Home > CF Bancorp > Income and Expense
CF Bancorp, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $22,562,000 | 356 |
| Total interest expense | $10,646,000 | 209 |
| Net interest income | $11,916,000 | 463 |
| Provision for loan and lease losses | $79,837,000 | 62 |
| Total noninterest income | $-4,505,000 | 7,926 |
| Gross Fiduciary activities income | $288,000 | 367 |
| Service charges on deposit accounts | $842,000 | 447 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-5,635,000 | 7,935 |
| Total noninterest expense | $13,258,000 | 402 |
| Salaries and employee benefits | $4,485,000 | 545 |
| Premises and equipment expense | $1,502,000 | 447 |
| Additional noninterest expense | $7,271,000 | 283 |
| Pre-tax net operating income | $-85,684,000 | 7,925 |
| Securities gains (losses) | $-2,882,000 | 7,908 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-88,566,000 | 7,920 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-88,566,000 | 7,920 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-88,566,000 | 7,920 |
| Net charge-offs | $13,900,000 | 162 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-85,684,000 | 7,920 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $100,973,000 | 336 |
| Total interest expense | $50,489,000 | 223 |
| Net interest income | $50,484,000 | 425 |
| Provision for loan and lease losses | $93,602,000 | 157 |
| Total noninterest income | $8,755,000 | 715 |
| Gross Fiduciary activities income | $1,272,000 | 333 |
| Service charges on deposit accounts | $3,637,000 | 456 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,846,000 | 879 |
| Total noninterest expense | $53,279,000 | 417 |
| Salaries and employee benefits | $20,055,000 | 481 |
| Premises and equipment expense | $6,283,000 | 428 |
| Additional noninterest expense | $26,941,000 | 352 |
| Pre-tax net operating income | $-87,642,000 | 7,923 |
| Securities gains (losses) | $-32,941,000 | 7,984 |
| Applicable income taxes | $-2,406,000 | 7,566 |
| Income before extraordinary items | $-118,177,000 | 7,944 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-118,177,000 | 7,943 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-118,177,000 | 7,943 |
| Net charge-offs | $61,651,000 | 166 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,123 |
| Net operating income | $-85,894,820 | 7,921 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $77,880,000 | 342 |
| Total interest expense | $39,187,000 | 232 |
| Net interest income | $38,693,000 | 428 |
| Provision for loan and lease losses | $66,837,000 | 172 |
| Total noninterest income | $5,910,000 | 765 |
| Gross Fiduciary activities income | $943,000 | 334 |
| Service charges on deposit accounts | $2,704,000 | 458 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,263,000 | 1,056 |
| Total noninterest expense | $39,616,000 | 419 |
| Salaries and employee benefits | $15,221,000 | 492 |
| Premises and equipment expense | $4,816,000 | 436 |
| Additional noninterest expense | $19,579,000 | 358 |
| Pre-tax net operating income | $-61,850,000 | 8,002 |
| Securities gains (losses) | $-26,456,000 | 8,072 |
| Applicable income taxes | $3,632,000 | 279 |
| Income before extraordinary items | $-91,938,000 | 8,027 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-91,938,000 | 8,025 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-91,938,000 | 8,026 |
| Net charge-offs | $51,347,000 | 160 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 990 |
| Net operating income | $-65,482,000 | 8,012 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $53,021,000 | 343 |
| Total interest expense | $26,779,000 | 248 |
| Net interest income | $26,242,000 | 423 |
| Provision for loan and lease losses | $21,037,000 | 280 |
| Total noninterest income | $4,820,000 | 667 |
| Gross Fiduciary activities income | $619,000 | 340 |
| Service charges on deposit accounts | $1,757,000 | 470 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,444,000 | 754 |
| Total noninterest expense | $26,142,000 | 432 |
| Salaries and employee benefits | $10,439,000 | 480 |
| Premises and equipment expense | $3,337,000 | 428 |
| Additional noninterest expense | $12,366,000 | 379 |
| Pre-tax net operating income | $-16,117,000 | 7,995 |
| Securities gains (losses) | $-10,437,000 | 8,147 |
| Applicable income taxes | $3,229,000 | 238 |
| Income before extraordinary items | $-29,783,000 | 8,075 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-29,783,000 | 8,074 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-29,783,000 | 8,074 |
| Net charge-offs | $12,219,000 | 323 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 884 |
| Net operating income | $-19,346,000 | 8,029 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $26,724,000 | 344 |
| Total interest expense | $13,886,000 | 253 |
| Net interest income | $12,838,000 | 427 |
| Provision for loan and lease losses | $8,058,000 | 301 |
| Total noninterest income | $3,613,000 | 482 |
| Gross Fiduciary activities income | $282,000 | 359 |
| Service charges on deposit accounts | $856,000 | 472 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,475,000 | 432 |
| Total noninterest expense | $11,440,000 | 452 |
| Salaries and employee benefits | $5,313,000 | 473 |
| Premises and equipment expense | $1,666,000 | 431 |
| Additional noninterest expense | $4,461,000 | 409 |
| Pre-tax net operating income | $-3,047,000 | 7,948 |
| Securities gains (losses) | $-4,326,000 | 8,202 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-7,373,000 | 8,096 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,373,000 | 8,096 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-7,373,000 | 8,096 |
| Net charge-offs | $4,848,000 | 323 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 593 |
| Net operating income | $-3,047,000 | 7,981 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $117,510,000 | 344 |
| Total interest expense | $63,950,000 | 265 |
| Net interest income | $53,560,000 | 417 |
| Provision for loan and lease losses | $36,200,000 | 242 |
| Total noninterest income | $9,445,000 | 626 |
| Gross Fiduciary activities income | $1,452,000 | 325 |
| Service charges on deposit accounts | $4,084,000 | 426 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,909,000 | 782 |
| Total noninterest expense | $57,353,000 | 386 |
| Salaries and employee benefits | $20,270,000 | 474 |
| Premises and equipment expense | $6,954,000 | 396 |
| Additional noninterest expense | $30,129,000 | 303 |
| Pre-tax net operating income | $-30,548,000 | 8,152 |
| Securities gains (losses) | $-39,381,000 | 8,252 |
| Applicable income taxes | $-17,065,000 | 8,216 |
| Income before extraordinary items | $-52,864,000 | 8,191 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-52,864,000 | 8,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,192,000 | 185 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-749,000 | 8,273 |
| Net operating income | $-22,934,440 | 8,136 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $89,665,000 | 352 |
| Total interest expense | $48,764,000 | 279 |
| Net interest income | $40,901,000 | 423 |
| Provision for loan and lease losses | $32,851,000 | 181 |
| Total noninterest income | $8,798,000 | 554 |
| Gross Fiduciary activities income | $1,153,000 | 316 |
| Service charges on deposit accounts | $3,071,000 | 430 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,574,000 | 591 |
| Total noninterest expense | $35,595,000 | 442 |
| Salaries and employee benefits | $15,698,000 | 478 |
| Premises and equipment expense | $5,312,000 | 401 |
| Additional noninterest expense | $14,585,000 | 377 |
| Pre-tax net operating income | $-18,747,000 | 8,280 |
| Securities gains (losses) | $631,000 | 267 |
| Applicable income taxes | $-6,980,000 | 8,291 |
| Income before extraordinary items | $-11,136,000 | 8,228 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-11,136,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,560,000 | 169 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-714,000 | 8,363 |
| Net operating income | $-11,539,840 | 8,258 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $59,794,000 | 359 |
| Total interest expense | $33,041,000 | 281 |
| Net interest income | $26,753,000 | 435 |
| Provision for loan and lease losses | $13,381,000 | 210 |
| Total noninterest income | $6,355,000 | 539 |
| Gross Fiduciary activities income | $753,000 | 330 |
| Service charges on deposit accounts | $1,967,000 | 436 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,635,000 | 535 |
| Total noninterest expense | $23,532,000 | 443 |
| Salaries and employee benefits | $10,608,000 | 479 |
| Premises and equipment expense | $3,575,000 | 399 |
| Additional noninterest expense | $9,349,000 | 376 |
| Pre-tax net operating income | $-3,805,000 | 8,264 |
| Securities gains (losses) | $589,000 | 273 |
| Applicable income taxes | $-1,644,000 | 8,315 |
| Income before extraordinary items | $-1,572,000 | 8,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,572,000 | 8,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,636,000 | 155 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,948,960 | 8,194 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $28,897,000 | 381 |
| Total interest expense | $16,700,000 | 299 |
| Net interest income | $12,197,000 | 465 |
| Provision for loan and lease losses | $1,131,000 | 575 |
| Total noninterest income | $2,942,000 | 570 |
| Gross Fiduciary activities income | $326,000 | 362 |
| Service charges on deposit accounts | $988,000 | 426 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,628,000 | 590 |
| Total noninterest expense | $11,656,000 | 437 |
| Salaries and employee benefits | $5,402,000 | 475 |
| Premises and equipment expense | $1,861,000 | 386 |
| Additional noninterest expense | $4,393,000 | 375 |
| Pre-tax net operating income | $2,352,000 | 819 |
| Securities gains (losses) | $-1,000 | 8,175 |
| Applicable income taxes | $535,000 | 958 |
| Income before extraordinary items | $1,816,000 | 825 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,816,000 | 827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,331,000 | 180 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,816,770 | 792 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $116,563,000 | 387 |
| Total interest expense | $64,542,000 | 329 |
| Net interest income | $52,021,000 | 444 |
| Provision for loan and lease losses | $12,342,000 | 212 |
| Total noninterest income | $11,250,000 | 566 |
| Gross Fiduciary activities income | $1,462,000 | 330 |
| Service charges on deposit accounts | $3,612,000 | 475 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,176,000 | 578 |
