Home > CB&T-Westover Bank, Inc. > Income and Expense
CB&T-Westover Bank, Inc., Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 12,750 |
| Total interest expense | $502,000 | 12,750 |
| Net interest income | $636,000 | 12,583 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $38,000 | 13,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 11,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $413,000 | 13,093 |
| Salaries and employee benefits | $201,000 | 13,150 |
| Premises and equipment expense | $60,000 | 12,283 |
| Additional noninterest expense | $152,000 | 12,921 |
| Pre-tax net operating income | $246,000 | 10,643 |
| Securities gains (losses) | $-8,000 | 13,215 |
| Applicable income taxes | $80,000 | 10,440 |
| Income before extraordinary items | $158,000 | 11,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $158,000 | 11,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $163,280 | 10,761 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.