Home > Century National Bank > Income and Expense
Century National Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,008,000 | 1,832 |
| Total interest expense | $8,308,000 | 2,070 |
| Net interest income | $10,700,000 | 1,639 |
| Provision for loan and lease losses | $1,015,000 | 1,047 |
| Total noninterest income | $2,262,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $951,000 | 1,434 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,311,000 | 1,550 |
| Total noninterest expense | $9,480,000 | 1,466 |
| Salaries and employee benefits | $3,467,000 | 2,055 |
| Premises and equipment expense | $1,493,000 | 1,385 |
| Additional noninterest expense | $4,520,000 | 1,043 |
| Pre-tax net operating income | $2,467,000 | 2,789 |
| Securities gains (losses) | $209,000 | 403 |
| Applicable income taxes | $1,022,000 | 2,084 |
| Income before extraordinary items | $1,654,000 | 3,000 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,654,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 1,177 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,520,240 | 3,212 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,219,000 | 2,483 |
| Total interest expense | $5,045,000 | 2,894 |
| Net interest income | $8,174,000 | 2,153 |
| Provision for loan and lease losses | $640,000 | 1,423 |
| Total noninterest income | $1,670,000 | 2,131 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $664,000 | 2,000 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,006,000 | 1,854 |
| Total noninterest expense | $7,294,000 | 1,889 |
| Salaries and employee benefits | $2,859,000 | 2,455 |
| Premises and equipment expense | $1,288,000 | 1,589 |
| Additional noninterest expense | $3,147,000 | 1,462 |
| Pre-tax net operating income | $1,910,000 | 3,451 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $726,000 | 2,833 |
| Income before extraordinary items | $1,184,000 | 3,916 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,184,000 | 3,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,079 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,184,000 | 3,883 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,355,000 | 2,839 |
| Total interest expense | $4,634,000 | 3,217 |
| Net interest income | $6,721,000 | 2,525 |
| Provision for loan and lease losses | $620,000 | 1,446 |
| Total noninterest income | $1,089,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $440,000 | 2,882 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $649,000 | 2,514 |
| Total noninterest expense | $6,283,000 | 2,091 |
| Salaries and employee benefits | $2,076,000 | 3,219 |
| Premises and equipment expense | $1,298,000 | 1,512 |
| Additional noninterest expense | $2,909,000 | 1,491 |
| Pre-tax net operating income | $907,000 | 5,705 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $328,000 | 4,934 |
| Income before extraordinary items | $594,000 | 6,081 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $594,000 | 6,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,568 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $584,400 | 6,024 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,208,000 | 3,508 |
| Total interest expense | $3,801,000 | 3,867 |
| Net interest income | $5,407,000 | 3,233 |
| Provision for loan and lease losses | $336,000 | 2,396 |
| Total noninterest income | $975,000 | 3,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $572,000 | 2,580 |
| Total noninterest expense | $5,490,000 | 2,355 |
| Salaries and employee benefits | $2,184,000 | 3,036 |
| Premises and equipment expense | $1,152,000 | 1,698 |
| Additional noninterest expense | $2,154,000 | 1,972 |
| Pre-tax net operating income | $556,000 | 7,631 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $228,000 | 6,520 |
| Income before extraordinary items | $328,000 | 8,167 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $328,000 | 8,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,079 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $328,000 | 8,119 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 4,186 |
| Total interest expense | $2,774,000 | 5,114 |
| Net interest income | $4,913,000 | 3,589 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $720,000 | 4,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 3,987 |
| Total noninterest expense | $4,793,000 | 2,852 |
| Salaries and employee benefits | $1,880,000 | 3,528 |
| Premises and equipment expense | $936,000 | 2,131 |
| Additional noninterest expense | $1,977,000 | 2,484 |
| Pre-tax net operating income | $680,000 | 7,022 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $275,000 | 6,111 |
| Income before extraordinary items | $405,000 | 7,580 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $405,000 | 7,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,511 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $405,000 | 7,523 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,079,000 | 4,513 |
| Total interest expense | $2,563,000 | 5,453 |
| Net interest income | $4,516,000 | 3,890 |
| Provision for loan and lease losses | $26,000 | 7,298 |
| Total noninterest income | $597,000 | 4,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,745 |
| Total noninterest expense | $3,986,000 | 3,333 |
| Salaries and employee benefits | $1,927,000 | 3,420 |
| Premises and equipment expense | $668,000 | 2,927 |
| Additional noninterest expense | $1,391,000 | 3,291 |
| Pre-tax net operating income | $1,101,000 | 5,599 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $379,000 | 5,136 |
| Income before extraordinary items | $719,000 | 5,873 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $719,000 | 5,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,236 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 400 |
| Net operating income | $720,950 | 5,843 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,711,000 | 5,079 |
| Total interest expense | $1,898,000 | 5,838 |
| Net interest income | $3,813,000 | 4,565 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $604,000 | 4,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $395,000 | 3,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 5,118 |
| Total noninterest expense | $3,401,000 | 3,941 |
| Salaries and employee benefits | $1,595,000 | 4,059 |
| Premises and equipment expense | $575,000 | 3,397 |
| Additional noninterest expense | $1,231,000 | 3,963 |
| Pre-tax net operating income | $997,000 | 5,969 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $382,000 | 4,925 |
| Income before extraordinary items | $603,000 | 6,515 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $603,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $610,680 | 6,517 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,455,000 | 5,369 |
| Total interest expense | $1,959,000 | 5,933 |
| Net interest income | $3,496,000 | 4,964 |
| Provision for loan and lease losses | $312,000 | 2,906 |
| Total noninterest income | $493,000 | 5,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,604 |
| Total noninterest expense | $3,021,000 | 4,478 |
| Salaries and employee benefits | $1,417,000 | 4,499 |
| Premises and equipment expense | $420,000 | 4,523 |
| Additional noninterest expense | $1,184,000 | 4,234 |
| Pre-tax net operating income | $656,000 | 7,598 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $255,000 | 6,707 |
| Income before extraordinary items | $401,000 | 8,425 |
| Extraordinary gains, net | $15,000 | 2,819 |
| Net income | $416,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 2,332 |
| Cash dividends | $111,000 | 6,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $401,000 | 8,149 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,016,000 | 5,474 |
| Total interest expense | $2,454,000 | 6,073 |
| Net interest income | $3,562,000 | 4,930 |
| Provision for loan and lease losses | $600,000 | 2,617 |
| Total noninterest income | $438,000 | 6,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,714 |
| Total noninterest expense | $3,260,000 | 4,203 |
| Salaries and employee benefits | $1,355,000 | 4,642 |
| Premises and equipment expense | $521,000 | 3,829 |
| Additional noninterest expense | $1,384,000 | 3,828 |
| Pre-tax net operating income | $140,000 | 11,619 |
| Securities gains (losses) | $122,000 | 2,695 |
| Applicable income taxes | $103,000 | 9,836 |
| Income before extraordinary items | $159,000 | 11,147 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $159,000 | 11,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $802,000 | 1,818 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $80,920 | 11,914 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.