Home > Central Federal Savings and Loan Association of Rolla > Income and Expense
Central Federal Savings and Loan Association of Rolla, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $668,000 | 4,428 |
| Total interest expense | $111,000 | 4,225 |
| Net interest income | $557,000 | 4,420 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $52,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $20,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 4,181 |
| Total noninterest expense | $524,000 | 4,314 |
| Salaries and employee benefits | $310,000 | 4,248 |
| Premises and equipment expense | $53,000 | 4,256 |
| Additional noninterest expense | $161,000 | 4,304 |
| Pre-tax net operating income | $85,000 | 4,358 |
| Securities gains (losses) | $1,000 | 1,614 |
| Applicable income taxes | $26,000 | 2,766 |
| Income before extraordinary items | $60,000 | 4,456 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $60,000 | 4,456 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $60,000 | 4,456 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 388 |
| Net operating income | $59,210 | 4,448 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,814,000 | 4,433 |
| Total interest expense | $467,000 | 4,205 |
| Net interest income | $2,347,000 | 4,424 |
| Provision for loan and lease losses | $12,000 | 3,825 |
| Total noninterest income | $135,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $18,000 | 4,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 4,326 |
| Total noninterest expense | $2,223,000 | 4,283 |
| Salaries and employee benefits | $1,320,000 | 4,217 |
| Premises and equipment expense | $207,000 | 4,346 |
| Additional noninterest expense | $696,000 | 4,276 |
| Pre-tax net operating income | $247,000 | 4,730 |
| Securities gains (losses) | $22,000 | 1,610 |
| Applicable income taxes | $84,000 | 3,104 |
| Income before extraordinary items | $185,000 | 4,786 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $185,000 | 4,788 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $185,000 | 4,788 |
| Net charge-offs | $1,000 | 3,665 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 500 |
| Net operating income | $167,620 | 4,790 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 4,497 |
| Total interest expense | $350,000 | 4,257 |
| Net interest income | $1,789,000 | 4,476 |
| Provision for loan and lease losses | $12,000 | 3,667 |
| Total noninterest income | $91,000 | 4,773 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $8,000 | 5,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 4,418 |
| Total noninterest expense | $1,703,000 | 4,302 |
| Salaries and employee benefits | $1,010,000 | 4,223 |
| Premises and equipment expense | $157,000 | 4,378 |
| Additional noninterest expense | $536,000 | 4,293 |
| Pre-tax net operating income | $165,000 | 4,870 |
| Securities gains (losses) | $22,000 | 1,385 |
| Applicable income taxes | $57,000 | 3,202 |
| Income before extraordinary items | $130,000 | 4,913 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $130,000 | 4,913 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $130,000 | 4,913 |
| Net charge-offs | $1,000 | 3,377 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 465 |
| Net operating income | $112,620 | 4,928 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 4,520 |
| Total interest expense | $229,000 | 4,293 |
| Net interest income | $1,198,000 | 4,498 |
| Provision for loan and lease losses | $12,000 | 3,435 |
| Total noninterest income | $56,000 | 4,841 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $5,000 | 5,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 4,490 |
| Total noninterest expense | $1,133,000 | 4,338 |
| Salaries and employee benefits | $669,000 | 4,267 |
| Premises and equipment expense | $109,000 | 4,347 |
| Additional noninterest expense | $355,000 | 4,324 |
| Pre-tax net operating income | $109,000 | 4,904 |
| Securities gains (losses) | $23,000 | 995 |
| Applicable income taxes | $37,000 | 3,229 |
| Income before extraordinary items | $95,000 | 4,914 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $95,000 | 4,912 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $95,000 | 4,912 |
| Net charge-offs | $3,000 | 2,936 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 457 |
| Net operating income | $76,830 | 4,957 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $707,000 | 4,567 |
| Total interest expense | $113,000 | 4,298 |
| Net interest income | $594,000 | 4,555 |
| Provision for loan and lease losses | $6,000 | 3,205 |
| Total noninterest income | $18,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $3,000 | 5,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,752 |
| Total noninterest expense | $560,000 | 4,391 |
| Salaries and employee benefits | $332,000 | 4,315 |
| Premises and equipment expense | $56,000 | 4,382 |
| Additional noninterest expense | $172,000 | 4,385 |
| Pre-tax net operating income | $46,000 | 4,966 |
| Securities gains (losses) | $21,000 | 571 |
| Applicable income taxes | $17,000 | 3,225 |
| Income before extraordinary items | $50,000 | 4,932 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $50,000 | 4,931 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $50,000 | 4,931 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 423 |
| Net operating income | $33,410 | 5,019 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 4,619 |
| Total interest expense | $374,000 | 4,266 |
| Net interest income | $2,274,000 | 4,629 |
| Provision for loan and lease losses | $25,000 | 3,752 |
| Total noninterest income | $143,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $7,000 | 5,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 4,389 |
| Total noninterest expense | $2,137,000 | 4,476 |
| Salaries and employee benefits | $1,272,000 | 4,391 |
| Premises and equipment expense | $206,000 | 4,499 |
| Additional noninterest expense | $659,000 | 4,484 |
| Pre-tax net operating income | $255,000 | 4,957 |
| Securities gains (losses) | $-22,000 | 4,627 |
| Applicable income taxes | $54,000 | 3,335 |
| Income before extraordinary items | $179,000 | 5,018 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $179,000 | 5,017 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $179,000 | 5,017 |
| Net charge-offs | $16,000 | 3,193 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 514 |
| Net operating income | $196,380 | 5,001 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 4,672 |
| Total interest expense | $264,000 | 4,315 |
| Net interest income | $1,697,000 | 4,687 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $115,000 | 4,868 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $6,000 | 5,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 4,377 |
| Total noninterest expense | $1,573,000 | 4,524 |
| Salaries and employee benefits | $938,000 | 4,441 |
| Premises and equipment expense | $149,000 | 4,564 |
| Additional noninterest expense | $486,000 | 4,533 |
| Pre-tax net operating income | $239,000 | 4,968 |
| Securities gains (losses) | $-18,000 | 4,905 |
| Applicable income taxes | $52,000 | 3,308 |
| Income before extraordinary items | $169,000 | 5,058 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $169,000 | 5,056 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $169,000 | 5,057 |
| Net charge-offs | $12,000 | 2,922 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 484 |
| Net operating income | $183,220 | 5,029 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 4,728 |
| Total interest expense | $162,000 | 4,381 |
| Net interest income | $1,126,000 | 4,731 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $79,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $4,000 | 5,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 4,390 |
| Total noninterest expense | $1,069,000 | 4,558 |
| Salaries and employee benefits | $627,000 | 4,487 |
| Premises and equipment expense | $99,000 | 4,607 |
| Additional noninterest expense | $343,000 | 4,504 |
| Pre-tax net operating income | $136,000 | 5,051 |
| Securities gains (losses) | $-15,000 | 5,058 |
| Applicable income taxes | $30,000 | 3,368 |
| Income before extraordinary items | $91,000 | 5,132 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $91,000 | 5,131 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $91,000 | 5,131 |
| Net charge-offs | $13,000 | 2,478 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 463 |
| Net operating income | $102,850 | 5,107 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 4,798 |
| Total interest expense | $77,000 | 4,423 |
| Net interest income | $551,000 | 4,804 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $32,000 | 5,064 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $3,000 | 5,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,612 |
| Total noninterest expense | $537,000 | 4,606 |
| Salaries and employee benefits | $308,000 | 4,559 |
| Premises and equipment expense | $51,000 | 4,635 |
| Additional noninterest expense | $178,000 | 4,496 |
| Pre-tax net operating income | $46,000 | 5,197 |
| Securities gains (losses) | $-18,000 | 5,298 |
| Applicable income taxes | $7,000 | 3,598 |
| Income before extraordinary items | $21,000 | 5,299 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $21,000 | 5,299 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $21,000 | 5,299 |
| Net charge-offs | $15,000 | 1,795 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 428 |
| Net operating income | $35,220 | 5,229 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 4,823 |
| Total interest expense | $335,000 | 4,260 |
| Net interest income | $2,160,000 | 4,860 |
| Provision for loan and lease losses | $9,000 | 4,118 |
| Total noninterest income | $137,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $10,000 | 5,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 4,618 |
| Total noninterest expense | $2,093,000 | 4,681 |
| Salaries and employee benefits | $1,226,000 | 4,602 |
| Premises and equipment expense | $189,000 | 4,787 |
| Additional noninterest expense | $678,000 | 4,627 |
| Pre-tax net operating income | $195,000 | 5,185 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $68,000 | 3,433 |
| Income before extraordinary items | $127,000 | 5,162 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $127,000 | 5,161 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $127,000 | 5,162 |
| Net charge-offs | $-2,000 | 4,552 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 544 |
| Net operating income | $127,000 | 5,156 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 4,882 |
| Total interest expense | $258,000 | 4,238 |
| Net interest income | $1,602,000 | 4,920 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $104,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $7,000 | 5,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 4,667 |
| Total noninterest expense | $1,587,000 | 4,684 |
| Salaries and employee benefits | $931,000 | 4,608 |
| Premises and equipment expense | $140,000 | 4,841 |
| Additional noninterest expense | $516,000 | 4,637 |
| Pre-tax net operating income | $119,000 | 5,318 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $35,000 | 3,560 |
| Income before extraordinary items | $84,000 | 5,376 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $84,000 | 5,375 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $84,000 | 5,376 |
| Net charge-offs | $-2,000 | 4,374 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 538 |
| Net operating income | $84,000 | 5,366 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 4,899 |
| Total interest expense | $178,000 | 4,173 |
| Net interest income | $1,064,000 | 4,952 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $80,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $5,000 | 5,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 4,545 |
| Total noninterest expense | $1,049,000 | 4,733 |
| Salaries and employee benefits | $612,000 | 4,665 |
| Premises and equipment expense | $92,000 | 4,873 |
| Additional noninterest expense | $345,000 | 4,669 |
| Pre-tax net operating income | $95,000 | 5,312 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $20,000 | 3,634 |
| Income before extraordinary items | $75,000 | 5,347 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $75,000 | 5,346 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $75,000 | 5,347 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 502 |
| Net operating income | $75,000 | 5,340 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 4,945 |
| Total interest expense | $93,000 | 4,124 |
| Net interest income | $519,000 | 5,024 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $36,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $2,000 | 5,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,675 |
| Total noninterest expense | $506,000 | 4,838 |
| Salaries and employee benefits | $300,000 | 4,744 |
| Premises and equipment expense | $45,000 | 4,939 |
| Additional noninterest expense | $161,000 | 4,812 |
| Pre-tax net operating income | $49,000 | 5,300 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $16,000 | 3,449 |
| Income before extraordinary items | $33,000 | 5,378 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $33,000 | 5,378 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $33,000 | 5,378 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $33,000 | 5,374 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 4,983 |
| Total interest expense | $407,000 | 3,992 |
| Net interest income | $2,039,000 | 5,080 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $118,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $22,000 | 5,541 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $96,000 | 4,988 |
| Total noninterest expense | $2,013,000 | 4,882 |
| Salaries and employee benefits | $1,061,000 | 4,925 |
| Premises and equipment expense | $178,000 | 5,033 |
| Additional noninterest expense | $774,000 | 4,614 |
| Pre-tax net operating income | $144,000 | 5,414 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $23,000 | 3,822 |
| Income before extraordinary items | $121,000 | 5,469 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $121,000 | 5,467 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $121,000 | 5,468 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $6,609,000 | 79 |
| Net operating income | $121,000 | 5,432 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 4,975 |
| Total interest expense | $309,000 | 3,995 |
| Net interest income | $1,580,000 | 5,076 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $78,000 | 5,537 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $19,000 | 5,563 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $59,000 | 5,165 |
| Total noninterest expense | $1,554,000 | 4,873 |
| Salaries and employee benefits | $769,000 | 4,980 |
| Premises and equipment expense | $141,000 | 4,991 |
| Additional noninterest expense | $644,000 | 4,463 |
| Pre-tax net operating income | $104,000 | 5,493 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $104,000 | 5,510 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $104,000 | 5,509 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $104,000 | 5,510 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $6,592,000 | 52 |
| Net operating income | $104,000 | 5,469 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 5,073 |
| Total interest expense | $209,000 | 3,974 |
| Net interest income | $1,010,000 | 5,183 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $93,000 | 5,202 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $13,000 | 5,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $80,000 | 4,642 |
| Total noninterest expense | $1,037,000 | 4,926 |
| Salaries and employee benefits | $511,000 | 5,043 |
| Premises and equipment expense | $93,000 | 5,051 |
| Additional noninterest expense | $433,000 | 4,489 |
| Pre-tax net operating income | $66,000 | 5,571 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $66,000 | 5,593 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $66,000 | 5,591 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $66,000 | 5,592 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $6,579,000 | 37 |
| Net operating income | $66,000 | 5,547 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 5,113 |
| Total interest expense | $96,000 | 4,173 |
| Net interest income | $515,000 | 5,195 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $53,000 | 5,080 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $7,000 | 5,613 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $46,000 | 4,486 |
| Total noninterest expense | $593,000 | 4,738 |
| Salaries and employee benefits | $233,000 | 5,217 |
| Premises and equipment expense | $51,000 | 4,973 |
| Additional noninterest expense | $309,000 | 3,814 |
| Pre-tax net operating income | $-25,000 | 5,865 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-9,000 | 5,974 |
| Income before extraordinary items | $-16,000 | 5,860 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-16,000 | 5,858 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-16,000 | 5,859 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $7,990,000 | 20 |
| Net operating income | $-16,000 | 5,840 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 5,177 |
| Total interest expense | $461,000 | 3,874 |
| Net interest income | $1,909,000 | 5,310 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $108,000 | 5,650 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $31,000 | 5,681 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $77,000 | 5,268 |
| Total noninterest expense | $1,903,000 | 5,132 |
| Salaries and employee benefits | $983,000 | 5,182 |
| Premises and equipment expense | $218,000 | 4,970 |
| Additional noninterest expense | $702,000 | 4,937 |
| Pre-tax net operating income | $114,000 | 5,646 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $44,000 | 3,676 |
| Income before extraordinary items | $70,000 | 5,768 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $70,000 | 5,771 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $70,000 | 5,771 |
