CBT Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,799,000 | 1,454 |
| Total interest expense | $1,804,000 | 1,317 |
| Net interest income | $11,995,000 | 1,462 |
| Provision for loan and lease losses | $940,000 | 735 |
| Total noninterest income | $3,455,000 | 1,206 |
| Gross Fiduciary activities income | $609,000 | 492 |
| Service charges on deposit accounts | $1,322,000 | 722 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,524,000 | 1,535 |
| Total noninterest expense | $12,116,000 | 1,250 |
| Salaries and employee benefits | $6,757,000 | 1,268 |
| Premises and equipment expense | $1,519,000 | 1,170 |
| Additional noninterest expense | $3,840,000 | 1,216 |
| Pre-tax net operating income | $2,394,000 | 2,431 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $525,000 | 2,018 |
| Income before extraordinary items | $1,869,000 | 2,518 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,869,000 | 2,518 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,869,000 | 2,518 |
| Net charge-offs | $1,778,000 | 322 |
| Cash dividends | $1,956,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,869,000 | 2,508 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,067,000 | 1,458 |
| Total interest expense | $1,176,000 | 1,302 |
| Net interest income | $7,891,000 | 1,468 |
| Provision for loan and lease losses | $840,000 | 563 |
| Total noninterest income | $2,315,000 | 1,190 |
| Gross Fiduciary activities income | $415,000 | 490 |
| Service charges on deposit accounts | $861,000 | 727 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,039,000 | 1,510 |
| Total noninterest expense | $7,370,000 | 1,348 |
| Salaries and employee benefits | $4,371,000 | 1,307 |
| Premises and equipment expense | $942,000 | 1,254 |
| Additional noninterest expense | $2,057,000 | 1,481 |
| Pre-tax net operating income | $1,996,000 | 2,030 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $495,000 | 1,705 |
| Income before extraordinary items | $1,501,000 | 2,152 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,501,000 | 2,152 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,501,000 | 2,153 |
| Net charge-offs | $431,000 | 640 |
| Cash dividends | $1,342,000 | 1,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,501,000 | 2,120 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 1,464 |
| Total interest expense | $575,000 | 1,298 |
| Net interest income | $3,915,000 | 1,478 |
| Provision for loan and lease losses | $540,000 | 440 |
| Total noninterest income | $1,134,000 | 1,206 |
| Gross Fiduciary activities income | $200,000 | 506 |
| Service charges on deposit accounts | $418,000 | 744 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $516,000 | 1,500 |
| Total noninterest expense | $3,641,000 | 1,373 |
| Salaries and employee benefits | $2,158,000 | 1,330 |
| Premises and equipment expense | $476,000 | 1,243 |
| Additional noninterest expense | $1,007,000 | 1,498 |
| Pre-tax net operating income | $868,000 | 2,157 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $202,000 | 1,859 |
| Income before extraordinary items | $666,000 | 2,279 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $666,000 | 2,278 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $666,000 | 2,279 |
| Net charge-offs | $381,000 | 407 |
| Cash dividends | $483,000 | 1,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $666,000 | 2,250 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,194,000 | 1,477 |
| Total interest expense | $2,037,000 | 1,396 |
| Net interest income | $15,157,000 | 1,480 |
| Provision for loan and lease losses | $682,000 | 1,207 |
| Total noninterest income | $4,679,000 | 1,209 |
| Gross Fiduciary activities income | $743,000 | 509 |
| Service charges on deposit accounts | $1,814,000 | 717 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,122,000 | 1,542 |
| Total noninterest expense | $14,321,000 | 1,367 |
| Salaries and employee benefits | $8,694,000 | 1,281 |
| Premises and equipment expense | $1,914,000 | 1,228 |
| Additional noninterest expense | $3,713,000 | 1,639 |
| Pre-tax net operating income | $4,833,000 | 1,669 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,272,000 | 1,419 |
| Income before extraordinary items | $3,561,000 | 1,817 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,561,000 | 1,816 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,561,000 | 1,816 |
| Net charge-offs | $284,000 | 1,584 |
| Cash dividends | $1,735,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,561,000 | 1,781 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,712,000 | 1,501 |
| Total interest expense | $1,508,000 | 1,410 |
| Net interest income | $11,204,000 | 1,498 |
| Provision for loan and lease losses | $303,000 | 1,603 |
| Total noninterest income | $3,522,000 | 1,195 |
| Gross Fiduciary activities income | $562,000 | 510 |
| Service charges on deposit accounts | $1,351,000 | 718 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,609,000 | 1,513 |
| Total noninterest expense | $10,728,000 | 1,365 |
| Salaries and employee benefits | $6,473,000 | 1,290 |
| Premises and equipment expense | $1,418,000 | 1,247 |
| Additional noninterest expense | $2,837,000 | 1,613 |
| Pre-tax net operating income | $3,695,000 | 1,659 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $979,000 | 1,429 |
| Income before extraordinary items | $2,716,000 | 1,824 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,716,000 | 1,824 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,716,000 | 1,824 |
| Net charge-offs | $206,000 | 1,429 |
| Cash dividends | $1,301,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,716,000 | 1,769 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,435,000 | 1,512 |
| Total interest expense | $997,000 | 1,426 |
| Net interest income | $7,438,000 | 1,512 |
| Provision for loan and lease losses | $208,000 | 1,587 |
| Total noninterest income | $2,299,000 | 1,200 |
| Gross Fiduciary activities income | $391,000 | 498 |
| Service charges on deposit accounts | $880,000 | 722 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,028,000 | 1,520 |
| Total noninterest expense | $7,129,000 | 1,379 |
| Salaries and employee benefits | $4,312,000 | 1,303 |
| Premises and equipment expense | $907,000 | 1,295 |
| Additional noninterest expense | $1,910,000 | 1,600 |
| Pre-tax net operating income | $2,400,000 | 1,690 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $635,000 | 1,446 |
| Income before extraordinary items | $1,765,000 | 1,849 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,765,000 | 1,848 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,765,000 | 1,848 |
| Net charge-offs | $120,000 | 1,467 |
| Cash dividends | $867,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,765,000 | 1,796 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 1,514 |
| Total interest expense | $483,000 | 1,458 |
| Net interest income | $3,719,000 | 1,513 |
| Provision for loan and lease losses | $125,000 | 1,322 |
| Total noninterest income | $1,088,000 | 1,221 |
| Gross Fiduciary activities income | $185,000 | 515 |
| Service charges on deposit accounts | $419,000 | 747 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $484,000 | 1,540 |
| Total noninterest expense | $3,564,000 | 1,382 |
| Salaries and employee benefits | $2,141,000 | 1,308 |
| Premises and equipment expense | $468,000 | 1,255 |
| Additional noninterest expense | $955,000 | 1,587 |
| Pre-tax net operating income | $1,118,000 | 1,776 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $288,000 | 1,517 |
| Income before extraordinary items | $830,000 | 1,925 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $830,000 | 1,925 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $830,000 | 1,925 |
| Net charge-offs | $16,000 | 2,108 |
| Cash dividends | $434,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $830,000 | 1,876 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,854,000 | 1,559 |
| Total interest expense | $1,721,000 | 1,582 |
| Net interest income | $14,133,000 | 1,553 |
| Provision for loan and lease losses | $475,000 | 1,414 |
| Total noninterest income | $4,959,000 | 1,128 |
| Gross Fiduciary activities income | $916,000 | 478 |
| Service charges on deposit accounts | $1,604,000 | 799 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,439,000 | 1,328 |
| Total noninterest expense | $13,961,000 | 1,395 |
| Salaries and employee benefits | $8,388,000 | 1,297 |
| Premises and equipment expense | $1,909,000 | 1,229 |
| Additional noninterest expense | $3,664,000 | 1,656 |
| Pre-tax net operating income | $4,656,000 | 1,674 |
| Securities gains (losses) | $78,000 | 1,316 |
| Applicable income taxes | $1,134,000 | 1,480 |
| Income before extraordinary items | $3,600,000 | 1,748 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,600,000 | 1,748 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,600,000 | 1,749 |
| Net charge-offs | $548,000 | 1,089 |
| Cash dividends | $6,916,000 | 506 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,540,720 | 1,743 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,723,000 | 1,593 |
| Total interest expense | $1,286,000 | 1,603 |
| Net interest income | $10,437,000 | 1,587 |
| Provision for loan and lease losses | $165,000 | 2,180 |
| Total noninterest income | $3,622,000 | 1,158 |
| Gross Fiduciary activities income | $754,000 | 458 |
| Service charges on deposit accounts | $1,166,000 | 829 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,702,000 | 1,398 |
| Total noninterest expense | $10,606,000 | 1,380 |
| Salaries and employee benefits | $6,483,000 | 1,279 |
| Premises and equipment expense | $1,427,000 | 1,259 |
| Additional noninterest expense | $2,696,000 | 1,677 |
| Pre-tax net operating income | $3,288,000 | 1,774 |
| Securities gains (losses) | $78,000 | 1,181 |
| Applicable income taxes | $842,000 | 1,534 |
| Income before extraordinary items | $2,524,000 | 1,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,524,000 | 1,879 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,524,000 | 1,879 |
| Net charge-offs | $169,000 | 1,694 |
| Cash dividends | $6,399,000 | 394 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,465,500 | 1,879 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,802,000 | 1,602 |
| Total interest expense | $876,000 | 1,578 |
| Net interest income | $6,926,000 | 1,597 |
| Provision for loan and lease losses | $140,000 | 1,885 |
| Total noninterest income | $2,398,000 | 1,178 |
| Gross Fiduciary activities income | $572,000 | 445 |
| Service charges on deposit accounts | $735,000 | 863 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,091,000 | 1,462 |
| Total noninterest expense | $7,014,000 | 1,401 |
| Salaries and employee benefits | $4,250,000 | 1,301 |
| Premises and equipment expense | $961,000 | 1,244 |
| Additional noninterest expense | $1,803,000 | 1,682 |
| Pre-tax net operating income | $2,170,000 | 1,780 |
| Securities gains (losses) | $78,000 | 958 |
| Applicable income taxes | $559,000 | 1,527 |
| Income before extraordinary items | $1,689,000 | 1,861 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,689,000 | 1,864 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,689,000 | 1,864 |
| Net charge-offs | $95,000 | 1,770 |
| Cash dividends | $5,813,000 | 312 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,630,500 | 1,864 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 1,596 |
| Total interest expense | $435,000 | 1,603 |
| Net interest income | $3,454,000 | 1,600 |
| Provision for loan and lease losses | $65,000 | 1,847 |
| Total noninterest income | $1,114,000 | 1,194 |
| Gross Fiduciary activities income | $293,000 | 441 |
| Service charges on deposit accounts | $342,000 | 902 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $479,000 | 1,553 |
| Total noninterest expense | $3,480,000 | 1,409 |
| Salaries and employee benefits | $2,057,000 | 1,347 |
| Premises and equipment expense | $504,000 | 1,196 |
| Additional noninterest expense | $919,000 | 1,638 |
| Pre-tax net operating income | $1,023,000 | 1,818 |
| Securities gains (losses) | $78,000 | 671 |
| Applicable income taxes | $272,000 | 1,542 |
| Income before extraordinary items | $829,000 | 1,877 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $829,000 | 1,879 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $829,000 | 1,879 |
| Net charge-offs | $58,000 | 1,454 |
| Cash dividends | $5,411,000 | 188 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $770,500 | 1,922 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,563,000 | 1,600 |
| Total interest expense | $1,927,000 | 1,535 |
| Net interest income | $13,636,000 | 1,620 |
| Provision for loan and lease losses | $-250,000 | 6,154 |
| Total noninterest income | $4,468,000 | 1,184 |
| Gross Fiduciary activities income | $875,000 | 499 |
| Service charges on deposit accounts | $1,586,000 | 842 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,007,000 | 1,457 |
| Total noninterest expense | $13,902,000 | 1,391 |
| Salaries and employee benefits | $8,245,000 | 1,293 |
| Premises and equipment expense | $1,955,000 | 1,223 |
| Additional noninterest expense | $3,702,000 | 1,676 |
| Pre-tax net operating income | $4,452,000 | 1,694 |
| Securities gains (losses) | $109,000 | 1,195 |
| Applicable income taxes | $1,111,000 | 1,443 |
| Income before extraordinary items | $3,450,000 | 1,790 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,450,000 | 1,790 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,450,000 | 1,789 |
| Net charge-offs | $-434,000 | 6,372 |
| Cash dividends | $1,553,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,367,160 | 1,801 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,603,000 | 1,615 |
| Total interest expense | $1,478,000 | 1,524 |
| Net interest income | $10,125,000 | 1,642 |
| Provision for loan and lease losses | $85,000 | 3,003 |
| Total noninterest income | $3,357,000 | 1,178 |
| Gross Fiduciary activities income | $710,000 | 473 |
| Service charges on deposit accounts | $1,184,000 | 854 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,463,000 | 1,487 |
| Total noninterest expense | $10,413,000 | 1,398 |
| Salaries and employee benefits | $6,225,000 | 1,288 |
| Premises and equipment expense | $1,490,000 | 1,209 |
| Additional noninterest expense | $2,698,000 | 1,715 |
| Pre-tax net operating income | $2,984,000 | 1,864 |
| Securities gains (losses) | $109,000 | 938 |
| Applicable income taxes | $715,000 | 1,620 |
| Income before extraordinary items | $2,378,000 | 1,926 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,378,000 | 1,926 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,378,000 | 1,925 |
| Net charge-offs | $170,000 | 2,172 |
| Cash dividends | $1,099,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,294,070 | 1,941 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,733,000 | 1,612 |
| Total interest expense | $1,018,000 | 1,470 |
| Net interest income | $6,715,000 | 1,635 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $2,202,000 | 1,193 |
| Gross Fiduciary activities income | $410,000 | 511 |
| Service charges on deposit accounts | $788,000 | 848 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,004,000 | 1,442 |
| Total noninterest expense | $6,797,000 | 1,423 |
| Salaries and employee benefits | $4,030,000 | 1,318 |
| Premises and equipment expense | $1,005,000 | 1,211 |
| Additional noninterest expense | $1,762,000 | 1,744 |
| Pre-tax net operating income | $2,120,000 | 1,739 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $493,000 | 1,555 |
| Income before extraordinary items | $1,627,000 | 1,852 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,627,000 | 1,856 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,627,000 | 1,855 |
| Net charge-offs | $68,000 | 2,525 |
| Cash dividends | $761,000 | 1,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,627,000 | 1,803 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 1,603 |
| Total interest expense | $522,000 | 1,452 |
| Net interest income | $3,349,000 | 1,636 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,016,000 | 1,233 |
| Gross Fiduciary activities income | $185,000 | 533 |
| Service charges on deposit accounts | $365,000 | 896 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $466,000 | 1,487 |
| Total noninterest expense | $3,291,000 | 1,474 |
| Salaries and employee benefits | $1,900,000 | 1,410 |
| Premises and equipment expense | $555,000 | 1,120 |
| Additional noninterest expense | $836,000 | 1,820 |
| Pre-tax net operating income | $1,074,000 | 1,662 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $250,000 | 1,509 |
| Income before extraordinary items | $824,000 | 1,771 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $824,000 | 1,775 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $824,000 | 1,774 |
| Net charge-offs | $19,000 | 2,514 |
| Cash dividends | $437,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $824,000 | 1,742 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,009,000 | 1,562 |
| Total interest expense | $2,466,000 | 1,380 |
| Net interest income | $13,543,000 | 1,605 |
| Provision for loan and lease losses | $350,000 | 2,264 |
| Total noninterest income | $4,407,000 | 1,242 |
| Gross Fiduciary activities income | $710,000 | 529 |
| Service charges on deposit accounts | $1,596,000 | 870 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,101,000 | 1,462 |
| Total noninterest expense | $14,461,000 | 1,365 |
| Salaries and employee benefits | $8,590,000 | 1,247 |
| Premises and equipment expense | $2,625,000 | 919 |
| Additional noninterest expense | $3,246,000 | 1,946 |
| Pre-tax net operating income | $3,139,000 | 2,100 |
| Securities gains (losses) | $379,000 | 575 |
| Applicable income taxes | $732,000 | 1,772 |
| Income before extraordinary items | $2,786,000 | 2,009 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,786,000 | 2,012 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,786,000 | 2,013 |
| Net charge-offs | $429,000 | 2,179 |
| Cash dividends | $789,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,486,590 | 2,150 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,007,000 | 1,572 |
| Total interest expense | $1,902,000 | 1,384 |
| Net interest income | $10,105,000 | 1,613 |
| Provision for loan and lease losses | $300,000 | 2,060 |
| Total noninterest income | $3,306,000 | 1,258 |
| Gross Fiduciary activities income | $533,000 | 531 |
| Service charges on deposit accounts | $1,195,000 | 875 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,578,000 | 1,495 |
| Total noninterest expense | $10,499,000 | 1,407 |
| Salaries and employee benefits | $6,327,000 | 1,273 |
| Premises and equipment expense | $1,745,000 | 1,036 |
| Additional noninterest expense | $2,427,000 | 1,930 |
| Pre-tax net operating income | $2,612,000 | 1,979 |
| Securities gains (losses) | $379,000 | 530 |
| Applicable income taxes | $669,000 | 1,617 |
| Income before extraordinary items | $2,322,000 | 1,888 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,322,000 | 1,893 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,322,000 | 1,893 |
| Net charge-offs | $212,000 | 2,498 |
| Cash dividends | $713,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,026,380 | 2,048 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,990,000 | 1,570 |
| Total interest expense | $1,290,000 | 1,385 |
| Net interest income | $6,700,000 | 1,608 |
| Provision for loan and lease losses | $225,000 | 1,972 |
| Total noninterest income | $2,200,000 | 1,277 |
| Gross Fiduciary activities income | $372,000 | 520 |
| Service charges on deposit accounts | $761,000 | 889 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,067,000 | 1,510 |
| Total noninterest expense | $6,763,000 | 1,458 |
| Salaries and employee benefits | $4,080,000 | 1,303 |
| Premises and equipment expense | $1,010,000 | 1,186 |
| Additional noninterest expense | $1,673,000 | 1,876 |
| Pre-tax net operating income | $1,912,000 | 1,795 |
| Securities gains (losses) | $133,000 | 947 |
| Applicable income taxes | $461,000 | 1,602 |
| Income before extraordinary items | $1,584,000 | 1,844 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,584,000 | 1,849 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,584,000 | 1,850 |
| Net charge-offs | $122,000 | 2,561 |
| Cash dividends | $647,000 | 1,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,481,590 | 1,874 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,023,000 | 1,571 |
| Total interest expense | $658,000 | 1,409 |
| Net interest income | $3,365,000 | 1,608 |
| Provision for loan and lease losses | $225,000 | 1,230 |
| Total noninterest income | $1,029,000 | 1,338 |
| Gross Fiduciary activities income | $174,000 | 549 |
| Service charges on deposit accounts | $362,000 | 914 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $493,000 | 1,595 |
| Total noninterest expense | $3,210,000 | 1,529 |
| Salaries and employee benefits | $1,878,000 | 1,416 |
| Premises and equipment expense | $502,000 | 1,210 |
| Additional noninterest expense | $830,000 | 1,885 |
| Pre-tax net operating income | $959,000 | 1,782 |
| Securities gains (losses) | $41,000 | 1,010 |
| Applicable income taxes | $222,000 | 1,616 |
| Income before extraordinary items | $778,000 | 1,824 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $778,000 | 1,825 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $778,000 | 1,826 |
| Net charge-offs | $64,000 | 2,243 |
| Cash dividends | $324,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $746,020 | 1,823 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,748,000 | 1,589 |
| Total interest expense | $2,944,000 | 1,503 |
| Net interest income | $13,804,000 | 1,597 |
| Provision for loan and lease losses | $875,000 | 1,938 |
| Total noninterest income | $4,334,000 | 1,259 |
| Gross Fiduciary activities income | $743,000 | 517 |
| Service charges on deposit accounts | $1,640,000 | 863 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,951,000 | 1,544 |
| Total noninterest expense | $13,460,000 | 1,459 |
| Salaries and employee benefits | $8,336,000 | 1,253 |
| Premises and equipment expense | $1,803,000 | 1,315 |
| Additional noninterest expense | $3,321,000 | 1,970 |
| Pre-tax net operating income | $3,803,000 | 1,713 |
| Securities gains (losses) | $611,000 | 807 |
| Applicable income taxes | $1,040,000 | 1,440 |
| Income before extraordinary items | $3,374,000 | 1,690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,374,000 | 1,691 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,374,000 | 1,691 |
| Net charge-offs | $1,080,000 | 1,747 |
| Cash dividends | $1,676,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,909,640 | 1,807 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,610,000 | 1,619 |
| Total interest expense | $2,252,000 | 1,548 |
| Net interest income | $10,358,000 | 1,610 |
| Provision for loan and lease losses | $475,000 | 2,338 |
| Total noninterest income | $3,302,000 | 1,255 |
| Gross Fiduciary activities income | $584,000 | 509 |
| Service charges on deposit accounts | $1,209,000 | 885 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,509,000 | 1,520 |
| Total noninterest expense | $10,022,000 | 1,468 |
| Salaries and employee benefits | $6,192,000 | 1,271 |
| Premises and equipment expense | $1,343,000 | 1,343 |
| Additional noninterest expense | $2,487,000 | 1,978 |
| Pre-tax net operating income | $3,163,000 | 1,623 |
| Securities gains (losses) | $611,000 | 648 |
| Applicable income taxes | $931,000 | 1,293 |
| Income before extraordinary items | $2,843,000 | 1,555 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,843,000 | 1,556 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,843,000 | 1,556 |
| Net charge-offs | $635,000 | 1,922 |
| Cash dividends | $1,322,000 | 1,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,384,750 | 1,715 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,440,000 | 1,621 |
| Total interest expense | $1,531,000 | 1,571 |
| Net interest income | $6,909,000 | 1,606 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $2,191,000 | 1,251 |
| Gross Fiduciary activities income | $366,000 | 525 |
| Service charges on deposit accounts | $794,000 | 886 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,031,000 | 1,487 |
| Total noninterest expense | $6,595,000 | 1,487 |
| Salaries and employee benefits | $4,053,000 | 1,284 |
| Premises and equipment expense | $903,000 | 1,323 |
| Additional noninterest expense | $1,639,000 | 1,990 |
| Pre-tax net operating income | $2,205,000 | 1,568 |
| Securities gains (losses) | $218,000 | 1,047 |
| Applicable income taxes | $588,000 | 1,341 |
| Income before extraordinary items | $1,835,000 | 1,593 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,835,000 | 1,592 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,835,000 | 1,593 |
| Net charge-offs | $537,000 | 1,688 |
| Cash dividends | $856,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,669,320 | 1,651 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 1,608 |
| Total interest expense | $786,000 | 1,595 |
| Net interest income | $3,500,000 | 1,594 |
| Provision for loan and lease losses | $250,000 | 1,742 |
| Total noninterest income | $971,000 | 1,352 |
| Gross Fiduciary activities income | $178,000 | 536 |
| Service charges on deposit accounts | $378,000 | 923 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $415,000 | 1,705 |
| Total noninterest expense | $3,231,000 | 1,518 |
| Salaries and employee benefits | $1,924,000 | 1,341 |
| Premises and equipment expense | $434,000 | 1,376 |
| Additional noninterest expense | $873,000 | 1,893 |
| Pre-tax net operating income | $990,000 | 1,699 |
| Securities gains (losses) | $218,000 | 568 |
| Applicable income taxes | $292,000 | 1,326 |
| Income before extraordinary items | $916,000 | 1,593 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $916,000 | 1,594 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $916,000 | 1,594 |
| Net charge-offs | $16,000 | 3,803 |
| Cash dividends | $441,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $750,320 | 1,791 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,043,000 | 1,667 |
| Total interest expense | $3,257,000 | 1,815 |
| Net interest income | $13,786,000 | 1,612 |
| Provision for loan and lease losses | $900,000 | 2,561 |
| Total noninterest income | $4,098,000 | 1,218 |
| Gross Fiduciary activities income | $650,000 | 509 |
| Service charges on deposit accounts | $1,641,000 | 895 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,807,000 | 1,464 |
| Total noninterest expense | $13,147,000 | 1,478 |
| Salaries and employee benefits | $7,985,000 | 1,241 |
| Premises and equipment expense | $1,804,000 | 1,385 |
| Additional noninterest expense | $3,358,000 | 1,997 |
| Pre-tax net operating income | $3,837,000 | 1,484 |
| Securities gains (losses) | $233,000 | 1,336 |
| Applicable income taxes | $915,000 | 1,429 |
| Income before extraordinary items | $3,155,000 | 1,535 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,155,000 | 1,536 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,155,000 | 1,536 |
| Net charge-offs | $771,000 | 2,683 |
| Cash dividends | $1,799,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,973,260 | 1,550 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,660,000 | 1,694 |
| Total interest expense | $2,446,000 | 1,893 |
| Net interest income | $10,214,000 | 1,643 |
| Provision for loan and lease losses | $675,000 | 2,485 |
| Total noninterest income | $3,102,000 | 1,210 |
| Gross Fiduciary activities income | $498,000 | 500 |
| Service charges on deposit accounts | $1,214,000 | 911 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,390,000 | 1,418 |
| Total noninterest expense | $9,582,000 | 1,529 |
| Salaries and employee benefits | $5,734,000 | 1,294 |
| Premises and equipment expense | $1,366,000 | 1,375 |
| Additional noninterest expense | $2,482,000 | 2,032 |
| Pre-tax net operating income | $3,059,000 | 1,463 |
| Securities gains (losses) | $233,000 | 1,105 |
| Applicable income taxes | $798,000 | 1,296 |
| Income before extraordinary items | $2,494,000 | 1,520 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,494,000 | 1,520 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,494,000 | 1,520 |
| Net charge-offs | $510,000 | 2,642 |
| Cash dividends | $1,393,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,316,920 | 1,559 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,337,000 | 1,740 |
| Total interest expense | $1,633,000 | 1,955 |
| Net interest income | $6,704,000 | 1,671 |
| Provision for loan and lease losses | $450,000 | 2,433 |
| Total noninterest income | $2,008,000 | 1,226 |
| Gross Fiduciary activities income | $340,000 | 495 |
| Service charges on deposit accounts | $783,000 | 936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $885,000 | 1,466 |
| Total noninterest expense | $6,288,000 | 1,566 |
| Salaries and employee benefits | $3,655,000 | 1,366 |
| Premises and equipment expense | $930,000 | 1,359 |
| Additional noninterest expense | $1,703,000 | 2,005 |
| Pre-tax net operating income | $1,974,000 | 1,473 |
| Securities gains (losses) | $233,000 | 661 |
| Applicable income taxes | $541,000 | 1,251 |
| Income before extraordinary items | $1,666,000 | 1,475 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,666,000 | 1,475 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,666,000 | 1,475 |
| Net charge-offs | $144,000 | 3,458 |
| Cash dividends | $834,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,491,250 | 1,561 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 1,758 |
| Total interest expense | $816,000 | 2,020 |
| Net interest income | $3,318,000 | 1,689 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $950,000 | 1,261 |
| Gross Fiduciary activities income | $169,000 | 497 |
| Service charges on deposit accounts | $363,000 | 988 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $418,000 | 1,524 |
| Total noninterest expense | $3,083,000 | 1,607 |
| Salaries and employee benefits | $1,738,000 | 1,452 |
| Premises and equipment expense | $465,000 | 1,390 |
| Additional noninterest expense | $880,000 | 1,925 |
| Pre-tax net operating income | $960,000 | 1,505 |
| Securities gains (losses) | $233,000 | 303 |
| Applicable income taxes | $291,000 | 1,145 |
| Income before extraordinary items | $902,000 | 1,339 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $902,000 | 1,339 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $902,000 | 1,339 |
| Net charge-offs | $75,000 | 3,009 |
| Cash dividends | $426,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $724,920 | 1,574 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,580,000 | 1,826 |
| Total interest expense | $3,641,000 | 2,173 |
| Net interest income | $12,939,000 | 1,707 |
| Provision for loan and lease losses | $940,000 | 3,157 |
| Total noninterest income | $4,063,000 | 1,251 |
| Gross Fiduciary activities income | $620,000 | 508 |
| Service charges on deposit accounts | $1,722,000 | 885 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,721,000 | 1,548 |
| Total noninterest expense | $12,370,000 | 1,610 |
| Salaries and employee benefits | $7,188,000 | 1,364 |
| Premises and equipment expense | $1,780,000 | 1,439 |
| Additional noninterest expense | $3,402,000 | 2,050 |
| Pre-tax net operating income | $3,692,000 | 1,356 |
| Securities gains (losses) | $239,000 | 1,441 |
| Applicable income taxes | $922,000 | 1,308 |
| Income before extraordinary items | $3,009,000 | 1,399 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,009,000 | 1,402 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,009,000 | 1,403 |
| Net charge-offs | $666,000 | 3,245 |
| Cash dividends | $1,700,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,824,970 | 1,426 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,441,000 | 1,868 |
| Total interest expense | $2,780,000 | 2,228 |
| Net interest income | $9,661,000 | 1,739 |
| Provision for loan and lease losses | $730,000 | 2,984 |
| Total noninterest income | $2,961,000 | 1,266 |
| Gross Fiduciary activities income | $461,000 | 509 |
| Service charges on deposit accounts | $1,283,000 | 916 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,217,000 | 1,585 |
| Total noninterest expense | $9,233,000 | 1,596 |
| Salaries and employee benefits | $5,335,000 | 1,384 |
| Premises and equipment expense | $1,355,000 | 1,437 |
| Additional noninterest expense | $2,543,000 | 2,035 |
| Pre-tax net operating income | $2,659,000 | 1,474 |
| Securities gains (losses) | $239,000 | 1,234 |
| Applicable income taxes | $683,000 | 1,362 |
| Income before extraordinary items | $2,215,000 | 1,505 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,215,000 | 1,508 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,215,000 | 1,508 |
| Net charge-offs | $307,000 | 3,705 |
| Cash dividends | $1,350,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,033,360 | 1,551 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,324,000 | 1,882 |
| Total interest expense | $1,885,000 | 2,276 |
| Net interest income | $6,439,000 | 1,739 |
| Provision for loan and lease losses | $520,000 | 2,801 |
| Total noninterest income | $1,951,000 | 1,252 |
| Gross Fiduciary activities income | $312,000 | 506 |
| Service charges on deposit accounts | $853,000 | 924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $786,000 | 1,538 |
| Total noninterest expense | $6,083,000 | 1,623 |
| Salaries and employee benefits | $3,455,000 | 1,431 |
| Premises and equipment expense | $932,000 | 1,418 |
| Additional noninterest expense | $1,696,000 | 2,026 |
| Pre-tax net operating income | $1,787,000 | 1,459 |
| Securities gains (losses) | $239,000 | 827 |
| Applicable income taxes | $487,000 | 1,239 |
| Income before extraordinary items | $1,539,000 | 1,432 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,539,000 | 1,432 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,539,000 | 1,433 |
| Net charge-offs | $213,000 | 3,470 |
| Cash dividends | $899,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,357,360 | 1,538 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,128,000 | 1,937 |
| Total interest expense | $975,000 | 2,306 |
| Net interest income | $3,153,000 | 1,795 |
| Provision for loan and lease losses | $210,000 | 2,919 |
| Total noninterest income | $915,000 | 1,323 |
| Gross Fiduciary activities income | $161,000 | 512 |
| Service charges on deposit accounts | $406,000 | 971 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $348,000 | 1,665 |
| Total noninterest expense | $2,953,000 | 1,694 |
| Salaries and employee benefits | $1,645,000 | 1,517 |
| Premises and equipment expense | $478,000 | 1,431 |
| Additional noninterest expense | $830,000 | 2,049 |
| Pre-tax net operating income | $905,000 | 1,444 |
| Securities gains (losses) | $195,000 | 525 |
| Applicable income taxes | $272,000 | 1,132 |
| Income before extraordinary items | $828,000 | 1,325 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $828,000 | 1,328 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $828,000 | 1,327 |
| Net charge-offs | $110,000 | 3,010 |
| Cash dividends | $449,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $681,750 | 1,543 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,945,000 | 2,001 |
| Total interest expense | $4,578,000 | 2,448 |
| Net interest income | $12,367,000 | 1,800 |
| Provision for loan and lease losses | $1,185,000 | 3,232 |
| Total noninterest income | $3,988,000 | 1,304 |
| Gross Fiduciary activities income | $610,000 | 507 |
| Service charges on deposit accounts | $1,756,000 | 987 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,622,000 | 1,577 |
| Total noninterest expense | $11,988,000 | 1,696 |
| Salaries and employee benefits | $6,750,000 | 1,485 |
| Premises and equipment expense | $1,857,000 | 1,458 |
| Additional noninterest expense | $3,381,000 | 2,119 |
| Pre-tax net operating income | $3,182,000 | 1,257 |
| Securities gains (losses) | $461,000 | 930 |
| Applicable income taxes | $902,000 | 1,045 |
| Income before extraordinary items | $2,741,000 | 1,205 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,741,000 | 1,205 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,741,000 | 1,204 |
| Net charge-offs | $547,000 | 3,669 |
| Cash dividends | $1,773,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,395,250 | 1,371 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,653,000 | 2,047 |
| Total interest expense | $3,518,000 | 2,498 |
| Net interest income | $9,135,000 | 1,824 |
| Provision for loan and lease losses | $840,000 | 3,042 |
| Total noninterest income | $2,933,000 | 1,342 |
| Gross Fiduciary activities income | $463,000 | 493 |
| Service charges on deposit accounts | $1,286,000 | 1,007 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,184,000 | 1,629 |
| Total noninterest expense | $8,948,000 | 1,691 |
| Salaries and employee benefits | $4,983,000 | 1,521 |
| Premises and equipment expense | $1,397,000 | 1,466 |
| Additional noninterest expense | $2,568,000 | 2,056 |
| Pre-tax net operating income | $2,280,000 | 1,407 |
| Securities gains (losses) | $461,000 | 736 |
| Applicable income taxes | $670,000 | 1,126 |
| Income before extraordinary items | $2,071,000 | 1,293 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,071,000 | 1,292 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,071,000 | 1,293 |
| Net charge-offs | $329,000 | 3,579 |
| Cash dividends | $1,324,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,720,640 | 1,522 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,263,000 | 2,130 |
| Total interest expense | $2,390,000 | 2,545 |
| Net interest income | $5,873,000 | 1,876 |
| Provision for loan and lease losses | $590,000 | 2,751 |
| Total noninterest income | $1,872,000 | 1,411 |
| Gross Fiduciary activities income | $308,000 | 499 |
| Service charges on deposit accounts | $825,000 | 1,039 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $739,000 | 1,750 |
| Total noninterest expense | $5,962,000 | 1,725 |
| Salaries and employee benefits | $3,267,000 | 1,569 |
| Premises and equipment expense | $927,000 | 1,503 |
| Additional noninterest expense | $1,768,000 | 2,014 |
| Pre-tax net operating income | $1,193,000 | 1,840 |
| Securities gains (losses) | $461,000 | 542 |
| Applicable income taxes | $398,000 | 1,274 |
| Income before extraordinary items | $1,256,000 | 1,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,256,000 | 1,479 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,256,000 | 1,481 |
| Net charge-offs | $219,000 | 3,319 |
| Cash dividends | $873,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $905,640 | 1,952 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 2,147 |
| Total interest expense | $1,189,000 | 2,653 |
| Net interest income | $2,943,000 | 1,875 |
| Provision for loan and lease losses | $250,000 | 2,548 |
| Total noninterest income | $877,000 | 1,442 |
| Gross Fiduciary activities income | $147,000 | 515 |
| Service charges on deposit accounts | $398,000 | 1,045 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $332,000 | 1,822 |
| Total noninterest expense | $2,857,000 | 1,737 |
| Salaries and employee benefits | $1,552,000 | 1,668 |
| Premises and equipment expense | $476,000 | 1,495 |
| Additional noninterest expense | $829,000 | 1,934 |
| Pre-tax net operating income | $713,000 | 1,776 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $168,000 | 1,625 |
| Income before extraordinary items | $545,000 | 1,965 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $545,000 | 1,967 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $545,000 | 1,967 |
| Net charge-offs | $114,000 | 2,733 |
| Cash dividends | $524,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $545,000 | 1,851 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,986,000 | 2,229 |
| Total interest expense | $5,458,000 | 2,749 |
| Net interest income | $11,528,000 | 1,928 |
| Provision for loan and lease losses | $1,500,000 | 2,158 |
| Total noninterest income | $3,775,000 | 1,322 |
| Gross Fiduciary activities income | $603,000 | 527 |
| Service charges on deposit accounts | $1,925,000 | 920 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,247,000 | 1,829 |
| Total noninterest expense | $10,949,000 | 1,774 |
| Salaries and employee benefits | $6,241,000 | 1,639 |
| Premises and equipment expense | $1,623,000 | 1,699 |
| Additional noninterest expense | $3,085,000 | 1,967 |
| Pre-tax net operating income | $2,854,000 | 1,885 |
| Securities gains (losses) | $113,000 | 1,043 |
| Applicable income taxes | $731,000 | 1,482 |
| Income before extraordinary items | $2,236,000 | 1,790 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,236,000 | 1,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $782,000 | 2,232 |
| Cash dividends | $1,933,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,151,250 | 1,983 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,811,000 | 2,261 |
| Total interest expense | $4,241,000 | 2,756 |
| Net interest income | $8,570,000 | 1,968 |
| Provision for loan and lease losses | $1,190,000 | 1,664 |
| Total noninterest income | $2,746,000 | 1,403 |
| Gross Fiduciary activities income | $483,000 | 517 |
| Service charges on deposit accounts | $1,433,000 | 934 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $830,000 | 2,070 |
| Total noninterest expense | $8,041,000 | 1,798 |
| Salaries and employee benefits | $4,635,000 | 1,679 |
| Premises and equipment expense | $1,214,000 | 1,709 |
| Additional noninterest expense | $2,192,000 | 1,985 |
| Pre-tax net operating income | $2,085,000 | 2,232 |
| Securities gains (losses) | $113,000 | 890 |
| Applicable income taxes | $577,000 | 1,725 |
| Income before extraordinary items | $1,621,000 | 2,171 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,621,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 1,655 |
| Cash dividends | $1,362,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,537,380 | 2,395 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,550,000 | 2,290 |
| Total interest expense | $2,944,000 | 2,755 |
| Net interest income | $5,606,000 | 1,989 |
| Provision for loan and lease losses | $580,000 | 1,750 |
| Total noninterest income | $1,748,000 | 1,468 |
| Gross Fiduciary activities income | $357,000 | 503 |
| Service charges on deposit accounts | $912,000 | 962 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $479,000 | 2,313 |
| Total noninterest expense | $5,379,000 | 1,791 |
| Salaries and employee benefits | $3,045,000 | 1,714 |
| Premises and equipment expense | $830,000 | 1,670 |
| Additional noninterest expense | $1,504,000 | 1,919 |
| Pre-tax net operating income | $1,395,000 | 2,335 |
| Securities gains (losses) | $113,000 | 886 |
| Applicable income taxes | $381,000 | 1,923 |
| Income before extraordinary items | $1,127,000 | 2,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,127,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 1,477 |
| Cash dividends | $926,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,042,250 | 2,442 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 2,320 |
| Total interest expense | $1,557,000 | 2,785 |
| Net interest income | $2,786,000 | 1,999 |
| Provision for loan and lease losses | $290,000 | 1,438 |
| Total noninterest income | $728,000 | 1,690 |
| Gross Fiduciary activities income | $216,000 | 462 |
| Service charges on deposit accounts | $440,000 | 984 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,378 |
| Total noninterest expense | $2,657,000 | 1,797 |
| Salaries and employee benefits | $1,462,000 | 1,803 |
| Premises and equipment expense | $436,000 | 1,604 |
| Additional noninterest expense | $759,000 | 1,856 |
| Pre-tax net operating income | $567,000 | 2,824 |
| Securities gains (losses) | $114,000 | 653 |
| Applicable income taxes | $160,000 | 2,242 |
| Income before extraordinary items | $521,000 | 2,598 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $521,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,109 |
| Cash dividends | $489,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $433,220 | 2,923 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,683,000 | 2,208 |
| Total interest expense | $8,293,000 | 2,254 |
| Net interest income | $10,390,000 | 2,177 |
| Provision for loan and lease losses | $1,305,000 | 1,176 |
| Total noninterest income | $3,778,000 | 1,357 |
| Gross Fiduciary activities income | $589,000 | 553 |
| Service charges on deposit accounts | $1,800,000 | 986 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,389,000 | 1,765 |
| Total noninterest expense | $10,373,000 | 1,788 |
| Salaries and employee benefits | $5,907,000 | 1,707 |
| Premises and equipment expense | $1,686,000 | 1,578 |
| Additional noninterest expense | $2,780,000 | 1,987 |
| Pre-tax net operating income | $2,490,000 | 2,833 |
| Securities gains (losses) | $12,000 | 1,280 |
| Applicable income taxes | $518,000 | 2,695 |
| Income before extraordinary items | $1,984,000 | 2,843 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,984,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,154,000 | 927 |
| Cash dividends | $1,903,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,974,520 | 2,830 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,103,000 | 2,194 |
| Total interest expense | $6,484,000 | 2,175 |
| Net interest income | $7,619,000 | 2,230 |
| Provision for loan and lease losses | $690,000 | 1,226 |
| Total noninterest income | $2,838,000 | 1,365 |
| Gross Fiduciary activities income | $451,000 | 549 |
| Service charges on deposit accounts | $1,339,000 | 983 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,048,000 | 1,778 |
| Total noninterest expense | $7,752,000 | 1,772 |
| Salaries and employee benefits | $4,408,000 | 1,702 |
| Premises and equipment expense | $1,266,000 | 1,573 |
| Additional noninterest expense | $2,078,000 | 1,941 |
| Pre-tax net operating income | $2,015,000 | 2,813 |
| Securities gains (losses) | $12,000 | 960 |
| Applicable income taxes | $435,000 | 2,711 |
| Income before extraordinary items | $1,592,000 | 2,844 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,592,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $770,000 | 781 |
| Cash dividends | $1,450,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,582,520 | 2,844 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,423,000 | 2,212 |
| Total interest expense | $4,495,000 | 2,121 |
| Net interest income | $4,928,000 | 2,311 |
| Provision for loan and lease losses | $420,000 | 1,189 |
| Total noninterest income | $1,846,000 | 1,405 |
| Gross Fiduciary activities income | $281,000 | 572 |
| Service charges on deposit accounts | $895,000 | 988 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $670,000 | 1,839 |
| Total noninterest expense | $5,223,000 | 1,776 |
| Salaries and employee benefits | $2,891,000 | 1,775 |
| Premises and equipment expense | $874,000 | 1,538 |
| Additional noninterest expense | $1,458,000 | 1,858 |
| Pre-tax net operating income | $1,131,000 | 3,243 |
| Securities gains (losses) | $12,000 | 824 |
| Applicable income taxes | $219,000 | 3,143 |
| Income before extraordinary items | $924,000 | 3,188 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $924,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 1,162 |
| Cash dividends | $1,091,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $914,280 | 3,191 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,690,000 | 2,223 |
| Total interest expense | $2,321,000 | 2,059 |
| Net interest income | $2,369,000 | 2,398 |
| Provision for loan and lease losses | $210,000 | 1,110 |
| Total noninterest income | $843,000 | 1,488 |
| Gross Fiduciary activities income | $142,000 | 579 |
| Service charges on deposit accounts | $426,000 | 1,007 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $275,000 | 2,081 |
| Total noninterest expense | $2,517,000 | 1,829 |
| Salaries and employee benefits | $1,302,000 | 1,970 |
| Premises and equipment expense | $449,000 | 1,488 |
| Additional noninterest expense | $766,000 | 1,750 |
| Pre-tax net operating income | $485,000 | 3,597 |
| Securities gains (losses) | $12,000 | 661 |
| Applicable income taxes | $78,000 | 3,616 |
| Income before extraordinary items | $419,000 | 3,381 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $419,000 | 3,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 929 |
| Cash dividends | $792,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $408,920 | 3,421 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,620,000 | 2,118 |
| Total interest expense | $9,011,000 | 1,848 |
| Net interest income | $9,609,000 | 2,374 |
| Provision for loan and lease losses | $2,150,000 | 523 |
| Total noninterest income | $3,746,000 | 1,351 |
| Gross Fiduciary activities income | $549,000 | 570 |
| Service charges on deposit accounts | $1,950,000 | 910 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,247,000 | 1,905 |
| Total noninterest expense | $9,948,000 | 1,795 |
| Salaries and employee benefits | $5,526,000 | 1,772 |
| Premises and equipment expense | $1,643,000 | 1,563 |
| Additional noninterest expense | $2,779,000 | 1,895 |
| Pre-tax net operating income | $1,257,000 | 4,691 |
| Securities gains (losses) | $39,000 | 736 |
| Applicable income taxes | $156,000 | 4,556 |
| Income before extraordinary items | $1,140,000 | 4,398 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,140,000 | 4,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,449,000 | 326 |
| Cash dividends | $1,561,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,105,680 | 4,463 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,859,000 | 2,119 |
| Total interest expense | $6,666,000 | 1,820 |
| Net interest income | $7,193,000 | 2,403 |
| Provision for loan and lease losses | $650,000 | 1,120 |
| Total noninterest income | $2,791,000 | 1,381 |
| Gross Fiduciary activities income | $402,000 | 568 |
| Service charges on deposit accounts | $1,490,000 | 892 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $899,000 | 1,975 |
| Total noninterest expense | $7,540,000 | 1,761 |
| Salaries and employee benefits | $4,193,000 | 1,747 |
| Premises and equipment expense | $1,224,000 | 1,589 |
| Additional noninterest expense | $2,123,000 | 1,827 |
| Pre-tax net operating income | $1,794,000 | 3,348 |
| Securities gains (losses) | $39,000 | 605 |
| Applicable income taxes | $414,000 | 3,131 |
| Income before extraordinary items | $1,419,000 | 3,328 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,419,000 | 3,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 706 |
| Cash dividends | $1,391,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,388,970 | 3,359 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,205,000 | 2,092 |
| Total interest expense | $4,339,000 | 1,777 |
| Net interest income | $4,866,000 | 2,378 |
| Provision for loan and lease losses | $400,000 | 1,166 |
| Total noninterest income | $1,833,000 | 1,396 |
| Gross Fiduciary activities income | $278,000 | 564 |
| Service charges on deposit accounts | $974,000 | 897 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $581,000 | 2,006 |
| Total noninterest expense | $5,064,000 | 1,754 |
| Salaries and employee benefits | $2,818,000 | 1,741 |
| Premises and equipment expense | $822,000 | 1,576 |
| Additional noninterest expense | $1,424,000 | 1,839 |
| Pre-tax net operating income | $1,235,000 | 3,298 |
| Securities gains (losses) | $39,000 | 490 |
| Applicable income taxes | $295,000 | 3,073 |
| Income before extraordinary items | $979,000 | 3,266 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $979,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 704 |
| Cash dividends | $921,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $948,970 | 3,327 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,670,000 | 2,026 |
| Total interest expense | $2,106,000 | 1,743 |
| Net interest income | $2,564,000 | 2,270 |
| Provision for loan and lease losses | $200,000 | 1,130 |
| Total noninterest income | $880,000 | 1,404 |
| Gross Fiduciary activities income | $134,000 | 584 |
| Service charges on deposit accounts | $443,000 | 962 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $303,000 | 1,921 |
| Total noninterest expense | $2,386,000 | 1,867 |
| Salaries and employee benefits | $1,281,000 | 1,917 |
| Premises and equipment expense | $426,000 | 1,534 |
| Additional noninterest expense | $679,000 | 1,923 |
| Pre-tax net operating income | $858,000 | 2,568 |
| Securities gains (losses) | $38,000 | 380 |
| Applicable income taxes | $242,000 | 2,328 |
| Income before extraordinary items | $654,000 | 2,573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $654,000 | 2,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,100 |
| Cash dividends | $454,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $626,260 | 2,633 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,316,000 | 2,172 |
| Total interest expense | $7,124,000 | 1,605 |
| Net interest income | $8,192,000 | 2,640 |
| Provision for loan and lease losses | $450,000 | 2,063 |
| Total noninterest income | $2,611,000 | 1,810 |
| Gross Fiduciary activities income | $532,000 | 570 |
| Service charges on deposit accounts | $1,247,000 | 1,401 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $832,000 | 2,476 |
| Total noninterest expense | $8,013,000 | 2,081 |
| Salaries and employee benefits | $4,421,000 | 2,085 |
| Premises and equipment expense | $1,290,000 | 1,874 |
| Additional noninterest expense | $2,302,000 | 2,177 |
| Pre-tax net operating income | $2,340,000 | 3,299 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $561,000 | 3,176 |
| Income before extraordinary items | $1,779,000 | 3,389 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,779,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,203 |
| Cash dividends | $1,488,000 | 1,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,779,000 | 3,355 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,030,000 | 2,203 |
| Total interest expense | $5,153,000 | 1,561 |
| Net interest income | $5,877,000 | 2,738 |
| Provision for loan and lease losses | $338,000 | 2,006 |
| Total noninterest income | $1,794,000 | 1,937 |
| Gross Fiduciary activities income | $386,000 | 568 |
| Service charges on deposit accounts | $828,000 | 1,565 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $580,000 | 2,598 |
| Total noninterest expense | $5,316,000 | 2,330 |
| Salaries and employee benefits | $2,969,000 | 2,290 |
| Premises and equipment expense | $891,000 | 2,005 |
| Additional noninterest expense | $1,456,000 | 2,529 |
| Pre-tax net operating income | $2,017,000 | 3,039 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $528,000 | 2,841 |
| Income before extraordinary items | $1,489,000 | 3,151 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,489,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,163 |
| Cash dividends | $941,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,489,000 | 3,109 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,269,000 | 2,167 |
| Total interest expense | $3,359,000 | 1,502 |
| Net interest income | $3,910,000 | 2,718 |
| Provision for loan and lease losses | $225,000 | 1,956 |
| Total noninterest income | $1,151,000 | 1,974 |
| Gross Fiduciary activities income | $273,000 | 559 |
| Service charges on deposit accounts | $521,000 | 1,616 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $357,000 | 2,734 |
| Total noninterest expense | $3,509,000 | 2,346 |
| Salaries and employee benefits | $1,965,000 | 2,298 |
| Premises and equipment expense | $603,000 | 1,976 |
| Additional noninterest expense | $941,000 | 2,587 |
| Pre-tax net operating income | $1,327,000 | 3,020 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $346,000 | 2,839 |
| Income before extraordinary items | $981,000 | 3,139 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $981,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,105 |
| Cash dividends | $653,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $981,000 | 3,092 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 2,148 |
| Total interest expense | $1,623,000 | 1,475 |
| Net interest income | $1,978,000 | 2,670 |
| Provision for loan and lease losses | $112,000 | 1,880 |
| Total noninterest income | $556,000 | 1,979 |
| Gross Fiduciary activities income | $140,000 | 566 |
| Service charges on deposit accounts | $243,000 | 1,686 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $173,000 | 2,724 |
| Total noninterest expense | $1,687,000 | 2,429 |
| Salaries and employee benefits | $913,000 | 2,467 |
| Premises and equipment expense | $309,000 | 1,942 |
| Additional noninterest expense | $465,000 | 2,610 |
| Pre-tax net operating income | $735,000 | 2,749 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $198,000 | 2,618 |
| Income before extraordinary items | $537,000 | 2,878 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $537,000 | 2,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 950 |
| Cash dividends | $364,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $537,000 | 2,829 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,270,000 | 1,983 |
| Total interest expense | $5,667,000 | 1,452 |
| Net interest income | $8,603,000 | 2,378 |
| Provision for loan and lease losses | $350,000 | 2,627 |
| Total noninterest income | $2,295,000 | 1,993 |
| Gross Fiduciary activities income | $517,000 | 568 |
| Service charges on deposit accounts | $1,072,000 | 1,635 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $706,000 | 2,694 |
| Total noninterest expense | $6,972,000 | 2,291 |
| Salaries and employee benefits | $3,836,000 | 2,269 |
| Premises and equipment expense | $1,164,000 | 1,978 |
| Additional noninterest expense | $1,972,000 | 2,454 |
| Pre-tax net operating income | $3,576,000 | 2,237 |
| Securities gains (losses) | $27,000 | 2,202 |
| Applicable income taxes | $980,000 | 2,192 |
| Income before extraordinary items | $2,623,000 | 2,324 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,623,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,597 |
| Cash dividends | $2,722,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,603,290 | 2,289 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,704,000 | 1,962 |
| Total interest expense | $4,148,000 | 1,457 |
| Net interest income | $6,556,000 | 2,304 |
| Provision for loan and lease losses | $330,000 | 2,085 |
| Total noninterest income | $1,734,000 | 1,997 |
| Gross Fiduciary activities income | $376,000 | 573 |
| Service charges on deposit accounts | $785,000 | 1,689 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $573,000 | 2,577 |
| Total noninterest expense | $5,143,000 | 2,319 |
| Salaries and employee benefits | $2,845,000 | 2,270 |
| Premises and equipment expense | $861,000 | 2,008 |
| Additional noninterest expense | $1,437,000 | 2,480 |
| Pre-tax net operating income | $2,817,000 | 2,176 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $805,000 | 2,093 |
| Income before extraordinary items | $2,012,000 | 2,304 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,012,000 | 2,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,401 |
| Cash dividends | $1,233,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,012,000 | 2,251 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,042,000 | 1,984 |
| Total interest expense | $2,680,000 | 1,485 |
| Net interest income | $4,362,000 | 2,292 |
| Provision for loan and lease losses | $220,000 | 2,035 |
| Total noninterest income | $1,128,000 | 2,023 |
| Gross Fiduciary activities income | $275,000 | 538 |
| Service charges on deposit accounts | $487,000 | 1,799 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $366,000 | 2,658 |
| Total noninterest expense | $3,453,000 | 2,298 |
| Salaries and employee benefits | $1,926,000 | 2,243 |
| Premises and equipment expense | $586,000 | 1,956 |
| Additional noninterest expense | $941,000 | 2,523 |
| Pre-tax net operating income | $1,817,000 | 2,218 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $517,000 | 2,147 |
| Income before extraordinary items | $1,300,000 | 2,351 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,300,000 | 2,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,499 |
| Cash dividends | $868,000 | 1,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,300,000 | 2,283 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 1,976 |
| Total interest expense | $1,325,000 | 1,507 |
| Net interest income | $2,228,000 | 2,247 |
| Provision for loan and lease losses | $110,000 | 1,956 |
| Total noninterest income | $526,000 | 2,077 |
| Gross Fiduciary activities income | $142,000 | 538 |
| Service charges on deposit accounts | $212,000 | 1,972 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $172,000 | 2,705 |
| Total noninterest expense | $1,693,000 | 2,347 |
| Salaries and employee benefits | $900,000 | 2,414 |
| Premises and equipment expense | $290,000 | 1,993 |
| Additional noninterest expense | $503,000 | 2,349 |
| Pre-tax net operating income | $951,000 | 2,097 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $285,000 | 2,001 |
| Income before extraordinary items | $666,000 | 2,277 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $666,000 | 2,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,730 |
| Cash dividends | $530,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $666,000 | 2,194 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,950,000 | 2,037 |
| Total interest expense | $5,744,000 | 1,555 |
| Net interest income | $8,206,000 | 2,379 |
| Provision for loan and lease losses | $450,000 | 2,353 |
| Total noninterest income | $2,418,000 | 1,999 |
| Gross Fiduciary activities income | $513,000 | 558 |
| Service charges on deposit accounts | $1,075,000 | 1,591 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $830,000 | 2,677 |
| Total noninterest expense | $6,382,000 | 2,462 |
| Salaries and employee benefits | $3,505,000 | 2,403 |
| Premises and equipment expense | $1,148,000 | 1,986 |
| Additional noninterest expense | $1,729,000 | 2,716 |
| Pre-tax net operating income | $3,792,000 | 2,054 |
| Securities gains (losses) | $462,000 | 795 |
| Applicable income taxes | $1,266,000 | 1,861 |
| Income before extraordinary items | $2,988,000 | 2,053 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,988,000 | 2,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,935 |
| Cash dividends | $1,580,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,664,600 | 2,154 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,338,000 | 2,097 |
| Total interest expense | $4,366,000 | 1,608 |
| Net interest income | $5,972,000 | 2,457 |
| Provision for loan and lease losses | $338,000 | 2,312 |
| Total noninterest income | $1,891,000 | 1,989 |
| Gross Fiduciary activities income | $414,000 | 538 |
| Service charges on deposit accounts | $807,000 | 1,602 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $670,000 | 2,644 |
| Total noninterest expense | $4,613,000 | 2,550 |
| Salaries and employee benefits | $2,576,000 | 2,454 |
| Premises and equipment expense | $869,000 | 1,968 |
| Additional noninterest expense | $1,168,000 | 2,962 |
| Pre-tax net operating income | $2,912,000 | 2,092 |
| Securities gains (losses) | $255,000 | 1,069 |
| Applicable income taxes | $951,000 | 1,932 |
| Income before extraordinary items | $2,216,000 | 2,127 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,216,000 | 2,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,610 |
| Cash dividends | $1,022,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,037,500 | 2,177 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,942,000 | 2,097 |
| Total interest expense | $2,943,000 | 1,651 |
| Net interest income | $3,999,000 | 2,431 |
| Provision for loan and lease losses | $225,000 | 2,308 |
| Total noninterest income | $1,255,000 | 1,982 |
| Gross Fiduciary activities income | $285,000 | 529 |
| Service charges on deposit accounts | $529,000 | 1,598 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $441,000 | 2,642 |
| Total noninterest expense | $2,980,000 | 2,616 |
| Salaries and employee benefits | $1,631,000 | 2,567 |
| Premises and equipment expense | $599,000 | 1,904 |
| Additional noninterest expense | $750,000 | 3,039 |
| Pre-tax net operating income | $2,049,000 | 1,992 |
| Securities gains (losses) | $255,000 | 907 |
| Applicable income taxes | $699,000 | 1,823 |
| Income before extraordinary items | $1,605,000 | 1,985 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,605,000 | 1,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,542 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,426,500 | 2,087 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 2,115 |
| Total interest expense | $1,498,000 | 1,664 |
| Net interest income | $1,979,000 | 2,456 |
| Provision for loan and lease losses | $113,000 | 2,176 |
| Total noninterest income | $592,000 | 2,017 |
| Gross Fiduciary activities income | $130,000 | 567 |
| Service charges on deposit accounts | $266,000 | 1,554 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $196,000 | 2,753 |
| Total noninterest expense | $1,521,000 | 2,546 |
| Salaries and employee benefits | $798,000 | 2,628 |
| Premises and equipment expense | $307,000 | 1,859 |
| Additional noninterest expense | $416,000 | 2,757 |
| Pre-tax net operating income | $937,000 | 2,161 |
| Securities gains (losses) | $255,000 | 566 |
| Applicable income taxes | $319,000 | 1,969 |
| Income before extraordinary items | $873,000 | 1,811 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $873,000 | 1,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,807 |
| Cash dividends | $233,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $686,850 | 2,107 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,335,000 | 2,138 |
| Total interest expense | $6,314,000 | 1,808 |
| Net interest income | $8,021,000 | 2,392 |
| Provision for loan and lease losses | $500,000 | 2,369 |
| Total noninterest income | $2,098,000 | 2,053 |
| Gross Fiduciary activities income | $519,000 | 558 |
| Service charges on deposit accounts | $731,000 | 2,177 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $848,000 | 2,418 |
| Total noninterest expense | $5,751,000 | 2,570 |
| Salaries and employee benefits | $3,210,000 | 2,466 |
| Premises and equipment expense | $1,104,000 | 1,992 |
| Additional noninterest expense | $1,437,000 | 3,058 |
| Pre-tax net operating income | $3,868,000 | 2,040 |
| Securities gains (losses) | $200,000 | 1,170 |
| Applicable income taxes | $1,248,000 | 1,895 |
| Income before extraordinary items | $2,820,000 | 2,118 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,820,000 | 2,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,937 |
| Cash dividends | $1,072,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $-2,244,000 | 9,336 |
| Net operating income | $2,682,000 | 2,144 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,404,000 | 2,376 |
| Total interest expense | $7,073,000 | 2,270 |
| Net interest income | $7,331,000 | 2,441 |
| Provision for loan and lease losses | $420,000 | 2,511 |
| Total noninterest income | $1,842,000 | 2,146 |
| Gross Fiduciary activities income | $456,000 | 622 |
| Service charges on deposit accounts | $564,000 | 2,568 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $822,000 | 2,347 |
| Total noninterest expense | $5,238,000 | 2,705 |
| Salaries and employee benefits | $3,070,000 | 2,458 |
| Premises and equipment expense | $996,000 | 2,140 |
| Additional noninterest expense | $1,172,000 | 3,576 |
| Pre-tax net operating income | $3,515,000 | 1,974 |
| Securities gains (losses) | $41,000 | 2,547 |
| Applicable income taxes | $1,031,000 | 2,032 |
| Income before extraordinary items | $2,525,000 | 2,071 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,525,000 | 2,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,251 |
| Cash dividends | $1,083,000 | 2,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,495,890 | 2,023 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,049,000 | 2,659 |
| Total interest expense | $6,626,000 | 2,528 |
| Net interest income | $6,423,000 | 2,764 |
| Provision for loan and lease losses | $330,000 | 2,665 |
| Total noninterest income | $1,725,000 | 2,093 |
| Gross Fiduciary activities income | $459,000 | 624 |
| Service charges on deposit accounts | $517,000 | 2,619 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $749,000 | 2,251 |
| Total noninterest expense | $4,908,000 | 2,766 |
| Salaries and employee benefits | $2,718,000 | 2,622 |
| Premises and equipment expense | $961,000 | 2,146 |
| Additional noninterest expense | $1,229,000 | 3,354 |
| Pre-tax net operating income | $2,910,000 | 2,445 |
| Securities gains (losses) | $-21,000 | 8,768 |
| Applicable income taxes | $730,000 | 2,694 |
| Income before extraordinary items | $2,159,000 | 2,370 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,159,000 | 2,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,525 |
| Cash dividends | $1,077,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $-1,837,000 | 9,870 |
| Net operating income | $2,174,750 | 2,361 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,909,000 | 2,716 |
| Total interest expense | $5,649,000 | 2,604 |
| Net interest income | $6,260,000 | 2,808 |
| Provision for loan and lease losses | $400,000 | 2,102 |
| Total noninterest income | $1,216,000 | 2,670 |
| Gross Fiduciary activities income | $473,000 | 657 |
| Service charges on deposit accounts | $362,000 | 3,482 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $381,000 | 3,537 |
| Total noninterest expense | $4,788,000 | 2,825 |
| Salaries and employee benefits | $2,799,000 | 2,507 |
| Premises and equipment expense | $940,000 | 2,175 |
| Additional noninterest expense | $1,049,000 | 3,866 |
| Pre-tax net operating income | $2,288,000 | 2,996 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $529,000 | 3,506 |
| Income before extraordinary items | $1,762,000 | 2,858 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,762,000 | 2,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,734 |
| Cash dividends | $1,010,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $2,121,000 | 423 |
| Net operating income | $1,759,690 | 2,836 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,166,000 | 2,681 |
| Total interest expense | $5,985,000 | 2,526 |
| Net interest income | $6,181,000 | 2,775 |
| Provision for loan and lease losses | $341,000 | 2,356 |
| Total noninterest income | $1,011,000 | 3,053 |
| Gross Fiduciary activities income | $456,000 | 670 |
| Service charges on deposit accounts | $334,000 | 3,612 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $221,000 | 4,708 |
| Total noninterest expense | $4,377,000 | 2,965 |
| Salaries and employee benefits | $2,851,000 | 2,369 |
| Premises and equipment expense | $918,000 | 2,110 |
| Additional noninterest expense | $608,000 | 5,706 |
| Pre-tax net operating income | $2,474,000 | 2,821 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $559,000 | 3,584 |
| Income before extraordinary items | $1,922,000 | 2,644 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,922,000 | 2,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,705 |
| Cash dividends | $947,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,916,610 | 2,573 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,957,000 | 2,742 |
| Total interest expense | $5,866,000 | 2,547 |
| Net interest income | $6,091,000 | 2,863 |
| Provision for loan and lease losses | $257,000 | 2,893 |
| Total noninterest income | $935,000 | 3,212 |
| Gross Fiduciary activities income | $435,000 | 700 |
| Service charges on deposit accounts | $304,000 | 4,029 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $196,000 | 5,008 |
| Total noninterest expense | $4,489,000 | 2,828 |
| Salaries and employee benefits | $2,680,000 | 2,478 |
| Premises and equipment expense | $778,000 | 2,482 |
| Additional noninterest expense | $1,031,000 | 3,790 |
| Pre-tax net operating income | $2,280,000 | 3,158 |
| Securities gains (losses) | $37,000 | 1,522 |
| Applicable income taxes | $527,000 | 4,061 |
| Income before extraordinary items | $1,790,000 | 2,843 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,790,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,640 |
| Cash dividends | $929,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,761,510 | 2,836 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,472,000 | 3,143 |
| Total interest expense | $5,024,000 | 2,988 |
| Net interest income | $5,448,000 | 3,245 |
| Provision for loan and lease losses | $140,000 | 4,234 |
| Total noninterest income | $842,000 | 3,567 |
| Gross Fiduciary activities income | $402,000 | 771 |
| Service charges on deposit accounts | $265,000 | 4,613 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $175,000 | 5,536 |
| Total noninterest expense | $3,818,000 | 3,481 |
| Salaries and employee benefits | $2,345,000 | 2,853 |
| Premises and equipment expense | $702,000 | 2,785 |
| Additional noninterest expense | $771,000 | 5,345 |
| Pre-tax net operating income | $2,332,000 | 2,995 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $545,000 | 3,875 |
| Income before extraordinary items | $1,781,000 | 2,727 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,781,000 | 2,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,930 |
| Cash dividends | $906,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,785,620 | 2,673 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,991,000 | 3,284 |
| Total interest expense | $4,733,000 | 3,171 |
| Net interest income | $5,258,000 | 3,370 |
| Provision for loan and lease losses | $81,000 | 5,069 |
| Total noninterest income | $758,000 | 3,836 |
| Gross Fiduciary activities income | $363,000 | 829 |
| Service charges on deposit accounts | $267,000 | 4,711 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $128,000 | 6,461 |
| Total noninterest expense | $3,906,000 | 3,407 |
| Salaries and employee benefits | $2,370,000 | 2,816 |
| Premises and equipment expense | $681,000 | 2,887 |
| Additional noninterest expense | $855,000 | 4,968 |
| Pre-tax net operating income | $2,029,000 | 3,451 |
| Securities gains (losses) | $219,000 | 641 |
| Applicable income taxes | $543,000 | 3,947 |
| Income before extraordinary items | $1,705,000 | 2,881 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,705,000 | 2,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $876,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,538,560 | 3,157 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,669,000 | 3,136 |
| Total interest expense | $3,916,000 | 3,111 |
| Net interest income | $5,753,000 | 3,111 |
| Provision for loan and lease losses | $210,000 | 2,926 |
| Total noninterest income | $723,000 | 4,015 |
| Gross Fiduciary activities income | $327,000 | 870 |
| Service charges on deposit accounts | $264,000 | 4,831 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $3,889,000 | 3,514 |
| Salaries and employee benefits | $2,265,000 | 2,927 |
| Premises and equipment expense | $674,000 | 2,924 |
| Additional noninterest expense | $950,000 | 4,922 |
| Pre-tax net operating income | $2,377,000 | 2,968 |
| Securities gains (losses) | $108,000 | 741 |
| Applicable income taxes | $621,000 | 3,409 |
| Income before extraordinary items | $1,864,000 | 2,604 |
| Extraordinary gains, net | $-88,000 | 12,539 |
| Net income | $1,776,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,246 |
| Cash dividends | $842,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,783,000 | 2,730 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,370,000 | 3,300 |
| Total interest expense | $4,065,000 | 3,128 |
| Net interest income | $5,305,000 | 3,379 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $663,000 | 4,611 |
| Gross Fiduciary activities income | $248,000 | 1,001 |
| Service charges on deposit accounts | $280,000 | 4,691 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $135,000 | 6,905 |
| Total noninterest expense | $3,811,000 | 3,635 |
| Salaries and employee benefits | $2,046,000 | 3,213 |
| Premises and equipment expense | $635,000 | 3,147 |
| Additional noninterest expense | $1,130,000 | 4,430 |
| Pre-tax net operating income | $2,057,000 | 3,227 |
| Securities gains (losses) | $177,000 | 1,821 |
| Applicable income taxes | $595,000 | 3,628 |
| Income before extraordinary items | $1,639,000 | 2,980 |
| Extraordinary gains, net | $108,000 | 1,499 |
| Net income | $1,747,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,721 |
| Cash dividends | $819,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,509,790 | 3,061 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,711,000 | 3,591 |
| Total interest expense | $4,933,000 | 3,351 |
| Net interest income | $4,778,000 | 3,802 |
| Provision for loan and lease losses | $671,000 | 2,445 |
| Total noninterest income | $638,000 | 4,738 |
| Gross Fiduciary activities income | $248,000 | 1,022 |
| Service charges on deposit accounts | $267,000 | 4,878 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $123,000 | 7,370 |
| Total noninterest expense | $3,350,000 | 4,094 |
| Salaries and employee benefits | $1,989,000 | 3,224 |
| Premises and equipment expense | $555,000 | 3,619 |
| Additional noninterest expense | $806,000 | 6,036 |
| Pre-tax net operating income | $1,395,000 | 4,327 |
| Securities gains (losses) | $216,000 | 1,906 |
| Applicable income taxes | $562,000 | 3,623 |
| Income before extraordinary items | $1,049,000 | 4,321 |
| Extraordinary gains, net | $193,000 | 447 |
| Net income | $1,242,000 | 3,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 3,041 |
| Cash dividends | $796,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $908,600 | 4,577 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.