Home > Central Bank of the South > Income and Expense
Central Bank of the South, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,000 | 8,188 |
| Total interest expense | $1,000 | 8,174 |
| Net interest income | $4,000 | 8,175 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $0 | 7,938 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $0 | 7,720 |
| Total noninterest expense | $19,000 | 8,189 |
| Salaries and employee benefits | $0 | 8,171 |
| Premises and equipment expense | $0 | 8,164 |
| Additional noninterest expense | $19,000 | 8,181 |
| Pre-tax net operating income | $-15,000 | 5,859 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-6,000 | 6,768 |
| Income before extraordinary items | $-9,000 | 5,954 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,000 | 5,953 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-9,000 | 5,953 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-9,000 | 5,878 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,000 | 8,242 |
| Total interest expense | $0 | 8,229 |
| Net interest income | $3,000 | 8,228 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $0 | 8,039 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $14,000 | 8,240 |
| Salaries and employee benefits | $0 | 8,225 |
| Premises and equipment expense | $0 | 8,212 |
| Additional noninterest expense | $14,000 | 8,221 |
| Pre-tax net operating income | $-11,000 | 6,303 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-4,000 | 7,115 |
| Income before extraordinary items | $-7,000 | 6,441 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,000 | 6,441 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-7,000 | 6,442 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-7,000 | 6,301 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $83,000 | 8,285 |
| Total interest expense | $1,000 | 8,289 |
| Net interest income | $82,000 | 8,274 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $0 | 8,110 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $7,000 | 8,296 |
| Salaries and employee benefits | $0 | 8,276 |
| Premises and equipment expense | $0 | 8,269 |
| Additional noninterest expense | $7,000 | 8,294 |
| Pre-tax net operating income | $75,000 | 6,098 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $28,000 | 4,142 |
| Income before extraordinary items | $47,000 | 6,044 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $47,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $47,000 | 6,185 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $72,000 | 8,367 |
| Total interest expense | $0 | 8,371 |
| Net interest income | $72,000 | 8,357 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $0 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $5,000 | 8,380 |
| Salaries and employee benefits | $0 | 8,359 |
| Premises and equipment expense | $0 | 8,353 |
| Additional noninterest expense | $5,000 | 8,379 |
| Pre-tax net operating income | $67,000 | 6,529 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $25,000 | 4,501 |
| Income before extraordinary items | $42,000 | 6,441 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $42,000 | 6,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $42,000 | 6,602 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $53,000 | 8,435 |
| Total interest expense | $0 | 8,437 |
| Net interest income | $53,000 | 8,419 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $0 | 8,311 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $5,000 | 8,445 |
| Salaries and employee benefits | $0 | 8,428 |
| Premises and equipment expense | $0 | 8,420 |
| Additional noninterest expense | $5,000 | 8,445 |
| Pre-tax net operating income | $48,000 | 6,684 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $18,000 | 4,723 |
| Income before extraordinary items | $30,000 | 6,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $30,000 | 6,763 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $33,000 | 8,473 |
| Total interest expense | $0 | 8,478 |
| Net interest income | $33,000 | 8,463 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $3,000 | 8,488 |
| Salaries and employee benefits | $0 | 8,470 |
| Premises and equipment expense | $0 | 8,457 |
| Additional noninterest expense | $3,000 | 8,484 |
| Pre-tax net operating income | $30,000 | 6,856 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $12,000 | 4,690 |
| Income before extraordinary items | $18,000 | 7,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $18,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $18,000 | 6,954 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $61,000 | 8,523 |
| Total interest expense | $0 | 8,522 |
| Net interest income | $61,000 | 8,516 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $0 | 8,422 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $3,000 | 8,531 |
| Salaries and employee benefits | $0 | 8,511 |
| Premises and equipment expense | $0 | 8,507 |
| Additional noninterest expense | $3,000 | 8,529 |
| Pre-tax net operating income | $58,000 | 7,271 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $22,000 | 5,376 |
| Income before extraordinary items | $36,000 | 7,376 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $36,000 | 7,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $36,000 | 7,346 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,000 | 8,556 |
| Total interest expense | $0 | 8,544 |
| Net interest income | $15,000 | 8,554 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $0 | 8,457 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $0 | 8,557 |
| Salaries and employee benefits | $0 | 8,536 |
| Premises and equipment expense | $0 | 8,525 |
| Additional noninterest expense | $0 | 8,553 |
| Pre-tax net operating income | $15,000 | 7,606 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,000 | 5,890 |
| Income before extraordinary items | $10,000 | 7,639 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $10,000 | 7,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $10,000 | 7,623 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $107,000 | 8,577 |
| Total interest expense | $1,000 | 8,591 |
| Net interest income | $106,000 | 8,563 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $4,000 | 8,611 |
| Salaries and employee benefits | $0 | 8,588 |
| Premises and equipment expense | $0 | 8,576 |
| Additional noninterest expense | $4,000 | 8,609 |
| Pre-tax net operating income | $102,000 | 7,231 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $38,000 | 4,963 |
| Income before extraordinary items | $64,000 | 7,383 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $64,000 | 7,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $64,000 | 7,372 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $53,000 | 8,622 |
| Total interest expense | $0 | 8,633 |
| Net interest income | $53,000 | 8,607 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $2,000 | 8,643 |
| Salaries and employee benefits | $0 | 8,625 |
| Premises and equipment expense | $0 | 8,607 |
| Additional noninterest expense | $2,000 | 8,638 |
| Pre-tax net operating income | $51,000 | 7,262 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $19,000 | 4,959 |
| Income before extraordinary items | $32,000 | 7,434 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $32,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $32,000 | 7,419 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $201,000 | 8,626 |
| Total interest expense | $1,000 | 8,662 |
| Net interest income | $200,000 | 8,605 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $0 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $4,000 | 8,677 |
| Salaries and employee benefits | $0 | 8,655 |
| Premises and equipment expense | $0 | 8,648 |
| Additional noninterest expense | $4,000 | 8,676 |
| Pre-tax net operating income | $196,000 | 7,420 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $74,000 | 5,192 |
| Income before extraordinary items | $122,000 | 7,592 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $122,000 | 7,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $122,000 | 7,587 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $148,000 | 8,701 |
| Total interest expense | $1,000 | 8,726 |
| Net interest income | $147,000 | 8,670 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $3,000 | 8,740 |
| Salaries and employee benefits | $0 | 8,718 |
| Premises and equipment expense | $0 | 8,712 |
| Additional noninterest expense | $3,000 | 8,737 |
| Pre-tax net operating income | $144,000 | 7,651 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $55,000 | 5,380 |
| Income before extraordinary items | $89,000 | 7,783 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $89,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $89,000 | 7,787 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $95,000 | 8,740 |
| Total interest expense | $0 | 8,755 |
| Net interest income | $95,000 | 8,723 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $3,000 | 8,774 |
| Salaries and employee benefits | $0 | 8,754 |
| Premises and equipment expense | $0 | 8,741 |
| Additional noninterest expense | $3,000 | 8,772 |
| Pre-tax net operating income | $92,000 | 7,737 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $35,000 | 5,474 |
| Income before extraordinary items | $57,000 | 7,866 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $57,000 | 7,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $57,000 | 7,873 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $45,000 | 8,763 |
| Total interest expense | $0 | 8,772 |
| Net interest income | $45,000 | 8,750 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $1,000 | 8,786 |
| Salaries and employee benefits | $0 | 8,764 |
| Premises and equipment expense | $0 | 8,748 |
| Additional noninterest expense | $1,000 | 8,785 |
| Pre-tax net operating income | $44,000 | 7,767 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $17,000 | 5,467 |
| Income before extraordinary items | $27,000 | 7,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $27,000 | 7,888 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $130,000 | 8,783 |
| Total interest expense | $1,000 | 8,811 |
| Net interest income | $129,000 | 8,769 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $9,000 | 8,829 |
| Salaries and employee benefits | $0 | 8,809 |
| Premises and equipment expense | $0 | 8,806 |
| Additional noninterest expense | $9,000 | 8,828 |
| Pre-tax net operating income | $120,000 | 7,935 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $45,000 | 5,931 |
| Income before extraordinary items | $75,000 | 8,046 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $75,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $75,000 | 8,019 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $90,000 | 8,818 |
| Total interest expense | $1,000 | 8,837 |
| Net interest income | $89,000 | 8,806 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $0 | 8,802 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $6,000 | 8,854 |
| Salaries and employee benefits | $0 | 8,836 |
| Premises and equipment expense | $0 | 8,827 |
| Additional noninterest expense | $6,000 | 8,851 |
| Pre-tax net operating income | $83,000 | 8,083 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $31,000 | 6,062 |
| Income before extraordinary items | $52,000 | 8,176 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $52,000 | 8,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $52,000 | 8,145 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $53,000 | 8,842 |
| Total interest expense | $0 | 8,854 |
| Net interest income | $53,000 | 8,834 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $4,000 | 8,863 |
| Salaries and employee benefits | $0 | 8,845 |
| Premises and equipment expense | $0 | 8,833 |
| Additional noninterest expense | $4,000 | 8,860 |
| Pre-tax net operating income | $49,000 | 8,140 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $19,000 | 6,120 |
| Income before extraordinary items | $30,000 | 8,233 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $30,000 | 8,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $30,000 | 8,201 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $24,000 | 8,910 |
| Total interest expense | $0 | 8,917 |
| Net interest income | $24,000 | 8,900 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $1,000 | 8,929 |
| Salaries and employee benefits | $0 | 8,910 |
| Premises and equipment expense | $0 | 8,891 |
| Additional noninterest expense | $1,000 | 8,926 |
| Pre-tax net operating income | $23,000 | 8,227 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $14,000 | 8,310 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $14,000 | 8,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $14,000 | 8,283 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $45,000 | 8,948 |
| Total interest expense | $0 | 8,956 |
| Net interest income | $45,000 | 8,941 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $0 | 8,923 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $7,000 | 8,972 |
| Salaries and employee benefits | $0 | 8,955 |
| Premises and equipment expense | $0 | 8,943 |
| Additional noninterest expense | $7,000 | 8,968 |
| Pre-tax net operating income | $38,000 | 8,289 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $14,000 | 6,668 |
| Income before extraordinary items | $24,000 | 8,365 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $24,000 | 8,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $24,000 | 8,330 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $25,000 | 9,010 |
| Total interest expense | $0 | 9,003 |
| Net interest income | $25,000 | 8,999 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $0 | 8,980 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $6,000 | 9,021 |
| Salaries and employee benefits | $0 | 9,000 |
| Premises and equipment expense | $0 | 8,990 |
| Additional noninterest expense | $6,000 | 9,011 |
| Pre-tax net operating income | $19,000 | 8,413 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $7,000 | 6,881 |
| Income before extraordinary items | $12,000 | 8,463 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $12,000 | 8,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $12,000 | 8,422 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,000 | 9,068 |
| Total interest expense | $0 | 9,056 |
| Net interest income | $12,000 | 9,059 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $0 | 9,031 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $5,000 | 9,075 |
| Salaries and employee benefits | $0 | 9,056 |
| Premises and equipment expense | $0 | 9,049 |
| Additional noninterest expense | $5,000 | 9,068 |
| Pre-tax net operating income | $7,000 | 8,481 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $4,000 | 8,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,000 | 8,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,000 | 8,495 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,000 | 9,111 |
| Total interest expense | $0 | 9,093 |
| Net interest income | $3,000 | 9,103 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $0 | 9,051 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $4,000 | 9,111 |
| Salaries and employee benefits | $0 | 9,095 |
| Premises and equipment expense | $0 | 9,081 |
| Additional noninterest expense | $4,000 | 9,102 |
| Pre-tax net operating income | $-1,000 | 8,564 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-1,000 | 8,604 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,000 | 8,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-1,000 | 8,548 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,000 | 9,174 |
| Total interest expense | $0 | 9,164 |
| Net interest income | $10,000 | 9,165 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $0 | 9,134 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $0 | 9,041 |
| Total noninterest expense | $1,000 | 9,180 |
| Salaries and employee benefits | $0 | 9,160 |
| Premises and equipment expense | $0 | 9,148 |
| Additional noninterest expense | $1,000 | 9,175 |
| Pre-tax net operating income | $9,000 | 8,495 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,000 | 7,286 |
| Income before extraordinary items | $6,000 | 8,601 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,000 | 8,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,000 | 8,515 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,000 | 9,228 |
| Total interest expense | $0 | 9,218 |
| Net interest income | $8,000 | 9,221 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $0 | 9,186 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,106 |
| Total noninterest expense | $1,000 | 9,235 |
| Salaries and employee benefits | $0 | 9,215 |
| Premises and equipment expense | $0 | 9,202 |
| Additional noninterest expense | $1,000 | 9,232 |
| Pre-tax net operating income | $7,000 | 8,606 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,000 | 7,331 |
| Income before extraordinary items | $4,000 | 8,705 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,000 | 8,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,000 | 8,610 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,000 | 9,264 |
| Total interest expense | $0 | 9,250 |
| Net interest income | $6,000 | 9,253 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $0 | 9,217 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $1,000 | 9,264 |
| Salaries and employee benefits | $0 | 9,245 |
| Premises and equipment expense | $0 | 9,227 |
| Additional noninterest expense | $1,000 | 9,257 |
| Pre-tax net operating income | $5,000 | 8,631 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $3,000 | 8,744 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,000 | 8,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,000 | 8,630 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,000 | 9,305 |
| Total interest expense | $0 | 9,288 |
| Net interest income | $3,000 | 9,297 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $0 | 9,248 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $0 | 9,308 |
| Salaries and employee benefits | $0 | 9,285 |
| Premises and equipment expense | $0 | 9,263 |
| Additional noninterest expense | $0 | 9,304 |
| Pre-tax net operating income | $3,000 | 8,657 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $2,000 | 8,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 8,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,000 | 8,632 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,000 | 9,345 |
| Total interest expense | $4,000 | 9,325 |
| Net interest income | $14,000 | 9,340 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $0 | 9,294 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,201 |
| Total noninterest expense | $2,000 | 9,350 |
| Salaries and employee benefits | $0 | 9,330 |
| Premises and equipment expense | $0 | 9,317 |
| Additional noninterest expense | $2,000 | 9,347 |
| Pre-tax net operating income | $12,000 | 8,595 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,000 | 7,480 |
| Income before extraordinary items | $8,000 | 8,697 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,000 | 8,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,000 | 8,618 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $42,000 | 9,594 |
| Total interest expense | $4,000 | 9,578 |
| Net interest income | $38,000 | 9,583 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $0 | 9,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $2,000 | 9,612 |
| Salaries and employee benefits | $0 | 9,594 |
| Premises and equipment expense | $0 | 9,580 |
| Additional noninterest expense | $2,000 | 9,610 |
| Pre-tax net operating income | $36,000 | 8,590 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $14,000 | 7,470 |
| Income before extraordinary items | $22,000 | 8,718 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $22,000 | 8,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $22,000 | 8,630 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $68,000 | 9,873 |
| Total interest expense | $4,000 | 9,862 |
| Net interest income | $64,000 | 9,861 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $2,000 | 9,900 |
| Salaries and employee benefits | $0 | 9,881 |
| Premises and equipment expense | $0 | 9,865 |
| Additional noninterest expense | $2,000 | 9,896 |
| Pre-tax net operating income | $62,000 | 8,932 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $23,000 | 7,775 |
| Income before extraordinary items | $39,000 | 8,996 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $39,000 | 8,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $39,000 | 8,984 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $90,000 | 10,190 |
| Total interest expense | $44,000 | 10,110 |
| Net interest income | $46,000 | 10,194 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $0 | 10,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $1,000 | 10,220 |
| Salaries and employee benefits | $0 | 10,208 |
| Premises and equipment expense | $0 | 10,185 |
| Additional noninterest expense | $1,000 | 10,219 |
| Pre-tax net operating income | $45,000 | 9,255 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $17,000 | 8,284 |
| Income before extraordinary items | $28,000 | 9,336 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $28,000 | 9,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $28,000 | 9,304 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $65,000 | 10,429 |
| Total interest expense | $14,000 | 10,394 |
| Net interest income | $51,000 | 10,418 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $0 | 10,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $3,000 | 10,462 |
| Salaries and employee benefits | $0 | 10,448 |
| Premises and equipment expense | $0 | 10,432 |
| Additional noninterest expense | $3,000 | 10,458 |
| Pre-tax net operating income | $48,000 | 9,625 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $18,000 | 8,924 |
| Income before extraordinary items | $30,000 | 9,720 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $30,000 | 9,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $30,000 | 9,661 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $57,000 | 10,899 |
| Total interest expense | $5,000 | 10,882 |
| Net interest income | $52,000 | 10,886 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $0 | 10,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $2,000 | 10,922 |
| Salaries and employee benefits | $0 | 10,906 |
| Premises and equipment expense | $0 | 10,895 |
| Additional noninterest expense | $2,000 | 10,919 |
| Pre-tax net operating income | $50,000 | 10,241 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $19,000 | 9,739 |
| Income before extraordinary items | $31,000 | 10,320 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $31,000 | 10,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $31,000 | 10,284 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $55,000 | 11,431 |
| Total interest expense | $9,000 | 11,414 |
| Net interest income | $46,000 | 11,430 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $0 | 11,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $4,000 | 11,452 |
| Salaries and employee benefits | $0 | 11,440 |
| Premises and equipment expense | $0 | 11,418 |
| Additional noninterest expense | $4,000 | 11,451 |
| Pre-tax net operating income | $42,000 | 10,638 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $16,000 | 10,270 |
| Income before extraordinary items | $26,000 | 10,703 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $26,000 | 10,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $26,000 | 10,650 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $60,000 | 11,949 |
| Total interest expense | $1,000 | 11,952 |
| Net interest income | $59,000 | 11,940 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $4,000 | 11,970 |
| Salaries and employee benefits | $0 | 11,965 |
| Premises and equipment expense | $0 | 11,950 |
| Additional noninterest expense | $4,000 | 11,967 |
| Pre-tax net operating income | $55,000 | 11,283 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $21,000 | 10,738 |
| Income before extraordinary items | $34,000 | 11,373 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $34,000 | 11,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $34,000 | 11,338 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $41,000 | 12,599 |
| Total interest expense | $0 | 12,589 |
| Net interest income | $41,000 | 12,592 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $0 | 12,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 12,536 |
| Total noninterest expense | $2,000 | 12,606 |
| Salaries and employee benefits | $0 | 12,599 |
| Premises and equipment expense | $0 | 12,581 |
| Additional noninterest expense | $2,000 | 12,604 |
| Pre-tax net operating income | $39,000 | 11,953 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $15,000 | 11,265 |
| Income before extraordinary items | $24,000 | 11,951 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $24,000 | 11,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 422 |
| Net operating income | $24,000 | 11,989 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,616,000 | 3,560 |
| Total interest expense | $4,055,000 | 3,136 |
| Net interest income | $4,561,000 | 3,883 |
| Provision for loan and lease losses | $-26,000 | 12,628 |
| Total noninterest income | $872,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $683,000 | 2,000 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $189,000 | 5,846 |
| Total noninterest expense | $3,156,000 | 4,312 |
| Salaries and employee benefits | $1,148,000 | 5,438 |
| Premises and equipment expense | $410,000 | 4,612 |
| Additional noninterest expense | $1,598,000 | 3,314 |
| Pre-tax net operating income | $2,303,000 | 2,923 |
| Securities gains (losses) | $198,000 | 1,706 |
| Applicable income taxes | $831,000 | 2,677 |
| Income before extraordinary items | $1,670,000 | 2,932 |
| Extraordinary gains, net | $168,000 | 1,148 |
| Net income | $1,838,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,537,340 | 2,995 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,566,000 | 3,317 |
| Total interest expense | $5,432,000 | 3,061 |
| Net interest income | $5,134,000 | 3,549 |
| Provision for loan and lease losses | $1,212,000 | 1,626 |
| Total noninterest income | $845,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $686,000 | 1,984 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $159,000 | 6,436 |
| Total noninterest expense | $3,042,000 | 4,475 |
| Salaries and employee benefits | $1,149,000 | 5,378 |
| Premises and equipment expense | $403,000 | 4,764 |
| Additional noninterest expense | $1,490,000 | 3,627 |
| Pre-tax net operating income | $1,725,000 | 3,567 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $500,000 | 4,000 |
| Income before extraordinary items | $1,227,000 | 3,724 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,227,000 | 3,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,217,000 | 1,389 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,225,580 | 3,462 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.