Home > Carolina Premier Bank > Income and Expense

Carolina Premier Bank, Income and Expense

2017-09-30 (YTD Data)Rank
Total interest income$8,233,0002,270
Total interest expense$1,237,0001,768
Net interest income$6,996,0002,350
Provision for loan and lease losses$275,0001,701
Total noninterest income$992,0002,577
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$136,0003,612
Trading account gains and feesNANA
Additional Noninterest Income$856,0002,152
Total noninterest expense$6,510,0002,149
Salaries and employee benefits$3,774,0002,087
Premises and equipment expense$797,0002,027
Additional noninterest expense$1,939,0002,192
Pre-tax net operating income$1,203,0003,485
Securities gains (losses)$02,274
Applicable income taxes$256,0002,596
Income before extraordinary items$947,0003,629
Extraordinary gains, net$09
Net income$947,0003,629
Minority interest net income$071
Net income of bank and minority interests.$947,0003,629
Net charge-offs$72,0002,181
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$947,0003,606
2017-06-30 (YTD Data)Rank
Total interest income$5,385,0002,292
Total interest expense$790,0001,784
Net interest income$4,595,0002,367
Provision for loan and lease losses$100,0002,230
Total noninterest income$738,0002,444
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$94,0003,566
Trading account gains and feesNANA
Additional Noninterest Income$644,0002,031
Total noninterest expense$4,365,0002,142
Salaries and employee benefits$2,558,0002,069
Premises and equipment expense$542,0001,994
Additional noninterest expense$1,265,0002,227
Pre-tax net operating income$868,0003,355
Securities gains (losses)$01,906
Applicable income taxes$205,0002,449
Income before extraordinary items$663,0003,506
Extraordinary gains, net$011
Net income$663,0003,505
Minority interest net income$071
Net income of bank and minority interests.$663,0003,506
Net charge-offs$3,0003,240
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$663,0003,484
2017-03-31 (YTD Data)Rank
Total interest income$2,649,0002,324
Total interest expense$393,0001,779
Net interest income$2,256,0002,400
Provision for loan and lease losses$03,537
Total noninterest income$347,0002,526
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$44,0003,679
Trading account gains and feesNANA
Additional Noninterest Income$303,0002,086
Total noninterest expense$2,188,0002,161
Salaries and employee benefits$1,268,0002,103
Premises and equipment expense$290,0001,935
Additional noninterest expense$630,0002,225
Pre-tax net operating income$415,0003,370
Securities gains (losses)$01,153
Applicable income taxes$95,0002,476
Income before extraordinary items$320,0003,510
Extraordinary gains, net$08
Net income$320,0003,509
Minority interest net income$055
Net income of bank and minority interests.$320,0003,510
Net charge-offs$3,0002,592
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$320,0003,481
2016-12-31 (YTD Data)Rank
Total interest income$9,849,0002,430
Total interest expense$1,408,0001,883
Net interest income$8,441,0002,514
Provision for loan and lease losses$125,0002,879
Total noninterest income$723,0003,536
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$182,0003,703
Trading account gains and fees$0170
Additional Noninterest Income$541,0003,152
Total noninterest expense$8,302,0002,219
Salaries and employee benefits$4,302,0002,372
Premises and equipment expense$1,218,0001,837
Additional noninterest expense$2,782,0002,106
Pre-tax net operating income$737,0004,442
Securities gains (losses)$15,0002,508
Applicable income taxes$76,0003,438
Income before extraordinary items$676,0004,396
Extraordinary gains, net$05
Net income$676,0004,394
Minority interest net income$082
Net income of bank and minority interests.$676,0004,395
Net charge-offs$347,0001,400
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$662,5004,373
2016-09-30 (YTD Data)Rank
Total interest income$7,392,0002,429
Total interest expense$1,037,0001,922
Net interest income$6,355,0002,513
Provision for loan and lease losses$25,0003,735
Total noninterest income$561,0003,491
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$142,0003,674
Trading account gains and fees$0169
Additional Noninterest Income$419,0003,114
Total noninterest expense$6,104,0002,252
Salaries and employee benefits$3,102,0002,424
Premises and equipment expense$910,0001,853
Additional noninterest expense$2,092,0002,099
Pre-tax net operating income$787,0004,063
Securities gains (losses)$15,0002,436
Applicable income taxes$78,0003,359
Income before extraordinary items$724,0003,990
Extraordinary gains, net$05
Net income$724,0003,988
Minority interest net income$071
Net income of bank and minority interests.$724,0003,990
Net charge-offs$334,0001,057
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$710,5003,946
2016-06-30 (YTD Data)Rank
Total interest income$4,866,0002,463
Total interest expense$683,0001,942
Net interest income$4,183,0002,539
Provision for loan and lease losses$25,0003,413
Total noninterest income$378,0003,473
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$88,0003,769
Trading account gains and fees$0157
Additional Noninterest Income$290,0003,073
Total noninterest expense$4,038,0002,282
Salaries and employee benefits$2,009,0002,496
Premises and equipment expense$604,0001,866
Additional noninterest expense$1,425,0002,073
Pre-tax net operating income$498,0004,159
Securities gains (losses)$10,0002,238
Applicable income taxes$39,0003,514
Income before extraordinary items$469,0004,056
Extraordinary gains, net$016
Net income$469,0004,053
Minority interest net income$071
Net income of bank and minority interests.$469,0004,055
Net charge-offs$374,000734
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$459,8004,019
2016-03-31 (YTD Data)Rank
Total interest income$2,417,0002,468
Total interest expense$334,0001,974
Net interest income$2,083,0002,550
Provision for loan and lease losses$25,0002,733
Total noninterest income$164,0003,671
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$48,0003,654
Trading account gains and fees$0142
Additional Noninterest Income$116,0003,331
Total noninterest expense$1,996,0002,303
Salaries and employee benefits$992,0002,530
Premises and equipment expense$299,0001,885
Additional noninterest expense$705,0002,073
Pre-tax net operating income$226,0004,274
Securities gains (losses)$18,0001,277
Applicable income taxes$15,0003,602
Income before extraordinary items$229,0004,060
Extraordinary gains, net$012
Net income$229,0004,057
Minority interest net income$062
Net income of bank and minority interests.$229,0004,058
Net charge-offs$88,0001,085
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$212,0804,103
2015-12-31 (YTD Data)Rank
Total interest income$9,769,0002,411
Total interest expense$1,251,0002,049
Net interest income$8,518,0002,447
Provision for loan and lease losses$300,0001,890
Total noninterest income$637,0003,801
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$156,0004,101
Trading account gains and fees$0159
Additional Noninterest Income$481,0003,343
Total noninterest expense$9,711,0001,952
Salaries and employee benefits$4,535,0002,234
Premises and equipment expense$1,653,0001,398
Additional noninterest expense$3,523,0001,719
Pre-tax net operating income$-856,0006,077
Securities gains (losses)$03,216
Applicable income taxes$-539,0006,087
Income before extraordinary items$-317,0006,015
Extraordinary gains, net$023
Net income$-317,0006,016
Minority interest net income$081
Net income of bank and minority interests.$-317,0006,016
Net charge-offs$309,0001,573
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$1,000,000223
Net operating income$-317,0006,007
2015-09-30 (YTD Data)Rank
Total interest income$7,380,0002,417
Total interest expense$943,0002,070
Net interest income$6,437,0002,443
Provision for loan and lease losses$250,0001,694
Total noninterest income$844,0002,891
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$114,0004,162
Trading account gains and fees$0153
Additional Noninterest Income$730,0002,431
Total noninterest expense$7,103,0001,998
Salaries and employee benefits$3,444,0002,207
Premises and equipment expense$1,275,0001,379
Additional noninterest expense$2,384,0001,889
Pre-tax net operating income$-72,0006,016
Securities gains (losses)$03,031
Applicable income taxes$-262,0006,195
Income before extraordinary items$190,0005,461
Extraordinary gains, net$021
Net income$190,0005,463
Minority interest net income$078
Net income of bank and minority interests.$190,0005,464
Net charge-offs$309,0001,178
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$190,0005,410
2015-06-30 (YTD Data)Rank
Total interest income$4,985,0002,397
Total interest expense$628,0002,079
Net interest income$4,357,0002,424
Provision for loan and lease losses$04,069
Total noninterest income$350,0003,667
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$75,0004,186
Trading account gains and fees$0157
Additional Noninterest Income$275,0003,174
Total noninterest expense$4,852,0001,963
Salaries and employee benefits$2,312,0002,211
Premises and equipment expense$861,0001,368
Additional noninterest expense$1,679,0001,807
Pre-tax net operating income$-145,0006,151
Securities gains (losses)$02,636
Applicable income taxes$-218,0006,285
Income before extraordinary items$73,0005,748
Extraordinary gains, net$022
Net income$73,0005,749
Minority interest net income$075
Net income of bank and minority interests.$73,0005,750
Net charge-offs$277,000963
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$73,0005,704
2015-03-31 (YTD Data)Rank
Total interest income$2,582,0002,317
Total interest expense$309,0002,121
Net interest income$2,273,0002,346
Provision for loan and lease losses$03,703
Total noninterest income$186,0003,540
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$46,0003,828
Trading account gains and fees$0152
Additional Noninterest Income$140,0003,127
Total noninterest expense$2,298,0002,061
Salaries and employee benefits$1,176,0002,192
Premises and equipment expense$433,0001,385
Additional noninterest expense$689,0002,130
Pre-tax net operating income$161,0004,741
Securities gains (losses)$02,027
Applicable income taxes$-22,0006,285
Income before extraordinary items$183,0004,415
Extraordinary gains, net$013
Net income$183,0004,417
Minority interest net income$064
Net income of bank and minority interests.$183,0004,418
Net charge-offs$255,000612
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$183,0004,339
2014-12-31 (YTD Data)Rank
Total interest income$10,725,0002,247
Total interest expense$1,349,0002,068
Net interest income$9,376,0002,268
Provision for loan and lease losses$585,0001,316
Total noninterest income$889,0003,296
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$130,0004,611
Trading account gains and fees$0180
Additional Noninterest Income$759,0002,709
Total noninterest expense$8,874,0002,126
Salaries and employee benefits$4,264,0002,356
Premises and equipment expense$1,553,0001,525
Additional noninterest expense$3,057,0002,009
Pre-tax net operating income$806,0004,470
Securities gains (losses)$-108,0006,338
Applicable income taxes$-7,0006,122
Income before extraordinary items$705,0004,477
Extraordinary gains, net$017
Net income$705,0004,477
Minority interest net income$084
Net income of bank and minority interests.$705,0004,478
Net charge-offs$607,0001,287
Cash dividends$250,0003,543
Sale, conversion, retirement of capital stock, net$0862
Net operating income$813,0004,230
2014-09-30 (YTD Data)Rank
Total interest income$8,106,0002,240
Total interest expense$1,017,0002,094
Net interest income$7,089,0002,261
Provision for loan and lease losses$85,0003,003
Total noninterest income$663,0003,342
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$100,0004,631
Trading account gains and fees$0174
Additional Noninterest Income$563,0002,730
Total noninterest expense$6,617,0002,142
Salaries and employee benefits$3,190,0002,367
Premises and equipment expense$1,107,0001,602
Additional noninterest expense$2,320,0001,979
Pre-tax net operating income$1,050,0003,673
Securities gains (losses)$02,980
Applicable income taxes$203,0002,791
Income before extraordinary items$847,0003,810
Extraordinary gains, net$015
Net income$847,0003,811
Minority interest net income$081
Net income of bank and minority interests.$847,0003,813
Net charge-offs$-22,0005,816
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$847,0003,753
2014-06-30 (YTD Data)Rank
Total interest income$5,329,0002,260
Total interest expense$673,0002,120
Net interest income$4,656,0002,280
Provision for loan and lease losses$85,0002,530
Total noninterest income$426,0003,396
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$70,0004,549
Trading account gains and fees$0172
Additional Noninterest Income$356,0002,805
Total noninterest expense$4,399,0002,151
Salaries and employee benefits$2,206,0002,304
Premises and equipment expense$716,0001,649
Additional noninterest expense$1,477,0002,045
Pre-tax net operating income$598,0003,878
Securities gains (losses)$02,580
Applicable income taxes$97,0003,030
Income before extraordinary items$501,0003,962
Extraordinary gains, net$020
Net income$501,0003,968
Minority interest net income$080
Net income of bank and minority interests.$501,0003,968
Net charge-offs$6,0003,908
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$501,0003,901
2014-03-31 (YTD Data)Rank
Total interest income$2,672,0002,258
Total interest expense$352,0002,060
Net interest income$2,320,0002,273
Provision for loan and lease losses$50,0002,211
Total noninterest income$217,0003,327
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$43,0004,189
Trading account gains and fees$0147
Additional Noninterest Income$174,0002,754
Total noninterest expense$2,187,0002,163
Salaries and employee benefits$1,087,0002,336
Premises and equipment expense$343,0001,754
Additional noninterest expense$757,0001,997
Pre-tax net operating income$300,0003,824
Securities gains (losses)$01,715
Applicable income taxes$48,0002,984
Income before extraordinary items$252,0003,840
Extraordinary gains, net$016
Net income$252,0003,843
Minority interest net income$066
Net income of bank and minority interests.$252,0003,843
Net charge-offs$2,0003,350
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$252,0003,799
2013-12-31 (YTD Data)Rank
Total interest income$9,589,0002,516
Total interest expense$1,555,0002,098
Net interest income$8,034,0002,595
Provision for loan and lease losses$120,0003,475
Total noninterest income$897,0003,415
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$141,0004,684
Trading account gains and fees$0184
Additional Noninterest Income$756,0002,750
Total noninterest expense$8,210,0002,285
Salaries and employee benefits$4,041,0002,460
Premises and equipment expense$1,273,0001,819
Additional noninterest expense$2,896,0002,155
Pre-tax net operating income$601,0004,801
Securities gains (losses)$147,0001,079
Applicable income taxes$20,0004,107
Income before extraordinary items$728,0004,394
Extraordinary gains, net$029
Net income$728,0004,398
Minority interest net income$090
Net income of bank and minority interests.$728,0004,399
Net charge-offs$-79,0006,486
Cash dividends$250,0003,423
Sale, conversion, retirement of capital stock, net$0924
Net operating income$585,4104,626
2013-09-30 (YTD Data)Rank
Total interest income$7,187,0002,539
Total interest expense$1,188,0002,120
Net interest income$5,999,0002,619
Provision for loan and lease losses$120,0003,182
Total noninterest income$675,0003,459
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$107,0004,703
Trading account gains and fees$0180
Additional Noninterest Income$568,0002,826
Total noninterest expense$5,878,0002,385
Salaries and employee benefits$2,894,0002,557
Premises and equipment expense$941,0001,852
Additional noninterest expense$2,043,0002,266
Pre-tax net operating income$676,0004,327
Securities gains (losses)$147,000984
Applicable income taxes$117,0003,198
Income before extraordinary items$706,0004,055
Extraordinary gains, net$025
Net income$706,0004,059
Minority interest net income$084
Net income of bank and minority interests.$706,0004,059
Net charge-offs$1,0005,139
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$579,5804,287
2013-06-30 (YTD Data)Rank
Total interest income$4,743,0002,560
Total interest expense$813,0002,103
Net interest income$3,930,0002,648
Provision for loan and lease losses$120,0002,706
Total noninterest income$506,0003,273
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$88,0004,336
Trading account gains and fees$0157
Additional Noninterest Income$418,0002,740
Total noninterest expense$3,843,0002,430
Salaries and employee benefits$1,887,0002,634
Premises and equipment expense$617,0001,879
Additional noninterest expense$1,339,0002,290
Pre-tax net operating income$473,0004,241
Securities gains (losses)$147,000888
Applicable income taxes$106,0002,969
Income before extraordinary items$514,0003,883
Extraordinary gains, net$022
Net income$514,0003,886
Minority interest net income$082
Net income of bank and minority interests.$514,0003,887
Net charge-offs$19,0004,030
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$391,9904,244
2013-03-31 (YTD Data)Rank
Total interest income$2,313,0002,633
Total interest expense$377,0002,319
Net interest income$1,936,0002,682
Provision for loan and lease losses$45,0002,886
Total noninterest income$197,0003,680
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$38,0004,575
Trading account gains and fees$0148
Additional Noninterest Income$159,0003,099
Total noninterest expense$1,865,0002,522
Salaries and employee benefits$935,0002,674
Premises and equipment expense$313,0001,890
Additional noninterest expense$617,0002,476
Pre-tax net operating income$223,0004,310
Securities gains (losses)$01,966
Applicable income taxes$21,0003,565
Income before extraordinary items$202,0004,257
Extraordinary gains, net$010
Net income$202,0004,260
Minority interest net income$076
Net income of bank and minority interests.$202,0004,259
Net charge-offs$-2,0005,471
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$202,0004,160
2012-12-31 (YTD Data)Rank
Total interest income$8,828,0002,869
Total interest expense$1,906,0002,214
Net interest income$6,922,0003,002
Provision for loan and lease losses$315,0003,302
Total noninterest income$557,0004,308
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$124,0005,098
Trading account gains and fees$0166
Additional Noninterest Income$433,0003,538
Total noninterest expense$6,775,0002,742
Salaries and employee benefits$3,219,0002,983
Premises and equipment expense$1,028,0002,231
Additional noninterest expense$2,528,0002,535
Pre-tax net operating income$389,0005,185
Securities gains (losses)$737,000700
Applicable income taxes$223,0002,920
Income before extraordinary items$903,0004,094
Extraordinary gains, net$029
Net income$903,0004,094
Minority interest net income$093
Net income of bank and minority interests.$903,0004,096
Net charge-offs$252,0003,513
Cash dividends$100,0003,971
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$313,4005,236
2012-09-30 (YTD Data)Rank
Total interest income$6,550,0002,951
Total interest expense$1,436,0002,297
Net interest income$5,114,0003,095
Provision for loan and lease losses$215,0003,430
Total noninterest income$371,0004,564
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$73,0005,557
Trading account gains and fees$0157
Additional Noninterest Income$298,0003,704
Total noninterest expense$4,719,0002,932
Salaries and employee benefits$2,260,0003,130
Premises and equipment expense$741,0002,328
Additional noninterest expense$1,718,0002,782
Pre-tax net operating income$551,0004,590
Securities gains (losses)$236,0001,308
Applicable income taxes$160,0003,018
Income before extraordinary items$627,0004,299
Extraordinary gains, net$020
Net income$627,0004,298
Minority interest net income$086
Net income of bank and minority interests.$627,0004,298
Net charge-offs$238,0003,097
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$438,2004,673
2012-06-30 (YTD Data)Rank
Total interest income$4,175,0003,085
Total interest expense$960,0002,368
Net interest income$3,215,0003,244
Provision for loan and lease losses$165,0003,233
Total noninterest income$203,0004,846
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$27,0006,263
Trading account gains and fees$0153
Additional Noninterest Income$176,0003,846
Total noninterest expense$2,916,0003,132
Salaries and employee benefits$1,458,0003,219
Premises and equipment expense$451,0002,516
Additional noninterest expense$1,007,0003,107
Pre-tax net operating income$337,0004,698
Securities gains (losses)$242,000983
Applicable income taxes$146,0002,743
Income before extraordinary items$433,0004,233
Extraordinary gains, net$019
Net income$433,0004,237
Minority interest net income$084
Net income of bank and minority interests.$433,0004,236
Net charge-offs$239,0002,546
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$251,5004,860
2012-03-31 (YTD Data)Rank
Total interest income$2,115,0003,078
Total interest expense$496,0002,394
Net interest income$1,619,0003,243
Provision for loan and lease losses$90,0002,992
Total noninterest income$117,0004,670
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$13,0006,301
Trading account gains and fees$0148
Additional Noninterest Income$104,0003,646
Total noninterest expense$1,486,0003,080
Salaries and employee benefits$754,0003,168
Premises and equipment expense$223,0002,558
Additional noninterest expense$509,0003,048
Pre-tax net operating income$160,0004,837
Securities gains (losses)$201,000605
Applicable income taxes$106,0002,394
Income before extraordinary items$255,0003,933
Extraordinary gains, net$019
Net income$255,0003,937
Minority interest net income$078
Net income of bank and minority interests.$255,0003,936
Net charge-offs$16,0003,803
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$112,2905,090
2011-12-31 (YTD Data)Rank
Total interest income$8,555,0003,147
Total interest expense$2,059,0002,718
Net interest income$6,496,0003,261
Provision for loan and lease losses$315,0004,034
Total noninterest income$254,0005,443
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$23,0006,710
Trading account gains and fees$0146
Additional Noninterest Income$231,0004,254
Total noninterest expense$5,337,0003,361
Salaries and employee benefits$2,631,0003,423
Premises and equipment expense$885,0002,673
Additional noninterest expense$1,821,0003,379
Pre-tax net operating income$1,098,0003,532
Securities gains (losses)$166,0001,608
Applicable income taxes$481,0002,070
Income before extraordinary items$783,0003,982
Extraordinary gains, net$029
Net income$783,0003,987
Minority interest net income$096
Net income of bank and minority interests.$783,0003,986
Net charge-offs$235,0004,105
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$5,615,000118
Net operating income$676,7604,083
2011-09-30 (YTD Data)Rank
Total interest income$6,487,0003,150
Total interest expense$1,543,0002,815
Net interest income$4,944,0003,237
Provision for loan and lease losses$225,0003,970
Total noninterest income$217,0005,338
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$15,0006,785
Trading account gains and fees$0145
Additional Noninterest Income$202,0004,075
Total noninterest expense$3,878,0003,452
Salaries and employee benefits$1,820,0003,642
Premises and equipment expense$665,0002,705
Additional noninterest expense$1,393,0003,334
Pre-tax net operating income$1,058,0003,207
Securities gains (losses)$-22,0007,061
Applicable income taxes$414,0001,910
Income before extraordinary items$622,0003,959
Extraordinary gains, net$021
Net income$622,0003,961
Minority interest net income$087
Net income of bank and minority interests.$622,0003,961
Net charge-offs$-38,0007,217
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$5,615,00098
Net operating income$636,0803,810
2011-06-30 (YTD Data)Rank
Total interest income$4,128,0003,299
Total interest expense$1,012,0002,929
Net interest income$3,116,0003,374
Provision for loan and lease losses$225,0003,378
Total noninterest income$142,0005,394
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$9,0006,846
Trading account gains and fees$0153
Additional Noninterest Income$133,0004,152
Total noninterest expense$2,442,0003,640
Salaries and employee benefits$1,175,0003,775
Premises and equipment expense$441,0002,725
Additional noninterest expense$826,0003,663
Pre-tax net operating income$591,0003,500
Securities gains (losses)$02,914
Applicable income taxes$224,0002,105
Income before extraordinary items$367,0004,134
Extraordinary gains, net$015
Net income$367,0004,134
Minority interest net income$089
Net income of bank and minority interests.$367,0004,136
Net charge-offs$211,0003,057
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$2,000952
Net operating income$367,0004,039
2011-03-31 (YTD Data)Rank
Total interest income$1,989,0003,423
Total interest expense$495,0003,067
Net interest income$1,494,0003,478
Provision for loan and lease losses$75,0003,668
Total noninterest income$59,0005,740
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$5,0006,822
Trading account gains and fees$0158
Additional Noninterest Income$54,0004,538
Total noninterest expense$1,186,0003,726
Salaries and employee benefits$581,0003,821
Premises and equipment expense$220,0002,768
Additional noninterest expense$385,0003,830
Pre-tax net operating income$292,0003,577
Securities gains (losses)$01,772
Applicable income taxes$112,0002,065
Income before extraordinary items$180,0004,163
Extraordinary gains, net$09
Net income$180,0004,162
Minority interest net income$086
Net income of bank and minority interests.$180,0004,163
Net charge-offs$26,0003,862
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$180,0004,110
2010-12-31 (YTD Data)Rank
Total interest income$6,306,0004,170
Total interest expense$1,983,0003,594
Net interest income$4,323,0004,346
Provision for loan and lease losses$1,802,0002,217
Total noninterest income$278,0005,513
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$18,0006,633
Trading account gains and fees$0175
Additional Noninterest Income$260,0004,188
Total noninterest expense$4,826,0003,721
Salaries and employee benefits$2,175,0003,993
Premises and equipment expense$895,0002,714
Additional noninterest expense$1,756,0003,590
Pre-tax net operating income$-2,027,0006,778
Securities gains (losses)$107,0002,112
Applicable income taxes$-2,652,0007,505
Income before extraordinary items$732,0003,775
Extraordinary gains, net$029
Net income$732,0003,774
Minority interest net income$0111
Net income of bank and minority interests.$732,0003,776
Net charge-offs$850,0002,903
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$663,5203,790
2010-09-30 (YTD Data)Rank
Total interest income$4,260,0004,554
Total interest expense$1,494,0003,712
Net interest income$2,766,0004,868
Provision for loan and lease losses$902,0002,660
Total noninterest income$171,0005,906
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$13,0006,729
Trading account gains and fees$0165
Additional Noninterest Income$158,0004,570
Total noninterest expense$3,472,0003,822
Salaries and employee benefits$1,622,0004,047
Premises and equipment expense$668,0002,776
Additional noninterest expense$1,182,0003,845
Pre-tax net operating income$-1,437,0006,933
Securities gains (losses)$107,0001,890
Applicable income taxes$04,726
Income before extraordinary items$-1,330,0006,995
Extraordinary gains, net$023
Net income$-1,330,0006,994
Minority interest net income$0110
Net income of bank and minority interests.$-1,330,0006,995
Net charge-offs$609,0002,805
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,437,0006,999
2010-06-30 (YTD Data)Rank
Total interest income$2,709,0004,717
Total interest expense$993,0003,827
Net interest income$1,716,0005,073
Provision for loan and lease losses$152,0004,573
Total noninterest income$103,0006,027
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$8,0006,793
Trading account gains and fees$0152
Additional Noninterest Income$95,0004,716
Total noninterest expense$2,272,0003,872
Salaries and employee benefits$1,109,0003,992
Premises and equipment expense$446,0002,786
Additional noninterest expense$717,0004,072
Pre-tax net operating income$-605,0006,816
Securities gains (losses)$107,0001,376
Applicable income taxes$04,691
Income before extraordinary items$-498,0006,861
Extraordinary gains, net$019
Net income$-498,0006,863
Minority interest net income$0105
Net income of bank and minority interests.$-498,0006,862
Net charge-offs$360,0002,841
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-605,0006,886
2010-03-31 (YTD Data)Rank
Total interest income$1,302,0004,899
Total interest expense$510,0003,878
Net interest income$792,0005,322
Provision for loan and lease losses$51,0004,818
Total noninterest income$48,0006,186
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$4,0006,875
Trading account gains and fees$0175
Additional Noninterest Income$44,0004,900
Total noninterest expense$1,135,0003,910
Salaries and employee benefits$540,0004,125
Premises and equipment expense$222,0002,864
Additional noninterest expense$373,0003,975
Pre-tax net operating income$-346,0007,034
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-346,0007,127
Extraordinary gains, net$016
Net income$-346,0007,129
Minority interest net income$091
Net income of bank and minority interests.$-346,0007,127
Net charge-offs$226,0002,304
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-346,0007,094
2009-12-31 (YTD Data)Rank
Total interest income$3,561,0005,988
Total interest expense$1,362,0005,376
Net interest income$2,199,0006,159
Provision for loan and lease losses$415,0004,824
Total noninterest income$42,0007,463
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$11,0007,002
Trading account gains and fees$0211
Additional Noninterest Income$31,0006,716
Total noninterest expense$3,475,0004,743
Salaries and employee benefits$1,719,0004,795
Premises and equipment expense$439,0004,752
Additional noninterest expense$1,317,0004,468
Pre-tax net operating income$-1,649,0006,510
Securities gains (losses)$82,0002,295
Applicable income taxes$04,388
Income before extraordinary items$-1,567,0006,595
Extraordinary gains, net$034
Net income$-1,567,0006,596
Minority interest net income$0115
Net income of bank and minority interests.$-1,567,0006,596
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,649,0006,627
2009-09-30 (YTD Data)Rank
Total interest income$2,409,0006,273
Total interest expense$945,0005,695
Net interest income$1,464,0006,428
Provision for loan and lease losses$254,0004,840
Total noninterest income$36,0007,535
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$5,0007,106
Trading account gains and fees$0212
Additional Noninterest Income$31,0006,688
Total noninterest expense$2,561,0004,804
Salaries and employee benefits$1,283,0004,834
Premises and equipment expense$300,0005,037
Additional noninterest expense$978,0004,464
Pre-tax net operating income$-1,315,0006,794
Securities gains (losses)$82,0001,966
Applicable income taxes$04,592
Income before extraordinary items$-1,233,0006,871
Extraordinary gains, net$027
Net income$-1,233,0006,873
Minority interest net income$0118
Net income of bank and minority interests.$-1,233,0006,873
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,315,0006,895
2009-06-30 (YTD Data)Rank
Total interest income$1,511,0006,461
Total interest expense$589,0005,955
Net interest income$922,0006,571
Provision for loan and lease losses$120,0005,054
Total noninterest income$19,0007,696
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$3,0007,178
Trading account gains and fees$0193
Additional Noninterest Income$16,0006,961
Total noninterest expense$1,649,0004,958
Salaries and employee benefits$850,0004,911
Premises and equipment expense$198,0005,101
Additional noninterest expense$601,0004,719
Pre-tax net operating income$-828,0006,917
Securities gains (losses)$82,0001,618
Applicable income taxes$04,657
Income before extraordinary items$-746,0006,983
Extraordinary gains, net$021
Net income$-746,0006,983
Minority interest net income$0112
Net income of bank and minority interests.$-746,0006,983
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-828,0007,025
2009-03-31 (YTD Data)Rank
Total interest income$690,0006,686
Total interest expense$279,0006,163
Net interest income$411,0006,827
Provision for loan and lease losses$69,0004,501
Total noninterest income$7,0007,847
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,0007,216
Trading account gains and fees$0171
Additional Noninterest Income$6,0007,210
Total noninterest expense$863,0004,734
Salaries and employee benefits$444,0004,842
Premises and equipment expense$101,0005,089
Additional noninterest expense$318,0004,227
Pre-tax net operating income$-514,0007,338
Securities gains (losses)$82,0001,093
Applicable income taxes$04,835
Income before extraordinary items$-432,0007,378
Extraordinary gains, net$015
Net income$-432,0007,379
Minority interest net income$0102
Net income of bank and minority interests.$-432,0007,379
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-514,0007,432
2008-12-31 (YTD Data)Rank
Total interest income$1,864,0007,426
Total interest expense$612,0007,485
Net interest income$1,252,0007,308
Provision for loan and lease losses$519,0003,751
Total noninterest income$15,0007,985
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,0007,255
Trading account gains and fees$0154
Additional Noninterest Income$11,0007,663
Total noninterest expense$2,812,0005,327
Salaries and employee benefits$1,458,0005,421
Premises and equipment expense$316,0005,668
Additional noninterest expense$1,038,0004,711
Pre-tax net operating income$-2,064,0007,376
Securities gains (losses)$03,220
Applicable income taxes$7,0004,604
Income before extraordinary items$-2,071,0007,406
Extraordinary gains, net$039
Net income$-2,071,0007,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-2,071,0007,500
2008-09-30 (YTD Data)Rank
Total interest income$1,235,0007,661
Total interest expense$356,0007,827
Net interest income$879,0007,466
Provision for loan and lease losses$345,0003,316
Total noninterest income$10,0008,115
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,0007,312
Trading account gains and fees$0148
Additional Noninterest Income$7,0007,869
Total noninterest expense$2,057,0005,380
Salaries and employee benefits$1,038,0005,575
Premises and equipment expense$231,0005,747
Additional noninterest expense$788,0004,587
Pre-tax net operating income$-1,513,0007,733
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,513,0007,706
Extraordinary gains, net$031
Net income$-1,513,0007,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,513,0007,802
2008-06-30 (YTD Data)Rank
Total interest income$696,0007,904
Total interest expense$188,0008,054
Net interest income$508,0007,680
Provision for loan and lease losses$200,0003,141
Total noninterest income$6,0008,201
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,0007,352
Trading account gains and fees$0149
Additional Noninterest Income$4,0007,989
Total noninterest expense$1,352,0005,446
Salaries and employee benefits$689,0005,637
Premises and equipment expense$153,0005,787
Additional noninterest expense$510,0004,678
Pre-tax net operating income$-1,038,0007,931
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-1,038,0008,009
Extraordinary gains, net$021
Net income$-1,038,0008,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,038,0007,996
2008-03-31 (YTD Data)Rank
Total interest income$302,0008,073
Total interest expense$65,0008,266
Net interest income$237,0007,807
Provision for loan and lease losses$91,0002,842
Total noninterest income$2,0008,268
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,0007,357
Trading account gains and fees$0158
Additional Noninterest Income$1,0008,110
Total noninterest expense$634,0005,657
Salaries and employee benefits$325,0005,863
Premises and equipment expense$70,0006,040
Additional noninterest expense$239,0004,825
Pre-tax net operating income$-486,0008,077
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-486,0008,142
Extraordinary gains, net$015
Net income$-486,0008,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-486,0008,126
2007-12-31 (YTD Data)Rank
Total interest income$739,0008,301
Total interest expense$45,0008,431
Net interest income$694,0008,091
Provision for loan and lease losses$97,0004,964
Total noninterest income$08,422
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$2,145,0006,029
Salaries and employee benefits$1,125,0006,165
Premises and equipment expense$221,0006,524
Additional noninterest expense$799,0005,350
Pre-tax net operating income$-1,548,0008,204
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,548,0008,247
Extraordinary gains, net$039
Net income$-1,548,0008,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$18,830,00098
Net operating income$-1,548,0008,239
2007-09-30 (YTD Data)Rank
Total interest income$474,0008,392
Total interest expense$24,0008,482
Net interest income$450,0008,250
Provision for loan and lease losses$45,0005,124
Total noninterest income$08,457
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$08,377
Total noninterest expense$1,174,0006,806
Salaries and employee benefits$516,0007,259
Premises and equipment expense$143,0006,819
Additional noninterest expense$515,0005,732
Pre-tax net operating income$-769,0008,217
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-769,0008,257
Extraordinary gains, net$033
Net income$-769,0008,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$18,507,00068
Net operating income$-769,0008,249

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.