| Net charge-offs | $122,000 | 2,482 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $70,000 | 5,731 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 5,220 |
| Total interest expense | $350,000 | 3,915 |
| Net interest income | $1,446,000 | 5,359 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $81,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $24,000 | 5,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 5,334 |
| Total noninterest expense | $1,410,000 | 5,187 |
| Salaries and employee benefits | $709,000 | 5,276 |
| Premises and equipment expense | $165,000 | 5,009 |
| Additional noninterest expense | $536,000 | 4,946 |
| Pre-tax net operating income | $117,000 | 5,680 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $45,000 | 3,675 |
| Income before extraordinary items | $72,000 | 5,809 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 5,812 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $72,000 | 5,812 |
| Net charge-offs | $122,000 | 1,979 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $72,000 | 5,773 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 5,230 |
| Total interest expense | $235,000 | 3,935 |
| Net interest income | $986,000 | 5,369 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $52,000 | 5,807 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $13,000 | 5,880 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $39,000 | 5,356 |
| Total noninterest expense | $903,000 | 5,282 |
| Salaries and employee benefits | $473,000 | 5,324 |
| Premises and equipment expense | $111,000 | 5,039 |
| Additional noninterest expense | $319,000 | 5,169 |
| Pre-tax net operating income | $135,000 | 5,476 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $52,000 | 3,428 |
| Income before extraordinary items | $83,000 | 5,691 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $83,000 | 5,692 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $83,000 | 5,693 |
| Net charge-offs | $105,000 | 1,688 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $83,000 | 5,645 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 5,213 |
| Total interest expense | $119,000 | 3,952 |
| Net interest income | $517,000 | 5,341 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $25,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 5,435 |
| Total noninterest expense | $449,000 | 5,338 |
| Salaries and employee benefits | $240,000 | 5,344 |
| Premises and equipment expense | $56,000 | 5,069 |
| Additional noninterest expense | $153,000 | 5,252 |
| Pre-tax net operating income | $93,000 | 5,275 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $12,000 | 3,754 |
| Income before extraordinary items | $81,000 | 5,300 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $81,000 | 5,304 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $81,000 | 5,304 |
| Net charge-offs | $54,000 | 1,502 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $81,000 | 5,230 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 5,331 |
| Total interest expense | $494,000 | 4,037 |
| Net interest income | $1,971,000 | 5,495 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $112,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $30,000 | 6,007 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $82,000 | 5,407 |
| Total noninterest expense | $1,844,000 | 5,389 |
| Salaries and employee benefits | $976,000 | 5,395 |
| Premises and equipment expense | $222,000 | 5,209 |
| Additional noninterest expense | $646,000 | 5,277 |
| Pre-tax net operating income | $179,000 | 5,711 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $74,000 | 3,550 |
| Income before extraordinary items | $105,000 | 5,875 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $105,000 | 5,875 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $105,000 | 5,876 |
| Net charge-offs | $29,000 | 4,113 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $105,000 | 5,843 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 5,404 |
| Total interest expense | $372,000 | 4,086 |
| Net interest income | $1,471,000 | 5,565 |
| Provision for loan and lease losses | $60,000 | 3,250 |
| Total noninterest income | $82,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $21,000 | 6,113 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $61,000 | 5,481 |
| Total noninterest expense | $1,372,000 | 5,443 |
| Salaries and employee benefits | $726,000 | 5,425 |
| Premises and equipment expense | $164,000 | 5,282 |
| Additional noninterest expense | $482,000 | 5,324 |
| Pre-tax net operating income | $121,000 | 5,840 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $65,000 | 3,528 |
| Income before extraordinary items | $56,000 | 6,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $56,000 | 6,013 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $56,000 | 6,014 |
| Net charge-offs | $4,000 | 4,414 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $56,000 | 5,994 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 5,438 |
| Total interest expense | $250,000 | 4,113 |
| Net interest income | $979,000 | 5,600 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $56,000 | 6,028 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $14,000 | 6,157 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $42,000 | 5,484 |
| Total noninterest expense | $913,000 | 5,475 |
| Salaries and employee benefits | $485,000 | 5,478 |
| Premises and equipment expense | $111,000 | 5,282 |
| Additional noninterest expense | $317,000 | 5,369 |
| Pre-tax net operating income | $62,000 | 5,935 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $44,000 | 3,500 |
| Income before extraordinary items | $18,000 | 6,143 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $18,000 | 6,144 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $18,000 | 6,145 |
| Net charge-offs | $4,000 | 4,000 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $18,000 | 6,116 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $615,000 | 5,493 |
| Total interest expense | $125,000 | 4,167 |
| Net interest income | $490,000 | 5,648 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $25,000 | 6,111 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $7,000 | 6,191 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $18,000 | 5,602 |
| Total noninterest expense | $456,000 | 5,543 |
| Salaries and employee benefits | $244,000 | 5,529 |
| Premises and equipment expense | $59,000 | 5,256 |
| Additional noninterest expense | $153,000 | 5,476 |
| Pre-tax net operating income | $-1,000 | 6,211 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $21,000 | 3,473 |
| Income before extraordinary items | $-22,000 | 6,300 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-22,000 | 6,301 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-22,000 | 6,301 |
| Net charge-offs | $4,000 | 3,176 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-22,000 | 6,294 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 5,390 |
| Total interest expense | $548,000 | 4,270 |
| Net interest income | $2,175,000 | 5,497 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $21,000 | 6,592 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $46,000 | 6,036 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-25,000 | 6,535 |
| Total noninterest expense | $1,830,000 | 5,599 |
| Salaries and employee benefits | $929,000 | 5,662 |
| Premises and equipment expense | $226,000 | 5,369 |
| Additional noninterest expense | $675,000 | 5,396 |
| Pre-tax net operating income | $366,000 | 5,311 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $137,000 | 3,224 |
| Income before extraordinary items | $229,000 | 5,628 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $229,000 | 5,630 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $229,000 | 5,630 |
| Net charge-offs | $3,000 | 5,320 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $229,000 | 5,575 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 5,407 |
| Total interest expense | $416,000 | 4,328 |
| Net interest income | $1,676,000 | 5,514 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $0 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $38,000 | 6,030 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-38,000 | 6,671 |
| Total noninterest expense | $1,364,000 | 5,650 |
| Salaries and employee benefits | $697,000 | 5,688 |
| Premises and equipment expense | $168,000 | 5,427 |
| Additional noninterest expense | $499,000 | 5,444 |
| Pre-tax net operating income | $312,000 | 5,300 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $119,000 | 3,186 |
| Income before extraordinary items | $193,000 | 5,668 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $193,000 | 5,669 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $193,000 | 5,669 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $193,000 | 5,602 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 5,401 |
| Total interest expense | $278,000 | 4,381 |
| Net interest income | $1,145,000 | 5,497 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $83,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $28,000 | 5,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $55,000 | 5,409 |
| Total noninterest expense | $904,000 | 5,685 |
| Salaries and employee benefits | $467,000 | 5,721 |
| Premises and equipment expense | $111,000 | 5,437 |
| Additional noninterest expense | $326,000 | 5,477 |
| Pre-tax net operating income | $324,000 | 4,777 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $125,000 | 2,841 |
| Income before extraordinary items | $199,000 | 5,277 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $199,000 | 5,280 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $199,000 | 5,280 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $199,000 | 5,153 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 5,418 |
| Total interest expense | $140,000 | 4,452 |
| Net interest income | $580,000 | 5,500 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $62,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $22,000 | 5,472 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 4,987 |
| Total noninterest expense | $452,000 | 5,740 |
| Salaries and employee benefits | $234,000 | 5,768 |
| Premises and equipment expense | $58,000 | 5,397 |
| Additional noninterest expense | $160,000 | 5,574 |
| Pre-tax net operating income | $190,000 | 4,540 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $74,000 | 2,683 |
| Income before extraordinary items | $116,000 | 5,058 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $116,000 | 5,060 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $116,000 | 5,060 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $116,000 | 4,953 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 5,521 |
| Total interest expense | $650,000 | 4,576 |
| Net interest income | $2,271,000 | 5,648 |
| Provision for loan and lease losses | $287,000 | 3,469 |
| Total noninterest income | $157,000 | 5,934 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $88,000 | 5,618 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $69,000 | 5,630 |
| Total noninterest expense | $1,819,000 | 5,813 |
| Salaries and employee benefits | $919,000 | 5,849 |
| Premises and equipment expense | $214,000 | 5,619 |
| Additional noninterest expense | $686,000 | 5,581 |
| Pre-tax net operating income | $322,000 | 5,363 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $118,000 | 3,395 |
| Income before extraordinary items | $204,000 | 5,785 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $204,000 | 5,783 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $204,000 | 5,784 |
| Net charge-offs | $294,000 | 3,317 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $204,000 | 5,602 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 5,606 |
| Total interest expense | $492,000 | 4,680 |
| Net interest income | $1,708,000 | 5,726 |
| Provision for loan and lease losses | $287,000 | 3,035 |
| Total noninterest income | $126,000 | 5,947 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $66,000 | 5,680 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $60,000 | 5,592 |
| Total noninterest expense | $1,354,000 | 5,870 |
| Salaries and employee benefits | $683,000 | 5,905 |
| Premises and equipment expense | $160,000 | 5,681 |
| Additional noninterest expense | $511,000 | 5,631 |
| Pre-tax net operating income | $193,000 | 5,700 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $77,000 | 3,537 |
| Income before extraordinary items | $116,000 | 6,053 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $116,000 | 6,051 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $116,000 | 6,052 |
| Net charge-offs | $276,000 | 2,934 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $116,000 | 5,914 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 5,651 |
| Total interest expense | $323,000 | 4,834 |
| Net interest income | $1,149,000 | 5,745 |
| Provision for loan and lease losses | $247,000 | 2,709 |
| Total noninterest income | $95,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $45,000 | 5,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 5,446 |
| Total noninterest expense | $896,000 | 5,929 |
| Salaries and employee benefits | $450,000 | 5,971 |
| Premises and equipment expense | $106,000 | 5,708 |
| Additional noninterest expense | $340,000 | 5,698 |
| Pre-tax net operating income | $101,000 | 5,863 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $32,000 | 3,794 |
| Income before extraordinary items | $69,000 | 6,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $69,000 | 6,128 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $69,000 | 6,128 |
| Net charge-offs | $259,000 | 2,466 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $69,000 | 5,980 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $744,000 | 5,671 |
| Total interest expense | $159,000 | 4,973 |
| Net interest income | $585,000 | 5,747 |
| Provision for loan and lease losses | $207,000 | 1,972 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $24,000 | 5,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,842 |
| Total noninterest expense | $451,000 | 5,957 |
| Salaries and employee benefits | $226,000 | 6,018 |
| Premises and equipment expense | $51,000 | 5,812 |
| Additional noninterest expense | $174,000 | 5,657 |
| Pre-tax net operating income | $-49,000 | 6,617 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-39,000 | 7,091 |
| Income before extraordinary items | $-10,000 | 6,578 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-10,000 | 6,578 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-10,000 | 6,578 |
| Net charge-offs | $258,000 | 1,624 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-10,000 | 6,478 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 5,720 |
| Total interest expense | $769,000 | 5,006 |
| Net interest income | $2,287,000 | 5,839 |
| Provision for loan and lease losses | $310,000 | 4,057 |
| Total noninterest income | $69,000 | 6,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 6,902 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $63,000 | 5,748 |
| Total noninterest expense | $1,774,000 | 6,028 |
| Salaries and employee benefits | $1,032,000 | 5,811 |
| Premises and equipment expense | $419,000 | 4,462 |
| Additional noninterest expense | $323,000 | 6,788 |
| Pre-tax net operating income | $272,000 | 5,322 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $83,000 | 3,478 |
| Income before extraordinary items | $189,000 | 5,600 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $189,000 | 5,601 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $189,000 | 5,601 |
| Net charge-offs | $349,000 | 3,620 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $189,000 | 5,480 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 5,784 |
| Total interest expense | $594,000 | 5,061 |
| Net interest income | $1,689,000 | 5,903 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $76,000 | 6,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 6,945 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $71,000 | 5,464 |
| Total noninterest expense | $1,331,000 | 6,054 |
| Salaries and employee benefits | $776,000 | 5,823 |
| Premises and equipment expense | $306,000 | 4,571 |
| Additional noninterest expense | $249,000 | 6,799 |
| Pre-tax net operating income | $344,000 | 4,953 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $132,000 | 3,007 |
| Income before extraordinary items | $212,000 | 5,442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,442 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $212,000 | 5,442 |
| Net charge-offs | $126,000 | 4,194 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $212,000 | 5,303 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 5,845 |
| Total interest expense | $403,000 | 5,127 |
| Net interest income | $1,120,000 | 5,949 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $56,000 | 6,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 6,967 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 5,412 |
| Total noninterest expense | $891,000 | 6,115 |
| Salaries and employee benefits | $521,000 | 5,864 |
| Premises and equipment expense | $201,000 | 4,643 |
| Additional noninterest expense | $169,000 | 6,854 |
| Pre-tax net operating income | $225,000 | 4,973 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $111,000 | 2,776 |
| Income before extraordinary items | $114,000 | 5,597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $114,000 | 5,596 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $114,000 | 5,597 |
| Net charge-offs | $126,000 | 3,608 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $114,000 | 5,509 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $757,000 | 5,888 |
| Total interest expense | $203,000 | 5,217 |
| Net interest income | $554,000 | 5,994 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $43,000 | 6,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 6,969 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 4,959 |
| Total noninterest expense | $450,000 | 6,131 |
| Salaries and employee benefits | $260,000 | 5,901 |
| Premises and equipment expense | $104,000 | 4,611 |
| Additional noninterest expense | $86,000 | 6,893 |
| Pre-tax net operating income | $117,000 | 4,963 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $58,000 | 2,718 |
| Income before extraordinary items | $59,000 | 5,570 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $59,000 | 5,568 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $59,000 | 5,569 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $59,000 | 5,521 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 6,008 |
| Total interest expense | $984,000 | 5,264 |
| Net interest income | $2,056,000 | 6,196 |
| Provision for loan and lease losses | $40,000 | 6,583 |
| Total noninterest income | $81,000 | 6,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $81,000 | 5,679 |
| Total noninterest expense | $1,688,000 | 6,317 |
| Salaries and employee benefits | $997,000 | 6,037 |
| Premises and equipment expense | $369,000 | 4,942 |
| Additional noninterest expense | $322,000 | 7,050 |
| Pre-tax net operating income | $409,000 | 4,608 |
| Securities gains (losses) | $28,000 | 2,956 |
| Applicable income taxes | $181,000 | 2,795 |
| Income before extraordinary items | $256,000 | 5,096 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $256,000 | 5,100 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $256,000 | 5,100 |
| Net charge-offs | $37,000 | 6,095 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $238,080 | 5,012 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 6,095 |
| Total interest expense | $758,000 | 5,364 |
| Net interest income | $1,543,000 | 6,285 |
| Provision for loan and lease losses | $15,000 | 6,753 |
| Total noninterest income | $62,000 | 6,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $62,000 | 5,773 |
| Total noninterest expense | $1,251,000 | 6,385 |
| Salaries and employee benefits | $741,000 | 6,104 |
| Premises and equipment expense | $275,000 | 5,035 |
| Additional noninterest expense | $235,000 | 7,142 |
| Pre-tax net operating income | $339,000 | 4,715 |
| Securities gains (losses) | $28,000 | 2,749 |
| Applicable income taxes | $147,000 | 2,815 |
| Income before extraordinary items | $220,000 | 5,214 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $220,000 | 5,216 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $220,000 | 5,217 |
| Net charge-offs | $35,000 | 5,741 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $202,080 | 5,131 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 6,117 |
| Total interest expense | $515,000 | 5,412 |
| Net interest income | $1,029,000 | 6,319 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $43,000 | 6,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 5,756 |
| Total noninterest expense | $814,000 | 6,476 |
| Salaries and employee benefits | $480,000 | 6,195 |
| Premises and equipment expense | $181,000 | 5,091 |
| Additional noninterest expense | $153,000 | 7,215 |
| Pre-tax net operating income | $258,000 | 4,606 |
| Securities gains (losses) | $-1,000 | 7,170 |
| Applicable income taxes | $100,000 | 2,783 |
| Income before extraordinary items | $157,000 | 5,175 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $157,000 | 5,178 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $157,000 | 5,177 |
| Net charge-offs | $37,000 | 5,126 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $157,640 | 5,025 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $780,000 | 6,177 |
| Total interest expense | $258,000 | 5,538 |
| Net interest income | $522,000 | 6,350 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $19,000 | 7,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $408,000 | 6,561 |
| Salaries and employee benefits | $236,000 | 6,307 |
| Premises and equipment expense | $94,000 | 5,101 |
| Additional noninterest expense | $78,000 | 7,291 |
| Pre-tax net operating income | $133,000 | 4,707 |
| Securities gains (losses) | $-1,000 | 7,364 |
| Applicable income taxes | $52,000 | 2,757 |
| Income before extraordinary items | $80,000 | 5,259 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 5,260 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $80,000 | 5,259 |
| Net charge-offs | $35,000 | 4,021 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $80,640 | 5,134 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 6,229 |
| Total interest expense | $1,216,000 | 5,641 |
| Net interest income | $1,973,000 | 6,375 |
| Provision for loan and lease losses | $-33,000 | 7,975 |
| Total noninterest income | $86,000 | 7,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $86,000 | 5,843 |
| Total noninterest expense | $1,787,000 | 6,463 |
| Salaries and employee benefits | $918,000 | 6,414 |
| Premises and equipment expense | $392,000 | 5,038 |
| Additional noninterest expense | $477,000 | 6,854 |
| Pre-tax net operating income | $305,000 | 4,490 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $101,000 | 2,873 |
| Income before extraordinary items | $204,000 | 4,798 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $204,000 | 4,798 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $204,000 | 4,798 |
| Net charge-offs | $5,000 | 7,029 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $204,000 | 4,728 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 6,277 |
| Total interest expense | $944,000 | 5,700 |
| Net interest income | $1,462,000 | 6,431 |
| Provision for loan and lease losses | $-50,000 | 8,059 |
| Total noninterest income | $68,000 | 7,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $68,000 | 5,894 |
| Total noninterest expense | $1,361,000 | 6,472 |
| Salaries and employee benefits | $683,000 | 6,463 |
| Premises and equipment expense | $293,000 | 5,095 |
| Additional noninterest expense | $385,000 | 6,760 |
| Pre-tax net operating income | $219,000 | 4,852 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $60,000 | 3,222 |
| Income before extraordinary items | $159,000 | 5,041 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $159,000 | 5,040 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $159,000 | 5,040 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $159,000 | 4,991 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 6,298 |
| Total interest expense | $639,000 | 5,783 |
| Net interest income | $995,000 | 6,401 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $47,000 | 7,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $47,000 | 5,912 |
| Total noninterest expense | $825,000 | 6,699 |
| Salaries and employee benefits | $458,000 | 6,525 |
| Premises and equipment expense | $195,000 | 5,145 |
| Additional noninterest expense | $172,000 | 7,378 |
| Pre-tax net operating income | $217,000 | 4,546 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $94,000 | 2,680 |
| Income before extraordinary items | $123,000 | 5,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 5,030 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $123,000 | 5,031 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $123,000 | 4,952 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 6,321 |
| Total interest expense | $320,000 | 5,878 |
| Net interest income | $507,000 | 6,371 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $18,000 | 7,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $18,000 | 6,276 |
| Total noninterest expense | $403,000 | 6,724 |
| Salaries and employee benefits | $227,000 | 6,602 |
| Premises and equipment expense | $102,000 | 5,065 |
| Additional noninterest expense | $74,000 | 7,467 |
| Pre-tax net operating income | $122,000 | 4,784 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $48,000 | 2,920 |
| Income before extraordinary items | $74,000 | 5,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $74,000 | 5,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $74,000 | 5,331 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $74,000 | 5,150 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 6,378 |
| Total interest expense | $1,498,000 | 5,985 |
| Net interest income | $1,894,000 | 6,540 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $72,000 | 7,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $72,000 | 6,346 |
| Total noninterest expense | $1,566,000 | 6,785 |
| Salaries and employee benefits | $900,000 | 6,648 |
| Premises and equipment expense | $377,000 | 5,249 |
| Additional noninterest expense | $289,000 | 7,503 |
| Pre-tax net operating income | $340,000 | 5,317 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $131,000 | 3,169 |
| Income before extraordinary items | $214,000 | 5,437 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $214,000 | 5,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,844 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $210,800 | 5,603 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 6,421 |
| Total interest expense | $1,165,000 | 6,030 |
| Net interest income | $1,407,000 | 6,609 |
| Provision for loan and lease losses | $24,000 | 6,416 |
| Total noninterest income | $54,000 | 7,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 6,497 |
| Total noninterest expense | $1,160,000 | 6,811 |
| Salaries and employee benefits | $674,000 | 6,669 |
| Premises and equipment expense | $273,000 | 5,354 |
| Additional noninterest expense | $213,000 | 7,541 |
| Pre-tax net operating income | $277,000 | 5,731 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $111,000 | 3,503 |
| Income before extraordinary items | $171,000 | 5,845 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $171,000 | 5,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $167,800 | 6,030 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 6,478 |
| Total interest expense | $816,000 | 6,065 |
| Net interest income | $914,000 | 6,685 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $33,000 | 7,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $33,000 | 6,662 |
| Total noninterest expense | $766,000 | 6,885 |
| Salaries and employee benefits | $447,000 | 6,735 |
| Premises and equipment expense | $180,000 | 5,427 |
| Additional noninterest expense | $139,000 | 7,622 |
| Pre-tax net operating income | $181,000 | 5,935 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $69,000 | 3,808 |
| Income before extraordinary items | $117,000 | 6,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $113,800 | 6,198 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $881,000 | 6,516 |
| Total interest expense | $432,000 | 6,094 |
| Net interest income | $449,000 | 6,762 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $19,000 | 7,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 6,522 |
| Total noninterest expense | $382,000 | 6,920 |
| Salaries and employee benefits | $225,000 | 6,755 |
| Premises and equipment expense | $92,000 | 5,397 |
| Additional noninterest expense | $65,000 | 7,717 |
| Pre-tax net operating income | $86,000 | 6,167 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $34,000 | 3,939 |
| Income before extraordinary items | $55,000 | 6,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $53,080 | 6,440 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,758,000 | 6,361 |
| Total interest expense | $1,990,000 | 5,843 |
| Net interest income | $1,768,000 | 6,789 |
| Provision for loan and lease losses | $29,000 | 6,139 |
| Total noninterest income | $70,000 | 7,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $70,000 | 6,708 |
| Total noninterest expense | $1,668,000 | 6,662 |
| Salaries and employee benefits | $976,000 | 6,493 |
| Premises and equipment expense | $362,000 | 5,313 |
| Additional noninterest expense | $330,000 | 7,398 |
| Pre-tax net operating income | $141,000 | 7,029 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-26,000 | 7,866 |
| Income before extraordinary items | $167,000 | 6,901 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $167,000 | 6,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,183 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $167,000 | 6,876 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 6,393 |
| Total interest expense | $1,500,000 | 5,869 |
| Net interest income | $1,326,000 | 6,835 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $54,000 | 7,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $54,000 | 6,695 |
| Total noninterest expense | $1,230,000 | 6,693 |
| Salaries and employee benefits | $742,000 | 6,460 |
| Premises and equipment expense | $266,000 | 5,360 |
| Additional noninterest expense | $222,000 | 7,547 |
| Pre-tax net operating income | $150,000 | 7,141 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $46,000 | 5,004 |
| Income before extraordinary items | $104,000 | 7,252 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $104,000 | 7,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,278 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $104,000 | 7,237 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 6,421 |
| Total interest expense | $997,000 | 5,877 |
| Net interest income | $895,000 | 6,843 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $41,000 | 7,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $41,000 | 6,570 |
| Total noninterest expense | $829,000 | 6,725 |
| Salaries and employee benefits | $512,000 | 6,425 |
| Premises and equipment expense | $175,000 | 5,426 |
| Additional noninterest expense | $142,000 | 7,653 |
| Pre-tax net operating income | $107,000 | 7,203 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $38,000 | 4,963 |
| Income before extraordinary items | $69,000 | 7,337 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $69,000 | 7,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,963 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $69,000 | 7,329 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 6,454 |
| Total interest expense | $491,000 | 5,911 |
| Net interest income | $445,000 | 6,874 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $24,000 | 7,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $419,000 | 6,719 |
| Salaries and employee benefits | $252,000 | 6,508 |
| Premises and equipment expense | $91,000 | 5,339 |
| Additional noninterest expense | $76,000 | 7,570 |
| Pre-tax net operating income | $50,000 | 7,283 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $18,000 | 4,999 |
| Income before extraordinary items | $32,000 | 7,434 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $32,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,074 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $32,000 | 7,419 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 6,331 |
| Total interest expense | $1,920,000 | 5,520 |
| Net interest income | $1,734,000 | 6,892 |
| Provision for loan and lease losses | $80,000 | 5,017 |
| Total noninterest income | $68,000 | 8,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 6,891 |
| Total noninterest expense | $1,652,000 | 6,644 |
| Salaries and employee benefits | $998,000 | 6,406 |
| Premises and equipment expense | $364,000 | 5,214 |
| Additional noninterest expense | $290,000 | 7,628 |
| Pre-tax net operating income | $70,000 | 7,792 |
| Securities gains (losses) | $-803,000 | 8,560 |
| Applicable income taxes | $-230,000 | 8,478 |
| Income before extraordinary items | $-503,000 | 8,296 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-503,000 | 8,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $51,070 | 7,834 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 6,366 |
| Total interest expense | $1,444,000 | 5,433 |
| Net interest income | $1,274,000 | 7,012 |
| Provision for loan and lease losses | $80,000 | 4,494 |
| Total noninterest income | $51,000 | 8,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $51,000 | 6,906 |
| Total noninterest expense | $1,234,000 | 6,674 |
| Salaries and employee benefits | $756,000 | 6,387 |
| Premises and equipment expense | $271,000 | 5,242 |
| Additional noninterest expense | $207,000 | 7,725 |
| Pre-tax net operating income | $11,000 | 8,077 |
| Securities gains (losses) | $-803,000 | 8,663 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-792,000 | 8,563 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-792,000 | 8,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $11,000 | 8,087 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 6,380 |
| Total interest expense | $970,000 | 5,307 |
| Net interest income | $833,000 | 7,106 |
| Provision for loan and lease losses | $80,000 | 3,718 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 6,841 |
| Total noninterest expense | $810,000 | 6,738 |
| Salaries and employee benefits | $520,000 | 6,328 |
| Premises and equipment expense | $173,000 | 5,359 |
| Additional noninterest expense | $117,000 | 7,985 |
| Pre-tax net operating income | $-20,000 | 8,231 |
| Securities gains (losses) | $-803,000 | 8,722 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-823,000 | 8,676 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-823,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-20,000 | 8,229 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $886,000 | 6,391 |
| Total interest expense | $486,000 | 5,202 |
| Net interest income | $400,000 | 7,207 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $16,000 | 8,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $410,000 | 6,719 |
| Salaries and employee benefits | $267,000 | 6,263 |
| Premises and equipment expense | $86,000 | 5,415 |
| Additional noninterest expense | $57,000 | 8,006 |
| Pre-tax net operating income | $6,000 | 8,154 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $4,000 | 8,163 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,000 | 8,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,000 | 8,154 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 6,409 |
| Total interest expense | $1,390,000 | 5,440 |
| Net interest income | $1,838,000 | 6,845 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $70,000 | 8,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $70,000 | 6,947 |
| Total noninterest expense | $1,515,000 | 6,863 |
| Salaries and employee benefits | $900,000 | 6,646 |
| Premises and equipment expense | $366,000 | 5,144 |
| Additional noninterest expense | $249,000 | 7,933 |
| Pre-tax net operating income | $393,000 | 7,088 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $147,000 | 5,021 |
| Income before extraordinary items | $246,000 | 7,392 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $246,000 | 7,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $246,000 | 7,365 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 6,478 |
| Total interest expense | $953,000 | 5,571 |
| Net interest income | $1,404,000 | 6,832 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $52,000 | 8,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 7,014 |
| Total noninterest expense | $1,112,000 | 6,919 |
| Salaries and employee benefits | $673,000 | 6,647 |
| Premises and equipment expense | $253,000 | 5,393 |
| Additional noninterest expense | $186,000 | 7,932 |
| Pre-tax net operating income | $344,000 | 7,014 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $130,000 | 4,982 |
| Income before extraordinary items | $214,000 | 7,368 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $214,000 | 7,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $214,000 | 7,336 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 6,460 |
| Total interest expense | $592,000 | 5,597 |
| Net interest income | $968,000 | 6,742 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $33,000 | 8,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $33,000 | 7,057 |
| Total noninterest expense | $721,000 | 6,995 |
| Salaries and employee benefits | $443,000 | 6,683 |
| Premises and equipment expense | $167,000 | 5,410 |
| Additional noninterest expense | $111,000 | 8,083 |
| Pre-tax net operating income | $280,000 | 6,708 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $107,000 | 4,727 |
| Income before extraordinary items | $173,000 | 7,133 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $173,000 | 7,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $173,000 | 7,101 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 6,456 |
| Total interest expense | $285,000 | 5,621 |
| Net interest income | $494,000 | 6,741 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $372,000 | 6,960 |
| Salaries and employee benefits | $230,000 | 6,621 |
| Premises and equipment expense | $84,000 | 5,420 |
| Additional noninterest expense | $58,000 | 8,095 |
| Pre-tax net operating income | $135,000 | 6,753 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $52,000 | 4,706 |
| Income before extraordinary items | $83,000 | 7,177 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $83,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $83,000 | 7,144 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,034,000 | 6,385 |
| Total interest expense | $1,135,000 | 5,286 |
| Net interest income | $1,899,000 | 6,759 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $105,000 | 8,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $105,000 | 6,329 |
| Total noninterest expense | $1,456,000 | 6,958 |
| Salaries and employee benefits | $863,000 | 6,753 |
| Premises and equipment expense | $329,000 | 5,416 |
| Additional noninterest expense | $264,000 | 7,898 |
| Pre-tax net operating income | $548,000 | 6,553 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $185,000 | 4,848 |
| Income before extraordinary items | $377,000 | 6,895 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $377,000 | 6,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $367,620 | 6,877 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 6,391 |
| Total interest expense | $858,000 | 5,224 |
| Net interest income | $1,424,000 | 6,776 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $77,000 | 8,109 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 6,376 |
| Total noninterest expense | $1,084,000 | 6,953 |
| Salaries and employee benefits | $660,000 | 6,642 |
| Premises and equipment expense | $246,000 | 5,392 |
| Additional noninterest expense | $178,000 | 8,065 |
| Pre-tax net operating income | $417,000 | 6,662 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $148,000 | 4,870 |
| Income before extraordinary items | $283,000 | 7,018 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $283,000 | 7,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $273,760 | 7,000 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 6,402 |
| Total interest expense | $581,000 | 5,198 |
| Net interest income | $947,000 | 6,809 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $58,000 | 8,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $58,000 | 6,187 |
| Total noninterest expense | $725,000 | 6,987 |
| Salaries and employee benefits | $439,000 | 6,695 |
| Premises and equipment expense | $165,000 | 5,397 |
| Additional noninterest expense | $121,000 | 8,078 |
| Pre-tax net operating income | $280,000 | 6,633 |
| Securities gains (losses) | $14,000 | 2,233 |
| Applicable income taxes | $97,000 | 4,885 |
| Income before extraordinary items | $197,000 | 6,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 6,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $187,620 | 6,936 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $758,000 | 6,450 |
| Total interest expense | $302,000 | 5,143 |
| Net interest income | $456,000 | 6,944 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $36,000 | 7,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $373,000 | 6,959 |
| Salaries and employee benefits | $225,000 | 6,655 |
| Premises and equipment expense | $83,000 | 5,402 |
| Additional noninterest expense | $65,000 | 8,009 |
| Pre-tax net operating income | $119,000 | 6,867 |
| Securities gains (losses) | $12,000 | 1,956 |
| Applicable income taxes | $52,000 | 4,804 |
| Income before extraordinary items | $79,000 | 7,246 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $79,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $71,320 | 7,306 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,406,000 | 6,122 |
| Total interest expense | $1,493,000 | 4,879 |
| Net interest income | $1,913,000 | 6,714 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $58,000 | 8,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $58,000 | 7,360 |
| Total noninterest expense | $1,480,000 | 6,921 |
| Salaries and employee benefits | $830,000 | 6,810 |
| Premises and equipment expense | $349,000 | 5,180 |
| Additional noninterest expense | $301,000 | 7,752 |
| Pre-tax net operating income | $491,000 | 6,707 |
| Securities gains (losses) | $44,000 | 2,634 |
| Applicable income taxes | $192,000 | 4,979 |
| Income before extraordinary items | $343,000 | 7,073 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $343,000 | 7,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,982 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $314,840 | 7,070 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 6,125 |
| Total interest expense | $1,173,000 | 4,883 |
| Net interest income | $1,448,000 | 6,739 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $29,000 | 8,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $1,074,000 | 7,016 |
| Salaries and employee benefits | $617,000 | 6,841 |
| Premises and equipment expense | $259,000 | 5,208 |
| Additional noninterest expense | $198,000 | 8,008 |
| Pre-tax net operating income | $403,000 | 6,701 |
| Securities gains (losses) | $37,000 | 2,545 |
| Applicable income taxes | $181,000 | 4,809 |
| Income before extraordinary items | $259,000 | 7,198 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $259,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $235,320 | 7,199 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 6,046 |
| Total interest expense | $815,000 | 4,872 |
| Net interest income | $998,000 | 6,643 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $15,000 | 9,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $717,000 | 7,025 |
| Salaries and employee benefits | $415,000 | 6,847 |
| Premises and equipment expense | $164,000 | 5,356 |
| Additional noninterest expense | $138,000 | 7,946 |
| Pre-tax net operating income | $296,000 | 6,524 |
| Securities gains (losses) | $29,000 | 2,379 |
| Applicable income taxes | $134,000 | 4,679 |
| Income before extraordinary items | $191,000 | 7,048 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $191,000 | 7,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $172,440 | 7,053 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 5,991 |
| Total interest expense | $414,000 | 4,932 |
| Net interest income | $517,000 | 6,553 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $378,000 | 6,886 |
| Salaries and employee benefits | $214,000 | 6,766 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $80,000 | 7,665 |
| Pre-tax net operating income | $156,000 | 6,396 |
| Securities gains (losses) | $12,000 | 2,102 |
| Applicable income taxes | $65,000 | 4,700 |
| Income before extraordinary items | $103,000 | 6,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $95,320 | 6,837 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 5,968 |
| Total interest expense | $1,820,000 | 5,114 |
| Net interest income | $2,110,000 | 6,459 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $69,000 | 8,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 7,112 |
| Total noninterest expense | $1,332,000 | 7,174 |
| Salaries and employee benefits | $779,000 | 6,956 |
| Premises and equipment expense | $323,000 | 5,330 |
| Additional noninterest expense | $230,000 | 8,327 |
| Pre-tax net operating income | $832,000 | 5,670 |
| Securities gains (losses) | $88,000 | 1,856 |
| Applicable income taxes | $327,000 | 4,292 |
| Income before extraordinary items | $593,000 | 5,997 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $593,000 | 5,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,979 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $536,680 | 6,082 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 5,892 |
| Total interest expense | $2,470,000 | 5,440 |
| Net interest income | $2,142,000 | 6,215 |
| Provision for loan and lease losses | $41,000 | 6,908 |
| Total noninterest income | $66,000 | 8,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $66,000 | 7,230 |
| Total noninterest expense | $1,275,000 | 7,275 |
| Salaries and employee benefits | $735,000 | 7,039 |
| Premises and equipment expense | $335,000 | 5,187 |
| Additional noninterest expense | $205,000 | 8,609 |
| Pre-tax net operating income | $892,000 | 5,214 |
| Securities gains (losses) | $73,000 | 2,015 |
| Applicable income taxes | $334,000 | 4,068 |
| Income before extraordinary items | $631,000 | 5,484 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $631,000 | 5,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $583,550 | 5,566 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 6,142 |
| Total interest expense | $2,485,000 | 5,576 |
| Net interest income | $1,956,000 | 6,623 |
| Provision for loan and lease losses | $170,000 | 4,137 |
| Total noninterest income | $78,000 | 8,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $78,000 | 6,963 |
| Total noninterest expense | $1,094,000 | 7,755 |
| Salaries and employee benefits | $659,000 | 7,392 |
| Premises and equipment expense | $232,000 | 6,291 |
| Additional noninterest expense | $203,000 | 8,757 |
| Pre-tax net operating income | $770,000 | 5,969 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $372,000 | 4,149 |
| Income before extraordinary items | $398,000 | 6,871 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $398,000 | 6,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,659 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $398,000 | 6,881 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 6,390 |
| Total interest expense | $2,137,000 | 5,751 |
| Net interest income | $1,837,000 | 6,938 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $101,000 | 8,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $101,000 | 6,614 |
| Total noninterest expense | $955,000 | 8,251 |
| Salaries and employee benefits | $551,000 | 8,036 |
| Premises and equipment expense | $198,000 | 6,846 |
| Additional noninterest expense | $206,000 | 8,966 |
| Pre-tax net operating income | $933,000 | 5,512 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $344,000 | 4,508 |
| Income before extraordinary items | $589,000 | 5,949 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $589,000 | 5,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $589,000 | 5,922 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,188,000 | 6,313 |
| Total interest expense | $2,236,000 | 5,776 |
| Net interest income | $1,952,000 | 6,757 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $82,000 | 9,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $927,000 | 8,350 |
| Salaries and employee benefits | $551,000 | 8,044 |
| Premises and equipment expense | $184,000 | 6,975 |
| Additional noninterest expense | $192,000 | 9,205 |
| Pre-tax net operating income | $1,107,000 | 5,121 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $276,000 | 5,402 |
| Income before extraordinary items | $831,000 | 5,070 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $831,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $831,000 | 4,988 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 6,586 |
| Total interest expense | $2,155,000 | 5,973 |
| Net interest income | $1,927,000 | 7,069 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $72,000 | 9,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $72,000 | 7,635 |
| Total noninterest expense | $849,000 | 8,854 |
| Salaries and employee benefits | $525,000 | 8,423 |
| Premises and equipment expense | $175,000 | 7,289 |
| Additional noninterest expense | $149,000 | 10,005 |
| Pre-tax net operating income | $1,150,000 | 5,382 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $567,000 | 3,848 |
| Income before extraordinary items | $583,000 | 6,462 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $583,000 | 6,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $583,000 | 6,406 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 7,118 |
| Total interest expense | $1,970,000 | 6,464 |
| Net interest income | $1,766,000 | 7,629 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $95,000 | 9,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $95,000 | 7,288 |
| Total noninterest expense | $1,111,000 | 8,294 |
| Salaries and employee benefits | $478,000 | 9,040 |
| Premises and equipment expense | $178,000 | 7,473 |
| Additional noninterest expense | $455,000 | 7,423 |
| Pre-tax net operating income | $750,000 | 6,700 |
| Securities gains (losses) | $260,000 | 599 |
| Applicable income taxes | $334,000 | 5,483 |
| Income before extraordinary items | $676,000 | 5,864 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $676,000 | 5,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $501,800 | 6,832 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 7,727 |
| Total interest expense | $1,709,000 | 7,118 |
| Net interest income | $1,651,000 | 8,142 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $95,000 | 10,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $95,000 | 7,393 |
| Total noninterest expense | $833,000 | 9,635 |
| Salaries and employee benefits | $455,000 | 9,495 |
| Premises and equipment expense | $170,000 | 7,815 |
| Additional noninterest expense | $208,000 | 10,322 |
| Pre-tax net operating income | $913,000 | 6,355 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $376,000 | 5,161 |
| Income before extraordinary items | $537,000 | 6,984 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $537,000 | 6,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $537,000 | 6,961 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 8,084 |
| Total interest expense | $1,379,000 | 7,277 |
| Net interest income | $1,602,000 | 8,576 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $95,000 | 10,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $95,000 | 7,669 |
| Total noninterest expense | $781,000 | 10,325 |
| Salaries and employee benefits | $412,000 | 10,188 |
| Premises and equipment expense | $177,000 | 7,923 |
| Additional noninterest expense | $192,000 | 11,243 |
| Pre-tax net operating income | $916,000 | 6,318 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $340,000 | 5,390 |
| Income before extraordinary items | $576,000 | 6,718 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $576,000 | 6,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $576,000 | 6,777 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 8,198 |
| Total interest expense | $1,396,000 | 7,560 |
| Net interest income | $1,687,000 | 8,527 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $85,000 | 11,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $85,000 | 8,419 |
| Total noninterest expense | $760,000 | 10,879 |
| Salaries and employee benefits | $400,000 | 10,634 |
| Premises and equipment expense | $175,000 | 8,253 |
| Additional noninterest expense | $185,000 | 11,942 |
| Pre-tax net operating income | $1,012,000 | 5,847 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $369,000 | 5,305 |
| Income before extraordinary items | $643,000 | 6,473 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $643,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $643,000 | 6,229 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 8,354 |
| Total interest expense | $1,781,000 | 7,673 |
| Net interest income | $1,604,000 | 8,947 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $82,000 | 12,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $745,000 | 11,280 |
| Salaries and employee benefits | $386,000 | 11,030 |
| Premises and equipment expense | $167,000 | 8,636 |
| Additional noninterest expense | $192,000 | 12,342 |
| Pre-tax net operating income | $941,000 | 5,898 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $366,000 | 5,142 |
| Income before extraordinary items | $575,000 | 6,738 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $575,000 | 6,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $575,000 | 6,397 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.