Home > Central Bank of the Midwest > Net charge- offs to loans
Central Bank of the Midwest, Net charge- offs to loans
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1524% | 545 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0326% | 4,287 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 4,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2052% | 4,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2635% | 4,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5118% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6583% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4412% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5667% | 608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 1,252 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0493% | 4,480 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,087 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3090% | 4,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4001% | 4,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0326% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6651% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1377% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5384% | 618 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 4,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0325% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8314% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7099% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6801% | 563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1622% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 734 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 4,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1319% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 4,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0319% | 3,469 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 4,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0615% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0272% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4304% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8945% | 646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2729% | 25 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1751% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1003% | 527 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 4,160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1692% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 4,245 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0442% | 3,531 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0751% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9685% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3457% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8378% | 644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2253% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1595% | 344 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2584% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 4,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0327% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1479% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5692% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0128% | 606 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3706% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3357% | 148 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 4,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5184% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 4,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0586% | 4,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4567% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0190% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4240% | 480 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2430% | 846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0784% | 856 |
| Percentage Net Loans Charged-off:Construction & development | -0.0241% | 4,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1179% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 4,061 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 3,403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 4,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2112% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0431% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3697% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9189% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2977% | 29 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2543% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1166% | 534 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 4,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1698% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 4,129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 3,454 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 4,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1066% | 1,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0123% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4651% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8843% | 796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3935% | 24 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2133% | 779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 983 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0502% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 3,503 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 4,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1284% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0507% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2751% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9371% | 719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0250% | 1,046 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2450% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 941 |
| Percentage Net Loans Charged-off:Construction & development | -0.0177% | 4,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0315% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 4,563 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 3,633 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 4,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0750% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3744% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7860% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2532% | 537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2572% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 1,781 |
| Percentage Net Loans Charged-off:Construction & development | -0.0168% | 4,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0316% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0335% | 4,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1187% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0873% | 5,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4021% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1582% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2431% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0079% | 709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2291% | 744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 1,660 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 4,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0239% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0433% | 4,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1620% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1144% | 5,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3642% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0528% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9381% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9138% | 748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2170% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 4,561 |
| Percentage Net Loans Charged-off:Construction & development | -0.0177% | 4,486 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0272% | 4,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2463% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0439% | 4,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4010% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0656% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5663% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8953% | 726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2747% | 564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 4,897 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 4,609 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0548% | 5,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0961% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5003% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0406% | 4,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8472% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0904% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8350% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9054% | 753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1685% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1420% | 5,411 |
| Percentage Net Loans Charged-off:Construction & development | -0.2396% | 4,935 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1710% | 5,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1125% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0583% | 5,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0759% | 5,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6853% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1651% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5719% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9897% | 808 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2409% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0563% | 5,170 |
| Percentage Net Loans Charged-off:Construction & development | -0.3017% | 5,019 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0461% | 5,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1484% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0671% | 5,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0868% | 5,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9118% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1028% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8599% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9605% | 770 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0635% | 2,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0830% | 5,352 |
| Percentage Net Loans Charged-off:Construction & development | -0.4349% | 5,096 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0693% | 5,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2024% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0949% | 5,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1223% | 5,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0603% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8553% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2325% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7295% | 997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 5,124 |
| Percentage Net Loans Charged-off:Construction & development | -0.0179% | 4,726 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0390% | 5,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 4,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1397% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8001% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1410% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6725% | 1,044 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2441% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1401% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 0.2176% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1730% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 5,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 5,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1095% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2105% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9879% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1128% | 744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0489% | 1,334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2671% | 868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1908% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.2765% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2364% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 4,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 5,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1426% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0818% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0841% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9728% | 765 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0483% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2605% | 925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1915% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.4293% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2247% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0790% | 5,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0980% | 5,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1718% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9948% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4290% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9163% | 785 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0417% | 1,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2033% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0533% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.2381% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0343% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3564% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0403% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9167% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9373% | 757 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0390% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2120% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1331% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | -0.0100% | 4,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1279% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3243% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1573% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3621% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 4,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3096% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7236% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1020% | 629 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0500% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2197% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1836% | 921 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 4,796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2608% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0476% | 2,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2096% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 2,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 4,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0273% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2930% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8254% | 834 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0565% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1957% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2272% | 795 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 4,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3179% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0810% | 1,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3141% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 2,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2740% | 5,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9318% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5412% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6994% | 938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0302% | 1,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2238% | 1,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1882% | 810 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,959 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2403% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1672% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2075% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1579% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0367% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9509% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2926% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5896% | 1,065 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0609% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2339% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 2,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.1458% | 869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0910% | 1,597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0682% | 345 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1154% | 2,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1434% | 1,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4758% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0787% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3341% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8393% | 1,031 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0554% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 2,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.2398% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0755% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0935% | 2,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1518% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7875% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5681% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5091% | 1,505 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0603% | 1,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 2,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.3648% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1066% | 1,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1317% | 1,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 1,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7100% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7732% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4071% | 1,613 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0806% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 2,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 1,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 4,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0390% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9343% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6591% | 1,116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0467% | 817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3782% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2613% | 1,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.9195% | 858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1764% | 1,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4836% | 371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1278% | 2,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0296% | 1,367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1503% | 2,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7602% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0563% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1490% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8069% | 1,312 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1436% | 1,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1919% | 2,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1644% | 2,416 |
| Percentage Net Loans Charged-off:Construction & development | -0.0289% | 5,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1607% | 1,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6599% | 282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1786% | 2,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0393% | 1,205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2101% | 1,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0962% | 2,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0025% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3950% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8125% | 1,169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1599% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2176% | 2,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2147% | 2,049 |
| Percentage Net Loans Charged-off:Construction & development | -0.0440% | 5,562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2328% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7592% | 225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1681% | 2,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0579% | 1,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1928% | 1,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0157% | 2,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0783% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0972% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9201% | 1,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1227% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1580% | 2,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1065% | 2,236 |
| Percentage Net Loans Charged-off:Construction & development | -0.0881% | 5,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1670% | 1,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 2,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1156% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0204% | 1,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5542% | 663 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1215% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4333% | 656 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1646% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4879% | 2,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1396% | 3,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.3608% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0896% | 2,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2337% | 2,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1430% | 1,520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2551% | 2,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0553% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1284% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7284% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0289% | 1,244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2486% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5275% | 2,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1478% | 3,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.4845% | 1,676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0566% | 2,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3263% | 2,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1889% | 1,279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3594% | 2,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3101% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0364% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4743% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0105% | 1,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2563% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5511% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1809% | 3,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.6789% | 1,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0516% | 2,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4226% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2843% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4562% | 1,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3661% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8962% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7671% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9036% | 1,226 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2235% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8204% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2427% | 2,342 |
| Percentage Net Loans Charged-off:Construction & development | 1.0164% | 969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7302% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9053% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8436% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0453% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1802% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0378% | 993 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1722% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6370% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3425% | 3,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.8623% | 2,210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1565% | 578 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9003% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2457% | 1,562 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0634% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9303% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4522% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | 18.1649% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6247% | 2,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2893% | 1,014 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6689% | 2,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2399% | 3,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.3491% | 2,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5266% | 446 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6596% | 1,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0546% | 1,622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8109% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5807% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6948% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | 24.5344% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6068% | 1,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2716% | 933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7357% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1590% | 3,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0747% | 2,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7307% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0887% | 1,358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8939% | 1,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7202% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5584% | 2,275 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8341% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4396% | 2,269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2138% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2496% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0709% | 3,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0412% | 1,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3136% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3934% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3525% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7749% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1426% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5925% | 1,592 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1510% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5145% | 3,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4618% | 3,103 |
| Percentage Net Loans Charged-off:Construction & development | 1.1571% | 2,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2705% | 2,597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4502% | 2,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2726% | 1,520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4871% | 2,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3321% | 3,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7674% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4695% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5361% | 1,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3946% | 3,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3014% | 3,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.7501% | 2,404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2472% | 2,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1025% | 3,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2881% | 1,335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0656% | 3,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3742% | 3,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7359% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8574% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5540% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4384% | 3,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4028% | 2,735 |
| Percentage Net Loans Charged-off:Construction & development | 1.1754% | 1,920 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2830% | 1,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 3,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3630% | 1,066 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 7,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2206% | 3,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3356% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3500% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7430% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2622% | 3,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2147% | 2,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.9046% | 1,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0767% | 2,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5182% | 714 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 6,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3952% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6292% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8681% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8140% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6597% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | 2.5343% | 1,872 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0554% | 7,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4249% | 2,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4754% | 1,265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4149% | 2,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3058% | 2,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7769% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2965% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2323% | 901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0007% | 1,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8257% | 1,798 |
| Percentage Net Loans Charged-off:Construction & development | 3.2315% | 1,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1246% | 7,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5637% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6420% | 914 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5476% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6995% | 1,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8049% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8887% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2206% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2239% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 4,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.1830% | 2,408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1874% | 7,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3876% | 1,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1171% | 1,176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4462% | 1,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6602% | 2,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9267% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5119% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8782% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2643% | 3,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1530% | 2,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.2047% | 1,668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0317% | 1,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5022% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2507% | 699 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5612% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0988% | 7,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3347% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8971% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9132% | 624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5324% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3587% | 2,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.8640% | 1,669 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1799% | 1,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2274% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 5,937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2872% | 1,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8420% | 2,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0131% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8823% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0756% | 534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3255% | 2,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2852% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | 1.0676% | 1,045 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 7,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 2,967 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 5,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 2,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2033% | 7,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7895% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8788% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9535% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3923% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4159% | 1,066 |
| Percentage Net Loans Charged-off:Construction & development | 1.5454% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 7,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 2,244 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 5,944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2561% | 7,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2957% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7262% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4189% | 489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3816% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3283% | 924 |
| Percentage Net Loans Charged-off:Construction & development | 0.9827% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0802% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0940% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0740% | 1,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4070% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0068% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6867% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2324% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0870% | 2,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0570% | 1,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1523% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 3,185 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0135% | 5,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 2,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5505% | 1,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0245% | 1,563 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5613% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6472% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3146% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1106% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0752% | 810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1915% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 2,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 2,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1343% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9275% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3537% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7533% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 1,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1018% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1015% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7829% | 1,682 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2964% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6143% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 2,739 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 7,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 7,984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0983% | 7,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8898% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4988% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2390% | 364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 4,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 2,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0896% | 1,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1067% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4514% | 7,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9024% | 1,661 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5465% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8736% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0671% | 8,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 2,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0789% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0939% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4090% | 8,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8957% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9766% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7616% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2738% | 8,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 1,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1384% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1651% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.1906% | 8,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8084% | 1,571 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1733% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4987% | 375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 6,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2739% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3286% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9372% | 8,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5307% | 2,083 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4923% | 1,863 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0909% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1952% | 2,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 2,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0324% | 549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 2,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8576% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8495% | 2,229 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0857% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3380% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0104% | 5,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 3,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 2,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 2,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3368% | 7,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6813% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4926% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2365% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 3,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 2,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0422% | 2,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4694% | 2,970 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3520% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0971% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0276% | 7,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5722% | 8,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5889% | 2,315 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2626% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3611% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4911% | 1,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2274% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 0.1082% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3834% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2093% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2583% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5799% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5573% | 3,551 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7927% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0476% | 119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5573% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1622% | 950 |
| Percentage Net Loans Charged-off:Construction & development | -0.0167% | 7,870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4385% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0810% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0994% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4426% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6372% | 2,878 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1026% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5794% | 109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5739% | 222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2363% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4933% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.9766% | 73 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1024% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7876% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8988% | 196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.4333% | 50 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0091% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8785% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6043% | 137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3174% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3974% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4742% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5595% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.2412% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1669% | 1,937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5167% | 968 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3537% | 94 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3650% | 492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5283% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4636% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5462% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 20.6560% | 27 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3965% | 1,387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2514% | 65 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5485% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7925% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7177% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8475% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 25.4335% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7480% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2206% | 47 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6667% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5523% | 117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2082% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2473% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 29.9155% | 15 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6242% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2248% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6468% | 242 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0810% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 8,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2269% | 8,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1368% | 6,406 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 6,741 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0571% | 5,863 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 6,121 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 6,002 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 7,584 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 5,017 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5976% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2668% | 4,574 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1913% | 7,386 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |