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CFG Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$415,153,000	184
Total interest expense	$151,372,000	174
Net interest income	$263,781,000	181
Provision for loan and lease losses	$15,951,000	158
Total noninterest income	$5,208,000	1,164
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,837,000	607
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,371,000	1,167
Total noninterest expense	$114,965,000	290
Salaries and employee benefits	$73,734,000	242
Premises and equipment expense	$4,743,000	586
Additional noninterest expense	$3,371,000	1,167
Pre-tax net operating income	$138,073,000	176
Securities gains (losses)	$0	988
Applicable income taxes	$6,646,000	451
Income before extraordinary items	$131,427,000	146
Extraordinary gains, net	$0	54
Net income	$131,427,000	149
Minority interest net income	$0	88
Net income of bank and minority interests.	$131,427,000	148
Net charge-offs	$8,227,000	183
Cash dividends	$45,682,000	184
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$131,427,000	154
2023-09-30 (YTD Data)		Rank
Total interest income	$303,237,000	185
Total interest expense	$107,794,000	173
Net interest income	$195,443,000	184
Provision for loan and lease losses	$14,812,000	142
Total noninterest income	$14,130,000	475
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,358,000	607
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,772,000	379
Total noninterest expense	$81,877,000	299
Salaries and employee benefits	$52,963,000	253
Premises and equipment expense	$3,545,000	587
Additional noninterest expense	$12,772,000	379
Pre-tax net operating income	$112,884,000	171
Securities gains (losses)	$0	849
Applicable income taxes	$51,000	2,994
Income before extraordinary items	$112,833,000	140
Extraordinary gains, net	$0	52
Net income	$112,833,000	140
Minority interest net income	$0	81
Net income of bank and minority interests.	$112,833,000	140
Net charge-offs	$8,214,000	149
Cash dividends	$36,800,000	172
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$112,833,000	143
2023-06-30 (YTD Data)		Rank
Total interest income	$193,841,000	181
Total interest expense	$64,535,000	169
Net interest income	$129,306,000	182
Provision for loan and lease losses	$10,392,000	135
Total noninterest income	$7,114,000	574
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$891,000	612
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,223,000	457
Total noninterest expense	$58,088,000	280
Salaries and employee benefits	$39,219,000	230
Premises and equipment expense	$2,324,000	577
Additional noninterest expense	$6,223,000	457
Pre-tax net operating income	$67,940,000	178
Securities gains (losses)	$0	938
Applicable income taxes	$-11,624,000	4,647
Income before extraordinary items	$79,564,000	133
Extraordinary gains, net	$0	51
Net income	$79,564,000	136
Minority interest net income	$0	81
Net income of bank and minority interests.	$79,564,000	133
Net charge-offs	$-19,000	4,096
Cash dividends	$27,069,000	152
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$79,564,000	137
2023-03-31 (YTD Data)		Rank
Total interest income	$89,892,000	193
Total interest expense	$28,037,000	173
Net interest income	$61,855,000	191
Provision for loan and lease losses	$6,205,000	125
Total noninterest income	$4,477,000	481
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$425,000	647
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,052,000	375
Total noninterest expense	$21,266,000	358
Salaries and employee benefits	$13,186,000	321
Premises and equipment expense	$1,103,000	635
Additional noninterest expense	$4,052,000	375
Pre-tax net operating income	$38,861,000	162
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$38,861,000	139
Extraordinary gains, net	$0	4
Net income	$38,861,000	139
Minority interest net income	$0	48
Net income of bank and minority interests.	$38,861,000	139
Net charge-offs	$-5,000	3,836
Cash dividends	$21,135,000	102
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$38,861,000	143
2022-12-31 (YTD Data)		Rank
Total interest income	$219,400,000	226
Total interest expense	$42,706,000	168
Net interest income	$176,694,000	245
Provision for loan and lease losses	$13,848,000	145
Total noninterest income	$30,247,000	350
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,392,000	787
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,855,000	263
Total noninterest expense	$78,912,000	363
Salaries and employee benefits	$53,978,000	308
Premises and equipment expense	$1,823,000	1,318
Additional noninterest expense	$28,855,000	263
Pre-tax net operating income	$114,181,000	213
Securities gains (losses)	$0	691
Applicable income taxes	$0	3,596
Income before extraordinary items	$114,181,000	177
Extraordinary gains, net	$0	5
Net income	$114,181,000	177
Minority interest net income	$0	63
Net income of bank and minority interests.	$114,181,000	177
Net charge-offs	$-73,000	4,201
Cash dividends	$50,401,000	166
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$114,181,000	178
2022-09-30 (YTD Data)		Rank
Total interest income	$138,322,000	248
Total interest expense	$20,426,000	160
Net interest income	$117,896,000	259
Provision for loan and lease losses	$10,282,000	138
Total noninterest income	$30,717,000	301
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$998,000	826
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,719,000	215
Total noninterest expense	$61,487,000	357
Salaries and employee benefits	$43,086,000	295
Premises and equipment expense	$1,329,000	1,347
Additional noninterest expense	$29,719,000	215
Pre-tax net operating income	$76,844,000	225
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$76,844,000	193
Extraordinary gains, net	$0	4
Net income	$76,844,000	193
Minority interest net income	$0	57
Net income of bank and minority interests.	$76,844,000	193
Net charge-offs	$-66,000	4,186
Cash dividends	$36,220,000	167
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$76,844,000	193
2022-06-30 (YTD Data)		Rank
Total interest income	$77,215,000	269
Total interest expense	$6,648,000	207
Net interest income	$70,567,000	276
Provision for loan and lease losses	$3,783,000	165
Total noninterest income	$15,669,000	341
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$647,000	834
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,022,000	276
Total noninterest expense	$35,699,000	387
Salaries and employee benefits	$24,385,000	323
Premises and equipment expense	$829,000	1,423
Additional noninterest expense	$10,485,000	417
Pre-tax net operating income	$46,754,000	237
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$46,754,000	200
Extraordinary gains, net	$0	4
Net income	$46,754,000	200
Minority interest net income	$0	60
Net income of bank and minority interests.	$46,754,000	200
Net charge-offs	$-34,000	4,051
Cash dividends	$21,642,000	173
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$46,754,000	202
2022-03-31 (YTD Data)		Rank
Total interest income	$35,236,000	279
Total interest expense	$2,601,000	225
Net interest income	$32,635,000	283
Provision for loan and lease losses	$2,257,000	114
Total noninterest income	$10,434,000	297
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$330,000	816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,104,000	229
Total noninterest expense	$20,115,000	357
Salaries and employee benefits	$14,835,000	287
Premises and equipment expense	$411,000	1,434
Additional noninterest expense	$4,869,000	436
Pre-tax net operating income	$20,697,000	254
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$20,697,000	220
Extraordinary gains, net	$0	4
Net income	$20,697,000	220
Minority interest net income	$0	50
Net income of bank and minority interests.	$20,697,000	220
Net charge-offs	$-4,000	3,570
Cash dividends	$11,104,000	161
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$20,697,000	218
2021-12-31 (YTD Data)		Rank
Total interest income	$113,239,000	324
Total interest expense	$10,288,000	278
Net interest income	$102,951,000	327
Provision for loan and lease losses	$7,821,000	68
Total noninterest income	$42,727,000	309
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,122,000	888
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,605,000	249
Total noninterest expense	$61,434,000	433
Salaries and employee benefits	$44,498,000	353
Premises and equipment expense	$1,230,000	1,792
Additional noninterest expense	$15,706,000	528
Pre-tax net operating income	$76,423,000	277
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$76,423,000	244
Extraordinary gains, net	$0	10
Net income	$76,423,000	244
Minority interest net income	$0	74
Net income of bank and minority interests.	$76,423,000	244
Net charge-offs	$-1,155,000	4,790
Cash dividends	$39,056,000	202
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$76,423,000	239
2021-09-30 (YTD Data)		Rank
Total interest income	$81,064,000	343
Total interest expense	$7,814,000	286
Net interest income	$73,250,000	346
Provision for loan and lease losses	$4,971,000	74
Total noninterest income	$36,368,000	285
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$800,000	921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,568,000	230
Total noninterest expense	$45,249,000	439
Salaries and employee benefits	$32,316,000	361
Premises and equipment expense	$938,000	1,795
Additional noninterest expense	$11,995,000	521
Pre-tax net operating income	$59,398,000	280
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$59,398,000	237
Extraordinary gains, net	$0	8
Net income	$59,398,000	238
Minority interest net income	$0	69
Net income of bank and minority interests.	$59,398,000	238
Net charge-offs	$-988,000	4,862
Cash dividends	$26,453,000	200
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$59,398,000	233
2021-06-30 (YTD Data)		Rank
Total interest income	$47,745,000	377
Total interest expense	$5,361,000	291
Net interest income	$42,384,000	388
Provision for loan and lease losses	$2,760,000	99
Total noninterest income	$27,784,000	261
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$510,000	926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,274,000	211
Total noninterest expense	$28,412,000	463
Salaries and employee benefits	$20,207,000	377
Premises and equipment expense	$594,000	1,850
Additional noninterest expense	$7,611,000	525
Pre-tax net operating income	$38,996,000	279
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$38,996,000	239
