Home > Cardinal State Bank > Assets and Liabilities
Cardinal State Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 37 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $198,093,000 | 3,171 |
| Cash and due from depository institutions | $24,184,000 | 4,223 |
| Interest-bearing balances | $21,517,000 | 278 |
| Securities | $503,000 | 8,093 |
| Federal funds sold & reverse repurchase agreements | $13,415,000 | 973 |
| Net loans & leases | $151,600,000 | 2,876 |
| Loan loss allowance | $1,978,000 | 2,578 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,725,000 | 2,672 |
| Other real estate owned | $0 | 4,223 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,666,000 | 3,737 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $198,093,000 | 3,171 |
| Total liabilities | $177,269,000 | 3,160 |
| Total deposits | $170,082,000 | 2,997 |
| Interest-bearing deposits | $156,842,000 | 2,798 |
| Deposits held in domestic offices | $170,082,000 | 2,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $171,000 | 3,301 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,323,000 | 3,794 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,693,000 | 1,955 |
| Total equity capital | $20,824,000 | 3,195 |
| Total bank equity capital | $20,824,000 | 3,195 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $11,411,000 | 420 |
| Surplus | $12,732,000 | 2,163 |
| Undivided profits | $-3,319,000 | 8,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,547,000 | 2,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $630,000 | 5,433 |
| Earning assets | $187,035,000 | 3,072 |
| Long-term assets (5+ years) | $36,644,000 | 2,507 |
| Average Assets, year-to-date | $194,580,200 | 3,090 |
| Average Assets, quarterly | $198,899,500 | 3,116 |
| Volatile liabilities | $30,619,000 | 3,751 |
| Insider loans | $2,377,000 | 2,726 |
| FHLB advances | $4,323,000 | 3,664 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $33,979,000 | 2,368 |
| Tier 1 (core) risk-based capital | $20,821,000 | 3,051 |
| Tier 2 risk-based capital | $1,969,000 | 2,433 |
| Total risk weighted assets | $157,516,000 | 2,922 |
| Total unused commitments | $33,979,000 | 2,370 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 37 | 4,236 |
| Assets and Liabilities | ||
| Total Assets: | $199,706,000 | 3,099 |
| Cash and due from depository institutions | $17,901,000 | 4,236 |
| Interest-bearing balances | $15,452,000 | 361 |
| Securities | $500,000 | 8,139 |
| Federal funds sold & reverse repurchase agreements | $19,889,000 | 698 |
| Net loans & leases | $153,147,000 | 2,810 |
| Loan loss allowance | $1,743,000 | 2,819 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,659,000 | 2,634 |
| Other real estate owned | $220,000 | 4,236 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,390,000 | 3,987 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $199,706,000 | 3,099 |
| Total liabilities | $178,319,000 | 3,093 |
| Total deposits | $168,186,000 | 3,001 |
| Interest-bearing deposits | $153,956,000 | 2,819 |
| Deposits held in domestic offices | $168,186,000 | 2,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $127,000 | 3,338 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,327,000 | 3,012 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,679,000 | 1,959 |
| Total equity capital | $21,387,000 | 3,078 |
| Total bank equity capital | $21,387,000 | 3,078 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $11,410,000 | 401 |
| Surplus | $12,709,000 | 2,131 |
| Undivided profits | $-2,732,000 | 8,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $880,000 | 3,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $126,000 | 690 |
| Income earned, not collected on loans | $706,000 | 5,319 |
| Earning assets | $188,988,000 | 3,014 |
| Long-term assets (5+ years) | $34,859,000 | 2,507 |
| Average Assets, year-to-date | $193,702,000 | 3,101 |
| Average Assets, quarterly | $196,239,000 | 3,117 |
| Volatile liabilities | $42,030,000 | 2,961 |
| Insider loans | $2,157,000 | 2,869 |
| FHLB advances | $7,327,000 | 2,884 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $36,677,000 | 2,273 |
| Tier 1 (core) risk-based capital | $21,387,000 | 2,950 |
| Tier 2 risk-based capital | $1,743,000 | 2,684 |
| Total risk weighted assets | $160,377,000 | 2,834 |
| Total unused commitments | $36,677,000 | 2,273 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 39 | 4,121 |
| Assets and Liabilities | ||
| Total Assets: | $192,772,000 | 3,192 |
| Cash and due from depository institutions | $16,390,000 | 4,121 |
| Interest-bearing balances | $14,225,000 | 439 |
| Securities | $498,000 | 8,197 |
| Federal funds sold & reverse repurchase agreements | $19,047,000 | 803 |
| Net loans & leases | $149,846,000 | 2,846 |
| Loan loss allowance | $1,667,000 | 2,900 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,748,000 | 2,581 |
| Other real estate owned | $476,000 | 4,121 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,767,000 | 5,499 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $192,772,000 | 3,192 |
| Total liabilities | $173,240,000 | 3,182 |
| Total deposits | $163,391,000 | 3,086 |
| Interest-bearing deposits | $146,506,000 | 2,963 |
| Deposits held in domestic offices | $163,391,000 | 3,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,000 | 3,372 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,330,000 | 2,921 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,482,000 | 1,994 |
| Total equity capital | $19,532,000 | 3,294 |
| Total bank equity capital | $19,532,000 | 3,294 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $11,314,000 | 402 |
| Surplus | $12,551,000 | 2,138 |
| Undivided profits | $-4,333,000 | 8,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $126,000 | 675 |
| Income earned, not collected on loans | $707,000 | 5,105 |
| Earning assets | $183,616,000 | 3,092 |
| Long-term assets (5+ years) | $34,018,000 | 2,512 |
| Average Assets, year-to-date | $191,700,670 | 3,165 |
| Average Assets, quarterly | $192,802,000 | 3,173 |
| Volatile liabilities | $38,846,000 | 3,084 |
| Insider loans | $2,152,000 | 2,877 |
| FHLB advances | $7,330,000 | 2,793 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $36,618,000 | 2,307 |
| Tier 1 (core) risk-based capital | $19,534,000 | 3,200 |
| Tier 2 risk-based capital | $1,667,000 | 2,777 |
| Total risk weighted assets | $154,141,000 | 2,920 |
| Total unused commitments | $36,618,000 | 2,308 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 42 | 3,850 |
| Assets and Liabilities | ||
| Total Assets: | $192,832,000 | 3,184 |
| Cash and due from depository institutions | $16,893,000 | 3,850 |
| Interest-bearing balances | $14,087,000 | 462 |
| Securities | $499,000 | 8,225 |
| Federal funds sold & reverse repurchase agreements | $15,392,000 | 1,299 |
| Net loans & leases | $152,793,000 | 2,767 |
| Loan loss allowance | $1,698,000 | 2,857 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,789,000 | 2,528 |
| Other real estate owned | $762,000 | 3,850 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,704,000 | 5,523 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $192,832,000 | 3,184 |
| Total liabilities | $173,530,000 | 3,162 |
| Total deposits | $163,856,000 | 3,085 |
| Interest-bearing deposits | $149,346,000 | 2,903 |
| Deposits held in domestic offices | $163,856,000 | 3,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000 | 3,048 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $7,334,000 | 2,854 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,336,000 | 2,146 |
| Total equity capital | $19,302,000 | 3,339 |
| Total bank equity capital | $19,302,000 | 3,339 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $11,314,000 | 390 |
| Surplus | $12,515,000 | 2,116 |
| Undivided profits | $-4,527,000 | 8,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 3,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $126,000 | 703 |
| Income earned, not collected on loans | $730,000 | 4,875 |
| Earning assets | $182,771,000 | 3,090 |
| Long-term assets (5+ years) | $33,098,000 | 2,528 |
| Average Assets, year-to-date | $191,165,000 | 3,186 |
| Average Assets, quarterly | $191,165,000 | 3,186 |
| Volatile liabilities | $36,711,000 | 3,161 |
| Insider loans | $2,132,000 | 2,883 |
| FHLB advances | $7,334,000 | 2,737 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $35,540,000 | 2,342 |
| Tier 1 (core) risk-based capital | $19,303,000 | 3,220 |
| Tier 2 risk-based capital | $1,698,000 | 2,730 |
| Total risk weighted assets | $154,864,000 | 2,872 |
| Total unused commitments | $35,540,000 | 2,342 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $189,498,000 | 3,200 |
| Cash and due from depository institutions | $19,334,000 | 3,927 |
| Interest-bearing balances | $16,490,000 | 356 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $10,451,000 | 1,573 |
| Net loans & leases | $152,514,000 | 2,764 |
| Loan loss allowance | $1,921,000 | 2,560 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,877,000 | 2,453 |
| Other real estate owned | $659,000 | 3,927 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,663,000 | 5,629 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $189,498,000 | 3,200 |
| Total liabilities | $170,530,000 | 3,187 |
| Total deposits | $160,914,000 | 3,100 |
| Interest-bearing deposits | $145,827,000 | 2,910 |
| Deposits held in domestic offices | $160,914,000 | 3,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,337,000 | 2,931 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,279,000 | 2,154 |
| Total equity capital | $18,968,000 | 3,329 |
| Total bank equity capital | $18,968,000 | 3,329 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $11,314,000 | 380 |
| Surplus | $12,470,000 | 2,074 |
| Undivided profits | $-4,816,000 | 8,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $514,000 | 3,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $222,000 | 498 |
| Income earned, not collected on loans | $727,000 | 5,001 |
| Earning assets | $179,455,000 | 3,121 |
| Long-term assets (5+ years) | $31,994,000 | 2,554 |
| Average Assets, year-to-date | $176,199,400 | 3,287 |
| Average Assets, quarterly | $184,823,500 | 3,234 |
| Volatile liabilities | $32,685,000 | 3,556 |
| Insider loans | $2,128,000 | 2,873 |
| FHLB advances | $7,337,000 | 2,819 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $31,010,000 | 2,558 |
| Tier 1 (core) risk-based capital | $18,968,000 | 3,214 |
| Tier 2 risk-based capital | $1,921,000 | 2,444 |
| Total risk weighted assets | $156,636,000 | 2,812 |
| Total unused commitments | $31,010,000 | 2,558 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 40 | 4,043 |
| Assets and Liabilities | ||
| Total Assets: | $180,149,000 | 3,310 |
| Cash and due from depository institutions | $15,336,000 | 4,043 |
| Interest-bearing balances | $11,877,000 | 458 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $7,992,000 | 1,740 |
| Net loans & leases | $149,783,000 | 2,778 |
| Loan loss allowance | $1,971,000 | 2,506 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,835,000 | 2,444 |
| Other real estate owned | $564,000 | 4,043 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,639,000 | 5,712 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $180,149,000 | 3,310 |
| Total liabilities | $160,127,000 | 3,331 |
| Total deposits | $151,926,000 | 3,206 |
| Interest-bearing deposits | $136,360,000 | 3,052 |
| Deposits held in domestic offices | $151,926,000 | 3,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,340,000 | 3,103 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $861,000 | 4,218 |
| Total equity capital | $20,022,000 | 3,151 |
| Total bank equity capital | $20,022,000 | 3,151 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $11,314,000 | 365 |
| Surplus | $12,425,000 | 2,048 |
| Undivided profits | $-3,717,000 | 8,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $643,000 | 3,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 700 |
| Income earned, not collected on loans | $647,000 | 5,410 |
| Earning assets | $169,652,000 | 3,239 |
| Long-term assets (5+ years) | $30,164,000 | 2,629 |
| Average Assets, year-to-date | $172,874,750 | 3,352 |
| Average Assets, quarterly | $177,964,000 | 3,317 |
| Volatile liabilities | $29,839,000 | 3,754 |
| Insider loans | $1,980,000 | 2,969 |
| FHLB advances | $7,340,000 | 2,966 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $31,149,000 | 2,551 |
| Tier 1 (core) risk-based capital | $20,022,000 | 3,046 |
| Tier 2 risk-based capital | $1,908,000 | 2,455 |
| Total risk weighted assets | $152,569,000 | 2,873 |
| Total unused commitments | $31,149,000 | 2,551 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 37 | 4,275 |
| Assets and Liabilities | ||
| Total Assets: | $175,779,000 | 3,350 |
| Cash and due from depository institutions | $14,848,000 | 4,275 |
| Interest-bearing balances | $11,919,000 | 463 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $5,064,000 | 2,222 |
| Net loans & leases | $150,062,000 | 2,756 |
| Loan loss allowance | $1,983,000 | 2,469 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,039,000 | 2,814 |
| Other real estate owned | $234,000 | 4,275 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,532,000 | 5,784 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $175,779,000 | 3,350 |
| Total liabilities | $156,115,000 | 3,370 |
| Total deposits | $148,081,000 | 3,237 |
| Interest-bearing deposits | $131,946,000 | 3,100 |
| Deposits held in domestic offices | $148,081,000 | 3,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,344,000 | 3,137 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $690,000 | 4,440 |
| Total equity capital | $19,664,000 | 3,088 |
| Total bank equity capital | $19,664,000 | 3,088 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $11,314,000 | 352 |
| Surplus | $12,360,000 | 2,020 |
| Undivided profits | $-4,010,000 | 8,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $658,000 | 3,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $557,000 | 5,564 |
| Earning assets | $167,045,000 | 3,236 |
| Long-term assets (5+ years) | $30,454,000 | 2,575 |
| Average Assets, year-to-date | $170,450,000 | 3,391 |
| Average Assets, quarterly | $173,721,500 | 3,357 |
| Volatile liabilities | $29,046,000 | 3,747 |
| Insider loans | $2,149,000 | 2,759 |
| FHLB advances | $7,344,000 | 2,996 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $31,908,000 | 2,508 |
| Tier 1 (core) risk-based capital | $19,664,000 | 3,035 |
| Tier 2 risk-based capital | $1,903,000 | 2,428 |
| Total risk weighted assets | $152,134,000 | 2,845 |
| Total unused commitments | $31,908,000 | 2,509 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 39 | 4,111 |
| Assets and Liabilities | ||
| Total Assets: | $171,664,000 | 3,398 |
| Cash and due from depository institutions | $14,745,000 | 4,111 |
| Interest-bearing balances | $11,932,000 | 498 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $3,460,000 | 3,342 |
| Net loans & leases | $147,717,000 | 2,751 |
| Loan loss allowance | $1,927,000 | 2,489 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,274,000 | 2,621 |
| Other real estate owned | $0 | 4,111 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,468,000 | 5,805 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $171,664,000 | 3,398 |
| Total liabilities | $152,436,000 | 3,416 |
| Total deposits | $144,483,000 | 3,304 |
| Interest-bearing deposits | $131,382,000 | 3,096 |
| Deposits held in domestic offices | $144,483,000 | 3,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,347,000 | 3,022 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $606,000 | 4,706 |
| Total equity capital | $19,228,000 | 3,136 |
| Total bank equity capital | $19,228,000 | 3,136 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,306,000 | 340 |
| Surplus | $12,291,000 | 1,967 |
| Undivided profits | $-4,369,000 | 8,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 3,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $537,000 | 5,495 |
| Earning assets | $163,109,000 | 3,292 |
| Long-term assets (5+ years) | $30,693,000 | 2,532 |
| Average Assets, year-to-date | $167,785,500 | 3,433 |
| Average Assets, quarterly | $167,785,500 | 3,433 |
| Volatile liabilities | $25,311,000 | 3,926 |
| Insider loans | $2,429,000 | 2,516 |
| FHLB advances | $7,347,000 | 2,911 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $37,995,000 | 2,210 |
| Tier 1 (core) risk-based capital | $19,228,000 | 3,065 |
| Tier 2 risk-based capital | $1,916,000 | 2,394 |
| Total risk weighted assets | $153,292,000 | 2,777 |
| Total unused commitments | $37,995,000 | 2,211 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 38 | 4,193 |
| Assets and Liabilities | ||
| Total Assets: | $163,907,000 | 3,495 |
| Cash and due from depository institutions | $23,718,000 | 4,193 |
| Interest-bearing balances | $21,428,000 | 243 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $2,306,000 | 3,763 |
| Net loans & leases | $132,553,000 | 2,979 |
| Loan loss allowance | $1,682,000 | 2,749 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,978,000 | 2,753 |
| Other real estate owned | $0 | 4,193 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,352,000 | 6,005 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $163,907,000 | 3,495 |
| Total liabilities | $144,832,000 | 3,522 |
| Total deposits | $136,897,000 | 3,410 |
| Interest-bearing deposits | $123,925,000 | 3,207 |
| Deposits held in domestic offices | $136,897,000 | 3,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,350,000 | 3,120 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $585,000 | 4,720 |
| Total equity capital | $19,075,000 | 3,120 |
| Total bank equity capital | $19,075,000 | 3,120 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $11,306,000 | 329 |
| Surplus | $12,214,000 | 1,937 |
| Undivided profits | $-4,445,000 | 8,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $444,000 | 3,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $528,000 | 5,600 |
| Earning assets | $156,287,000 | 3,367 |
| Long-term assets (5+ years) | $25,195,000 | 2,860 |
| Average Assets, year-to-date | $147,685,200 | 3,647 |
| Average Assets, quarterly | $157,993,500 | 3,550 |
| Volatile liabilities | $19,735,000 | 4,489 |
| Insider loans | $2,122,000 | 2,717 |
| FHLB advances | $7,350,000 | 2,982 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $33,276,000 | 2,371 |
| Tier 1 (core) risk-based capital | $19,075,000 | 3,035 |
| Tier 2 risk-based capital | $1,682,000 | 2,617 |
| Total risk weighted assets | $139,741,000 | 2,985 |
| Total unused commitments | $33,276,000 | 2,371 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 38 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $152,080,000 | 3,653 |
| Cash and due from depository institutions | $20,897,000 | 4,170 |
| Interest-bearing balances | $18,810,000 | 302 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $6,579,000 | 1,853 |
| Net loans & leases | $119,748,000 | 3,184 |
| Loan loss allowance | $1,522,000 | 2,978 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,546,000 | 2,990 |
| Other real estate owned | $0 | 4,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,310,000 | 6,071 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $152,080,000 | 3,653 |
| Total liabilities | $133,135,000 | 3,726 |
| Total deposits | $125,254,000 | 3,605 |
| Interest-bearing deposits | $113,815,000 | 3,371 |
| Deposits held in domestic offices | $125,254,000 | 3,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,354,000 | 3,163 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $527,000 | 5,023 |
| Total equity capital | $18,945,000 | 3,120 |
| Total bank equity capital | $18,945,000 | 3,120 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,306,000 | 312 |
| Surplus | $12,214,000 | 1,878 |
| Undivided profits | $-4,575,000 | 8,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 3,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $423,000 | 6,257 |
| Earning assets | $145,137,000 | 3,533 |
| Long-term assets (5+ years) | $22,635,000 | 3,072 |
| Average Assets, year-to-date | $143,629,750 | 3,719 |
| Average Assets, quarterly | $148,429,500 | 3,679 |
| Volatile liabilities | $19,055,000 | 4,523 |
| Insider loans | $2,047,000 | 2,772 |
| FHLB advances | $7,354,000 | 3,015 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $30,533,000 | 2,485 |
| Tier 1 (core) risk-based capital | $18,945,000 | 3,010 |
| Tier 2 risk-based capital | $1,507,000 | 2,827 |
| Total risk weighted assets | $120,546,000 | 3,299 |
| Total unused commitments | $30,533,000 | 2,488 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 36 | 4,339 |
| Assets and Liabilities | ||
| Total Assets: | $144,779,000 | 3,726 |
| Cash and due from depository institutions | $18,204,000 | 4,339 |
| Interest-bearing balances | $16,129,000 | 353 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $4,658,000 | 2,219 |
| Net loans & leases | $117,337,000 | 3,164 |
| Loan loss allowance | $1,480,000 | 3,012 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,293,000 | 3,103 |
| Other real estate owned | $0 | 4,339 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,287,000 | 5,942 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $144,779,000 | 3,726 |
| Total liabilities | $126,044,000 | 3,809 |
| Total deposits | $118,262,000 | 3,713 |
| Interest-bearing deposits | $107,832,000 | 3,476 |
| Deposits held in domestic offices | $118,262,000 | 3,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,357,000 | 3,118 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $425,000 | 5,288 |
| Total equity capital | $18,735,000 | 3,091 |
| Total bank equity capital | $18,735,000 | 3,091 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $11,306,000 | 294 |
| Surplus | $12,214,000 | 1,832 |
| Undivided profits | $-4,785,000 | 8,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 6,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $426,000 | 5,968 |
| Earning assets | $138,124,000 | 3,616 |
| Long-term assets (5+ years) | $21,770,000 | 3,190 |
| Average Assets, year-to-date | $140,813,000 | 3,754 |
| Average Assets, quarterly | $143,500,000 | 3,726 |
| Volatile liabilities | $20,478,000 | 4,219 |
| Insider loans | $1,732,000 | 3,039 |
| FHLB advances | $7,357,000 | 2,974 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $30,075,000 | 2,443 |
| Tier 1 (core) risk-based capital | $18,735,000 | 2,980 |
| Tier 2 risk-based capital | $1,476,000 | 2,850 |
| Total risk weighted assets | $118,109,000 | 3,285 |
| Total unused commitments | $30,075,000 | 2,444 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $142,221,000 | 3,767 |
| Cash and due from depository institutions | $14,534,000 | 4,612 |
| Interest-bearing balances | $13,153,000 | 421 |
| Securities | $1,001,000 | 8,517 |
| Federal funds sold & reverse repurchase agreements | $13,575,000 | 907 |
| Net loans & leases | $108,601,000 | 3,335 |
| Loan loss allowance | $1,431,000 | 3,088 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,255,000 | 3,114 |
| Other real estate owned | $0 | 4,612 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,255,000 | 6,031 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $142,221,000 | 3,767 |
| Total liabilities | $123,678,000 | 3,865 |
| Total deposits | $115,910,000 | 3,796 |
| Interest-bearing deposits | $106,262,000 | 3,540 |
| Deposits held in domestic offices | $115,910,000 | 3,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,360,000 | 3,026 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $408,000 | 5,260 |
| Total equity capital | $18,543,000 | 3,042 |
| Total bank equity capital | $18,543,000 | 3,042 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,306,000 | 281 |
| Surplus | $12,214,000 | 1,780 |
| Undivided profits | $-4,977,000 | 8,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 5,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $416,000 | 5,946 |
| Earning assets | $136,330,000 | 3,642 |
| Long-term assets (5+ years) | $19,487,000 | 3,480 |
| Average Assets, year-to-date | $138,830,000 | 3,817 |
| Average Assets, quarterly | $138,830,000 | 3,817 |
| Volatile liabilities | $20,102,000 | 4,162 |
| Insider loans | $1,763,000 | 3,009 |
| FHLB advances | $7,360,000 | 2,899 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $27,627,000 | 2,527 |
| Tier 1 (core) risk-based capital | $18,542,000 | 2,954 |
| Tier 2 risk-based capital | $1,383,000 | 2,973 |
| Total risk weighted assets | $110,594,000 | 3,425 |
| Total unused commitments | $27,627,000 | 2,532 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 30 | 4,933 |
| Assets and Liabilities | ||
| Total Assets: | $135,439,000 | 3,901 |
| Cash and due from depository institutions | $10,967,000 | 4,933 |
| Interest-bearing balances | $8,777,000 | 650 |
| Securities | $1,007,000 | 8,550 |
| Federal funds sold & reverse repurchase agreements | $9,743,000 | 1,192 |
| Net loans & leases | $109,408,000 | 3,295 |
| Loan loss allowance | $1,390,000 | 3,131 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,250,000 | 3,078 |
| Other real estate owned | $0 | 4,933 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,064,000 | 6,399 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $135,439,000 | 3,901 |
| Total liabilities | $117,096,000 | 4,018 |
| Total deposits | $109,348,000 | 3,954 |
| Interest-bearing deposits | $98,031,000 | 3,757 |
| Deposits held in domestic offices | $109,348,000 | 3,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,364,000 | 3,038 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $384,000 | 5,378 |
| Total equity capital | $18,343,000 | 3,071 |
| Total bank equity capital | $18,343,000 | 3,071 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $11,306,000 | 274 |
| Surplus | $12,214,000 | 1,757 |
| Undivided profits | $-5,177,000 | 8,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $359,000 | 6,408 |
| Earning assets | $128,935,000 | 3,790 |
| Long-term assets (5+ years) | $19,879,000 | 3,484 |
| Average Assets, year-to-date | $115,751,400 | 4,282 |
| Average Assets, quarterly | $129,836,000 | 4,007 |
| Volatile liabilities | $22,976,000 | 3,775 |
| Insider loans | $1,791,000 | 2,959 |
| FHLB advances | $7,364,000 | 2,892 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $26,544,000 | 2,498 |
| Tier 1 (core) risk-based capital | $18,336,000 | 2,946 |
| Tier 2 risk-based capital | $1,370,000 | 2,986 |
| Total risk weighted assets | $109,606,000 | 3,424 |
| Total unused commitments | $26,544,000 | 2,499 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 30 | 4,945 |
| Assets and Liabilities | ||
| Total Assets: | $124,233,000 | 4,143 |
| Cash and due from depository institutions | $6,364,000 | 4,945 |
| Interest-bearing balances | $5,008,000 | 1,143 |
| Securities | $2,016,000 | 8,391 |
| Federal funds sold & reverse repurchase agreements | $7,278,000 | 1,547 |
| Net loans & leases | $104,597,000 | 3,358 |
| Loan loss allowance | $1,329,000 | 3,254 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,232,000 | 3,064 |
| Other real estate owned | $0 | 4,945 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $746,000 | 7,216 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $124,233,000 | 4,143 |
| Total liabilities | $106,062,000 | 4,286 |
| Total deposits | $105,399,000 | 4,006 |
| Interest-bearing deposits | $95,814,000 | 3,798 |
| Deposits held in domestic offices | $105,399,000 | 4,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $367,000 | 5,444 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $296,000 | 6,237 |
| Total equity capital | $18,171,000 | 3,086 |
| Total bank equity capital | $18,171,000 | 3,086 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $11,306,000 | 269 |
| Surplus | $12,214,000 | 1,730 |
| Undivided profits | $-5,349,000 | 8,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $365,000 | 6,511 |
| Earning assets | $118,899,000 | 4,019 |
| Long-term assets (5+ years) | $19,331,000 | 3,593 |
| Average Assets, year-to-date | $110,829,500 | 4,411 |
| Average Assets, quarterly | $121,627,000 | 4,176 |
| Volatile liabilities | $22,063,000 | 3,863 |
| Insider loans | $1,790,000 | 2,897 |
| FHLB advances | $367,000 | 5,151 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $26,067,000 | 2,511 |
| Tier 1 (core) risk-based capital | $18,155,000 | 2,947 |
| Tier 2 risk-based capital | $1,309,000 | 3,066 |
| Total risk weighted assets | $104,696,000 | 3,506 |
| Total unused commitments | $26,067,000 | 2,516 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 29 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $119,021,000 | 4,260 |
| Cash and due from depository institutions | $7,304,000 | 5,124 |
| Interest-bearing balances | $4,990,000 | 1,171 |
| Securities | $2,027,000 | 8,467 |
| Federal funds sold & reverse repurchase agreements | $9,890,000 | 1,104 |
| Net loans & leases | $95,860,000 | 3,546 |
| Loan loss allowance | $1,218,000 | 3,467 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,268,000 | 2,996 |
| Other real estate owned | $0 | 5,124 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $672,000 | 7,422 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $119,021,000 | 4,260 |
| Total liabilities | $100,943,000 | 4,422 |
| Total deposits | $100,357,000 | 4,143 |
| Interest-bearing deposits | $91,616,000 | 3,911 |
| Deposits held in domestic offices | $100,357,000 | 4,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $369,000 | 5,429 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $217,000 | 6,641 |
| Total equity capital | $18,078,000 | 2,979 |
| Total bank equity capital | $18,078,000 | 2,979 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $11,306,000 | 266 |
| Surplus | $12,214,000 | 1,682 |
| Undivided profits | $-5,442,000 | 9,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $297,000 | 6,929 |
| Earning assets | $112,767,000 | 4,150 |
| Long-term assets (5+ years) | $19,628,000 | 3,657 |
| Average Assets, year-to-date | $106,361,670 | 4,560 |
| Average Assets, quarterly | $111,257,500 | 4,448 |
| Volatile liabilities | $21,696,000 | 3,799 |
| Insider loans | $1,794,000 | 2,899 |
| FHLB advances | $369,000 | 5,152 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $21,835,000 | 2,831 |
| Tier 1 (core) risk-based capital | $18,051,000 | 2,908 |
| Tier 2 risk-based capital | $1,212,000 | 3,218 |
| Total risk weighted assets | $97,027,000 | 3,683 |
| Total unused commitments | $21,835,000 | 2,834 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 28 | 5,232 |
| Assets and Liabilities | ||
| Total Assets: | $103,494,000 | 4,708 |
| Cash and due from depository institutions | $4,375,000 | 5,232 |
| Interest-bearing balances | $2,956,000 | 1,892 |
| Securities | $2,051,000 | 8,460 |
| Federal funds sold & reverse repurchase agreements | $3,196,000 | 3,717 |
| Net loans & leases | $89,909,000 | 3,666 |
| Loan loss allowance | $1,144,000 | 3,594 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,250,000 | 2,963 |
| Other real estate owned | $0 | 5,232 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $713,000 | 7,210 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $103,494,000 | 4,708 |
| Total liabilities | $94,887,000 | 4,611 |
| Total deposits | $94,281,000 | 4,350 |
| Interest-bearing deposits | $87,062,000 | 4,089 |
| Deposits held in domestic offices | $94,281,000 | 4,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $372,000 | 5,301 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $234,000 | 6,724 |
| Total equity capital | $8,607,000 | 5,453 |
| Total bank equity capital | $8,607,000 | 5,453 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,398,000 | 546 |
| Surplus | $7,677,000 | 2,464 |
| Undivided profits | $-5,468,000 | 9,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $302,000 | 6,806 |
| Earning assets | $98,112,000 | 4,608 |
| Long-term assets (5+ years) | $19,483,000 | 3,624 |
| Average Assets, year-to-date | $100,032,000 | 4,786 |
| Average Assets, quarterly | $100,032,000 | 4,786 |
| Volatile liabilities | $21,665,000 | 3,713 |
| Insider loans | $1,840,000 | 2,801 |
| FHLB advances | $372,000 | 4,992 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,290,000 | 3,007 |
| Tier 1 (core) risk-based capital | $8,556,000 | 5,286 |
| Tier 2 risk-based capital | $1,121,000 | 3,379 |
| Total risk weighted assets | $89,637,000 | 3,837 |
| Total unused commitments | $19,290,000 | 3,013 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 29 | 5,136 |
| Assets and Liabilities | ||
| Total Assets: | $96,570,000 | 4,900 |
| Cash and due from depository institutions | $4,811,000 | 5,136 |
| Interest-bearing balances | $3,596,000 | 1,545 |
| Securities | $2,059,000 | 8,529 |
| Federal funds sold & reverse repurchase agreements | $1,994,000 | 4,048 |
| Net loans & leases | $84,004,000 | 3,841 |
| Loan loss allowance | $1,067,000 | 3,766 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,240,000 | 2,960 |
| Other real estate owned | $0 | 5,136 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $462,000 | 8,077 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,570,000 | 4,900 |
| Total liabilities | $87,923,000 | 4,842 |
| Total deposits | $87,350,000 | 4,587 |
| Interest-bearing deposits | $80,573,000 | 4,301 |
| Deposits held in domestic offices | $87,350,000 | 4,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $375,000 | 5,316 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $198,000 | 7,001 |
| Total equity capital | $8,647,000 | 5,361 |
| Total bank equity capital | $8,647,000 | 5,361 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,398,000 | 550 |
| Surplus | $7,677,000 | 2,432 |
| Undivided profits | $-5,428,000 | 9,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $269,000 | 7,243 |
| Earning assets | $91,653,000 | 4,791 |
| Long-term assets (5+ years) | $19,755,000 | 3,628 |
| Average Assets, year-to-date | $70,972,600 | 5,812 |
| Average Assets, quarterly | $91,505,500 | 5,062 |
| Volatile liabilities | $22,682,000 | 3,585 |
| Insider loans | $1,642,000 | 3,012 |
| FHLB advances | $375,000 | 5,036 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,150,000 | 3,155 |
| Tier 1 (core) risk-based capital | $8,588,000 | 5,235 |
| Tier 2 risk-based capital | $1,067,000 | 3,514 |
| Total risk weighted assets | $84,830,000 | 3,979 |
| Total unused commitments | $17,150,000 | 3,157 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 28 | 5,274 |
| Assets and Liabilities | ||
| Total Assets: | $86,441,000 | 5,276 |
| Cash and due from depository institutions | $4,227,000 | 5,274 |
| Interest-bearing balances | $3,209,000 | 1,831 |
| Securities | $2,074,000 | 8,541 |
| Federal funds sold & reverse repurchase agreements | $3,324,000 | 3,433 |
| Net loans & leases | $73,035,000 | 4,223 |
| Loan loss allowance | $932,000 | 4,164 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,273,000 | 2,915 |
| Other real estate owned | $0 | 5,274 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $508,000 | 8,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,441,000 | 5,276 |
| Total liabilities | $77,606,000 | 5,262 |
| Total deposits | $77,445,000 | 5,003 |
| Interest-bearing deposits | $71,858,000 | 4,697 |
| Deposits held in domestic offices | $77,445,000 | 4,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $161,000 | 7,749 |
| Total equity capital | $8,835,000 | 5,278 |
| Total bank equity capital | $8,835,000 | 5,278 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,398,000 | 540 |
| Surplus | $7,677,000 | 2,394 |
| Undivided profits | $-5,240,000 | 9,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $261,000 | 7,477 |
| Earning assets | $81,642,000 | 5,159 |
| Long-term assets (5+ years) | $15,277,000 | 4,190 |
| Average Assets, year-to-date | $64,573,250 | 6,142 |
| Average Assets, quarterly | $78,799,500 | 5,577 |
| Volatile liabilities | $20,872,000 | 3,771 |
| Insider loans | $2,183,000 | 2,405 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $16,509,000 | 3,225 |
| Tier 1 (core) risk-based capital | $8,761,000 | 5,157 |
| Tier 2 risk-based capital | $927,000 | 3,885 |
| Total risk weighted assets | $76,032,000 | 4,288 |
| Total unused commitments | $16,509,000 | 3,227 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 28 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $71,158,000 | 5,918 |
| Cash and due from depository institutions | $4,902,000 | 5,283 |
| Interest-bearing balances | $3,197,000 | 1,977 |
| Securities | $2,099,000 | 8,552 |
| Federal funds sold & reverse repurchase agreements | $2,029,000 | 4,764 |
| Net loans & leases | $58,483,000 | 4,894 |
| Loan loss allowance | $761,000 | 4,747 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,233,000 | 2,885 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $412,000 | 8,314 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,158,000 | 5,918 |
| Total liabilities | $62,012,000 | 5,999 |
| Total deposits | $61,863,000 | 5,760 |
| Interest-bearing deposits | $56,688,000 | 5,494 |
| Deposits held in domestic offices | $61,863,000 | 5,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $149,000 | 7,914 |
| Total equity capital | $9,146,000 | 5,135 |
| Total bank equity capital | $9,146,000 | 5,135 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,398,000 | 533 |
| Surplus | $7,677,000 | 2,358 |
| Undivided profits | $-4,929,000 | 9,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $190,000 | 8,075 |
| Earning assets | $65,808,000 | 5,868 |
| Long-term assets (5+ years) | $10,815,000 | 4,758 |
| Average Assets, year-to-date | $57,284,000 | 6,549 |
| Average Assets, quarterly | $62,434,000 | 6,293 |
| Volatile liabilities | $15,501,000 | 4,489 |
| Insider loans | $2,189,000 | 2,412 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $16,862,000 | 3,127 |
| Tier 1 (core) risk-based capital | $9,048,000 | 4,984 |
| Tier 2 risk-based capital | $761,000 | 4,453 |
| Total risk weighted assets | $62,328,000 | 4,894 |
| Total unused commitments | $16,862,000 | 3,136 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 26 | 5,516 |
| Assets and Liabilities | ||
| Total Assets: | $53,710,000 | 6,774 |
| Cash and due from depository institutions | $4,455,000 | 5,516 |
| Interest-bearing balances | $3,186,000 | 2,010 |
| Securities | $2,093,000 | 8,622 |
| Federal funds sold & reverse repurchase agreements | $4,522,000 | 3,408 |
| Net loans & leases | $39,431,000 | 6,048 |
| Loan loss allowance | $545,000 | 5,731 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,811,000 | 3,219 |
| Other real estate owned | $0 | 5,516 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $398,000 | 8,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,710,000 | 6,774 |
| Total liabilities | $44,120,000 | 7,006 |
| Total deposits | $43,987,000 | 6,820 |
| Interest-bearing deposits | $39,892,000 | 6,619 |
| Deposits held in domestic offices | $43,987,000 | 6,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $133,000 | 8,129 |
| Total equity capital | $9,590,000 | 4,911 |
| Total bank equity capital | $9,590,000 | 4,911 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,398,000 | 523 |
| Surplus | $7,677,000 | 2,326 |
| Undivided profits | $-4,485,000 | 9,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 8,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $155,000 | 8,429 |
| Earning assets | $49,232,000 | 6,746 |
| Long-term assets (5+ years) | $2,002,000 | 7,272 |
| Average Assets, year-to-date | $50,347,000 | 6,928 |
| Average Assets, quarterly | $50,347,000 | 6,928 |
| Volatile liabilities | $8,798,000 | 6,027 |
| Insider loans | $2,402,000 | 2,179 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,837,000 | 3,308 |
| Tier 1 (core) risk-based capital | $9,498,000 | 4,755 |
| Tier 2 risk-based capital | $545,000 | 5,387 |
| Total risk weighted assets | $48,249,000 | 5,631 |
| Total unused commitments | $14,837,000 | 3,317 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $46,984,000 | 7,163 |
| Cash and due from depository institutions | $5,201,000 | 5,648 |
| Interest-bearing balances | $3,222,000 | 1,879 |
| Securities | $2,086,000 | 8,659 |
| Federal funds sold & reverse repurchase agreements | $6,748,000 | 2,143 |
| Net loans & leases | $30,808,000 | 6,745 |
| Loan loss allowance | $436,000 | 6,375 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,823,000 | 4,355 |
| Other real estate owned | $0 | 5,648 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $318,000 | 8,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,984,000 | 7,163 |
| Total liabilities | $36,954,000 | 7,479 |
| Total deposits | $36,843,000 | 7,321 |
| Interest-bearing deposits | $33,391,000 | 7,137 |
| Deposits held in domestic offices | $36,843,000 | 7,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $111,000 | 8,469 |
| Total equity capital | $10,030,000 | 4,715 |
| Total bank equity capital | $10,030,000 | 4,715 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,398,000 | 522 |
| Surplus | $7,677,000 | 2,285 |
| Undivided profits | $-4,045,000 | 9,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $107,000 | 8,839 |
| Earning assets | $42,864,000 | 7,163 |
| Long-term assets (5+ years) | $2,280,000 | 7,090 |
| Average Assets, year-to-date | $35,048,200 | 7,805 |
| Average Assets, quarterly | $42,980,000 | 7,375 |
| Volatile liabilities | $6,278,000 | 6,862 |
| Insider loans | $2,377,000 | 2,182 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,323,000 | 3,265 |
| Tier 1 (core) risk-based capital | $9,945,000 | 4,529 |
| Tier 2 risk-based capital | $436,000 | 6,021 |
| Total risk weighted assets | $38,581,000 | 6,310 |
| Total unused commitments | $14,323,000 | 3,270 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 20 | 6,455 |
| Assets and Liabilities | ||
| Total Assets: | $26,084,000 | 8,568 |
| Cash and due from depository institutions | $3,157,000 | 6,455 |
| Interest-bearing balances | $1,956,000 | 2,309 |
| Securities | $2,996,000 | 8,580 |
| Federal funds sold & reverse repurchase agreements | $14,518,000 | 1,012 |
| Net loans & leases | $4,607,000 | 9,375 |
| Loan loss allowance | $70,000 | 9,244 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $535,000 | 7,217 |
| Other real estate owned | $0 | 6,455 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $271,000 | 9,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,084,000 | 8,568 |
| Total liabilities | $13,936,000 | 9,171 |
| Total deposits | $13,894,000 | 9,117 |
| Interest-bearing deposits | $13,046,000 | 8,977 |
| Deposits held in domestic offices | $13,894,000 | 9,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $42,000 | 9,462 |
| Total equity capital | $12,148,000 | 3,845 |
| Total bank equity capital | $12,148,000 | 3,845 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,398,000 | 512 |
| Surplus | $7,677,000 | 2,174 |
| Undivided profits | $-1,927,000 | 9,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $39,000 | 9,426 |
| Earning assets | $24,077,000 | 8,531 |
| Long-term assets (5+ years) | $107,000 | 8,414 |
| Average Assets, year-to-date | $20,936,000 | 8,825 |
| Average Assets, quarterly | $24,285,500 | 8,656 |
| Volatile liabilities | $2,448,000 | 8,528 |
| Insider loans | $309,000 | 6,353 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,546,000 | 6,911 |
| Tier 1 (core) risk-based capital | $12,152,000 | 3,698 |
| Tier 2 risk-based capital | $70,000 | 9,203 |
| Total risk weighted assets | $12,710,000 | 8,841 |
| Total unused commitments | $2,546,000 | 6,919 |
| Derivatives | $0 | 450 |