| Total noninterest expense | $47,058,000 | 432 |
| Salaries and employee benefits | $22,083,000 | 435 |
| Premises and equipment expense | $6,984,000 | 390 |
| Additional noninterest expense | $17,991,000 | 377 |
| Pre-tax net operating income | $3,871,000 | 2,039 |
| Securities gains (losses) | $68,000 | 709 |
| Applicable income taxes | $418,000 | 2,967 |
| Income before extraordinary items | $3,521,000 | 1,785 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,521,000 | 1,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,182,000 | 307 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 904 |
| Net operating income | $3,460,480 | 1,804 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $88,209,000 | 388 |
| Total interest expense | $48,158,000 | 331 |
| Net interest income | $40,051,000 | 435 |
| Provision for loan and lease losses | $9,306,000 | 161 |
| Total noninterest income | $8,226,000 | 577 |
| Gross Fiduciary activities income | $1,065,000 | 333 |
| Service charges on deposit accounts | $2,635,000 | 488 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,526,000 | 589 |
| Total noninterest expense | $34,452,000 | 429 |
| Salaries and employee benefits | $16,977,000 | 428 |
| Premises and equipment expense | $4,927,000 | 408 |
| Additional noninterest expense | $12,548,000 | 386 |
| Pre-tax net operating income | $4,519,000 | 1,497 |
| Securities gains (losses) | $-58,000 | 8,202 |
| Applicable income taxes | $936,000 | 1,724 |
| Income before extraordinary items | $3,525,000 | 1,448 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,525,000 | 1,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,737,000 | 311 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,570,820 | 1,421 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $58,832,000 | 398 |
| Total interest expense | $31,783,000 | 339 |
| Net interest income | $27,049,000 | 445 |
| Provision for loan and lease losses | $1,750,000 | 360 |
| Total noninterest income | $5,270,000 | 616 |
| Gross Fiduciary activities income | $688,000 | 344 |
| Service charges on deposit accounts | $1,708,000 | 511 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,874,000 | 627 |
| Total noninterest expense | $22,920,000 | 444 |
| Salaries and employee benefits | $11,575,000 | 438 |
| Premises and equipment expense | $3,091,000 | 442 |
| Additional noninterest expense | $8,254,000 | 394 |
| Pre-tax net operating income | $7,649,000 | 653 |
| Securities gains (losses) | $-26,000 | 8,180 |
| Applicable income taxes | $2,201,000 | 676 |
| Income before extraordinary items | $5,422,000 | 678 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,422,000 | 677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,727,000 | 307 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,440,460 | 663 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $29,200,000 | 399 |
| Total interest expense | $15,732,000 | 342 |
| Net interest income | $13,468,000 | 445 |
| Provision for loan and lease losses | $1,259,000 | 247 |
| Total noninterest income | $2,941,000 | 560 |
| Gross Fiduciary activities income | $329,000 | 355 |
| Service charges on deposit accounts | $860,000 | 488 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,752,000 | 549 |
| Total noninterest expense | $11,181,000 | 451 |
| Salaries and employee benefits | $5,754,000 | 443 |
| Premises and equipment expense | $1,458,000 | 470 |
| Additional noninterest expense | $3,969,000 | 397 |
| Pre-tax net operating income | $3,969,000 | 620 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,273,000 | 609 |
| Income before extraordinary items | $2,696,000 | 671 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,696,000 | 670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,073,000 | 231 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,696,000 | 661 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $110,685,000 | 387 |
| Total interest expense | $58,396,000 | 318 |
| Net interest income | $52,289,000 | 441 |
| Provision for loan and lease losses | $2,805,000 | 398 |
| Total noninterest income | $11,267,000 | 558 |
| Gross Fiduciary activities income | $1,312,000 | 340 |
| Service charges on deposit accounts | $3,234,000 | 529 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,721,000 | 551 |
| Total noninterest expense | $47,157,000 | 412 |
| Salaries and employee benefits | $22,760,000 | 430 |
| Premises and equipment expense | $6,463,000 | 402 |
| Additional noninterest expense | $17,934,000 | 355 |
| Pre-tax net operating income | $13,594,000 | 746 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,164,000 | 730 |
| Income before extraordinary items | $9,430,000 | 790 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,430,000 | 789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,047,000 | 381 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,430,000 | 778 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $80,806,000 | 406 |
| Total interest expense | $42,445,000 | 330 |
| Net interest income | $38,361,000 | 466 |
| Provision for loan and lease losses | $2,185,000 | 368 |
| Total noninterest income | $8,649,000 | 561 |
| Gross Fiduciary activities income | $980,000 | 347 |
| Service charges on deposit accounts | $2,438,000 | 528 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,231,000 | 544 |
| Total noninterest expense | $35,434,000 | 418 |
| Salaries and employee benefits | $17,037,000 | 438 |
| Premises and equipment expense | $4,676,000 | 426 |
| Additional noninterest expense | $13,721,000 | 358 |
| Pre-tax net operating income | $9,391,000 | 826 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,949,000 | 804 |
| Income before extraordinary items | $6,442,000 | 906 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,442,000 | 905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,453,000 | 348 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,442,000 | 892 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $52,492,000 | 410 |
| Total interest expense | $26,957,000 | 332 |
| Net interest income | $25,535,000 | 466 |
| Provision for loan and lease losses | $1,580,000 | 329 |
| Total noninterest income | $5,746,000 | 571 |
| Gross Fiduciary activities income | $679,000 | 347 |
| Service charges on deposit accounts | $1,565,000 | 546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,502,000 | 538 |
| Total noninterest expense | $23,916,000 | 414 |
| Salaries and employee benefits | $11,462,000 | 443 |
| Premises and equipment expense | $3,070,000 | 433 |
| Additional noninterest expense | $9,384,000 | 357 |
| Pre-tax net operating income | $5,785,000 | 894 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,799,000 | 865 |
| Income before extraordinary items | $3,986,000 | 968 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,986,000 | 969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,173,000 | 305 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,986,000 | 947 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $25,344,000 | 411 |
| Total interest expense | $12,721,000 | 334 |
| Net interest income | $12,623,000 | 465 |
| Provision for loan and lease losses | $870,000 | 304 |
| Total noninterest income | $2,668,000 | 589 |
| Gross Fiduciary activities income | $309,000 | 356 |
| Service charges on deposit accounts | $792,000 | 516 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,567,000 | 580 |
| Total noninterest expense | $11,474,000 | 437 |
| Salaries and employee benefits | $5,739,000 | 437 |
| Premises and equipment expense | $1,579,000 | 421 |
| Additional noninterest expense | $4,156,000 | 382 |
| Pre-tax net operating income | $2,947,000 | 863 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $954,000 | 813 |
| Income before extraordinary items | $1,993,000 | 951 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,993,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 348 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,993,000 | 932 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $85,781,000 | 424 |
| Total interest expense | $37,630,000 | 343 |
| Net interest income | $48,151,000 | 466 |
| Provision for loan and lease losses | $2,390,000 | 452 |
| Total noninterest income | $12,043,000 | 545 |
| Gross Fiduciary activities income | $1,239,000 | 359 |
| Service charges on deposit accounts | $2,953,000 | 574 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,851,000 | 498 |
| Total noninterest expense | $44,529,000 | 424 |
| Salaries and employee benefits | $19,183,000 | 495 |
| Premises and equipment expense | $5,531,000 | 451 |
| Additional noninterest expense | $19,815,000 | 337 |
| Pre-tax net operating income | $13,275,000 | 750 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,023,000 | 767 |
| Income before extraordinary items | $9,252,000 | 782 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,252,000 | 784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,316,000 | 347 |
| Cash dividends | $5,000,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,252,000 | 769 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $56,055,000 | 457 |
| Total interest expense | $24,711,000 | 366 |
| Net interest income | $31,344,000 | 523 |
| Provision for loan and lease losses | $1,460,000 | 520 |
| Total noninterest income | $8,528,000 | 576 |
| Gross Fiduciary activities income | $793,000 | 372 |
| Service charges on deposit accounts | $1,909,000 | 685 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,826,000 | 508 |
| Total noninterest expense | $27,876,000 | 494 |
| Salaries and employee benefits | $11,753,000 | 582 |
| Premises and equipment expense | $3,180,000 | 567 |
| Additional noninterest expense | $12,943,000 | 373 |
| Pre-tax net operating income | $10,536,000 | 701 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,355,000 | 712 |
| Income before extraordinary items | $7,181,000 | 749 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,181,000 | 750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $994,000 | 492 |
| Cash dividends | $5,000,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,181,000 | 732 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $35,621,000 | 466 |
| Total interest expense | $15,490,000 | 359 |
| Net interest income | $20,131,000 | 536 |
| Provision for loan and lease losses | $1,010,000 | 504 |
| Total noninterest income | $4,897,000 | 634 |
| Gross Fiduciary activities income | $541,000 | 373 |
| Service charges on deposit accounts | $1,188,000 | 708 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,168,000 | 575 |
| Total noninterest expense | $17,682,000 | 511 |
| Salaries and employee benefits | $7,331,000 | 611 |
| Premises and equipment expense | $2,036,000 | 587 |
| Additional noninterest expense | $8,315,000 | 378 |
| Pre-tax net operating income | $6,336,000 | 767 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,937,000 | 778 |
| Income before extraordinary items | $4,399,000 | 807 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,399,000 | 807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $801,000 | 430 |
| Cash dividends | $5,000,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,399,000 | 791 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $16,910,000 | 474 |
| Total interest expense | $6,955,000 | 374 |
| Net interest income | $9,955,000 | 537 |
| Provision for loan and lease losses | $360,000 | 653 |
| Total noninterest income | $2,292,000 | 643 |
| Gross Fiduciary activities income | $229,000 | 409 |
| Service charges on deposit accounts | $574,000 | 712 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,489,000 | 584 |
| Total noninterest expense | $8,630,000 | 516 |
| Salaries and employee benefits | $3,705,000 | 603 |
| Premises and equipment expense | $1,020,000 | 580 |
| Additional noninterest expense | $3,905,000 | 384 |
| Pre-tax net operating income | $3,257,000 | 748 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $993,000 | 769 |
| Income before extraordinary items | $2,264,000 | 775 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,264,000 | 776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 603 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,264,000 | 754 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $60,162,000 | 484 |
| Total interest expense | $23,774,000 | 363 |
| Net interest income | $36,388,000 | 563 |
| Provision for loan and lease losses | $1,068,000 | 990 |
| Total noninterest income | $8,250,000 | 703 |
| Gross Fiduciary activities income | $801,000 | 425 |
| Service charges on deposit accounts | $2,173,000 | 802 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,276,000 | 645 |
| Total noninterest expense | $30,845,000 | 551 |
| Salaries and employee benefits | $12,244,000 | 695 |
| Premises and equipment expense | $3,638,000 | 640 |
| Additional noninterest expense | $14,963,000 | 398 |
| Pre-tax net operating income | $12,725,000 | 707 |
| Securities gains (losses) | $588,000 | 412 |
| Applicable income taxes | $4,463,000 | 651 |
| Income before extraordinary items | $8,850,000 | 748 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,850,000 | 749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $795,000 | 915 |
| Cash dividends | $20,500,000 | 210 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,461,920 | 758 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $44,303,000 | 489 |
| Total interest expense | $17,345,000 | 367 |
| Net interest income | $26,958,000 | 564 |
| Provision for loan and lease losses | $588,000 | 1,256 |
| Total noninterest income | $5,849,000 | 751 |
| Gross Fiduciary activities income | $582,000 | 434 |
| Service charges on deposit accounts | $1,546,000 | 842 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,721,000 | 690 |
| Total noninterest expense | $22,919,000 | 560 |
| Salaries and employee benefits | $9,031,000 | 703 |
| Premises and equipment expense | $2,738,000 | 633 |
| Additional noninterest expense | $11,150,000 | 397 |
| Pre-tax net operating income | $9,300,000 | 730 |
| Securities gains (losses) | $588,000 | 387 |
| Applicable income taxes | $3,341,000 | 670 |
| Income before extraordinary items | $6,547,000 | 770 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,547,000 | 771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 866 |
| Cash dividends | $20,500,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,158,920 | 781 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $29,049,000 | 494 |
| Total interest expense | $11,505,000 | 366 |
| Net interest income | $17,544,000 | 567 |
| Provision for loan and lease losses | $228,000 | 1,988 |
| Total noninterest income | $3,684,000 | 788 |
| Gross Fiduciary activities income | $377,000 | 440 |
| Service charges on deposit accounts | $927,000 | 934 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,380,000 | 708 |
| Total noninterest expense | $15,668,000 | 545 |
| Salaries and employee benefits | $6,325,000 | 668 |
| Premises and equipment expense | $1,881,000 | 610 |
| Additional noninterest expense | $7,462,000 | 393 |
| Pre-tax net operating income | $5,332,000 | 819 |
| Securities gains (losses) | $588,000 | 320 |
| Applicable income taxes | $1,997,000 | 724 |
| Income before extraordinary items | $3,923,000 | 827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,923,000 | 827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 765 |
| Cash dividends | $20,500,000 | 132 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,534,920 | 888 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $14,498,000 | 499 |
| Total interest expense | $5,721,000 | 376 |
| Net interest income | $8,777,000 | 570 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $862,000 | 1,405 |
| Gross Fiduciary activities income | $177,000 | 466 |
| Service charges on deposit accounts | $350,000 | 1,219 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $335,000 | 1,747 |
| Total noninterest expense | $6,992,000 | 614 |
| Salaries and employee benefits | $3,156,000 | 678 |
| Premises and equipment expense | $1,121,000 | 531 |
| Additional noninterest expense | $2,715,000 | 496 |
| Pre-tax net operating income | $2,588,000 | 839 |
| Securities gains (losses) | $455,000 | 279 |
| Applicable income taxes | $1,053,000 | 703 |
| Income before extraordinary items | $1,990,000 | 831 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,990,000 | 831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 704 |
| Cash dividends | $20,500,000 | 69 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,694,250 | 915 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $58,346,000 | 492 |
| Total interest expense | $23,308,000 | 398 |
| Net interest income | $35,038,000 | 551 |
| Provision for loan and lease losses | $1,440,000 | 851 |
| Total noninterest income | $9,719,000 | 667 |
| Gross Fiduciary activities income | $631,000 | 485 |
| Service charges on deposit accounts | $1,317,000 | 1,314 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,771,000 | 544 |
| Total noninterest expense | $25,400,000 | 655 |
| Salaries and employee benefits | $12,984,000 | 655 |
| Premises and equipment expense | $4,219,000 | 545 |
| Additional noninterest expense | $8,197,000 | 659 |
| Pre-tax net operating income | $17,917,000 | 526 |
| Securities gains (losses) | $34,000 | 2,826 |
| Applicable income taxes | $6,232,000 | 522 |
| Income before extraordinary items | $11,719,000 | 583 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,719,000 | 584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $858,000 | 1,033 |
| Cash dividends | $5,000,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $11,696,900 | 548 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $43,633,000 | 506 |
| Total interest expense | $17,757,000 | 414 |
| Net interest income | $25,876,000 | 567 |
| Provision for loan and lease losses | $1,080,000 | 834 |
| Total noninterest income | $9,408,000 | 575 |
| Gross Fiduciary activities income | $478,000 | 490 |
| Service charges on deposit accounts | $964,000 | 1,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,966,000 | 445 |
| Total noninterest expense | $19,374,000 | 658 |
| Salaries and employee benefits | $10,225,000 | 642 |
| Premises and equipment expense | $2,945,000 | 592 |
| Additional noninterest expense | $6,204,000 | 656 |
| Pre-tax net operating income | $14,830,000 | 494 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $5,117,000 | 498 |
| Income before extraordinary items | $9,716,000 | 561 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $9,716,000 | 560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,313 |
| Cash dividends | $5,000,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $9,714,020 | 517 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $28,981,000 | 513 |
| Total interest expense | $11,996,000 | 424 |
| Net interest income | $16,985,000 | 575 |
| Provision for loan and lease losses | $720,000 | 859 |
| Total noninterest income | $7,815,000 | 486 |
| Gross Fiduciary activities income | $276,000 | 540 |
| Service charges on deposit accounts | $534,000 | 1,586 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,005,000 | 380 |
| Total noninterest expense | $14,000,000 | 615 |
| Salaries and employee benefits | $6,852,000 | 639 |
| Premises and equipment expense | $1,845,000 | 634 |
| Additional noninterest expense | $5,303,000 | 542 |
| Pre-tax net operating income | $10,080,000 | 489 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,386,000 | 507 |
| Income before extraordinary items | $6,694,000 | 549 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,694,000 | 549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,192 |
| Cash dividends | $5,000,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,694,000 | 504 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $14,266,000 | 533 |
| Total interest expense | $6,200,000 | 422 |
| Net interest income | $8,066,000 | 602 |
| Provision for loan and lease losses | $360,000 | 804 |
| Total noninterest income | $4,719,000 | 439 |
| Gross Fiduciary activities income | $172,000 | 481 |
| Service charges on deposit accounts | $303,000 | 1,371 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,244,000 | 351 |
| Total noninterest expense | $7,179,000 | 596 |
| Salaries and employee benefits | $3,268,000 | 670 |
| Premises and equipment expense | $744,000 | 785 |
| Additional noninterest expense | $3,167,000 | 472 |
| Pre-tax net operating income | $5,246,000 | 476 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,942,000 | 466 |
| Income before extraordinary items | $3,304,000 | 542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,304,000 | 541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 887 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,304,000 | 509 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $62,364,000 | 514 |
| Total interest expense | $26,861,000 | 446 |
| Net interest income | $35,503,000 | 548 |
| Provision for loan and lease losses | $1,141,000 | 1,196 |
| Total noninterest income | $10,508,000 | 609 |
| Gross Fiduciary activities income | $1,013,000 | 404 |
| Service charges on deposit accounts | $290,000 | 4,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,205,000 | 457 |
| Total noninterest expense | $26,530,000 | 613 |
| Salaries and employee benefits | $11,389,000 | 715 |
| Premises and equipment expense | $2,977,000 | 744 |
| Additional noninterest expense | $12,164,000 | 482 |
| Pre-tax net operating income | $18,340,000 | 502 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $6,539,000 | 486 |
| Income before extraordinary items | $11,801,000 | 562 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $11,801,000 | 564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,284,000 | 776 |
| Cash dividends | $3,998,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $11,801,000 | 537 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $65,158,000 | 551 |
| Total interest expense | $32,936,000 | 531 |
| Net interest income | $32,222,000 | 573 |
| Provision for loan and lease losses | $1,535,000 | 888 |
| Total noninterest income | $8,476,000 | 671 |
| Gross Fiduciary activities income | $296,000 | 726 |
| Service charges on deposit accounts | $1,047,000 | 1,426 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,133,000 | 511 |
| Total noninterest expense | $24,934,000 | 645 |
| Salaries and employee benefits | $9,867,000 | 754 |
| Premises and equipment expense | $3,410,000 | 640 |
| Additional noninterest expense | $11,657,000 | 509 |
| Pre-tax net operating income | $14,229,000 | 562 |
| Securities gains (losses) | $19,000 | 3,188 |
| Applicable income taxes | $5,313,000 | 524 |
| Income before extraordinary items | $8,935,000 | 628 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,935,000 | 630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $845,000 | 1,055 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,922,840 | 602 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $57,790,000 | 636 |
| Total interest expense | $32,442,000 | 592 |
| Net interest income | $25,348,000 | 702 |
| Provision for loan and lease losses | $-207,000 | 9,850 |
| Total noninterest income | $5,174,000 | 910 |
| Gross Fiduciary activities income | $209,000 | 793 |
| Service charges on deposit accounts | $834,000 | 1,660 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,131,000 | 706 |
| Total noninterest expense | $18,737,000 | 795 |
| Salaries and employee benefits | $8,147,000 | 854 |
| Premises and equipment expense | $3,043,000 | 687 |
| Additional noninterest expense | $7,547,000 | 704 |
| Pre-tax net operating income | $11,992,000 | 668 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,574,000 | 709 |
| Income before extraordinary items | $8,418,000 | 654 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,418,000 | 655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,062 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,418,000 | 650 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $50,469,000 | 693 |
| Total interest expense | $26,132,000 | 635 |
| Net interest income | $24,337,000 | 736 |
| Provision for loan and lease losses | $2,606,000 | 449 |
| Total noninterest income | $6,978,000 | 757 |
| Gross Fiduciary activities income | $64,000 | 1,060 |
| Service charges on deposit accounts | $676,000 | 1,972 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $6,238,000 | 572 |
| Total noninterest expense | $22,757,000 | 691 |
| Salaries and employee benefits | $7,051,000 | 980 |
| Premises and equipment expense | $3,109,000 | 676 |
| Additional noninterest expense | $12,597,000 | 508 |
| Pre-tax net operating income | $5,952,000 | 1,287 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $143,000 | 6,372 |
| Income before extraordinary items | $5,809,000 | 960 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,809,000 | 960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,657 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,809,000 | 949 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $49,050,000 | 691 |
| Total interest expense | $26,158,000 | 640 |
| Net interest income | $22,892,000 | 752 |
| Provision for loan and lease losses | $1,300,000 | 772 |
| Total noninterest income | $6,722,000 | 763 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $593,000 | 2,171 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $6,129,000 | 571 |
| Total noninterest expense | $25,433,000 | 608 |
| Salaries and employee benefits | $7,499,000 | 876 |
| Premises and equipment expense | $2,670,000 | 757 |
| Additional noninterest expense | $15,264,000 | 426 |
| Pre-tax net operating income | $2,881,000 | 2,473 |
| Securities gains (losses) | $6,941,000 | 96 |
| Applicable income taxes | $3,602,000 | 750 |
| Income before extraordinary items | $6,220,000 | 874 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,220,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,673 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,777,760 | 2,742 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $44,755,000 | 771 |
| Total interest expense | $24,543,000 | 684 |
| Net interest income | $20,212,000 | 881 |
| Provision for loan and lease losses | $880,000 | 1,100 |
| Total noninterest income | $2,671,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $579,000 | 2,263 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,092,000 | 1,065 |
| Total noninterest expense | $13,003,000 | 1,049 |
| Salaries and employee benefits | $5,695,000 | 1,152 |
| Premises and equipment expense | $2,075,000 | 962 |
| Additional noninterest expense | $5,233,000 | 933 |
| Pre-tax net operating income | $9,000,000 | 897 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,024,000 | 925 |
| Income before extraordinary items | $5,976,000 | 926 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,976,000 | 927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,337 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,976,000 | 899 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $39,067,000 | 895 |
| Total interest expense | $21,225,000 | 800 |
| Net interest income | $17,842,000 | 1,024 |
| Provision for loan and lease losses | $823,000 | 1,180 |
| Total noninterest income | $2,070,000 | 1,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,070,000 | 1,129 |
| Total noninterest expense | $15,721,000 | 967 |
| Salaries and employee benefits | $5,834,000 | 1,155 |
| Premises and equipment expense | $3,665,000 | 610 |
| Additional noninterest expense | $6,222,000 | 970 |
| Pre-tax net operating income | $3,368,000 | 2,119 |
| Securities gains (losses) | $635,000 | 361 |
| Applicable income taxes | $1,314,000 | 1,829 |
| Income before extraordinary items | $2,689,000 | 1,834 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,689,000 | 1,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $588,000 | 1,256 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,263,550 | 2,130 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $35,096,000 | 1,008 |
| Total interest expense | $19,483,000 | 901 |
| Net interest income | $15,613,000 | 1,164 |
| Provision for loan and lease losses | $796,000 | 1,126 |
| Total noninterest income | $2,386,000 | 1,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,386,000 | 1,015 |
| Total noninterest expense | $12,567,000 | 1,171 |
| Salaries and employee benefits | $5,784,000 | 1,158 |
| Premises and equipment expense | $2,808,000 | 799 |
| Additional noninterest expense | $3,975,000 | 1,343 |
| Pre-tax net operating income | $4,636,000 | 1,602 |
| Securities gains (losses) | $186,000 | 701 |
| Applicable income taxes | $1,771,000 | 1,417 |
| Income before extraordinary items | $3,051,000 | 1,665 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,051,000 | 1,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,162 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,931,960 | 1,696 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $32,021,000 | 990 |
| Total interest expense | $15,828,000 | 867 |
| Net interest income | $16,193,000 | 1,137 |
| Provision for loan and lease losses | $704,000 | 1,194 |
| Total noninterest income | $1,577,000 | 2,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,577,000 | 1,326 |
| Total noninterest expense | $12,008,000 | 1,238 |
| Salaries and employee benefits | $5,222,000 | 1,288 |
| Premises and equipment expense | $3,619,000 | 637 |
| Additional noninterest expense | $3,167,000 | 1,723 |
| Pre-tax net operating income | $5,058,000 | 1,459 |
| Securities gains (losses) | $224,000 | 461 |
| Applicable income taxes | $1,717,000 | 1,372 |
| Income before extraordinary items | $3,565,000 | 1,394 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,565,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,911 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,414,920 | 1,462 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $32,507,000 | 991 |
| Total interest expense | $16,727,000 | 852 |
| Net interest income | $15,780,000 | 1,153 |
| Provision for loan and lease losses | $996,000 | 1,311 |
| Total noninterest income | $2,277,000 | 1,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,277,000 | 1,159 |
| Total noninterest expense | $11,236,000 | 1,364 |
| Salaries and employee benefits | $4,805,000 | 1,402 |
| Premises and equipment expense | $3,338,000 | 707 |
| Additional noninterest expense | $3,093,000 | 1,868 |
| Pre-tax net operating income | $5,825,000 | 1,189 |
| Securities gains (losses) | $179,000 | 1,808 |
| Applicable income taxes | $2,916,000 | 879 |
| Income before extraordinary items | $3,088,000 | 1,642 |
| Extraordinary gains, net | $1,000,000 | 229 |
| Net income | $4,088,000 | 1,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,973,440 | 1,600 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $34,494,000 | 1,062 |
| Total interest expense | $19,323,000 | 940 |
| Net interest income | $15,171,000 | 1,235 |
| Provision for loan and lease losses | $1,174,000 | 1,672 |
| Total noninterest income | $2,611,000 | 1,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,611,000 | 1,052 |
| Total noninterest expense | $11,345,000 | 1,379 |
| Salaries and employee benefits | $4,891,000 | 1,370 |
| Premises and equipment expense | $3,386,000 | 712 |
| Additional noninterest expense | $3,068,000 | 1,963 |
| Pre-tax net operating income | $5,263,000 | 1,220 |
| Securities gains (losses) | $209,000 | 1,956 |
| Applicable income taxes | $2,466,000 | 947 |
| Income before extraordinary items | $3,006,000 | 1,540 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,006,000 | 1,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 2,497 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,872,240 | 1,495 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.