Home > Central Bank of Branson > Income and Expense

Central Bank of Branson, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$10,099,000	2,056
Total interest expense	$262,000	3,683
Net interest income	$9,837,000	1,947
Provision for loan and lease losses	$220,000	1,419
Total noninterest income	$4,617,000	1,159
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,068,000	715
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,549,000	1,138
Total noninterest expense	$8,687,000	1,780
Salaries and employee benefits	$3,772,000	2,172
Premises and equipment expense	$875,000	1,882
Additional noninterest expense	$4,040,000	1,243
Pre-tax net operating income	$5,547,000	1,641
Securities gains (losses)	$17,000	1,472
Applicable income taxes	$1,276,000	1,281
Income before extraordinary items	$4,288,000	1,788
Extraordinary gains, net	$0	8
Net income	$4,288,000	1,787
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,288,000	1,788
Net charge-offs	$73,000	1,206
Cash dividends	$4,000,000	685
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,274,570	1,765
2021-06-30 (YTD Data)		Rank
Total interest income	$6,567,000	2,085
Total interest expense	$173,000	3,769
Net interest income	$6,394,000	1,964
Provision for loan and lease losses	$184,000	1,239
Total noninterest income	$2,872,000	1,221
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$658,000	738
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,214,000	1,206
Total noninterest expense	$5,703,000	1,791
Salaries and employee benefits	$2,526,000	2,161
Premises and equipment expense	$567,000	1,909
Additional noninterest expense	$2,610,000	1,269
Pre-tax net operating income	$3,379,000	1,711
Securities gains (losses)	$17,000	1,238
Applicable income taxes	$779,000	1,335
Income before extraordinary items	$2,617,000	1,876
Extraordinary gains, net	$0	6
Net income	$2,617,000	1,876
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,617,000	1,876
Net charge-offs	$56,000	1,119
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,603,570	1,846
2021-03-31 (YTD Data)		Rank
Total interest income	$3,306,000	2,073
Total interest expense	$86,000	3,843
Net interest income	$3,220,000	1,932
Provision for loan and lease losses	$85,000	1,387
Total noninterest income	$1,412,000	1,225
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$311,000	770
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,101,000	1,190
Total noninterest expense	$2,866,000	1,781
Salaries and employee benefits	$1,293,000	2,116
Premises and equipment expense	$272,000	1,962
Additional noninterest expense	$1,301,000	1,256
Pre-tax net operating income	$1,681,000	1,721
Securities gains (losses)	$0	1,392
Applicable income taxes	$388,000	1,340
Income before extraordinary items	$1,293,000	1,899
Extraordinary gains, net	$0	3
Net income	$1,293,000	1,898
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,293,000	1,899
Net charge-offs	$-24,000	4,405
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,293,000	1,862
2020-12-31 (YTD Data)		Rank
Total interest income	$13,498,000	2,038
Total interest expense	$787,000	3,291
Net interest income	$12,711,000	1,868
Provision for loan and lease losses	$449,000	2,361
Total noninterest income	$5,367,000	1,208
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,258,000	775
Trading account gains and fees	$0	133
Additional Noninterest Income	$4,109,000	1,180
Total noninterest expense	$10,445,000	1,891
Salaries and employee benefits	$4,848,000	2,200
Premises and equipment expense	$963,000	2,082
Additional noninterest expense	$4,634,000	1,367
Pre-tax net operating income	$7,184,000	1,353
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,651,000	1,059
Income before extraordinary items	$5,533,000	1,515
Extraordinary gains, net	$0	4
Net income	$5,533,000	1,515
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,533,000	1,515
Net charge-offs	$-19,000	4,382
Cash dividends	$1,000,000	2,187
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,533,000	1,468
2020-09-30 (YTD Data)		Rank
Total interest income	$10,184,000	2,040
Total interest expense	$694,000	3,141
Net interest income	$9,490,000	1,864
Provision for loan and lease losses	$322,000	2,366
Total noninterest income	$3,676,000	1,250
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$906,000	798
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,770,000	1,236
Total noninterest expense	$7,751,000	1,889
Salaries and employee benefits	$3,593,000	2,192
Premises and equipment expense	$677,000	2,157
Additional noninterest expense	$3,481,000	1,348
Pre-tax net operating income	$5,093,000	1,369
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,169,000	1,068
Income before extraordinary items	$3,924,000	1,532
Extraordinary gains, net	$0	4
Net income	$3,924,000	1,532
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,924,000	1,533
Net charge-offs	$-115,000	4,837
Cash dividends	$1,000,000	1,694
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,924,000	1,491
2020-06-30 (YTD Data)		Rank
Total interest income	$6,851,000	2,052
Total interest expense	$575,000	2,933
Net interest income	$6,276,000	1,884
Provision for loan and lease losses	$182,000	2,486
Total noninterest income	$2,127,000	1,303
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$598,000	807
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,529,000	1,302
Total noninterest expense	$5,076,000	1,911
Salaries and employee benefits	$2,374,000	2,201
Premises and equipment expense	$452,000	2,152
Additional noninterest expense	$2,250,000	1,362
Pre-tax net operating income	$3,145,000	1,392
Securities gains (losses)	$0	2,249
Applicable income taxes	$718,000	1,061
Income before extraordinary items	$2,427,000	1,572
Extraordinary gains, net	$0	4
Net income	$2,427,000	1,573
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,427,000	1,573
Net charge-offs	$-114,000	4,910
Cash dividends	$1,000,000	1,313
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,427,000	1,525
2020-03-31 (YTD Data)		Rank
Total interest income	$3,532,000	1,996
Total interest expense	$395,000	2,630
Net interest income	$3,137,000	1,853
Provision for loan and lease losses	$40,000	2,710
Total noninterest income	$934,000	1,352
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$350,000	827
Trading account gains and fees	$0	106
Additional Noninterest Income	$584,000	1,378
Total noninterest expense	$2,491,000	1,950
Salaries and employee benefits	$1,142,000	2,272
Premises and equipment expense	$225,000	2,176
Additional noninterest expense	$1,124,000	1,387
Pre-tax net operating income	$1,540,000	1,296
Securities gains (losses)	$0	1,705
Applicable income taxes	$350,000	968
Income before extraordinary items	$1,190,000	1,440
Extraordinary gains, net	$0	4
Net income	$1,190,000	1,437
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,190,000	1,440
Net charge-offs	$-114,000	4,981
Cash dividends	$1,000,000	802
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,190,000	1,418
2019-12-31 (YTD Data)		Rank
Total interest income	$14,956,000	1,927
Total interest expense	$1,654,000	2,623
Net interest income	$13,302,000	1,779
Provision for loan and lease losses	$655,000	1,268
Total noninterest income	$4,128,000	1,283
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,357,000	887
Trading account gains and fees	$0	135
Additional Noninterest Income	$2,771,000	1,267
Total noninterest expense	$9,992,000	1,926
Salaries and employee benefits	$4,499,000	2,254
Premises and equipment expense	$979,000	2,066
Additional noninterest expense	$4,514,000	1,356
Pre-tax net operating income	$6,783,000	1,396
Securities gains (losses)	$-1,000	4,531
Applicable income taxes	$1,673,000	1,014
Income before extraordinary items	$5,109,000	1,569
Extraordinary gains, net	$0	11
Net income	$5,109,000	1,572
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,109,000	1,571
Net charge-offs	$437,000	1,135
Cash dividends	$4,200,000	920
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,109,790	1,536
2019-09-30 (YTD Data)		Rank
Total interest income	$11,287,000	1,927
Total interest expense	$1,288,000	2,595
Net interest income	$9,999,000	1,803
Provision for loan and lease losses	$558,000	1,064
Total noninterest income	$2,946,000	1,316
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,000,000	890
Trading account gains and fees	$0	129
Additional Noninterest Income	$1,946,000	1,310
Total noninterest expense	$7,440,000	1,942
Salaries and employee benefits	$3,302,000	2,297
Premises and equipment expense	$720,000	2,103
Additional noninterest expense	$3,418,000	1,348
Pre-tax net operating income	$4,947,000	1,459
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,164,000	1,116
Income before extraordinary items	$3,783,000	1,605
Extraordinary gains, net	$0	11
Net income	$3,783,000	1,606
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,783,000	1,606
Net charge-offs	$347,000	944
Cash dividends	$2,700,000	950
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,783,000	1,575
2019-06-30 (YTD Data)		Rank
Total interest income	$7,496,000	1,935
Total interest expense	$860,000	2,563
Net interest income	$6,636,000	1,816
Provision for loan and lease losses	$453,000	912
Total noninterest income	$1,879,000	1,330
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$649,000	898
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,230,000	1,314
Total noninterest expense	$4,829,000	1,984
Salaries and employee benefits	$2,154,000	2,348
Premises and equipment expense	$468,000	2,149
Additional noninterest expense	$2,207,000	1,410
Pre-tax net operating income	$3,233,000	1,455
Securities gains (losses)	$0	1,702
Applicable income taxes	$758,000	1,103
Income before extraordinary items	$2,475,000	1,620
Extraordinary gains, net	$0	11
Net income	$2,475,000	1,621
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,475,000	1,621
Net charge-offs	$404,000	649
Cash dividends	$2,200,000	809
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,475,000	1,584
2019-03-31 (YTD Data)		Rank
Total interest income	$3,670,000	1,971
Total interest expense	$437,000	2,504
Net interest income	$3,233,000	1,853
Provision for loan and lease losses	$224,000	880
Total noninterest income	$856,000	1,372
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$316,000	913
Trading account gains and fees	$0	126
Additional Noninterest Income	$540,000	1,373
Total noninterest expense	$2,352,000	2,034
Salaries and employee benefits	$1,049,000	2,405
Premises and equipment expense	$232,000	2,183
Additional noninterest expense	$1,071,000	1,435
Pre-tax net operating income	$1,513,000	1,519
Securities gains (losses)	$0	1,087
Applicable income taxes	$352,000	1,145
Income before extraordinary items	$1,161,000	1,669
Extraordinary gains, net	$0	5
Net income	$1,161,000	1,667
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,161,000	1,668
Net charge-offs	$90,000	933
Cash dividends	$1,000,000	809
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,161,000	1,643
2018-12-31 (YTD Data)		Rank
Total interest income	$13,765,000	1,989
Total interest expense	$1,089,000	2,811
Net interest income	$12,676,000	1,854
Provision for loan and lease losses	$1,304,000	712
Total noninterest income	$4,373,000	1,190
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,293,000	922
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,080,000	1,120
Total noninterest expense	$9,379,000	2,003
Salaries and employee benefits	$4,122,000	2,404
Premises and equipment expense	$981,000	2,083
Additional noninterest expense	$4,276,000	1,416
Pre-tax net operating income	$6,366,000	1,449
Securities gains (losses)	$5,000	828
Applicable income taxes	$1,418,000	1,088
Income before extraordinary items	$4,953,000	1,596
Extraordinary gains, net	$0	6
Net income	$4,953,000	1,595
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,953,000	1,595
Net charge-offs	$1,486,000	436
Cash dividends	$3,250,000	1,024
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,949,050	1,586
2018-09-30 (YTD Data)		Rank
Total interest income	$10,094,000	2,010
Total interest expense	$740,000	2,874
Net interest income	$9,354,000	1,876
Provision for loan and lease losses	$927,000	685
Total noninterest income	$3,374,000	1,178
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$952,000	945
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,422,000	1,096
Total noninterest expense	$7,106,000	1,990
Salaries and employee benefits	$3,110,000	2,396
Premises and equipment expense	$736,000	2,078
Additional noninterest expense	$3,260,000	1,408
Pre-tax net operating income	$4,695,000	1,484
Securities gains (losses)	$5,000	822
Applicable income taxes	$1,075,000	1,108
Income before extraordinary items	$3,625,000	1,639
Extraordinary gains, net	$0	5
Net income	$3,625,000	1,637
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,625,000	1,638
Net charge-offs	$714,000	572
Cash dividends	$250,000	2,964
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,621,050	1,627
2018-06-30 (YTD Data)		Rank
Total interest income	$6,577,000	2,035
Total interest expense	$455,000	2,931
Net interest income	$6,122,000	1,908
Provision for loan and lease losses	$657,000	645
Total noninterest income	$2,420,000	1,122
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$633,000	941
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,787,000	1,024
Total noninterest expense	$4,762,000	1,993
Salaries and employee benefits	$2,120,000	2,378
Premises and equipment expense	$484,000	2,122
Additional noninterest expense	$2,158,000	1,417
Pre-tax net operating income	$3,123,000	1,478
Securities gains (losses)	$0	961
Applicable income taxes	$722,000	1,096
Income before extraordinary items	$2,401,000	1,628
Extraordinary gains, net	$0	6
Net income	$2,401,000	1,627
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,401,000	1,627
Net charge-offs	$223,000	869
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,401,000	1,611
2018-03-31 (YTD Data)		Rank
Total interest income	$3,195,000	2,075
Total interest expense	$231,000	2,858
Net interest income	$2,964,000	1,968
Provision for loan and lease losses	$186,000	1,003
Total noninterest income	$910,000	1,354
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$309,000	963
Trading account gains and fees	$0	123
Additional Noninterest Income	$601,000	1,332
Total noninterest expense	$2,362,000	2,018
Salaries and employee benefits	$1,074,000	2,384
Premises and equipment expense	$247,000	2,127
Additional noninterest expense	$1,041,000	1,453
Pre-tax net operating income	$1,326,000	1,645
Securities gains (losses)	$0	735
Applicable income taxes	$305,000	1,207
Income before extraordinary items	$1,021,000	1,816
Extraordinary gains, net	$0	7
Net income	$1,021,000	1,815
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,021,000	1,816
Net charge-offs	$87,000	920
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,021,000	1,807
2017-12-31 (YTD Data)		Rank
Total interest income	$11,850,000	2,152
Total interest expense	$594,000	3,401
Net interest income	$11,256,000	2,020
Provision for loan and lease losses	$1,256,000	744
Total noninterest income	$3,280,000	1,486
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,261,000	960
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,019,000	1,525
Total noninterest expense	$9,537,000	1,989
Salaries and employee benefits	$4,358,000	2,327
Premises and equipment expense	$974,000	2,153
Additional noninterest expense	$4,205,000	1,451
Pre-tax net operating income	$3,743,000	2,135
Securities gains (losses)	$-24,000	5,194
Applicable income taxes	$1,839,000	1,341
Income before extraordinary items	$1,880,000	2,792
Extraordinary gains, net	$0	9
Net income	$1,880,000	2,791
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,880,000	2,792
Net charge-offs	$1,505,000	510
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,895,360	2,764
2017-09-30 (YTD Data)		Rank
Total interest income	$8,702,000	2,192
Total interest expense	$422,000	3,491
Net interest income	$8,280,000	2,063
Provision for loan and lease losses	$612,000	1,012
Total noninterest income	$2,429,000	1,509
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$935,000	974
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,494,000	1,552
Total noninterest expense	$7,159,000	1,984
Salaries and employee benefits	$3,276,000	2,333
Premises and equipment expense	$709,000	2,195
Additional noninterest expense	$3,174,000	1,436
Pre-tax net operating income	$2,938,000	2,097
Securities gains (losses)	$-24,000	5,516
Applicable income taxes	$940,000	1,519
Income before extraordinary items	$1,974,000	2,430
Extraordinary gains, net	$0	9
Net income	$1,974,000	2,429
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,974,000	2,430
Net charge-offs	$1,404,000	389
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,990,320	2,393
2017-06-30 (YTD Data)		Rank
Total interest income	$5,726,000	2,195
Total interest expense	$255,000	3,632
Net interest income	$5,471,000	2,058
Provision for loan and lease losses	$271,000	1,303
Total noninterest income	$1,592,000	1,527
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$632,000	957
Trading account gains and fees	$0	139
Additional Noninterest Income	$960,000	1,587
Total noninterest expense	$4,727,000	1,999
Salaries and employee benefits	$2,198,000	2,335
Premises and equipment expense	$458,000	2,256
Additional noninterest expense	$2,071,000	1,468
Pre-tax net operating income	$2,065,000	1,978
Securities gains (losses)	$0	1,906
Applicable income taxes	$670,000	1,445
Income before extraordinary items	$1,395,000	2,273
Extraordinary gains, net	$0	11
Net income	$1,395,000	2,273
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,395,000	2,273
Net charge-offs	$1,370,000	285
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,395,000	2,242
2017-03-31 (YTD Data)		Rank
Total interest income	$2,795,000	2,235
Total interest expense	$122,000	3,695
Net interest income	$2,673,000	2,093
Provision for loan and lease losses	$81,000	1,642
Total noninterest income	$784,000	1,533
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$318,000	947
Trading account gains and fees	$0	142
Additional Noninterest Income	$466,000	1,593
Total noninterest expense	$2,365,000	2,017
Salaries and employee benefits	$1,105,000	2,342
Premises and equipment expense	$228,000	2,291
Additional noninterest expense	$1,032,000	1,456
Pre-tax net operating income	$1,011,000	1,948
Securities gains (losses)	$0	1,153
Applicable income taxes	$326,000	1,427
Income before extraordinary items	$685,000	2,231
Extraordinary gains, net	$0	8
Net income	$685,000	2,232
Minority interest net income	$0	55
Net income of bank and minority interests.	$685,000	2,232
Net charge-offs	$114,000	857
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$685,000	2,205
2016-12-31 (YTD Data)		Rank
Total interest income	$11,474,000	2,148
Total interest expense	$356,000	4,219
Net interest income	$11,118,000	1,991
Provision for loan and lease losses	$890,000	1,005
Total noninterest income	$3,761,000	1,402
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,251,000	981
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,510,000	1,368
Total noninterest expense	$9,741,000	1,949
Salaries and employee benefits	$4,284,000	2,377
Premises and equipment expense	$985,000	2,173
Additional noninterest expense	$4,472,000	1,392
Pre-tax net operating income	$4,248,000	1,851
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,294,000	1,398
Income before extraordinary items	$2,954,000	2,143
Extraordinary gains, net	$0	5
Net income	$2,954,000	2,141
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,954,000	2,142
Net charge-offs	$856,000	744
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,954,000	2,080
2016-09-30 (YTD Data)		Rank
Total interest income	$8,635,000	2,151
Total interest expense	$265,000	4,273
Net interest income	$8,370,000	1,985
Provision for loan and lease losses	$864,000	775
Total noninterest income	$2,995,000	1,338
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$923,000	995
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,072,000	1,282
Total noninterest expense	$7,509,000	1,902
Salaries and employee benefits	$3,210,000	2,363
Premises and equipment expense	$741,000	2,175
Additional noninterest expense	$3,558,000	1,322
Pre-tax net operating income	$2,992,000	1,967
Securities gains (losses)	$0	3,160
Applicable income taxes	$879,000	1,536
Income before extraordinary items	$2,113,000	2,249
Extraordinary gains, net	$0	5
Net income	$2,113,000	2,248
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,113,000	2,249
Net charge-offs	$790,000	570
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,113,000	2,180
2016-06-30 (YTD Data)		Rank
Total interest income	$5,757,000	2,155
Total interest expense	$185,000	4,210
Net interest income	$5,572,000	2,003
Provision for loan and lease losses	$194,000	1,665
Total noninterest income	$1,576,000	1,561
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$598,000	1,013
Trading account gains and fees	$0	157
Additional Noninterest Income	$978,000	1,578
Total noninterest expense	$5,104,000	1,879
Salaries and employee benefits	$2,112,000	2,399
Premises and equipment expense	$498,000	2,157
Additional noninterest expense	$2,494,000	1,275
Pre-tax net operating income	$1,850,000	2,067
Securities gains (losses)	$0	2,835
Applicable income taxes	$517,000	1,629
Income before extraordinary items	$1,333,000	2,319
Extraordinary gains, net	$0	16
Net income	$1,333,000	2,318
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,333,000	2,318
Net charge-offs	$728,000	448
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,333,000	2,257
2016-03-31 (YTD Data)		Rank
Total interest income	$2,890,000	2,149
Total interest expense	$91,000	4,271
Net interest income	$2,799,000	1,994
Provision for loan and lease losses	$96,000	1,561
Total noninterest income	$789,000	1,534
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$301,000	1,001
Trading account gains and fees	$0	142
Additional Noninterest Income	$488,000	1,528
Total noninterest expense	$2,536,000	1,878
Salaries and employee benefits	$1,052,000	2,423
Premises and equipment expense	$243,000	2,213
Additional noninterest expense	$1,241,000	1,270
Pre-tax net operating income	$956,000	1,984
Securities gains (losses)	$0	2,077
Applicable income taxes	$302,000	1,472
Income before extraordinary items	$654,000	2,311
Extraordinary gains, net	$0	12
Net income	$654,000	2,311
Minority interest net income	$0	62
Net income of bank and minority interests.	$654,000	2,311
Net charge-offs	$84,000	1,109
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$654,000	2,261
2015-12-31 (YTD Data)		Rank
Total interest income	$11,322,000	2,130
Total interest expense	$412,000	4,086
Net interest income	$10,910,000	1,981
Provision for loan and lease losses	$291,000	1,950
Total noninterest income	$3,326,000	1,489
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,301,000	963
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,025,000	1,507
Total noninterest expense	$10,221,000	1,854
Salaries and employee benefits	$4,496,000	2,253
Premises and equipment expense	$1,023,000	2,143
Additional noninterest expense	$4,702,000	1,339
Pre-tax net operating income	$3,724,000	1,976
Securities gains (losses)	$7,000	2,729
Applicable income taxes	$1,168,000	1,453
Income before extraordinary items	$2,563,000	2,294
Extraordinary gains, net	$0	23
Net income	$2,563,000	2,294
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,563,000	2,295
Net charge-offs	$366,000	1,434
Cash dividends	$1,850,000	1,429
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,558,170	2,258
2015-09-30 (YTD Data)		Rank
Total interest income	$8,457,000	2,153
Total interest expense	$320,000	4,084
Net interest income	$8,137,000	2,001
Provision for loan and lease losses	$211,000	1,910
Total noninterest income	$2,465,000	1,524
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$961,000	982
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,504,000	1,532
Total noninterest expense	$7,623,000	1,863
Salaries and employee benefits	$3,379,000	2,253
Premises and equipment expense	$751,000	2,206
Additional noninterest expense	$3,493,000	1,345
Pre-tax net operating income	$2,768,000	2,036
Securities gains (losses)	$7,000	2,511
Applicable income taxes	$870,000	1,500
Income before extraordinary items	$1,905,000	2,351
Extraordinary gains, net	$0	21
Net income	$1,905,000	2,352
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,905,000	2,352
Net charge-offs	$245,000	1,362
Cash dividends	$1,850,000	1,053
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,900,170	2,312
2015-06-30 (YTD Data)		Rank
Total interest income	$5,707,000	2,132
Total interest expense	$218,000	4,074
Net interest income	$5,489,000	1,976
Provision for loan and lease losses	$131,000	1,934
Total noninterest income	$1,617,000	1,535
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$631,000	980
Trading account gains and fees	$0	157
Additional Noninterest Income	$986,000	1,579
Total noninterest expense	$4,991,000	1,911
Salaries and employee benefits	$2,243,000	2,277
Premises and equipment expense	$494,000	2,242
Additional noninterest expense	$2,254,000	1,395
Pre-tax net operating income	$1,984,000	1,910
Securities gains (losses)	$5,000	2,231
Applicable income taxes	$630,000	1,423
Income before extraordinary items	$1,359,000	2,217
Extraordinary gains, net	$0	22
Net income	$1,359,000	2,218
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,359,000	2,219
Net charge-offs	$67,000	2,075
Cash dividends	$1,400,000	939
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,355,600	2,169
2015-03-31 (YTD Data)		Rank
Total interest income	$2,862,000	2,115
Total interest expense	$110,000	4,099
Net interest income	$2,752,000	1,971
Provision for loan and lease losses	$51,000	2,048
Total noninterest income	$797,000	1,517
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$303,000	994
Trading account gains and fees	$0	152
Additional Noninterest Income	$494,000	1,519
Total noninterest expense	$2,463,000	1,921
Salaries and employee benefits	$1,107,000	2,310
Premises and equipment expense	$247,000	2,269
Additional noninterest expense	$1,109,000	1,393
Pre-tax net operating income	$1,035,000	1,798
Securities gains (losses)	$4,000	1,704
Applicable income taxes	$328,000	1,359
Income before extraordinary items	$711,000	2,113
Extraordinary gains, net	$0	13
Net income	$711,000	2,114
Minority interest net income	$0	64
Net income of bank and minority interests.	$711,000	2,114
Net charge-offs	$27,000	1,951
Cash dividends	$675,000	893
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$708,280	2,052
2014-12-31 (YTD Data)		Rank
Total interest income	$11,091,000	2,178
Total interest expense	$486,000	4,064
Net interest income	$10,605,000	2,013
Provision for loan and lease losses	$388,000	1,710
Total noninterest income	$3,674,000	1,353
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,372,000	964
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,302,000	1,316
Total noninterest expense	$9,539,000	1,993
Salaries and employee benefits	$4,249,000	2,362
Premises and equipment expense	$1,030,000	2,186
Additional noninterest expense	$4,260,000	1,480
Pre-tax net operating income	$4,352,000	1,718
Securities gains (losses)	$25,000	2,199
Applicable income taxes	$1,378,000	1,268
Income before extraordinary items	$2,999,000	2,023
Extraordinary gains, net	$0	17
Net income	$2,999,000	2,022
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,999,000	2,022
Net charge-offs	$507,000	1,442
Cash dividends	$2,850,000	964
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,981,750	1,988
2014-09-30 (YTD Data)		Rank
Total interest income	$8,299,000	2,197
Total interest expense	$376,000	4,069
Net interest income	$7,923,000	2,028
Provision for loan and lease losses	$370,000	1,446
Total noninterest income	$2,747,000	1,370
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,036,000	965
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,711,000	1,330
Total noninterest expense	$7,195,000	1,970
Salaries and employee benefits	$3,194,000	2,363
Premises and equipment expense	$770,000	2,211
Additional noninterest expense	$3,231,000	1,471
Pre-tax net operating income	$3,105,000	1,793
Securities gains (losses)	$25,000	1,897
Applicable income taxes	$971,000	1,340
Income before extraordinary items	$2,159,000	2,089
Extraordinary gains, net	$0	15
Net income	$2,159,000	2,088
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,159,000	2,087
Net charge-offs	$30,000	3,619
Cash dividends	$2,100,000	884
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,141,750	2,067
2014-06-30 (YTD Data)		Rank
Total interest income	$5,502,000	2,201
Total interest expense	$256,000	4,074
Net interest income	$5,246,000	2,032
Provision for loan and lease losses	$324,000	1,172
Total noninterest income	$1,784,000	1,377
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$684,000	959
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,100,000	1,362
Total noninterest expense	$4,718,000	2,011
Salaries and employee benefits	$2,111,000	2,377
Premises and equipment expense	$510,000	2,237
Additional noninterest expense	$2,097,000	1,496
Pre-tax net operating income	$1,988,000	1,828
Securities gains (losses)	$25,000	1,545
Applicable income taxes	$616,000	1,355
Income before extraordinary items	$1,397,000	2,104
Extraordinary gains, net	$0	20
Net income	$1,397,000	2,108
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,397,000	2,107
Net charge-offs	$28,000	3,210
Cash dividends	$1,100,000	1,077
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,379,750	2,068
2014-03-31 (YTD Data)		Rank
Total interest income	$2,691,000	2,242
Total interest expense	$129,000	4,103
Net interest income	$2,562,000	2,071
Provision for loan and lease losses	$186,000	1,052
Total noninterest income	$846,000	1,397
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$327,000	984
Trading account gains and fees	$0	147
Additional Noninterest Income	$519,000	1,383
Total noninterest expense	$2,289,000	2,077
Salaries and employee benefits	$1,034,000	2,432
Premises and equipment expense	$255,000	2,272
Additional noninterest expense	$1,000,000	1,554
Pre-tax net operating income	$933,000	1,867
Securities gains (losses)	$11,000	1,130
Applicable income taxes	$286,000	1,388
Income before extraordinary items	$658,000	2,106
Extraordinary gains, net	$0	16
Net income	$658,000	2,108
Minority interest net income	$0	66
Net income of bank and minority interests.	$658,000	2,108
Net charge-offs	$44,000	1,967
Cash dividends	$400,000	1,206
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$650,300	2,085
2013-12-31 (YTD Data)		Rank
Total interest income	$11,139,000	2,197
Total interest expense	$653,000	3,903
Net interest income	$10,486,000	2,013
Provision for loan and lease losses	$628,000	1,588
Total noninterest income	$3,663,000	1,402
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,347,000	1,027
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,316,000	1,368
Total noninterest expense	$9,562,000	1,974
Salaries and employee benefits	$4,244,000	2,351
Premises and equipment expense	$1,010,000	2,233
Additional noninterest expense	$4,308,000	1,531
Pre-tax net operating income	$3,959,000	1,739
Securities gains (losses)	$142,000	1,104
Applicable income taxes	$1,302,000	1,235
Income before extraordinary items	$2,799,000	2,002
Extraordinary gains, net	$0	29
Net income	$2,799,000	2,005
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,799,000	2,006
Net charge-offs	$436,000	2,161
Cash dividends	$2,000,000	1,192
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,702,440	2,010
2013-09-30 (YTD Data)		Rank
Total interest income	$8,428,000	2,187
Total interest expense	$520,000	3,851
Net interest income	$7,908,000	2,006
Provision for loan and lease losses	$614,000	1,300
Total noninterest income	$2,693,000	1,449
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$983,000	1,053
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,710,000	1,413
Total noninterest expense	$7,084,000	2,000
Salaries and employee benefits	$3,147,000	2,386
Premises and equipment expense	$729,000	2,324
Additional noninterest expense	$3,208,000	1,532
Pre-tax net operating income	$2,903,000	1,789
Securities gains (losses)	$142,000	1,007
Applicable income taxes	$962,000	1,289
Income before extraordinary items	$2,083,000	2,061
Extraordinary gains, net	$0	25
Net income	$2,083,000	2,068
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,083,000	2,067
Net charge-offs	$347,000	1,975
Cash dividends	$1,000,000	1,437
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,986,440	2,082
2013-06-30 (YTD Data)		Rank
Total interest income	$5,628,000	2,191
Total interest expense	$371,000	3,754
Net interest income	$5,257,000	1,997
Provision for loan and lease losses	$435,000	1,303
Total noninterest income	$1,802,000	1,451
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$628,000	1,074
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,174,000	1,423
Total noninterest expense	$4,677,000	2,027
Salaries and employee benefits	$2,061,000	2,434
Premises and equipment expense	$482,000	2,353
Additional noninterest expense	$2,134,000	1,532
Pre-tax net operating income	$1,947,000	1,765
Securities gains (losses)	$122,000	983
Applicable income taxes	$654,000	1,262
Income before extraordinary items	$1,415,000	2,032
Extraordinary gains, net	$0	22
Net income	$1,415,000	2,038
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,415,000	2,038
Net charge-offs	$281,000	1,755
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,332,040	2,042
2013-03-31 (YTD Data)		Rank
Total interest income	$2,787,000	2,228
Total interest expense	$190,000	3,787
Net interest income	$2,597,000	2,031
Provision for loan and lease losses	$183,000	1,433
Total noninterest income	$836,000	1,522
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$300,000	1,114
Trading account gains and fees	$0	148
Additional Noninterest Income	$536,000	1,498
Total noninterest expense	$2,271,000	2,099
Salaries and employee benefits	$994,000	2,524
Premises and equipment expense	$238,000	2,397
Additional noninterest expense	$1,039,000	1,562
Pre-tax net operating income	$979,000	1,749
Securities gains (losses)	$43,000	987
Applicable income taxes	$306,000	1,304
Income before extraordinary items	$716,000	1,968
Extraordinary gains, net	$0	10
Net income	$716,000	1,969
Minority interest net income	$0	76
Net income of bank and minority interests.	$716,000	1,970
Net charge-offs	$93,000	1,957
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$685,900	1,947
2012-12-31 (YTD Data)		Rank
Total interest income	$12,350,000	2,111
Total interest expense	$1,108,000	3,365
Net interest income	$11,242,000	1,943
Provision for loan and lease losses	$2,108,000	1,032
Total noninterest income	$3,881,000	1,363
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,347,000	1,063
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,534,000	1,318
Total noninterest expense	$9,603,000	1,995
Salaries and employee benefits	$4,303,000	2,290
Premises and equipment expense	$1,068,000	2,149
Additional noninterest expense	$4,232,000	1,603
Pre-tax net operating income	$3,412,000	1,864
Securities gains (losses)	$-4,000	6,676
Applicable income taxes	$977,000	1,495
Income before extraordinary items	$2,431,000	2,231
Extraordinary gains, net	$0	29
Net income	$2,431,000	2,229
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,431,000	2,232
Net charge-offs	$2,089,000	1,123
Cash dividends	$1,450,000	1,537
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,433,840	2,098
2012-09-30 (YTD Data)		Rank
Total interest income	$9,422,000	2,121
Total interest expense	$883,000	3,339
Net interest income	$8,539,000	1,946
Provision for loan and lease losses	$1,148,000	1,291
Total noninterest income	$2,812,000	1,386
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,000,000	1,072
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,812,000	1,361
Total noninterest expense	$7,143,000	2,006
Salaries and employee benefits	$3,246,000	2,286
Premises and equipment expense	$766,000	2,266
Additional noninterest expense	$3,131,000	1,602
Pre-tax net operating income	$3,060,000	1,664
Securities gains (losses)	$0	3,575
Applicable income taxes	$926,000	1,305
Income before extraordinary items	$2,134,000	1,989
Extraordinary gains, net	$0	20
Net income	$2,134,000	1,988
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,134,000	1,990
Net charge-offs	$1,196,000	1,292
Cash dividends	$1,450,000	1,034
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,134,000	1,871
2012-06-30 (YTD Data)		Rank
Total interest income	$6,425,000	2,088
Total interest expense	$611,000	3,362
Net interest income	$5,814,000	1,904
Provision for loan and lease losses	$481,000	1,859
Total noninterest income	$1,761,000	1,431
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$654,000	1,084
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,107,000	1,421
Total noninterest expense	$4,680,000	2,050
Salaries and employee benefits	$2,177,000	2,279
Premises and equipment expense	$500,000	2,289
Additional noninterest expense	$2,003,000	1,669
Pre-tax net operating income	$2,414,000	1,440
Securities gains (losses)	$0	3,178
Applicable income taxes	$761,000	1,107
Income before extraordinary items	$1,653,000	1,743
Extraordinary gains, net	$0	19
Net income	$1,653,000	1,741
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,653,000	1,743
Net charge-offs	$388,000	2,037
Cash dividends	$1,450,000	717
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,653,000	1,660
2012-03-31 (YTD Data)		Rank
Total interest income	$3,219,000	2,105
Total interest expense	$316,000	3,397
Net interest income	$2,903,000	1,913
Provision for loan and lease losses	$240,000	1,789
Total noninterest income	$864,000	1,453
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$316,000	1,104
Trading account gains and fees	$0	148
Additional Noninterest Income	$548,000	1,415
Total noninterest expense	$2,352,000	2,037
Salaries and employee benefits	$1,070,000	2,335
Premises and equipment expense	$251,000	2,290
Additional noninterest expense	$1,031,000	1,608
Pre-tax net operating income	$1,175,000	1,469
Securities gains (losses)	$0	2,210
Applicable income taxes	$371,000	1,127
Income before extraordinary items	$804,000	1,787
Extraordinary gains, net	$0	19
Net income	$804,000	1,788
Minority interest net income	$0	78
Net income of bank and minority interests.	$804,000	1,788
Net charge-offs	$254,000	1,637
Cash dividends	$725,000	632
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$804,000	1,688
2011-12-31 (YTD Data)		Rank
Total interest income	$13,300,000	2,095
Total interest expense	$1,629,000	3,239
Net interest income	$11,671,000	1,892
Provision for loan and lease losses	$1,114,000	2,261
Total noninterest income	$3,457,000	1,347
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,502,000	978
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,955,000	1,385
Total noninterest expense	$9,402,000	2,031
Salaries and employee benefits	$4,194,000	2,302
Premises and equipment expense	$1,090,000	2,227
Additional noninterest expense	$4,118,000	1,665
Pre-tax net operating income	$4,612,000	1,261
Securities gains (losses)	$-12,000	6,896
Applicable income taxes	$1,499,000	1,002
Income before extraordinary items	$3,101,000	1,554
Extraordinary gains, net	$0	29
Net income	$3,101,000	1,555
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,101,000	1,555
Net charge-offs	$1,109,000	2,240
Cash dividends	$2,550,000	769
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,109,040	1,486
2011-09-30 (YTD Data)		Rank
Total interest income	$10,015,000	2,123
Total interest expense	$1,268,000	3,258
Net interest income	$8,747,000	1,891
Provision for loan and lease losses	$562,000	2,708
Total noninterest income	$2,528,000	1,374
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,143,000	966
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,385,000	1,422
Total noninterest expense	$7,104,000	2,031
Salaries and employee benefits	$3,147,000	2,293
Premises and equipment expense	$818,000	2,248
Additional noninterest expense	$3,139,000	1,626
Pre-tax net operating income	$3,609,000	1,263
Securities gains (losses)	$-4,000	6,937
Applicable income taxes	$1,190,000	950
Income before extraordinary items	$2,415,000	1,584
Extraordinary gains, net	$0	21
Net income	$2,415,000	1,584
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,415,000	1,584
Net charge-offs	$920,000	1,981
Cash dividends	$1,550,000	811
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,417,680	1,489
2011-06-30 (YTD Data)		Rank
Total interest income	$6,683,000	2,137
Total interest expense	$859,000	3,317
Net interest income	$5,824,000	1,896
Provision for loan and lease losses	$275,000	3,128
Total noninterest income	$1,586,000	1,420
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$752,000	969
Trading account gains and fees	$0	153
Additional Noninterest Income	$834,000	1,521
Total noninterest expense	$4,760,000	2,034
Salaries and employee benefits	$2,130,000	2,274
Premises and equipment expense	$549,000	2,251
Additional noninterest expense	$2,081,000	1,656
Pre-tax net operating income	$2,375,000	1,250
Securities gains (losses)	$-4,000	6,995
Applicable income taxes	$787,000	930
Income before extraordinary items	$1,584,000	1,551
Extraordinary gains, net	$0	15
Net income	$1,584,000	1,551
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,584,000	1,551
Net charge-offs	$176,000	3,243
Cash dividends	$1,550,000	539
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,586,680	1,484
2011-03-31 (YTD Data)		Rank
Total interest income	$3,352,000	2,133
Total interest expense	$441,000	3,369
Net interest income	$2,911,000	1,892
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$685,000	1,597
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$352,000	1,022
Trading account gains and fees	$0	158
Additional Noninterest Income	$333,000	1,782
Total noninterest expense	$2,361,000	2,059
Salaries and employee benefits	$1,049,000	2,336
Premises and equipment expense	$268,000	2,338
Additional noninterest expense	$1,044,000	1,649
Pre-tax net operating income	$1,085,000	1,335
Securities gains (losses)	$0	1,772
Applicable income taxes	$362,000	961
Income before extraordinary items	$723,000	1,625
Extraordinary gains, net	$0	9
Net income	$723,000	1,625
Minority interest net income	$0	86
Net income of bank and minority interests.	$723,000	1,625
Net charge-offs	$85,000	2,903
Cash dividends	$750,000	512
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$723,000	1,578
2010-12-31 (YTD Data)		Rank
Total interest income	$14,089,000	2,141
Total interest expense	$2,170,000	3,341
Net interest income	$11,919,000	1,845
Provision for loan and lease losses	$949,000	3,148
Total noninterest income	$4,108,000	1,238
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,806,000	839
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,302,000	1,282
Total noninterest expense	$9,686,000	2,007
Salaries and employee benefits	$4,384,000	2,207
Premises and equipment expense	$1,074,000	2,326
Additional noninterest expense	$4,228,000	1,701
Pre-tax net operating income	$5,392,000	964
Securities gains (losses)	$4,000	3,501
Applicable income taxes	$1,917,000	759
Income before extraordinary items	$3,479,000	1,227
Extraordinary gains, net	$0	29
Net income	$3,479,000	1,229
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,479,000	1,230
Net charge-offs	$840,000	2,923
Cash dividends	$2,500,000	659
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,476,440	1,187
2010-09-30 (YTD Data)		Rank
Total interest income	$10,685,000	2,167
Total interest expense	$1,683,000	3,377
Net interest income	$9,002,000	1,863
Provision for loan and lease losses	$536,000	3,433
Total noninterest income	$2,968,000	1,265
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,384,000	844
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,584,000	1,285
Total noninterest expense	$7,382,000	1,965
Salaries and employee benefits	$3,325,000	2,188
Premises and equipment expense	$809,000	2,368
Additional noninterest expense	$3,248,000	1,642
Pre-tax net operating income	$4,052,000	1,004
Securities gains (losses)	$4,000	3,332
Applicable income taxes	$1,359,000	810
Income before extraordinary items	$2,697,000	1,239
Extraordinary gains, net	$0	23
Net income	$2,697,000	1,243
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,697,000	1,243
Net charge-offs	$587,000	2,855
Cash dividends	$1,500,000	712
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,694,360	1,194
2010-06-30 (YTD Data)		Rank
Total interest income	$7,151,000	2,179
Total interest expense	$1,167,000	3,381
Net interest income	$5,984,000	1,868
Provision for loan and lease losses	$364,000	3,331
Total noninterest income	$1,967,000	1,242
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$914,000	854
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,053,000	1,243
Total noninterest expense	$4,889,000	1,995
Salaries and employee benefits	$2,225,000	2,190
Premises and equipment expense	$532,000	2,408
Additional noninterest expense	$2,132,000	1,651
Pre-tax net operating income	$2,698,000	995
Securities gains (losses)	$4,000	2,840
Applicable income taxes	$938,000	762
Income before extraordinary items	$1,764,000	1,258
Extraordinary gains, net	$0	19
Net income	$1,764,000	1,259
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,764,000	1,259
Net charge-offs	$418,000	2,651
Cash dividends	$300,000	1,862
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,761,400	1,216
2010-03-31 (YTD Data)		Rank
Total interest income	$3,566,000	2,249
Total interest expense	$614,000	3,373
Net interest income	$2,952,000	1,926
Provision for loan and lease losses	$181,000	3,127
Total noninterest income	$950,000	1,287
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$426,000	919
Trading account gains and fees	$0	175
Additional Noninterest Income	$524,000	1,247
Total noninterest expense	$2,419,000	2,032
Salaries and employee benefits	$1,095,000	2,253
Premises and equipment expense	$266,000	2,459
Additional noninterest expense	$1,058,000	1,652
Pre-tax net operating income	$1,302,000	1,017
Securities gains (losses)	$0	2,284
Applicable income taxes	$440,000	788
Income before extraordinary items	$862,000	1,271
Extraordinary gains, net	$0	16
Net income	$862,000	1,274
Minority interest net income	$0	91
Net income of bank and minority interests.	$862,000	1,273
Net charge-offs	$175,000	2,578
Cash dividends	$300,000	1,057
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$862,000	1,235
2009-12-31 (YTD Data)		Rank
Total interest income	$15,286,000	2,195
Total interest expense	$3,920,000	2,782
Net interest income	$11,366,000	1,949
Provision for loan and lease losses	$1,293,000	3,102
Total noninterest income	$4,765,000	1,144
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$2,002,000	864
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,763,000	1,099
Total noninterest expense	$10,034,000	2,019
Salaries and employee benefits	$4,478,000	2,195
Premises and equipment expense	$1,091,000	2,397
Additional noninterest expense	$4,465,000	1,658
Pre-tax net operating income	$4,804,000	873
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,627,000	659
Income before extraordinary items	$3,177,000	1,058
Extraordinary gains, net	$0	34
Net income	$3,177,000	1,055
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,177,000	1,057
Net charge-offs	$746,000	3,279
Cash dividends	$1,500,000	1,182
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,177,000	1,054
2009-09-30 (YTD Data)		Rank
Total interest income	$11,526,000	2,209
Total interest expense	$3,083,000	2,795
Net interest income	$8,443,000	1,954
Provision for loan and lease losses	$572,000	3,594
Total noninterest income	$3,488,000	1,178
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,490,000	862
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,998,000	1,150
Total noninterest expense	$7,588,000	1,985
Salaries and employee benefits	$3,355,000	2,213
Premises and equipment expense	$822,000	2,419
Additional noninterest expense	$3,411,000	1,587
Pre-tax net operating income	$3,771,000	892
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,289,000	687
Income before extraordinary items	$2,482,000	1,098
Extraordinary gains, net	$0	27
Net income	$2,482,000	1,097
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,482,000	1,098
Net charge-offs	$459,000	3,157
Cash dividends	$1,500,000	847
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,482,000	1,082
2009-06-30 (YTD Data)		Rank
Total interest income	$7,726,000	2,235
Total interest expense	$2,110,000	2,838
Net interest income	$5,616,000	1,952
Provision for loan and lease losses	$395,000	3,298
Total noninterest income	$2,291,000	1,200
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$978,000	865
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,313,000	1,189
Total noninterest expense	$4,955,000	2,050
Salaries and employee benefits	$2,231,000	2,263
Premises and equipment expense	$535,000	2,496
Additional noninterest expense	$2,189,000	1,663
Pre-tax net operating income	$2,557,000	894
Securities gains (losses)	$0	3,136
Applicable income taxes	$879,000	694
Income before extraordinary items	$1,678,000	1,128
Extraordinary gains, net	$0	21
Net income	$1,678,000	1,126
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,678,000	1,128
Net charge-offs	$440,000	2,486
Cash dividends	$1,500,000	587
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,678,000	1,090
2009-03-31 (YTD Data)		Rank
Total interest income	$3,912,000	2,251
Total interest expense	$1,052,000	2,937
Net interest income	$2,860,000	1,913
Provision for loan and lease losses	$167,000	3,087
Total noninterest income	$1,071,000	1,208
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$456,000	902
Trading account gains and fees	$0	171
Additional Noninterest Income	$615,000	1,214
Total noninterest expense	$2,379,000	2,078
Salaries and employee benefits	$1,106,000	2,315
Premises and equipment expense	$273,000	2,492
Additional noninterest expense	$1,000,000	1,616
Pre-tax net operating income	$1,385,000	919
Securities gains (losses)	$0	2,434
Applicable income taxes	$482,000	707
Income before extraordinary items	$903,000	1,207
Extraordinary gains, net	$0	15
Net income	$903,000	1,208
Minority interest net income	$0	102
Net income of bank and minority interests.	$903,000	1,209
Net charge-offs	$26,000	4,134
Cash dividends	$700,000	635
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$903,000	1,131
2008-12-31 (YTD Data)		Rank
Total interest income	$17,263,000	2,195
Total interest expense	$5,439,000	2,759
Net interest income	$11,824,000	1,885
Provision for loan and lease losses	$837,000	2,967
Total noninterest income	$4,920,000	1,065
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$2,218,000	794
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,702,000	1,055
Total noninterest expense	$10,453,000	1,852
Salaries and employee benefits	$4,520,000	2,249
Premises and equipment expense	$1,141,000	2,350
Additional noninterest expense	$4,792,000	1,319
Pre-tax net operating income	$5,454,000	1,014
Securities gains (losses)	$0	3,220
Applicable income taxes	$1,926,000	703
Income before extraordinary items	$3,528,000	1,182
Extraordinary gains, net	$0	39
Net income	$3,528,000	1,181
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	4,586
Cash dividends	$2,900,000	946
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,528,000	1,258
2008-09-30 (YTD Data)		Rank
Total interest income	$13,157,000	2,216
Total interest expense	$4,363,000	2,682
Net interest income	$8,794,000	1,928
Provision for loan and lease losses	$518,000	2,676
Total noninterest income	$3,699,000	1,113
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,711,000	774
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,988,000	1,106
Total noninterest expense	$7,870,000	1,837
Salaries and employee benefits	$3,387,000	2,273
Premises and equipment expense	$805,000	2,474
Additional noninterest expense	$3,678,000	1,246
Pre-tax net operating income	$4,105,000	1,223
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,456,000	856
Income before extraordinary items	$2,649,000	1,395
Extraordinary gains, net	$0	31
Net income	$2,649,000	1,392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,525
Cash dividends	$1,900,000	1,084
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,649,000	1,470
2008-06-30 (YTD Data)		Rank
Total interest income	$8,959,000	2,192
Total interest expense	$3,114,000	2,621
Net interest income	$5,845,000	1,924
Provision for loan and lease losses	$330,000	2,398
Total noninterest income	$1,993,000	1,332
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,135,000	764
Trading account gains and fees	$0	149
Additional Noninterest Income	$858,000	1,564
Total noninterest expense	$4,740,000	2,020
Salaries and employee benefits	$2,222,000	2,335
Premises and equipment expense	$510,000	2,596
Additional noninterest expense	$2,008,000	1,457
Pre-tax net operating income	$2,768,000	1,275
Securities gains (losses)	$0	3,233
Applicable income taxes	$989,000	955
Income before extraordinary items	$1,779,000	1,537
Extraordinary gains, net	$0	21
Net income	$1,779,000	1,537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-50,000	8,263
Cash dividends	$1,500,000	983
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,779,000	1,505
2008-03-31 (YTD Data)		Rank
Total interest income	$4,650,000	2,171
Total interest expense	$1,789,000	2,460
Net interest income	$2,861,000	1,951
Provision for loan and lease losses	$177,000	1,953
Total noninterest income	$1,034,000	1,301
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$562,000	767
Trading account gains and fees	$0	158
Additional Noninterest Income	$472,000	1,475
Total noninterest expense	$2,395,000	2,004
Salaries and employee benefits	$1,065,000	2,445
Premises and equipment expense	$251,000	2,657
Additional noninterest expense	$1,079,000	1,334
Pre-tax net operating income	$1,323,000	1,412
Securities gains (losses)	$0	2,688
Applicable income taxes	$475,000	1,050
Income before extraordinary items	$848,000	1,735
Extraordinary gains, net	$0	15
Net income	$848,000	1,737
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	2,108
Cash dividends	$500,000	1,332
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$848,000	1,670
2007-12-31 (YTD Data)		Rank
Total interest income	$18,855,000	2,180
Total interest expense	$7,976,000	2,328
Net interest income	$10,879,000	2,075
Provision for loan and lease losses	$390,000	2,739
Total noninterest income	$3,618,000	1,411
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$2,303,000	767
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,315,000	1,844
Total noninterest expense	$9,782,000	1,892
Salaries and employee benefits	$4,343,000	2,320
Premises and equipment expense	$1,086,000	2,391
Additional noninterest expense	$4,353,000	1,291
Pre-tax net operating income	$4,325,000	1,858
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,532,000	1,404
Income before extraordinary items	$2,793,000	2,161
Extraordinary gains, net	$0	39
Net income	$2,793,000	2,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$349,000	2,100
Cash dividends	$1,500,000	1,987
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,793,000	2,149
2007-09-30 (YTD Data)		Rank
Total interest income	$14,009,000	2,208
Total interest expense	$5,941,000	2,328
Net interest income	$8,068,000	2,115
Provision for loan and lease losses	$219,000	2,870
Total noninterest income	$2,692,000	1,428
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,703,000	766
Trading account gains and fees	$0	184
Additional Noninterest Income	$989,000	1,854
Total noninterest expense	$7,575,000	1,803
Salaries and employee benefits	$3,259,000	2,308
Premises and equipment expense	$792,000	2,436
Additional noninterest expense	$3,524,000	1,174
Pre-tax net operating income	$2,966,000	2,130
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,045,000	1,590
Income before extraordinary items	$1,921,000	2,455
Extraordinary gains, net	$0	33
Net income	$1,921,000	2,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,000	2,070
Cash dividends	$1,500,000	1,491
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,921,000	2,429
2007-06-30 (YTD Data)		Rank
Total interest income	$9,145,000	2,277
Total interest expense	$3,852,000	2,401
Net interest income	$5,293,000	2,176
Provision for loan and lease losses	$132,000	2,837
Total noninterest income	$1,776,000	1,458
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,127,000	789
Trading account gains and fees	$0	168
Additional Noninterest Income	$649,000	1,876
Total noninterest expense	$5,250,000	1,759
Salaries and employee benefits	$2,172,000	2,345
Premises and equipment expense	$518,000	2,496
Additional noninterest expense	$2,560,000	1,087
Pre-tax net operating income	$1,687,000	2,476
Securities gains (losses)	$0	1,444
Applicable income taxes	$592,000	1,858
Income before extraordinary items	$1,095,000	2,837
Extraordinary gains, net	$0	29
Net income	$1,095,000	2,836
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	2,176
Cash dividends	$1,250,000	1,287
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,095,000	2,816
2007-03-31 (YTD Data)		Rank
Total interest income	$4,519,000	2,298
Total interest expense	$1,875,000	2,439
Net interest income	$2,644,000	2,183
Provision for loan and lease losses	$54,000	3,005
Total noninterest income	$821,000	1,539
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$522,000	818
Trading account gains and fees	$0	195
Additional Noninterest Income	$299,000	1,966
Total noninterest expense	$2,236,000	2,065
Salaries and employee benefits	$1,094,000	2,345
Premises and equipment expense	$253,000	2,561
Additional noninterest expense	$889,000	1,507
Pre-tax net operating income	$1,175,000	1,892
Securities gains (losses)	$0	1,187
Applicable income taxes	$424,000	1,464
Income before extraordinary items	$751,000	2,175
Extraordinary gains, net	$0	22
Net income	$751,000	2,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	2,389
Cash dividends	$750,000	1,020
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$751,000	2,165
2006-12-31 (YTD Data)		Rank
Total interest income	$16,318,000	2,380
Total interest expense	$6,176,000	2,533
Net interest income	$10,142,000	2,267
Provision for loan and lease losses	$417,000	2,204
Total noninterest income	$3,762,000	1,349
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$2,267,000	779
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,495,000	1,671
Total noninterest expense	$8,233,000	2,152
Salaries and employee benefits	$4,106,000	2,384
Premises and equipment expense	$1,031,000	2,400
Additional noninterest expense	$3,096,000	1,702
Pre-tax net operating income	$5,254,000	1,804
Securities gains (losses)	$-109,000	8,235
Applicable income taxes	$1,870,000	1,407
Income before extraordinary items	$3,275,000	2,119
Extraordinary gains, net	$0	51
Net income	$3,275,000	2,120
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	2,811
Cash dividends	$2,050,000	1,495
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,344,760	2,073
2006-09-30 (YTD Data)		Rank
Total interest income	$11,770,000	2,448
Total interest expense	$4,338,000	2,600
Net interest income	$7,432,000	2,331
Provision for loan and lease losses	$324,000	2,017
Total noninterest income	$2,896,000	1,340
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,709,000	784
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,187,000	1,604
Total noninterest expense	$6,245,000	2,133
Salaries and employee benefits	$3,063,000	2,399
Premises and equipment expense	$760,000	2,442
Additional noninterest expense	$2,422,000	1,630
Pre-tax net operating income	$3,759,000	1,937
Securities gains (losses)	$-109,000	8,432
Applicable income taxes	$1,323,000	1,529
Income before extraordinary items	$2,327,000	2,285
Extraordinary gains, net	$0	45
Net income	$2,327,000	2,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-98,000	8,524
Cash dividends	$1,800,000	1,250
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,396,760	2,211
2006-06-30 (YTD Data)		Rank
Total interest income	$7,496,000	2,506
Total interest expense	$2,665,000	2,677
Net interest income	$4,831,000	2,393
Provision for loan and lease losses	$234,000	1,878
Total noninterest income	$1,757,000	1,438
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,124,000	781
Trading account gains and fees	$0	126
Additional Noninterest Income	$633,000	1,886
Total noninterest expense	$4,094,000	2,159
Salaries and employee benefits	$2,042,000	2,396
Premises and equipment expense	$470,000	2,609
Additional noninterest expense	$1,582,000	1,668
Pre-tax net operating income	$2,260,000	2,115
Securities gains (losses)	$0	1,185
Applicable income taxes	$817,000	1,640
Income before extraordinary items	$1,443,000	2,414
Extraordinary gains, net	$0	39
Net income	$1,443,000	2,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-148,000	8,641
Cash dividends	$1,300,000	1,171
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,443,000	2,398
2006-03-31 (YTD Data)		Rank
Total interest income	$3,612,000	2,552
Total interest expense	$1,261,000	2,697
Net interest income	$2,351,000	2,438
Provision for loan and lease losses	$130,000	1,639
Total noninterest income	$806,000	1,503
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$529,000	801
Trading account gains and fees	$0	115
Additional Noninterest Income	$277,000	2,047
Total noninterest expense	$2,037,000	2,173
Salaries and employee benefits	$1,037,000	2,369
Premises and equipment expense	$220,000	2,781
Additional noninterest expense	$780,000	1,671
Pre-tax net operating income	$990,000	2,290
Securities gains (losses)	$0	955
Applicable income taxes	$356,000	1,798
Income before extraordinary items	$634,000	2,632
Extraordinary gains, net	$0	21
Net income	$634,000	2,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,300
Cash dividends	$600,000	1,144
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$634,000	2,612
2005-12-31 (YTD Data)		Rank
Total interest income	$12,997,000	2,539
Total interest expense	$3,701,000	2,821
Net interest income	$9,296,000	2,381
Provision for loan and lease losses	$626,000	1,577
Total noninterest income	$3,526,000	1,418
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$2,348,000	735
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,178,000	1,992
Total noninterest expense	$7,496,000	2,239
Salaries and employee benefits	$3,702,000	2,467
Premises and equipment expense	$882,000	2,642
Additional noninterest expense	$2,912,000	1,736
Pre-tax net operating income	$4,700,000	1,956
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,705,000	1,542
Income before extraordinary items	$2,995,000	2,252
Extraordinary gains, net	$0	46
Net income	$2,995,000	2,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$554,000	1,075
Cash dividends	$2,850,000	1,083
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,995,000	2,216
2005-09-30 (YTD Data)		Rank
Total interest income	$9,451,000	2,551
Total interest expense	$2,592,000	2,846
Net interest income	$6,859,000	2,388
Provision for loan and lease losses	$311,000	2,147
Total noninterest income	$2,561,000	1,466
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,744,000	743
Trading account gains and fees	$0	126
Additional Noninterest Income	$817,000	2,095
Total noninterest expense	$5,659,000	2,186
Salaries and employee benefits	$2,722,000	2,478
Premises and equipment expense	$638,000	2,713
Additional noninterest expense	$2,299,000	1,633
Pre-tax net operating income	$3,450,000	2,003
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,253,000	1,595
Income before extraordinary items	$2,197,000	2,316
Extraordinary gains, net	$0	35
Net income	$2,197,000	2,316
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	2,917
Cash dividends	$2,100,000	1,012
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,197,000	2,276
2005-06-30 (YTD Data)		Rank
Total interest income	$6,075,000	2,572
Total interest expense	$1,564,000	2,953
Net interest income	$4,511,000	2,395
Provision for loan and lease losses	$201,000	2,152
Total noninterest income	$1,675,000	1,468
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$1,160,000	726
Trading account gains and fees	$0	116
Additional Noninterest Income	$515,000	2,140
Total noninterest expense	$3,704,000	2,218
Salaries and employee benefits	$1,775,000	2,517
Premises and equipment expense	$431,000	2,657
Additional noninterest expense	$1,498,000	1,650
Pre-tax net operating income	$2,281,000	1,974
Securities gains (losses)	$0	2,146
Applicable income taxes	$827,000	1,584
Income before extraordinary items	$1,454,000	2,284
Extraordinary gains, net	$0	30
Net income	$1,454,000	2,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	1,830
Cash dividends	$1,450,000	966
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,454,000	2,255
2005-03-31 (YTD Data)		Rank
Total interest income	$2,944,000	2,610
Total interest expense	$689,000	3,161
Net interest income	$2,255,000	2,383
Provision for loan and lease losses	$94,000	2,144
Total noninterest income	$800,000	1,491
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$553,000	733
Trading account gains and fees	$0	115
Additional Noninterest Income	$247,000	2,171
Total noninterest expense	$1,851,000	2,233
Salaries and employee benefits	$884,000	2,532
Premises and equipment expense	$210,000	2,749
Additional noninterest expense	$757,000	1,628
Pre-tax net operating income	$1,110,000	1,994
Securities gains (losses)	$0	1,685
Applicable income taxes	$400,000	1,602
Income before extraordinary items	$710,000	2,299
Extraordinary gains, net	$0	24
Net income	$710,000	2,300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	1,325
Cash dividends	$700,000	908
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$710,000	2,259
2004-12-31 (YTD Data)		Rank
Total interest income	$11,371,000	2,517
Total interest expense	$2,189,000	3,385
Net interest income	$9,182,000	2,230
Provision for loan and lease losses	$531,000	1,868
Total noninterest income	$3,609,000	1,388
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$2,380,000	743
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,229,000	1,875
Total noninterest expense	$7,077,000	2,254
Salaries and employee benefits	$3,445,000	2,532
Premises and equipment expense	$884,000	2,563
Additional noninterest expense	$2,748,000	1,774
Pre-tax net operating income	$5,183,000	1,644
Securities gains (losses)	$-1,000	7,794
Applicable income taxes	$1,888,000	1,336
Income before extraordinary items	$3,294,000	1,916
Extraordinary gains, net	$0	34
Net income	$3,294,000	1,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$312,000	1,939
Cash dividends	$4,275,000	709
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,294,640	1,869
2004-09-30 (YTD Data)		Rank
Total interest income	$8,448,000	2,504
Total interest expense	$1,600,000	3,419
Net interest income	$6,848,000	2,208
Provision for loan and lease losses	$407,000	1,741
Total noninterest income	$2,623,000	1,433
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,824,000	729
Trading account gains and fees	$0	134
Additional Noninterest Income	$799,000	2,073
Total noninterest expense	$5,348,000	2,214
Salaries and employee benefits	$2,554,000	2,531
Premises and equipment expense	$663,000	2,551
Additional noninterest expense	$2,131,000	1,694
Pre-tax net operating income	$3,716,000	1,726
Securities gains (losses)	$-1,000	8,079
Applicable income taxes	$1,350,000	1,408
Income before extraordinary items	$2,365,000	1,990
Extraordinary gains, net	$0	26
Net income	$2,365,000	1,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	2,355
Cash dividends	$2,275,000	866
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,365,640	1,938
2004-06-30 (YTD Data)		Rank
Total interest income	$5,619,000	2,488
Total interest expense	$1,088,000	3,335
Net interest income	$4,531,000	2,206
Provision for loan and lease losses	$276,000	1,688
Total noninterest income	$1,756,000	1,416
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,216,000	715
Trading account gains and fees	$0	130
Additional Noninterest Income	$540,000	2,071
Total noninterest expense	$3,537,000	2,228
Salaries and employee benefits	$1,708,000	2,515
Premises and equipment expense	$427,000	2,629
Additional noninterest expense	$1,402,000	1,711
Pre-tax net operating income	$2,474,000	1,699
Securities gains (losses)	$0	3,413
Applicable income taxes	$898,000	1,401
Income before extraordinary items	$1,576,000	1,993
Extraordinary gains, net	$0	21
Net income	$1,576,000	1,994
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	2,207
Cash dividends	$1,500,000	882
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,576,000	1,938
2004-03-31 (YTD Data)		Rank
Total interest income	$2,834,000	2,468
Total interest expense	$583,000	3,190
Net interest income	$2,251,000	2,221
Provision for loan and lease losses	$148,000	1,556
Total noninterest income	$811,000	1,474
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$580,000	734
Trading account gains and fees	$0	121
Additional Noninterest Income	$231,000	2,252
Total noninterest expense	$1,772,000	2,246
Salaries and employee benefits	$857,000	2,529
Premises and equipment expense	$180,000	3,079
Additional noninterest expense	$735,000	1,625
Pre-tax net operating income	$1,142,000	1,802
Securities gains (losses)	$0	2,934
Applicable income taxes	$415,000	1,507
Income before extraordinary items	$727,000	2,097
Extraordinary gains, net	$0	16
Net income	$727,000	2,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	2,731
Cash dividends	$725,000	891
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$727,000	2,022
2003-12-31 (YTD Data)		Rank
Total interest income	$11,261,000	2,528
Total interest expense	$2,985,000	2,885
Net interest income	$8,276,000	2,355
Provision for loan and lease losses	$524,000	2,080
Total noninterest income	$3,137,000	1,624
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,957,000	876
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,180,000	2,145
Total noninterest expense	$6,900,000	2,282
Salaries and employee benefits	$3,285,000	2,549
Premises and equipment expense	$877,000	2,550
Additional noninterest expense	$2,738,000	1,771
Pre-tax net operating income	$3,989,000	1,977
Securities gains (losses)	$8,000	3,717
Applicable income taxes	$1,334,000	1,787
Income before extraordinary items	$2,663,000	2,258
Extraordinary gains, net	$0	54
Net income	$2,663,000	2,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,096,000	859
Cash dividends	$2,500,000	1,152
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,657,640	2,160
2003-09-30 (YTD Data)		Rank
Total interest income	$8,419,000	2,579
Total interest expense	$2,372,000	2,822
Net interest income	$6,047,000	2,427
Provision for loan and lease losses	$240,000	2,928
Total noninterest income	$2,212,000	1,757
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,365,000	955
Trading account gains and fees	$0	153
Additional Noninterest Income	$847,000	2,291
Total noninterest expense	$5,300,000	2,223
Salaries and employee benefits	$2,530,000	2,493
Premises and equipment expense	$645,000	2,594
Additional noninterest expense	$2,125,000	1,705
Pre-tax net operating income	$2,719,000	2,207
Securities gains (losses)	$0	4,204
Applicable income taxes	$969,000	1,903
Income before extraordinary items	$1,750,000	2,619
Extraordinary gains, net	$0	40
Net income	$1,750,000	2,618
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$464,000	1,238
Cash dividends	$1,650,000	1,179
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,750,000	2,487
2003-06-30 (YTD Data)		Rank
Total interest income	$5,672,000	2,571
Total interest expense	$1,725,000	2,674
Net interest income	$3,947,000	2,464
Provision for loan and lease losses	$153,000	2,974
Total noninterest income	$1,428,000	1,789
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$903,000	950
Trading account gains and fees	$0	150
Additional Noninterest Income	$525,000	2,383
Total noninterest expense	$3,622,000	2,167
Salaries and employee benefits	$1,699,000	2,468
Premises and equipment expense	$431,000	2,580
Additional noninterest expense	$1,492,000	1,625
Pre-tax net operating income	$1,600,000	2,466
Securities gains (losses)	$0	3,782
Applicable income taxes	$562,000	2,148
Income before extraordinary items	$1,038,000	2,890
Extraordinary gains, net	$0	30
Net income	$1,038,000	2,889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$242,000	1,447
Cash dividends	$1,000,000	1,282
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,038,000	2,731
2003-03-31 (YTD Data)		Rank
Total interest income	$2,907,000	2,521
Total interest expense	$926,000	2,596
Net interest income	$1,981,000	2,452
Provision for loan and lease losses	$72,000	3,031
Total noninterest income	$784,000	1,609
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$426,000	970
Trading account gains and fees	$0	134
Additional Noninterest Income	$358,000	1,871
Total noninterest expense	$1,939,000	2,023
Salaries and employee benefits	$873,000	2,417
Premises and equipment expense	$200,000	2,759
Additional noninterest expense	$866,000	1,389
Pre-tax net operating income	$754,000	2,587
Securities gains (losses)	$0	2,891
Applicable income taxes	$269,000	2,206
Income before extraordinary items	$485,000	3,021
Extraordinary gains, net	$0	21
Net income	$485,000	3,019
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	1,252
Cash dividends	$550,000	1,115
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$485,000	2,876
2002-12-31 (YTD Data)		Rank
Total interest income	$13,925,000	2,211
Total interest expense	$4,491,000	2,473
Net interest income	$9,434,000	2,054
Provision for loan and lease losses	$385,000	2,927
Total noninterest income	$2,949,000	1,584
Gross Fiduciary activities income	$31,000	1,207
Service charges on deposit accounts	$2,058,000	782
Trading account gains and fees	$0	153
Additional Noninterest Income	$860,000	2,390
Total noninterest expense	$7,091,000	2,119
Salaries and employee benefits	$3,460,000	2,311
Premises and equipment expense	$920,000	2,358
Additional noninterest expense	$2,711,000	1,729
Pre-tax net operating income	$4,907,000	1,659
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,710,000	1,478
Income before extraordinary items	$3,197,000	1,873
Extraordinary gains, net	$0	70
Net income	$3,197,000	1,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$464,000	1,753
Cash dividends	$2,200,000	1,210
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,197,000	1,803
2001-12-31 (YTD Data)		Rank
Total interest income	$17,539,000	1,948
Total interest expense	$7,654,000	2,102
Net interest income	$9,885,000	1,804
Provision for loan and lease losses	$745,000	1,589
Total noninterest income	$3,110,000	1,437
Gross Fiduciary activities income	$33,000	1,218
Service charges on deposit accounts	$1,671,000	882
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,406,000	1,610
Total noninterest expense	$6,826,000	2,098
Salaries and employee benefits	$3,508,000	2,144
Premises and equipment expense	$1,009,000	2,105
Additional noninterest expense	$2,309,000	1,950
Pre-tax net operating income	$5,424,000	1,351
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,988,000	1,187
Income before extraordinary items	$3,436,000	1,552
Extraordinary gains, net	$0	105
Net income	$3,436,000	1,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$500,000	1,564
Cash dividends	$2,825,000	980
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,436,000	1,488
2000-12-31 (YTD Data)		Rank
Total interest income	$17,950,000	1,964
Total interest expense	$8,341,000	2,061
Net interest income	$9,609,000	1,838
Provision for loan and lease losses	$96,000	5,401
Total noninterest income	$2,194,000	1,754
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,226,000	1,110
Trading account gains and fees	$0	180
Additional Noninterest Income	$968,000	1,898
Total noninterest expense	$6,678,000	2,066
Salaries and employee benefits	$3,311,000	2,155
Premises and equipment expense	$1,034,000	2,005
Additional noninterest expense	$2,333,000	1,884
Pre-tax net operating income	$5,029,000	1,470
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,854,000	1,253
Income before extraordinary items	$3,175,000	1,653
Extraordinary gains, net	$0	38
Net income	$3,175,000	1,653
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,349
Cash dividends	$7,000,000	482
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,175,000	1,646
1999-12-31 (YTD Data)		Rank
Total interest income	$15,936,000	2,035
Total interest expense	$6,680,000	2,208
Net interest income	$9,256,000	1,896
Provision for loan and lease losses	$120,000	4,720
Total noninterest income	$1,895,000	1,932
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$889,000	1,467
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,006,000	1,854
Total noninterest expense	$6,285,000	2,167
Salaries and employee benefits	$3,192,000	2,199
Premises and equipment expense	$1,053,000	1,944
Additional noninterest expense	$2,040,000	2,139
Pre-tax net operating income	$4,746,000	1,582
Securities gains (losses)	$4,000	2,267
Applicable income taxes	$1,768,000	1,380
Income before extraordinary items	$2,982,000	1,786
Extraordinary gains, net	$0	35
Net income	$2,982,000	1,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$444,000	1,334
Cash dividends	$2,750,000	1,046
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,979,440	1,756
1998-12-31 (YTD Data)		Rank
Total interest income	$15,465,000	2,105
Total interest expense	$6,880,000	2,200
Net interest income	$8,585,000	1,990
Provision for loan and lease losses	$614,000	1,458
Total noninterest income	$1,710,000	2,051
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$786,000	1,613
Trading account gains and fees	$0	224
Additional Noninterest Income	$924,000	1,971
Total noninterest expense	$6,346,000	2,068
Salaries and employee benefits	$3,120,000	2,171
Premises and equipment expense	$1,111,000	1,769
Additional noninterest expense	$2,115,000	2,012
Pre-tax net operating income	$3,335,000	2,160
Securities gains (losses)	$5,000	3,437
Applicable income taxes	$1,205,000	1,990
Income before extraordinary items	$2,135,000	2,410
Extraordinary gains, net	$0	32
Net income	$2,135,000	2,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,354,000	601
Cash dividends	$2,000,000	1,312
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,131,800	2,332
1997-12-31 (YTD Data)		Rank
Total interest income	$14,936,000	2,193
Total interest expense	$6,505,000	2,309
Net interest income	$8,431,000	2,067
Provision for loan and lease losses	$480,000	1,829
Total noninterest income	$1,758,000	1,957
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$680,000	1,921
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,078,000	1,662
Total noninterest expense	$5,823,000	2,214
Salaries and employee benefits	$2,911,000	2,271
Premises and equipment expense	$1,143,000	1,717
Additional noninterest expense	$1,769,000	2,343
Pre-tax net operating income	$3,886,000	1,931
Securities gains (losses)	$2,000	3,292
Applicable income taxes	$1,344,000	1,878
Income before extraordinary items	$2,544,000	2,081
Extraordinary gains, net	$0	44
Net income	$2,544,000	2,080
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	3,103
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,542,700	2,026
1996-12-31 (YTD Data)		Rank
Total interest income	$15,152,000	2,227
Total interest expense	$6,947,000	2,226
Net interest income	$8,205,000	2,194
Provision for loan and lease losses	$880,000	1,122
Total noninterest income	$2,191,000	1,708
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$625,000	2,160
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,566,000	1,355
Total noninterest expense	$6,124,000	2,240
Salaries and employee benefits	$2,690,000	2,481
Premises and equipment expense	$1,145,000	1,764
Additional noninterest expense	$2,289,000	2,187
Pre-tax net operating income	$3,392,000	2,104
Securities gains (losses)	$0	4,148
Applicable income taxes	$1,188,000	2,010
Income before extraordinary items	$2,204,000	2,242
Extraordinary gains, net	$0	53
Net income	$2,204,000	2,242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$530,000	1,362
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,204,000	2,186
1995-12-31 (YTD Data)		Rank
Total interest income	$14,914,000	2,266
Total interest expense	$6,811,000	2,290
Net interest income	$8,103,000	2,220
Provision for loan and lease losses	$1,840,000	613
Total noninterest income	$1,941,000	1,884
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$630,000	2,154
Trading account gains and fees	$0	522
Additional Noninterest Income	$1,311,000	1,494
Total noninterest expense	$6,179,000	2,204
Salaries and employee benefits	$2,604,000	2,562
Premises and equipment expense	$1,170,000	1,730
Additional noninterest expense	$2,405,000	2,063
Pre-tax net operating income	$2,025,000	3,457
Securities gains (losses)	$0	3,831
Applicable income taxes	$646,000	3,465
Income before extraordinary items	$1,379,000	3,509
Extraordinary gains, net	$0	65
Net income	$1,379,000	3,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$822,000	1,008
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,379,000	3,488
1994-12-31 (YTD Data)		Rank
Total interest income	$13,118,000	2,323
Total interest expense	$4,954,000	2,481
Net interest income	$8,164,000	2,209
Provision for loan and lease losses	$600,000	1,325
Total noninterest income	$2,147,000	1,751
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$637,000	2,119
Trading account gains and fees	$0	475
Additional Noninterest Income	$1,510,000	1,378
Total noninterest expense	$5,820,000	2,413
Salaries and employee benefits	$2,553,000	2,605
Premises and equipment expense	$919,000	2,194
Additional noninterest expense	$2,348,000	2,260
Pre-tax net operating income	$3,891,000	1,829
Securities gains (losses)	$0	3,600
Applicable income taxes	$1,365,000	1,691
Income before extraordinary items	$2,526,000	1,929
Extraordinary gains, net	$0	249
Net income	$2,526,000	1,928
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$190,000	2,578
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,526,000	1,928
1993-12-31 (YTD Data)		Rank
Total interest income	$11,484,000	2,695
Total interest expense	$4,079,000	3,117
Net interest income	$7,405,000	2,422
Provision for loan and lease losses	$678,000	1,702
Total noninterest income	$1,940,000	2,025
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$595,000	2,317
Trading account gains and fees	$0	532
Additional Noninterest Income	$1,345,000	1,680
Total noninterest expense	$5,031,000	2,845
Salaries and employee benefits	$2,137,000	3,065
Premises and equipment expense	$772,000	2,645
Additional noninterest expense	$2,122,000	2,587
Pre-tax net operating income	$3,636,000	1,877
Securities gains (losses)	$7,000	5,826
Applicable income taxes	$1,250,000	1,863
Income before extraordinary items	$2,393,000	2,088
Extraordinary gains, net	$0	3,149
Net income	$2,393,000	2,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	3,932
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,388,380	1,964
1992-12-31 (YTD Data)		Rank
Total interest income	$9,062,000	3,833
Total interest expense	$3,728,000	4,321
Net interest income	$5,334,000	3,420
Provision for loan and lease losses	$300,000	4,111
Total noninterest income	$1,636,000	2,240
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$480,000	2,902
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,156,000	1,810
Total noninterest expense	$3,890,000	3,593
Salaries and employee benefits	$1,651,000	3,888
Premises and equipment expense	$545,000	3,675
Additional noninterest expense	$1,694,000	3,224
Pre-tax net operating income	$2,780,000	2,215
Securities gains (losses)	$0	8,369
Applicable income taxes	$919,000	2,280
Income before extraordinary items	$1,861,000	2,470
Extraordinary gains, net	$0	1,422
Net income	$1,861,000	2,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$200,000	4,982
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,861,000	2,284

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.