000861
Trading account gains and fees$0172
Additional Noninterest Income$-1,354,0006,652
Total noninterest expense$10,687,000934
Salaries and employee benefits$4,800,0001,132
Premises and equipment expense$1,451,000850
Additional noninterest expense$4,436,000739
Pre-tax net operating income$2,595,0001,446
Securities gains (losses)$-13,0006,326
Applicable income taxes$433,0001,688
Income before extraordinary items$2,149,0001,442
Extraordinary gains, net$020
Net income$2,149,0001,444
Minority interest net income$080
Net income of bank and minority interests.$2,149,0001,444
Net charge-offs$1,551,000354
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,159,7901,414
2014-03-31 (YTD Data)Rank
Total interest income$8,328,000753
Total interest expense$939,000812
Net interest income$7,389,000737
Provision for loan and lease losses$52,0002,196
Total noninterest income$650,0001,685
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$367,000889
Trading account gains and fees$0147
Additional Noninterest Income$283,0002,084
Total noninterest expense$5,364,000941
Salaries and employee benefits$2,461,0001,127
Premises and equipment expense$727,000870
Additional noninterest expense$2,176,000746
Pre-tax net operating income$2,623,000761
Securities gains (losses)$01,715
Applicable income taxes$76,0002,599
Income before extraordinary items$2,547,000621
Extraordinary gains, net$016
Net income$2,547,000622
Minority interest net income$066
Net income of bank and minority interests.$2,547,000622
Net charge-offs$925,000318
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,547,000612
2013-12-31 (YTD Data)Rank
Total interest income$35,301,000705
Total interest expense$4,802,000700
Net interest income$30,499,000701
Provision for loan and lease losses$3,861,000338
Total noninterest income$1,196,0002,919
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,927,000724
Trading account gains and fees$0184
Additional Noninterest Income$-731,0006,765
Total noninterest expense$23,697,000862
Salaries and employee benefits$9,970,0001,089
Premises and equipment expense$3,290,000739
Additional noninterest expense$10,437,000666
Pre-tax net operating income$4,137,0001,677
Securities gains (losses)$-194,0006,619
Applicable income taxes$-408,0006,621
Income before extraordinary items$4,351,0001,388
Extraordinary gains, net$029
Net income$4,349,0001,392
Minority interest net income$2,00089
Net income of bank and minority interests.$4,351,0001,391
Net charge-offs$9,147,000201
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$208,000418
Net operating income$4,545,0001,312
2013-09-30 (YTD Data)Rank
Total interest income$27,329,000679
Total interest expense$3,815,000679
Net interest income$23,514,000675
Provision for loan and lease losses$3,796,000270
Total noninterest income$2,732,0001,434
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,510,000686
Trading account gains and fees$0180
Additional Noninterest Income$1,222,0001,804
Total noninterest expense$18,018,000855
Salaries and employee benefits$7,697,0001,056
Premises and equipment expense$2,569,000714
Additional noninterest expense$7,752,000668
Pre-tax net operating income$4,432,0001,275
Securities gains (losses)$-185,0006,773
Applicable income taxes$-442,0006,792
Income before extraordinary items$4,689,000993
Extraordinary gains, net$025
Net income$4,689,000996
Minority interest net income$084
Net income of bank and minority interests.$4,689,000996
Net charge-offs$9,202,000154
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$208,000343
Net operating income$4,874,000927
2013-06-30 (YTD Data)Rank
Total interest income$19,275,000634
Total interest expense$2,775,000612
Net interest income$16,500,000637
Provision for loan and lease losses$3,202,000235
Total noninterest income$2,413,0001,193
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,097,000612
Trading account gains and fees$0157
Additional Noninterest Income$1,316,0001,303
Total noninterest expense$12,637,000807
Salaries and employee benefits$5,559,000968
Premises and equipment expense$1,820,000680
Additional noninterest expense$5,258,000648
Pre-tax net operating income$3,074,0001,205
Securities gains (losses)$-185,0006,875
Applicable income taxes$-497,0006,871
Income before extraordinary items$3,386,000910
Extraordinary gains, net$022
Net income$3,383,000913
Minority interest net income$3,00074
Net income of bank and minority interests.$3,386,000912
Net charge-offs$9,276,000118
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$189,000270
Net operating income$3,571,000841
2013-03-31 (YTD Data)Rank
Total interest income$11,248,000558
Total interest expense$1,638,000533
Net interest income$9,610,000556
Provision for loan and lease losses$3,100,000142
Total noninterest income$1,057,0001,314
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$646,000523
Trading account gains and fees$0148
Additional Noninterest Income$411,0001,826
Total noninterest expense$7,239,000713
Salaries and employee benefits$3,354,000819
Premises and equipment expense$1,086,000571
Additional noninterest expense$2,799,000620
Pre-tax net operating income$328,0003,646
Securities gains (losses)$15,0001,363
Applicable income taxes$-13,0006,764
Income before extraordinary items$356,0003,247
Extraordinary gains, net$010
Net income$357,0003,245
Minority interest net income$-1,0007,000
Net income of bank and minority interests.$356,0003,249
Net charge-offs$9,142,00083
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$189,000169
Net operating income$341,0003,220
2012-12-31 (YTD Data)Rank
Total interest income$33,579,000781
Total interest expense$5,693,000781
Net interest income$27,886,000775
Provision for loan and lease losses$1,927,0001,097
Total noninterest income$7,801,000813
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,399,0001,020
Trading account gains and fees$0166
Additional Noninterest Income$6,402,000672
Total noninterest expense$18,390,0001,084
Salaries and employee benefits$6,734,0001,509
Premises and equipment expense$2,666,000905
Additional noninterest expense$8,990,000778
Pre-tax net operating income$15,370,000515
Securities gains (losses)$-6,230,0007,073
Applicable income taxes$27,0004,099
Income before extraordinary items$9,113,000663
Extraordinary gains, net$029
Net income$9,109,000663
Minority interest net income$4,00090
Net income of bank and minority interests.$9,113,000663
Net charge-offs$4,158,000668
Cash dividends$8,235,000364
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$15,343,000429
