Home > Cayuga Bank > Net charge- offs to loans
Cayuga Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2719% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1818% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1708% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0898% | 1,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6394% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 2,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4056% | 2,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2834% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9233% | 913 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 6,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3689% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5020% | 900 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5960% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4256% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9875% | 2 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2221% | 129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2387% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0012% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6035% | 139 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4757% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2834% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1409% | 211 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5031% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1162% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3482% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1599% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8846% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5791% | 1,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5612% | 39 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0475% | 7 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2879% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3307% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8068% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4732% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4293% | 119 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6144% | 47 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1190% | 330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1329% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4448% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7593% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6975% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2711% | 3,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1825% | 341 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4927% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0998% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1120% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3503% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7302% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2777% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1568% | 4,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 732 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0730% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0820% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1571% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8362% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2399% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4898% | 2,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0980% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9906% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1528% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7457% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5391% | 3,998 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |