Home > Central Bank of Warrensburg > Income and Expense

Central Bank of Warrensburg, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$6,945,000	2,621
Total interest expense	$235,000	3,809
Net interest income	$6,710,000	2,519
Provision for loan and lease losses	$74,000	2,181
Total noninterest income	$2,272,000	1,843
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$611,000	1,117
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,661,000	1,861
Total noninterest expense	$5,193,000	2,516
Salaries and employee benefits	$2,214,000	2,971
Premises and equipment expense	$412,000	2,905
Additional noninterest expense	$2,567,000	1,788
Pre-tax net operating income	$3,715,000	2,142
Securities gains (losses)	$15,000	1,526
Applicable income taxes	$793,000	1,650
Income before extraordinary items	$2,937,000	2,284
Extraordinary gains, net	$0	8
Net income	$2,937,000	2,283
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,937,000	2,284
Net charge-offs	$23,000	1,678
Cash dividends	$1,500,000	1,383
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,925,150	2,264
2021-06-30 (YTD Data)		Rank
Total interest income	$4,472,000	2,686
Total interest expense	$154,000	3,885
Net interest income	$4,318,000	2,580
Provision for loan and lease losses	$55,000	2,115
Total noninterest income	$1,456,000	1,832
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$375,000	1,157
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,081,000	1,835
Total noninterest expense	$3,410,000	2,531
Salaries and employee benefits	$1,484,000	2,964
Premises and equipment expense	$264,000	2,964
Additional noninterest expense	$1,662,000	1,808
Pre-tax net operating income	$2,309,000	2,200
Securities gains (losses)	$14,000	1,302
Applicable income taxes	$491,000	1,678
Income before extraordinary items	$1,832,000	2,343
Extraordinary gains, net	$0	6
Net income	$1,832,000	2,342
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,832,000	2,343
Net charge-offs	$9,000	1,770
Cash dividends	$1,500,000	1,047
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,820,940	2,321
2021-03-31 (YTD Data)		Rank
Total interest income	$2,226,000	2,680
Total interest expense	$79,000	3,940
Net interest income	$2,147,000	2,564
Provision for loan and lease losses	$34,000	1,947
Total noninterest income	$689,000	1,896
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$178,000	1,192
Trading account gains and fees	$0	127
Additional Noninterest Income	$511,000	1,899
Total noninterest expense	$1,642,000	2,582
Salaries and employee benefits	$714,000	3,005
Premises and equipment expense	$124,000	3,075
Additional noninterest expense	$804,000	1,828
Pre-tax net operating income	$1,160,000	2,187
Securities gains (losses)	$0	1,392
Applicable income taxes	$245,000	1,662
Income before extraordinary items	$915,000	2,341
Extraordinary gains, net	$0	3
Net income	$915,000	2,339
Minority interest net income	$0	55
Net income of bank and minority interests.	$915,000	2,341
Net charge-offs	$4,000	1,577
Cash dividends	$750,000	919
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$915,000	2,290
2020-12-31 (YTD Data)		Rank
Total interest income	$8,430,000	2,790
Total interest expense	$626,000	3,578
Net interest income	$7,804,000	2,643
Provision for loan and lease losses	$128,000	3,378
Total noninterest income	$2,679,000	1,831
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$822,000	1,111
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,857,000	1,860
Total noninterest expense	$6,212,000	2,641
Salaries and employee benefits	$2,805,000	3,045
Premises and equipment expense	$417,000	3,329
Additional noninterest expense	$2,990,000	1,915
Pre-tax net operating income	$4,143,000	2,021
Securities gains (losses)	$0	2,675
Applicable income taxes	$877,000	1,532
Income before extraordinary items	$3,266,000	2,182
Extraordinary gains, net	$0	4
Net income	$3,266,000	2,182
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,266,000	2,182
Net charge-offs	$228,000	1,471
Cash dividends	$2,200,000	1,412
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,266,000	2,134
2020-09-30 (YTD Data)		Rank
Total interest income	$6,252,000	2,828
Total interest expense	$529,000	3,525
Net interest income	$5,723,000	2,686
Provision for loan and lease losses	$88,000	3,414
Total noninterest income	$1,870,000	1,862
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$606,000	1,124
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,264,000	1,913
Total noninterest expense	$4,585,000	2,656
Salaries and employee benefits	$2,057,000	3,058
Premises and equipment expense	$303,000	3,396
Additional noninterest expense	$2,225,000	1,914
Pre-tax net operating income	$2,920,000	2,079
Securities gains (losses)	$0	2,494
Applicable income taxes	$615,000	1,580
Income before extraordinary items	$2,305,000	2,249
Extraordinary gains, net	$0	4
Net income	$2,305,000	2,249
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,305,000	2,249
Net charge-offs	$222,000	1,201
Cash dividends	$2,200,000	1,031
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,305,000	2,193
2020-06-30 (YTD Data)		Rank
Total interest income	$4,173,000	2,862
Total interest expense	$412,000	3,423
Net interest income	$3,761,000	2,726
Provision for loan and lease losses	$45,000	3,499
Total noninterest income	$1,136,000	1,889
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$399,000	1,144
Trading account gains and fees	$0	123
Additional Noninterest Income	$737,000	1,985
Total noninterest expense	$2,981,000	2,713
Salaries and employee benefits	$1,357,000	3,084
Premises and equipment expense	$202,000	3,389
Additional noninterest expense	$1,422,000	1,971
Pre-tax net operating income	$1,871,000	2,094
Securities gains (losses)	$0	2,249
Applicable income taxes	$394,000	1,541
Income before extraordinary items	$1,477,000	2,256
Extraordinary gains, net	$0	4
Net income	$1,477,000	2,255
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,477,000	2,256
Net charge-offs	$229,000	939
Cash dividends	$700,000	1,638
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,477,000	2,216
2020-03-31 (YTD Data)		Rank
Total interest income	$2,093,000	2,859
Total interest expense	$263,000	3,191
Net interest income	$1,830,000	2,743
Provision for loan and lease losses	$11,000	3,379
Total noninterest income	$565,000	1,826
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$234,000	1,167
Trading account gains and fees	$0	106
Additional Noninterest Income	$331,000	1,905
Total noninterest expense	$1,478,000	2,741
Salaries and employee benefits	$657,000	3,166
Premises and equipment expense	$108,000	3,312
Additional noninterest expense	$713,000	2,004
Pre-tax net operating income	$906,000	1,979
Securities gains (losses)	$0	1,705
Applicable income taxes	$188,000	1,445
Income before extraordinary items	$718,000	2,126
Extraordinary gains, net	$0	4
Net income	$718,000	2,124
Minority interest net income	$0	56
Net income of bank and minority interests.	$718,000	2,126
Net charge-offs	$6,000	2,039
Cash dividends	$700,000	1,037
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$718,000	2,094
2019-12-31 (YTD Data)		Rank
Total interest income	$8,903,000	2,789
Total interest expense	$1,330,000	2,903
Net interest income	$7,573,000	2,723
Provision for loan and lease losses	$57,000	3,326
Total noninterest income	$2,552,000	1,724
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,009,000	1,132
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,543,000	1,769
Total noninterest expense	$5,960,000	2,707
Salaries and employee benefits	$2,682,000	3,122
Premises and equipment expense	$444,000	3,293
Additional noninterest expense	$2,834,000	2,016
Pre-tax net operating income	$4,108,000	2,019
Securities gains (losses)	$15,000	1,739
Applicable income taxes	$823,000	1,578
Income before extraordinary items	$3,300,000	2,164
Extraordinary gains, net	$0	11
Net income	$3,300,000	2,166
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,300,000	2,166
Net charge-offs	$102,000	2,196
Cash dividends	$2,800,000	1,245
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,288,000	2,126
2019-09-30 (YTD Data)		Rank
Total interest income	$6,691,000	2,810
Total interest expense	$1,018,000	2,900
Net interest income	$5,673,000	2,762
Provision for loan and lease losses	$51,000	3,069
Total noninterest income	$1,818,000	1,774
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$756,000	1,139
Trading account gains and fees	$0	129
Additional Noninterest Income	$1,062,000	1,849
Total noninterest expense	$4,492,000	2,714
Salaries and employee benefits	$2,024,000	3,123
Premises and equipment expense	$341,000	3,283
Additional noninterest expense	$2,127,000	2,024
Pre-tax net operating income	$2,948,000	2,134
Securities gains (losses)	$0	2,167
Applicable income taxes	$643,000	1,604
Income before extraordinary items	$2,305,000	2,313
Extraordinary gains, net	$0	11
Net income	$2,305,000	2,314
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,305,000	2,314
Net charge-offs	$86,000	1,860
Cash dividends	$2,100,000	1,149
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,305,000	2,281
2019-06-30 (YTD Data)		Rank
Total interest income	$4,442,000	2,825
Total interest expense	$668,000	2,912
Net interest income	$3,774,000	2,774
Provision for loan and lease losses	$34,000	3,011
Total noninterest income	$1,206,000	1,761
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$496,000	1,142
Trading account gains and fees	$0	131
Additional Noninterest Income	$710,000	1,827
Total noninterest expense	$2,944,000	2,770
Salaries and employee benefits	$1,338,000	3,157
Premises and equipment expense	$223,000	3,330
Additional noninterest expense	$1,383,000	2,072
Pre-tax net operating income	$2,002,000	2,092
Securities gains (losses)	$0	1,702
Applicable income taxes	$439,000	1,553
Income before extraordinary items	$1,563,000	2,274
Extraordinary gains, net	$0	11
Net income	$1,563,000	2,274
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,563,000	2,274
Net charge-offs	$43,000	1,940
Cash dividends	$1,400,000	1,149
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,563,000	2,242
2019-03-31 (YTD Data)		Rank
Total interest income	$2,194,000	2,861
Total interest expense	$325,000	2,924
Net interest income	$1,869,000	2,811
Provision for loan and lease losses	$24,000	2,664
Total noninterest income	$587,000	1,753
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$238,000	1,168
Trading account gains and fees	$0	126
Additional Noninterest Income	$349,000	1,813
Total noninterest expense	$1,468,000	2,785
Salaries and employee benefits	$670,000	3,191
Premises and equipment expense	$116,000	3,295
Additional noninterest expense	$682,000	2,080
Pre-tax net operating income	$964,000	2,101
Securities gains (losses)	$0	1,087
Applicable income taxes	$209,000	1,553
Income before extraordinary items	$755,000	2,262
Extraordinary gains, net	$0	5
Net income	$755,000	2,261
Minority interest net income	$0	52
Net income of bank and minority interests.	$755,000	2,261
Net charge-offs	$-4,000	4,334
Cash dividends	$700,000	1,069
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$755,000	2,240
2018-12-31 (YTD Data)		Rank
Total interest income	$8,228,000	2,884
Total interest expense	$889,000	3,101
Net interest income	$7,339,000	2,809
Provision for loan and lease losses	$178,000	2,504
Total noninterest income	$2,660,000	1,679
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,014,000	1,163
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,646,000	1,697
Total noninterest expense	$5,947,000	2,735
Salaries and employee benefits	$2,699,000	3,147
Premises and equipment expense	$476,000	3,241
Additional noninterest expense	$2,772,000	2,052
Pre-tax net operating income	$3,874,000	2,152
Securities gains (losses)	$-1,000	4,008
Applicable income taxes	$768,000	1,619
Income before extraordinary items	$3,105,000	2,272
Extraordinary gains, net	$0	6
Net income	$3,105,000	2,270
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,105,000	2,271
Net charge-offs	$91,000	2,209
Cash dividends	$2,800,000	1,147
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,105,800	2,268
2018-09-30 (YTD Data)		Rank
Total interest income	$6,056,000	2,926
Total interest expense	$609,000	3,171
Net interest income	$5,447,000	2,841
Provision for loan and lease losses	$149,000	2,286
Total noninterest income	$2,009,000	1,681
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$746,000	1,176
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,263,000	1,688
Total noninterest expense	$4,483,000	2,738
Salaries and employee benefits	$2,024,000	3,143
Premises and equipment expense	$353,000	3,299
Additional noninterest expense	$2,106,000	2,029
Pre-tax net operating income	$2,824,000	2,203
Securities gains (losses)	$-1,000	4,378
Applicable income taxes	$615,000	1,611
Income before extraordinary items	$2,208,000	2,363
Extraordinary gains, net	$0	5
Net income	$2,208,000	2,362
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,208,000	2,362
Net charge-offs	$79,000	1,902
Cash dividends	$2,050,000	1,052
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,208,790	2,353
2018-06-30 (YTD Data)		Rank
Total interest income	$3,981,000	2,943
Total interest expense	$385,000	3,184
Net interest income	$3,596,000	2,862
Provision for loan and lease losses	$90,000	2,265
Total noninterest income	$1,304,000	1,716
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$483,000	1,203
Trading account gains and fees	$0	130
Additional Noninterest Income	$821,000	1,715
Total noninterest expense	$2,975,000	2,767
Salaries and employee benefits	$1,349,000	3,162
Premises and equipment expense	$237,000	3,310
Additional noninterest expense	$1,389,000	2,065
Pre-tax net operating income	$1,835,000	2,219
Securities gains (losses)	$0	961
Applicable income taxes	$405,000	1,604
Income before extraordinary items	$1,430,000	2,380
Extraordinary gains, net	$0	6
Net income	$1,430,000	2,379
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,430,000	2,379
Net charge-offs	$88,000	1,399
Cash dividends	$1,300,000	1,081
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,430,000	2,374
2018-03-31 (YTD Data)		Rank
Total interest income	$1,971,000	2,966
Total interest expense	$183,000	3,217
Net interest income	$1,788,000	2,890
Provision for loan and lease losses	$50,000	2,055
Total noninterest income	$605,000	1,789
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$237,000	1,222
Trading account gains and fees	$0	123
Additional Noninterest Income	$368,000	1,798
Total noninterest expense	$1,442,000	2,851
Salaries and employee benefits	$661,000	3,225
Premises and equipment expense	$112,000	3,440
Additional noninterest expense	$669,000	2,114
Pre-tax net operating income	$901,000	2,185
Securities gains (losses)	$0	735
Applicable income taxes	$198,000	1,586
Income before extraordinary items	$703,000	2,368
Extraordinary gains, net	$0	7
Net income	$703,000	2,367
Minority interest net income	$0	52
Net income of bank and minority interests.	$703,000	2,368
Net charge-offs	$88,000	914
Cash dividends	$650,000	989
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$703,000	2,359
2017-12-31 (YTD Data)		Rank
Total interest income	$7,540,000	2,987
Total interest expense	$555,000	3,515
Net interest income	$6,985,000	2,892
Provision for loan and lease losses	$1,311,000	725
Total noninterest income	$2,583,000	1,741
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,042,000	1,148
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,541,000	1,789
Total noninterest expense	$5,887,000	2,800
Salaries and employee benefits	$2,739,000	3,164
Premises and equipment expense	$442,000	3,483
Additional noninterest expense	$2,706,000	2,119
Pre-tax net operating income	$2,370,000	2,834
Securities gains (losses)	$1,000	2,108
Applicable income taxes	$198,000	2,976
Income before extraordinary items	$2,173,000	2,549
Extraordinary gains, net	$0	9
Net income	$2,173,000	2,549
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,173,000	2,549
Net charge-offs	$1,283,000	573
Cash dividends	$1,750,000	1,562
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,172,080	2,532
2017-09-30 (YTD Data)		Rank
Total interest income	$5,675,000	2,993
Total interest expense	$389,000	3,624
Net interest income	$5,286,000	2,899
Provision for loan and lease losses	$198,000	2,048
Total noninterest income	$1,990,000	1,727
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$784,000	1,153
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,206,000	1,754
Total noninterest expense	$4,377,000	2,837
Salaries and employee benefits	$2,069,000	3,166
Premises and equipment expense	$343,000	3,453
Additional noninterest expense	$1,965,000	2,163
Pre-tax net operating income	$2,701,000	2,234
Securities gains (losses)	$1,000	2,145
Applicable income taxes	$885,000	1,573
Income before extraordinary items	$1,817,000	2,561
Extraordinary gains, net	$0	9
Net income	$1,817,000	2,561
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,817,000	2,561
Net charge-offs	$569,000	733
Cash dividends	$1,750,000	1,174
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,816,330	2,550
2017-06-30 (YTD Data)		Rank
Total interest income	$3,791,000	2,987
Total interest expense	$231,000	3,795
Net interest income	$3,560,000	2,869
Provision for loan and lease losses	$101,000	2,226
Total noninterest income	$1,381,000	1,676
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$513,000	1,163
Trading account gains and fees	$0	139
Additional Noninterest Income	$868,000	1,684
Total noninterest expense	$2,900,000	2,875
Salaries and employee benefits	$1,380,000	3,182
Premises and equipment expense	$226,000	3,500
Additional noninterest expense	$1,294,000	2,185
Pre-tax net operating income	$1,940,000	2,074
Securities gains (losses)	$3,000	1,556
Applicable income taxes	$642,000	1,481
Income before extraordinary items	$1,301,000	2,395
Extraordinary gains, net	$0	11
Net income	$1,301,000	2,395
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,301,000	2,395
Net charge-offs	$101,000	1,510
Cash dividends	$1,250,000	1,103
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,298,990	2,375
2017-03-31 (YTD Data)		Rank
Total interest income	$1,883,000	3,002
Total interest expense	$106,000	3,927
Net interest income	$1,777,000	2,878
Provision for loan and lease losses	$25,000	2,651
Total noninterest income	$782,000	1,536
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$251,000	1,191
Trading account gains and fees	$0	142
Additional Noninterest Income	$531,000	1,481
Total noninterest expense	$1,475,000	2,859
Salaries and employee benefits	$698,000	3,201
Premises and equipment expense	$117,000	3,483
Additional noninterest expense	$660,000	2,139
Pre-tax net operating income	$1,059,000	1,886
Securities gains (losses)	$3,000	889
Applicable income taxes	$357,000	1,346
Income before extraordinary items	$705,000	2,185
Extraordinary gains, net	$0	8
Net income	$705,000	2,186
Minority interest net income	$0	55
Net income of bank and minority interests.	$705,000	2,186
Net charge-offs	$8,000	2,285
Cash dividends	$700,000	950
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$703,020	2,155
2016-12-31 (YTD Data)		Rank
Total interest income	$7,429,000	3,004
Total interest expense	$362,000	4,183
Net interest income	$7,067,000	2,853
Provision for loan and lease losses	$342,000	1,869
Total noninterest income	$2,753,000	1,741
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,018,000	1,196
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,735,000	1,720
Total noninterest expense	$6,122,000	2,809
Salaries and employee benefits	$2,861,000	3,116
Premises and equipment expense	$549,000	3,186
Additional noninterest expense	$2,712,000	2,147
Pre-tax net operating income	$3,356,000	2,200
Securities gains (losses)	$-79,000	5,786
Applicable income taxes	$1,036,000	1,611
Income before extraordinary items	$2,241,000	2,601
Extraordinary gains, net	$0	5
Net income	$2,241,000	2,599
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,241,000	2,600
Net charge-offs	$61,000	2,991
Cash dividends	$2,250,000	1,286
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,294,720	2,505
2016-09-30 (YTD Data)		Rank
Total interest income	$5,514,000	3,032
Total interest expense	$269,000	4,241
Net interest income	$5,245,000	2,887
Provision for loan and lease losses	$322,000	1,554
Total noninterest income	$2,075,000	1,733
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$749,000	1,206
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,326,000	1,712
Total noninterest expense	$4,618,000	2,799
Salaries and employee benefits	$2,154,000	3,107
Premises and equipment expense	$418,000	3,187
Additional noninterest expense	$2,046,000	2,141
Pre-tax net operating income	$2,380,000	2,337
Securities gains (losses)	$-80,000	5,910
Applicable income taxes	$714,000	1,734
Income before extraordinary items	$1,586,000	2,730
Extraordinary gains, net	$0	5
Net income	$1,586,000	2,730
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,586,000	2,730
Net charge-offs	$18,000	3,215
Cash dividends	$1,700,000	1,184
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,641,200	2,604
2016-06-30 (YTD Data)		Rank
