Home > Cayuga Bank > Income and Expense
Cayuga Bank, Income and Expense
2001-12-31 (YTD Data) | Rank | |
Total interest income | $40,658,000 | 842 |
Total interest expense | $21,814,000 | 749 |
Net interest income | $18,844,000 | 947 |
Provision for loan and lease losses | $1,650,000 | 828 |
Total noninterest income | $3,838,000 | 1,222 |
Gross Fiduciary activities income | $363,000 | 676 |
Service charges on deposit accounts | $1,674,000 | 881 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $1,801,000 | 1,333 |
Total noninterest expense | $16,019,000 | 927 |
Salaries and employee benefits | $5,639,000 | 1,316 |
Premises and equipment expense | $1,869,000 | 1,137 |
Additional noninterest expense | $8,511,000 | 639 |
Pre-tax net operating income | $5,013,000 | 1,433 |
Securities gains (losses) | $19,000 | 3,188 |
Applicable income taxes | $2,240,000 | 1,073 |
Income before extraordinary items | $2,792,000 | 1,885 |
Extraordinary gains, net | $0 | 105 |
Net income | $2,792,000 | 1,888 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,189,000 | 829 |
Cash dividends | $6,000,000 | 528 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $2,779,840 | 1,813 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $6,875,000 | 4,656 |
Total interest expense | $3,853,000 | 4,096 |
Net interest income | $3,022,000 | 5,133 |
Provision for loan and lease losses | $221,000 | 3,521 |
Total noninterest income | $489,000 | 4,972 |
Gross Fiduciary activities income | $61,000 | 1,019 |
Service charges on deposit accounts | $205,000 | 5,029 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $223,000 | 4,540 |
Total noninterest expense | $2,317,000 | 5,127 |
Salaries and employee benefits | $1,058,000 | 5,704 |
Premises and equipment expense | $255,000 | 5,977 |
Additional noninterest expense | $1,004,000 | 3,985 |
Pre-tax net operating income | $973,000 | 5,326 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $438,000 | 3,792 |
Income before extraordinary items | $535,000 | 6,145 |
Extraordinary gains, net | $0 | 38 |
Net income | $535,000 | 6,143 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $130,000 | 3,120 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $535,000 | 6,155 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $32,881,000 | 1,004 |
Total interest expense | $15,942,000 | 969 |
Net interest income | $16,939,000 | 1,035 |
Provision for loan and lease losses | $1,360,000 | 762 |
Total noninterest income | $2,733,000 | 1,464 |
Gross Fiduciary activities income | $307,000 | 765 |
Service charges on deposit accounts | $1,165,000 | 1,136 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $1,261,000 | 1,580 |
Total noninterest expense | $11,925,000 | 1,160 |
Salaries and employee benefits | $6,107,000 | 1,129 |
Premises and equipment expense | $1,227,000 | 1,664 |
Additional noninterest expense | $4,591,000 | 1,023 |
Pre-tax net operating income | $6,387,000 | 1,198 |
Securities gains (losses) | $31,000 | 1,173 |
Applicable income taxes | $2,047,000 | 1,208 |
Income before extraordinary items | $4,371,000 | 1,244 |
Extraordinary gains, net | $0 | 35 |
Net income | $4,371,000 | 1,242 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,915,000 | 467 |
Cash dividends | $3,000,000 | 958 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $4,349,920 | 1,233 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $31,928,000 | 1,024 |
Total interest expense | $14,906,000 | 1,058 |
Net interest income | $17,022,000 | 986 |
Provision for loan and lease losses | $1,380,000 | 745 |
Total noninterest income | $2,199,000 | 1,698 |
Gross Fiduciary activities income | $228,000 | 842 |
Service charges on deposit accounts | $1,100,000 | 1,149 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $871,000 | 2,049 |
Total noninterest expense | $11,631,000 | 1,132 |
Salaries and employee benefits | $5,823,000 | 1,120 |
Premises and equipment expense | $1,174,000 | 1,681 |
Additional noninterest expense | $4,634,000 | 999 |
Pre-tax net operating income | $6,210,000 | 1,201 |
Securities gains (losses) | $163,000 | 1,011 |
Applicable income taxes | $2,223,000 | 1,128 |
Income before extraordinary items | $4,150,000 | 1,286 |
Extraordinary gains, net | $0 | 32 |
Net income | $4,150,000 | 1,286 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $836,000 | 864 |
Cash dividends | $4,744,000 | 666 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $4,044,050 | 1,261 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $29,802,000 | 1,132 |
Total interest expense | $13,159,000 | 1,215 |
Net interest income | $16,643,000 | 1,056 |
Provision for loan and lease losses | $1,440,000 | 751 |
Total noninterest income | $2,387,000 | 1,532 |
Gross Fiduciary activities income | $178,000 | 925 |
Service charges on deposit accounts | $1,102,000 | 1,144 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $1,107,000 | 1,641 |
Total noninterest expense | $11,174,000 | 1,185 |
Salaries and employee benefits | $5,631,000 | 1,163 |
Premises and equipment expense | $1,303,000 | 1,497 |
Additional noninterest expense | $4,240,000 | 1,091 |
Pre-tax net operating income | $6,416,000 | 1,225 |
Securities gains (losses) | $58,000 | 1,255 |
Applicable income taxes | $2,404,000 | 1,131 |
Income before extraordinary items | $4,070,000 | 1,341 |
Extraordinary gains, net | $0 | 44 |
Net income | $4,070,000 | 1,342 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,552,000 | 591 |
Cash dividends | $940,000 | 2,316 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $4,032,880 | 1,313 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $27,857,000 | 1,231 |
Total interest expense | $12,216,000 | 1,323 |
Net interest income | $15,641,000 | 1,153 |
Provision for loan and lease losses | $1,245,000 | 864 |
Total noninterest income | $2,261,000 | 1,661 |
Gross Fiduciary activities income | $168,000 | 1,010 |
Service charges on deposit accounts | $1,171,000 | 1,125 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $922,000 | 1,915 |
Total noninterest expense | $11,190,000 | 1,284 |
Salaries and employee benefits | $5,105,000 | 1,315 |
Premises and equipment expense | $1,277,000 | 1,598 |
Additional noninterest expense | $4,808,000 | 1,170 |
Pre-tax net operating income | $5,467,000 | 1,305 |
Securities gains (losses) | $7,000 | 2,762 |
Applicable income taxes | $2,156,000 | 1,151 |
Income before extraordinary items | $3,318,000 | 1,488 |
Extraordinary gains, net | $0 | 53 |
Net income | $3,318,000 | 1,490 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,207,000 | 798 |
Cash dividends | $900,000 | 2,306 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $3,313,520 | 1,457 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $26,291,000 | 1,300 |
Total interest expense | $12,012,000 | 1,368 |
Net interest income | $14,279,000 | 1,262 |
Provision for loan and lease losses | $900,000 | 1,018 |
Total noninterest income | $2,006,000 | 1,826 |
Gross Fiduciary activities income | $134,000 | 1,096 |
Service charges on deposit accounts | $1,103,000 | 1,208 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $769,000 | 2,168 |
Total noninterest expense | $9,648,000 | 1,473 |
Salaries and employee benefits | $4,688,000 | 1,410 |
Premises and equipment expense | $1,289,000 | 1,577 |
Additional noninterest expense | $3,671,000 | 1,431 |
Pre-tax net operating income | $5,737,000 | 1,335 |
Securities gains (losses) | $-47,000 | 11,138 |
Applicable income taxes | $2,259,000 | 1,136 |
Income before extraordinary items | $3,431,000 | 1,498 |
Extraordinary gains, net | $0 | 65 |
Net income | $3,431,000 | 1,495 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $671,000 | 1,147 |
Cash dividends | $950,000 | 2,150 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $3,461,080 | 1,467 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $23,912,000 | 1,309 |
Total interest expense | $9,657,000 | 1,351 |
Net interest income | $14,255,000 | 1,273 |
Provision for loan and lease losses | $780,000 | 1,121 |
Total noninterest income | $1,920,000 | 1,887 |
Gross Fiduciary activities income | $65,000 | 1,262 |
Service charges on deposit accounts | $1,077,000 | 1,236 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $778,000 | 2,172 |
Total noninterest expense | $11,126,000 | 1,320 |
Salaries and employee benefits | $4,953,000 | 1,368 |
Premises and equipment expense | $1,217,000 | 1,698 |
Additional noninterest expense | $4,956,000 | 1,191 |
Pre-tax net operating income | $4,269,000 | 1,682 |
Securities gains (losses) | $153,000 | 597 |
Applicable income taxes | $1,772,000 | 1,333 |
Income before extraordinary items | $2,650,000 | 1,835 |
Extraordinary gains, net | $0 | 249 |
Net income | $2,650,000 | 1,834 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $387,000 | 1,625 |
Cash dividends | $1,010,000 | 1,869 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $2,552,080 | 1,901 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $24,000,000 | 1,313 |
Total interest expense | $9,976,000 | 1,346 |
Net interest income | $14,024,000 | 1,284 |
Provision for loan and lease losses | $1,355,000 | 1,070 |
Total noninterest income | $1,962,000 | 2,009 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $968,000 | 1,382 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $994,000 | 2,040 |
Total noninterest expense | $10,289,000 | 1,488 |
Salaries and employee benefits | $4,819,000 | 1,397 |
Premises and equipment expense | $1,263,000 | 1,655 |
Additional noninterest expense | $4,207,000 | 1,455 |
Pre-tax net operating income | $4,342,000 | 1,606 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $1,630,000 | 1,462 |
Income before extraordinary items | $2,712,000 | 1,837 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $2,712,000 | 1,900 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,197,000 | 1,015 |
Cash dividends | $1,000,000 | 1,731 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $2,712,000 | 1,732 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $24,988,000 | 1,463 |
Total interest expense | $11,855,000 | 1,492 |
Net interest income | $13,133,000 | 1,408 |
Provision for loan and lease losses | $1,740,000 | 1,273 |
Total noninterest income | $1,756,000 | 2,125 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $956,000 | 1,401 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $800,000 | 2,309 |
Total noninterest expense | $10,007,000 | 1,536 |
Salaries and employee benefits | $4,328,000 | 1,537 |
Premises and equipment expense | $1,471,000 | 1,457 |
Additional noninterest expense | $4,208,000 | 1,541 |
Pre-tax net operating income | $3,142,000 | 1,979 |
Securities gains (losses) | $2,000 | 7,695 |
Applicable income taxes | $1,151,000 | 1,832 |
Income before extraordinary items | $1,993,000 | 2,304 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,993,000 | 2,341 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,233,000 | 1,378 |
Cash dividends | $875,000 | 1,749 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,991,720 | 2,131 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.