Home > Cathay Bank > Net charge- offs to loans
Cathay Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0932% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 0.7015% | 40 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0414% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3711% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1313% | 2,211 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1313% | 2,088 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0569% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4941% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2338% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2338% | 1,572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0526% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3546% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0798% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0798% | 1,952 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1061% | 575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1014% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4510% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2424% | 1,342 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2424% | 1,274 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 1,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 692 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,615 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,410 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0003% | 4,247 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3983% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3983% | 113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,305 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,133 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 4,661 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0003% | 4,304 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4495% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4495% | 105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,377 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 3,938 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,062 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 3,798 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 3,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0386% | 2,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0386% | 1,953 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 3,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,598 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,034 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,205 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 3,822 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 3,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,589 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 3,997 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,105 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 3,884 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 3,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6766% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 3,685 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 4,088 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,185 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 3,923 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 3,665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 3,238 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 3,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8839% | 187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1915% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 3,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,265 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 3,939 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 3,800 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 3,281 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 3,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1409% | 143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1980% | 410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,369 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 3,944 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,606 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 3,350 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1660% | 122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0914% | 1,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,369 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0025% | 3,967 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,743 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0199% | 3,419 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5502% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,393 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 3,976 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,748 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0246% | 3,475 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3495% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 1,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 4,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,477 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 4,002 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,823 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0333% | 3,536 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2877% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 3,619 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 3,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,554 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 4,047 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,798 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 3,442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0173% | 1,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0537% | 4,836 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0905% | 4,900 |
| Percentage Net Loans Charged-off:Construction & development | -0.6717% | 4,670 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1035% | 4,857 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 4,082 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 4,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0746% | 3,678 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 4,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1080% | 1,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0509% | 4,841 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1166% | 5,007 |
| Percentage Net Loans Charged-off:Construction & development | -0.9003% | 4,752 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1358% | 4,972 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 4,151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 4,249 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0989% | 3,757 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 4,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2383% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 4,061 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0313% | 4,739 |
| Percentage Net Loans Charged-off:Construction & development | -0.3175% | 4,727 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0151% | 4,697 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 4,186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1131% | 3,801 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 4,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1167% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 4,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0476% | 4,943 |
| Percentage Net Loans Charged-off:Construction & development | -0.6325% | 4,808 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 4,766 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0090% | 4,246 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 4,432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2158% | 3,888 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 4,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1805% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0270% | 4,777 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,646 |
| Percentage Net Loans Charged-off:Construction & development | -0.0258% | 4,419 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0421% | 4,876 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0097% | 4,252 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 4,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0258% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 4,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0500% | 4,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0471% | 4,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0506% | 4,946 |
| Percentage Net Loans Charged-off:Construction & development | -0.0256% | 4,460 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1036% | 5,125 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0108% | 4,294 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 4,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0436% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0337% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0247% | 4,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 4,612 |
| Percentage Net Loans Charged-off:Construction & development | -0.0256% | 4,536 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0415% | 5,011 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0093% | 4,320 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1534% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 4,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0460% | 4,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0557% | 5,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0347% | 4,943 |
| Percentage Net Loans Charged-off:Construction & development | -0.0249% | 4,634 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0613% | 5,228 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0100% | 4,378 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 4,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0217% | 3,779 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1499% | 4,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0763% | 5,302 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0918% | 5,304 |
| Percentage Net Loans Charged-off:Construction & development | -0.0509% | 4,668 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1691% | 5,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0051% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0212% | 4,868 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0135% | 3,788 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 4,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 4,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0586% | 5,215 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0788% | 5,279 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 4,622 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1614% | 5,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0105% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 4,345 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 3,786 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 4,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0247% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 3,056 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,359 |
| Percentage Net Loans Charged-off:Construction & development | -0.0293% | 4,674 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0214% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 4,335 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 3,794 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 4,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0828% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 1,394 |
| Percentage Net Loans Charged-off:Construction & development | -0.0290% | 4,787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0550% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 4,401 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0119% | 3,896 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 4,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1308% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 3,216 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0531% | 5,343 |
| Percentage Net Loans Charged-off:Construction & development | -0.7478% | 5,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 1,404 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0146% | 4,574 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 4,895 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0010% | 3,869 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 4,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3978% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0936% | 1,196 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 2,352 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0475% | 5,313 |
| Percentage Net Loans Charged-off:Construction & development | -0.7950% | 5,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0156% | 4,610 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 2,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0020% | 684 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5013% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1275% | 1,185 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 3,444 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1650% | 5,738 |
| Percentage Net Loans Charged-off:Construction & development | -2.2528% | 5,482 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0230% | 5,245 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0177% | 4,645 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 1,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0081% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 1,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6382% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2041% | 1,182 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2375% | 5,887 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3595% | 5,937 |
| Percentage Net Loans Charged-off:Construction & development | -5.1840% | 5,527 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 5,222 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0122% | 4,672 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0243% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1927% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1320% | 1,158 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1157% | 2,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 5,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0350% | 703 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 5,250 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0839% | 4,813 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 2,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0411% | 819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 2,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5038% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0936% | 1,258 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 3,049 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 5,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0596% | 576 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 5,379 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1092% | 4,866 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,676 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 4,097 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 2,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2072% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1017% | 1,243 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 3,336 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 4,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.1957% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0314% | 5,569 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0582% | 4,864 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 2,353 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 4,136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 2,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0815% | 1,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1039% | 1,228 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 2,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1047% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.4788% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1188% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0175% | 4,873 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 1,644 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 4,187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 1,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2368% | 5,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1021% | 1,204 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 4,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0960% | 2,414 |
| Percentage Net Loans Charged-off:Construction & development | 1.0823% | 407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0752% | 1,677 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0119% | 4,941 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0414% | 5,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0297% | 1,085 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0488% | 5,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2006% | 5,607 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2930% | 5,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2930% | 5,926 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2801% | 1,334 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0708% | 6,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 5,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.6102% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0533% | 5,907 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0098% | 4,993 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0483% | 6,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0583% | 921 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0592% | 6,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2353% | 5,704 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3094% | 5,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3094% | 5,931 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.6579% | 1,322 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 3,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 2,777 |
| Percentage Net Loans Charged-off:Construction & development | 1.0196% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 5,682 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 5,021 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0667% | 6,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0871% | 746 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0826% | 6,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 4,605 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4347% | 6,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4347% | 6,045 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.3355% | 1,298 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0456% | 6,001 |
| Percentage Net Loans Charged-off:Construction & development | -0.0683% | 5,438 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 5,705 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0134% | 5,068 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1273% | 6,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1873% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1603% | 6,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9028% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.8592% | 1,274 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 4,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1174% | 6,479 |
| Percentage Net Loans Charged-off:Construction & development | -1.4769% | 6,040 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1157% | 6,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1925% | 461 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 3,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0565% | 1,309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 3,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5968% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1913% | 6,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1913% | 6,097 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1137% | 1,384 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0324% | 6,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1083% | 6,504 |
| Percentage Net Loans Charged-off:Construction & development | -1.5678% | 6,100 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0963% | 6,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1860% | 385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 3,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0157% | 1,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 3,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1606% | 2,066 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2512% | 6,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2512% | 6,147 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0755% | 1,358 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 4,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0389% | 6,286 |
| Percentage Net Loans Charged-off:Construction & development | -0.2800% | 5,854 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1038% | 6,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2688% | 296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 2,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0248% | 1,059 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 2,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2674% | 1,578 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3834% | 6,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3834% | 6,228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0808% | 1,329 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1456% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0719% | 2,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.2716% | 764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0475% | 1,278 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0050% | 5,262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1108% | 2,026 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0020% | 4,631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1289% | 1,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3358% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2056% | 3,736 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 6,641 |
| Percentage Net Loans Charged-off:Construction & development | -2.0691% | 6,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 2,743 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0337% | 5,470 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1719% | 3,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2443% | 1,350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1580% | 3,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8173% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0134% | 79 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2512% | 3,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 4,883 |
| Percentage Net Loans Charged-off:Construction & development | -2.5472% | 6,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1827% | 2,112 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0677% | 5,521 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1601% | 3,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2486% | 1,197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1425% | 2,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9373% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4172% | 70 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1592% | 3,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 6,665 |
| Percentage Net Loans Charged-off:Construction & development | -3.4351% | 6,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2192% | 1,757 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0062% | 5,478 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1707% | 2,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3054% | 1,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1429% | 2,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6780% | 1,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.1298% | 54 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4661% | 1,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3066% | 2,125 |
| Percentage Net Loans Charged-off:Construction & development | -4.4269% | 6,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8939% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0406% | 5,564 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1380% | 2,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3952% | 759 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0831% | 2,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9381% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.8481% | 29 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9533% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0659% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 7.9317% | 603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5944% | 1,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5128% | 740 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1200% | 3,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0780% | 1,819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1294% | 3,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6129% | 2,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4596% | 89 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1867% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3060% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 9.1583% | 461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7547% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6946% | 575 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0977% | 3,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0737% | 1,595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1032% | 3,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8130% | 1,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6393% | 79 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9324% | 1,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8676% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 2.8850% | 1,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8766% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8696% | 447 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 3,881 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 5,212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 3,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1723% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0686% | 1,347 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6029% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7257% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 4.5743% | 666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4555% | 1,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0125% | 434 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 2,884 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 5,226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0623% | 2,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1630% | 2,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0507% | 1,323 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8359% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9854% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 9.2918% | 652 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2243% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7004% | 792 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1832% | 3,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1472% | 1,703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1928% | 3,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2436% | 2,265 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0994% | 7,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6075% | 122 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0047% | 942 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1517% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 9.9002% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2715% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7442% | 631 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2060% | 3,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1976% | 1,449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2083% | 2,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4117% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0198% | 6,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0181% | 101 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4860% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7347% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 10.4121% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9374% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1198% | 454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2861% | 2,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2314% | 1,185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3014% | 2,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4541% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0289% | 6,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.4429% | 1,491 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6525% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8683% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 15.2624% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4644% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7457% | 266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3834% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3208% | 798 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4010% | 1,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7702% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0556% | 6,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0717% | 1,465 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0342% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7955% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 10.7915% | 544 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1828% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8305% | 446 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5236% | 2,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2795% | 1,502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5925% | 1,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0005% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1159% | 7,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.8527% | 116 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7587% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3491% | 686 |
| Percentage Net Loans Charged-off:Construction & development | 9.5908% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7053% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5656% | 361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6152% | 1,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2916% | 1,249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7062% | 1,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3582% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1449% | 7,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5468% | 123 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5542% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4837% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 10.5686% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6587% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1749% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5842% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1170% | 1,178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7147% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8446% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1785% | 7,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4626% | 90 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0487% | 708 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8612% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 9.1982% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1437% | 1,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0471% | 292 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0088% | 823 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 2,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7599% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.8789% | 53 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6532% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6296% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | 2.6459% | 912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1166% | 1,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3477% | 396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 2,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1599% | 2,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7357% | 2,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8412% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6642% | 66 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3065% | 2,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2144% | 2,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.9236% | 1,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 1,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4727% | 246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6326% | 1,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9050% | 2,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.2276% | 43 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2064% | 2,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2024% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.8111% | 847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6091% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2075% | 2,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3462% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4138% | 31 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2771% | 1,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3495% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 1.6707% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0215% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0176% | 2,136 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0865% | 7,068 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0033% | 1,510 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 3,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 2,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.1486% | 1,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 1,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1992% | 204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 2,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1042% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3557% | 2,233 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3496% | 8,074 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 3,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 2,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0926% | 766 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 7,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0195% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 2,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1401% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3671% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1489% | 7,696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0965% | 2,805 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 7,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 7,880 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1382% | 6,182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 1,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2042% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5065% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2278% | 7,711 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2632% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0553% | 2,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0836% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2059% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1880% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1513% | 7,251 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 5,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0000% | 7,746 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0060% | 6,245 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0712% | 3,144 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0544% | 7,610 |
| Percentage Net Loans Charged-off: Credit card loans | -2.9940% | 2,046 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0067% | 36 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 7,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0001% | 7,786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 6,232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 6,777 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1795% | 7,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0100% | 27 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 5,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0001% | 7,869 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0094% | 6,208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0346% | 2,420 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1465% | 7,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0102% | 6,161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0148% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1111% | 7,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 4,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 8,012 |
| Percentage Net Loans Charged-off:Construction & development | -0.0378% | 7,793 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 8,046 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0124% | 6,330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 2,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0323% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2925% | 2,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1352% | 5,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 4,431 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 8,041 |
| Percentage Net Loans Charged-off:Construction & development | -0.0518% | 7,801 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 8,077 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0148% | 6,302 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 2,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0436% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2679% | 2,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2426% | 4,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 2,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 7,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0254% | 8,172 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0128% | 6,249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 1,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0646% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5657% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6277% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2394% | 1,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 8,132 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0183% | 6,226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1318% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1292% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0422% | 4,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 4,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.3084% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 8,131 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0267% | 6,410 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 7,911 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0407% | 6,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 2,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2110% | 3,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2545% | 5,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 7,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0623% | 1,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.4387% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0126% | 6,348 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 8,361 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0567% | 6,001 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 8,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2437% | 7,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3380% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 7,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1663% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 0.6558% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1045% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0156% | 6,315 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 8,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0344% | 8,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5742% | 8,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2453% | 4,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 5,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3457% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 1.3388% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2134% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0491% | 8,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0714% | 8,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0663% | 8,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3226% | 3,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 8,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 3,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.2558% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 8,318 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0169% | 6,482 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 8,159 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 5,971 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0828% | 7,947 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6283% | 8,886 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 6,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 3,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.1331% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 8,376 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0215% | 6,469 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 8,168 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 5,937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0242% | 4,002 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6370% | 8,906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 5,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 2,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.2119% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 8,408 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0103% | 6,412 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 8,162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 5,901 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 3,329 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6706% | 8,902 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 4,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.4278% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 8,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1073% | 2,116 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3193% | 8,466 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3091% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0229% | 8,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0997% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0410% | 8,718 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0830% | 6,569 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 8,687 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1052% | 6,011 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3732% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7700% | 3,106 |
| Percentage Net Loans Charged-off: Credit card loans | 285.7143% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2813% | 2,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0858% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.3139% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0521% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 2,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1760% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 8,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9036% | 1,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1382% | 6,397 |
| Percentage Net Loans Charged-off: Credit card loans | 35.7143% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 4,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1027% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 0.8957% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0128% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1998% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1471% | 768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8361% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9338% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 5,775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0571% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0718% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0045% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0574% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0649% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3538% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3506% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | -6.2893% | 1,339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8892% | 29 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3260% | 2,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1277% | 233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1326% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1566% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1384% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1550% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7937% | 228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8188% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0303% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2173% | 3,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2184% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1568% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7371% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1760% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1940% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1887% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4644% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | 29.0859% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0155% | 367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7365% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8330% | 45 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5042% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4731% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7881% | 13 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0342% | 9 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4204% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5360% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | 35.4691% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1848% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2093% | 511 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1987% | 57 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7243% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1631% | 225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8692% | 13 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1778% | 10 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3850% | 130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5708% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 16.7538% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1199% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3645% | 538 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4569% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4183% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 1.2701% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1902% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1106% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6305% | 83 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6831% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5031% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4973% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | 16.5519% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0582% | 1,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2260% | 30 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7635% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4641% | 346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5156% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2119% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6085% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0396% | 213 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0400% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6487% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8502% | 107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.5931% | 48 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4133% | 4,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 1,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2057% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1272% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1333% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8778% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4628% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6800% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1664% | 108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |