Home > Century Security Bank > Income and Expense
Century Security Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 5,510 |
| Total interest expense | $3,757,000 | 2,877 |
| Net interest income | $582,000 | 7,782 |
| Provision for loan and lease losses | $1,326,000 | 3,064 |
| Total noninterest income | $69,000 | 7,252 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $17,000 | 6,943 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $52,000 | 6,324 |
| Total noninterest expense | $4,590,000 | 3,939 |
| Salaries and employee benefits | $1,633,000 | 4,942 |
| Premises and equipment expense | $531,000 | 4,221 |
| Additional noninterest expense | $2,426,000 | 2,809 |
| Pre-tax net operating income | $-5,265,000 | 7,199 |
| Securities gains (losses) | $73,000 | 2,378 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-5,192,000 | 7,279 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,192,000 | 7,279 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,192,000 | 7,279 |
| Net charge-offs | $1,434,000 | 2,428 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 1,072 |
| Net operating income | $-5,265,000 | 7,307 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 5,447 |
| Total interest expense | $3,081,000 | 2,797 |
| Net interest income | $351,000 | 7,927 |
| Provision for loan and lease losses | $1,105,000 | 2,633 |
| Total noninterest income | $62,000 | 7,261 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $12,000 | 6,996 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $50,000 | 6,216 |
| Total noninterest expense | $3,043,000 | 4,313 |
| Salaries and employee benefits | $1,238,000 | 4,956 |
| Premises and equipment expense | $390,000 | 4,320 |
| Additional noninterest expense | $1,415,000 | 3,425 |
| Pre-tax net operating income | $-3,735,000 | 7,383 |
| Securities gains (losses) | $80,000 | 1,979 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,655,000 | 7,446 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,655,000 | 7,446 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,655,000 | 7,446 |
| Net charge-offs | $1,143,000 | 2,057 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 934 |
| Net operating income | $-3,735,000 | 7,467 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 5,304 |
| Total interest expense | $2,130,000 | 2,818 |
| Net interest income | $314,000 | 7,904 |
| Provision for loan and lease losses | $1,105,000 | 1,949 |
| Total noninterest income | $21,000 | 7,665 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $8,000 | 7,058 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $2,214,000 | 4,075 |
| Salaries and employee benefits | $866,000 | 4,866 |
| Premises and equipment expense | $256,000 | 4,393 |
| Additional noninterest expense | $1,092,000 | 3,070 |
| Pre-tax net operating income | $-2,984,000 | 7,566 |
| Securities gains (losses) | $96,000 | 1,521 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,888,000 | 7,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,888,000 | 7,624 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,888,000 | 7,624 |
| Net charge-offs | $1,153,000 | 1,537 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 817 |
| Net operating income | $-2,984,000 | 7,645 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 5,266 |
| Total interest expense | $1,086,000 | 2,868 |
| Net interest income | $168,000 | 7,920 |
| Provision for loan and lease losses | $95,000 | 3,976 |
| Total noninterest income | $6,000 | 7,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $1,035,000 | 4,212 |
| Salaries and employee benefits | $435,000 | 4,893 |
| Premises and equipment expense | $128,000 | 4,454 |
| Additional noninterest expense | $472,000 | 3,158 |
| Pre-tax net operating income | $-956,000 | 7,621 |
| Securities gains (losses) | $96,000 | 1,019 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-860,000 | 7,657 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-860,000 | 7,658 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-860,000 | 7,658 |
| Net charge-offs | $76,000 | 3,153 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 514 |
| Net operating income | $-956,000 | 7,685 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 4,924 |
| Total interest expense | $4,116,000 | 3,449 |
| Net interest income | $1,906,000 | 6,525 |
| Provision for loan and lease losses | $3,461,000 | 1,274 |
| Total noninterest income | $170,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,952 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $143,000 | 5,396 |
| Total noninterest expense | $3,519,000 | 4,623 |
| Salaries and employee benefits | $1,690,000 | 4,987 |
| Premises and equipment expense | $431,000 | 4,883 |
| Additional noninterest expense | $1,398,000 | 3,812 |
| Pre-tax net operating income | $-4,904,000 | 7,795 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-4,904,000 | 7,805 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,904,000 | 7,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,784,000 | 848 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $287,000 | 678 |
| Net operating income | $-4,904,000 | 7,859 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 4,909 |
| Total interest expense | $3,052,000 | 3,582 |
| Net interest income | $1,625,000 | 6,294 |
| Provision for loan and lease losses | $1,238,000 | 1,622 |
| Total noninterest income | $153,000 | 6,559 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $21,000 | 6,992 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $132,000 | 5,166 |
| Total noninterest expense | $2,508,000 | 4,745 |
| Salaries and employee benefits | $1,260,000 | 5,014 |
| Premises and equipment expense | $315,000 | 4,978 |
| Additional noninterest expense | $933,000 | 4,085 |
| Pre-tax net operating income | $-1,968,000 | 7,853 |
| Securities gains (losses) | $38,000 | 1,609 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,930,000 | 7,846 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,930,000 | 7,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,659,000 | 952 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 553 |
| Net operating income | $-1,968,000 | 7,932 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 4,956 |
| Total interest expense | $2,023,000 | 3,711 |
| Net interest income | $1,097,000 | 6,264 |
| Provision for loan and lease losses | $467,000 | 1,993 |
| Total noninterest income | $109,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $13,000 | 7,054 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $96,000 | 5,129 |
| Total noninterest expense | $1,564,000 | 4,991 |
| Salaries and employee benefits | $802,000 | 5,204 |
| Premises and equipment expense | $208,000 | 5,032 |
| Additional noninterest expense | $554,000 | 4,423 |
| Pre-tax net operating income | $-825,000 | 7,810 |
| Securities gains (losses) | $38,000 | 1,635 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-787,000 | 7,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-787,000 | 7,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $967,000 | 882 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 478 |
| Net operating income | $-825,000 | 7,896 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 4,918 |
| Total interest expense | $1,026,000 | 3,842 |
| Net interest income | $602,000 | 6,097 |
| Provision for loan and lease losses | $117,000 | 2,522 |
| Total noninterest income | $13,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $727,000 | 5,242 |
| Salaries and employee benefits | $359,000 | 5,565 |
| Premises and equipment expense | $103,000 | 5,082 |
| Additional noninterest expense | $265,000 | 4,506 |
| Pre-tax net operating income | $-229,000 | 7,807 |
| Securities gains (losses) | $38,000 | 1,241 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-191,000 | 7,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-191,000 | 7,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 663 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 380 |
| Net operating income | $-229,000 | 7,856 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 5,844 |
| Total interest expense | $2,656,000 | 5,098 |
| Net interest income | $2,111,000 | 6,378 |
| Provision for loan and lease losses | $1,320,000 | 1,167 |
| Total noninterest income | $168,000 | 6,978 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $18,000 | 7,177 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $150,000 | 5,575 |
| Total noninterest expense | $2,643,000 | 5,431 |
| Salaries and employee benefits | $1,329,000 | 5,674 |
| Premises and equipment expense | $269,000 | 6,045 |
| Additional noninterest expense | $1,045,000 | 4,513 |
| Pre-tax net operating income | $-1,684,000 | 8,233 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,684,000 | 8,275 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,684,000 | 8,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $298,000 | 647 |
| Net operating income | $-1,684,000 | 8,265 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 6,239 |
| Total interest expense | $1,578,000 | 5,736 |
| Net interest income | $1,459,000 | 6,602 |
| Provision for loan and lease losses | $402,000 | 1,858 |
| Total noninterest income | $133,000 | 6,939 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,266 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $122,000 | 5,447 |
| Total noninterest expense | $1,912,000 | 5,516 |
| Salaries and employee benefits | $963,000 | 5,757 |
| Premises and equipment expense | $295,000 | 5,067 |
| Additional noninterest expense | $654,000 | 5,008 |
| Pre-tax net operating income | $-722,000 | 8,193 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-722,000 | 8,237 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-722,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 568 |
| Net operating income | $-722,000 | 8,228 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 6,599 |
| Total interest expense | $869,000 | 6,203 |
| Net interest income | $885,000 | 6,860 |
| Provision for loan and lease losses | $224,000 | 2,008 |
| Total noninterest income | $124,000 | 6,481 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $6,000 | 7,346 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $118,000 | 4,783 |
| Total noninterest expense | $1,243,000 | 5,618 |
| Salaries and employee benefits | $612,000 | 5,949 |
| Premises and equipment expense | $197,000 | 5,085 |
| Additional noninterest expense | $434,000 | 5,017 |
| Pre-tax net operating income | $-458,000 | 8,275 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-458,000 | 8,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-458,000 | 8,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 514 |
| Net operating income | $-458,000 | 8,302 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $733,000 | 6,992 |
| Total interest expense | $328,000 | 6,766 |
| Net interest income | $405,000 | 7,070 |
| Provision for loan and lease losses | $121,000 | 1,743 |
| Total noninterest income | $9,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $610,000 | 5,701 |
| Salaries and employee benefits | $297,000 | 6,085 |
| Premises and equipment expense | $98,000 | 5,113 |
| Additional noninterest expense | $215,000 | 5,020 |
| Pre-tax net operating income | $-317,000 | 8,423 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-317,000 | 8,452 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-317,000 | 8,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 409 |
| Net operating income | $-317,000 | 8,440 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 7,977 |
| Total interest expense | $471,000 | 7,973 |
| Net interest income | $979,000 | 7,870 |
| Provision for loan and lease losses | $314,000 | 2,690 |
| Total noninterest income | $9,000 | 8,496 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $5,000 | 7,507 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,415 |
| Total noninterest expense | $2,050,000 | 6,098 |
| Salaries and employee benefits | $1,059,000 | 6,272 |
| Premises and equipment expense | $300,000 | 5,746 |
| Additional noninterest expense | $691,000 | 5,678 |
| Pre-tax net operating income | $-1,376,000 | 8,508 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $28,000 | 5,792 |
| Income before extraordinary items | $-1,404,000 | 8,539 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,404,000 | 8,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,934 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $14,814,000 | 140 |
| Net operating income | $-1,404,000 | 8,531 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $775,000 | 8,320 |
| Total interest expense | $233,000 | 8,326 |
| Net interest income | $542,000 | 8,253 |
| Provision for loan and lease losses | $191,000 | 2,958 |
| Total noninterest income | $5,000 | 8,603 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,000 | 7,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,526 |
| Total noninterest expense | $1,132,000 | 6,885 |
| Salaries and employee benefits | $653,000 | 6,738 |
| Premises and equipment expense | $202,000 | 6,046 |
| Additional noninterest expense | $277,000 | 7,230 |
| Pre-tax net operating income | $-776,000 | 8,523 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-776,000 | 8,557 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-776,000 | 8,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $14,473,000 | 106 |
| Net operating income | $-776,000 | 8,551 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $353,000 | 8,561 |
| Total interest expense | $96,000 | 8,516 |
| Net interest income | $257,000 | 8,527 |
| Provision for loan and lease losses | $47,000 | 4,552 |
| Total noninterest income | $1,000 | 8,682 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $653,000 | 7,255 |
| Salaries and employee benefits | $374,000 | 7,142 |
| Premises and equipment expense | $108,000 | 6,597 |
| Additional noninterest expense | $171,000 | 7,386 |
| Pre-tax net operating income | $-442,000 | 8,543 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-442,000 | 8,560 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-442,000 | 8,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $14,473,000 | 62 |
| Net operating income | $-442,000 | 8,557 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $60,000 | 8,751 |
| Total interest expense | $6,000 | 8,723 |
| Net interest income | $54,000 | 8,734 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $171,000 | 8,252 |
| Salaries and employee benefits | $94,000 | 8,283 |
| Premises and equipment expense | $25,000 | 7,853 |
| Additional noninterest expense | $52,000 | 8,118 |
| Pre-tax net operating income | $-132,000 | 8,481 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-132,000 | 8,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-132,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $14,461,000 | 25 |
| Net operating income | $-132,000 | 8,484 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.