Extraordinary gains, net	$0	6
Net income	$38,996,000	240
Minority interest net income	$0	67
Net income of bank and minority interests.	$38,996,000	240
Net charge-offs	$-832,000	4,904
Cash dividends	$14,140,000	215
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$38,996,000	237
2021-03-31 (YTD Data)		Rank
Total interest income	$21,323,000	415
Total interest expense	$2,826,000	292
Net interest income	$18,497,000	436
Provision for loan and lease losses	$1,656,000	108
Total noninterest income	$12,507,000	293
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$252,000	917
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,255,000	243
Total noninterest expense	$12,880,000	508
Salaries and employee benefits	$9,677,000	397
Premises and equipment expense	$349,000	1,651
Additional noninterest expense	$2,854,000	665
Pre-tax net operating income	$16,468,000	316
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$16,468,000	276
Extraordinary gains, net	$0	3
Net income	$16,468,000	276
Minority interest net income	$0	55
Net income of bank and minority interests.	$16,468,000	276
Net charge-offs	$-47,000	4,601
Cash dividends	$4,873,000	251
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$16,468,000	267
2020-12-31 (YTD Data)		Rank
Total interest income	$79,694,000	440
Total interest expense	$21,615,000	259
Net interest income	$58,079,000	508
Provision for loan and lease losses	$9,121,000	384
Total noninterest income	$26,828,000	403
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,038,000	916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,790,000	336
Total noninterest expense	$41,268,000	601
Salaries and employee benefits	$29,615,000	474
Premises and equipment expense	$2,077,000	1,139
Additional noninterest expense	$9,576,000	762
Pre-tax net operating income	$34,518,000	390
Securities gains (losses)	$356,000	742
Applicable income taxes	$0	3,697
Income before extraordinary items	$34,874,000	334
Extraordinary gains, net	$0	4
Net income	$34,874,000	332
Minority interest net income	$0	72
Net income of bank and minority interests.	$34,874,000	334
Net charge-offs	$747,000	772
Cash dividends	$21,547,000	268
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$34,518,000	330
2020-09-30 (YTD Data)		Rank
Total interest income	$53,434,000	486
Total interest expense	$13,147,000	326
Net interest income	$40,287,000	545
Provision for loan and lease losses	$7,900,000	367
Total noninterest income	$14,503,000	491
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$804,000	887
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,699,000	409
Total noninterest expense	$27,583,000	672
Salaries and employee benefits	$19,510,000	531
Premises and equipment expense	$1,569,000	1,129
Additional noninterest expense	$6,504,000	811
Pre-tax net operating income	$19,307,000	456
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$19,307,000	400
Extraordinary gains, net	$0	4
Net income	$19,307,000	400
Minority interest net income	$0	65
Net income of bank and minority interests.	$19,307,000	400
Net charge-offs	$1,702,000	359
Cash dividends	$15,956,000	262
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$19,307,000	394
2020-06-30 (YTD Data)		Rank
Total interest income	$34,426,000	505
Total interest expense	$9,051,000	346
Net interest income	$25,375,000	566
Provision for loan and lease losses	$6,400,000	333
Total noninterest income	$9,707,000	460
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$585,000	831
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,122,000	374
Total noninterest expense	$17,902,000	686
Salaries and employee benefits	$12,078,000	567
Premises and equipment expense	$1,050,000	1,119
Additional noninterest expense	$4,774,000	751
Pre-tax net operating income	$10,780,000	480
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$10,780,000	416
Extraordinary gains, net	$0	4
Net income	$10,780,000	415
Minority interest net income	$0	65
Net income of bank and minority interests.	$10,780,000	416
Net charge-offs	$1,714,000	280
Cash dividends	$11,301,000	255
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$10,780,000	404
2020-03-31 (YTD Data)		Rank
Total interest income	$16,821,000	522
Total interest expense	$4,537,000	396
Net interest income	$12,284,000	572
Provision for loan and lease losses	$3,000,000	321
Total noninterest income	$3,933,000	506
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$321,000	886
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,612,000	406
Total noninterest expense	$8,918,000	685
Salaries and employee benefits	$6,162,000	556
Premises and equipment expense	$528,000	1,135
Additional noninterest expense	$2,228,000	794
Pre-tax net operating income	$4,299,000	536
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$4,299,000	467
Extraordinary gains, net	$0	4
Net income	$4,299,000	466
Minority interest net income	$0	56
Net income of bank and minority interests.	$4,299,000	467
Net charge-offs	$1,084,000	230
Cash dividends	$6,313,000	268
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,299,000	452
2019-12-31 (YTD Data)		Rank
Total interest income	$61,568,000	570
Total interest expense	$13,598,000	517
Net interest income	$47,970,000	589
Provision for loan and lease losses	$4,709,000	273
Total noninterest income	$18,668,000	448
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,088,000	1,073
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,580,000	355
Total noninterest expense	$40,561,000	579
Salaries and employee benefits	$24,357,000	542
Premises and equipment expense	$2,459,000	997
Additional noninterest expense	$13,745,000	528
Pre-tax net operating income	$21,368,000	579
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$21,368,000	515
Extraordinary gains, net	$0	11
Net income	$21,368,000	515
Minority interest net income	$0	76
Net income of bank and minority interests.	$21,368,000	516
Net charge-offs	$1,490,000	516
Cash dividends	$14,711,000	368
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$21,368,000	505
2019-09-30 (YTD Data)		Rank
Total interest income	$44,077,000	601
Total interest expense	$9,164,000	585
Net interest income	$34,913,000	604
Provision for loan and lease losses	$3,600,000	263
Total noninterest income	$9,734,000	576
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$772,000	1,126
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,962,000	462
Total noninterest expense	$27,321,000	643
Salaries and employee benefits	$18,303,000	539
Premises and equipment expense	$1,825,000	999
Additional noninterest expense	$7,193,000	734
Pre-tax net operating income	$13,726,000	655
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$13,726,000	590
Extraordinary gains, net	$0	11
Net income	$13,726,000	589
Minority interest net income	$0	72
Net income of bank and minority interests.	$13,726,000	590
Net charge-offs	$442,000	818
Cash dividends	$8,316,000	420
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$13,726,000	579
2019-06-30 (YTD Data)		Rank
Total interest income	$28,293,000	619
Total interest expense	$5,613,000	620
Net interest income	$22,680,000	621
Provision for loan and lease losses	$600,000	719
Total noninterest income	$7,358,000	527
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$485,000	1,160
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,873,000	405
Total noninterest expense	$18,639,000	626
Salaries and employee benefits	$12,196,000	537
Premises and equipment expense	$1,110,000	1,079
Additional noninterest expense	$5,333,000	667
Pre-tax net operating income	$10,799,000	563
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$10,799,000	510
Extraordinary gains, net	$0	11
Net income	$10,799,000	509
Minority interest net income	$0	69
Net income of bank and minority interests.	$10,799,000	509
Net charge-offs	$-271,000	5,184
Cash dividends	$4,665,000	463
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$10,799,000	492
2019-03-31 (YTD Data)		Rank
Total interest income	$13,424,000	644
Total interest expense	$2,423,000	687
Net interest income	$11,001,000	637
Provision for loan and lease losses	$600,000	408
Total noninterest income	$2,492,000	654
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$231,000	1,195
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,261,000	518
Total noninterest expense	$8,891,000	661
Salaries and employee benefits	$6,039,000	533
Premises and equipment expense	$563,000	1,075
Additional noninterest expense	$2,289,000	755
Pre-tax net operating income	$4,002,000	689
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$4,002,000	615
Extraordinary gains, net	$0	5
Net income	$4,002,000	615
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,002,000	614
Net charge-offs	$436,000	366
Cash dividends	$3,325,000	354
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$4,002,000	598
2018-12-31 (YTD Data)		Rank
Total interest income	$43,484,000	732
Total interest expense	$6,917,000	710
Net interest income	$36,567,000	731
Provision for loan and lease losses	$2,017,000	502
Total noninterest income	$23,630,000	370
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$735,000	1,471
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,895,000	285
Total noninterest expense	$33,585,000	673
Salaries and employee benefits	$21,294,000	587
Premises and equipment expense	$2,305,000	1,051
Additional noninterest expense	$9,986,000	704
Pre-tax net operating income	$24,595,000	502
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$24,595,000	438
Extraordinary gains, net	$0	6
Net income	$24,595,000	437
Minority interest net income	$0	72
Net income of bank and minority interests.	$24,595,000	437
Net charge-offs	$112,000	2,071
Cash dividends	$20,707,000	261
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$24,595,000	438
2018-09-30 (YTD Data)		Rank
Total interest income	$30,756,000	760
Total interest expense	$4,647,000	744
Net interest income	$26,109,000	758
Provision for loan and lease losses	$1,447,000	493
Total noninterest income	$16,934,000	380
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$525,000	1,541
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,409,000	300
Total noninterest expense	$23,811,000	713
Salaries and employee benefits	$16,937,000	552
Premises and equipment expense	$1,742,000	1,037
Additional noninterest expense	$5,132,000	973
Pre-tax net operating income	$17,785,000	520
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$17,785,000	451
Extraordinary gains, net	$0	5
Net income	$17,785,000	450
Minority interest net income	$0	66
Net income of bank and minority interests.	$17,785,000	450
Net charge-offs	$114,000	1,638
Cash dividends	$13,019,000	261
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$17,785,000	450
2018-06-30 (YTD Data)		Rank
Total interest income	$19,720,000	770
Total interest expense	$2,848,000	747
Net interest income	$16,872,000	778
Provision for loan and lease losses	$1,022,000	462
Total noninterest income	$12,506,000	355
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$336,000	1,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,170,000	276
Total noninterest expense	$15,536,000	725
Salaries and employee benefits	$10,882,000	573
Premises and equipment expense	$1,177,000	1,021
Additional noninterest expense	$3,477,000	947
Pre-tax net operating income	$12,820,000	492
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$12,820,000	425
Extraordinary gains, net	$0	6
Net income	$12,820,000	423
Minority interest net income	$0	65
Net income of bank and minority interests.	$12,820,000	424
Net charge-offs	$307,000	715
Cash dividends	$1,985,000	786
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$12,820,000	425
2018-03-31 (YTD Data)		Rank
Total interest income	$9,724,000	773
Total interest expense	$1,248,000	794
Net interest income	$8,476,000	774
Provision for loan and lease losses	$522,000	447
Total noninterest income	$3,852,000	503
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$163,000	1,624
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,689,000	386
Total noninterest expense	$7,090,000	787
Salaries and employee benefits	$4,822,000	662
Premises and equipment expense	$621,000	988
Additional noninterest expense	$1,647,000	983
Pre-tax net operating income	$4,716,000	605
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$4,716,000	521
Extraordinary gains, net	$0	7
Net income	$4,716,000	521
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,716,000	521
Net charge-offs	$398,000	354
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$4,716,000	525
2017-12-31 (YTD Data)		Rank
Total interest income	$40,509,000	707
Total interest expense	$3,920,000	850
Net interest income	$36,589,000	694
Provision for loan and lease losses	$5,371,000	240
Total noninterest income	$17,023,000	479
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$688,000	1,588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,335,000	365
Total noninterest expense	$30,328,000	726
Salaries and employee benefits	$21,042,000	568
Premises and equipment expense	$2,538,000	951
Additional noninterest expense	$6,748,000	965
Pre-tax net operating income	$17,913,000	598
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$17,913,000	443
Extraordinary gains, net	$0	9
Net income	$17,913,000	441
Minority interest net income	$0	76
Net income of bank and minority interests.	$17,913,000	443
Net charge-offs	$638,000	940
Cash dividends	$8,796,000	417
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$17,913,000	436
2017-09-30 (YTD Data)		Rank
Total interest income	$30,544,000	703
Total interest expense	$2,728,000	889
Net interest income	$27,816,000	685
Provision for loan and lease losses	$2,221,000	360
Total noninterest income	$11,257,000	531
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$509,000	1,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,748,000	403
Total noninterest expense	$21,909,000	746
Salaries and employee benefits	$14,900,000	605
Premises and equipment expense	$1,905,000	959
Additional noninterest expense	$5,104,000	960
Pre-tax net operating income	$14,943,000	556
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$14,943,000	439
Extraordinary gains, net	$0	9
Net income	$14,943,000	439
Minority interest net income	$0	71
Net income of bank and minority interests.	$14,943,000	439
Net charge-offs	$569,000	733
Cash dividends	$7,169,000	375
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$14,943,000	435
2017-06-30 (YTD Data)		Rank
Total interest income	$20,552,000	696
Total interest expense	$1,817,000	868
Net interest income	$18,735,000	676
Provision for loan and lease losses	$1,421,000	378
Total noninterest income	$7,524,000	520
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$331,000	1,630
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,193,000	401
Total noninterest expense	$14,879,000	734
Salaries and employee benefits	$9,904,000	610
Premises and equipment expense	$1,267,000	957
Additional noninterest expense	$3,708,000	888
Pre-tax net operating income	$9,959,000	549
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$9,959,000	444
Extraordinary gains, net	$0	11
Net income	$9,959,000	444
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,959,000	444
Net charge-offs	$652,000	468
Cash dividends	$4,293,000	408
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$9,959,000	439
2017-03-31 (YTD Data)		Rank
Total interest income	$10,245,000	695
Total interest expense	$882,000	863
Net interest income	$9,363,000	664
Provision for loan and lease losses	$871,000	301
Total noninterest income	$3,821,000	513
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$160,000	1,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,661,000	393
Total noninterest expense	$7,598,000	725
Salaries and employee benefits	$4,937,000	620
Premises and equipment expense	$633,000	965
Additional noninterest expense	$2,028,000	804
Pre-tax net operating income	$4,715,000	551
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$4,715,000	458
Extraordinary gains, net	$0	8
Net income	$4,715,000	457
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,715,000	458
Net charge-offs	$749,000	263
Cash dividends	$2,103,000	384
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$4,715,000	448
2016-12-31 (YTD Data)		Rank
Total interest income	$37,681,000	714
Total interest expense	$3,078,000	943
Net interest income	$34,603,000	699
Provision for loan and lease losses	$7,114,000	208
Total noninterest income	$11,057,000	642
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$585,000	1,830
Trading account gains and fees	$0	170
Additional Noninterest Income	$10,472,000	497
Total noninterest expense	$25,045,000	852
Salaries and employee benefits	$16,278,000	729
Premises and equipment expense	$2,544,000	952
Additional noninterest expense	$6,223,000	1,053
Pre-tax net operating income	$13,501,000	705
Securities gains (losses)	$12,000	2,595
Applicable income taxes	$19,000	3,873
Income before extraordinary items	$13,494,000	573
Extraordinary gains, net	$0	5
Net income	$13,494,000	572
Minority interest net income	$0	82
Net income of bank and minority interests.	$13,494,000	572
Net charge-offs	$4,232,000	237
Cash dividends	$8,900,000	430
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$13,482,000	558
2016-09-30 (YTD Data)		Rank
Total interest income	$26,215,000	759
Total interest expense	$2,225,000	978
Net interest income	$23,990,000	741
Provision for loan and lease losses	$4,087,000	229
Total noninterest income	$8,442,000	639
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$437,000	1,844
Trading account gains and fees	$0	169
Additional Noninterest Income	$8,005,000	493
Total noninterest expense	$19,754,000	811
Salaries and employee benefits	$12,496,000	713
Premises and equipment expense	$1,910,000	951
Additional noninterest expense	$5,348,000	924
Pre-tax net operating income	$8,591,000	824
Securities gains (losses)	$12,000	2,520
Applicable income taxes	$22,000	3,842
Income before extraordinary items	$8,581,000	680
Extraordinary gains, net	$0	5
Net income	$8,581,000	680
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,581,000	680
Net charge-offs	$833,000	554
Cash dividends	$6,729,000	398
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$8,569,000	662
2016-06-30 (YTD Data)		Rank
Total interest income	$17,012,000	786
Total interest expense	$1,392,000	1,031
Net interest income	$15,620,000	759
Provision for loan and lease losses	$3,336,000	202
Total noninterest income	$5,483,000	642
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$302,000	1,791
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,181,000	492
Total noninterest expense	$12,720,000	838
Salaries and employee benefits	$7,737,000	763
Premises and equipment expense	$1,267,000	964
Additional noninterest expense	$3,716,000	896
Pre-tax net operating income	$5,047,000	929
Securities gains (losses)	$12,000	2,186
Applicable income taxes	$22,000	3,735
Income before extraordinary items	$5,037,000	759
Extraordinary gains, net	$0	16
Net income	$5,037,000	757
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,037,000	758
Net charge-offs	$503,000	592
Cash dividends	$4,765,000	375
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$5,025,000	734
2016-03-31 (YTD Data)		Rank
Total interest income	$8,398,000	797
Total interest expense	$645,000	1,110
Net interest income	$7,753,000	766
Provision for loan and lease losses	$625,000	387
Total noninterest income	$2,616,000	651
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$155,000	1,754
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,461,000	491
Total noninterest expense	$6,195,000	855
Salaries and employee benefits	$3,821,000	776
Premises and equipment expense	$634,000	971
Additional noninterest expense	$1,740,000	940
Pre-tax net operating income	$3,549,000	653
Securities gains (losses)	$12,000	1,443
Applicable income taxes	$0	4,259
Income before extraordinary items	$3,561,000	528
Extraordinary gains, net	$0	12
Net income	$3,561,000	526
Minority interest net income	$0	62
Net income of bank and minority interests.	$3,561,000	528
Net charge-offs	$239,000	577
Cash dividends	$2,307,000	382
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,549,000	514
2015-12-31 (YTD Data)		Rank
Total interest income	$33,681,000	756
Total interest expense	$2,761,000	1,024
Net interest income	$30,920,000	726
Provision for loan and lease losses	$1,884,000	480
Total noninterest income	$11,289,000	613
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$493,000	2,160
Trading account gains and fees	$0	159
Additional Noninterest Income	$10,796,000	462
Total noninterest expense	$25,221,000	821
Salaries and employee benefits	$16,762,000	679
Premises and equipment expense	$2,471,000	979
Additional noninterest expense	$5,988,000	1,086
Pre-tax net operating income	$15,104,000	618
Securities gains (losses)	$140,000	944
Applicable income taxes	$22,000	3,898
Income before extraordinary items	$15,222,000	486
Extraordinary gains, net	$0	23
Net income	$15,222,000	485
Minority interest net income	$0	81
Net income of bank and minority interests.	$15,222,000	487
Net charge-offs	$690,000	905
Cash dividends	$10,083,000	387
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$15,082,000	481
2015-09-30 (YTD Data)		Rank
Total interest income	$25,244,000	758
Total interest expense	$2,076,000	1,031
Net interest income	$23,168,000	732
Provision for loan and lease losses	$1,384,000	447
Total noninterest income	$9,459,000	581
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$358,000	2,219
Trading account gains and fees	$0	153
Additional Noninterest Income	$9,101,000	436
Total noninterest expense	$18,054,000	871
Salaries and employee benefits	$12,112,000	720
Premises and equipment expense	$1,834,000	998
Additional noninterest expense	$4,108,000	1,172
Pre-tax net operating income	$13,189,000	551
Securities gains (losses)	$129,000	875
Applicable income taxes	$22,000	3,929
Income before extraordinary items	$13,296,000	431
Extraordinary gains, net	$0	21
Net income	$13,296,000	430
Minority interest net income	$0	78
Net income of bank and minority interests.	$13,296,000	431
Net charge-offs	$690,000	687
Cash dividends	$6,463,000	391
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$13,167,000	428
2015-06-30 (YTD Data)		Rank
Total interest income	$15,757,000	813
Total interest expense	$1,292,000	1,104
Net interest income	$14,465,000	783
Provision for loan and lease losses	$999,000	436
Total noninterest income	$4,129,000	796
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$234,000	2,224
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,895,000	615
Total noninterest expense	$11,302,000	927
Salaries and employee benefits	$7,394,000	789
Premises and equipment expense	$1,209,000	1,011
Additional noninterest expense	$2,699,000	1,187
Pre-tax net operating income	$6,293,000	736
Securities gains (losses)	$121,000	745
Applicable income taxes	$0	4,497
Income before extraordinary items	$6,414,000	589
Extraordinary gains, net	$0	22
Net income	$6,414,000	587
Minority interest net income	$0	75
Net income of bank and minority interests.	$6,414,000	589
Net charge-offs	$599,000	550
Cash dividends	$4,271,000	389
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$6,293,000	586
2015-03-31 (YTD Data)		Rank
Total interest income	$7,826,000	812
Total interest expense	$614,000	1,154
Net interest income	$7,212,000	783
Provision for loan and lease losses	$424,000	477
Total noninterest income	$-1,218,000	6,412
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$117,000	2,215
Trading account gains and fees	$0	152
Additional Noninterest Income	$-1,335,000	6,418
Total noninterest expense	$5,045,000	1,030
Salaries and employee benefits	$3,209,000	890
Premises and equipment expense	$600,000	1,017
Additional noninterest expense	$1,236,000	1,274
Pre-tax net operating income	$525,000	2,936
Securities gains (losses)	$57,000	791
Applicable income taxes	$0	4,400
Income before extraordinary items	$582,000	2,442
Extraordinary gains, net	$0	13
Net income	$582,000	2,445
Minority interest net income	$0	64
Net income of bank and minority interests.	$582,000	2,444
Net charge-offs	$349,000	483
Cash dividends	$1,995,000	372
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$525,000	2,552
2014-12-31 (YTD Data)		Rank
Total interest income	$27,237,000	927
Total interest expense	$2,427,000	1,202
Net interest income	$24,810,000	884
Provision for loan and lease losses	$675,000	1,163
Total noninterest income	$7,094,000	855
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$470,000	2,371
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,624,000	615
Total noninterest expense	$22,377,000	905
Salaries and employee benefits	$13,854,000	800
Premises and equipment expense	$2,336,000	1,035
Additional noninterest expense	$6,187,000	1,075
Pre-tax net operating income	$8,852,000	939
Securities gains (losses)	$638,000	327
Applicable income taxes	$0	4,531
Income before extraordinary items	$9,490,000	718
Extraordinary gains, net	$0	17
Net income	$9,490,000	718
Minority interest net income	$0	84
Net income of bank and minority interests.	$9,490,000	718
Net charge-offs	$1,001,000	897
Cash dividends	$8,189,000	396
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$8,852,000	749
2014-09-30 (YTD Data)		Rank
Total interest income	$19,921,000	964
Total interest expense	$1,843,000	1,204
Net interest income	$18,078,000	917
Provision for loan and lease losses	$500,000	1,127
Total noninterest income	$5,991,000	769
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$355,000	2,383
Trading account gains and fees	$0	174
Additional Noninterest Income	$5,636,000	569
Total noninterest expense	$15,454,000	984
Salaries and employee benefits	$9,887,000	828
Premises and equipment expense	$1,751,000	1,037
Additional noninterest expense	$3,816,000	1,281
Pre-tax net operating income	$8,115,000	777
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$8,115,000	635
Extraordinary gains, net	$0	15
Net income	$8,115,000	631
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,115,000	633
Net charge-offs	$444,000	1,261
Cash dividends	$5,960,000	379
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$8,115,000	621
2014-06-30 (YTD Data)		Rank
Total interest income	$12,922,000	989
Total interest expense	$1,249,000	1,193
Net interest income	$11,673,000	939
Provision for loan and lease losses	$0	4,196
Total noninterest income	$716,000	2,569
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$236,000	2,371
Trading account gains and fees	$0	172
Additional Noninterest Income	$480,000	2,356
Total noninterest expense	$9,898,000	1,028
Salaries and employee benefits	$6,136,000	891
Premises and equipment expense	$1,155,000	1,054
Additional noninterest expense	$2,607,000	1,241
Pre-tax net operating income	$2,491,000	1,502
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$2,491,000	1,270
Extraordinary gains, net	$0	20
Net income	$2,491,000	1,270
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,491,000	1,271
Net charge-offs	$134,000	1,937
Cash dividends	$4,474,000	350
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,491,000	1,246
2014-03-31 (YTD Data)		Rank
Total interest income	$6,290,000	1,013
Total interest expense	$623,000	1,218
Net interest income	$5,667,000	972
Provision for loan and lease losses	$0	3,817
Total noninterest income	$-494,000	6,719
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$118,000	2,341
Trading account gains and fees	$0	147
Additional Noninterest Income	$-612,000	6,721
Total noninterest expense	$4,242,000	1,198
Salaries and employee benefits	$2,614,000	1,043
Premises and equipment expense	$576,000	1,087
Additional noninterest expense	$1,052,000	1,490
Pre-tax net operating income	$931,000	1,870
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$931,000	1,581
Extraordinary gains, net	$0	16
Net income	$931,000	1,584
Minority interest net income	$0	66
Net income of bank and minority interests.	$931,000	1,584
Net charge-offs	$38,000	2,059
Cash dividends	$2,768,000	262
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$931,000	1,550
2013-12-31 (YTD Data)		Rank
Total interest income	$23,004,000	1,113
Total interest expense	$2,688,000	1,250
Net interest income	$20,316,000	1,084
Provision for loan and lease losses	$375,000	2,178
Total noninterest income	$30,942,000	289
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$317,000	3,261
Trading account gains and fees	$0	184
Additional Noninterest Income	$30,625,000	211
Total noninterest expense	$25,290,000	800
Salaries and employee benefits	$15,314,000	719
Premises and equipment expense	$2,211,000	1,079
Additional noninterest expense	$7,765,000	874
Pre-tax net operating income	$25,593,000	359
Securities gains (losses)	$0	3,182
Applicable income taxes	$-2,000	6,248
Income before extraordinary items	$25,595,000	300
Extraordinary gains, net	$0	29
Net income	$25,595,000	300
Minority interest net income	$0	90
Net income of bank and minority interests.	$25,595,000	300
Net charge-offs	$84,000	3,918
Cash dividends	$6,938,000	441
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$25,595,000	297
2013-09-30 (YTD Data)		Rank
Total interest income	$16,767,000	1,156
Total interest expense	$2,016,000	1,291
Net interest income	$14,751,000	1,115
Provision for loan and lease losses	$250,000	2,282
Total noninterest income	$23,686,000	292
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$227,000	3,364
Trading account gains and fees	$0	180
Additional Noninterest Income	$23,459,000	216
Total noninterest expense	$20,976,000	729
Salaries and employee benefits	$12,846,000	635
Premises and equipment expense	$1,647,000	1,088
Additional noninterest expense	$6,483,000	794
Pre-tax net operating income	$17,211,000	400
Securities gains (losses)	$0	3,040
Applicable income taxes	$-2,000	6,482
Income before extraordinary items	$17,213,000	330
Extraordinary gains, net	$0	25
Net income	$17,213,000	331
Minority interest net income	$0	84
Net income of bank and minority interests.	$17,213,000	331
Net charge-offs	$70,000	3,601
Cash dividends	$5,823,000	368
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$17,213,000	322
2013-06-30 (YTD Data)		Rank
Total interest income	$10,968,000	1,168
Total interest expense	$1,371,000	1,303
Net interest income	$9,597,000	1,130
Provision for loan and lease losses	$250,000	1,852
Total noninterest income	$18,850,000	267
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$141,000	3,459
Trading account gains and fees	$0	157
Additional Noninterest Income	$18,709,000	191
Total noninterest expense	$13,436,000	758
Salaries and employee benefits	$8,636,000	636
Premises and equipment expense	$1,088,000	1,098
Additional noninterest expense	$3,712,000	914
Pre-tax net operating income	$14,761,000	322
Securities gains (losses)	$0	2,791
Applicable income taxes	$-2,000	6,540
Income before extraordinary items	$14,763,000	262
Extraordinary gains, net	$0	22
Net income	$14,763,000	263
Minority interest net income	$0	82
Net income of bank and minority interests.	$14,763,000	263
Net charge-offs	$230,000	1,959
Cash dividends	$2,671,000	491
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$14,763,000	260
2013-03-31 (YTD Data)		Rank
Total interest income	$5,265,000	1,222
Total interest expense	$686,000	1,352
Net interest income	$4,579,000	1,188
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$6,636,000	345
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$68,000	3,510
Trading account gains and fees	$0	148
Additional Noninterest Income	$6,568,000	254
Total noninterest expense	$6,801,000	761
Salaries and employee benefits	$4,238,000	653
Premises and equipment expense	$545,000	1,115
Additional noninterest expense	$2,018,000	847
Pre-tax net operating income	$4,264,000	490
Securities gains (losses)	$0	1,966
Applicable income taxes	$-1,000	6,670
Income before extraordinary items	$4,265,000	398
Extraordinary gains, net	$0	10
Net income	$4,265,000	396
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,265,000	399
Net charge-offs	$92,000	1,963
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$4,265,000	385
2012-12-31 (YTD Data)		Rank
Total interest income	$18,847,000	1,414
Total interest expense	$2,938,000	1,505
Net interest income	$15,909,000	1,371
Provision for loan and lease losses	$1,600,000	1,262
Total noninterest income	$20,375,000	418
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$206,000	4,211
Trading account gains and fees	$0	166
Additional Noninterest Income	$20,169,000	306
Total noninterest expense	$27,480,000	734
Salaries and employee benefits	$15,202,000	690
Premises and equipment expense	$1,912,000	1,238
Additional noninterest expense	$10,366,000	686
Pre-tax net operating income	$7,204,000	983
Securities gains (losses)	$0	3,810
Applicable income taxes	$10,000	4,385
Income before extraordinary items	$7,194,000	820
Extraordinary gains, net	$0	29
Net income	$7,194,000	820
Minority interest net income	$0	93
Net income of bank and minority interests.	$7,194,000	820
Net charge-offs	$843,000	1,999
Cash dividends	$4,699,000	611
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$7,194,000	770
2012-09-30 (YTD Data)		Rank
Total interest income	$13,947,000	1,451
Total interest expense	$2,228,000	1,558
Net interest income	$11,719,000	1,420
Provision for loan and lease losses	$500,000	2,258
Total noninterest income	$16,802,000	386
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$147,000	4,354
Trading account gains and fees	$0	157
Additional Noninterest Income	$16,655,000	278
Total noninterest expense	$20,905,000	720
Salaries and employee benefits	$11,684,000	669
Premises and equipment expense	$1,430,000	1,248
Additional noninterest expense	$7,791,000	673
Pre-tax net operating income	$7,116,000	788
Securities gains (losses)	$0	3,575
Applicable income taxes	$10,000	4,386
Income before extraordinary items	$7,106,000	658
Extraordinary gains, net	$0	20
Net income	$7,106,000	656
Minority interest net income	$0	86
Net income of bank and minority interests.	$7,106,000	658
Net charge-offs	$542,000	2,085
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$7,106,000	633
2012-06-30 (YTD Data)		Rank
Total interest income	$9,473,000	1,446
Total interest expense	$1,498,000	1,607
Net interest income	$7,975,000	1,387
Provision for loan and lease losses	$350,000	2,226
Total noninterest income	$10,381,000	404
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$92,000	4,472
Trading account gains and fees	$0	153
Additional Noninterest Income	$10,289,000	294
Total noninterest expense	$13,847,000	723
Salaries and employee benefits	$7,807,000	664
Premises and equipment expense	$1,003,000	1,183
Additional noninterest expense	$5,037,000	691
Pre-tax net operating income	$4,159,000	879
Securities gains (losses)	$0	3,178
Applicable income taxes	$3,000	4,521
Income before extraordinary items	$4,156,000	732
Extraordinary gains, net	$0	19
Net income	$4,156,000	732
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,156,000	733
Net charge-offs	$448,000	1,897
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$4,156,000	696
2012-03-31 (YTD Data)		Rank
Total interest income	$4,662,000	1,478
Total interest expense	$773,000	1,619
Net interest income	$3,889,000	1,426
Provision for loan and lease losses	$250,000	1,742
Total noninterest income	$6,361,000	339
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$45,000	4,489
Trading account gains and fees	$0	148
Additional Noninterest Income	$6,316,000	257
Total noninterest expense	$6,326,000	790
Salaries and employee benefits	$3,908,000	669
Premises and equipment expense	$500,000	1,198
Additional noninterest expense	$1,918,000	887
Pre-tax net operating income	$3,674,000	529
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$3,674,000	452
Extraordinary gains, net	$0	19
Net income	$3,674,000	453
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,674,000	453
Net charge-offs	$306,000	1,473
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$3,674,000	431
2011-12-31 (YTD Data)		Rank
Total interest income	$18,598,000	1,538
Total interest expense	$4,284,000	1,415
Net interest income	$14,314,000	1,558
Provision for loan and lease losses	$4,501,000	854
Total noninterest income	$20,929,000	362
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$149,000	4,906
Trading account gains and fees	$0	146
Additional Noninterest Income	$20,780,000	262
Total noninterest expense	$24,853,000	796
Salaries and employee benefits	$13,283,000	745
Premises and equipment expense	$1,913,000	1,305
Additional noninterest expense	$9,657,000	743
Pre-tax net operating income	$5,889,000	1,022
Securities gains (losses)	$559,000	724
Applicable income taxes	$0	4,719
Income before extraordinary items	$6,448,000	771
Extraordinary gains, net	$0	29
Net income	$6,448,000	769
Minority interest net income	$0	96
Net income of bank and minority interests.	$6,448,000	771
Net charge-offs	$4,352,000	899
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,889,000	822
2011-09-30 (YTD Data)		Rank
Total interest income	$14,288,000	1,513
Total interest expense	$3,409,000	1,390
Net interest income	$10,879,000	1,549
Provision for loan and lease losses	$4,002,000	738
Total noninterest income	$18,828,000	310
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$106,000	5,026
Trading account gains and fees	$0	145
Additional Noninterest Income	$18,722,000	230
Total noninterest expense	$18,678,000	794
Salaries and employee benefits	$10,422,000	709
Premises and equipment expense	$1,441,000	1,315
Additional noninterest expense	$6,815,000	780
Pre-tax net operating income	$7,027,000	683
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$7,027,000	583
Extraordinary gains, net	$0	21
Net income	$7,027,000	581
Minority interest net income	$0	87
Net income of bank and minority interests.	$7,027,000	583
Net charge-offs	$3,432,000	847
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$7,027,000	573
2011-06-30 (YTD Data)		Rank
Total interest income	$9,946,000	1,463
Total interest expense	$2,311,000	1,418
Net interest income	$7,635,000	1,462
Provision for loan and lease losses	$2,555,000	768
Total noninterest income	$19,224,000	231
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$65,000	5,142
Trading account gains and fees	$0	153
Additional Noninterest Income	$19,159,000	171
Total noninterest expense	$13,286,000	747
Salaries and employee benefits	$7,658,000	640
Premises and equipment expense	$956,000	1,330
Additional noninterest expense	$4,672,000	769
Pre-tax net operating income	$11,018,000	339
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$11,018,000	280
Extraordinary gains, net	$0	15
Net income	$11,018,000	279
Minority interest net income	$0	89
Net income of bank and minority interests.	$11,018,000	280
Net charge-offs	$2,090,000	899
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$11,018,000	270
2011-03-31 (YTD Data)		Rank
Total interest income	$5,112,000	1,436
Total interest expense	$1,199,000	1,419
Net interest income	$3,913,000	1,427
Provision for loan and lease losses	$1,307,000	711
Total noninterest income	$12,217,000	201
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$28,000	5,334
Trading account gains and fees	$0	158
Additional Noninterest Income	$12,189,000	153
Total noninterest expense	$6,611,000	758
Salaries and employee benefits	$4,218,000	575
Premises and equipment expense	$493,000	1,317
Additional noninterest expense	$1,900,000	937
Pre-tax net operating income	$8,212,000	252
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$8,212,000	201
Extraordinary gains, net	$0	9
Net income	$8,212,000	201
Minority interest net income	$0	86
Net income of bank and minority interests.	$8,212,000	201
Net charge-offs	$707,000	1,083
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$8,212,000	199
2010-12-31 (YTD Data)		Rank
Total interest income	$16,499,000	1,834
Total interest expense	$3,705,000	2,139
Net interest income	$12,794,000	1,733
Provision for loan and lease losses	$7,871,000	816
Total noninterest income	$21,760,000	373
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$81,000	5,752
Trading account gains and fees	$0	175
Additional Noninterest Income	$21,679,000	270
Total noninterest expense	$21,691,000	922
Salaries and employee benefits	$10,771,000	911
Premises and equipment expense	$1,727,000	1,488
Additional noninterest expense	$9,193,000	809
Pre-tax net operating income	$4,992,000	1,038
Securities gains (losses)	$-556,000	7,438
Applicable income taxes	$0	4,655
Income before extraordinary items	$4,436,000	983
Extraordinary gains, net	$0	29
Net income	$4,436,000	985
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,436,000	986
Net charge-offs	$6,377,000	841
Cash dividends	$3,559,000	466
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,992,000	852
2010-09-30 (YTD Data)		Rank
Total interest income	$11,853,000	1,960
Total interest expense	$2,570,000	2,404
Net interest income	$9,283,000	1,811
Provision for loan and lease losses	$5,914,000	772
Total noninterest income	$17,796,000	340
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$59,000	5,877
Trading account gains and fees	$0	165
Additional Noninterest Income	$17,737,000	252
Total noninterest expense	$14,396,000	1,016
Salaries and employee benefits	$6,720,000	1,097
Premises and equipment expense	$1,273,000	1,525
Additional noninterest expense	$6,403,000	845
Pre-tax net operating income	$6,769,000	623
Securities gains (losses)	$3,000	3,393
Applicable income taxes	$0	4,726
Income before extraordinary items	$6,772,000	502
Extraordinary gains, net	$0	23
Net income	$6,772,000	504
Minority interest net income	$0	110
Net income of bank and minority interests.	$6,772,000	505
Net charge-offs	$4,840,000	803
Cash dividends	$2,870,000	382
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$6,769,000	481
2010-06-30 (YTD Data)		Rank
Total interest income	$6,858,000	2,285
Total interest expense	$1,515,000	2,765
Net interest income	$5,343,000	2,070
Provision for loan and lease losses	$4,432,000	705
Total noninterest income	$12,030,000	333
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$37,000	5,969
Trading account gains and fees	$0	152
Additional Noninterest Income	$11,993,000	239
Total noninterest expense	$7,893,000	1,259
Salaries and employee benefits	$3,660,000	1,350
Premises and equipment expense	$853,000	1,544
Additional noninterest expense	$3,380,000	1,045
Pre-tax net operating income	$5,048,000	551
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$5,048,000	431
Extraordinary gains, net	$0	19
Net income	$5,048,000	432
Minority interest net income	$0	105
Net income of bank and minority interests.	$5,048,000	432
Net charge-offs	$3,157,000	792
Cash dividends	$2,216,000	314
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$5,048,000	426
2010-03-31 (YTD Data)		Rank
Total interest income	$3,244,000	2,454
Total interest expense	$657,000	3,201
Net interest income	$2,587,000	2,158
Provision for loan and lease losses	$2,411,000	644
Total noninterest income	$6,964,000	305
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$18,000	6,033
Trading account gains and fees	$0	175
Additional Noninterest Income	$6,946,000	222
Total noninterest expense	$3,724,000	1,348
Salaries and employee benefits	$1,745,000	1,438
Premises and equipment expense	$406,000	1,666
Additional noninterest expense	$1,573,000	1,113
Pre-tax net operating income	$3,416,000	391
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$3,416,000	314
Extraordinary gains, net	$0	16
Net income	$3,416,000	316
Minority interest net income	$0	91
Net income of bank and minority interests.	$3,416,000	316
Net charge-offs	$1,881,000	674
Cash dividends	$850,000	400
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$3,416,000	306
2009-12-31 (YTD Data)		Rank
Total interest income	$3,160,000	6,251
Total interest expense	$665,000	6,762
Net interest income	$2,495,000	5,842
Provision for loan and lease losses	$4,456,000	1,549
Total noninterest income	$9,860,000	645
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$32,000	6,749
Trading account gains and fees	$0	211
Additional Noninterest Income	$9,828,000	451
Total noninterest expense	$5,776,000	3,274
Salaries and employee benefits	$3,458,000	2,812
Premises and equipment expense	$535,000	4,199
Additional noninterest expense	$1,783,000	3,629
Pre-tax net operating income	$2,123,000	1,824
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$2,123,000	1,570
Extraordinary gains, net	$0	34
Net income	$2,123,000	1,567
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,123,000	1,569
Net charge-offs	$1,916,000	2,086
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,123,000	1,527
2009-09-30 (YTD Data)		Rank
Total interest income	$661,000	7,859
Total interest expense	$154,000	7,863
Net interest income	$507,000	7,798
Provision for loan and lease losses	$1,271,000	2,450
Total noninterest income	$308,000	5,144
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$8,000	7,062
Trading account gains and fees	$0	212
Additional Noninterest Income	$300,000	3,619
Total noninterest expense	$1,181,000	6,726
Salaries and employee benefits	$652,000	6,572
Premises and equipment expense	$115,000	6,946
Additional noninterest expense	$414,000	6,632
Pre-tax net operating income	$-1,637,000	6,924
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$-1,637,000	7,042
Extraordinary gains, net	$0	27
Net income	$-1,637,000	7,041
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,637,000	7,042
Net charge-offs	$0	6,987
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,637,000	7,037
2009-06-30 (YTD Data)		Rank
Total interest income	$3,263,000	4,468
Total interest expense	$2,471,000	2,482
Net interest income	$792,000	6,860
Provision for loan and lease losses	$1,842,000	1,473
Total noninterest income	$105,000	6,319
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$49,000	5,826
Trading account gains and fees	$0	193
Additional Noninterest Income	$56,000	5,675
Total noninterest expense	$3,128,000	3,111
Salaries and employee benefits	$1,357,000	3,536
Premises and equipment expense	$263,000	4,316
Additional noninterest expense	$1,508,000	2,327
Pre-tax net operating income	$-4,073,000	7,672
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$-4,073,000	7,735
Extraordinary gains, net	$0	21
Net income	$-4,073,000	7,734
Minority interest net income	$0	112
Net income of bank and minority interests.	$-4,073,000	7,734
Net charge-offs	$247,000	3,176
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-4,073,000	7,744
2009-03-31 (YTD Data)		Rank
Total interest income	$1,625,000	4,523
Total interest expense	$1,268,000	2,504
Net interest income	$357,000	7,085
Provision for loan and lease losses	$1,227,000	1,038
Total noninterest income	$60,000	6,100
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$23,000	5,885
Trading account gains and fees	$0	171
Additional Noninterest Income	$37,000	5,310
Total noninterest expense	$1,429,000	3,268
Salaries and employee benefits	$682,000	3,545
Premises and equipment expense	$136,000	4,268
Additional noninterest expense	$611,000	2,520
Pre-tax net operating income	$-2,239,000	7,863
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-2,239,000	7,923
Extraordinary gains, net	$0	15
Net income	$-2,239,000	7,923
Minority interest net income	$0	102
Net income of bank and minority interests.	$-2,239,000	7,924
Net charge-offs	$129,000	2,580
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-2,239,000	7,927
2008-12-31 (YTD Data)		Rank
Total interest income	$9,440,000	3,685
Total interest expense	$5,576,000	2,689
Net interest income	$3,864,000	4,685
Provision for loan and lease losses	$4,131,000	1,152
Total noninterest income	$298,000	5,826
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$89,000	6,055
Trading account gains and fees	$0	154
Additional Noninterest Income	$209,000	4,756
Total noninterest expense	$6,169,000	3,001
Salaries and employee benefits	$3,406,000	2,903
Premises and equipment expense	$594,000	3,972
Additional noninterest expense	$2,169,000	2,659
Pre-tax net operating income	$-6,138,000	7,864
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$-6,138,000	7,876
Extraordinary gains, net	$0	39
Net income	$-6,138,000	7,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,843,000	1,043
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-6,138,000	7,920
2008-09-30 (YTD Data)		Rank
Total interest income	$7,530,000	3,588
Total interest expense	$4,292,000	2,725
Net interest income	$3,238,000	4,372
Provision for loan and lease losses	$2,681,000	973
Total noninterest income	$370,000	4,972
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$69,000	6,058
Trading account gains and fees	$0	148
Additional Noninterest Income	$301,000	3,684
Total noninterest expense	$4,845,000	2,847
Salaries and employee benefits	$2,742,000	2,737
Premises and equipment expense	$459,000	3,890
Additional noninterest expense	$1,644,000	2,558
Pre-tax net operating income	$-3,918,000	8,078
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$-3,918,000	8,081
Extraordinary gains, net	$0	31
Net income	$-3,918,000	8,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,793,000	670
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-3,918,000	8,132
2008-06-30 (YTD Data)		Rank
Total interest income	$5,198,000	3,542
Total interest expense	$2,935,000	2,760
Net interest income	$2,263,000	4,243
Provision for loan and lease losses	$1,403,000	995
Total noninterest income	$304,000	4,594
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$49,000	5,983
Trading account gains and fees	$0	149
Additional Noninterest Income	$255,000	3,320
Total noninterest expense	$3,255,000	2,835
Salaries and employee benefits	$1,856,000	2,736
Premises and equipment expense	$311,000	3,863
Additional noninterest expense	$1,088,000	2,551
Pre-tax net operating income	$-2,091,000	8,172
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$-2,091,000	8,220
Extraordinary gains, net	$0	21
Net income	$-2,091,000	8,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,014,000	858
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-2,091,000	8,213
2008-03-31 (YTD Data)		Rank
Total interest income	$2,738,000	3,479
Total interest expense	$1,528,000	2,835
Net interest income	$1,210,000	4,084
Provision for loan and lease losses	$446,000	1,080
Total noninterest income	$146,000	4,671
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$24,000	5,995
Trading account gains and fees	$0	158
Additional Noninterest Income	$122,000	3,415
Total noninterest expense	$1,454,000	3,155
Salaries and employee benefits	$883,000	2,891
Premises and equipment expense	$147,000	4,044
Additional noninterest expense	$424,000	3,134
Pre-tax net operating income	$-544,000	8,110
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$-544,000	8,169
Extraordinary gains, net	$0	15
Net income	$-544,000	8,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	1,919
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-544,000	8,156
2007-12-31 (YTD Data)		Rank
Total interest income	$10,331,000	3,697
Total interest expense	$5,177,000	3,384
Net interest income	$5,154,000	3,898
Provision for loan and lease losses	$3,230,000	599
Total noninterest income	$463,000	5,190
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$105,000	5,968
Trading account gains and fees	$0	178
Additional Noninterest Income	$358,000	3,947
Total noninterest expense	$4,668,000	3,649
Salaries and employee benefits	$2,786,000	3,427
Premises and equipment expense	$530,000	4,204
Additional noninterest expense	$1,352,000	3,725
Pre-tax net operating income	$-2,281,000	8,311
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$-2,281,000	8,350
Extraordinary gains, net	$0	39
Net income	$-2,281,000	8,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,501,000	753
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-2,281,000	8,339
2007-09-30 (YTD Data)		Rank
Total interest income	$7,432,000	3,794
Total interest expense	$3,683,000	3,509
Net interest income	$3,749,000	4,010
Provision for loan and lease losses	$344,000	2,121
Total noninterest income	$336,000	5,304
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$78,000	6,014
Trading account gains and fees	$0	184
Additional Noninterest Income	$258,000	4,031
Total noninterest expense	$3,475,000	3,652
Salaries and employee benefits	$2,139,000	3,346
Premises and equipment expense	$374,000	4,361
Additional noninterest expense	$962,000	3,816
Pre-tax net operating income	$266,000	6,700
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$266,000	6,496
Extraordinary gains, net	$0	33
Net income	$266,000	6,493
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	2,317
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$266,000	6,483
2007-06-30 (YTD Data)		Rank
Total interest income	$4,650,000	3,980
Total interest expense	$2,279,000	3,705
Net interest income	$2,371,000	4,207
Provision for loan and lease losses	$217,000	2,039
Total noninterest income	$231,000	5,273
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$50,000	6,089
Trading account gains and fees	$0	168
Additional Noninterest Income	$181,000	3,978
Total noninterest expense	$2,143,000	3,918
Salaries and employee benefits	$1,312,000	3,608
Premises and equipment expense	$239,000	4,507
Additional noninterest expense	$592,000	4,055
Pre-tax net operating income	$242,000	6,403
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$242,000	6,071
Extraordinary gains, net	$0	29
Net income	$242,000	6,070
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	1,774
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$242,000	6,059
2007-03-31 (YTD Data)		Rank
Total interest income	$2,168,000	4,163
Total interest expense	$1,044,000	3,897
Net interest income	$1,124,000	4,348
Provision for loan and lease losses	$158,000	1,378
Total noninterest income	$92,000	5,714
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$24,000	6,111
Trading account gains and fees	$0	195
Additional Noninterest Income	$68,000	4,516
Total noninterest expense	$939,000	4,328
Salaries and employee benefits	$563,000	4,057
Premises and equipment expense	$108,000	4,816
Additional noninterest expense	$268,000	4,309
Pre-tax net operating income	$119,000	6,437
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$119,000	6,097
Extraordinary gains, net	$0	22
Net income	$119,000	6,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$119,000	6,081
2006-12-31 (YTD Data)		Rank
Total interest income	$6,415,000	4,795
Total interest expense	$3,018,000	4,312
Net interest income	$3,397,000	5,149
Provision for loan and lease losses	$657,000	1,491
Total noninterest income	$469,000	5,270
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$92,000	6,259
Trading account gains and fees	$0	130
Additional Noninterest Income	$377,000	3,842
Total noninterest expense	$3,640,000	4,274
Salaries and employee benefits	$2,079,000	4,149
Premises and equipment expense	$391,000	4,992
Additional noninterest expense	$1,170,000	4,015
Pre-tax net operating income	$-431,000	8,228
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$-431,000	8,263
Extraordinary gains, net	$0	51
Net income	$-431,000	8,263
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,587
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$-431,000	8,262
2006-09-30 (YTD Data)		Rank
Total interest income	$4,350,000	5,112
Total interest expense	$2,012,000	4,535
Net interest income	$2,338,000	5,453
Provision for loan and lease losses	$559,000	1,280
Total noninterest income	$341,000	5,358
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$69,000	6,336
Trading account gains and fees	$0	126
Additional Noninterest Income	$272,000	3,928
Total noninterest expense	$2,685,000	4,306
Salaries and employee benefits	$1,560,000	4,134
Premises and equipment expense	$282,000	5,139
Additional noninterest expense	$843,000	4,115
Pre-tax net operating income	$-565,000	8,474
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$-565,000	8,495
Extraordinary gains, net	$0	45
Net income	$-565,000	8,495
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,781
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$-565,000	8,485
2006-06-30 (YTD Data)		Rank
Total interest income	$2,613,000	5,391
Total interest expense	$1,197,000	4,723
Net interest income	$1,416,000	5,771
Provision for loan and lease losses	$89,000	3,618
Total noninterest income	$217,000	5,465
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$46,000	6,355
Trading account gains and fees	$0	126
Additional Noninterest Income	$171,000	4,055
Total noninterest expense	$1,749,000	4,402
Salaries and employee benefits	$1,044,000	4,146
Premises and equipment expense	$188,000	5,122
Additional noninterest expense	$517,000	4,368
Pre-tax net operating income	$-205,000	8,410
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$-205,000	8,427
Extraordinary gains, net	$0	39
Net income	$-205,000	8,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,958
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$-205,000	8,424
2006-03-31 (YTD Data)		Rank
Total interest income	$1,172,000	5,663
Total interest expense	$592,000	4,617
Net interest income	$580,000	6,317
Provision for loan and lease losses	$55,000	2,999
Total noninterest income	$117,000	5,268
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$21,000	6,441
Trading account gains and fees	$0	115
Additional Noninterest Income	$96,000	3,801
Total noninterest expense	$856,000	4,477
Salaries and employee benefits	$511,000	4,215
Premises and equipment expense	$102,000	4,892
Additional noninterest expense	$243,000	4,562
Pre-tax net operating income	$-214,000	8,559
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$-214,000	8,578
Extraordinary gains, net	$0	21
Net income	$-214,000	8,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	3,919
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-214,000	8,569
2005-12-31 (YTD Data)		Rank
Total interest income	$3,541,000	6,155
Total interest expense	$1,685,000	4,943
Net interest income	$1,856,000	6,817
Provision for loan and lease losses	$52,000	5,700
Total noninterest income	$532,000	5,090
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$82,000	6,555
Trading account gains and fees	$0	138
Additional Noninterest Income	$450,000	3,556
Total noninterest expense	$2,650,000	5,180
Salaries and employee benefits	$1,493,000	5,063
Premises and equipment expense	$376,000	5,053
Additional noninterest expense	$781,000	5,250
Pre-tax net operating income	$-314,000	8,436
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$-314,000	8,469
Extraordinary gains, net	$0	46
Net income	$-314,000	8,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-314,000	8,451
2005-09-30 (YTD Data)		Rank
Total interest income	$2,390,000	6,432
Total interest expense	$1,119,000	5,131
Net interest income	$1,271,000	7,068
Provision for loan and lease losses	$35,000	5,685
Total noninterest income	$410,000	5,050
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$56,000	6,708
Trading account gains and fees	$0	126
Additional Noninterest Income	$354,000	3,507
Total noninterest expense	$1,968,000	5,199
Salaries and employee benefits	$1,078,000	5,172
Premises and equipment expense	$271,000	5,168
Additional noninterest expense	$619,000	5,011
Pre-tax net operating income	$-322,000	8,540
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$-322,000	8,575
Extraordinary gains, net	$0	35
Net income	$-322,000	8,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-322,000	8,547
2005-06-30 (YTD Data)		Rank
Total interest income	$1,424,000	6,675
Total interest expense	$666,000	5,292
Net interest income	$758,000	7,324
Provision for loan and lease losses	$20,000	5,646
Total noninterest income	$259,000	5,134
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$32,000	6,885
Trading account gains and fees	$0	116
Additional Noninterest Income	$227,000	3,541
Total noninterest expense	$1,308,000	5,198
Salaries and employee benefits	$723,000	5,137
Premises and equipment expense	$185,000	5,077
Additional noninterest expense	$400,000	5,082
Pre-tax net operating income	$-311,000	8,605
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$-311,000	8,637
Extraordinary gains, net	$0	30
Net income	$-311,000	8,637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$-311,000	8,613
2005-03-31 (YTD Data)		Rank
Total interest income	$657,000	6,893
Total interest expense	$285,000	5,621
Net interest income	$372,000	7,412
Provision for loan and lease losses	$0	6,226
Total noninterest income	$132,000	5,045
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$12,000	7,169
Trading account gains and fees	$0	115
Additional Noninterest Income	$120,000	3,395
Total noninterest expense	$663,000	5,189
Salaries and employee benefits	$375,000	5,042
Premises and equipment expense	$94,000	5,079
Additional noninterest expense	$194,000	5,196
Pre-tax net operating income	$-159,000	8,700
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$-159,000	8,718
Extraordinary gains, net	$0	24
Net income	$-159,000	8,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-159,000	8,698
2004-12-31 (YTD Data)		Rank
Total interest income	$1,634,000	7,757
Total interest expense	$780,000	6,329
Net interest income	$854,000	8,231
Provision for loan and lease losses	$20,000	6,718
Total noninterest income	$210,000	7,069
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$53,000	7,247
Trading account gains and fees	$0	138
Additional Noninterest Income	$157,000	5,602
Total noninterest expense	$2,332,000	5,524
Salaries and employee benefits	$1,315,000	5,397
Premises and equipment expense	$299,000	5,687
Additional noninterest expense	$718,000	5,435
Pre-tax net operating income	$-1,288,000	8,840
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$-1,288,000	8,866
Extraordinary gains, net	$0	34
Net income	$-1,288,000	8,867
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,455
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$4,900,000	233
Net operating income	$-1,288,000	8,844
2004-09-30 (YTD Data)		Rank
Total interest income	$1,081,000	7,990
Total interest expense	$528,000	6,576
Net interest income	$553,000	8,427
Provision for loan and lease losses	$20,000	6,311
Total noninterest income	$87,000	7,968
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$38,000	7,324
Trading account gains and fees	$0	134
Additional Noninterest Income	$49,000	7,081
Total noninterest expense	$1,651,000	5,669
Salaries and employee benefits	$965,000	5,441
Premises and equipment expense	$208,000	5,868
Additional noninterest expense	$478,000	5,766
Pre-tax net operating income	$-1,031,000	8,906
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$-1,031,000	8,929
Extraordinary gains, net	$0	26
Net income	$-1,031,000	8,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,336
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$4,500,000	173
Net operating income	$-1,031,000	8,914
2004-06-30 (YTD Data)		Rank
Total interest income	$676,000	8,152
Total interest expense	$342,000	6,670
Net interest income	$334,000	8,573
Provision for loan and lease losses	$12,000	6,242
Total noninterest income	$200,000	5,820
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$23,000	7,421
Trading account gains and fees	$0	130
Additional Noninterest Income	$177,000	3,999
Total noninterest expense	$1,206,000	5,427
Salaries and employee benefits	$749,000	4,934
Premises and equipment expense	$133,000	6,029
Additional noninterest expense	$324,000	5,732
Pre-tax net operating income	$-684,000	8,953
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$-684,000	8,973
Extraordinary gains, net	$0	21
Net income	$-684,000	8,974
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,375
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$4,500,000	116
Net operating income	$-684,000	8,954
2004-03-31 (YTD Data)		Rank
Total interest income	$330,000	8,219
Total interest expense	$174,000	6,710
Net interest income	$156,000	8,667
Provision for loan and lease losses	$5,000	6,071
Total noninterest income	$96,000	5,874
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$10,000	7,505
Trading account gains and fees	$0	121
Additional Noninterest Income	$86,000	4,023
Total noninterest expense	$610,000	5,396
Salaries and employee benefits	$398,000	4,755
Premises and equipment expense	$64,000	6,144
Additional noninterest expense	$148,000	6,044
Pre-tax net operating income	$-363,000	8,996
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$-363,000	9,020
Extraordinary gains, net	$0	16
Net income	$-363,000	9,019
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,405
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$4,500,000	58
Net operating income	$-363,000	8,997
2003-12-31 (YTD Data)		Rank
Total interest income	$1,407,000	8,170
Total interest expense	$751,000	6,873
Net interest income	$656,000	8,629
Provision for loan and lease losses	$75,000	5,722
Total noninterest income	$514,000	5,359
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$41,000	7,570
Trading account gains and fees	$0	160
Additional Noninterest Income	$473,000	3,679
Total noninterest expense	$2,210,000	5,661
Salaries and employee benefits	$1,255,000	5,481
Premises and equipment expense	$241,000	6,284
Additional noninterest expense	$714,000	5,442
Pre-tax net operating income	$-1,115,000	8,994
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$-1,115,000	9,049
Extraordinary gains, net	$0	54
Net income	$-1,115,000	9,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	5,002
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$595,000	473
Net operating income	$-1,115,000	9,004
2003-09-30 (YTD Data)		Rank
Total interest income	$1,058,000	8,249
Total interest expense	$567,000	6,997
Net interest income	$491,000	8,693
Provision for loan and lease losses	$60,000	5,499
Total noninterest income	$443,000	5,056
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$33,000	7,586
Trading account gains and fees	$0	153
Additional Noninterest Income	$410,000	3,485
Total noninterest expense	$1,673,000	5,599
Salaries and employee benefits	$939,000	5,458
Premises and equipment expense	$174,000	6,404
Additional noninterest expense	$560,000	5,256
Pre-tax net operating income	$-799,000	9,040
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$-799,000	9,097
Extraordinary gains, net	$0	40
Net income	$-799,000	9,095
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,765
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$595,000	357
Net operating income	$-799,000	9,054
2003-06-30 (YTD Data)		Rank
Total interest income	$688,000	8,350
Total interest expense	$376,000	7,147
Net interest income	$312,000	8,772
Provision for loan and lease losses	$45,000	5,281
Total noninterest income	$401,000	4,238
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$29,000	7,375
Trading account gains and fees	$0	150
Additional Noninterest Income	$372,000	2,903
Total noninterest expense	$1,109,000	5,613
Salaries and employee benefits	$622,000	5,499
Premises and equipment expense	$107,000	6,600
Additional noninterest expense	$380,000	5,197
Pre-tax net operating income	$-441,000	9,046
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$-441,000	9,113
Extraordinary gains, net	$0	30
Net income	$-441,000	9,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,047
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$607,000	247
Net operating income	$-441,000	9,051
2003-03-31 (YTD Data)		Rank
Total interest income	$328,000	8,496
Total interest expense	$173,000	7,453
Net interest income	$155,000	8,817
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$286,000	3,362
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$14,000	7,374
Trading account gains and fees	$0	134
Additional Noninterest Income	$272,000	2,248
Total noninterest expense	$538,000	5,726
Salaries and employee benefits	$307,000	5,548
Premises and equipment expense	$57,000	6,435
Additional noninterest expense	$174,000	5,473
Pre-tax net operating income	$-127,000	9,006
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-127,000	9,071
Extraordinary gains, net	$0	21
Net income	$-127,000	9,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$584,000	130
Net operating income	$-127,000	9,005
2002-12-31 (YTD Data)		Rank
Total interest income	$1,200,000	8,684
Total interest expense	$670,000	7,897
Net interest income	$530,000	8,967
Provision for loan and lease losses	$78,000	6,121
Total noninterest income	$276,000	6,647
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$77,000	6,996
Trading account gains and fees	$0	153
Additional Noninterest Income	$199,000	5,044
Total noninterest expense	$1,667,000	6,524
Salaries and employee benefits	$765,000	7,018
Premises and equipment expense	$238,000	6,293
Additional noninterest expense	$664,000	5,583
Pre-tax net operating income	$-939,000	9,107
Securities gains (losses)	$-61,000	9,090
Applicable income taxes	$0	7,681
Income before extraordinary items	$-1,000,000	9,179
Extraordinary gains, net	$0	70
Net income	$-1,000,000	9,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	4,409
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$454,000	487
Net operating income	$-939,000	9,132
2001-12-31 (YTD Data)		Rank
Total interest income	$1,716,000	8,512
Total interest expense	$935,000	8,146
Net interest income	$781,000	8,708
Provision for loan and lease losses	$150,000	4,756
Total noninterest income	$81,000	8,766
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$80,000	6,973
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,000	9,443
Total noninterest expense	$1,444,000	6,916
Salaries and employee benefits	$586,000	7,738
Premises and equipment expense	$221,000	6,478
Additional noninterest expense	$637,000	5,628
Pre-tax net operating income	$-732,000	9,257
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-732,000	9,323
Extraordinary gains, net	$0	105
Net income	$-732,000	9,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	3,258
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-732,000	9,291
2000-12-31 (YTD Data)		Rank
Total interest income	$1,595,000	8,849
Total interest expense	$870,000	8,487
Net interest income	$725,000	9,053
Provision for loan and lease losses	$135,000	4,606
Total noninterest income	$62,000	9,152
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$33,000	8,025
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	8,576
Total noninterest expense	$1,205,000	7,485
Salaries and employee benefits	$616,000	7,617
Premises and equipment expense	$133,000	7,865
Additional noninterest expense	$456,000	6,732
Pre-tax net operating income	$-553,000	9,560
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-553,000	9,596
Extraordinary gains, net	$0	38
Net income	$-553,000	9,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-553,000	9,593
1999-12-31 (YTD Data)		Rank
Total interest income	$951,000	9,651
Total interest expense	$430,000	9,588
Net interest income	$521,000	9,648
Provision for loan and lease losses	$54,000	6,426
Total noninterest income	$26,000	9,909
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$26,000	8,370
Trading account gains and fees	NA	NA
Additional Noninterest Income	$0	10,153
Total noninterest expense	$1,018,000	8,066
Salaries and employee benefits	$443,000	8,659
Premises and equipment expense	$100,000	8,634
Additional noninterest expense	$475,000	6,706
Pre-tax net operating income	$-525,000	9,866
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-525,000	9,912
Extraordinary gains, net	$0	35
Net income	$-525,000	9,910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$1,250,000	476
Net operating income	$-525,000	9,892
1998-12-31 (YTD Data)		Rank
Total interest income	$786,000	10,033
Total interest expense	$372,000	9,935
Net interest income	$414,000	10,060
Provision for loan and lease losses	$33,000	7,242
Total noninterest income	$23,000	10,183
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$23,000	9,338
Total noninterest expense	$737,000	8,987
Salaries and employee benefits	$145,000	10,277
Premises and equipment expense	$85,000	9,045
Additional noninterest expense	$507,000	6,377
Pre-tax net operating income	$-333,000	10,099
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$-333,000	10,149
Extraordinary gains, net	$0	32
Net income	$-333,000	10,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$-333,000	10,122
1997-12-31 (YTD Data)		Rank
Total interest income	$62,000	10,896
Total interest expense	$32,000	10,848
Net interest income	$30,000	10,903
Provision for loan and lease losses	$2,000	8,765
Total noninterest income	$0	10,883
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$0	10,861
Total noninterest expense	$71,000	10,899
Salaries and employee benefits	$11,000	10,904
Premises and equipment expense	$1,000	10,892
Additional noninterest expense	$59,000	10,795
Pre-tax net operating income	$-43,000	10,436
Securities gains (losses)	$0	3,944
Applicable income taxes	$0	10,065
Income before extraordinary items	$-43,000	10,461
Extraordinary gains, net	$0	44
Net income	$-43,000	10,464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$2,150,000	362
Net operating income	$-43,000	10,425

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.