Home > Central Bank of Lake of the Ozarks > Net charge- offs to loans
Central Bank of Lake of the Ozarks, Net charge- offs to loans
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0306% | 4,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0553% | 4,507 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2383% | 4,016 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0642% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4391% | 839 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9829% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1112% | 1,637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 3,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0658% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3789% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8241% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0537% | 1,688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0991% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3794% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9640% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1607% | 1,199 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0767% | 1,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.3020% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0369% | 4,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 3,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4114% | 1,422 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2712% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1131% | 2,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 2,228 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0281% | 4,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1006% | 4,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0100% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4470% | 1,269 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3607% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1320% | 2,112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0359% | 2,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0346% | 4,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1315% | 4,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0166% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5899% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6128% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2369% | 1,720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1150% | 4,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0627% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0340% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2388% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0528% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0985% | 4,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1153% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.1087% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0518% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1916% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5566% | 1,436 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8808% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0953% | 2,806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.1493% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0478% | 4,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 4,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1984% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6210% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5342% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0373% | 2,905 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 2,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0346% | 4,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0704% | 4,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 4,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 4,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0339% | 4,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6697% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0165% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0369% | 4,412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 3,804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0656% | 5,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0598% | 5,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0988% | 5,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1226% | 5,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2457% | 4,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6515% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2318% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0915% | 2,078 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | -0.2038% | 4,745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0559% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.9016% | 4,397 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1641% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2027% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0240% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8657% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3468% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3381% | 1,837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1494% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0864% | 684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0753% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1290% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1594% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0162% | 1,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7765% | 976 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9361% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3221% | 1,742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1144% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0912% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0303% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7520% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5289% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3716% | 1,502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 1,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 4,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6654% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8685% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1939% | 1,831 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2184% | 1,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1252% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.1899% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2818% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 4,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 4,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2580% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1316% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1919% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5441% | 1,518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1079% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 4,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.2544% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0508% | 5,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 4,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 4,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3494% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1506% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5550% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7025% | 1,084 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 3,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0903% | 5,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.4267% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2196% | 5,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0465% | 5,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0594% | 5,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 1,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8506% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5501% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5259% | 1,331 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1072% | 1,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.8867% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0525% | 5,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0674% | 5,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 4,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8539% | 963 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2892% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5841% | 1,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2037% | 1,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1010% | 1,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0415% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0485% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1164% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1471% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3966% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8546% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7756% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3534% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6401% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1975% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1255% | 902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0561% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7711% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1340% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1680% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0878% | 1,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8593% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1662% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3062% | 1,970 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4522% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2209% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1664% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 734 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1358% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1963% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2450% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9268% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7132% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4602% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7779% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1985% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1417% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0831% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7044% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1974% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2448% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0282% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9378% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1396% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2446% | 1,737 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4505% | 437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1593% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1092% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.4923% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0468% | 5,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5060% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0657% | 2,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0423% | 2,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5204% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8341% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1386% | 2,817 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7367% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 2,662 |
| Percentage Net Loans Charged-off:Construction & development | -0.1123% | 5,118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0870% | 5,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2964% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 1,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 1,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0293% | 1,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4124% | 1,700 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7841% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0234% | 3,196 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7724% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 2,137 |
| Percentage Net Loans Charged-off:Construction & development | -0.1517% | 5,247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1410% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 5,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 5,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0534% | 4,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5909% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2807% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1346% | 2,398 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3295% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1267% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0918% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 5,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2524% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0416% | 5,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0492% | 5,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5029% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4294% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1662% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6608% | 236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2133% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1443% | 1,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0396% | 1,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1048% | 1,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2543% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8979% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1304% | 2,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1383% | 2,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9586% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7043% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5069% | 1,660 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8057% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2042% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1395% | 1,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0660% | 863 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0243% | 5,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3797% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1883% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2212% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0594% | 2,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0076% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4379% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6161% | 1,296 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3725% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1785% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1136% | 1,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.1212% | 689 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1942% | 6,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4788% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7306% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2262% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0087% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0211% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9392% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7144% | 1,075 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3550% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2679% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2133% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.2423% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 5,591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4675% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4133% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1253% | 6,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1173% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0125% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9609% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3790% | 1,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0733% | 311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4635% | 1,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4470% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.2193% | 1,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5090% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6691% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3896% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4619% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1580% | 2,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6640% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7042% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2587% | 2,752 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8790% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3638% | 1,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3377% | 1,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.1491% | 1,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2935% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4180% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3155% | 1,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3734% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0306% | 2,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7513% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5391% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2756% | 2,416 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4100% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4903% | 1,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4781% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0346% | 1,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4564% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8868% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4778% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5659% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0639% | 2,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7635% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7272% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4045% | 1,878 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8762% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5956% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5819% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0668% | 870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5442% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8892% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7641% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9045% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1298% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8280% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1379% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5492% | 1,420 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2562% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6707% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7488% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 3.0541% | 842 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3731% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.2419% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9322% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3446% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8451% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6209% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4060% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3682% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9471% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9477% | 309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3325% | 698 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3778% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 2.8747% | 829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6444% | 1,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.5676% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6844% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2208% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5667% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2067% | 2,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6609% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5708% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0989% | 1,040 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2016% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2784% | 839 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3371% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 3.2660% | 716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1108% | 2,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.0902% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7260% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6120% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7519% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3055% | 2,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3328% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6460% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4858% | 1,914 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9860% | 335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3911% | 725 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4652% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 5.0716% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2225% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6108% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7526% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7741% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9834% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2156% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7142% | 1,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3134% | 340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9121% | 1,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9747% | 1,652 |
| Percentage Net Loans Charged-off:Construction & development | 1.1372% | 2,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0037% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8304% | 647 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8790% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1178% | 779 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8186% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1771% | 3,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5703% | 2,589 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7616% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1770% | 3,856 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5185% | 355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8489% | 1,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9235% | 1,591 |
| Percentage Net Loans Charged-off:Construction & development | 1.3346% | 1,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9159% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1106% | 509 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6349% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7433% | 909 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6071% | 1,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 6,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5537% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4572% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1938% | 3,424 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1138% | 361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0068% | 1,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1101% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 2.1370% | 1,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7426% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8537% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8352% | 784 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8586% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1037% | 6,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7176% | 1,919 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3132% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2907% | 2,768 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4291% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9237% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9999% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 2.4375% | 917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2940% | 1,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7947% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9648% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7501% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1684% | 6,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1758% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0242% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4604% | 1,858 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7634% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6128% | 3,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5688% | 2,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.8198% | 2,630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3502% | 2,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6920% | 1,863 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0063% | 867 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6037% | 1,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5005% | 3,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8698% | 2,394 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4264% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.1880% | 217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6019% | 2,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5731% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.9088% | 2,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4186% | 1,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5354% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8634% | 866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4411% | 2,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5083% | 2,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7186% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4718% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6187% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2826% | 3,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1957% | 3,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.2835% | 2,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1533% | 2,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1945% | 2,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2514% | 2,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5367% | 2,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8158% | 2,214 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5387% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9547% | 218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4262% | 2,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2988% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.5002% | 1,683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3090% | 1,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1358% | 2,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1768% | 2,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0363% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1029% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0934% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1357% | 224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3936% | 4,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2599% | 3,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.3266% | 3,090 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2507% | 2,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2484% | 2,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1153% | 1,725 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2888% | 2,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7181% | 3,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1253% | 2,455 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7527% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.3987% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4212% | 3,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2655% | 3,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.3568% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2542% | 1,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2300% | 2,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1515% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2540% | 2,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9689% | 2,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3064% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1936% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.9219% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1987% | 4,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.2470% | 2,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0731% | 1,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 3,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 3,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0799% | 3,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0666% | 2,198 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4555% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8242% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1667% | 3,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 3,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.1584% | 1,692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 2,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 2,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1776% | 2,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9703% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0139% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.8939% | 165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2555% | 3,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 4,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0846% | 2,640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 2,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1615% | 2,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1231% | 1,166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1728% | 2,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2725% | 3,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4567% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0395% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.0646% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2501% | 2,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0896% | 3,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0809% | 2,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 1,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2154% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1681% | 859 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2292% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2658% | 2,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2457% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4677% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.6135% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 5,263 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1101% | 8,167 |
| Percentage Net Loans Charged-off:Construction & development | -0.3501% | 7,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 7,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 7,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 6,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8408% | 1,988 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6401% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.8077% | 101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0524% | 7,794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2067% | 8,263 |
| Percentage Net Loans Charged-off:Construction & development | -0.7201% | 7,676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 7,717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 5,929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0946% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7184% | 1,981 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7940% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.6166% | 90 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 5,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0872% | 8,275 |
| Percentage Net Loans Charged-off:Construction & development | -0.4093% | 7,754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0536% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0155% | 5,987 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 2,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2173% | 7,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1583% | 1,368 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4555% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.5587% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 3,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 3,146 |
| Percentage Net Loans Charged-off:Construction & development | -0.0295% | 7,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0386% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 2,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 2,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5012% | 7,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9006% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4086% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.3680% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 4,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 2,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0554% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 7,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 7,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 7,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8050% | 7,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7323% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8506% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5231% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 2,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.1120% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0256% | 7,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 7,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2501% | 7,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4489% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9291% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2425% | 136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 4,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0410% | 8,226 |
| Percentage Net Loans Charged-off:Construction & development | -0.1625% | 7,817 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0297% | 8,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0725% | 1,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0868% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 7,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7758% | 1,974 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2821% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9358% | 388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 7,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0636% | 8,299 |
| Percentage Net Loans Charged-off:Construction & development | -0.2404% | 7,835 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0410% | 8,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 1,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1157% | 1,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0625% | 7,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5431% | 2,368 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7781% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7171% | 374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 2,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0681% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.2682% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0607% | 8,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 1,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 1,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0806% | 2,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4926% | 2,380 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7255% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5436% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 8,161 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 7,652 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1226% | 8,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2258% | 3,030 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2112% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3621% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1288% | 3,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 1,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.2409% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0999% | 8,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0591% | 1,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0691% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0607% | 3,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7514% | 2,548 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4776% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1640% | 355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0179% | 7,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0799% | 8,438 |
| Percentage Net Loans Charged-off:Construction & development | -0.0470% | 7,793 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1325% | 8,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0621% | 8,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0721% | 8,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 6,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5481% | 2,931 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1084% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1637% | 485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0318% | 7,793 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0877% | 8,432 |
| Percentage Net Loans Charged-off:Construction & development | -0.0498% | 7,766 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 8,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2081% | 8,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2410% | 8,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0751% | 2,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3974% | 3,255 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8536% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7251% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0273% | 7,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0812% | 8,470 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 7,720 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2446% | 8,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2821% | 8,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2556% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2643% | 3,317 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2009% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5455% | 7,553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1574% | 3,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0872% | 1,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0314% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 8,341 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7591% | 6,453 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2870% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0532% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3194% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2811% | 2,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6750% | 3,074 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6602% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9369% | 594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 4,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 7,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0092% | 6,404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0870% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0739% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0888% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2069% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4366% | 3,700 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7858% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4742% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 5,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 2,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0308% | 398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4937% | 6,374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1168% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 1,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2512% | 7,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4853% | 3,268 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2796% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3570% | 732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 4,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0689% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 1,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1832% | 7,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3306% | 3,455 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2247% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.1798% | 7,776 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1956% | 3,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 2,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0349% | 715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1679% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1866% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8878% | 1,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6284% | 3,664 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2813% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0879% | 203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1484% | 3,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0631% | 1,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0467% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1476% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1638% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6941% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2818% | 4,950 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5335% | 1,265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9966% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1039% | 3,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0841% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0702% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1869% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2064% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0251% | 3,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2996% | 4,439 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3631% | 1,237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9057% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 3,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0961% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1062% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3865% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3164% | 3,800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9148% | 1,117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0549% | 158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 4,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 2,643 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 8,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1520% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1651% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9131% | 2,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4040% | 4,782 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8879% | 1,700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9184% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2973% | 2,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3315% | 592 |
| Percentage Net Loans Charged-off:Construction & development | 0.4223% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 1,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.6443% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2426% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2570% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0382% | 4,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2355% | 5,745 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5873% | 1,441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1778% | 3,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0924% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0392% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1986% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2092% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6328% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5297% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8179% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2793% | 2,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2921% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 0.1647% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5964% | 40 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1485% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1575% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0511% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5027% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8697% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2009% | 3,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1013% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 0.1993% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0755% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6729% | 266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6091% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8860% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1760% | 4,133 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1754% | 4,434 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1234% | 5,117 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 5,975 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4548% | 2,986 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7398% | 2,971 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |