| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6097% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3965% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3866% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7820% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5883% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8278% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9773% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3864% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6488% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3997% | 94 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2228% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 1,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 5,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5683% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0354% | 5,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9375% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3797% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6642% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3575% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3951% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0349% | 5,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1214% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1624% | 5,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0483% | 192 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0779% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4422% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0379% | 191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0785% | 2,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 2,418 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0898% | 4,181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 1,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0830% | 1,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4179% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7574% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3971% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1780% | 1,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0773% | 2,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 2,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 5,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1233% | 4,241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0585% | 1,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1205% | 1,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1965% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7080% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1582% | 607 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1719% | 867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0682% | 2,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 5,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 5,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0310% | 5,264 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1916% | 4,336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1704% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2615% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8037% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2383% | 562 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1289% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0184% | 2,564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0363% | 5,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0335% | 5,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0622% | 5,544 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3974% | 4,421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0507% | 4,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1562% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1737% | 629 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0734% | 741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1731% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1204% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2581% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 2,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0973% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 2,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0374% | 2,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4340% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0504% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3914% | 456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2424% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0728% | 2,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 2,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 5,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 2,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1454% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0626% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1118% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3928% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0905% | 565 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1994% | 765 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0622% | 2,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 2,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 5,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 2,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2412% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1073% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7345% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9009% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7317% | 894 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1320% | 774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0770% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 4,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 5,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4009% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3966% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5794% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3414% | 1,486 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0500% | 779 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1497% | 6,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 5,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0573% | 5,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 2,940 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 4,372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 2,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4643% | 6,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3388% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9753% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2882% | 629 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4242% | 665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0788% | 3,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 3,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0274% | 5,747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 2,127 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0127% | 4,412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1215% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0816% | 5,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3290% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9286% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2974% | 578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3270% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0476% | 3,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 5,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0365% | 5,878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 2,556 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0191% | 4,454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 2,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1301% | 5,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4577% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8811% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4694% | 517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2118% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0267% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0599% | 6,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0381% | 4,543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1067% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1930% | 5,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0510% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7817% | 1,240 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1098% | 726 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2224% | 575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1556% | 3,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0416% | 3,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 2,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 3,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3664% | 808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 3,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2855% | 1,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6343% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1459% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5740% | 593 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3486% | 776 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1031% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 4,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 6,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 3,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1940% | 967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 3,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1483% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5000% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8880% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4159% | 633 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3443% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0899% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 3,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0241% | 6,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 2,820 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 4,658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0781% | 2,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1738% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1642% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8193% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0705% | 856 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1973% | 780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0953% | 2,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 6,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0483% | 6,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 6,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0393% | 749 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0264% | 6,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4100% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1373% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5968% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1253% | 827 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1072% | 764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4199% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3046% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6358% | 1,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4754% | 573 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 6,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 6,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5182% | 2,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0419% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0518% | 562 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5542% | 737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3327% | 2,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3011% | 2,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6110% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6777% | 458 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 6,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 6,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0916% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7242% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7242% | 654 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5641% | 654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4273% | 2,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4597% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9288% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1273% | 329 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 6,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 6,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1401% | 2,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9239% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9239% | 1,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5483% | 607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0256% | 4,325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 6,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0481% | 6,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 2,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 2,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3130% | 2,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3130% | 2,048 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6562% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3093% | 3,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2339% | 3,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3585% | 2,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1778% | 3,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5472% | 1,176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1200% | 3,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2184% | 3,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8320% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7753% | 781 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4945% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2735% | 3,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2109% | 3,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2901% | 2,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1991% | 3,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5240% | 1,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1484% | 3,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2333% | 2,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4095% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3560% | 947 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4207% | 813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1166% | 4,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 4,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 6,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1045% | 3,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4079% | 1,068 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0571% | 3,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1877% | 2,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1125% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0578% | 1,143 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3021% | 809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1231% | 3,790 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 6,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 6,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 6,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 6,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5395% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8025% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7447% | 1,364 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2610% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2853% | 4,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1954% | 4,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.8208% | 2,629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2076% | 2,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1377% | 3,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 5,475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1616% | 3,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3285% | 3,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3905% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3936% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1771% | 4,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 4,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 3,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 3,800 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 5,521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1139% | 3,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3102% | 3,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4140% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3828% | 1,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1863% | 4,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 4,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0567% | 2,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 3,847 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0219% | 5,539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 3,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4187% | 2,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4555% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3509% | 965 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1942% | 3,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7210% | 1,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4581% | 1,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1007% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2612% | 4,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1304% | 4,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 3,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2800% | 2,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6253% | 1,111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2250% | 2,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0894% | 4,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9945% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5684% | 1,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2133% | 4,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 4,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1626% | 3,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4071% | 1,124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 3,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1074% | 4,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9044% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5239% | 1,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2178% | 4,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 3,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2068% | 2,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6500% | 758 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1381% | 2,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9275% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5140% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2330% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1060% | 2,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2469% | 1,732 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2686% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 2,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9855% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2324% | 917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4215% | 2,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1992% | 2,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3652% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 3,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2980% | 896 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4149% | 2,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0613% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1841% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4843% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2702% | 1,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4943% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0528% | 2,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4036% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5061% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0134% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0903% | 639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4609% | 1,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2917% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5801% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7191% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3165% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7776% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5610% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4694% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9544% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3070% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5662% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9806% | 482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6478% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4828% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1423% | 939 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.2206% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3814% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1834% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4145% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7742% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5017% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0321% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5761% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5104% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1913% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.4167% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2058% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2237% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2027% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2356% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3087% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9336% | 563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2773% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1358% | 1,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0689% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2313% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3517% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2101% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3598% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9323% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7546% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3187% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2079% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1414% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3141% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6440% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2551% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1413% | 1,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2190% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | 16.6282% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4913% | 544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3302% | 198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5365% | 248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8730% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2190% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7945% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0962% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8873% | 121 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0391% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1186% | 2,019 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2339% | 511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4267% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3865% | 262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6679% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0990% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4435% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9919% | 1,330 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2586% | 449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4099% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3578% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6278% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0734% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2373% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9727% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4521% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1768% | 1,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0635% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1488% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4596% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0709% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8381% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3388% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2931% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 1,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0482% | 985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1737% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2717% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1457% | 1,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 7,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9084% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0060% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5903% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2772% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1001% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0669% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1467% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3570% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0856% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 6,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7597% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2553% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5647% | 680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2872% | 1,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1290% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1031% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1733% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4154% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1010% | 1,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 6,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6983% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6912% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3773% | 685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3218% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1731% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1847% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1897% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8225% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0231% | 6,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8132% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2468% | 2,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 3,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 1,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5405% | 2,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5550% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1156% | 1,297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2555% | 1,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 8,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3502% | 2,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8023% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1916% | 1,173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2193% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 7,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8220% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6079% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1576% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0670% | 7,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2919% | 1,436 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7149% | 1,011 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2429% | 2,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1428% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1416% | 966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1634% | 1,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2685% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1389% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2929% | 8,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2266% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6516% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0679% | 4,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0732% | 1,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1465% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2245% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1288% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2385% | 8,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1085% | 1,922 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6486% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1291% | 3,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 2,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 1,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2743% | 8,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9786% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3659% | 1,532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1968% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1169% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0843% | 1,839 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8198% | 931 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2870% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 3,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 2,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 2,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3860% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8147% | 2,937 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9951% | 1,263 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2338% | 3,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 8,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3604% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5484% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0848% | 4,943 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1371% | 4,112 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3113% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1120% | 5,247 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0760% | 6,295 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0398% | 7,272 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3212% | 2,829 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0798% | 7,547 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4624% | 4,538 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