2012-09-30 (YTD Data)Rank
Total interest income$23,718,000843
Total interest expense$4,182,000839
Net interest income$19,536,000837
Provision for loan and lease losses$7,950,000274
Total noninterest income$2,439,0001,545
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$903,0001,184
Trading account gains and fees$0157
Additional Noninterest Income$1,536,0001,500
Total noninterest expense$12,625,0001,201
Salaries and employee benefits$4,422,0001,697
Premises and equipment expense$1,879,000959
Additional noninterest expense$6,324,000826
Pre-tax net operating income$1,400,0003,029
Securities gains (losses)$-500,0007,112
Applicable income taxes$04,802
Income before extraordinary items$900,0003,638
Extraordinary gains, net$020
Net income$900,0003,638
Minority interest net income$086
Net income of bank and minority interests.$900,0003,640
Net charge-offs$2,409,000801
Cash dividends$8,235,000243
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,400,0002,634
2012-06-30 (YTD Data)Rank
Total interest income$16,040,000839
Total interest expense$2,863,000856
Net interest income$13,177,000824
Provision for loan and lease losses$900,0001,191
Total noninterest income$1,655,0001,508
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$583,0001,208
Trading account gains and fees$0153
Additional Noninterest Income$1,072,0001,452
Total noninterest expense$8,259,0001,219
Salaries and employee benefits$2,871,0001,743
Premises and equipment expense$1,267,000950
Additional noninterest expense$4,121,000841
Pre-tax net operating income$5,673,000655
Securities gains (losses)$-500,0007,192
Applicable income taxes$04,770
Income before extraordinary items$5,173,000612
Extraordinary gains, net$019
Net income$5,173,000611
Minority interest net income$084
Net income of bank and minority interests.$5,173,000612
Net charge-offs$1,888,000724
Cash dividends$8,235,000170
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,673,000548
2012-03-31 (YTD Data)Rank
Total interest income$7,889,000850
Total interest expense$1,478,000862
Net interest income$6,411,000851
Provision for loan and lease losses$400,0001,246
Total noninterest income$977,0001,345
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$303,0001,163
Trading account gains and fees$0148
Additional Noninterest Income$674,0001,213
Total noninterest expense$4,139,0001,207
Salaries and employee benefits$1,416,0001,774
Premises and equipment expense$685,000888
Additional noninterest expense$2,038,000831
Pre-tax net operating income$2,849,000647
Securities gains (losses)$-500,0007,265
Applicable income taxes$04,704
Income before extraordinary items$2,349,000653
Extraordinary gains, net$019
Net income$2,349,000654
Minority interest net income$078
Net income of bank and minority interests.$2,349,000654
Net charge-offs$1,465,000512
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,849,000540
2011-12-31 (YTD Data)Rank
Total interest income$36,687,000773
Total interest expense$6,966,000862
Net interest income$29,721,000733
Provision for loan and lease losses$17,305,000264
Total noninterest income$-668,0007,218
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,330,0001,106
Trading account gains and fees$0146
Additional Noninterest Income$-1,998,0007,274
Total noninterest expense$13,568,0001,430
Salaries and employee benefits$5,603,0001,724
Premises and equipment expense$2,440,0001,022
Additional noninterest expense$5,525,0001,251
Pre-tax net operating income$-1,820,0006,763
Securities gains (losses)$-3,657,0007,325
Applicable income taxes$04,719
Income before extraordinary items$-5,477,0007,088
Extraordinary gains, net$029
Net income$-5,477,0007,086
Minority interest net income$096
Net income of bank and minority interests.$-5,477,0007,087
Net charge-offs$9,965,000457
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,820,0006,784
2011-09-30 (YTD Data)Rank
Total interest income$28,404,000760
Total interest expense$5,412,000869
Net interest income$22,992,000713
Provision for loan and lease losses$11,300,000292
Total noninterest income$-1,122,0007,366
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,023,0001,086
Trading account gains and fees$0145
Additional Noninterest Income$-2,145,0007,382
Total noninterest expense$10,108,0001,445
Salaries and employee benefits$4,238,0001,717
Premises and equipment expense$1,847,0001,027
Additional noninterest expense$4,023,0001,277
Pre-tax net operating income$462,0004,580
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$462,0004,449
Extraordinary gains, net$021
Net income$462,0004,450
Minority interest net income$087
Net income of bank and minority interests.$462,0004,450
Net charge-offs$4,467,000690
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$462,0004,320
2011-06-30 (YTD Data)Rank
Total interest income$19,508,000742
Total interest expense$3,713,000879
Net interest income$15,795,000697
Provision for loan and lease losses$10,300,000231
Total noninterest income$-1,273,0007,463
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$683,0001,077
Trading account gains and fees$0153
Additional Noninterest Income$-1,956,0007,474
Total noninterest expense$6,887,0001,437
Salaries and employee benefits$2,850,0001,722
Premises and equipment expense$1,226,0001,037
Additional noninterest expense$2,811,0001,259
Pre-tax net operating income$-2,665,0007,240
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-2,665,0007,271
Extraordinary gains, net$015
Net income$-2,665,0007,271
Minority interest net income$089
Net income of bank and minority interests.$-2,665,0007,272
Net charge-offs$3,249,000646
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,665,0007,259
2011-03-31 (YTD Data)Rank
Total interest income$10,751,000669
Total interest expense$1,969,000855
Net interest income$8,782,000621
Provision for loan and lease losses$3,800,000304
Total noninterest income$208,0003,502
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$354,0001,017
Trading account gains and fees$0158
Additional Noninterest Income$-146,0007,402
Total noninterest expense$3,270,0001,509
Salaries and employee benefits$1,417,0001,741
Premises and equipment expense$626,0001,041
Additional noninterest expense$1,227,0001,427
Pre-tax net operating income$1,920,000794
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,920,000679
Extraordinary gains, net$09
Net income$1,920,000678
Minority interest net income$086
Net income of bank and minority interests.$1,920,000679
Net charge-offs$849,000955
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,920,000667
2010-12-31 (YTD Data)Rank
Total interest income$34,825,000871
Total interest expense$10,020,000814
Net interest income$24,805,000888
Provision for loan and lease losses$28,174,000275
Total noninterest income$2,791,0001,634
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,633,000932
Trading account gains and fees$0175
Additional Noninterest Income$1,158,0001,999
Total noninterest expense$17,230,0001,175
Salaries and employee benefits$6,042,0001,609
Premises and equipment expense$2,441,0001,071
Additional noninterest expense$8,747,000849
Pre-tax net operating income$-17,808,0007,501
Securities gains (losses)$13,0003,237
Applicable income taxes$04,655
Income before extraordinary items$-17,795,0007,504
Extraordinary gains, net$029
Net income$-17,795,0007,504
Minority interest net income$0111
Net income of bank and minority interests.$-17,795,0007,504
Net charge-offs$28,691,000249
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-17,808,0007,502
2010-09-30 (YTD Data)Rank
Total interest income$26,814,000854
Total interest expense$7,744,000821
Net interest income$19,070,000862
Provision for loan and lease losses$28,174,000220
Total noninterest income$2,012,0001,681
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,285,000914
Trading account gains and fees$0165
Additional Noninterest Income$727,0002,206
Total noninterest expense$13,264,0001,112
Salaries and employee benefits$4,534,0001,616
Premises and equipment expense$1,819,0001,081
Additional noninterest expense$6,911,000788
Pre-tax net operating income$-20,356,0007,660
Securities gains (losses)$13,0003,034
Applicable income taxes$04,726
Income before extraordinary items$-20,343,0007,660
Extraordinary gains, net$023
Net income$-20,343,0007,660
Minority interest net income$0110
Net income of bank and minority interests.$-20,343,0007,660
Net charge-offs$28,424,000197
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-20,356,0007,655
2010-06-30 (YTD Data)Rank
Total interest income$16,661,000938
Total interest expense$5,334,000821
Net interest income$11,327,000976
Provision for loan and lease losses$25,174,000180
Total noninterest income$1,406,0001,585
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$880,000896
Trading account gains and fees$0152
Additional Noninterest Income$526,0002,023
Total noninterest expense$9,734,0001,010
Salaries and employee benefits$3,113,0001,593
Premises and equipment expense$1,162,0001,142
Additional noninterest expense$5,459,000669
Pre-tax net operating income$-22,175,0007,763
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-22,175,0007,762
Extraordinary gains, net$019
Net income$-22,175,0007,761
Minority interest net income$0105
Net income of bank and minority interests.$-22,175,0007,762
Net charge-offs$26,864,000165
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-22,175,0007,762
2010-03-31 (YTD Data)Rank
Total interest income$9,223,000855
Total interest expense$2,749,000845
Net interest income$6,474,000857
Provision for loan and lease losses$1,395,000939
Total noninterest income$747,0001,512
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$427,000917
Trading account gains and fees$0175
Additional Noninterest Income$320,0001,764
Total noninterest expense$3,802,0001,319
Salaries and employee benefits$1,567,0001,600
Premises and equipment expense$630,0001,082
Additional noninterest expense$1,605,0001,090
Pre-tax net operating income$2,024,000670
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$2,024,000551
Extraordinary gains, net$016
Net income$2,024,000553
Minority interest net income$091
Net income of bank and minority interests.$2,024,000553
Net charge-offs$683,0001,353
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,024,000527
2009-12-31 (YTD Data)Rank
Total interest income$40,980,000814
Total interest expense$13,532,000871
Net interest income$27,448,000786
Provision for loan and lease losses$11,115,000790
Total noninterest income$3,305,0001,507
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,908,000909
Trading account gains and fees$0211
Additional Noninterest Income$1,397,0001,730
Total noninterest expense$14,783,0001,384
Salaries and employee benefits$6,229,0001,594
Premises and equipment expense$2,536,0001,075
Additional noninterest expense$6,018,0001,257
Pre-tax net operating income$4,855,000865
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$4,855,000708
Extraordinary gains, net$034
Net income$4,855,000707
Minority interest net income$0115
Net income of bank and minority interests.$4,855,000708
Net charge-offs$3,934,0001,360
Cash dividends$5,000,000345
Sale, conversion, retirement of capital stock, net$-50,0007,928
Net operating income$4,855,000698
2009-09-30 (YTD Data)Rank
Total interest income$30,611,000837
Total interest expense$10,600,000875
Net interest income$20,011,000815
Provision for loan and lease losses$3,800,0001,275
Total noninterest income$2,551,0001,496
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,442,000897
Trading account gains and fees$0212
Additional Noninterest Income$1,109,0001,703
Total noninterest expense$11,166,0001,367
Salaries and employee benefits$4,692,0001,604
Premises and equipment expense$1,918,0001,076
Additional noninterest expense$4,556,0001,231
Pre-tax net operating income$7,596,000430
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$7,596,000341
Extraordinary gains, net$027
Net income$7,596,000340
Minority interest net income$0118
Net income of bank and minority interests.$7,596,000341
Net charge-offs$-1,075,0008,095
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$-50,0008,033
Net operating income$7,596,000334
2009-06-30 (YTD Data)Rank
Total interest income$20,371,000857
Total interest expense$7,398,000878
Net interest income$12,973,000836
Provision for loan and lease losses$3,100,0001,066
Total noninterest income$1,710,0001,501
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$967,000874
Trading account gains and fees$0193
Additional Noninterest Income$743,0001,742
Total noninterest expense$7,846,0001,327
Salaries and employee benefits$3,234,0001,587
Premises and equipment expense$1,282,0001,096
Additional noninterest expense$3,330,0001,149
Pre-tax net operating income$3,737,000608
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$3,737,000471
Extraordinary gains, net$021
Net income$3,737,000468
Minority interest net income$0112
Net income of bank and minority interests.$3,737,000471
Net charge-offs$-1,652,0008,195
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$-50,0008,143
Net operating income$3,737,000452
2009-03-31 (YTD Data)Rank
Total interest income$10,262,000855
Total interest expense$3,886,000865
Net interest income$6,376,000842
Provision for loan and lease losses$1,050,0001,142
Total noninterest income$876,0001,444
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$465,000881
Trading account gains and fees$0171
Additional Noninterest Income$411,0001,590
Total noninterest expense$3,869,0001,294
Salaries and employee benefits$1,684,0001,551
Premises and equipment expense$638,0001,119
Additional noninterest expense$1,547,0001,086
Pre-tax net operating income$2,333,000506
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$2,333,000418
Extraordinary gains, net$015
Net income$2,333,000419
Minority interest net income$0102
Net income of bank and minority interests.$2,333,000420
Net charge-offs$-586,0008,237
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$-50,0008,208
Net operating income$2,333,000383
2008-12-31 (YTD Data)Rank
Total interest income$28,753,0001,349
Total interest expense$12,235,0001,330
Net interest income$16,518,0001,350
Provision for loan and lease losses$5,800,000904
Total noninterest income$3,098,0001,527
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,389,0001,296
Trading account gains and fees$0154
Additional Noninterest Income$1,709,0001,461
Total noninterest expense$8,980,0002,137
Salaries and employee benefits$4,497,0002,261
Premises and equipment expense$1,499,0001,820
Additional noninterest expense$2,984,0002,020
Pre-tax net operating income$4,836,0001,136
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$4,836,000838
Extraordinary gains, net$039
Net income$4,836,000838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,845,000836
Cash dividends$13,000,000236
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,836,000909
2008-09-30 (YTD Data)Rank
Total interest income$21,225,0001,400
Total interest expense$9,033,0001,406
Net interest income$12,192,0001,387
Provision for loan and lease losses$2,250,0001,096
Total noninterest income$1,899,0001,844
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$953,0001,426
Trading account gains and fees$0148
Additional Noninterest Income$946,0001,898
Total noninterest expense$6,022,0002,359
Salaries and employee benefits$3,097,0002,462
Premises and equipment expense$1,025,0001,991
Additional noninterest expense$1,900,0002,256
Pre-tax net operating income$5,819,000874
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$5,819,000625
Extraordinary gains, net$031
Net income$5,819,000624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,443,0001,046
Cash dividends$13,000,000195
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,819,000659
2008-06-30 (YTD Data)Rank
Total interest income$14,471,0001,377
Total interest expense$6,446,0001,368
Net interest income$8,025,0001,388
Provision for loan and lease losses$1,200,0001,093
Total noninterest income$1,295,0001,826
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$614,0001,446
Trading account gains and fees$0149
Additional Noninterest Income$681,0001,837
Total noninterest expense$4,008,0002,370
Salaries and employee benefits$2,073,0002,489
Premises and equipment expense$681,0001,991
Additional noninterest expense$1,254,0002,254
Pre-tax net operating income$4,112,000858
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$4,112,000672
Extraordinary gains, net$021
Net income$4,112,000671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,861
Cash dividends$13,000,000157
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,112,000652
2008-03-31 (YTD Data)Rank
Total interest income$7,506,0001,374
Total interest expense$3,473,0001,350
Net interest income$4,033,0001,382
Provision for loan and lease losses$150,0002,123
Total noninterest income$726,0001,695
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$310,0001,409
Trading account gains and fees$0158
Additional Noninterest Income$416,0001,586
Total noninterest expense$2,019,0002,344
Salaries and employee benefits$1,045,0002,484
Premises and equipment expense$336,0002,021
Additional noninterest expense$638,0002,191
Pre-tax net operating income$2,590,000729
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$2,590,000580
Extraordinary gains, net$015
Net income$2,590,000581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,452
Cash dividends$10,000,000109
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,590,000554
2007-12-31 (YTD Data)Rank
Total interest income$35,161,0001,200
Total interest expense$15,894,0001,253
Net interest income$19,267,0001,154
Provision for loan and lease losses$608,0002,028
Total noninterest income$2,423,0001,937
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,206,0001,488
Trading account gains and fees$0178
Additional Noninterest Income$1,217,0001,954
Total noninterest expense$8,355,0002,195
Salaries and employee benefits$4,268,0002,356
Premises and equipment expense$1,396,0001,872
Additional noninterest expense$2,691,0002,040
Pre-tax net operating income$12,727,000675
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$12,727,000517
Extraordinary gains, net$039
Net income$12,727,000514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,178,000575
Cash dividends$7,200,000543
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$12,727,000513
2007-09-30 (YTD Data)Rank
Total interest income$27,165,0001,168
Total interest expense$12,033,0001,242
Net interest income$15,132,0001,102
Provision for loan and lease losses$250,0002,604
Total noninterest income$1,743,0001,993
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$868,0001,520
Trading account gains and fees$0184
Additional Noninterest Income$875,0002,004
Total noninterest expense$6,372,0002,137
Salaries and employee benefits$3,203,0002,353
Premises and equipment expense$1,053,0001,848
Additional noninterest expense$2,116,0001,909
Pre-tax net operating income$10,253,000683
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$10,253,000527
Extraordinary gains, net$033
Net income$10,253,000525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-299,0008,501
Cash dividends$7,200,000422
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$10,253,000524
2007-06-30 (YTD Data)Rank
Total interest income$18,259,0001,175
Total interest expense$8,124,0001,225
Net interest income$10,135,0001,113
Provision for loan and lease losses$100,0003,268
Total noninterest income$1,187,0001,980
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$575,0001,525
Trading account gains and fees$0168
Additional Noninterest Income$612,0001,953
Total noninterest expense$4,275,0002,147
Salaries and employee benefits$2,175,0002,339
Premises and equipment expense$683,0001,914
Additional noninterest expense$1,417,0001,908
Pre-tax net operating income$6,947,000708
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$6,947,000551
Extraordinary gains, net$029
Net income$6,947,000550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,108
Cash dividends$4,500,000458
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,947,000538
2007-03-31 (YTD Data)Rank
Total interest income$9,404,0001,135
Total interest expense$4,095,0001,207
Net interest income$5,309,0001,052
Provision for loan and lease losses$05,779
Total noninterest income$526,0002,143
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$287,0001,495
Trading account gains and fees$0195
Additional Noninterest Income$239,0002,282
Total noninterest expense$2,182,0002,121
Salaries and employee benefits$1,092,0002,350
Premises and equipment expense$333,0001,961
Additional noninterest expense$757,0001,769
Pre-tax net operating income$3,653,000673
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$3,653,000530
Extraordinary gains, net$022
Net income$3,653,000529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$1,500,000577
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,653,000516
2006-12-31 (YTD Data)Rank
Total interest income$35,187,0001,119
Total interest expense$14,471,0001,162
Net interest income$20,716,0001,073
Provision for loan and lease losses$06,850
Total noninterest income$3,109,0001,569
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,379,0001,290
Trading account gains and fees$0130
Additional Noninterest Income$1,730,0001,501
Total noninterest expense$9,749,0001,831
Salaries and employee benefits$4,739,0002,064
Premises and equipment expense$1,464,0001,735
Additional noninterest expense$3,546,0001,489
Pre-tax net operating income$14,076,000722
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$14,076,000552
Extraordinary gains, net$051
Net income$14,076,000551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,780
Cash dividends$8,900,000437
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$14,076,000545
2006-09-30 (YTD Data)Rank
Total interest income$25,778,0001,156
Total interest expense$10,406,0001,174
Net interest income$15,372,0001,102
Provision for loan and lease losses$06,685
Total noninterest income$2,128,0001,718
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,047,0001,278
Trading account gains and fees$0126
Additional Noninterest Income$1,081,0001,729
Total noninterest expense$7,155,0001,857
Salaries and employee benefits$3,466,0002,116
Premises and equipment expense$1,099,0001,733
Additional noninterest expense$2,590,0001,525
Pre-tax net operating income$10,345,000772
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$10,345,000584
Extraordinary gains, net$045
Net income$10,345,000584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,827
Cash dividends$6,900,000398
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$10,345,000571
2006-06-30 (YTD Data)Rank
Total interest income$16,775,0001,159
Total interest expense$6,567,0001,184
Net interest income$10,208,0001,109
Provision for loan and lease losses$06,419
Total noninterest income$1,472,0001,673
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$705,0001,261
Trading account gains and fees$0126
Additional Noninterest Income$767,0001,637
Total noninterest expense$4,679,0001,898
Salaries and employee benefits$2,296,0002,141
Premises and equipment expense$711,0001,782
Additional noninterest expense$1,672,0001,576
Pre-tax net operating income$7,001,000769
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$7,001,000579
Extraordinary gains, net$039
Net income$7,001,000577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,368
Cash dividends$4,200,000435
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,001,000564
2006-03-31 (YTD Data)Rank
Total interest income$8,065,0001,183
Total interest expense$3,073,0001,195
Net interest income$4,992,0001,125
Provision for loan and lease losses$06,013
Total noninterest income$782,0001,547
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$343,0001,255
Trading account gains and fees$0115
Additional Noninterest Income$439,0001,472
Total noninterest expense$2,335,0001,910
Salaries and employee benefits$1,151,0002,148
Premises and equipment expense$343,0001,838
Additional noninterest expense$841,0001,549
Pre-tax net operating income$3,439,000765
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$3,439,000584
Extraordinary gains, net$021
Net income$3,439,000583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,434
Cash dividends$1,200,000644
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,439,000571
2005-12-31 (YTD Data)Rank
Total interest income$28,870,0001,146
Total interest expense$9,387,0001,200
Net interest income$19,483,0001,112
Provision for loan and lease losses$07,120
Total noninterest income$2,715,0001,748
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,237,0001,411
Trading account gains and fees$0138
Additional Noninterest Income$1,478,0001,686
Total noninterest expense$10,208,0001,671
Salaries and employee benefits$4,735,0001,949
Premises and equipment expense$1,443,0001,697
Additional noninterest expense$4,030,0001,286
Pre-tax net operating income$11,990,000818
Securities gains (losses)$2,0001,993
Applicable income taxes$06,964
Income before extraordinary items$11,992,000618
Extraordinary gains, net$046
Net income$11,992,000619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0002,857
Cash dividends$7,700,000467
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,990,000605
2005-09-30 (YTD Data)Rank
Total interest income$21,228,0001,134
Total interest expense$6,654,0001,192
Net interest income$14,574,0001,097
Provision for loan and lease losses$06,899
Total noninterest income$1,968,0001,798
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$914,0001,412
Trading account gains and fees$0126
Additional Noninterest Income$1,054,0001,752
Total noninterest expense$7,196,0001,747
Salaries and employee benefits$3,498,0001,951
Premises and equipment expense$1,055,0001,727
Additional noninterest expense$2,643,0001,432
Pre-tax net operating income$9,346,000792
Securities gains (losses)$2,0002,008
Applicable income taxes$06,976
Income before extraordinary items$9,348,000601
Extraordinary gains, net$035
Net income$9,348,000601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0002,563
Cash dividends$7,700,000348
Sale, conversion, retirement of capital stock, net$0769
Net operating income$9,346,000585
2005-06-30 (YTD Data)Rank
Total interest income$13,992,0001,107
Total interest expense$4,183,0001,191
Net interest income$9,809,0001,074
Provision for loan and lease losses$06,626
Total noninterest income$1,331,0001,774
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$613,0001,384
Trading account gains and fees$0116
Additional Noninterest Income$718,0001,714
Total noninterest expense$4,763,0001,746
Salaries and employee benefits$2,358,0001,922
Premises and equipment expense$667,0001,792
Additional noninterest expense$1,738,0001,435
Pre-tax net operating income$6,377,000763
Securities gains (losses)$2,0001,855
Applicable income taxes$06,961
Income before extraordinary items$6,379,000581
Extraordinary gains, net$030
Net income$6,379,000581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0008,605
Cash dividends$6,200,000283
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,377,000563
2005-03-31 (YTD Data)Rank
Total interest income$7,054,0001,079
Total interest expense$1,965,0001,196
Net interest income$5,089,0001,020
Provision for loan and lease losses$06,226
Total noninterest income$578,0001,930
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$307,0001,338
Trading account gains and fees$0115
Additional Noninterest Income$271,0002,023
Total noninterest expense$2,313,0001,804
Salaries and employee benefits$1,171,0001,952
Premises and equipment expense$332,0001,810
Additional noninterest expense$810,0001,533
Pre-tax net operating income$3,354,000727
Securities gains (losses)$2,0001,406
Applicable income taxes$06,892
Income before extraordinary items$3,356,000551
Extraordinary gains, net$024
Net income$3,356,000551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,0008,707
Cash dividends$2,000,000351
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,354,000539
2004-12-31 (YTD Data)Rank
Total interest income$26,926,0001,044
Total interest expense$6,857,0001,192
Net interest income$20,069,000987
Provision for loan and lease losses$1,575,000686
Total noninterest income$2,713,0001,751
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,484,0001,200
Trading account gains and fees$0138
Additional Noninterest Income$1,229,0001,875
Total noninterest expense$9,722,0001,672
Salaries and employee benefits$4,637,0001,886
Premises and equipment expense$1,264,0001,817
Additional noninterest expense$3,821,0001,300
Pre-tax net operating income$11,485,000770
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$11,485,000595
Extraordinary gains, net$034
Net income$11,485,000596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,679
Cash dividends$3,500,000848
Sale, conversion, retirement of capital stock, net$0872
Net operating income$11,485,000571
2004-09-30 (YTD Data)Rank
Total interest income$19,835,0001,053
Total interest expense$5,030,0001,191
Net interest income$14,805,000992
Provision for loan and lease losses$1,575,000505
Total noninterest income$1,973,0001,799
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,138,0001,177
Trading account gains and fees$0134
Additional Noninterest Income$835,0002,020
Total noninterest expense$7,055,0001,715
Salaries and employee benefits$3,416,0001,913
Premises and equipment expense$928,0001,862
Additional noninterest expense$2,711,0001,366
Pre-tax net operating income$8,148,000816
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$8,148,000627
Extraordinary gains, net$026
Net income$8,148,000628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-262,0008,940
Cash dividends$3,500,000615
Sale, conversion, retirement of capital stock, net$0738
Net operating income$8,148,000600
2004-06-30 (YTD Data)Rank
Total interest income$13,091,0001,056
Total interest expense$3,329,0001,185
Net interest income$9,762,000994
Provision for loan and lease losses$1,050,000497
Total noninterest income$1,373,0001,719
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$789,0001,126
Trading account gains and fees$0130
Additional Noninterest Income$584,0001,964
Total noninterest expense$4,623,0001,732
Salaries and employee benefits$2,228,0001,960
Premises and equipment expense$593,0001,929
Additional noninterest expense$1,802,0001,353
Pre-tax net operating income$5,462,000802
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$5,462,000622
Extraordinary gains, net$021
Net income$5,462,000622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-223,0008,999
Cash dividends$1,500,000882
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,462,000594
2004-03-31 (YTD Data)Rank
Total interest income$6,469,0001,077
Total interest expense$1,713,0001,166
Net interest income$4,756,0001,037
Provision for loan and lease losses$525,000495
Total noninterest income$724,0001,622
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$395,0001,083
Trading account gains and fees$0121
Additional Noninterest Income$329,0001,768
Total noninterest expense$2,248,0001,795
Salaries and employee benefits$1,112,0001,980
Premises and equipment expense$281,0002,061
Additional noninterest expense$855,0001,412
Pre-tax net operating income$2,707,000808
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$2,707,000626
Extraordinary gains, net$016
Net income$2,707,000625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-154,0009,021
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,707,000584
2003-12-31 (YTD Data)Rank
Total interest income$27,301,0001,030
Total interest expense$7,815,0001,148
Net interest income$19,486,000988
Provision for loan and lease losses$3,125,000458
Total noninterest income$2,568,0001,905
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,371,0001,266
Trading account gains and fees$0160
Additional Noninterest Income$1,197,0002,126
Total noninterest expense$9,405,0001,704
Salaries and employee benefits$4,580,0001,878
Premises and equipment expense$1,131,0002,016
Additional noninterest expense$3,694,0001,343
Pre-tax net operating income$9,524,000893
Securities gains (losses)$1,0004,307
Applicable income taxes$07,459
Income before extraordinary items$9,525,000686
Extraordinary gains, net$054
Net income$9,525,000688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,068,000538
Cash dividends$6,350,000523
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,524,000642
2003-09-30 (YTD Data)Rank
Total interest income$20,620,0001,042
Total interest expense$6,058,0001,159
Net interest income$14,562,000998
Provision for loan and lease losses$1,575,000625
Total noninterest income$1,894,0001,986
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$993,0001,315
Trading account gains and fees$0153
Additional Noninterest Income$901,0002,201
Total noninterest expense$6,981,0001,724
Salaries and employee benefits$3,495,0001,853
Premises and equipment expense$853,0002,015
Additional noninterest expense$2,633,0001,402
Pre-tax net operating income$7,900,000847
Securities gains (losses)$1,0004,000
Applicable income taxes$07,524
Income before extraordinary items$7,901,000653
Extraordinary gains, net$040
Net income$7,901,000654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$915,000737
Cash dividends$4,350,000537
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,900,000604
2003-06-30 (YTD Data)Rank
Total interest income$13,616,0001,070
Total interest expense$4,142,0001,155
Net interest income$9,474,0001,026
Provision for loan and lease losses$1,050,000614
Total noninterest income$1,379,0001,837
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$654,0001,309
Trading account gains and fees$0150
Additional Noninterest Income$725,0001,913
Total noninterest expense$4,388,0001,804
Salaries and employee benefits$2,285,0001,876
Premises and equipment expense$561,0002,043
Additional noninterest expense$1,542,0001,575
Pre-tax net operating income$5,415,000829
Securities gains (losses)$1,0003,586
Applicable income taxes$07,529
Income before extraordinary items$5,416,000645
Extraordinary gains, net$030
Net income$5,416,000645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$849,000574
Cash dividends$3,250,000482
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,415,000594
2003-03-31 (YTD Data)Rank
Total interest income$6,784,0001,084
Total interest expense$2,100,0001,163
Net interest income$4,684,0001,032
Provision for loan and lease losses$525,000600
Total noninterest income$754,0001,667
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$305,0001,363
Trading account gains and fees$0134
Additional Noninterest Income$449,0001,594
Total noninterest expense$2,192,0001,792
Salaries and employee benefits$1,131,0001,891
Premises and equipment expense$270,0002,112
Additional noninterest expense$791,0001,497
Pre-tax net operating income$2,721,000823
Securities gains (losses)$1,0002,714
Applicable income taxes$07,403
Income before extraordinary items$2,722,000634
Extraordinary gains, net$021
Net income$2,722,000633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$418,000566
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,721,000588
2002-12-31 (YTD Data)Rank
Total interest income$25,484,0001,202
Total interest expense$9,325,0001,210
Net interest income$16,159,0001,195
Provision for loan and lease losses$1,918,000769
Total noninterest income$3,421,0001,409
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,230,0001,328
Trading account gains and fees$0153
Additional Noninterest Income$2,191,0001,234
Total noninterest expense$7,221,0002,079
Salaries and employee benefits$3,612,0002,219
Premises and equipment expense$1,127,0001,958
Additional noninterest expense$2,482,0001,867
Pre-tax net operating income$10,441,000832
Securities gains (losses)$2,0004,234
Applicable income taxes$1,167,0001,973
Income before extraordinary items$9,276,000686
Extraordinary gains, net$070
Net income$9,276,000687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$861,0001,098
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,274,220648
2001-12-31 (YTD Data)Rank
Total interest income$26,612,0001,288
Total interest expense$13,956,0001,159
Net interest income$12,656,0001,405
Provision for loan and lease losses$750,0001,573
Total noninterest income$2,027,0001,994
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,054,0001,417
Trading account gains and fees$0177
Additional Noninterest Income$973,0002,079
Total noninterest expense$6,588,0002,182
Salaries and employee benefits$3,469,0002,161
Premises and equipment expense$1,121,0001,910
Additional noninterest expense$1,998,0002,244
Pre-tax net operating income$7,345,0001,015
Securities gains (losses)$04,612
Applicable income taxes$2,270,0001,059
Income before extraordinary items$5,075,0001,078
Extraordinary gains, net$0105
Net income$5,075,0001,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$530,0001,496
Cash dividends$100,0005,729
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,075,0001,034
2000-12-31 (YTD Data)Rank
Total interest income$26,545,0001,330
Total interest expense$14,191,0001,220
Net interest income$12,354,0001,420
Provision for loan and lease losses$435,0002,107
Total noninterest income$2,151,0001,781
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$934,0001,463
Trading account gains and fees$0180
Additional Noninterest Income$1,217,0001,638
Total noninterest expense$7,179,0001,941
Salaries and employee benefits$3,207,0002,231
Premises and equipment expense$1,070,0001,947
Additional noninterest expense$2,902,0001,541
Pre-tax net operating income$6,891,0001,101
Securities gains (losses)$10,0001,158
Applicable income taxes$2,106,0001,099
Income before extraordinary items$4,795,0001,106
Extraordinary gains, net$038
Net income$4,795,0001,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$595,0001,093
Cash dividends$4,200,000725
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,788,1001,112
1999-12-31 (YTD Data)Rank
Total interest income$12,610,0002,588
Total interest expense$5,767,0002,551
Net interest income$6,843,0002,564
Provision for loan and lease losses$-250,00010,155
Total noninterest income$1,837,0001,975
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$397,0003,232
Trading account gains and fees$0173
Additional Noninterest Income$1,440,0001,437
Total noninterest expense$3,532,0003,681
Salaries and employee benefits$1,577,0004,165
Premises and equipment expense$465,0004,024
Additional noninterest expense$1,490,0002,880
Pre-tax net operating income$5,398,0001,408
Securities gains (losses)$1,0002,805
Applicable income taxes$1,738,0001,405
Income before extraordinary items$3,661,0001,474
Extraordinary gains, net$035
Net income$3,661,0001,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-224,00010,145
Cash dividends$1,600,0001,596
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,660,3201,449
1998-12-31 (YTD Data)Rank
Total interest income$12,492,0002,617
Total interest expense$5,704,0002,652
Net interest income$6,788,0002,501
Provision for loan and lease losses$1,855,000613
Total noninterest income$1,614,0002,146
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$352,0003,486
Trading account gains and fees$0224
Additional Noninterest Income$1,262,0001,573
Total noninterest expense$2,928,0004,217
Salaries and employee benefits$1,520,0004,197
Premises and equipment expense$417,0004,279
Additional noninterest expense$991,0003,999
Pre-tax net operating income$3,619,0002,005
Securities gains (losses)$1,0004,151
Applicable income taxes$1,235,0001,941
Income before extraordinary items$2,385,0002,194
Extraordinary gains, net$032
Net income$2,385,0002,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,945,000477
Cash dividends$2,600,0001,085
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,384,3402,121
1997-12-31 (YTD Data)Rank
Total interest income$11,185,0002,916
Total interest expense$4,886,0003,045
Net interest income$6,299,0002,769
Provision for loan and lease losses$350,0002,319
Total noninterest income$2,091,0001,703
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$382,0003,351
Trading account gains and fees$0239
Additional Noninterest Income$1,709,0001,217
Total noninterest expense$3,644,0003,483
Salaries and employee benefits$1,876,0003,500
Premises and equipment expense$434,0004,162
Additional noninterest expense$1,334,0003,030
Pre-tax net operating income$4,396,0001,737
Securities gains (losses)$03,944
Applicable income taxes$1,442,0001,763
Income before extraordinary items$2,954,0001,791
Extraordinary gains, net$044
Net income$2,954,0001,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,00010,583
Cash dividends$1,500,0001,600
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,954,0001,751
1996-12-31 (YTD Data)Rank
Total interest income$10,508,0003,126
Total interest expense$4,646,0003,216
Net interest income$5,862,0003,023
Provision for loan and lease losses$09,041
Total noninterest income$4,233,0001,067
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$263,0004,647
Trading account gains and fees$0262
Additional Noninterest Income$3,970,000739
Total noninterest expense$5,829,0002,364
Salaries and employee benefits$3,514,0001,879
Premises and equipment expense$591,0003,256
Additional noninterest expense$1,724,0002,787
Pre-tax net operating income$4,266,0001,692
Securities gains (losses)$04,148
Applicable income taxes$1,581,0001,527
Income before extraordinary items$2,685,0001,839
Extraordinary gains, net$053
Net income$2,685,0001,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,676
Cash dividends$2,600,0001,059
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,685,0001,806
1995-12-31 (YTD Data)Rank
Total interest income$13,056,0002,557
Total interest expense$4,761,0003,156
Net interest income$8,295,0002,172
Provision for loan and lease losses$08,958
Total noninterest income$672,0004,211
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$239,0005,078
Trading account gains and fees$0522
Additional Noninterest Income$433,0003,159
Total noninterest expense$5,309,0002,554
Salaries and employee benefits$2,678,0002,494
Premises and equipment expense$450,0004,111
Additional noninterest expense$2,181,0002,237
Pre-tax net operating income$3,658,0002,006
Securities gains (losses)$03,831
Applicable income taxes$1,280,0001,909
Income before extraordinary items$2,378,0002,126
Extraordinary gains, net$065
Net income$2,378,0002,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,260
Cash dividends$2,200,0001,147
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,378,0002,088
1994-12-31 (YTD Data)Rank
Total interest income$9,897,0003,058
Total interest expense$3,182,0003,754
Net interest income$6,715,0002,704
Provision for loan and lease losses$09,146
Total noninterest income$1,033,0003,041
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$223,0005,464
Trading account gains and fees$0475
Additional Noninterest Income$810,0002,119
Total noninterest expense$4,330,0003,181
Salaries and employee benefits$2,253,0002,943
Premises and equipment expense$448,0004,170
Additional noninterest expense$1,629,0003,083
Pre-tax net operating income$3,418,0002,092
Securities gains (losses)$-232,00012,006
Applicable income taxes$970,0002,309
Income before extraordinary items$2,216,0002,208
Extraordinary gains, net$0249
Net income$2,216,0002,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-278,00012,464
Cash dividends$2,135,0001,051
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,378,4002,070
1993-12-31 (YTD Data)Rank
Total interest income$7,276,0004,161
Total interest expense$2,790,0004,382
Net interest income$4,486,0003,952
Provision for loan and lease losses$010,371
Total noninterest income$445,0006,044
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$158,0006,889
Trading account gains and feesNANA
Additional Noninterest Income$287,0004,593
Total noninterest expense$2,291,0005,681
Salaries and employee benefits$1,046,0005,898
Premises and equipment expense$227,0007,148
Additional noninterest expense$1,018,0004,853
Pre-tax net operating income$2,640,0002,585
Securities gains (losses)$2,0006,773
Applicable income taxes$816,0002,718
Income before extraordinary items$1,826,0002,736
Extraordinary gains, net$03,149
Net income$1,826,0002,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00011,621
Cash dividends$1,050,0001,670
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,824,6202,580
1992-12-31 (YTD Data)Rank
Total interest income$7,456,0004,577
Total interest expense$3,333,0004,734
Net interest income$4,123,0004,321
Provision for loan and lease losses$011,756
Total noninterest income$405,0006,497
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$260,0004,984
Trading account gains and feesNANA
Additional Noninterest Income$145,0006,767
Total noninterest expense$1,935,0006,546
Salaries and employee benefits$948,0006,342
Premises and equipment expense$235,0007,071
Additional noninterest expense$752,0006,408
Pre-tax net operating income$2,593,0002,379
Securities gains (losses)$-3,00012,949
Applicable income taxes$752,0002,766
Income before extraordinary items$1,838,0002,496
Extraordinary gains, net$01,422
Net income$1,838,0002,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-97,00013,712
Cash dividends$1,000,0001,539
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,840,1302,310

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.