Total interest income	$3,634,000	3,065
Total interest expense	$180,000	4,261
Net interest income	$3,454,000	2,924
Provision for loan and lease losses	$60,000	2,701
Total noninterest income	$1,395,000	1,706
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$481,000	1,226
Trading account gains and fees	$0	157
Additional Noninterest Income	$914,000	1,656
Total noninterest expense	$3,080,000	2,806
Salaries and employee benefits	$1,441,000	3,118
Premises and equipment expense	$282,000	3,164
Additional noninterest expense	$1,357,000	2,165
Pre-tax net operating income	$1,709,000	2,185
Securities gains (losses)	$-80,000	5,990
Applicable income taxes	$509,000	1,643
Income before extraordinary items	$1,120,000	2,608
Extraordinary gains, net	$0	16
Net income	$1,120,000	2,607
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,120,000	2,607
Net charge-offs	$9,000	3,132
Cash dividends	$1,150,000	1,183
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,175,200	2,457
2016-03-31 (YTD Data)		Rank
Total interest income	$1,791,000	3,105
Total interest expense	$93,000	4,232
Net interest income	$1,698,000	2,968
Provision for loan and lease losses	$7,000	3,388
Total noninterest income	$690,000	1,685
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$238,000	1,229
Trading account gains and fees	$0	142
Additional Noninterest Income	$452,000	1,620
Total noninterest expense	$1,532,000	2,825
Salaries and employee benefits	$728,000	3,128
Premises and equipment expense	$144,000	3,150
Additional noninterest expense	$660,000	2,199
Pre-tax net operating income	$849,000	2,182
Securities gains (losses)	$-50,000	6,064
Applicable income taxes	$248,000	1,662
Income before extraordinary items	$551,000	2,592
Extraordinary gains, net	$0	12
Net income	$551,000	2,592
Minority interest net income	$0	62
Net income of bank and minority interests.	$551,000	2,592
Net charge-offs	$14,000	2,180
Cash dividends	$500,000	1,173
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$585,500	2,436
2015-12-31 (YTD Data)		Rank
Total interest income	$6,640,000	3,231
Total interest expense	$379,000	4,258
Net interest income	$6,261,000	3,109
Provision for loan and lease losses	$41,000	3,733
Total noninterest income	$3,241,000	1,517
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,023,000	1,198
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,218,000	1,419
Total noninterest expense	$6,499,000	2,701
Salaries and employee benefits	$2,962,000	3,055
Premises and equipment expense	$543,000	3,317
Additional noninterest expense	$2,994,000	2,012
Pre-tax net operating income	$2,962,000	2,342
Securities gains (losses)	$17,000	2,325
Applicable income taxes	$917,000	1,661
Income before extraordinary items	$2,062,000	2,675
Extraordinary gains, net	$0	23
Net income	$2,062,000	2,676
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,062,000	2,677
Net charge-offs	$69,000	2,994
Cash dividends	$2,050,000	1,311
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,050,270	2,634
2015-09-30 (YTD Data)		Rank
Total interest income	$4,934,000	3,277
Total interest expense	$285,000	4,307
Net interest income	$4,649,000	3,146
Provision for loan and lease losses	$36,000	3,519
Total noninterest income	$2,471,000	1,519
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$760,000	1,212
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,711,000	1,391
Total noninterest expense	$4,925,000	2,680
Salaries and employee benefits	$2,191,000	3,112
Premises and equipment expense	$406,000	3,369
Additional noninterest expense	$2,328,000	1,927
Pre-tax net operating income	$2,159,000	2,428
Securities gains (losses)	$17,000	2,096
Applicable income taxes	$667,000	1,742
Income before extraordinary items	$1,509,000	2,752
Extraordinary gains, net	$0	21
Net income	$1,509,000	2,752
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,509,000	2,753
Net charge-offs	$65,000	2,564
Cash dividends	$1,450,000	1,249
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,497,270	2,720
2015-06-30 (YTD Data)		Rank
Total interest income	$3,278,000	3,299
Total interest expense	$189,000	4,349
Net interest income	$3,089,000	3,154
Provision for loan and lease losses	$27,000	3,342
Total noninterest income	$1,699,000	1,475
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$490,000	1,226
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,209,000	1,368
Total noninterest expense	$3,370,000	2,665
Salaries and employee benefits	$1,450,000	3,148
Premises and equipment expense	$268,000	3,392
Additional noninterest expense	$1,652,000	1,834
Pre-tax net operating income	$1,391,000	2,478
Securities gains (losses)	$17,000	1,788
Applicable income taxes	$428,000	1,780
Income before extraordinary items	$980,000	2,786
Extraordinary gains, net	$0	22
Net income	$980,000	2,787
Minority interest net income	$0	75
Net income of bank and minority interests.	$980,000	2,788
Net charge-offs	$84,000	1,879
Cash dividends	$950,000	1,295
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$968,100	2,756
2015-03-31 (YTD Data)		Rank
Total interest income	$1,626,000	3,319
Total interest expense	$95,000	4,387
Net interest income	$1,531,000	3,174
Provision for loan and lease losses	$18,000	2,894
Total noninterest income	$827,000	1,471
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$227,000	1,295
Trading account gains and fees	$0	152
Additional Noninterest Income	$600,000	1,318
Total noninterest expense	$1,599,000	2,777
Salaries and employee benefits	$712,000	3,201
Premises and equipment expense	$131,000	3,472
Additional noninterest expense	$756,000	1,971
Pre-tax net operating income	$741,000	2,328
Securities gains (losses)	$0	2,027
Applicable income taxes	$229,000	1,683
Income before extraordinary items	$512,000	2,682
Extraordinary gains, net	$0	13
Net income	$512,000	2,685
Minority interest net income	$0	64
Net income of bank and minority interests.	$512,000	2,685
Net charge-offs	$53,000	1,514
Cash dividends	$475,000	1,174
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$512,000	2,603
2014-12-31 (YTD Data)		Rank
Total interest income	$6,765,000	3,258
Total interest expense	$439,000	4,272
Net interest income	$6,326,000	3,117
Provision for loan and lease losses	$46,000	3,855
Total noninterest income	$2,918,000	1,608
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,067,000	1,217
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,851,000	1,555
Total noninterest expense	$6,000,000	2,918
Salaries and employee benefits	$2,690,000	3,312
Premises and equipment expense	$516,000	3,559
Additional noninterest expense	$2,794,000	2,170
Pre-tax net operating income	$3,198,000	2,170
Securities gains (losses)	$19,000	2,350
Applicable income taxes	$1,003,000	1,533
Income before extraordinary items	$2,214,000	2,510
Extraordinary gains, net	$0	17
Net income	$2,214,000	2,510
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,214,000	2,510
Net charge-offs	$47,000	3,811
Cash dividends	$2,200,000	1,187
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,200,890	2,485
2014-09-30 (YTD Data)		Rank
Total interest income	$5,098,000	3,282
Total interest expense	$339,000	4,258
Net interest income	$4,759,000	3,141
Provision for loan and lease losses	$35,000	3,661
Total noninterest income	$2,170,000	1,611
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$796,000	1,231
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,374,000	1,553
Total noninterest expense	$4,506,000	2,919
Salaries and employee benefits	$1,974,000	3,376
Premises and equipment expense	$389,000	3,592
Additional noninterest expense	$2,143,000	2,114
Pre-tax net operating income	$2,388,000	2,214
Securities gains (losses)	$19,000	2,046
Applicable income taxes	$749,000	1,579
Income before extraordinary items	$1,658,000	2,547
Extraordinary gains, net	$0	15
Net income	$1,658,000	2,548
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,658,000	2,547
Net charge-offs	$75,000	2,948
Cash dividends	$1,650,000	1,086
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,644,890	2,519
2014-06-30 (YTD Data)		Rank
Total interest income	$3,411,000	3,272
Total interest expense	$234,000	4,243
Net interest income	$3,177,000	3,130
Provision for loan and lease losses	$25,000	3,493
Total noninterest income	$1,398,000	1,628
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$506,000	1,267
Trading account gains and fees	$0	172
Additional Noninterest Income	$892,000	1,570
Total noninterest expense	$2,953,000	2,973
Salaries and employee benefits	$1,277,000	3,462
Premises and equipment expense	$266,000	3,571
Additional noninterest expense	$1,410,000	2,130
Pre-tax net operating income	$1,597,000	2,169
Securities gains (losses)	$19,000	1,669
Applicable income taxes	$503,000	1,537
Income before extraordinary items	$1,113,000	2,452
Extraordinary gains, net	$0	20
Net income	$1,113,000	2,456
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,113,000	2,456
Net charge-offs	$12,000	3,655
Cash dividends	$1,050,000	1,108
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,099,890	2,441
2014-03-31 (YTD Data)		Rank
Total interest income	$1,664,000	3,345
Total interest expense	$122,000	4,223
Net interest income	$1,542,000	3,204
Provision for loan and lease losses	$22,000	2,919
Total noninterest income	$652,000	1,683
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$245,000	1,291
Trading account gains and fees	$0	147
Additional Noninterest Income	$407,000	1,636
Total noninterest expense	$1,469,000	3,004
Salaries and employee benefits	$634,000	3,512
Premises and equipment expense	$134,000	3,597
Additional noninterest expense	$701,000	2,145
Pre-tax net operating income	$703,000	2,313
Securities gains (losses)	$1,000	1,605
Applicable income taxes	$213,000	1,658
Income before extraordinary items	$491,000	2,595
Extraordinary gains, net	$0	16
Net income	$491,000	2,598
Minority interest net income	$0	66
Net income of bank and minority interests.	$491,000	2,598
Net charge-offs	$4,000	3,176
Cash dividends	$400,000	1,206
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$490,300	2,563
2013-12-31 (YTD Data)		Rank
Total interest income	$7,132,000	3,202
Total interest expense	$637,000	3,966
Net interest income	$6,495,000	3,068
Provision for loan and lease losses	$189,000	3,034
Total noninterest income	$3,177,000	1,548
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,092,000	1,244
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,085,000	1,469
Total noninterest expense	$6,163,000	2,918
Salaries and employee benefits	$2,730,000	3,313
Premises and equipment expense	$530,000	3,608
Additional noninterest expense	$2,903,000	2,146
Pre-tax net operating income	$3,320,000	2,001
Securities gains (losses)	$130,000	1,155
Applicable income taxes	$1,117,000	1,375
Income before extraordinary items	$2,333,000	2,324
Extraordinary gains, net	$0	29
Net income	$2,333,000	2,328
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,333,000	2,327
Net charge-offs	$464,000	2,092
Cash dividends	$2,200,000	1,117
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,244,600	2,324
2013-09-30 (YTD Data)		Rank
Total interest income	$5,404,000	3,205
Total interest expense	$499,000	3,938
Net interest income	$4,905,000	3,082
Provision for loan and lease losses	$155,000	2,893
Total noninterest income	$2,401,000	1,567
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$814,000	1,261
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,587,000	1,490
Total noninterest expense	$4,623,000	2,941
Salaries and employee benefits	$2,064,000	3,317
Premises and equipment expense	$392,000	3,663
Additional noninterest expense	$2,167,000	2,147
Pre-tax net operating income	$2,528,000	2,036
Securities gains (losses)	$130,000	1,053
Applicable income taxes	$863,000	1,382
Income before extraordinary items	$1,795,000	2,314
Extraordinary gains, net	$0	25
Net income	$1,795,000	2,319
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,795,000	2,319
Net charge-offs	$394,000	1,838
Cash dividends	$1,650,000	1,027
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,706,600	2,338
2013-06-30 (YTD Data)		Rank
Total interest income	$3,631,000	3,196
Total interest expense	$350,000	3,898
Net interest income	$3,281,000	3,078
Provision for loan and lease losses	$102,000	2,912
Total noninterest income	$1,582,000	1,577
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$506,000	1,322
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,076,000	1,503
Total noninterest expense	$3,036,000	2,970
Salaries and employee benefits	$1,334,000	3,409
Premises and equipment expense	$263,000	3,664
Additional noninterest expense	$1,439,000	2,156
Pre-tax net operating income	$1,725,000	1,961
Securities gains (losses)	$110,000	1,057
Applicable income taxes	$597,000	1,357
Income before extraordinary items	$1,238,000	2,251
Extraordinary gains, net	$0	22
Net income	$1,238,000	2,260
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,238,000	2,258
Net charge-offs	$37,000	3,590
Cash dividends	$1,100,000	998
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,164,300	2,260
2013-03-31 (YTD Data)		Rank
Total interest income	$1,840,000	3,188
Total interest expense	$184,000	3,870
Net interest income	$1,656,000	3,065
Provision for loan and lease losses	$55,000	2,729
Total noninterest income	$729,000	1,676
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$243,000	1,365
Trading account gains and fees	$0	148
Additional Noninterest Income	$486,000	1,609
Total noninterest expense	$1,488,000	3,033
Salaries and employee benefits	$660,000	3,471
Premises and equipment expense	$126,000	3,789
Additional noninterest expense	$702,000	2,210
Pre-tax net operating income	$842,000	1,961
Securities gains (losses)	$0	1,966
Applicable income taxes	$270,000	1,437
Income before extraordinary items	$572,000	2,333
Extraordinary gains, net	$0	10
Net income	$572,000	2,335
Minority interest net income	$0	76
Net income of bank and minority interests.	$572,000	2,335
Net charge-offs	$11,000	3,407
Cash dividends	$550,000	872
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$572,000	2,244
2012-12-31 (YTD Data)		Rank
Total interest income	$7,947,000	3,127
Total interest expense	$933,000	3,780
Net interest income	$7,014,000	2,972
Provision for loan and lease losses	$597,000	2,487
Total noninterest income	$3,131,000	1,594
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,048,000	1,359
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,083,000	1,485
Total noninterest expense	$6,118,000	2,985
Salaries and employee benefits	$2,758,000	3,326
Premises and equipment expense	$509,000	3,777
Additional noninterest expense	$2,851,000	2,276
Pre-tax net operating income	$3,430,000	1,855
Securities gains (losses)	$1,000	3,729
Applicable income taxes	$1,102,000	1,372
Income before extraordinary items	$2,329,000	2,311
Extraordinary gains, net	$0	29
Net income	$2,329,000	2,312
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,329,000	2,313
Net charge-offs	$1,002,000	1,810
Cash dividends	$2,400,000	1,044
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,328,320	2,192
2012-09-30 (YTD Data)		Rank
Total interest income	$6,040,000	3,154
Total interest expense	$725,000	3,815
Net interest income	$5,315,000	2,994
Provision for loan and lease losses	$426,000	2,497
Total noninterest income	$2,331,000	1,604
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$774,000	1,386
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,557,000	1,487
Total noninterest expense	$4,607,000	2,994
Salaries and employee benefits	$2,078,000	3,330
Premises and equipment expense	$378,000	3,838
Additional noninterest expense	$2,151,000	2,257
Pre-tax net operating income	$2,613,000	1,901
Securities gains (losses)	$1,000	3,476
Applicable income taxes	$843,000	1,395
Income before extraordinary items	$1,771,000	2,331
Extraordinary gains, net	$0	20
Net income	$1,771,000	2,332
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,771,000	2,332
Net charge-offs	$861,000	1,603
Cash dividends	$1,800,000	854
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,770,320	2,211
2012-06-30 (YTD Data)		Rank
Total interest income	$4,112,000	3,120
Total interest expense	$503,000	3,812
Net interest income	$3,609,000	2,966
Provision for loan and lease losses	$308,000	2,362
Total noninterest income	$1,531,000	1,600
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$495,000	1,429
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,036,000	1,483
Total noninterest expense	$3,056,000	3,013
Salaries and employee benefits	$1,381,000	3,356
Premises and equipment expense	$254,000	3,821
Additional noninterest expense	$1,421,000	2,279
Pre-tax net operating income	$1,776,000	1,847
Securities gains (losses)	$1,000	3,081
Applicable income taxes	$576,000	1,362
Income before extraordinary items	$1,201,000	2,272
Extraordinary gains, net	$0	19
Net income	$1,201,000	2,272
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,201,000	2,272
Net charge-offs	$967,000	1,160
Cash dividends	$1,200,000	824
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,200,320	2,140
2012-03-31 (YTD Data)		Rank
Total interest income	$2,068,000	3,127
Total interest expense	$265,000	3,794
Net interest income	$1,803,000	2,976
Provision for loan and lease losses	$139,000	2,513
Total noninterest income	$740,000	1,616
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$236,000	1,477
Trading account gains and fees	$0	148
Additional Noninterest Income	$504,000	1,501
Total noninterest expense	$1,522,000	3,015
Salaries and employee benefits	$692,000	3,375
Premises and equipment expense	$118,000	4,022
Additional noninterest expense	$712,000	2,248
Pre-tax net operating income	$882,000	1,867
Securities gains (losses)	$0	2,210
Applicable income taxes	$284,000	1,350
Income before extraordinary items	$598,000	2,266
Extraordinary gains, net	$0	19
Net income	$598,000	2,268
Minority interest net income	$0	78
Net income of bank and minority interests.	$598,000	2,269
Net charge-offs	$957,000	693
Cash dividends	$600,000	741
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$598,000	2,152
2011-12-31 (YTD Data)		Rank
Total interest income	$8,870,000	3,066
Total interest expense	$1,302,000	3,787
Net interest income	$7,568,000	2,877
Provision for loan and lease losses	$578,000	3,253
Total noninterest income	$2,772,000	1,584
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,104,000	1,342
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,668,000	1,531
Total noninterest expense	$6,062,000	3,033
Salaries and employee benefits	$2,685,000	3,373
Premises and equipment expense	$564,000	3,739
Additional noninterest expense	$2,813,000	2,333
Pre-tax net operating income	$3,700,000	1,522
Securities gains (losses)	$1,000	3,733
Applicable income taxes	$1,234,000	1,154
Income before extraordinary items	$2,467,000	1,894
Extraordinary gains, net	$0	29
Net income	$2,467,000	1,895
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,467,000	1,895
Net charge-offs	$357,000	3,587
Cash dividends	$3,300,000	610
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,466,330	1,807
2011-09-30 (YTD Data)		Rank
Total interest income	$6,711,000	3,074
Total interest expense	$1,008,000	3,815
Net interest income	$5,703,000	2,876
Provision for loan and lease losses	$250,000	3,854
Total noninterest income	$1,900,000	1,670
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$836,000	1,338
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,064,000	1,698
Total noninterest expense	$4,583,000	3,008
Salaries and employee benefits	$2,031,000	3,353
Premises and equipment expense	$433,000	3,718
Additional noninterest expense	$2,119,000	2,337
Pre-tax net operating income	$2,770,000	1,591
Securities gains (losses)	$1,000	3,451
Applicable income taxes	$929,000	1,145
Income before extraordinary items	$1,842,000	1,964
Extraordinary gains, net	$0	21
Net income	$1,842,000	1,964
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,842,000	1,964
Net charge-offs	$325,000	3,158
Cash dividends	$1,800,000	704
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,841,340	1,867
2011-06-30 (YTD Data)		Rank
Total interest income	$4,459,000	3,115
Total interest expense	$695,000	3,833
Net interest income	$3,764,000	2,895
Provision for loan and lease losses	$150,000	3,873
Total noninterest income	$1,220,000	1,718
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$549,000	1,326
Trading account gains and fees	$0	153
Additional Noninterest Income	$671,000	1,755
Total noninterest expense	$3,109,000	3,007
Salaries and employee benefits	$1,387,000	3,335
Premises and equipment expense	$297,000	3,672
Additional noninterest expense	$1,425,000	2,354
Pre-tax net operating income	$1,725,000	1,649
Securities gains (losses)	$1,000	2,791
Applicable income taxes	$581,000	1,178
Income before extraordinary items	$1,145,000	2,027
Extraordinary gains, net	$0	15
Net income	$1,145,000	2,027
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,145,000	2,027
Net charge-offs	$112,000	3,732
Cash dividends	$1,200,000	683
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,144,340	1,961
2011-03-31 (YTD Data)		Rank
Total interest income	$2,229,000	3,124
Total interest expense	$358,000	3,858
Net interest income	$1,871,000	2,887
Provision for loan and lease losses	$66,000	3,877
Total noninterest income	$582,000	1,792
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$259,000	1,383
Trading account gains and fees	$0	158
Additional Noninterest Income	$323,000	1,817
Total noninterest expense	$1,557,000	3,004
Salaries and employee benefits	$691,000	3,358
Premises and equipment expense	$152,000	3,667
Additional noninterest expense	$714,000	2,322
Pre-tax net operating income	$830,000	1,723
Securities gains (losses)	$0	1,772
Applicable income taxes	$282,000	1,172
Income before extraordinary items	$548,000	2,085
Extraordinary gains, net	$0	9
Net income	$548,000	2,084
Minority interest net income	$0	86
Net income of bank and minority interests.	$548,000	2,085
Net charge-offs	$82,000	2,935
Cash dividends	$600,000	613
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$548,000	2,046
2010-12-31 (YTD Data)		Rank
Total interest income	$9,548,000	3,070
Total interest expense	$1,702,000	3,973
Net interest income	$7,846,000	2,776
Provision for loan and lease losses	$377,000	4,525
Total noninterest income	$2,807,000	1,628
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,216,000	1,230
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,591,000	1,633
Total noninterest expense	$6,176,000	3,038
Salaries and employee benefits	$2,813,000	3,290
Premises and equipment expense	$597,000	3,735
Additional noninterest expense	$2,766,000	2,450
Pre-tax net operating income	$4,100,000	1,240
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,463,000	920
Income before extraordinary items	$2,637,000	1,559
Extraordinary gains, net	$0	29
Net income	$2,637,000	1,559
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,637,000	1,561
Net charge-offs	$144,000	5,096
Cash dividends	$2,525,000	649
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,637,000	1,512
2010-09-30 (YTD Data)		Rank
Total interest income	$7,221,000	3,106
Total interest expense	$1,312,000	4,043
Net interest income	$5,909,000	2,797
Provision for loan and lease losses	$235,000	4,655
Total noninterest income	$2,056,000	1,657
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$909,000	1,275
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,147,000	1,648
Total noninterest expense	$4,683,000	3,008
Salaries and employee benefits	$2,054,000	3,379
Premises and equipment expense	$453,000	3,762
Additional noninterest expense	$2,176,000	2,321
Pre-tax net operating income	$3,047,000	1,306
Securities gains (losses)	$0	3,651
Applicable income taxes	$1,091,000	944
Income before extraordinary items	$1,956,000	1,684
Extraordinary gains, net	$0	23
Net income	$1,956,000	1,688
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,956,000	1,688
Net charge-offs	$86,000	5,056
Cash dividends	$1,725,000	625
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,956,000	1,601
2010-06-30 (YTD Data)		Rank
Total interest income	$4,830,000	3,131
Total interest expense	$919,000	4,017
Net interest income	$3,911,000	2,804
Provision for loan and lease losses	$170,000	4,460
Total noninterest income	$1,303,000	1,667
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$587,000	1,334
Trading account gains and fees	$0	152
Additional Noninterest Income	$716,000	1,645
Total noninterest expense	$3,068,000	3,058
Salaries and employee benefits	$1,346,000	3,436
Premises and equipment expense	$297,000	3,833
Additional noninterest expense	$1,425,000	2,358
Pre-tax net operating income	$1,976,000	1,312
Securities gains (losses)	$0	3,184
Applicable income taxes	$710,000	927
Income before extraordinary items	$1,266,000	1,713
Extraordinary gains, net	$0	19
Net income	$1,266,000	1,712
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,266,000	1,713
Net charge-offs	$58,000	4,754
Cash dividends	$1,150,000	613
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,266,000	1,639
2010-03-31 (YTD Data)		Rank
Total interest income	$2,448,000	3,160
Total interest expense	$496,000	3,952
Net interest income	$1,952,000	2,840
Provision for loan and lease losses	$84,000	4,211
Total noninterest income	$654,000	1,680
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$280,000	1,401
Trading account gains and fees	$0	175
Additional Noninterest Income	$374,000	1,573
Total noninterest expense	$1,521,000	3,110
Salaries and employee benefits	$673,000	3,497
Premises and equipment expense	$156,000	3,785
Additional noninterest expense	$692,000	2,400
Pre-tax net operating income	$1,001,000	1,306
Securities gains (losses)	$0	2,284
Applicable income taxes	$362,000	898
Income before extraordinary items	$639,000	1,727
Extraordinary gains, net	$0	16
Net income	$639,000	1,727
Minority interest net income	$0	91
Net income of bank and minority interests.	$639,000	1,728
Net charge-offs	$40,000	3,918
Cash dividends	$575,000	587
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$639,000	1,651
2009-12-31 (YTD Data)		Rank
Total interest income	$10,866,000	3,006
Total interest expense	$2,862,000	3,539
Net interest income	$8,004,000	2,729
Provision for loan and lease losses	$378,000	4,944
Total noninterest income	$2,596,000	1,783
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,345,000	1,282
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,251,000	1,866
Total noninterest expense	$6,449,000	3,000
Salaries and employee benefits	$2,952,000	3,225
Premises and equipment expense	$652,000	3,651
Additional noninterest expense	$2,845,000	2,458
Pre-tax net operating income	$3,773,000	1,089
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,354,000	762
Income before extraordinary items	$2,419,000	1,383
Extraordinary gains, net	$0	34
Net income	$2,419,000	1,382
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,419,000	1,383
Net charge-offs	$250,000	4,724
Cash dividends	$2,300,000	783
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,419,000	1,353
2009-09-30 (YTD Data)		Rank
Total interest income	$8,296,000	3,006
Total interest expense	$2,263,000	3,530
Net interest income	$6,033,000	2,712
Provision for loan and lease losses	$277,000	4,707
Total noninterest income	$1,992,000	1,778
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,022,000	1,265
Trading account gains and fees	$0	212
Additional Noninterest Income	$970,000	1,870
Total noninterest expense	$4,957,000	2,938
Salaries and employee benefits	$2,244,000	3,210
Premises and equipment expense	$481,000	3,726
Additional noninterest expense	$2,232,000	2,333
Pre-tax net operating income	$2,791,000	1,165
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,001,000	851
Income before extraordinary items	$1,790,000	1,501
Extraordinary gains, net	$0	27
Net income	$1,790,000	1,499
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,790,000	1,501
Net charge-offs	$198,000	4,265
Cash dividends	$1,725,000	743
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,790,000	1,463
2009-06-30 (YTD Data)		Rank
Total interest income	$5,594,000	3,005
Total interest expense	$1,567,000	3,567
Net interest income	$4,027,000	2,698
Provision for loan and lease losses	$174,000	4,557
Total noninterest income	$1,280,000	1,838
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$672,000	1,262
Trading account gains and fees	$0	193
Additional Noninterest Income	$608,000	1,977
Total noninterest expense	$3,349,000	2,921
Salaries and employee benefits	$1,538,000	3,172
Premises and equipment expense	$317,000	3,780
Additional noninterest expense	$1,494,000	2,343
Pre-tax net operating income	$1,784,000	1,294
Securities gains (losses)	$0	3,136
Applicable income taxes	$638,000	890
Income before extraordinary items	$1,146,000	1,625
Extraordinary gains, net	$0	21
Net income	$1,146,000	1,622
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,146,000	1,624
Net charge-offs	$147,000	3,802
Cash dividends	$1,150,000	785
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,146,000	1,600
2009-03-31 (YTD Data)		Rank
Total interest income	$2,832,000	3,013
Total interest expense	$814,000	3,572
Net interest income	$2,018,000	2,691
Provision for loan and lease losses	$79,000	4,253
Total noninterest income	$612,000	1,864
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$332,000	1,244
Trading account gains and fees	$0	171
Additional Noninterest Income	$280,000	2,041
Total noninterest expense	$1,614,000	2,939
Salaries and employee benefits	$768,000	3,211
Premises and equipment expense	$163,000	3,735
Additional noninterest expense	$683,000	2,278
Pre-tax net operating income	$937,000	1,373
Securities gains (losses)	$0	2,434
Applicable income taxes	$338,000	958
Income before extraordinary items	$599,000	1,806
Extraordinary gains, net	$0	15
Net income	$599,000	1,807
Minority interest net income	$0	102
Net income of bank and minority interests.	$599,000	1,808
Net charge-offs	$40,000	3,753
Cash dividends	$575,000	751
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$599,000	1,701
2008-12-31 (YTD Data)		Rank
Total interest income	$9,335,000	3,715
Total interest expense	$3,140,000	4,123
Net interest income	$6,195,000	3,387
Provision for loan and lease losses	$212,000	5,139
Total noninterest income	$2,027,000	2,127
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,257,000	1,431
Trading account gains and fees	$0	154
Additional Noninterest Income	$770,000	2,494
Total noninterest expense	$4,803,000	3,675
Salaries and employee benefits	$2,208,000	4,128
Premises and equipment expense	$515,000	4,375
Additional noninterest expense	$2,080,000	2,765
Pre-tax net operating income	$3,207,000	1,693
Securities gains (losses)	$0	3,220
Applicable income taxes	$1,161,000	1,068
Income before extraordinary items	$2,046,000	1,946
Extraordinary gains, net	$0	39
Net income	$2,046,000	1,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	4,784
Cash dividends	$1,950,000	1,397
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,046,000	2,066
2008-09-30 (YTD Data)		Rank
Total interest income	$6,459,000	3,988
Total interest expense	$2,264,000	4,355
Net interest income	$4,195,000	3,682
Provision for loan and lease losses	$107,000	5,084
Total noninterest income	$1,482,000	2,229
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$900,000	1,506
Trading account gains and fees	$0	148
Additional Noninterest Income	$582,000	2,575
Total noninterest expense	$3,323,000	3,911
Salaries and employee benefits	$1,512,000	4,442
Premises and equipment expense	$337,000	4,768
Additional noninterest expense	$1,474,000	2,812
Pre-tax net operating income	$2,247,000	2,100
Securities gains (losses)	$0	3,106
Applicable income taxes	$817,000	1,351
Income before extraordinary items	$1,430,000	2,418
Extraordinary gains, net	$0	31
Net income	$1,430,000	2,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,222
Cash dividends	$1,450,000	1,353
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,430,000	2,528
2008-06-30 (YTD Data)		Rank
Total interest income	$3,316,000	4,788
Total interest expense	$1,274,000	4,951
Net interest income	$2,042,000	4,551
Provision for loan and lease losses	$28,000	5,752
Total noninterest income	$878,000	2,457
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$499,000	1,759
Trading account gains and fees	$0	149
Additional Noninterest Income	$379,000	2,671
Total noninterest expense	$1,714,000	4,718
Salaries and employee benefits	$758,000	5,374
Premises and equipment expense	$139,000	6,029
Additional noninterest expense	$817,000	3,303
Pre-tax net operating income	$1,178,000	2,618
Securities gains (losses)	$0	3,233
Applicable income taxes	$436,000	1,764
Income before extraordinary items	$742,000	3,211
Extraordinary gains, net	$0	21
Net income	$742,000	3,211
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-50,000	8,263
Cash dividends	$300,000	2,935
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$742,000	3,157
2008-03-31 (YTD Data)		Rank
Total interest income	$1,716,000	4,774
Total interest expense	$708,000	4,853
Net interest income	$1,008,000	4,596
Provision for loan and lease losses	$20,000	4,875
Total noninterest income	$430,000	2,473
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$251,000	1,724
Trading account gains and fees	$0	158
Additional Noninterest Income	$179,000	2,736
Total noninterest expense	$837,000	4,794
Salaries and employee benefits	$380,000	5,403
Premises and equipment expense	$64,000	6,286
Additional noninterest expense	$393,000	3,362
Pre-tax net operating income	$581,000	2,780
Securities gains (losses)	$0	2,688
Applicable income taxes	$215,000	1,875
Income before extraordinary items	$366,000	3,387
Extraordinary gains, net	$0	15
Net income	$366,000	3,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-62,000	8,348
Cash dividends	$300,000	1,850
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$366,000	3,290
2007-12-31 (YTD Data)		Rank
Total interest income	$6,940,000	4,754
Total interest expense	$2,990,000	4,809
Net interest income	$3,950,000	4,657
Provision for loan and lease losses	$146,000	4,379
Total noninterest income	$1,510,000	2,702
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,004,000	1,756
Trading account gains and fees	$0	178
Additional Noninterest Income	$506,000	3,296
Total noninterest expense	$3,101,000	4,912
Salaries and employee benefits	$1,394,000	5,525
Premises and equipment expense	$269,000	6,045
Additional noninterest expense	$1,438,000	3,548
Pre-tax net operating income	$2,213,000	3,111
Securities gains (losses)	$0	2,146
Applicable income taxes	$822,000	2,104
Income before extraordinary items	$1,391,000	3,595
Extraordinary gains, net	$0	39
Net income	$1,391,000	3,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,049
Cash dividends	$1,200,000	2,329
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,391,000	3,583
2007-09-30 (YTD Data)		Rank
Total interest income	$5,184,000	4,793
Total interest expense	$2,225,000	4,843
Net interest income	$2,959,000	4,674
Provision for loan and lease losses	$116,000	3,909
Total noninterest income	$1,120,000	2,703
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$733,000	1,777
Trading account gains and fees	$0	184
Additional Noninterest Income	$387,000	3,264
Total noninterest expense	$2,388,000	4,799
Salaries and employee benefits	$1,071,000	5,433
Premises and equipment expense	$206,000	6,008
Additional noninterest expense	$1,111,000	3,393
Pre-tax net operating income	$1,575,000	3,365
Securities gains (losses)	$0	1,655
Applicable income taxes	$584,000	2,333
Income before extraordinary items	$991,000	3,913
Extraordinary gains, net	$0	33
Net income	$991,000	3,912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,188
Cash dividends	$900,000	2,149
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$991,000	3,898
2007-06-30 (YTD Data)		Rank
Total interest income	$3,422,000	4,831
Total interest expense	$1,466,000	4,868
Net interest income	$1,956,000	4,730
Provision for loan and lease losses	$85,000	3,599
Total noninterest income	$726,000	2,757
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$470,000	1,850
Trading account gains and fees	$0	168
Additional Noninterest Income	$256,000	3,302
Total noninterest expense	$1,583,000	4,848
Salaries and employee benefits	$722,000	5,457
Premises and equipment expense	$135,000	6,081
Additional noninterest expense	$726,000	3,456
Pre-tax net operating income	$1,014,000	3,506
Securities gains (losses)	$0	1,444
Applicable income taxes	$375,000	2,452
Income before extraordinary items	$639,000	4,033
Extraordinary gains, net	$0	29
Net income	$639,000	4,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,969
Cash dividends	$600,000	2,169
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$639,000	4,020
2007-03-31 (YTD Data)		Rank
Total interest income	$1,689,000	4,870
Total interest expense	$733,000	4,849
Net interest income	$956,000	4,817
Provision for loan and lease losses	$48,000	3,154
Total noninterest income	$336,000	2,891
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$217,000	1,931
Trading account gains and fees	$0	195
Additional Noninterest Income	$119,000	3,446
Total noninterest expense	$784,000	4,855
Salaries and employee benefits	$361,000	5,491
Premises and equipment expense	$68,000	6,105
Additional noninterest expense	$355,000	3,498
Pre-tax net operating income	$460,000	3,693
Securities gains (losses)	$0	1,187
Applicable income taxes	$169,000	2,618
Income before extraordinary items	$291,000	4,247
Extraordinary gains, net	$0	22
Net income	$291,000	4,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,049
Cash dividends	$300,000	1,961
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$291,000	4,223
2006-12-31 (YTD Data)		Rank
Total interest income	$6,400,000	4,801
Total interest expense	$2,468,000	4,858
Net interest income	$3,932,000	4,703
Provision for loan and lease losses	$220,000	3,350
Total noninterest income	$1,509,000	2,689
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,041,000	1,691
Trading account gains and fees	$0	130
Additional Noninterest Income	$468,000	3,456
Total noninterest expense	$2,975,000	4,924
Salaries and employee benefits	$1,359,000	5,501
Premises and equipment expense	$280,000	5,918
Additional noninterest expense	$1,336,000	3,620
Pre-tax net operating income	$2,246,000	3,385
Securities gains (losses)	$0	1,687
Applicable income taxes	$835,000	2,418
Income before extraordinary items	$1,411,000	3,921
Extraordinary gains, net	$0	51
Net income	$1,411,000	3,920
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	2,414
Cash dividends	$1,250,000	2,194
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,411,000	3,899
2006-09-30 (YTD Data)		Rank
Total interest income	$4,700,000	4,855
Total interest expense	$1,714,000	4,985
Net interest income	$2,986,000	4,706
Provision for loan and lease losses	$165,000	3,241
Total noninterest income	$1,134,000	2,694
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$789,000	1,678
Trading account gains and fees	$0	126
Additional Noninterest Income	$345,000	3,473
Total noninterest expense	$2,284,000	4,825
Salaries and employee benefits	$1,013,000	5,515
Premises and equipment expense	$213,000	5,896
Additional noninterest expense	$1,058,000	3,450
Pre-tax net operating income	$1,671,000	3,530
Securities gains (losses)	$0	1,388
Applicable income taxes	$615,000	2,558
Income before extraordinary items	$1,056,000	4,041
Extraordinary gains, net	$0	45
Net income	$1,056,000	4,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	3,673
Cash dividends	$950,000	2,003
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,056,000	4,029
2006-06-30 (YTD Data)		Rank
Total interest income	$3,038,000	4,910
Total interest expense	$1,060,000	5,078
Net interest income	$1,978,000	4,748
Provision for loan and lease losses	$108,000	3,218
Total noninterest income	$743,000	2,725
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$517,000	1,689
Trading account gains and fees	$0	126
Additional Noninterest Income	$226,000	3,504
Total noninterest expense	$1,525,000	4,826
Salaries and employee benefits	$676,000	5,537
Premises and equipment expense	$144,000	5,879
Additional noninterest expense	$705,000	3,447
Pre-tax net operating income	$1,088,000	3,593
Securities gains (losses)	$0	1,185
Applicable income taxes	$405,000	2,607
Income before extraordinary items	$683,000	4,132
Extraordinary gains, net	$0	39
Net income	$683,000	4,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	3,609
Cash dividends	$650,000	1,982
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$683,000	4,121
2006-03-31 (YTD Data)		Rank
Total interest income	$1,475,000	4,940
Total interest expense	$498,000	5,126
Net interest income	$977,000	4,781
Provision for loan and lease losses	$51,000	3,086
Total noninterest income	$334,000	2,871
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$239,000	1,759
Trading account gains and fees	$0	115
Additional Noninterest Income	$95,000	3,822
Total noninterest expense	$749,000	4,895
Salaries and employee benefits	$331,000	5,637
Premises and equipment expense	$73,000	5,861
Additional noninterest expense	$345,000	3,485
Pre-tax net operating income	$511,000	3,684
Securities gains (losses)	$0	955
Applicable income taxes	$189,000	2,686
Income before extraordinary items	$322,000	4,241
Extraordinary gains, net	$0	21
Net income	$322,000	4,241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,102
Cash dividends	$350,000	1,768
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$322,000	4,224
2005-12-31 (YTD Data)		Rank
Total interest income	$5,418,000	4,903
Total interest expense	$1,623,000	5,032
Net interest income	$3,795,000	4,784
Provision for loan and lease losses	$227,000	3,365
Total noninterest income	$1,674,000	2,507
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,100,000	1,588
Trading account gains and fees	$0	138
Additional Noninterest Income	$574,000	3,139
Total noninterest expense	$2,807,000	5,007
Salaries and employee benefits	$1,295,000	5,539
Premises and equipment expense	$306,000	5,684
Additional noninterest expense	$1,206,000	3,854
Pre-tax net operating income	$2,435,000	3,213
Securities gains (losses)	$0	2,296
Applicable income taxes	$912,000	2,386
Income before extraordinary items	$1,523,000	3,752
Extraordinary gains, net	$0	46
Net income	$1,523,000	3,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	3,546
Cash dividends	$1,500,000	1,815
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,523,000	3,715
2005-09-30 (YTD Data)		Rank
Total interest income	$3,967,000	4,943
Total interest expense	$1,164,000	5,022
Net interest income	$2,803,000	4,835
Provision for loan and lease losses	$146,000	3,540
Total noninterest income	$1,236,000	2,524
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$823,000	1,577
Trading account gains and fees	$0	126
Additional Noninterest Income	$413,000	3,220
Total noninterest expense	$2,121,000	4,941
Salaries and employee benefits	$968,000	5,521
Premises and equipment expense	$228,000	5,699
Additional noninterest expense	$925,000	3,724
Pre-tax net operating income	$1,772,000	3,335
Securities gains (losses)	$0	2,317
Applicable income taxes	$664,000	2,471
Income before extraordinary items	$1,108,000	3,889
Extraordinary gains, net	$0	35
Net income	$1,108,000	3,890
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	3,393
Cash dividends	$1,100,000	1,667
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,108,000	3,848
2005-06-30 (YTD Data)		Rank
Total interest income	$2,566,000	4,981
Total interest expense	$737,000	4,998
Net interest income	$1,829,000	4,897
Provision for loan and lease losses	$85,000	3,670
Total noninterest income	$818,000	2,496
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$547,000	1,543
Trading account gains and fees	$0	116
Additional Noninterest Income	$271,000	3,253
Total noninterest expense	$1,400,000	4,968
Salaries and employee benefits	$643,000	5,521
Premises and equipment expense	$136,000	5,994
Additional noninterest expense	$621,000	3,693
Pre-tax net operating income	$1,162,000	3,334
Securities gains (losses)	$0	2,146
Applicable income taxes	$436,000	2,470
Income before extraordinary items	$726,000	3,888
Extraordinary gains, net	$0	30
Net income	$726,000	3,890
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	3,220
Cash dividends	$700,000	1,741
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$726,000	3,830
2005-03-31 (YTD Data)		Rank
Total interest income	$1,245,000	5,069
Total interest expense	$349,000	5,071
Net interest income	$896,000	4,975
Provision for loan and lease losses	$39,000	3,651
Total noninterest income	$384,000	2,568
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$263,000	1,543
Trading account gains and fees	$0	115
Additional Noninterest Income	$121,000	3,380
Total noninterest expense	$687,000	5,055
Salaries and employee benefits	$317,000	5,606
Premises and equipment expense	$66,000	6,121
Additional noninterest expense	$304,000	3,761
Pre-tax net operating income	$554,000	3,414
Securities gains (losses)	$0	1,685
Applicable income taxes	$207,000	2,538
Income before extraordinary items	$347,000	3,983
Extraordinary gains, net	$0	24
Net income	$347,000	3,985
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,295
Cash dividends	$300,000	1,719
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$347,000	3,936
2004-12-31 (YTD Data)		Rank
Total interest income	$4,793,000	4,988
Total interest expense	$1,310,000	4,871
Net interest income	$3,483,000	4,924
Provision for loan and lease losses	$407,000	2,334
Total noninterest income	$1,516,000	2,668
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,018,000	1,728
Trading account gains and fees	$0	138
Additional Noninterest Income	$498,000	3,312
Total noninterest expense	$2,730,000	4,992
Salaries and employee benefits	$1,244,000	5,585
Premises and equipment expense	$307,000	5,616
Additional noninterest expense	$1,179,000	3,806
Pre-tax net operating income	$1,862,000	3,701
Securities gains (losses)	$0	3,819
Applicable income taxes	$696,000	2,779
Income before extraordinary items	$1,166,000	4,280
Extraordinary gains, net	$0	34
Net income	$1,166,000	4,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$385,000	1,643
Cash dividends	$1,200,000	2,033
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,166,000	4,211
2004-09-30 (YTD Data)		Rank
Total interest income	$3,551,000	5,008
Total interest expense	$966,000	4,877
Net interest income	$2,585,000	4,937
Provision for loan and lease losses	$68,000	4,952
Total noninterest income	$1,136,000	2,673
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$759,000	1,746
Trading account gains and fees	$0	134
Additional Noninterest Income	$377,000	3,306
Total noninterest expense	$2,064,000	4,932
Salaries and employee benefits	$926,000	5,576
Premises and equipment expense	$236,000	5,519
Additional noninterest expense	$902,000	3,711
Pre-tax net operating income	$1,589,000	3,447
Securities gains (losses)	$0	3,710
Applicable income taxes	$597,000	2,579
Income before extraordinary items	$992,000	4,027
Extraordinary gains, net	$0	26
Net income	$992,000	4,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$254,000	1,607
Cash dividends	$900,000	1,840
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$992,000	3,959
2004-06-30 (YTD Data)		Rank
Total interest income	$2,319,000	5,094
Total interest expense	$624,000	4,995
Net interest income	$1,695,000	5,003
Provision for loan and lease losses	$37,000	5,122
Total noninterest income	$744,000	2,724
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$493,000	1,776
Trading account gains and fees	$0	130
Additional Noninterest Income	$251,000	3,314
Total noninterest expense	$1,376,000	4,950
Salaries and employee benefits	$616,000	5,615
Premises and equipment expense	$153,000	5,605
Additional noninterest expense	$607,000	3,713
Pre-tax net operating income	$1,026,000	3,472
Securities gains (losses)	$0	3,413
Applicable income taxes	$386,000	2,629
Income before extraordinary items	$640,000	4,062
Extraordinary gains, net	$0	21
Net income	$640,000	4,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	3,596
Cash dividends	$600,000	1,866
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$640,000	3,982
2004-03-31 (YTD Data)		Rank
Total interest income	$1,093,000	5,297
Total interest expense	$271,000	5,475
Net interest income	$822,000	5,116
Provision for loan and lease losses	$16,000	5,025
Total noninterest income	$325,000	2,942
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$228,000	1,847
Trading account gains and fees	$0	121
Additional Noninterest Income	$97,000	3,782
Total noninterest expense	$653,000	5,147
Salaries and employee benefits	$299,000	5,743
Premises and equipment expense	$76,000	5,660
Additional noninterest expense	$278,000	3,983
Pre-tax net operating income	$478,000	3,642
Securities gains (losses)	$0	2,934
Applicable income taxes	$180,000	2,752
Income before extraordinary items	$298,000	4,283
Extraordinary gains, net	$0	16
Net income	$298,000	4,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,134
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$298,000	4,159
2003-12-31 (YTD Data)		Rank
Total interest income	$4,146,000	5,508
Total interest expense	$1,178,000	5,619
Net interest income	$2,968,000	5,349
Provision for loan and lease losses	$56,000	6,140
Total noninterest income	$1,455,000	2,909
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$760,000	2,208
Trading account gains and fees	$0	160
Additional Noninterest Income	$695,000	2,977
Total noninterest expense	$2,574,000	5,117
Salaries and employee benefits	$1,257,000	5,477
Premises and equipment expense	$268,000	5,987
Additional noninterest expense	$1,049,000	4,117
Pre-tax net operating income	$1,793,000	3,640
Securities gains (losses)	$4,000	3,987
Applicable income taxes	$653,000	2,911
Income before extraordinary items	$1,144,000	4,267
Extraordinary gains, net	$0	54
Net income	$1,144,000	4,268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	4,107
Cash dividends	$800,000	2,674
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,141,440	4,101
2003-09-30 (YTD Data)		Rank
Total interest income	$3,120,000	5,558
Total interest expense	$917,000	5,650
Net interest income	$2,203,000	5,382
Provision for loan and lease losses	$44,000	6,042
Total noninterest income	$1,145,000	2,877
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$531,000	2,348
Trading account gains and fees	$0	153
Additional Noninterest Income	$614,000	2,802
Total noninterest expense	$1,908,000	5,136
Salaries and employee benefits	$956,000	5,402
Premises and equipment expense	$184,000	6,226
Additional noninterest expense	$768,000	4,182
Pre-tax net operating income	$1,396,000	3,675
Securities gains (losses)	$0	4,204
Applicable income taxes	$523,000	2,950
Income before extraordinary items	$873,000	4,375
Extraordinary gains, net	$0	40
Net income	$873,000	4,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	5,382
Cash dividends	$800,000	1,997
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$873,000	4,206
2003-06-30 (YTD Data)		Rank
Total interest income	$2,089,000	5,593
Total interest expense	$630,000	5,676
Net interest income	$1,459,000	5,413
Provision for loan and lease losses	$31,000	5,724
Total noninterest income	$708,000	2,985
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$349,000	2,351
Trading account gains and fees	$0	150
Additional Noninterest Income	$359,000	2,970
Total noninterest expense	$1,260,000	5,174
Salaries and employee benefits	$610,000	5,565
Premises and equipment expense	$144,000	5,786
Additional noninterest expense	$506,000	4,209
Pre-tax net operating income	$876,000	3,823
Securities gains (losses)	$0	3,782
Applicable income taxes	$327,000	3,075
Income before extraordinary items	$549,000	4,548
Extraordinary gains, net	$0	30
Net income	$549,000	4,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,353
Cash dividends	$500,000	2,126
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$549,000	4,330
2003-03-31 (YTD Data)		Rank
Total interest income	$1,066,000	5,559
Total interest expense	$319,000	5,748
Net interest income	$747,000	5,330
Provision for loan and lease losses	$16,000	5,479
Total noninterest income	$342,000	2,953
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$174,000	2,278
Trading account gains and fees	$0	134
Additional Noninterest Income	$168,000	3,012
Total noninterest expense	$644,000	5,094
Salaries and employee benefits	$299,000	5,637
Premises and equipment expense	$67,000	5,985
Additional noninterest expense	$278,000	3,881
Pre-tax net operating income	$429,000	3,879
Securities gains (losses)	$0	2,891
Applicable income taxes	$160,000	3,112
Income before extraordinary items	$269,000	4,530
Extraordinary gains, net	$0	21
