Home > Central Pacific Bank > Net charge- offs to loans
Central Pacific Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2726% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,639 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,779 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 4,251 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1669% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9359% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9359% | 288 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2287% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,746 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 4,250 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1612% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5591% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5591% | 360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2034% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 3,861 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 4,302 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 3,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2360% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2995% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2995% | 467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1622% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3379% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9054% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9054% | 559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 3,832 |
| Percentage Net Loans Charged-off:Construction & development | -0.0536% | 4,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 3,915 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0052% | 4,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 4,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1197% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5696% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5696% | 841 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 3,792 |
| Percentage Net Loans Charged-off:Construction & development | -0.0747% | 4,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 3,852 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 4,357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 3,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0657% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5250% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5250% | 811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 3,784 |
| Percentage Net Loans Charged-off:Construction & development | -0.0951% | 4,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 3,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 3,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0118% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4308% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4308% | 908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 983 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 3,934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 4,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0238% | 4,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1152% | 4,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3836% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3836% | 923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0437% | 4,353 |
| Percentage Net Loans Charged-off:Construction & development | -0.8934% | 4,414 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 3,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0015% | 3,130 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0669% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3173% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3173% | 1,134 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 4,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0206% | 4,004 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 3,192 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0268% | 4,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0866% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3821% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3821% | 852 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0612% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 4,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 4,175 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 3,243 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0342% | 4,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1200% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5129% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5129% | 653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 4,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 4,185 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 3,337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 4,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1911% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2887% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2887% | 949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 4,106 |
| Percentage Net Loans Charged-off:Construction & development | -0.1205% | 4,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 4,034 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 3,316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2077% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0623% | 587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0623% | 529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1520% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,187 |
| Percentage Net Loans Charged-off:Construction & development | -0.1670% | 4,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 4,118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 3,368 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 4,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2113% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0635% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0635% | 517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1787% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 4,436 |
| Percentage Net Loans Charged-off:Construction & development | -0.2620% | 4,541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 4,264 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0123% | 3,440 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 4,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2225% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2999% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2999% | 455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1088% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0412% | 4,678 |
| Percentage Net Loans Charged-off:Construction & development | -0.5334% | 4,602 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0400% | 4,573 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 3,529 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0446% | 4,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0226% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0422% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0422% | 664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1472% | 1,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0378% | 4,696 |
| Percentage Net Loans Charged-off:Construction & development | -0.7567% | 4,690 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 4,534 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 3,447 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0345% | 4,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1913% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1940% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1940% | 586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1258% | 1,254 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0497% | 4,827 |
| Percentage Net Loans Charged-off:Construction & development | -1.0486% | 4,767 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0363% | 4,666 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0105% | 3,501 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0444% | 4,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2424% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0475% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0475% | 647 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1126% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0673% | 4,938 |
| Percentage Net Loans Charged-off:Construction & development | -1.7043% | 4,807 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0425% | 4,735 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,495 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0536% | 4,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2314% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0601% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0601% | 630 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1887% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 4,156 |
| Percentage Net Loans Charged-off:Construction & development | -0.0348% | 4,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 4,231 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,577 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 4,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1329% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4196% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4196% | 456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2079% | 5,241 |
| Percentage Net Loans Charged-off:Construction & development | -8.7695% | 4,973 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 4,465 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0062% | 3,533 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 4,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2722% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1416% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1416% | 610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0636% | 5,026 |
| Percentage Net Loans Charged-off:Construction & development | -2.4582% | 4,998 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,347 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 3,538 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 4,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2042% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1100% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1100% | 602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1117% | 1,257 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0912% | 5,155 |
| Percentage Net Loans Charged-off:Construction & development | -3.7316% | 5,041 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 4,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 4,307 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 3,577 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 4,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2800% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1400% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1400% | 556 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0602% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1747% | 5,368 |
| Percentage Net Loans Charged-off:Construction & development | -7.5810% | 5,086 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 4,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 4,367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 3,658 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2539% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2584% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2584% | 541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 1,979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0440% | 5,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.1871% | 4,891 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0232% | 4,967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0510% | 5,141 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0114% | 3,775 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0630% | 5,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0270% | 2,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0559% | 839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0559% | 753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0583% | 5,182 |
| Percentage Net Loans Charged-off:Construction & development | -0.1610% | 4,895 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0291% | 5,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0725% | 5,277 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0123% | 3,799 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0907% | 5,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1207% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0348% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0348% | 705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 1,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0748% | 5,326 |
| Percentage Net Loans Charged-off:Construction & development | -0.1596% | 4,940 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0422% | 5,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0936% | 5,374 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0154% | 3,819 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1170% | 5,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0935% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9284% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9284% | 773 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1330% | 1,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 4,925 |
| Percentage Net Loans Charged-off:Construction & development | -0.0859% | 4,953 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 4,981 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 3,842 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 5,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1475% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9721% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9721% | 764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 3,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0680% | 5,398 |
| Percentage Net Loans Charged-off:Construction & development | -0.1345% | 4,982 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1321% | 5,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0469% | 5,339 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 3,894 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0588% | 5,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1154% | 5,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7591% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7591% | 1,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1856% | 989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0364% | 5,223 |
| Percentage Net Loans Charged-off:Construction & development | -0.1480% | 5,045 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0340% | 5,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0350% | 5,272 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 3,913 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0434% | 5,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1574% | 5,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6847% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6847% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2256% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 2,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 5,051 |
| Percentage Net Loans Charged-off:Construction & development | -0.0379% | 4,851 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 5,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0290% | 5,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0051% | 3,935 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0355% | 5,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1937% | 5,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5180% | 1,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5180% | 1,330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2581% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 4,799 |
| Percentage Net Loans Charged-off:Construction & development | -0.0387% | 4,948 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 5,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 4,925 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0052% | 3,984 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 5,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 4,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4478% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4478% | 1,321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2151% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1618% | 5,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4053% | 6,007 |
| Percentage Net Loans Charged-off:Construction & development | -0.9329% | 5,476 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0593% | 5,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1515% | 5,864 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3638% | 4,505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1017% | 5,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1386% | 1,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8034% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8034% | 947 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8586% | 449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -23.4723% | 1,297 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2794% | 6,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5925% | 6,133 |
| Percentage Net Loans Charged-off:Construction & development | -1.2014% | 5,574 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6234% | 6,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1958% | 5,970 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5031% | 4,564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1258% | 5,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1656% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9086% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9086% | 728 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7596% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -26.7262% | 1,282 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1979% | 6,022 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5622% | 6,184 |
| Percentage Net Loans Charged-off:Construction & development | -1.1331% | 5,603 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3062% | 6,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2749% | 6,076 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8167% | 4,625 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1550% | 5,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4256% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0873% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0873% | 590 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6323% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -33.8856% | 1,265 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0189% | 5,023 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3044% | 6,141 |
| Percentage Net Loans Charged-off:Construction & development | -0.4330% | 5,526 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 5,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4536% | 6,199 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7689% | 4,676 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1672% | 6,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2601% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2687% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2687% | 522 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2150% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.8080% | 1,221 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 2,832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0943% | 6,075 |
| Percentage Net Loans Charged-off:Construction & development | -2.0943% | 5,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1721% | 1,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0697% | 6,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0277% | 1,090 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0885% | 6,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6271% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7065% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7065% | 1,260 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2172% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 5,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1049% | 6,137 |
| Percentage Net Loans Charged-off:Construction & development | -2.6402% | 5,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2308% | 964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0804% | 6,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0907% | 865 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1126% | 6,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0106% | 2,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5402% | 1,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5402% | 1,445 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2966% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 5,727 |
| Percentage Net Loans Charged-off:Construction & development | -1.6958% | 5,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3475% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0813% | 6,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1453% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1232% | 6,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1913% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3928% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3928% | 1,640 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9395% | 193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0984% | 6,112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0971% | 6,237 |
| Percentage Net Loans Charged-off:Construction & development | -1.9744% | 5,938 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 5,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 5,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0823% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0380% | 5,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5122% | 6,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3883% | 1,685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3883% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8628% | 182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 4,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0393% | 6,257 |
| Percentage Net Loans Charged-off:Construction & development | -3.9168% | 6,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3994% | 1,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 5,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1933% | 1,062 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0377% | 6,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4336% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4534% | 2,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4534% | 2,067 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.0173% | 6,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0684% | 3,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0410% | 6,283 |
| Percentage Net Loans Charged-off:Construction & development | -3.8613% | 6,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3286% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0372% | 3,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0538% | 1,175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 3,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5481% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3973% | 2,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3973% | 2,003 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5387% | 6,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2184% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1260% | 2,535 |
| Percentage Net Loans Charged-off:Construction & development | -4.2653% | 6,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8364% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 2,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0565% | 1,022 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0634% | 2,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8053% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2744% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2744% | 2,243 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9340% | 6,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5374% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6987% | 761 |
| Percentage Net Loans Charged-off:Construction & development | -1.7665% | 6,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0868% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0725% | 2,188 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0282% | 4,711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0909% | 1,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3529% | 6,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3543% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3543% | 1,784 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2471% | 6,139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3167% | 3,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2291% | 3,105 |
| Percentage Net Loans Charged-off:Construction & development | 1.3963% | 1,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2230% | 2,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 3,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6612% | 886 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 6,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0619% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2107% | 3,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2107% | 3,229 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6010% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -7.7064% | 1,469 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5383% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4433% | 2,064 |
| Percentage Net Loans Charged-off:Construction & development | 5.4307% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 6,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 3,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4086% | 1,014 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5451% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1358% | 3,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1358% | 3,328 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8623% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -9.6328% | 1,457 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6292% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4962% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 5.5773% | 468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0896% | 2,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 6,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 4,962 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 6,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1044% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0888% | 3,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0888% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8861% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -14.4447% | 1,429 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5275% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2845% | 2,193 |