Net income	$269,000	4,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,853
Cash dividends	$250,000	1,948
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$269,000	4,324
2002-12-31 (YTD Data)		Rank
Total interest income	$4,792,000	5,317
Total interest expense	$1,600,000	5,526
Net interest income	$3,192,000	5,089
Provision for loan and lease losses	$76,000	6,152
Total noninterest income	$1,144,000	3,170
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$658,000	2,372
Trading account gains and fees	$0	153
Additional Noninterest Income	$486,000	3,337
Total noninterest expense	$2,294,000	5,390
Salaries and employee benefits	$1,144,000	5,659
Premises and equipment expense	$234,000	6,344
Additional noninterest expense	$916,000	4,482
Pre-tax net operating income	$1,966,000	3,476
Securities gains (losses)	$0	4,537
Applicable income taxes	$731,000	2,750
Income before extraordinary items	$1,235,000	4,002
Extraordinary gains, net	$0	70
Net income	$1,235,000	4,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,566
Cash dividends	$1,200,000	1,938
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,235,000	3,899
2001-12-31 (YTD Data)		Rank
Total interest income	$6,272,000	4,812
Total interest expense	$3,031,000	4,692
Net interest income	$3,241,000	4,800
Provision for loan and lease losses	$170,000	4,530
Total noninterest income	$1,139,000	3,041
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$698,000	2,148
Trading account gains and fees	$0	177
Additional Noninterest Income	$441,000	3,351
Total noninterest expense	$2,597,000	4,831
Salaries and employee benefits	$1,081,000	5,712
Premises and equipment expense	$256,000	6,017
Additional noninterest expense	$1,260,000	3,350
Pre-tax net operating income	$1,613,000	3,682
Securities gains (losses)	$0	4,612
Applicable income taxes	$721,000	2,617
Income before extraordinary items	$892,000	4,592
Extraordinary gains, net	$0	105
Net income	$892,000	4,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,490
Cash dividends	$850,000	2,531
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$892,000	4,482
2000-12-31 (YTD Data)		Rank
Total interest income	$6,209,000	4,960
Total interest expense	$2,794,000	5,194
Net interest income	$3,415,000	4,694
Provision for loan and lease losses	$270,000	3,077
Total noninterest income	$856,000	3,507
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$578,000	2,371
Trading account gains and fees	NA	NA
Additional Noninterest Income	$278,000	4,075
Total noninterest expense	$2,448,000	4,936
Salaries and employee benefits	$999,000	5,921
Premises and equipment expense	$258,000	5,931
Additional noninterest expense	$1,191,000	3,454
Pre-tax net operating income	$1,553,000	3,981
Securities gains (losses)	$0	1,956
Applicable income taxes	$692,000	2,810
Income before extraordinary items	$861,000	4,817
Extraordinary gains, net	$0	38
Net income	$861,000	4,815
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,272
Cash dividends	$825,000	2,607
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$861,000	4,821
1999-12-31 (YTD Data)		Rank
Total interest income	$5,311,000	5,356
Total interest expense	$2,353,000	5,414
Net interest income	$2,958,000	5,212
Provision for loan and lease losses	$155,000	4,177
Total noninterest income	$650,000	4,190
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$386,000	3,309
Trading account gains and fees	NA	NA
Additional Noninterest Income	$264,000	4,319
Total noninterest expense	$2,358,000	5,089
Salaries and employee benefits	$959,000	6,048
Premises and equipment expense	$239,000	6,199
Additional noninterest expense	$1,160,000	3,546
Pre-tax net operating income	$1,095,000	5,041
Securities gains (losses)	$0	3,155
Applicable income taxes	$513,000	3,586
Income before extraordinary items	$582,000	5,984
Extraordinary gains, net	$0	35
Net income	$582,000	5,981
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,661
Cash dividends	$500,000	3,483
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$582,000	5,960
1998-12-31 (YTD Data)		Rank
Total interest income	$4,125,000	6,378
Total interest expense	$1,956,000	6,255
Net interest income	$2,169,000	6,346
Provision for loan and lease losses	$252,000	2,973
Total noninterest income	$532,000	4,761
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$274,000	4,217
Trading account gains and fees	NA	NA
Additional Noninterest Income	$258,000	4,353
Total noninterest expense	$1,810,000	5,970
Salaries and employee benefits	$737,000	6,992
Premises and equipment expense	$153,000	7,582
Additional noninterest expense	$920,000	4,218
Pre-tax net operating income	$639,000	6,724
Securities gains (losses)	$3,000	3,720
Applicable income taxes	$312,000	5,065
Income before extraordinary items	$330,000	7,647
Extraordinary gains, net	$0	32
Net income	$330,000	7,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	3,715
Cash dividends	$150,000	5,770
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$328,080	7,576
1997-12-31 (YTD Data)		Rank
Total interest income	$1,370,000	9,846
Total interest expense	$632,000	9,737
Net interest income	$738,000	9,834
Provision for loan and lease losses	$42,000	6,950
Total noninterest income	$203,000	7,801
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$95,000	7,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$108,000	6,568
Total noninterest expense	$579,000	9,830
Salaries and employee benefits	$240,000	10,330
Premises and equipment expense	$42,000	10,388
Additional noninterest expense	$297,000	8,349
Pre-tax net operating income	$320,000	8,884
Securities gains (losses)	$0	3,944
Applicable income taxes	$157,000	7,502
Income before extraordinary items	$163,000	9,471
Extraordinary gains, net	$0	44
Net income	$163,000	9,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,811
Cash dividends	$100,000	6,450
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$163,000	9,430
1996-12-31 (YTD Data)		Rank
Total interest income	$2,568,000	8,608
Total interest expense	$1,176,000	8,454
Net interest income	$1,392,000	8,539
Provision for loan and lease losses	$18,000	8,074
Total noninterest income	$294,000	7,029
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$166,000	6,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	6,422
Total noninterest expense	$739,000	9,678
Salaries and employee benefits	$388,000	9,689
Premises and equipment expense	$84,000	9,709
Additional noninterest expense	$267,000	9,216
Pre-tax net operating income	$929,000	5,993
Securities gains (losses)	$0	4,148
Applicable income taxes	$326,000	5,553
Income before extraordinary items	$603,000	6,256
Extraordinary gains, net	$0	53
Net income	$603,000	6,259
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,752
Cash dividends	$87,000	6,947
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$603,000	6,194
1995-12-31 (YTD Data)		Rank
Total interest income	$2,284,000	9,280
Total interest expense	$982,000	9,319
Net interest income	$1,302,000	9,069
Provision for loan and lease losses	$6,000	8,588
Total noninterest income	$337,000	6,638
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$196,000	5,753
Trading account gains and fees	NA	NA
Additional Noninterest Income	$141,000	6,163
Total noninterest expense	$695,000	10,205
Salaries and employee benefits	$363,000	10,232
Premises and equipment expense	$58,000	10,852
Additional noninterest expense	$274,000	9,552
Pre-tax net operating income	$938,000	6,249
Securities gains (losses)	$0	3,831
Applicable income taxes	$352,000	5,417
Income before extraordinary items	$586,000	6,691
Extraordinary gains, net	$0	65
Net income	$586,000	6,689
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,816
Cash dividends	$130,000	6,332
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$586,000	6,683
1994-12-31 (YTD Data)		Rank
Total interest income	$1,745,000	10,275
Total interest expense	$665,000	10,283
Net interest income	$1,080,000	10,143
Provision for loan and lease losses	$6,000	8,739
Total noninterest income	$294,000	7,323
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$164,000	6,569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	6,669
Total noninterest expense	$657,000	10,882
Salaries and employee benefits	$334,000	10,901
Premises and equipment expense	$51,000	11,600
Additional noninterest expense	$272,000	10,279
Pre-tax net operating income	$711,000	7,327
Securities gains (losses)	$0	3,600
Applicable income taxes	$264,000	6,339
Income before extraordinary items	$447,000	7,749
Extraordinary gains, net	$0	249
Net income	$447,000	7,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,944
Cash dividends	$60,000	7,692
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$447,000	7,791
1993-12-31 (YTD Data)		Rank
Total interest income	$1,687,000	10,835
Total interest expense	$642,000	10,910
Net interest income	$1,045,000	10,611
Provision for loan and lease losses	$13,000	9,510
Total noninterest income	$319,000	7,384
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$148,000	7,140
Trading account gains and fees	NA	NA
Additional Noninterest Income	$171,000	6,152
Total noninterest expense	$623,000	11,523
Salaries and employee benefits	$315,000	11,501
Premises and equipment expense	$55,000	12,039
Additional noninterest expense	$253,000	11,039
Pre-tax net operating income	$728,000	7,213
Securities gains (losses)	$0	7,477
Applicable income taxes	$273,000	6,440
Income before extraordinary items	$455,000	7,930
Extraordinary gains, net	$0	3,149
Net income	$455,000	8,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	9,413
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$455,000	7,673
1992-12-31 (YTD Data)		Rank
Total interest income	$1,757,000	11,403
Total interest expense	$802,000	11,319
Net interest income	$955,000	11,277
Provision for loan and lease losses	$21,000	10,525
Total noninterest income	$157,000	10,353
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$141,000	7,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	12,899
Total noninterest expense	$578,000	12,188
Salaries and employee benefits	$277,000	12,279
Premises and equipment expense	$44,000	12,911
Additional noninterest expense	$257,000	11,446
Pre-tax net operating income	$513,000	8,315
Securities gains (losses)	$0	8,369
Applicable income taxes	$201,000	7,542
Income before extraordinary items	$312,000	9,142
Extraordinary gains, net	$0	1,422
Net income	$312,000	9,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	10,255
Cash dividends	$14,000	8,631
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$312,000	8,772

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.