| Percentage Net Loans Charged-off:Construction & development | 2.8952% | 622 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 6,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 2,828 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 4,977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 2,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0874% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0408% | 2,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0408% | 2,798 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7361% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -7.2168% | 1,380 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4121% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5718% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 9.8021% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1266% | 3,009 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2634% | 5,746 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4255% | 2,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7109% | 1,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3641% | 2,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3154% | 3,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6798% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6076% | 2,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2383% | 528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -10.9456% | 1,429 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2468% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3668% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 7.2565% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1883% | 2,383 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6654% | 5,764 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5804% | 1,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9388% | 786 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4990% | 1,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4050% | 2,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7227% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6290% | 1,929 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2009% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -13.8344% | 1,408 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4521% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5857% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 7.3117% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2882% | 1,854 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.3262% | 5,792 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8293% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3667% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7017% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5883% | 2,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8649% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7206% | 1,619 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9855% | 483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -19.2007% | 1,380 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4344% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5986% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 12.7906% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0998% | 1,668 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.5188% | 5,805 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0941% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1961% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0695% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0017% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8531% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6571% | 1,483 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5947% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -5.5144% | 1,355 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.4231% | 83 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.2085% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 18.6233% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6814% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.0314% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3573% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5249% | 1,230 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5729% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1617% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4344% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5152% | 1,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.3319% | 90 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.0238% | 66 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.8629% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 17.8225% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7633% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.2840% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6271% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5813% | 1,033 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9020% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6833% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1467% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3418% | 1,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.0318% | 62 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.6776% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2061% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 11.6830% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1176% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.4101% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7726% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6677% | 859 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0673% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3811% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2023% | 1,622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4082% | 922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.6392% | 36 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.9639% | 141 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.9212% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 11.2622% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.5046% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 36.1963% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3122% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1406% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3576% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9384% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5718% | 1,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2329% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -20.9805% | 1,484 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.1696% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.5637% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 18.1699% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9925% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0875% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7332% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8766% | 926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6976% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3082% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4663% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8292% | 425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 19.2477% | 60 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.5467% | 174 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6013% | 156 |
| Percentage Net Loans Charged-off:Construction & development | 13.9635% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1398% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.2859% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7827% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1258% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6982% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1164% | 367 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5543% | 1,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0842% | 395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 20.5384% | 55 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8083% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8576% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 7.2802% | 610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3963% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4509% | 275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8424% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5604% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6700% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3498% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3849% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5730% | 929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4488% | 580 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7014% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 8.0027% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8262% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 7,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 5,805 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 7,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8276% | 1,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4696% | 1,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4028% | 804 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4531% | 231 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9470% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 11.8471% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1382% | 472 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 4,178 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0321% | 5,967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 3,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4785% | 2,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8463% | 2,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9558% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8319% | 77 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3537% | 87 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0309% | 45 |
| Percentage Net Loans Charged-off:Construction & development | 15.1046% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 7,824 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0437% | 5,986 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 7,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2716% | 2,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7541% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9961% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0793% | 39 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.0852% | 19 |
| Percentage Net Loans Charged-off:Construction & development | 21.0317% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 7,706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 7,816 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0652% | 5,993 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 7,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0962% | 2,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7236% | 2,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5924% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1304% | 62 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.9675% | 35 |
| Percentage Net Loans Charged-off:Construction & development | 17.3973% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0229% | 7,894 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1193% | 5,979 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 7,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1533% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6407% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4713% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3294% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1943% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.5528% | 643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 2,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1309% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 7,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2465% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6200% | 2,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9954% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1530% | 2,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 3,193 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 7,563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 2,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1565% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 7,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0718% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5674% | 2,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0078% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2273% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 2,460 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 7,565 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 1,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2471% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 7,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7087% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6597% | 1,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9360% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4365% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1741% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9161% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 7,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3381% | 253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9456% | 1,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7261% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0538% | 4,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 7,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 7,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 7,982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 5,987 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 7,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 6,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6920% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4138% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 7,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 7,977 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 5,958 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 7,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0658% | 2,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6043% | 2,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4503% | 411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 3,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 7,944 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 5,935 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 7,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0936% | 2,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4856% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3598% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 2,957 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 7,967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 7,964 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 5,932 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 7,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0660% | 7,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6090% | 1,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4251% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0506% | 4,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0427% | 8,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0433% | 8,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0846% | 8,442 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2228% | 6,106 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0505% | 8,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0491% | 7,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2231% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4753% | 461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 4,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0534% | 8,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0552% | 8,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1011% | 8,441 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2983% | 6,073 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0516% | 8,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0673% | 7,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1304% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5982% | 396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 3,654 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0471% | 8,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0450% | 8,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0946% | 8,405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4324% | 6,012 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 7,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0200% | 2,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3131% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0017% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 6,617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0402% | 8,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0878% | 8,407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 1,324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 5,907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3579% | 7,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5006% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0385% | 7,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0590% | 5,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 3,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 8,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 2,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2613% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0342% | 8,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0077% | 4,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9238% | 2,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5985% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 4,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 8,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 8,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 8,309 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0228% | 5,971 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 8,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1299% | 2,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9323% | 2,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4344% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 4,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 7,971 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0201% | 5,955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 2,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 6,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1670% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3693% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 3,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 8,149 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 5,901 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 8,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0334% | 7,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4109% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7956% | 434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 7,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0440% | 8,621 |
| Percentage Net Loans Charged-off:Construction & development | -0.1203% | 8,058 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0354% | 8,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0391% | 8,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0527% | 8,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0663% | 4,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5965% | 3,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9884% | 703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 6,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0550% | 8,700 |
| Percentage Net Loans Charged-off:Construction & development | -0.1631% | 8,061 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0419% | 8,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0473% | 8,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0646% | 8,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1033% | 3,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6340% | 3,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1498% | 1,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1548% | 8,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2470% | 8,999 |
| Percentage Net Loans Charged-off:Construction & development | -0.1322% | 8,026 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3878% | 8,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0842% | 8,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1174% | 8,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0859% | 3,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2702% | 4,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3915% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6734% | 1,327 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2764% | 8,982 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4130% | 9,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7319% | 8,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0483% | 8,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0683% | 8,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0850% | 2,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3664% | 3,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5296% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 6,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 3,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.3669% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0726% | 8,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 3,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0658% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 8,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0130% | 4,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6937% | 3,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2965% | 1,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 5,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2025% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8899% | 6,690 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2043% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 5,953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2806% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0590% | 8,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5885% | 3,730 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0909% | 1,582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2161% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2230% | 120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2543% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1756% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2132% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0996% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2417% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1179% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5183% | 767 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9252% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1920% | 253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2250% | 460 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2598% | 2,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2768% | 91 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2860% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6854% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2617% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1324% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2960% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1938% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1809% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2716% | 1,319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0534% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5310% | 1,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4315% | 53 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3669% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4110% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4815% | 43 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1730% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5919% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4700% | 365 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3727% | 173 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7359% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0057% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3609% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1924% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1920% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2238% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0642% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2836% | 88 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9174% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4610% | 356 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1765% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0193% | 361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3174% | 2,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2498% | 205 |
| Percentage Net Loans Charged-off:Construction & development | -0.0435% | 1,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3062% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2235% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3031% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4171% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9353% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1353% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1438% | 4,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1805% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 2.6028% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0654% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5992% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3778% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0061% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2234% | 3,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1455% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1150% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1868% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0051% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2599% | 218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3002% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4602% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9942% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6854% | 529 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1575% | 6,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1157% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2086% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2787% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1341% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5593% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2914% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.1936% | 53 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1343% | 8,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2126% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4762% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1200% | 852 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |